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HomeMy WebLinkAboutMINUTES - 05251993 - 1.2 (2) TO: BOARD OF SUPERVISORS FROM: J. MICHAEL WALFORD, PUBLIC WORKS DIRECTOR DATE: May 25, 1993 SUBJECT: Reassessment District No. 1993-1, East Bates Avenue; Reassessment District 1993-2, Hidden Pond Road; Reassessment District No. 1993-3, San Ramon Valley Boulevard at Crow Canyon Road; and Reassessment District No. 1993-4, Rancho Paraiso, County of Contra Costa, California SPECIFIC REQUEST(S) OR RECOMMENDATIONS) &BACKGROUND AND JUSTIFICATION I. Recommended Action: ADOPT resolutions authorizing the Chairman to execute agreements for Engineering Services, Legal Services and Financial Services for Reassessment Districts No. 1993-1, East Bates Avenue; 1993-2, Hidden Pond Road; 1993-3, San Ramon Valley Boulevard at Crow Canyon Road; and 1993-4, Ranch Paraiso, County of Contra Costa. II. Financial Impact: No direct fiscal impact on the County General Fund. The Districts will benefit because of recent reductions in interest rates. County staff costs will be recovered as a result of the refunding of these districts. The costs associated with the Fiscal, Legal Counsel and Engineering Services will be recovered at the time of issuance of the Bonds. III. Reasons for Recommendations and Background: The Assessment District Screening Committee approved the refunding of Assessment Districts 1984-2, East Bates; 1986-1, Hidden Pond; 1986-2, Crow Canyon; and 1990-1, Rancho Paraiso on May 10, 1993. This Board action approves the consultant agreements for services necessary to proceed with the refunding of these assessment districts. The Board will consider the Resolution Authorizing Refunding, Confirming Reassessments and Authorizing staff to negotiate underwriting on June 15, 1993. r Continued on Attachment: X SIGNATURE: _ RECOMMENDATION OF COUNTY ADMINISTRATOR _ RECOMMENDATION OF BOARD COMMITTEE APPROVE OTHER SIGNATURE(S): ACTION OF BOARD ON -77tAy X-5 /!F s 3 APPROVED AS RECOMMENDED X OTHER VOTE OF SUPERVISORS X UNANIMOUS (ABSENT ) AYES: NOES: ABSENT: ABSTAIN: SCH:drg c:B025.t5 Orig. Div: Public Works (Administration) 1 hereby certify that this is a true and correct copy of Contact: Skip Epperly (510) 313-2253 an action taken and entered on the minutes of the cc: County Administrator Board of Supervisors on the date shown. Auditor-Controller , — l 5 'q 3 County Counsel ATTESTED: _ Public Works PHIL BATCHEL R,Clerk of the Board C. Hansen,Admin. of Supervisors and County Administrator R.Gilchrist,Accounting Nadine Lee Liberty Public Financial Advisors Br Deputy Richard Nystrom, Nystrom Engineering Robert Brunsell Sturgis, Ness, Brunsell&Assaf t' e- Reassessment District No. 1993-1, East Bates Avenue; Reassessment District 1993-2, Hidden Pond Road; Reassessment District No. 1993-3, San Ramon Valley Boulevard at Crow Canyon Road; and Reassessment District No. 1993-4, Rancho Paraiso, County of Contra Costa, California May 25, 1993 Page Two IV. Consequences of Negative Action: Without Board approval of the attached Services Agreements,the refunding proceedings cannot continue and the owners associated with these assessment districts will miss an opportunity to achieve reduction in their payments. MEMORANDUM OF PROCEEDINGS TO BE CONSIDERED BY THE BOARD OF SUPERVISORS OF THE COUNTY OF CONTRA COSTA ON TUESDAY, MAY 25, 1993, IN CONNECTION WITH REASSESSMENT DISTRICT NO. 1993-1, FAST BATES AVENUE; REASSESSMENT DIS'T'RICT NO. 1993-2, HIDDEN POND ROAD; REASSESSMENT DISTRICT NO. 1993-3, SAN RAMON VALLEY BLVD. AT CROW CANYON R.D. AND REASSESSMENT DISTRICT NO. 1993-4, RANCHO PARAISO, COUNTY OF CONTRA COSTA, CALIFORNIA Because of a reduction in interest rates, it is possible to achieve some reduction in owner payments within the East Bates Avenue Assessment District No. 1984-2; Assessment District No. 1986-1, Hidden Pond Road; Refunding District No. 1986-2; and Rancho Paraiso Assessment District No. 1990-1 by calling in the existing bonds and issuing refunding bonds at the lower rates. This can be done under the Refunding Act of 1984 for 1915 Improvement Act Bonds (Section 95000 et seq., Streets and Highways Code). It has been determined that the three requirements of Section 9525 of the Streets and Highways Code have been met: (a) annual installment of principal and interest has not increased; (b) maturity of bonds has not been extended; and (c) the principal amount of the reassessment does not exceed the principal unpaid amount of the original assessment. Therefore, it is in order to consider the following items at this time: 1. Resolution Approving Agreement for Engineering Services. This resolution is to be passed. Please note additional instructions below. 