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BOARD OF SUPERVISORS, COUNTY OF CONTRA COSTA,
STATE OF CALIFORNIA
RESOLUTION NO. 97/255
RESOLUTION OF THE BOARD OF SUPERVISORS OF THE COUNTY OF CONTRA
COSTA PROVIDING FOR THE ISSUANCE OF CONTRA COSTA COMMUNITY
COLLEGE DISTRICT, COUNTY OF CONTRA COSTA, STATE OF CALIFORNIA,
1997 TAX AND REVENUE ANTICIPATION NOTES
WHEREAS, pursuant to Section 53850 et SeMc. of the Government Code of the State of
California (the "Act") contained in Article 7.6 thereof, entitled "Temporary Borrowing," on or
after the first day of any fiscal year (being July 1), a community college district may borrow
money by issuing notes for any purpose for which the community college district is authorized
to expend moneys, including but not limited to current expenses, capital expenditures, investment
and reinvestment and the discharge of any obligation or indebtedness of the community college
district; and
WHEREAS, Section 53853 of the Act provides that such notes must be issued in the name
of the community college district by the board .of supervisors of the county, the county
superintendent of which has jurisdiction over the community college district, as soon as possible
following the receipt of a resolution of the governing board of the community college district
requesting the borrowing; and
WHEREAS,the County Superintendent of the County of Contra Costa(the "County")has
jurisdiction over Contra Costa Community College District (the "District"), and this Board of
Supervisors of the County Jthe "County Board") has received a resolution (the "District
Resolution") of the Board of Trustees of the District (the "District Board"), being the governing
board of the District, which District Resolution requests the borrowing of not to exceed Twenty
Million Dollars ($20,000,000) at an interest rate not to exceed twelve percent (12%) per annum
through the issuance by the County Board of 1997 Tax and Revenue Anticipation Notes (the
"Notes") in the name of the District; and
WHEREAS, as required by Section 53854 of the Act,the Notes are payable not later than
fifteen months after the date of issue, and the Notes shall be payable only from revenue received
or accrued during the fiscal year 1997-1998; and
WHEREAS, pursuant to Section 53856 of the Act, the District may pledge any taxes,
income, revenue, cash receipts or other moneys deposited in inactive or term deposits (but
excepting certain moneys encumbered for a special purpose);and the District Resolution specifies
that certain unrestricted revenues that will be received by the District for the General Fund of the
District during or allocable to fiscal year 1997-1998 shall be pledged for the payment of the
Notes; and
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WHEREAS, the Notes shall be a general obligation of the District, and to the extent not
paid from the taxes, income, revenue, cash receipts and other moneys of the District pledged for
the payment thereof shall be paid with interest thereon from any other moneys of the District
lawfully available therefor, as required by Section 53857 of the Act; and
WHEREAS, the Notes shall be in denominations of$5,000 or integral multiples thereof,
as permitted by Section 53854 of the Act; shall be issued on a date provided in the Contract of
Purchase (hereinafter referred to) therefor, as permitted by Section 53853 of the Act; and shall
be in the form and executed in the manner prescribed herein, as required by Section 53853 of the
Act; and
WHEREAS, the County Board in reliance on a determination by the District has found
and determined that said $20,000,000 maximum principal amount of Notes to be issued by the
County Board in fiscal year 1997-1998, when.added to the interest payable thereon, does not
exceed eighty-five percent (85%) of the estimated amount of the uncollected taxes, income,
revenue (including but not limited to revenue from state and federal governments), cash receipts
and other moneys of the District which will be available for the payment of the Notes and interest
thereon, as required by Section 53858 of the Act; and
WHEREAS, the Notes will not be outstanding after a period ending twelve months after
the date on which such Notes are issued and will. not be issued in an amount greater than the
maximum anticipated cumulative cash flow deficit to be financed by the anticipated tax or other
revenue sources for the period for which such taxes or other revenues are anticipated and during
which such Notes are outstanding, all as provided in Section 1.103-14(c) of the Income Tax
Regulations of the United States Treasury;
NOW, THEREFORE, the Board of Supervisors of the County of Contra Costa hereby
resolves as follows:
Section 1. Authorization of Issuance of Notes, Terms Thereof. The County Board hereby
determines to and shall issue in the name of the District, an amount not to exceed $20,000,000
principal amount of notes under Section 53850 et seg. of the Act, designated "Contra Costa
Community College District, County of Contra Costa, State of California, 1997 Tax and Revenue
Anticipation Notes"; to be numbered 1 (and consecutively upward in order of issuance if more
than one Note is registered); to be in the denominations of$5,000 or integral multiples thereof,
as determined by the Underwriter (as referred to herein); to be dated the date of delivery thereof;
to mature (without option of prior redemption) twelve months from said date of delivery or, if
such date is not a day on which banks in New York or California are open for business, on the
next succeeding business day; and to bear interest,payable at maturity and computed on a 30-day
month/360-day year basis, at the rate or rates determined at the time of sale thereof, but not in
excess of twelve percent (12%) per annum. Both the principal of and interest on the Notes shall
be payable, only upon surrender thereof, in lawful money of the United States of America at the
office of the Paying Agent which shall be the County Treasurer-Tax Collector or a qualified
institution designated by such Treasurer-Tax Collector (the "Paying Agent").
