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HomeMy WebLinkAboutMINUTES - 05022000 - C49 • 7 BOARD OF SUPERVISORS OF THE COUNTY OF CONTRA COSTA RESOLUTION NO, 2000/219 RESOLUTION AUTHORIZING THE ISSUANCE AND SALE OF NOT TO EXCEED $100,000,000 COUNTY OF CONTRA COSTA, CALIFORNIA, 2000- 2001 TAX AND REVENUE ANTICIPATION NOTES; APPROVING THE FORMS OF AND DIRECTING THE DISTRIBUTION OF A NOTICE OF INTENTION TO SELL, AN OFFICIAL NOTICE OF SALE AND AN OFFICIAL STATEMENT;DELEGATING TO COUNTY ADMINISTRATOR OR HIS DESIGNEE AUTHORIZATION TO AWARD BIDS FOR SAID NOTES; AND AUTHORIZING TAKING OF NECESSARY ACTIONS AND EXECUTION OF NECESSARY CERTIFICATES WHEREAS, pursuant to Sections 53850 et seq. of the Government Cade of the State of California(the"Government Code"), this Board of Supervisors(the"Board")has found and determined that the sum of not to exceed One Hundred Million Dollars ($100,000,000) is needed for the requirements of the County of Contra Costa(the"County") to satisfy obligations payable from the general fund of the County(the"General Fund") and that it is necessary that said sum be borrowed for such purpose at this time by the issuance of temporary notes (the "Notes")therefor in anticipation of the receipt of taxes, revenue and other moneys to be received by the County for the General Fund of the County allocable to Fiscal Year 2000-2001; WHEREAS, it appears, and the Board hereby finds and determines, that said sum of One Hundred Million Dollars ($100,000,000),when added to the interest estimated to be payable thereon, does not exceed eighty-five percent (85%) of the estimated amount of the uncollected taxes, income, revenue, cash receipts and other moneys of the County for the General Fund of the County attributable to Fiscal Year 2000-2001 and available for the payment of the principal of and interest on the Notes; WHEREAS,no money has heretofore been borrowed by the County through the issuance of any temporary notes in anticipation of the receipt of, or payable or secured by, taxes, income, revenue, cash receipts or other moneys of the County received or accrued during or allocable to Fiscal Year 2000-2001; WHEREAS, pursuant to Section 53856 of the Government Code, certain revenues which will be received by the County for the General Fund and attributable to Fiscal Year 2000- 2001 can be pledged for the payment of the principal of and interest on the Notes; WHEREAS, the County wishes to authorize the issuance of the Notes in an amount not to exceed $100,000,000; WHEREAS, the Notes shall be sold to the highest bidder or bidders pursuant to a competitive sale to be held on May 30, 2000 or on such earlier or later date as is established by the County Administrator of the County in accordance with the terms of the Official Notice of Sale for the Notes; DOCSSF 1:440628.3 40511-103 MAC WHEREAS, an Official Statement describing the Notes and an Official Notice of Sale for the sale of the Notes will be distributed to potential purchasers of the Notes and a Notice of Intention to Sell the Notes will be published in THE BOND BUYER; WHEREAS, this Board has been presented with the form of each document hereinafter referred to, relating to the Notes, and the Board has examined and approved the form of each document and desires to authorize and direct the execution of such documents and the issuance of the Notes; and WHEREAS, the County has full legal right, power and authority under the Constitution and the laws of the State of California to enter into the transactions hereinafter authorized, NOW THEREFORE, BE IT RESOLVED by the Board of Supervisors of the County of Contra Costa, as follows: Section 1. Recitals. The foregoing recitals are true and correct and this Board hereby so finds and determines. Section 2. Authorization and Issuance. (A) Solely for the purpose of anticipating taxes, income, revenues, cash receipts and other moneys to be received by the County for the General Fund of the County allocable to Fiscal Year 2000-2001, and not pursuant to any common plan of financing, the County hereby determines to and shall borrow the aggregate principal sum of not to exceed One Hundred Million Dollars ($100,000,000),by the issuance of temporary notes in one or more series under Sections 53850 et seq. of the Government Code, designated the"County of Contra Costa, California, 2000-2001 Tax and Revenue Anticipation Notes." A first series of Notes labeled"Series A" (the"Series A Notes") shall be issued pursuant hereto in the aggregate principal amount of not to exceed $88,000,000. A second series of Notes labeled "Series B" (the "Series B Notes") may hereafter be issued prior to January 1,2001, in an amount not to exceed the difference between $100,000,000 and the principal amount of the Series A Notes. (B) The Series A Notes shall be initially issued and registered as provided in Section 9 hereof and otherwise shall be in the denomination of$5,000 or any integral multiple thereof, and shall be dated the date of issuance thereof, shall mature(without option of prior redemption) on October 1, 2001, and shall bear interest, payable on June 29, 2001 and at maturity and computed on the basis of a 360-day year composed of twelve 30-day months, at the rate per annum determined in accordance with this Resolution. (C) Interest due on the Notes, prior to the maturity thereof, shall be payable to the person in whose name such Note is registered on the registration books of the County, maintained by the Paying Agent, as of the close of business on the 15th day of the calendar month immediately preceding the interest payment date(the"Record Date"), such interest to be paid by check mailed to such registered owner. Both the principal of and interest payable at maturity on the Notes shall be payable in lawful money of the United States of America, only to the registered owners of the Notes upon surrender thereof at the office of the Treasurer-Tax Collector of the County (the "Paying Agent")in Martinez, California upon the maturity thereof: DMSSFi:440628.3 405110103 NUC 2 3 No interest shall be payable on any Note for any period after maturity during which the registered owner thereof fails to properly present such Note for payment. (D) The Series B Notes shall be dated the date of issuance thereof, shall mature (without option of prior redemption) not more than 15 months thereafter and shall bear interest payable on June 29, 2001 and at maturity computed on the basis of a 360-day year composed of twelve 30-day months at the rate or rates determined in accordance with this Resolution. The issuance of the Series B Notes shall be subject to the following conditions: (1) Receipt of confirmation from Moody's Investors Service and Standard& Poor's (each an"Agency") (if such respective rating agency rated the Series A Notes) that the issuance of the Series B Notes will not cause a reduction or withdrawal in such Agency's rating on the Series A Notes; and (2) Receipt of an opinion of Bond Counsel to the effect that the interest on the Series B Notes is excludable from gross income for federal income tax purposes. (E) At any time after the sale of a series of the Notes, the County shall execute the Notes of such series for issuance hereunder and shall deliver them to the Paying Agent, and thereupon such Notes shall be authenticated and delivered by the Paying Agent to the purchaser thereof upon the written request of the County and upon receipt of payment therefor from the purchaser thereof. Section 3. Sale of Notes. The proposed form of the Official Notice of Sale for the Series A Notes, in substantially the form presented to this meeting (a copy of which is on file with the Clerk of the Board), is hereby approved and adopted as the Official Notice of Sale for the Series A Notes. The County Administrator is hereby authorized and directed, for and in the name of and on behalf of the County, to execute and deliver such Official Notice of Sale, with such changes, additions, completions and corrections therein as the County Administrator shall require or approve, such approval to be conclusively evidenced by the execution and delivery thereof All of the Series A Notes shall be offered for public sale in accordance with the Official Notice of Sale. C.M. de Crinis& Co., Inc. (the'Tinancial Advisor") is hereby authorized and directed to cause to be mailed to prospective bidders for the Notes copies of said Official Notice of Sale, subject to such changes, additions and completions as may be acceptable to the County Administrator. The proposed form of the Notice of Intention to Sell Notes, in substantially the form presented to this meeting (a copy of which is on file with the Clerk of the Board), is hereby approved. The County Administrator is hereby directed to cause said Notice of Intention to Sell Notes to be published once, no later than 15 days before the date of sale of the Notes, in TBE BOND BUYER, a financial publication generally circulated throughout the State of California. Sealed proposals or faxed bids shall be received by the County Administrator of the County or his designee up to the hour of 10.00 a.m. California time on May 30, 2000 or on such earlier or later date determined by the County Administrator as set forth in the Official Notice of Sale, for the purchase of the Series A Notes for cash at not less than their principal amount and accrued interest thereon to the date of their delivery, the interest rate or rates (which L1WSSF1:440628.3 40511-103 MAC 3 C! shall not exceed 12% per annum)to be designated in the bid or bids, the County Administrator reserving the right to reject any and all bids, in accordance with the terms and conditions of said Official Notice of gale. The County Administrator is hereby authorized to determine whether to accept partial bids in increments of a specified denominational amount, such as $20,000,000, and to award the Series A Notes to the highest responsible bidder or bidders resulting in the lowest true interest cost to the County or to reject any or all bids. If the Series A Notes are awarded to more than one bidder and at different rates of interest, each incremental amount of Series A Notes of the same interest rate shall be given the same designation with the number of designations equal to the number of different interest rates. The County Administrator may, in his sole discretion, cancel the public sale of the Series A Notes and negotiate for the sale of the Series A Notes with an underwriter or underwriters, and enter into an agreement for the sale of the Notes,upon such terms and conditions as he shall deem appropriate. The County Administrator is hereby authorized, upon a determination it is in the best interest of the County, to sell the Series B Notes prior to January 1, 2001,by negotiated or publicly bid sale at not less than the principal amount thereof and at an interest rate or rates not to exceed 12%per annum. Section 4. Disposition of Proceeds of Notes. The County shall, immediately upon receiving the proceeds of the sale of the Notes, place in the County General Fund maintained in the County Treasury all amounts received from such sale. Such amounts held in the County General Fund shall be invested as permitted by Section 53601 or Section 53635 of the Government Code provided that no such investments shall have a maturity later than the date that it is anticipated that such amounts will be required to be expended and provided further that no such investments shall consist of reverse repurchase agreements. Such amounts may be commingled with other funds of the County. Amounts in the County General Fund attributable to the sale of the Notes shall be withdrawn and expended by the County for any purpose for which the County is authorized to expend funds from the General Fund of the County, but(except for costs related to the issuance of the Notes) only after exhausting funds otherwise available for such purposes(which are not restricted funds), and only to the extent that on any given day such other funds are not then available, and for purposes of this section, otherwise available funds excludes amounts that are held or set aside in a reasonable working capital reserve(as described in the tax certificate of the County delivered upon issuance of the Notes and, in any event, not exceeding five percent (5%) of the County's total working capital expenditures from its available funds in fiscal year 1999- 2000). 9992000). If on the date that is six months from the date of issuance of a series of the Notes all amounts attributable to the proceeds of the Notes of such series(including investment earnings thereon) have not been so expended,the County shall promptly notify Orrick,Herrington& Sutcliffe LLP ("Bond Counsel") and,to the extent of its power and authority, comply with the instructions from Bond Counsel as to the means of satisfying the rebate requirements of Section 148 of the Internal Revenue Code of 1986 (the"Code"). DC CssP 1:440628.4 40511-103!dAC 4 Section 5. Sgurce of Payment. (A) The principal of and interest on the Notes shall be payable from taxes, income, revenue, cash receipts and other moneys which are received by the County for the General Fund for the fiscal year 2000-2001 and which are lawfully available for the payment of current expenses and other obligations of the County(the"Unrestricted Revenues"), (B) As security for the payment of the principal of and interest on the Notes, the County hereby pledges to deposit in trust in a special County fund designated as the"2000- 2001 Tax and Revenue Anticipation Note Repayment Fund"(the"Repayment Fund") (i)an amount equal to fifty percent(50%) of the aggregate principal amount of the Notes from the first Unrestricted Revenues received by the County during the accounting period commencing on December 13, 2000 and ending January 11, 2001, inclusive(the"First PIedge Period"), and (ii) an amount equal to 50%of the principal amount of Notes from the first Unrestricted Revenues received by the County during the accounting period commencing on April 12, 2001 and ending May 11, 2001, inclusive(the"Second Pledge Period"),together with an amount sufficient(net of anticipated earnings on moneys in the Repayment Fund)(x)to satisfy and make up any deficiency in the Repayment Fund with respect to the prior Pledge Period and (y)to pay the interest on the Notes on June 29, 2001 and at maturity. The amounts pledged by the County for deposit into the Repayment Fund from the Unrestricted Revenues received during each indicated accounting period are hereinafter called the"Pledged Revenues." (C) In the event that there have been insufficient Unrestricted Revenues received by the County by the third business day prior to the end of any such Pledge Period to permit the deposit into the Repayment Fund of the full amount of the Pledged Revenues required to be deposited with respect to such Pledge Period, then the amount of any deficiency in the Repayment Fund shall be satisfied and made up from any other moneys of the County lawfully available for the payment of the principal of the Notes and the interest thereon(all as provided in Sections 53856 and 53857 of the Government Code) (the"Other Pledged Moneys") on such date or thereafter on a daily basis,when and as such Pledged Revenues and Other Pledged Moneys are received by the County. Section 6. Pledged.Revenues. (A) The Pledged Revenues shall be deposited by the Treasurer-Tax Collector of the County(the"Treasurer") in the Repayment Fund on or prior to the last business day of each respective Pledge Period, and applied as directed in this Resolution;and the Other Pledged Moneys, if any, shall be deposited by the Treasurer in the Repayment Fund on the last business day of such Pledge Period and on each business day thereafter, until the full amount of the moneys required by Section 5(13)has been so deposited in the Repayment Fund;provided that, if on the date that is six months from the date of issuance of a series of the Notes all amounts attributable to the proceeds of the Dotes of such series (including investment earnings thereon) have not been expended in accordance with Section 4,the amounts to be deposited in the Repayment Fund during the period in which received shall be deposited as soon as received, The principal of and interest on the Notes constitute a first lien and charge on, and shall be payable from, moneys in the Repayment Fund. Moneys in the Repayment Fund shall be applied only as hereinafter in this Section 6 provided. LOCssF1:440628.3 40311-103 TMAC 5 (B) The Treasurer shall use the moneys in the Repayment Fund on the interest payment date to pay interest on the Notes then due and on the respective maturity dates of the Notes to pay the principal of and interest on the Notes then due. Any moneys remaining in the Repayment Fund after all such payments, or after provision for such payments have been made, shall be transferred to the General Fund of the County. If for any reason amounts in the Repayment Fund are insufficient to pay both series of Notes in full, such amounts shall be applied pro rata to the payment of each series of Notes based on the total principal of and interest payable upon the Notes at the respective maturities thereof, taking into account anticipated earnings to be received on amounts in the Repayment Fund prior to the final maturity date thereof (C) Moneys in the Repayment Fund shall be invested in Permitted Investments as defined below, except that no such investments shall have a maturity date later than the maturity date of the respective series of Notes expected to be paid with proceeds of such investments. The proceeds of any such investments shall be retained in the Repayment Fund until payment of principal of and interest on the Notes (or provision therefor) has been made in accordance with paragraph (B), at which time any excess amount shall be transferred to the General Fund of the County. (D) Permitted Investments mean any of the following: (1) United States Treasury notes, bonds, bills or certificates of indebtedness, or those for which the full faith and credit of the United States are pledged for the payment of principal and interest. (2) Obligations of instrumentalities or agencies of the United States of America limited to the following: (a) the Federal Horne Loan Bank Board (FHLB); (b) the Federal Home Loan Mortgage Corporation (FHLMC); (c) the Federal National Mortgage Association (FNMA); (d) Federal Farm Credit Bank (FFCB); (e) Government National Mortgage Association (GNMA); (f) Student Loan Marketing Association (SLMA); and (g) guaranteed portions of Small Business Administration(SBA) notes. (3) Bills of exchange or time drafts drawn on and accepted by a commercial bank, otherwise known as bankers acceptances. Purchases of bankers acceptances may not exceed a maturity of 270 days. The financial institution must have a minimum short-term rating of"A-1" and `°P-1" by Standard & Poor's Ratings Service and Moody's Investors Service, respectively, and a long-term rating of no less than"A" (4) Commercial paper of "prime" quality of the highest ranking or of the highest letter and numerical rating as provided for by Moody's Investors Service or Standard and Poor's Ratings Service. Eligible paper is further limited to issuing corporations that are organized and operating within the United States and having total assets in excess of five hundred million dollars ($500,000,000) and having an "A" or higher rating for the issuer's debt, other than commercial paper, as provided for by Moody's Investors DOCSSF1:440628.3 40511.103 MAC 6 Service or Standard & Poor's Ratings Service. Purchases of eligible commercial paper may not exceed a maturity of 180 days. (5) Negotiable certificates of deposits issued by a nationally or state-chartered bank or a state or federal association (as defined by Section 5102 of the Financial Code) or by a state-licensed branch of a foreign bank in each case which has, or which is a subsidiary of a parent company which has, obligations outstanding having a rating of "Aa" or AA" or better from Moody's Investors Service and Standard & Poor's Ratings Services, respectively. (6) Investments in repurchase agreements of any securities listed in (1) through (4) above. Investments in repurchase agreements may be made with financial institutions having a rating of "Aa" or "AA" or better from Moody's Investors Service and Standard & Poor's Ratings Service, respectively, and when the term of the agreement does not exceed 30 days and are fully secured at or greater than 102% of the market value plus accrued interest by obligations of the United States Government, its agencies and instrumentalities, in accordance with number(2) above. (7) Deposits in the State of California Treasurer's Local Agency Investment Fund (LAIF). (8) Investment agreements with or the obligations of which are guaranteed by (a) a domestic bank, financial institution or insurance company the financial capacity to honor its senior obligations of which is rated at least "AA" by Standard & Poor's and "Aa2" by Moody's Investors Service, or (b) a foreign bank the long-term debt of which is rated "AA" by Standard & Poor's and "Aa2" by Moody's Investors Service (a "Qualified Provider"); provided, that the investment agreement shall provide that if during its term the provider's (or, if guaranteed, the guarantor's) rating by either Standard & Poor's or Moody's Investors Service falls below"AX' or "Aa2", respectively, the provider must within 10 days assign the investment agreement to a Qualified Provider reasonably acceptable to the County or collateralize the investment agreement by delivering or transferring in accordance with applicable state and federal laws (other than by means of entries on the provider's books) to the County or a third party acting solely as agent therefor (the "Holder of the Collateral") United States Treasury Obligations which are free and clear of any third-party liens or claims at sufficient collateral levels to maintain the highest short- term rating on the Notes. Section 7. Execution of Notes. The Treasurer or his designee is hereby authorized to execute the Notes by use of his manual or facsimile signature, and the Clerk of the Board of Supervisors of the County or one of his assistants is hereby authorized to countersign, by manual or facsimile signature, the Notes and to affix the seal of the County thereto by impressing the seal or by imprinting a facsimile of the seal thereon. Said officers are hereby DOCSSF1:440628.3 40511-103 MAC 7 authorized to cause the blank spaces in Exhibit A to be filled in as may be appropriate and to deliver the Notes to the respective purchasers thereof. In the case of Notes executed by facsimile signature of both the Treasurer and the Clerk of the Board of Supervisors,the Notes shall not be valid unless and until the Paying Agent shall have manually authenticated such Notes. In case any officer whose signature appears on the Notes shall cease to be such officer before the delivery of the Notes to the purchaser thereof, such signature shall nevertheless be valid and sufficient for all purposes as if such officer had remained in office until such delivery of the Notes. Section 8. Form of Notes and Certificate of Authentication and Registration. The Notes shall be issued in fully registered form without coupons and the Notes and the Certificate of Authentication and Registration shall be substantially in the form and substance set forth in Exhibit A attached hereto and by reference incorporated herein, the blanks in said form to be filled in with appropriate words and figures. Section 9. Use ofDepositorv. Registration Exchange and Transfer. (A) The Depository Trust Company, New York,New York, is hereby appointed depository for the Notes. The Depository Trust Company shall act as depository pursuant to the Blanket Issuer Letter of Representations on file with the Clerk of the Board. The Notes shall be initially issued and registered in the name of"Cede& Co.," as nominee of The Depository Trust Company,New York,New York and shall be evidenced by a single Note. Registered ownership of each Note, or any portion thereof, may not thereafter be transferred except as set forth in Section 9(B). (B) The Notes shall be initially issued and registered as provided in Section (A)hereof. Registered ownership of the Notes, or any portions thereof, may not thereafter be transferred except: (i) to any successor of Cede& Co., as nominee of The Depository Trust Company, or its nominee, or of any substitute depository designated pursuant to clause (ii) of this subsection(B) ("Substitute Depository"); provided that any successor of Cede& Co., as nominee of The Depository Trust Company or Substitute Depository, shall be qualified under any applicable laws to provide the service proposed to be provided by it; (ii) to any Substitute Depository not objected to by the Treasurer, upon (1) the resignation of The Depository Trust Company or its successor(or any Substitute Depository or its successor) from its functions as depository, or(2) determination by the Treasurer to substitute another depository for The Depository Trust Company (or its successor) because the Depository Trust Company(or its successor) is no longer able to carry out its functions as depository;provided that any such Substitute Depository shall be qualified under any applicable laws to provide the services proposed to be provided by it; or (iii) to any person as provided below, upon(1)the resignation of The Depository Trust Company or its successor(or any Substitute Depository or its successor) from its functions as depository, or(2) a determination by the Treasurer to discontinue using The Depository Trust Company or a depository. DOCSSF1:440628.3 40511-103 IMAC 8 '9 (C) In the case of any transfer pursuant to clause(i) or clause(ii) of subsection (B) of this Section,upon receipt of all outstanding Notes of each series by the Paying Agent (together, in the case of a successor paying agent appointed by the County pursuant to Section 12 hereof, with a written request of the Treasurer to such successor paying agent designating the Substitute Depository), a single new Note for each series,which the County shall prepare or cause to be prepared, shall be executed and delivered, registered in the name of any such successor to Cede& Co. or such Substitute Depository, or their respective nominees, as the case may be, all as specified by the Treasurer or, in the case of a successor paying agent appointed by the County pursuant to Section 12 hereof, as specified in the written request of the Treasurer. In the case of any transfer pursuant to clause (iii) of Subsection(B) of this Section 9 upon receipt of all outstanding Notes by the Paying Agent (together, in the case of a successor paying agent appointed by the County pursuant to Section 12 hereof, with a written request of the Treasurer to such successor paying agent), new Notes, which the County shall prepare or cause to be prepared, shall be executed and delivered in such denominations and registered in the names of such persons as specified by the Treasurer or, in the case of a successor paying agent appointed by the County pursuant to Section 12 hereof, as are requested in such written request of the Treasurer, subject to the limitations of this Section 9, provided that the Paying Agent shall deliver such new Notes as soon as practicable. (D) The County and the Paying Agent shall be entitled to treat the person in whose name any Note is registered as the owner thereof for all purposes of the Resolution and for purposes of payment of principal of and interest on such Note, notwithstanding any notice to the contrary received by the Paying Agent or the County; and the County and the Paying Agent shall not have responsibility for transmitting payments to, communicating with, notifying, or otherwise dealing with any beneficial owners of the Notes. Neither the County nor the Paying Agent shall have any responsibility or obligation, legal or otherwise,to any such beneficial owners or to any other party, including The Depository Trust Company or its successor(or Substitute Depository or its successor), except to the owner of any Notes, and the Paying Agent may rely conclusively on its records as to the identity of the owners of the Notes. (E) Notwithstanding any other provision of this Resolution and so long as all outstanding Notes are registered in the name of Cede& Co. or its registered assigns, the County and the Paying Agent shall cooperate with Cede& Co. or its registered assigns, as sole registered owner, in effecting payment of the principal of and interest on the Notes by arranging for payment in such manner that funds for such payments are properly identified and are made available on the date they are due all in accordance with the Letter of Representations, the provisions of which the Paying Agent may rely upon to implement the foregoing procedures notwithstanding any inconsistent provisions herein. (F) In the case of any transfer pursuant to clause(iii) of subsection(B) of this Section, any Note may, in accordance with its terms, be transferred or exchanged for a like aggregate principal amount in authorized denominations of the same series,upon the books required to be kept by the Paying Agent pursuant to the provisions hereof, by the person in whose name it is registered, in person or by his duly authorized attorney,upon surrender of such Nate for cancellation, and, in the case of a transfer, accompanied by delivery of a written instrument of transfer, duly executed and in form approved by the Paying Agent. UOCSSF1:440628.3 40511-103 UW 9 Whenever any Note shall be surrendered for transfer or exchange, the County shall execute and the Paying Agent shall authenticate, if required, and deliver a new Note or Notes of the same series of authorized denominations, for a like aggregate principal amount. The Paying Agent shall require the owner requesting such transfer or exchange to pay any tax or other governmental charge required to be paid with respect to such transfer or exchange. (G) The Paying Agent will keep or cause to be kept sufficient books for the registration and transfer of the Notes, which shall at all times be open to inspection by the County. Upon presentation for such purpose, the Paying Agent shall, under such reasonable regulations as it may prescribe, register or transfer or cause to be registered or transferred, on such books,Notes as hereinbefore provided. (H) If any Note shall became mutilated,the County, at the expense of the owner of such Note, shall execute, and the Paying Agent shall thereupon authenticate, if required, and deliver a new Note of like series, tenor and number in exchange and substitution for the Note so mutilated, but only upon surrender to the Paying Agent of the Note so mutilated. Every mutilated Note so surrendered to the Paying Agent shall be cancelled by it and delivered to, or upon the order of, the County. If any Note shall be lost, destroyed or stolen, evidence of such loss, destruction or theft may be submitted to the County and the Paying Agent and, if such evidence be satisfactory to both and indemnity satisfactory to them shall be given,the County, at the expense of the owner, shall execute, and the Paying Agent shall thereupon authenticate, if required, and deliver a new Note of like series, tenor and number in lieu of and in substitution for the Note so lost, destroyed or stolen (or if any such Note shall have matured or shall be about to mature, instead of issuing a