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HomeMy WebLinkAboutRESOLUTIONS - 01011993 - 1993-342 RESOLUTION NO. F RESOLUTION AUTHORIZING ISSUANCE AND SALE OF REFUNDING BONDS COUNTY OF CONTRA COSTA, CALIFORNIA REASSESSMENT DISTRICT NO. 1993-1, EAST BATES AVENUE REASSESSMENT DISTRICT NO. 1993-2, HIDDEN POND ROAD REASSESSMENT DISTRICT NO. 1993-3 SAN RAMON VALLEY BLVD. AT CROW.CANYON RD. REASSESSMENT DISTRICT NO. 1993-4, RANCHO PARAISO The Board of Supervisors of the County of Contra Costa resolves: Section I. RECITALS. On June 15, 1993, the Board of Supervisors of the County of Contra Costa adopted its resolution of intention to conduct reassessment proceedings and issue refunding bonds pursuant to the Refunding Act of 1984 for 1915 Improvement Act Bonds (the "Act') in the following four reassessment districts (the "Reassessment Districts") of the County of Contra Costa: Reassessment District No. 1993-1, East Bates Avenue; Reassessment District No. 1993- 2, Hidden Pond 'Road; Reassessment District No. 1993-3, San Ramon Valley Blvd. at Crow Canyon Rd. and Reassessment District No. 1993-4, Rancho Paraiso. Proceedings taken under the Act led to the levy of reassessments by the Board of Supervisors against parcels of land within the respective reassessment districts. These reassessments will be recorded in the office of the County Recorder of Contra Costa County, and thereupon will 'become alien on each of the reassessment parcels. Section>2. ISSUANCE OF BONDS. The Board of Supervisors hereby authorizes the issuance of refunding bonds in each of the Reassessment Districts under the provisions of the Act to be secured by the reassessments in the respective Reassessment Districts. Each bond shall be designated, "Limited Obligation RefundingBond, County of Contra Costa, Reassessment District No. 1993-y, [verbal description] Series No. 1993-2. In all respects not specified in this resolution, the bonds shall be issued in the manner prescribed by the:Act. A single registered bond shall be issued in each Reassessment District, and shall be dated July 1, 1993. Bonds shall mature in principal amounts and shall bear interest at the rates as set forth in the schedules attached as Exhibits B-1 to B-4, inclusive, to that certain trust agreement dated as of June 15, 1993 (the "Trust Agreement!) among the County of Contra Costa, the County of Contra Costa Public Financing Authority (the "Authority") and Bank of America National Trust and Savings Association, as Trustee. Section 3. SALE OF BONDS. The refunding bonds for each of the Reassessment Districts are hereby sold to the Authority, in consideration of the mutual promises contained in the Trust Agreement. To provide funds for purchase of the refunding bonds, the Authority will issue and sell revenue bonds and will disburse the proceeds thereof in accordance with the Trust Agreement. Section 4. APPROVAL OF AGREEMENTS. The Board of Supervisors hereby approves the form of Trust Agreement in substantially the form set forth as Exhibit A hereto. This Board also approves that certain Defeasance Escrow Agreement dated as of June 15, 1993, between the County of Contra Costa and Bank of America National Trust and Savings Association as Escrow Agent in substantially the farm set forth as Exhibit B hereto. This Board authorizes the County Treasurer or the County Auditor-Controller, on recommendation of Band Counsel, to approve such changes and completions in the form of the Agreements as may be required before closing of the transaction, and to execute the Agreements. Section 5. FORM AND EXECUTION. Bonds shall be issued as fully registered bondssubstantially in the form set forth as Exhibit C to this resolution. The bonds shall be signed by the Clerk of the Board of Supervisors and the County Treasurer and the seal of the County shall be affixed. One of the signatures and the sear may he reproduced on the bonds by facsimile. 2` Section 6. PAYMENT ON BONDS. The principal and interest on the refunding'bonds shall be remitted to the 'Trustee for deposit in the Payment Account in accordance with the provisions of the Trust Agreement. Section 7. COVENANTS. In the event of a default in the payment of any bond or any installment of interest thereon, the Trustee, as owner in trust of the refunding bonds, shall have the remedies set forth in the Act. In addition, the Board of Supervisors makes the following covenants, which shall constitute a contract with the Trustee and with the owners of the revenue bonds to be issued by the Authority: Section 7.1. FORECLOSURE OF LIENS. Not later than October 1 in any year, the County shall file an action in the Superior Court to foreclose the lien of each delinquent reassessment if the sum of uncured reassessment delinquencies for the preceding fiscal year exceeds five percent (5%) of the reassessment installments posted to the tax roll for that fiscal year, and if the amount in the reserve fund established under the Trust Agreement is less than ninety-five percent (95%) of the Required Reserve. Section 7.2. ARBITRAGE. During the term of the bonds, the County will make no use of bond proceeds which, if such use had been reasonably expected at the date the bonds are issued, could have caused the bonds to be "arbitrage bonds" within the meaning of Section 148 of the United States Internal Revenue Code of 1986, and regulations of the Internal Revenue Service adopted thereunder, and further shall rebate to the United States any amounts actually earned as arbitrage in accordance with the provisions of that Code and those regulations. Section 7.3. MAINTENANCE OF TAX EXEMPTION. The County will take all reasonable actions required to maintain the status of the bonds as bonds exempt from federal income taxes and State of California personal income taxes. 3 I HEREBY CERTIFY that the foregoing resolution was duty and regularly adopted by the Board of Supervisors of the County of Contra Costa, State of California, at regular meeting thereof, held on the 15th day of June, 1993. ATTEST. PHIL BATCHELOR, Clerk of the Board of Supervisors and County Administrator Il" _..I BY �..�..� 4 THIRD DRAFT JUNE 17, 1993 TRUST AGREEMENT THIS IS AN AGREEMENT (the "Trust Agreement") among the COUNTY OF CONTRA COSTA, a political subdivision of the State of California (the "County") , the COUNTY OF CONTRA COSTA PUBLIC FINANCING AUTHORITY, a joint powers authority organized and existing pursuant to Government Code Section 6500 et seq. (the "Authority") and Bank of America National Trust and Savings Association as Trustee (the "Trustee") , entered into as of June 15, 1993. RECITALS The County has heretofore issued improvement bonds (the "Prier Bonds") pursuant to the Improvement Bond Act of 1915 (Streets and Highways Code Section; 8500'' et seq. ) to represent unpaid special assessments in four special assessment districts established pursuant to the Municipal Improvement Act of 1913 (Streets and Highways Code Section 10000 et seq. ) , to wit. (1) East Bates Avenue Assessment District No. 1984-2 (2) Assessment District No. 1986-1, Hidden Pond Road (3) Refunding Assessment District No. 1986-2 (4) Rancho Paraiso Assessment District 1990-1 Pursuant to the Refunding Act of 1984 for 1915 Improvement Act Bonds (Streets and Highways Code Section 9500 et seq. , the "Refunding Act") , the County has created reassessment districts (the "Reassessment Districts") for each of the four original assessment districts, as follows: (1) Reassessment District No. 1993-1 (2) Reassessment District No. 1993-2 (3) Reassessment District No. 1993-3 (4) Reassessment District No. 1993-4 The County has issued refunding bonds (the "Refunding Bonds") for each Reassessment District pursuant to the Refunding Act and has sold the Refunding Bonds to the Authority'. To provide funds for the purchase of the Refunding Bonds, the Authority has issued and scald bonds (the "Revenue Bonds") EXH I BIT A: THIRD DRAFT JUNE 17, 1993 pursuant to the Marks-Roos Local Bond Pooling Act of 1985 (Government Code Section 6584 et seq. ) . The County and the Authority wish to assign to the Trustee certain of their rights with reference to this transaction, and the Trustee is willing to accept the assignment and to perform the duties set forth herein in consideration of the payment of monetary compensation. ARTICLE I GENERAL PROVISIONS Section 101. Definitions. Terms capitalized herein shall have- the definitions given herein or in Exhibit A hereof, unless the context otherwiserequires. Section 1.02. Captions and Titles. The captions of sections and the titles of articles in this agreement are not a part of the agreement but are for reference only and shall not affect the meaning of the agreement. Section 103 . Exhibits. Each exhibit to this agreement is incorporated herein by reference and shall be deemed a part of the agreement. Section 104. Rules of Construction. Gender-specific words shall be deemed to apply to any gender appropriate to the context. Unless the context otherwise requires, the word "person" means. a natural person., corporation, association or public agency. Where the context permits, the singular, may include the plural and the plural, the singular. Terms of inclusion such as "herein", "hereof", "hereunder" and the Tike refer to this agreement as a whole. Section 105. Applicable Law. This agreement has been entered into and shall be construed in accordance with the laws of the State of California. Any reference to an agreement, statute, regulation or ordinance shall be deemed to include amendments now or hereafter adopted. Section 106. Severability. If any provision of this agreement is ruled contrary to law by a court of competent jurisdiction, that provision shall be deemed severable from all 2 THIRD DRAFT JUNE 17, 1993 other provisions of the agreement and the validity of those other provisions shall not be affected by the ruling. Section 107. Acts of Agents. Any act required or permitted of a party to this agreement may be performed by an Authorized Officer;of that party, or, if not otherwise limited in the agreement, by any 'duly authorized agent of that party. Actions required of or permitted to the County pursuant to this Trust Agreement may be as principal or as agent of the Authority, as the context requires. Section 108. Date of Performance or Condition. Any act required to be performed or condition required to exist on a day that is not a Business Day shall be deemed to have been performed or to have existed on that day if the act is performed or the condition exists on the next Business Day. - Section 109. Counterparts. This agreement may be executed in counterparts, and each counterpart shall be deemed to be the same instrument. Section 110. Notices. Unless.:otherwise specifically provided in this agreement,. any notice required or permitted to be given to any party ''hereof may be given by depositing thenoticein the United States mail, first class, postage prepaid, addressed as follows: TO THE COUNTY: Clerk of the Board of Supervisors County of Contra Costa 651 Pine Street Martinez, CA 94553 TO THE AUTHORITY: Contra Costa County Public Financing Authority c/o Community Development Department County of Contra Costa 4th Floor, North Wing 651 Pine Street Martinez, CA 94553 Attn: Deputy Development Director TO THE TRUSTEE Bank of America National Trust and Savings Association 600 Wilshire Boulevard, Suite 500 #7156 Los Angeles, CA 90017-3217 Attn: Corporate Trust Division 3 THIRD DRAFT JUNE 17, 1993 ARTICLE II THE TRUSTEE Section. 201. Appointment of Trustee. The Authority hereby appoints the Trustee, and the Trustee hereby accepts the appointment, to receive, hold and invest the Redemption Payments and moneys in. the Reserve Account in trust for the benefit of the Owners of the Revenue Bonds; to authenticate and deliver the Revenue Bonds, to disburse .the ,Redemption Payments to the Owners of the Revenue Brands; and to perform certain other functions, all as hereinafter provided. Section 202 Assignment of Refunding Bonds. The Authority hereby assigns in trust to the Trustee, and the Trustee hereby accepts theassignment of, all of the Authority's right, title and interest in and to the Refunding Bonds. The Trustee shall place the Refunding Bonds in safekeeping when received and shall exercise the rights of an owner of the Refunding Bonds for the benefit of the owners - `of-the Revenue Bonds as provided hereinafter. The duties of the Trustee with regard to the Refunding' Bonds. shall be limited as provided hereinafter. The Trustee shall cancel any Refunding Bond that has been paid in full and shall deliver it to the County or its order. Section 203. Trustee: Duties, Removal and Resignation. a) Before an Event of Default and after every Event of Default has been cured, ;the Trustee shall perform only the duties specifically set out in this Trust Agreement. After an Event of Default and before its cure, the Trustee shall use such of the rights and powers vested in it by this Trust Agreement, and with the same, degree of care and skill, as a prudent person would use under the circumstances in the conduct of his own affairs. b) So long as no Event of Default has occurred and is continuing, by written notice to the Trustee the County may remove the initial Trustee and any successor thereto and may appoint a successor Trustee, but any successor shall be a bank or trust company subject to supervision or examination by state or federal authority. The Trustee's rights to indemnity and to payment of its fees and expenses shall survive Trustee's resignation or removal and (sinal payment or defeasance of the Revenue Bonds. c) The Trustee may resign at any time by 'written notice to the County and to the Owners at their addresses shown on the 4 THIRD DRAFT JUNE 17, 1993 Bond Register. On receiving the notice of resignation, the County shall 'promptly ,appoint a successor Trustee in writing; if the County fails to do so within ninety (90) days after receiving the notice, the resigning Trustee may petition the court having jurisdiction to appoint a