HomeMy WebLinkAboutMINUTES - 05231995 - 1.66 Contra
Costa
TO: BOARD OF SUPERVISORS
J County
r C u^�
FROM: Harvey E. Bragdon
Director of Community Development
DATE: May 23, 1995
SUBJECT: 1983 Home Mortgage Revenue Bonds
SPECIFIC REQUEST(S) OR RECOMMENDATIONS(S) & BACKGROUND AND JUSTIFICATION
RECOMMENDATIONS
ADOPT resolution approving an asset purchase contract relative to the 1983 Home Mortgage
Revenue Bonds.
FISCAL IMPACT
The County would receive cash payment upon competitive sale of the mortgage loans
remaining in the 1983 Home Mortgage Revenue Bonds. The magnitude of the cash residual
is estimated at $600,000 The proceeds of the cash residual must be used for affordable
housing purposes.
BACKGROUND/REASONS FOR RECOMMENDATIONS
On April 15, 1983, the County of Contra Costa issued its 1983 Home Mortgage Revenue
Bonds. The principal amount of bonds issued were $37.1 million. The Home Mortgage
Revenue Bonds for the program are secured by the mortgages and private mortgage
CONTINUED ON ATTACHMENT: XX YES SIGNATURE:
RECOMMENDATION OF COUNTY ADMINISTRATOR R OMMEN ATION OF BO
COMMITTEE APPROVE OTHER
SIGNATURE(S):
ACTION OF BOARD ON May 2 3 , 19 9 5 APPROVED AS RECOMMENDED x OTHER
IT IS BY THE BOARD ORDERED that Resolution 95/231 is ADOPTED.
VOTE OF SUPERVISORS
I HEREBY CERTIFY THAT THIS IS A
x UNANIMOUS (ABSENT ) TRUE AND CORRECT COPY OF AN
AYES: NOES: ACTION TAKEN AND ENTERED ON THE
ABSENT: ABSTAIN: MINUTES OF THE BOARD OF
SUPERVISORS ON THE DATE SHOWN.
Source: Jim Kennedy
646-4076
cc: Community Development ATTESTED May 23 , 1995
County Administrator PHIL BATCHELOR, CLERK OF
County Counsel THE BOARD OF SUPERVISORS
via Community Development AND COUNTY ADMINISTRATOR
Lofton,.DeLancie & Nelson
Litten Financial
Mudge Rose BY Pjtv , DEPUTY
PAR Marketing, Inc.
JK:Ih
sral ftmrbonds.bos
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insurance issued by United Guaranty Insurance Company. The bonds are rated AA.
The proposed action would result in a sale of the mortgages in the portfolio. The proceeds
of the mortgage sale would be used to retire all remaining bonds, and pay costs
associated with the sale. The residual cash accrues to the County for affordable housing.
The actions provided for in the resolution are summarized in Appendix A.
ATTACHMENT A
ACTIONS TO BE TAKEN
1. Approve form and authorize execution of a residual asset purchase contract
between the County of Contra Costa and a purchaser;
2.' Appoint Lofton, DeLancie and Nelson as Issuer's Counsel, and Mudge Rose
Guthrie Alexander and Ferdon as Special Counsel, PAR Marketing, Inc. as
Mortgage Advisor, and Litten Financial Consulting as Financial Advisor;
3. Authorize officers and designated parties to execute all documents and take such
actions necessary to complete the transaction.
