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HomeMy WebLinkAboutMINUTES - 11152005 - C100 C�lars TO: BOARD OF SUPERVISORS ?�=$ �`:,. Contra off FROM: JOHN SWEETEN, COSta o �,�, t' COUNTY ADMINISTRATOR �`•^^ , ' N `� CO U nty DATE: November 15, 2005 � c�" SUBJECT: EMPLOYEE RETIREMENT PLAN CONTRIBUTION RATES FOR FISCAL YEAR 2006-07 SPECIFIC REQUEST(S)OR RECOMMENDATION(S)&BACKGROUND AND JUSTIFICATION RECOMMENDATION: ADOPT the attached resolution approved by the Retirement Board, which establishes the retirement plan contribution rates for employers and employees effective July 1 , 2006 through June 30, 2007. BACKGROUND: Each year, the Retirement Board establishes contribution rates for employee retirement plans based on an annual actuarial valuation study. Last June, the Retirement Board adopted the attached resolution establishing employee and employer rates for Tier I, Tier 11, Tier I I I and Safety retirement plans for the 2006-07 fiscal year. These rates will be included in the forecast for the 2006-07 budget. CONTINUED ON ATTACHMENT: AYES SIGNATURE: J RECOMMENDATION OF COUNTY ADMINISTRATOR RECOMMENDATION OF BOARD COMMITTEE . APPROVE OTHER SIGNATURE(S): ACTION OF BOONO V I100 APPROVED AS RECOMMENDED OTHER VOTE OF SUPERVISORS I HEREBY CERTIFY THAT THIS IS A TRUE AND CORRECT � COPY OF AN ACTION TAKEN AND ENTERED ON MINUTES OF No UNANIMOUS(ABSENT THE BOARD OF SUPERVISORS ON THE DATE SHOWN. �l L ) AYES: NOES: ABSENT: ABSTAIN: Contact: Cc: Steve Ybarra,Auditor's Office ATTESTED Y �' J��'�-e Al. �OHN SWEETEN,CLERK OF THE B ARD OFSUPERVISORS BY: �����-'z. � /�../ �_ , DEPUTY THE BOARD OF SUPERVISORS OF CONTRA COSTA COUNTY, CALIFORNIA Adopted this Order on by the following vote: AYES: Gioia,Piepho,DeSaulnierg Glover and Uilkema NOES* None ABSENT: None ABSTAIN: None SUBJECT: Approving Contribution Rates to be charged and Resolution Nw Interest to be credited,by the Contra Costa County Employees' Retirement Association. Pursuant to Government Code Section 31454.and on recommendation of the Board of the Contra Costa County Employees' Retirement Association, BE IT RESOLVED that the following contribution rates are approved to be effective for the period July 1, 2006 through June 30, 20070 I. Basic Retirement Benefit Rate Component (payable as a % of compensation) Con Fire & County* District* M/O Fire** For General Members Under the 111.67% at 5511 benefit schedule (Sec. 31676.11) 1. General Members—Tier I covered by Social Security, N 0 On the first $350 of earnable monthly compensation* N/A 13.88% N/A N On earnable compensation in excess of$350 monthly: N/A 20.82% N/A 2. General Members—Tier I not covered by Social-Security.