successor Trustee. Any resignation or removal of the Trustee and appointment of a successor Trustee shall become effective upon acceptance of appointment by the successor Trustee. The County shall require a successor Trustee to provide a written-notice--of appointment to each Owner. d) Any company into which the Trustee is merged or converted. or with which it is consolidated; or any company resultingfrom any merger, conversion or consolidation to which the Trustee shall be a party; or any company to which the Trustee sells or transfers substantially, all of its corporate trust business, shall be the successor to the Trustee without executing or filing any paper or taking any further action. Section 204. Compensation of the Trustee. From time to time. on demand the County shall ;;pay to the Trustee, within thirty (30) days after receipt of periodic billing, reasonable compensation and the fees and expenses -of. independent appraisers, accountants, consultants, legal counsel,, and others employed by it in the performance of its duties hereunder. To secure payment the Trustee shall have 'a lien, superior,-to that of the owners, on funds held by it under this Trust' Agreement. Section 205. Indemnification. The County shall indemnify the Trustee, its officers, directors, employees and agents against all cost, expense and liability resulting from the employment of the Trustee as Trustee and assignee of the Authority, except liability arising from the negligence or willful misconduct of the Trustee, its officers, employees or agents. This indemnification shall include all expenses arising from the Trustee's alleged liability, including legal fes and costs of defending: against any claim. If the County is required to pay indemnity to the Trustee, the County shall be subrogated to the rights of the Trustee to recover its losses from any other person (excluding any insurer under any policy maintained by the Trustee in its individual capacity) . Indemnification and the Trustee's right to fees and expenses shall survive the Trustee's resignation or removal and the final payment or defeasance of the Revenue Bonds. Section 206. Protection to the Trustee. The Trustee shall incur noliabilityin acting in good faith on any document that in good faith it believes to be genuine and to have been duly 5 THIRD DRAFT JUNE 17, 1993 given. The Trustee shall have no duty to investigate or question the statements contained in any document, but may rely on them as true and accurate Unless otherwise specifically provided herein, the Trustee is entitled to rely on the certificate of an Authorized Officer of the County or the Authority, but in its discretion the Trustee may require other or further evidence before acting or withholding action. The Trustee may buy, sell, own, hold and deal in any of the Revenue Bonds and as an Owner may join in any action which any owner may be entitled to take with the same ,effect as if it were not the Trustee. The Trustee, either as principal or agent, may have an interest in any other transaction with the County and may act as depository, trustee or agent for any committee or body of Owners of Revenue Bonds or other obligations of the County or the Authority as freely as if it were not the Trustee. The 'Trustee may act hereunder through attorneys, agents, or receivers and shall be entitled to advice of counsel concerning its duties. The Trustee may..reiy upon an opinion of counsel as complete protection for any action taken or not taken by it. The Trustee shall not be answerable for the default or. misconduct of any attorney, agent, or receiver- selected by it with reasonable care. The Trustee shall not be answerable for the exercise of any discretion or power under the Agreements or for the administration of the Accounts, except only for its own negligence or willful misconduct. The Trustee shall not be liable for any action taken or omitted in good faith, at the direction of the owners of not; less than twenty-five percent (25%) in aggregate principal amount of the Outstanding Revenue Bonds, as to the time, method and place of conducting a proceeding for any remedy available to the Trustee., The Trustee makes no representations about the validity or sufficiency, of the Refunding Bonds or the Revenue Bonds or the sufficiency of security for the Refunding Bonds or the Revenue Bonds and shall not incuranyresponsibility therefor, except as expressly provided herein. The Trustee shall have no liability for the failure of performance by any other party to this agreement, but shall be responsible solely for the performance of its own duties. The Trustee undertakes to :perform only the, duties specified in this agreement, and no implied covenants or obligations, fiduciary or otherwise, shall be read into this agreement against the, Trustee. 6 THIRD DRAFT' JUNE 17, 1993 In accepting the trust hereby created the Trustee acts solely as Trustee for the Owners and not in its individual capacity. All persons, including without limitation the Owners and the county, having any claim against the Trusteearising from this agreement shall look only to the Accounts for payment except as otherwise_ provided' herein. The: Trustee shall not be liable in its individual, capacity for the obligations evidenced by the Revenue Bands. Section 207. No Obligation of Trustee to Expend its Finds, The Trustee is not required to expend or risk its awn funds or incur any financial ' liability in performing its duties or exercising its rights or. powers, if repayment of funds or adequate indemnity against risk or liability is not 'assured to it. ARTICLE III __ . .. FUNDS AND ACCOUNTS Section 301. Establishment of Funds and Accounts. There are hereby established with the Trustee two special trust funds. (1) The Redemption Fund, and within it the Payment Account 'and` the Reserve Account; and (2) The Prepayment Fund. The Trustee shall keep the funds and each of these accounts separate from all other funds and accounts held by it, and shall not withdraw, transfer or pay from any fund or account except as provided herein. Section 302. Initial ' Dgtpos t. On the Closing Date the Trustee shall receive and place in safekeeping the Refunding Bonds, and shall receive, from the proceeds of the sale of the Revenue Bonds, the amount of $1.1,451,710, to be deposited or otherwise disbursed as follows; (1) The amount of $10,785,812 shall be applied as provided in the Defeasance Escrow Agreement, for the purpose of retiring the Prior Bonds on September 2, 1993 .' 7 THIRD DRAFT JUNE 17, 1993 (2) The amount of $347,681 (the "Required Reserve") shall be deposited in the Reserve Account and shall be administered in accordance with Section 304 hereof. (3) . The amount of $268,217 shall be disbursed to the County or upon its order as agent of the Authority for the payment of Delivery Costs of the Revenue Bands and the Refunding Bonds. This disbursement shall be made on the certificate of an Authorized Officer of the County that the amount of the disbursement constitutes Delivery Costs actually incurred. (4) The amount of $50,000,, representing capitalized interestttrbutable toeassesstentstrict Ion 3w shall be deposited in the Payment Account and shall be disbursed as provided in Section 303. ` Section 303. Payment Account: (a) The Trustee shall deposit in the Payment Account all payments of principal of and interest on the Refunding Bands, to be received from the County in accordance with the schedules of payments set forth in Exhibits B-1 to B--4 hereof, inclusive. The Trustee shall maintain the Payment Account until all payments on the Revenue Bonds are made in full (b) On each Interest Payment Date the Trustee shall withdraw from the Payment Account the amount due as principal of, and interest on, the Revenue Bonds and shall disburse it to the Owners of the. Revenue Bonds. (c) The balance, if any, in the Payment Account immediately following the disbursement pursuant to subsection (b) shall be transferred first to the Reserve Account to the extent that the amount in the Reserve Account is less than the Required Reserve, and any remaining balance shall be transferred to the Prepayment Fund. Section 304. Reserve Account. (a) The Trustee shall maintain the Reserve Account until the Revenue Bonds are paid in full. (b) On any Interest Payment Date, if the amount in the Payment Account is less than the amount due the Owners of the Revenue Bonds on that date, the Trustee shall transfer from the Reserve Account to the Payment Account an amount sufficient to cover the delinquency, Wand' within five (5) Business Days thereafter 8 THIRD DRAFT JUNE 17, 1993 shall notify the County in writing of the amount and the date of transfer, the amount of the remaining balance in the Reserve Account and the amount of the Required Reserve. (c) On payment in full of the Revenue 'Bonds, the Trustee- shall remit. the amount in the Reserve Account to the County and shall close the account. (d) On any Interest Payment Date, if the amount due and payable on the Revenue Bands exceeds the amount in the Payment Account after transfer from the ReserveAccount' pursuant to subsection (b)', the Trustee shall apply the amount in the Payment Account in the following' order of priority,' prorating as necessary within the last category to which moneys can be applied: (1) To the payment of interest on all Outstanding Revenue Bonds, (2) To the payment of the principal of unpaid Revenue Bonds that matured on an 'earlier Bond Payment Date, in order of maturity date and (3) To the payment of the principal of Revenue Bonds maturing on the current Bond Payment Date. (e) On receiving a delinquent payment from the County for which an advance has been made from the Reserve Account, the Trustee shall deposit the payment: (1) First, to the Payment Account, to the extent of the full amount remaining payable to Owners of the Revenue Bonds; and (2) Second, to the Reserve Account. Section 305. Prepayment Fund. The Trustee shall administer the Prepayment Fund in accordance with Section *417 hereof: Section 306. Investment of Fund and Account Balances. (a) The Trustee shall invest all moneysheldin the funds and accounts hereunder in Permitted Investments designated by the County in writing and received.; by the Trustee at least two (2) Business Days, before the investment date. :In the absence of instructions `the Trustee shall invest in Federal Securities. 9 THIRD DRAFT JUNE 17, 1993 (b) The 'Trustee shall deposit, investment earnings on all funds and accounts to the Reserve Account, to the extent that the amount in the Reserve Account is less than the Required Reserve, and then to the Payment Account. . (c) In its investment activities the Trustee acts only as agent of the County. The Trustee shall not be liable for investment losses, which shall be charged to the account for which the investment was made (d) The Trustee shall give the County a monthly statement of account for each fund and account, including the `balance ,thereof and the earnings, transfers and other transactions since the date of the previous statement. Section 307. Rebate of Arbitrage. Within ten (10) Business Days after receiving written instructions from the County, the Trustee shall disburse to the United States, from the funds and accounts specified by the County, any amounts required to be rebatedasarbitrage to the United States pursuant to Section 148 of the Internal Revenue Code. The Trustee may 'rely conclusively on the instructions and shall have no responsibility for compliance with those provisions of the Internal Revenue Code or regulations adopted thereunder. ARTICLE IV THE BONDS Section 401. Authentication of Revenue Bonds. On the written request of the County and the Authority the Trustee shall authenticate and deliver to the original purchaser thereof Revenue Bonds in an aggregate principal amount of $11, 589,371, secured by the pledge of revenues to be received by the County pursuant to the Refunding Bonds. The County and the Authority hereby certify that all conditions required by the Constitution and. statutes of the State of California andhi Truest A recent precedent to the delivery of the Revenue....Bonds ''have occurred or been duly performed. Section 402. Form. Denomination; Medium-of Payment. The Revenue Bonds shall be delivered as fully registered' bonds :in the denomination of $5,000 or integral multiples thereof. The form of the Revenue Bonds shall be substantially as set forth in Exhibit D. The Revenue Bonds shall be payable in lawful money of the 10 THIRD DRAFT ` JUNE 17, 199-3 United States of America which at the time of payment is legal tender for the payment of public and private debts. Section 403. Date of Revenue Bonds. Each Revenue Bond shall be dated as of the date of its authentication, except that each Revenue Bond delivered to the original purchaser shall be dated as of the Closing Date. Interest on each Revenue Bond shall be payable from the Interest Payment Date next preceding the date of its authentication, except that: (1) If the Revenue Bond is authenticated as of, an Interest Payment Date,' or after the fifteenth (15th) day of 'a month preceding an Interest Payment Date and before that Interest Payment 'Date, interest shall be payable from that Interest Payment Date; or (2) If the Revenue Bond is authenticated on or before February 15, 1994, interest shall be payable from the Closing Date: In any event, if interest is in default on any Outstanding Revenue Bonds. as of the authentication date of a Revenue Bond, interest on that Revenue Bond shall: be payable from the Interest Payment Date to which interest has previously been paid or made available for payment on the Outstanding Revenue Bonds. Section 404. Payment of Principal and Interest. The Revenue Bondsshallbe in serial form, and their principal shall be payable from the principal payments on the Refunding Bonds on September 2 in each of the years and in the amounts set forth in Exhibit C. Interest on the Revenue Bonds shall be payable on March 2, 1994, and semiannually thereafter on September 2 and March 2 of each year to and including the date of principal payment or prepayment, whichever is earlier. Interest shall be payable from the interest paid on the Refunding Bonds and shall be computed at the rates set forth in Exhibit C on the basis of a 360-day year of twelve 30-day months. Section 405. Place of Payment. The principal (together with a prepayment premium, if any) of the Revenue Bonds shall be payable at the Principal Office of the Trustee. Interest on the Revenue Bonds shall be payable by check of the Trustee mailed by first class mail to the Owners on the Interest Payment Date; but the owners' shown on the Bond Register on the 15th day of the month preceding the Interest Payment Date shall be deemed to be owners on the Interest Payment Date for the purpose of paying interest. 