rev 2
COUNTY OF CONTRA COSTA
RESOLUTION NO. 95/231
RESOLUTION OF THE BOARD OF SUPERVISORS OF CONTRA COSTA
COUNTY AUTHORIZING THE REDEMPTION AND/OR DEFEASANCE OF
THE COUNTY'S OUTSTANDING HOME MORTGAGE REVENUE BONDS, THE
SALE OF THE HOME MORTGAGES TO EFFECT SUCH REDEMPTION
AND/OR DEFEASANCE, APPROVING THE FORMS, EXECUTION AND
DELIVERY OF THE FIRST SUPPLEMENTAL INDENTURE, THE ASSET
PURCHASE AGREEMENT AND THE ESCROW AGREEMENT AND THE
DELIVERY OF ALL NECESSARY RELATED DOCUMENTS IN CONNECTION
WITH THE FOREGOING ACTIONS
WHEREAS, pursuant to an Indenture, dated as of April 15,
1983 (the "Indenture") , by and between the County of Contra Costa
(the "County") and Bank of America National Trust and Savings
Association, as successor to Security Pacific National Bank, as
trustee (the "Trustee") , the County has previously issued, sold and
delivered its Home Mortgage Revenue Bonds, 1983 Issue A (the
"Bonds") in the: original aggregate principal amount of $37, 100, 000
in order to provide funds for the acquisition of Mortgage Loans
(the 'Mortgage. Loans") made to qualified persons and families
through qualified lending institutions pursuant to Part 5 of
Division 31 of the Health and Safety Code of the State of
California; and
WHEREAS, Section 4 .02 of the Indenture provides that the
Bonds are subject to redemption prior to their respective stated
maturities, in whole or in part, on any Interest Payment Date; and
WHEREAS, Section 10. 01 of the Indenture provides that if
the County pays or causes to be paid all sums payable under the
Indenture, the Indenture and the pledge of Revenues and other
assets thereunder shall cease, terminate, become void and be
completely discharged and satisfied, and the Trustee shall pay
over, transfer, assign or deliver to the County all moneys or
securities or other property, including the Mortgage Loans, held by
it pursuant to the Indenture which are not required for the payment
or redemption of Bonds not theretofore surrendered for such payment
or redemption; and
WHEREAS, the sale. of the Mortgage Loans and the
redemption of the Bonds pursuant to the Indenture will result in
the release of excess moneys to the County following the defeasance
of the Indenture and provision for the redemption of the Bonds; and
WHEREAS, the Bonds may be redeemed and/or defeased
without the necessity of any appropriation of funds by the County;
and
WHEREAS, upon the deposit in trust of cash and/or certain
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I
` noncallable Investment Securities described in clause one (1) of
the Indenture (the "Escrowed Securities") , the principal of and
interest on which when due will provide sufficient funds to provide
for the full payment of the Bonds to their respective redemption
date or maturity date, as applicable, then the lien of the Bonds
with respect to the Mortgage Loans and other assets held under the
Indenture shall cease, terminate and be completely discharged and
defeased, and the owners of the Bonds shall thereafter be entitled
only to payment from such cash and/or Escrowed Securities; and
NOW, THEREFORE, BE IT RESOLVED by the Board of
Supervisors of the County of Contra Costa (the "Board") as follows:
Section 1. The Asset Purchase Agreement, dated as of May 1, 1995
(the "Asset Purchase Agreement") , by and between the County and the
purchaser in substantially the form on file with the Clerk of the
Board and presented to this meeting, is hereby approved. The
County Administrator, the Director of Community Development, the
Deputy Director-Redevelopment (collectively the "Designated
Officers") or any official of the County designated by any of the
Designated Officers, is hereby authorized to review the. bids
obtained by the Financial Advisor with respect to the sale' of the
Mortgage Loans and to award the Mortgage Loans to the highest
responsible bidder (the "Purchaser") . Any of the Designated
Officers or any official of the County designated by any of the
Designated Officers is hereby authorized and directed, for and in
the name and on behalf of the County, to execute and deliver the
Asset Purchase Agreement in substantially the form on file with the
Clerk of the Board and presented to this meeting, with such
additions thereto or changes therein as such Designated Officer, or
any official of the County designated by such Designated Officer,
may require or approve, such approval to be conclusively evidenced
by the execution and delivery of the Asset Purchase Agreement by
such Designated Officer, or any official of the County designated
by such Designated Officer. The execution of the Asset Purchase
Agreement and delivery of the Home Mortgages as contemplated
therein shall not be consummated if the proceeds to be received by
the County from the sale of the Mortgage Loans, after the payment
of certain expenses approved by any Designated Officer, or any
official of the County designated by such Designated Officer, is
less than $ 670,000
Section Z. The Supplemental Indenture, -dated as of May 1, 1995
(the "Supplemental Indenture") , by and between the County and Bank
of America National Trust and Savings Association, as successor to
Security Pacific National Bank, as Trustee (the "Trustee") , in
substantially the form on file with the Clerk of the Board and
presented to this meeting, is hereby approved. Any Designated
Officer, or any official of the County designated . by such
Designated Officer, is hereby authorized and directed, for and in
the name and on behalf of the County, to execute and deliver the
Supplemental Indenture. in substantially the form on file with the
U01 \1288\22021.5 2 95564.1
1
Clerk of the Board and presented to this meeting, with such
additions thereto or changes therein as such officer may require or
approve, such approval to be conclusively evidenced by the
execution and delivery of the Supplemental Indenture by such
officer, or any official of the County designated by such officer.
