HomeMy WebLinkAboutMINUTES - 07121988 - FC.3 vr , �
FC# 3
TO: BOARD OF SUPERVISORS Contra
FROM: Finance Committee Costa
County
DATE: July 5, 1988
SUBJECT: Capital Financings
SPECIFIC REQUEST(S) OR RECOMMENDATIONS(S) & BACKGROUND AND JUSTIFICATION
RECOMMENDATIONS
Adopt procedures guiding the selection of financial advisors and
bond counsel for various capital financings , as described in a June
1, 1988 memorandum from the Director of Community Development; and
Authorize the Community Development Director to establish an
integrated capital financing division to guide infrastructure,
facility, housing, economic development, and redevelopment
financings of the County.
BACKGROUND/REASONS FOR RECOMMENDATIONS
.On June 14, . 1988 the Board of Supervisors referred to the Finance
Committee a report and of the Director of Community Development
recommending:
1) Procedures to guide the selection of financial advisors
and bond counsel for various types of capital markets
transactions; and
2 Establish within the Community Development Department an
integrated capital financing division to guide, imple-
ment, and coordinate capital financings.
In its review of the Director of Community Development' s report we
determined that the suggested procedures for selecting financial
advisors and bond counsel is consistent with this Board' s desire to
maintain an open and competitive process, consistent with the
County obtaining efficient and cost effective financial and legal
advice.
CONTINUED ON ATTACFIl4ENT: X YES SIGNATURE:
RECOMMENDATION OF COUNTY ADMINISTRATOR RECOMMENDATION OF BOARD COMMITTEE
APPROVE OTHER
SIGNATURE(S) : Super sor Nancy Fanden S ervisor Tom Powers
ACTION OF BOARD ON, Jtly 12 , 1988 APPROVED AS RECOMMENDED x OTHER
VOTE OF SUPERVISORS
I HEREBY CERTIFY THAT THIS IS A
x UNANIMOUS (ABSENT `— ) TRUE AND CORRECT COPY OF AN
AYES: NOES: ACTION TAKEN AND ENTERED ON THE
ABSENT: ABSTAIN: MINUTES OF THE BOARD OF
SUPERVISORS ON THE DATE SHOWN.
cc: Community Development ATTESTED /.� /988
CAO PiL� CHELOR, CLERK OF
County Counsel THE BOARD OF SUPERVISORS
Auditor/i` _ —; AND COUNTY ADMINISTRATOR
- - - BY , DEPUTY
The suggestion to formally establish capital financing unit within the Community
Development Department will further County interests. The Department' s Rede-
velopment and Economic Division has, in many respects, evolved into this role
over the past few years. By formally delegating this responsibility to the
Community Development Department the County - all of its departments and
agencies - will have an in-house resource to look to in guiding and structuring
capital financings. Additionally, this organization will provide the County
with capacity to implement a General Plan with growth management components
tying new development to the availability of services, and infrastructure
necessary to service new development.
JK:cg
cd5/capital.bo
-i
CONTRA COSTA CiUNTY
C@MMUNITY DEVELOPMENT BEPARrIIENT
DATE: June 1, 1928
TO: Beard of SuperviA
FROM: Harvey E. Bragdo
lirector of CommSUBJECT: Capital Financino Select Advisers
and an Organizational Approach to Implement Capital
Financings
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The Community Development Department is involved in a wide variety of hous-
ing, economic development, redevelopment, and infrastructure financings. The
purpose of this memorandum is to review existing and proposed procedures to
secure investment banking and legal services necessary to execute such
financings, and to propose an institutional arrangement that can consistently
implement the procedures as well as provide the County with a focused and
pro-active capacity to respond to existing emerging capital financing-
opportunities.
I. PROCEDURES FOR RETAINING INVESTMENT BANKERS AND BOND COUNSEL
The Board of Supervisors has delegated to the Community Development Depart-
ment a wide variety of capital financing responsibilities. The participants,
legal requirements, and type of security vary tremendously, therefore the
timing and frequency of issues will vary and qualifications of financial
advisors will vary. It is apparent that no single set of policies of proce-
dures should cover all financings.