11 THIRD DRAFT JUNE 17, 1993' Section 406. Numbers; Legends. The Revenue Bondsmay be numbered by a method selected by the Trustee. The Revenue Bonds may contain or have endorsed thereon provisions,- specifications and descriptive words consistent with this agreement, as determined by the County before delivery of the Revenue Bonds. Section 407. Authentication. The Revenue Bonds shall be authenticated by the Trustee, as trustee under this Trust Agreement, by the manual signature of an Authorized Officer or signatory of the Trustee. Section 408. Transfer and Exchange of Revenue Bond. (a) Each Revenue Bond shall be transferable only on the Bond Register, which shall be kept at the Principal Office of the Trustee, on surrender of the Revenue Bond together with a` written instrument of transfer satisfactory to the Trustee and duly executed by the Owner or his authorized attorney. On the surrender of the Revenue Bond and the registration of its transfer, the Trustee shall authenticate and deliver, in the name of the transferee, one or more new Revenue Bonds of the same aggregate principal amount of Authorized Denominations, Bond Payment Date and interest rate as the surrendered Revenue Bond. (b) One or more Revenue Bonds having the same Bond Payment Date may be exchanged at the Principal Office of the Trustee for the same aggregate principal amount of Revenue Bonds of other Authorized Denominations. On the surrender of any Revenue Bond together with a written request for exchange executed by the Owner or his authorized attorney, the Trustee shall authenticate and deliver in the name of the Owner and shall register one or more new Revenue Bonds of the same aggregate principal amount of Authorized Denominations, Bond Payment Date, and interest rate as the Revenue Bond being exchanged. (c) The Trustee shall not be required to register a transfer or exchange during the 15-day period before the date on which 'notice of prepayment must be mailed pursuant to Section 416 of this Trust Agreement or for any Revenue Bond or portion thereof selected for prepayment pursuant to Section 415 of this Trust' Agreement: Section 409. Regulation with Respect to Exchange and Transfers. On the transfer or exchange of Revenue Bonds, the Trustee shall authenticateanddeliver Revenue Bonds in accordance with this Article. The Trustee shall cancel Revenue Bonds surrendered in any transfer or exchange and shall deliver them to the County on its order. The County shall pay the cost of 12 THIRD DRAFT JUNE 17, 1993 preparing 'new'Revenue Bonds and. any other expenses of the County or the Trustee in a transfer or exchange of Revenue Bonds, except for any tax, fee or other governmental charge not imposed by the County. Section 410. Bond Regisfer. (a) The Trustee shall keep at its Principal Office a Band Register,- which shall be open to inspection by the County or the Owners on reasonable notice and at reasonable times during normal business hours on any Business Day'. (b) The Trustee shall deem the person in ,whose name any Outstanding Revenue Bond appears on the Bond Register as the absolute owner of the Revenue Bond. Payment made to an Owner or on h'is order' shall satisfy and discharge the liability on the Revenue Bond to the extent of the amount paid, and neithertheCounty nor the Trustee shall be affected by any notice to the contrary. Section 411. Mutilated Lost, Destroyed. or Stolen Revenue Bonds. If any Revenue Bond is mutilated, the Trustee, at the- expense of the Owner, shall authenticate and deliver a new Revenue Bond in the same principal amount of Authorized Denominations, Bond Payment Date, and interest rate, on surrender of the mutilated Revenue Bond. The Trustee shall cancel the mutilatedRevenue Bond and deliver it on the orderofthe County. On submittal, of evidence satisfactory to the Trustee that any Revenue Band has been lost, -destroyed or stolen, together with an indemnity satisfactory to the Trustee, the Trustee, at the expense of the Owner, shall authenticate and deliver a new Revenue Bond of the same principal amount of Authorized Denominations, Bond Payment Date, and interest rate, and numbered as the Trustee shall determine, in substitution for the lost, destroyed or stolen Revenue Bond. The Trustee may require payment of a fee for its expenses under this section. Any Revenue Bond delivered in lieu of a Revenue Bond alleged to be lost, destroyed or stolen shall be as much 'entitled to the benefitsofthis Trust Agreement as all other Outstanding Revenue Bonds. The Trustee shall not be required to treat both the original Revenue Bond and any duplicate Revenue Bond as Outstanding, but both the original and duplicate Revenue Bond shall be treated as one and the same. in lieu:of delivering a new Revenue Bond for which principal has become due or is about to become ,due, the Trustee may pay the Revenue Bond. 13 THIRD DRAFT JUNE 17, 1993 Section 412. Evidence of Signatures of Owners and Ownership of Revenue Bonds. Any request, consent, revocation of consent, or other instrument in writing required or permitted by this Trust Agreement to be signed or executed by Owners may be in any number of concurrent instruments of similar tenor, and may be signed or executed by the Owners or by their attorneys or agents appointed for that purpose by an instrument in writing. Any request or consent: of an owner 'shall bind every subsequent Owner of the same Revenue Bond or its replacement. The fact and date of the execution of any such instrument may be proved by a certificate, which need not be acknowledged or verified, of an officer of any bank or trust company within the United States of America, or of any notary public or other officer authorized to takeacknowledgments of deeds to be recorded in United States jurisdictions that the persons signing the instrument acknowledged before him the execution thereof. Where any such instrument is executed by an officer of a corporation or association or a member of a partnership on behalf of the corporation, association or partnership, the certificate shall also constitute sufficient proofof his authority. . The fact of ownership of Revenue 'Bonds and the amount, Bond Payment Date, interest rate, numbering and date of ownership shall be proved by the Bond Register, The Trustee is not limited to the method of proof set forth in this Article, but may accept any other evidence deemed sufficient. Section 413. [Section Number Not Used? Section 414. Advance Retirement of Refunding Bonds. (a) The County may provide to the Trustee from time to time a Notice of, Advance Retirement of Refunding Bonds in ' accordance with the Improvement Band Act of 1915. The Trustee shall thereupon select Revenue Bonds for prepayment on the Interest Payment Date for which the Notice of Advance Retirement is given. Revenue Bonds shall be selected for prepayment in the same principal amounts and of the same maturities as stated in the Notice of Advance Retirement for the Refunding Bonds. (b) On or before the March 2 or, September 2 for which the Notice of Advance Retirement is givens the County shall transmit to the 'Trustee the amount of the principal. of Refunding Bonds to be retired pursuant to the notice, together with the redemption 14 THIRD DRAFT JUNE 17, 1993 premium, if any, thereon and interest thereon to, the date of retirement specified in the notice. At the same time the County shall ;provide ,to the Trustee a revised maturity schedule (Exhibit B), for the affected Refunding Bonds and a revised maturity schedule (Exhibit C') for the Revenue Bonds. (c) Amounts received by the Trustee pursuant to a Notice of Advance Retirement of Refunding Bonds shall be deposited in the Prepayment Fund and- shall be disbursed for the optional prepayment. of Revenue Bonds in accordance with 'Section; 417. The Trustee shall endorse on the appropriate Refunding Bonds the date and amount of principal retired in advance of maturity. Section 415. Optional Prepayment of Revenue Bonds. (a) All or -any portion of any Revenue Bond may be prepaid on any Interest Payment Date by paying to the Owner thereof the principal amount thereof, interest to the Interest Payment Date of prepayment and a prepayment premium of three percent (3%) of the principal being prepaid. (b) Revenue Bonds to be prepaid shall be selected by lot within each maturity in the manner determined by the Trustee. In making the selection the Trustee shall treat each Revenue Bond as representing a number of bonds obtained by dividing the Band principal amount by $5,000. Prepayment of a portion of any Revenue Bond shall be in the amount of $5, 000 or any integral multiple thereof. Section 416. Notice of Prepayment; At the expense of the County the. Trustee shall give notice to the ;affected Owners of the prepayment of their Revenue Bonds. The notice shall state: * That the whole or a' specified portion of the Revenue Bonds is to be prepaid; * The date of prepayment; * The place or places where the prepayment will be made * The prepaymentprice; * The CUSIP,' numbers; • The numbers of the Revenue Bonds to be prepaid, if fewer than all of the Revenue Bonds are to be prepaid; 15 THIRD DRAFT JUNE 17, 1993 * The interest component and maturity date of each Revenue Bond to be prepaid in whole or in part, and * That on the date ofprepayment the principal of and accrued interest on each Revenue Bond or portion thereof to be prepaid, together with a prepayment premium, if any,, shall become due and payable, and that from and after the date of prepayment interest on each such Revenue Bond or portion thereof shall cease to accrue. The notice shall be mailed, first class, postage' prepaid', not less than thirty, -(30) nor more than sixty (60) days before the date of prepayment. The notice shall be mailed to the Owners of all Revenue Bonds .to be prepaid as the Owners' names and addresses appear on the Bond Register; to one or more of the Information Servicesil and by- registered, certified or overnight mail to the Securities Depositories. Failure to mail the notice, or any defect in the notice as mailed, shall .not affect the validity of the proceedings for prepayment of the Revenue Bonds. Section 417. Payment on Date of Prepayment. If the Prepayment Fund contains an amount sufficient for the prepayment of the Revenue Bands 'selected for prepayment, the Revenue Bands to be prepaid shall become due and payable on the date of prepayment, and can their presentation and surrender at the Principal Office, the Revenue Bonds shall be paid at their principal amount, together with accrued and unpaid interest to the date of prepayment and any applicable prepayment premium. If moneys in the Prepayment Fund on the Interest Payment Date of prepayment are sufficient to prepay the Revenue Bonds selected for prepayment, interest on the Revenue Bonds selected for prepayment shall cease to accrue as of that date. If sufficient moneys are not available on the Interest Payment Date, interest on the Revenue Bonds shall continue to accrue, until paid;, at the rates at which the Revenue Bonds were authenticated and delivered. Moneys held by the Trustee for the prepayment of particular Revenue Bonds shall be held in trust for the account of the owners of those Revenue Bonds. Section 418. Partial Prepayment of Revenue Bond. On surrender of any Revenue Bond prepaid in part only, the Trustee shall authenticate and deliver to the Owner, at the expense of the County, one or more new Revenue Bonds of authorized denomination equal in aggregate principal amount to the unprepaid portion of the Revenue Bond surrendered and of the same interest rate and the same Bond Payment Date,. The County, the Authority and the Trustee shall 16 THIRD DRAFT JUNE 17, 1993 be released and discharged from liability to the extent of the payment. Section '419 Non-Presentment of Revenue Bonds. If any Revenue Bond is not presented for payment when its principal becomes due, either at maturity or at the date fixed for prepayment, and money sufficient to pay the Revenue Bond has been deposited in the Payment Account or the 'Prepayment Fund, all liability of the County to the owner for payment of the Revenue Bond shall be discharged, and it shall then be the duty of the Trustee to hold the money in a separate account without liability for interest thereon to -any person, for the benefit of the owner.' The owner .shall thereafter be 'restricted exclusively to that money for any claim under this Trust Agreement or on the Revenue Bond. Subject to applicable escheat laws, two (2) years after the money was due the Owners or after the County pays the money to the Trustee, whichever is Later, the money `shall be paid by the Trustee to the County free from the trusts created by this TrustAgreement, and thereafter owners shall be entitled to look only to the County for payment and then only to the extent of the amount repaid by the Trustee. The County shall not be liable for any interest on money paid. to ;it pursuant-to this section and shall not be regarded as a trustee of the money. Section 420. Book-Entry; Limited obligation of County. The Revenue Bands of any maturity may be authenticated and delivered in the form of a separate single fully registered Revenue