Section 3 . The Designated Officers, or any official of the County
designated by such Designated Officer, are hereby authorized and
directed, for and in the name and on behalf of the County, to
direct the Trustee to cause a notice of redemption of the
outstanding Bonds to be given as required by the Indenture and to
redeem the outstanding Bonds on or prior to maturity.
Section 4. The Designated Officers, or any official of the County
designated by ' such Designated Officer, are hereby authorized and
directed, jointly and severally, for and in the name and on behalf
of the County, to execute and deliver any and all necessary and
related documents and take all other necessary and related actions
to effectuate the actions described herein.
Section 5. Mudge Rose Guthrie Alexander & Ferdon is hereby
appointed as Special Tax Counsel ("Special Tax Counsel") for the
County in connection with the preparation and negotiation of the
Asset Purchase Agreement and the redemption of the Bonds on the
terms and conditions set forth in their letter to the County dated
May 2, 1995. The Designated officers, or any official of the
County designated by such Designated officer, are hereby authorized
and directed, jointly and severally, for and in the name and on
behalf of the County, to execute and deliver such agreement
regarding such appointment.
Section 6. PAR Marketing, Inc. is hereby appointed as Mortgage
Advisor for the County in connection with the negotiation of the
Asset Purchase Agreement and the redemption of the- Bonds on the
terms and conditions set forth in its letter to the County
regarding . such appointment. The Designated officers, or any
official of the County designated by such Designated officer, are
hereby authorized and directed, jointly and severally, for and in
the name and on behalf of the County, to execute and deliver such
agreement regarding such appointment.
Section 7. Lofton, De Lancie & Nelson is hereby appointed as
Special Counsel ("Special Counsel") for the County in connection
with the negotiation of the Asset Purchase Agreement and the
redemption of the Bonds on the terms and conditions set forth in
its letter to the County regarding such appointment.
Section 8. Litton Financial Consulting is hereby appointed as
Financial Advisor ("Financial Advisor") for the County in
connection with the negotiation of the Asset Purchase Agreement and
the redemption of the Bonds on the terms and conditions set forth
in its letter to the County regarding such appointment.
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<<� Section 9 . The execution of the Asset Purchase Agreement shall not
be consummated unless the Designated Officers of the County, in
good faith, determine that (i) the sale of the Mortgages may be
consummated without any appropriation from the County and (ii) the
County will receive an acgregate payment of cash (net of expenses)
of approximately $ 670,000
Section lA. This Resolution shall take effect immediately upon its
adoption.
PASSED AND ADOPTED on this mrd day of May 1995, by the
County of Contra Costa, State of California, by the following vote:
AYES: Supervisors Rogers , Smith, DeSaulnier, Torlakson, Bishop
NOES: None
ABSENT: None
1 hereby cwft that thb a•true and correct Cour of
an action taken and w to vd on the minutes of the
Board ofSups on the date downy
ATTESTED:
PHIL BAT ,CI fk of the Board
of SUPWVISM and Coungr AdmiNabUw
0
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8I► .Douty
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DELTA COUNTIES HOME MORTGAGE FINANCE AUTHORITY
SINGLE FAMILY MORTGAGE REVENUE BONDS
(FANNIE MAE AND GINNIE MAE MORTGAGED-BACKED SECURITIES PROGRAM
1992 SERIES A
I, Gayle Bishop, Vice Chair of the Delta Counties Home Mortgage Finance
Authority (the "Authority") hereby certify that:
1. I am the duly elected Vice-Chair of the Authority, with full power
and authority to execute this Certificate. ,
2. In accordance with Section 2.3 of the By-Laws of the Authority,
I hereby appoint the officer of the Authority identified below to act as my designee in my
capacity as Vice-Chair of the Authority and, as my designee, to execute and deliver any and
all documents necessary to consummate the issuance, sale and delivery of the above-captioned
Bonds and to effect the Home Mortgage Finance Program financed with the proceeds thereof.
Name Title
Jim Kennedy Deputy Director-Redevelopment
IN WITNESS WHEREOF, I have hereunto set my signature this 23rd
day of MaY , 1995.
ice-Chair of the De Counties
Home Mortgage Finance Authority