Section 2. Form of Notes. The Notes shall be issued in registered form and shall be
substantially in the form and substance set forth in Exhibit A attached hereto and by reference
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a
incorporated herein, the blanks in said form to be filled in with appropriate words and figures.
The Notes may be initially registered in the name of"Cede & Co." as nominee of The Depository
Trust Company, and shall be evidenced by one note in the full principal amount of the Notes.
The Depository Trust Company, New York, New York is hereby appointed depository for the
Notes. Registered ownership may not thereafter be transferred except as set forth in Section 4
hereof. There shall be simultaneously delivered with each Note the legal opinion of Brown &
Wood LLP respecting the validity of said Notes and, immediately following such legal opinion,
a certificate executed with the facsimile signature of the Chair of the County Board (the "Chair"),
said certificate to be in substantially the following form:
I HEREBY CERTIFY that the following is a true and correct copy of the legal opinion
regarding the Notes therein described that was manually signed by Brown & Wood LLP,
and was dated as of the date of delivery of and payment for said Notes.
[Facsimile Si ng aturej
Chair, Board of Supervisors
Section 3. Transfer and Exchange of Notes. Subject to the provisions of Section 4
hereof, the registration of any Note may, in accordance with its terms, be transferred, upon the
registration books kept by the Paying Agent for such purpose, by the person in whose name it
is registered, in person or by his or her duly authorized attorney, upon surrender of such Note
for cancellation, accompanied by delivery of a written instrument of transfer, duly executed in
a form approved by the Paying Agent.
Whenever any Note or Notes shall be surrendered for registration or transfer, the Paying
Agent shall execute and deliver a new Note or Notes, for a like aggregate principal amount. The
Paying Agent shall require the Note owner requesting such transfer to pay any tax or other
governmental charge required to be paid with respect to such transfer. The County may require
the owner requesting such transfer to pay such additional reasonable charge as may be necessary
to cover customary expenses incurred and fees charged by the Paying Agent with respect to such
transfer. The Paying Agent may treat the registered owner of any Note as the absolute owner
thereof for all purposes whatsoever in accordance with this resolution, and the Paying Agent shall
not be affected by any notice to the contrary.
Subject to the provisions of Section 4 hereof, Notes may be exchanged at the office of
the Paying Agent for a like aggregate principal amount of Notes in other authorized
denominations. The Paying Agent shall require the payment by the Note owner requesting such
exchange of any tax or other governmental charge required to be paid with respect to such
exchange. The Paying Agent may require the owner requesting such exchange to pay such
additional reasonable charge as may be necessary to cover customary expenses incurred and fees
charged by the Paying Agent or the District with respect to such exchange.
