HomeMy WebLinkAboutMINUTES - 02262002 - D3 TO: BOARD OF SUPERVISORSf. �. Lantra'`
Costa
FROM: Dennis M. Barry,AICP M Count
Community Development Director
DATE: February 2 ,2002
SUBJECT: Analysis of Impediments to Fair Housing Choice
SPECIFIC REQUEST(S)OR RECOMMENDATIONS(S)&BACKGROUND AND JUSTIFICATION
RECOMMENDATIONS
ACCEPT the Analysis of Impediments to Fair Housing Choice as a fair housing study consistent with the
federal Consolidated Plan and Community Development Block Grant regulations.
FISCAL IMPACT
No direct General Fund impact.An Analysis of Impediments is a required component of the Contra Costa
Consortium Consolidated Plan(CP). An approved CP is required for local government participation in housing
and community development programs funded through the U.S. Department of Housing and Urban
Development(HUD),
BACKGROUND/REASONS FOR RECOMMENDATIONS
The Contra Costa Consortium was established in FY 1994 for purposes of participation in the HOME
Investment Partnership Act(HOME)program:and includes all of Contra Costa County with the exception of the
City of Richmond. Consortium members include Contra Costa County as the Urban County representative and
the participating jurisdictions of Antioch, Concord, Pittsburg, and Walnut Creek.. As the designated Consortium
representative, the County is authorized to act on the behalf of the Consortium.
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Contact Kara Douglas, 335-1253 ATTESTED Fphr„AY32'6- 26M
Orig: Community Development JOHN SWEETEN,CLEC`
cc County Administrator OF THE BOARD OF SUPERVISORS
County Counsel AND COUNTY ADMINISTRATOR
Auditor-Controller
BYE : ,DEPUTY
The Contra Costa Consortium Consolidated Plan(CP)outlines the priority needs, goals, and objectives,and
strategy for meeting its housing and community development needs using HUD entitlement grants from the
following programs: (1);Community Development Block Grants (CDBG); (2)HOME Investment Partnership
Act(HOME); (3)Emergency Shelter Grant(ESG); and(4)Housing Opportunities for Persons with AIDS
(HOPWA). A major focus of the CP is the provision of affordable housing,opportunities for very low and low-
income households and persons with special needs, many of whom are targets of housing discrimination. As
part of the CP,the Consortium must also certify that it actively furthers fair housing choice for all residents
through:
+ Conducting an analysis to identify impediments to fair housing choice;
• Taking appropriate actions to overcome the effects of any impediments identified through the analysis;
and
Maintaining records reflecting the analysis and actions taken.
This Analysis of Impediments (AI)to Fair Housing Choice constitutes the Consortium's effort in identifying
impediments to fair housing. It also provides recommended actions to overcome the effects of identified
impediments. Through the annual planning process,the CP will incorporate specific actions to he undertaken
during a fiscal year to remove impediments and to further fair housing choice.
Attachment: Contra Costa Consortium Analysis of Impediments to Fair Housing Choice, Executive Summary
KD W:\Sara\AI'01\board order-AI.doe
Analysis of impediments to Fair Housing Choice
EXECUTIVE SUMMARY
WHAT IS FAIRHOUSING?
Equal access to housing is fundamentalto each person in meeting essential needs and
pursuing personal, educational, employment, or other goals. In recognition of equal
housing access as a fundamental right, the federal and Mate of California governments:
have both established fair housing as a right protected by law.
Fair housing is a condition in which individuals of slmllar Income levels in the same housing market have a
Me range of choice available to them regardless of race, color, ancestry, national origln religion, sex,
disabillt},marital status, familial status, or any other arbitrary factor.
PURPOSE OF THIS REPORT
This Analysis of:Impediments (AI) to Fair Housing Choice for the Contra Costa Consortium
provides an overview of laws, regulations, conditions' or other possible obstacles that may
affect an individual or a household's access to housing. The AI involves:
♦ A comprehensive review of the laws, regulations, and administrative policies,
procedures, and practices;
r An assessment of how those laws affect the location, availability, and
accessibility of housing; and
♦ An assessment of conditions, both public and private, affecting' fair housing
choice.