2. Resolution Approving Agreement for Financial Advisory Services. This resolution is to be passed. Please note additional instructions below. 3. Resolution Approving Agreement for Legal Services. This resolution is to be passed. Please note additional instructions below. ADDITIONAL INSTRUCTIONS TO CLERK OF THE BOARD: A. Please have the Agreement for Engineering Services executed in quadruplicate, attaching a certified copy of the resolution to each executed copy. Please retain the original in your file; return one copy to Nystrom Engineering, 500 Ygnacio Valley Road, Suite 425, Walnut Creek, CA 94596; and return two copies to our office. B. Please have the Agreement for Financial Advisory Services executed in quadruplicate, attaching a certified copy of the resolution to each executed copy. Please retain the original in your file; return one copy to Liberty Public Financial Advisors, 2250 Fairfield Road, Pleasanton, CA 94566; and return two copies to our office. C. Please have the agreement for Legal Services executed in triplicate, attaching a certified copy of the resolution to each executed copy. Please keep the original in your file and return two copies to our office. D. Please provide two certified copies of each adopted resolution to our office. STURGIS, NESS, BRUNSELL & ASSAF a professional corporation By: Robert Brunsell RB:jw 2 0 RESOLUTION NO. 93/310 RESOLUTION APPROVING AGREEMENT FOR ENGINEERING SERVICES REASSESSMENT DISTRICT NO. 1993-1, EAST BATES AVENUE; REASSESSMENT DISTRICT NO. 1993-2, HIDDEN POND ROAD; REASSESSMENT DISTRICT NO. 1993-3, SAN RAMON VALLEY BLVD. AT CROW CANYON RD. AND REASSESSMENT DISTRICT NO. 1993-4, RANCHO PARAISO, COUNTY OF CONTRA COSTA, CALIFORNIA The Board of Supervisors of the County of Contra Costa resolves: This Board approves that certain agreement between the County of Contra Costa, and NYSTROM ENGINEERING, for services as Engineer of Work for Reassessment District No. 1993-1, East Bates Avenue; Reassessment District No. 1993- 2, Hidden Pond Road; Reassessment District No. 1993-3, San Ramon Valley Blvd. at Crow Canyon Rd.; and Reassessment District No. 1993-4, Rancho Paraiso, County of Contra Costa, California, dated the 25th day of May, 1993, and on file with the Clerk of the Board of Supervisors. The Chairman of the Board is authorized to sign the agreement and the Clerk of the Board is authorized to attest its execution. I HEREBY CERTIFY that the foregoing resolution was duly and regularly adopted by the Board of Supervisors of the County of Contra Costa, State of California, at regular meeting thereof, held on the 25th day of May, 1993. ATTEST: PHIL BATCHELOR, Clerk of the Board of Supervisors and County Administrator By QRIGRA RESOLUTION N0. 93/310 RESOLUTION NO.93/311 RESOLUTION APPROVING AGREEMENT FOR FINANCIAL ADVISORY SERVICES REASSESSMENT DISTRICT NO. 1993-1, EAST BATES AVENUE; REASSESSMENT DISTRICT NO. 1993-2, HIDDEN POND ROAD; REASSESSMENT DISTRICT NO. 1993-3, SAN RAMON VALLEY BLVD. AT CROW CANYON RD. AND REASSESSMENT DISTRICT NO. 1993-4, RANCHO PARAISO, COUNTY OF CONTRA COSTA, CALIFORNIA The Board of Supervisors of the County of Contra Costa resolves: As part of the proceedings for Reassessment District No. 1993-1, East Bates Avenue; Reassessment District No. 1993-2, Hidden Pond Road; Reassessment District No. 1993-3, San Ramon Valley Blvd. at Crow Canyon Rd.; and Reassessment District No. 1993-4, Rancho Paraiso, County of Contra Costa, California, this Board approves that certain agreement between the County of Contra Costa, and LIBERTY PUBLIC FINANCIAL ADVISORS, dated May 25, 1993, and on file with the Clerk of