Section 4. Use of Depository. (1) The Notes may be initially registered as provided in
Section 2 hereof. In such event, registered ownership of the Notes, or any portion thereof, may
not thereafter be transferred except:
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a
(i) To any successor of Cede & Co., as nominee of The Depository
Trust Company, or its nominee, or to any substitute depository designated pursuant
to clause (ii) of this subsection (1) (a "substitute depository"); provided, that any
successor of Cede & Co., as nominee of The Depository Trust Company or a
substitute depository, shall be qualified under any applicable laws to provide the
services proposed to be provided by it;
(ii) To any substitute depository not objected to by the Paying Agent,
upon(1) the resignation of The Depository Trust Company or its successor(or any
substitute depository or its successor) from its functions as depository, or (2) a
determination by the District to substitute another depository for The Depository
Trust Company (or its successor) because The Depository Trust Company or its
successor (or any substitute depository or its successor) is no longer able to carry
out its functions as depository; provided, that any such substitute depository shall
be qualified under any applicable laws to provide the services proposed to be
provided by it; or
(iii) To any person as provided below, upon (1) the resignation of The
Depository Trust Company or its successor (or substitute depository or its
successor) from its functions as depository, or (2) a determination by the District
to remove The Depository Trust Company or its successor (or any substitute
depository or its successor) from its functions as depository.
(2) In the case of any transfer pursuant to clause (i) or clause (ii) of
subsection (1) of this Section 4, upon receipt of the outstanding Notes by the Paying
Agent, together with a request of the County, on behalf of the District, to the Paying
Agent, a new Note shall be executed and delivered in the aggregate principal amount of
the Notes registered in the name of such successor or such substitute depository, or their
nominees, as the case may be, all as specified in such request of the County. In the case
of any transfer pursuant to clause (iii) of subsection (1) of this Section 4, upon receipt of
the outstanding Notes by the Paying Agent together with a request of the County to the
Paying Agent, new Notes shall be executed and delivered in such denominations
numbered in the manner determined by the Paying Agent and registered in the names of
such persons as are requested in such a request of the County; provided, the Paying Agent
shall not be required to deliver such new Notes within a period less than sixty (60) days
from the date of receipt of such a request of the County. Thereafter, Notes shall be
transferred pursuant to Section 3 hereof.
(3) The County and the Paying Agent shall be entitled to treat the person in
whose name any Note is registered as the owner thereof for all purposes of this resolution
and any applicable laws, notwithstanding any notice to the contrary received by the
Paying Agent or the County; and the County and the Paying Agent shall have no
responsibility for transmitting payments to, communication with, notifying, or otherwise
dealing with any beneficial owners of the Notes and neither the County nor the Paying
Agent will have any responsibility or obligations, legal or otherwise, to the beneficial
owners or to any other parry, including The Depository Trust Company or its successor
(or substitute depository or its successor), except for the Owner of any Notes.
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(4) So long as the outstanding Notes are registered in the name of Cede & Co.
or its registered assigns, the County and the Paying Agent shall cooperate with Cede &
Co., as sole registered Owner, or its registered assigns in effecting payment of the
principal of and interest on the Notes by arranging for payment in such manner that funds
for such payments are properly identified and are made immediately available on the date
they are due.
Section 5. Deposit of Note Proceeds, No Arbitrage. The moneys so borrowed shall be
deposited with the Paying Agent and shall be pledged to the payment of the Notes to the extent
sufficient Pledged Revenues of the District and other legally available revenues are not deposited
into the Repayment Fund. The District has covenanted that it will make no use of the proceeds
of the Notes that would cause the Notes to be "arbitrage bonds" under Section 148 of the Code;
and, to that end, so long as any of the Notes are outstanding, the District, and all of its officers
having custody or control of such proceeds, have agreed to comply with all requirements of said
section, including restrictions on the use and investment of proceeds of the Notes and the rebate
of a portion of investment earnings on certain amounts, including proceeds of the Notes, if
required, to the Federal government, and of the Treasury Regulations promulgated under Section
148 of the Code or under any predecessor provisions, to the extent that such regulations are, at
the time, applicable and in effect, so that the Notes will not be "arbitrage bonds."
Section 6. Payment of Notes.
(A) Source of Payment. The principal amount of the Notes, together with the interest
thereon, shall be payable from taxes, income,revenue, cash receipts and other moneys which are
received by the District during fiscal year 1997-1999 and which are available therefor. The Notes
shall be a general obligation of the District, and to the extent the Notes are not paid from the
Pledged Revenues defined below, the Notes shall be paid with interest thereon from any other
moneys of the District lawfully available therefor, as provided in the District Resolution and by
law.
