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MINUTES - 02141995 - 1.62
/�tv I . v 2 • ���:. antra . :_�� `• Costa TO: BOARD OF SUPERVISORS County FROM: Harvey E. Bragdon Director of Community Development DATE: February 14, 1995 SUBJECT: Contra Costa Consortium Consolidated Plan SPECIFIC REQUEST(S) OR RECOMMENDATIONS(S) &BACKGROUND AND JUSTIFICATION RECOMMENDATIONS (1) APPROVE: the Contra Costa Consortium's Housing and Community Development Needs Assessment and Five-Year Housing and Community Development Strategic Plan and the Urban County's One-Year Action Plan; and (2) AUTHORIZE the Deputy Director- Redevelopment, or his designee .to submit all portions of the Consolidated Plan; and (3)EXECUTE and submit required certifications to the U.S. Department of Housing and Urban Development (HUD) for federal approval. FISCAL IMPACT No direct General Fund impact. An approved Consolidated Plan is required for local government participation in housing and community development programs funded through CONTINUED ON ATTACHMENT: X YES SIGNATURE: _RECOMMENDATION OF COUNTY ADMINISTRATOR_RECO ATI OF BO COMMITTEE APPROVE OTHER SIGNATURE(S): ACTION OF BOARD Or • _ , . 195 APPROVED AS RECOMMENDED ,/OTHER_ �— VOTE OF SUPERVISORS I HEREBY CERTIFY THAT THIS IS A /UNANIMOUS (ABSENT ) TRUE AND CORRECT COPY OF AN AYES: NOES: ACTION TAKEN AND ENTERED ON THE ABSENT: ABSTAIN: MINUTES OF THE BOARD OF SUPERVISORS ON THE DATE SHOWN. Contact: Kathleen Hamm 646-4208 ATTESTED . & 1q , �9 q S cc: County Administrator PHIL BATCfELOR, CLERK OF County Counsel THE BOARD OF SUPERVISORS Auditor-Controller (N. Garnett) AND COUNTY ADMINISTRATOR Community Development , Cities of Antioch, Concord, Pittsburg, Walnut Creek BY4" ,DEPUTY BACKGROUND/REASONS FOR RECOMMENDATIONS f, In accordance with the requirements of Titles I and II of the Cranston-Gonzalez National Affordable Housing Act, Title I of the Housing and Community Development Act of 1974, Title VI of the Stewart B. McKinney Homeless Assistance Act, and the AIDS Housing Opportunity Act, Contra Costa County as the HOME Consortium Representative, has prepared the Consortium's Consolidated Plan for FY 1995-1999. (The Consortium includes Contra Costa County as the Urban County representative and the Cities of Antioch, Concord, Pittsburg, and Walnut Creek.) Federal approval of the Plan is required to enable the Consortium to participate in federal housing and community developmentprograms funded through the U.S. Department of Housing and Urban Development, including: Community Development Block Grant (CDBG) Program; HOME Investment Partnerships Act (HOME) Program; Emergency Shelter Grant(ESG)Program; and Housing Opportunities for Persons with AIDS (HOPWA)Program. Assuming the Consolidated Plan is approved by HUD, the County anticipates receiving an estimated $7 million dollars in funding through these programs during FY 1995. The Consortium's Consolidated Plan is based on the housing goals, policies, and strategies set forth in the Consortium's previously approved Comprehensive Housing Affordability Strategy(CHAS) for FY 1994-1998 and HOME program description, General Plans and Housing Elements of Consortium members, and the Community Development Block Grant final statement for the County. The Consolidated Plan includes the following: • the Housing and Community Development Needs Assessment for the Consortium area which analyzes housing and supportive service needs, including homelessness, public housing units, lead-based paint hazards,barriers to development and/or maintenance of affordable housing, and means of cooperation and coordination with the state and among units of general local government; and • the Housing and Community Development Five-Year Strategic Plan which brings needs and resources together in a coordinated housing and community development strategy developed to provide decent housing, create suitable living environments, and expand economic opportunities for low, very-low, and extremely low-income residents. In addition to the Housing and Community Development Needs Assessment and Housing and Community Development Five-Year Strategic Plan, each Consortium member is also required to prepare an annual Action Plan. The FY 1995 Action Plan for the Urban County(the County) includes: • a description of activities the County will undertake to address priority needs and local objectives with anticipated program income and funds received during the next program year under the HOME, CDBG, ESG, HOPWA, Public Housing Comprehensive Grant and other HUD programs for meeting housing and community development objectives. EG\data\wp\cp94\bdordr.wpd Contra Costa Consolidated Plan FY 1995 1999 I. INTRODUCTION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 II. SUMMARY OF THE CONSOLIDATED PLAN DEVELOPMENT PROCESS . . . . . . 5 III. HOUSING AND COMMUNITY DEVELOPMENT NEEDS . . . . . . . . . . . . . . . . . . . 7 Background and Trends . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7 Housing and Homeless Needs Assessment . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17 Categories of Persons Affected . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17 OverallNeed . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17 Extremely-Low Income Households . . . . . . . . . . . . . . . . . . . . . . . . . . . 20 Very-Low Income Households . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20 Other Low-Income Households . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21 Moderate-Income Housing Needs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22 Public Housing and Section 8 Waiting Lists . . . . . . . . . . . . . . . . . . . . . 26 Supportive Housing for Non-Homeless Persons with Special Needs . . . . . . . . . 27 Elderly . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27 Frail Elderly . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 28 Large Families . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29 Disabled Population . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29 Physically Disabled . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29 Developmentally Disabled . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30 Mentally Disabled . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30 Persons with Alcohol or Other Drug Addictions . . . . . . . . . . . . . . . . . . 30 Persons with AIDS and Related Diseases . . . . . . . . . . . . . . . . . . . . . . . 31 Female-Headed Households . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 31 Farmworkers . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32 Victims of Domestic Violence . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32 Existing Supportive Housing for Non-Homeless Persons with Special Needs . . 33 Differences In Housing Needs Among Cities . . . . . . . . . . . . . . . . . . . . . . . . . . . 33 Incidence of Housing Problems . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 34 Incidence of Overcrowding . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 35 Assessment of Housing Need for Very-Low Income Minorities . . . . . . . . . . . . 35 Assessment of Need by Racial Group . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 37 Homeless Needs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 38 Nature and Extent of Homelessness . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 38 Special Needs Subpopulations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 40 Homeless Families . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 40 Homeless Individuals . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 40 Mentally Disabled . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 42 Individuals with Alcohol and/or Substance Abuse Problems . . . . . . . . . 42 Disabled Persons with Alcohol and/or Substance Abuse Problems . . . . . 42 Victims of Domestic Violence . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 43 Runaway/Abandoned Youth . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 43 i Persons with AIDS/Related Diseases . . . . . . . . . . . . . . . . . . . . . . . . . . . 43 Physically Disabled . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 43 Veterans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 44 Rural Homelessness . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 44 Assessment of Homeless Need by Racial Group . . . . . . . . . . . . . . . . . . . . . . . . 44 Needs of Persons Threatened With Homelessness . . . . . . . . . . . . . . . . . 44 Lead-Based Paint Hazards . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 45 Housing Market Analysis . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 46 Supply&Demand . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 46 Vacant Housing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 47 Public Housing Waiting Lists . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 47 Housing Stock Available to Serve Special Needs Populations . . . . . . . . 48 Condition . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 48 HousingCost . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 49 Rental Housing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 50 Owner-Occupied Housing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 51 Identification of Areas of Racial, Low-Income Concentrations . . . . . . . . . . . . . 52 Public and Assisted Housing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 53 Housing Authority Units and Assistance Programs . . . . . . . . . . . . . . . . . . . . . . 53 Public Housing Units . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 53 Housing Authority of Contra Costa County (HACCC) . . . . . . . . . . . . . 53 San Pablo Housing Authority . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 55 Section 8 Certificates and Vouchers . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 56 Housing Authority of Contra Costa County . . . . . . . . . . . . . . . . . . . . . . 56 Pittsburg Housing Authority . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 56 Other Publicly Assisted Housing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 57 Units at Risk . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 58 Homeless Facilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 59 Emergency Shelter . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 61 Transitional Housing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 61 Permanent Supportive Housing and Related Services . . . . . . . . . . . . . . . . . . . . 61 Supportive Housing Programs Provided by Housing Authority of Contra Costa County . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 62 Inventory of Other Supportive Services . . . . . . . . . . . . . . . . . . . . . . . . . 63 Barriers to Affordable Housing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 66 Growth Management Program(Measure C) . . . . . . . . . . . . . . . . . . . . . . . . . . . 67 Local Growth Control Initiatives . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 67 Land Use Policies and Controls . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 68 Building Codes and Enforcement . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 68 Design Guidelines/Development Standards . . . . . . . . . . . . . . . . . . . . . . . . . . . . 68 Fees and Exactions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 69 Processing and Permit Procedures . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 69 ii IV. HOUSING AND COMMUNITY DEVELOPMENT STRATEGIC PLAN . . . . . . . . . 71 Priority Housing Needs and Objectives . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 71 Priority Analysis and Strategy Development . . . . . . . . . . . . . . . . . . . . . . . . . . . 71 Affordable Housing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 72 A.1 Priority-Expand Affordable Rental Housing Opportunities for Lower-Income Households . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 72 A.Li Analysis . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 72 A.Lii Strategy Development and Investment Plan . . . . . . . . . . . . . . . . 73 A.2 Priority: Increase Homeownership Opportunities for Lower-Income Households . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 74 A.2.i Analysis . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 74 A.2.ii Strategy Development and Investment Plan . . . . . . . . . . . . . . . . 75 A.3 Preserve and Maintain the Affordable Housing Stock . . . . . . . . . . . . . . 76 A.3.i Analysis . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 76 A.3.ii Strategy Development and Investment Plan . . . . . . . . . . . . . . . . 76 A.4 Preservation of Existing Affordable Units . . . . . . . . . . . . . . . . . . . . . . . 77 AAA Analysis . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 77 A.4.ii Strategy Development and Investment Plan . . . . . . . . . . . . . . . . 77 A.5 Priority:Public Housing Improvements . . . . . . . . . . . . . . . . . . . . . . . . . 77 A.5.i Management/Operation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 77 A.5.2 Living Environment . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 78 Homelessness . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 79 B.1 Priority: Assist the Homeless and Those At-Risk of Becoming Homeless by Providing Emergency and Transitional Housing, Permanent Affordable Housing, and Appropriate Supportive Services . . . . . . . . . . . . . . . . . . . 79 B.Li Analysis . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 79 B.L i Strategy Development and Investment Plan . . . . . . . . . . . . . . . . 80 Other Special Needs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 82 C.1 Priority: Expand the Supply of Affordable and Supportive Housing for the Elderly . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 82 C.Lii Analysis . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 82 C.Lii Strategy Development and Investment Plan . . . . . . . . . . . . . . . . 83 C.2 Priority: Increase Affordable and Supportive Housing for Other Special Needs Populations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 83 C.2.i Analysis . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 83 C.2.ii Strategy Development and Investment Plan . . . . . . . . . . . . . . . . 83 D. Alleviate Problems of Housing Discrimination . . . . . . . . . . . . . . . . . . . . 84 Geographic Distribution . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 85 Resources . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 85 Federal Housing Programs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 85 Acquisition . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 85 Rehabilitation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ... . . . 85 New Construction . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 86 Homebuyer Assistance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 86 iii Rental Assistance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 86 Homeless Assistance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 86 Non-Federal Housing Programs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 86 State Programs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 86 Local Programs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 87 Private Resources . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 87 For-Profit . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 87 Non-Profit . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 87 Obstacles and Barriers to Affordable Housing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 88 Growth Management Program (Measure C) . . . . . . . . . . . . . . . . . . . . . 88 Local Growth Control Initiatives . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 88 Land Use Policies and Controls . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 89 Building Codes and Enforcement . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 90 Design Guidelines/Development Standards . . . . . . . . . . . . . . . . . . . . . . 90 Fees and Exactions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 90 Processing and Permit Procedures . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 91 Strategy to Address Negative Effects . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 91 Court Orders and HUD Sanctions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 92 Lead-based Paint Hazards . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 92 Consortium Strategy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 92 Organize a Lead-based Paint Task Force . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 92 Compile Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 93 Analyze Approaches and Programs Undertaken in Other Areas . . . . . . . . . . . . . 93 Undertake Education and Outreach to Property Owners . . . . . . . . . . . . . . . . . . 93 Lead-Based Paint Hazard Reduction For Public Housing . . . . . . . . . . . . . . . . . 93 Anti-poverty Strategy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 94 Institutional Structure . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 95 Public Institutions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 95 State . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 95 Department of Housing and Community Development (HCD) . . 95 California Housing Finance Agency(CHFA) . . . . . . . . . . . . . . . 96 California Debt Limit Allocation Committee (CDLAC) . . . . . . . 96 California Tax Credit Allocation Committee (CTCAC) . . . . . . . 96 County . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 96 Contra Costa County Community Development Department . . . 96 Housing Authority of the County of Contra Costa . . . . . . . . . . . 97 Redevelopment Agency of the County of Contra Costa . . . . . . . 97 County Building Inspection Department . . . . . . . . . . . . . . . . . . 97 County Social Services Department . . . . . . . . . . . . . . . . . . . . . . 97 County Health Services Department . . . . . . . . . . . . . . . . . . . . . 97 County Community Services Department . . . . . . . . . . . . . . . . . 98 City of Concord . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 98 City of Pittsburg . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 99 City of Walnut Creek . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 99 iv UrbanCounty . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 99 Umbrella Organizations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 99 Non-profit Organizations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 100 Private Industry . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 101 Developers . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 101 Major Corporations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 101 Lenders . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 101 Public Housing Authorities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 101 Housing Authority of Contra Costa County(HACCC) . . . . . . . . . . . . 101 City of San Pablo Housing Authority . . . . . . . . . . . . . . . . . . . . . . . . . 101 City of Pittsburg Housing Authority . . . . . . . . . . . . . . . . . . . . . . . . . . 102 Overcoming Gaps in the Institutional Structure . . . . . . . . . . . . . . . . . . . . . . . . 102 Coordination . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 102 Public Housing Resident Initiatives . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 104 Housing Authority of Contra Costa County(HACCC) . . . . . . . . . . . . . . . . . . 104 Housing Authority of the City of San Pablo . . . . . . . . . . . . . . . . . . . . . . . . . . 104 Priority Non-Housing Community Development Needs and Objectives . . . . . . . . . . . 108 Urban County . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 108 Funding Sources . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 109 Long-Term Goals . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Ill Short-Term Goals . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 112 Public Facilities and Improvement Needs . . . . . . . . . . . . . . . . . . . . . . . 112 Infrastructure Improvements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 113 Public Service . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 113 Accessibility Needs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 114 Residential Historic Preservation Needs . . . . . . . . . . . . . . . . . . . . . . . 114 Non-Residential Historic Preservation Needs . . . . . . . . . . . . . . . . . . . 114 Economic Development . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 114 Other Community Development Needs . . . . . . . . . . . . . . . . . . . . . . . . 115 v I. INTRODUCTION In accordance with the requirements of Titles I and II of the Cranston-Gonzalez National Affordable Housing Act, Title I of the Housing and Community Development Act of 1974, Title VI of the Stewart B. McKinney Homeless Assistance Act, and the AIDS Housing Opportunity Act, the Contra Costa Consortium has prepared a Consolidated Plan for the Consortium area for the five year period, FY 1994-1999. The Consortium consists of Contra Costa County as the Urban County' representative, and the Cities of Antioch, Concord, Pittsburg, and Walnut Creek. The Consolidated Plan has been prepared in strict accordance with draft U.S. Department of Housing and Urban Development(HUD)guidelines issued August 5, 1994, and technical assistance provide by Regional HUD staff. An approved Consolidated Plan is required for participation in the majority of programs funded through HUD, including the following: • Community Development Block Grant(CDBG); • Community Development Block Grant Program- Small Cities and Insular Areas; • Emergency Shelter Grant (ESG); • Grants for Regulatory Barrier Removal Strategies and Implementation; • HOME Investment Partnership (HOME); • HOPE I Public Housing Homeownership; • HOPE II Homeownership of Multifamily Units; • HOPE III Homeownership of Single Family Units; • Hope for Youth: Youthbuild; • Housing Opportunities for Persons with AIDS (HOPWA); • John Heinz Neighborhood Development ; • Lead-Based Paint Hazard Reduction; • Low Income Housing Preservation Program; • Revitalization of Severely Distressed Public Housing; • Shelter-Plus Care; • Single Room Occupancy Housing (SROs); • Supportive Housing Program ; • Supportive Housing for the Elderly(Section 202); and • Supportive Housing for Persons with Disabilities. The Consortium's Consolidated Plan includes the following: the Housing and Community Development Needs Assessment,the Housing and Community Development Strategic Plan, and the FY 1995 Action Plan for Contra Costa County. The Needs Assessment analyzes ten major areas: • Estimated housing needs and needs for supportive services projected for the next five years. • Jurisdiction's need for assistance for extremely-low income, very-low income, low-income and 1 The Urban County is defined as the unincorporated area of the County as well as the Cities of Brentwood,Clayton, Danville,El Cerrito,Hercules,Lafayette,Martinez,Moraga,Orinda,Pinole,Pleasant Hill,San Pablo,and San Ramon. 1 77,149 moderate-income families, for renters and owners, for elderly persons, for large families, for persons with disabilities, and for other special needs populations. This description includes a discussion of cost burden, severe cost burden, overcrowding, and substandard housing conditions'. • Nature and extent of homelessness, including rural homelessness, and an estimate of the special needs of various categories of families, individuals who are homeless or threatened with homelessness. • Estimate of the number of housing units within the jurisdiction that are occupied by very-low or low-income families that contain lead-based paint hazards. • Description of significant characteristics of the jurisdiction's housing market, including supply, demand, condition, cost of housing and housing stock available to serve persons with disabilities and persons with MWAIDS. • Description of the number of public housing units, and their physical condition and revitalization needs, including the Public Housing Authority's strategy for improving the management and operation of public housing and the living environment of the low and very low-income,families residing in public housing • Inventory of the facilities and services that meet emergency shelter, transitional housing, permanent supportive housing, and permanent housing needs of homeless persons within the jurisdiction. • Explanation of whether the cost of housing or incentives to develop, maintain, and/or improve affordable housing are effected by public policies, including tax policies affecting land and other property, land use controls, zoning ordinances, building codes, fees, charges, growth Emits, and policies that affect the return on residential investments. • Explanation of the institutional structure, including private industry, nonprofit organizations, and public institutions, through which the jurisdiction will carry out housing and community development, including an assessment of the strengths and gaps in the delivery system. • Description of the means of cooperation and coordination among state and units of general local government in the metropolitan area in the development and submission of the plan. The 5-year Housing and Community Development Strategic Plan includes eleven basic elements: • For each priority need identified in the Priority Needs Table 2, the reasons for the jurisdiction's choice of priority need, specific objectives, and a description of the jurisdiction's resource allocation geographically and among different activities. • Description of federal resources expected to be made available to address the needs identified, and other resources from private and nonfederal public sources also expected to be made available, including a discussion of how federal funds will be leveraged with nonfederal funds and how matching requirements of federal funds will be met. • Description of the number of families to whom the jurisdiction will provide affordable The Consolidated Plan language employs the income category definitions of the August 5, 1994 Proposed Rule,rather than those of the January 5, 1995 Final Rule. Thus extremely-low income(households with incomes between 0-30 percent AW in the text corresponds to extremely-low income under the final rule;very-low income(up to 50%AMI)corresponds to low-income;low-income(51-80 percent AMI)corresponds to moderate income;and moderate-income(80-95 percent AMI)corresponds to middle income under the final rule. 2 housing, including the basis for assigning relative priority to a particular group's needs. • Jurisdiction's strategy for helping low-income families avoid becoming homeless, reaching out to homeless persons and assessing their individual needs, addressing the emergency shelter and transitional housing needs of homeless persons, and helping homeless persons make the transition to permanent housing and independent living. • Description of the jurisdiction's priority non-housing community development needs eligible for assistance under HUD's community development programs, including long-term and short-term community development objectives. • Strategy to remove or ameliorate negative effects of public policies that serves as barriers to affordable housing. • Description of the jurisdiction's activities to encourage public housing residents to become more involved in management and to participate in homeownership opportunities. • Actions proposed or being taken to evaluate and reduce lead-based paint hazards, including how these actions will be integrated into housing policies and programs. • Goals,programs, and policies for reducing number of poverty level households and how the jurisdiction's goals, programs, and policies for producing and preserving affordable housing will be coordinated with other programs and services for which the jurisdiction is responsible and the extent to which they will reduce the number of households with incomes below the poverty line. • Jurisdiction's strategy to overcome gaps in the institutional structure for addressing priority needs. • Description of the jurisdiction's activities to enhance coordination between public and assisted housing providers and private and governmental health, mental health, and service agencies. In addition to the Housing and Community Development Needs Assessment and Housing and Community Development Five-Year Strategic Plan, each Consortium member is also required to prepare an annual Action Plan. Contra Costa County's Action Plan for FY 1995-96 is included as Section V. Due to a difference in program year, the Action Plans for Antioch, Concord, Pittsburg and Walnut Creek will not be available until May 1995. The FY 1995 Action Plan for the Urban County(the County) includes: • Description of activities the County will undertake during the next year to address priority needs and local objectives that have been identified. • Activities planned to be undertaken during the next year to address emergency shelter and transitional housing needs of homeless families and individuals, to prevent low-income families and individuals from becoming homeless, and to help homeless persons make transition to permanent housing and independent living. • Actions planned to be undertaken during the next year to foster and maintain affordable housing. • Public housing improvements and resident initiatives planned to be undertaken during the next year. • Actions planned to be undertaken during the next year to remove barriers to affordable housing. • Actions planned to be undertaken during the next year to evaluate and reduce lead-based 3 i....,,... ...•.} 7;' ..-:..- ....n - -'fit.. _ "#. •3.r. _.3 -...b: u.-..._ .a w... N*ua'?.. .. paint hazards. • Actions planned to be undertaken during the next year to reduce the number of households with incomes below the poverty line. • Actions planned to be undertaken during the next year to develop institutional structure. • Actions planned to be undertaken during the next year to address obstacles to meeting underserved needs. • Actions planned to be undertaken during the next year to enhance coordination between public and private housing and social service agencies. 4 H. SUMMARY OF THE CONSOLIDATED PLAN DEVELOPMENT PROCESS3 The Contra Costa Consortium includes Contra Costa County as the Urban County Representative and the Cities of Antioch, Concord, Pittsburg, and Walnut Creek. This is the first Consolidated Plan to be prepared for the Consortium. In 1993, the Consortium prepared a five-year Comprehensive Housing Affordability Strategy(CHAS) covering the period FY 1994 through 1998 and an Annual Plan for FY 1994. In 1994, the U.S. Department of Housing and Urban Development (HUD) amended existing regulations to replace the CHAS with the Consolidated Plan which combines planning requirements for the Community Development Block Grant (CDBG), Emergency Shelter Grant(ESG), HOME Investment Partnerships(HOME), and Housing Opportunities for People with AIDS (HOPWA) formula programs. The Contra Costa Consortium Consolidated Plan was created through extensive citizen outreach and review of existing planning documents adopted by the Urban County, its constituent cities, and the four entitlement cities. Two public hearings were held to obtain input into the housing and community development needs of the Consortium(November 15, 1994, and January 23, 1995). In addition, 327 individuals and private and public agencies were contacted in order to obtain information on current and planned housing and community development programs and services. (See Appendix D.) Further, as required by federal regulations, the Contra Costa HOME Consortium's draft FY 1995-99 Consolidated Plan was made available for public review and comment at the County Community Development Department' and at city offices in each of the four member jurisdictions. Legal notices were published in the Contra Costa Times, the West County Times, the San Ramon Valley Times, and the Antioch Post Dispatch/Daily Ledger advertising the availability of the draft Consolidated Plan. The Contra Costa County Board of Supervisors will consider the Consortium's Consolidated Plan at their regularly scheduled Board meeting on February 14, 1995. (Public comments regarding the Consolidated Plan are summarized in Appendix D.) In addition to staffing two public hearings, administering surveys to housing and community development providers active in Contra Costa, and providing a draft Plan for review, Consortium members also participated in numerous public forums and planning processes for various special needs groups, including: the Contra Costa County HIV Planning Council AIDS Forum(10/94); the Association of Housing and Homeless Service Providers; the Farmworker Housing Task Force; the Tri-Valley Affordable Housing Committee; the Mobile Home Advisory Committee; and the Contra Costa Conference on Homelessness(November, 1994). Planning documents reviewed include the Housing Elements for the Consortium members and for each constituent city within the County, and the FY 1994-1998 Consortium CHAS documents. A complete listing of these documents is also included in Appendix 3 The jurisdiction shall describe the lead agency or entity responsible for overseeing the development of the plan and the significant aspects of the process by which the consolidated plan was developed,the identity of the agencies,groups, organizations,and others who participated in the process,and a description of the jurisdiction's consultations with social services agencies and other entities. It also shall include a summary of the citizen participation process,public comments, and efforts made to broaden public participation in the development of the consolidated plan. (91.200(b)) 'The County Community Development Department is the lead agency for preparation of the Consortium's Consolidated Plan. 5 D. The primary source of statistical information includes the 1990 U.S. Census and special data tables prepared by HUD for use in the FY 1994-1998 CHAS. 6 M - M. HOUSING AND COMMUNITY DEVELOPMENT NEEDS Background and Trends5 - CONTRA COSTA COUNTY Sub-Areas of the County Defined Contra Costa County is a large county, covering over 470,000 acres and 800 square miles, including waterways. It stretches, beginning in the West County area, from the built-up, urban shoreline along the San Francisco Bay to the agricultural lands of the San Joaquin-Sacramento River Delta fifty miles east. While many people think of Contra Costa County as predominantly an enclave of upper middle class suburban bedroom communities, the County's population varies quite a bit from one area to another. West County,which refers to the area along the shoreline of the San Francisco and San Pablo Bays which is separated from the rest of the County by the East Bay Hills, was the first part of the County to develop with medium density suburbs and industry. The western sub-area includes the cities of El Cerrito, Richmond, San Pablo, Pinole, and Hercules, as well as the unincorporated areas of El Sobrante,Rodeo, Crockett, Kensington, Tara Hills/Montalvin Manor, Bay View, Rollingwood and East Richmond Heights. The Central County sub-area is the largest, taking in ten of the eighteen cities in Contra Costa and over half of the total population. Central County is composed of all the low density bedroom communities that have developed in the flat valleys between the East Bay hills and the Diablo Range to the east extending north and south of Mt. Diablo. Central County includes the Lamorinda area (the cities of Lafayette, Moraga and Orinda); the communities in the Diablo and Clayton Valleys (Walnut Creek, Concord, Clayton, Pleasant Hill, and Martinez); and the San Ramon Valley(Alamo, Danville, San Ramon, and the Blackhawk area). East County communities include the cities of Pittsburg, Antioch, and Brentwood, and the unincorporated areas of Bay Point, Oakley, Bethel Island, and Discovery Bay. The eastern portion of the County encompasses the southern shoreline of the Suisun Bay and Sacramento River, most of the California Delta islands, and the prime agricultural lands centered around Brentwood. East County also includes much of the hilly terrain of the Diablo Range and the Tassajara area along the Alameda County border, which makes it the largest portion of the County in terms of land area. Population Growth From a rural agricultural county containing less than 20,000 residents at the turn of the century, Contra Costa experienced its most rapid population growth to date during the World War H years, when war industries in Richmond attracted tens of thousands of workers. The County gained 200,000 new residents during the 1940's, a tripling in population. Subsequent suburban growth in 5 Unless otherwise noted,figures and references in this section pertain to the County as a whole. 7 the central portion of the County began in earnest during the 1950's. While Walnut Creek and Concord had less than 2,000 residents between them at the onset of World War II, by 1960 the two cities had a combined population of over 46,000. During the 1960's and 1970's, the rapid suburbanization of Central County continued, with 70 percent to 75 percent of the total population growth in Contra Costa County located in that sub-area. Over 100,000 new residents moved into Contra Costa County during the 1970's, which equaled an 18 percent growth rate, compared to 12 percent growth in the region and an 18.5 percent rate for the entire state. Contrary to some common perceptions, Contra Costa County has not been one of the fastest growing areas in California during the most recent decade. The County grew by 147,350 persons during the 1980's, a 22.4 percent increase, compared to an overall growth rate in the nine-county San Francisco Bay Area of 16.3 percent. However, during the same period, the entire State grew at a rate of 25.7 percent, led by phenomenally rapid population growth in Southern California. The portion of the county population that fives in unincorporated areas has declined steadily as cities have annexed land into their jurisdictions and new cities have been incorporated. The population in the unincorporated County has fallen from roughly one-half of the total population in 1960 to less than one fifth(19 percent) in 1990. During the 1980's, three cities incorporated: Danville; San Ramon; and Orinda. While the County grew by 22.4 percent several cities grew at much faster rates: Hercules (182 percent); Brentwood (70.5 percent); Clayton(69.1 percent); Antioch(45.7 percent); Pittsburg (44 percent); and Martinez (40.9 percent). Between the 1990 Census and the end of 1992, the County grew by 6.4 percent but several cities had more rapid growth: Brentwood (27.8 percent); Clayton(14.6 percent); Antioch (11.9 percent); Hercules (10.6 percent); San Ramon (10.1 percent); and Martinez (10.0 percent). Population projections prepared by the Association of Bay Area Governments (ABAG) indicate that the region as a whole is expected to grow by almost 1.5 million people between 1990 and 2010. The largest absolute increases in population will occur in Santa Clara, Alameda, and Contra Costa Counties, although the fastest growing counties in terms of percentage growth are expected to be Solano and Sonoma. According to ABAG's Projections 94, Contra Costa County is expected to grow from 803,732 persons in 1990 to 1,104,700 residents in 2010 or by an average of 15,000 persons per year. The greatest amount of population growth is expected to occur in the eastern communities of Antioch, Oakley, and Brentwood. Brentwood is projected to be one of the fastest growing areas in the San Francisco Bay region. Coupled with future growth in Pittsburg, East County is anticipated to add approximately 160,000 new residents by the year 2010. This is over half of the projected growth in the County. In West County the only areas which are expected to grow significantly are Richmond and Hercules. In Central County there is expected to be significant growth in Danville, Clayton and San Ramon. 