This AI represents a coordinated effort among participating jurisdictions:in the Contra Costa
Consortium to address fair housing issues in the region.
GEOGRAPHIC AREAS COVERED
County unincorporated areas, as well as cities and towns with populations less than 50,000
can form an Urban County to participate in the Community Development Block Grant
(CDBG) program as long as the combined population is over 200,000. The Contra';Costa'
Urban County is comprised of the unincorporated areas, as well as the cities and towns of
Brentwood, Clayton, Danville, El Cerrito, Hercules, Lafayette, Martinez, Moraga, Oakley,
Orinda, Pinole, Pleasant Hill, San Pablo, and San Ramon. The combined population for the
Contra Costa Urban County was estimated at 516,200 according to the 2000 Census.
The cities of Antioch, Concord, Pittsburg, and Walnut Creek, and the Urban County form a
consortium for purposes of participation in the-federal HOME Investment Partnership Act
Program to carry out affordable 'housing activities. This consortium had a combined,,
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Analysis of Impediments to'Fair Housing Choice
population of 849,600in 2000. The goal of the consortium is to address regional housing
issues with coordinated efforts and funding.
SUMMARY ARY OF FINDINGS
The fair housing equation has two sides access to fair housing and availability of a range
of housing choices. This AI provides an overview of the demographic, income, and housing
profiles in the Consortium, identifying the special needs groups and the existing availability
of housing choices.' The AI further looks at the potential impediments that prevent or limit
equal access to housing and issues relating to the provision of a range of housing choices.
Demographic Profile
Certain groups are more susceptible to housing discrimination. These include minority
persons, particularly those earning lower incomes and/or are new"immigrants with language
barriers; families with children, particularly large families and/or female-headed families;
and persons with disabilities. Communities with rising numbers of these special groups may
face increasing 'incidence of fair housing issues.
The Contra Costa Consortium has become increasingly diverse, with 38 percent:of the
population consisting of minority persons. Specifically, Antioch, Concord, EI Cerrito,
Hercules, Pinole, Pittsburg, and San Pablo have pardculariy high 'concentrations of minority
populations.
Some jurisdictions have high proportions of families'with children. These include Antioch,
Brentwood, Oakley, Pittsburg, and San Pablo. These communities may have a
comparatively higher' demand for adequately sized'.and affordable housing opportunities
than communities where the populations'are mature and established. Furthermore,'families
with children also tend to face more housing discrimination issues compared to households
with no children. This is particularly true for female-headed families with children. Some
landlords.'are unwilling to rent to families with children for fear`of increased liability with
regard to safety and repairs.
Housing discrimination against persons with disabilities has also increased in recent years,
according to fair housing service providers. Some landlords are unwilling to make the
necessary improvements to accommodate the accessibility needs of disabled persons.
Others view that renting to disabled persons may increase the liability with regard to safety
and repairs:
Various data sources have been consulted for this analysis, including the 1990 and;2000
Census, Horne Mortgage Disclosure Act data State Department of finance papulation and
housing estimates, data from County and Pittsburg`Housing Authorities, County Welfare-
to-Work data, among others.
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Analysis of Impediments to Fair Housing Choice
Income profile `
Lower income households tend to have limited housing choices. While economic factors
that affect a household's housing choices are not fair housing issues per se, the relationship
between household income,` household type, race/ethnicity, and other factors can:create
misconceptions and biases that raise fair housing concerns.
Antioch, Brentwood, El Cerrito, San Pablo, Pittsburg, and the unincorporated County areas
have higher proportions of 'households earning lower incomes (up to 80 percent of the
County Median 'Family Income). These are also communities with high concentrations of
minority populations. ' Given the historic correlation between low incomes and minority
populations, and stereotypes associated with such correlation, these communities may face
more fair housing issues than others.