(B) Pledged Revenues. As security for the payment of the principal of and interest on
the Notes, as provided in the District Resolution,the District has pledged an amount equal to fifty
percent (50%) of the principal amount of the Notes from the unrestricted revenues received by
the District in the month ending January 31, 1998; an amount equal to fifty percent (50%) of the
principal amount of the Notes from the unrestricted revenues received by the District in the
month ending April 30, 1998; and an amount sufficient to pay interest on the Notes from
unrestricted revenues received by the District in the month ending April 30, 1998 (such pledged
amounts being hereinafter called the"Pledged Revenues"). The term"unrestricted revenues" shall
mean taxes, income, revenue, cash receipts, and other moneys of the District as provided in
Section 53856 of the Act, which are intended as receipts for the general fund of the District and
which are generally available for the payment of current expenses and other obligations of the
District.
The principal of the Notes and the interest thereon shall be a first lien and charge against
and shall be payable from the first moneys received by the District from such Pledged Revenues
as provided by law.
65560\00005\62046.4 5
In the event that there are insufficient unrestricted revenues received by the District to
permit the deposit into the Repayment Fund, as hereinafter defined, of the full amount of Pledged
Revenues to be deposited from unrestricted revenues in any month, then the amount of such
deficiency shall be satisfied and made up from any other moneys of the District lawfully available
for the repayment of the Notes and the interest thereon.
(C) Covenant Regarding Additional Short-term Borrowing. The District has
covenanted and warranted that it will not request the Treasurer to make temporary transfers of
funds in the custody of the Treasurer to meet any obligations of the District during the 1997-1998
fiscal year pursuant to the authority of Article XVI, Section 6 of the Constitution of the State of
California or any other legal authority.
(D) Deposit of Pledged Revenues in Repayment Fund. The Pledged Revenues shall
be held by the Paying Agent in a special fund designated as the "Contra Costa Community
College District, County of Contra Costa, State of California, 1997 Tax and Revenue Anticipation
Notes Repayment Fund" (herein called the "Repayment Fund") and applied as directed in this
Resolution. Any moneys placed in the Repayment Fund shall be for the benefit of the holders
of the Notes, and until the Notes and all interest thereon are paid or until provision has been
made for the payment of the Notes at maturity with interest to maturity, the moneys in the
Repayment Fund shall.be applied only for the purposes for which the Repayment Fund is created.
(E) Disbursement and Investment of MoneyspoMent Fund. From the date this
Resolution takes effect, all Pledged Revenues shall, when received, be deposited with the Paying
Agent and accounted for in the Repayment Fund. On the maturity date of the Notes, the moneys
in the Repayment Fund shall be used to pay the'principal of and interest on the Notes and any
excess remaining in the Repayment Fund after payment of Notes shall be transferred to the
District.
Moneys in the Repayment Fund, to the greatest extent possible, shall be invested at the
request of the District in investment securities or other investments permitted by applicable
California law, as it is now in effect and as it may be amended, modified or supplemented from
time to time, including investments authorized by Section 13 hereof; to the extent that moneys
invested or held by the County are subject to arbitrage rebate under Section 148(f) of the Code,
neither the County nor any officer or employee of the County shall assume hereunder or under
the provisions of the Tax Certificate executed by the District on the date of issuance of the Notes
any duty or obligation to make the actual calculations of arbitrage rebate liability of the District,
or to pay any such rebate or any penalties in regard thereto if the District miscalculates or fails
to pay or cause such rebate or such penalties to be paid.
Section 7. Execution of Notes. The Chair, or a designated deputy thereof, is hereby
authorized to sign the Notes manually or by facsimile signature, and the Treasurer of the County
is hereby authorized to sign the Notes manually or by facsimile signature and the Clerk of the
County Board (the "Clerk") is hereby authorized to countersign) the Notes manually or by
facsimile signature,provided that at least one of the foregoing shall sign manually, and said Clerk
is hereby authorized to affix the seal of the County thereto by facsimile impression thereof, and
said officers are hereby authorized to cause the blank spaces thereof to be filled in as may be
appropriate.
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Section 8. Approval of Contract of Purchase. The Notes shall be sold at negotiated sale.