- N/A 20.82% N/A 3. General Members—Tier II: N/A 1681% N/A E 4. General Members-Tier III: N H w"On the first $350 of earnable monthly compensation. N/A 12-71% N/A On earnable compensation in excess of$350 monthly: N/A 19.07% N/A A- N For Safety Members Under the 112% at 5011 benefit schedule C 1. Safety Members: N/A 24,01% N/A E D For Employee Rates under the above benefit schedules See attached rate sheets A, B, C and D. D. For General Members Under the 112% at 5511 benefit schedule (Sec. 31676-16) 1. General Members—Tier I covered by Social Security, On the first $350 of earnable monthly compensation: 12,53% 15.38% 9.42% E On earnable compensation in excess of$350 monthly: 18.80% 23,07% 14,13% N 2. General Members Tier I not covered by Social Security: 18.80% 23.07% 14,13% H 3. General Members - Tier 1111: A On the first $350 of earnable monthly compensation. 11949% 14,68% N/A N On earnable compensation in excess of$350 monthly*. 17,23% 22902% N/A C E E. For Safety Members Under the 9% at 5011 benefit schedule (Sec. 31664.1) D 1. Safety Members* 32.58% 40,58% 23.81% F. For Employee Rates under the above benefit schedules See attached rate sheets E,F and Go oZo�s/738' ADMINISTRATION CONTRIBUTIONS (Resolution) *The Pension Obligation Bonds 'issued by the County in March 1994 and April 2003, affected'contribution rates for certain County employers. The following non-County employers who participate in the Retirement Association are referred to as 'Districts". All other departments/employers are referred to as "County". *Bethel Island Municipal Improvement District *Byron, Brentwood Knightsen Union Cemetery District *Central Contra Costa Sanitary District *Contra Costa County Employees' Retirement Association *Contra Costa Housing Authority *Contra Costa Mosquito and Vector Control District *Local Agency Formation Commission *Rodeo Sanitary District *In-H-ome,Supportive Services Authority *First 5 - Children&Families C *East Contra Costa Fire Protection District *Rodeo-Hercules Fire Protection District *San Ramon Valley Fire Protection District "Contra Costa County Fire Protection District and Moraga-Orinda Fire Protection District issued Pension Obligation Bonds in 2005 which affected contribution rates for these two employers. They are the only two employers using contribution rates under this column. 0"' �2ovs `7,�8' ADMINISTRATION CONTRIBUTIONS (Resolution) CONTRA COSTA COUNTY EMPLOYEE RETIREMENT ASSOCIATION EMPLOYER RATES FOR DISTRICTS AT VARIOUS SUBVENTION LEVELS NON-ENHANCED BENEFITS Eff. July 1, 2006 Subvention Levels 50% 75% 100% TIER 1 (Aggregate) Basic 20.28% 20.28% 20,28% Subvention 3.79°l0 5.69% 7.58% Basic+Subvention 24.07% 25-97% 27-86% COL 8.49% 8.49% 8.49% Total 32.56% 34.46% 36.35% TIER 11 Basic 16.81% 16.81% 16-81% Subvention 1.49% 2.24% 2.98% Basic+Subvention 18-30% 19-05% 19.79% COL 8.07% 8.07% 8.07%0 Total 26-37% 27.12% 27-86% TIER III (Aggregate)- Basic 18.70% 18.70% 18.70% Subvention 3.77% 5.66% 7.54% Basic+Subvention 22.47% 24-36% 26.24% COL 8.06% 8.06% 8.06% Total 30-53% 32.42% 34.30% SAFETY Basic 24.01% 24.01% 24.01% .Subvention 4.79% 7.19% 9.58% Basic+Subvention 28.80% 31.20% 33,59% COL 12.27% 12.27% 12.27% Total 