substitute Note, the Paying Agent may pay the same without surrender thereof). The Paying Agent may require payment by the registered owner of a Note of a sum not exceeding the actual cost of preparing each new Note issued pursuant to this paragraph and of the expenses which may be incurred by the County and the Paying Agent. Any Note issued under these provisions in lieu of any Note alleged to be lost, destroyed or stolen shall constitute an original additional contractual obligation on the part of the County whether or not the Note so alleged to be lost, destroyed or stolen be, at any time, enforceable by anyone, and shall be entitled to the benefits of this Resolution with all other Notes secured by this Resolution. All Notes surrendered for payment or registration of transfer, if surrendered to any person other than the Paying Agent, shall be delivered to the Paying Agent and shall be promptly cancelled by it. The County may at any time deliver to the Paying Agent for cancellation any Notes previously authenticated and delivered hereunder which the County may have acquired in any manner whatsoever, and all Notes so delivered shall promptly be cancelled by the Paying Agent. No Note shall be authenticated in lieu of or in exchange for any Notes cancelled as provided herein, except as expressly permitted hereunder. All cancelled Notes held by the Paying Agent shall be disposed of as directed by the County. Section 14, General-Covenants. It is hereby covenanted and warranted by the Board that all representations and recitals contained in this Resolution are true and correct and that the Board and the County, and their appropriate officials, have duly taken all proceedings necessary to be taken by them, and will take any additional proceedings necessary to be taken by them, for the levy, collection and enforcement of the taxes, income, revenue, cash receipts and other moneys pledged hereunder in accordance with law and for carrying out the provisions of DMSSF1:430628.3 40911-103 M. A.0 10 this Resolution and the Notes and shall cause to be paid in accordance with their terms the principal of and interest on the Notes. Section 11. Tax Covenants.Reb to Fund. (A) The County hereby covenants that it will not take any action, or fail to take any action,if such action or failure to take such action would adversely affect the exclusion from gross income of the interest payable on the Notes under Section 103 of the Code. Without limiting the generality of the foregoing, the County hereby covenants that it will comply with the requirements of the flax Certificate of the County with respect to the Notes (the"Tax Certificate"),to be entered into by the County as of the date of issuance of the Notes. The provisions of this Section 11 shall survive payment in full or defeasance of the Notes. (B) The County covenants that it shall make all calculations in a reasonable and prudent fashion relating to any rebate of excess investment earnings on the proceeds of the Notes due to the United States Treasury, shall segregate and set aside from lawfully available sources the amount such calculations may indicate may be required to be paid to the United States Treasury and shall otherwise at all times do and perform all acts and things necessary and within its power and authority, including complying with each applicable requirement of Section 103 and Sections 141 through 150 of the Code and complying with the instructions of Bond Counsel referred to in Section 4 hereof, to assure that interest paid on the Notes shall, for the purposes of federal income taxes and California personal income taxation,be excludable from the gross income of the recipients thereof and exempt from such taxation. As part of the performance of the covenant contained in the preceding sentence, promptly after six months from the date of the issuance of each series of the Notes, the County will reasonably and prudently calculate the amount of the Note proceeds of such series which have been expended, with a view to determining whether or not the County has met the requirements of Section 148(f)(4)(B) of the Code with respect to the Notes of such series, and if it has not met such requirements, it will reasonably and prudently calculate the amount, if any, of investment profits which must be rebated to the United States and will immediately set aside,from revenues attributable to the 2000-2001 Fiscal Year or,to the extent not available from such revenues, from any other moneys lawfully available,the amount of any such rebate in the Fund referred to in paragraph (C) of this Section 11. (C) If funds are required to be deposited therein,the County shall establish and maintain a fund separate from any other fund established and maintained hereunder designated as the"2000-2001 Tax and Revenue Anticipation Note Rebate Fund". There shall be deposited in the Rebate Fund such amounts as are required to be deposited therein in accordance with the written instructions from Bond Counsel pursuant to Section 4 hereof (D) Notwithstanding any other provision of this Resolution to the contrary, upon the County's failure to observe, or refusal to comply with,the covenants contained in this Section, no one other than the owners or former owners of the Notes shall be entitled to exercise any right or remedy under this Resolution on the basis of the County's failure to observe, or refusal to comply with, such covenants. DOCSSfi1:440628.3 40511-103 MAC 11 (E) Notwithstanding any provision of this section, if the County shall provide to the Paying Agent an opinion of Bond Counsel that any specified action required under this section is no longer required or that some further or different action is required to maintain the exclusion from gross income for federal income tax purposes of interest on the Notes, the Paying Agent and the County may conclusively rely on such opinion in complying with the requirements of this section, and the covenants hereunder shall be deemed to be modified to that extent. Section 12. Playing Agent. The Treasurer is hereby appointed as Paying Agent for the Notes. The County hereby directs and authorizes the payment by the Paying Agent of the interest on and principal of the Notes when such become due and payable, from the Repayment Fund in the manner set forth herein. The County hereby covenants to deposit funds in the Repayment Fund at the times and in the amounts specified herein to provide sufficient moneys to pay the principal of and interest on the Notes on the day or days on which they mature. Payment of the Notes shall be in accordance with the terms of the Notes and this Resolution. This appointment shall not preclude the County from appointing a financial institution to act as Paying Agent or one or more successors thereto, all without notice to or the consent of the registered owners of the Notes. Any such successor paying agent shall be or shall have co-paying agent relationships with one or more banks or trust companies with offices in New York,New York, or Los Angeles, California, or San Francisco, California. The Paying Agent, initially the Treasurer, is also appointed as registrar and upon the request of any registered owner is authorized to record the transfer or exchange of Notes in accordance with the provisions hereof. Section 13. Official Statement for Notes. The proposed form of Official Statement relating to the Notes (the"Official Statement"), on file with the Clerk of the Board of Supervisors and incorporated into this Resolution by reference, is hereby approved with such changes, additions, completion and corrections as the County Administrator may approve. The County Administrator or his designee is hereby authorized and directed, for and in the name and on behalf of the County,to execute and deliver an official statement in substantially said form, with such changes therein as such officer executing the same may require or approve, such approval to be conclusively evidenced by the execution and delivery thereof Distribution by the Financial Advisor of a preliminary Official Statement relating to the Notes is hereby approved and the County Administrator or his designee is hereby authorized and directed, for and in the name and on behalf of the County, to execute a certificate confirming that the Preliminary Official Statement has been"deemed final"by the County for purposes of Securities and Exchange Commission Rule 15c2-12. Section 14. Continuing Disclosure. The Treasurer is hereby authorized to execute a Continuing Disclosure Certificate on behalf of the County containing such covenants of the County as shall be necessary to comply with the requirements of Securities and Exchange Commission Rule 15c2-12. The County hereby covenants and agrees that it will comply with and carry out all of the provisions of such Continuing Disclosure Certificate. DMSSF1:440628.3 40511-103 u4.c 12 Section 15. A proval of Actions. All actions heretofore taken by the officers and agents of the County or the Board with respect to the sale and issuance of the Notes are hereby approved, confirmed and ratified, and the officers of the County and the Board are hereby authorized and directed, for and in the name and on behalf of the County,to do any and all things and take any and all actions and execute any and all certificates, agreements and other documents which they, or any of them, may deem necessary or advisable in order to consummate the lawful issuance and delivery of the Notes in accordance with this Resolution. Section 16. Proceedings Constitute Contract. The provisions of the Notes and of this Resolution shall constitute a contract between the County and the registered owners of the Notes, and such provisions shall be enforceable by mandamus or any other appropriate suit, action or proceeding at law or in equity in any court of competent jurisdiction, and, upon issuance of the Notes, shall be irrepealable. Section 17. Severability. If any one or more of the agreements, conditions, covenants or terms contained herein required to be observed or performed by or on the part of the Board shall be contrary to law, then such agreement or agreements, such condition or conditions, such covenant or covenants or such term or terms shall be null and void and shall be deemed severable from the remaining agreements, conditions, covenants and terms hereof and shall in no way affect the validity hereof or of the Notes, and the owners of the Notes shall retain all the benefit, protection and security afforded to them hereunder and under all provisions of applicable law. The Board hereby declares that it would have adopted this Resolution and each and every other section, paragraph, subdivision, sentence, clause and phrase hereof and would have authorized the issuance of the Notes pursuant hereto irrespective of the fact that any one or more of the sections, paragraphs, subdivisions, sentences, clauses or phrases hereof or the application thereof to any person or circumstance may be held to be unconstitutional, unenforceable or invalid. DOCSSF 1:440628.3 40511-103 MI AC 13 PASSED AND ADOPTED BY THE BOARD OF SUPERVISORS OF THE COUNTY OF CONTRA COSTA this 2nd day of May , 2000 by the following vote: AYES: SUPERVISORS GIOIA, UILKEMA, DESAULNIER and GERBER NOES: NONE ABSENT: SUPERVISOR CANCIAMILLA COUNTY OF CONTRA COSTA By: Cha` f the Board o pervisors ATTEST: Phil Batchelor, County Administrator and Clerk of the Board of Supervisors of the County of Contra gosta. Z�"' 1 n44�� Deputy DOCSSF1:440628.3 40511-103 MAC 14 /25' EXHIBIT A REGISTERED REGISTERED No. R- $100,000,000 COUNTY OF CONTRA COSTA, CALIFORNIA, 2000-2001 TAX AND REVENUE ANTICIPATION NOTE, SERIES [AB] Rate of Interest: Note Date: Maturity Bate. CUSIP No.: % July 3, 2000 October 1, 2001 Registered Owner: CEDE & CO. Principal Amount: DOLLARS FOR VALUE RECEIVED,the County of Contra Costa(the"County"), State of California, acknowledges itself indebted to and promises to pay to the Registered Owner identified above, or registered assigns, the Principal Amount specified above, in lawful money of the United States of America, on the Maturity Date specified above, together with interest thereon payable on June 29, 2001 and at the maturity thereof, at the Rate of Interest per annum set forth above(computed on the basis of a 360-day year composed of twelve 30-day months) in like lawful money from the Note Date specified above until payment in full of said principal sum. Interest on this Note, due on June 29, 2001, shall be paid to the person in whose name this Note is registered as of the close of business on the 15th day of the calendar month immediately preceding the interest payment date by check mailed to such registered owner. The principal of and interest on this Note payable at the maturity hereof shall be payable only to the registered owner hereof upon surrender of this Note at the office of the Treasurer-Tax Collector of the County, as paying agent (together with any successor appointed by the County, the"Paying Agent") as the same shall fall due; provided, however, that no interest shall be payable for any period after maturity.during which the registered owner hereof fails to properly present this Note for payment. It is hereby certified, recited and declared that this Note is one of series of Notes of the Series specified above issued in the aggregate principal amount of$ and is part of an authorized issue of Notes entitled"County of Contra Costa, California, 2000-2001 Tax and Revenue Anticipation Notes" (the"Notes'), authorized in the aggregate principal amount of One Hundred Million Dollars ($100,000,000), all of like tenor, made, executed and given pursuant to the authority of Article 7.6 (commencing with Section 53850) of Chapter 4, Part 1, Division 2, Title 5 of the California Government Code and all laws amendatory thereof or supplemental thereto, and under and pursuant to the provisions of a Resolution of the Board of DOCSSFI A40628.3 40511-103 MAC A-1 Supervisors of the County adopted on April�, 2000 (herein called the"Resolution"), authorizing the issuance of the Notes, and that all acts, conditions and things required to exist, happen and be performed precedent to and in the issuance of this Note have existed, happened and been performed in regular and due time, form and manner as required by law, and that this Note, together with all other indebtedness and obligations of the County, does not exceed any limit prescribed by the Constitution or statutes of the State of California. The Notes of each series shall be payable on a parity with each other. The principal of and interest on the Notes shall be payable from taxes, income, revenue, cash receipts and other moneys which are received by the County for the General Fund of the County for the fiscal year 2000-2001 and which are lawfully available for the payment of current expenses and other obligations of the County(the"Unrestricted Revenues"). As security for the payment of the principal of and interest on the Notes,the County has pledged to deposit in the Repayment Fund (as defined in the Resolution): (i) an amount equal to 50% of the principal amount of the Notes from the first Unrestricted Revenues received by the County during the accounting period commencing on December 13, 2000 and ending January 11, 2001, inclusive (the"First Pledge Period"), and (ii) an amount equal to 50% of the principal amount of Notes from the first Unrestricted Revenues received by the County during the accounting period commencing on April 12, 2001 and ending May 11, 2001, inclusive(the"Second Pledge Period"), together with an amount sufficient (net of anticipated earnings on moneys in the Repayment Fund) (x) to satisfy and make up any deficiency in the Repayment Fund with respect to the prier Pledge Period and (y) to pay the interest on the Notes on June 29, 2001 and at- maturity tmaturity(such pledged amounts being hereinafter called the"Pledged Revenues"). In the event that there are insufficient Pledged Revenues received by the County by the third business day prior to the end of any such Pledge Period to permit the deposit into the Repayment Fund of the full amount of the aforesaid moneys to be deposited, then the amount of any deficiency in the Repayment Fund shall be satisfied and made up from any other moneys of the County lawfully available for the payment of the principal of and interest on the Notes (such other pledged moneys being hereinafter called the"Other Pledged Moneys"). The principal of and interest on the Notes shall constitute a first lien and charge on, and shall be payable from, moneys in the .Repayment Fund. This Note is transferable by the registered owner hereof in person or by such owner's attorney duly authorized in writing at the office of the Paying Agent, but only in the manner, subject to the limitations and upon payment of the charges provided in the Resolution, and upon surrender and cancellation of this Note. Upon such transfer a new Note or Notes of authorized denominations and for the same aggregate principal amount will be issued to the transferees in exchange herefor. The County and the Paying Agent may deem and treat the registered owner hereof as the absolute owner hereof for the purpose of receiving payment of or on account of principal hereof and interest due hereon and for all other purposes, and neither the County nor the Paying Agent shall be affected by any notice to the contrary. This Note shall not be valid or become obligatory for any purpose until the Certificate of Registration hereon shall have been signed by the Paying Agent. DOCSSF1:440528.3 40311-103 NIAC A-2 /7 IN WITNESS WHEREOF,the County of Contra Costa has caused this Note to be executed by the manual or facsimile signature of its Treasurer-Tax Collector and countersigned by the manual or facsimile signature of the Clerk of its Board of Supervisors and caused the official seal of its Board of Supervisors to be impressed hereon, all as of the Note Bate specified above. COUNTY OF CONTRA COSTA By Treasurer-Tax Collector (SEAL) Countersigned: County Administrator and Clerk of the Board of Supervisors [FORM OF CERTIFICATE OF AUTHENTICA'T'ION AND REGISTRATION] This Note is one of the Notes described in the within-mentioned Resolution, which Nate,has been authenticated and registered on the date set forth below. Date of Authentication: By Treasurer-Tax Collector of the County of Contra Costa DOCSSF1:W628.3 00511-103 MAC A-3 [FORM OF ASSIGNMENT] For value received the undersigned do(es) hereby sell, assign and transfer unto (insert Social Security Number or taxpayer identification number)the within-mentioned registered Note and hereby irrevocably constitute(s) and appoint(s) attorney,to transfer the same on the books of the Trustee with full power of substitution in the premises. Dated: Signature NOTE: The signature to the assignment must correspond to the name as written on the face of this Note in every particular, without any alteration or change whatsoever. Signature Guaranteed By: NOTE: The signature to the assignment must be guaranteed by a member firm of the New York Stock Exchange or a commercial bank or trust company. [FORM OF DTC LEGEND] Unless the certificate is presented by an authorized representative of The .Depository Trust Company to the issuer or its agent for registration of transfer, exchange or payment, and any certificate issued is registered in the name of Cede& Co. or such other name as requested by an authorized representative of The Depository Trust Company and any payment is made to Cede& Co., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL, since the registered owner hereof, Cede& Co., has an interest herein. DOCSSF1:4406283 40511-103 MAC A•4 CLERK'S CERTIFICATE I, , Clerk of the Board of Supervisors of the County of Contra Costa, hereby certify as follows: The foregoing is a full, true and correct copy of a resolution duly adopted at a regular meeting of the Board of Supervisors of said County duly and regularly and legally held at the regular meeting place thereof on , 2000, of which meeting all of the members of the Board of Supervisors of said County had due notice and at which a majority thereof were present. At said meeting said resolution was adopted by the following vote: Ayes: Does: Absent: I have carefully compared the same with the original minutes of said meeting on file and of record in my office and the foregoing is a full, true and correct copy of the original resolution adopted at said meeting and entered in said minutes. I further certify that an agenda of said meeting was posted at least 72 hours prior to the date of the meeting in a place in the City of Martinez, California, freely accessible to members of the public and that a short description of said resolution appeared on said agenda. Said resolution has not been amended, modified or rescinded since the date of its adoption, and the same is now in hull force and effect. Bated: Clerk of the Board of Supervisors County of Contra Costa [Seal] DOCSSF1:440638.3 40511-103 MAC OFFICIAL NOTICE OF SALE AND BID FORM COUNTY OF CONTRA COSTA STATE OF CALIFORNIA $88,000,000- 2000-2001 TAX AND REVENUE ANTICIPATION NOTES, SERIES A DATE OF SALE TUESDAY,MAY 30, 2000 10:00 A.M.. LOCAL TIME BIDS TO BE RECEIVED AT THE OFFICES OF BOND COUNSEL ORRICK., HERRINGTON&SUTCLI FE LLP 400 SANSON E STREET SAN FRANCISCO, CALIFORNIA 94111 Tel: (415)392-1122 Fax: (415)773-57.59 Preliminary, subject to change. DOCSSF1:#39915.3 40511-103 NUC OFFICIAL NOTICE OF SALE $88,000,000` COUNTY OF CONTRA COSTA CALIFORNIA 2000-2001 TAX AND REVENUE ANTICIPATION NOTES, SERIES A NOTICE IS HEREBY GIVEN that faked bids as well as sealed proposals will be received and opened on behalf of the County of Contra Costa (the"County")at the place and up to the time specified below for the purchase of $88,000,000* principal amount of County of Contra Costa 2000-2001 Tax and Revenue Anticipation Notes,Series A(the"Notes"): TIME: 10:00 a.m. local time on Tuesday, May 30, 2000, or at such later date and/or other time as shall be established by the County Administrator of the County or his designee (the "County Administrator") and communicated through Thomson Municipal News ("Munifacts") and Bloomberg Business News ("Bloomberg") not less than 24 hours prier to the time bids are to be received. If no legal bid or bids are received for the Notes on May 30, 2000 (or such other date as is communicated by Munifacts and Bloomberg) at the time and place specified, bids will be received at the same place at such time specified on such other date as shall be designated by Munifacts and Bloomberg. As an accommodation to bidders, telephonic or faked notice of the postponement of the sale time and/or date or change in the principal amount will be given to any bidder requesting such notice by request directed to the County's Financial Advisor, C.M. de Crinis&Co., Inc., 3000 Bridgeway,Suite 206,Sausalito,California 94965; Attn, Jean Buckley(Phone -(415) 339-8944). Failure of any bidder to receive such Munifacts. Bloomberg, telephonic or faked notice shall not affect the legality of the sale. PLACE: Orrick,Herrington&Sutcliffe LLP 400 Sansome Street 2nd Floor, Conference Room C San Francisco, California 94111 Telephone: (415) 392-112.2 Facsimile: (415)773-5759 MAIL: Mailed bids should be addressed to: County of Contra Costa c/o Orrick,Herrington& Sutcliffe LLP 400 Sansome Street San Francisco, California 94111 Attn: Mary A. Collins, Esq. " Preliminary, subject to change. naess1 1:439915.3 40511.103.MAC The Notes will be issued pursuant to a Resolution (the"Resolution") adopted by the County on May 2, 2000. Copies of the Resolution will be furnished to any interested bidder upon request to the Director, Capital Facilities and Debt Management, County of Contra Costa,651 Pine Street,6h Floor,Martinez, CA 94553- 0063, (925)335-1093, Attn: Laura W.Lockwood. BOOK-ENTRY ONLY: The Notes shall be issued in registered form by means of a book-entry system with no distribution of note certificates made to the public. One or more Note certificates representing the Note issue will be issued to The Depository Trust Company,New York,New York("DTC"), registered in the name of Cede&Co., its nominee. The book-entry system will evidence ownership interests in the Notes in the principal amount of$5,000 or any integral multiple thereof,with transfers of ownership effected on the records of DTC. MATURITY: The Notes will be dated the date of issuance thereof, will pay interest on June 29, 2001 and at the maturity thereof and will mature on October 1,2001. PREPAYMENT: The Notes are not subject to prepayment prior to maturity. PURPOSE: The proceeds of the sale of the Notes will provide moneys to help meet current (Fiscal Year 2000-2001)County expenditures. including current expenses,capital expenditures and the discharge of other obligations or indebtedness of the County. ADDITIONAL NOTES: The County has authorized the issuance of additional notes(the"Series B Notes")payable on a parity with the Series A Notes., in an aggregate principal amount with the Series A Notes of $100,000,000. SECURITY: The principal amount of the Notes and Series B Notes, together with interest thereon, shall be payable from taxes, income, revenue, cash receipts and other moneys which are received by the County for the General Fund of the County attributable to Fiscal Year 2000-2001 and which are lawfully available for the payment of current expenses and other obligations of the County(the"Unrestricted Revenues"). The Notes and Series B Notes are secured by the County's pledge to deposit in trust in a special fund designated as the"2000- 2001 Tax and Revenue Anticipation Note Repayment Fund"(the"Repayment Fund")specific amounts on specific dates. Bidders are referred to the Resolution and the Preliminary Official Statement for further information, CONTINUING DISCLOSURE: The County will deliver to the accepted bidder or bidders a Continuing Disclosure Certificate in connection with the issuance of the Notes in which. among other things, the County covenants to provide notice of certain material events to nationally recognized municipal securities information depositories. LEGAL OPINION— DISCLOSURE COUNSEL: The accepted bidder or bidders will receive a disclosure opinion from Fulbright&Jaworski L.L,P., Los Angeles, California regarding the Official Statement. LEGAL OPINION — TAX EXEMPT STATUS: The Notes will be issued subject to the approving legal opinion of Orrick, Herrington & Sutcliffe LLP, San Francisco. California ("Bond Counsel"). approving the validity of the Notes and stating that.in the opinion of Bond Counsel.based on an analysis of existing laws. regulations, rulings, and court decisions, and assuming, among other matters, compliance with certain covenants, interest on the Notes is excluded from gross income for federal income tax purposes under Section 103 of the Internal Revenue Code of 1986 and is exempt from State of California personal income taxes. A copy of the proposed opinion of Bond Counsel is set forth in Appendix C of the Preliminary Official Statement. FORM OF BID -- NO DISCOUNT: The bids may be for all or part (in increments of $20,000,000) of the Notes hereby offered for sale, Bids for less than ail of the issue are required to be made in increments of$20,000,000 and no bid for less than $20,000,000 principal amount of Notes will be entertained. Awards will be made in increments of$20.000.000 up to [5.000.000] with the remainder to be then awarded. Each bid shall state the purchase price,which shall not be less than par,and the interest rate,which shall not exceed 12%per annum, and together with the bidder's good faith check described herein(unless a Financial Suretv Bond is furnished pursuant to"BID CHECK OR BOND"), must be delivered by facsimile transmission, as described below, DOCSSrl:439915.3 40 5 1 1-103 MAC 2 or enclosed in a sealed envelope addressed to the County and received by the time and at the place specified above. Each bid must be clearly marked"Proposal for Purchase of County of Contra Costa,California,2000-2001 Tax and Revenue Anticipation Notes," or words of similar import. Each bid must be in accordance with the terms and conditions set forth in this Official Notice of Sale. WARNINGS REGARDING FAX BIDS: BIDS SUBMITTED BY FACSIMILE TRANSMISSION ARE DEEMED LATE AND WILL NOT BE EVALUATED UNLESS, AT PRECISELY THE TINE INDICATED ABOVE FOR SUBMISSION OF BIDS, THE ENTIRE BID FORM HAS BEEN FULLY EJECTED FROM THE RECEIVING FAX MACHINE AT THE PLACE OF THE BID OPENING, AND THE INTEREST RATES, TOTAL PURCHASE PRICE, AND NAME AND SIGNATURE OF THE BIDDER ARE CLEARLY READABLE BY THAT TIME. NEITHER THE COUNTY, THE COUNTY'S FINANCIAL ADVISOR. NOR THE COUNTYS BOND COUNSEL WILL ACCEPT RESPONSIBILITY FOR, AND THE BIRDER EXPRESSLY ASSUMES THE RISK OF, ANY INCOMPLETE, ILLEGIBLE OR UNTIMELY BID SUBMITTED BY SUCH BIDDER BY FACSIMILE TRANSMISSION, INCLUDING BY REASON OF GARBLED TRANSMISSIONS, MECHANICAL FAILURE, ENGAGED TELEPHONE OR TELECOMMUNICATION LINES AT THE PLACE OF BID OPENING, OR ANY OTHER CAUSE FOR REJECTION ARISING OUT OF ANY BIDDER'S ELECTION TO DELIVER ITS BID BY MEANS OTHER THAN HAND DELIVERY. NO ATTEMPT WILL BE MADE PRIOR TO THE DEADLINE FOR OPENING BIDS TO INFORM ANY BIDDER THAT ITS BID WAS INCOMPLETE. ILLEGIBLE, OR NOT RECEIVED. INTEREST RATE: Interest with respect to the Notes is computed on the basis of a 350-day year and a 30-day month and accrues from the date of issuance of the Notes. Interest on the.Notes is payable on June 29. 