Bond (which may be typewritten)- The ownership of the Revenue Bond shall be registered in the Bond. Register in the name of the Nominee as nominee of the _Depository. With respect to Revenue Bonds registered in the name of the Nominee, the County and the Trustee shall have no responsibility or obligation to any Participant or to any Person on whose behalf a Participant holds an interest in the Revenue Bonds. Without limiting the generality of the foregoing sentence,. the County and the Trustee specifically shall have no responsibility for (i) the accuracy of records of the Depository, the Nominee, or any Participant concerning ownership interest in the Revenue Bonds, (ii) the delivery to any Participant or other Person, except as shown in the Bond Register, of any notice concerning the Revenue Bonds, including any notice of prepayment, (iii) the selection by the Depository and its Participants of the beneficial interests in the Revenue Bonds to be prepaid if any Revenue Bonds are prepaidin part, or (iv) the ,payment to any Participant or other Person, other than a Nominee as shown in the Bond Register, of any amount with respect to principal of or interest on the Revenue Bonds. The County and the Trustee may treat and consider the Person in whose 17 THIRD DRAFT JUNE 17, 1993 name each Revenue Bond is registered in the Bond Register as the absolute owner of that Revenue Bond for the purpose of payment of principal of or interest on the Revenue Bond', for the purpose of giving notice of prepayment- and other matters concerning the Revenue Bond, for the purpose of registering transfers of the Revenue Brand, and for every other purpose. The Trustee shall pay all principal of or interest on the Revenue Bonds only to or upon the order of the respective Owners, as shown in the Bond Register, or their respective attorneys duly authorized in writing, and all such payments shall fully satisfy and discharge the County's obligations for payment of the principal of or interest on the Revenue Bonds to the extent of the payments. No person. other than an Owner, as shown in the Bond 'Register, shall receive a Revenue Bond evidencing the obligation of the County to make payments "of principal or interest pursuant to this Trust Agreement. Upon delivery by the Depository to the Nominee, the Trustee and the County of written notice to the effect that the Depository has determined to substitute a new nominee in place of the Nominee, and subject to the provisions herein with respect to Record Dates, the word Nominee in this Trust Agreement shall refer to the new nominee of the Depository. Section 421. Representation Letter. The Treasurer or other Authorized Officer of the. County is hereby authorized to execute, seal,' countersign and deliver on behalf of the County to the Depository a letter (the "Representation Letter") from the County representing such matters as shall be necessary to qualify the Revenue Bonds for the book-entry system. The execution and delivery of the Representation Letter shall not limit the provisions of Section 420 hereof or in any other way impose on the County or the Trustee any obligation to Persons having interests in the Revenue Bonds other than the Owners as shown on the Bond Register.' The Trustee shall take all actions required of the Trustee to comply with the Representation Letter. The 'Treasurer or rather Authorized officer ,of the County is hereby authorized to take any other actions, consistent with this Trust Agreement, to qualify the Revenue Bonds for the Depository's book--entry program. Section 422 Transfers Outside Book-Entry System. By written request the County may remove the Depository and appoint a successor at any time and for any reason. If (i) the Depository resigns as securities depository for the Revenue Bonds, or (ii) the County removes the Depository, then the County will discontinue the, book-entry system with the Depository. If the County fails to identify another qualified securities depository to 'replace the Depository, the Revenue Bonds 'shall no longer be restricted to registration in the name of the Nominee, but shall be registered in 18 THIRD DRAFT JUNE 17, 1993 the names designated by Owners transferring or exchanging the Revenue Bonds,; in accordance with the provisions of Section 408 of this Trust Agreement. The County at its own expense shall furnish to the Trustee a supply of Bond' forms. ARTICLE V COVENANTS; EVENT OF DEFAULT Section 501. Compliance with Foreclosure Covenants.. During any period in which the ;amount in the Reserve Account is less than ninety-five percent (95%) of the Required Reserve, the County shall provide reports in writing (the "Compliance Reports") to the Trustee of compliance with the Foreclosure Covenants. The reports shall be furnished semiannually not later than each Interest PaymentDateand not earlier than thirty (30) days before each Interest` Payment Date. Each Compliance Report shall state (1) The date of filing each complaint in foreclosure, and the action number thereof; (2) - A description, --by' specialassessmentand diagram number and by county assessor`"s parcel number, of the property addressed in the complaint, and (3) A brief description of the status of the action, including, if applicable, the existence of any injunction or stay order preventing' prosecution of the action by the County. Section 502. Event of Default Defined. Either of the following` shall constitute an Event of Default by the County under this agreement (1) A reduction of the Reserve Account to an amount lees than the lesser of (i) eighty percent (80 ) of the Required Reserve, or (ii) ten percent (10 ) of the principal amount of Revenue Bonds then Outstanding; or (2) At any time that the amount in the Reserve Fund is less than ninety--five percent (95%) of the Required Reserve, the failure or refusal of the County to file Compliance Reports pursuant to Section 501 hereof or to institute and diligently, prosecute the judicial foreclosure of property delinquent in the payment of 19` THIRD DRAFT JUNE 17, 1993 reassessments securing the Refunding Bonds, pursuant to the Foreclosure Covenants'. Section 503. Action on Default. The Trustee shall notify the County and the Owners in writing of the occurrence of an Event of Default within five (5) Business Days after its occurrence. The Trustee shall not be required to take any further action or seek any remedy pursuant to 'section '504 hereof unless requested to do so by the Owners of at least twenty-five percent (25%) in aggregate principal amount of the OutstandingRevenue Bonds and unless indemnified to its satisfaction from any liability or expense'. Section '504. Remedies on Default. (a) On the occurrence of an Event of Default, if the default is not cured within thirty (30) days after notice given by the Trustee to the County pursuant to Section 503, the Trustee may apply to a court of competent jurisdiction for one or more of the following remedies: (1) A writ of mandate or other judicial order compelling the County to comply with the Foreclosure Covenants; (2) An accounting of amounts posted to the County tax roll and amounts' received on account of reassessments securing' the Refunding Bonds, (3) Intervention' in any foreclosure action instituted pursuant to the Foreclosure Covenants, or in any action challenging the :validity of the Refunding Bonds or the reassessments securing them; the County hereby' consents to any such intervention, (4) Application for dissolution of any injunction or stay order preventing the County's compliance with the Foreclosure, Covenants: and ( ) Any other remedy at law or in equity reasonably expected to assist in the protection of the rights and security of the owners of the Revenue Bonds. (b) On an Event of Default, if the Trustee has taken any judicial or other action at its own discretion or on the request of Owners, the Trustee shall have full power, in the exercise of its discretion for the best interests of the Owners, to continue, discontinue, withdraw, , compromise, settle or otherwise dispose of the action. 20 THIRD DRAFT JUNE 17, 1993 (c) All reasonable fees and all costs of the Trustee, its employees:, agents and counsel in the pursuit of these remedies shall be paid to the Trustee by the County within thirty (30) days after billing-. Section 505. Rights of Owners of Revenue Bonds'. No Owner shall have the right to institute any judicial action for any remedy under this Agreement, unless. * The Owner has first given the Trustee written notice of the 'occurrence of an 'Event of Default; and * The Owners of at least twenty-five percent (25%) in aggregate principal amount of Outstanding Revenue Bonds: have requested the Trustee in';writing,'to exercise the powers hereinbefore. granted or to institute the action in its own name; and * The Owners have tendered indemnity satisfactory to the Trustee against the Trustee's expenses andliabilities to be incurred. in complying, with their request; and * The Trustee has refused or omitted to comply with the request fora period of sixty (60) days after the written request has been received by, and the tender of indemnity made to, the Trustee. Such notification, request, tender of indemnity and refusal or omission are conditions precedent to the exercise by an owner of any remedy hereunder. No one or more Owners shall have the power to enforce any right under this Agreement, except in the manner herein provided. Judicial proceedingsresulting from an Event of Default shall be for the equal benefit of all Owners of the Outstanding Revenue Bonds Section 506. Non-Waiver. A -delay or .omission by the Trustee to exercise a right or power arising on an Event of Default shall not impair that right or power or be construed as -a waiver of, or acquiescence in, the Event of Default. Every power and remedy possessed by the Trustee may be exercised from time to time and as often as deemed expedient by the Trustee, Section .507. Remedies Not Exclus'ive'. All remedies afforded to the Trustee by law or by this agreement are cumulative: the exercise of a ' remedy shall not impair the right of the Trustee to exercise any other remedy, at the same time or from time to time. 21 THIRD DRAFT JUNE 17, 1993 Section 508 . No Obligation by County- to Owners. Except for the payment ofamounts due 'under the Refunding Bonds and the performance of other County covenants contained in the proceedings for issuance of the Refunding Bonds and in this agreement, the County shall have no obligation or liability to any other party or to the Owners arising from ;,this Trust Agreement, the performance of the Trustee, the terms, execution, delivery or transfer of the Revenue Bonds, or the distribution of payments to the Owners by the Trustee. Section 509. No Liability to Owners for Payment. Except as provided herein the Trustee shall have no obligation nor liability to the Owners for the County's payments under the Refunding Bonds or the County's performance of any other covenant of this agreement. ARTICLE VI AMENDMENT,• DEFEASANCE; ADMINISTRATIVE PROVISIONS Section 601.. Amendment. This Trust Agreement may be amended in writing by a supplemental agreement among all of the parties: * Without the consent of the Owners, to add to the rights and privileges of the Trustee, or to cure a defective provision or settle 'a question arising from an uncertainty, ambiguity, or omission in this Trust Agreement without adversely affecting the interests of the Owners, or * With the written consent of the Owners of a majority in aggregate principal ' amount of Outstanding Revenue Bond's, to make any other amendment. This section does not authorize an amendment that causes the interest on the Revenue Bonds to become subject to California personal income tax or to be included in the grass income of the owners for federal income tax purposes." The parties may rely on the opinion of Bond Counsel in the application of this section. Section 602 No Impairment of Security. The County shall not reduce any reassessment securing the Refunding Bonds or enter into any ;settlement of a claim or dispute respecting the Refunding Bonds or the reassessments securing them, except upon the written consent of the Trustee. This 'section shall not be construed to 2 x THIRD DRAFT 'UNE 17, 1993 prevent the County from dividing reassessments to conform with the division of assessed parcels as provided by the Improvement Bond Act of 1915. Section 603 .: Defeasance. Upon defeasance of the Revenue Bands, even though all Revenue Bonds have not been presented for payment, all obligations of the Authority, the Trustee and the County hereunder shall end, except only the' obligation of the County to compensate and indemnify the Trustee and the obligation of the Trustee to pay all amounts due to the Owners. Defeasance will have occurred when all OutstandingRevenue' Bonds are paid and discharged (a) By paying the principal of and interest on all Outstanding Revenue Bonds as they become due and payable; or (b) By prepayment of all outstanding Revenue Bonds; or {c} By irrevocably depositing with the Trustee cash which, together with amounts then on deposit in the Payment Account, Prepayment Fund, :and Reserve Account are sufficient to pay the principal of and interest on all Outstanding Revenue Bonds; or ('+d) By irrevocably depositing with the Trustee Federal Securities which, together with. moneys 'then on deposit in the Payment Account, Prepayment Fund, and Reserve Account, together withinterestto be received thereon, will be sufficient to pay the principal', or and interest on all Outstanding Revenue Bonds at or before their respective Interest Payment Dates, in the written opinion of an independent certified public accountant given to the Trustee. Section 604. Recording and FiliDg. The 'Trustee shall not be responsible for recording or filing this , agreement or supplemental instruments or documents. Section 605. Trustee to, Keep Records`. The Trustee shall keep books and records of all money received and disbursed under this Trust Agreement. They shall be available for inspection, at reasonable times during normal business hours on Business Days, by the County, the Authority or owners representing five percent (5n) in aggregate principal amount of Outstanding Revenue Bonds, or their respective designees. IN WITNESS WHEREOF, the parties hereto have executed this Trust Agreement the daffy and year first above written. 