41.07% 43.47% 45.86% All rates above are as a percent of payroll. Employee contribution rates vary depending upon their age at entry. For this reason,subvention percents above are averages for that coverage category. To compute the exact-subvdntion percent for each employee,do the following: 1. Find the employee's basic contribution rate on the attached charts using the coverage category and the employee's entry age. Only the Basic rate can be subverted. 2. Multiply this by your subvention percent(ie.50%,75%,etc.). 3. Multiply this result by the reduction factor for that employment category: Tier 1 .9956 Tier 11 9964 Tier 111 1.0000 Safety .9974 CAUTION '- These rates are for employer subvention NOT employer pick-up of employee contribution rates. When an employer subverts,the contribution subverted is not placed in the members account and is therefore not available to the member as a refund. For this reason,the employer pays the contribution at a discount(ie.The "reduction factor"). Employer pick-ups of employee contributions are those made under Section 414(h)(2)of the Internal Revenue Code. These contributions are added to the members account,are available to the member as a refund,and are considered by the retirement system as part of the member's compensation for retirement purposes. TAContributions\Subvention lvls\2006-07\subvention levels unenhanced 7-1-06 0.1 a�00 CONTRA COSTA COUNTY EMPLOYEES' RETIREMENT ASSOCIATION EMPLOYER RATES FOR DISTRICTS AT VARIOUS SUBVENTION LEVELS ENHANCED BENEFITS Eff.July 1, 2006 Subvention levels 50% 75% 100% TIER I (Aggregate) Basic 22-63% 22.63% 22.63% Subvention 3.11%, 4.67% 6.22% Basic+Subvention 25,74% 27.30% 28.85% . COL 9.10% 9.10% 9.10% Total 34-84% 36.40% 37-95% TIER III (Aggregate) Basic 21.47% 21.47% 21.47% Subvention 3.33% 5.00% 6.66% Basic+Subvention 24-80% 26.47% 28-13% COL 8.52% 8.52% 8.52% Total 33.32% 34.99% 36-65% SAFETY Basic 40.58% 40.58% 40-58% Subvention. 4.64% 6.96% 9.28% Basic+Subvention 45.22% 47.54% 49-86% COL 18-66% 18.66% 18.66% Total 63.88% 66.20% 68-52% All rates above are as a percent of payroll. Employee contribution rates vary depending upon their age at entry. For this reason,subvention percents above are averages for that coverage category. To compute the exact'subvention percent for each employee,do the following: 1. Find the employee's basic contribution rate on the attached charts using the coverage category and the employee's entry age. Only the Basic rate can be subvented,. 2. Multiply this by your subvention percent(ie.50%,75%,etc.). 