2001 and at the maturity of the Notes. In connection with the bid submitted for the Notes, (1)each bidder must bid an interest rate in a multiple of one one-thousandth of one percent(1/1000 of 1%) per annum, which rate shall not exceed 12% per annum; (2) interest with respect to a Note shall be computed from the date of issuance thereof (expected to be July 3,2000)to June 29, 2001 and to the stated maturity date of October 1,2001,at the interest rate specified in the bid; (3) the same interest rate shall apply to all Notes (with respect to the$20,000,000 increments specified in the bid); and(4)any premium must be paid as part of the purchase price, and no bid will be accepted which contemplates the waiver of any interest or other concession by the bidder as a substitute for payment in full of the purchase price. BEST BID: The Motes will be awarded to the best responsible bidder or bidders,considering the rate specified and the premium offered. if any, in increments of$20.000,000 up to$80,000,000.and the remainder out of the next best $20,000,000 until all $88,000,000' of Notes have been awarded. Therefore. a bidder may be awarded Notes in an amount which is less than that requested by such bidder. The Notes will be awarded to the bidder or bidders whose bid or bids represent the lowest true interest cost to the County,considering the interest rate specified and the premium offered, if any. The true interest cost will be that nominal annual discount rate which. when compounded semiannually and when used to discount all payments of principal and interest payable on the Notes at the rate specified in the bid to the date of the Notes (disregarding for the purposes of the calculation the accrued interest to the date of delivery of the Notes), results in the amount equal to the purchase price, which is the principal amount of the Notes plus the amount of any premium offered. In the event that two or more bidders offer bids for the Notes at the same lowest true interest cost. the County shall determine by lot which bidder shall be awarded such Motes. PRINCIPAL AMOUNT: The County reserves the right following receipt of bids and determination of the winning bid or bids to decrease the principal amount of the Notes by not more than 10°fin. In such event, the County will award such lesser amount of Notes and the purchase price bid of the successful bidder will be proportionally reduced or the bid or bids less advantageous to the County will not be accepted or will be accepted in a lesser amount. RIGHT OF REJECTION: The County reserves the right. in its sole discretion, to reject any and all bids and to waive any irregularity or informality in any bid. "Preliminary, subject to change, DCCSSF1:439915.3 40511-103 MAC j PROMPT AWARD: The County Administrator or his designee will take action awarding the Notes or rejecting all bids not later than twenty-six(26)hours after the expiration of the time herein prescribed for the receipt of proposals, unless such period for award is waived by the successful bidder or bidders, Notice of the award will be given promptly to the successful bidder or bidders. DELIVERY AND PAYMENT: Delivery of the Notes through DTC is expected to be made to the successful bidder on or about July 3,2000. Payment for the Notes must be made in Federal Reserve Bank funds or other immediately available funds. Any expense in providing immediately available funds,whether by transfer of Federal Reserve Bank funds or otherwise, shall be borne by the purchaser. CERTIFICATE REGARDING REOFFERING PRICE: As soon as practicable,but not later than Five days after award of the Notes and upon the delivery date of the Notes,the successful bidder or bidders for each accepted bid must submit to the County a certificate or certificates specifying the reoffering price at which at least 10%of the Notes of such bid or bids were sold(or were offered in a bona fide public offering and as of the date of award of the Notes to the successful bidder were reasonably expected to be sold)to the public. Such certificate or certificates shall be in form and substance satisfactory to Bond Counsel and shall include such additional information as may be requested by Bond Counsel. RIGHT OF CANCELLATION: The successful bidder or bidders shall have the right, at their option, to cancel the contract of purchase if the County shall fail to execute the Notes and tender the same on or before sixty(60)days after the award thereof. and in such event the successful bidder or bidders shall be entitled to the return of the deposit accompanying the bid, BID CHECK OR BOND: A Good Faith Deposit ("Deposit") in the form of a certified or cashier's check or a bid bond ("Financial Surety Bond"), in the amount of two hundred fifty thousand dollars ($250,000) payable to the order of the County, must accompany each proposal as a guarantee that the bidder, if successful, will accept and pay for the Notes in accordance with the terms of the bid. If a check is used, it must accompany the bid and be drawn on a bank or trust company having an office in San Francisco or Los Angeles, California. If a Financial Surety Bond is used, it must be from a pre-qualified insurance company whose claims paying ability is rated in the highest rating category by Moody's Investors Service or Standard & Poor's, and is licensed to issue such a bond in the State of California. The form of such Financial Surety Bond is subject to prior approval by Orrick,Herrington& Sutcliffe LLP, San Francisco, California, Bond Counsel, and such form must be submitted to C.M. de Crinis & Co., Inc., the Financial Advisor,prior to the opening of proposals. Such Financial Surety Bond must provide that the surety shall make payment of the full amount of the Deposit by wire transfer to the County within 24 hours of the receipt of written notice from either the County or the Financial Advisor that the bidder has failed to submit the Deposit as required by this Official Notice of Sale. The Financial Surety Bond must identify each bidder whose Deposit is guaranteed by such Financial Surety Bond. If the Notes are awarded to a bidder utilizing a Financial Surety Bond, then the purchaser("Purchaser°') is required to submit its Deposit to the County in the form of a certified or cashier's check or wire transfer not later than 3:30 p.m., California time. on the next business day following the award. If such Deposit is not received by that time,the Financial Surety Bond may be drawn by the County to satisfy the Deposit requirement, The Deposit shall be cashed by the County and shall then be applied toward the purchase price of the Notes. If after the award of the Notes the successful bidder or bidders fail to complete their purchase on the terms stated in their proposal, the Deposit will be retained by the County. The checks accompanying unaccepted proposals will be returned promptly. No interest on the Deposit will accrue to any bidder. STATEMENT OF TRITE INTEREST COST: Each bidder is requested,but is not required. to state in its bid the true interest cost in dollars. which shall be considered as informative only and not binding. OFFICIAL STATEMENT: The County will approve a Preliminary Official Statement relating to the Notes. which will be "deemed final" by the County for purposes of SEC Rule 15c2-12, except for the ounission of certain pricing and related information, and has authorized the use of the final Official Statement in connection with the sale of the Notes. Up to two hundred copies of the final Official Statement will be supplied to the purchaser or purchasers of tate Notes for this purpose at the expense of the County. DOCSSF1:439915.3 40511-103%,L-kC 4 RESALE IN OTHER STATES: The successful bidder or bidders will assume responsibility for taking any action necessary to qualify the Notes for offer and sale in jurisdictions other than California, and for complying with the laws of all jurisdictions on resale of the Notes, and shall indemnify and hold harmless the County and its officials and supervisors from any loss or damage resulting from any failure to comply with any such law. CALIFORNIA DEBT AND INVESTMENT ADVISORY COMMISSION: The successful bidder or bidders will be required, pursuant to State law, to pay any fees of the California Debt and Investment Advisory Commission ("CMAC"). CDIAC will invoice the successful bidder or bidders after the delivery of the Notes. RATINGS IN EFFECT: Each proposal will be understood to be conditioned upon their being in place at the date of delivery of the Notes a rating or ratings at least as high as the rating or ratings.if any.as were in place with respect to the Notes at the time fixed for receiving bids. CHANGE IN TAX-EXEMPT STATUS: At any time before the Notes are tendered for delivery, the successful bidder or bidders may disaffirm and withdraw its proposal if the interest received by private holders of obligations of the same type and character as the Notes(as determined by Bond Counsel) shall be declared to be includable in gross income under present federal income tax laws,either by a federal court,or by legislation enacted subsequent to the date of this Official Notice of Sale. CLOSING DOCUMENTS: Each proposal will be understood to be conditioned upon the County's furnishing to the accepted bidder or bidders.without charge,concurrently with payment and delivery of the Notes,the following closing papers, each dated the date of such delivery: (a) Legal Opinion: The legal opinion of Orrick, Herrington& Sutcliffe LLP.Bond Counsel. described in this Official Notice of Sale under the heading"Legal Opinion--Tax Exempt Status." (b) No Litigation Certificate. A certificate of the County that there is no litigation pending concerning the validity of the Notes,the existence of the County or the entitlement of the County Officers thereof to their respective offices except as set forth in the Official Statement. (c) Certificate: A certificate of an official of the County. stating that as of the date thereof.to the best of the knowledge and belief of said official,the Official Statement does not contain an untrue statement of a material fact or omit to state any material fact necessary in order to make the statements made therein., in the light of the circumstances under which they were made. not misleading. (d) Receipt: A receipt of the County showing that the purchase price of the Notes has been received by the County. (e) Disclosure Opinion: The legal opinion of Fulbright & Jaworski L.L.P.. Disclosure Counsel.described in this Official Notice of Sale under the heading"Legal Opinion-Disclosure Counsel." (f) Continuing Disclosure Certificate: The Certificate described in this Official Notice of Sale under the heading"Continuing Disclosure." txxssFt;439915.3 aos t t-tn3 4saC 5 ADDITIONAL INFORMATION: A copy of said preliminary Official Statement and any other information concerning the proposed financing will be furnished upon request to either the financial advisor to the County,C.M.de Crinis&Co.,Inc.,3000 Bridgeway,Suite 206,Sausalito,California 94965,(415)339-9944,or the Director,Capital Facilities and Debt Management of the County,(925)335-1093. Dated:May__,2000. COUNTY OF CONTRA COSTA By County Administrator and Clerk of the Board of Supervisors, County of Contra Costa, State of California D()CSSFI:439915.3 40511-103 MAC 6 BID FORM PROPOSAL FOR THE PURCHASE OF COUNTY OF CONTRA COSTA,CALIFORNIA 2000-2001 TAX AND REVENUE ANTICIPATION NOTES,SERIES A .2000 From: Name of Bidder County of Contra Costa c/o Orrick,Herrington&Sutcliffe LLP 400 Sansome street San Francisco, CA 94111 Attn: Mary A. Collins Tel: (415)373-5998 Fax: (415) 373-5359 Dear Sir: Pursuant to the Official Notice of Sale, dated May�, 2000,and in accordance with all terms and conditions of said Official Notice of sale for the sale of the County of Contra Costa, California, 2000-2041 Tax and Revenue Anticipation Notes, series A(the"Notes"), we offer to purchase the Notes, to be dated the date of issuance thereof (July 3. 2000) and to mature on October 1. 200 1, in the principal amount set forth below(as a whole in the amount of$88,000,000 or in part in increments of$20,000,000),as follows: Our calculation.made as provided in the Official Notice of Sale,but not constituting any part of this proposal.of the true interest cost with respect to each$20.000,000 increment of Nates is also provided in the following table. Optional Principal Interest Total Interest Less Premium Amount Premium Rate TIC I (continued on nest page) DOCSSF I:#39915.3 40511-103 MAC This proposal is made subject to all the terms and conditions of said Official Notice of Sale,all of which terms and conditions are made a part hereof as though set forth in full in this proposal. This proposal is subject to acceptance within twenty-six(26)hours after the expiration of the time for the receipt of proposals,as provided pursuant to said Official Notice of Sale. Check One: There is enclosed herewith a certified or cashier's check for$250,000 payable to the order of the County of Contra Costa;or We have obtained a Financial Surety Bond in the amount of$250,000 payable to the County of Contra Costa. We understand that bids will be awarded in increments of$20,000,000 up to $,®,000,000 and then the remainder will be awarded out of the next$20,000,000 bid so that all Notes are awarded. Therefore,we may be awarded Motes in an amount which is less than that requested by us. We also understand that the County has reserved the right to decrease the principal amount of the Dotes awarded by not more than 10%of the principal amount thereof. We represent that we have full and complete authority to submit this bid on behalf of our bidding syndicate and that the undersigned will serve as the lead manager for the group if the Notes are awarded pursuant to this bid. Respectfully submitted, Address: (Firm) Attn: Telephone#: Telecopy#: (Authorized Signature) (continued on next page) Ix3CSSFt:439915.3 40511-143 NAC � If this proposal is not accepted,the good faith check should be returned to the following: Name: Address: Following is a list of the members of our account on whose behalf this bid is made: DOCSSF1 4399153 44311-103 MAC � CONTINUING DISCLOSURE CERTIFICATE COUNTY OF CON-IRA.COSTA, CALIFORNIA 2000-2001 TAX AND REVENUE ANTICIPATION NOTES, SERIES A This Continuing Disclosure Certificate(the"Disclosure Certificate")is executed and delivered by the County of Contra Costa, California (the "County") in connection with the issuance of$88,000,000 aggregate principal amount of its County of Contra Costa 2000-2001 Tax and Revenue Anticipation Notes, Series A (the "Notes") pursuant to Resolution No. authorizing the issuance of the Notes adopted by the board of Supervisors of the County on May 2, 2000 (the "Resolution"); and in connection therewith the County covenants and agrees as follows: SECTION 1. I-Ni=sc of the DisCIngure C rti cats The Disclosure Certificate is being executed and delivered by the County for the benefit of the Holders (defined below) of the Notes and in order to assist the underwriter of the Notes in complying with S.E.C.Rule 15c2-12. SECTION 2. Dtfinitinns, In addition to the definitions set forth above and in the Resolution, which apply to any capitalized term used in the Disclosure Certificate unless otherwise defined herein, the following capitalized terms shall have the following meanings: "Beneficial Owner" shall mean any person which has the power, directly or indirectly, to vote or consent with respect to, or to dispose of ownership of, any Note or Notes, including persons holding Notes through nominees or depositories. "Holders" shall mean either the registered owners of the Notes, or, if the Notes are registered in the name of The Depository Trust Company or another recognized depository, any Beneficial Owner or applicable participant in its depository system. "Listed Event" shall mean any of the events listed in Section 3(a)of the Disclosure Certificate. "National Repository" shall mean any Nationally Recognized Municipal Securities Information Repository for purposes of the Rule. The National Repositories currently approved by the Securities and Exchange Commission can be found at the following website: http://w,,viv,smgov/consumer/nnnsir.htm. "Repository" shall mean each National Repository and each State Repository. "Rule" shall mean Rule 15c2-12(b)(5) adopted by the Securities and Exchange Commission under the Securities Exchange Act of 1934, as the same may be amended from time to time. "State Repository" shall mean any public or private repository or entity designated by the State of California as a state repository for the purpose of the Rule and recognized as such by the Securities and Exchange Commission. As of the date of the Disclosure Certificate, there is no State Repository. "Tax-exempt" shall mean that interest on the Notes is excluded from gross income for federal income tax purposes. whether or not such interest is includable as an item of tax preference or otherwise includable directly or indirectly for purposes of calculating any other tax liability, including any alternative minimum tax or environmental tax. "Underwriter" shall mean and and any other original underwriters of the Notes. if any, required to comply with the Rule in connection with the offering of the Notes. DOCSSFt:439916.2 SECTION 3. Repolfing of Simi antr Events (a) Pursuant to the provisions of this section, to the extent applicable, the County shall give notice of the occurrence of any of the following events with respect to the Notes,if material: (i) principal and interest payment delinquencies. (ii) non-payment related defaults. (iii) modifications to the rights of the Molders. (iv) optional,contingent or unscheduled note calls. (v) defeasances. (vi) rating changes. (-,rii) adverse tax opinions or events adversely affecting the tax-exempt status of the Notes. (viii) unscheduled draws on the debt service reserves reflecting financial difficulties. (ix) unscheduled draws on the credit enhancements reflecting financial difficulties. (x) substitution of the credit or liquidity providers or their failure to perform. (xi) release,substitution or sale of property securing repayment of the Notes. (b) Whenever the County obtains knowledge of the occurrence of a Listed Event.the County shall as soon as possible determine if the occurrence of such event would be material. (c) If the County determines that the occurrence of a Listed Event would be material, the County shall promptly file a notice of such occurrence with each Repository. SECTION 4. Termination of Re'.pnrting_Obligatinn. The County's obligations under the Disclosure Certificate shall terminate upon the defeasance,prior redemption or payment in full of all of the Notes. SECTION 5. Additional Infbrmation. Nothing in the Disclosure Certificate shall be deemed to prevent the County from disseminating any other information, using the means of dissemination set forth in the Disclosure Certificate or any other means of communication, or including any other information in any notice of occurrence of a Listed Event, in addition to that which is required by the Disclosure Certificate. If the County chooses to include any information in any notice of occurrence of a Listed Event in addition to that 'which is specifically required by the Disclosure Certificate, the County shall have no obligation under the Disclosure Certificate to update such information or include it in any future notice of occurrence of a Listed Event. SECTION b, lD2efaiill. In the event of a failure of the County to comply with any provision of the Disclosure Certificate, the Underwriter or any Folder may take such actions as may be necessary and appropriate, including seeking mandate or specific performance by court order. to cause the County to comply with its obligations under the Disclosure Certificate. prcajded that the sole remedy under the Disclosure Certificate in the event of any failure of the County to comply with the Disclosure Certificate shall be an action to compel performance hereunder. SECTION 7. Bren_f ciar es. The Disclosure Certificate shall inure solely to the benefit of the County,the Underwriter and the Holders, and shall create no rights in any other person or entity. tx7cssF1:439916.2 Dated: July 3,2000. COUNTY OF CONTRA COSTA By Philip J.Batchelor, County Administrator and Clerk of the Board of Supervisors of the County of Contra.Costa DOCSSP1.439916.2 ant.. —1-1 1 NEW ISSUE-BOOK ENTITY ONLY RATINGS: Moody's: Standard&Poor's: In the opinion of Orrick, Herrington& Sutcliffe LLP, Bond Counsel, based on an analysis of existing laws, regulations, rulings and court decisions and assuming, among other matters, compliance with certain covenants, interest on the Notes is excluded from gross income for federal income tax purposes under Section 103 of the Internal Revenue Code of 1986 and is exempt from State of California personal income taxes. In the further opinion of Bond Counsel, interest on the Notes is not a specific preference item for purposes of the federal individual or corporate alternative minimum taxes, although Bond Counsel observes that such interest is included in adjusted current earnings in calculating federal corporate alternative minimum taxable income. Bond Counsel expresses no opinion regarding any other tax consequences related to the ownership or disposition of, or the accrual or receipt of interest on, the Notes. See 74X AM77ER:S"herein. $8$90009000* COUNTY OF CONTRA COSTA, CALIFORNIA 2000-2001 TAX AND REVENUE ANTICIPATION NOTES, SERIES A Dated: July 3,2000 Due: October 1,2000 The County of Contra Costa,California(the "County")2000-2001 Tax and Revenue Anticipation Notes, Series A (the "Notes")are being issued to finance the seasonal cash flow requirements of the County during the fiscal year ending June 30, 2001. The Notes will be issued as fixed-rate notes in fully registered form. The Notes, when issued, will be registered in the name of Cede & Co., as nominee for The Depository Trust Company ("DTC"), New York, New York, which will act as securities depository for the Notes. Purchases of the Notes will be made only through DTC Participants under the book-entry system (without certificates) maintained by DTC in the denominations of$5,000 or any integral multiple thereof. Purchasers will not receive certificates representing their ownership interest in the Notes purchased. The Notes will be dated July 3, 2000 and will not be subject to redemption prior to maturity. The Notes will bear interest at a fixed-rate per annum from their dated date and will be priced as set forth above. Interest on the Notes is payable on June 29, 2001 and at the maturity of the Notes. Principal is payable at the maturity of the Notes. In accordance with California law, the Notes are general obligations of the County,but are payable only out of the taxes, income, revenue, cash receipts and other moneys of the County attributable to the fiscal year 2000- 2001 and legally available for payment thereof. The Notes are equally and ratably secured by a pledge of certain unrestricted taxes, income, revenue, cash receipts and other moneys. The County is not authorized, however,to levy or collect any tax for the repayment of the Notes. See"THE NOTES---Security for the Issue" herein. The Notes will be awarded pursuant to competitive bidding to be held on May 30, 2000. The Notes are offered when, as and if issued by the County, subject to the approval of validity by Orrick, Herrington& Sutcliffe LLP, San Francisco, California, Bond Counsel. Certain other legal matters will be passed upon for the County by County Counsel and by Fulbright & Jaworski L.L.P., Los Angeles, California, Disclosure Counsel. It is expected that the Notes will be available for delivery to DTC on or about July 3, 2000. For information regarding the competitive sale of the Notes, contact the Financial Advisor to the County: C.M. DE CRINIS & CO., INC. Ti-ns COVER PAGE CONTAINS CERTAIN INFORMATION FOR QUICK REFERENCE ONLY AND Is NOT A SUMMARY OF THE TRANSACTION, INVESTORS MUST READ THE ENTIRE OFFICIAL STATEMENT TO OBTAIN INFORMATION ESSENTIAL TO THE MAKING OF AN INFORMED INVESTMENT DECISION. Dated: June 2000 *Preliminary,subject to change COUNTY OF CONTRA COSTA, CALIFORNIA BOARD OF SUPERVISORS Joe Canciamilla (District 5) Chair Jahn Gioia Gayle B. Llilkema (District 1) (District 2) Donna Gerber Mark.DeSaulnier (District 3) (District 4) Vice-chair COUNTY OFFICIALS Philip J. Batchelor Clerk of the Board and County Administrator Laura W. Lockwood Director, Capital Facilities and Debt Management Kenneth J. Corcoran William J. Pollacek Auditor-Controller Treasurer-Tax Collector Victor J. Westman Stephen L. Weir County Counsel County Clerk-Recorder BOND COUNSEL FINANCIAL ADVISOR Orrick, Herrington & Sutcliffe LLP C.M. de Crinis &. Co., Inc. San Francisco, California Sausalito, California DISCLOSURE COUNSEL Fulbright& Jaworski L.L.P. Los Angeles, California i No dealer,broker, salesperson or other person has been authorized by the County or the Underwriter to give any information or to make any representations, other than those contained herein, in connection with the offering of the Notes and, if given or made, such information or representations must not be relied upon. This Official Statement does not constitute an offer to sell or the solicitation of an offer to buy the Notes nor shall there be any sale of the Notes by any person in any jurisdiction in which or to any person to whom it is unlawful to make such an offer,solicitation or sale. The information set forth herein has been obtained from sources which are believed to be current and reliable,but it is not guaranteed as to accuracy or completeness. This Official Statement is not to be construed as a contract with the purchasers of the Notes. Estimates and opinions are included and should not be interpreted as statements of fact. Summaries of documents do not purport to be complete statements of their provisions. The information and expressions of opinion herein are subject to change without notice, and neither the delivery of this Official Statement nor any sale made hereunder shall, under any circumstances,create any implication that there has been no change in the affairs of the County since the date hereof. TABLE OF CONTENTS Page Pag COUN'T'Y OF CONTRA COSTA BOARD OF SUPERVISORS AND COUNTY OFFICIALS..........................................................i INTRODUCTION....................................................................1 COUNTY OF CONTRA COSTA CASH MANAGEMENT Legislation Implementing Article XIIIA............... 21 PROGRAM........................................................................1 Article XIII B of the California Constitution...........,21 CONTINUING DISCLOSURE....................................................3 Article XII C and Article XIII D of the THE NOTES..........................................................................3 California Constitution............... ........22 Authorityfor Issuance........................... ....................... . ..................... Proposition 62...........................................................23 Purpose of Issue..........................................................3 Proposition 187............... ............24 ........................... Security for the Notes.................................................4 Future Initiatives....................... .. ..............25 Lien in Bankruptcy ...... ......•••4 P y.................................... TAX MATTERS....................................................................25 Investment of Moneys in the Repayment Fund..........5 LEGAL MATTERS....................... Available Sources of Payment................................... Y LEGALITY FOR 1NVESTMENT IN CALIFORNIA........................26 State of California Finances........................................6 RATINGS ...........26 Intrafund Borrowing,Intrafund Borrowing ............... ................................ ............. and Cash Flow 6 LiRGATTON........................................................................27 ............ ................................. ........ ADDITIONAL INFORMATION ....27 Cash Flow Estimates....................... ..........7 THE CONTRA COSTA COUNTY INVESTMENT POOL 14 APPENDIX A-GENERAL COUNTY ECONOMIC AND SUMMARY OF CERTAIN PROVISIONS OF THE RESOLUTION...18 DEMOGRAPHIC INFORMATION ....................A-I Resolution to Constitute Contract........ ...... .............18 APPENDIX B-COUNTY FINANCIAL,INFORMATION..............B-1 Issuance of Series B Notes........................................19 APPENDIX C—PROPOSED FORM OF OPINION OF Covenants of the County..........................................18 BOND COUNSEL .......................................0-1 Paying Agent and Note Registrar.............................19 APPENDIX D-FINANCIAL STATEMENTS OF Exchange and Transfer of Notes...............................19 THE COUNTY FOR THE FISCAL YEAR Permitted Investments 19 ENDED JUNE 30, 1999..............................D-I COUNTY INFORMATION 20 APPENDIX E-FORM OF CONTINUING CONSTITUTIONAL AND STATUTORY LIMITATIONS ON DISCLOSURE CERTIFICATE........................E-I TAXES,REVENUES AND APPROPRIATIONS......................21 APPENDIX F-BOOK ENTRY-ONLY SYSTEM........................F-I Article XIII A of the California Constitution...............21 IN MAKING AN INVESTMENT DECISION ItiVESTORS MUST RELY ON THEIR OWN EXAMINATION OF THE COUNTY AND THE TERMS OF THE OFFERING, INCLUDING THE MERITS AND RISKS INVOLVED. THESE SECURITIES HAVE NOT BEEN APPROVED OR DISAPPROVED BY THE SECURITIES AND EXCHANGE COMMISSION OR ANY STATE SECURITIES COMMISSION NOR HAS THE SECURITIES AND EXCHANGE COMMISSION OR ANY STATE SECURITIES COMMISSION PASSED UPON THE ACCURACY OR ADEQUACY OF THIS OFFICIAL STATEMENT. ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE. IN CONNECTION WITH THIS OFFERING, THE UNDERWRITERS MAY OVERALLOT OR EFFECT TRANSACTIONS THAT STABILIZE OR MAINTAIN THE MARKET PRICE OF THE NOTES AT LEVELS ABOVE THOSE WHICH MIGHT OTHERWISE PREVAIL IN THE OPEN MARKET. SUCH STABILIZING, IF COMMENCED, MAY BE DISCONTINUED AT ANY TIME. THE UNDERWRITERS MAY OFFER AND SELL THE NOTES TO CERTAIN DEALERS AND BANKS AT PRICES LOWER THAN THE PUBLIC OFFERING PRICE STATED ON THE COVER PAGE HEREOF AND SAID PUBLIC OFFERING PRICE MAY BE CHANGED FROM TIME TO TIME BY THE UNDERWRITERS. $88,000,000* COUNTY OF CONTRA,COSTA, CALIFORNIA 2000-2001 TAX AND REVENUE ANTICIPATION NOTES, SERIES A INTRODUCTION The purpose of this Official Statement, which includes the front cover and the attached Appendices, is to provide certain information concerning the sale and delivery of $88,000,000* in aggregate principal amount of 2000-2001 Tax and Revenue Anticipation Notes, Series A of the County of Contra Costa, California (the "County"). The 2000-2001 Tax and Revenue Anticipation Notes, Series A (the "Notes") will be fixed rate notes bearing interest as set forth on the cover of this Official Statement. Issuance of the Notes will provide moneys to help meet current (Fiscal Year 2000- 2001) County General Fund expenditures, including current expenses, capital expenditures and the discharge of other obligations or indebtedness of the County. The Notes are authorized by and are being issued in accordance with Article 7.6, Chapter 4, Part 1, Division 2, Title 5 (commencing with Section 53850) of the Government Code of the State of California(the "Act"), and a resolution adopted by the Board of Supervisors of the County (the "Board of Supervisors") on May 2, 2000 and referenced as "Resolution Authorizing the Issuance and Sale of Not to Exceed $100,000,000 County of Contra Costa, California 2000-2001 Tax and Revenue Anticipation Notes" (the "Resolution"). If circumstances warrant, the County may issue in Fiscal Year 2000-2001 an additional series of 2000-2001 Tax and Revenue Anticipation Notes (the "Series B Notes") in an amount not to exceed $12,000,000'". The Series B Notes, if issued, would be issued no later than January 1, 2001, would have a maturity date not more than 15 months thereafter, and would be secured by the same security pledge as the Notes. See "THE NOTEs — Security for the Notes" herein. The Resolution provides, among other things, that the issuance of the Series B Notes may occur only if such issuance does not cause a reduction in the ratings from Moody's Investors Service and Standard& Poor's on the Notes. The Notes are issued subject to the terms and conditions of the Resolution. Pursuant to California law, the Notes and the interest thereon are general obligations of the County payable from the taxes, income, revenue, cash receipts and other moneys of the County attributable to the 2000-2001 Fiscal Year and lawfully available therefor. The Notes and the interest thereon are secured by a pledge of certain unrestricted taxes, income, revenue, cash receipts and other moneys of the County attributable to the 2000-2001 Fiscal Year as specified in the Resolution. See "THE NOTES -- Security for the Notes." 'Preliminary,subject to change. 