8 ti . Residential Construction The number of housing units in Contra Costa County grew from approximately 91,000 in 1950 to 316,000 in 1990. Forty thousand new homes were constructed in Central County during the 1960's, with two thuds of the growth taking place in Concord,Walnut Creek, and the Lamorinda(Lafayette- Moraga-Orinda)area. In contrast, 10,000 housing units were built in West County and 4,000 were added in East County between 1960 and 1970. During the first half of the 1970's, the rate of residential construction slowed dramatically in West County, but remained very strong elsewhere. The cities of Antioch and Pittsburg registered 30 percent increases in their housing stock during this five year period, as did Concord, Walnut Creek, and Pleasant Hill. Over 6,600 new homes were completed in East County; 8,000 homes in Concord; and 5,500 new housing units each in Walnut Creek and the San Ramon Valley. Residential construction in the County continued to boom during the latter half of the 1970's, until high interest rates began to slow new housing starts in 1979-1980. Over 30,000 new housing units were completed between 1975 and 1980, compared to 36,600 during the previous five years. A similar number of housing units were built between 1980 and 1990 when approximately 64,270 housing units were built in the County. Housing construction nosedived during the early 1980's, primarily due to high interest rates. By the end of 1984, the local home building industry had recovered, completing 5,100 new units. During 1985, almost 6,300 homes and apartments were built. In 1986, 7,800 units were constructed, an increase of 24 percent over the previous year. During 1987, 11,100 units were finished, representing a very strong 42 percent increase over the previous twelve month period and the most units completed in a single year in the 1980's. Although construction decreased in 1988 and 1989, it remained relatively high with 9,400 and 7,900 units being completed in those years. Construction activity was very strong in North Central Contra Costa County throughout the 1980's. Almost 20,000 housing units were built in the 1980's in North Central County (along the northern I- 680 corridor between Martinez and Walnut Creek), compared to 19,800 units completed in East County, 13,700 units in West County, and almost 11,000 units in the San Ramon Valley. However, the San Ramon Valley and East County have been the fastest growing areas during the 1980's, with increases in housing of 50.0 percent and 50.3 percent respectively. The greatest amount of new housing growth during the decade occurred in the cities of Antioch (6,900 new units), San Ramon(5,200), Richmond (5,100), Pittsburg (5,000), and Concord (4,800). Other communities that experienced significant growth during the 1980's have been the unincorporated areas of North Central County (3,500 new homes or apartment built), Hercules (3,500 units), Martinez(3,400),Walnut Creek(2,900 units),unincorporated Oakley (3,100), Pleasant Hill (3,100), and the unincorporated community of Bay Point (2,000). Projections by ABAG indicate that almost 114,000 households (occupied housing units) may be created in Contra Costa County over the next twenty years (1990-2010). Almost half of this 9 projected housing growth(55,000 households)is expected to be in East County which amounts to a doubling in the existing housing stock between 1990 and 2010. Between 1990 and 2000, approximately 8,100 new households are expected to be created in West Contra Costa, 12,000, in North Central County, and 12,600 in the San Ramon Valley. East County households should increase by 25,700 during the same period. The specific areas of Contra Costa County that are projected to grow the most between 1990 and 2010 are the Antioch area (18,000 new households); rural East Contra Costa, including Oakley, Byron and Discovery Bay (16,700 new households); Brentwood (11,100 households); Pittsburg (9,200 households); the San Ramon area (5,000 households); Danville (5,700 households); and Richmond, including El Sobrante, (5,000 households). ABAG projections imply the need for approximately 30,000 new households to be built in Contra Costa County during 1990-1995, 31,000 new households between 1995-2000, and 26,000 units between 2000-2005, and 23,500 between 2005-2010. The projected housing demand translates into the need for about 5,700 new dwelling units added to the County's housing stock each year. Housing Characteristics In 1990, almost three-quarters(73.5 percent) of the County's housing was single family homes while 23.5 percent of the housing units were in multiple units. An additional 2.3 percent of the units were mobile homes. The proportion of single family homes did not vary greatly by sub-area of the County. West County had the lowest proportion, 71.8 percent, and East County the highest with 75.7 percent. Approximately two-thirds of the County's housing stock is owner occupied although there is some variation by sub-area of the county: West County, 61.4 percent, Central County, 70.6 percent, and East County, 67.1 percent. Single family homes and mobile homes are the most likely type of housing to be owner occupied with 85.8 percent and 86.4 percent, respectively. The latest estimate shows that there is a 5 percent vacancy rate for all housing units in the County. Vacancy rates vary by city and sub-area. In 1993, Clayton had the lowest rate, 1.5 percent, and San Pablo had the highest, 7.4 percent. Areas with high proportions of single fancily homes tend to have the lowest vacancy rates. Median rent at the time of the 1990 Census also varied greatly. The unincorporated area of North Richmond had the lowest median rent at$257 per month and Clayton had the highest at $1,046. The countywide median rent was $613. Median value of owner-occupied housing was $254,100 in 1990. Median value was the lowest in East County at $165,164, followed by West County at $191;796 and Central County at $308,763. One of the most striking changes in the demography of California and the nation during the 1970's was a decrease in the size of an average household. Between 1970 and 1980, the average household 10 size in the nine-county San Francisco Bay Area decreased from 2.9 persons to 2.57, while the average in Contra Costa plummeted from almost 3.2 persons per household to less than 2.7 ten years later. The major factors contributing to the decline in household size in the 1970's were the large number of "baby boomers" who entered the labor force and set up their own households, the increasing number of female-headed households, and the historically low birth rates among women of childbearing age. Although the size of the average household in the San Francisco Bay Area has remained fairly constant between 1980 and 1990, statewide the ratio has increased from 2.68 to 2.79 persons. In Contra Costa County, however, the average household size has continued to decline since 1980, dropping from 2.69 persons to 2.64 in 1990. Projections for the next 20 years show that persons per household is expected to remain fairly stable in Contra Costa County. Household Tenure The County housing stock consists of two-thirds(67.6 percent) owner occupied homes and one-third (32.4 percent)renter occupied. Tenure within the county has varied historically, although in recent years it has been relatively steady. The biggest increase was between 1950 and 1960 when the percentage of homeownership increased from 55.3 percent to a peak of 72.7 percent. It has decreased slightly after 1960 partly as a result of an increase in construction of apartment structures and perhaps more recently, due to higher costs of home ownership. However, the percentages have remained fairly stable over the last two decades: San Pablo and Richmond had the lowest percentage of owner occupied housing in 1990 with 47.1 percent and 54.5 percent, respectively. The cities with the highest percentage of single family homes also have the highest percentages of owner occupied housing: Clayton, 92.8 percent, Orinda 91.4 percent; and Danville, 87.8 percent. Alamo,Blackhawk, and Discovery Bay had the highest percentages of owner occupied households of any of the unincorporated communities, 92.9 percent, 95.5 percent and 88.6 percent respectively. North Richmond with 28.5 percent and Crockett with 58.2 percent had the lowest proportions for any of the unincorporated places. Population Characteristics The racial composition of Contra Costa County is predominantly white non-Hispanic (69.7 percent). West County has the highest proportion of Blacks(25.6 percent) and Asians (16.2 percent). A larger proportion of East county is Hispanic (almost 20 percent) compared to other sub-areas. Although Central County is still predominately white, 88.3 percent, the other racial groups and Hispanics have increased proportionately since 1980. Median age of the populations in Contra Costa's cities and communities varied from a low of 25.5 years in North Richmond to a high of 46.7 years in Bethel Island. The median for the County was 34.2 years. Median age has been increasing from 26.9 years in 1950 to a high of 34.2 years in 1990. However, 11 median age is predicted to increase in the future to 39.5 years in the year 2010 as the baby boomers age. In 1990, 21.4 percent of the population was under age 15 while 10.9 percent was 65 or older. Over the twenty year period from 1990 to 2010, the population will continue to age and by 2010, approximately 15 percent of the County's population will be 65 or older and only 19 percent will be under 15. The 65 and older age group will almost double between 2000 and 2010 and by 2020 it is projected to comprise 19.5 percent of the population. Since the under 15 age group will be about 19.6 percent of the population, the two groups will be of approximately equal size. Income Trends Contra Costa County ranked third in the State in per capita income ($20,423) in 1990. While the countywide median household income was $45,087 in 1990, there was great variation in median income between cities and communities. North Richmond had the lowest level of income ($8,763) and Blackhawk the highest ($129,135). Jobs and the Economy of the County During the latter half of the 1800's the County was a major agricultural center and had several busy ports. The coming of the railroads served as a catalyst for major industrial development in the early and mid 1900's. There was rapid expansion of the County's employment base in the 1960's as the number of jobs increased by 44 percent. In the 1970's, another 58,000 jobs were created for a 41 percent increase. The composition of the employment base shifted away from manufacturing towards more retail and service jobs. Major increases in professional jobs were seen in the 1980's as 92,900 jobs were added bringing employment to approximately 300,000 jobs by 1990. Employment is expected to increase in the 1990's but at a slower rate according to California Employment Development Department. The number of people in the civilian labor force has been greater than the number of jobs in the County since at least 1960, but the gap between the two narrowed in the last decade. Although there are still fewer women than men in the County's labor force, women are becoming a larger portion of the labor force. In 1980 the ratio of women to men was 75 per 100 and by 1990 that had risen to 83 per 100. Women's labor force participation rates increased dramatically for women over age 25. ABAG's Projections '94 projects the labor force by area of the County to the year 2010. A decline in job growth is projected between 1990 and 1995 followed by increases of over 40,000 jobs in each of the three following five year periods. The most growth is expected in East County where 46,000 new jobs are projected between 1990 and 2010. 12 Contra Costa HOME Consortium -RECENT TRENDS IN POPULATION AND INCOME The Contra Costa HOME Consortium consists of four cities - Antioch, Concord, Pittsburg, and Walnut Creek- and the Urban County of Contra Costa, which consists of the Cities of Brentwood, Clayton,Danville, El Cerrito, Hercules, Lafayette, Martinez, Moraga, Orinda, Pinole, Pleasant Hill, San Pablo, San Ramon, and the unincorporated portions of the County(communities such as Alamo, Bay Point, Clyde, Crockett, Discovery Bay, El Sobrante, North Richmond, Oakley, Pacheco, and Rodeo). The HOME Consortium, therefore, covers all of Contra Costa County, with the exception of the City of Richmond and represents almost 89 percent of the County's population. (See Map 1 - Urban County and Consortium cities.) The Consortium area experienced considerable population growth during the 1980's. As Table I-1 indicates, the total population grew by 23 percent between 1980 (581,704) and 1990 (716,307). Since 1990, the population is estimated to have increased by an additional 6.5 percent. The Consortium area's ethnic composition also experienced considerable change during the 1980s, due primarily to the high growth rate among the minority population. In 1980, 82 percent of the population was White, 8 percent was Hispanic, 7 percent was Asian/Pacific Islanders, 4 percent was African-American, and less than 1 percent was Native-American. In 1990, 74 percent was White, 11 percent was Hispanic, 9 percent was Asian/Pacific Islander, 5 percent was African-American, and less than 1 percent was Native-American. Although in absolute numbers the White, non-Hispanic population increased in size more than any other single racial/ethnic group (growing by more than 56,394 persons), the rate of growth of this category was the least of any single group (12 percent). In contrast, the minority population as a whole experienced a rate of growth of 75 percent (from 104,709 in 1980 to 182,918 by 1990). The numeric increases in the Hispanic (30,485) and Asian&Pacific Islander (37,019) populations were the most significant. 6 Unless otherwise noted,this discussion refers to the Consortium area only. 13 Table I-1 -Population Trends POPULATION 1980 Census Data 1990 Census Data %Change White(non-Hispanic) 476,995 533,389 12% Black(non-Hispanic) 24,019 35,338 47% Hispanic(all races) 48,107 78,592 63% Native American(non-Hispanic) 1,442 4,004 178% Asian&Pacific Islanders(non-Hispanic) 26,921 63,940 138% Other(non-Hispanic) 4,220 1.044 -75% Total Population 581,704 716,307 23% Household Population 575,472 707,304 23% Non-household Population 6,232 9,003 44% There is significant variation in household income across the racial/ethnic groups in the Consortium area. Approximately 75 percent of White and Asian households are classified as moderate-income or higher. According to the 1990 Census, 68 percent of the White and Asian households earned in excess of 95 percent of the median area income of$52,400. In contrast, almost one-third of all African-American households and one-quarter of Hispanic households living in the Consortium area earn below 50 percent of the area median income. This can be compared to 15 percent of the White and Asian households earning less than 50 percent of the area median income. Although the percentage of White, non-Hispanic households that earns less than 50 percent of the area median income is much lower than that of the Hispanic or African-American populations, White households comprise the majority of households that are very low-income. There is a total of 32,318 White very low-income households, compared to 3,651 very low-income African- Americans and 5,320 very low-income Hispanics. Therefore, it can be concluded that although a higher proportion of Hispanic and African-American households are very low-income, a greater number of White households are very low-income. 14 Table I-2 -Household Income Trends Households Total %of Total %Very Low %Other Low %Moderate %Above Households House- Income Income Income 95%MFI 1990 holds 0-50%MFI* 51-80%MEI 81-95%MEI White(non-Hispanic) 215,456 80% 15% 10% 7% 68% Black(non-Hispanic) 11,779 4% 31% 14% 9% 46% Hispanic(all races) 21,278 8% 25% 16% 9% 50% Native American(non- 1,464 1% 20% 13% 10% 57% Hispanic) Asian&Pacific 18,066 7% 14% 9% 8% 69% Islanders(non- Hispanic) All Households 268,289 100% 1 16% 11% 7% 66% Metropolitan Statistical Area MFI Jurisdiction's MEI(not available for National MFI urban counties or consortia) $52,400 N/A $35,939 Source: 1980& 1990 U.S. Census *MFI=Median Family Income 15 V / ppl, QQ��rr t• J of � � • a • J I I r y J I I y� t"P, ?� Housing and Homeless Needs Assessment?(24 CFR 91.205(a))' Categories of Persons Affected (24 CFR 91.105(b))9 Overall Need Over 100,000 households in the Consortium area require housing assistance to alleviate one or more housing problems, including overcrowding, a lack of affordability, and/or structural problems (e.g., lack of kitchen, bathroom). The purpose of this section is to discuss these needs in greater detail, including variations in need experienced by very-low, low- and moderate-income households, seniors, large related households, renters, and owner-occupants. This discussion relies on 1990 Census data provided by HUD and summarized in Table I-3. According to the HUD data, households are defined as having a need for housing assistance if they are experiencing any of the following: • Overcrowding -the number of occupants in a residential unit exceeds the number of rooms. • Excessive cost burden- total housing costs (including utilities) exceed 30 percent of gross household income. • General housing need - household is experiencing one or more housing problems, including overcrowding, excessive cost burden, and/or structural problems (e.g., no kitchen or bathroom). 7 Unless otherwise noted,all figures are rounded to the nearest fifty. 8(General)The plan must describe the jurisdiction's estimated housing needs projected for the ensuing five-year period. Housing data shall be based on U.S. Census data provided by HUD,as updated by any properly conducted local study,or other reliable sources,and should reflect consultation with social services agencies conducted in accordance with citizen participation process. 9(I)The plan shall estimate the number and type of families in need of housing assistance for extremely-low,very-low, low-,and moderate-income,for renters and owners,for elderly persons,for large families,for persons with HIV/AIDS and their families,and for persons with disabilities. The description of housing needs shall include a discussion of the cost burden and severe cost burden,overcrowding and substandard housing conditions being experienced by extremely-low,very- low, low- and moderate-income renters and owners compared to the jurisdiction as a whole. (2)For any of the income categories,the extent that any racial or ethnic group has disproportionately greater need in comparison to the needs of that category as a whole,assessment of that specific need shall be included. 17 aR 1 0 1 co 1 29 1 C* C" bt : A 1 ?RI dD0 CD C4 co 0 cc I 10 r. C4 10 to to C.) LO LO V) cc : ai IM i 7R 03 '41 C4 t4 0 0 C-4 C31 Co j CD 44 aR ZR fs 7R co ;� i C4 : CD 0 0 M IM V CD V V I IV C%l 1 cc; = o Lt; cri co u fn uj L6 LL aq BR LO w bq in Tomo V co Lo 0 CO 0) LID CD to w V v LD V) P. 40 cli 0) IR zR Wt i ZR IR CD f La IR 'D 1 R to i to 44 Lo V G� i = LU CD luo) 0 w co c La 1 CO La 0 La to V) C4 Ln N qr cc N M i co -e fz qtco & It CL C4 i ZR s 2R t aR aR LIDO 1 c) aR ?R ZR r. Lo C-4 0 -e NC4 CD N 0)C4 -e La -4 NN Cb 1 0 CO P- qr vi P, 4jr r<c a > o t p ° _ : I i i s i i i i N s OR am 0Lo C4 < co La N r� %r 0 LD Cc 1 ago C-qe 4 w o L. 0 CD oy cc — —---———-- --- ——— - Lo co co C4 fo La 40 cc co tn OD w ol V co v R CD OD w 0 1 LO Lo v; C-4 cc Lo co "r 1 C4 C4 = 7R 22R co 0) C4 to Cc 0 0) co co OD 'Con CM :2 —3 a CL 0.0 LL Cc c 0 GOo i f yt i0 ?R .0 aR aR LU OR i 0 i to 0Lo A A 0z A 0 A Cc E r E 0 0 V' MZ 10 c 1; 11 to CL cl, C) 0 10 CL ; a , a 'o ao aR It fa L6 r-: C6 C6 Among consortium residents of all income levels, 38 percent or approximately 102,000 households have at least one housing problem. Renters have a higher incidence of housing problems than owners. However, since there are more owners in the Consortium than renters, a higher number of owners have housing problems. Forty-eight percent of all renters or 38,500 households have a housing problem, compared to 33 percent of all owners or approximately 62,000 households. Both renter and owner households with problems are much more likely to be experiencing high cost burdens rather than overcrowding. For example, 35 percent of all Consortium households have housing cost burdens in excess of 30 percent, and 12 percent have housing cost burdens in excess of 50 percent. However, only 8 percent of households are overcrowded. This pattern is the same for low- and moderate-income households. Of the 46,250 low- and moderate-income renters, 74 percent (34,450 total households) have one or more housing problems, and 31,900 or 69 percent have housing cost burdens in excess of 30 percent. Among low- and moderate-income owners (45,800 total households), 50 percent or 22,950 have housing problems. Almost all households with housing problems (22,250 out of 22,950) have housing cost burdens in excess of 30 percent." Exhibits 1, 2, and 3 (on pages _to_) illustrate the housing problems of overcrowding and housing cost burdens for renters and owners. These bar graphs and Table I-3 should be consulted while reading the following subsection. Among renters, the following incidence of housing problems was noted by the 1990 Census: • Seventy percent or 5,300 large households have housing problems. Of the 6,250 renter households that are overcrowded, 57 percent or 3,550 were large renter households. • Sixty-three percent or 6,250 elderly households have housing problems. • Forty-five percent or 15,700 small, related households have housing problems. • Forty-two percent or 11,750 of all other households have housing problems." Although a higher percentage of large households have housing problems, in absolute numbers, more small, related households have housing problems. Among owners, non-elderly owners are more likely to have a housing problem than elderly owners. Thirty-seven percent of non-elderly owners (53,850) have a problem compared to 20 percent (8,500) of all elderly owners. Housing problems of owners are primarily explained by 10 HUD provided information on overcrowding for all households and for those households at 80 percent or below area median income. Information on over-crowding among households at 81 percent to 95 percent of area median income was not available. Therefore,this subsection does not present information on overcrowding among all low-and moderate-income households. 11 Other households include those households that do not meet the definitions of small related,large related or elderly. These would include all single households (excluding elderly), as well as other household configurations in which the members are not related to each other. 19 high housing cost burdens, as Exhibit 1 displays. Thirty-one percent of all owners (58,300) have a cost burden in excess of 30 percent, and 15,750 or 8 percent of all owners pay more than 50 percent of their incomes for housing costs. Non-elderly owners are much more likely to experience excessive cost burdens than are elderly owners, regardless of income. Another measure of overall housing need is provided by the Association of Bay Area Governments (ABAG).12 Based on the latest available projections, the following need for additional housing exists in the Consortium area: Number of Units Total Projected Need13 43,950 Very low-income (household income below $19,075) 8,600 Low-income (household income below$30,520) 6,200 Moderate-income (household income below $45,780) 8,850 Above-moderate income (income above $45,780) 20,250 The Consolidated Plan focuses on meeting the housing needs of the very low- and low-income groups. Extremely-Low Income Households Housing needs of Extremely Low-Income Households (0-30 percent median income) are the highest (see Table I-3). It is not surprising that the major problem experienced by these households results from the excess cost-burden imposed by housing costs. Just under three- fourths (16,700 households) of all Extremely Low-Income Households pay more than 30 percent of their income on housing and 59 percent (13,300 households) pay more than 50 percent. The problem is more severe for renters than owners, with small-related and large renter families experiencing the highest incidence of excess housing cost-burden. Very-Low Income Households A substantial proportion of Very-Low Income Households experience one or more housing problems: 31,500 households or 72 percent of all households with incomes at/below 50 percent AMI have housing needs resulting from overcrowding, excess cost burden, or structural problems. 12 ABAG is required to calculate each local jurisdiction's share of the existing and projected housing needs for households at all income levels of the San Francisco Bay region. The last projection was published in 1989 and covered the five-year period, 1989-94. State legislation has extended these projections to year 1997. 13 These income group definitions differ slightly from those used by HUD. For example,using HUD's definitions and the PSMA median income of$52,400,the following income groups would be defined: very low-income($26,200 or below), low-income($41,920 or below),moderate-income($49,780),and above moderate-income(above$49,780). 20 R n r : Housing needs of Very-Low Income Renters are significant and relate primarily to excess cost burdens: 82 percent or 20,650 households in this group pay more than 30 percent of their gross monthly income for rent and utilities and 54 percent (13,650 households) pay more than half of their income for this purpose. Large renter households experience the highest incidence of housing problems (94 percent or 2,600 households), primarily due to overcrowding (61 percent/1,700 households). However, larger numbers of small-related households experience housing problems (8,550 households or 85 percent). Owners: Very-Low Income Owner Occupant Households also experience substantial housing problems. Among Very-Low Income Owners, 56 percent (10,500 households)have one or more housing problems. Again, the major difficulty faced by these households results from an excess housing cost burden. Over half of Very-Low Income Owners pay more than 30 percent of gross monthly income for housing costs (10,150 households) and 38 percent (7,050 households) pay more than 50 percent. Other Low-Income Households Other Low-Income Households are defined as households earning from 50 to 80 percent of the Area Median Income. Over 16,000 Other Low-Income Households (57 percent of the total) in the Consortium area experience one or more housing problems. The incidence of problems experienced by this income group are similar to those exhibited by Very-Low Income Households in that the percentage of renters experiencing housing needs is higher than that of owners. Housing needs for Other Low-Income Renters and Owner-Occupants are discussed in more detail in the following. Renters: Overall, 71 percent or approximately 9,350 households have a housing need. Excessive cost burden is still the primary problem in that 63 percent of renter households (8,300 households) pay more than 30 percent of their income for housing. However, there is a much lower percentage of households in this income group that are severely cost-burdened: only 9 percent of Other Low-Income Renters or approximately 1,200 households pay more than 50 percent of their incomes for rent. Among Other Low-Income Renters, there are some significant differences: • Large households are more likely to have problems than other renter households in this group; 86 percent or 1,300 large renter households have housing problems. As Exhibit 2 indicates, a much higher percentage of large households are overcrowded. • A higher percentage of elderly renters pay more than 50 percent of their incomes for rent; 17 percent of elderly renters in this income category are severely cost-burdened compared to 9 percent of renters overall. However, the elderly represent less than one-third of all low-income renters with excessive housing cost burdens. • Small related households represent the largest group of Other Low-Income Households 21 experiencing housing problems; 3,750 small related households have housing problems. This represents 40 percent of other low-income households with housing problems. Owners: Forty-five percent of all owners or approximately 6,850 households have a housing problem. As Exhibit 3 indicates, housing problems are primarily cost burdens exceeding 30 percent. Among owner-occupants, there are some differences among household types as follows: • The number and rate of elderly owners with any housing problem is much lower(20 percent or 1,350 households)than non-elderly households (64 percent or 5,500 households). • Almost one-third or approximately 2,400 non-elderly owners pay housing costs that exceed 50 percent of their gross incomes. Moderate-Income Housing Needs Moderate-Income Households are defined as households with incomes from 80 to and including 95 percent AMI. Households in this group demonstrate a lower incidence of housing problems than Lower-Income Households. However, needs remain significant: 9,000 Moderate-Income Households experience one or more housing problems. Unlike Lower-Income Households, Moderate-Income Owner-Occupants and Renter Households have a similar incidence of housing need: 45 percent of all renter households have one or more housing problems compared to 47 percent of owner-occupants. Renters: Not surprisingly, moderate-income renters are less likely to experience a housing problem than Lower-Income Households. Forty-five percent of moderate-income renters (or 3,500 households) have at least one housing problem. There is a low incidence (only 3 percent) of housing cost burdens in excess of 50 percent. • Large households are much more likely to have a problem than other groups (58 percent have problems), but the number of large households with problems (450) is smaller than other groups with housing problems. For example, among small related households 1,400 households have housing problems, and among "other" households 1,400 households have housing problems. • Thirty-eight percent of elderly renter households have housing problems, representing just over 200 households. Owners: Again, moderate-income owners experience fewer housing problems than owners at lower income levels. Forty-seven percent or approximately 5,550 moderate-income owners have a housing problem, primarily cost burdens that exceed 30 percent. Eleven percent of owners or 1,300 households have cost burdens that exceed 50 percent. (This is a higher rate than that for moderate-income renters.) Significantly fewer elderly households in this income group have high cost burdens. 22 M •p O � � V .d. O N L WR C °O C G a� r•, 3 � A D C W y 72 tw Z••i ao 3 U •� 0 ° 0 .� C d O > O d .a b4 N o O x o W b o cc O U b 14 a aii O a O O en n en V-------------------------- m x M a y o .�' N �. o C c W O 6 C N o a Vcc x o o :5 en ul N p U cn ON _ 00 O O O en O N O O Mo,L dnojo HHjo aA9Ejuaolad EXHIBIT 2 Renter Households Experiencing Housing Problems,Overcrowding and Housing Cost Burden 100% 90% 9,829 9,494 80% 11,29 11,15 c 9,363 E2 70% 9,178 a 8,308 60% SO% 38,51 c � 35,2 4,468 m 40% C w 30% 20% 15,20 1,751 1,262 1,411 1,187 10% 6,234 � 0% Housing Problems Overcrowded Housing Cost Burden >30% Housing Cost Burden>50% ® All Renter Households 0-30%MFI M 31 -50%MFI ® 51 -80%MFI Large Related Renter Households Experiencing Housing Problems, Overcrowding and Housing Cost Burden 100% 1,213 1 384 90% 1,307 1,266 80% 996 c 5,282 (— 70% 957 910 775 6096 868 50% 3,531 638 0 m 40% \ \ 383 30% Q. 20% \ \ \ 1,375 10% \ 46 0% Housing Problems Overcrowded Housing Cost Burden > 30% Housing Cost Burden >50% ® Large Related Renter HH's 0-30%ME 31 -50%MFI 51 -80%ME Source:1990 U.S.Cemus and U.S.Department of Housing and Urban Development EXHIBIT 3 Owner Households Experiencing Housing Problems, Overcrowding and Housing Cost Burden 90% 80% 70% 5,385 5,416 F p, 60% 0 0 50% 4,928 4,722 4,062 6,872 6,567 c 40% 62, 2,977 v 30% 20% 2,901 10% \ 15,76 4,678 279 441 748 0% Hawing Problems Overcrowded Housing Cost Burden>30% Housing Cost Burden>50% ® All Owner Households 0 0-30% MPI 31 -50% MFI ® 51 -80% MFI Owner Households Other Than Elderly Experiencing Housing Problems, Overcrowding and Housing Cost Burden 90% 80% 2,6873,374 2,384 70% ,019 0 5,479 2,239 E. 5,222 C 60% 0 CD 50% ,176 c 40% 53,82 50,33 m a 30%6 2,397 a 20% \ 10% 262 44C 753 12,3 4,613 \ 0% Housing Problems Overcrowded Housing Cost Burden > 30% Housing Cost Burden > 50:6 ® All Owners Other Than Elderly 0 -30% MFI 31 -50% MR ® 51 -80% MM Source: 1990 U.S.Census and U.S.Department of Housing and Urban Development Public Housing and Section 8 Waiting Lists Another indicator of housing need is the number of households that are waiting for public housing units or Section 8 Rental Assistance. As the numbers below document, there is a sizeable housing need within the Consortium area. Housing Authority of Contra Costa County(HACCC)" The Housing Authority of Contra Costa County maintains two mutually exclusive countywide waiting lists - one for the Section 8 programs and the other for conventional public housing. The Section 8 waiting list was last opened June 1991 through August 1991. There are 1,140 public housing units in the County and 5,646 on the waiting list for these units. The Public Housing waiting list has always been open. There are 3,966 section certificates and vouchers in the County, and 4,785 on the waiting list for rental assistance. Federal Public Housing Preferences are given to eligible applicants who: are living in substandard housing; pay more than 50 percent of their income toward rent; or have been involuntary displaced. Local Public Housing Preferences are given to: families of veterans or servicemen; and families who reside, work, or have been hired to work in Contra Costa County. Ninety-two percent of those on the Public Housing waiting list and 88 percent of those on the Section 8 waiting list receive either a federal or a local preference." Pittsburg Housing Authority The City of Pittsburg Housing Authority has a waiting list of 557 households for 653 Section 8 Certificates and Vouchers. is The HACCC waiting list covers units located in the Urban County(with the exception of the City of San Pablo),and the four Consortium cities. The Section 8 Programs waiting list covers the Urban County and three Consortium cities(with the exception of Pittsburg's Section 8 Program,which is administered by the Pittsburg Housing Authority.) 15 The following table shows the percentage of households currently on these waiting lists who have federal preferences: UNIT SIZE-SECTION 8 Public Housing Section 8 # =#/pref. % /pref. # #/pref. %/ pref. Seniors(1 &2 person) 1 bedroom 1,359 1,193 88% NA NA NA Small(2 to 4 persons)2 bedrooms 2,219 2,105 95% NA NA NA Large(5 to 6 persons)3 bedrooms 1,678 1,564 93% NA NA NA (7+persons)4 bedrooms 389 358 92% NA NA NA TOTAL 5,646 5,220 92% 4,785 4,202 88% 26 Housing Authority of San Pablo The Housing Authority of San Pablo currently has a waiting list of 195 persons for its 141 public housing units. Supportive Housing for Non-Homeless Persons with Special Needs (91.205(d))16 In the Consortium area, low- and moderate-income residents with special and supportive housing needs include: the elderly and frail elderly; large families; disabled persons, including those with physical, developmental, or mental disabilities; persons who have alcohol and/or drug addictions; persons with AIDS and related diseases; female-headed households; farmworkers; and domestic violence victims. The specific housing needs of each group are summarized in the following. Elderly Elderly households accounted for 52,450 of the total 268,300 households in the Consortium area, or nearly 20 percent. It is projected that there will be a higher rate of increase in the number of persons 65 years or older between 1990 and 1995 than the estimated rate of increase in the general population. Housing needs of the elderly stem in part from the fact that many elderly live on fixed incomes which do not keep pace with inflation. For example, rents have increased substantially in the Bay Area over the decade of the 1980s, with the result that a portion of the elderly are no longer able to maintain their existing residences. Elderly homeowners faced with increased expenditures for medical care, food, utilities, transportation, and other basic needs may also find themselves ultimately unable to maintain their current home. Despite housing affordability problems, the elderly in the Consortium area do not experience a higher rate of poverty than that experienced by the general population. Approximately 4.7 percent of persons 65 years and older in the Consortium area had incomes in 1990 that were below the poverty line, in comparison with 5.5 percent of total households in the Consortium area. Nevertheless, waiting list information available from HACCC indicates that there is a higher percentage of elderly households on HACCC's Section 8 and Public Housing waiting lists than their percentage representation among all renter households within the Consortium area. (There are 1,850 elderly households, representing 19 percent of total households on the HACCC waiting list. In comparison, elderly renters constitute only 12 percent of the total renter households in the Consortium area.) In addition to housing affordability problems, housing needs of the elderly also evolve with 16 The jurisdiction shall estimate, to the extent practicable,the number of persons who are not homeless but require supportive housing, including the elderly, frail elderly, persons with disabilities, persons with alcohol or other drug addictions,persons with HIV/AIDS and their families,and public housing residents. 27 changes in household circumstances and health status. As family members leave, elderly parents may find themselves in a residence too large for their needs with maintenance and financial requirements beyond their physical and financial capabilities. Reluctant to leave familiar surroundings and discouraged by often high costs of relocation, elderly homeowners may find themselves in an increasingly untenable situation. Senior residents in such circumstances would benefit from the increased availability of independent, but small scale affordable housing designed to meet the physical and social needs of the elderly. Shared-housing and reverse-equity programs offer additional alternatives for this population. Finally, as individuals age, they may experience a gradual increase in health problems, decreasing their ability to maintain an independent living situation. Depending on the nature and extent of health problems encountered, the housing needs of elderly populations in this group cover a broad range, including: independent multifamily housing units architecturally suitable for elderly populations; congregate care facilities with independent units, transportation, and central dining and social activities; life care facilities with housekeeping, meal service and medical care; and nursing facilities for the physically and mentally disabled elderly. According to the 1990 Census, the number of persons in the Consortium age 65 years and older with a mobility or self-care limitation totaled 14,650 persons or 17 percent of all elderly, compared to 7 percent of the population aged 16 to 64 years. Of the total population with mobility limitations, 56 percent (5,850 persons)were elderly; of those with self-care limitations, 21 percent (3,050) were elderly, and of those with both mobility and self-care limitations, 55 percent (5,700)were elderly. Again, the incidence of these problems increases with age: the highest percent of the population with both mobility and self-care limitations is 75 years or older. Frail Elderly The frail elderly constitute a subgroup within the elderly population. In general, a person is considered to be a frail, elderly person if he or she is at least 62 years old and has a health problem that creates a difficulty with one or more aspects of personal care or household management. As previously stated, 14,650 persons aged 65 years or older had a mobility and/or self-care limitation in 1990. The number of elderly persons with both_a mobility and self-care limitation was 5,700, the majority of which (64 percent) are 75 years or older. The needs for housing and supportive services for frail elderly persons are similar, but more intensive than those of elderly persons without significant health problems. The frail elderly face additional needs for suitable facilities which are modified for use by persons with limited mobility, dexterity, or strength. Frail elderly persons have increased needs for medical services, assistance with personal care and household management, transportation, and meals. 28 Large Families There are 7,550 large renter families in the Consortium area. (Large families are defined as those with five or more related members.) Seventy (70) percent of these experience at least one type of housing problem. In addition, there is a relatively low number of vacant units with 3 or more bedrooms which are available to rent or buy. This limited housing stock for large families represents a problem for this population, especially those with low household income. Disabled Population Limited comprehensive data are available on the housing needs of mentally and/or physically disabled populations in the Consortium area. A Contra Costa County 1990 Needs Assessment Summary Report published by the United Way reported that over 50,000 Contra Costa residents suffer from physical or mental disabilities. In addition, according to the 1990 Census: • over 21,000 adults residing in Contra Costa have both a work disability and a mobility or self-care limitation; • 41,500 adults have a work disability, but no mobility or self-care limitation; and • an additional 14,500 adults have a mobility or self-care limitation, but no work disability. Thus, an estimated 77,000 adults have some form of disability related to work, mobility, or self- care. It is noteworthy that this data represents only adults with disabilities and does not include children under 16, thus understating the number of disabled currently residing in the County. The County's disabled populations generally share a need for affordable housing which is close to services and transportation. The specific housing needs of mentally, physically, and developmentally disabled populations as well as those suffering from alcohol and/or drug abuse are described in the following. Physically Disabled The physically disabled generally require housing that is handicapped accessible and appropriately modified to facilitate independent living (e.g., barrier-free wheelchair access, special modifications for the blind and hearing impaired). Depending on the nature and extent of the disability, a portion of this population may also require ongoing supportive services, ranging from transportation and light housekeeping to full-time medical and personal care. In addition, transitional housing with supportive services is beneficial for the recently handicapped, who may require short-term medical care, special training and other assistance before returning to an independent living environment. 29 Developmentally Disabled The Regional Center of the East Bay estimates that there are more than 3,000 individuals in Contra Costa County with developmental disabilities. Persons who have developmental disabilities may have communication and learning disorders, as well as limited abilities to handle basic life skills. Individuals that are developmentally disabled may have needs that range as follows: • Independent living with support services; • Group homes, which provide a supportive environment at the same time encouraging independence and social skills; and • Housing facilities which provide a supervised living environment with extensive support services. Mentally Disabled Estimates of the County's mentally disabled population range from 8,000 to more than 17,000. Approximately 7,200 mentally disabled adults (18 - 60 years old) are served through the County's mental health system each year. As is the case with the physically handicapped, transitional housing with support services (mental health counseling, medical care,job training, substance abuse programs) is needed to facilitate the eventual return to society of the mentally disabled who are capable of living independently. An additional segment of this population is capable of functioning in a semi-independent living environment, with some supervision and supportive services as required. Individuals that are mentally disabled may have needs that include: • Independent living with support services; • Special-user housing including group Board and Care Homes which provide care and medical supervision; • Rental assistance in conjunction with units developed specifically for mentally disabled persons; • Other housing related assistance such as locating and securing housing, dealing with landlords, neighbors, and roommates, and independent living skills training; and • Provision for extended stays in public emergency shelters. Persons with Alcohol or Other Drug Addictions Recovering alcohol and drug abusers represent an additional component of the effectively disabled population. According to the draft Drug and Alcohol Abuse Needs Assessment Study, as much as ten percent of the general County population may be experiencing problems of alcohol abuse, 30 while an additional five percent suffer from drug abuse. Frequently, problems of substance abuse overlap with other social difficulties, (e.g., poverty, physical and mental disability, child and spouse abuse, and homelessness), greatly increasing the complexities of treatment for this group. In addition to extensive treatment and support services generally required for individuals and families with this problem, a portion of this population would be assisted by a move to transitional or permanent supportive housing for substance abusers. Persons with AIDS and Related Diseases As of September, 1994, the Contra Costa County Department of Public Health reported 1,463 cases of AIDS within the County. In addition, an estimated 4,000 Contra Costans are infected with HIV. Within Contra Costa County, heterosexual intravenous drug users, women, African- Americans and Latinos are being infected with the AIDS virus in increasing numbers disproportionate to the population as a whole. The results of a November 1992 survey indicate a range of needs for the HIV population within Contra Costa County, including housing affordable to lower-income ambulatory persons with HIV/AIDS and supportive housing for persons requiring special services and/or medical care. Twenty-nine percent of 140 respondents stated they were concerned with their housing security over the next six months. Additionally, community forums held in each region of the County identified housing as an ongoing need. A 1994 survey of unduplicated individuals who received services from agencies in the County found that low income is a problem experienced by most public service HIV-positive clients; only 5.9 percent of the 507 public service clients who are HIV positive reported an income exceeding $1,200 per month. All others reported income at or below $1,200 per month.17 According to the AIDS Project of Contra Costa County, 50 percent of their caseload of 400 clients have unmet housing needs. For 10 percent of their clients, housing needs were the primary presenting problem. The largest unmet housing need among this group is for emergency housing. Hospice of Contra Costa cites its greatest need as locating residential facilities for persons with AIDS. Amara House, which serves up to 5 persons with HIV/AIDS at a given time, is the only facility providing long-term housing specifically for ambulatory HIV/AIDS persons in the County and is always full. Female-Headed Households As of 1990, 41,550 households or just under one-fourth of all households in the Urban County were headed by women, including 10,700 households with children. Most of the special housing needs of this population stem from the relatively low income levels associated with female-headed households and from the presence of children. Households in this group have predominantly low 17 Monthly household income of$1,200 is approximately 37 percent of median income. Monthly median income for a 1-person household is$3,225. 