3. Multiply this result by the reduction factor for that employment category: Tier 1 .9985 Tier 111 .9962 Safety .9980 CAUTION - These rates are for employer subvention NOT employer pick-up of employee contribution rates. When an employer subvents,the contribution subvented is not placed in the members account and is therefore not available to the member as a refund. For this reason,the employer pays the contribution at a discount(ie.The "reduction factor"). Employer pick-ups of employee contributions are thosemade under Section 414(h)(2)of the Internal Revenue Code. These contributions are added to the member's account,are available to the member as a refund,and are considered by the retirement system as part of the member's compensation for retirement purposes. TAContributions\Subvention lvls\2006-07\subvention levels enhanced 7-1-06 -0 0� 7j� CONTRA COSTA COUNTY EMPLOYEES" RETIREMENT ASSOCIATION ADJUSTING RATES TO REFLECT EMPLOYEE PAYMENT OF-EMPLOYER COST A provision in the law allows safety members to defray the employer cost for the "3% at 50" enhanced benefit. If you are providing the"3% at 50" enhanced benefit to your safety employees and if your employees have agreed to defray part of your increased cost, you will need to adjust both employee and employer rates: Employee -t -sharing percent of rate—Increase he employee's rate by the cost payroll agreed upon. Employer rate—Decrease the employer's rate by a percent of the cost-sharing - A- percent of payroll using the Safety refundability factor(.9980 for FY 2006-07) EXAMPLE: If the cost-sharing percent is 9.0%, Employee rates should be increased by 9.0%. The employer rate should be decreased by (9.0%x.9980) 8.982% Employer Contribution Prepayment Program & Discount Factor for 2006w07 If you are currently participating in the prepayment program and wish to continue, you don't need to do anything other than prepay the July 1, 2006 through June 30, 2007 contributions by July 31, 2006. If you wish to start participating, please contact the Retirement Office by March 31, 2006* The discount factor for the fiscal year July 1, 2006 through June 30, 2007 will remam* the same as the current factor of.958. rate sub chart 7-1-06 EE cost sharing SER 1 1.67'% @ 55" (Non am Enhanced) Effective 7/1/06 so 6/30/07' F A (Expressed as a Percentage of Monthly Payroll) Entry Basic COLA Total Age FIRST$350 OVER$350 FIRST$350 OVER FIRST$350 OVER$350 15 5.40% 8.10% 2.65% 3.97% 8.05% 12.07% 16 5.35% 8.02% 2.62% 3.93% 7.97% 11.95% 17 5.29% 7.93% 2.59% 3.88% 7.88% 11.81% 18 5.23% 7.85% 2.56% 3.84% 7.79% 11.69% 19 5.19% 7.78% 2.54% 3.81% 7.73% 11.59% 20 5.15% 7.72% 2.52% 3.78% 7.67% 11.50% 21 5.11% 7.67% 2.51% 3.76*/o 7.62% 11.43% 22 5.09% 7.63% 2.49% 3.74% 7.58% 11.37% 23 5.07% 7.60% 2.48% 3.72% 7.55% 11.32% 24 5.05% 7.58% 2.47% 3.71% 7.52% 11.29% 25 5.04% 7.56% 2.47% 3.70% 7.51%. 