1 COUNTY OF CONTRA COSTA CASH MANAGEMENT PROGRAM The County implemented a cash management program in 1979 to finance General Fund cash flow shortages occurring periodically during its fiscal year (July 1 through June 30). In each year since the program's inception, the County has sold either tax anticipation notes or other notes in annual aggregate amounts up to $140,000,000. The Resolution authorizes the County to issue and sell up to $100,000,000 aggregate principal amount of 2000-2001 Tax and Revenue Anticipation Notes in one or two series. In addition to the 2000-2001 Tax and Revenue Anticipation Notes, certain funds held in trust by the County until apportioned to the appropriate agency are available to the County for intrafund borrowings. Further, while it does not expect to do so, the County may, under certain circumstances, undertake interfund borrowing to fund shortages in the General Fund. See "THE NOTES - Interfund Borrowing, Intrafund Borrowing and Cash Flow." The Notes represent the twenty-fourth short-term financing program which the County has undertaken to meet its cash flow requirements. The County has never defaulted on the payment of principal of or interest on any of its short-term or long-term obligations. Set forth below is a history of the County's short-term financing programs. HISTORY OF COUNTY OF CONTRA COSTA SHORT-TERM FINANCING PROGRAMS Date of Issuance Par Value Maturity Date September 11, 1979 S 20,000,000 June 17, 1980 July 15, 1980 30,000,000 June 18, 1981 July 10, 1981 30,500,000 June 24, 1982 July 1, 1982 48,000,000 June 28, 1983 July 1, 1983 64,000,000 July 18, 1984 July 18, 1984 65,000,000 July 31, 1985 July 1, 1985 70,000,000 July 30, 1986 July 1, 1986 75,000,000 July 29, 1987 February 11, 1987 10,000,0000) July 29, 1987 July 1, 1987 30,000,000 July 27, 1988 July 1, 1988 45,000,000 August 1, 1989 July 3, 1989 57,000,000 August 3, 1990 July 2, 1990 65,000,000 August 2, 1991 July 1, 1991 75,000,000 July 30, 1992 July 1, 1992 117,000,000 July 30, 1993 July 1, 1993 125,000;000 July 29, 1994 August 5, 1993 15,0001000 August 26, 1994 July 5, 1994 95,000,000 July 7, 1995 July 5, 1995 90,000,000 July 3, 1996 July 1, 1996 120,000,000 July 3, 1997 July 1, 1997 130,000,000 July 1, 1998 July 1, 1998 107,315,000 October 1, 1999 July 1, 1999 88,000,000(2) Sept.29,2000 (t) Taxable Notes. (2) All funds necessary to retire these Notes have been placed in a trust fund to be disbursed in certain amounts on July 1,2000 and October 1,2000. 2 Continuing Disclosure The County will agree to provide notices, during the time the Notes are outstanding, of the occurrence of certain enumerated events, if material, in compliance with Rule 15c2-12 of the Securities and Exchange Commission (the "Mule"). The specific nature of the notices of material events and certain other terms of the continuing disclosure obligation are described in "APPENIDIX E - FORM OF CONTINUING DISCLOSURE CERTIFICATE." There has been no failure on the part of the County to comply in any material respect with prior undertakings under the Rule. THE NOTES The Notes will be issued in the aggregate principal amount of$88,000,000*. When issued, the Notes will be registered in the name of Cede & Co., as nominee for The Depository Trust Company ("DTC"),New York, New York, which will act as securities depository for the Notes. Purchasers will not receive certificates representing their ownership interest in the Notes purchased. See "APPENDIX F - BOOK-ENTRY ONLY SYSTEM." Beneficial ownership interests in the Notes may be transferred only in accordance with the rules and procedures of DTC. The Notes will be dated July 3, 2000, v ill mature on October 1, 2001, and will be issued in fully registered farm. The Notes are not subject to redemption prior to maturity. The Motes will be issued in denominations of $5,000 and any integral multiple thereof ("Authorized Denominations") and will bear interest at the rate set forth on the cover page hereof. Interest on the Notes will be payable on June 29, 2001 and at maturity and will be computed on the basis of twelve 30-day months and a 360-day year. Interest due on the Notes, prior to maturity, is payable to the person in whose name such Note is registered on the registration books of the County as of the close of business on the 15' day of the calendar month immediately preceding the interest payment date, such interest to be paid by check mailed to such registered owner. Principal and interest payable at maturity will be payable in immediately available funds, upon presentation and surrender of the Notes at the office of the Treasurer-Tax Collector of the County (the "Treasurer"), the Paying Agent with respect to the Notes. Authority for Issuance The Notes are issued under the authority of the Act and pursuant to the Resolution and are subject to the terms and conditions of the Resolution. Purpose of Issue The Notes are being issued to finance the County's General Fund cash flow requirements during the 2000-2001 Fiscal Year (July 1, 2000 through June 30, 2001). County General Fund expenditures tend to occur in level amounts throughout the fiscal year, Conversely, receipts have followed an uneven pattern primarily as a result of secured property tax installment delinquency dates in December and April and as a result of delays in payments from other governmental agencies, the two largest sources of County revenues. The proceeds received from the sale of the Notes will allow the County to cover periods of deficits resulting from such uneven flow of revenues and are an alternative to borrowing from County-held pooled income funds. The proceeds of the Notes will be invested in the Contra Costa County Investment Pool (the "County Pool") until expended. See "THE CONTRA COSTA COUNTY INVESTMENT POOL". Preliminary,subject to change. 3 Security for the Notes The 2000-2001 Tax and Revenue Anticipation Notes issued under the Resolution (in the aggregate principal amount of$88,000,000* for the Notes and up to an aggregate principal amount of $12,000,000 for the Series B Notes) are ratably secured by a pledge of an amount equal to fifty percent (5061o) of the aggregate principal amount of the Notes and Series B Notes from the first unrestricted taxes, income, revenue, cash receipts and other moneys to be received by the County in the accounting period beginning January_, 2001 and ending February_, 2001 and an amount equal to fifty percent (50%) of the aggregate principal amount of the Notes and Series B Notes (plus an amount (net of anticipated earnings on moneys in the Repayment Fund) equal to the interest on the Notes and the Series B Notes payable on June 30, 2001 and at maturity) from the first unrestricted taxes, income, revenue, cash receipts and other moneys to be received by the County in the accounting period beginning April_, 2001 and ending May_, 2001. Accordingly, pursuant to Section 53856 of the Governnsent Code of the State of California (the "Government Code"), the principal of the Notes and the Series B Notes and the interest thereon are a first lien and charge against, and are payable from, such pledged moneys. In addition to such pledged moneys, pursuant to Section 53857 of the Government Code, the Notes are general obligations of the County, and, to the extent not payable from the taxes, income,revenue, cash receipts and other moneys of the County pledged for the Fiscal Year 2000-2001 for the payment thereon shall be paid with interest thereon only from any other moneys of the County lawfully available therefor. The County is not authorized to levy or collect any tax for the repayment of the Notes or the Series B Notes. In accordance with the terms of the Resolution, the Treasurer will deposit the money pledged for the repayment of the Notes and the Series B Notes in a special fund in the County Treasury designated as the "2000-2001 Tax and Revenue Anticipation Note Repayment Fund" (the "Repayment Fund"). Moneys pledged for the payment of the Notes and the Series B Notes will be deposited into the Repayment Fund in the amount and at the tunes described above. The Treasurer will use the moneys in the Repayment Fund on the interest payment date to pay interest on the Notes and the Series B Notes then due and on the respective maturity dates of the Notes and the Series B Notes to pay the principal and interest thereon then due. The Resolution provides that such amounts may not be used for any other purposes and may be invested in Permitted Investments. See "Investment of the Repayment Fund" and "SUMMARY OF CERTAIN PROVISIONS OF THE RESOLUTION — Permitted Investments." The Treasurer will use the moneys in the Repayment Fund on June 29, 2001 to pay interest on the Notes and the Series B Notes then due and on the respective maturity dates of the Notes and the Series B Notes to pay the principal of and interest on the Notes and the Series B Notes then due. If for any reason amounts in the Repayment Fund are insufficient to pay both the Notes and the Series B Notes in full, such amounts shall be applied pro rata to the payment of the Notes and the Series B Notes based on the total principal of and interest payable upon the Notes and the Series B Notes at the respective maturities thereof, taping into account anticipated earnings to be received on amounts in the Repayment Fund prior to the final maturity date thereof. Any moneys remaining in the Repayment Fund after such payments, or after provision for such payments has been made, will be deposited by the Treasurer in the General Fund of the County. Lien in Bankruptcy A March 8, 1995 ruling of the United States Bankruptcy Court for the Central District of California, concerning an issue of Orange County notes issued in 1994 under the same statutory authority as the Notes, held that the lien securing the Orange County notes did not attach to revenues received by Change County after the filing of its bankruptcy petition on December 6, 1994, and therefore, Orange County was not required to set aside the revenues pledged under the note resolution 4 following the bankruptcy. The Bankruptcy Court ruled that under the United states Bankruptcy Code the lien securing the grange County notes did not attach to revenues received by Orange County after the filing of its bankruptcy petition on December 6, 1994 because the lien was a consensual security interest rather than a statutory lien. In July 1995, the United States District Court for the Central District of California reversed the decision of the Bankruptcy Court, holding that the lien was a statutory lien. Orange County appealed the decision of the District Court to the United States Court of Appeals for the Ninth Circuit. Before the :Ninth Circuit rendered a decision, the parties settled their disputes. Accordingly, it is not clear, if the County were to file for bankruptcy, whether it would be required to set aside revenues pledged under the Resolution as described in the preceding paragraphs following such filing. As more particularly described under the heading "THE NOTES -- Interfund Borrowing, Intrafund Borrowing and Cash Flow," the County may, under certain circumstances, undertake interfund borrowing to fund shortages in the General Fund. While the County does not expect to resort to any such interfund borrowing, Section 6 of Article XVI of the California Constitution requires that any such borrowing be repaid from revenues before any other obligation of the County (including the Notes) is paid from such revenues. Investment of the Repayment Fund Moneys in the Repayment Fund will be invested in one or more instruments of the types included in Permitted Investments. See "SUMMARY OF CERTAIN PROVISIONS OF THE RESOLUTION - Permitted Investments." The proceeds of any such investments shall be retained in the Repayment Fund until payment of principal of and interest on the Notes and the Series B Notes (or provision therefor) has been made, at which time any excess amount shall be deposited by the Treasurer in the General .Fund of the County. Available Sources of Payment The Notes, in accordance with California law, are general obligations of the County, but are payable only out of the taxes, income, revenue, cash receipts and other moneys received for the General Fund of the County attributable to Fiscal Year 2000-2001 and legally available for payment thereof: Under the Act, no obligations, including the Notes, may be issued thereunder if the principal thereof and interest thereon exceeds 85 percent of the estimated amount of the then-uncollected taxes, income, revenue, cash receipts and other moneys which will be available for payment of such principal and interest. The County estimates that the total moneys available for payment of the Notes and the Series B Notes will be in excess of$ million as indicated in the table that follows. Except for pledged amounts, these moneys will be expended during the course of the fiscal year, and no assurance can be given that any moneys, other than the pledged amounts, will be available to pay the Notes and the Series B Notes and the interest thereon. 5 ESTIMATED GENERAL FUND UNRESTRICTED REVENUES FISCAL YEAR 2000-20011 BASED ON FISCAL YEAR 1999-2000 ADJUSTED FINAL BUDGETtt> Source Amount($000) Estimated Unrestricted Available Cash Balance at July I,2000 Property Taxes Other Taxes Licenses,Permits and Franchises Fines,Forfeitures and Penalties Use of Money and Property Aid from Other Governmental Agencies Charges for Current Services Other Unrestricted Revenue Total Less amount pledged for payment of the Notes and Series B Notes(2) Net Total in excess of pledged revenues (t} Reflects revenues set forth in the Fiscal Year 1999-2000 Adjusted Final Budget that will serve as the County's budget until the Fiscal Year 2000-2001 Final Budget is adopted. (2) Based on$100,000,000 aggregate principal amount of Notes and Series B Notes plus an amount equal to interest thereon calculated at the rate of %per annum,assuming delivery on July 3,2000. Source: County Auditor-Controller. State of California Finances On January 10, 2000, the Governor released the proposed 2000-2001 State Budget. On May 2000, the Governor released the "May Revision" to the proposed budget. For additional information on the State budget, see "APPENDix B — COUNTY FINANCIAL INFORMATION — Proposed 2000-01 Fiscal Year State Budget." The County cannot predict the outcome of the State's budget negotiations or accurately measure the impact of any State proposals at this time. In the event the final State budget includes decreases in County revenues or increases in required County expenditures from the levels assumed by the County, the County would need to generate additional revenues or curtail programs and/or services to ensure a balanced budget. Interfund Borrowing,Intrafund Borrowing and Cash Flow County General Fund expenditures tend to occur in level amounts throughout the fiscal year. Conversely, receipts have followed an uneven pattern primarily as a result of secured property tax installment delinquency dates in December and April and as a result of delays in payments from other governmental agencies, the two largest sources of County revenues. As a result, the General Fund cash balance prier to Fiscal Year 1979-80 had typically been negative for most of the year and had been covered by interfund borrowings pursuant to Section 6 of Article XVI of the California Constitution and intrafund borrowings. "Interfund borrowing" is borrowing from specific fiends of other governmental entities whose funds are held in the County Treasury. "Intrafund borrowing" is borrowing for General Fund purposes against funds held in trust by the County. Because such General Fund interfund borrowings caused disruptions in the General Fund's management of pooled investments, beginning in 1979 the County has regulated its cash flow by issuing tax and revenue anticipation notes for the General bund and by using intrafund borrowing. All notes issued in connection with the County's cash management program, with the exception of the most recent $88,000,000 in aggregate principal amount of tax and revenue anticipation notes issued in Fiscal Year 1999-2000, which are due September 29, 2000, have been repaid on their respective maturity dates. Sufficient revenues have been reserved in a fund held by the County, separate from the General Fund, 6 COUNTY OF CONTRA COSTA GENERAL FUND MONTH-END CASH BALANCES AND INTRAFUND BORROWING CAPACITY(1) FISCAL YEARS 1995-96 THROUGH 1999-2000 (in thousands) ACCOUNTING FINDING PERIOD MID-MONTH 1995-96(3) 1996-97(l) 1997-98(s) 1998-99(6) 1999-2000 cn 1 AUGUST $67,189 559,235 $69,005 $ 55,204 2 SEPTEMBER 50,491 46,989 62,899 49,274 3 OCTOBER 37,249 47,052 57,389 38,571 4 NOVEMBER 25,144 36,564 50,455 38,794 5 DECEMBER 20,310 18,853 41,318 21,842 6 JANUARY 10,650 18,829 7,081 9,809 7 FEBRUARY 10,167 20,891 8,026 2,988 8 MARCH 6,049 20,475 14,191 10,919 9 APRIL 6,070 19,712 10,475 13,848 10 MAY 11,238 6,403 12,167 6,258 proj 11 JUNE 7,679 2,897 22,464 10,135 proj 12 AT JUNE 30 33,134 12,662 15,419 11,244 proj INTRAFUND BORROWING CAPACITY(" AT JUNE 30 $323,757 ,5363,044 $372,208 $365,590 proj. (1)Period-end balances include the effects of intrafund borrowing net of deposits to the repayment funds relating to the short-term notes. See "TIE NOTES - Interfund Borrowing, Intrafund Borrowing and Cash Flow. In the 1996-97 fiscal year, the County began financing its Teeter Plan cash flow needs through the General Fund;thus,the period-end balances also reflect the effects of intrafund borrowing undertaken to finance the Teeter Plan cash flows, "Intrafund Borrowing Capacity" reflects borrowable balances as of June 30 of each fiscal year. (2)The County utilizes a twelve-period accounting system,with the first period beginning on July I and ending in the middle of August, The subsequent periods end in mid-September, mid-October and so forth until mid-June. The final accounting period runs from mid-June to the end of the fiscal year at June 30. (3) Includes receipt in July 1995 of proceeds from sale of$90,000,000 of 1995-96 Tax and Revenue Anticipation Notes, Series A. (4) Includes receipt in July 1996 of proceeds from sale of$120,000,000 of 1996-97 Tax,and Revenue Anticipation Notes, Series A. (5) Includes receipt in July 1997 of proceeds from sale of$130,000,000 of 1997-98 Tax and Revenue Anticipation Notes, Series A. (6) Includes receipt in July 1998 of proceeds from sale of$107,315,000 of 1998-99 Tax and Revenue Anticipation Notes,Series A. (7) Includes receipt in July 1999 of proceeds from sale of$88,0010,000 of 1999-2000 Tax and Revenue Anticipation Notes,Series A. 8 [THIS PAGE INTENTIONALlLY LEFT BLANK] 9 [INSERT FY 1999-2000 CASH FLOWS] 10 [INSERT FY 1999-2000 CASH FLOWS] 11 [INSERT FY 2000-2001 CASH FLOWS] 12 [INSERT FY 2000-2001 CASH FLOWS] 13 v THE CONTRA COSTA COUNTY INVESTMENT POOL On the delivery date of the Notes,the Treasurer will deposit all net proceeds of the Notes in the Contra Costa County Investment Pool (the "Pool") for future withdrawal by the County to meet its cash flow needs during Fiscal Year 2000-2001. The money pledged for the repayment of the Notes and the Series B Notes will be deposited in trust in the Repayment Fund held by the Treasurer for payment of the interest on the Notes and the Series B Notes on June 29, 2001 and the principal of and interest on the Notes and the Series B Notes at maturity. See "THE NOTES - Security for the Notes" and - "Investment of Repayment Fund" herein. Since the net proceeds of the Notes will be deposited in the Pool for general County operating purposes, the following information about the Pool and the County's investment policy is provided. State law requires that all moneys of the County, County school districts, and certain special districts in the County be held in the County Treasury by the Treasurer. The Treasurer has authority to implement and oversee the investment of such funds in the Pool in accordance with Section 53600 et seq. of the Government Code. The Treasurer accepts funds only from agencies located within the County. The moneys on deposit are predominantly derived from local government revenues consisting of property taxes, State and federal funding and other fees and charges. As of March 31, 2000, there were [37] participants in the Pool, the largest being the County. The County, County agencies, and school and community college districts (who are involuntary members of the Pool) represented an aggregate (88.07%] of the Pool's investments as of March 31, 2000. The Contra Costa County Investment Policy (the "Policy") governs the County's investments in the Pool. The Policy has historically been more restrictive than that mandated under the Government Code. For instance, the purchase of mutual fund shares is prohibited. Although the Policy permits reverse repurchase agreements between the County and both primary dealers with the Federal Reserve Bank of New York, the County currently does not intend to engage in such transactions. The County has an investment oversight committee that meets quarterly to monitor and report on all investment activities of the Treasurer's Office. As of March 31, 2000, investments in the Pool were held for the following local agencies in the indicated amounts: Contra Costa County Investment Pool Investments Held by Type of Local Agency as of March 31,2000 Par Value Percent Number Local Agency (n millions} of Total of Aaencies County of Contra Costa 1 School Districts 19 Community College District 1 Other Public Agencies* 16 Total 37 *Sanitation, Fire, Transportation Authorities and two Joint Power Authorities are the only Voluntary Participants in the Pool. 14 As of March 31, 2000, the Pool had approximately [47.8%] of its assets invested in U.S. Treasury and federal agency securities. Approximately [36.7%] of the Pool's assets were invested in highly liquid short-term money market instruments (repurchase agreements, certificates of deposit, bankers acceptances, and commercial paper). As of March 31, 2000, the detailed composition, cost, and market value of the Pool were as follows: Type of Investment Cost Market Value % of Total Cash U.S. Treasuries U.S. Agencies—•Federal, State, and Local Money Market Instruments Other Total* *Totals may not add due to independent rounding. The Pool is highly liquid, with [93.9%] of the portfolio having a maturity of less than one year and an average weighted days to maturity of [99] days. The maturity distribution of the Pool's portfolio as of March 31, 2000 is presented in the following table. Amount Term to Maturity (Cost Basis) % of Total Less than 1 year 1 to 2 years 2+years to 3 years 3+years to 4 years 4+years to 5 years Greater than 5 years Total** Represents bond proceeds of Martinez Unified School District. *'Notal may not add due to independent rounding. The mix of investments is designed to ensure that sufficient liquid funds are available to meet disbursement requirements. Funds on hand at the end of each of the past five fiscal years in excess of disbursement requirements were as follows: Fiscal Year Available Funds Ending June 30 (in millionsl 1995 $ 869 1996 998 1997 1,135 1998 1,152 1999 15 SUMMARY OF CERTAIN PROVISIONS OF THE RESOLUTION The following is a summary of certain provisions of the Resolution. This summary is not to be considered a full statement of the terms of the Resolution and accordingly is qualified by reference thereto and is subject to the full text thereof. Except as otherwise defined herein, capitalized terms used in this Official Statement without definition have the respective meanings set forth in the Resolution. Resolution to Constitute Contract The provisions of the Notes and the Series B Notes and of the Resolution constitute a contract between the County and the registered owners of the Notes and the Series B Notes, and such provisions may be enforceable by mandamus or any other appropriate suit, action or proceeding at law or in equity in any court of competent jurisdiction, and, upon issuance of the Notes will be irrepealable. See "THE NOTES—Lien in Bankruptcy"herein. Issuance of the Series B Notes The Series B Notes will be dated the date of issuance thereof, will mature (without option of prior redemption) not more than 15 months thereafter and will bear interest payable on June 29, 2001 and at maturity computed on the basis of a 360-day year composed of twelve 30-day months at the rate or rates determined in accordance with the Resolution. The issuance of the Series B Notes is subject to the following conditions: (1) Receipt of confirmation from Moody's Investors Service and Standard & Poor's (each an "Agency") that the issuance of the Series B Notes will not cause a reduction or withdrawal in such Agency's rating on the Notes; and (2) Receipt of an opinion of Bond Counsel to the effect that the interest on the Series B Notes is excludable from gross income for federal income tax purposes. Covenants of the County The County represents under the Resolution that with respect to the 2000-2001 Fiscal Year, the amount of $100,000,000 (the aggregate of the Notes and the Series B Notes) when added to the interest payable thereon, does not exceed 85 percent of the estimated amount of the uncollected taxes, income, revenue, cash receipts, and other moneys of the County which will be available for the payment of said notes and the interest thereon. In order to maintain the exclusion from gross income for federal income tax purposes of interest on the Notes and the Series B Notes, the County covenants to comply with each applicable requirement of the Internal Revenue Code of 1986, as amended, necessary to maintain the exclusion of interest on the Notes and the Series B Notes from gross income for federal income tax purposes and the County agrees to comply with the requirements of the Tax Certificate of the County as such Tax Certificate may be amended from time to time. The County further covenants that it will make all calculations relating to any rebate of excess investment earnings on the Note proceeds due to the United States Department of the Treasury in a reasonable and prudent fashion and will segregate and set aside the amounts such calculations indicate may be required to be paid to the United States Department of the Treasury from revenues attributable to the 2000-2001 Fiscal Year or from any other lawfully available moneys. See "TAX MATTERS"herein. 16 Notwithstanding any other provision of the Resolution to the contrary, upon the County's failure to observe, or refusal to comply with, the foregoing tax covenants, no one other than the owners or former owners of the Notes and the Series B Notes will be entitled to exercise any right or remedy provided to the owners or former owners under the Resolution. Paying Agent and Note Registrar The Treasurer will initially act as Paying Agent and as Note Registrar for the Notes. This appointment does not preclude the County from appointing a financial institution to act as Paying Agent. Any such successor Paying Agent will be or have co-paying agent relationships with one or more banks or trust companies in New York, New York or Los Angeles, California or San Francisco, California. Exchange and Transfer of the Notes The registered owners of the Notes which are evidenced by registered certificates may transfer such Notes upon the books maintained by the Note Registrar, in accordance with the Resolution. The County and any Paying Agent may deem and treat the registered owner of any Note as the absolute owner of such Note, regardless of whether such Note is overdue, for the purpose of receiving payment thereof and for all other purposes, and all such payments so made to any such registered owner upon his or her order will satisfy and discharge the liability upon such Note to the extent of the sum or sums so paid, and neither the County nor any Paying Agent will be affected by any notice to the contrary. Cede & Co., as nominee of DTC, or such other nominee of .UTC or any successor securities depository or the nominee thereof, will be the registered owner of the Notes as long as the beneficial ownership of the Notes is held in book-entry form in the records of such securities depository. See "APPENDIX F—BOOK-ENTRY-ONLY-SYSTEM." Permitted Investments Moneys on deposit in the Repayment Fund will be retained therein until applied to the payment of the principal of and interest on the Notes and Series B Notes. Such amounts may not be used for any other purposes, although they may be invested in Permitted Investments, except that no such investment shall have a maturity date later than the maturity date of the respective Notes or Series B Notes expected to be paid with the proceeds of such investment. The Resolution specifically designates the following investments as Permitted Investments, subject to certain limitations more fully described in the Resolution: (1) United States Treasury notes, bonds, bills or certificates of indebtedness, or those for which the full faith and credit of the United States are pledged for the payment of principal and interest. (2) Obligations of instrumentalities or agencies of the United States of America limited to the following: (a) the Federal Horne Loan Bank Board (FHLB); (b) the Federal Home Loan Mortgage Corporation (FHLMC); (c) the Federal National Mortgage Association (FNMA); (d) Federal Farm Credit Bank (FFCB); (e) Government National Mortgage Association (GNMA); (f) Student Loan Marketing Association (SLMA); and (g) guaranteed portions of Small Business Administration (SBA) notes. (3) Bills of exchange or time drafts drawn on and accepted by a commercial bank, otherwise known as bankers acceptances. Purchases of bankers acceptances may not exceed a maturity of 270 days. The financial institution must have a minimum short- term rating of"A-1" and "P-1" by Standard & Poor's and Moody's Investors Service, respectively, and a long-term rating of no less than"A". 17 (4) Commercial paper of"prime" quality of the highest ranking or of the highest letter and numerical rating as provided for by Moody's Investors Service or Standard & Poor's. Eligible paper is further limited to issuing corporations that are organized and operating within the United States and having total assets in excess of five hundred million dollars ($500,000,000) and having an "A" or higher rating for the issuer's debt, other than commercial paper, as provided for by Moody's Investors Service or Standard & Poor's. Purchases of eligible commercial paper may not exceed a maturity of 180 days. (5) Negotiable certificates of deposits issued by a nationally or state-chartered bank or a state or federal association (as defined by Section 5102 of the Financial Code) or by a state-licensed branch of a foreign bank in each case which has, or which is a subsidiary of a parent company which has, obligations outstanding having a rating of "Aa" or "AA" or better from Moody's Investors Service and Standard & Poor's, respectively. (6) Investments in repurchase agreements of any securities listed in (1) through (4) above. Investments in repurchase agreements may be made with financial institutions having a rating of "Aa" or "AA" or better from Moody's Investors Service and Standard & Poor's, respectively, and when the term of the agreement does not exceed 30 days and are fully secured at or greater than 102% of the market value plus accrued interest by obligations of the United States Government, its agencies and instrumentalities, in accordance with number(2) above. (7) Deposits in the State of California Treasurer's Local Agency Investment Fund (LAIF). COUNTY INFORMATION For a discussion of the economic and demographic profiles of the County, see "APPENDIX A - GENERAL COUNTY ECONOMIC AND DEMOGRAPHIC INFORMATION" hereto. For information on the County's finances, see "APPENDix $ - COUNTY FINANCIAL INFORMATION" and APPENDIX D FINANCIAL STATEMENTS OF THE COUNTY FOR THE FISCAL YEAR ENDED TUNE 30, 1999" hereto. 