the Board of Supervisors. The Board authorizes Liberty Public Financial Advisors to obtain an offer for the purchase of refunding bonds for presentation to the Board of Supervisors. The Chairman of the Board is authorized to sign the agreement and the Clerk of the Board is authorized to attest its execution. I HEREBY CERTIFY that the foregoing resolution was duly and regularly adopted by the Board of Supervisors of the County of Contra Costa, State of California, at regular meeting thereof, held on;the 25th day of May, 1993. ATTEST: J PHIL BATCHELOR, Clerk of the Board of Supervisors and County Administrator p By ORB RESOLUTION N0. 93/311 RESOLUTION NO.93 312 RESOLUTION APPROVING AGREEMENT FOR LEGAL SERVICES REASSESSMENT DISTRICT NO. 1993-1, EAST BATES AVENUE; REASSESSMENT DISTRICT NO. 1993-2, HIDDEN POND ROAD; REASSESSMENT DISTRICT NO. 1993-3, SAN RAMON VALLEY BLVD. . AT CROW CANYON RD. AND REASSESSMENT DISTRICT NO. 1993-4, RANCHO PARAISO, COUNTY OF CONTRA COSTA, CALIFORNIA The Board of Supervisors of the County of Contra Costa resolves: This Board approves that certain agreement between the County of Contra Costa, and STURGIS, NESS, BRUNSELL & ASSAF a professional corporation, for services of that firm as Special Bond Counsel for Reassessment District No. 1993- 1, East Bates Avenue; Reassessment District No. 1993-2, Hidden Pond Road; Reassessment District No. 1993-3, San Ramon Valley Blvd. at Crow Canyon Rd.; and Reassessment District No. 1993-4, Rancho Paraiso, County of Contra Costa, California, dated May 25, 1993, and on file with the Clerk of the Board of Supervisors. The Chairman of the Board is authorized to sign the agreement and the Clerk of the Board is authorized to attest its execution. I HEREBY CERTIFY that the foregoing resolution was duly and regularly adopted by the Board of Supervisors of the County of Contra Costa, State of California, at regular meeting thereof, held on the 25th day of May, 1993. ATTEST: PHIL BATCHELOR, Clerk of the Board of Supervisors and County Administrator n� By 4 RESOLUTION NO. 93/312 AGREEMENT FOR ENGINEERING SERVICES REASSESSMENT DISTRICTS NUMBERS 1993-1, 1993-2, 1993-3 & 1993-4 (REFUNDING: EAST BATES AVE. A.D. NO. 1984-2 HIDDEN POND A.D. NO. 1986-1 SAN RAMON VAL. BLVD @ CROW CANYON RD. A.D. NO. 1986-2 RANCHO PARAISO A.D. NO. 1990-1) This is an agreement for engineering services between the County of Contra Costa, a political subdivision of the State of California, referred to as Client, and NYSTROM ENGINEERING, referred to as Engineer. 1 . Client retains Engineer as Engineer of Work for Reassessment Districts Nos. 1993-1, 1993-2, 1993-3 and 1993-4 (Refunding East Bates Ave. A.D. No. 1984-2, Hidden Pond A.D. No. 1986-1, San Ramon Valley Blvd @ Crow Canyon Road A.D. No. 1986-2 and Rancho Paraiso A.D. No. 1990-1) , County of Contra Costa, California, to assist in the preparation of the reassessment report as required by Section 9523 of the Streets and Highways Code (Refunding Act of 1984 for 1915 Improvement Act Bonds) . 2 . In consideration of the services set forth in paragraph 1, Client shall pay to Engineer the amount of 1/3 of to of the total amount of the bond issue, assuming that all four (4) refundings are combined into one single Summary Proceeding. Payment shall be made to Engineer within 30 days after delivery of refunding bonds in the reassessment proceedings . In the `event no bonds are delivered, Engineer shall be paid no fee . Dated: CONTRA COSTA COUNTY, a political subdivision of the State of California .By 14;17 Chairman ATTEST: Clerk of the Board of Supervisors and County Administrator 13 / r NYSTROM ENGINEERING By cl , Engineer of WorV C—� l RESOLUTION NO. 93/311 RESOLUTION APPROVING AGREEMENT FOR FINANCIAL ADVISORY SERVICES REASSESSMENT DISTRICT NO. 1993-1, EAST BATES AVENUE; REASSESSMENT DISTRICT NO. 1993-2, HIDDEN POND ROAD; REASSESSMENT DISTRICT NO. 1993-3, SAN RAMON VALLEY BLVD. AT CROW CANYON RD. AND REASSESSMENT DISTRICT NO. 1993-4, RANCHO PARAISO, COUNTY OF CONTRA COSTA, CALIFORNIA The Board of Supervisors of the County of Contra Costa resolves: As part of the proceedings for Reassessment District No. 1993-1, East Bates