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HomeMy WebLinkAboutMINUTES - 05061986 - 1.48 1-048 To, BOARD OF SUPERVISORS FROM: Harvey E. Bragdon Contra Director of Community Development @ C Costa DATE: April 22, 1986 oirty SUBJECT: Revision of Income Limits for the Scattered Site, Resale and Purchase Reha- bilitation Component of the Contra Costa 1985 Mortgage Bond Issue SPECIFIC REQUEST(S) OR RECOMMENDATION(_S) & BACKGROUND AND JUSTIFICATION RECOMMENDATION Increase maximum income limits to 120% of County median household income for the Scattered Site, Resale and Purchase Rehabilitation component of the Contra Costa 1985 Mortgage Revenue Bond Issue. BACKGROUND On May 14, Contra Costa County closed its most recent Mortgage Revenue Bond Issue. The issue included a $5,000,000 component for the purpose of providing mortgage funds for the purchase of scattered site new housing, the purchase of existing housing and for the purchase and rehabilitation of existing housing. The maximum household income limit for these funds was set at $32,000 to allow lower income households priority in obtaining mortgage funds. To date, approximately $1 million has been used for scat- tered site/existing homes mortgages and $65,000 for purchase rehabilitation. It is recommended that the maximum household income limits be increased to 120% of County median as defined by the Rules and Regulations Establishing Eligibility Criteria for Mortgagors and Home Mortgages' for the Contra Costa 1985 Home Mortgage Bond Issue (currently $49,073) for the remainder of the program origination period in order to make the funds available to a larger pool of first time homebuyers. FINANCIAL IMPACT No financial impact on County funds. Increase of the income limit will allow a larger number of buyers to participate in the program and increased utilization of the avail- able funds for providing home mortgages. hi s CONTINUED ON ATTACHMENT: YES SIGNATURE' q` RECOMMENDATION OF COUNTY ADMINISTRATOR RECOMM ATION F BO -D COMMITTEE APPROVE OTHER SIGNATURE(S): ACTION OF BOARD ON APPROVED AS RECOMMENDED OTHER VOTE OF SUPERVISORS 1 HEREBY CERTIFY THAT THIS IS A TRUE UNANIMOUS (ABSENT AND CORRECT COPY OF AN ACTION TAKEN AYES: NOES. AND ENTERED ON THE MINUTES OF THE BOARD ABSENT: ABSTAIN: OF SUPERVISORSTHE DATE SHOWN./ CC: County Administrator ATTESTED (�h Community Development PHIL BATCHEL , CLERK OF THE BOARD OF ---'-•tom -- SUPERVISORS AND COUNTY ADMINISTRATOR M382/7-83 t BY °erury