The form of Contract of Purchase for the Notes, substantially in the form presented to this
meeting and on file with the Clerk of this Board, is hereby approved. The Chair or a designated
deputy thereof, or the Treasurer of the County is hereby authorized to execute and deliver the
Contract of Purchase, and the Chancellor or the Vice Chancellor of the District are each hereby
authorized and requested to acknowledge such Contract of Purchase, if necessary, but with such
changes therein, deletions therefrom and modifications thereto as the Chair, a designated deputy
thereof, or the Treasurer may approve, such approval to be conclusively evidenced by his or her
execution and delivery thereof; provided, however, that the maximum interest rate on the Notes
shall not exceed twelve percent(12%) per annum and that the discount not exceed 1% of the par
amount of the Notes. The Chair, a designated deputy thereof, or the Treasurer is hereby further
authorized to determine the maximum principal amount of Notes to be specified in the Contract
of Purchase for sale by the County Board, up to $20,000,000, and to enter into and execute the
Contract of Purchase with BancAmerica Securities Inc. (the "Underwriter") if the conditions set
forth in the District Resolution and this Resolution are satisfied.
Section 9. Authorization of Preliminary Official Statement and Official Statement. The
Underwriter is hereby authorized to prepare a Preliminary Official Statement and an Official
Statement relating to the Notes, to be used in connection with the offering and sale of the Notes
and the Underwriter is hereby authorized to cause the distribution of said Preliminary Official
Statement and Official Statement. The Board consents to the Chancellor or Vice Chancellor,
Business Services of the District executing and delivering the Official Statement.
Section 10. Delivery of Notes. The proper officers of the County Board are hereby
authorized and directed to deliver the Notes to the Underwriter in accordance with the Contract
of Purchase. All actions heretofore taken by the officers and agents of the County Board with
respect to the sale and issuance of the Notes are hereby approved, confirmed and ratified, and the
officers of the County Board are hereby authorized and directed, for and in the name and on
behalf of the County Board, to do any and all things and take any and all actions and execute and
deliver any and all certificates,agreements and other documents,which they, or any of them, may
deem necessary or advisable in order to consummate the lawful issuance and delivery of the
Notes in accordance with this Resolution and the District Resolution.
Section 11. Further Actions Authorized. It is hereby covenanted that the County, and
its appropriate officials, have duly taken all actions necessary to be taken by them, and will take
any additional actions necessary to be taken by them, for the levy, collection and enforcement
of the secured property taxes pledged under the District Resolution in accordance with the law
and for carrying out the provisions of the District Resolution and of this Resolution.
Section 12. Recitals. All the recitals in this Resolution above are true and correct and
this County Board so finds, determines and represents.
Section 13. Authorization to Invest in Investment Agreement or LAIF. Pursuant to
Section 53601(1) of the Government Code of the State of California, the following are hereby
designated as authorized investments for the proceeds of the Notes and for the moneys in the
Repayment Fund: (i) a guaranteed investment contract with a financial institution or insurance
company which has at the date of execution thereof one or more outstanding issues of unsecured,
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uninsured and unguaranteed debt obligations or a claims paying ability rated not lower than "Aa3"
by Moody's Investors Service and (ii) the Local Agency Investment Fund administered by the
State of California.
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PASSED AND ADOPTED by the Board of Supervisors of the County of Contra Costa
this 20th day of May, 1997, by the following vote:
AYES: Supervisors Rogers , Uilkema, Gerber, Canciamilla, DeSaulnier
NOES: None
ABSENT: None
By: V`AA,;&—
Chair,
Board of Supervisors
Attest: Phil Batchelor, Clerk of the
Board of Supervisors and
County Administrator
By: ty
Clerk, Board of Su visors
65560\00005\62046.4 9
EXHIBIT A
Registered No. 1 $
CONTRA COSTA COMMUNITY COLLEGE DISTRICT
COUNTY OF CONTRA COSTA
STATE OF CALIFORNIA
1997 TAX AND REVENUE ANTICIPATION NOTE
Rate of Interest: Maturity Date: Note Date: CUSIP:
REGISTERED OWNER:
PRINCIPAL AMOUNT:
FOR VALUE RECEIVED, Contra Costa Community College District (the "District"),
County of Contra Costa, State of California, acknowledges itself indebted to and promises to pay
the Registered Owner identified above, or registered assigns, at the principal office of the
(the "Paying Agent") the Principal Amount specified above, in lawful money of
the United States of America, on the Maturity Date specified above,together with interest thereon
at the Rate of Interest per annum set forth above (computed on the basis of a 360-day year of
twelve 30-day months) in like lawful money from the Note Date specified above until payment
in full of said principal sum. Both the principal of and interest on this Note shall be payable only
upon surrender of this Note as the same shall fall due; provided, however, no interest shall be
payable for any period after maturity during which the holder hereof fails to properly present this
Note for payment.