Avenue; Reassessment District No. 1993-2, Hidden Pond Road; Reassessment District No. 1993-3, San Ramon Valley Blvd. at Crow Canyon Rd.; and Reassessment District No. 1993-4, Rancho Paraiso, County of Contra Costa, California, this Board approves that certain agreement between the County of Contra Costa, and LIBERTY PUBLIC FINANCIAL ADVISORS, dated May 25, 1993, and on file with the Clerk of the Board of Supervisors. The Board authorizes Liberty Public Financial Advisors to obtain an offer for the purchase of refunding bonds for presentation to the Board of Supervisors. The Chairman of the Board is authorized to sign the agreement and the Clerk of the Board is authorized to attest its execution. I HEREBY CERTIFY that the foregoing resolution was duly and regularly adopted by the Board of Supervisors of the County of Contra Costa, State of California, at regular meeting thereof, held on the 25th day of May, 1993. ATTEST: PHIL BATCHELOR, Clerk of the Board of Supervisors and Countyy Administrator ByIj RESOLUTION NO. 93/311 + t AGREEMENT FOR FINANCIAL ADVISORY SERVICES MARKS-ROOS POOL FINANCING REASSESSMENT DISTRICTS 1993-1, 1993-2, 1993-3 & 1993-4 This is an agreement for financial advisory services between the COUNTY OF CONTRA COSTA, a political subdivision of the State of California, referred to as Client, and LIBERTY PUBLIC FINANCIAL ADVISORS, Pleasanton, California, referred to as Financial Advisor. 1 . Client retains Financial Advisor as financing consultant to perform the following consulting services relating to Ressessment Districts No. 1993-1, 1993-2, 1993-3 & 1993-4 (with anticipated Marks-Roos Pool Financing) , County of Contra Costa, State of California. (a) present the potential alternatives in financing the proposed project . (b) conduct due diligence by reviewing all existing information regarding outstanding debt, bond covenants, prior debt repayment, and appropriate ordinances or resolutions, including the engineering, architectural, planning, legal and financial information regarding the project . (c) assist in the selection of other financing team members as requested, including the trustee, printer, and underwriter (s) . (d) recommend a reserve fund, capitalized interest, and costs of issuance. (e) recommend specific terms for the securities including maturity schedules, call features, refunding protection, and others. (f) prepare a set of financing documents and prepare an official statement for use in the marketing of the bonds . (g) recommend the timing of the marketing of the bond issue based on the conditions in the market . (h) recommend to the issuer which method of sale should be chosen to market the bonds . (i) in a competitive sale, prepare and distribute notice of sale of bonds and official statement to prospective bidders . (j ) review bids and recommend which bid from a qualified bidder produces the lowest net interest costs . (k) or in a negotiated sale, recommend an underwriter (s) , and supervise the underwriter (s) as bonds are being marketed, getting information as to actual method of sales . (1) review recent and comparable market interest rates and recommend whether interest rates and other terms in the final bond purchase contract are competitive. (m) and in either type of sale, aid in the closing preparations and attend the closing. 2 . The services of Financial Advisor under this amended agreement shall not include the following: (a) Underwriting the bond issue . 3 . In consideration of the services set forth in paragraph 1, Client shall pay to Financial Advisor the following fees and costs : (a) The fee of Financial Advisor shall be a fixed fee as set forth in the engineer' s report as finally approved under Section 10312 of the Streets and Highways Code. (b) The fee of Financial Advisor shall be the amount of : 1) $10, 000 . 00 if the assessments are confirmed at $1 . 00 to 999, 999 . 99, or 2) $15, 000 . 00 if the assessments are confirmed at $1, 000, 000 . 00 to 1, 999, 999 . 99 , or 3) $20 , 000 . 00 if the assessments are confirmed at $2 , 000 , 000 . 00 to 2 , 999, 999 . 99, or 4) $30, 000 . 00 if the assessments are confirmed at $3 , 000 , 000 . 00 to 3 , 999, 999 . 