In Antioch and 'Pittsburg, more than two-thirds of the elderly households and more than
one-third of the large families have low incomes. As discussed before, large families tend to
have more difficulty in finding adequate and affordable housing. This issue is 'further
compounded if the families earn lower incomes. Elderly households also face similar issues
Limited incomes and poor' health may deter some landlords `from` renting to >elderly
households.
Housing'Profile
The housing stock varies significantly among the jurisdictions in the Contra Costa
Consortium. Some communities are old and established, while others are new and fast
growing. Some communities cater to an ownership market, while others are comprised of
primarily renters. Housing in some communities is overcrowded and deteriorating,'but in
others is well-maintained and high quality. While housing costs and quality are directly
related to affordability issues that are not fair housing concerns, each jurisdiction is required;
by State law to assume a "fair share"of regional'housing needs for all income groups and to
maintain and improve the housing condition. To provide a healthy, balanced and diverse
housing stock in the region, the Consortium should work collaboratively to improve the
housing condition and expand housing choices for all income'groups.
Affordable Housing
In general, many minority and special needs households tend to earn lower incomes. These
households are disproportionately affected by the lack of adequate and affordable housing.;
While affordability issues are not fair housing issues, expanding access to housing choices'
for these groups cannot ignore the affordability'factor. Thus, insofar as affordable housing''
is concentrated in certain geographic locations, access to housing by lower;income and
minority groups is limited.
The;Consortium has a large inventory of affordable housing units. However, most units are
concentrated in Antioch, Concord, Martinez, Pittsburg, and unincorporated communities. A
few communities''offer only limited affordable housing opportunities. Thus, the Consortium
should work collaboratively to provide affordable housing throughout the Consortium.
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Analysis of Impediments to Fair Housing Choice
Special Needs Housing
Residential community carefacilities offer an alternative housing option to persons with
special housing needs. However, these facilities typically face NIMBY (Not-In-My-Backyard)
issues as neighbors often view the residents as undesirable elements. This is particularly
true if the facilities serve the disabled, especially the mentally disabled.
Licensed community care facilities serving the mentally disabled are extremely limited in the
Contra Costa Consortium.
Transit Accessibility
Many minority persons, particularly those earning lower incomes, and persons with special
needs are transit-dependent. A network of public transit must be available to link housing,
employment centers, and community facilities in order to expand the choices of housing
locations for transit-dependent persons.
In general, Contra Costa County is adequately served with a network of public transit.
However, several community residential care facilities, particularly for seniors, are ''located
outside of the transit zone.
Fair Housing Complaints and Tenant/Landlord Disputes
The current fair housing profile in the Consortium validates the concerns mentioned'earlier.
According to fair housing records maintained;by service providers, housing discrimination
against minority households, particularly new immigrants, families with children, and
persons with disabilities has increased in recent years due to increased pressures in the
housing market.'
Access to Conventional lame Purchase Financing'
Equal lending practice is a.:fair housing concern. Lending discrimination directly affects a
household's access to housing. While NMDA data cannot be used to prove lending
discrimination, it does point to areas of potential concerns.
Black applicants had the lowest loan approval' rates for all income levels. Throughout the
County, statistically significant differences are present in the approval and denial rates
between White and Black applicants in all income levels.
Access to financing is slightly 'better for Hispanic applicants in comparison to Black
applicants. In the West County,': significant differences exist between White and Hispanic
applicants in all income groups except those earning more than 120 percent of County MFI.
In the Central'County, statistically significant differences are present'between White and
Hispanic applicants in the income group of 50-80 percent of the County MFI and in the
income group of above 120 percent of the County MFI. In the East County, White and
Hispanic' applicants had statistically significant differences among applicants earning
between 50 and 80 percent of the County MFI and among applicants earning more than 120
percent of the County MFI:
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Analysis of impediments to Fair Housing Choice
Lending to low income tracts and minority concentration areas varies for different lenders.
