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HomeMy WebLinkAboutMINUTES - 05311994 - 1.3 (2) TO: %. BOARD OF SUPERVISORS _5E Contra FROM: Phil Batchelor, County Administrator Costa 9 County Py DATE: May 31, 1994 SUBJECT: 1st Choice Employee Benefits Trust SPECIFIC REQUEST(S)OR RECOMMENDATION(S)8 BACKGROUND AND JUSTIFICATION RECOMMENDATION: Approve and authorize the Chair, Board of Supervisors, to execute an agreement with the Contra Costa 1st Choice Employee Benefits Trust. BACKGROUND: The 1st Choice Employee Benefits Trust is now in the process of winding down in preparation for termination. Several issues of concern to both the County and the Trust remain outstanding, such as the Trust's claims for November and December 1993 contributions and the status of the Trust ' s third party liens against individuals who injured 1st Choice participants (usually in auto accidents) . The Trust has agreed to a proposed contract between the Trust and the County to resolve outstanding issues . CONTINUED ON ATTACHMENT: YES SIGNATURE-,A0Lj,, J RECOMMENDATION OF COUNTY ADMINISTRATOR RECOMMENDATION OF BO OMMITTEE APPROVE OTHER SIGNATURE(S): ACTION OF BOARD ON May 31 , 1994 APPROVED AS RECOMMENDED OTHER VOTE OF SUPERVISORS 1 HEREBY CERTIFY THAT THIS IS A TRUE UNANIMOUS(ABSENT AND CORRECT COPY OF AN ACTION TAKEN AYES: NOES: AND ENTERED ON THE MINUTES OF THE BOARD ABSENT: ABSTAIN: OF SUPERVISORS ON THE DATE SHOWN. Contact: Joseph. J. Tonda - . 646-2014 CC: CAO Risk Management ATTESTED May 31 , 1994 Benefits Dlvl s ion PHIL BATCHELOR,CLERK OF THE BOARD OF County Counsel SUPERVISORS AND COUNTY ADMINISTRATOR Jim Hicks, Chair, Health Care Coalition 1st Choice .Trust (via Risk Management) BY DEPUTY M382 (10/88) 1 . .30 AGREEMENT PARTIES The County of Contra Costa ("County") and the Contra Costa County 1st Choice Employee Benefits Trust ("trust") hereby enter into the following agreement. BACKGROUND The parties acknowledge the following: A. The County and various of its recognized employee organizations created the trust on July 1, 1992 to provide certain health benefits to certain employees of the County. B. Based on certain actuarial assumptions concerning the need for trust reserves for an ongoing plan, medical inflation, the costs of medical claims and other factors, the trust implemented a rate increase effective November 1, 1993 . C. The County has refused to pay the rate increases for November and December 1993 . D. The Joint Board of the trust on December 21, 1993 decided to terminate the 1st Choice Health Plan, effective January 31, 1994 and to terminate the trust effective not later than January 31, 1995. E. The trust is now in the process of winding down its affairs, which includes paying claims for services incurred by trust participants prior to February 1, 1994 and taking action concerning other termination matters, such as approving the final trust audit, approving the filing of termination reports to the appropriate government agencies, providing for the storage of trust records, etc. F. The trust in the period after January 31, 1994 needs funds to pay the claims described in the immediately preceding paragraph and to pay for related trust administrative expenses. G. The trust has provided to the County a list of its wind-down activities and a termination budget. H. The trust has filed a claim with the County for $389,899. 00 for unpaid contributions due for November 1993 , which claim the County has denied. 2\contra\contra.agr 041894 1 r � I. The trust has filed a claim with the County of $386, 845. 00 for unpaid contributions due for December 1993, which claim the County has denied; J. The County's Board of Supervisors in an order dated December 20, 1993 , ordered: In consideration of effective action by the Joint Board of .Trustees of .the Contra Costa County 1st Choice Employee Benefits Trust on December 21, 1993 , to terminate all benefits provided by the 1st Choice Health Plan as of 12 : 00 midnight on January 31, 1994, subject to the obligations of the Plan to provide benefits after termination, and to terminate the 1st Choice Health Plan and Trust upon the completion of processing of all claims for services rendered through January 31, 1994, and of any claims for benefits after termination in accordance with the Plan, but in any event no later than January 31, 1995, the County of Contra Costa agrees as follows: 1. The County will guarantee the payment of all benefit entitlements under the 1st Choice Health Plan, if the reserves of the 1st Choice Trust are insufficient to cover the cost of claims runout. 2 . The County will indemnify, defend, and hold harmless each and every member of the Joint Board of Trustees of the Contra Costa County 1st Choice Employee Benefits Trust, together with each and every employee organization which was a party to the agreement between the County of Contra Costa and recognized employee organizations of the County of Contra Costa to establish the Contra Costa County First Choice Employee Benefits Trust, from any and all claims, actions, or liabilities which may occur on account of the action by the Joint Board of Trustees of the Contra Costa County 1st Choice Employee Benefits Trust, to terminate the benefits, the Plan, and the trust, as provided above. K. In view of the fact that the 1st Choice Health Plan has been terminated thereby eliminating the need for trust reserves and lessening the impact of