31 incomes, pay a relatively high percentage of their incomes for housing, and experience high rates of overcrowding. Women with children also experience discrimination in rental housing. In addition to family housing affordable to very-low and low-income households, special assistance needs of this group include supportive childcare services and job training to facilitate access to higher paying employment opportunities. Farmworkers According to the California State Employment Development Department (EDD), there were 1,200 agricultural workers in Contra Costa County during 1991. In general, the County's year- round farmworkers tend to have relatively low incomes and, consequently, suffer from housing problems associated with the general shortage of affordable housing in Contra Costa. Further, although no specific data is available on.Contra Costa, a study on migrant farmworker housing in California found seriously substandard housing conditions, including basic structural deficiencies, lack of utilities, contaminated water supplies, and other significant health hazards. Although there are many year-round workers, the number of agricultural workers rises during the peak season. According to EDD, 800 seasonal migrant labor families worked in East County in 1991. Some housing is provided in County farmworker camps, but there is an additional need for family housing in this area. Victims of Domestic Violence Although there is no specific data on the numbers of homeless individuals and families that are victims of domestic violence, Battered Women's Alternatives" has kept detailed statistics on the number of families seeking shelter and assistance due to domestic violence. During the one-year period from July 1, 1992 to June 30, 1993, 180 families representing a total of 733 mothers and children, sought help from Battered Women's Alternatives. These families are frequently homeless once they leave the abusive household. Battered Women's Alternatives provides emergency shelter with support services and works with the families to move them into transitional housing and ultimately into permanent housing. Many of the women seeking help also have problems of alcohol or drug abuse requiring special treatment and counseling programs. In addition to a secure living environment for themselves and their children, victims of domestic violence need education and job skills training in order to achieve economic independence, along with extensive support services, including healthcare, mental health counseling, alcohol and drug abuse programs, parenting classes, and childcare. is Battered Women's Alternatives (BWA) is a Contra Costa County non-profit organization serving the needs of battered women and their children. 32 Existing Supportive Housing for Non-Homeless Persons with Special Needs Within the Consortium area19, there are a total of 3,050 beds and/or rental units serving the non- homeless persons with special needs: • 80 - 90 emergency shelter beds for persons with substance abuse problems; • 20 emergency shelter beds for mentally disabled men and women; • 24 emergency shelter beds and 56 beds and 14 two-bedroom apartments providing transitional housing for battered women and their children; • 5 multifamily rental units reserved for persons with HIV/AIDS; • 12 beds for persons with AIDS requiring short term respite or hospice care; • 5 transitional housing units for adults who are both substance abusers and mentally ill; • 168 transitional housing beds for recovering substance abusers; • 10 transitional housing beds for the mentally disabled; • 62 multifamily rental units for developmentally disabled men and women; • 67 multifamily rental units for mentally disabled men and/or women; 0 2,766 multifamily rental units serving the elderly and/or disabled. Information on the location, number of beds or units, and target populations is included in Exhibit B-6 in Appendix B. (The majority of the facilities on Exhibit B-6 are available to populations with special needs in addition to homeless persons within the same category.) Several non-profit organizations sponsor supportive housing services including Phoenix (mentally disabled), Battered Women's Alternatives (battered women and children), BiBett (alcohol abuse), Catholic Charities (AIDS), Housing for Independent People (mentally disabled), and Las Trampas (developmentally disabled). Many of these organizations receive CDBG funding from the Urban County and/or Consortium Member cities. Differences In Housing Needs Among Cities The preceding discussion analyzed housing needs for the Consortium area as a whole. The purpose of this section is to describe significant housing needs of Consortium members, including the Urban County and the Cities of Antioch, Concord, Pittsburg, and Walnut Creek. 19 Additional supportive housing for non-homeless persons with special needs located in the City of Richmond(outside the Consortium area)is included in Exhibit B-6 in Appendix B. 33 Incidence of Housing Problems20 Renters: In general, within the four entitlement cities and the Urban County, large renter households have a higher incidence of housing problems than either small or elderly households. However, in absolute terms, there are typically more elderly or small households with housing problems. Specifically: • Urban County- 82 percent or 10,800 very low-income renters have housing problems. Of these, 3,950 are small related households, 1,400 are large related households, and 2,500 are elderly households. • Antioch- 85 percent or 2,600 very low-income renters have housing problems. Of these, 1,450 are small related households, 316 are large related households, and 500 are elderly households. • Concord - 86 percent or 4,300 very low-income renters have housing problems. Of these, 1,900 are small related households, 400 are large related households, and 800 are elderly households. • Pittsburg - 82 percent or 1,850 very low-income renters have housing problems. Of these, 800 are small related households, 400 are large related households, and 300 are elderly households. • Walnut Creek - 90 percent or 1,650 very low-income renters have housing problems. Of these, 400 are small related households, 99 are large related households, and 600 are elderly households. wn r : Within the four cities and the Urban County, large owner households are also more likely to have housing problems than either small or elderly households. However, in general there is a larger numb r of elderly or small households with housing problems. The differences are as follows: • Urban County- 54 percent or 5,900 very low-income owners have housing problems. Of these, 1,700 are small related households, 657 are large related households, and 2,500 are elderly households. 20 One methodological problem in assessing minority group differences by tenure and city is the base number upon which percentage differences are calculated If the base number is low(which it is for certain subgroups in individual cities in the Consortium area),then percentage differences are not very meaningful. The larger the base number analyzed,the more meaningful are conclusions derived from this number. Although there is no absolute threshold of what this base number should be, it is reasonable to assume that percentages based on population groups that exceed 20 are meaningful. Consequently,the discussion below highlights differences between tenure groups among cities and among minority groups separately,but does not combine the two. 34 • Antioch- 52 percent or 850 very low-income owners have housing problems. Of these, 300 are small related households, 150 are large related households, and 300 are elderly households.' • Concord - 59 percent or 1,600 very low-income owners have housing problems. Of these, 500 are small related households, 50 are large related households, and 650 are elderly households. • Pittsbure- 58 percent or 850 very low-income owners have housing problems. Of these, 296 are small related households, 150 are large related households, and 300 are elderly households. • Walnut Creek- 67 percent or 1,250 very low-income owners have housing problems. Of these, 150 are small related households and 850 are elderly households. (According to the 1990 Census, there are no large very low-income owner households in Walnut Creek.) Incidence of Overcrowding R ntersZ1: The incidence of overcrowding among renters is highest in Pittsburg(16 percent) and lowest in Walnut Creek(4 percent). Large related households have the highest incidence of overcrowding in all the jurisdictions. The number of overcrowded renter households is as follows: Urban County(3,057), Antioch(633), Concord (1,270), Pittsburg (923), and Walnut Creek(350). Owners: Although the pattern of overcrowding among owners is similar to that for renters, the incidence and number of owners that are overcrowded is generally lower. In the Urban County, 2,924 households are overcrowded; 251 households in Antioch; 598 households in Concord; 807 households in Pittsburg, and 97 households in Walnut Creek. Assessment of Housing Need for Very-Low Income Minorities" The following discussion summarizes differences in the incidence of housing problems for very- low income minority populations in the Consortium as a whole and among Member Jurisdictions.' 21 See Table 1,Appendix B. Data provided by HUD does not report on cost burden separately by minority status. However,HUD did provide data on housing problems in general and specifically on the incidence of overcrowding. Also,HUD provided information only for very low-income households. See also Table B-2,Appendix B. Specific data on housing problems among minorities is presented in Table B-2 in Appendix B. 35 Renters: In general, the incidence of housing problems among very-low income minority populations renting homes in the Consortium area is essentially the same as for all very-low income households. In 1990, there were 9,450 very-low income minority/renter households in the Consortium, including 7,100 experiencing one or more housing problems. While more small related households experience problems (3,600 or 83 percent), the incidence of problems was highest among large renter households (95 percent, 1,700 households). Very-low income elderly minority households have the lowest number and incidence of housing problems (650 renter households, 74 percent). With the following exceptions, Consortium Members exhibit the same pattern with respect to the incidence of housing problems among very-low income minority renter households and all very- low income renter households: • In Antioch, the incidence (59 percent) and number(20) of very-low income minority elderly households experiencing housing problems is less than the incidence for very-low income households in general (71 percent, 486 households). • In Walnut Creek, very-low income minority seniors have a lower incidence of problem than all very-low income senior renters, while small and large-related households have a somewhat higher incidence of housing problem. Owners: Minority owner-occupant households with very-low incomes in the Consortium area have a higher incidence of housing problem than very-low income owners in general (67 percent compared to 56 percent), with the largest differences exhibited by large-related and small households. Among very-low income minority owner-occupants, large-related households have the highest incidence of problem(93 percent, 550 households), while the largest number of households experiencing problems are in the small-related household category (850 households, 79 percent). Again, very-low income elderly households demonstrate the lowest incidence of problem (42 percent, 550 households). Among Consortium Members, the following differences exist: • In the Urban County, the incidence of housing problems is higher among very-low income minority owner-occupants than among all very-low income owners (64 percent versus 54 percent). Large-related and small households in this group show a higher incidence of problem among minorities, while elderly minority households show a somewhat lower incidence of problem than is the case for all very-low income elderly owners. • Very-low income minority households in the Cities of Antioch, Concord, Pittsburg, and Walnut Creek also experience a generally higher incidence of housing problem than is the case for all very-low income owner-occupants (see Table B-2.) In Antioch, Pittsburg and Walnut Creek, minority elderly households experience a higher degree of housing problem than very-low income elderly in general, while in Concord, small related households experience the highest incidence of problems. 36 Assessment of Need by Racial Group Section 92.205(b)(2) of the Consolidated Plan regulations requires identification of disproportionate need among minority populations. According to the regulations, disproportionate need exists when the percentage of minority persons experiencing housing problems exceeds the percentage of the total population experiencing problems by 10 percentage points or more. The following table presents available data on housing problems experienced by lower income households. Based on this data, extremely low and very-low income black renters experience a disproportionate housing need compared to all extremely low and very-low income households. Further examination of data by household type indicates the following for very-low income households: among black households, disproportionate need is experienced by small renter households; among hispanic households, disproportionate housing need is experienced by small and large renter households and large owner households. Disproportionately low housing need is experienced by black and hispanic elderly renter households and hispanic owner households. All Households Black Households Hispanic Households 0-30% 31- 51- 0-30% 31- 51- 0-30% 31- 51- 50% 80% 50% 80% 50% 80% Percent of Renter Household 11,383 9,810 9,376 1,651 686 751 1,708 1,555 1,344 with Any Housing Problem 29.4 25.3 24.2 46.6 41.6 21.2 30.4 27.7 23.9 Percent of Owner Household 5,540 4,951 6,864 259 207 246 510 512 1,052 with Any Housing Problem 8.9 8.0 11.1 13.2 10.6 12.5 9.1 9.1 18.7 Elderly Small Large Elderly Small Large Elderly Small Large Percent of Renter Household 4,651 8,511 2,613 224 1,279 354 227 1,730 913 with Income Below 51%and with Any Housing Problem 21.9 40.1 12.3 9.6 54.9 15.2 6.9 53.0 28.0 Percent of Owner Household 4,622 2,940 1,023 175 172 90 246 361 244 with Income Below 51%and with Any Housing Problem 44.1 28.1 9.8 37.1 36.4 19.1 24.2 35.5 24.0 37 Homeless Needs (24 CFR 91.205(c))21 Nature and Extent of Homelessnesg25 Homelessness has been increasing in the past several years for many reasons. Key among these is the economic downturn and employment restructuring experienced nationwide. This is associated with a loss of jobs at most skill and income levels. The second principal reason is the reduction in the formal and informal social support systems for individuals and families. Consequently, when an individual loses his or her job or experiences other events with negative economic impacts, there are fewer resources both in terms of a supportive informal social network(extended family and friends) and in terms of social programs to ameliorate the impacts of the job loss. Finally, federal funds to assist housing steadily declined during the 1980's at the same time that the price of market housing increased substantially. It is generally acknowledged that it is difficult if not impossible to ascertain the number of homeless persons in a large jurisdiction. One of the major reasons for this difficulty in counting how many homeless persons there are in any given area is that many homeless persons do not wish to be counted. Reasons for this may include shame and alienation from and fear of official activities. Another factor adding to the enumeration difficulty is that there are frequent changes in the homeless population and their locations. It is possible that a count will be obsolete before it is completed. Nevertheless, in order for the Contra Costa County Home Consortium to address the problems of the homeless, there is a need to have the best possible information about the extent and composition of the homeless population. Data on the extent of homelessness are presented below from a number of sources, including data provided by HUD. • HUD 1990 Census Data-Reported that there were 319 adult homeless persons in shelters, 44 youths, and 16 abused women for a total of 379 sheltered, homeless persons. In addition, there were 257 persons visible on the streets, bringing the total homeless count in the Census to 636. za Describe nature and extent of homelessness,including rural homelessness. Include need for facilities and services for homeless individuals and homeless families with children,both sheltered and unsheltered,and homeless subpopulations, in accordance with a table proscribed by HUD. Include the characteristics and needs of low-income individuals and families with children who are currently housed but threatened with homelessness. Include a narrative description of the nature and extent of homelessness by racial and ethnic group,to the extent information is available. 25 Homeless needs were derived from the following documents:the Contra Costa County Consortium FY 1994-1998 CHAS, the Contra Costa County FY 1992 CHAS, Contra Costa County Housing Element (1992), a report recently published by Paul Gibson Associates, "A Homeless Prevention Plan Creating Options and Opportunities for the Homeless of Contra Costa County,1992-1995,and California State EDD"Annual Planning Information,Contra Costa County,"June 1992. Telephone contact was made with Contra Costa County's Social Service Department to obtain updated numbers on AFDC-HAP recipients,the Housing Authority of Contra Costa County,as well as with numerous social service providers. 38 • State Health and Welfare Agency-Estimates indicate that on a statewide basis, .38 percent of the State's population is homeless. Applying this figure to the Consortium's total population of 716,307 yields a total homeless count of 2,722. • Contra Costa County Department of Social Services -During FY 1994, an estimated 4,000 families received assistance from the AFDC Homeless Assistance Program(HAP).26 This number may undercount the total number of homeless persons because only families eligible for AFDC are included. The undercount is offset to an unknown extent by duplicate-counting of some family units. It should be noted, that the number of families requesting assistance under this program for 1993-94 represents an increase of 12 percent over the number seeking help in 1991-92. • Housing Authority of Contra Costa County - Provided a point in time estimate from its two emergency shelters, Brookside and the Central County Shelter. The counts were undertaken at different times (May 15, 1993 and October 15, 1993). According to these counts, there were a total of 15 homeless families (6 of which received shelter) including 49 persons (of which 18 were sheltered). In addition, there were 65 adults, all sheltered. However, the Housing Authority did not keep records of the number of adults that were turned away from the shelter. It should be noted, that the average occupancy for the month of May for the Central County shelter was 97 percent of capacity. According to the Housing Authority of Contra Costa County, the need for shelter beds at present exceeds the supply. • Based on statistics from County and State welfare records on homelessness, HOMEBASE estimates that in 1994 Contra Costa County had 15,000 persons who experienced an episode of homelessness, including 4,000 homeless families. Although there is no exact information on the distribution of the homeless within the Consortium area, there are some cities, subareas, and unincorporated areas in which a larger proportion of homeless live. These areas are North Richmond, Bay Point, Pittsburg, San Pablo and the Pacheco area of Concord.27 The County homeless shelters maintain data on city of origin for each client. These figures demonstrate a distribution of homelessness across the County.28 26 The County Social Services Department serves Richmond, as well as the other areas of Contra Costa County. Consequently,the total number of AFDC-HAP cases reported here is estimated by excluding Richmond. This estimate is derived by subtracting approximately 26.6 percent of cases from the total,since 73.4 percent of all AFDC cases are located in areas other than Richmond. 27 This information was provided by the consultant to the Association of Homeless and Housing Service Providers. 28 For FY 93/94,the distribution by area of the County follows:Alamo(1);Antioch(32);Bethel Island(1);Brentwood (3); Clayton(2);Concord(276);Danville(1);El Cerrito(3);El Sobrante(2);Lafayette(5);Martinez(41);Moraga(1); Oakley(3);Orinda(3);Pleasant Hill(14);Pittsburg(54);Richmond(504);San Pablo(6);San Ramon(1);Walnut Creek (35);other counties(25);out of state(11);and unknown(2). 39 Finally, although there is no comprehensive information on the extent to which the incidence of homelessness varies in the Consortium area by racial and ethnic status, the 1990 Census data provided by HUD suggests that minority homeless individuals, make up a disproportionate share of the homeless. Of the total homeless reported in the 1990 Census for the Consortium area, 42 percent or 268 individuals were members of a minority group. In comparison, the minority population of the Consortium area is 26 percent. Special Needs Subpopulations Homeless Families Table 1 presents limited information on the number of homeless persons and provides estimates for special population groups. The majority of known homeless persons in Contra Costa are one- or two-parent families with children. According to HACCC's homeless coordinator, the fastest growing segment of the homeless population is women with children. It is estimated that there are at least 1,900 homeless adults and children living in families. Additional and special assistance needs of this group include emergency and transitional housing suitable for families, basic education,job training and counseling, childcare, family counseling, drug and alcohol recovery programs, and assistance in locating and obtaining affordable housing appropriate for families. Homeless Individuals The second largest group of homeless in the Consortium area consists of single men and women. Based on a questionnaire distributed by Contra Costa County's Office of Homelessness and human service organizations in 1987 to 1,000 homeless persons, 18 percent of those responding were single men, 8 percent were single women, and 3 percent were childless couples. The majority of this group is either unemployed or a member of the working poor whose resources are inadequate to obtain housing on a long-term basis. Many homeless men and women also suffer from physical and/or mental health problems, as well as substance abuse problems. Homeless women also face the problem of sexual assault. According to the Rape Crisis Center in San Pablo, 46 unsheltered, homeless women were assaulted in 1993. In addition to emergency and transitional housing, assistance needs of this group include education and training programs to facilitate economic independence, medical care, mental health counseling, drug and alcohol recovery programs,,and increased access to affordable housing. 40 Table 1 -Homeless Populations and Subpopulations Total# Total Number Served By Part 1:Homeless Population Homeless Homeless Reception/ Emergency Transitional (a+c+d) Unsheltered Day Centers Shelters Housing (a) (b) (c) (d) Families with Children 1.Number Homeless Families NA NA NA NA NA 2.Number Persons in Homeless NA NA NA NA NA Families Individuals not in Families 3. Youth(17 years or younger) NA NA NA NA NA 4.Adults(18 years or older) NA NA NA NA NA Total(lines 2+3+4). 636 257 NA 379 NA Part 2: Subpopulations %of Total Part 2:Line 6 %of Total Homeless Persons with Service Needs Related To 1. Severe Mental Illness(SMI)Only 20% NA NA 2.Alcohol/Other Drug Abuse Only 32% NA NA 3. SMI and Alcohol/Other Drug Abuse 15% NA NA 4.Domestic Violence NA NA NA 5.AIDS/Related Diseases NA NA NA 6. Other(specify)Homeless Youth 8% NA NA Source: Contra Costa Consortium CHAS 1994-1998 Source Notes to Accompany Table 1: Homeless Populations and Subpopulations There are two parts to CP Table 1 -Part 1 and Part 2. HUD guidelines require that data for Part 1 of the Table must be reliable and be based upon a point-in-time measure of homelessness. All Part 1 data entered must be drawn using methods for counting that eliminate duplication. Street or unsheltered data from the 1990 Census may not be used. The jurisdiction does not currently have available data that satisfy these criteria. Part 2 data, however, may be drawn from administrative record keeping, enumerations, statistically reliable samples, or other sources. Expert opinion is acceptable in this part of the Table. A jurisdiction may use proportions drawn from national, state, or local research which, in the opinion of the jurisdiction, reflect local conditions. Proportions for subpopulations were derived as follows: 41 Severe Mental Illness (SMI) Only_- The State Comprehensive Housing Assistance Plan (CHAP) estimate is 25 to 30 percent , and the equivalent number from HOMEBASE is 20 percent. The lower figure (20 percent)was used. Alcohol/Other Drug Abuse Only- The Contra Costa County draft Drug and Alcohol Needs Assessment estimated that between 23 percent and 40 percent of the County's homeless population abuses drugs or alcohol. A midpoint of 32 percent was used. SMI and Alcohol/Other Drug Abuse - Studies by the National Institute on Alcohol Abuse and Alcoholism suggest that between 10 percent and 20 percent of all homeless have a dual problem of mental illness and addiction. A midpoint of 15 percent was used. Homeless Youth- The State CHAP estimate is that 5 to 10 percent of the homeless population is runaway youth. A midpoint of 8 percent was used. Estimates of other homeless subpopulations, such as the physically disabled, veterans, victims of domestic abuse, and persons with HIV/AIDS were not available for the entire homeless populations, but for the sheltered population only, and consequently are not included in Table 1. Mentally Disabled The State Comprehensive Housing Assistance Plan(CHAP) estimates that 25 to 30 percent of the homeless population is mentally disabled. Estimates of the homeless Contra Costans with mental disabilities range from 2,000 to 5,000 per year. Special needs of this population include provision of mental health services at homeless shelters, outreach to encourage participation in long-term mental health programs, and follow up to aid the homeless mentally ill to secure and maintain stable, supportive housing upon shelter discharge. In addition, permanent subsidized housing with supportive services is needed for that portion of the mentally disabled population which is unable to achieve an independent living status. Individuals with Alcohol and/or Substance Abuse Problems The County's Drug and Alcohol Abuse Needs Assessment estimates that 23 to 40 percent of the County's homeless population suffer from problems of drug and alcohol abuse. Effective assistance for this population frequently requires special outreach programs including emergency, transitional, and long-term housing combined with substance abuse programs, education,job training and other services designed to assist individuals in achieving economic independence. Disabled Persons with Alcohol and/or Substance Abuse Problems A portion of the homeless suffer from a combination of disability and problems of alcohol/drug abuse. For example, the National Institute on Alcohol Abuse and Alcoholism estimates that 10 to 20 percent of all homeless persons are mentally disabled with drug or alcohol abuse problems. In addition to a stable living environment, efforts to meet the special needs of this population require 42 a combination of support services including extensive mental and physical health treatment, substance abuse programs, education,job training, and benefits counseling. Victims of Domestic Violence This special needs homeless population is discussed in the section on Special and Supportive Housing Needs (page__). Runaway/Abandoned Youth Runaway youth are estimated to be about. 10 percent of the homeless population.' They are particularly vulnerable to crime and problems of mental, physical, and sexual abuse. In addition to the need for shelter and basic services, runaway youth frequently require extensive counseling, medical care, and emotional and social support. For those who are without families or who come from dysfunctional households, long-term supportive housing may also be required. Persons with AIDS/Related Diseases The incidence of AIDS among the homeless population is largely unknown. The National Commission on AIDS has estimated that 15 percent of the homeless are infected with AIDS.30 Additionally, given the relationship between AIDS and drug abuse and the relatively high incidence of drug abuse within the homeless population, it is likely that a portion of the County's homeless population has AIDS. Special needs for this segment of the homeless population include subsidized supportive living situations for those who can no longer remain independent, counseling, medical services, and hospice care. Physically Disabled Although there is no accurate count of the number of homeless who are physically disabled, a 1988 national survey of shelters for the homeless reported that 11 percent of the nation's shelter population had physical disabilities. The special needs of this population include medical treatment and physical rehabilitation, as well as emergency and transitional housing which is accessible to the handicapped. In addition, long-term subsidized housing with supportive services is required for that component of the physically disabled which, due to physical or earnings limitations, is unable to move into an independent living environment. 29Framework for the Development of an Integrated Plan for Delivering Homeless Services in Contra Costa County, County Department of Public Health, September 1994. 30 Lambert,B. (1989)Study finds alarming AIDS rate in homeless shelter.New York Times,June 5:B 1. 43 Veterans Informal surveys conducted by the Contra Costa County Veterans Service Office indicate that 20 to 27 percent of shelter populations are veterans. According to the State CHAP, as many as one- third of the Bay Area homeless are veterans. As is the case with other subgroups of the homeless population, veterans often suffer from a combination of problems, including physical and mental disabilities and substance abuse, which inhibit or preclude gainful employment and economic independence. In addition to the special needs of populations suffering these problems, homeless veterans frequently require assistance in identifying and securing veterans'benefits. Rural Homelessness The Consortium currently has no data on rural homelessness. The County consulted with the Health Care for the Homeless Team and nonprofit organizations which currently serve the homeless population in Contra Costa County. These groups are unable to identify quantitative data for this population. Assessment of Homeless Need by Racial Group The Consortium's data on homeless need by racial group is limited to data which the Housing Authority of Contra Costa County maintains on the ethnicity of those clients who receive services through either of the two County-funded homeless shelters located in North Concord and Richmond. For the period from April 1994 through June 1994, 53 percent of the clients served were Black, 44.5 percent were White, 2 percent were Hispanic, and .5 percent were American Indian.31 Needs of Persons Threatened With Homelessness The population that is at-risk of becoming homeless consists of a segment of the extremely low- income population that is subject to a variety of conditions which increase the possibility of becoming homeless. These conditions are related to an individual's circumstances (for example, having very low incomes or special needs), and to an inadequate supply of affordable rental housing. In fact, in the Consortium area, there are 22,600 households whose incomes are 30 percent or below area median income, yet only 8 percent or 6,600 of the rental units are affordable to these households, and 2 percent or 3,800 owner-occupied housing units would be affordable. Further, a significant portion of this income group faces excessive housing cost burdens; 13,250 extremely low-income households or 59 percent of all households in this group pay more than 50 percent of their incomes for housing costs. The more a household pays for shelter costs, the fewer resources remain to pay for other expenses. Coping with emergencies, such as illness or 31 The County homeless shelters serve an average number of 111 persons per day. 44 unemployment, can be catastrophic. Consequently, extremely low-income households with excessive housing cost burdens are more at-risk for becoming homeless. Another at-risk group are families with children who receive welfare. While grant amounts have generally remained stable, or in some cases, declined, rental costs have been rising. Unless an AFDC recipient household occupies subsidized housing, it may be at-risk of becoming homeless. According to the Contra Costa Department of Social Services, the total number of AFDC cases in the Consortium area was 14,200 in September 1993. An additional 1,950 adults received General Assistance, for a total of 16,165 families and individuals living on public assistance, a portion of which are potentially at risk of becoming homeless. In addition to supportive services designed to facilitate greater economic independence, the primary need of the at-risk population is the provision of housing that is affordable to households with less than 30 percent of the Area's Median Income. Lead-Based Paint Hazards (24 CFR 91.205(e))32 The State Health Department has estimated that 560,000 children in California may be at risk of lead poisoning. The results of lead poisoning include kidney and brain damage, behavioral and neurological problems, sleepiness, learning problems, and retardation. The Contra Costa County Lead Poisoning Prevention Project (CCCLPPP), under the Contra Costa County Public Health Division, was initiated in 1991 with the goal of decreasing the adverse health effects from lead exposure and to advance lead poisoning prevention efforts in the County. Although there is little data available on the extent of the problem in the Consortium area, the age of a housing unit is.a useful indicator of whether a lead-based paint hazard could exist." According to the 1990 Census, based on housing age, the number of housing units in the Consortium area that could contain lead-based paint is between 117,700 and 157,050 total units. Of these between 35,500 and 47,350 are occupied by renters and between 82,200 and 109,700 are occupied by owners. (See Table B-1 on the Number of Housing Units with Possible Presence of Lead Paint in Appendix B.) Very low-income renters and owners are only somewhat more likely than the total population to occupy older housing that could be contaminated with lead- based paint. The County ranks ninth in the state in total numbers of housing units built before 1950 and twelfth in numbers of young children(ages 1 to 5 years old) living in such housing. 32 Estimate the number of housing units within jurisdiction that are occupied by very-low or low-income families that contain lead-based paint hazards. 33 The older the housing unit,the greater the likelihood that it could contain lead-based paint. The figures presented here represent the number of units that may have been painted with lead-based paint and do not necessarily represent units with a proven incidence of lead-based paint. According to HUD,the relationship of age and the possibility of lead-based paint is as follows:90 percent for units built prior to 1940,80 percent for units built between 1940 and 1959,and 62 percent for units built between 1960 and 1979. Since these are estimates,HUD suggests applying a confidence interval of plus or minus 10 percent. In other words,the true estimate for units built before 1940 could be between 80 percent and 100 percent of all units. 45 The ranges for the Urban County and the Consortium cities are as follows: Rental Units Owner-Occupied Units Urban County 19,050 - 25,250 51,100 - 67,850 Antioch 3,150 -4,200 5,050 - 6,750 Concord 7,350 - 9,900 12,900 - 17,300 Pittsburg 2,100 - 2,750 4,200 - 5,650 Walnut Creek 3,900 - 5,300 9,000 - 12,200 There has been no routine lead screening for children in the County since the mid-1970s. At that time two to four percent of the children tested in targeted high-risk areas reportedly had blood lead levels greater than 30mcg/dL. The CCCLPPP reported that more than 85 children with high lead levels have been identified since program inception in late 1991. Although most of these children were from the Richmond/San Pablo and Pittsburg/Antioch areas, children have been identified in all parts of the County. Nine children were identified within a single three-block area in Pittsburg (the Parkside area). Housing Market Analysis (24 CFR 91.210(a))3a Sun11y& Demand The Consortium area has experienced substantial growth in the supply of housing units during the decade 1980 to 1990. As Table 1-B indicates, by 1990 there was a total of 281,650 year-round housing units in the Consortium area, the majority of which were occupied (95 percent). Approximately 31 percent of all occupied units are rentals, with the remaining 69 percent owner- occupied. Of the total vacant units (14,100), 42 percent were vacant for rent, and the remainder were available for sale. The rental vacancy rate was 6.7 percent, exceeding the percentage of vacant for-sale units (1.7 percent). A majority of the housing stock consists of units with three or more bedrooms. Sixty-two percent of all occupied units contain three or more bedrooms, followed by 26 percent of units with two bedrooms. The remaining stock is comprised of studios or one-bedroom units. The rental stock consists of smaller size units. Seventy-two percent of rental units contain two or fewer bedrooms. In contrast, over 75 percent of the owner-occupied stock contains units with three or more bedrooms. 34(General)Describe significant characteristics of jurisdiction's housing market,including supply,demand,condition, cost of housing,and housing stock available to serve persons with disabilities and PWAs. Identify and describe areas within jurisdiction with concentrations of racial minorities and low-income families(including definitions of how these populations are defined). Include locations and degree of concentrations in narrative or maps). 46 Table 1-B Housing Stock Inventory Total Vacancy 0 and 1 2 Bedrooms 3 or more Rate Bedroom Bedrooms Total Year-Round Housing 281,638 5% 36,740 74,046 170,852 Total Occupied Units 267,539 NA 33,407 68,580 165,552 Renter 82,486 NA 26,666 33,447 22,373 Owner 185,053 NA 6,741 35,133 143,179 Total Vacant Units 14,099 NA 3,333 5,466 5,300 For Rent 5,960 6.74% 2,182 2,667 1,111 For Sale 3,192 1.70% 194 1,068 1,930 Other 4,947 NA 957 1,731 2,259 Source: 1990 U.S. Census Vacant Housing The vacant housing stock differs slightly from the occupied housing stock. There is a higher percentage of studio, one-bedroom, and two-bedroom rental units available, and a lower percentage of three or more bedrooms. The same pattern holds true for vacant units for sale. There is a greater proportion of two-bedroom units for sale and a smaller percentage of units with three or more bedrooms for sale. Consequently, for households seeking to rent or purchase a home in the Consortium area(as of 1990), it would have been more difficult to locate a house or apartment with more than two bedrooms. While this is not a burden for smaller households, it can be a significant problem for larger families on limited incomes. Vacancy rates depend on several factors such as the owner/renter mix, the type of housing, and the age of housing with both older, somewhat rundown housing and high concentrations of new housing having the highest vacancy rates. San Pablo had the highest vacancy rate in both 1990 (7.6 percent) and 1993 (7.4 percent) of any city in the County, due in large part to the high proportion of renter households. Rental housing tends to turn over more frequently than owner occupied housing, thus at any one time there are a higher proportion of vacancies. Areas which have a large amount of new housing being built, such as Hercules and Antioch, also tend to have higher than average vacancy rates due to the number of new housing units for sale; whereas areas with a high incidence of seasonal second homes also have high vacancy rates, such as Bethel Island (21.9 percent) and Discovery Bay(21.2 percent). Areas with older and/or physically deteriorated housing may have high vacancy rates, such as North Richmond (12.8 percent) and Pittsburg (6.4 percent). Public Housing Waiting Lists Another indicator of market conditions and excess demand for affordable housing is the number of households on the waiting list for public housing units or Section 8 Rental Assistance. The waiting lists are discussed in the Needs Assessment, page 47 • There are 1,281 public housing units Countywide (including the Housing Authority of Contra Costa County and the San Pablo Housing Authority) and 5,841 on the waiting lists for these units; • There are 4,619 section 8 certificates and vouchers available Countywide (including the Housing Authority of Contra Costa County and the Pittsburg Housing Authority) in the County, and 5,342 on the waiting lists for rental assistance. The 1990 Census indicated that public housing units have a 6 percent vacancy rate. A spot survey of waiting lists for Other Publicly Assisted Housing projects was conducted by the Urban County in November 1993. This survey concluded that there are no current vacancies in affordable units. Waiting lists for these units range from six months to four years. Public Housing Total Vacancy Rate 0& 1 bedrooms 2 bedrooms 3 or more bedrooms Total 1,281 412 413 456 Vacant 74 6% NA NA NA Housing Stock Available to Serve Special Needs Populations Housing stock available to serve non-homeless special needs populations including persons with disabilities and persons with HIV/AIDS is discussed in the section on Special and Supportive Housing Needs, page Condition There are several ways to assess the condition of the housing stock in the Consortium area. These include the following: • 1990 Census data that indicate whether a unit lacks complete plumbing and/or kitchen facilities;" • Extrapolation from a 1987 survey of housing condition sponsored by the State Department of Housing and Community Development; and • Age of the housing stock, implying that older housing is more likely to be substandard. The findings from these three approaches indicate a wide variation in estimates of the incidence of substandard housing conditions. Based on the incidence of units lacking complete plumbing and/or kitchen facilities as an 35 1990 Census data provided by HUD did not provide information separately on physical defects,i.e.,lacking a kitchen or complete plumbing facilities. Consequently,this section depends upon census data obtained from published data books that do not provide breakdowns by tenure or income status. In addition,there is some double-counting of units which lack both complete plumbing and kitchen facilities. The Census provides information on both individually,and does not indicate whether a unit falls into both categories. 