Bank of America and Norwest Mortgage had comparably high rates of loan approval in low
income areas and minority concentrated areas as reported by the lenders for the entire
County. Approval rates reported by Countrywide Home Mortgage are noticeably lower in
low income areas and minority concentrated areas, compared to the lender's overall
approval rate in the County. While the disparity in lendingIn low income areas versus in
moderate and upper 'income areas is not a fair housing issue per se, it becomes a fair
housing issue when minority households are disproportionately impacted due to their higher
concentrations in the lower income areas.
Public Policies
Public policies of a jurisdiction significantly affect the range of housing choices in the
community. Policies and actions that prevent or impede the development of a range of
housing are fair housing concerns. Specifically, State laws mandate the provision of a range
of housing choices. Most communities have adopted policies and zoning provisions to
regulate the development of housing. However, some policies or provisions may be in
conflict with State laws and other policies;;may be viewed by the development community as
restrictive.. In the Consortium, potential fair' housing issues relating to public policies
include.
Growth management measures that regulate the rate of growth may impede a
jurisdiction's ability in meeting its share of the regional housing needs depending
on the adapted growth rates and allocated regional housing needs.
♦ Several communities permit only a limited range of residential densities and
housing types, potentially limiting the range of housing choices in the
communities. Seven of the 19 jurisdictions in the Consortium do not have an
adopted Housing dement that is certified by the State Department of Housing
and Community Development for compliance with State law.
t Many jurisdictions have zoning ordinances that contain a definition of a 'family
that can be viewed by many as restrictive, offensive or obsolete.
Licensed community care facilities that serve six of fewer persons must be
treated as a residential use and permitted in all residential zones.. Most
jurisdictions do not provide a clear definition of licensed community care
facilities, identify where such facilities can be located, nor specify the permitting
requirements.
♦' The conditions for approving second units in several communities are more
restrictive than State law.
Most jurisdictions have not incorporated density bonus provisions into the zoning
ordinances. A few jurisdictions have density bonus provisions that are stricter
than State law.
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Analysis of Impediments to Fair Housing Choice
+ Parking and development fee requirements operate as a "constraint to housing
development, limitingthe range of housing options in some communities.
RECOMMENDATIONS
The following recommendations will help address fair `housing issues identified in this
analysis.
1. Housing Element Compliance
Action 1.1` All participating jurisdictions in the Consortium are in the process of updating
the Housing Element for the 2001-2006 period. Pursuant to State law, the
Housing Element must contain programs and policies to mitigate constraints
to housing development such as growth management measures, excessive
development standards," and high development fees. The Housing Element
mush also demonstrate the availability of vacant/underutilized land at
appropriate densities to facilitate the development of a range of housing
types for all income groups. Participating`, jurisdictions are strongly
recommended to work toward achieving substantial compliance with State
law.
2. Consolidated Plan
Action 2.1 The ;,five-year Consolidated Plan and one-year Action Plan govern the
Consortium's use of CDBG, HOME, ESG, and HOPWA funds'. for addressing
affordable housing and community development needs. Through these two
plans, the Consortium should continue to allocate resources to encourage
and facilitate the development of affordable housing throughout the entire
Consortium Also, adequate resources should continue to be allocated' to
provide fair housing education and outreach efforts.
3. Public Housing and Section 8 Assistance
Action 3.1 The Housing Authority of Contra Costa County: (HACCC) and the Housing
Authority of the City of Pittsburg should ensure adequate outreach'-to
minority populations, including-those for whom English is a second language,
regarding the availability of public housing and Section 8 rental assistance.
Program information should be provided in English, Spanish, and Asian
languages (e.g. Chinese and Tagalog).