medical inflation, the fact that the medical expenses for November 1993 through January 1994, were lower than expected, and the fact that the County has agreed to guarantee payment of the 2\contra\contra.agr 041894 2 i trust's expenses, the Joint Board has determined that, based on actual experience rather than projected experience, the full rate increase previously implemented is not now necessary. MUTUAL ACKNOWLEDGMENTS Both parties agree that it is desirable to have the debts of the trust paid in a timely fashion. Both parties acknowledge that, in a memorandum to the trust's Joint Board, dated April 14, 1994, Russell Richeda of Saltzman & Johnson Law Corporation, trust counsel for the trust, stated that it was his opinion that the trust's Joint Board would be acting in accord with its fiduciary obligations by entering into this agreement. Both parties agree that it is also desirable to ensure that the trust be terminated on or before January 31, 1995 with a minimum of disputes. AGREEMENT Based upon the proceeding the parties agree as follows: 1. The trust agrees to use its assets to pay the debts of the trust. 2 . The trust hereby changes the implementation date of its previously voted rate increase from November 1, 1993 , to January 1, 1994 . 3 . Without affecting the guarantees in paragraphs 4 and 5, the County hereby agrees that the trust may set aside the sum of Fifty Thousand Dollars ($50, 000. 00) as a contingency reserve which does not have to be spent but may be spent at the trustees' discretion. In the event the assets of the trust, exclusive of the $50, 000 contingency reserve, are insufficient to pay the debts of the trust, the County agrees to pay such debts. 4. The County hereby guarantees that payment shall be made of all claims for benefits under the 1st Choice Health Plan, insofar as the trust or its administrator has approved the claims for payment. 5. The County hereby guarantees that payment shall be made of all trust administrative expenses which the trust has approved for payment, including but not limited to legal fees, accounting fees, document storage fees, consulting fees, trust administrative fees, etc. 6. The parties agree that almost all, if not all, of the claims or expenses described in paragraphs 4 and 5 will be presented for payment no later than 2\contra\contra.agr 041894 3 December 31, 1994 and that the trust shall terminate on January 31, 1995 if it has not sooner terminated. 7 . The County agrees to indemnify, defend, and hold harmless each and every member of the Joint Board of Trustees of the Contra Costa County 1st Choice Employee Benefits Trust from any and all claims, actions, or liabilities which may occur on account of the action by the Joint Board of Trustees of the Contra Costa County 1st Choice Employee Benefits Trust to terminate the benefits, the Plan, and the trust. 8. In reliance upon these contractual commitments of the County, the trust has changed the effective date of the 1993 rate increase and hereby with- draws its claims for unpaid contributions for November and December 1993 and further agrees not to initiate any other action with respect to those claims. 9 . The trust agrees to assign to the County, or to subrogate, and does hereby so assign and subrogate its rights to the County with respect to any third party liens which are still outstanding as of the date of termination of the trust. 10. The parties agree that each possesses the authority to enter into this agreement, that this agreement is valid and binding, that neither party will raise in any subsequent proceeding their alleged incapacity to enter into this agreement, and that the individual signing this agreement possesses the authority to execute this agreement; 11. The parties agree that (a) this agreement may be amended only in writing, (b) this agreement may not be assigned without the written approval of the other party, and (c) that this writing is intended as a complete and exclusive statement of the parties ' agreement, and that the terms set forth in this writing are intended as the final expression of their agreement with respect to such terms as included herein, with the parties intending this provision to constitute an integration clause under California law. 12 . Any controversy or claim arising out of this agreement shall be resolved by means of arbitra- tion conducted pursuant to the commercial arbitration rules of the American Arbitration Association, with the trust' s trust counsel immediately requesting a list of arbitrators upon 2\contra\contra.agr 041894 4 r being notified by either party of a claim or controversy, with the County and the trust there- after alternately striking one name from the list until one arbitrator remains who shall hear the matter as soon as possible, with the arbitrator determining the procedures to be followed in the arbitration, and with the arbitrator required to award costs and reasonable attorneys' fees to the party prevailing in the arbitration. IN WITNESS WHEREOF, the parties hereto have executed this Agreement. Dated: Xa, 31 , OUNT O TRA STA By. /1 Q Title: APPROVED AS TO FORM: OFFICE OF THE COUNTY COUNSEL y: ' f Title: CONTRA COSTA COUNTY IST CHOICE EMPLOYEE BENEFITS TRUST Dated• 4X 9 /1 By: Carl Doolittle, Chair Dated• By (j]e Tonda, Co-chair APPROVED AS TO FORM: SALTZMAN & JOHNSON LAW CORPORATION By: 2"V�� Russell L. Richeda Trust Counsel 2\contra\contra.agr 041894 5