23 THIRD DRAFT JUNE 17, 1993 EXHIBIT A DEFINITIONS , . Accounts. The term "Accounts" means the funds and accounts established by Section 301 of this Trust Agreement. Authority. The term "Authority" means the County of Contra Costa Public Financing Authority, a joint powers authority of the County of Contra Costa and the Contra Costa County Redevelopment Agency, formed pursuant to Article 1 (Section 6500 et seq. ) 'of Chapter 5 of Division 7 of Title 1 of the California Government Code. Authorized Denominations. The term "Authorized Denominations" means the authorized denominations of the Bonds, which shall be $5, 000 or any integral multiple thereof. Authorized officer. The 'term "Authorized Officer", when used with reference to the Authority, means its 'Chair, . its Executive: Director, its Assistant Executive Director, its Deputy Executive Director or its Treasurer; when used with reference to the County, means the Chair of the Board of Supervisors, County Administrator, County Treasurer, County; Auditor-Controller or their respective deputies or assistants or any other County officer or employee designated by the County Administrator, as an Authorized Officer for purposes of this agreement; when used with reference to the Trustee means any officer within the Corporate Trust Department (or any vice president, assistant vice president, assistant secretary or any other officer or assistant officer: of the Trustee customarily performing functions similar to those performed by the persons who at the time shall be such officers, respectively) , and also means, with respect to a particular corporate trust matter, any other officer of the Trustee to wham the matter is referred by the Trustee because of that officer's knowledge of and familiarity with the particular subject. Bond Counsel. The term "'Bond Counsel's means an attorney or a firm of attorneys, acceptable to the County, of nationally recognized standing in matters pertaining to the tax-exempt °nature of interest on bonds issued by states and their political subdivisions, duly admitted to the practice of :law before the highest court of any state of the United StatesofAmerica. Bond Payment Date. The term "Band Payment Date" means September 2 of each year during the term of the :Bonds commencing September 2, 1994. 24 THIRD DRAFT JUNE 17, 1993 Bond Register. The term '"Bond Register" means the books for registration of the Bonds maintained by the Trustee pursuant to Section 414 of this Trust Agreement. Bond's. The term "Bonds" means the Revenue Bonds as defined herein. Business; Day. The term "Business Days" means any day on whichbanks in San Francisco and Los Angeles, California, are open for business, except Saturday, Sunday or a legal holiday. Closing. Date. The term "'Closing Date" means the date on which the Bonds are originally authenticated by the Trustee and delivered to the firstpurchaser thereof. Compliance Report. The term *"Compliance Report" means the report described in Section 501 of this Trust Agreement, by which the County reports to the Trustee the institution and progress 'of .judicial foreclosure proceedings against property delinquent in the payment of reassessments securing ,the Refunding Bonds. County. The term "County" means the County of Contra Costa, a political subdivision of the State of California. Defeasance Escrow Agreement. The term "Defeasance Escrow Agreement" means the Defeasance Escrow Agreement dated as of June 15, 1993, between the County and Bank of America National Trust and Savings Association. Delivery Costs. The term "Delivery Costs" means all costs of payment or reimbursement for execution, sale and delivery of the Refunding Bonds and the Revenue Bonds, including without limitation costs paid or incurred by the County, the Authority or the Trustee for filing, printing, reproduction and binding, initial fees and charges of the Trustee and its counsel, financing discounts, legal fees, charges and reimbursements, financial and other` professional ratings, and fees for authentication, registration, transportation and safekeeping of bonds. Depository. The term "Depository'" means any securities depository appointed by the County to act as depository pursuant to Section 420 of this Trust Agreement'. DTC.' The term ""DTC"" means the Depository Trust Company, New York, New York. 25, $ k THIRD DRAFT JUNE 17, 1993 Event of- Default. The term "Event of Default" means an event of default as defined in Section 502 of this Trust Agreement. Federal Securities. The term "Federal Securities" means United States Treasury note's, bonds, bills or certificates of indebtedness or obligations for which the full faith, and credit of the United States are pledged for the timely payment of principal and interest. Fiscal Year.. The term "Fiscal Year" means the one-year period beginning on July 1 and ending on June 30. Foreclosure Covenant. The term "Foreclosure Covenant" means a covenant made by the County for the benefit of the owners, of the Refunding Bends;, by which the County 'agrees to institute and diligently prosecute judicial foreclosure proceedings against property delinquent in' the' payment of reassessment installments securing the Refunding Bonds. Information Services. The term "Information Services" means Financial Information, Inc. 's "Daily Called Band Service", 30 Montgomery Street, Floor 20, Jersey City, New Jersey 07302, Attention: Editor, Kenny Information Services' "Called Bond Service", 55 Broad Street, Floor 28, New York, New York 10004 Moody's Investors Service "Municipal and Government" , 99 Church Street, Floor 8, New York, New York 10007, Attention,: Municipal News Reports; Standard and Poor's Corporation "Called Bond Record:" 2<5 Broadway, Floor 3, New York, New York 10004 ; and, in accordance with 'then current guidelines of the Securities and Exchange Commission, such other addresses and/or such other services providing information with respect to called bonds as the City may designate in a written request of the City delivered to the Trustee. Interest Payment Dates. The term "Interest Payment Dates" means March 2 andSeptember2 of each year during the term of the Bonds commencing with March '2, 1994 .` Nominee. The term "Nominee" means the nominee of the Depository, which may be the Depository or any nominee specified or substituted by the Depository pursuant to Section 420 of this Trust Agreement. Notice of Advance Retirement. The term "Notice of Advance Retirement" means the notice required by Section 8751 of the California Streets and Highways Code (being; a part of the Improvement Bond Act of 1915) by which the County may advance the maturity of any Refunding Bond. Outstanding. The term "Outstanding" when used with reference to the Revenue Bonds as of a particular date means all 26 THIRD DRAFT JUNE 17, 1993 Bonds theretofore delivered except: (a) all Bonds cancelled by the Trustee on or before that date;. (b) all Bonds in substitution for which other Bonds have been delivered pursuant to this Trust Agreement, and-. (c) ' Bonds defeased under Section 603 of this Trust Agreement. Owner. The term "Owner" , when used with reference to the Revenue Bonds, means the owner of any Outstanding Bond as shown on the Band Register. Participant. The term "Participant" means a direct participant in DTC or any securities broker or dealer, bank or trustcompany' that,, either directly or indirectly, clears through or maintains a custodial relationship with a direct. participant. Payment Account. The term "Payment Account" means the account by that name, within the Redemption Fund, established by Section 301 of this frust Agreement Permitted Investments. The term "Permitted Investments" means:: A. Obligations of any of the 'following federal agencies which obligations represent full faith and credit of the United States of America, including: Export -- Import "Bank Farmers Home Administration General Services Administration U.S. Maritime Administration Small Business Administration Government National Mortgage Association ;(GNMA) U.S. Department of Housing & Urban Development (PHA's) Federal Housing Administration; B. Bonds, nates or other evidences of indebtedness rated "AAA" by Standard & Poor's Corporation and "Aaa" by Moody's Investors Service issued by the Federal National Mortgage Association or the Federal Home Loan Mortgage Corporation `with` remaining maturities not exceeding three years; C. U.S. dollar denominated deposit accounts, federal funds and banker's acceptances with domestic commercial banks which have a rating on their short term; certificates: of deposit on the date of purchase of "A-111 or "A-1+" by, Standard & Poor's and "P-1" by Moody's and maturing no more than 360 days after the date of purchase. (Ratings on holding companies are not . considered as the rating of the bank) 27 THIRD DRAFT JUNE 17, 1993 ' D. Commercial paper which is rated at the time of purchase in the single highest classification, "A-1+" by Standard & Poor's and "P-111 by Moody's' Investors Service and which matures not more than 270 days after the date of purchase;' E. Investments in: a money market fund rated ""AAAm" or ""AAAm--G"' or better by Standard & Poor's Corporation; F. Pre-refunded'- Municipal obligations defined as follows: Any. 'bonds or other obligations of any state of the United States of America or of any agency, instrumentality or local governmental unit of any such state which are not callable at the option of the obligor prior to maturity' or as to which irrevocable instructions have been given by the obligor to call on the date specified in the notice, and which are rated, based on the escrow, in the highest rating category of Standard & Poor's Corporation and Moody's Investors Service, Inc. or any successors thereto Person. The term "Person" means a natural person, corporation, association or public agency. ' Prepayment Fund. The term "Prepayment Fund" means the fund by that name established by Section 301 of this Trust Agreement. Principal Office. The term "Principal office" means the corporate' trust office of the Trustee at which it conducts its corporate trust business in Los Angeles, California or any other; office of the 'Trustee designated by the Trustee: for the purpose from time to time, including for registration, transfer, exchange and payment of Revenue Bonds. Record Date. The term "Record Date" means the close of business on the fifteenth day of the month preceding each 'Interest Payment Date, whether or not the fifteenth 'day is a 'business day. Redemption Fund. The term "Redemption Fund" means the fund of that name established by Section 301 of this Trust Agreement, containing within it the Payment Account and the Reserve Account. Redemption Payments. The term "Redemption Payments" means payments of 'principal of and interest on the Refunding. Bonds, made by the County to the Trustee as assignee of the Authority. Refundin_ Bonds. The term "Refunding Bonds" means, bonds issued by the County pursuant to the Refunding Act of 1984 for 1915 28 THIRD DRAFT JUNE 17, 1993 Improvement Act Bonds and secured by reassessments in Reassessment Districts Nos. 1993-1, 1993-2, 1993-3 and 1993-4. Representation Letter. The term "Representation Letter" means the letter defined in Section 421 of this Trust Agreement. Required Reserve The term "Required Reserve" means the amount stated and defined as such in Section 302 of this Trust Agreement. Reserve Account. The term "Reserve Account' means the account by that name,-. within the Redemption Fund, established by Section 301 of this Trust -Agreement. Revenue Bonds. The term "'Revenue Bonds" means bonds of the Authority authorized on June 15, 1993 to be issued pursuant to the Marks-Roos Local Bond Pooling Act of 1985 (Section 6584 et seq. , California Government ' Code') for the purpose of purchasing the Refunding Bonds Securities Depositories. The term "Securities Depositories" means: The Depository' Trust Company, 711 Stewart Avenue, Garden City, New York 11530,' Fax ' (516) 227-4039 or -4190; Midwest Securities Trust Company, Capital Structures-Call Notification, 440 South LaSalle Street, Chicago, Illinois 60605, Fax (322) 663-2-343 ;; Philadelphia Depository Trust Company, Reorganization Division, 1900 Market Street, Philadelphia, Pennsylvania 19203, Attention: Bond Department, Fax (215) 496- 5058; and, in accordance with then current guidelines of the Securities and 'Exchange Commission, other addresses that these depositories may specify and/or other securities depositories designated in a written request of the County delivered to the Trustee Trust Agreement. The term "Trust Agreement" means this Trust Agreement dated as of June 15, 1993, among the Trustee, the County and the Authority. Trustee. The term "Trustee" means Bank of America National Trust and Savings Association acting as Trustee under this Trust Agreement. 29 EXHIBIT B-1 06/17/93 DEBT SERVICE SCHEDULE CONTRA COSTA COUNTY Reassessment District No. 1993-1, East Bates Avenue YR PRINCIPAL RATE* INTEREST DEBT SERVICE OUTSTANDING EFF%* 94 85,7012 .95 4. 360 151, 824 . 00 2.37, 526.95 2, 105,702 .95 6. 165 95 120,000.00 4.905 126, 089. 10 246,089. 10 2,020, 000. 00 6.242 96 125,000.00 5. 178 120,203 . 10 245,203 . 10 1,900,000. 00 5.326 97 135,000. 00 5.450 113 ,730.60 248,730. 60 1,775, 000.00 6.407 98 140, 000.00'` 5. 668 106, 373.10 246, 373 . 10 1, 640, 000.00 6.486 99 150,000..00 5.886 98, 437. 90 248,4 7. 90 1,500,000. 00 6.563 00 160, 000.00 6. 104 89, 608 . 90 249, 608.90 1,350, 000. 00 6. 638 01 165,000,.00 6. 322 79,842.50 244,842.50 1,,190, 000. 00 6.709 02: 180, 000. 00 6. 540 69,411.20 2491411.20 1,025,000.00 6.772 03 190, 000..00 6. 649 57,639. 