99, or 5) $40 , 000 . 00 if the assessments are confirmed at $4, 000, 000 . 00 to 4, 999, 999 . 99 , or 6) $45, 000 . 00 if the assessments are confirmed at $5, 000, 000 . 00 or more. ' (c) Costs shall be reimbursed to Financial Advisor as follows : 1) Cost of printing and distribution of the official statement , notice to bidders, and other official documents . 2) Costs of Federal Express or similar delivery service. The cost of other services for which Financial Advisor makes arrangements under this amended agreement (such as Underwriter' s Discount, Official Statement printing costs) shall be billed to the Client and shall be paid by Client directly to the payee. (d) Payment by Client of the financial advisory fee is contingent upon the sale of bonds . If for any reason, bonds are not sold, Financial Advisor shall be paid no fee. Both the fee and costs are payable upon delivery of the bonds . 4 . Financial Advisor certifies that it has no interest, either direct or contingent, in any property or contract arising from or affected by the financing, except as Financial Advisor under this agreement . Financial Advisor does not represent any owner of property within the proposed boundaries of this assessment district, and has not received a fee from any source for services connected with the project . DATED: 1993 CONTRA COSTA COUNTY, a political subdivision of the State of California By ......... I� /ml4-5-;1, Chairman of the Board of Supervisors ATTEST: ; n By G. Clerk of he it and of pe visors LIBERTY PUBLIC FINANCIAL ADVISORS By �y�/ l - Pew , Nadine McKinney Lee 1-20 0 RESOLUTION NO. 93/312 RESOLUTION APPROVING AGREEMENT FOR LEGAL SERVICES REASSESSMENT DISTRICT NO. 1993-1, EAST BATES AVENUE; REASSESSMENT DISTRICT NO. 1993-2, HIDDEN POND ROAD; REASSESSMENT DISTRICT NO. 1993-3, SAN RAMON VALLEY BLVD. AT CROW CANYON RD. AND REASSESSMENT DISTRICT NO. 1993-4, RANCHO PARAISO, COUNTY OF CONTRA COSTA, CALIFORNIA The Board of Supervisors of the County of Contra Costa resolves: This Board approves that certain agreement between the County of Contra Costa, and STURGIS, NESS, BRUNSELL & ASSAF a professional corporation, for services of that firm as Special Bond Counsel for Reassessment District No. 1993- 1, East Bates Avenue; Reassessment District No. 1993-2, Hidden Pond Road; f Reassessment District No. 1993-3, San Ramon Valley Blvd. at Crow Canyon Rd.; and Reassessment District No. 1993-4, Rancho Paraiso, County of Contra Costa, California, dated May 25, 1993, and on file with the Clerk of the Board. of Supervisors. The Chairman of the Board is authorized to sign the agreement and the Clerk of the Board is authorized to attest its execution. I HEREBY CERTIFY that the foregoing resolution was duly and regularly adopted by the Board of Supervisors of the County of Contra Costa, State of California, at regular meeting thereof, held on the 25th day of May, 1993. ATTEST: PHIL BATCHELOR, Clerk of the Board of Supervisors and County Administrator By RESOLUTION NO. 93/312 AGREEMENT FOR LEGAL SERVICES REASSESSMENT DISTRICT NO. 1993-1, EAST BATES AVENUE; REASSESSMENT DISTRICT NO. 1993-2, HIDDEN POND ROAD; REASSESSMENT DISTRICT NO. 1993-3, SAN RAMON VALLEY BLVD. AT CROW CANYON RD.; AND REASSESSMENT DISTRICT NO. 1993-4, RANCHO PARAISO, COUNTY OF CONTRA COSTA, CALIFORNIA This is an agreement for legal services between the County of Contra Costa, a political subdivision of the State of California, referred to as Client, and STURGIS, NESS, BRUNSELL & ASSAF a professional corporation, Attorneys at Law, Emeryville, California, referred to as Bond Counsel. 