11.26% 26 5.03% 7.55% 2.4714 3.707a 7.50% 11.25% 27 5.03% 7.54% 2.46% 3.69% 7.49% 11.23% 28 5.03% 7.55% 2.47% 3.70% 7.50% 11.25% 29 5.03% 7.55% 2.47% 3.70% 7.50% 11.25% 30 5.04% 7.56% 2.47% 3.70% 7.51% 11.26% 31 5.05% 7.57% 2.47% 3.71% 7.52% 11.28% 32 5.06% 7.59% 2.48% 3.72% 7.54% 11.31% 33 5.07% 7.61% 2.49% 3.73% 7.56% 11.34% 34 5.09% 7.64% 2.49% 3.74% 7.58% 11.38% 35 5.11% 7.67% 2.51% 3.76% 7.62% 11.43% 36 5.14% 7.71% 2.51% 3.7714 7.65% 11.48% 37 5.17% 7.75% 2.53% 3.79% 7.70% 11.54% 38 5.19% 7.79% 2.54% 3.81% 7.73% 11.60% 39 5.23% 7.84% 2.56% 3.84% 7.79% 11.68% 40 5.26% 7.89% 2.57% 3.86% 7.83% 11.75% 41 5.29% 7.94% 2.59% 3.89% 7.88% 11.83% 42 5.33% 7.99% 2.61% 3.91% 7.94% 11.90% 43 5.37% 8.05% 2.63% 3.94% 8.00% 11.99% 44 5.41% 8.11% 2.65% 3.97% 8.06% 12.08% 45 5.45% 8.18% 2.67% 4.00% 8.12% 12.18% 46 5.50% 8.25% 2.69% 4.04% 8.19% 12.29% 47 5.55% 8.32% 2.71% 4.07% 8.26% 12.39% 48 5.58% 8.37% 2.73% 4.10% 8.31% 12.47% 49 5.63% 8.44% 2.75% 4.13% 8.38% 12.57% 50 5.6714 8.51% 2.78% 4.17% 8.45% 12.68% 51 5.74% 8.61% 2.81% 4.22% 8.55% 12.83% 52 5.77% 8.65% 2.83% 4.24% 8.60% 12.89% 53 5.82% 8.73% 2.8510 4.27% 8.67% 13.00% 54 5.85% 8.77% 2.8610 4.29% 8.71% 13.06% 55 5.85% 807710 2.86% 4.29% 8.71% 13.06% 56 5.85% 8.77% 2.86% 4.29% 8.71% 13.06% 57 5.85% 8.77% 2.86% 4.29% 8.71% 13.06% 58 5.85% 8.77% 2.86% 4.29% 8.71% 13.06% 59 5.85% 8.77% 2.86% 4.29% 8.71% 13.06% 60 5.85% 8.77% 2.86% 4.29% 8.71% 13.06% COLA Loading Factor: 48.96% "NOTE: All rates above assume the employee is covered under Social Security. If the employee is not under bociai Security,use the--uvtRjosov-rate and apply it To aii reported compensation. GenMemkates unenhanced 7-1-06 Exhibit A 000 E R 11 "1,013% 55" Effective 7/1/06 -m 6/30/0. 7 (Expressed as a Percentage of Monthly Payroll) Entry Age Basic COLA Total 15 3.06% 1.50% 4.56% 16 3.03% 1.48% 4.51% 17 3.00% 1.47% 4.47% 18 2.97% 1.45% 4.42% 19 2.94% 1.44% 4.38% 20 2.92% 1.43% 4.35% 21 2.90% 1.42% 4.32% 22 2.880/a -1.41% 4.29% 23 2.87% 1.41% 4.28% 24 2.86% 1.40% 4.26% 25 2.86% 1.40% 4.26% 26 2.85% 1.40% 4.25% 27 2.85% 1.40% 4.25% 28 2.85% 1.40% 4.25% 29 2.85% 1.40% 4.25% 30 2.86% 1.40% 4.26% 31 2.86% 1.40% 4.26% 32 2.8710 1.41% 4.28% 33 2.88% 1.41% 4.29% 34 2.89% 1.41% 4.30% 35 2.90% 1.42% 4.32% 36 2.91% 1.42% 4.33% 37 2.93% 1.43% 4.36% 38 2.95% 1.44% 4.39% 39 2.96% 1.45% 4.41% 40 2.98% 1.46% 4.44% 41 3.00% 1.47% 4.47% 42 3.02% 1.48% 4.50% 43 3.04% 1.49% 4.53% 44 3.07% 1.50% 4.57% 45 3.09% 1.51% 4.60% 46 3.11% 1.52% 4.63% 47 3.14% 1.54% 4.68% 48 3.17% 1.55% 4.72% 49 3.19% 1.56% 4.75% 50 3.24% 1.59% 4.83% 51 3.24% 1.590/a 4.83% 52 3.30% 1.62% 4.92% 53 3.44% 1.68%. 5.12% 54 3.51% 1.72% 5.23% 55 3.51% 1.72% 5.23% 56 3.51% 1.72% 5.23% 57 3.51% 1.72% 5.23% 58 3.51% 1.72% 5.23% 59 3.51% 1.72% 5.23% 60 3.51% 1.72% 5.23% COLA Loading Factor: 48.96% GenMemkates unenhanced 7-1-06 Exhibit R SER 111 1.67% @ 55" (Non am Enhanced) Effective ? 1/ /06� 6/30/07 E C (Expressed as a Percentage of Monthly Payroll) Entry Basic COLA Total ^ FIRST$350 OVER$350 FIRST$350 OVER FIRST$350 OVER$350 15 5.40% 8.10% 2.15% 3.22% 7.55% 11.32% 16 5.35% 8.02% 2.13% 3.19% 7.48% 11.21% 17 5.29% 7.93% 2.10% 3.15% 7.39% 11.08% 18 5.23% 7.85% 2.08% 3.12% 7.31% 10.97% 19 5.19% 7.78% 2.06% 3.09% 7.25% 10.870/9 20 5.15% 7.72% 2.05% 3.07% 7.20% 10.79% 21 5.11% 7.67% 2.03% 3.05% 7.14% 10.72% 22 5.09% 7.63% 2.02% 3.03% 7.11% 10.66% 23 5.07% 