The context in which the County is considering its procedures of retaining
investment bankers and bond counsel must recognize that financing techniques
are evolving in response to complex local government needs and complex
restrictions due to changes in tax law. First and foremost it must be
recognized that investment and bond counsel are in a personal services
business in which trust and .understanding of local needs and policies are
critical . Randomly moving from firm to firm can result in difficulties and
inefficiencies to the County in structuring its financings. Further, as new
concepts emerge, particularly in this post tax reform era, it is important to
have access to advisors independent of actual transactions in order for the
County to evaluate its financing alternatives.
A. Single Family Mortgage Revenue Bonds
It has been the practice of the department to periodically solicit proposals
from underwriters and financial advisors. The most recent process was in
1987. Because of the high cost and time commitment on the part of staff and
within the financial community, we have conducted such solicitations approxi-
mately every three years. The ability of localities to issue single family
bonds expires December 31,1988. Should authority be extended it would, of
course, be appropriate to conduct a formal solicitation.. L
Recommended Policy-Investment Bankers: Maintain procedure of formal.ly
soliciting proposals from investment bankers every three years..
The County has used one firm as_ bond.. counsel on its single family mortgage
bond financings. This has paid off in terms of cost, savings and consistency
in programs and program documents, and enhanced program credibility.-
Because of the special client-counsel relationship it would be in the in-
terest of the County to maintain said relations through 1988, often which
authority to issue such bonds would have to be renewed by Congress.
Recommended Policy-Bond Counsel : Maintain relationship with present
bond counsel , through 1988, thereafter establish a procedure of formally
soliciting proposals from bond counsel as level of financing dictates.
B. Multifamily Mortgage Revenue Bonds
The County has used many underwriters on its multi-family mortgage bond
financings. This has occurred because of both the Board' s desire for an open
process, and the realities of the market place with respect to such bonds.
The adopted policy of the Board should be maintained.
Recommended Policy-Investment Bankers: Generally, retain two or more
underwriters (exempt small financings, private placements, or small
institutionally sold financings) ; said firms and their role must be
acceptable to and designated by the Board of Supervisors or their
designate; and financing participants (developers and lenders) may
suggest firms to the Director of Community Development for inclusion in
the financing.
The County has utilized .primarily one firm for its multi-family bond trans-
actions. The same comments that were made with the single family discussions
apply here.
Recommended Policy-Bond Counsel : Maintain relationship with present
bond counsel , consistent with performance standards being met.
C. Industrial Development Bonds
These financings tend to be either private placements or are similar to
multi-family bond issues with business relationships having to be respected.
No underwriter is required for private placements.
• ll
1 '
For publicly sold bonds, the use of a policy similar to the multi-family bonds
would be appropriate.'
Recommended Policy-Investment Banker: Generally, retain two or more
underwriters (exempt small financings, private placements, or small
institutionally sold financings) ; said firms and their role must be
acceptable to and designated by the Board of Supervisors or their
designate; and financing participants (developers and lenders) may
suggest firms to the Director of Community Development for inclusion in
the financing.
In its industrial development bond financings the County has used different
bond counsel firms based on the particular needs of the financing and/or
business relationships within the market place. Because they are relatively
infrequent it is suggested that maintaining a list of qualified firms would
be appropriate. Selection from the qualified list would be based on needs,
business relationships, cost, and prior performance. Periodically, the
qualified list would be recreated.
Recommended Policy-Bond Counsel : Establish a procedure of formally
soliciting qualifications from law firms who have experience and have
rendered opinions with respect to industrial development bonds; estab-
lish a list of qualified firms based on review of responses; review
qualified firms list every three years; select from the qualified firms
list based on the particular needs of the financing; and periodically
reassess or reestablish the qualified firms list as performance and/or
level of financing activity dictates.
D. Redevelopment Tax Allocation Notes
The County Redevelopment Agency recently went through a solicitation process
for both financial advisors and bond counsel . New issue financings are
competitively bid, therefore, the investment banking firm underwriting the
issue is not determined up-front.
Recommended Policy-Financial Advisors . and Bond Counsel : Maintain
procedure of formally solicitating proposals from financial advisors and
bond counsel periodically as performance and/or level of financing
activity dictates.
E. Mello-Roos Community Facility Bonds
The lead time and the amount of work that must be performed on a contingent
basis requires selection of advisors and counsel very early in the proceed-
ings. In our opinion few, if any, firms will be interested in working with
the County if no commitment is made to them prior to establishment of the
District.