20 247,639.20 845, 000. 00 6.821 04 205, 000.00 6.758 45, 006. 10 250, 006. 10 655,000.00 6.871 05 220, 000, 00 6.867 31, 152.20 251,152.20 450,000.00 6.923 06 230, 000.00 6.976 16, 044.80 246, 044 .80 230,000. 00 6.976 2, 105,702.95 1, 105,362.70 3, 211, 065.65 ---------------------------------------------------------------------------- * "Rate" Is on Bonds Maturing Each Year. 11Eff-%" Is on All Outstanding Bonds. ---------------------------------------------------------------------------- Bond Date: 07/01/93 Yield-to-Maturity 0.000000% Denominations $5, 000 or Multiples Net Rate(with Discount).:6.640363% Bonds Mature on September 2 Average Interest Rate.: 6.485918% Weighted Average Maturity:8.093 Years Advance Redemption Premiums 3 . 000* First Interest Payment on 03/02/94 Is $0'. 00,Representing 241 Days or 0.66944 Years of Accrued Interest. No Capitalized Interest Has Been Budgeted. EXHIBIT B-2 06/17/93 DEBT SERVICE SCHEDULE CONTRA COSTA COUNTY Reassessment District No. 1993--2, Hidden Pond Road YR PRINCIPAL RATE* INTEREST DEBT SERVICE OUTSTANDING EFF%'* 94 21,545.76 4. 362 57, 089.80 78, 635. 56` 756,545.75 6.453 95 30, 000.00 4.907 47, 878 05: 77,878. 05 735,000. 00 6.514 96 30, 000.00 5. 180 46,405.95 76,405.95 705, 000. 00 6.582 97 35,000.00 5.453 44, 851`.95 79,851.95 675, 000.00 6.645 98 35,000.00 5.671 42,943.40 771943.40 640,000.00 6.710 99 35,000.-00 5.889 40,958.55 75,958.55` 605,000.00 6.770 00` 40,000,00 6. 107 38, 897.40 78 ,897 .40 570, 000.00 6.824 01 45,000`. 00 6.325 36, 454.60 81,454 . 60 530, 000. 00 6.878 02 45,000,. 00 6.543' 33 , 608. 35 ' 78, 608. 35 485,,000. 00 6.930 03 50,000.00 6. 652 30, 664 . 00 80, 664 . 00 440, 000. 00 6.969 04 55, 000. 00 6.761 27, 338. 00 82, 338 . 00 390, 000. 00 7. 010 05 .60, 000.00 6.870 23 ,619 45 83, 619.45 335,000.00 7.051 06 65,000.00 . 6.979 19, 497.45 84,497.45 275,000.00 7.090 07 70,000.00 7.088 14,961. 10 " 84,961. 10 210,000.00 7. 124 08 70,000.00 7. 088 9, 999.50 79,999.50 140,000.00 7.143 09 70,000.00 7. 197 5, 037 .90 75,037.90 70,.000. 00 7. 197 756,545.76 520,205.45 1,276,751.21 *�"Rate" Is on Bonds Maturing Each Year. "Eff%" Is on All Outstanding Bonds, ---------------------------------------------------------------------------- Bond Date: 07/01/93 Yield-to-Maturity: 6.708369% Denomination: $5, 000 or Multiples Net :Rate(with Discount) :6.887910% Bonds Mature on September 2 Average Interest Rate : 6.764931% Weighted Average Maturity: 10. 164 Years Advance Redemption Premium: 3. 000% First Interest 'Payment on 03/02/94 Is $3'2 , 680.86Representing 241 Days or 0.66944 Years of Accrued Interest. No Capitalized Interest Has Been Budgeted. EXHIBIT B-3 06/17/93 DEBT SERVICE SCHEDULE CONTRA COSTA COUNTY Reassessment District No. 1993-3 , San Ramon at crow Can. YR PRINCIPAL RATE* INTEREST ' DEBT SERVICE OUTSTANDING EFF%* 94 205,987.72 4. 560 149, 320.68 355, 305 .40 2 , 190,987.72 5.828 95 240, 000. 005. 130 118, 292. 10 358,292 . 10 1,985,000. 00 5.959 96 250, 000. 00 5.415 105, 980. 1.0 355,980. 10 1,745,000.00 6.073 97 265,000.,00 5.700 92,442. 60 357,44`2. 60 1,495, 000. 00 6.183 98' 280, 000.00 5.928 77,337`. 60 357,337. 60 1,230, 000. 00 6.288 99 295, 000. 00 6. 156 60,739.20 355,739.20 950, 000. 00 6.394 00 320,000.00 6.384 42, 579.00 362, 579.00 655,000.00 6.501 01 335,000.00 6. 612 22 , 150. 20 357, 150. 20 335, 000. 00 6. 612 2, 190, 987..72' 668,841..48 2,859,829.20 * "Rate" Is on 'Bonds Maturing Each Year.. "EM11 Is on All Outstanding Bonds. ---------------------------------------------------------------------------- Bond Date; 07/01/93 Yield-to-Maturity` 6. 072792% Denomination: $5, 000 or Multiples Net Rate{with Discount} : 6. 354054% Bonds Mature on September 2 Average Interest Rate 6. 104106% Weighted Average Maturity.5.001 Years Advance Redemption Premium. 3.000% First Interest 'Payment on 03/02/94 Is $85,478. 11,Representing ' 241 Days or 0. 66944 Years of Accrued Interest. No Capitalized Interest Has Been Budgeted. EXHIBIT B--4 06/17/93 DEBT SERVICE SCHEDULE CONTRA COSTA ,COUNTY Reassessment District No. 1993-4, Rancho, Paraiso YR PRINCIPAL RATE* INTEREST DEBT SERVICEOUTSTANDING EFF%* 94 0.00 4 .484 505,888.95 505,888.95 5,959, 663 .54 7. 259 95 59,663.54 5.045 432,589. 13 492, 252. 67 5,959, 663 .54 7 .259 96 75, 00.`00 5. 325 429,579. 10 504, 579. 10 5,900, 000. 00 7.281 97 85,000. 00 5. 605 425, 585. 35 510,585. 35 5,825, 000. 00 7.306 98 100,,000.00 5.829 420, 821. 10 520,821. 10>> 5,740,000. 00 7.331 99 120,000.00 6.053 414,992. 10 534,992 . 10 5, 640,000.00 7.358 00 135,000.00 6. 278 407, 728. 50 542,728 . 50 5, 520,000.00 7.386 01 150, 000.,00 6. 502 399°,253.20 549, 253 .20 5, 385, 000. 00 7.414 02 170, 000.00 6.726 389,500`.20 559, 500.20 5,235,000. 00 7.440 03 190, 000. 00 6.838 378, 066 00 568, 066. 00: 5,065, 000.00 7.464 04 205,000.00 6.950 365,073 .80 570, 073.80' 4,875,000.00 7.489 05 220, 000.°.00 7.062 350,826. 30 570,826. 301 4, 670,000. 00 7.512 06 240,000.00 7 .174 335,289.90 575, 289.90 4 ,450, 000. 00 7.535 07 265,,000.00 7 .257 318, 072 . 30 583,072 . 30` 4,210, 000. 00 7.555 08` 290,.000,00 7 .287 298,761.75 588,761.75 3 ,945,000.00 7.573 09 310,000.00 7. 399 277,629.45 587,629.45 3,655,000.00 7. 596 10 340,000. 00 7. 399 254,692.55 594,692.55 3 ,345,000. 00 7.614 11 380, 000. 00 7. 511 229,535.95 609,535.95 3,005,000. 00 7.638 12' 420, 000. 00 7 ..511 200, 994. 15 . 620, 994. 15 2,625, 000.00 7.657 13 470,.000.00 7. 623 169, 447.95 639,447 .95 2,205,000. 00 7. 685 14 520,000 00 7. 623 133, 619.85 653 , 619.85 1,735, 000.00 7.701 15 575,000. 00 7.735 93,980. 25 668,980. 25 1,215,000. 00 7.735 16' 640,000.00' 7.735 49, 504 .00 689,504 .00> 640, 000.00 7.735 5,959,663 . 54 7,281, 431.83 ''13 , 241, 095.37 ---------------------------------------------------------------------------- * "Rate" Is on: Bonds Maturing Each Year. ' "Eff%" Is on All Outstanding Bonds. ---------------------------------------------------------------------------- Bond Date: 07/01/93 Yield-to-Maturity:7. 387639'% Denomination. $5, 000 or Multiples Net Rate{with Discount} .7.337524% Bonds Mature on September 2 Average Interest Rate7.444149% Weighted Average Maturity: 16.413 Years Advance Redemption Premium. 3.000%' First Interest Payment on 03/02/94 Is $289,594 .40,Representing 241 Days or 0.66944 Years of Accrued: Interest. No Capitalized Interest Has Been Budgeted. EXHIBIT C 06/17/93' DEBT SERVICE SCHEDULE CONTRA COSTA, Marks-Roos Refunding District YR PRINCIPAL RATE* INTEREST DEBT SERVICE OUTSTANDING EFFa* 94 344, 371. 00 4.000 813 , 485.83 1, 157,856.83 11,589,`371. 00 6.002 95 495, 000. 00 4.500 681,842.50 1, 176,842 . 50 11, 245, 400. 00 6.064 96 515, 000. 00 4.750 659, 567.50 1, 174 , 567 .50 10, 750, 0°00.00 6.136 97 550, 000. 00 5. 000 635, 105. 00 1, 185, 105. 00 10,235, 000.00 6. 205 98 590,000. 00 5.200 607, 605. 00 1, 197, 605. 00' 9, 685, 000. 00 6. 274 99 620, 000.00 5. 400 576, 925. 00 1, 196,925. 00` 9,,095, 000. 00 6. 343 ' 00 680, 000.00 5.600 543 ,445. 00 ' ; 1,223,445. 00 8, 475, 000. 00 6.412 01 720, 000.00 5.800 505, 365. 00 1,225, 365. 00 7,795,000.00 6.483 02 415,000.-00 6. 000 463, 605.00 878,605. 00 7 , 075, 000. 00 6. 553 03 455,000. 00 6. 100 438,705.00 893 ,705. 00- 6, 660, 0,00. 00 6.587 04 490, 000.00 6. 200 410, 950. 00` 900, 950. 00 6,205,000. 00 6.623 05 505, 000. 00- 6. 300 380, 570. 00 885, 570. 00 5, 715, 000. 00 6. 659 06 560, 000. 00 6.400 348 , 755. 00 908, 755. 00" 5,210,000. 00 6. 694 07 345,000. 00, 6 . 500 312 ,915.00 657,915. 00, 4,,650,.000. 00 6.729' 08 3.70, 000. 00 6.500 290, 490. 00 660,490. 00 4,305,000. 00 6.748 09 415,,000. 00 6.-600 266,440.00 681, 440.00` 3 , 935,000. 00 6.771 10 365, 000.00 6. 6-00 239, 050.00 604, 050.00' 3 ,520, 000. 00 6.791 11 395-, 000. 00 6.700 214, 960. 00 609, 96-:0. 00 3, 155, 000. 00 6.813 12 450,040. 00 6.700 188, 495. 00 638,495. 00 2 , 760, 000.00 6.830 13 500, 000.00 6.800 158, 345. 00 658, 345. 00 2,310, 000. 00 6.855 14 545, 000. 00 6.800 124, 345. 00 669, 345. 00 1,810,000, 00 6.870 15 605, 000.00 6.900 87, 285.00 692 ,285.00 1,265,000. 00 6.900 16 660,000.00 6.900 45,540. 00 705, 540.00- 660, 000. 00 6.900 11, 589, 371.00 8, 993 , 790.83 20, 583, 161.83 ---------------------------------------------------------------------------- * "Rate" Is on Bonds Maturing Each Year. "Effn" Is on All Outstanding Bonds. ---------------------------------------------------------------------------- Band Dates 07/01/93' Yield-to-Maturity: 6. 330094n Denomination: $5, 000 or Multiples Net Rate(with Discount) :6.5192930 Bonds Mature on September 2 Average Interest Rate 6. 421012 Weighted Average Maturity: 12 .086 Years Advance Redemption Premium: 3 .00(} First Interest Payment on 03/02/.94 Is $465, 677 . 16,Representing 241 Days or 0. 66944 Years of Accrued Interest. Capitalized interest of $50, 000. 00 Has Been Budgeted. THIRD DRAFT JUNE 17, 1993 EXHIBIT D REGISTERED REGISTERED; R- 1993A AUTHORITY REVENUE BOND' COUNTY OF CONTRA COSTA PUBLIC FINANCING AUTHORITY CONTRA COSTA COUNTY, CALIFORNIA SERIES 1993A Rate of Interest: Maturity Date Bond Date Cusip: September 2, July 1, 1993 REGISTERED OWNER: CEDE & CO. 55 Water Street New York, New York, 10041 TAX I.D. No. 13`=2555113 PRINCIPAL AMOUNT: DOLLARS THIS IS TO CERTIFY that, subject to the provisions hereof for prepayment, the registered :owner stated above or registered assigns (the "Owner") :is entitled to receive on the :maturity; date stated above (the "Band Payment Date") , the principal amount stated above. This Bond has been authorized for issuance by resolution (the "Resolution") of the County of Contra Costa Public Financing Authority (the "Authority") pursuant to the provisions of the Marks-Roos Local. Bond pooling Act of 1985 of the State of California. This Pond (the "Bond") evidences a direct interest in amounts received by the Authority as payments of the principal of, and interest on, certain refunding bonds (the "Refunding' Bonds") issued by the County of Contra Costa, California ('the "County") and held by the Authority. The payments on the Refunding Bonds have been assigned to Bank of America National Trust and Savings Association, as trustee (the "Trustee") , having a corporate trust office (the "Principal Office") at Los Angeles, California, pursuant to a trust agreement dated as of June, 15, 1993 (the "Trust Agreement") among the Authority, the County and the Trustee. The aforesaid principal amount is payable subject to the terms of the Trust Agreement and represents a portion of the payments on the Refunding Bonds coming due on and before the Bond Payment Date. The Owner is also THIRD DRAFT JUNE 17, 1993 entitled to receive, subject to the terms of the Trust Agreement,. on March 2, 1994, and semiannually thereafter on September 2 and March 2 of each year (the "Interest Payment Dates") to and including the Bond Payment Date or the date of prepayment, whichever is earlier, semiannual interest on the principal of this Bond at the per annum rate of interest stated. above. For the period during which The Depository Trust Company, New York, New York {"DTC"'} or its Nominee or any successor depository or its Nominee is the registered owner of the Bonds, principal, redemption premiums, if any, and interest shall be paid by the Trustee to DTC or such successor depository by wire transfer; provided that, principal 'and 'redemption premiums, if any, shall be paid only upon surrender to the Trustee at the Principal Office of the Trustee or its successor, in Los Angeles, California, of the matured Bonds or the Bonds called for redemption prior to maturity., As to any Owner other than DTC or any successor depository, in the event of termination of the book entry system, the principal and redemption premiums, if any, are payable at the Principal office of Trustee, or its successor, as Trustee. Said amounts are payable in lawful money of the United States of America. Amounts representing principal are payable: at the Principal Office; amounts representing interest are payable by check of the Trustee mailed by first-class mail on each Interest Payment Date to the Owner of record on the fifteenth day of the month preceding the Interest Payment Date. This Bond has been, authenticated by the Trustee pursuant to the terms of the Trust; Agreement. Copies of the Trust Agreement are on file in the offices of the Authorityand the `County and at the Principal Office; reference is made to the Trust Agreement and any amendments thereto fora description of 'the ' covenants of the Authority securing the payments on this Bond, the nature, extent and manner of enforcement of the covenants, the rights and remedies of the Owners and the terms and conditions on which the Bonds are delivered thereunder. To the extent and in the manner permitted by the terms thereof,'> the provisions of the Trust Agreement may be amended by the parties thereto with the: written consent of the Owners of at least a majority in principal amount of the Bonds then outstanding, or without that consent for an amendment not adversely affecting the interests of the owners. The registration of this Bond shall be transferable' only on the Bond Register, which shall be kept at the Principal office, on surrender hereof together with a written instrument of transfer satisfactory to the Trustee executed bythe`Owner or his duly authorized attorney. Thereupon the: Trustee shall provide one or more new registered Bonds of the same aggregate principal amount, Bond Payment Date and 'interest rate' as the surrendered Bond, registered in the 'name of the transferee. THIRD DRAFT JUNE 17, 1993 The Bonds (except one Bond in an odd denomination) are delivered in the form of registered Bonds in denominations of $5,000 each or any; integral multiple thereof, and on surrender thereof at the Principal Office with a written request for exchange executed by the Owner or his attorney duly authorized in;writing, may be exchanged for an equal aggregate principal. amount of Bonds of any other authorized denominations, of the same Bond Payment Date, and with the same interest rate as the surrendered Bond. The