48 indicator, it does not appear that there is a significant incidence of substandard housing in the Consortium area. Specifically, less than one percent (0.6 percent) of Consortium housing or approximately 1,700 units, lack either complete plumbing or kitchen facilities. The majority of these units are in the Urban County, where 1,110 units (or 0.7 percent) lack complete plumbing and/or kitchen facilities. The numbers for the Consortium cities are as follows: Antioch, 136 units (0.6 percent); Concord, 131 units (0.3 percent); Pittsburg, 171 units (1 percent), and Walnut Creek, 150 units (0.5 percent). The 1987 state survey of housing conditions suggest a substantially higher incidence of substandard housing conditions. According to this survey, 9 percent of Contra Costa County housing units required rehabilitation or replacement. Applying the 9 percent estimate to the total year-round inventory of housing units in the Consortium area indicates that 25,350 units are potentially in need of rehabilitation or replacement. However, it is not possible to differentiate this estimate by tenure (rental or owner-occupied) or to distinguish between the number suitable for rehabilitation versus replacement. Age of the housing stock provides a further indication of housing condition and the potential need for rehabilitation and replacement. This indicator is based on the assumption that as housing units age, major housing systems and other components eventually wear out (e.g., electrical, plumbing, roof) or become obsolete (e.g., insulation), requiring repair and replacement. Such repairs may be beyond the financial capabilities of lower income households and property owners, resulting in deterioration and the need to replace a portion of the housing stock. Information is available about the age of housing from the 1990 Census. Housing units built in 1959 or earlier are 35 years old or older. Of the total number of occupied housing units in the Consortium area, 29.7 percent were built prior to 1960. Altogether, 79,750 units (22,900 rental units and 56,850 owner-occupied units)were constructed at least 35 years ago. Very low-income households are more likely to live in housing built more than 50 years ago (prior to 1940). Although very low-income renter households in the Consortium area comprise 32 percent of the renter population, they occupy 37 percent of the older housing stock. The disparity for very low-income homeowners is even greater. There are 3,337 units built prior to 1940 which are occupied by very-low income renters and owners in the County. Although only 10 percent of owners are very-low income, they occupy 19 percent of the housing stock that is 50 or more years old. Housing Cost The Needs Assessment section of the Consolidated Plan presents detailed information on the housing needs experienced by many of the Consortium's residents. Much of that need stems from inadequate incomes relative to housing costs. It is difficult for low- and moderate-income households to rent or purchase affordable housing in the Consortium area. The Urban County's Housing Element and Housing Elements from the four Consortium cities provide evidence that increases in real housing prices have exceeded growth in real incomes over the last 10 to 15 years. 49 Rental Housing Median rent for Contra Costa County in 1990 was $615.36 Rents in the Consortium area vary with location and type of unit. Median rent in 1990 in the Consortium area ranged from a low of $503 per month in San Pablo to a high of$1046 in Clayton, $999 in Danville and $946 in Orinda. Within the unincorporated areas, North Richmond renters had the lowest median rent at $257 per month, and Blackhawk had the highest at $1001 per month. Among the entitlement cities, Pittsburg has the lowest median rent ($506), followed by Antioch($565), Concord ($618), and Walnut Creek($675). Despite the variation in rents across the Consortium area, there is an overall shortage of rental units affordable to lower-income households. Table 2 (page__) shows the number of units affordable to lower-income households in the Consortium area and four entitlement cities, as well as the percentage of the housing stock that these units represent. Less than 20 percent of the rental stock is affordable to renter households earning no more than 50 percent of area median income. However, if households with incomes up to 80 percent of the median are considered, approximately 60 percent of the occupied rental stock would be affordable. There is some variation in affordable rental units across the entitlement cities. A significantly higher percentage of rental units are affordable to households at 80 percent of median income and below in both Pittsburg (79 percent) and Antioch(75 percent), compared to 60 percent in the Consortium area. Concord has a slightly higher percentage of rental units affordable to lower- income households (65 percent), as well as the greatest number of affordable rental units (10,600). A lower percentage of Walnut Creek rental units are affordable (48 percent). Table 1-B lists applicable fair market rents for different units sizes in the Consortium area.37 This table also presents data on the rents that would be affordable for very low-income households (earning 50 percent or less of the area median income)if they were to pay 30 percent or less of gross income for gross housing costs. If these two measures are similar, it would indicate that rental costs are generally affordable to very low-income households. If the fair market rents (FMRs) are substantially higher, then, it signifies that there is a gap between current rent levels and the levels necessary to achieve housing affordability." Fair Market Rents (FMRs) are above affordable rent levels in all unit size categories. The discrepancy between FMRs and affordable rents increases with bedroom size indicating that while 36 Median rent for the Consortium area is not available. 37 Fair Market Rents for the Oakland PMSA are estimated by HUD. 38 Since there are units available for rent in the Consortium area below the fair market rent levels established by HUD, comparison of these two measures somewhat overstates the affordability problem for renters. 50 affordability for all very low-income renters is a problem, it is especially problematic for large households. • The FMR for a studio apartment is 26 percent above an affordable level. • The FMR for a one-bedroom unit is 35 percent above an affordable level.39 • The FMR for a two-bedroom unit is 41 percent above an affordable level." • The FMR for a three-bedroom unit is 53 percent above an affordable level. Rents Applicable FMRs Rent Affordable at 30%of 50%MFI 0 Bedrooms 581 459 1 Bedroom 706 524 2 Bedrooms 832 590 3 Bedrooms 1,040 681 Owner-Occupied Housing Less than 4 percent of owner-occupied housing units are affordable to households earning less than 50 percent of median income. This figure does not rise substantially if other low-income households are included. In fact, only 7 percent of owner-occupied units are affordable to households earning up to 80 percent of median income. Further information provided by HUD from the 1990 Census highlights the particular needs of first time homebuyers in the Consortium area" 39 In order to afford a FMR 1-bedroom unit,household income must equal or exceed$26,040. This figure represents 295 percent of minimum wage. 40 In order to afford a FMR 2-bedroom unit,household income must equal or exceed$32,600. This figure represents 369 percent of minimum wage. 41 The affordability measures used by HUD in the 1990 Census tables were created for the purpose of estimating the number of housing units that would be affordable to lower-income households(up to 80 percent AMI). For renters,a unit is affordable if the gross rental costs,including utilities,does not exceed 30 percent of the household's gross income. For owners,a unit is affordable if the value does not exceed two and a half times a household's income,adjusted for unit size. This affordability measure is an accurate measure for renters,because the data reported in the 1990 Census reflected rent paid at that time. However,the ownership affordability measure is less accurate for current owners,since it is based on reported value of owner-occupied units. In fact,given that house prices appreciated during the 1980's and that many owners have lived in their units for a period of time,the measure will understate actual affordability,since it is likely that owners will report a higher value in 1990 than the actual sales price upon which their financing and house payments are based. Consequently,for existing owners,many more units may be affordable than the HUD data indicate. However,the ownership affordability measure is a very good estimate of the situation facing first-time home buyers. In other words,it provides data on the relationship between reported house values in 1990(which is a good proxy measure for prices that potential buyers would need to pay)and 1990 incomes. 51 ,77 .... There is also variation in ownership affordability across the entitlement cities. For example, although the City of Pittsburg contains only 5 percent of the Consortium area's owner-occupied housing stock, it provides 12 percent of the area's affordable owner-occupied housing units. Finally, although there is a similar percentage of owner-occupied units affordable to lower-income households in Walnut Creek and in the Consortium area, a much lower fraction of these units is affordable to households earning 50 percent or less of the median income (1 percent compared to 4 percent). Although there is some variation across the entitlement cities in the degree of need, a need for more affordable rental and owner-occupied housing exists through the Consortium area. Identification of Areas of Racial- Low-Income Concentrations Data on income and housing characteristics from the 1990 Census are now available to assist in identifying geographic areas of need for assisted housing. Areas of need were designated by census tracts using the following criteria: • Incidence of Poverty - The federal government defines a poverty threshold level which is adjusted for family size. This measure is defined on a national basis and is a frequently used measure. It can be estimated from information supplied by the Census. For the purposes of defining poverty concentration, the average poverty rate for Contra Costa County of 5.6 percent was utilized. Census tracts in the County which exceeded more than twice this rate(or 11.26 percent), were designated as areas with relatively high concentrations of poverty. (The percentage of households living at or below the poverty threshold are listed by census tract in Exhibit B-1 in Appendix B.) • Incidence of Racial Concentration- The 1990 Census provides information on race and ethnicity. To define minority, this analysis combined all persons who reported on the Census that they belong to any one of the following categories: African-American, Hispanic, Asian&Pacific Islander, Native American, and other race. The percentage of minority population within the Consortium area was calculated. The average percentage of the Consortium area population classified as minority was 26.2 percent. Then census tract data were examined. If the population in any one census tract exceeded twice the Consortium area rate (52.3 percent), the tracts were classified as concentrated. (The average percentages for the separate racial/ethnic groups studied are listed in Exhibit B-2 in Appendix B.) 52 Using these criteria, the following census tracts in the Consortium area were identified on Map 2 - Contra Costa County HOME Program Consortium: Census Tracts with areas which have above- average concentrations of poverty households and minority population. These tracts are as follows: • All of San Pablo's census tracts (3660, 3680, 3672, and 3690) • North Richmond (3650.02) • Rodeo (3580) • Pittsburg (3090, 310042, 3120) • Bay Point (3141.01 and 3141.02. In addition 3552, a small tract partly in Bay Point) • Antioch (3050) • Martinez (3160) • Brentwood (3031) Public and Assisted Housing(24 CFR 91.210(b))43 Housing Authority Units and Assistance Programs Families that are lower-income (up to 80 percent of area median income- AMI) and very low- income (up to 50 percent AMI) are eligible to participate in the public housing programs funded through local housing authorities. Program participants are required to pay no more than 30 percent of household income toward rent. In the Consortium area, there are three PHAs: the Housing Authority of Contra Costa County; the [City of]Pittsburg Housing Authority; and the Housing Authority of[the City of] San Pablo. There are a total of 1,281 households assisted through public housing units; and 4,619 assisted through the Section 8 Certificate and Voucher Programs. In addition, there are 4,050 households assisted through other permanent affordable rental housing; for a total of 9,950 assisted households in Contra Costa County. Public Housing Units Housing Authority of Contra Costa County (HACCC)44 The Housing Authority of Contra Costa County(HACCC) is the largest Public Housing Authority(PHA) in the Consortium and operates 14 conventional public housing developments, totaling 1,140 units throughout the County. There are 10 family projects and 4 senior projects. 42 In fact,census tract#3100 is targeted as a neighborhood preservation area by the City of Pittsburg. 43(1)Describe number of public housing units,physical condition,restoration and revitalization needs,results from Section 504 needs assessment(assessment of needs of tenants and applicants on waiting list),PHA strategy for improving management and operation cf public housing and living environment of low and very-low income families residing in public housing. Identify developments that are participating in Comprehensive Grant program. (2)Include description of number and targeting (income level and type of household served) of units currently assisted by local, state, federally funded programs,and assessment of whether any such units are expected to be lost from inventory for any reason. 44 All information on HACCC public housing units was gathered as of November 30-December 5, 1994,a point in time. 53 w1 ( {Ow O � �••4 `� w�u j O O aai t M wN 3 O S. Ln 25 t1. .y'�' " •��/ ,.^"'+ � � inn {{t Z uo� tit 1 •_?�n: '^ ,�= J "' l ar �, .ten ��'. l • / f � •O O II O uy::�• 1 : ` 1� 7e5t � aw+ of 1: [tl s !n o Ln ♦ x o Rs ' v � � ` K w i ,4µ,`l •j i/�� t � �� � !•. RD r '.••• W rM 1t M• t � LT �► : oil .N IS t. '�� � '• = T R tr� a CD CD C y m �44 u o o o, Jom oi c cm O m ui z; cG /' Nj Ci a LA ... °; ? a -01 -\7\ m VI Oi C N Eii LI O� V. to 1 E The unit size breakdown is as follows: 357 studio and one-bedroom units, 369 two-bedroom units, and 414 units containing three or more bedrooms. Eleven of these projects totalling 968 units are located in the Urban County. Of the remaining three projects, two are located in Antioch and one in Pittsburg. Currently, there are 90 vacant units in the public housing inventory, This includes 38 units which are being rehabilitated/modernized under either CIAP or Comprehensive Grant programs and 21 "Hotel" units under those same programs. These Hotel units are vacant units that are used to house families temporarily displaced from units currently undergoing rehabilitation/ modernization. These tenants will move back to the remodeled units upon completion of the rehabilitation. At that point, the Hotel units will be remodeled, if necessary, and made available to a new resident. Over the last ten years, HACCC has been comprehensively modernizing each of its family developments, including Los Nogales in Brentwood (44 units), and Bridgemont in Antioch(36 units), and Los Arboles in Oakley(30 units). In addition, HACCC has conducted an extensive program of testing, abatement, and education regarding lead-based paint hazards. All family developments have been tested for lead and either abated, or are currently in the process of abatement. Following completion of lead-based paint abatement in 1996, HACCC will undertake testing of water supply and soil for the family developments to determine if any remaining lead hazards exist. HACCC has also been addressing the needs identified in the HACCC's 504 Transition Plan, which include remodeling a minimum of 5 percent of the units to make them accessible to disabled populations. This remodeling has been completed at all developments with the exception of two: Las Deltas, in North Richmond, and Bayo Vista, in Rodeo, where it is currently underway. There are 6 units in Bayo Vista which are being remodelled to make them handicapped accessible. This should be complete by mid 1995. Once the lead abatement and Section 504 remodeling is complete in these two developments, HACCC will undertake modernization of the four senior housing developments: Elder Winds in Antioch(100); Casa de Serena in Bay Point (50); Hacienda in Martinez (50); and Casa de Manana in Oakley(40). HACCC continues to work with residents to form Resident Councils (RCs) at the three largest family developments: Las Deltas in North Richmond (150);Bayo Vista in Rodeo (250); and El Pueblo in Pittsburg (176). Creation of the RCs represents the first step in encouraging residents to become more involved in the management of public housing. Residents at all three developments have elected officers and established organization by-laws. In 1995, RCs plan to achieve nonprofit status. Over the next five years, RCs and the HACCC will focus on strengthening the capacity and organization of the RCs, including formation of a Resident Management Corporation at Las Deltas to handle certain aspects of project management; and encouraging the RCs to respond to HUD NOFAs for technical assistance. Other types of resident participation include: resident partnership in the Head Start programs at the family developments; resident participation in the HACCC Advisory Housing Commission; and resident employment in development modernization work (Las Deltas in North Richmond). 54 77 `7-111X , TI- v. p' Rehabilitation Needs . Estimated Hard Costs-Physical Improvements $19,430,000 Grand Total PHA Needs $22,340,000 Of the HACCC's 1,140 units, a total of 11 units have been "lost". These units are no longer housing units, but have been modified to temporarily serve other community needs as outlined below: • N. Richmond 1 ADAPT Program(Drug Elimination) (Las Deltas) 1 Sheriffs substation(Project Pride) 1 Resident Council's meeting room 2 Head Start facility 1 Maintenance Supervisor's Office • Rodeo 1 Resident Council's meeting rooms (Bayo Vista) 1 Sheriffs substation • Pittsburg 1 Police substation (El Pueblo) 1 Resident Council/Senior Citizen Center 1 DAPP Program(Drug Elimination) San Pablo Housing Authority The Housing Authority of San Pablo owns and manages 141 public housing units.45 These units consist of 55 studio and one-bedroom public housing units, 44 two-bedroom units, and 42 units that contain three or more bedrooms. There are no vacant units, and there are no units expected to be lost from the inventory. All units are in good (above average) physical condition. Ten units are currently being modified to comply with Section 504/Americans with Disability Act (ADA) requirements, as identified in the Housing Authority of San Pablo's Needs Analysis. The Housing Authority has completed lead-based paint abatement for the public housing units. The Housing Authority of San Pablo Board of Commissioners passed resolutions to support resident economic development, homeownership, management participation, and anti-drug security. Residents have begun the process of forming resident management corporations and tenant organizations. 45 The Housing Authority of San Pablo does not manage a Section 8 Certificate or Voucher program. 55 -77777,77 _ Section 8 Certificates and Vouchers Housing Authority of Contra Costa County The Housing Authority of Contra Costa County (HACCC) administers the County's Section 8 [Existing] Housing Program, a tenant-based rent subsidy program that expands housing opportunities for low-income families. The program helps families pay the rent on existing, privately-owned housing units. Under the program, families receive the benefit of a rental subsidy, known as a housing assistance payment, equal to the difference between their share of the rent (usually 30 of income, but may be higher or lower for Voucher recipients) and the rent charged by the Owner, or the FMR for the area, whichever is lower. Owners receive these payments directly from the Housing Authority under a Housing Assistance Payment Contract, via either a Section 8 Certificate or a Section 8 Voucher46 HACCC currently provides rental assistance to 3,966 certificate holders throughout the County. This includes incoming portability certificates from other jurisdictions. HACCC pays administrative fees to other jurisdictions for 160 outgoing vouchers and 557 outgoing certificates. Current data indicate that there are 176 unused tenant based certificates at this point in time. The Section 8 Certificate Program includes the following subprograms discussed in the inventory of permanent supportive housing and in the Strategic Plan: Shared Housing; Family Self-Sufficiency; Family Unification; Homeless; Operation Bootstrap; State After Care. HACCC currently provides rental assistance to 934 voucher holders throughout the County through our allocation. This includes incoming portability vouchers that from other jurisdictions. Current data indicate that there are 0 (zero) unused tenant based vouchers at this point in time. The Section 8 Voucher Program includes vouchers under the Family Self-Sufficiency, Family Unification, State After Care, Homeless, Operation Bootstrap, and Shared Housing Programs, as well as standard vouchers. Pittsburg Housing Authority The Pittsburg Housing Authority does not directly provide public housing, but operates a Section 8 Rental Assistance Program. The Pittsburg Housing Authority currently administers 62 Section 8 Vouchers and 591 Section 8 Certificates. In addition, there are 109 residents in the City of Pittsburg using portable vouchers (4 1) and certificates (68) from other jurisdictions. as Both the Certificate and Voucher programs enable participants to find their own housing units in the neighborhood of their choice. The Certificate Program requires that the selected unit rent for an amount within the Fair Market Rent limitations for the area. The HACCC contracts with the unit owner to pay an amount equal to the difference between the family's ability to pay(limited to 30 percent monthly adjusted income) and rent charged by the Owner. The Voucher program does not set a rent limit for the selected unit. The assistance provided by the HACCC is the difference between 30 percent of the participant's adjusted income and the payment standard, which is equal to or less than the FMR. The participant may opt to rent a unit that costs more than the payment standard set(equal to or less than the FMR)and pay a greater percentage of income toward rent, or rent a unit for less than the payment standard and keep the savings (the "shopper's incentive.") 56 Other Publicly Assisted Housing47 In addition to households assisted,through the Public Housing and Section 8 Certificate and Voucher Programs, there are thousands of other assisted rental and homeownership units in the Consortium area. These units are subsidized through a variety of programs including the County's Mortgage Revenue Bond Program, the County's density bonus program, HOME, and CDBG funding, California Housing Finance Agency assistance, redevelopment agency housing set-aside funds, Low-Income Housing Tax Credit assistance, and other federal assistance programs, such as Section 202, Section 236, and Section 221(d)(3), as well as the residential rehabilitation programs. The total number of Other Publicly Assisted Renal Housing units in the Consortium area, excluding public housing units, is 4,050. Of this total, 1,942 are family units, 134 units are for families and/or seniors, 415 are senior units, 1,423 units are for elderly and disabled households, and 136 units are for special needs groups. These units are listed in the Assisted Housing Table in Exhibit B-4 in Appendix B. Rehabilitation programs within the County designed to maintain the affordable housing stock (both rental and homeownership units) have assisted over 3,400 units to date, including: 450 assisted through the Housing Authority of Contra Costa County's Rental Rehabilitation Program; 885 assisted through the County Building Inspection Department's Neighborhood Preservation Program; 600 assisted through the City of San Pablo's rehabilitation program; 520 assisted through the City of Pittsburg's rehabilitation program; 29 assisted through the City of Antioch's rehabilitation program; and 916 assisted through the City of Concord's rehabilitation program. HACCC also provides rental assistance to 235 households throughout the County under the Section 8 Moderate Rehabilitation program. The Moderate Rehabilitation Program is a federal program to upgrade substandard rental property. Following rehabilitation, the property owner must rent the unit to low-income households for a minimum of 15 years. This Section 8 assistance is unit-based. HACCC refers eligible applicants near the top of the waiting list to owners with available units. Tenant selection is left to the property owner. Homeownership programs to assist lower-income households to acquire homes in Contra Costa County have assisted 5,760 households to date, including: 4,300 assisted through County Mortgage Revenue Bond Programs; 1,200 through the County MCC Program; 15 assisted through the Contra Costa County Redevelopment Agency First-time Homebuyer Program4S; and 245 assisted with County CDBG funds. 47 Income level data for each household served by Other Publicly Assisted Housing is not currently available. 48 Data as of October 31, 1994. 57 Units at Risk Information on units that could be lost from the assisted inventory as a result of voluntary termination of a federally assisted mortgage is available from the California Housing Partnership Corporation(CHPC). According to this organization, there are several housing projects in Contra Costa County where Notices of Intent (NOI) have been filed. This process makes a request for a change in the classification of the project. The units in these projects could potentially be removed from the subsidized housing inventory. These projects are as follows: • Hudson Manor Townhouses (Antioch) - The property owner has prepared a model Plan of Action to extend the long-term affordability of the project. HUD has recommended approval of the Plan of Action including authority to provide housing assistance to ensure occupancy by a minimum of 119 lower income households. • Creekside Terrace (El Sobrante) - Owner wishes to extend the mortgage. • Emerson Arms(Martinez) - Owner wishes to sell. Eden Housing has received funding assistance to acquire and preserve this housing through the County's CDBG program. Additionally, CHPC has indicated that there are seven HUD-Assisted Section 8 projects in Contra Costa County, representing a total of 580 units, that may be lost due to Section 8 expirations. These projects are as follows: • Willowbrook Apartments (Bay Point) -Earliest opt out date is February 13, 2004. • Clayton Villa(Concord) -Earliest opt out date is April 3, 1994. • Concord Green (Concord) -Earliest opt out date is December 31, 1994. • Clayton Gardens (Concord) -Earliest opt out date is April 1, 1995. • Pleasant Hill Village (Pleasant Hill) -Earliest opt out date is April 30, 1994. • El Portal Gardens (San Pablo) -Earliest opt out date is April 20, 1993. • Rumrill Gardens (San Pablo) -Earliest opt out date is February 8, 2004. A multifamily project which was constructed under the Contra Costa County Mortgage Revenue Bond Program and which currently provides 48 units of affordable rental housing is also at risk: • Twin Creeks (Antioch) -Eligible to convert in 1996. It is too soon to ascertain the final disposition of these projects. However, there is one non-profit negotiating to purchase Creekside Terrace. Furthermore, the California Housing Partnership Corporation is attempting to facilitate the purchase of other at-risk projects by non-profits. Strategies to address public housing needs are discussed in Section IV: Strategic Plan, page_. 58 Homeless Facilities (24 CFR 91.210(c))49 The Contra Costa County HOME Program Consortium area contains a wide range of facilities and services for homeless populations. Facilities include emergency shelters, as well as transitional and permanent housing. Emergency shelters provide immediate assistance and services to those in need, and are intended to stabilize the individual and his/her living environment. The Consortium area includes public and non-profit emergency homeless shelters for those who are currently homeless and require immediate assistance and services. Services are provided on-site and through referrals to other public and private agencies and programs, including drug and alcohol abuse counseling, basic health services, mental health counseling, family counseling, childcare, basic education and job training, budgeting and benefits counseling, housing counseling, and assistance in obtaining permanent counseling. Individuals may stay in County-operated emergency shelters for periods up to three or six months. For a portion of the homeless, a brief stay in the emergency shelter is adequate to permit them to move into an independent living situation. Other homeless populations require longer term housing assistance and services before this can be accomplished. The Consortium area includes a number of transitional shelters and supportive housing programs intended to serve this population. Transitional shelters provide housing assistance and services to individuals and families for periods of up to two years. Again, a wide variety of services are provided on-site and through referrals to other agencies and are intended to assist the individual in ultimately achieving economic independence and a stable living environment. The supportive services provided to homeless persons in the Consortium area are funded and operated by both public and private agencies and organizations and include the following: • Information and referral services; • Drug and alcohol abuse treatment programs; • Longer-term medical and mental health care; • Family counseling; • Childcare; • Education and job training; • Employment services; • Transportation; • Budget and housing counseling; • Assistance in obtaining permanent housing, and • Legal counseling and assistance. 49 Include brief inventory of facilities and services that meet emergency shelter, transitional housing, permanent supportive housing,permanent housing needs of homeless persons within the jurisdiction. 59 The Association of Homeless and Housing Service Providers publishes and distributes information on emergency shelters, housing and other services available to the homeless. The information is tailored to the eastern, central, and western parts of Contra Costa County and is designed for use both by service providers and persons in need of assistance. Copies of the informational October 1994 "Street Sheets" are included as Exhibit B-5 in Appendix B. Although the County does not currently maintain a complete inventory of all resources available to assist the homeless in Contra Costa, United Way has undertaken to provide a comprehensive listing which was recently published as the "1994 Human Service Directory for Contra Costa County." United Way's directory includes the proper name and common name, if any, of the service, its location, hours, description of services, name of contact person, service area, eligibility requirements, application fees if any, transportation to the service, and accessibility. The directory is designed as a resource for use by service providers. The foregoing discussion indicates the range of facilities and services currently available in the Consortium area for homeless persons and those at risk of becoming homeless. The facilities available to provide emergency shelter and housing for homeless individuals and families as well as those with special needs are presented in Exhibit B-6 in Appendix B.50 This exhibit presents the location, number of beds or units, target populations, and other information about emergency shelters, other emergency housing programs, transitional housing, and permanent housing for the homeless and special needs populations. In many cases, supportive services are provided on-site. All facilities in Contra Costa County, including those located in Richmond, are potentially available to serve the homeless population in the Consortium area and therefore are included in Exhibit B-6, and summarized in the table below." so This listing combines resources available for two population groups-(1)homeless families and individuals and(2) families and individuals with special needs,such as alcohol abusers,the disabled,as well as battered women. si Assumptions made include the following:Some facilities provide an indeterminate number of beds,such as those providing motel vouchers. These have not been included on this table;therefore,the actual number of beds available will be slightly higher than shown on these tables. Secondly,some sponsors have several locations for their beds or units,such as Las Trampas under Transitional Housing,but were counted as only one facility. Finally,where apartment units were provided,it was assumed that there would be one bed per bedroom. 60 Emergency, Transitional, and Permanent Supportive Housing for Special Needs Populations Emergency Shelters Transitional Housing Permanent Housing Population Served #Facilities #Beds #Facilities #Beds #Facilities #Beds Mentally Disabled 2 32 4 31 9 142 Recovering Substance Abusers 4 95-105 7 178 0 0 Battered Women and Families 1 24 1 84 0 0 ARC/AIDS Men or Women 1 12 0 0 1 5 Single Adults and Families 16 320(plus 40 5 102-108 1 8-16 in winter) Total 24 483-493 17 395-401 11 155-163 Emergency Shelter There are approximately 490 emergency shelter beds in Contra Costa County, including those reserved for persons with special needs such as the mentally disabled, recovering substance abusers, battered women and their children, and persons with HIV/AIDS. Facilities including the Brookside and Central County Shelters, Antioch Shelter, Battered Women's Alternative, Richmond Rescue Mission, Greater Richmond Interfaith Program(GRIP) (provides shelter to families during a 12-week period each winter);Love-A-Child among others, report they regularly receive requests for shelter and housing assistance beyond their capacity or resources. Transitional Housing There are approximately 400 transitional housing units in Contra Costa County, including those reserved for persons with special needs such as the mentally disabled, recovering substance abusers, battered women and their children, and persons with HIV/AIDS. In addition to the facility-based transitional housing, an additional 274 households per year are assisted through the provision of transitional housing vouchers provided through Reach Plus (80), Project Independence (22), and Shelter+ Care (172). Permanent Supportive Housing and Related Services (91.210(d))52 There are approximately 160 permanent supportive housing units in Contra Costa County, including those reserved for persons with special needs such as the mentally disabled; the mentally 52 The plan must describe,to the extent information is available,the facilities and services that assist persons who are not homeless but who require supportive housing, and programs for ensuring that persons returning from mental and physical health institutions receive appropriate supportive housing. 61 ill who are returning to their community following hospitalization or institutionalizationS3; dually diagnosed adults; developmentally disabled adults; persons with HN/AIDS; the homeless and/or those at risk of homelessness and who have special needs. Several organizations provide housing- related programs to assist persons with mental health problems with the adjustment to community living. These assisted housing projects and programs are listed in Exhibits B-3 , B-4, B-5 and B- 6 in Appendix B. In addition to the supportive housing units referenced in these exhibits, a number of permanent affordable units reserved for disabled and/or senior persons are provided by public (280) and non-profit (1,974) sponsors. Supportive Housing Programs Provided by Housing Authority of Contra Costa County The Housing Authority of Contra Costa County(HACCC) runs two supportive housing programs for non-homeless persons with special needs under the Section 8 Rental Assistance Program: • Shared Housing - The Shared Housing Program enables recipients of rental assistance to share an apartment or house with another recipient or a housemate not receiving assistance. The program was designed to assist developmentally disabled adults, from Las Trampas in Lafayette, who were ready to live in a more independent setting but needed to share housing for support. The Shared Housing Program is available to any Section 8 recipient, but mainly appeals to seniors and physically or developmentally challenged clients. Twenty- five households are currently assisted through this program. • After Care - The After Care Program awards rental assistance vouchers or certificates to very-low income families whose head of household is physically or mentally disabled and participating in a rehabilitation program. This program is funded by federal Section 8 rental assistance funds obtained through the State of California. The After Care Program currently provides assistance to 183 families. HACCC runs two other programs under the Section 8 program, which are designed to strengthen families and support self-sufficiency. HACCC considers these programs to be "supportive housing," although they may not fit the traditional definition. These units were also included in the Section 8 Program inventory tables presented above. • Family Self-Sufficiency- The Family Self-Sufficiency Program(FSS) is designed to integrate education,job training, day care and other social services for 160 Section 8 certificate holders. The goal of FSS is to enable families to become free of public assistance after five years. A Family Self-Sufficiency Coordinator completes a needs assessment and develops a self-sufficiency plan for each family. HACCC works closely with the County 53 Phoenix Programs provides 24-hour residential treatment programs for those who have greater supervision needs; Nierika House provides short-term housing with support services;and Nevin House and Board and Care Homes provide transitional housing. Contra Costa County provides semi-supervised and independent living support programs for those with minimal support needs. 62 Social Services Department to provide the services needed to attain self-sufficiency. This program currently provides assistance to 67 families. • Family Unification- The Family Unification Program helps families whose children are in danger of being removed from the home because their parents lack stable housing. Forty certificates and vouchers have been set aside for this program. HACCC works closely with the County Social Services Department to identify families who could benefit from this program. The County Social Services Department provides services to these families, including counseling. Inventory of Other Supportive Services Coordination of service programs in the Consortium area addressing the needs of populations in supportive and transitional housing for homeless and other persons, is provided in several ways. The County Homeless Referral Line, which provides information to persons needing emergency housing, began a computerized intake process in 1993 to collect demographic information on persons referred to County-operated homeless shelters and transitional housing facilities. Several service providers are currently in the initial stages of developing a system for coordination of services. A joint project currently being implemented by St. Vincent de Paul and Pittsburg Alliance of Technology and Homeless Services (PATHS) will demonstrate the benefits for individuals and families at risk of homelessness that can result from using an electronic network to link and coordinate programs to assist persons in need. In addition to services designed to meet immediate needs for food, clothing and medical care, a variety of services intended to address longer term needs and facilitate the eventual movement of the County's homeless into independent living situations are provided in conjunction with shelter and housing programs. These services are funded and operated by both public and private agencies and organizations and include: drug and alcohol abuse treatment programs longer-term medical and mental health care; family counseling; childcare; education and job training; employment services; transportation; budget and housing counseling; assistance in obtaining permanent housing and legal counseling and assistance. In addition to these services, the Association of Housing and Homeless Services Providers publishes and distributes information on emergency shelters, housing and other services available to the homeless in East, Central and West Contra Costa-County(see Exhibits B-5, B-6 and B-7.) Adult Protection and Care Alcoholism Prevention/Treatment Child Protection and Care Developmental Disability Services Drug Abuse Treatment Family Planning Education and Employment Services Financial Assistance Handicapped Services Health Care Individual and Family Development Services Legal/Criminal Justice Services Mental Health Services Transportation Services Recreation Services Unless otherwise noted, hours of operation and other operating information for homeless facilities 63 and services can be found on the Street Sheets in Exhibit B-5 in Appendix B. A listing of service and facilities by category is provided below. Food: Meals/Soup Kitchens Bread of Life Bread of Life,Antioch Family and Community Services(MOW Program) Loaves&Fishes-Martinez,Concord,Pittsburg Richmond Rescue Mission Richmond Souper Center Food Pantries Antioch Brown Bag Concerted Services Contra Costa Food Bank Hillcrest Richmond Food Pantry St.Anthony's, Oakley Salvation Army San Pablo Food Pantry Share Clothing: (Some centers require clothing vouchers or referrals. See Street Sheets for details.) Cambridge Community Center Community Clothes Closet Hillcrest Church Human Resource Building,Antioch Richmond Rescue Mission Richmond Souper Center St. Vincent de Paul Thrift Shop Salvation Army Health Services: Medical/Counseling Services AIDS Project of Contra Costa County County Clinics County Mental Health Services/Clinics Diablo Valley Lions for the Blind Health Carefor_the Homeless Project HIV Testing&Counseling Martin Luther King Health Services Phoenix Program/Multi-Service Centers-serving the mentally disabled Turning Point-sexual abuse counseling Drug and Alcohol Services/Programs Alano Club-center for recovering substance abusers Alcohol&Drag Abuse Council-crisis counseling,phone intervention,drunk driving program 64 Concord Fellowship-provides AA meetings County Alcohol Program (AIRS)-counseling,phone intervention,drunk driving and referrals East County Detox Center Jesse Holloman Detox-serves single males and females New Connections -substance abuse counseling REACH Project,Inc. St. Vincent de Paul-drug testing San Pablo Discovery Center-full-scale outpatient treatment for clients and their families Shennum Center Detox-20 bed facility serving single males and females Sojourne-outpatient treatment based on sliding scale and MediCal payments Information and Referral: Assistance League Battered Women's Alternatives Bay Area Crisis Nursery-emergency residence for children,ages 0 to 5 years Center for New Americans Contact Care-24-hour telephone helpline Crisis&Suicide Intervention Delta Services Far E. County Diablo Valley Foundation for the Elderly East County 1&R Independent Living Resource-information and referral for the disabled Love Inc. Mental Health Associates Ombudsman Rape Crisis Center San Ramon Community Services SSI/SSA Information United Way Helpline Widow/Widowers Network A Women's Center Other Services: Employment Services Employment Development Department Family and Community Services-in-home care provider training program and referral service Phoenix Enterprises-Countywide employment services for individuals with disabilities. Private Industry Council Rubicon-Employment and training services for the homeless. Legal Assistance Contra Costa County Legal Services Foundation-Low-income County residents are eligible for free service. Day Centers: Cambridge Community Center -provides a variety of services to people in need;e.g.,emergency food,clothing, homeless assistance,youth programs,child care,senior services,household budget counseling and emotional support and outreach. Phoenix Program-Multi-Service Centers-provide advocacy,case management,and other core services to 65 homeless people with mental disabilities. Voucher and Other Programs: Bay Area Crisis Nursery-provides no-cost emergency residential care for children from ages birth to 5 years old,whose families are undergoing a crisis. Length of stay is typically 24 hours to one week Longer stays can be arranged if the situation necessitates it. The facility,located in Concord,serves families throughout Contra Costa County as well as the Bay Area. Crisis and Suicide Intervention-with funding from FEMA,provides motel vouchers for battered women and homeless individuals and families. Pittsburg Preschool Coordinating Council-with Ryan White funding,provides motel vouchers for homeless persons with HIV/AIDS. Neighborhood House of North Richmond-with funding from FEMA,provides emergency motel vouchers for homeless individuals and families. St. Vincent de Paul-with funding from FEMA,provides emergency motel vouchers for individuals and families. SHARE-operates a limited motel voucher program with contributions from Concord area churches. Vouchers are provided for women and children with no other available shelter resources and are limited to one night. Shelter,Inc. -operates a small privately funded motel voucher program for families. Beginning January, 1994, an expanded motel voucher program(270 vouchers)funded by the State will be in effect for one year. The target population may include families as well as others in need. Barriers to Affordable Housing (24 CFR 91.210(e))" Market factors, such as the high cost of land suitable for residential development and high construction costs, tend to be the most significant constraints on the development of affordable housing in the Consortium area. Members of the Consortium and the jurisdictions included in the Urban County attempt to counter these.factors with strategies and subsidy programs to develop affordable rental housing and homeownership opportunities. In addition to market factors, a variety of local government constraints can contribute to the high cost of housing construction. These potential constraints include the countywide growth management program, local growth control initiatives, land use policies and controls, building codes and enforcement, fees and exactions, and processing and permit procedures. Further, federal mandates such as one for one replacement, relocation, and environmental reviews add to the community's cost of producing affordable housing. 