7.60% 2.01% 3.02% 7.08% 10.62% 24 5.05% 7.58% 2.01% 3.01% 7.06% 10.59% 25 5.04% 7.56% 2.01% 3.01% 7.05% 10.57% 26 5.03% 7.55% 2.00% 3.00% 7.03% 10.55% 27 5.03% 7.54% 2.00% 3.00% 7.03% 10.54% 28 5.03% 7.55% 2.00% 3.00% 7.03% 10.55% 29 5.03% 7.55% 2.00% 3.00% 7.03% 10.55% 30 5.04% 7.56% 2.01% 3.01% 7.05% 10.57% 31 5.05% 7.57% 2.01% 3.01% 7.06% 10.58% 32 5.06% 7.59% 2.01% 3.02% 7.07% 10.61% 33 5.07% 7.61% 2.02% 3.03% 7.09% 10.64% 34 5.09% 7.64% 2.03% 3.04% 7.12% 10.68% 35 5.11% 7.67% 2.03% 3.05% 7.14% 10.72% 36 5.14% 7.71% 2.05% 3.07% 7.19% 10.78% 37 5.17% 7.75% 2.05% 3.08% 7.22% 10.83% 38 5.19% 7.79% 2.07% 3.10% 7.26% 10.89% 39 5.23% 7.84% 2.08% 3.12% 7.31% 10.96% 40 5.26% 7.89% 2.09% 3.14% 7.35% 11.03% 41 5.29% 7.94% 2.11% 3.16% 7.40% 11.10% 42 5.33% 7.99% 2.12% 3.18% 7.45% 11.17% 43 5.37% 8.05% 2.13% 3.20% 7.50% 11.25% 44 5.41% 8.11% 2.15% 3.22% 7.56% 11.33% 45 5.45% 8.18% 2.17% 3.25% 7.62% 11.43% 46 5.50% 8.25% 2.19% 3.28% 7.69% 11.53% 47 5.55% 8.32% 2.21% 3.31% 7.76% 11.63% 48 5.58% 8.37% 2.22% 3.33% 7.80% 11.70% 49 5.63% 8.44% 2.24% 3.36% 7.87% 11.80% 50 5.67% 8.51% 2.25% 3.38% 7.92% 11.89% 51 5.74% 8.61% 2.28% 3.42% 8.02% 12.03% 52 5.77% 8.65% 2.29% 3.44% 8.06% 12.09% 53 5.82% 8.73% 2.31% 3.47% 8.13% 12.20% 54 5.85% 8.77% 2.33% 3.49% 8.18% 12.26% 55 5.85% 8.77% 2.33% 3.49% 8.18% 12.26% 56 5.85% 8.77% 2.33% 3.49% 8.18% 12.26% 57 5.85% 8.77% 2.33% 3.49% 8.18% 12.26% 58 5.85% 8.77% 2.33% 3.49% 8.18% 12.26% 59 5.85% 8.77% 2.33% 3.49% 8.18% 12.26% 60 5.85% 8.77% 2.33% 3.49% 8.18% 12.26% COLA Loading Factor:39.76% "NOTE: All rates above assume the employee is covered under Social Security. If the employee is not under Social Security,use the"OVER$350"rate and apply it to all reported compensation. GenMemRates unenhanced 7-1-06 Exhibit C SAFM 112&7'op @ 50" (Non-Enhanced) Effective 7/1/06 w 6/30/07 (Expressed as a Percentage of Monthly Payroll) Entry Age Basic COLA Total 15 9.76% 4.78% 14.54% 16 9.76% 4.78% 14.54% 17 9.76% 4.78% 14.54% 18 9.76% 4.78% 14.54% 19 9.76% 4.78% 14.54% 20 9.76% 4.78% 14.54% 21 9.68% 4.74% 14.42% 22 9.61% 4.71% 14.32% 23 9.54% 4.67% 14.21% 24 9.49% 4.65% 14.14% 25 9.45% 4.63% 14.08% 26 9.42% 4.61% 14.03% 27 9.39% 4.60% 13.99% 28 9.39% 4.60% 13.99% 29 9.39% 4.60% 13.99% 30 9.40% 4.60% 14.00% 31 9.43% 4.62% 14.05% 32 9.46% 4.63% 14.09% 33 9.50% 4.65% 14.15% 34 9.56% 4.68% 14.24% 35 9.61% 4.71% 14.32% 36 9.66% 4.73% 14.39% 37 9.73% 4.76% 14.49% 38 9.80% 4.80% 14.60% 39 9.88% 4.84% 14.72% 40 9.94% 4.87% 14.81% 41 10.02% 4.91% 14.93% 42 10.12% 4.95% 15.07% 43 10.18% 4.98% 15.16% 44 10.27% 5.03% 15.30% 45 10.38% 5.08% 15.46% 46 10.48% 5.13% 15.61% 47 10.58% 5.18% 15.76% 48 10.63% 5.20% 15.83% 49 10.93% 5.35% 16.28% 50 10.93% 5.35% 16.28% 51 10.93% 5.35% 16.28% 52 10.93% 5.35% 16.28% 53 10.93% 5.35% 16.28% 54 10.93% 5.35% 16.28% 55 10.93% 5.35% 16.28% 56 10.93% 5.35% 16.28% 57 10.9310 5.35% 16.28% 58 10.93% 5.35% 16.28% 59 10.93% 5.35% 16.28% 60 10.93% 5.35% 