18 CONSTITUTIONAL AND STATUTORY LIMITATIONS ON TAXES, REVENUES AND APPROPRIATIONS Article XIII A of the California Constitution In 1978 California voters approved Proposition 13, adding Article XIII A to the California Constitution. Article XIII A limits the amount of any ad valorem tax on real property to I% of the full cash value thereof, except that additional ad valorem taxes may be levied to pay debt service on indebtedness approved by the voters prior to July 1, 1978 and on bonded indebtedness for the acquisition or improvement of real property which has been approved on or after July 1, 1978 by two- thirds of the voters voting on such indebtedness. Article XIII A defines full cash value to mean "the county assessor's valuation of real property as shown on the 1975176 tax bill under "full cash" or thereafter, the appraised value of real property when purchased, newly constructed, or a change in ownership have occurred after the 1975 assessment." This full cash value may be increased at a rate not to exceed 2%per year to account for inflation. Article XIII A has subsequently been amended to permit reduction of the "full cash value" base in the event of declining property values caused by damage, destruction or other factors, to provide that there would be no increase in the "full cash value" base in the event of reconstruction of property damaged or destroyed in a disaster. Legislation Implementing Article XIII A Legislation has been enacted and amended a number of times since 1978 to implement Article XIII A. Under current law, local agencies are no longer permitted to levy directly any property tax. The 1% property tax is automatically levied by the County and distributed according to a formula among taxing agencies. The formula apportions the tax roughly in proportion to the relative shares of taxes levied prior to 1979. Increases of assessed valuation resulting from reappraisals of property due to new construction, change in ownership or from the 2% annual adjustment are allocated among the various jurisdictions in the "taxing area" based upon their respective "situs." Any such allocation made to a local agency continues as part of its allocation in future years. Article XIII B of the California Constitution On October 6, 1979, California voters approved Proposition 4, known as the Gann Initiative, which added Article XIII B to the California Constitution. Propositions 98 and 111, approved by the California voters in 1988 and 1990, respectively, substantially modified Article XIII B. The principal effect of Article XIII B is to limit the annual appropriations of the State and any city, county, school district, authority, or other political subdivision of the State to the level of appropriations for the prior Fiscal Year, as adjusted for changes in the cost of living and population. The initial version of Article XIII B provided that the "base year" for establishing an appropriations limit was the 1978/79 Fiscal Year, which was then adjusted annually to reflect changes in population, consumer prices and certain increases in the cost of services provided by these public agencies. Proposition 111 revised the method for making annual adjustments to the appropriations limit by redefining changes in the cost of living and in population. It also required that beginning in Fiscal Year 1990191 each appropriations limit must be recalculated using the actual 1986/87 appropriations limit and making the applicable annual adjustments as if the provisions of Proposition 111 had been in effect. Appropriations subject to limitations of a local government under Article XIII B include generally any authorization to expend during a Fiscal Year the proceeds of taxes levied by or for that entity and the proceeds of certain State subventions to that entity, exclusive of refunds of taxes. 19 Proceeds of taxes include, but are not limited to all tax revenues plus the proceeds to an entity of government from (1) regulatory licenses, user charges and user fees (but only to the extent such proceeds exceed the cost of providing the service or regulation), (2) the investment of tax revenues, and (3) certain subventions received from the State. Article XIII B permits any government entity to change the appropriations limit by a vote of the electors in conformity with statutory and constitutional voting effective for a maximum of four years. As amended by Proposition 111, Article XIII B provides for testing of appropriations limits over consecutive two-year periods. If an entity's revenues in any two-year period exceed the amounts permitted to be spent over such period, the excess has to be returned by revising tax rates or fee schedules over the subsequent two years. As amended by Proposition 98, Article XIII B provides for the payment of a portion of any excess revenues received by the State to a fund established to assist in financing certain school needs. Appropriations for "qualified capital outlays" are excluded from the limits of Proposition 111. For Fiscal Year 1999-2000, the County's Article XIII B limit is $ and budget appropriations subject to limitation are $ . Thus, for Fiscal Year 1999-2000, the County therefore anticipates that it will be under its limit by $ On or before June 30, 2000, the County Board of Supervisors is expected to adopt the Fiscal Year 2000-2001 appropriations limit. It is likely that it will exceed the Fiscal Year 1999-2000 limit of $ . Based upon the assumption that the County's General Fund Budget will not significantly increase in Fiscal Year 2000-2001, the appropriations subject to the limit will be approximately $_ billion below that limit. The County has never exceeded its Article XIII B appropriations limit and does not anticipate having any difficulty in operating within the appropriations limit in Fiscal Year 2000-2001. Article XIII C and Article XIII D of the California Constitution On November 5, 1996, the voters of the State approved Proposition 218, known as the "Right to Vote on Taxes Act." Proposition 218 adds Articles XIII C and XIII D to the California Constitution and contains a number of interrelated provisions affecting the ability of the County to levy and collect both existing and future taxes, assessments, fees and charges. The interpretation and application of Proposition 218 will ultimately be determined by the courts with respect to a number of the matters discussed below, and it is not possible at this time to predict with certainty the outcome of such determination. Article XIII C requires that all new local taxes be submitted to the electorate before they become effective. Taxes for general governmental purposes of the County require a majority vote and taxes for specific purposes, even if deposited in the County's General Fund, require a two-thirds vote. Further, any general purpose tax which the County imposed, extended or increased without voter approval after December 31, 1994 may continue to be imposed only if approved by a majority vote in an election which must be held within two years of November 5, 1996. The County believes that no existing County-imposed taxes deposited into its General Fund will be affected by the voter approval requirements of Proposition 218, although as indicated below certain tax levies may be affected by Proposition 62. The voter approval requirements of Proposition 218 reduce the flexibility of the County to raise revenues for the General Fund, and no assurance can be given that the County will be able to impose, extend or increase such taxes in the future to meet increased expenditure needs. Article XIII D also adds several provisions making it generally more difficult for local agencies to levy and maintain fees, charges, and assessments for municipal services and programs. These provi- sions include, among other things, (i) a prohibition against assessments which exceed the reasonable cost of the proportional special benefit conferred on a parcel, (ii) a requirement that assessments must confer a "special benefit," as defined in Article XIII D, over and above any general benefits conferred, 20 (iii) a majority protest procedure for assessments which involves the mailing of notice and a ballot to the record owner of each affected parcel, a public hearing and the tabulation of ballots weighted according to the proportional financial obligation of the affected party, and (iv) a prohibition against fees and charges which are used for general governmental services, including police, fire or library services, where the service is available to the public at large in substantially the same manner as it is to property owners. While other jurisdictions in California may have fees and assessments which could be subject to the provisions of Article XIII I.7, the County estimates that in Fiscal Year 2000-2001 it will collect no such fees and assessments. Article XIII C also removes limitations on the initiative power in matters of reducing or repealing local taxes, assessments, fees or charges. No assurance can be given that the voters of the County will not, in the future, approve an initiative or initiatives which reduce or repeal local taxes, assessments, fees or charges currently comprising a substantial part of the County's General Fund. If such repeal or reduction occurs, the County's ability to repay the Notes could be adversely affected. Proposition 62 On September 28, 1995, the California Supreme Court affirmed the lower court decision in Santa Clara County .Local Transportation Authority v. Guardino, 11 Cal. 4th 220 (1995) ("Guardino"). The action held invalid a half-cent sales tax to be levied by the Santa Clara County Local Transportation Authority because it was approved by a majority but not two-thirds of the voters in Santa Clara County voting on the tax. The California Supreme Court decided the tax was invalid under Proposition 62, a statutory initiative adopted at the November 4, 1986 election that (a) requires that any new or higher taxes for general governmental purposes imposed by local governmental entities be approved by a majority vote of the voters of the governmental entity voting in an election on the tax, (b) requires that any special tax (defined as taxes levied for other than general governmental purposes) imposed by a local governmental entity be approved by a two-thirds vote of the voters of the governmental entity voting in an election on the tax, (c) restricts the use of revenues from a special tax to the purposes or for the service for which the special tax was imposed, (d) prohibits the imposition of ad valorem taxes on real property by local governmental entities except as permitted by Article XIII A of the California Constitution, (e)prohibits the imposition of transaction taxes and sales taxes on the sale of real property by local governmental entities, (f) required that any tax imposed by a local governmental entity on or after August 1, 1985 be ratified by a majority vote of the voters voting in an election on the tax within two years of November 5, 1986 or be terminated by November 15, 1988 and (g) requires a reduction of ad valorem property taxes allocable to the jurisdiction imposing a tax not in compliance with its provisions equal to one dollar for each dollar of revenue attributable to the invalid tax, for each year that the tax is collected. In deciding Guardino on Proposition 62 grounds, the Court disapproved the decision in City of Woodlake v. Logan, 230 Cal. App. 3d 1058 (199 1) ("Woodlake"), where the Court of Appeal had held portions of Proposition 62 unconstitutional as a referendum on taxes prohibited by the California Constitution. The California Supreme Court determined that the voter approval requirement of Proposition 62 is a condition precedent to the enactment of each tax statute to which it applies, while referendum refers to a process invoked only after a statute has been enacted. Numerous taxes to which Proposition 62 would apply were imposed or increased without any voter approval in reliance on Woodlake. The Court noted as apparently distinguishable, but did not confirm, the decision in City of Westminster v. County of Orange, 204 Cal. App, 3d 626 (1988), that held unconstitutional the section of Proposition 62 requiring voter approval of taxes imposed during the "window period" of August 1, 1985 until November 5, 1986, Proposition 62 as an initiative statute does not have the same level of authority as a constitutional initiative, but is akin to legislation adopted by the State Legislature. 21 The County has two taxes to which Proposition 62 could apply: a business license tax enacted in 1991, which generates approximately $ per year, and a transient occupancy tax, an increase in which was enacted in 1990, that generates approximately [$1,500,000] per year (approximately [$225,000] per year of which is from the 1990 increase). The County has joined other counties with similar taxes in pursuing legislation which would require that only future such taxes be subject to Proposition 62 and that prior taxes be given legislative relief. Proposition 187 At the November 8, 1994 General Election, California voters approved Proposition 187, an initiative statute, which makes illegal aliens ineligible for public social services, public health care services (unless emergency services are requested under federal law), and public school education at elementary, secondary and post-secondary levels. Among other things, Proposition 187 also requires state and local agencies to report persons who are suspected illegal aliens to the California Attorney General and the united States Immigration and Naturalization Service (the "TNS"). The Legislative Analyst estimated the most significant fiscal effects of Proposition 187 would fall into the following three categories: Program Savings. The State and local governments (primarily counties) would realize savings from denying certain benefits and services to persons who cannot document their citizenship or legal immigration status. The savings to State and local governments statewide could be in the range of $200 million annually, based on the current estimated use of these services and benefits by illegal immigrants. Verification Casts. The State, local governments, and schools would incur significant costs to verify citizenship or immigration status of students, parents, persons seeking health care or social services, and persons who are arrested. Ongoing annual costs could be in the tens of millions of dollars, with first-year costs considerably higher(potentially in excess of$100 million). Potential Losses of Federal Funds. Proposition 187 places at risk up to $15 billion annually in federal funding received by California for education, health and welfare programs due to conflicts with federal requirements. Opponents of Proposition 187 have filed at least eight lawsuits challenging the constitutionality and validity of the measure. On November 5, 1995, a United States District Court judge struck down the central provisions of Proposition 187 by ruling that parts of Proposition 187 conflict with federal power over immigration. The ruling concluded that states may not enact their own schemes to "regulate immigration or devise immigration regulations which run parallel or purport to supplement federal immigration law." As a consequence of the ruling, students may not be denied public education and may not be asked about their immigration status when enrolling in public schools. On November 14, 1997, the District Court reaffirmed the 1995 decision, further stating that "California is powerless to enact its own legislative scheme to regulate immigration." On March 18, 1998, the District Judge entered a final judgment in the case, holding key portions of the measure unconstitutional and permanently enjoining the State from implementing those sections which would have required law enforcement, teachers and social service and health care workers to verify a person's immigration status and subsequently report illegal immigrants to authorities and deny them social service, health care and education benefits. An appeal by then State Attorney General Daniel Lungren was filed with the 9"' Circuit Court of Appeals on March 25, 1998. On April 15, 1999, Governor Gray Davis announced that he would ask a federal appeals court to mediate challenges to Proposition 187. On April 26, 1999, the 9`h Circuit Court of Appeals granted Governor Davis' request for mediation of the controversy. In response, David E. Lombardi, chief mediator of the 9th Circuit Mediation Office, ordered a stay until June 18, 1999 in all appellate proceedings for the six cases now before the Court of Appeals involving Proposition 187. On June 1, 1999, the Howard Jarvis Taxpayers' Association sued 22 Governor Davis in the California Supreme Court challenging Governor Davis' right to submit Proposition 187 to mediation, which the plaintiff claims undermines the public's right of initiative. Due to uncertainties surrounding the future legal interpretations and court decisions with respect to the constitutionality of Proposition 187, the County is not able to estimate the future fiscal and operational impacts of this initiative statute on the County. Future Initiatives Article XIII A, Article XIII B, Article XIII C, Article XIII D, Proposition 62, and Proposition 187 were adopted as measures that qualified for the ballot through California's initiative process. From time to time other initiative measures could be adopted, further affecting the County's revenues. TAX IVIA` TERS In the opinion of Orrick, Herrington & Sutcliffe LLP ("Bond Counsel"), based on an analysis of existing laws, regulations, rulings, and court decisions, and assuming, among other matters, compliance with certain covenants, interest on the Notes is excluded from gross income for federal income tax purposes under Section 103 of the Internal Revenue Code of 1986 (the "Code") and is exempt from State of California (the "State") personal income taxes. Bond Counsel is of the further opinion that interest on the Notes is not a specific preference item for purposes of the federal individual or corporate alternative minimum taxes, although Bond Counsel observes that such interest is included in adjusted current earnings in calculating federal corporate alternative minimum taxable income. A complete copy of the proposed form of the opinion of Bond Counsel is set forth in Appendix C hereto. Notes purchased, whether at original issuance or otherwise, for an amount greater than their principal amount payable at maturity ("Premium Notes") will be treated as having amortizable note premium. No deduction is allowable for the amortizable note premium in the case of notes, like Premium Notes, the interest on which is excluded from gross income for federal income tax purposes. However, a purchaser's basis in a Premium Note, and under Treasury Regulations, the amount of tax exempt interest received, will be reduced by the amount of amortizable note premium properly allocable to such purchaser. Owners of Premium Notes should consult their own tax advisors with respect to the proper treatment of amortizable note premium in their particular circumstances. The Code imposes various restrictions, conditions and requirements relating to the exclusion from gross income for federal income tax purposes of interest on obligations such as the Notes. The County has covenanted to comply with certain restrictions designed to insure that interest on the Notes will not be included in federal gross income. Failure to comply with these covenants may result in interest on the Notes being included in gross income for federal income tax purposes, possibly from the date of original issuance of the Notes. The opinion of Bond Counsel assumes compliance with these covenants. Bond Counsel has not undertaken to determine (or to inform any person) whether any actions taken (or not taken) or events occurring (or not occurring) after the date of issuance of the Notes may adversely affect the value of, or the tax status of interest on, the Notes. Further, no assurance can be given that pending or future legislation or amendments to the Code, if enacted into law, or any proposed legislation or amendments to the Code, will not adversely affect the value of, or the tax status of interest on, the Notes. Prospective Noteholders are urged to consult their own tax advisors with respect to proposals to restructure the federal income tax. One of the covenants of the County referred to above requires the County to reasonably and prudently calculate the amount, if any, of excess investment earnings on the proceeds of the Notes which must be rebated to the United States, to set aside from lawfully available sources sufficient moneys to pay such amounts and to otherwise do all things necessary and within its power and 23 authority to assure that interest on the Notes is excluded from gross income for federal income tax purposes. Under the Code, if the County spends 100% of the proceeds of the Notes within six months after issuance, there is no requirement that there be a rebate of investment profits in order for interest on the Notes to be excluded from gross income for federal income tax purposes. The Code also provides that such proceeds are not deemed spent until all other available moneys (less a reasonable working capital reserve) are spent. The County expects to satisfy this expenditure test or, if it fails to do so, to make any required rebate payments from moneys received or accrued during the 2000-2001 Fiscal Year. To the extent that any rebate cannot be paid from such moneys, the law of California is unclear as to whether such covenant would require the County to pay any such rebate. This would be an issue only if it were determined that the County's calculations of expenditures of Note proceeds or of rebatable arbitrage profits, if any, were incorrect. Certain requirements and procedures contained or referred to in the Resolution and other relevant documents may be changed and certain actions (including, without limitation, defeasance of the Notes) may be taken or omitted, under the circumstances and subject to the terms and conditions set forth in such documents. Bond Counsel expresses no opinion as to any Note or the interest thereon if any such change occurs or action is taken or omitted upon the advice or approval of bond counsel other than Orrick, Herrington& Sutcliffe LLP. Although Bond Counsel is of the opinion that interest on the Notes is excluded from gross income for federal income tax purposes and is exempt from State personal income taxes, the ownership or disposition of, or the accrual or receipt of interest on, the Notes may otherwise affect a Noteholder's federal or state tax liability, The nature and extent of these other tax consequences will depend upon the particular tax status of the Noteholder or the Noteholder's other items of income or deduction. Bond Counsel expresses no opinion regarding any such other tax consequences. LEGAL MATTERS The statements of law and legal conclusions set forth in this Official Statement under the headings"SUMMARY OF CERTAIN PROVISIONS OF THE RESOLUTION", "TAX MATTERS", "LEGAL MATTERS", and"LEGALITY FOR INVESTMENT I v CALIFORNIA" have been reviewed by Bond Counsel. Bond Counsel's employment is limited to a review of the legal proceedings required for the authorization of the Notes and to rendering the opinion set forth in Appendix C hereto. Bond Counsel takes no responsibility for the accuracy, completeness or fairness of this Official Statement. Certain legal matters will be passed upon for the County by the County Counsel and by Fulbright & Jaworski L.L.P., Los Angeles, California, Disclosure Counsel. LEGALITY FOR INVESTMENT IN CALIFORNIA Under provisions of the California Financial Code, the Notes are legal investments for commercial banks in the State to the extent that the Notes, in the informed opinion of the investor bank, are prudent for the investment of funds of its depositors and, under provisions of the California Government Code, are eligible to secure deposits of public moneys in the State. 24 RATINGS The County has obtained a rating of on the Notes from Moody's Investors Service and a rating of on the Notes from Standard & Poor's. Certain information was supplied by the County to the rating agencies to be considered in evaluating the Notes. The ratings issued reflect only the views of the rating agencies, and any explanation of the significance of such ratings should be obtained from the rating agencies. There is no assurance that any rating will be retained for any given period of time or that the same will not be revised downward or withdrawn entirely by the respective rating agency if in its judgment, circumstances so warrant. The County undertakes no responsibility either to bring to the attention of the owners of any Notes any downward revision or withdrawal of any rating obtained or to oppose any such revision or withdrawal. Any such downward revision or withdrawal of the ratings obtained may have an adverse effect on the market price of the Notes. LITIGATION No litigation is pending or threatened against the County concerning the validity of the Notes, and a certificate of the County Counsel to that effect will be furnished to the purchaser at the time of the original delivery of the Notes. The County is not aware of any litigation pending or threatened against the County questioning the political existence of the County or contesting the County's ability to levy and collect ad valorem taxes or contesting the County's ability to issue and repay the Notes. There are a number of lawsuits and claims pending against the County. The aggregate amount of the uninsured.liabilities of the County and the timing of any anticipated payments of judgments which may result from suits and claims will not, in the opinion of the County Counsel and the County Auditor-Controller, materially affect the County's finances or impair its ability to repay the Notes. ADDITIONAL.INFORMATION The purpose of this Official Statement is to supply information to prospective purchasers of the Notes. Summaries and explanations of the Notes, the Resolution, and statutes and documents contained herein do not purport to be complete, and reference is made to said documents and statutes for a full and complete statement of their provisions. This Official Statement is not to be construed as a contract between the County and any purchasers or owners of the Notes. The County regularly prepares a variety of reports, including audits, budgets and related documents, as well as certain monthly activity reports. Any owner of a Note may obtain a copy of any such report, as available, from the County. All data contained herein have been taken or constructed from County records and other sources. Appropriate County officials, acting in their official capacity, have reviewed this Official Statement and have determined that as of the date hereof the information contained herein is, to the best of their knowledge and belief, true and correct in all material respects and does not contain an untrue statement of a material fact or omit to state a material fact necessary in order to make the statements made herein, in light of the circumstances under which they are made, not misleading. An appropriate County official will execute a certificate to this effect upon delivery of the Notes. This Official Statement and its distribution have been duly authorized and approved by the Board of Supervisors of the County. Philip J. Batchelor County Administrator and Clerk of the Board of Supervisors 25 APPENDIX A GENERAL COUNTY ECONOMIC AND DEMOGRAPHIC INFORMATION APPENDIX A GENERAL COUNTY ECONOMIC AND DEMOGRAPHIC INFORMATION General Contra Costa County (the "County") was incorporated in 1850 as one of the original 27 counties of the State of California(the "State"),with the City of Martinez as the County Seat. It is one of the nine counties in the San Francisco-Oakland Bay Area. The County covers about 733 square miles and extends from the northeastern shore of San Francisco Bay easternly about 50 miles to San Joaquin County. The County is bordered on the south and west by Alameda County and on the north by Suisun and San Pablo Bays. The western and northern shorelines are highly industrialized, while the interior sections are suburban/residential, commercial and light industrial. The County contains 19 incorporated cities, including Richmond in the west, Oakley in the northeast, and Concord in the middle. A large part of the County is served by the Bay Area Rapid Transit District("BART"), a situation that has encouraged the expansion of both residential and commercial development. In addition, economic development along the Interstate 580 corridor in the County has been substantial and has accounted for significant job creation in the Cities of Concord,Walnut Creek and San Ramon. County Government The County has a general law form of government. A five-member Board of Supervisors, each of whom is elected to a four-year term, serves as the County's legislative body. Also elected are the County Assessor, Auditor-Controller, Clerk-Recorder, District Attomey-Public Administrator, Sheriff-Coroner and Treasurer-Tax Collector. A County Administrative Officer appointed by the Board of Supervisors runs the day-to-day business of the County. Population The California State Department of Finance reported that the County's population stood at as of January 2000,an increase of since 1990. The County's population grew 21.5°1 during the 1980s, a moderate acceleration from the 17.7% growth rate achieved in the decade of the 1970s. As detailed in the table below, population growth within the County has been positive since 1980 in every city. The strongest growth is concentrated in the eastern portions of the County, particularly in Clayton, Antioch and Brentwood, although strong growth is also evident in Hercules and Richmond, situated in the western part of the County. In addition, of particular significance is the resumption of population growth in the western portion of the County, particularly in Pinole, Richmond and San Pablo. Each of these cities experienced population declines during the 1970s, but a number of factors have gradually reversed the population erosion. The availability of rapid transit, close proximity to the major employment hubs in San Francisco and Oakland, and relatively affordable existing and new housing have combined to attract more residents to these cities. The unincorporated regions of the County registered a 18.4% increase in population since 1990. A-1 COUNTY OF CONTRA COSTA POPULATION(') Special Census 1960 1970 1975 1980 1990 2000 Antioch 17,305 28,060 33,215 42,683 60,900 Brentwood 2,186 2,649 3,662 4,434 7,500 Clayton -- 1,385 1,790 4,325 7,150 Concord 36,208 85,164 94,673 103,763 110,900 Danville* __ _ -_ 26,143 31,200 El Cerrito 25,437 25,190 22,950 22,731 22,850 Hercules 310 252 121 5,963 16,400 Lafayette -- 20,484 19,628 20,837 23,450 Martinez 9,604 16,506 18,702 22,582 31,700 Moraga -- 14,205 14,418 15,014 15,850 Oakley* -- Orinda* -- _- -- 17,070 16,650 Pinole 6,064 15,850 15,337 14,253 17,000 Pittsburg 19,062 20,651 24,347 33,465 47,250 Pleasant Hill -- 24,610 25,398 25,547 31,550 Richmond 71,584 79,043 70,126 74,676 86,600 San Pablo 19,687 21,461 19,392 19,750 25,000 San Ramon* -- -- -- 20,511 35,100 Walnut Creek 9,903 39,844 46,034 54,033 60,400 Unincorporated 191,680 163,035 173,036 128,551 150,100 Total 409,030 558,389 582.829 656.331 797.600 California 15,717.204 18,136,045 21,185.000 23,668145 28,558.000 (1) Totals may not equal sums due to independent rounding. * Dates of incorporation: Danville(7/1/82); Orinda(7/1/85); San Ramon(7/1/83); the 1990 Census Report created 1980 population levels for these cities prior to official incorporation. Oakley was incorporated on 7/1/99. Source: United States Census: 1960-1990;State Department of Finance: 1999. Industry and Employment The County has one of the fastest-growing work forces among Bay Area counties, with growth in its employment base being driven primarily by the need to provide services to an increasing local population. The County has experienced an immigration of white-collar jobs due to the relocation of companies from costlier locations in the Bay Area. The combined impact of population growth and immigration has resulted in significant job creation in the County,with the 1998 job base of having grown about v since 1993. As shown below, the County's labor force stood at in 1999. With average 1999 unemployment rates of and for the County and the State, respectively,the County has achieved a lower unemployment rate than the State in each of the past six years. A-2 COUNTY OF CONTRA COSTA EMPLOYMENT AND UNEMPLOYMENT OF RESIDENT LABOR FORCE WAGE AND SALARY WORKERS BY INDUSTRY ANNUAL AVERAGES(IN THOUSANDS) 1993 1994 1995 1996 1997 1998 1999 Civilian Labor ForceM 448.5 454.0 456.0 460.5 472.7 Employment 419.4 426.0 429.9 437.9 453.1 County Unemployment 29.1 28.0 26.1 22.6 19.6 Unemployment Rate: County 6.5% 6.2% 5.7% 4.9% 4.1% State of California 9.2% 8.6% 7.8% 7.2% 6.3% Wage and Salary Employment) 1993 1994 1995 1996 1997 1998 Agriculture 1.3 1.2 1.0 1.0 1.2 Mining and Construction 19.8 19.8 19.7 20.5 22.2 Manufacturing 28.8 27.2 26.6 26.0 26.0 Transportation and Public Utilities 18.8 20.2 20.3 19.8 20.5 Wholesale Trade 10.2 10.5 10.6 11.8 12.6 Retail Trade 56.5 56.2 56.1 56.2 57.0 Finance,Insurance,and Real Estate 29.0 28.4 26.7 26.0 27.7 Services 76.4 81.0 86.7 91.1 99.2 Government 44.8 44.8 45.1 45.3 46.4 TOTAL(3) 284.8 289.3 292.7 297.7 312.8 (') Based on place of residence. m Based on place of work. (3) "Total"may not be precise due to independent rounding,. Source: State of California,Employment Development Department,Labor Market Information Division,March 1997 benchmark. Major Employers Major industries in the County include petroleum refining, steel manufacturing, prefabricated metals, chemicals, electronic equipment, paper products, services and food processing. Most of the County's heavy manufacturing is located along the County's northern boundary fronting on the Suisun and San Pablo Bays leading to San Francisco Bay and the Pacific Ocean. Descriptions of major employers in selected industries follow. Petroleum and Petroleum Products. The production of petroleum products formed the initial basis of industrial development in the County. Currently, three companies manufacture products from crude oil. The largest in terms of capacity is Chevron Corporation's ("Chevron") Richmond Refinery, which began operations in 1902 and is the company's oldest and third-largest refinery. The Richmond refinery, located on 3,000 acres, has a capacity of 365,000 barrels per day. The refinery produces a complete line of petroleum products and imports the bulk of the crude oil from Alaska. Shipping facilities include the company's own wharf, which is capable of handling four tankers at a time, making it the largest in the Bay Area in terms of tonnage. Chevron operates a fleet of 37 tankers, of which seven are for intrastate business. Petroleum products are also shipped by truck and A-3 by two railroad carriers as well as distributed by pipeline. The company has completed construction of a $160 million natural-gas-fired cogeneration plant to fulfill its own requirements for electricity and steam. A number of Chevron's divisions are located throughout the County. Chevron Products Company is located in Richmond where 1,777 employees work at an oil refinery and management office. Chevron Research and Technology Company, located in Richmond, is the only non-geological research arm of the company. This facility employs 402 people and is used by Chevron Research in its continuing program to improve the efficiency of conventional auto, aircraft and marine fuels. Chevron Accounting Division is located in a 400,000 square foot building in Concord where 1,328 employees operate the accounting and credit card center for Chevron's entire domestic operations. Chevron also operates a facility in San Ramon where 2,100 employees are involved in computer, marketing, consumer services and other administrative functions and in Walnut Creek where 246 employees work in various divisions Chevron is the fifth largest company in the San Francisco Bay Area (as measured by market capitalization) and is one of the largest employers in the County. The company has approximately 5,320 employees located among its various facilities in the County. Shell Oil Company, recently merged with Texaco to become Equilon Enterprises LLC ("Equilon"), began operating in Martinez in 1915. The Martinez Refining Company, located on 1,100 acres, is a combined oil refinery and industrial chemical production plant. It is one of three facilities on the West Coast that supply all Shell-brand products to the western states. The complex currently has the capacity to process about 145,000 to 160,000 barrels of crude oil per day. About 70%-80% of this crude oil is transferred via the company's pipeline from California oil fields, while the remainder is shipped from Alaska. Equilon's docking facilities can handle two tankers and two barges simultaneously. Finished petroleum products are shipped via a company owned pipeline, Southern Pacific Railroad's pipeline,and by rail car and truck. Equilon employees in the County total approximately 930, of whom approximately 880 work at the Martinez complex and 50 work from their homes to provide marketing services to Shell and Texaco gas stations. Tosco Refining Company, a wholly owned subsidiary of Tosca Corporation ("Tosco"), operates an oil refinery at Rodeo between the cities of Richmond and Martinez, and a distribution terminal for Northern California at Richmond, which began operations in 1896, occupies 1,100 acres and processes up to 100,000 barrels of raw materials per day: There are 600 full-time employees at the refinery and 75 at the distribution terminal. Tosco also owns a second refinery with a capacity of 150,000 barrels per day at Avon near Martinez and a carbon plant on Franklin Canyon Road near Highway 4 in the County. Total Tosco employment in the County is approximately 1,200. Tosco shut down its Avon refinery in March 1999 following an explosion that claimed the lives of four employees. On April 27, 1999,the company announced that it would repoen the refinery as well as adopt all 72 recommendations in a consulting firm's critical safety report on the plant. Prior to the Avon refining accident, Tosco had announced a major restructuring of its San Francisco Area Refinery Complex, which includes the facilities in Richmond and Rodeo. This restructuring will affect production capacity but is not expected to have a major impact on employment. A-4 In order to comply with State and federal clean air laws, the County's major oil refineries have built new facilities to produce cleaner gasoline and other products. The refinery projects are known as "Clean Fuels Projects." Following are the locations and capital investment amounts undertaken for each of the Clean Fuels Projects that employs a significant number of County residents. County of Contra Costa Clean Fuels Projects Investment Company chy ($mm) Chevron Corp. Richmond $ 500 Tosco Corp. Avon 400 Equilon Enterprises LLC Martinez 1,300 Tosco Corp. Rodeo 300 Total L5 00 Health Cure. One of the Bay Area"s largest private employers, Kaiser Permanente Medical Group, has approximately 3,300 employees in the County. Kaiser provides medical coverage to about one in three Bay Area residents and operates hospital and clinic facilities in Martinez, Antioch and Walnut Creek and opened a major facility in Richmond in 1999. Telephone Services. The San Ramon Chamber of Commerce has reported that SBC (formerly known as "Pacific Telesis"), a major provider of telephone services, employs approximately 7,500 people at its Bishop Ranch offices in the County. A-5 The following table provides a listing of major employers headquartered or located in the East Bay and their recent employment levels. Major Employers in the East Bay with Employees in the County") Primary Location Full-Time Firm in County Product or Service Employment SBC San Ramon Telephone Services 11,800 U.S.Postal Service Countywide Postal Services 10,600 County of Contra Costa(2) Martinez County Government 8,228 Bank of America Countywide Banking 7,081 Chevron Companies Countywide Energy,Oil&Gas 6,586 Pacific Gas&Electric Countywide Gas&Electric Service 5,200 Kaiser Permanente Medical Center(2) Walnut Creek Health Care 4,730 Lucky Stores Countywide Supermarkets 4,631 Wells Fargo&Co. Countywide Banking 4,000 Safeway Countywide Supermarkets 3,500 AT&T Countywide Telecommunications 3,341 Western Contra Costa School District(2) Richmond K-12 Education 2,844 Mt.Diablo Unified School District(2) Concord K-12 Education 2,502 John Muir/Mt.Diablo Health System(2) Walnut Creek Health Care 2,170 Longs Drug Stores(2) Walnut Creek Retail Drug Stores 1,909 Contra Costa Newspapers(2) Walnut Creek Newspaper Publishing 1,417 Round Table Franchise Corp. Countywide Pizza Restaurants 1,230 Tosco Refinery Corp. Martinez Oil Refinery 1,200 Hill Physicians Med.Group San Ramon Health Care 1,050 USS Posco Industries Pittsburg Steel Manufacturing 1,000 Shell Martinez Refinfng Co. 1 Martinez Oil Refinery 930 (1) Source: The companies;East Bay Business Times,December 1999;San Francisco Business Times,November 1999. (2) Headquartered in the County. Measures of Income Owing to the presence of relatively high-wage skilled jobs and wealthy residents, the County achieves high rankings among all California counties on a variety of income measurements. For example, as reported in the 1999 Sales and Marketing Management Survey of Buying Power, the County's median household effective buying income for the 1998 calendar year of $49,645 was in the top four among all California counties. A-6 According to the U. S. Department of Commerce's Bureau of Economic Analysis, the County's per capita personal income of$32,881 in 1996 was the fifth highest among California counties. The medians for the State were$36,483 (household income)and$25,368(per capita income). Commercial Activity Commercial activity comprises an important part of the County's economy, with dollars generated by taxable transactions totaling approximately$9.3 billion in 1997. COUNTY OF CON'T'RA COSTA TAXABLE TRANSAC'T'IONS 1993 TO 1997 (IN THOUSANDS) 1993 1994 1995 1996 1997 Apparel Stores $ 276,507 $ 263,835 $ 246,879 $ 261,695 $ 277,962 General Merchandise Stores 1,156,050 1,166,204 1,223,187 1,213,152 1,283,994 Specialty Stores 720,715 754,092 817,531 890,623 957,508 Food Stores 435,502 428,585 433,694 458,877 478,924 Packaged Liquor Stores 40,707 38,242 39,972 42,925 44,700 Eating and Drinking Places 549,473 563,770 591,767 625,283 664,184 Home Furnishings and Appliances 333,179 273,110 270,691 283,020 323,400 Building Materials and Farm 591,710 Implements 461,036 492,850 493,436 543,324 Service Stations 510,835 507,073 551,686 538,840 780,857 Automotive and Vehicle Dealers, Darts and Supplies 842,469 868,095 927.563 1.046,980 1,143,170 Total Retail Outlets $5,266,404 $5,353,437 $5,608,735 $5,945,099 $6,556,188 Business and Personal Services $ 313,314 $ 326,664 $ 330,063 $ 365,029 $ 407,816 All Other Outlets 1,896,702 2,138,064 2,400,957 2.265,576 2,313,414 Total All Outlets $7,476,420 $7,818,165 $8,339,755 $8,575,704 $9,277,418 Source: State Board of Equalization Much of the County's commercial activity is concentrated in central business districts of the cities and unincorporated towns. In addition, four regional shopping centers and numerous smaller centers serve County residents. The regional centers, located in the cities of Richmond, Concord, Walnut Creek and Antioch are each anchored by at least three major department stores. The largest regional shopping center in the County is Sun Valley Shopping Center, Concord, which features 130 stores including Macy's, Sears, J. C. Penney's and Mervyn's. In addition, Price Costco's large warehouse stores are located in Richmond, Martinez, Antioch and Danville and Sam's Club is located in Concord. The County is served by all major banks including Bank of America and Wells Fargo Bank. In addition there are numerous local banks and branches of smaller California and foreign banks. There are over 30 savings and loan associations in the County, including Home Savings, Great Western, San Francisco Federal and California Federal. A-7 Construction Activity The value of residential building activity rose sharply in 1998, to the highest level since 1989. The overall increase was attributable to gains in both single and multi-family units. Within incorporated cities in the County, Antioch accounted for the largest percentage (16.2%) of total valuation growth in 1998 at$117.5 million. The following table provides a summary of building permit valuations and number of new dwelling units authorized in the County since 1990. COUNTY OF CONTRA COSTA BUILDING PERMIT VALUATIONS 1990- 1999 Valuation($millions) Number of New Dwelling Units Residential Single Multiple Year (New) Nonresidential Total Family Family Total 1990 $560,193 $252,443 $812,636 3,132 1,149 4,281 1991 488,939 196,165 685,104 2,705 1,275 3,980 1992 638,714 207,099 845,812 3,279 614 3,893 1993 590,135 183,156 773,291 3,026 451 3,477 1994 699,395 166,160 865,555 3,682 230 3,912 1995 619,685 190,443 810,128 2,137 618 3,755 1996 584,108 N/A NIA 3,094 450 3,580 1997 582,793 N/A N/A 3,105 381 3,486 1998 738,939 N/A N/A 3,144 999 4,142 1999 Note: Totals may not be precise due to independent rounding. Sources:Economic Sciences Corporation: 1989- 1398. In terms of major construction projects in the County, approximately $2.5 billion was recently spent by several major oil refiners to comply with federal clean fuels guidelines (see "Major Employers -Petroleum and Petroleum Products"). In addition, $506 million was spent by BART on its extension to the West Pittsburg/Baypoint region of the County, and $450 million of new construction was completed by the Contra Costa Water District on the Los Vaqueros Reservoir in the eastern portion of the County. Approximately $8.6 billion of construction projects are currently approved or underway in the County, including a $2.2 billion development known as "Dougherty Valley" that will add 11,000 new homes to the County's housing stock and construction projects totaling more than $1 billion on three major bridges. Other major subdivisions are also approved that will add$4.6 billion in new home construction, primarily in the eastern half of the County. Approximately $2.6 billion of projects are pending approval, including a project known as "Cowell Ranch,"which involves$1.0 billion of construction spending on 5,000 residential units. A-8 Transportation Availability of a broad transportation network has been one of the major factors in the County's economic and population growth. Interstate 80 connects the western portion of the County to San Francisco, Sacramento and points north to Interstate 5, the major north-south highway from Mexico to Canada. Interstate 680 connects the central County communities to the rest of the Bay Area via State Routes 4 and 24, the County's major east- west arteries. On April 23, 1992, Caltrans began Northern California's largest freeway interchange reconstruction project at the intersection of Interstate 680 ("680") and Highway 24 ("24") in Walnut Creek. The $315 million project will add traffic lanes, an elevated bypass, and redesigned access patterns. The northbound 680 to westbound 24 connection and the eastbound 24 to northbound 680 connector have been completed. With the majority of the work being conducted at night, the remainder of the project is scheduled to finish later in 1999. Caltrans is also widening Interstate 80 in the western portion of the County at a project cost of$200 million. In addition to private automobiles, ground transportation is available to County residents from the following service providers: Central Contra Costa Transit Authority provides local bus service to the central area of the County including Walnut Creek,Pleasant Hill and Concord. BART connects the County to Alameda County, San Francisco and Daly City and Colma in San Mateo with two main lines, one from the San Francisco area to Richmond and the other to the Concord/Walnut Creek/Pittsburg/Bay Point area. BART finished construction of a 14 mile extension to the City of Pleasanton in nearby Alameda County at a cost of$517 million in May 1997. BART now has 39 stations and 95 miles of roadway in its system. BART is currently in the process of building an extension to the San Francisco International Airport expected to be completed by 2003. AC Transit, a daily commuter bus service based in Oakland, provides local service and connects Contra Costa communities to San Francisco and Oakland. • Other bus and rail passenger service is provided by Greyhound. • The Santa Fe and Union Pacific Railroads' main lines serve the County, both in the industrial coastal areas and the inland farm section. Commercial water transportation and docking facilities are available through a number of port and marina locations in the County. The Port of Richmond on San Francisco Bay and several privately owned industrial docks on both San Pablo and Suisun Bays serve the heavy industry located in the area. The Port of Richmond, owned and operated by the City of Richmond, covers 202 acres and handles nearly 20 million metric tons annually. The majority of the shipments are bulk liquids with the remainder consisting of scrap metal, autos, and gypsum rock. Major scheduled airline passenger and freight transportation for County residents is available at either Oakland or San Francisco International Airports, located about 20 and 30 miles,respectively, from the County. In addition there are two general aviation fields,one at Byron and the other at Concord. A-9 Agriculture The County is comprised of 470,400 acres, with over half(254,445) of these acres allocated to farmlands and harvested cropland. In 1998, the total gross value of agricultural products and crops reached $ million. The value of agricultural production since 1994 is illustrated in the table below. COUNTY OF CONTRA COSTA AGRICULTURAL PRODUCTION, 1994-98 1994 1995 1996 1997 1998 Nursery products $25,409,000 $21,782,000 $26,219,000 $31,288,000 Livestock&poultry 3,656,000 3,444,000 4,668,400 5,708,000 Field crops 11,122,000 10,616,900 12,281,800 12,695,700 Vegetable&c seed 20,242,500 19,037,000 19,899,000 20,033,000 crops Fruit and nut crops 13,156,900 14,967,500 15,294,000 18,520,000 Livestock,apiary&t poultry products 6.171,680 5,970,430 7.260,490 7,597.420 Total $80,118,080 $75,817,830 $85,622,690 $95,842,120 Source: Contra Costa County Department of Agriculture. Environmental Control Services Water. The East Bay Municipal Utilities District ("EBMUD") and the Contra Costa County Water District("CCCWD") supply water to the County. EBMUD, the second largest retail water distributor west of the Mississippi, supplies water to the western part of the County. Ninety-five percent of its supply is the Mokelumne River stored at the 68 billion gallon capacity Pardee Dam. EBMUD is entitled to 325 million gallons per day under a contract with the State Water Resources Control Board, plus an additional 325 million gallons per day under a contract with the U.S. Water and Power Resources Service (formerly the U.S. Bureau of Reclamation). EBMUD does not plan to draw on its federal entitlement for the foreseeable future. CCCWD obtains its water from the Sacramento-San Joaquin Delta and serves 400,000 customers in Concord, Pleasant Hill, Martinez, Clayton, Pittsburg and Antioch. It is entitled under a contract with the U.S. Water and Power Resources Service to 195,000 acre-feet per year. Water sold has ranged between 80,000 and 110,000 acre-feet annually. In addition, a number of industrial users and several municipalities draw water directly from the San Joaquin River under their own riparian rights, so that actual water usage in the service area averages about 125,000 acre-feet annually. To provide expanded water storage capacity, CCCWD recently constructed the Los Vaqueros Reservoir south of the City of Antioch at an estimated project cost of$450 million. Sewer. Sewer services for the County are provided by approximately 20 sanitation districts and municipalities. Federal and State environmental requirements, plus grant money available from these two sources, have resulted in about 14 agencies upgrading,expanding and/or building new facilities. Flood Control The Contra Costa County Flood Control District has been in operation since 1951 to plan, build, and operate flood control projects in unincorporated areas of the County except for the Delta area on its eastern border. The Delta is interspersed with inland waterways which fall under the jurisdiction of the U.S. A-10 Corps of Engineers and the State Department of Water Resources. The District has recently completed construction of the West Antioch Capacity Improvement Project. Education and Community Services Public school education in the County is available through nine elementary school districts, two high school districts and seven unified school districts. These districts provide 132 elementary schools, 36 middle, junior high and intermediate schools, 27 high schools, and a number of preschool, adult school, and special education facilities. In addition, there are 121 private schools with six or more students in the County. School enrollment in January of 1998 numbered approximately 150,534 students in public schools and 16,838 students in regular graded private schools. The County's average SAT scores exceed regional, State and national averages. In addition, while County secondary school enrollment went up 14% from 1992-93 to 1996-97, the County's dropout rate went down 32% in the same period. Higher education is available in the County through a combination of two-year community colleges and four-year colleges. The Contra Costa County Community College District has campuses in Richmond, Pleasant Hill and Pittsburg. California State University at Hayward opened a branch campus, called Contra Costa Center, in the City of Concord where late afternoon and evening classes in business, education and liberal arts are offered. St. Mary's College of California, a four-year private institution, is located on a 100-acre campus in Moraga. Also located within the County is John P. Kennedy University. In addition, County residents are within easy commuting distance of the University of California, Berkeley. Approximately 64% of County residents have attended college,and approximately 49%of County residents have completed four or more years of college. There are nine privately operated hospitals and one public hospital in the County,with a combined total of 1,900 beds. Three of the private hospitals are run by Kaiser Permanente, the largest health maintenance organization in the United States. Kaiser has recently opened a new hospital in Richmond with new critical care beds, surgical suites and a full service emergency department. The public hospital is Contra Costa Regional Medical Center, a 156-bed facility that the County completely rebuilt and opened to the public in January 1998 on the existing campus in Martinez. A-11 • APPENDIX B COUNTY FINANCIAL INFORMATION • APPENDIX B COUNTY FINANCIAL INFORMATION Changes in State Funding and County's Response California counties administer numerous health and social service programs as the administrative agent of the State pursuant to State law. Historically,many of these programs have been either wholly or partially funded with State revenues that have been subject each year to the State budget and appropriation process. Over the last several years, State and federally mandated expenditures in justice, health and welfare have grown at a greater rate than the County's discretionary general purpose revenues. At the same time, decreased State revenues have resulted in fewer State funds being available to the County. The result has been that the County has increased its contribution to maintain mandated services while optional local services have been reduced. The Board-has responded to this trend in part by instituting measures to improve management, thereby reducing costs and increasing productivity and maintaining services with diminished funding. While the composition of State revenues has shifted over recent years, the overall proportion of the County's General Fund budget financed by State revenues has remained steady at approximately 35%. The level of intergovernmental revenues that the County will receive from the State in Fiscal Year 2000-2001 and in subsequent fiscal years is likely to be affected by the financial condition of the State. Presented below is a summary of recent State budget issues and financial performance. Recent State Budgets Following a severe recession beginning in 1990, the State's financial condition improved markedly during the fiscal years starting in 1995-96, with a combination of better than expected revenues, slowdown in growth of social welfare programs, and continued spending restraint based on actions taken in earlier years. The State's cash position also improved, and no external deficit borrowing occurred over the end of the last four fiscal years. The economy grew strongly during the fiscal years beginning in 1995-96, and as a result, the General Fund took in substantially greater tax revenues (around $2.2 billion in 1995-96, $1.6 billion in 1996-97 and $2.4 billion in 1997-98 and $1.7 billion in 1998-99) than were initially planned when the budgets were enacted. These additional funds were largely directed to school spending as mandated by Proposition 98, to make up shortfalls from reduced federal health and welfare aid in 1995-96 and 1996- 97 and particularly in 1998-99 to fund new program incentives. The following were major features of the 1998 Budget Act and certain additional fiscal bills enacted before the end of the legislative session: 1. The most significant feature of the 1998-99 budget was agreement on a total of $1.4 billion of tax cuts. The central element was a bill which provided for a phased-in reduction of the B-1 Vehicle License Fee("VLF"). Since the VLF is transferred to cities and counties under existing law, the bill provided for the General Fund to replace the lost revenues. Starting on January 1, 1999, the VLF has been reduced by 25 percent, at a cost to the General Fund of approximately $500 million in the 1998-99 Fiscal Year and about$1 billion annually thereafter. In addition to the cut in VLF, the 1998-99 budget included both temporary and permanent increases in the personal income tax dependent credit ($612 million General Fund cost in 1998-99, but less in future years), a nonrefundable renters tax credit($133 million), and various targeted business tax credits ($106 million). 2. Proposition 98 funding for K-14 schools was increased by $1.7 billion in General Fund moneys over revised 1997-98 levels, over $300 million higher than the minimum Proposition 98 guarantee. Of the 1998-9 funds, major new programs included money for instructional and library materials, deferred maintenance, support for increasing the school year to 180 days and reduction of class sizes in Grade 9. The Budget also included $250 million as repayment of prior years' loans to schools, as part of the settlement of the CTA v. Gould lawsuit. 3. Funding for higher education increased substantially above the actual 1997-98 level. General Fund support was increased by $340 million (15.6 percent) for the University of California and $267 million(14.1 percent)for the California State University system. In addition, Community Colleges funding increased by$300 million(6.6 percent). 4. The Budget included increased funding for health, welfare and social services programs. A 4.9 percent grant increase was included in the basic welfare grants, the first increase in those grants in 9 years. 5. Funding for the judiciary and criminal justice programs increased by about 11 percent over 1997-98, primarily to reflect increased State support for local trial courts and rising prison population. 6. Major legislation enacted after the 1998 Budget Act included new funding for resources projects, a share of the purchase of the Headwaters Forest, funding for the Infrastructure and Economic Development Bank ($50 million) and funding for the construction of local jails. The State realized savings of$443 million from a reduction in the State's contribution to the State Teacher's Retirement System in 1998-99. Final tabulation of revenues and expenditures contained in the 2000-01 Governor's .Budget reveals that stronger than expected economic conditions in the State produced total 1998-99 General Fund revenues of about $58.6 billion, almost $1.6 billion above the 1998 Budget Act estimates. Actual General Fund expenditures were $57.8 billion, the amount estimated at the 1998 Budget Act. Some of this additional revenue will be directed to R-14 schools pursuant to Proposition 98. The Governor's Budget projects a balance in the Special Fund for Economic Uncertainties("SFEU")at June 30, 1999, of approximately$3.1 billion. 1999-2000 Fiscal Year State Budget On January 8, 1999, Governor Davis released his proposed budget for Fiscal Year 1999-00 (the "January Governor's Budget"). The January Governor's Budget generally reported that General Fund revenues for FY 1998-99 and FY 1999-00 would be lower than earlier projections (primarily due to B-2 weaker overseas economic conditions perceived in late 1998), while some caseloads would be higher than earlier projections. The January Governor's Budget proposed $60.5 billion of General Fund expenditures in FY 1999-00,with a$415 million SFEU reserve at June 30,2000. The 1999 May Revision showed an additional $4.3 billion of revenues for combined fiscal years 1998-99 and 1999-00. The completion of the 1999 Budget Act occurred in a timely fashion. The final Budget Bill was adopted by the Legislature on June 16, 1999, and was signed by the Governor on June 29, 1999 (the"1999 Budget Act"), meeting the Constitutional deadline for budget enactment for only the second time in the 1990's. The final 1999 Budget Act estimated General Fund revenues and transfers of$63.0 billion, and contained expenditures totaling $63.7 billion after the Governor used his line-item veto to reduce the legislative Budget Bill expenditures by $581 million (both General Fund and Special Fund). The 1999 Budget Act also contained expenditures of$16.1 billion from special funds and $1.5 billion from bond ftinds. The Administration estimated that the SFEU would have a balance at June 30, 2000, of about $880 million. Not included in this amount was an additional $300 million which (after the Governor's vetoes) was "set-aside" to provide funds for employee salary increases (to be negotiated in bargaining with employee unions), and for litigation reserves. The 1999 Budget Act anticipated normal cash flow borrowing during the fiscal year. The principal features of the 1999 Budget Act include the following: 1. Proposition 98 funding for K-12 schools was increased by $1.6 billion in General Fund moneys over revised 1998-99 levels, $108.6 million higher than the minimum Proposition 98 guarantee. Of the 1999-00 funds, major new programs included money for reading improvement, new textbooks, school safety, improving teacher quality, funding teacher bonuses, providing greater accountability for school performance, increasing preschool and after school care programs and funding deferred maintenance of school facilities. The Budget also includes $310 million as repayment of prior years' loans to schools, as part of the settlement of the CTA v. Gould lawsuit. 