54 Explain whether cost of housing or incentives to develop,maintain,improve affordable housing are affected by public policies,including tax policies affecting land and other property,land use controls,zoning ordinances,building codes,fees and charges,growth limits,and policies that affect the return on residential investment. 66 77 ,,_ Growth Management Program (Measure C)- In 1988, Contra Costa County voters passed Measure C, a 1/2 cent sales tax increase to help fund a transportation improvement and growth management program. The goals of the program are to relieve congestion created by past development through road and transit improvements that will be funded by the sales tax increase and to prevent future development decisions from resulting in deterioration of services in the County. To be eligible for sales tax funds, the Growth Management Program requires each participating city, town and the County to take certain actions including the following: • Adopt a separate growth management element of the general plan to address the impacts of growth; • Satisfy state housing element requirements; • Establish a commitment to manage congestion by adopting and applying traffic service standards that will ensure that new development will not significantly worsen traffic on streets, roads, and regional routes; and • Ensure that new development pays its own way through mitigation and fee programs. • To the degree that the transportation network in Contra Costa is not adequate to support existing or additional development while maintaining acceptable traffic congestion standards, Measure C may inhibit further development, including housing. Local Growth Control Initiatives -Local growth control initiatives can also constrain affordable housing development by limiting the number of residential units that may be built. In 1985 voters in the City of Walnut Creek passed a traffic control initiative (Measure H) limiting the amount of development permitted until 52 identified intersections on Ygnacio Valley Road and in the Core Area were functioning at 85 percent or less of their capacity during the morning and evening commute hours. Although Measure H was ultimately nullified by the courts, on-going development in the City has been affected by an interim growth restriction ordinance. The interim ordinance included an exception for senior housing projects, but not for other affordable developments. However, the new Growth Limitation Plan effective September 1, 1993, which sets a limit on residential development (2,550 dwelling units from 1993 to 2003), exempts affordable housing from certain of its provisions. Although included in the overall cap on the number of new units, affordable housing is exempt from the roadway level of service standards and the traffic weighted point system. To qualify as an affordable project, a development must satisfy at least one of the following conditions: • Ten percent of the units must be restricted to very low income persons, or • Twenty-five percent of the units must be restricted to low income persons, or • Fifty-one percent of the units must be restricted to moderate income persons, or 67 777�.... ,_ .. • Twenty-five percent of the units must be affordable to the following combinations of income levels: Moderate: Maximum 50 percent Low: Minimum 30 percent Very Low: Minimum 20 percent Land Use Policies and Controls -High per acre land costs in combination with zoning at relatively low densities can inhibit the construction of housing affordable to low and moderate income households. Density bonus programs are one way of achieving higher densities. The County, other Consortium members, and the Urban County cities have adopted density bonus ordinances in accordance with state density bonus law. Density bonus programs permit an increase in density in exchange for the inclusion of low- and moderate-income units in a development. Under this program, density bonuses of at least 25 percent are offered for projects which meet the following standards: • Twenty percent of the units are designated for lower-income households, or • Ten percent of the units are designated for very low- income households, or • Fifty percent of the units are designated for senior citizens. Furthermore, two of the Urban County cities (Clayton and Danville) have adopted inclusionary housing requirements for developments of ten or more units. Such developments must include at least five percent of the units affordable to very low-income households and five percent affordable to low income households. If developers do not elect to provide affordable units, they have the option of making an in-lieu payment. The City of Pleasant Hill's 1986 Measure B Initiative imposed a number of restrictions on rezoning residentially-zoned land to higher densities and mandated the inclusion of such restrictions in the City's revised General Plan. However, the initiative is not expected to have a significant impact on affordable housing development because the majority of remaining residentially-zoned land occurs in the City's two redevelopment areas, which permit a higher density multifamily residential zoning density. Furthermore, redevelopment areas are subject to housing-related redevelopment law requirements that specify the proportion of newly developed housing that must be affordable to low- and moderate-income households. Building Codes and Enforcement -For most jurisdictions building codes and their enforcement do not appear to be a constraint on development of affordable housing. New residential development is required to meet the minimum requirements of the Uniform Building Code to ensure safety. Design Guidelines/Development Standards - Applicable design guidelines and development standards (setbacks, maximum building height) affect the cost of development. Several of the cities have adopted policies to consider reducing design standards or applying flexible standards for affordable housing developments (Antioch, Clayton, Danville, Martinez, and Orinda). The City of Martinez also has such a policy for affordable housing for seniors. In addition, the 68 ,_ ;., - - County employs Planned Unit Development zoning to permit the use of flexible design standards for projects with an affordable and/or special needs housing component (e.g., housing for seniors or disabled). The Antioch City Council, following recommendations of the Affordable Housing Task Force, directed that an ad hoc committee of staff and design professionals review existing standards with the interest of promoting affordable housing development. Fees and Exactions -Local jurisdictions collect fees that help to cover the costs of permit processing, inspections, and environmental review. State legislation passed in 1988 mandates that local jurisdictions not assess fees that are higher than the actual costs incurred in providing services to the public. Some local jurisdictions are on a full-cost fee recovery basis, while others are not. Development fees, or exactions, are collected by cities/counties and applicable districts for the provision of services such as water, sewers, storm drains, schools, parks, and recreation facilities. These fees are usually based on the number of units in a residential development or dwelling unit square footage. A 1991 survey of development fees in 56 communities in 14 counties in Northern and Central California by the Building Industry Association of Northern California found that fees had risen 49 percent since a similar survey in 1987 by the Bay Area Council. Average development fees for the Bay Area were $23,784, and in Contra Costa County, $14,945. Most local jurisdictions included within the Consortium have recognized the adverse financial impact these development fees can have on the development of affordable housing and have tried to ameliorate the impacts by adopting policies regarding the potential waiver of fees for such projects (Contra Costa County, Antioch, Clayton, Danville, El Cerrito, Martinez, Orinda, Pleasant Hill, San Ramon and Walnut Creek). However, it is important to remember that, in waiving or reducing these fees, the jurisdictions forego revenues needed to cover the cost of related infrastructure improvements and processing costs which must then be covered with alternative revenue sources. Often a significant portion of the total development impact fees imposed on a project is due to the charges of other local districts over which the city/county has no control, such as a school district, sewer district, or water district. The County is working to encourage applicable special districts to waive development fees whenever feasible to facilitate the development of housing affordable to very low- and low-income households. Processing and Permit Procedures -New residential development must generally go through an approval process that may include environmental review, zoning, subdivision review, site plan review, design review, and building permit approval. In addition to the approvals required by the jurisdiction, it is usually necessary to obtain approvals from the applicable water and sewer districts. Because a prolonged amount of time spent on processing and permit procedures can increase development costs, a number of the jurisdictions included within the Consortium have adopted policies or procedures for "fast-tracking" development projects which include affordable housing (Antioch, Brentwood, Clayton, Danville, El Cerrito, Martinez, Orinda, Pleasant Hill, and Walnut Creek). Currently, the County has a fast-track process for affordable housing projects in the redevelopment areas. The County is exploring the feasibility of implementing this 69 process for additional affordable and special needs housing projects throughout the unincorporated area. 70 IV. HOUSING AND COMMUNITY DEVELOPMENT STRATEGIC PLAN Priority Housing Needs and Objectives (24 CFR 91.215(a))" The Contra Costa Consortium Five-Year Strategy for 1995-99 establishes the following priorities for affordable housing programs and projects: • Expand housing opportunities for lower-income households through rental assistance and an increase in the supply of affordable rental housing. • Increase homeownership opportunities for low-income households. • Preserve and maintain the affordable housing stock. • Increase the supply of appropriate and supportive housing for special needs populations, including seniors, the disabled, recovering substance abusers, battered women, individuals with HIWA.IDS, runaway youth, and farmworkers. • Assist the homeless and those at risk of becoming homeless by providing emergency and transitional housing, permanent affordable housing, and appropriate support services. • Alleviate problems of housing discrimination. • Remove constraints to affordable housing development. Priority Analysis and Strategy Development The comprehensive housing strategy adopted by the Consortium is based on information presented in the preceding Needs Assessment Section and City and County planning documents, including the approved Housing Elements of each Consortium member. By comparing housing needs with the available housing stock and market conditions, it is possible to determine the types of assistance needed in the Consortium area. The priority areas thus identified are presented below and represent the Consortium Five-Year Strategy. The ranking of priority areas is presented in Consolidated Plan(CP) Table 2 -Priority Needs Summary, and all priority areas presented below are either high, medium, or low. The Consortium will fund programs and projects to address needs in high priority areas and, depending on funding availability, resources ss(General)For the affordable housing,homelessness,other special needs,and nonhousing community development needs,the consolidated must:(1)indicate general priorities for allocating investment geographically within the jurisdiction, and among priority needs as identified in the priority needs table;92)describe the basis for assigning the priority given to each category of priority needs;(3)identify any obstacles to meting underserved needs;(4)summarize priorities and specific objectives,describing how funds that are reasonably expected to be made available will be used to address identified needs; (5)for each specific objective,identify proposed accomplishments the jurisdictions hopes to achieve in quantitative terms over a specified time period,or in other measurable terms as identified and defined by the jurisdiction. 71 will be allocated to medium priority needs. Due to resource limitations, the Consortium will support but may not fund activities which address low priority needs. In addition to the Consortium's Five-Year strategy and priority needs assessment, the Urban County and each member city prepared a Priority Needs Summary for their jurisdiction. The supplemental Table 2 for each Consortium member follows the Consortium's Table 2. As indicated in Table 2, Consortium members have established a high priority for programs and projects which assist low-income renters, including small-related, large-related and elderly households. Based on current funding levels, the Consortium anticipates that an additional 2,945 households will receive assistance in meeting housing needs through the acquisition, new construction, and rehabilitation of affordable housing units during FY 1995-99. In addition, the Consortium has assigned a high priority to the provision of assistance to homeowners who are cost-burdened or living in substandard housing. The Consortium anticipates that resources will be adequate to assist an estimated 900 households through programs such as first-time homebuyer assistance and housing rehabilitation loans. Finally, the County Housing Authority will request 200 additional Section 8 Certificates and Vouchers per year during the FY 1995-99 period. If successful, this will permit the provision of assistance to an additional 1,000 households in the Consortium area. Specific strategies to meet the identified needs are described in more detail in the following. Affordable Housing (24 CFR 91.215(b))" A.1 Priority-Expand Affordable Rental Housing_Opportunities for Lower-Income Households A.Li Analysis As described in the Housing Needs Analysis in Section I, housing needs of very-low income renters are significant and relate primarily to cost-burden. Over 80 percent or 20,650 households in this group pay more than 30 percent of their gross monthly income for rent and utilities, and 54 percent (13,650 households) pay more than half of their income for this purpose. Large renter households experience the highest incidence of housing problems (94 percent or 2,600 households), primarily due to overcrowding. However, larger numbers of small-related households experience one or more housing problems (8,550 households). An estimated 3,700 very-low income senior households are severely cost-burdened, paying more than half of their 56 With respect to affordable housing,the consolidated plan must include the priority housing needs table prescribed by HUD and must do the following: (1)description of the basis for assigning relative priority to each category of priority need shall state how analysis of the housing market and the severity of the housing problems and needs of extremely-low income,low-income,and moderate income renters and owners identified provided basis for assigning relative priority given to each priority need category; (2)statement of specific objectives must indicate how the characteristics of the housing market will influence the use of funds made available for rental assistance,production of new units,rehabilitation of old units, or acquisition of existing housing units; and(3) description of proposed accomplishments shall specify the number of extremely-low income,low-income,and moderate-income families to whom the jurisdiction will provide affordable housing for rental housing and for homeownership over a specified time period. 72 >. income for housing costs. It is not surprising that the most severe housing problems are experienced by extremely-low income households: just under 80 percent (11,150 households) of all households in this category pay more than 30 percent of their income on housing, and 65 percent (9,200 households)pay more than 50 percent. A comparison of market rents with renter household income in the Consortium Area provides a further indicator of affordability problems. According to 1990 Census data, while there were 25,300 very-low income renter households in the Consortium area with incomes at or below 50 percent of the area median income, only 14,150 rental units affordable to this target population. This represents a difference of 11,150 units. The situation is worse for extremely-low income renters (incomes at or below 30 percent of the area median income): in 1990, there were a total of 14,100 extremely-low income renter households, with with only 6,600 units affordable at this income level. The difference of 7,500 units implies a substantial need for additional rental units affordable to this population. Table 1-B (page_) presents additional evidence of affordability problems faced by renters. This table provides information on applicable fair market rents (FMRs) as well as data on the rents that would be affordable for very low-income households if they were to pay 30 percent or less of gross income for gross housing costs. FMRs are above affordable rent levels in all unit size categories. The discrepancy between FMRs and affordable rents increases with bedroom size, indicating a more severe affordability problem for larger households requiring units with three or more bedrooms. Although this may overstate the affordability gap (since there are units available that rent below the FMR), it is yet another indicator of the need for affordable rental housing. Finally, the number of households on the waiting list for Public Housing units or Section 8 Rental Assistance ( 11,150, including 1,850 elderly households)is a further indication of the need for more affordable rental housing. A.I.ii Strategy Development and Investment Plan As previously indicated, the Consortium has established as a priority activities to increase the supply of affordable rental housing opportunities for lower-income households. Additional priority will be assigned to projects which address the needs of very low-income households, large families, and the elderly. Consideration will also be given to projects which improve the jobs/housing balance in the Consortium area by providing additional affordable housing in close proximity to employment and transportation centers. Consistent with these priorities, the Consortium will support activities and projects which increase the supply of affordable rental housing and rental assistance for lower-income households. These strategies are discussed in more detail in the following. Affordable Rental Housing_Supp lv_. The Consortium will support projects which increase the supply of affordable rental housing through acquisition, rehabilitation, and/or construction of additional rental units. Consortium resources which may be used for this purpose include Redevelopment Agency (RDA)Housing Set-Aside funds, tax-exempt bond financing, and funds 73 provided through the Community Development Block Grant (CDBG) and HOME Investment Partnership Act (HOME) programs. The Consortium will also work with nonprofit and for-profit affordable housing developers and interest groups to obtain additional federal, state and local resources for projects to increase the supply of affordable rental housing. In addition to financial resources,jurisdictions in the Consortium have also adopted a number of developer incentives designed to encourage the construction of additional affordable housing, including: density bonus programs to permit increases in density for developers providing housing for low and moderate income households; partial fee waivers for affordable housing projects; and modification of development standards where justified to lower the cost of housing without undermining the overall quality of the proposed development. Rental Assistance. A second effective means of increasing affordable housing opportunities for lower-income households is the provision of project and tenant-based rent subsidies. Therefore, in addition to projects designed to expand the supply of affordable housing, the Consortium will support efforts by City and County Housing Authorities to obtain additional rent subsidies through the federally-funded Section 8 Certificate and Voucher Program. A.2 Priority: Increase Homeownership Opportunities for Lower-Income Households A.2.i Analysis There is no question that it is difficult for lower income households to purchase housing in the Consortium area. The Urban County's Housing Element and Housing Elements from the four Consortium cities provide evidence that increases in home prices have exceeded growth in incomes over the last 10 to 15 years. In addition, information provided by HUD from the 1990 Census provides additional confirmation of first-time homebuyer needs in the Consortium area. The affordability measures used by HUD in the 1990 Census tables were created for the purpose of estimating the number of housing units that would be affordable to lower-income households (up to 80 percent of median income). For owners, a unit is affordable if the value does not exceed two and a half times a household's income, adjusted for unit size. This affordability measure can be used to describe the situation facing homebuyers. According to this measure, less than 4 percent of housing units would be affordable to households earning less than 50 percent of median income. This figure does not rise substantially if other low-income households are included. In fact, only 7 percent of owner-occupied units would be affordable to households earning up to 80 percent of median income. There is some variation across the entitlement cities. For example, within the City of Pittsburg, a much higher percentage of Pittsburg's owner-occupied housing is affordable to lower-income households. In fact, although Pittsburg contains only 5 percent of the Consortium area's owner- occupied housing stock, it provides 12 percent of the area's affordable owner-occupied housing units. On the other hand, Walnut Creek's housing stock is less affordable to very low-income households. 74 . UI_ ��a'ti A.'+f7. 4.i. ,. ' •0. -b'. . ..a^.'- 3' ....�i /&�. .:t .��`' .«. " .>L�.. a%�.. i ... ., ' A.2.ii Strategy Development and Investment Plan The Consortium will work with non-profit and for-profit affordable housing developers to increase homeownership opportunities for lower-income households. Consortium strategies to accomplish this objective include activities and projects which: • reduce housing acquisition prices to below market levels by lowering site acquisition and unit construction costs; • increase affordability through downpayment assistance and subsidized mortgage programs; and • increase credit availability through homebuyer counseling and credit assistance programs for lower-income households. These strategies are discussed in more detail in the following. Reduce Housing Acquisition Price. The Consortium will assist in the development of affordable homeownership opportunities through the provision of public subsidies for site acquisition, rehabilitation, and new construction. By lowering per unit development costs, housing prices can be set at below-market levels which are affordable to lower income households. Alternatively, the public funds may be rolled over into low/zero-interest and/or deferred second mortgages to permit acquisition of affordable units at market prices by lower income households. Local resources available for this purpose include HOME, CDBG, and RDA Housing Set-Aside funds. Housing developments may be mixed-income, however, the proportion of total development costs subsidized by public funds may not exceed the proportion of affordable units in the development. In addition to subsidies, the Consortium will consider the use of approved density bonus programs, partial fee waivers, and flexible design standards to facilitate the development of affordable homeownership opportunities. Increase Housing Affordability through Downpayment Assistance and Subsidized Mortgages. Strategies to increase housing affordability for lower income households include programs and projects to provide downpayment and mortgage assistance to qualified homebuyers. Examples include the use of CDBG, HOME, and RDA Housing Set-Aside funds to provide second mortgages with financial terms dependent on the needs of the target population(e.g., loans may be low or zero interest, amortized or deferred). Funds may also be used for self-help or sweat- equity housing programs in which participating households assist in the construction of their home as their downpayment. Public funds used for site acquisition or construction are typically rolled over into silent second mortgages to further increase housing affordability. Additional strategies to assist in homeownership affordability include the use of mortgage revenue bonds to provide low-interest rate mortgages and the Mortgage Credit Certificate Program which provides a federal tax credit for a portion of mortgage interest paid by qualified households. In each case, affordable housing opportunities are increased by lowering monthly housing costs associated with homeownership. 75 Increase Credit Availability through Homebuyer Counseling and Credit Assistance Programs. Special first-time homebuyer programs available through Fannie Mae, Freddie Mac, and individual lenders improve affordable housing opportunities through special homebuyer and credit counseling programs. Lower-income households which successfully complete these programs are afforded increased access to mortgage credit through the use of lower credit qualifying ratios. A.3 Preserve and Maintain the Affordable Housing Stock A.3.i Analysis In addition to efforts to increase the supply and affordability of owner-occupied and rental housing in the Consortium area, it is necessary to maintain and preserve the existing affordable housing stock. As indicated in the needs assessment, an estimated 25,350 housing units are likely to need rehabilitation or replacement. In addition,just under 80,000 housing units were built at least 35 years ago, indicating a potential need for replacement of major housing systems (e.g., heating and air system, roof, plumbing and electrical). Older housing stock, if not adequately maintained, may present health and safety problems that can affect both the occupants and the immediate neighborhood. Structural problems and a higher incidence of lead-based paint are also likely to be more prevalent in older housing. Very-low income households are more likely to live in older housing: very low-income renters represent 32 percent of the renter population, but occupy 37 percent of rental housing units built more than 50 years ago; while 10 percent of all owner-occupants are very-low income, they occupy 19 percent of the older housing stock. Responsibility for housing maintenance rests with the owner. Although lower-income homeowners possess a significant asset in the form of their home, limited incomes and low savings frequently restrict their ability to undertake the financial commitments needed for major housing maintenance and improvements. Rehabilitation loans from private lenders are often not an option due to the inability of the very-low or low-income household to service additional debt. Owners of rental property are financially responsible for the maintenance and upkeep of rental property. However, they may encounter difficulties in maintaining properties located in rental submarkets serving very-low or other low-income households, where rent levels may not support the financing required for major maintenance and improvements. A.3.ii Strategy Development and Investment Plan The Consortium has assigned a high priority to programs designed to maintain and rehabilitate existing affordable housing. Current activities include County and City rehabilitation programs which provide low and zero-interest, deferred and amortized loans to rehabilitate rental and owner-occupied units affordable to lower-income households. In the case of rental housing, affordability restrictions generally apply. Loans are typically due upon sale or transfer of the property. Current sources of funds for these activities include the HOME program, CDBG, and RDA Housing Set-Aside funds. The Consortium will also support efforts by program and project sponsors to obtain additional resources for this important activity from federal, state and private 76 sources. A.4 Preservation of Existing Affordable Units AAA Analysis In addition to the need to maintain affordable housing through required maintenance and rehabilitation programs, the Consortium faces the risk of a potential loss of assisted rental units through the conversion of subsidized housing to market rate projects. Units at risk include over 500 affordable rental housing units. A.4.ii Strategy Development and Investment Plan The Consortium will work with cities, non-profits, and other agencies and organizations to obtain resources required to maintain the affordability of assisted rental projects in danger of conversion, including but not limited to Low-Income Housing Preservation and Resident Homeownership Act funds. Local funds which may be used to assist in this effort include CDBG and RDA Housing Set-Aside Funds. A.5 Priori :Public Housing Improvements The current Five Year Action Plan for the Housing Authority of Contra Costa County(HACCC) covers the period FY 1993-97, which varies somewhat from the Consolidated Plan five year strategy period of FY 1995-99. During the five year period (FY 1993-97), the HACCC is working within both the Comprehensive Assistance Improvement Assistance Program(CIAP) and the Comprehensive Grant Program(CGP). CIAP is being phased out and will be replaced by CGP. The last of the funds from CIAP were obligated by September 1994. HACCC has identified approximately $20 million in physical improvement needs throughout its 14 residential developments. Under CGP, HACCC anticipates receiving a total of$15 million during the five year planning period. Of that amount, up to 20 percent, or $3 million, may be spent for management improvements and 10 percent or $1.5 million, for administration. HACCC anticipates receiving $3.1 million annually, including up to $631,700 for management improvements and up to $315,800 for administration. A.5.i Management/Operation Over the next five years, HACCC expects to improve management and administrative capabilities with particular emphasis on security, service coordination, and administrative efficiency. These efforts will be funded primarily through HUD's Comprehensive Grant Program and the Public Housing Drug Elimination Grant Program. For the first year of Comprehensive Grant funding (FY 1993-94)the Authority plans to provide private security guards and Deputy Sheriffs to work throughout the Public Housing projects. The Sheriffs and security force will enable the Authority to have the flexibility to address specific security situations, as needed, at each of the 77 developments. In the area of service coordination, the Authority plans to conduct outreach to the residents, social service providers, the business community, educators and job training specialists to develop and support programs that strengthen families and promote self-sufficiency and economic independence. To expand the Authority's administrative abilities, HACCC will be upgrading its computers and telephone system. In addition, the Authority is undertaking a comprehensive review of its policies and procedures for all program areas. The policies and procedures will be updated and reformatted for easy use by housing managers and rental assistance administrators. Following completion of the revamped policy and procedures manuals, training will be held for appropriate staff and an improved system of internal controls will be adopted and implemented. The San Pablo Housing Authgdty is being merged into the rest of City government and will become a part of the Community Development Department. The City Manager will become the Executive Director of the Housing Authority. Additionally, the San Pablo Housing Authority will increase computerization of all aspects of the Authority's operations. This is in process now and is estimated to take approximately one year to complete. A.5.2 Living Environment In 1995, HACCC will complete the comprehensive modernization of its 30 unit family development in Oakley. In 1996, it will complete the comprehensive modernization of its 50 unit senior project in Bay Point. Both of these are funded through CGP. HACCC will also continue work throughout its 14 developments, including site improvements, building rehabilitation and accessibility improvements. The four senior developments will be comprehensively modernized from the third through the sixth years of the CGP. All lead-based paint found present in the family units will be abated by the end of the 1997. Accrual of additional needs during the five year period may cause some shifting of the priorities as HACCC updates its Action Plan each year. Under the current five year plan, most of the developments will be brought up to the modernization and energy conservation standards. The San Pablo Housing Authority plans to implement Section 504 over the next year. They will make the physical changes that were identified as part of the needs analysis already conducted. The Authority will make additional improvements, such as replacing roofs, exterior painting, and landscaping improvements. 78 .: ... .. Homelessness (24 CFR 91.215(c))57 B.1 Priority: Assist the Homeless and Those At-Risk of Becoming Homeless by Providing Emergency and Transitional Housing, Permanent Affordable Housing. and Appropriate Supportive Services B.Li Analysis While it is not possible to provide an exact estimate of the incidence of homelessness, it is clear that there is a high demand for emergency and transitional housing, permanent housing affordable to very-low income households, and supportive services. Although many organizations now provide assistance to the homeless, utilization, occupancy levels, and waiting lists for shelter beds and services remain high. This situation implies that the need for assistance still exceeds availability. The majority of known homeless persons in Contra Costa County are one or two- parent families with children, and so they are the highest priority group,among the homeless. According to HACCC's homeless coordinator, the fastest growing segment of the homeless population is women with children. The population that is most at-risk of becoming homeless consists of the extremely low-income population in the Consortium area. According to the 1990 Census, there are over 9,000 extremely low-income renter households and more than 4,000 owner-occupant households who pay more than 50 percent of their gross monthly income for housing. Households in this group typically have little in the way of economic reserves, placing them at risk of becoming homeless in the event of illness, temporary job layoff, or unemployment. These risks are compounded for extremely low-income households with special needs, including the frail elderly, disabled, single- parent households, and recovering substance abusers. The at-risk population requires assistance in two areas. The first is the provision of housing that is affordable to people with less than 30 percent of area median income. Without a significant increase in the supply of affordable housing and rent subsidy programs, many extremely low- income people in the Consortium area will remain at-risk of becoming homeless. The second area of assistance is to increase the ability of extremely low-income households to maintain an independent living status through the provision of appropriate support services, including education,job training, medical services, childcare, counseling, and budgeting. 57 With respect to homelessness,the plan must include priority homeless needs table prescribed by HUD and must describe jurisdiction's strategy for the following:(1)helping low income famiies avoid becoming homeless;(2)reaching out to homeless perons and assessing their individual needs;(3)addressing the emergency shleter and transitional housing needs ofhomeless persons;and(4)helping homeless persons make the transition to permanent housing and independent living. 