Bonds are subject to prepayment in accordance with the Trust Agreement, as follows: (a) All or a portion of any Bond is subject to prepayment on any Interest- Payment Bate by paying to the Owner thereof the principal amount thereof, interest to the Interest Payment Bate of prepayment and a prepayment premium of three percent (3%) of the principal being prepaid. (b) The Trustee shall determine the manner of prepayment by lot; but- the portion of any Bond to be prepaid shall be in the principal amount of $5, 000 or an integral multiple thereof, and in selectingportions of Bonds for prepayment, the ;Trustee shall treat each Bond as representing the number of Bonds obtained by dividing its principal amount by $5,000, (c) Notice of prepayment shall be mailed by first-class mail to the affected Owners', postage prepaid, not less than thirty (30) nor more than sixty (60) days before the date of prepayment. Failure to mail the notice, or any defect in the notice as mailed, shall` not affect the validity of the proceedings for prepayment of the Bands. The obligation of the County to make payments on the Refunding Bonds is a limited obligation, :subject :to the receipt of: installment payments of reassessments securing the Refunding Bond's. The obligation of the Authority to 'make payments on the Bonds is limited to amounts deposited with the Trustee in the Payment Account and the Reserve Account, all as specified in the Trust Agreement. The obligations of the Authority and the county under the Trust; Agreement constitute neither 'a debt nor a ;pled'ge of the faith and credit of the County, the Authority:, the Trustee:, the State of California: or any other political subdivision of the State. The Trustee has no obligation or liability to the owners to make payments of principal or interest with respect to the Bonds. The Trustee's sole obligations are to administer, for the benefit of the Owners, _the various funds and accounts established under the Trust Agreement. The Trustee does not warrant the recitals of fact herein. THIRD DRAFT JUNE 17, 1993 The County and the Authority have covenanted that all conditions precedent to the delivery of the Bonds, whether required by law or by the Trust Agreement, have occurred or been performed, and that the Brands are within every limit prescribed by law. This Bond shall not be entitled to any benefit under the Trust Agreement or become valid or obligatory for any purpose until the certificate of authentication and registration hereon endorsed shall have been dated and signed by the Trustee. IN WITNESS WHEREOF, the Authority has caused this Bond to be signed by its Chair and its Executive 'Director and has caused its corporate 'seal to be affixed, all as of the 1st day of July, 1993. COUNTY OF CONTRA COSTA PUBLICFINANCING AUTHORITY (SEAL) Chair of the Authority Executive Director of the Authority CERTIFICATE OF AUTHENTICATION AND REGISTRATION This is one of the Bonds described in the within-mentioned Trust Agreement, which has been authenticated and registered on BANK OF AMERICA NATIONAL TRUST AND SAVINGS ASSOCIATION' as Trustee (Authorized signatory) THIRD DRAFT JUNE 17, 1993 I hereby certify that the following is a correct copy of the signed legal opinion of STURGIS, NESS, BRUNSELL & ASSAF, a professional corporation, Emeryville, California, on file in my office. Secretary of the Authority THIRD DRAFT JUNE 17, 1993 (Form or Assignment) ASSIGNMENT For value received the undersigned do(es) hereby sell, assign and transfer unto the within registered Bond and hereby irrevocably constitute(s) and appoint(s') to transfer the same on the Bond register of the Trustee with full power of substitution in the premises. Dated• SignatureGuaranteed; Signatures Note. The signature(s) on this Assignment must correspond with the name(a) as written on the face of the within registered Bond 'in every particular without alteration or enlargement or any change whatsoever. EHere insert the form of Revenue Bond. SECOND DRAFT JUNE 14, 1993 DEFEASANCE ESCROW AGREEMENT between the COUNTY OF CONTRA COSTA and BANK OF AMERICA NATIONAL TRUST AND SAVINGS ASSOCIATION as Escrow Bank Dated as of June 15, 1993 EXHIBIT B ........... SECOND DRAFT JUNE 14, 1993 TABLE OF CONTENTS ]Page Section 1. Appointment of Escrow Agent; Definitions . . . .3 Section 2. Establishment of Escrow Fund . . . . . . . . '. . . . , . . .4 Section 3. Deposit into Escrow Fund . . . . . . . . . . . . . . . . . . . .4 Section 4. Investment of Deposit in Escrow Fund . . . . . . . .4 Section 5. Instructions as to Application of Deposit . . .5 Section 6. Remaining Moneys . . . . . . . . . . . . . . . . . . . . . . . . . . . .5 Section 7. Substitution of Federal Securities . . . . . . . . . .5 Section 8. Notice of Redemption . . . . . . . . . . . . . . . . . . . . . . . .6 Section 9. Application of Certain Terms of the Prior Trust Indenture; Successor Escrow Agent . . . . .6 Section 10. Compensation to Escrow Agent; Indemnity and Hold Harmless Protection for Escrow Agent . . .7 Se6tion 11. Limitations on Responsibility of Escrow Agent . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .7 Section 12. Protection of Escrow Agent . . . . . . . . . . . . . . . . . .8 Section 13 . Evidence of Matters . . . . . . . . . . . . . . . . . . . . . . . . .8 Section 14. Notices . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .8 Section 15. California Law . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .9 Section 16. Severability . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .9 Section 17. Execution in Counterpart . . . . . . . . . . . . . . . . . . . .9 EXHIBIT A - ESCROWED FEDERAL SECURITIES . . . . . . . . . . . . . . . . . 10 EXHIBIT B - SCHEDULE OF REDEMPTION PAYMENTS ON PRIOR BONDS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .11 2 SECOND DRAFT JUNE 14, 1993 DEFEASANCEESCROW AGREEMENT' THIS Defeasance Escrow Agreement is made as of this 15th day of June, '1993, between the COUNTY OF CONTRA COSTA, a political subdivision of the; State of California (the "County") , and BANK OF AMERICA NATIONAL THRUST AND SAVINGS ASSOCIATION, a national banking association, having a corporate trust office in the City of San Francisco, California (the "Escrow Agent") . RECITALS The Escrow Agent by contract with the County acts as the County's registrar and paying agent for the payment of principal of, and interest on, certain improvement bonds (the "Pries Bonds") issued pursuant to the California Improvement Band Act of 1915 (Streets and Highways Code Section 8500 et seq. ) , to wit: Series 1984-2, East Banes Avenue Series 1986-1, Hidden .Pond Road Series 1986-2, Refunding Assessment District Series 19901-1, Rancho Paraiso The County proposes to make a deposit of moneys and Federal Securities from the proceeds of the Refunding Bonds and to appoint the Escrow Agent as its agent for the purpose of applying said deposit to the payment and: redemption of the Prior Bonds and the Escrow Agent desires to accept said appointment. The Escrow Agent has full powers to act with respect to the irrevocable escrow created herein and to perform the duties and obligations to be undertaken pursuant to this Defeasance' Escrow Agreement. NOW, THEREFORE, in consideration of the; above premises and of the mutual premises herein contained, the parties hereto agree as follows: Section 1. Appointment of Escrow Agent; Definitions. The County hereby appoints the Escrow Agent as escrow agent for this Defeasance Escrow Agreement (the "Agreement") , and the Escrow Agent hereby accepts the appointment. The Escrow Agent shall exercise the rights and perform the duties specifically set forth herein, and no implied covenants or obligations shall be read into this Agreement against the Escrow Agent 3 x SECOND DRAFT JUNE 14, 1993 All capitalized terms used in this Agreement shall have the meanings assigned by that certain trust agreement, dated as of June 15, 1993, among the County, the County of Contra Costa Public Financing Authority and. Bank of America National Trust and Savings Association, as trustee, (the "Trust Agreement") unless clearly assigned a different meaning by: this Agreement. Section 2. Establishment of Escrow Fund. There is hereby created an irrevocable escrow designated the "County of Contra Costa 1993 Refunding Escrow Fund" (the "Escrow Fund") .` Within the Escrow Fund the Escrow Agent shall maintain four separate accounts, designated the 111984-2 Defeasance, Account", the 111986-1 Defeasance Account"`, the 111986--2 Defeasance Account" and the 111990-1 Defeasance Account", respectively, and the moneys and: Federal Securities in each ''account shall not be commingled. All moneys and Federal Securities in the Escrow Fund are hereby irrevocably transferred to the Escrow Agent, as security for payment of the redemption price; of the Prior Bonds, to be held by the Escrow Agent in trust for the benefit of the owners of the Prior Bonds, except as specified in Section 6 and Section 7 hereof. If the Escrow Agent shall receive actual notice that; the moneys and Federal Securities in the Escrow Fund will not be sufficient to make any payment required by Section 5 hereof, the Escrow Agent shall notify the County of such fact and the County shall immediately cure the deficiency. Section 3. Deposit into Escrow Fund Concurrently with the delivery of the Refunding Bands, the County shall cause the following amounts, in cash and Federal Securities, to be transferred to the Escrow Agent from the proceeds of the Refunding Bonds and from funds maintained by the County for the Prior Bonds: (1) The amount of $2,499,233 for deposit into the 1.984-�2 Defeasance Account, including $2,0327,665 from proceeds of the 'Refunding Bonds, $209,967 from the reserve fund for the Prior Bonds, $197, 340 from the redemption fund for the Prior Bonds, and $64,261 from the improvement fund for the Prior Bonds, (2) The amount of $840,956 for deposit into the 1986-1 Defeasance Account, including $728, 555 from the proceeds of the Refunding;` Bonds, $27,711 from the reserve fund for the Prior Bonds, $56,525 from the redemption fund for the Prior Bonds and $28, 165 from the improvement fund for the Prior Bonds; 4. SECOND DRAFT JUNE 14, 1993 (3) The amount of $2,561,061 for deposit into the 1986-2 Defeasance Account, including $2, 109, 169 from the proceeds of the Refunding Bonds, $156,416 from the reserve fund for the Prior Bonds and $295,476 from the redemption fund for the Prior Bands; and (4) The amount of $6,384, 112 for deposit into the 1990-1 Defeasance Account, including $5,920,423 from the proceeds of the Refunding Bonds, $194,327 from the reserve fund for the Prior Bonds, $251,424 from the redemption fund for the Prior Bonds and $17,938 from the improvement fund for the Prior Bonds. Section 4. Investment of Deposit in Escrow Fund. The Escrow Agent shall 'invest the moneys deposited into the Escrow Fund pursuant to the preceding section in the Federal Securities set forth in Exhibit A attached hereto and by this reference incorporated herein (the " Escrowed Federal Securities") The Escrowed Federal Securities shall be deposited with and held by the Escrow Agent in the Escrow Fund solely for the uses and purposes set forth herein. Section 5. Instructions as to Application of-Deposit. The County hereby instructs the Escrow Agent as its agent., to apply the moneys and 'Escrowed Federal Securities deposited in the Escrow Fund pursuant to Section 3 hereof to; pay ' the redemption price of the Prior Bonds on 'September 2, >1993',, in the amounts set forth in Exhibit B attached hereto and by this reference incorporated herein. Section 6. Remaining Moneys; Unclaimed Moneys. ; The Escrow Agent shall hold' uninvested money, if any, remaining in the Escrow Fund until needed for payment of the redemption price of the Prior Bonds. Such moneys may be 'invested or reinvested as directed in writing by tho d fie oi` the County, but only if ,. ...... those directions are accompanied' by. ari opinion of Bond Counsel that investment in accordance with the directions will not affect the exclusion from gross income, for purposes of ''federal income taxes, of the interest payable with respect to the Refunding Bonds or payable with respect to the Prior Bonds. Any interest income resulting from 'investment or reinvestment of "moneys pursuant to this Section shall be paid to the County as soon ,as practicable but only after the 'payment and redemption in full of the 'Prior Bonds. Notwithstanding anything herein to the contrary, any money held by the Escrow Agent hereunder which remains unclaimed for two (2)' years after the date when the payment of interest, 5 SECOND DRAFT JUNE 14, 1993 premium (if any) and principal on the Prior 'Bonds have became payable, if the money was held by the Escrow Agent at that date, or for two (2,) years after the date of deposit of the money if deposited with the Escrow Agent after the date when those amounts; have become payable, shall be repaid by the Escrow Agent to the County as its absolute >property; free from trust. The Escrow Agent shall thereupon be released and discharged with respect to those amounts and the holders of the ''Prior Bonds shall look only to the County for these payments. Section 7. Substitution of Federal Securities. The County at any time may direct the Escrow Agent in writing to substitute Federal Securities then issued by the United States of America for any Federal Securities then deposited in the Escrow Fund, 'provided that: (1) as used in this Agreement, the term "Federal Securities" shall be 'restricted to direct non-callable obligations of the United States of America or securities fully and unconditionally guaranteed as to the timely payment of principal 'and 'interest 'by the United States of America,; and to which the full faith and credit of the United States of America has been pledged; and (2) any :direction to substitute Federal Securities shall be accompanied by the certificate of an independent certified publicaccountant of favorable national reputation experienced in the