It is hereby certified, recited and declared that this Note is one of an authorized issue of
Notes in the aggregate principal amount of Dollars ($ ), all
of like date, tenor and effect, made, executed and given pursuant to and by authority of a
resolution of the Board of Supervisors of the County of Contra Costa(the "County") duly passed
and adopted on , 1997 and by authority of a resolution of the Board of Trustees of
the District duly passed and adopted on , 1997 under and by authority of Article 7.6
(commencing with Section 53850) of Chapter 4, Part 1, Division 2, Title 5, California
Government Code, and that all acts, conditions and things required to exist, happen and be
performed precedent to and in the issuance of this Note have existed, happened and been
performed in regular and due time, form and manner as required by law, and that this Note,
together with all other indebtedness and obligations of the District, does not exceed any limit
prescribed by the Constitution or statutes of the State of California.
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The principal amount of the Notes, together with the interest thereon, shall be payable
from taxes, income, revenue, cash receipts and other moneys that are received by the District
during Fiscal Year 1997-1998. As security for the payment of the principal of and interest on
the Notes the District has pledged an amount equal to fifty percent(50%) of the principal amount
of the Notes from the unrestricted revenues received by the District in the month ending
January 31, 1998; an amount equal to fifty percent (50%) of the principal amount of the Notes
from the unrestricted revenues received by the District in the month ending April 30, 1998; and
an amount sufficient to pay interest on the Notes from the unrestricted revenues received by the
District in the month ending April 30, 1998 (such pledged amounts being hereinafter called the
"Pledged Revenues"); and the principal of the Notes and the interest thereon shall constitute a
first lien and charge thereon and shall be payable from the Pledged Revenues, and to the extent
not so paid shall be paid from any other moneys of the District lawfully available therefor.
This Note is transferable by the registered owner hereof in person or by his attorney duly
authorized in writing at the Paying Agent in , California,but only in the manner,
subject to the limitations and upon payment of the charges provided in the Resolution, and upon
surrender and cancellation of this Note, except this Note shall not be transferred or exchanged
later than the fifteenth day prior to the Maturity Date hereof. Upon such transfer a new Note or
Notes of authorized denominations and for the same aggregate principal amount will be issued
to the transferees in exchange herefor.
The County, the District and the Paying Agent may deem and treat the registered owner
hereof as the absolute owner hereof for the purpose of receiving payment of or on account of
principal hereof and interest due hereon and for all other purposes, and neither the County, the
District nor the Paying Agent shall be affected by any notice to the contrary.
Unless this certificate is presented by an authorized representative of The Depository Trust
Company to the issuer or its agent for registration of transfer, exchange or payment, and any
certificate issued is registered in the name of Cede & Co. or such other name as requested by an
authorized representative of The Depository Trust Company and any payment is made to Cede
& Co., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL since the registered owner hereof,
Cede & Co. has an interest herein.
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IN WITNESS WHEREOF, the County has caused this Note to be executed by the Chair
of its Board of Supervisors by signature and by the Treasurer-Tax Collector by
signature and countersigned by the Clerk by signature and has
caused a facsimile of its official seal to be printed hereon this day of
1997.
COUNTY OF CONTRA COSTA
By:
Chair, Board of Supervisors
By:
Treasurer-Tax Collector
(SEAL)
Countersigned
By:
Clerk of the
Board of Supervisors
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[Legal Opinion]
I HEREBY CERTIFY that the following is a true and correct copy of the legal opinion
regarding the Notes therein described that was manually signed by Brown& Wood LLP, and was
dated as of the date of delivery of and payment for said Notes.
jFacsimile Si nature]
Chair, Board of Supervisors
ASSIGNMENT
For value received the undersigned do(es) hereby sell, assign and transfer unto
the within-mentioned registered Note and hereby irrevocably
constitute(s) and appoint(s) attorney, to transfer the same on the books
of the Paying Agent with full power of substitution in the premises.
Dated:
Signature Guaranteed by: V-
NOTE: Signature(s) must be guaranteed by NOTE: The signature to the assignment
an eligible guarantor institution. must correspond to the name as it appears
upon the face of this Note in every
particular, without any alteration or change
whatsoever.
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