Action 3.2 The HACCC and the Housing Authority of the City of Pittsburg should
continue to conduct outreach efforts to promote 'acceptance of the Section 8
program by property owners, particularly in areas outside of minority and
poverty concentrations,
4. Deeoncentration of Affordable Housing
Action 4.1 The County' and cities should', continue to collaborate to expand affordable
housing in communities where such opportunities are limited.'
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Analysis of Impediments to Fair Housing Chane
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Analysis of Impediments to Fair Housing Choice
Action 4.2 When allocating funding and administrative resources for affordable housing
development, the Contra Costa jurisdictions should continue to assign;,a high
priority to expand affordable housing in communities where such
opportunities are limited.
S. Incentives for Affordable Housing Development
Action 5.1 Participating jurisdictions should consider offering additional regulatory and
financial incentives to facilitate the development of affordable housing. In
particular, parking requirements and high development fees are viewed by
the development community as constraints to housing development.
Jurisdictions may consider offering reducedparking requirements, flexible
design standards, and/or development fee reduction as incentives to
facilitate affordable housing development.
5. Coordination with Public Transit
Action 6.1 The Consortium is served by a network of public transit. Continued efforts to
expand the transit>.zone and to coordinate' employment opportunities and
housing for 'transit dependent persons along transit corridors should be
encouraged.
7.' Outreach and Education
Action 71 Fair housing ,;service providers should continue to expand outreach to the
community regarding fair'housing rights. Outreach should also emphasize
that the residency status of the clients (documented versus undocumented)
is confidential information and will not be transferred- to other agencies
without the client's consent.
Action 7.2 Hate crimes are typically committed by members of°the general public
against'persons in the protected' classes. Education and outreach to prevent
hate crimes must be conducted' at the community level, beyond the typical
venues'for fair housing outreach. Participating jurisdictions and fair housing
service providers should identify community events to promote diversity and
tolerance.
S. Information on Fair Housing Services
Action 8.1 The Consortium should'' encourage the fair housing 'service;, providers to
develop one 'brochure to describe fair housing services offered by the three
service'providers (Bay Area Legal Aid,``Housing Rights, and Pacific Community
Services), including geographic areas covered by the service providers and
contact information.
Action 8.2 Participating jurisdictions should consider providing links on their official web
sites to the web sites of the fair housing service providers,
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Analysis of impediments to Fair Housing Choice
9. fair Housing Records
Action 9.1 Fair horsing service providers should work collaboratively to develop a
format for reporting fair housing services to allow compilation of data to
assess trends and patterns.
10.Consultation Workshop with Lenders
Action 10.1 The Consortium and fair housing service providers should explore with
lenders ways to improve access to financing for all:
Action 10.2 The Consortium should support credit counseling services to low and
moderate income households, particularly minority households.
11.Lender performance
Action 11.1 When selecting lenders for contracts or participation in local programs,
jurisdictions should use CRA rating and HMDA data, in addition to other
criteria, for evaluating lending performance in underserved areas and to
underserved populations,
12.Amen+dments to the Zoning Ordinances
Action 12.1 California court rulings stated that defining a;family in the zoning ordinance
does not serve any legitimate or useful objective or purpose recognized
under the zoning and land planning powers of the city, and therefore violates
rights of privacy under the California Constitution. Participating jurisdictions
with a zoning ordinance that contains a definition of a family should consider
removing the definition from the ordinance. An alternative is to revise the:
definition of a"family, for zoning purposes, to be synonymous with that of a
household (i.e., all persons who occupy a dwelling unit).
Action 12.2 As required by State law, state-licensed community' residential care facilities
for six or fewer persons should be included as permitted uses in all
residential zones by right. Participating jurisdictions should review the zoning'
ordinance to ensure that a clear definition of community residential care'
facilities is provided. The location (zone district), conditions for approval, and
permit procedures for facilities serving more than six persons should be
clearly specified.