16.28% COLA Loading Factor: 48.96% Safety Rates unenhanced 7-1-06 Exhibit 0 SER 1 112% @ 55" (Enhanced) Effective 7/1/06,w 6/30/07 (Expressed as a Percentsge of Monthly Payroll) Entry Basic COLA Total Age FIRST$350 4AVER X3,50 FIRST$350. OVER 35th FIRST$350 OVER 1350 15 4.62% 6.93% 2.75% 4.13% 7.37% 11.06% 16 4.57% 6.86% 2.73% 4.09% 7.30% 10.95% 17 4.53% 6.80% 2.70% 4.05% 7.23% 10.85% 18 4.50% 6.75% 2.68% 4.02% 7.18% 10.77% 19 4.46% 6.69% 2.66% 3.99% 7.12% 10.68% 20 4.43% 6.65% 2.64% 3.96% 7.07% 10.61% 21 4.41% 6.61% 2.63% 3.94% 7.04% 10.55% 22 4.39% 6.59% 2.62% 3.93% 7.01% 10.52% 23 4.38% 6.57% 2.61% 3.92% 6.99% 10.49% 24 4.37% 6.56% . 2.61% 3.91% 6.98% 10.47% 25 4.37% 6.55% 2.60% 3.90% 6.97% 10.45% 26 4.37% 6.55% 2.60% 3.90% 6.97% 10.45% 27 4.37% 6.55% 2.60% 3.90% 6.97% 10.45% 28 4.37% 6.55% 2.60% 3.90% 6.97% 10.45% 29 4.37% 6.56% 2.61% 3.91% 6.98% 10.47% 30 4.39% 6.58% 2.61% 3.92% 7.00% 10.50% 31 4.40% 6.60% 2.62% 3.93% 7.02% 10.53% 32 4.41% 6.62% 2.63% 3.95% 7.04% 10.57% 33 4.43% 6.64% 2.64% 3.96% 7.07% 10.60% 34 4.45% 6.67% 2.65% 3.98% 7.10% 10.65% 35 4.47% 6.71% 2.67% 4.00% 7.14% 10.71% 36 4.49% 6.74% 2.68% 4.02% 7.17% 10.76% 37 4.52% 6.78% 2.69% 4.04% 7.21% 10.82% 38 4.55% 6.82% 2.71% 4.06% 7.26% 10.88% 39 4.58% 6.87% 2.73% 4.09% 7.31% 10.96% 40 4.61% 6.92% 2.75% 4.12% 7.36% 11.04% 41 4.65% 6.97% 2.77% 4.15% 7.42% 11.12% 42 4.68% 7.02% 2.79% 4.18% 7.47% 11.20% 43 4.72% 7.08% 2.81% 4.22% 7.53% 11.30% 44 4.75% 7.13% 2.83% 4.25% 7.58% 11.38% 45 4.80% 7.20% 2.86% 4.29% 7.66% 11.49% 46 4.84% 7.26% 2.89% 4.33% 7.73% 11.59% 47 4.88% 7.32% 2.91% 4.36% 7.79% 11.68% 48 4.93% 7.39% 2.93% 4.40% 7.86% 11.79% 49 4.97% 7.45% 2.96% 4.44% 7.93% 11.89% 50 5.02% 7.53% 2.99% 4.49% 8.01% 12.02% 61 5.07% 7.60% 3.02% 4.53% 8.09% 12.13% 52 5.11% 7.67% 3.05% 4.57% 8.16% 12.24% 53 5.17% 7.75% 3.08% 4.62% 8.25% 12.37% 54 5.23% 7.84% 3.11% 4.67% 8.34% 12.51% 55 5.27% 7.91% 3.14% 4.71% 8.41% 12.62% 56 5.31% 7.96% 3.16% 4.74% 8.47% 12.70% 57 5.40% 8.10% 3.22% 4.83% 8.62% 12.93% 58 5.43% 8.15% 3.24% 4.86% 8.67% 13.01% 59 5.45% 8.18% 3.25% 4.88% 8.70% 13.06% 60 5.45% 8.18% 3.25% 4.88% 8.70% 13.06% COLA Loading Factor: 59.60% "NOTE: All rates above assume the employee is covered under Social Security. If the employee is not under Social Security,use the"OVER$350"rate and apply it to all reported compensation. GenMemkates enhanced 7-1-06 Exhibit E E R III "2*/o @ 55" (Enhanced) Effective 7/1/06 - 6/30/07 (Expressed as a Percentage of Monthly Payroll) Entry Basic COLA Total FIRST 13uu OVER 1350 FIRST OVER$350 FIRST$350 OVER$350 15 4.62% 6.93% 2.27% 3.40% 6.89.