Recommended Policy -Financial Advisors & Bond Counsel : Establish a
procedure of formally soliciting qualifications from law firms and
underwriters/financial advisors who have experience with Mello-Roos
financings; establish a list of qualified firms based on review of
. responses; select from the qualified firms list based on the particular
needs of the financing; and periodically reassess qualified firms list as
performance and/or level of financing activity dictates.
F. Assessment District Financings
The County has used a variety of investment baking firms. The number of
assessment district financings varies from year-to-year. Assessment district
financings can take on the characteristics of a private purpose bond issue
when a single developer or group of developers are proposing such a financing
approach, therefore it is important to have a flexible approach.
Recommended Policy-Investment Bankers: Establish a procedure of formal-
ly soliciting proposal from investment bankers; establish a list of
qualified firms based on a review of responses; select, on a rotation
basis, if possible and reasonable from the qualified firms list consis-
tent with the needs of the financing; and periodically review the need
for additional solicitations as performance level .of financing activity,
or specific financing needs evolve.
The County has. utilized primarily one firm for its Assessment District
Financings. The firm provides legal services as well as administrative
services that substantially benefit Public Works, Clerk of the Board, and
Auditors office staff.
Recommended Policy-Bond Counsel : Maintain relationship with present
bond counsel , consistent with performance standards being met.
G. Other Infrastructure Financings
The County may be engaged in additional capital financing using special
dedicated revenues (1/2 cent sales tax, etc. ) . It would be appropriate
to establish an open process with respect to retention of financial
advisors/underwriters and bond counsel at the earliest possible time.
Recommended Policy-Investment Bankers/Financial Advisors and Bond
Counsel : Establish a procedure of formally soliciting proposals from
financial advisors/underwirters and bond counsel as soon as appropriate;
establish a list of qualified firms based on a review of responses;
select, from the qualified firms list based on the particular needs of
the financing; and periodically review the need for additional solici-
tations as performance, level of financing activity, or specific financ-
ing needs evolve.
II . A RECOMMENDED ORGANIZATIONAL APPROACH TO IMPLEMENT CAPITAL FINANCINGS
Capital financing is set in an environment of increasing public demands,
diminished fiscal capacity at all levels of government, and more recently
reduction in local governments access to the private capital markets due to
the restriction in the use of tax exempt bonds. The result of these convert-
ing demands and limitations it that new financing options must be explored.
These techniques will stress creativity and innovation, , and public/private
partnerships. The interests of the County will be well served by taking a
pro-active position to develop and coordinate County capital financing
programs. Key aspects to the pro-active posture are preparing the County so
that .it is ready to capitalize on opportunities, and to manage the financings
and the structuring process so that they accomplish their expressed purpose
more efficiently. An integrated capital financing division within th-a
Community Development Department could also provide focus to long range
planning and capital improvements planning processes.
An integrated capital financing division within the Community Development
Department would be responsible for guiding financing initiatives in' the
areas of infrastructure, facilities (non-Public Facilities Corporation
projects) ; housing, economic development, and redevelopment. Many of the
responsibilities .are already within the Redevelopment and- Housing Division of
the Department. This division would receive the additional work assignments
and would work with the wide variety of agencies and County departments to
implement financings and to conduct or arrange for necessary financial
administration. A capital financing division would be a resource for line
and operating departments and agencies who have little or no expertise in
capital markets financing, but who do have expertise in their particular
program area. A team concept will best serve the interests of the County
across the broad scope of financing possibilities.
Functional areas of a capital financing division would include:
1. Creative Capital , Housing and Economic Development Financing via:
a. tax exempt bonds (See Appendix A)
b. taxable bonds
c. lease purchase and
d. privatization alternatives
2. Capital Improvements Planning.
3. Negotiating partnerships with private sector parties,
and
4. Special Project/Program Financings
The proposal makes a good deal of sense given the increasing complexity and
resultant focus required to initiate efficient and effective County financing
program. The Community Development Department is the appropriate location
for such a division given the scope of activities in which we are involved and
the existing experience departmental. staff have in coordinating such financ-
ings.
Appendix A
Tax Exempt Financing Opportunities
1. Infrastructure Financings, including:
a. Assessment District
b. Mello-Roos
c: Integrated Financing Districts
2. Redevelopment Bonds
3. Tax Allocation Bonds
4. Public Facility
5. Certificates of Participation
(non-Public Facilities Corporation)
6. Housing
7. Industrial Development
8. General Obligation
9. Water and Sewer
10. Schools
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