HomeMy WebLinkAboutMINUTES - 05242005 - PR1 Contra
TO: BOARD OF SUPERVISORS
Costa
FROM. John Cullen, Director
icCountyEmployment and Human Serves ent
DATE: April 19,2005 Kit
SUBJECT: RECOGNIZE and ACKNOWLEDGE the Health Insurance Counseling and Advocacy
Program(HICAP) and ACCEPT a 2005 Acts of Caring Award from the National
Association of Counties
SPECIFIC REQUEST(S)OR RECOMMENDATION(S)&BACKGROUND AND JUSTIFICATION
RECOMMENDED ACTION_
1. RECOGNIZE the work of HICAP volunteers who provided free individual Medicare and health
insurance consultation to 2,454 residents, 66 educational presentations, and documented savings of
$231,961 for clients in 2004.
2. ACKNOWLEDGE HICAP as a valuable service ensuring that seniors and the disabled have access to
health care.
3. ACKNOWLEDGE that there is no more appropriate time than May,National Older American's Month,
to recognize HICAP's valuable services to County residents.
4. ACCEPT the National Association of Counties Acts of Caring Award.
CONTINUED ON ATTACHMENT: X YES SIGNATURE:
►ZRECOMMENDATION OF COUNTY ADMINISTRATOR RECOMMENDATION OF BOARD COMMITTEE
L---' PPROVE OTHER
r
SIGNATURE(S):q4;., go�!�,
ACTION OF BO ON 01q APPROVED AS RECOMMENDED OT ER
VOTE OF SUPERVISORS
I HEREBY CERTIFY THAT THIS IS A TRUE
UNANIMOUS(ABSENT ��'� ) AND CORRECT COPY OF AN ACTION TAKEN
AYES: NOES: AND ENTERED ON THE MINUTES OF THE BOARD
ABSENT: ABSTAIN: OF SUPERVISORS ON THE DATE SHOWN.
ATTESTED A(q, G�* xz"o �
JOHN SWT EN,CL&K OF THE BOARD OF
SUPERVI RS AND COUNTY ADMINISTRATOR
Contact: Mid
...MIMI,
cc: EHSD(CONTRACTS UNIT)-TM
COUNTY ADMINISTRATOR BY DEPUTY LL
...............ol
INTERNAL OPERATIONS COMMITTEE STAFF
NACo
2005 Acts of Caring Awards
Health Insurance Counseling
and Advocacy Program
(HICAP)
Employment & Human Services Department
Contra Costa County, .California
January 2005
NACo
2005 Acts- of Caring Awards
Health Insurance Counseling and Advocacy Program (HICAP)
Employment & Human Services Department
Contra Costa County, California
What is the "Tbe day that I got an appointrnent to talk to
nature
of the you was one of the best days ofmylife. Ifeltas though
program? Iliad hit a brick wall..."
"Out of desperation we called your agency for
Help....77iere are no words that can express our feeling ofreliefand appreciation For all the work
that HICAP did for us."
The Health Insurance Counseling and Advocacy Program (HICAP) of Contra Costa County
received these words of appreciation from clients for successfully appealing an HMO's denial of
payment of$49,000 for a hospital stay, for getting a company to reinstate health insurance for a
retired employee widi Alzheimer's, and for getting Medicare to pay for two denied ambulance
bills. Since its inception in 1983, HICAP Volunteer Counselors have been dedicated to seeing
that seniors and the disabled receive access to health care. HICAP volunteers provide free
individual.consultation to Medicare beneficiaries. 'Ilie volunteer healdi.insurance counselors help
seniors widi the following concerns:
■ Understanding Medicare
■ Choosing insurance to supplement Medicare
1
■ Appealing denials of health care and payment for care
■ Deciding whether to purchase long-term care insurance
■ Preventing insurance fraud and abuse
The program benefits seniors and younger, disabled Medicare beneficiaries who are denied
care or are confused by complex regulations and changing policies. HICAP clients are given
information to make wise choices in obtaining medical care and prescription drugs. Counselors
meet with clients in 20 locations throughout the county and travel to the homes of clients who are
disabled. Translation services are available without charge.
NVhat are the In the past year, twenty-six HICAP Counselors
basic statistics
of the
provided individual assistance to 2,454 people. In
program?
addition, HICAP offered sixty-six educational
presentations attended by a total of 2,218 county residents. Counselors documented financial
savings totaling$231,961 for clients due to HICAP's efforts in recovering payment for medical
claims and in the cancellation of duplicative insurance policies. HICAP counselors provided
2,622 hours of volunteer service. At a value of$20 per hour, this professional level of service is
worth$54,440.