2. Funding for higher education increased substantially above the actual 1998-99 level. General Fund support was increased by $184 million (7.3 percent) for the University of California and $126 million (5.9 percent) for the California State University system, In addition, Community Colleges funding increased by $324 million (6.6 percent). As a result, undergraduate fees at UC and CSU will be reduced for the second consecutive year, and the per-unit charge at Community Colleges will be reduced by$1. 3. The Budget included increased funding of nearly $600 million for health and human services. 4. About $800 million from the general fund will be directed toward infrastructure costs, including $425 million in additional funding for the Infrastructure Bank, initial planning costs for a new prison in the Central Valley, additional equipment for train and ferry service, and payment of deferred maintenance for state parks. 5. The Legislature enacted a one-year additional reduction of 10 percent of the VLF for calendar year 2000, at a General Fund cost of about$250 million in each of FY 1999-00 and 2000-01 to make up lost funding to local governments. Conversion on this one-time reduction to a permanent cut B-3 will remain subject to the revenue tests in the legislation adopted last year. Several other targeted tax cuts,primarily for businesses,were also approved, at a cost of$54 million in 1999-00. 6. A one-time appropriation of$150 million, to be split between cities and counties, was made to offset property tax shifts during the early 1990's. Additionally, an ongoing $50 million was appropriated as a subvention to cities for jail booking or processing fees charged by counties when an individual arrested by city personnel is taken to a county detention facility. The revised 1999-2000 budget included in the 2000-01 Governor's Budget also reflects the latest estimated costs or savings as provided in various pieces of legislation passed and signed after the 1999 Budget Act. The revised budget includes $730 million for various departments for enrollment, caseload and population changes and$562 million for Smog Impact Fee refunds. Revised 1999-2000 revenues are $65.2 billion or$2.2 billion higher than projections at the 1999 Budget Act. Revised 1999-2000 expenditures are $65.9 billion or$2.1 billion higher than projections at the 1999 Budget Act. The State's Legislative Analyst ("LAO") issued a report in January 2000, following the receipt of actual revenues for the month of December 1999, which were not available at the time the Governor's Budget estimates were prepared. The LAO report indicates General Fund revenues for the 18-month period (January 2000 through 2001) could be as much as $3 billion higher than the 2000-01 Governor's Budget estimates. The LAO report assumed the continuation of strong economic growth in the State during this period. The Department of Finance will provide new projections of 1999-00 and 2000-01 revenues in May 2000. Proposed 2000-01 Fiscal Year State Budget On January 10, 2000, Governor Davis released his proposed budget for Fiscal Year 2000-01, The 2000-01 Governor's Budget generally reflects that General Fund revenues for Fiscal Year 1999- 2000 will be higher than projections make at the time of the 1999 Budget Act. The Governor's Budget projects General Fund revenues and transfers in 2000-01 of $68.2 billion. This includes anticipated payments from the tobacco litigation settlement of$3879 million and the receipt of one-time revenue from the sale of assets. More accurate revenue estimates will be available in May and June before the adoption of the Budget. The Governor has proposed $167 million in tax reduction initiatives. The Governor's Budget projects General Fund expenditures of $68.8 billion. included in the Budget are set-asides of $500 million for legal contingencies and $100 million for various one-time legislative initiatives. Based on the proposed revenues and expenditures, the Governor's Budget projects the June 30, 2001 balance in the SFEU to be $1.238 billion. Subsequent to the release of the proposed Governor's Budget,the LACI indicated that the SFEU may rise to $5.0 billion or higher. The revision to the proposed Governor's Budget is expected to be released on or about May 16, 2000 and will contain updated estimates of revenue, expenditures and the SFEU. Federal Funding and Welfare Reform The federal government provided approximately 16% of the County's 1998-99 General Fund Budgets. The human services departments receive substantial funds for assistance payments and social service programs. B-4 On August 22, 1996, President Clinton signed the Personal Responsibility and Work Opportunity Reconciliation Act which made substantial modifications to the welfare system and required the State to submit a plan detailing how it would meet the provisions of the Act in order to begin receiving federal funding under the Temporary Assistance to Needy Families ("TANF") Block grant. As early as March 1995, in anticipation of the passage of Welfare Reform, the County initiated the development of a local welfare reform proposal with the intent of seeking State and federal waivers and status as a demonstration project. On July 22, 1997, the Califomia State Department of Social Services notified counties that waivers to operate the Shared Understanding to Change the Community to Enable Self- Sufficiency ("SUCCESS") Demonstration Project had been approved and would be effective for three years beginning August 1, 1997. The SUCCESS project, the first welfare reform demonstration project to be approved in the State, is based on a community-designed model for delivering comprehensive, integrated and effective services to public assistance populations. The SUCCESS model emphasizes family self--sufficiency and responsibility through up-front employment assistance, child care and comprehensive case managed services. Services are delivered in partnership with community-based organizations and through multi-disciplinary teams to ensure the appropriateness of services while eliminating duplication. Integration of the child protective services, child support enforcement and housing assistance staff into the SUCCESS program design as additional components to the demonstration project have enhanced efforts to improve the well-being of children in the County. Among other changes, the Welfare Reform Act has allowed the State to deny access to some federally funded welfare assistance programs to legal immigrants(but not to refugees). In the aggregate, the bill's restrictions would reduce federal expenditures in low-income programs by more than $55 billion over the next four years. Nearly all of the $55 billion in savings come from reductions in the federal food stamp program, Supplemental Security Income (SSI) program and assistance to legal immigrants. California would potentially lose over$10.0 billion in federal funds during the same period of time. The Governor's budget for 1997-98 eliminated State mandates for General Assistance. Public outcry over the severity of the reductions, particularly to legal aliens, coupled with a robust economy, has resulted in a restoration of benefits to many legal aliens who were already in the County prior to the reform legislation. For example, the Fiscal Year 1998-99 State budget provides for the Cash Assistance Program for Immigrants (CAPI) which provides for the continuation of SSI type payments for some 3,600 aged, blind and disabled legal aliens statewide. This program will be fully funded by the State with no share of costs to the County. As part of the 1997-98 Budget Act's legislative package,the Legislature and Governor agreed on a comprehensive reform of the State's public assistance programs to implement the new federal law. The new basic State welfare program is called the California Work Opportunity and Responsibility to Kids Act (CalWORKs), which replaces the former Aid to Families with Dependent Children (AFDC) and Greater Avenues to Independence (GAIN) programs effective January 1, 1998. Consistent with the federal law, Ca1WORKs contains new time limits on receipt of welfare aid, both lifetime as well as for any current time on aid. The centerpiece of Ca1WORKs is the linkage of eligibility to work participation requirements. Administration of the new Welfare-to-Work programs will be largely at the county level, and counties are given financial incentives for success in this program. Although the longer-term impact of the new federal law and Ca1WORKs cannot be determined until more time has passed, the County does not presently anticipate that these new programs will have any material adverse impact on its finances. It is currently unknown what aspects of welfare reform the State will choose to implement and whether or not the State will mitigate impacts to the County. If there are additional costs to the County B-5 during the 2000-2001 fiscal year due to the Welfare Reform Act or other related legislation, the County anticipates that it may be necessary to reduce general government service levels by deleting positions and/or reducing overhead costs. In any event, the County's budget for 2000-2001 will be balanced, as required by law, within the available financial resources. The County Board of Supervisors has repeatedly demonstrated its resolve to balance the County's budget despite difficult program reductions, impacting constituents and employees, that have often been necessary to achieve a balanced budget. Trial Court Funding Assembly Bill 233 ("AB 233"), which was adopted by the State Legislature in 1997 and became effective January 1, 1998, transferred responsibility from the counties to the State for local trial court funding commencing in Fiscal Year 1997-98. Under the legislation, the State assumed a greater degree of responsibility for trial court operations costs starting in Fiscal Year 1997-98. The County's trial court funding requirement declined from $22.8 million in Fiscal Year 1997-98 to $16.8 million in Fiscal Year 1999.2000 as a result of AB 233. The final court funding requirement is expected to be approximately $ in Fiscal Year 2000-2001. The County will continue to be obligated to provide court facilities for all judicial officers and support positions authorized prior to July 1, 1996. This includes those judicial officers and positions which replace those officers and positions created prior to July 1, 1996. However, AB 233 does not require that the County finance new capital facility expenditures related to judicial officers and support staff required for any judgeships authorized during the period from January 1, 1998 to June 30, 2001. County Budget Process The County is required by State law to adopt a balanced budget by August 30 of each year, although the Board of Supervisors may, by resolution, extend on a permanent basis or for a limited period,the date to October 2. The County's budget process involves a number of steps. First, upon release of the Governor's Proposed Budget in January, the County Administrator prepares a preliminary forecast of the County's budget based on current year expenditures, the assumptions and projections contained in the Governor's Proposed Budget and other projected revenue trends. Second, the County Administrator presents the County's Proposed Budget to the Board of Supervisors. Absent the adoption of a final County budget by June 30, the current existing budget is continued into the new fiscal year until a final budget is adopted. Third, between January and the time the State adopts its own budget, legally due no later than June 15, representatives of the County Administrator monitor, review and analyze the State budget and all adjustments made by the State legislature. Upon adoption of the final State budget, the County Administrator recommends revisions to the County's Proposed Budget to align County expenditures with approved State revenue. After conducting public hearings and deliberating the details of the budget, the Board adopts the County's Final Budget by August 30, or by October 2 if the Board has adopted a resolution to extend the deadline. The County adopted its Final Budget for 1999-2000 on September_, 1999, ahead of the legally extended deadline of October 2, 1999. B-6 In order to ensure that the budget remains in balance throughout the fiscal year, the County Administrator monitors actual expenditures and revenue receipts each month. In the event of a projected year-end deficit, immediate steps are taken, in accordance with the State Constitution, to reduce expenditures. On a quarterly basis, the County Administrator's staff prepares a report that details the activity within each budget category and provides summary information on the status of the budget. Actions which are necessary to ensure a healthy budget status at the end of the fiscal year are recommended in the quarterly budget status reports. Other items which have major fiscal impacts are also reviewed quarterly. The County's ability to increase its revenues is limited by State laws which prohibit the imposition of fees to raise general revenue, except to recover the cost of regulation or provisions of services. See "CONSTITUTIONAL AND STATUTORY LIMITATIONS ON TAXES, REVENUES AND APPROPRIATIONS" in the forepart of this Official Statement. Recent County General Fund Budgets Set forth below is a description of the County's comparative budgetary and expenditure experience for fiscal years 1996-97 through 1999-2000. For a summary of the actual audited financial results of the County for Fiscal Year 1998-99, see "FINANCIAL STATEMENTS OF THE COUNTY FOR THE FISCAL YEAR ENDED JUNE 30, 1999" in Appendix D to this Official Statement. Fiscal Year 1996-97 The County's fiscal year 1996-97 Final Budget reflected a 3.9% decline from fiscal year 1995-96. However,the County experienced a decline in general assistance and welfare caseloads compared to the prior fiscal year, thereby resulting in greater discretionary County revenue than in the recent past. The County's 1996-97 Final Budget did not contain any significant budget cuts as a result of improvement in both the State and local economies. Fiscal Year 1997-98. The County's Fiscal Year 1997-98 Final Budget was slightly smaller than that of the prior fiscal year. Public assistance costs continued to drop significantly, paced by General Assistance expenditures that fell to $3.5 million compared to over $6.3 million in Fiscal Year 1996-97. Expenditure increases in the Public Protection and Health and Welfare categories were primarily due to federal and State grant increases identified in the 1997-98 State Budget Act. The fund balance increased 13%to a level of$77 million compared to Fiscal Year 1996-97. As in Fiscal Year 1996-97, the County budget did not contain any significant budget cuts, as the health of both the State and local economies continued to improve. Fiscal Year 199899. The County's Fiscal Year 1998-99 Final Budget, as adjusted through April 1999, was 3.8% percent larger than that of the prior fiscal year due to increases in costs for general government, health and sanitation, public assistance, and public ways and facilities. Health and sanitation costs increased due to increased grant funding of public health programs, increases in SB 855/1255 Disproportionate Share healthcare funding, and expansion of mental health programs. Public assistance rose by $20 million compared to the prior fiscal year due to increased funds for federally- funded Head Start programs and State-funded CaIWORKS programs for childcare. The general fund balance reached$85 million,representing an increase of 11%over Fiscal Year 1997-98. Due to the Master Settlement Agreement pertaining to national tobacco litigation, the County expects to receive significant revenues from the tobacco industry beginning in 1998-99. The County received approximately $3.7 million in discretionary revenue in Fiscal Year 1998-99, and expects to receive approximately$9.9 million in Fiscal Year 1999-2000. B-7 In addition, a levy of 50 cents on every pack of cigarettes sold is collected in California pursuant to Proposition 10, effective January 1, 1999. Tobacco tax revenue generated in excess of 10 million in Fiscal Year 1998-99 for health and children's programs in the County. Fiscal Year 1999-2000 [TO COME[ 2000-2001 Recommended Budget The County's Recommended Budget for Fiscal Year 2000-2001 (the"Recommended Budget") is expected to be presented to and adopted by the Board in July 2000. Since the Recommended Budget will not be adopted by June 30 of the 1999-2000 Fiscal Year, the current Adjusted Budget, as adjusted through April e» 2000, will be continued into the 2000-2001 Fiscal Year. The cash flow projections for the Notes for the 2000-2001 Fiscal Year are based upon the current Adjusted Final Budget, B-8 A comparison of the County's General Fund budgets for Fiscal Years 1997-98 and 1998-99 is shown below. COUNTY OF CONTRA COSTA GENERAL FUND BUDGETS(i) FOR FISCAL YEARS 1998-99 AND 1999-2000 (IN THOUSANDS OF DOLLARS) Final Final Final Budget Budget Budget (as adjusted) 1998-99 1999-2000 1999-2000(1) REQUIREMENTS General Government $99,068 Public Protection 217,238 Health and Sanitation 156,268 Public Assistance 252,787 Education 13,157 Public Ways and Facilities 20,111 Recreation and Culture 1 Reserves and Debt Service 16,251 Total Requirements $774.881 AVAILABLE FUNDS Property Taxes $99,548 Fund Balance Available 49,156 Cather`faxes 9,535 Licenses, Permits and Franchises 12,385 Fines, Forfeitures and Penalties 13,209 Use of Money and Property 12,402 Intergovernmental 405,699 Charges for Current Services 125,973 Other Revenue 46,974 Total Available Funds 214L881 Includes General Fund,Library Fund,Land Development Fund,and Child Development Fund. «� Final Budget,as adjusted through April__,2000. Source: County Auditor-Controller. Ad Valorem Property Taxes Taxes are levied for each fiscal year on taxable real and personal property that is situated in the County as of the preceding January 1. For assessment and collection purposes, property is classified either as "secured" or"unsecured," and is listed accordingly on separate parts of the assessment roll. The "secured roll" is that part of the assessment roll containing State assessed property and property secured B-9 by a lien on real property which is sufficient, in the opinion of the Assessor, to secure payment of the taxes. Other property is assessed on the "unsecured roll." Property taxes on the secured roll are due in two installments, on November 1 and February 1 of each fiscal year. If unpaid, such taxes become delinquent on December 10 and April 10, respectively, and a 10% penalty attaches to any delinquent payment. In addition, property on the secured roll with respect to which taxes are delinquent is declared to be in default on or about June 30 of the fiscal year. Such property may thereafter be redeemed by payment of the delinquent taxes and the delinquency penalty, plus a redemption penalty of one and one half percent per month to the time of redemption. If taxes are unpaid for a period of five years or more, the tax-defaulted property is declared to be subject to the Treasurer's power of sale and may be subsequently sold by the Treasurer. Legislation established the "supplemental roll" in 1984, which directs the Assessor to re-assess real property, at market value, on the date the property changes ownership or upon completion of construction. Property on the supplemental roll is eligible for billing 30 days after the reassessment and notification to the new assessee. The resultant charge (or refund) is a one-time levy on the increase (or decrease) in value for the period between the date of the change in ownership or completion of construction and the date of the next regular tax roll upon which the assessment is entered. Billings are made on a monthly basis and are due on the date mailed. If mailed between the months of July through October, the first installment becomes delinquent on December 10th and the second on April 10th. If mailed within the months of November through June, the first installment becomes delinquent on the last day of the month following the month of billing. The second installment becomes delinquent on the last day of the fourth month following the date the first installment is delinquent. Property taxes on the unsecured roll are due as of the January 1 lien date and become delinquent, if unpaid, on August 31. A 10% penalty attaches to delinquent taxes on property on the unsecured roll, and an additional penalty of one and one-half percent per month begins to accrue beginning November 1. The taxing authority has four ways of collecting unsecured personal property taxes: (1) by filing a civil action against the taxpayer; (2) by filing a certificate in the office of the County Clerk specifying certain facts in order to obtain a judgment lien on certain property of the taxpayer; (3) by filing a certificate of delinquency for recordation in the County Recorder's office, in order to obtain a lien on certain property of the taxpayer; and (4) by the seizure and sale of personal property, improvements or possessory interest,belonging to the taxpayer. The County and its political subdivisions operate under the Teeter Plan pursuant to provisions of Sections 4701-4717 of the California Revenue and Taxation Code. Pursuant to those sections, the accounts of all political subdivisions that levy taxes on the County tax rolls are credited with 100% of their respective tax levies regardless of actual payments and delinquencies. The County Treasury's cash position (from taxes) is protected by a special fund (the "Tax Losses Reserve Fund") into which all countywide delinquent penalties are deposited. The County has used this method since Fiscal Year 195051. Major property tax assessment appeals by business and the oil industry total $5.6 billion in assessments with the potential loss of revenue in the millions to various units of County local government. The County has hired Baker and O'Brien, a firm with international experience in the oil refinery sector, to do valuations, and the County Assessor will vigorously contest the appeals. The first appeal of$1 billion by an oil refinery (Unocal) has been decided in favor of the County Assessor and B-10 may affect future negotiations with companies whose appeals are pending. It is expected that the oil refinery will appeal the recent decision to the courts. Another oil refinery (Chevron) filed a number of tax appeals with the County and has been successful in reducing a portion of its assessed valuation. On June 11, 1999, the Contra Costa County Appeals Board approved the reduction in assessed values for certain Chevron parcels. The approved appeals and other adjustments to the assessed value of Chevron property have reduced the overall assessed value by $432,372,069, or approximately 20% from 1996/97 through 1998/99. The successful appeals by Chevron resulted in a one-time County wide refund in Fiscal Year 1999-2000 of approximately $7.6 million, which includes the property tax refund plus interest. Three oil refineries (Chevron, Tosco and Martinez Refining Co.) are currently seeking property tax refunds of$80 million over three years by reducing their individual property assessments by up to three-fourths. The refineries are currently assessed at a value of about$3.8 billion but claim that the real value is approximately $1.94 billion. Heavy industry accounts for 20 percent of the collected property taxes in Contra Costa. The County has incorporated$ million of property tax revenue adjustments in its Fiscal Year 1999-2000 budget as a precaution against potential assessment appeal decisions. A recent history of County tax levies, delinquencies and the Tax Losses Reserve Fund cash balances as of June 30 is shown below. COUNTY OF CONTRA COSTA SUMMARY OF ASSESSED VALUATIONS AND AD'VALOREM PROPERTY TAXATION FOR FISCAL YEARS 1990-91 THROUGH 1999-2000 Secured Current Levy % Current Levy Tax Losses Property Tax Delinquent Delinquent Reserve Fund Fiscal Year Assessed Valuation Levies June 30 June 30 Balance June 30 1990-91 $54,114,860,918 $669,071,124 $19,762,687 2.95 $24,093,615 1991-92 58,422,186,087 714,963,082 24,787,991 3.47 26,558,333 1992-93 61,393,320,088 760,559,294 24,239,204 3.19 29,042,152 1993-94 63,427,696,578 794,435,830 20,652,106 2.60 31,225,565 1994-95 65,294,364,749 823,495,651 20,640,379 2.51 24,709,211 1995-96 67,146,461,590 854,519,586 18,296,237 2.14 18,670,811 1996-97 69,242,099,630 869,580,974 18,057,023 2.08 17,154,539 1.997-98 70,314,800,892 892,581,453 15,547,736 1.74 19,508,732 1998-99 73,699,554,452 n/a n/a n/a n/a 2999-2000 Source: County Auditor-Controller During each fiscal year, the Tax Losses Reserve Fund is reviewed and when the amount of the fund exceeds certain levels, the excess is credited to the County General Fund as provided by Sections 4703 and 4703.2 of the California Revenue and Taxation Code. Sections 4703 and 4703.2 allow any county to draw down their tax losses reserve fund to a balance equal to (i)one percent of the total of all taxes and assessments levied on the secured roll for that year, or (ii)25% of the current year delinquent secured tax levy. The reductions in the Tax Losses Reserve Fund balances during the last three years reflect multiple reductions in minimum reserve requirements legislated over that period. The impact of B-11 response to a February 1, 1991, Sacramento Superior Court decision in AT&T Communications of California, Inc. et al v. State Board of Egualization, in which the court held that the SBE's valuation approaches had overvalued AT&T's unitary property, and ordered AT&T's statewide assessed value to be reduced from approximately$1.75 billion to approximately$1.1 billion. The Agreement was approved by the Sacramento Superior Court on July 14, 1992 in a validation action brought by the county parties. The California electric utility industry is currently undergoing significant changes in its structure and in the way in which components of the industry are or are not regulated. Sale of electric generation assets to largely unregulated, nonutility companies may affect how those assets are assessed in the future and which local agencies are to receive the property taxes. The County is unable to predict the impact of these changes on its utility property tax revenues, or whether legislation may be proposed or enacted in response to industry restructuring, or whether any future litigation may affect the State's methods of assessing utility property and the allocation of assessed value to local taxing agencies. Redevelopment Agencies The California Community Redevelopment Law authorizes city or county redevelopment agencies to issue bonds payable from the allocation of tax revenues resulting from increases in full cash values of properties within designated project areas. In effect, local taxing authorities other than the redevelopment agency realize tax revenues only on the "frozen" tax base. The following table shows redevelopment agency full cash value increments and tax allocations for agencies within the County. COMMUNITY REDEVELOPMENT AGENCY PROJECTS FULL CASH VALUE INCREMENTS AND TAX ALLOCATIONSM FISCAL YEARS 1990-91 THROUGH 1999-2000 Fiscal Year Base Year Value Full Cash Value Increment) Total Tax Allocations(3) 1990-91 1,696,768,706 3,966,154,674 42,171,285 1991-92 1,806,223,553 4,573,718,772 48,590,841 1992-93 1,864,029,147 5,009,792,773 53,485,897 1993-94 1,864,029,147 5,236,543,696 55,748,579 1994-95 2,715,784,139 5,320,724,209 56,677,717 1995-96 3,051,303,629 5,337,629,341 57,204,637 1996-97 3,195,085,095 5,493,724,548 58,807,082 1997-98 2,198,412,524(a} 5,687,404,922 60,454,787 1998-99 2,343,330,103{4} 6,080,461,083 64,427,525 1999-00 Full cash values for all redevelopment projects above the"frozen"base year valuations. These data represent growth in full cash values generating tax revenues for use by the community redevelopment agencies. ez� Does not include unitary and operating non-unitary utility roll values which,starting with Fiscal Year 1988-89,are determined by the State Board of Equalization on a countywide basis as provided by Assembly Bill 454,Chapter 921,Statutes of 1987. Actual tax revenues collected by the County which have been or will be paid to the community redevelopment agencies. t'f The Base Year Value is reduced to exclude project areas with negative increment. Source: County Auditor-Controller B-13 Accounting Policies,Reports and Audits Except as mentioned below, the County's accounting policies used in preparation of its audited financial statements conform to generally accepted accounting principles applicable to counties. The County's governmental funds and fiduciary funds use the modified accrual basis of accounting. This system recognizes revenues when they become available and measurable. Expenditures, with the exception of unmatured interest on general long-term debt, are recognized when the fund liability is incurred. Proprietary funds use the accrual basis of accounting, whereby revenues are recognized when they are earned and become measurable,while expenses are recognized when they are incurred. The Treasurer also holds certain trust and agency funds not under the control of the Board, such as those of school districts,which are accounted for on a cash basis. The California Government Code requires every county to prepare an annual financial report. The Auditor-Controller prepares the Comprehensive Annual Financial Report for the County. This annual report covers financial operations of the County, County districts and service areas, local autonomous districts and various trust transactions of the County Treasury. Under California law, independent audits are required of all operating funds under the control of the Board. The County has had independent audits for more than 40 years. See "APPENDIX D — FINANCIAL STATEMENTS OF THE COUNTY FOR THE FISCAL YEAR ENDED JUNE 30, 1999—Note 21 hereto." In addition to the above-mentioned audits, the County Grand Jury may also conduct management audits of certain offices of the County. Funds accounted for by the County are categorized as follows: General County Funds The general County funds consist of the General Fund and other operating funds. The General Fund is used to account for the revenues and expenditures of the County that are not accounted for by other funds. The other operating funds are used to account for the proceeds from specific revenue sources(other than special assessments) or to account for the financing of specific activities as required by law or administrative regulations. Special District Funds Under Control of Board of Supervisors. These funds are used to account for the transactions of fire protection districts, flood control and storm drainage districts, sanitation districts and county service areas