79 B.Lii Strategy Development and Investment Plan The single most important factor contributing to the homeless problem is the lack of decent, safe housing affordable to extremely-low and very-low income households in Contra Costa. Therefore, the preceding strategies to increase and maintain the supply of affordable housing in the Consortium area are equally relevant as strategies to alleviate problems of homelessness. Specific strategies which may be particularly relevant to the homeless populations include efforts to develop single-room occupancy residential units and shared housing programs for appropriate populations (e.g., the elderly, single adults, mentally and physically disabled). Strategies to improve housing affordability through direct payment assistance are also effective in preventing and alleviating homelessness among extremely-low and very-low income households who are homeless or at risk of becoming homeless. In addition to the Section 8 Certificate and Voucher Program, this may include loan funds or grants to assist at-risk and homeless households with security deposits, required first and last month rent payments, initial move-in costs, one-time rent or mortgage paymens for households facing eviction or foreclosure, and temporary assistance with utility payments. For families and individuals who are already homeless, the immediate need is for shelter. Emergency shelter beds are in short supply in the County, even with the provision of a new shelter in Central County. In the short-run, voucher programs to provide the homeless with a motel or hotel room increase capacity. However, this is a relatively costly, short-term solution. In the long-run, the following strategies will be pursued: • Provide more emergency shelter beds - In addition to shelter beds provided by area nonprofits, the County operates two homeless shelters with case management and support services, the Brookside Shelter in West County providing 56 beds, and the Central County Shelter in the unincorporated area North of Concord providing 60 beds. Shelters are consistently full, particularly in the cold winter months, indicating a need for additional beds. Therefore, the Consortium will continue to work with local non-profit organizations and relevant public agencies to obtain required funding and expand the number of shelter beds and support services for families, single adults, and homeless populations with special needs (e.g., disabled, substance abusers, battered women, runaway youths). Potential resources include CDBG, McKinney Act funds, Shelter-Plus Care, Federal Emergency Management Act (FEMA)Program, Emergency Shelter Grant (ESG)Program, state resources (ESP), and local charitable organizations. • Provide transitional housing-In addition to emergency shelter, a portion of the homeless population can benefit substantially from participation in transitional housing programs. Depending on the nature of the program and needs of the client population, transitional housing programs provide shelter and services for the homeless from three months to two years. Although the range of support services is similar to those provided through emergency shelter and related programs, the extended period of residency permits participation in more intensive and indepth treatment and services needed for a portion of 80 the homeless to achieve a stable, independent living status. Homeless populations for whom transitional housing programs can be effective include: recovering substance abusers; battered women and their children; the mentally and physically disabled; single parents with children; and pregnant women. The County currently operates Mountain View House, a transitional housing facility with appropriate support services for homeless women and families in Martinez. Additional facilities are operated by area nonprofits, including Shelter, Inc., Phoenix Programs, Rubicon Programs, Inc., Battered Women's Alternatives, Ujima, and others. The Consortium will continue to support transitional housing programs operated by the County and area non-profits and will work with the cities and area nonprofits to expand the availability of transitional housing programs for households in need. Potential funding sources for transitional housing include CDBG, HOME, McKinney Act funds, ESG, state resources (ESP), and private donations. • Provide permanent housing - Strategies to increase and maintain the affordable housing supply, including housing affordable to extremely low income households, will significantly contribute to the alleviation of Contra Costa's homeless problem. These strategies are described in Section IV.A.1 through 5. • Provide supportive services to the homeless - Supportive services are frequently necessary to assist a homeless individual or family to move successfully from emergency to transitional housing, and eventually into permanent housing. The type of services needed are presented in the Needs Assessment and include assessment and outreach, crisis intervention counseling, help with problems of substance abuse, family counseling, child care, physical and mental health care, assistance with money management,job training, and employment services. Again, many of the organizations presently providing these services are non-profits. The Urban County and Consortium cities will continue their current strategy of assisting these non-profits in endorsing projects proposed for funding through competitive grant processes. Additionally, local CDBG funds are used to assist service providers. • Prevent homelessness -Households at-risk of becoming homeless are those with extremely low-incomes. Strategies to prevent homelessness among the at-risk population include the following: provision of emergency grants to extremely low-income households to prevent eviction; implementation of federal preferences assigning priority for Section 8 assistance to families with housing cost burdens in excess of 50 percent of gross monthly income; requests for additional Section 8 certificates and vouchers to provide rental assistance to at- risk households; and projects to increase and maintain the supply of housing affordable to extremely low-income households. Additional projects which are in development and/or under consideration for funding and which will address emergency shelter and transitional housing needs, help to prevent homelessness, and/or help homeless individuals and families achieve and maintain independent living include the following: 81 • The Housing Authority of Contra-Costa County uses Section 8 Rental Assistance to enable eligible homeless families and sinle homeless adults to move from temporary and transitional shelters to permanent housing. The shelter provider and HACCC set initial eligibility criteria for this program. Once a participant receives a Certificate or Voucher, policies and procedures are the same as for Section 8 program. The programmatic difference is that homeless participants do not have to come from the waiting list and are referred to the HACCC by a shelter operator or other non-profit service provider. • The County Board of Supervisors transferred overall program responsibility for the homeless to the Health Services Director, effective December 1, 1994. This transfer of responsibility from the Housing Authority to the Health Services Department followed Board direction to develop a more comprehensive approach to homelessness, including integration of the medical model approach which recognizes homelessness as a symptom of one or more different problems which can cause or contribute to homelessness. • The County Board of Supervisors authorized the creation of a Task Force to coordinate, oversee, and advise the Board on the preparation of a comprehensive, integrated homeless plan, by June 30, 1995. The Task Force, as proposed, will be composed of a representative from each of the following groups: Homeless Advisory Committee (HAQ Association of Homeless and Housing Service Providers (AHHSP); Pro-Active Community Team (PACT); Cities within the County;Homeless Management Team(HMT); Mental Health Consortium; Contra Costa Housing Authority; and the Health Services Department. The Task Force will: determine an appropriate continuum of services to meet the needs of homeless in Contra Costa County; identify gaps in that continuum; prioritize filling in those gaps; and assist in seeking funding to fill those gaps. Other Special Needs (24 CFR 91.215(d))58 C.1 Priority: Expand the Sully of Affordable and Supportive Housing for the Elderly_ C.l.ii Analysts According to the 1990 Census, 3,700 very-low income elderly households are extremely cost- burdened, paying more than half of their gross monthly income on housing costs. An additional 900 very-low income seniors pay more than 30 percent of their income on housing. In addition to problems of affordability, the elderly, particularly those over 75 years of age, are more likely to have mobility and self-care limitations that often necessitate a supportive housing environment. If privately obtained, the cost of living in a senior housing with supportive services can significantly exceed the cost of other housing. If an elderly person or couple needs to move into special housing, they may find that the higher costs of that housing creates excessive rent burdens which can exhaust their financial resources in a short period of time. Therefore, some elderly 58 With respect to supportive needs of the non-homeless,the plan must describe the priority housing and supportive service needs of persons who are not homeless but require supportive housing. 82 households are in need of subsidized, supportive housing. C.I.ii Strategy Development and Investment Plan Consortium jurisdictions will continue to work with affordable housing developers to obtain resources needed to increase the supply of affordable and supportive housing to serve Contra Costa's lower-income senior population. Potential local funding sources include CDBG, HOME and RDA Housing Set-Aside funds. Consortium members will support efforts by private developers to obtain additional federal, state, and private resources, such as Section 202 funds, Low-Income Housing Tax-Credits, California Housing Finance Agency loans, Federal Home Loan Bank Affordable Housing Program resources, and private lender financing. In addition to financial support, Consortium jurisdictions employ a variety of strategies to encourage private developers to increase the supply of supportive and long-term affordable housing for seniors, including: the density bonus program; fee waivers; and modifications in zoning and development standards to permit alternative housing (e.g., second units) and lower construction costs while maintaining quality housing for this population. C.2 Priority: Increase Affordable and Supportive Housing for Other Special Needs Populations C.2.i Analysis In addition to strategies to increase the supply of affordable housing for lower-income and senior households, the Consortium has also established a priority for programs and projects designed to assist households with special needs in obtaining appropriate and affordable housing. As identified in the Section III Needs Assessment, these populations include: disabled populations, including physical, mental and developmental disabilities; persons with alcohol and/or drug additions; persons with HIV/AIDs; female-headed households; and farmworker households. A portion of the special needs population requires both housing and supportive services. Persons with AIDS face additional problems of declining health, inability to work, and the need for medical assistance. C.2.ii Strategy Development and Investment Plan To assist persons with special needs, the Consortium will work with appropriate public agencies and non-profit organizations to create more permanent housing and supportive services addressing the problems and/or limitations of these special groups. The following strategies and programs can be used to assist these special groups: • Priorities for meeting the needs of the Consortium's mentally and physically disabled populations include the development of affordable permanent housing which is handicapped accessible and offers appropriate supportive facilities and services. New construction and rehabilitation of group homes, apartment complexes and SROs may all be used to provide cost-effective housing for the mentally and physically disabled, including those who suffer 83 from substance abuse. In addition to permanent supportive and semi-independent housing, transitional housing and services are encouraged in order to facilitate the move to independent living for those who are able to achieve this objective. Funding sources available for housing for disabled populations include but are not limited to Section 811, McKinney Act funds (disabled homeless), CDBG, HOME, and RDA Housing Set-Aside funds. • Low-income individuals with HIV/AIDs have a continuum of housing needs, including affordable housing for ambulatory individuals, supportive housing with onsite health care services, and hospice facilities. Funding to serve the housing needs of this population is provided through the Housing Opportunities for People with AIDs Program. Current priorities include the provision of additional affordable housing with appropriate support services for ambulatory individuals with HIV/AIDs. Additional potential funding sources include CDBG, HOME, and RDA Housing Set-Aside funds. • The special needs of low-income female-headed households and farmworker families are most directly assisted through the Consortium's affordable housing programs. In addition, female-headed households may require childcare and family support services. Strategies and sources of funding include those identified for affordable housing development. Additional federal and state resources are available to assist in the development of single and multifamily housing affordable to low-income farmworker households in rural areas such as East Contra Costa County. • Additional Section 8 certificates and vouchers will also be requested to provide ongoing assistance to the disabled and other low-income households in the special needs populations. D. Alleviate Problems of Housing Discrimination All Consortium housing programs and projects are required to undertake affirmative marketing activities and to provide access to housing on an equal opportunity basis without regard to race, religion, disability, sex, sexual orientation, marital status or national origin. In addition, CDBG funds may be used to promote fair housing through the provision of housing counseling programs and legal assistance to households experiencing problems of discrimination. Finally, in accordance with federal regulations, Consortium Members will undertake an analysis of impediments to fair housing designed to identify problems and strategies to alleviate discriminatory practices in the Consortium area. 84 Geographic Distribution The Consortium will continue to encourage and use available resources to accomplish the following: • Provide decent, safe, and affordable housing opportunities for lower income households and special needs populations throughout the County. • Improve the jobs/housing balance by developing affordable housing in close proximity to existing employment centers and transportation facilities. • Revitalize and improve conditions in declining neighborhoods, including City and County Redevelopment Areas. • Maintain the existing affordable housing stock. Resources Available resources are listed below by source (federal, state, local, or private) and by activity type (acquisition, rehabilitation, new construction, homebuyer assistance, rental assistance, homeless assistance, and homeless prevention). The programs listed as resources are described in Appendix C: Summary of Housing Programs. Table 2 (page_) summarizes resources which are anticipated to be available to Consortium Members for affordable housing development and homeless facilities during FY 1995-99. Consortium funds are provided from the following sources: HOME Investment Partnership Act Program; Community Development Block Grant Program; Housing Opportunities for People with AIDs Program; Emergency Shelter Grant Program; and City and County Redevelopment Agency Housing Set-Aside funds. The Consortium anticipates that $32.7 million will be available from these sources to assist in programs and projects to maintain and increase the supply of affordable rental housing during FY 1995-99. It is further estimated that an additional $17.6 million will be available to assist households in acquiring and maintaining owner-occupied housing, while approximately $9 million will be available to assist homeless populations. Federal Housing Programs Acquisition The following programs can be used to acquire properties for residential use: Community Development Block Grant (CDBG); HOME Investment Partnership Act Program(HOME); Section 501(c)(3) Multifamily Revenue Bonds; Low Income Housing Tax Credits; Section 811 Supportive Housing for Persons with Disabilities; McKinney Act Supportive Housing Program; Public Housing Development; and Housing Opportunities for People with AIDs (HOPWA). Rehabilitation The following programs can be used to rehabilitate housing: CDBG; HOME; Section 501(c)(3) Multifamily Housing Revenue Bonds; Low Income Housing Tax Credits; Section 202 Supportive Housing for the Elderly; Section 811 Supportive Housing for Persons with Disabilities; McKinney 85 Act Supportive Housing Program; Public Housing Development; HOPWA; and Section 232 Mortgage Insurance for Nursing Homes, Intermediate Care and Board and Care Facilities. New Construction The following programs can be used to develop housing: CDBG; HOME; Multifamily Housing Revenue Bonds; Section 501(c)(3)Multifamily Housing Revenue Bonds; Low Income Housing Tax Credits; Section 202 Supportive Housing for the Elderly; Section 811 Supportive Housing for Persons with Disabilities;McKinney Act Supportive Housing Program; Public Housing Development; HOPWA; Section 231 Mortgage Insurance for Elderly and Handicapped Housing; Section 232 Mortgage Insurance for Nursing Homes, Intermediate Care and Board and Care Facilities, Section 221 Mortgage Insurance for Rental Housing for Moderate Income Families; and Single Family Mortgage Revenue Bonds. Homebuyer Assistance The following programs can be used to assist homebuyers: CDBG; HOME; Single Family Mortgage Revenue Bonds; Mortgage Credit Certificates (MCCs); Federal Housing Administration Mortgage Insurance; and Veterans'Administration Loan Guarantees. Rental Assistance The following programs can be used to develop affordable rental housing: Multifamily Housing Revenue Bonds; Multifamily Housing Revenue Bonds; Section 501(c)(3)Multifamily Housing Revenue Bonds; Low Income Housing Tax Credits; Section 202 Supportive Housing for the Elderly; and Section 811 Supportive Housing for Persons with Disabilities. The Section 8 Certificate and Voucher Program provides rental assistance to lower income households. In addition, the HACCC receives funds for public housing improvements and resident initiatives under the Comprehensive Grant Program(CGP). The HACCC also applies for competitive Anti- Drug Program and Family Self-Sufficiency Program funds to improve the living environment at public housing developments. Homeless Assistance The following programs can be used to assist the homeless: McKinney Act Supportive Housing Program;Emergency Shelter Grant Program; CDBG; and Section 221 Mortgage Insurance for Rental Housing for Moderate Income Families. Non-Federal Housing Prop-ram State Programs The Predevelopment Loan Program(PLP) can be used for acquisition. The CHRP-O Program is used for rehabilitation of owner-occupied units, and the CHRP-R Program can be used for rental rehabilitation. New construction can be assisted by the Rental Housing Construction Program (RHCP), as well as the Family Housing Demonstration Program. The California Housing Finance Agency operates several housing bond programs. These programs provide assistance to buyers of newly constructed homes, buyers of existing single family housing, and developers of new 86 multifamily housing. Local Programs Redevelopment Agency Housing Set-Aside Funds can be used for acquisition, rehabilitation, and new construction of rental and homeowner housing. Homebuyer assistance is provided by the Redevelopment Agency Housing Set-Aside Funds, Contra Costa County Mortgage Credit Certificate Program and Mortgage Revenue Bond Program, and Contra Costa County's Redevelopment Agency's First-Time Homebuyers Program. The Contra Costa Redevelopment Agency currently owns a 4.9 acre parcel in the Pleasant Hill BART Station Area. The Agency has designated the site for housing development (approximately 211 units)with at least 15 percent of these units reserved for very low and moderated income households. The Agency intends to designate a master developer for the site through a competitive selection process. Private Resources For-Profit Sources of assistance for acquisition include Community Reinvestment Act (CRA) Special Lending Programs and the Federal Home Loan Bank(FHLB) of San Francisco Affordable Housing Program. For rehabilitation, funds may be available from the CRA Special Lending Programs, FHLB of San Francisco Affordable Housing Program and Fannie Mae Multifamily Forward Commitment. For new construction, funding may be available from the CRA Special Lending Programs, FHLB of San Francisco Affordable Housing Program, Fannie Mae Rental Housing Equity and Venture Fund Investments, Fannie Mae Multifamily Forward Commitment, and Saving Association Mortgage Company (SAMCO). Homebuyer Assistance may come from a variety of sources, including Employer Assisted Housing, CRA Special Lending Programs, FHLB of San Francisco Affordable Housing Program, and Fannie Mae Community Homebuyer Program. Non-Profit Bay Area Local Initiatives Support Corporation(LISC), Northern California Community Loan Fund, and Low-Income Housing Fund (LIHF) are sources of funds for acquisition. The Northern California Community Loan Fund and Low-Income Housing Fund (LIHF) may provide funds for rehabilitation as well. New construction financing may be available from Trade Union and Retirement Fund Assistance, LISC, Northern California Community Loan Fund, LIHF, and California Community Reinvestment Corporation (CCRC). Finally, homeless assistance may be provided by LIHF, as well as charitable organizations, such as the Red Cross and Salvation Army. 87 Obstacles and Barriers to Affordable Housing (24 CFR 91.215(f))s9 Market factors, such as the high cost of land suitable for residential development and high construction costs, tend to be the most significant constraints on the development of affordable housing in the Consortium area. Members of the Consortium and the jurisdictions included in the Urban County attempt to counter these factors with strategies and subsidy programs to develop affordable rental housing and homeownership opportunities. In addition to market factors, a variety of local government constraints can contribute to the high cost of housing construction. These potential constraints include the countywide growth management program, local growth control initiatives, land use policies and controls, building codes and enforcement, fees and exactions, and processing and permit procedures. Growth Management Program (Measure C) -In 1988, Contra Costa County voters passed Measure C, a 1/2 cent sales tax increase to help fund a transportation improvement and growth management program. The goals of the program are to relieve congestion created by past development through road and transit improvements that will be funded by the sales tax increase and to prevent future development decisions from resulting in deterioration of services in the County. To be eligible for sales tax funds, the Growth Management Program requires each. participating city, town and the County to take certain actions including the following: • Adopt a separate growth management element of the general plan to address the impacts of growth; • Satisfy state housing element requirements; • Establish a commitment to manage congestion by adopting and applying traffic service standards that will ensure that new development will not significantly worsen traffic on streets, roads, and regional routes; and • Ensure that new development pays its own way through mitigation and fee programs. Local Growth Control Initiatives -Local growth control initiatives can also constrain affordable housing development by limiting the number of residential units that may be built. In 1985 voters in the City of Walnut Creek passed a traffic control initiative (Measure H) limiting the amount of development permitted until 52 identified intersections on Ygnacio Valley Road and in the Core Area were functioning at 85 percent or less of their capacity during the morning and evening commute hours. Although Measure H was ultimately nullified by the courts, on-going development in the City has been affected by an interim growth restriction ordinance. The interim ordinance included an exception for senior housing projects, but not for other affordable developments. However, the new Growth Limitation Plan effective September 1, 1993, which 59 Describe jurisdiction's strategy to remove/ameliorate negative effects of public policies that serve as barriers to affordable housing. 88 sets a limit on residential development (2,550 dwelling units from 1993 to 2003), exempts affordable housing from certain of its provisions. Although included in the overall cap on the number of new units, affordable housing is exempt from the roadway level of service standards and the traffic weighted point system. To qualify as an affordable project, a development must satisfy at least one of the following conditions: • Ten percent of the units must be restricted to very low income persons, or • Twenty-five percent of the units must be restricted to low income persons, or • Fifty-one percent of the units must be restricted to moderate income persons, or • Twenty-five percent of the units must be affordable to the following combinations of income levels: Moderate: Maximum 50 percent Low: Minimum 30 percent Very Low: Minimum 20 percent Land Use Policies and Controls -High per acre land costs in combination with zoning at relatively low densities can inhibit the construction of housing affordable to low and moderate income households. Density bonus programs are one way of achieving higher densities. The County, other Consortium members, and the Urban County cities have adopted density bonus ordinances in accordance with state density bonus law. Density bonus programs permit an increase in density in exchange for the inclusion of low- and moderate-income units in a development. Under this program, density bonuses of at least 25 percent are offered for projects which meet the following standards: • Twenty percent of the units are designated for lower-income households, or • Ten percent of the units are designated for very low-income households, or • Fifty percent of the units are designated for senior citizens. Furthermore, two of the Urban County cities (Clayton and Danville) have adopted inclusionary housing requirements for developments of ten or more units. Such developments must include at least five percent of the units affordable to very low-income households and five percent affordable to low income households. If developers do not elect to provide affordable units, they have the option of making an in-lieu payment. The City of Pleasant Hill's Measure B Initiative passed in 1986, imposing a number of restrictions on rezoning residentially-zoned land to higher densities and mandated the inclusion of such restrictions in the City's revised General Plan. However, the initiative is not expected to have a significant impact on affordable housing development because the majority of remaining 89 residentially-zoned land occurs in the City's two redevelopment areas, which permit a higher density multifamily residential zoning density. Furthermore, redevelopment areas are subject to housing-related redevelopment law requirements that specify the amount of new housing developed that must be affordable to low- and moderate-income households. Building Codes and Enforcement-For most jurisdictions building codes and their enforcement do not appear to be a constraint on development of affordable housing. All new residential development is required to meet the minimum requirements of the Uniform Building Code to ensure safety. Stringent state accessibility and other building standards for development of multifamily dwelling units can add substantially to the cost of new construction, increasing the project development cost for new multifamily housing. Design Guidelines/Development Standards - Applicable design guidelines and development standards (setbacks, maximum building height) affect the cost of development. Several of the cities have adopted policies to consider reducing design standards or applying flexible standards for affordable housing developments (Antioch, Clayton, Danville, Martinez, San Ramon and Orinda). The City of Martinez also has such a policy for affordable housing for seniors. In addition, the County employs Planned Unit Development zoning to permit the use of flexible design standards for projects with an affordable and/or special needs housing component (e.g., housing for seniors or disabled). These flexible design guidelines and development standards are implemented with the goal of promoting affordable housing development. Fees and Exactions -Local jurisdictions collect fees that help to cover the costs of permit processing, inspections, and environmental review. State legislation passed in 1988 mandates that local jurisdictions not assess fees that are higher than the actual costs incurred in providing services to the public. Some local jurisdictions are on a full-cost fee recovery basis, while others are not. Development fees, or exactions, are collected by cities/counties and applicable districts for the provision of services such as water, sewers, storm drains, schools, parks, and recreation facilities. These fees are usually based on the number of units in a residential development or dwelling unit square footage. A 1991 survey of development fees in 56 communities in 14 counties in Northern and Central California by the Building Industry Association of Northern California found that fees had risen 49 percent since a similar survey in 1987 by the Bay Area Council. Average development fees for the Bay Area were $23,784, and in Contra Costa County, $14,945. Most local jurisdictions included within the Consortium have recognized the adverse financial impact these development fees can have on the development of affordable housing and have tried to ameliorate the impacts by adopting policies regarding the potential waiver of fees for such projects (Contra Costa County, Antioch, Clayton, Danville, El Cerrito, Martinez, Orinda, 90 Pleasant Hill, San Ramon, and Walnut Creek). However, it is important to remember that, in waiving or reducing these fees, the jurisdictions forego revenues needed to cover the cost of related infrastructure improvements and processing costs. Often a significant portion of total development impact fees is due to the charges of other local districts over which the jurisdiction has no control, such as a school district, sewer district, or water district. The County is working to encourage applicable special districts to waive development fees whenever feasible to facilitate the development of housing affordable to very low- and low-income households. Processing and Permit Procedures -New residential development must generally go through an approval process that may include environmental review, zoning, subdivision review, site plan review, design review, and building permit approval. In addition to the approvals required by the local jurisdiction, it is usually necessary to obtain approvals from the applicable water and sewer districts. Because a prolonged amount of time spent on processing and permit procedures can increase development costs, a number of the jurisdictions included within the Consortium have adopted policies or procedures for "fast-tracking" development projects which include affordable housing(Antioch, Brentwood, Clayton, Danville, El Cerrito, Martinez, Orinda, Pleasant Hill, and Walnut Creek). Currently, the County has a fast-track process for affordable housing projects in the redevelopment areas. The County is exploring the feasibility of implementing this process for additional affordable and special needs housing projects throughout the unincorporated area. The County has implemented the North Richmond Redevelopment Area P-1 process, a model program designed to expedite development in this unincorporated section of West County. The P-1 process lessens the time and costs required under the standard application process by prescribing specific types of uses permitted and stipulating additional development standards, such as exterior building color. Applicants make an appointment and submit applications directly to the Redevelopment (P-1)Planner. At the time of submission, applicants are notified of the required conditions for approval, including costs of compliance under all relevant plans and ordinances. S ra egy to Address Negative Effects The above discussion on governmental constraints included steps that have been, or are being, taken to address the specific constraints cited. These include the following: • Waiver or reduction of permit and impact fees for developments that include affordable units; • "Fast-track" processing for affordable developments; • Use of flexible design/building standards for affordable developments, and 91 • Exemption of affordable housing developments from development cap. As noted, the fee waivers/reductions are limited to those charges levied directly by the jurisdiction of the particular city or the County, and so are within a city or County's control. The County will continue its efforts to work with special districts to consider waivers for affordable housing developments and will work with other Consortium members to justify such waivers. Court Orders and HUD Sanctions Neither the County nor the four other Consortium members is subject to any court orders or HUD imposed sanctions affecting the provision of affordable housing. This also holds true for the thirteen cities that are part of the Urban County. Lead-based Paint Hazards (24 CFR 91.215(g))60 Consortium Strategy The Consortium is in the process of more clearly defining the nature and magnitude of health and safety problems associated with the presence of lead-based paint in the older housing stock. Some of the strategies under consideration by the Consortium are presented below. Organize a Lead-based Paint Task Force As currently proposed, the Task Force will be composed of representatives of the Consortium members, public housing authorities, housing rehabilitation programs, and the Public Health Department. The purpose of the Task Force will be to define the problem and develop cost- effective lead-based paint abatement strategies. Potential Task Force activities include the following: • Identification of the nature, location, and approximate magnitude of lead-based paint problems in the Consortium area. • Assessment of existing lead-based paint abatement programs, activities, and policies (e.g., housing rehabilitation programs, health screening and education). • Develop a countywide strategy for the abatement of identified lead-based paint problems. Additionally, some of the Consortium cities are considering specific lead-based paint abatement programs within their own jurisdictions. Although no specific program is in place, the City of Concord continues to investigate cost efficient ways to implement a paint removal program. Clients in the rehabilitation program are provided with information regarding lead-based paint. On inspection of these properties, rehabilitation specialists evaluate interior and exterior paint 60 Outline actions proposed or being taken to evaluate and reduce lead-based paint hazard,and describe how lead-based paint hazard reduction will be integrated into housing policies and programs. 92 especially in the areas reachable by small children. Compile Information The Consortium will also gather information on relevant state and federal laws and regulations relating to lead-based paint and assessing their impact on Consortium members' activities. For example, AB 383, recently signed by the governor, includes a certification program for those trained in lead abatement techniques. Title X, The Residential Lead-Based paint Hazard Reduction Act of 1992, is the federal act that contains a number of provisions affecting housing. The Task Force may also obtain information on the available funding sources. Analyze Approaches and Programs Undertaken in Other Areas The Task Force will contact other jurisdictions to identify successful and cost-effective lead-based paint programs, including potential funding sources. For example, Alameda County has been working on the problem for some time and was able to arrange a dedicated funding source by creating a tax assessment district. Also, San Francisco adopted a Comprehensive Lead Ordinance in December 1992 that created a special Agency Task Force. Undertake Education and Outreach to Proper Owners It is important to provide information to property owners regarding the possible hazards of lead- based paint and the methods and resources for abatement. The Health Department program includes limited outreach. The Contra Costa County Building Inspection Department, which provides rehabilitation loans to owner-occupied residential units, and the Rental Rehabilitation Program of the Housing Authority of Contra Costa County which provides rehabilitation loans for rental units, assist property owners in correcting health and safety problems, including mitigation of lead-based paint hazards. These programs target areas of lower-income residents and/or older housing stock with informational mailings and provide telephone consultation to prospective program participants. Lead-Based Paint Hazard Reduction For Public Housing The Housing Authority of Contra Costa County is in the process of completing lead-based paint abatement for all public housing developments. This work is expected to be completed in 1997. The San Pablo Housing Authority has completed lead-based paint abatement for all the public housing units under its jurisdiction. 93 Anti-poyeM Strategy. (24 CFR 91.215(h))61 The County employs a variety of strategies to help alleviate poverty in the Urban County, including efforts to stimulate economic growth and additional job opportunities and provide, County residents with the skills and abilities required to take advantage of those opportunities. In September of 1993, the Board of Supervisors hosted a Countywide Economic Summit to discuss means of retaining, expanding and attracting business to Contra Costa. Participants included representatives of County and city government, individual businesses and business organizations, labor, educational institutions, environmental organizations, the news media, and citizen groups. As an offshoot of this summit, the County has initiated efforts to develop a new, more cohesive economic development strategy reflecting a countywide perspective and including all County jurisdictions. The County also undertakes specific programs and projects designed to stimulate economic growth and create additional employment opportunities for County residents. For example, the County Redevelopment Agency provides resources and technical assistance to existing and potential new businesses in an effort to revitalize and expand economic activity in the County's five redevelopment areas. In addition, the County has funded job creation and commercial revitalization efforts using a combination of CDBG and RDA resources. Projects which are under current consideration for funding include: a small business revolving loan fund to provide resources to businesses for job creation; two projects to increase employment through the provision of technical assistance to businesses in product development, market identification, preparation of required business plans, and efforts to obtain private lender financing; a job training and placement project to create jobs in retail management; a low-interest start-up loan for a computer translation center; a jobs training project to create employment opportunities in North Richmond for the disabled and homeless; a commercial area facade rehabilitation project designed to eliminate existing conditions of blight and revitalize development in San Pablo; two supported employment projects to provide expanded job opportunities for low-income urban county residents; a skills training and urban garden project designed to create horticultural jobs for low- income resident youths in North Richmond; a feasibility study for mixed uses in a proposed senior housing development; and a project to fund required training for State child daycare licensing to retain jobs countywide. As described in detail in the section on strategies to assist homeless populations, the County works with other jurisdictions and area nonprofits to provide emergency and transitional housing and the full range of support services required to assist this population in achieving economic independence. In addition to programs designed to improve employment skills and provide job opportunities for this population, the County also provides counseling and assistance in obtaining 61 Describe jurisdiction's goals,programs,policies for reducing number of poverty level households and how goals, programs,policies for producing and preserving affordable housing will be coordinated with other programs and services for which jurisdiction is responsible and extent to which they will reduce number of households with incomes below the poverty line,taking into consideration factors over which the jurisdiction has control. 94 benefits to qualified individuals and families. Finally, the lack of affordable housing is frequently cited as a significant factor in the movement of businesses out of the Bay Area and the difficulty encountered by many jurisdictions in attracting new business activity. Therefore, the Consortium's strategies to increase and maintain the supply of affordable housing and to achieve an improved jobs-housing balance also contribute to the alleviation of poverty by creating a more positive business environment. The following strategies are suggested for areas with relatively high concentrations of poverty and minority populations. • Implement programs and projects to rehabilitate and upgrade the existing housing stock to alleviate identified conditions of neighborhood blight and provide additional affordable housing opportunities for very-low, low and moderate-income households. • Encourage the development of mixed-income housing to assist in neighborhood revitalization and the deconcentration of lower income households, while providing expanded affordable housing opportunities. • Provide increased affordable homeownership opportunities for low and moderate income households to increase neighborhood stability. In addition to these strategies, the Consortium also recognizes the importance of developing affordable housing opportunities throughout the County in order to provide adequate housing for Contra Costa residents within reasonable proximity to their place of employment. Institutional Structure (24 CFR 91.215(i))' Public Institutions State: The Department of Housing and Community Development (HCD) manages the majority of affordable housing activities for the State of California. HCD oversees the state housing planning process, the State Housing Element, and provides technical assistance and review of local Housing Elements. Each local government jurisdiction in California is required to produce a Housing Element, which covers information on the following: population trends, current housing (1)Explain institutional structure,includingprivate industry,nonprofit orgnaizations,and public institutions,thorugh which the jurisdiction will carry out its housing and community development plan,assessing the strengths and gaps in that delivery system. (2) Describe organizational relationship between jurisdiction and public housing authority, including appointing authroity for commissioners of board of the housing agency,relationships regarding hiring,contracting,and procurement;provision of services funded by the jutisdictionl;and review by the jurisdiction of proposed development sites, of the comprehensive plan of the public housing agency, and of any proposed demolition or dispostion of public housing developments.(3) Describe what jurisdiction will do to overcome gaps in institutional structure for carrying out its strategy for addressing priority needs. 95 programs, housing opportunity sites, special housing and service needs, homeless needs, and future affordable housing strategies. HCD provides technical assistance and conducts special research for local governments seeking to produce affordable housing. HCD also administers state housing programs, such as the Rental Housing Construction Program(RHCP), California Natural Disaster Assistance Program(CALDAP), State Rental Rehabilitation Program(SRRP), and the Emergency Shelter Program(ESP). Due to State budgetary constraints, these programs have very limited resources. California Housing Finance Agency (CHFA) is a primary funding vehicle for affordable housing. The Agency issues mortgage revenue bonds and finances rehabilitation and new construction programs for both rental housing and owner-occupied units. The California Debt Limit Allocation Committee (CDLAC) is responsible for allocating authority for mortgage credit certificates and mortgage revenue bonds subject to the annual volume cap for the state. The California Tag Credit Allocation Committee (CTCAC) coordinates the award of federal and state low-income housing tax credits for low-income housing projects through a competitive process. County: Contra Costa County's homeless and housing planning and programs are implemented through the following County departments and agencies: Community Development Department; Redevelopment Agency of the County of Contra Costa; Housing Authority of the County of Contra Costa; the Building Inspection Department; the Social Services Department; the Community Services Department; and the Health Services Department. Contra Costa County Community Development Department maintains overall responsibility for the development of County housing plans and policies, including the County Housing Element and the Consolidated Plan. In addition, the Department plays a lead role in developing financial resources and strategies to develop affordable housing and homeless facilities and administer funds to implement housing programs. Specific programs administered through the Department include the Community Development Block Grant Program, the HOME Investment Partnership Act Program, the Housing Opportunities for People with AIDS Program(housing component), the Emergency Shelter Grant Program, the tax-exempt and mortgage revenue bond programs, and the Mortgage Credit Certificate program. The Department is also responsible for determining whether or not housing projects that apply directly to HUD for federal housing resources (e.g., McKinney Act funds) are consistent with the Consortium and County's Consolidated Plan and, therefore, potentially eligible for funding. 