HomeMy WebLinkAboutMINUTES - 06041991 - 1.122 TO: BOARD OF SUPERVISORS
FROM: Jim Kennedy
Deputy Director-Redevelopment
DATE: June 4, 1991
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SUBJECT: Green Valley Apartments, Brentwood
(Rural California Housing Corporation) c Coulty
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SPECIFIC REQUEST(P) OR RECOMMENDATIONS (S) & BACKGROUND AND JUSTIFICATION
RECOMMENDATIONS
AUTHORIZE a loan guaranty on behalf of Rural California Housing Corporation for
its Green Valley.Apartments project in Brentwood; AUTHORIZE the Auditor-Controller
to issue a warrant-in the amount of $200, 000 to the Bank of. Walnut Creek to secure
a Certificate of Deposit as additional security for a construction loan for the
above referenced project; and AUTHORIZE the Deputy Director-Redevelopment to
execute loan guaranty agreements and other documentation required to effect said
loan guaranty.
FISCAL IMPACT
No expenditure of general funds is involved. The deposit of funds for'.':the .loan
guaranty will consist of housing bond trust funds. No expenditure o'f ,"hous,ing .,
bond trust funds is anticipated. Sufficient funds exist for construction of''the
project. Sufficient funds are committed for the take-out financing. The County's
loan guaranty is anticipated to be returned in its entirety, including accrued
interest.
BACKGROUND/REASONS FOR RECOMMENDATIONS
. The Green Valley Apartments is a 28 unit apartment project for low income families
in the City of Brentwood. A private developer initiated construction of the
project more than a year ago. The private developer defaulted on the -construction
loan. The construction -lender, the Bank of Walnut Creek, secured Rural
California Housing Corporation, a Sacramento based non profit housing development
corporation with substantial experience in developing low in ome housing, to
complete construction and to ultimately own the property.
CONTINUED ON ATTACHMENT: _X YES SIGNATURE:
y y
RECOMMENDATION OF COUNTY ADMINISTRATOR RECOMMENDATION- O BOARDCOMMITT
APPROVE OTHER
SIGNATURE(S) :
ACTION OF. BOARD ON JUN A 1991 APPROVED AS RECOMMENDED X OTHER
VOTE OF SUPERVISORS
I HEREBY CERTIFY THAT THIS IS A
UNANIMOUS (ABSENT ) TRUE AND CORRECT COPY OF AN
AYES: NOES: ACTION TAKEN AND ENTERED ON THE
ABSENT: ABSTAIN: MINUTES OF THE BOARD OF
SUPERVISORS ON THE DATE SHOWN.
cc: County Administrator
County Counsel
Auditor-Controller JUN 4 891
via Community Development ATTESTED
Rural California Housing Corp. PHIL BATCHELOR, CLERK OF
Bank of Walnut Creek THE BOARD OF SUPERVISORS
California Housing AND COUNTY ADMINISTRATOR
Partnership
BY , DEPUTY
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Rural California Housing Corporation has a commitment for a construction loan of
$1.8 million from the Bank of Walnut Creek. In addition, the City of Brentwood,
through its redevelopment agency, has authorized a loan of $300, 000. Rural
California Housing Corporation will be funding $97, 000 of the construction with
its own equity.
All permanent financing for this project has been secured. A rental housing
construction program from the State Department of Housing and Community
Development in the amount of $884,000 has been secured. Tax credits sufficient
to obtain $469, 000 in equity contributions have been secured. First Nationwide
Bank will be providing a loan of $544, 000 to complete the permanent financing
package.
The Bank of Walnut Creek has been very conservative in underwriting the
construction loan. They are not a highly experienced lender in the low income
housing area; nor have they had much experience in the area of community lending.
The Bank of Walnut Creek is requiring additional collateral from Rural California
Housing Corporation in the form of a Junior Lien on other property owned by the
Corporation and the additional collateral provided by the County guaranty. Rural
California Housing Corporation is providing the necessary junior lien and this
action of the Board will provide the County guaranty. The Bank of Walnut Creek
will release the County's guaranty once a $400, 000 certificate of deposit with the
bank has been posted by Rural California Housing Corporation. Rural California
Housing Corporation will be in a position to provide such a deposit when it
completes the financing of a subdivision in Brentwood. This is anticipated to
occur on September 1, 1991.