under the control of the Board. Special District Funds Under Control of Local Boards and School District Funds. These funds are used to account for cash received and disbursed and cash and investments held by the County for districts controlled by local boards. These districts maintain their own accounting records supporting their separate financial statements which are subject to separate audit under California law. Trust and Agency Funds. Trust and Agency funds are used to account for money and other assets received and held as trustee, custodian or agent for individuals and governmental agencies. Presented on the following page is the County's Schedule of Revenues, Expenditures and Changes in Fund Balances as of June 30 for the five most recent fiscal years. More detailed information from the County's audited financial report for the fiscal year ending June 30, 1999 appears in Appendix D to this Official Statement. B-14 COUNTY OF CONTRA COSTA GENERAL FUND SCHEDULE OF REVENUES,EXPENDITURES AND CHANGES IN FUND BALANCES-BUDGET AND ACTUAL-BUDGETARY BASIS FISCAL YEARS 1994-95 THROUGH 1998-99 (IN THOUSANDS) 1994-95 1995-96 1996-97 1997-98 1998-99 REVENUES Taxes $89,992 $95,773 $99,974 $101,370 $110,242 Licenses,permits&franchises 4,978 6,689 7,419 6,476 6,597 Fines,forfeitures&penalties 18,371 17,437 14,082 12,725 13,514 Use of money&property 12,693 13,406 12,062 13,459 14,937 Intergovernmental revenues 383,118 373,167 371,750 378,383 411,112 Charges for services 116,447 99,678 103,913 107,530 123,203 Other revenue 11,635 17,456 18,198 15,083 17,750 TOTAL REVENUES 637,234 623,606 627,398 635,026 697,355 EXPENDITURES General government 67,825 82,256 77,199 83,847 105,967 Public protection 157,135 141,875 150,121 168,054 198,836 Health&sanitation 114,585 115,286 122,676 138,241 146,927 Public assistance 238,859 233,862 218,081 213,246 233,217 Education 122 130 133 145 144 Public ways and facilities 9,454 6,933 9,266 6,965 11,096 Recreation and culture 0 0 0 0 0 Interest 4,469 4,273 4,204 4,302 5,296 Capital outlay') 3,477 _ 1,371 _ 2,615 2,947 3,173 TOTAL EXPENDITURES 595,926 585,986 584,295 617,747 704,656 Excess of revenues over(under)expenditures 41,308 37,620 43,103 17,279 (7,301) OTHER FINANCING SOURCES(USES) Operating transfers in 24,266 18,804 24,581 31,318 49,025 Operating transfers out (71,628) (50,911) (55,844) (42,005) (34,834) Capital lease financings') 3,477 1,371 2,615 2.955 3,173 TOTAL OTHER FINANCING SOURCES(USES) 43 885 30 736 28 648 (7,732 17,364 Excess(deficiency)of revenues and other financing sources (2,577) 6,884 14,455 9,547 10,063 over(under)expenditures and other financing uses FUND BALANCE AT BEGINNING OF YEAR, 50,213 51,570 56,524 68,185 79,960 as Previously Reported Adjustment to beginning fund balance 4,664 418 0 0 0 FUND BALANCE AT BEGINNING OF YEAR,as 54,877 51,152 56,524 68,185 79,960 Restated Residual equity transfers in 5 0 0 0 0 Residual equity transfers out 735 IL512 -2,-79-4) 772 (1,593) FUND BALANCE at end of year $51,570 $56,524 $_68,185 $76,960 $85,430 <u These entries are required by NCGA Statement 5 to disclose the value of fixed assets acquired during the year under lease purchase agreements. The County does not appropriate these amounts since they apply to future years. Source: County Auditor-Controller B-15 County Employees A summary of County employment follows: COUNTY OF CONTRA COSTA COUNTY EMPLOYEFSM As of Number of Permanent June 30 Employees 1989 6,463 1990 6,635 1991 7,008 1332 7,080 1993 6,689 1994 6,658 1995 6,822 1436 6,856 1997 6,474 1498 7,106 1499 7,683 2000 Excludes temporary or seasonal employees. Source: County Auditor-Controller. County employees are represented by 30 bargaining units of 11 labor organizations, the principal ones being Local 1 of the County Employees Association and the Clerical Employees Union which, combined, represent approximately 34%of all County employees in a variety of classifications. The County has had a positive employee relations program, and has enjoyed successful negotiations of cost effective agreements over the years. The County completed its latest contract negotiations with labor representatives in July 1996, with the agreement providing for, among other things, a three percent salary increase through September 30, 1997, a two percent salary increase effective October 1, 1337, and a 3.5% salary increase effective October 1, 1998. The agreement covers approximately 75%of the County's employees and expires in September 1999. Contract negotiations with the firefighters were concluded in January, 1949, with a 0% salary increase through March,2000. Negotiations with the deputy sheriffs are ongoing. Pension Plan The Contra Costa County Employees' Retirement Association ("CCCERA") is a cost-sharing multiple-employer defined pension benefit plan governed by the County Employees' Retirement Law of 1937. The plan covers substantially all of the employees of the County, its special districts, the Housing Authority and thirteen other member agencies. $-16 The plan provides for retirement, disability, death and survivor benefits, in accordance with the County Employees' Retirement Law. Annual cost-of-living adjustments to retirement benefits can be granted by the Retirement Board as provided by State statutes. Except for the new Tier III described below, the CCCERA is divided into three separate benefit sections of the 1937 Act. These sections are known as: General - Tier I, General- Tier II and Safety. Tier I includes all General members hired before August 1, 1980 and electing not to transfer to Tier II. The Tier II section includes all employees hired on or after August 1, 1950 and all General members electing to transfer from Tier 1. The Safety section covers all employees in active law enforcement, active fire suppression work or certain other "safety" classifications as designated by the CCCERA's Retirement Board. Service retirement benefits are based on age, length of service and final average salary. For the Tier I and Safety sections, the retirement benefit is based on the twelve highest pay months, in accordance with Government Code Section 31462. For Tier II, the benefit is based on a three-year average salary. Effective October 1, 1998, a Tier III retirement plan was established for permanent County employees with over five years of service, allowing employees to transfer from Tier Il to Tier III. Tier III offers a better retirement plan using Tier I pay-out levels, except that the more stringent requirements for disability retirement are retained from Tier II. The CCCERA issues a stand-alone financial report which is available at its office located at 1355 Willow Way, Suite 221, Concord, California 94520. For additional information on the County's pension plan, see "APPENDIX D- FINANCIAL STATEMENTS OF THE COUNTY FOR THE FISCAL YEAR ENDED JUNE 30, 1999-Note 19." Impact of the Ventura Decision On August 14, 1997, the Supreme Court of the State of California rendered a decision in the matter of Ventura County Deputy Sheriffs Association v. Board Q,f Retirement of Ventura County Employees'Retirement Association which held that compensation not paid in cash, even if not earned by all employees in the same grade or class, must be included in "compensation earnable" and "final compensation" on which an employee's pension is based. This California Supreme Court decision became final on October 1, 1997, requiring, among other things, certain items such as vacation buy-back to be included in the calculations that determine the retirement benefits that a retiree is eligible to receive. The court decision pertains to defined pension plans governed by the County Employees' Retirement Law of 1937, such as the pension plans of many counties in the State, including the County. In addition, two lawsuits against the County on similar issues have been filed by certain retired County employees. Settlement negotiations concerning these two lawsuits have been conducted by the County, other public agencies in the County's retirement system and the plaintiffs' attorneys. A settlement may be entered after court approval in the next four or five months of these two lawsuits with no additional costs for the County during this and at least the next several fiscal years. No assurance can be given, however,that such settlement will necessarily be effected without any further court proceedings. Subsequent to the Supreme Court decision, the CCCERA commissioned actuarial studies to evaluate and estimate the cost and its associated amortization with respect to the potential unfunded liability arising from the court ruling. In the actuarial report prepared by William M. Mercer B-17 Incorporated dated October 1999, the estimated unfunded liabilities totaled $142 million. CCCERA has allocated a portion of its reserves to retire the liabilities. Long Term Obligations The County has never defaulted on the payment of principal or interest on any of its indebtedness. Following is a brief summary of the County's general obligation debt, lease obligations and direct and overlapping debt. General Obligation Debt. The County has no direct general obligation bonded indebtedness, the last issue having been redeemed in fiscal year 1977-78. The County has no authorized and unissued debt. Lease Obligations, The County has made use of various lease arrangements with private and public financing entities, nonprofit corporations, and the County Employees' Retirement Association for the use and acquisition of capital assets. These capital lease obligations have terms ranging from five to 30 years. The longest capital lease ends in 2028. For a summary of the County's lease obligations as of June 30, 1999, see "APPENDIX D- FINANCIAL STATEMENTS OF THE COUNTY FOR THE FISCAL YEAR ENDED JUNE 30, 1999-Notes to General Purpose Financial Statements-- Note 6 - Lease Commitments" and "- -Note 7-Long-Term Obligations" attached hereto. Annual debt service for the County's outstanding lease obligations and pension obligation bonds ("POB")is shown in the next table. B-18 Fiscal Year Total Lease Total POB Total Net Ending 6/30 Debt Service Debt Service Debt Service(" Debt Servicets) 2000 $23,724,639 $31,741,855 $55,466,494 $47,392,232 2001 24,142,071 33,527,413 57,669,484 49,500,969 2002 24,430,579 35,409,713 59,840,291 51,101,632 2003 24,190,734 37,382,933 61,573,666 53,215,706 2004 24,181,701 39,459,053 63,640,754 55,162,667 2005 24,180,678 41,641,953 65,822,630 57,221,970 2006 24,188,874 43,935,590 68,124,464 59,387,941 2007 24,187,751 46,347,585 70,535,336 61,658,081 2008 24,204,110 48,879,460 73,083,570 64,041,127 2009 22,827,036 51,543,575 74,370,611 65,156,732 2010 21,610,370 44,576,215 66,186,585 57,290,728 2011 21,608,654 17,892,033 39,500,686 31,930,819 2012 21,613,945 21,613,945 14,944,146 2013 21,613,244 21,613,244 14,950,157 2014 21,616,106 21,616,106 14,954,216 2015 21,634,558 21,634,558 14,977,479 2016 21,626,887 21,626,887 14,969,344 2017 19,207,779 19,207,779 12,560,478 2018 19,203,379 19,203,379 12,561,785 2019 19,229,680 19,229,680 9,324,070 2020 17,502,265 17,502,265 11,051,284 2021 17,500,458 17,500,458 8,306,584 2022 14,745,888 14,745,888 8,616,009 2023 14,740,601 14,740,601 2,539,421 2024 4,281,629 4,281,629 4,179,688 2025 4,283,179 4,283,179 2,439,719 2026 2,489,000 2,489,000 2,489,000 2027 2,491,500 2,491,500 2,491,500 2028 _2,488,500 2,488.500 2.488,500 TOTAL. $529.745,793 1472,337,335 $1,002,353.168 5806,903983 Excludes estimated reimbursement from the State for County hospital debt service and excludes earnings on various debt service and debt service reserve funds. t:5 Includes estimated reimbursement from the State for County hospital debt service, earnings on various bond funds and the reduction in debt service obligation when the debt service reserve funds are liquidated at the maturity of the applicable obligations. Source: The County. Direct and Overlapping Debt The County contains numerous municipalities, school districts and special purpose districts,as well as the overlapping Bay Area Rapid Transit District and the East Bay Municipal Utility District, which have issued general obligation bonded and lease indebtedness. Set forth below is a direct and overlapping debt report(the "Debt Report")prepared by California Municipal Statistics Inc. that summarizes such indebtedness as of June 1, 2000. The Debt report is included for general information purposes only. The County has not reviewed the Debt Report for completeness or accuracy and makes no representations in connection therewith. B-19 The Debt Report generally includes long-term obligations sold in the public credit markets by public agencies whose boundaries overlap the boundaries of the County. Such long term obligations generally are not payable from revenues of the County (except as indicated) nor are they necessarily obligations secured by land within the County. In many cases, long-term obligations issued by a public agency are payable only from the general fund or other revenues of such public agency. B-20 Contra Costa County Estimated Direct and Overlapping Bonded Debt as of June 1,2000 [to be updated] 1998-99 Assessed Valuation: $70,618,556,055 (includes unitary utility valuation) Redevelopment Incremental Valuation: .2 _6.049.123 01 Adjusted Assessed Valuation: $64,569,432,854 OVERLAPPING TAX 6ED ASSESSMENT DEBT: !10�Iicable Debt 6/1/99 San Francisco Bay Area Rapid Transit District 30.795% $ 12,660,331 East Bay Municipal Water District and Special District No. 1 48.799&5.849 6,420,045 Martinez Unified School District 100. 43,407,276 Pittsburg Unified School District and West Contra Costa Unified School District lK 44,890,000 San Ramon Valley Unified School District 100. 70,000,000 San Ramon Valley Unified School District Lease Tax Obligations 100. 32,690,000 AAcalanes and Liberty Union High School Districts 100, 86,384,809 Lafayette School District 100. 27,270,000 Other School Districts 100. 67,096,306 Cities 100. 6,940,000 East Bay Regional Park District 44.727 83,245,892 Other Special Districts 100. 2,860,000 Community Facilities Districts 100. 195,880,000 1915 Act Assessment Bonds(Estimate) 100. 312,11086 TOTAL GROSS OVERLAPPING TAX AND ASSESSMENT DEBT $991,859,545 Less: East Bay Municipal Utility District and Special District No.I (100%self-supporting) 6.420 0-4 TOTAL NET OVERLAPPING TAX AND ASSESSMENT DEBT $985,439,500 DIRECT AND OVERLAPPING GENERAL FUND OBLIGATION DEBT: Contra Costa County General Fund Obligations 100. % $307,491,0000) Contra Costa County Pension Obligations 100. 313,190,000 Contra Costa County Board of Education Certificates of Participation 100. 3,575,000 Contra Costa County Mosquito Abatement District Certificates of Participation 1,00. 1,695,000 Alameda-Contra Costa Transit District Certificates of Participation 11.015 2,738,880 Antioch Unified School District Certificates of Participation 100, 15,225,604 San Ramon Valley Unified School District Educational Facilities Corporation lK 34,360,000 Other School District General Fund Obligations 0.493-100 43,770,400 City of Antioch General Fund Obligations 100. 16,727,124 City of Concord General Fund Obligations 100. 31,685,000 City of Pleasant Hill General Fund Obligations 100. 12,960,000 City of Richmond General Fund Obligations 100. 26,242,772 City of San Ramon General Fund Obligations 100. 23,070,000 Other City General Fund Obligations 100. 22,455,000 Hospital Authorities 100. 6,980,000 Other Special District Certificates of Participation 100. 11,250,000 TOTAL GROSS DIRECT AND OVERLAPPING GENERAL FUND OBLIGATION DEBT $873,415,780 Less: San Ramon Unified School District Certificates of Participation(self-supporting from GIC from Bayerische Landesbank) 14,150,000 City of Concord lease bonds(100%self-supporting) 1,250.000 TOTAL NET DIRECT AND OVERLAPPING GENERAL FUND OBLIGATION DEBT $858,015,780 GROSS COMBINED TOTAL DEBT $1,865,275,325(2) NET COMBINED TOTAL DEBT $1,843,455,280 (1) Excludes the Notes. (1) Excludes tax and revenue anticipation notes,revenue,mortgage revenue and tax allocation bonds and non-bonded capital lease obligations, Ratios to 1998-99 Assessed Valuation: Total Gross Direct and Overlapping Tax and Assessment Debt...............................................1.40% Total Net Direct and Overlapping Tax and Assessment Debt..................................................1.40% Ratios to AdjustedAssessedValuation: Combined Direct Debt ($590,487,000).................. .............. ..........___.....0.960% Gross Combined Total Debt.................................... .............................................-2.89% NetCombined Total Debt....._.................................._........................................-............-2.85% B-21 Future Financings In the summer or fall of 2000, the County anticipates financing various specialty clinics at the Contra Costa Regional Medical Center in Martinez, California., and several other projects including construction of a new animal shelter, expansion of social services facilities and tenant improvements to an evidence storage facility. No other major debt financings of new capital projects are currently scheduled by the County, although the County may undertake the replacement of its main administration building in 2001. Insurance and Self-Insurance Programs The County self-insures its unemployment, dental, management long-term disability and medical liability exposures. The County is self-insured to $750,000 per occurrence for workers' compensation, and maintains $10 million of excess insurance coverage per occurrence with commercial insurance carriers. The County is self-insured to $1.0 million per occurrence on public and automobile liability (excluding the airport, which is insured for catastrophic losses by a commercial insurance carrier up to $75 million per occurrence) and maintains $10 million excess insurance coverage with commercial insurance carriers. The County is self-insured to $500,000 per occurence on medical malpractice and maintains $11 million of excess insurance with commercial insurance carriers. All claims are adjusted in-house by the County, except for dental which is adjusted by outside parties. Excess coverage is provided by the California State Association of Counties' Excess Insurance Authority (Insurance Authority), a joint powers authority, the purpose of which is to develop and fund programs of excess insurance and provide the joint purchase of coverage from independent third parties for its member entities. The Insurance Authority is governed by a Board of Directors consisting of representatives of its member entities. In addition, the County maintains up to $550 million "All Risk" coverage (including flood insurance) with a $50,000 deductible, and up to $350 million earthquake coverage on all locations with commercial insurance carriers. During the past three years there have been no instances of the amount of claim settlements exceeding insurance coverage. Internal Service Funds are used to account for the County's self-insurance activities. It is the County's policy to provide in each fiscal year, by charges to affected operating funds, amounts sufficient to cover the estimated expenditures for self-insured claims. Charges to operating funds are recorded as expenditures/expenses of such funds and revenues of the Internal Service Funds. Accrual and payment of claims are recorded in the Internal Service Funds. The County has accrued a liability of$84.2 million at June 30, 1999, for all self-insured claims in the Internal Service Funds, which includes an amount for incurred but not reported claims. The self insurance reserve is based on actuarially determined amounts for workers' compensation, public and automobile liability, and medical liability and based on management's estimates for all other reserves. In the opinion of the County, the amounts accrued are adequate to cover claims incurred but not reported in addition to known claims. B-22 For additional information on the County's insurance coverage, see "APPENDIX D- FINANCIAL STATEMENTS OF THE COUNTY FOR THE FISCAL YEAR ENDED JUNE 30, 1999 - Notes to General Purpose Financial Statements-Note 17"attached hereto. E-23 • APPENDIX C PROPOSED FORM OF OPINION OF BOND COUNSEL • • APPENDIX D FINANCIAL STATEMENTS OF THE COUNTY FOR THE FISCAL YEAR.ENDED JUNE 3% 1999 • APPENDIX E FORM OF CONTINUING DISCLOSURE CERTIFICATE i • APPENDIX F BOOK ENTRY ONLY SYSTEM • APPENDIX F BooK-L'NTRY-ONLY SYSTEM Book-Entry System DTC, New York, New York will act as securities depository for the Notes. The Nates will be issued as fully-registered securities in the name of Cede & Co. (DTC's partnership nominee). One fully-registered security certificate will be issued for the Nates in the aggregate principal amount of such issue, and will be deposited with DTC. DTC is a limited-purpose trust company organized under the New York Banking Law, a "banking organization" within the meaning of the New York Banking Law, a member of the Federal Reserve System, a"clearing corporation" within the meaning of the New York Uniform Commercial Code, and a"clearing agency" registered pursuant to the provisions of Section 17A of the Securities Exchange Act of 1934. DTC holds securities that its participants ("Participants") deposit with DTC. DTC also facilitates the settlement among Participants of securities transactions, such as transfers and pledges, in deposited securities through electronic computerized book-entry changes in Participants' accounts, thereby eliminating the need for physical movement of securities certificates. Direct Participants include securities brokers and dealers, banks, trust companies, clearing corporations and certain other organizations. DTC is owned by a number of its Direct Participants and by the New York Stock Exchange, Inc., the American Stock Exchange, Inc., and the National Association of Securities Dealers, Inc. Access to the DTC system is also available to others such as securities brokers and dealers, banks and trust companies that clear through or maintain a custodial relationship with a Direct Participant, either directly or indirectly ("Indirect Participants"). The Rules applicable to DTC and its Participants are on file with the Securities and Exchange Commission. Purchases of Notes under the DTC system must be made by or through Direct Participants, which will receive a credit for the Notes on DTC's records. The ownership interest of each actual purchaser of each Nate ("Beneficial Owner") is in turn to be recorded on the Direct and Indirect Participants' records. Beneficial Owners will not receive written confirmation from DTC of their purchase, but Beneficial Owners are expected to receive written confirmations providing details of the transaction, as well as periodic statements of their holdings, from the Direct or Indirect Participant through which the Beneficial Owner entered into the transaction. Transfers of ownership interests in the Notes are to be accomplished by entries made,on the books of Participants acting on behalf of Beneficial Owners. BENEFICIAL OWNERS WILL NOT RECEIVE CERTIFICATES REPRESENTING THEIR OWNERSHIP INTERESTS IN NOTES EXCEPT IN THE EVENT THAT USE OF THE BOOK-ENTRY SYSTEM FOR THE NOTES IS DISCONTINUED. To facilitate subsequent transfers, all Notes deposited by Participants with DTC are registered in the name of DTC's partnership nominee, Cede & Co. The deposit of Notes with DTC and their registration in the name of Cede & Co. affect no change in beneficial ownership. DTC has no knowledge of the actual Beneficial Owners of the Notes. DTC's records reflect only the identity of the Direct Participants to whose accounts such Notes are credited, which may or may not be the Beneficial Owners. The Participants will remain responsible for keeping account of their holdings on behalf of their customers. F-1 Conveyance of notices and other communications by DTC to Direct Participants, by Direct Participants to Indirect Participants, and by Direct Participants and Indirect Participants to Beneficial Owners will be governed by arrangements among them subject to any statutory or regulatory requirements as may be in effect from time to time. Neither DTC nor Cede & Co. will consent or vote with respect to Notes. Under its usual procedures, DTC mails an Omnibus Proxy to the County as soon as possible after the record date. The Omnibus Proxy assigns Cede & Co.'s consenting or voting rights to those Direct Participants to whose accounts the Notes are credited on the record date (identified in a listing attached to the Omnibus Proxy). Principal and interest payments on the Notes will be made to DTC. DTC's practice is to credit Direct Participants' accounts on payable date in accordance with their respective holdings shown on DTC's records unless DTC has reason to believe that it will not receive Payment on payable date. Payments by Participants to Beneficial Owners will be governed by standing instructions and customary practices, as is the case with securities held for the accounts of customers in bearer form or registered in "street name," and will be the responsibility of such Participant and not of DTC or the County, subject to any statutory or regulatory requirements as may be in effect from time to time. Payment of principal and interest to DTC is the responsibility of the Paying Agent,disbursement of such payments to Direct Participants shall be the responsibility of DTC, and disbursement of such payments to the Beneficial Owners shall be the responsibility of Direct and Indirect Participants. DTC may discontinue providing its services with respect to the Notes at any time by giving notice to the County and discharging its responsibilities with respect thereto under applicable law. In the event (i) DTC determines not to continue to act as securities depository for the Notes, or(ii)the County determines that DTC shall no longer so act,then the County will discontinue the book-entry system with DTC. If the County fails to identify another qualified securities depository to replace DTC,the Notes will no longer be restricted to being registered in the registration books kept by the County in the name of the depository or its nominee, but shall be registered in whatever name or names the owners of Notes being transferred or exchanged shall designate, in accordance with the Resolution. The County may decide to discontinue use of the system of book-entry transfers through DTC (or a successor securities depository). In that event,Note certificates will be prepared and delivered. No Assurance Regarding DTC Practices The foregoing information concerning DTC and DTC's book-entry system has been obtained from sources that the County believes to be reliable, but the County takes no responsibility for the accuracy thereof AS LONG AS CEDE & CO., OR A SUCCESSOR AS NOMINEE, IS THE REGISTERED OWNER OF THE NOTES, REFERENCES HEREIN TO THE NOTE OWNERS OR THE REGISTERED OWNERS OF NOTES SHALL MEAN CEDE & CO. OR SUCH NOMINEE AND NOT THE BENEFICIAL OWNERS OF THE NOTES, Each person for whom a Participant acquires am interest in the Notes, as nominee, may desire to make arrangements F-2 with such Participant to receive a credit balance in the records of such Participant, and may desire to make arrangements with such Participant to have all communications to DTC, which may affect such a person, forwarded in writing by such Participant and to receive notification of all interest payments. NEITHER THE COUNTY NOR THE UNDERWRITER WILL HAVE ANY RESPONSIBILITY OR OBLIGATION WITH RESPECT TO THE PAYMENTS TO THE DIRECT PARTICIPANTS OR THE BENEFICIAL OWNERS, OR THE PROVISION OF NOTICE TO THE DIRECT PARTICIPANTS, ANY INDIRECT PARTICIPANTS OR THE BENEFICIAL OWNERS WITH RESPECT TO THE NOTES. NO ASSURANCE CAN BE GIVEN BY THE COUNTY OR THE UNDERWRITER THAT DTC, DIRECT PARTICIPANTS, INDIRECT PARTICIPANTS OR OTHER NOMINEES OF THE BENFICOIAL OWNERS WILL MAKE PROMPT TRANSFER OF PAYMENTS TO THE BENEFICIAL OWNERS, THAT THEY WILL DISTRIBUTE NOTICES RECEIVED AS THE REGISTERED OWNER OF THE NOTES TO THE BENEFICIAL OWNERS, THAT THEY WILL DO SO ON A TIMELY BASIS, OR THAT DTC WILL ACT IN THE MANNER DESCRIBED IN THIS PRELIMINARY OFFICIAL STATEMENT. Risks of Book-Entry System The County makes no assurance, and the County shall incur no liability, regarding the fulfillment by DTC of its obligations under the book-entry system with respect to the Notes. In addition, Beneficial Owners of the Notes may experience some delay in their receipt of distributions of principal of, and interest on, the Notes since such distributions will be forwarded by the county to DTC and DTC will credit such distributions to the accounts of the Direct Participants which will thereafter credit them to the accounts of the Beneficial Owners either directly or through Indirect Participants. Since transactions in the Notes can be effected only through DTC, Direct Participants, Indirect Participants and certain banks, the ability of a Beneficial Owner to pledge Notes to persons or entities that do not participate in the DTC system, or otherwise take actions in respect of such Notes, may be limited due to lack of a physical certificate. Beneficial Owners will not be recognized by the County as registered owners of the Notes, and beneficial Owners will only be permitted to exercise the rights of registered owners indirectly through DTC and its Participants. F-3 NOTICE OF INTENTION TO SELL $88,000,000' COUNTY OF CONTRA COSTA,CALIFORNIA 2000-2001 TAX AND REVENUE ANTICIPATION NOTES, SERIES A NOTICE IS HEREBY GIVEN that the Board of Supervisors of the County of Contra Costa(the "County") State of California, intends to offer for public sale on Tuesday,May 30,2000,at the hour of 10:00 a.m., local time,at the offices of bond counsel,Orrick,Herrington&Sutcliffe LLP, 400 Sansome Street, San Francisco, California 94111, $88,000,000* principal amount of tax and revenue anticipation notes of the County of Contra Costa designated"County of Contra Costa, California,2000.2001 Tax and Revenue Anticipation Notes, Series A" (the "Notes"). The County reserves the right to postpone to a later date and/or other time said public sale or to change the principal amount by announcing such postponement or change on Thomson Municipal News ("Munifacts")and Bloomberg Business News ("Bloomberg')no later than 24 hours prior to 10:00 a.m. local time on May 30, 2000. If no legal bid or bids are received for the Notes on May 30, 2000 (or such other date as is established by Munifacts and Bloomberg) at the time and place specified,bids will be received for the Notes at the same place and at such time and date as shall be designated by Munifacts and Bloomberg. As an accommodation to bidders, telephonic or fax notice of the postponement of the sale time and/or date will be given to any bidder requesting such notice from C.M. de Crinis,&Co., Inc., the County's Financial Advisor, Ann. Jean Buckley(415) 339-8944. Failure of any bidder to receive such Munifacts,Bloomberg,telephonic or Fax notice shall not affxt the legality of the sale. NOTICE IS HEREBY FURTHER.GIVEN that the Notes will be offered for public sale subject to the terms and conditions of the Official Notice of Sale for the Notes and copies of said Official Notice of Sale and the Preliminary Official Statement relating to the Notes will be furnished upon request to C.M.de Crinis&Co.,Inc., 3000 Bridgeway, Suite 206, Sausalito, California 94965. Dated: May 15,2000. /s/Philip J Batchelor County Administrator and Clerk of the Board of Supervisors, County of Contra Costa, State of California *Preliminary, subject to change. DOCssFi:447670.1