96 The Housing Authority of the County of Contra Costa (HACCC) plays a major role in supporting and implementing the County's housing programs. The HACCC is responsible for the County's public housing and rental assistance programs (e.g., Section 8 certificates and vouchers), operates a rental housing rehabilitation program, and is the project sponsor for selected affordable housing projects such as the new senior housing project recently completed in Antioch. During the period from 1991-1994, the HACCC acted as the lead agency for the County's homeless programs, and retains ongoing responsible for facility management for the County-operated homeless shelters: North Concord; Brookside; and Mountain View House. The Redevelopment Agency of the County of Contra Costa supports and provides resources for affordable housing development in the County's redevelopment areas located in Bay Point, North Richmond, Oakley, Pleasant Hill BART, and Rodeo. In accordance with state law, the County's Redevelopment Agency (RDA) reserves a minimum of 20 percent of its annual tax increment revenues for the support of affordable housing projects. RDA resources are used to support the maintenance and expansion of affordable homeownership and multifamily rental opportunities within the redevelopment areas. In addition to building inspection and code enforcement activities designed to ensure the safety of the County's housing stock, the County Building Inspection Department operates the Neighborhood Preservation Program, a housing rehabilitation loan program for lower income homeowners. The County Social Services Department administers resources for the County's homeless and public assistance programs. Specifically, the Department provides resources for operation of the County's homeless shelters and operates the AFDC, General Assistance, and Food Stamp programs, and coordinates the provision of a variety of support services for lower income households. On November 8, 1994, the County Board of Supervisors transferred overall program responsibility for operation of the County's homeless programs to the County Health Services Department, effective December 1, 1994.63 The Health Services Department will provide a Homeless Program Manager to coordinate and manage all County programs for the homeless, and a Homeless Planner to staff a task force on homelessness. The Task Force will consist of representatives from the Homeless Advisory Committee (HAC); Association of Housing and Homeless Service Providers (AHHSP);ProActive Community Team(PACT); Cities; and Homeless Management Team(HMT). Task Force responsibilities will include coordination, oversight, and advise to the Board regarding preparation of a comprehensive, integrated homeless plan. 6s The Housing Authority of Contra Costa County was assigned ongoing responsible for facility management for the County-operated homeless shelters:North Concord;Brookside;and Mountain View House. 97 The County Community Services Department operates a weatherization and energy conservation program. This program assists lower income households to reduce monthly housing costs through the provision of resources for rehabilitation and other improvements designed to increase efficiency in energy use. In addition to the specific departments and agencies discussed, during FY 1993, Contra Costa County and the Cities of Antioch, Concord, Pittsburg, and Walnut Creek established the Contra Costa HOME Program Consortium for purposes of participation in the HOME Investment Partnership Act Program." As stated in the Consortium Agreement and supporting documentation, the purpose of the Consortium is to provide additional financial resources and facilitate cooperative efforts among participating jurisdictions to increase and maintain the supply of affordable housing throughout the geographic area of the Consortium. Contra Costa County has been designated as the Lead Jurisdiction for the Consortium and is implementing the HOME Program through the Community Development Department. The Contra Costa Consortium was approved by HUD in July of 1993. Consortium Cities The City of Antioch Community Development Department is responsible for both housing and non-housing community development activities. The City reorganized several departments in order to enhance the working relationship among Planning, Building, Engineering, Housing, Redevelopment, and Code Enforcement. The Antioch Development Agency [Redevelopment] oversees four project areas. The Agency recently received a report from the ad hoc Affordable Housing Task Force outlining a program intended to promote affordable housing development and neighborhood stabilization. An implementation strategy has been initiated by the Community Development Department Housing Development Program Division and approved by the Agency Board. The City of Concord Community Development Department is the agency responsible for housing programs and development. The City also has a redevelopment agency responsible for redevelopment project areas. Its goals include an increase in homeownership opportunities throughout the City, and an expansion in housing development in the downtown area, particularly through mixed-use projects. The City's Urban Resources Department administers a housing rehabilitation program as well as a fair housing program. In October, 1994, the Department of Housing and Community Services became a division of the Department of Economic and Community Development. The expanded department now includes the divisions of Building, Planning, Redevelopment, and Housing/Neighborhood Preservation. It was the feeling of the City that this consolidation would better serve the public and would allow for a more comprehensive approach to neighborhood preservation. The Concord Redevelopment Agency has also identified the rehabilitation of single family and multifamily housing units as a priority in their housing 64 Contra Costa County is participating in the Consortium on behalf of the Urban County;the City of Richmond is an independent Participating Jurisdiction for purposes of the HOME Program. 98 setaside program. In the City of Pittsburg, the Department of Community Development Housing Rehabilitation Division(HRD) administers all aspects of the Housing Rehabilitation Loan Program and the Emergency Repair Loan Program, including provision of technical assistance. Pittsburg Housing and Economic Development Corporation (PHEDC) provides housing counseling programs, investigates complaints of illegal housing discrimination, and develops housing for low and moderate income families. The City also has a redevelopment agency. The City of Walnut Creek's Community Development Department is responsible for its affordable housing programs. It maintains overall responsibility for the development of the City's housing plans and policies and plays a lead role in pursuing resources and strategies to implement housing programs including CDBG and redevelopment programs. The City Council established a Council Housing Subcommittee to proactively encourage the expansion of affordable housing opportunities in Walnut Creek. Urban County: As noted, in addition to the unincorporated areas of the County, the Urban County includes the following cities: Brentwood, Clayton, Danville, El Cerrito, Hercules, Lafayette,Martinez, Moraga, Orinda, Pinole, Pleasant Hill, San Pablo, and San Ramon. Each of these jurisdictions has a planning department or community development department that is responsible for planning and housing activities. In addition, all but four of them(Martinez, Lafayette, Moraga, and Orinda) have redevelopment agencies with housing responsibilities. Umbrella Organizations: A number of groups have been formed in Contra Costa County so that local jurisdictions, applicable service providers, and advocacy organizations can coordinate their efforts in addressing certain problems. Among such groups are the following: • AIDS/HIV Consortium • Association of Homeless and Housing Service Providers • Delta 2000 • Farmworker and Affordable Housing Task Force • Information and Referral Network • Homeless Advisory Committee • Mobile Home Advisory Committee • Northern California Family Housing Coalition • ProActive Community Team (PACT) • Tri-Valley Affordable Housing Subcommittee 99 Non- rop fit Organizations There are a number of non-profit organizations whose activities are related to the provision of affordable housing in Contra Costa County. Each of the groups listed below has been active in the County. There is also active interest among church-related groups who want to alleviate the shortage of affordable housing or work with the homeless. • Affordable Housing Associates • Agencies on Aging/Area Agency on Agency-Each city has a Committee on Aging • AIDS Project of Contra Costa • Battered Women's Alternatives • BiBett • BRIDGE Housing and Development Corporation • California Housing Partnership Corporation • Catholic Charities • Christian Church Homes • Community Housing Development Corporation of North Richmond • Community Housing Opportunities Corporation • Concord Homes • Contra Costa Legal Services Foundation • Crockett Senior Housing • Diablo Valley Housing Corporation • East Bay Services for the Developmentally-Disabled • Ecumenical Association for Housing • Eden Housing, Inc. • Housing Alliance • Housing for Independent People • Las Trampas Supportive Living • Lao Family Community Development, Inc. • Mt. Diablo Habitat for Humanity • Oakland Community Housing, Inc. • Pacific Community Services, Inc. • Phoenix Programs • Pittsburg Alliance of Technology and Homeless Services (PATHS) • Pittsburg Housing and Economic Development Corporation(PHEDC) • Resources for Community Development (RCD) • Richmond Neighborhood Housing Services • Rubicon Programs • Rural California Housing Corporation • St. Vincent de Paul • Salvation Army • Shelter, Inc. • Youth Homes, Inc. 100 Private Industry Developers: There are numerous for-profit developers who have worked with the members of the Consortium and the Urban County jurisdictions to produce both single family and multifamily affordable housing. These developers have utilized the mortgage revenue bond and mortgage credit certificate programs, as well as funds from the various redevelopment agencies to assist them in housing development. Major Corporations: A number of major corporations have their headquarters or other significant offices in Contra Costa County. Although they have not been direct supporters of affordable housing activities in the County, they are a potential resource. There are a number of programs that employers may use to assist employees in obtaining affordable housing, such as rent subsidies and mortgage assistance. Corporations may also form joint ventures with non-profit developers and/or invest in tax credits for low income housing. Lenders: Lender participation in Contra Costa County has included provision of below market interest rate construction and permanent loans as well as participation in the County's mortgage revenue bond and mortgage credit certificate programs. In an effort to meet California Redevelopment Act (CRA) requirements, lenders are more actively seeking out local jurisdictions and offering their services and expertise in the development and operation of affordable housing projects. Some lenders are waiving bank fees and reducing points on first mortgages for eligible lower income homebuyers. Public Housing Authorities The Housing Authority of Contra Costa County (HACCC) is governed by a Board of Commissioners composed of the Contra Costa County Board of Supervisors. This Board of Supervisors/Commissioners appoints the Housing Authority's Advisory Housing Commission (AHC). The AHC reviews staff s reports and recommendations on hiring, contracting, and procurement for HACCC and makes recommendations to the Board of Supervisors/ Commissioners for approval. The Board of Supervisors/Commissioners ultimately authorizes the execition of all contracts and agreements, reviews and approves proposed development sites, approves the comprehensive plan, and approves any proposed demolition or disposition of public housing developments. The City of San Pablo Housing Authority is governed by a Board of Commissioners appointed by the San Pablo City Council. This Board of Commissioners reviews staff reports regarding hiring, contracting, and procurement for the San Pablo Housing Authority, and authorizes the 101 execution of all contracts and agreements, reviews and approves proposed development sites, approves the comprehensive plan, and approves any proposed demolition or disposition of public housing developments. The City of Pittsburg Housing Authority is governed by the Housing Advisory Commission, which is composed of 7 members, including the 5 elected City Council members, and 2 tenants who are recipients of Section 8 Certificates or Vouchers who are appointed to the Commission by the City Council members. The Housing Advisory Commission meets monthly(at the beginning of the montly City Council meetings)to review City of Pittsburg Housing Authority staff reports and recommendations for Housing Authority business. Overcoming_Gaps in the Institutional Structure During FY 1995, the Urban County will initiate the following activities designed to improve the institutional structure for implementation of affordable housing activities in the Urban County: • During FY 1995, the Community'Development Department will work with the cities and other relevant public agencies to establish an informal cooperative network to facilitate affordable housing development in the Urban County. • The County is considering the creation of a countywide Affordable Housing Trust Fund which could assist in funding affordable housing projects. In addition, the Community Development Department is still working with the Health Services Department, the Ryan White Council, and appropriate representatives of the other entitlement jurisdictions in Contra Costa to refine long-term housing needs and strategies for the County's AIDS and HIV-positive population. (See previous discussion on strategy to address homelessness.) Coordination (24 CFR 91.2150))" The County and each city within the County coordinate their affordable housing development planning efforts with those of the state in part through regular, timely submissions of their General Plan Housing Elements. There is also a significant amount of intergovernmental cooperation among local jurisdictions in Contra Costa County. The thirteen cities/towns and the unincorporated area of the County have joined together as the Urban County to receive and allocate CDBG funds. In 1993 the Urban County and the cities of Antioch, Concord, Pittsburgh and Walnut Creek joined together to create 65 Describe jurisdiction's activities to enhance coordination between public and assisted housing providers and private and governmental health,mental heath,and service agencies. Describe means of cooperation and coordination among State and units of general local government in implementation of the consolidated plan. 102 the Contra Costa Consortium for purposes of participation in the HOME Investment Partnership Act Program. The Community Development Department is also working with other Entitlement Jurisdictions in the County, the County's Health Services Department, and the Ryan White Council to develop a coordinated housing program with support services for HIV/AIDS populations. Finally, the County and Cities have joined together to develop specific affordable housing projects, including: rental housing for families, seniors, and the disabled; rental and owner-occupied housing rehabilitation programs; first-time homebuyer programs; and emergency shelters for the County's homeless populations. In addition to these activities, the County participates in a number of countywide housing and service provider organizations which facilitate the coordination of programs and projects. These organizations include the Association of Homeless and Housing Service Providers, the Farmworker and Affordable Housing Task Force, the Mobile Home Advisory Committee, the Tri- Valley Affordable Housing Subcommittee, and the Homeless Management Assistance Team. Membership in these organizations is composed of representatives of city and County agencies, nonprofit housing developers and service providers, and public interest groups. Finally, the County supports several projects to provide information and referral services and coordinate the provision of services to the County's homeless populations: • In August, 1993, the Northern California Grantmakers (a coalition of more than 40 foundations) awarded $50,000 to create the ProActive Community Team(PACT), a coalition of more than 35 public and private agencies that serve the homeless in Contra Costa. This grant has since been renewed for an additional year. These funds allow the County to create public-private partnerships to seek solutions to increasing levels of homelessness in Contra Costa. The overarching goal of PACT is to create a seamless and coordinated continuum of care to include: outreach to homeless in the streets; shelters; transitional housing; supportive housing linked to rental assistance programs; and other affordable housing options. • Shelter, Inc.'s receipt of$4.2 million in HUD Supportive Housing grant was used to create REACH Plus, a collaboration of six local community-based agencies that provide drug treatment, counseling,job assessment and training, and rental assistance, as well as community outreach to organize private community support and volunteerism. • The creation of the Regional Service Cluster System of Supportive Services provided a linked, centralized pool of housing vouchers with flexibility to address a range of consumer needs. The Cluster System is comprised of multidisciplinary coalitions of providers who deliver services in distinct geographical regions. By working together they create an interdisciplinary team that delivers services to address the needs of individuals and families. 103 Additional efforts to enhance coordination between public and assisted housing providers include the following: • The Urban County and/or other Consortium members will consider the creation of a working committee to develop a strategy for involving major corporations/employers in addressing affordable housing needs. • Lead paint action-A task force will be created to address the problem of lead-based paint in the older housing stock. Public Housing_Resident Initiatives (24 CFR 91.215(k))66 Housing Authority of Contra Costa County (HACCC) In 1993, HACCC initiated discussions with residents at three developments regarding the HOPE I Planning Grants: Las Deltas in North Richmond; Bayo Vista in Rodeo; and El Pueblo in Pittsburg. These are all family developments with a total of 652 households. All tenants are lower income. Of the total, an estimated 60 percent (or 150 households) would be able to eventually purchase their units. Based on the initial discussions, HACCC has determined that there is not currently interest by the residents nor sufficient capacity in the fledgling residents councils to apply for HOPE I Planning Grants at this time. Should HUD continue the HOPE I program, the HACCC and RCs would reassess the feasibility of the program for those locations and apply for HOPE I funds if appropriate. Additional resident participation activities include the following: • Residents are active partners in the Head Start programs held on several HACCC family housing development sites. • Residents serve on the HACCC Advisory Housing Commission, including one resident from public housing and one participant in the Section 8 rental assistance program. • Residents of the Las Deltas development, which is located in North Richmond and is scheduled for modernization over the next year, have secured employment with the contractor on the site. • Employment of residents in public housing modernization and anti-drug recreation programs. Housing Authority of the City of San Pablo The Housing Authority of the City of San Pablo Board of Commissioners has passed Resolutions which support resident economic development, homeownership, management participation, and anti-drug security. The residents have begun the process of forming resident management corporation and tenant organizations. The Housing Authority of the City of San Pablo 66 Describe jurisdiction's activities to encourage public housing residents to become more involved in management and participate in homeownership. 104 encourages these resident management and tenant organizations to apply for technical assistance grants. 105 Table 2: Priority Needs Summary Table - Consortium Priority Need Level' ESTIMATED FIVE-YEAR PRIORITY HOUSING NEEDS High,. �',Medium,Low,No Such Need RESOURCES (households) YEAR TARGETS' 0-30% ' 31-50% 51-80% Consortium Other Funds' Resources' Renter Small Total 1,765 $19,600,000 $75,962,500 Related° Cost Burden>30% H ': H `: H Cost Burden>50% H H H Substandard H H E H Overcrowded M M M Large Total > 485 $5,175,000 $16,362,500 Related Cost Burden>30% H H H Cost Burden>50% H H H Substandard H H H Overcrowded H H E H Elderly Total 695 $7,915,000 $30,800,000 Cost Burden>30% H Cost Burden>50% H H H Substandard H H H Overcrowded M M M Total 900 $17,606,500 $21,200,000 Cost Burden>30% H H H Owner Cost Burden>50% H E H E H Substandard H E H E H Overcrowded M M E M 106 ESTIMATED FIVE-YEAR Priority Need Level RESOURCES High,Medium,Low,No such need Consortiums Other PRIORITY HOMELESS NEEDS Funds Resources' Assessment/Outreach Families Individuals Persons w/Special Needs $1,195,000 $400,000 H H H Emergency Shelter Families Individuals Persons w/Special Needs $5,862,400 $ 140,000 M H M Transitional Housing Families Individuals Persons w/Special Needs $ 850,000 unknown H H M Permanent Supportive Housing Families Individuals Persons w/Special Needs $ 550,000 unknown M M M Permanent Housing Families Individuals Persons w/Special Needs $ 550,000 unknown M M M Table Notes: 1. Priority need levels are defined as follows: • high priority - Consortium will provide funding for activities to address need during FY 1995- 1999; • medium priority- Consortium may fund activities to address need depending on fund availability; • low priority - Consortium will not fund activities to address need; • no such need - need has been substantially addressed and no funding is required. 2. Includes objectives for households to be assisted with resources provided through the Consortium area, including Consortium HOME funds, County HOPWA and ESG funds, and County and City CBDG and RDA resources. Does not include Section 8, MCCs, mortgage revenue and tax-exempt bonds, or federal funds which may be received by other entities. 3. Estimate of other resources for priority housing needs based on anticipated additional funds required to assist target households. Estimate does not reflect committed funds. 4. Small related household category includes households with one to four persons. 5. In addition to Consortium housing funds, resources to serve the homeless include a portion of CDBG funds allocated to public services. 6. Estimate of other resources for homeless needs reflect funds expected to be available. Funds are not adequate to meet Consortium homeless needs. 107 Priori Non-Housing Community Development Needs and Objectives (24 CFR 91.215(e))67 Urban County Non-housing community development needs are those services and projects that provide for a safe and livable environment as identified by the community. By providing access to those services and projects the community can provide opportunities and empower those most in need. The types of services include, but is not limited to, childcare services, food programs, youth enrichment,job training and placement, violence prevention programs. Projects include infrastructure improvements such as sidewalk and street, structural and code improvementsto facilities, including American Disabilities Act (ADA) compliance. As required by 24 CFR 91.215(e) each entitlement jurisdiction must provide an analysis of those funds required to achieve overall community development goals and objectives to meet the needs of low and very-low income persons consistent with eligible block grant activities. The jurisdiction must include a Priority Needs Table for long and short term planning. The County has established a five year planning period. There are several established guidelines that assist in the development of priority needs. The General Plan of the county and those cities within the Urban County provide specific goals and policies associated with public facilities and services, safety, circulation and housing. Also, the AB 1290 Implementation Plan provides additional goals and policies, including a non-housing component for redevelopment agency project areas. Additionally there are several Specific Plans within the urban county that provide further guidance. Both the General Plan process and the Specific Plan process provide for extensive citizen participation . Other planning documents and studies used to identify and prioritize objectives included the Capital Improvement Plan, Contra Costa County Juvenile Justice Continuum of Care (study,), and the Family Preservation and Support Program Plan. These documents provide a broad yet comprehensive overview of needs, based on target populations, health and safety issues, and infrastructure improvements. Identification of housing and community development needs through public participation were gathered from municipal advisory councils and other Board of Supervisors and City Council appointed committees. The block grant process for the Urban County, through its monthly public meetings, provides for ongoing public input on changing needs and services. In addition, the 67 Describe jurisdiction's priority non-housing community development needs eligible for assistance under HUD's community development programs by CDBG eligibility category,relfecting the needs of families for each type of activity, as appropriate,in terms of dollar amounts estimated to meet the priority need of the type of activity,in accordance with a table prescribed by HUD. State the jurisdiction's specific long-term and short-term community development objectives which must be developed in accordance with statutory goals and primary objective of the CDBG program to develop viable urban communities by providing decent housing and a suitable living environment and expanding economic opportunities, principally for lower income persons. 108 Consortium held a public hearings on November 15, 1994 and January 23, 1995 . Public hearings for 1995-96 block grant funds for the Urban County were held on June 1, June 2, 1994 and on January 7, 1995. Funding Sources The amount of funds expected to be generated over the next five years are from a number of different public and private sources. Private funds are available on a competitive basis from local and national charitable organizations, businesses, foundations, and churches. Many private funds are single purpose funds that limit use to specific area or targeted population. Public funds include local, state and federal funds. Sources of local funds are from local jurisdiction general funds, local fees and exactions, bond sales, Measure "C" funds, school districts, and regional park district funds. Each local source has it own limitations on use. For instance Measure "C" funds are available for transportation improvements and growth management programs. State fund sources include funds from the Department of Education, Department of Transportation SB 300 (matching fund), Area Office on Aging, State Department of Rehabilitation, and Office of Criminal Justice and Planning. Federal Fund sources include the Department of Housing and Urban Development, FEMA, Office of Refugee Settlement, Title IV- A and IV-E of the Federal Social Securities Act, Area Office on Aging, Corporation for National Service, National Endowments for the Arts, Department of Transportation, Human Services Administration for Families and Children. It should be noted that several sources of federal funds are allocated and administered by State agencies. Many of the sources of State and Federal funds are allocated on a competitive basis and require matching funds. In order to encourage the leveraging of other funds the Urban County requires that all recipients provide matching funds equal to 10 percent of their grant allocations. Although many of the sources used to determine available funding are based on established funding sources, the reliance on those sources, to continue at current funding levels is doubtful. It is anticipated that future revisions to the five year plan will be needed if there is a substantial decrease in available funds. The current reduction of available funds at local levels, due to a reduction in state sales tax allocations and increased responsibility of local government, has resulted in an increase in requests for limited CDBG funds and other competitive funding sources. Further natural disasters, such as the recent flooding within the County may redirect funds that had been previously allocated, to emergency use to maintain the health and safety of the residents of the county. 109 As mentioned earlier most funding sources are limited in purpose and use. This is also true of CDBG funds. Besides the statutory limits for CDBG funds the County Board of Supervisors has established the following funding guidelines for the use of local CDBG grant allocations: Housing 35% Housing Development Assistance Fund 15% Public Service 15% Economic Development 15% Open 5% Program Administration 13% Contingency 2% 100% The funding guidelines represent the policies and priorities as identified and established by the Board of Supervisors for housing and community development needs. The following provides a brief description of the above categories: • Housing includes housing rehabilitation and the development of new housing, fair housing programs, and housing for homeless and special needs populations; • Housing Development Assistance Fund is essentially a set-aside fund for new housing projects which emerge during a program year; • Economic Development is for programs which create or retain jobs; • Public Service is for programs that are generally performed by non-profit organizations who deliver a broad range of human services to low-income residents and special needs populations; • Open is the term for projects of a.capital nature which address infrastructure and public facilities needs; • Administration comprises all staff and all personnel and non-personal need of the County to administer the CDBG program; • Contingency Fund is program/project funds that are set aside for allocation after the final public hearing on recommended CDBG allocations. Based on the above mentioned plans, public participation, and funding guidelines, the following needs were identified and prioritized. Priorities were established based on guidance provided by HUD as identified in Table 2a. The Urban County is committed to allocating funds that serve the needs of the lowest income and most disadvantaged residents. The Contra Costa County Board of Supervisors has identified as a 110 priority, in the allocation of block grant funds, the needs of children/families and the homeless, those segments of the population that are the most at-risk and powerless. The Urban County establishes the following long and short-term goals, which serve to promote suitable living environments and expand economic opportunities, for non-housing community development programs and projects. Long-Term Goals • Continue to identify and assess non-housing community development needs in response to changing demographics. • To cooperate with other local jurisdictions to promote the most cost effective methods of providing public facilities necessary for supporting the economic, social, and environmental well-being of the Urban County. • Develop cooperative linkages with other local governmental programs to maximize and leverage CDBG funds. • Provide park and recreational opportunities to low and moderate income neighborhoods, including opportunities for the elderly, and persons with disabilities. • Assist with infrastructure improvements that increase the health and safety of low and moderate income residents and special needs populations. • Provide high quality childcare in a safe and stimulating environments with certified instructors and other experienced professionals. • Support programs that promote prevention and early intervention to alleviate violence against women and children, and to treat victims and perpetrators throughout the Urban County. • Assist special needs groups such as the homeless, persons with disabilities, persons with AIDS, and persons with substance abuse problems by providing services throughout the Urban County. • Promote programs that provide job training and placement to low-income and disabled persons throughout the Urban County. • Assist low and moderate income persons by developing comprehensive economic development strategies for training and job placement. • Expand opportunities to restore economic vitality to the Urban County's poorest areas through job creation, technical assistance and outreach in conjunciton with ongoing economic development activities. 111 Short-Term Goals • Provide programs and activities which benefit lower income persons. • Prevent or reduce deterioration in designated neighborhoods. • Preserve the existing housing stock and increase housing opportunities for lower income persons. • Provide incentives for business expansion and stabilization in order to expand employment opportunities for lower income persons. • Improve the public works infrastructure, including storm drainage and street improvements in lower income areas. • Develop neighborhood facilities to serve lower income areas. • Provide housing counseling and information services and further fair housing. • Remove architectural barriers to the handicapped and increase opportunities for disabled persons to participate in society. • Provide appropriate public services to assist lower income persons and agencies to meet client needs. Public Facilities and Improvement Needs City and County General Plans and Capital Improvement Plans and Redevelopment Plans are the primary documents used to identify appropriate land use and funding for public facilities. Facilities such as senior, youth and neighborhood centers and parks, specialized facilities such as health, fire and police, or special need facilities such as child or elder day care require long term planning in terms of land use and funding. However, changing demographics and the local community provide insight into the current needs of a community. Throughout the Urban county the need for senior, youth, and neighborhood centers, has been identified in response to current and future community needs. The source of funds necessary to fulfill the needs has not been totally identified especially in older established neighborhoods. New construction is often required to provide funds for these types of services. Facilities in older established neighborhoods are often in need of rehabilitation or expansion and must rely and compete for limited public funds. Of all the facilities, child care facilities are of the highest priority. Currently, an imbalance exists between the locations of facilities and the areas of greatest need. Also the issue of affordability of 112 services is important especially to those of low and moderate income. As identified in the County General Plan the County has adopted the following policies related to child care: • The County shall encourage and participate in efforts to coordinate childcare programs and fund raising efforts to meet childcare needs throughout the County, through the establishment of the county-wide childcare organizations, as recommended by the Childcare Task Force. • The County shall foster public awareness of the variety of needs and availability of resources of childcare. • The County shall review and amend childcare regulations and the permitting process in order to simplify them, minimize fees and shorten the approval process. • The County shall encourage parents, providers, public officials and employers to participate in the planning and decision making processes related to providing childcare facilities. Infrastructure Improvements City and County General Plans, Redevelopment Area Plans and Specific Plans identify infrastructure needs including new, replacement, and expansion in the Urban County. The jurisdictions' Capital Improvement Plans identifies infrastructure projects to be initiated over the next five to eight years period along with anticipated funding sources. Street improvements in low income and redevelopment area were identified as the highest priority. Street improvements provide for safe movement of vehicles and people but also promote potential for economic development. Many of the projects identified have been or are long range projects and will continue to be of high priority over the next five years. Because the cost of street improvements is high it is essential that funds be leveraged. Funding for street improvements include money allocated for capital improvements from state and federal gas taxes and development fees, redevelopment funds, and CDBG funds. Public Service In response to the decline of funding priorities at the state and federal levels, it has been incumbent on local governments to provide for social services. It is the goal of the Urban County to support collaborative, community-based service delivery. As mentioned earlier the County Board of Supervisors has identified as a priority, in the allocation of block grant funds, the needs of children/families and the homeless. CDBG funds have been targeted and used to provide services to those most in need. The'only obstacle to funding is in the amount of funds available. Consideration for funding is also based on the following criteria; consistency with County and Block Grant objectives and priorities; 113 eligibility with respect to federal regulations; feasibility and cost effectiveness; experience and capacity to carry out project; alleviation of needs and target population; project readiness and timeliness; proposed match and leveraging of funds; affirmative marketing and outreach; past performance. Priority needs were assessed consistent with the needs of children/families, and homeless, but also in terms of supportive services to housing programs and economic development goals. There are no public services that would not be considered in the next five years. Accessibility Needs The Urban County has identified a number of improvements that are needed for compliance with the American With Disabilities Act. The large number of public facilities and, especially those facilities and their surroundings that serve the disabled, represent millions of dollars worth of improvements. In almost all cases the leveraging of funds is essential for the needed improvements. Due to the limited amount of funds available the need will exceed the five year planning period. Funding for ADA improvements projects will continue to be identified and considered for funding depending on the availability of funds. Residential Historic Preservation Needs There were no identified residential historic preservation needs that served low and moderate income populations. Non-Residential Historic Preservation Needs Those non-residential historic preservation needs identified requires substantial amounts of infrastructure improvement to meet current building and safety codes. It is not expected that substantial amounts of CDBG funds, based on the competitive nature of the funds, would be used within the five year planning period. Economic Development Along with providing adequate housing, and child care services economic development is essential to providing viable communities. Urban County CDBG funds have and will continue to fund economic development activities. As described in the funding allocation guidelines 15 percent of CDBG funds are designated for economic development activities. Those activities include job training and placement, and job retention for low income, homeless and disabled populations, and planning studies for economic development. The County in cooperation with the Contra Costa Council, which is comprised of local businesses, is currently conducting a study on building a viable economic climate in the County. It is recognized that a sound economy is an essential component to a community's health and vitality. It is expected that the study will be completed in the Spring of 1995. The results of the 114 study will help to define future economic development goals and objectives. Other Community Development Needs Energy Efficiency Improvements, Lead-Based Paint Hazards, Code Enforcement are components of the housing rehabilitation programs. Non-housing community development needs for the consortium as a whole are reflected in Table 2a-Non-housing Priority Needs Summary Table -Urban County. 115 Table 2 Priority Needs Summary Table - Contra Costa County Priority Need Level` ESTMATED FIVE-YEAR High,Medium,Low,No Such Need FIVE- RESOURCES PRIORITY HOUSING NEEDS YEAR (households) TARGETS' Other 0-30% 31-50% 51-80% County Funds2 Resources' Renter Small Total 8005 $14.5 million $61.5 million Related° Cost Burden>30% H H H 600 Cost Burden>50% H H H 200 Substandard H H ': H 200 Overcrowded M M M 20 Large Total 150 $2.5 million $13.7 million Related Cost Burden>30% H ? H H 100 Cost Burden>50% H :' H H 50 Substandard H H M 10 Overcrowded H H M 10 Elderly Total 350 $4.0 million $23.3 million Cost Burden>30% H H H 250 Cost Burden>50% H H H 100 Substandard H H H 25 Overcrowded M M M 5 Total 300 $4.3 million $21.2 million Cost Burden>30% M M H 250 Owner Cost Burden>50% M `: M H 50 Substandard H ? H H 200 Overcrowded M M E M 10 Page 1/2 ESTIMATED FIVE-YEAR Priority Need Level RESOURCES High,Medium,Low,No such need Other PRIORITY HOMELESS NEEDS County Funds' Resources' Assessment/Outreach Families Individuals Persons w/Special Needs $0.7 million $0.4 million H H M Emergency Shelter Families Individuals Persons w/Special Needs $5.6 million $0.14 million M H M Transitional Housing Families Individuals Persons w/Special Needs $0.5 million unknown H H M Permanent Supportive Housing Families Individuals Persons w/Special Needs $0.5 million unknown M M M Permanent Housing Families Individuals Persons w/Special Needs $0.5 million unknown M M M Table Notes 1. Priority need levels are defined as follows: • high priority - County will provide funding for activities to address need during FY 1995-99; • medium priority- County may fund activities to address need depending on fund availability; • low priority- County will not fund activities to address need; • no such need - need has been substantially addressed and no funding is required. 2. Includes objectives for households to be assisted with resources provided through the County, including Consortium HOME funds and County CDBG, HOPWA, ESG and RDA resources. Does not include Section 8, MCCs, mortgage revenue and tax-exempt bonds, or federal funds which may be received by other entities. 3. Estimate of other resources for priority housing needs based on anticipated additional funds required to assist target households. Estimate does not reflect committed funds. 4. Small related household category includes households with one to four persons. 5. Note that total targets listed for each category are less than the sum of targets for households who are cost-burdened or living in substandard or overcrowded housing conditions. This reflects the fact that many households assisted by County housing programs experience more than one housing problem. 6. In addition to County housing funds, resources to serve the homeless include a portion of CDBG funds allocated to public services. 7. Estimate of other resources for homeless needs reflect funds expected to be available. Funds are not adequate to meet County homeless needs. Page 2/2 Table 2 Priority Needs Summary Table - Antioch Priority Need Level ESTIMATED FIVE-YEAR High,Medium,Low,No Such Need FIVE- RESOURCES PRIORITY HOUSING NEEDS YEAR (households) TARGETS Other 0-30% 31-50% 51-80% City Funds' Resources Renter Small Total 205 $612,500 $11,462,500 Related Cost Burden>30% M M L 120 $250,000 $7.75 million Cost Burden>50% M M L 70 $250,000 $3.6 million Substandard M M M 15 $112,500 $112,500 Overcrowded M M M 0 $0 $0 Large Total 95 $112,500 $2,662,500 Related Cost Burden>30% M M L 40 pending $1,275,000 Cost Burden>50% M E M ? L 40 pending $1,275,000 Substandard M M E M 15 $112,500 $112,500 Overcrowded H H H 0 $0 $0 Elderly Total 107 $2,940,000 $540,000 Cost Burden>30% M M M 50 $2,700,000 $300,000 Cost Burden>50% M M M 25 pending Substandard L L L 32 $240,000 $240,000 Overcrowded L L L 0 $0 $0 Total 250 $9,044,000 Cost Burden>30% H H M 125 tax credit tax credit Owner Cost Burden>50% H H M 60 $7,500,000 Substandard M M E M 63 $1,480,000 Overcrowded L ? L L 2 $64,000 Page 1/2 ESTIMATED FIVE-YEAR Priority Need Level RESOURCES High,Medium,Low,No such need Other PRIORITY HOMELESS NEEDS City Funds Resources Assessment/Outreach Families Individuals Persons w/Special Needs $75,000 $0 M M M Emergency Shelter Families Individuals Persons w/Special Needs $36,400 $0 L M L Transitional Housing Families Individuals Persons w/Special Needs $200,000 $0 H M L Permanent Supportive Housing Families Individuals Persons w/Special Needs L L L Permanent Housing Families I Individuals Persons w/Special Needs L L L Table Notes 1. Includes City of Antioch funds, Antioch CDBG and Antioch Redevelopment Agency funds. 