Two full-time staff and one half-tune staff are paid by the county to provide the training,
supervision and recognition of the volunteers,to handle complex, difficult cases, and to manage
program administration. HICAP staff reviews every case and meets with the volunteers monthly.
. . .... .... .. ... ... ........ ............... .. .........
The total budget for the HICAP program for the past fiscal year was $184,037. Additional in-kind
support carne from counseling site locations that provided room use and scheduled counseling
appointments.
NVhat role do Tlie county administration supports the HICAP
county leaders
play in volunteers by providing direction and encouragement.
enhancing Tlie county sponsors several recognition events each year
or facilitating
the volunteer
to honor the volunteers with special awards. HICAP leas received the
program?
"Contra Costa County Government
Volunteer Program of the Year" award and was lionored at a special reception by the Chair of the
Board of Supervisors.
County leaders provide opportunities for HICAP to work- with other county organizations
to address changes in the health care system to benefit seniors as well as for HICAP staff and
volunteers to receive training to update their knowledge. For example, HICAP worked with the
County Advisory Council on Aging to address the overcharging of Medi-Cal beneficiaries for the
cost of prescription drugs. Recently, the County Training Unit assisted HICAP staff in presenting
a seminar on"The New Medicare Law." Seventy-four providers of aging services attended the
training.
How has the HICAP is responsible for seniors receiving
program had a physical therapy that was threatened with termination,
significant,
positive impact for seniors being able to remain in a hospital when faced
on your
community? with premature release, for seniors getting access to free
prescription drugs that they couldn't otherwise afford, and for seniors getting their HMO to pay for
emergency out-of-area care that had been denied. These are a few examples of the impact of the
volunteers.
I
s
Wien a Medicare HMO decided in the fall of 2001 to terminate services to ten thousand
seniors in Contra Costa County, HICAP responded with a major educational campaign to notify
residents of their rights and choices for continued health care. During the three-month crisis,
HICAP received 3,445 related calls for assistance. HICAP gave presentations to 3,500 people,
which is one-Hurd of those affected.
HICAP counselors also prevent insurance fraud. In Contra Costa County, counselors
found seven clients who were victims of financial abuse totaling more than $40,000 by one
insurance agent. The agent sold duplicate and nonexistent policies and overcharged for premiums.
What makes the
HICAP is innovative and unique because it uses
program
innovative and the collective skills and creativity of the volunteers and
unique? N'Vhy
should the staff to respond to the needs presented by the
1,
program by
recognized as an
community. For example, one volunteer found that the special rights
"Act of Caring?" of the Medicare population with end-stage-renal-disease are complex.
She researched the options for this special population and prepared a consumer handout on leer
findings. Another volunteer developed a comparison chart of the premiums charged by
companies offering Medicare Supplemental Insurance in Contra Costa County. She found vast
differences in the prices charged by companies for the same products and wanted consumers to
have this information.
The volunteers are tireless in getting Medicare beneficiaries the health care they deserve
and to which they are entitled. Many spend hours negotiating with HMO service representatives
and case managers and the staff of medical offices to obtain needed care. The counselors also
write many letters for clients to appeal denials of payment for such things as wheelchairs or
ambulance trips.
•
,
Contra Costa HICAP attributes the longevity of the commitments made by its volunteers to
its use of counselors in all aspects of service. In addition to the traditional counseling role, the
volunteers are utilized as conununity educators, as mentors for new counselors, as trainers at the
monthly training updates, as reviewers of client cases, as research assistants, as representatives at
community organizations,and as specialists in various areas of health insurance regulations.
Volunteers are expected to function as professionals.
Our Congresswoman, Ellen Tauscher,wrote to the volunteers, "I know that you have seen
firsthand the difficulties that one can encounter when faced with illness. HICAP has been a
fabulous resource for so many people struggling to make sense of their health care options. I
know that HICAP has had a significant impact on the lives of many seniors and their families. It is
with great confidence that my-office has referred many constituents to the HICAP Program for
assistance.
How can other Contra Costa HICAP is happy to provide
communities
replicate the inforination to other communities. HICAP staff has
project? What
obstacles might .
presented the model it developed for the utilization of
�4
others encounter :F
volunteer skills at state conferences. Staff recently
in replication?
described the workshops it developed for facilitating access to
Medicare's $600 prescription drug credit at the California Association
of Area Agencies on Aging Conference. Contra Costa HICAP has a unique, interactive training
program for new counselors, which has been replicated with success.