% 10.33% 16 4.57% 6.86% 2.25% 3.37% 6.82% 10.23% 17 4.53% 6.80% 2.23% 3.34% 6.76% 10.14% 18 4.50% 6.75% 2.21% 3.31% 6.71% 10.06% 19 4.46% 6.69% 2.19% 3.28% 6.65% 9.97% 20 4.43% 6.65% 2.17% 3.26% 6.6010 9.91% 21 4.41% 6.61% 2.16% 3.24% 6.57% 9.85% 22 4.39% 6.59% .2.157o 3.23% 6.54% 9.82% 23 4.38% 6.57% 2.15% 3.22% 6.53% 9.79% 24 4.37% 6.56% 2.15% 3.22% 6.52% 9.78% 25 4.37% 6.55% 2.14% 3.21% 6.51% 9.76% 26 4.37% 6.5510 2.14% 3.21% 6.51% 9.76% 27 4.37% 6.55% 2.14% 3.21% 6.51% 9.76% 28 4.37% 6.55% 2.14% 3.21% 6.51% 9.76% 29 4.37% 6.56% 2.15% 3.22% 6.52% 9.78% 30 4.39% 6.58% 2.15% 3.23% 6.54% 9.81% 31 4.40% 6.60% 2.16% 3.24% 6.56% 9.84% 32 4.41% 6.62% 2.17% 3.25% 6.58% 9.87% 33 4.43% 6.64% 2.17% 3.26% 6.60% 9.90% 34 4.45% 6.67% 2.18% .3.27% 6.63% 9.94% 35 4.47% 6.71% 2.19% 3.29% 6.66% 10.00% 36 4.49% 6.74% 2.21% 3.31% 6.70% 10.05% 37 4.52% 6.78% 2.22% 3.33% 6.74% 10.11% 38 4.55% 6.82% 2.23% 3.35% 6.78% 10.17% 39 4.58% 6.87% 2.25% 3.37% 6.83% 10.24% 40 4.61% 6.92% 2.26% 3.39% 6.87% 10.31% 41 4.65% 6.97% 2.28% 3.42% 6.93% 10.39% 42 4.68% 7.02% 2.29% 3.44% 6.97% 10.46% 43 4.72% 7.08% 2.31% 3.47% 7.03% 10.55% 44 4.75% 7.13% 2.33% 3.50% 7.08% 10.63% 45 4.80% 7.20% 2.35% 3.53% 7.15% 10.73% 46 4.84% 7.26% 2.37% 3.56% 7.21% 10.82% 47 4.88% 7.32% 2.39% 3.59% 7.27%) 10.91% 48 4.93% 7.39% 2.42% 3.63% 7.35% 11.02% 49 4.97% 7.45% 2.43% 3.65% 7.40% 11.10% 50 5.02% 7.53% 2.46% 3.69% 7.48% 11.22% 51 5.07% 7.60% 2.49% 3.7310 7.56% 11.33% 52 5.11% 7.67% 2.51% 3.76% 7.62% 11.43% 53 5.17% 7.75% 2.53% 3.80% 7.70% 11.55% 54 5.23% 7.84% 2.57% 3.85% 7.80% 11.69% 55 5.27% 7.91% 2.59% 3.88% 7.86% 11.79% 56 5.31% 7.96% 2.61% 3.91% 7.92% 11.87% 57 5.40% 8.10% 2.65% 3.97% 8.05% 12.07% 58 5.43% 8.15% 2.67% 4.00% 8.10% 12.15% 59 5.45% 8.1810 2.67% 4.01% 8.12% 12.19% 60 5.45% 8.18% 2.67% 4.01% 8.12% 12.19% COLA Loading Factor: 49.06% "NOTE: All rates above assume the employee is covered under Social Security. If the employee is not under Social Security,use the"OVER$350"rate and apply it to all reported compensation. GenMemRates enhanced 7-1-06 Exhibit F fr0000 SAFM "3*/o @ 50" (Enhanced) Effective 7/1/06 - 6/30/07 (Expressed as a Percentage of Monthly Payroll) Enta Aqe Basic COLA Total 15 9.76% 7.13% 16.89% 16 9.76% 7.13% 16.89% 17 9.76% 7.13% 16.89% 18 9.76% 7.13% 16.89% 0 9.76% 7.13% 16.89% 20 9.76% 7.13% 16.89% 21 9.68% 7.07% 16.75% 22 9.61% 7.02% 16.63% 23 9.54% 6.97% 16.51% 24 9.49% 6.93% 16.42% 25 9.45% 6.90% 16.35% 26 9.42% 6.88% 16.30% 27 9.39% 6.8610 16.25% 28 9.39% 6.86% 16.25% 29 9.39% 6.86% 16.25% 30 9.40% 6.86% 16.26% 31 9.43% 6.88% 16.31% 32 9.46% 6.91% 16.37% 33 9.50% 6.94% 16.44% 34 9.56% 6.98% 16.54% 35 9.61% 7.02% 16.63% 36 9.66% 7.05% 16.71% 37 9.73% 7.10% 16.83% 38 9.80% 7.15% 16.95% 39 9.88% 7.21% 17.09% 40 9.94% 7.26% 17.20% 41 10.02% 7.32% 17.34% 42 10.12% 7.39% 17.51% 43 10.18% 7.43% 17.61% 44 10.27% 7.50% 17.77% 45 10.38% 7.58% 17.96% 46 10.48% 7.65% 18.13% 47 10.58% 7.72% 18.30% 48 10.63% 7.76% 18.39% 49 10.93% 7.98% 18.91% 50 10.93% 7.98% 18.91% 51 10.93% 7.98% 18.91% 52 .10.93% 7.98% 18.91% 53 10.93% 7.98% 18.91% 54 10.93% 7.98% 18.91% 55 10.93% 7.98% 18.91% 56 10.93% 7.98% 18.91% 57 10.93% 7.9810 18.91% 58 10.93% 7.98% 18.91% 59 10.93% 7.98% 18.91% 60 10.93% 7.98% 18.91% COLA Loading Factor: 73.01% Safety Rates enhanced 7.1-06 Exhibit G