refunding of obligations of political subdivisions that the Federal Securities in the Escrow Fund after substitution, together with interest to be derived therefrom,', shall be sufficient to make the payments' specified in Section" 5 hereof and, further to be accompanied with an opinion of Bond Counsel that the substitution will not affect the exclusion from gross income, for purposes of federal income taxes, of the interest payable with respect to the Refunding Bonds or payable with respect to the Prior Bonds. If after substitution any Defeasance Account contains an amount in excess of an amount sufficient to make the payments required by Section 5 hereof, the ;excess shall be paid to the County as soon as , practicable after the 'Escrow Agent receives written instructions from the County.' Section S. Notice of Redemption. ' The County shall take all steps required to ''redeem all Prior Bonds on September 2,` 1993, at a >redemption price equal to the principal amount thereof, plus accrued interest represented thereby to the, redemption date, plus 6' SECOND DRAFT JUNE 14, 1993 the premium required by the Prior Bonds. At the expense of the County the Escrow Agent, as registrar and paying agent of the Prior Bonds, shall cause notice of redemption to be mailed to the persons, within the time and in the form specified by the Improvement Bond Act of 1915. Section 9. Application of Certain Terms of the Prior Bonds. All of the terms of the respective Prior Bonds regarding payments of principal, premium and interest with respect to the Prior Bonds are incorporated in this Agreement as if set forth in full herein. The Escrow Agent may resign at any time, effective on the appointment of' a successor Escrow Agent. On receiving notice of resignation the County shall promptly appoint a successor Escrow Agent. If the County fails to appoint a successor Escrow Agent within thirty (30) days after receiving notice, the resigning Escrow Agent may petition any court of competent jurisdiction for the appointment of a successor Escrow Agent. The County at any time may remove the Escrow Agent initially appointed and any successor thereto and may appoint a successor in writing. Upon removal the predecessor Escrow Agent shall deliver all cash, deposits, investments and other items in its possession to the successor Escrow Agent. , Section 10. Compensation to Escrow Agent; Indemnity and Hold Harmless Protection for Escrow Agent. The County shall indemnify and hold harmless the Escrow Agent for out-of-pocket costs such as mailing costs, redemption expenses, legal fees and other costs and expenses relating hereto and, in addition, fees, costs and expenses relating to the purchase of any Federal Securities and reimburse the Escrow Agent for all its advances and expenditures of independent accountants, counsel and engineers or other experts employed by it in the exercise and performance of its rights and obligations hereunder, and indemnify and save the Escrow Agent harmless against liabilities, costs or claims either (a) arising from the Escrow Agent's exercise and performance of its rights and obligations hereunder, except for the Escrow Agent's negligence or willful misconduct, or (b) arising out of breach by the County of any covenants, conditions or other obligations to be performed or observed by the County hereunder. Under no circumstances shall amounts deposited in the Escrow Fund be deemed to be available for the purpose of indemnification. The Escrow Agent shall be paid its annual administration fees and out-of- pocket expenses upon billing. Section 11. Limitations oLi. Responsibility of Escrow Agent. The statements, agreements, conditions, covenants and terms contained in the proceedings for issuanceof the Prior Bonds or the Refunding Bonds shall be taken as statements, agreements, 7 SECOND DRAFT JUNE 14, 1993 conditions, covenants and terms of the County, and the Escrow Agent does not assume any responsibility for the correctness of the same or for the observance or performance by the County of the same and does not make any representation As to the sufficiency or validity of the Prior Bonds or the Refunding Bonds or the adequacy of the escrowed Federal Securities to pay the amounts due on the Prior Bonds. The Escrow Agent shall not incur any responsibility in respect hereof other than in connection with the rights and obligations assigned to or imposed upon 'it herein, and as respects such rights and obligations shall not be liable in connection with the performance thereof except for its own negligence or willful misconduct. The Escrow Agent shall have no responsibility to see to the deposit with the Escrow Agent of amounts to be, deposited by others under this Agreement. The Escrow Agent may conclusively rely on the written instructions, representations and calculations received by it from the County or from 'any officer or agent of the County and the Escrow Agent shall be entitled to receive written instructions from the County with regard to any deposits or other matters. Section 12. Protection of Escrow Agent. The Escrow Agent shall incur no liability in acting in good faith on any document that it believes to be genuine and to have been duly given. The Escrow Agent shall have no duty to investigate or quiistion the statements contained in any document, but may rely on them as truthful and accurate. The Escrow Agent may consult with counsel, who may be counsel to the County or Bond Counsel, with regard to legal questions, and the opinion of counsel shall provide full and complete authorization and protection in respect of any action taken or permitted hereunder in good faith. The Escrow Agent shall not be liable for any error of judgment made in good faith by a responsible officer, unless it shall be proved that the Escrow Agent was negligent in ascertaining the pertinent facts. The Escrow Agent shall not be requited to expend or risk its own funds or incur any financial liability in the performance of its duties hereunder, or in the exercise of any of its rights or powers. The Escrow Agent shall not be accountable for the use or application by the County of the Refunding Bonds or the proceeds thereof. Section 13. Evidence of Matters. The Escrow Agent is entitled to rely on the certificate of an Authorized officer of the County, but in its discretion the Escrow Agent may require other or further evidence before acting or withholding action. 8 SECOND DRAFT JUNE 14', 1993 Section 14. Notices. All written; notices to be given under 'this' Agreement shall be given by mail to the party entitled: thereto at its address set forth below, or at such address as the party may provide to the other parties in writing from time to time. If to the County: County of Contra Costa c/o Clerk of the Board of Supervisors 651 Fine street Martinez, CA 94553 If to Escrow Agent: Bank of America National Trust and Savings Association one Embarcadero Center, 20th Floor San Francisco, California 94111 Attn: Corporate Trust Administration Section 15. California Law. This Agreement shall be construed and governed in accordance with the laws of the State of California. Section 16. Severability. Any provision of this Agreement found to be prohibited by law shall be ineffective only to the extent of such prohibition, and shall not invalidate the remainder of this Agreement. Section 1.7. Execution in Counterpart. This Agreement ` may be executed in counterparts, and each counterpart shall be deemed to be an original. All counterparts shall be deemed to be one and the same instrument. IN WITNESS WHEREOF, the Escrow. Agent and the County have each caused this Agreement to be executed by, their duly authorized officers all as of the date first above written. COUNTY':OF CONTRA COSTA, a political subdivision of the State of California By 9 SECOND DRAFT JUNE 14', 1993 ATTEST. By ef the Beard BANK OF AMERICA, National Trust and Savings Association as Escrow Agent By Title: 10 6 SECOND DRAFT JUNE 14, 1993 EXHIBIT A ESCROWED FEDERAL SECURITIES 11 SECOND DRAFT JUNE 14, 1993 EXHIBIT B REDEMPTION PAYMENTS DEFEASANCE ESCROW ACCOUNTS Account Principal Interest Premium Total 12 ........................ ...... ............. EXHIBIT C United States of America State of California County of Contra Costa REGISTERED REGISTERED Number $ LIMITED OBLIGATION REFUNDING BOND COUNTY OF CONTRA COSTA* REASSESSMENT DITRICT No. 1993- (verbal description] SERIES No. 1993-_ INTEREST RATE MATURITY DATE BOND DATE (SEE MATURITY SCHEDULE ATTACHED) REGISTERED OWNER: PRINCIPAL SUM: Under and by virtue of the Refunding Act of 1984 for 1915 Improvement Act Bonds, Division 11.5 of the Streets and Highways Code, (the "Act") , the County of Contra Costa, State of California, (the "County") , will, out of the redemption fund for the payment of the bonds issued upon the unpaid portion of reassessments made for the refunding of all outstanding 1915 Act bonds in Reassessment District No. 1993-_, [verbal description] more fully described in the Resolution of Intention adopted by the Board of Supervisors of the County of Contra Costa on the 15th day of June, 1993, pay to the registered owner stated above or registered assigns, on the maturity date stated above, the principal sum stated above, in lawful money of the United States of America and in like manner will pay interest from the interest payment date next preceding the date on which this Bond is authenticated, unless this Bond is authenticated and registered as of an interest payment date, in which event it shall bear interest from such interest payment date, or unless this Bond is authenticated and registered prior to March 2 , 1994, in which event it shall bear interest from its date, until payment of such principal sum shall have been discharged, at the rate per annum stated above, payable semiannually on March 2 and September 2 in each year commencing on March 2, ', 1994. Both the principal hereof and redemption premium hereon are payable at the office of County Treasurer of the County of Contra Costa, as Paying Agent, Registrar and Transfer Agent, inMartinezt California, and the a,%J# E.I AHIBIT C ............ interest hereon is payable by check or draft mailed to the owner hereof at the owner's address as it appears on the registration books of the County, or at such address as may have been filed with the County for that purpose, as of the fifteenth day, of the month preceding each interest payment date. REFERENCE IS MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH IN THE REVERSE SIDE HEREOF WHICH SHALL FOR ALL PURPOSES HAVE THE SAME EFFECT AS THOUGH FULLY SET FORTH HEREIN. This Bond will continue to bear interest after maturity at the rate above stated, provided, it is presented at maturity and payment thereof is refused upon the sole ground that there are not sufficient moneys in said redemption fund with which to pay same. if it is not presented at maturity, interest thereon will run until maturity. This Bond shall not be entitled to any benefit under the Act or the Resolution Authorizing Issuance and Sale of Refunding Bonds (the "Resolution of Issuance") , or become valid or obligatory for any purpose, until the certificate of authentication and registration hereon endorsed shall have been dated and signed by the County. IN WITNESS WHEREOF, said County of Contra Costa has caused this Bond to be signed in facsimile by the Treasurer of said County and by its Clerk of the Board of Supervisors, and has caused its corporate seal to be reproduced in facsimile hereon all as of the 1st day of July, 1993. COUNTY OF CONTRA COSTA Clerk of the Board Treasurer of Supervisors (SEAL) Certificate of Authentication and Registration This is one of the Bonds described in the within mentioned Resolution of Issuance, which has been authenticated and registered on COUNTY OF CONTRA COSTA as paying agent, registrar and transfer agent Authorized officer 2 ..... ..... (REVERSE OF BOND) LIMITED OBLIGATION REFUNDING BOND COUNTY OF CONTRA COSTA* REASSESSMENT DITRICT NO. 1993- (verbal description) SERIES NO. 1993- ADDITIONAL PROVISIONS OF_THE BOND This Bond is one of several annual series of bonds of like date, tenor and effect, but differing in amounts, maturities and interest rates, issued by the County under the Act and the Resolution of Issuance, for the purpose of refunding bonds described in said proceedings, and is secured by the moneys in said redemption fund and by the unpaid portion of said reassessments made for the .payment of said improvements, and, including principal and interest, is payable exclusively out of said fund. This Bond is transferable by the registered owner hereof, in person or by the owner's attorney duly authorized in writing, at said office of the county Treasurer, subject to the terms and conditions provided in the Resolution of Issuance, including the payment of certain charges, if any, upon surrender and cancellation of this Bond. Upon such transfer, a new registered Bond or Bonds, of any authorized denomination or denominations, of the same maturity, for the same aggregate principal amount, will be issued to the transferee in exchange therefor. Bonds shall be registered only in the name of an individual (including joint owners) , a corporation, a partnership or a trust. The County Treasurer shall not be required to make such exchange or registration of transfer of bonds during the period commencing with the fifteenth day of the month preceding any interest payment date and ending on said interest payment date. The County will not obligate itself to advance available funds from the County treasury to cure any deficiency which may occur in the bond redemption fund. A determination not to obligate itself shall not prevent the County from, in its sole discretion, so advancing funds. The County may treat the registered owner hereof as the absolute owner for all purposes, and the County shall not be affected by any notice to the contrary. This Bond or any portion of it in the amount of $5, 000 or any integral multiple thereof, may be redeemed and paid in 3