1. Client retains Bond Counsel as special counsel to perform the following legal services relating to Reassessment District No. 1993-1, East Bates Avenue; Reassessment District No. 1993-2, Hidden Pond Road; Reassessment District No. 1993-3, San Ramon Valley Blvd. at Crow Canyon Rd.; and Reassessment District No. 1993-4, Rancho Paraiso, County of Contra Costa, California. (a) Preparation of all forms of resolutions, notices, affidavits, and other documents required by the Refunding Act of 1984 for 1915 Improvement Act Bonds (the "Act"), including the legal format of the engineer's report required by Section 9523. (b) The preparation of written instructions to Client's Clerk of the Board and other staff members concerning the performance of legally-required duties. (c) Review of documents prepared by Client's engineering staff or consulting engineers, including reassessment diagrams and reassessment rolls. (d) Attendance at all public meetings of Client at which matters relating to the reassessment districts are considered, except routine matters. (e) Attendance at staff meetings or meetings of property owners, upon the request of the Client, after reasonable notice. (f) Telephone consultation with staff members and property owners to answer legal questions about the reassessment proceedings. (g) Arrangements for the printing of refunding bonds to represent unpaid reassessments. (h) The preparation of a record of assessment installments for the use of the County Auditor, if required. (i) Arrangements for the sale of refunding bonds either by negotiation or by public bid, at the option of Client, including a review of financial disclosure requirements and, if required, the preparation of the notice inviting bond bids. (j) The preparation of bond delivery documents. . oma . (k) The rendition of a legal opinion on the validity of the refunding bonds and the proceedings leading to their issuance. (1) Preparation of a transcript of the legal proceedings in loose-leaf form for the use of the Client. (m) Preparation of the required reports to the California Debt Advisory Commission (pursuant to Section 8855 et seq. of the Government Code) and to the Internal Revenue Service (pursuant to Section 149 of the Internal Revenue Code of 1986). 2. The services of Bond Counsel under this agreement shall not include the following: (a) Legal services in connection with the acquisition of interests in real property, either through negotiation or through exercise of the power of eminent domain. (b) Legal services in connection with litigation. The performance by Bond Counsel of services excluded by this paragraph, if required by Client, shall be under separate oral or written agreement. 3. In consideration of the services set forth inparagraph 1, Client shall pay to Bond Counsel the following fee and costs: (a) The legal fee shall be an amount equal to one-half of one percent (1/2%) of that portion of the amount assessed not exceeding $10 million, plus one-quarter of one percent (1/4%) of that portion of the amount assessed exceeding $10 million. (b) Costs shall be reimbursed to Bond Counsel as follows: 1) Filing and recording fees and publication costs advanced on behalf of Client. 2) The cost of preparing auditor's record, if required: 7 cents per assessment for each year of the bond issue, with a minimum of $ 0.00. 3) Costs of Federal Express or similar delivery service. 4) Cost of preparation of notices to property owners. The cost of other services for which Bond Counsel makes arrangements under this agreement (such as bond printing costs) shall be billed to the Client and shall be paid by Client directly to the payee. (c) Payment by Client of the legal fee is contingent upon the levy of reassessments and the sale and delivery of improvement bonds representing unpaid reassessments in the reassessment districts. If for any reason, reassessments are not confirmed and bonds delivered, Bond Counsel shall be paid no legal fee. Both the legal fee and costs are payable upon delivery of the bonds. 2 . 4. Bond Counsel certifies that it has no interest, either direct or contingent, in any property or contract arising from or affected by the reassessment districts, except as Bond Counsel under this agreement. Bond Counsel does not represent any owner of property within the proposed boundaries of the reassessment districts, and has not received a fee from any source for services connected with the project. DATED: May 25, 1993 COUNTY OF CONTRA COSTA, a political subdivision of the State of California By /Gly/' /GTIZ dye SOS Chairman ATTEST: Clerk of the Board of Supervisors and County Administrator By i I STURGIS, NESS, BRUNSELL &%.ASSAF a professional corporation By Obert Brunsell