Action 12.3 State law requires local jurisdictions to either adopt ordinances that establish
the Conditions under which second units will`be permitted or to follow the
State law provisions governing such units. No jurisdiction can adopt an
ordinance that precludes the development of second units or apply standards'
that exceed the State standards,' Participating jurisdictions should consider
adopting a second 'unit ordinance to clearly identify the location (zone:
district),'conditions for approval, and permit procedures. The conditions and:,
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Analysis of Impediments to Fair Housing Choice
standards specified in the secondunit ordinance cannot' exceed State
requirements.
Action 12>4 State' law requires that a local-jurisdiction to either adapt an ordinance that
specifies the conditions' under which a density bonus may be granted or
default to the State density bonus laws. No; jurisdiction can adopt an
ordinance that places stricter'density bonus requirements than specified' in
state laws. Participating jurisdictions should consider incorporating the
density bonus provisions into the zoning ordinance. The provisions should
clarify the requirements in order to qualify for a density bonus and specify
the types of regulatory incentives that may be offered. The State density
bonus law intends to facilitate the development of affordable housing. Local
density bonus ordinances cannot be more restrictive than State law.
13.Housing Task Force/Committees
Action 13.1 !If and when establishing task'forces/committees to address housing issues,
participating jurisdictions should consider 'including members who represent
the interests and needs of various segments of the population, such as very
low and low income households, minorities, and persons with disabilities,
families with children/female-headed families with children, and seniors.
Action 13.2 The Contra Costa Consortium'jurisdictions will consult and coordinate with
other public agencies and private organizations to expand fair' housing
choice.
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Analysis of Impediments to Fair Housing Choice
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ADDENDUM TO ITEM D.3
February,26, 2002
On this date,the Board of Supervisors considered the Analysis of Impediments to Fair Housing
Choice.
Dennis Barry,Director,Community Development Department and Kara Douglas, Community
Development Department presented the staff report and recommendations:
The Board discussed the matter. The Chair invited those who wished to address the board on
this matter. The following person presented testimony:
Thomas Fulton,Northern California Family Center.
After further discussion,the Board took the following action:
♦ ACCEPTED the Analysis of Impediments to Fair Housing Choice as a fair housing study
consistent with Federal Consolidated Plan and Community Development Block Grant
regulations;
♦ DIRECTED staff to provide the Board with a full copy of the report presented today;
REFERRED the report to the appropriate committees for consideration;
♦ REFERRED'memo received from Thomas Fulton,Northern California Family Center to the
Community Development Department.
February, 2002
To: Contra Costa Community Development Department&.Board of Supervisors
From: Thomas Fulton,Northern California Family Center
Regarding: Administrative Policies used to Evaluate the Cost-Effectiveness of Housing
Proposals
Recently one of our proposals to provide shelter for runaway and homeless youth was
assessed exclusively in terms of its per-day cost and compared to other programs for adult
homeless. At the time we concluded that the analysis by was erroneous because it failed to
adequately compare services which are required to legally shelter unaccompanied children and
are not necessary for adults. The analysis also failed to compare the outcome.,moving to stable
housing after shelter was provided within a specific time period.
This leads us to request the following information about housing programs which are
funded by County government:
1) Can a program by program basis, ghat is the erage per caoita cast per ygar for each
individual or family using services.
2) Can a program by program basis, what is the average.time that a person or family
stays in any given shelter?' What is the average cumulative amount of time which a
homeless person stays in all shelters in a given year?
3) On a programm by program basis,what is the percent g_ of users who move to'stable
housing,after the shelter program provides emergency services?'
4) On average,how much is the per capita cost ofproyiding shelter to each of the
populations described in the Cgntinuum of Care each.yegg?
5) Each year,how much money is expended in each of the categories of homeless
which are identified in the Continuum of Care?
6) What is the unduplicated count of people served in each of the categories of
homeless which are identified in the Continuum of Care?'
We believe the answer to the above questions should be known and should be public
information,before anyone could make management'decisions regarding the comparative cast
benefits of any program. When should we expect to have an answer to these questions?