2. An estimate of other resources required was not available for all categories. Page 2/2 Table 2 Priority Needs Summary Table - Concord Priority Need Level ESTIMATED FIVE-YEAR High,Medium,Low,No Such Need FIVE- RESOURCES PRIORITY HOUSING NEEDS YEAR (households) TARGETS Other 0-30% 31-50% 51-80% City Funds` Resources 2 Renter Small Total 600 $2,812,500 Related Cost Burden>30% M M M 200 $450,000 Cost Burden>50% M :` M E L 200 $450,000 Substandard M `: M L 400 $600,000 Overcrowded M M L 100 $500,000 Large Total 100 $362,500 Related CostBurden>30% H ? H M 40 $200,000 Cost Burden>50% H H ` M 60 $350,000 Substandard H H M 80 $550,000 Overcrowded H H ': H 70 $400,000 Elderly Total 80 $375,000 Cost Burden>30% M M L 20 $150,000 Cost Burden>50% M `: M L 50 $200,000 Substandard M ': M E L 50 $200,000 Overcrowded M :' M I M 10 $100,000 Total 60 $2,500,000 Cost Burden>30% M L L 10 $500,000 Owner Cost Burden>50% M L L 20 $550,000 Substandard M L L 50 $250,000 Overcrowded M L L 10 $250,000 Page 1/2 ESTIMATED FIVE-YEAR Priority Need Level RESOURCES High,Medium,Low,No such need Other PRIORITY HOMELESS NEEDS City Funds' Resources Assessment/Outreach Families Individuals Persons w/Special Needs $400,000 H H H Emergency Shelter Families Individuals Persons w/Special Needs $200,000 M L M Transitional Housing Families Individuals Persons w/Special Needs $150,000 M L M Permanent Supportive Housing Families Individuals Persons w/Special Needs $50,000 L L L Permanent Housing Families Individuals Persons w/Special Needs $50,000 L L L Table Notes 1. Indicates City of Concord CDBG monies. All other figures shown reflect Concord Redevelopment Agency Housing Setaside funds. 2. An estimate of other resources required was not available. Page 2/2 Table 2 Priority Needs Summary Table - Pittsburg Priority Need Level ESTIMATED FIVE-YEAR High,Medium,Low,No Such Need FIVE- RESOURCES PRIORITY HOUSING NEEDS YEAR (households) TARGETS Other 0-30% '• 31-50% 51-80% City Funds' Resources2 Renter Small Total 90 $675,000 Related Cost Burden>30% L M H 15 $112,500 Cost Burden>50% M E M M 30 $225,000 Substandard H H H 45 $337,500 Overcrowded -- -- -- Large Total 80 $600,000 Related Cost Burden>30% L M E H 15 $112,500 Cost Burden>50% M M H 52 $187,500 Substandard H H ? H 40 $300,000 Overcrowded -- -- -- Elderly Total 158 $600,000 $7,500,000 Cost Burden>30% L H N 59 $150,000 $3,750,000 Cost Burden>50% L H E N 59 $150,000 $3,750,000 Substandard H H H 40 $300,000 Overcrowded -- -- -- Total 250 $862,500 Cost Burden>30% L M M 50 $750,000 Owner Cost Burden>50% L H H 75 $112,500 Substandard H :` H ? H 125 Overcrowded Page 1/2 ESTIMATED FIVE-YEAR Priority Need Level RESOURCES High,Medium,Low,No such need Othe- PRIORITY HOMELESS NEEDS City Funds Resources Assessment/Outreach Families Individuals Persons w/Special Needs L M L Emergency Shelter Families Individuals Persons w/Special Needs L M L Transitional Housing Families Individuals Persons w/Special Needs L M L Permanent Supportive Housing Families Individuals Persons w/Special Needs M L M Permanent Housing Families I Individuals Persons w/Special Needs M L M Table Notes 1. Includes City of Pittsburg funds and Pittsburg Redevelopment Agency funds. 2. An estimate of other resources required was not available for all categories. Page 2/2 Table 2 Priority Needs Summary Table - Walnut Creek Priority Need Level ESTIMATED FIVE-YEAR PRIORITY HOUSING NEEDS High,Medium,Low,No Such Need FE- RESOURCES (households)(households) YEAR TARGETS Other 0-30% 31-50% 51-80% City Funds' Resources Renter Small Total 70 $1 million $3 million Related Cost Burden>30% M c H M 70 $1 million $3 million Cost Burden>50% NA i NA NA Substandard NA NA NA Overcrowded NA NA NA Large Total 60 $1.6 million NA Related Cost Burden>30% M H H 56 $1.4 million NA Cost Burden>50% NA NA NA Substandard NA E NA NA Overcrowded NA NA M 4 $200,000 NA Elderly Total Cost Burden>30% NA NA NA Cost Burden>50% NA NA NA Substandard NA NA NA Overcrowded NA NA NA Total 40 $900,000 $0 Cost Burden>30% NA NA NA Owner Cost Burden>50% NA E NA NA Substandard M M M 40 $900,000 $0 Overcrowded NA NA NA Page 1/2 ESTIMATED FIVE-YEAR Priority Need Level RESOURCES High,Medium,Low,No such need Other PRIORITY HOMELESS NEEDS City Funds Resources Assessment/Outreach Families Individuals Persons w/Special Needs $20,000 M L Emergency Shelter Families Individuals Persons w/Special Needs $26,000 M L Transitional Housing Families Individuals Persons w/Special Needs Permanent Supportive Housing Families Individuals Persons w/Special Needs Permanent Housing Families Individuals Persons w/Special Needs Table Notes 1. Includes City of Walnut Creek funds, Walnut Creek CDBG and Walnut Creek Redevelopment Agency funds. 2. An estimate of other resources required was not available for all categories. Page 2/2 Table 2 Non-Housing Priority Needs Summary Table - Urban County PRIORITY COMMUNITY ESTIMATED FIVE-YEAR RESOURCES DEVELOPMENT NEEDS PUBLIC PRIVATE PUBLIC FACILITY NEEDS Senior Centers $ 2.7 million Youth Centers $ .10 million $ .005 million Neighborhood Facilities $ .4 million Child Care Centers $ 5.9 million $ .025 million Parks and/or Recreation Facilities $ 4.9 million $ .043 million Health Facilities $ .08 million $ .050 million Parking Facilities $ 5.6 million Other Public Facilities $ 5.1 million $ .021 million INFRASTRUCTURE 11"ROVEMENTS Solid Waste Disposal Improvements Flood Drain Improvements $ .7 million Water Improvements $ 1.9 million $ .036 million Street Improvements $29 million $ .031 million Sidewalk Improvements $ .3 million Sewer Improvements $ 1.1 million $ .1 million Asbestos Removal Other Infrastructure Improvement Needs $ .5 million PUBLIC SERVICE NEEDS Senior Services $ 2.2 million $ .6 million Handicapped Services $ .5 million $1.5 million Youth services $ 9 million $1.2 million Transportation Services $ 4.2 million $ .9 million Substance Abuse Services Employment Training $ 3.1 million $3.7 million Crime Awareness $ 1.8 million $ .1 million Fair Housing Counseling $ .3 million $ .011 million Tenant/Landlord Counseling $ .1 million $ .028 million Child Care Services $ .5 million $ .04 million Health Services Other Public Service Needs $ 2.1 million $1.3 million ACCESSIBILITY NEEDS $ .7 million $ .1 million RESIDENTIAL HISTORIC PRESERVATION NEEDS NON-RESIDENTIAL HISTORIC PRESERVATION NEEDS ECONOMIC DEVELOPMENT NEEDS Commercial-Industrial Rehabilitation $ .6 million $ .03 million Commercial-Industrial Infrastructure $11.7 million $ .25 million Other Commercial-Industrial Improvements Micro-Business $ 1 million Other Businesses Technical Assistance $ .4 million Other Economic Development Needs OTHER COMMUNITY DEVELOPMENT NEEDS Energy Efficiency Improvements Lead-Based Paint Hazards Code Enforcement PLANNING TOTAL ESTIMATED DOLLARS NEEDED: $96.48 million $ 10.07 million Lf APPENDIX A GENERAL ACRONYMS AND DEFINITIONS USED WITH THE CONSOLIDATED PLAN APPENDIX A GENERAL ACRONYMS & DEFINITIONS USED WITH THE CONSOLIDATED PLAN ABAG: The Association of Bay Area Governments. AFDC: The Aid to Families with Dependent Children Program. Affordable Housing: Affordable housing is generally defined as housing where the occupant is paying no more than 30 percent of gross income for gross housing costs, including utility costs. AIDS and Related Diseases: The disease of Acquired Immunodeficiency Syndrome or any conditions arising from the etiologic agent for Acquired Immunodeficiency Syndrome. Alcohol/Other Drug Addiction: A serious and persistent alcohol or other drug addiction that significantly limits a person's ability to live independently. AMI: Area Median Income. Assisted Household or Person: For the purpose of identification of goals, an assisted household or person is one which during the period covered by the annual plan will receive benefits through the Federal funds, either alone or in conjunction with the investment of other public or private funds. The program funds providing the benefit(s) may be from any funding year or combined funding years. A renter is benefitted if the person takes occupancy of affordable housing that is newly acquired, newly rehabilitated, or newly constructed, and/or receives rental assistance through new budget authority. An existing homeowner is benefitted during the year if the home's rehabilitation is completed. A first- time homebuyer is benefitted if a home is purchased during the year. A homeless person is benefitted during the year, it the person becomes an occupant of transitional or permanent housing. A non- homeless person with special needs is considered as being benefitted, however, only if the provision of supportive services is linked to the acquisition, rehabilitation, or new construction of a housing unit and/or the provision of rental assistance during the year. Households or persons who will benefit from more than one program activity must be counted only once. To be included in the goals, the housing unit must, at a minimum, satisfy the HUD Section 8 Housing Quality Standards(see 24 CFR Section 882.109). BART: The Bay Area Rapid Transit system. CDBG: The Community Development Block Grant Program, which is authorized by Title I of the Housing and Community Development Act. CGP: The Comprehensive Grant Program. CHAS: The Comprehensive Housing Affordability Strategy,the federally required housing needs and planning document which preceded the Consolidated Plan. A-1 CIAP: Public Housing Comprehensive Improvement Assistance Program. Committed: Generally means there has been a legally binding commitment of funds to a specific project to undertake specific activities. Consistent with the Consolidated Plan: A determination made by the jurisdiction that a program application meets eh following criterion: The Annual Plan for that fiscal year's funding indicates the jurisdiction planned to apply for the program or was willing to support an application by another entity for the program; the location of activities is consistent with the geographic areas as specified in the plan; and the activities benefit a category of residents for which the jurisdiction's five-year strategy shows a priority. Consortium: An organization of geographically contiguous units of general local government that are acting as a single unit of general local government for purposes of the HOME program (see 24 CFR part 92). The Contra Costa Consortium is composed of the Urban County and the Cities of Antioch, Concord, Pittsburg, and Walnut Creek. Cost Burden Greater Than 30%: The extent to which gross housing costs, including utility costs, exceed 30 percent of gross income, based on date published by the U. S. Census Bureau. Cost Burden Greater Than 50% (Severe Cost Burden): The extent to which gross housing costs, including utility costs, exceed 50 percent of gross income, based on data published by the U. S. Census Bureau. CRA: The California Redevelopment Act. Disabled Household: A household composed of one or more persons at least one of whom is an adult(a person of at least 18 years of age)who has a disability. A person shall be considered to have a disability if the person is determined to have a physical, mental or emotional impairment that: (1) is expected to be of long-continued and indefinite duration; (2) substantially impeded his or her ability to live independently; and (3) is of such a nature that the ability could be improved by more suitable housing conditions. A person shall also be considered to have a disability if he or she has a developmental disability as defined in the Developmental Disabilities Assistance and Bill of Rights Act (42 U.S.C. 6001-6006). The term also includes the surviving member or members of any household described in the first sentence of this paragraph who were living in an assisted unit with the deceased member of the household at the time of his or her death. Economic Independence and Self-Sufficiency Programs: Programs undertaken by Public Housing Agencies(PHAs)to promote economic independence and self-sufficiency for participating families. Such programs may include Project Self-Sufficiency and Operation Bootstrap programs that originated under earlier Section 8 rental certificate and rental voucher initiatives, as well as the Family Self-Sufficiency Program. In addition, PHAs may operate locally-developed programs or conduct a variety of special projects designed to promote economic independence and self-sufficiency. EDD: The [State of California] Employment Development Department. A-2 Elderly Household: For HUD rental programs, a one or two person household in which the head of the household or spouse is at least 62 years of age. Elderly Person: A person who is at least 62 years of age. EMA: Eligible Metropolitan Area. ESG: The Emergency Shelter Grants Program which is authorized by the Stewart B. McKinney Homeless Assistance Amendments Act. Existing Homeowner: An owner-occupant of residential property who holds legal title to the property and who uses the property as his/her principal residence. Extremely-Low Income: Households whose incomes are between 0 and 30 percent of the median income for the area, as determined by HUD with adjustments for smaller and larger families, except that HUD may establish income ceilings higher or lower than 30 percent of the median for the area on the basis of HUD's findings that such variations are necessary because of prevailing levels of construction costs or fair market rents, or unusually high or low family incomes. NOTE: HUD income limits are updated annually and are available from local HUD offices. FMR: Fair Market Rent. Family: See definition in 24 CFR 812.2 (The National Affordable Housing Act definition required to be used in the Consolidated Plan rule differs from the Census definition.) The Bureau of Census defines a family as a householder (head of household) and one or more other persons living in the same household who are related by birth, marriage or adoption. Family Self-Sufficiency(FSS) Program: A program enacted by Section 554 of the National Affordable Housing Act which directs Public Housing Agencies (PHAs) and Indian Housing Authorities (IRAs) to use Section 8 assistance under the rental certificate and rental voucher programs, together with public and private resources to provide supportive services, to enable participating families to achieve economic independence and self-sufficiency. Federal Preference for Admission: The preference given to otherwise eligible applicants under HUD's rental assistance programs who, at the time they seek housing assistance, are involuntarily displaced, living in substandard housing, or paying more than 50 percent of family income for rent. (See, for example, 24 CFR 882.219.) First-Time Homebuyer: An individual or family who has not owned a home during the three-year period preceding the HUD-assisted purchase of a home that must be used as the principal residence of the homebuyer, except that any individual who is a displaced homemaker (as defined in 24 CFR 92)or a single parent (as defined in 24 CFR 92) may not be excluded from consideration as a first- time homebuyer on the basis that the individual, while a homemaker or married, owned a home with his or her spouse or resided in a home owned by the spouse. A-3 FmHA: The Farmers Home Administration, or programs it administers. For Rent: Your round housing units which are vacant and offered/available for rent. (U.S. Census definition.) For Sale: Year round housing units which are vacant and offered/available for sale only. (U.S. Census definition.) Frail Elderly: An elderly person who is unable to perform at least 3 activities of daily living (i.e., eating, dressing,bathing, grooming, and household management activities). (See 24 CFR 889.105.) Group Quarters: Facilities providing living quarters that are not classified as housing units. (U.S. Census definition.) Examples include: prisons, nursing homes, dormitories, military barracks, and shelters. HIV: Human Immunodeficiency Virus. HOME: The HOME Investment Partnerships Program, which is authorized by Title II of the National Affordable Housing Act. Homeless Family with Children: A family composed of the following types of homeless persons: at least one parent or guardian and one child under the age of 18; a pregnant woman; or a person in the process of securing legal custody of a person under the age of 18. Homeless Individual: An unaccompanied youth(17 years or younger) or an adult (18 years or older) without children who: (1) lack a fixed, regular, and adequate nighttime residence; or (2) have a primary nighttime residence that is a supervised publicly or privately operated shelter designed to provide temporary living accommodations, an institution that provides a temporary residence for individuals intended to be institutionalized, or a public or private place not designed for, or ordinarily used as a regular sleeping accommodation for human beings. Homeless Youth: Unaccompanied person 17 years of age or younger who is living in situations described by terms "sheltered" or "unsheltered". HOPE 1: The HOPE for Public and Indian Housing Homeownership Program, which is authorized by Title IV, Subtitle A of the National Affordable Housing Act. HOPE 2: The HOPE for Homeownership of Multi-family Units Program, which is authorized by Title IV, Subtitle B of the National Affordable Housing Act. H PE 3: The HOPE for Homeownership of Single Family Homes Program, which is authorized by Title IV, Subtitle C of the National Affordable Housing Act. HOP WA: The Housing Opportunities for Persons with AIDS Program which is authorized by the AIDS Housing Opportunity Act. A-4 Household: One or more persons occupying a housing unit (U.S. Census definition.) See also "Family" Housing Problems: Households with housing problems include those that : (1) occupy units meeting the definition of Physical Defects; (2)meet the definition of overcrowded; and (3) meet the definition of cost burden greater that 30%. Table 1 C requests nonduplicative counts of households that meet one or more of these criteria. Housing Unit: An occupied or vacant house, apartment, or a single room (SRO housing) that is intended as separate living quarters. (U.S. Census definition.) HUD: The United States Department of Housing and Urban Development. Institutions/Institutional: Group quarters for persons under care or custody. (U.S. Census definition.) Lar eg_Related: A household of 5 or more persons which includes at least one person related to the householder by blood, marriage or adoption. Lead-Based Paint Hazard: Any condition that causes exposure to lead from lead-contaminated dust, lead-contaminated soil, lead-contaminated paint that is deteriorated or present in accessible surfaces, friction surfaces, or impact surfaces that would result in adverse human health effects as established by the appropriate Federal agency. (Residential Lead-Based Paint Hazard Reduction Acto of 1992 definition.) LIHTC: (Federal)Low Income Housing Tax Credit. Low Income: Households whose incomes do not exceed 80 percent of the median income for the area, as determined by HUD with adjustments for smaller and larger families, except that HUD may establish income ceilings higher or lower than 80 percent of the median for the area on the basis of HUD's findings that such variations are necessary because of prevailing levels of construction costs or fair market rents, or unusually high or low family incomes. NOTE: HUD income limits are updated annually and are available from local HUD offices. (This term corresponds to low- and moderate-income households in the CDBG Program.) Moderate Income: Households whose incomes are between 81 percent and 95 percent of the median income for the area, as determined by HUD, with adjustments for smaller and larger families, except that HUD may establish income ceilings higher or lower than 95 percent of the median for the area on the basis of HUD's findings that such variations are necessary because of prevailing levels of construction costs or fair market rents, or unusually high or low family incomes. (This definition is different than that for the CDBG Program.) MCC: Mortgage Credit Certificate. MRB: Mortgage Revenue Bond. A-5 Non-Elderly Household: A household which does not meet the definition of"Elderly Household", as defined above. Non-Homeless Persons with Special Needs: Includes frail elderly persons, persons with AIDS, disabled families, and families participating in organized programs to achieve economic self-sufficient. Non-Institutional: Group quarters for persons not under care or custody. (U.S. Census definition used.) Occupied Housing: A housing unit that is the usual place of residence of the occupant(s). Other Household: A household of one or more persons that does not meet the definition of a Small Related household, Large Related household or Elderly Household. Other Income: Households whose incomes exceed 80 percent of the median income for the area, as determined by the Secretary, with adjustments for smaller and larger families. Other Low-Income: Households whose incomes are between 51 percent and 80 percent of the median income for the area, as determined by HUD, with adjustments for smaller and larger families, except that HUD may establish income ceilings higher or lower than 80 percent of the median for the area on the basis of HUD's findings that such variations are necessary because of prevailing levels of construction costs or fair market rents, or unusually high or low family incomes. (This term corresponds to moderate-income in the CDBG Program.) Other Vacant: Vacant year-round housing units that are not For Rent or For Sale. This category would include Awaiting Occupancy of Held. Overcrowded: A housing unit containing more than one person per room. (U.S. Census definition.) Owner: A household that owns the housing unit it occupies (U.S. Census definition). Person with a Disability: A person who is determined to: (1) have a physical, mental or emotional impairment that is expected to be of long-continued and indefinite duration, substantially impedes his or her ability to live independently, and is of such a nature that the ability could be improved by more suitable housing conditions; or(2)have a developmental disability, as defined in section 102(7) of the Developmental Disabilities Assistance and Bill of Rights Act (42 U.S.C. 6001-6007); or(3)be the surviving member or members of any family that had been living in an assisted unit with the deceased member of the family who had a disability at the time of his or her death. Physical Defects: A housing unit lacking complete kitchen or bathrooms (U.S. Census definition). Jurisdictions may expand upon the Census definition. PMSA: Primary Metropolitan Statistical Area. A-6 Primaa Housing Activity: A means of providing or producing affordable housing, such as rental assistance, production, rehabilitation or acquisition, that will be allocated significant resources and/or pursued intensively for addressing a particular housing need. (See also, "Secondary Housing Activity".) Project-Based(Rental)Assistance: Rental Assistance provided for a project, not for a specific tenant. Tenants receiving project-based rental assistance give up the right to that assistance upon moving from the project. Public Housing MROP: Public Housing Major Reconstruction of Obsolete Projects. PWA: Person with HIV/AIDS. RDA: Redevelopment Agency. Rent Burden Greater Than 30% (Cost Burden): The extent to which gross rents, including utility costs, exceed 30 percent of gross income, based on data published by the U.S. Census Bureau. Rent Burden Greater Than 50%: (Severe Cost Burden) The extent to which gross rents, including utility costs, exceed 50 percent of gross income,based on data published by the U.S. Census Bureau. Rental Assistance: Rental assistance payments provided as either project-based rental assistance or tenant-based rental assistance. Renter: A household that rents the housing unit it occupies, including both units rented for cash and units occupied without cash payment of rent. (U.S. Census definition.) Renter Occupied Unit: Any occupied housing unit that is not owner-occupied, including units rented for cash and those occupied without payment of cash rent. Rural Homelessness Grant Program: Rural Homeless Housing Assistance Program, which is authorized by Subtitle G, Title IV or the Stewart B. McKinney Homeless Assistance Act. Secondary Housing Activity: A means of providing or producing affordable housing, such as rental assistance, production, rehabilitation or acquisition, that will receive fewer resources and less emphasis than primary housing activities for addressing a particular housing need. (See also, "Primary Housing Activity".) Section 215: Section 215 of Title II of the National Affordable Housing Act. Section 215 defines "affordable" housing projects under the HOME program. Service Needs: The particular services identified for special needs populations, which typically may include transportation, personal care, housekeeping, counseling, meals, case management, person emergency response, and other services to prevent premature institutionalization and assist individuals to continue living independently. A-7 Severe Cost Burden: See Cost Burden Greater Than 50%. Severe Mental Illness: A serious and persistent mental or emotional impairment that significantly limits a person's ability to live independently. Sheltered: Families and persons whose primary nighttime residence is a supervised publicly or privately operated shelter, including emergency shelters, transitional housing for the homeless, domestic violence shelters, residential shelters for runaway and homeless youth, and any hotel/motel/apartment voucher arrangement paid because the person is homeless. This term does not include persons living doubled up or in overcrowded or substandard conventional housing. Any facility offering permanent housing is not a shelter, nor are its residents homeless. Small Related: A household of 2 to 4 persons which includes at least one person related to the householder by birth, marriage, or adoption. SRO: Single-room Occupancy. Substandard Condition and Not Suitable for Rehab: By local definition, dwelling units that are in such poor condition as to be neither structurally nor financially feasible for rehabilitation. Substandard Condition but Suitable for Rehab: By local definition, dwelling units that do not meet standard conditions,but are both financially and structurally feasible for rehabilitation. This does not include units that require only cosmetic work, correction or minor livability problems or minor livability problems or minor livability problems or maintenance work. The jurisdiction must define this term (i.e., standard condition, financially and structurally feasible for rehab) and include this definition in the Appendix (Glossary of Terms) portion of its Consolidated Plan submission. Substantial Amendment: A major change in an approved housing strategy. It involves a change to the five-year strategy, which may be occasioned by a decision to undertake activities or programs inconsistent with that strategy. Substantial Rehabilitation: Rehabilitation of residential property at an average cost for the project in excess of$25,000 per dwelling unit. Supportive Housing: Housing, including Housing Units and Group Quarters, that have a supportive environment and includes a planned service component. Supportive Service Need in FSS Plan: The Plan that PHAs administering a Family self-Sufficiency program are required to develop to identify the services they will provide to participating families and the source of funding for those services. The supportive services may include child care, transportation, remedial education, education for completion of secondary or post secondary schooling, job training (preparation and counseling), substance abuse treatment and counseling, training in homemaking and parenting skills, money management and household management, counseling in homeownership, job development and placement, follow-up assistance after job placement, and other appropriate services. A-8 Supportive Services: Services provided to residents of supportive housing for the purpose of facilitating the independence of residents. Some examples are case management, medical or psychological counseling and supervision, child care, transportation, and job training. Tenant-Based(Rental) Assistance: A form of rental assistance in which the assisted tenant may move from a dwelling unit with a right to continued assistance. The assistance is provided for the tenant, not for the project. Total Vacant Housing Units: Unoccupied year-round housing units. (U. S. Census definition.) Transitional Housine: A project that is designed to provide housing and appropriate supportive services to homeless persons to facilitate movement to independent living within 24 months, or a longer period approved by HUD. For purposes of the HOME program, there is no HUD-approved time period for moving to independent living. Unsheltered: Families and individuals whose primary nighttime residence is a public or private place not designed for, or ordinarily used as, a regular sleeping accommodation for human beings (e.g., streets, parks, alleys). Vacant Awaiting Occupancy or Held: Vacant year-round housing units that have been rented or sold and are currently awaiting occupancy, and vacant year-round housing units that are held by owners or renters for occasional use. (U.S. Census definition.) Vacant Housing Unit: Unoccupied year-round housing units that are available or intended for occupancy at any time during the year. Very Low-Income: Households whose incomes are greater than 31 percent of the area median income for the area but less than 50 percent of the median area income for the area, as determined by HUD, with adjustments for smaller and larger families and for areas with unusually high or low incomes or where needed because of prevailing levels of construction costs or fair market rents. Worst-Case Needs: Unassisted,very-low income renter households who pay more than half of their income for rent, live in seriously substandard housing (which includes homeless people) or have been involuntarily displaced. Year-Round Housing Units: Occupied and vacant housing units intended for year-round use. (U.S. Census definition.) Housing units for seasonal or migratory use are excluded. A-9 APPENDIX B SUPPLEMENTARY TABLES AND EXHIBITS Contra Costa Consortium Consolidated Plan Needs Assessment and Five-Year Strategy List of Supplemental Tables and Exhibits Appendix B Page Table B-1: Number of Housing Units with Possible Presence of Lead Paint by Income Group and Age of Housing B-1 Table B-2: Renter and Owner Households with Incomes Below 51% Area Median and with Any Housing Problems, by Family Type and Minority Status B-7 Table B-3: Incidence of Overcrowded Households: 1990 by Tenure and Income Group B-13 Exhibit B-1: Contra Costa County HOME Program Consortium Households Below Poverty Level in 1989 by Census Tract B-14 Exhibit B-2: Contra Costa County HOME Program Consortium Breakdown of Race and Ethnicity in 1990 by Census Tract B-17 Exhibit B-3: Contra Costa County HOME Program Consortium Public Housing B-20 Exhibit B-4: Contra Costa County Consortium Assisted Rental Housing B-21 Exhibit B-5: "Street Sheets" for East, Central, and West County B-28 Exhibit B-6: List of Shelters and Housing for Homeless and Special Needs Populations B-31 Exhibit B-7: Contra Costa County Continuum of Services for Homeless People B-35 aos r m n r n by :° W Ct a ri v ai •- a N m u� ao r► a us .T. ��.. �•,� r O +�. cc h 47 m V2 cc at O C N h 1m0 qi ice+ � � �: r ++ • FJ N N lMl • Iq CN C'! t E O 47 I"► dD m a a e NtLT r ; ca m O N io 4i n m Om .. 09 h o a .Q at to h m � F v as h uc � er m q: � •, r r .� r „�, Q3 to as !'+ : CO �? sO 47 a cti Cv v a? a1 r r r r m CD h •"� h V O h r .: r: ca a ao �' O r: v •s �o` ;t 4D o r r r r r V O Y O e e C N N N N `� *" m r W N N O !� O w • N O t0 O C O N r O Q. � l0 W m N � r m 4,7 h m � r 40 4 f� r y cc as W h m w o v O h • � 0 h m m • � Oi {� ai O C O �► r r r � ID � l0 4D � r 40 O ^ O m r n IO tu O j C o n o M o C a+ m eN a O ams r a O r rhi Ick as .� n ro m et r Mr N A r! �i. r °° T r4 �•' '� = r tO"t CNul v N n m } } 7 a i^ w 0 r tD m v o Q C 4 sa C n t0 Q O as ? 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S •w t's OC • S a s q 3 q� S M Zc Vt ..• w w Mal Q rw sv i ti• r a sI NO O M O M N ql i to to to ro q v V a U �°+: g u r v 3 ~� 3 3 3i c�i pr • i S rS = ♦ S �•„ q = q = = q VA Z W S CC w S ft S .� M O 1• O 2 O 2me WA 4 W. ac z S s z vt B-11 • � w ye � p 7t � p � h r • w ' w • w f`p o 1,� q 1j t H r F i ri •O„ � � ? — — — — — — — — — — — — — — — — — — — — — p x p x O WL p X > — Q o, p .w � I x x pvt p a Ilk, r a q ye p p c p o . f Q ye p lie C 3 0 '3 p 'NJ o o 0 0 � _r 1 — — — — — w — — — — — — — — — — — w — — — — 'Q — — p ye s+— I— p o g i p Il a a a e L a a ^ o : ti am 3 w $ aV V V °� Cyt i ye s • yR > . ae o 3 0 3 w o 0 3 r. co 1 a _ r - - - - - — — — — — — — — i= o . _ q a of bo 'Z .s �# E 3 's 31 m wi m W at w Is s B-12 TABLE B-3 Incidence of Overcrowded Households: 1990 By Tenure and Income Group Jurisdiction: Contra Costa County HOME Program Consortium, Urban County and Four Cities All Renters Large Related Renters 0-30% 31-50% 51-80% Total(l) 0-30% 31-50 51-80 Total(l Consortium To No.of HH's Overcrowded 1,751 1,262 1,416 6,234 910 775 868 3,529 Percent of Group Total 12.4% 11.3% 10.7% 7.8% 61.8% 60.7% 57.1% 46.8% Clrban County No.of HH's Overcrowded 901 691 597 3,057 494 441 389 1,827 Percent of Group Total 12.2% 12.0% 9.5% 7.3% 66.7% 61.4% 55.2% 48.5% Antioch No.of HH's Overcrowded 220 121 165 633 86 66 90 317 Percent of Group Total 12.1% 9.9% 11.0% 8.5% 42.6% 55.0% 40.2% 33.7% COM ord No.of HH's Overcrowded 260 223 357 1,270 97 128 249 691 Percent of Group Total 10.2% 9.1% 12.0% 7.9% 44.1% 58.4% 70.3% 43.8% Pittsburo No.of HH's Overcrowded 272 196 213 923 1 179 135 123 553 Percent of Group Total 18.3% 25.7% 21.6% 16.3% 1 75.2% 72.6% 67.2% 63.7% Walnut Creek No.of HH's Overcrowded 97 30 85 350 1 54 6 17 140 Percent of Group Total 11.3% 3.1% 5.9% 3.9% 1 75.0% 17.1% 32.1% 36.2% All Owners Owners Other Than Elderly 0-30% 31-50% 51-80% Total(l) 0-30% 31-50% 51-80 Total(l) Consortium Total No.of HH's Overcrowded 277 446 744 4,678 1 261 442 750 4,613 Percent of Group Total 3.3% 4.3% 4.9% 2.5% 1 7.6% 9.9% 8.8% 3.2% Urban County No.of HH's Overcrowded 209 296 426 2,924 1 193 291 431 2,859 Percent of Group Total 4.3% 4.9% 4.8% 2.5% ( 9.1% 11.3% 8.5% 3.0% Antioch No.of HH's Overcrowded 16 25 33 251 1 16 25 33 254 Percent of Group Total 2.2% 2.7% 2.5% 1.8% 1 5.4% 5.0% 4.2% 2.2% ncard No.of HH's Overcrowded 16 21 133 598 ( 18 21 131 604 Percent of Group Total 1.3% 1.4% 5.7% 2.3% 1 3.1% 2.9% 9.3% 2.9% Pittsbury No.of HH's Overcrowded 28 104 146 807 1 28 104 146 810 Percent of Group Total 4.4% 12.3% 12.2% 8.0% 1 10.1% 23.2% 16.8% 9.7% Walnut Creek No.of HM's Overcrowded 8 0 8 97 1 8 0 8 87 Percent of Group Total 0.8% 0.0% 0.5% 0.5% 1 3.5% 0.0% 2.0% 0.8% (1)Total covers all households within tenure category,including those households whose incomes exceed 80%of area median. Source: 1990 U.S.Census and U.S.Department of Housing and Urban Development B-13 EYYfiI'BIT B-1 CONTRA COSTA COUNTY HOME CONSORTIUM HOUSEHOLDS BELOW POVERTY LEVET. IN 1989 BY CENSUS TRACT Tracts Total Below % Below Twice the Census Tract Households Poverty Poveml Avera e 1 Tract 3010 1,329 64 4.8% 0 Tract 3020.01 3,707 59 1.6% 0 Tract 3020.02 1,936 173 8.9% 0 Tract 3031 1,763 243 13.8% 1 Tract 3032 1,978 101 5.1% 0 Tract 3040 2,735 93 3,4% 0 Tract 3050 2,161 459 21.2% 1 Tract 3060.01 2,666 240 9.0% 0 Tract 3060.02 945 25 2.6% 0 Tract 3071,01 1,402 118 8.4% 0 Tract 3071.02 1,772 198 11,2% 1 Tract 3072.01 11103 137 12.4% 1 Tract 3072.02 1,469 272 18.5% 1 Tract 3072.04 1,158 26 2.2% 0 Tract 3072.05 2,444 250 10.2% 0 Tract 3080.01 2,260 135 6.0% 0 Tract 3080.02 720 15 2.1% 0 Tract 3090 838 136 16,2% 1 Tract 3100 1,249 246 19.7% 1 Tract 3110 1,312 145 11.1% 01 Tract 3120 654 124 19.0°x6 1 Tract 3131.01 2,481 201 8.1% 0 Tract 3131.02 1,335 51 3.8% 0 Tract 3131.03 1,716 50 2.9% 0 Tract 3132.01 2,168 172 7,9% 0 Tract 3132.02 2,375 183 7.7% 0 Tract 3141.01 3,909 492 12.6% 1 Tract 3141.02 1,348 105 7.8% 0 Tract 3142 1,622 184 11.3% 1 Tract 3150 684 9 1.3% 0 Tract 3160 471 62 13.2% 1 Tract 3170 913 128 14.0% 1 Tract 3180 1,538 126 8.2% 0 Tract 3190 2,842 216 7.6% 0 Tract 3200.01 1,130 43 3.8% 0 Tract 3200.02 2,567 102 4.0% 0 Tract 3211.01 2,413 64 2.7% 0 Tract 3211.02 2,750 25 0.9% 0 Tract 3211.03 1,726 54 3.1% 0 Tract 3212 2,097 122 5.8% 0 Tract 3=0 2,447 99 4,0% 0 Tract 3230 1,668 20 1.20,6 0 Tract 3240 3,802 187 4.9% 0 Tract 3250 2,022 98 4.8% 0 Tract 3260 1,171 17 1.5% 0 Tract 3270 2,792 146 5.2% 0 Tract 3280 727 58 8.0% 0 Tract 3290 2,206 100 4.5% 0 Tract 3300 2,1320 81 4.0% 0 Tract 3310 2,460 153 6.2% 0 Tract 3320 2,782 133 4.80/0 0 Tract 3331 2,670 145 5.4% 0 B-14 Page 1 of 3 EXHIBIT B-1 CONTRA COSTA COUNTY HOME CONSORTIUM HOUSEHOLDS BELOW POVERTY LEVET.IN 1989 BY CENSUS TRACT Tracts Total Below % Below Twice the Census Tract Households PovertyPave Average 11 Tract 3332 2,125 48 2-3% 0 Tract 3340.01 1,336 94 7.0% 0 Tract 3340.02 3,321 172 5.2% 0 Tract 3340.03 1,222 12 1.0% 0 Tract 3350 1,248 50 4.0% 0 Tract 3361 3,915 410 10.5% 0 Tract 3362 2,630 279 10.6% 0 Tract 3371 881 32 3.5% 0 Tract 3372 3,043 172 5.7% 0 Tract 3373 2,140 87 4.1% 0 Tract 3381 2,803 144 5.1% 0 Tract 3382.01 1,357 24 1.8% 0 Tract 3382.02 4,868 205 4.2% 0 Tract 3383.01 1,027 22 2.1% 0 Tract 3383.02 2,111 23 1.1% 0 Tract 3390 4,306 256 5.9% 0 Tract 3400.01 2,343 159 6.8% 0 Tract 3400.02 2,88G 41 1.4% 0 Tract 3410 11886 65 3.4% 0 Tract 3420 1,466 28 1.9% 0 Tract 3430.01 1,990 66 3.30/a 0 Tract 3430.02 1,790 68 3.8% 0 Tract 3430.03 1,361 24 1.8% 0 Tract 3440 1,225 29 2.4% 0 Tract 3451.01 1,866 51 2.7% 0 Tract 3451.02 1,318 8 0.6% 0 Tract 3451.03 1,436 68 4.7% 0 Tract 3451.05 1,926 34 1.8% 0 Tract 3451.07 3,213 29 0.9% 0 Tract 3451.08 2,596 71 2.7% 0 Tract 3451.09 2,041 24 1.2% 0 Tract 3451.98 1,941 24 1.2% 0 Tract 3452.01 2.243 57 2.5% 0 Tract 3452.02 2,372 46 1.9% 0 Tract 3461.01 1,241 6 0.5% 0 Tract 3461.02 1,519 0 0.0% 0 Tract 3462.01 2,261 43 1.9% 0 Tract 3462.02 2,452 52 2.1% 0 Tract 3470 2,037 39 1.9% 0 Tract 3480 1,578 23 1.5% 0 Tract 3490 2,203 154 7.0% 0 Tract 3500 2,193 99 4.5% 0 Tract 3511 5,848 263 4.5% 0 Tract 3512 1,755 47 2.7% 0 Tract 3521.01 837 19 2.3% 0 Tract 3521.02 1,813 43 2.4% 0 Tract 3522.01 2,371 121 5.1% 0 Tract 3522.02 1,009 25 2.5% 0 Tract 3530.01 1,232 42 3.4% 0 Tract 3530.02 1,456 40 2.7% 0 Tract 3540.01 679 6 0.9% 0 Tract 3540.02 2,409 40 1.7% 0 B-15 Page 2 of 3 =IBIT B-1 CONTRA COSTA COUNTY HOME CONSORTIUM HOUSE:HOLDS BELOW POVERTY LEVEL IN 1989 BY CENSUS TRACT Tracts Total Below 1% Below Twice the Census Tract Households Pave _Pcvertv Avera e 1 Tract 3551.01 3,553 48 1.4% 0 Tract 3551.02 223 28 12.6% 1 Tract 3551.03 2,573 42 1.6% 0 Tract 3552 709 82 11.5% 1 Tract 3533.01 2,115 33 1.8% 0 Tract 3553.02 886 29 3.3% 0 Tract 3553.03 257 0 0.0% 0 Tract 3553.04 1,348 27 2.0% 0 Tract 3553.05 1,473 29 2.0% 0 Tract 3560.01 11055 38 3.6% 0 Tract 3570 1•,533 77 5.0% 0 Tract 3580 11813 242 13.3% 1 Tract 3591.01 3.262 126 3.9% 0 Tract 3591.02 1,732 100 5.8% 0 Tract 3592.02 2,144 25 1.2% 0 Tract 3592.03 2.388 53 2.2% 0 Tract 3592.04 1,371 35 2.5% 0 Tract 3620 1,3= 83 6.3% 0 Tract 3640.01 1,177 89 7.6% 0 Tract 3640.02 1,814 82 4.5% 0 Tract 3660 2,731 373 13.7% 1 Tract 3672 1,082 158 14.6% 1 Tract 3680 2,583 545 21.1% 1 Tract 3690 3,520 497 14.1% 1 Tract 3840 1,523 47 3.1% 0 Tract 3851 957 12 1.3% 0 Tract 3852 567 17 3.0% 0 Tract 3860 1,272 123 9.7% 0 Tract 3870 960 36 3.8% 0 Tract 3880 11196 45 3.8% 0 Tract 3891 862 82 9.5% 0 Tract 3892 771 47 6.1% 0 Tract 3901 11019 32 3.1% 0 Tract 3902 773 28 3.6% 0 Tract 3910 1,081 47 4.3% 0 Tract 3920 1,073 7 0.7% 0 RICHMOND SHARID CENSUS TRACTS Tract 3560.02 953 26 2.7% 0 Tract 3601 2,951 . 79 2.7% 0 Tract 3602 11809 1533 8.6% 0 Tract 3610 1,731 84 4.9% 0 Tract 3630 2.298 82 3.6% 0 Tract 3650.01 1,779 112 6.3% 0 Tract 3650.02 1,004 405 40.3% 1 CONSORTIUM TOTALS 274,821 151289 5.6% (1) Trac= exaeeduig twice the Consortium's average percentage of households below poverty level are indicated by a '1.' SOURCE: 1990 U.S.Cansus and ABAG B-16 Page 3 of 3 EXEM.IT B-2 CONTRA COSTA COUNTY ROME CONSORTIUM BREAKDOWN OF RACE AND ErMCITY IN 1990 BY CENSUS TRACE TRACTS TWICE THE CONSORTIUM AVERAGE 1 TOTAL TOTAL AFRICAN- NAMVE CENSUS TRACT' POPUL. MINOR rY AMERICAN HISPANIC ASIAN AMMUCAN Tia 3010 3I52 0 0 O 0 0 Tera 3020.01 IMI O 0 0 0 0 Tera 3020.02 5881 0 0 1 0 0 Tia 3031 5368 0 0 1 O 0 Tera 3032 5975 0 0 1 0 0 Taet 3040 7307 O 0 0 0 1 Tra 3050 5865 0 0 1 0 1 T=093060 1 7303 0 0 0 0 0 Tsm 3060.02 2511 0 0 0 0 O Tera 3071.01 4370 0 O 0 0 1 Tam 3071.02 4686 0 0 0 0 0 Tam 3072.01 3045 0 0 0 0 0 Tam 307102 3842 0 0 0 0 0 Tnm 3072.04 3813 0 0 0 0 1 Tera 3072.05 6320 0 0 0 0 0 Tna 3080.01 6982 0 0 0 O 0 T="3090.()Z 2479 0 0 0 0 0 Tart 3090 2071 1 i I 0 0 Tna 3100 3959 1 1 1 0 0 Taa3110 4113 1 1 1 0 0 Tna 3120 2Z'9 1 1 0 0 0 Tram 3131.01 6540 0 1 0 0 0 Tna 3131.02 3743 0 1 0 0 0 Tnamnm 5060 0 0 0 0 0 Tan 3132.01 7190 1 1 1 0 0 Tna 3132.02 7595 0 0 0 0 0 T=0 141.01 11064 0 1 1 0 0 T=4 3141.= 4385 0 1 0 0 1 Ties 3142 5174 0 0 0 0 0 Tines 3150 2052 0 0 0 0 0 Tram 3150.99 1047 0 1 0 0 1 Tam 3160 1687 0 1 0 0 0 T=a 3I70 I799 0 0 0 0 O Tera3180 M16 0 0 0 0 0 Taa 3190 6906 0 0 0 O I Tna 3200.01 3214 0 0 0 0 1 Tees 3200.02 6299 0 0 0 0 0 Tres 3211.01 6769 0 0 0 0 0 Teres 3211.02 7208 0 0 0 0 0 Tim 321I.03 4742 0 0 0 0 O Tera 3212 4751 0 0 0 0 0 Tnm= 6228 0 0 0 0 0 Tna 3230 4303 0 0 0 0 0 Tam 3240 7397 0 0 0 0 0 Tees 3250 5276 0 0 0 0 1 Tines 3250 3235 0 O 0 0 1 Tera 32M 6413 0 0 0 0 1 Tim 3280 1258 0 0 0 0 0 Tna 3290 6058 O 0 0 0 I Tam 3300 sm 0 0 0 0 0 TIM3310 6166 0 0 0 O 1 Toa33M 7417 0 0 0 0 0 Tim 3331 7314 0 0 0 0 0 Tera 3332 6106 O 0 0 O 0 Tam 3340.01 4013 0 0 0 0 1 Tera M40M 3417 0 0 0 0 1 Traa 3340.03 4041 0 0 0 0 0 Tim 3350 3306 0 0 0 0 0 pnoIof3 B-17 STT B-2 CONTRA COSTA COUNTY HOME CONSORTIUM a1=O'WN OF RACE AND EI'HIVICITY IN I990 BY CENSUS".TRACT TRACTS TMCE THE CONSORTIUM AVERAGE(1 TOTAL TOTAL AFRICAN- NATIVE CENSUS TRACT POPUL. I MINORITY AMMUCAN HISPANIC ASIAN AMERICAN Tact 3361 9129 0 a 1 0 1 Tomma 678Z a O 0 0 1 Tea=3371 2490 0 a 0 0 1 Tena 3372 7280 0 0 0 0 0 TcM 3373 6209 a 0 0 0 0 Taa13331 7396 0 0 0 0 0 Tact 338201 3987 0 0 0 0 0 Tatt 3382.02 9201 0 0 0 0 0 Tact 3383.01 2996 0 0 0 0 0 Twat 3383.2 5955 0 0 0 0 0 Tatt 3390 7377 0 0 0 0 a Taa 3400.41 5507 a 0 0 0 0 Ta"3400.M 7284 0 0 0 0 0 Testa 3410 4342 0 0 0 0 0 Twat 3420 3854 0 0 0 0 0 Traa 3430.01 4372 0 0 0 0 0 Talc 3430.2 4128 0 0 0 0 0 Tats 3430.03 3680 0 0 0 0 0 Twat 3440 3216 0 0 0 0 0 Tran 3451.01 SISI 0 0 0 0 0 Tract 345I.Z 4409 0 0 0 0 0 Twat 3451.03 4237 0 0 0 0 0 Tnet 3451.05 5722 a 0 0 0 0 Tact 3451.7 9166 0 a 0 0 a Tact 3451.08 5613 0 0 a 0 0 Taa 3+151.9 5567 0 0 0 0 a Tna 345198 6263 0 0 0 0 0 Tom 34SUI 5561 0 0 0 0 a Tact3432.02 5715 0 0 0 0 0 Tena 3461.2 3692 0 0 a 0 a Tact 3461.02 4572 0 0 0 0 0 Tena 3462.01 6720 0 0 0 0 0 Tenet 346= 7280 0 0 0 0 0 That 3470 5933 0 a 0 0 0 T==3480 44M 0 0 0 0 0 Teaet 3490 $420 0 0 0 0 0 Tena 3500 3148 0 0 0 0 0 Tract 3511 8439 0 a 0 0 0 Teaa 3512 5074 0 a 0 0 0 Tran 352.01 3392 a 0 0 0 0 Taee3521.02 5121 0 0 0 0 0 Tri"3y" 1 5786 a 0 0 0 0 Tena 3522.02 2354 0 0 0 0 0 Taos 3530.1 3213 0 0 0 0 0 Tena 3530.02 3934 a 0 0 0 0 Tact 3540.01 1744 a 0 0 0 0 Tearx 3540.02 6313 0 a 0 0 0 Toa 3551.1 11593 0 0 0 0 0 Teaes 3531.2 716 a 0 a 0 I Twat 3551.03 816Z 0 0 0 0 0 Tact 3552 1606 0 0 0 1 0 Tema 3553.01 6277 0 a 0 0 0 Tact 3353.02 2357 0 0 0 0 O Taa35MM 852 0 a a 0 0 Tena 3353.04 3712 0 0 a 0 O Tact 3553.05 4418 0 0 0 a 0 Tract 3560.01 3874 O I 0 1 0 Taa 3570 3440 0 a 0 a 0 Paw 2 af3 B-I8 ME= B--2 CONTRA COSTA COUNTY HOME CONSORTIUM BREAKDOWN OF RAM AND EPIiIICr Y IN 1990 BY CENSUS TRACT TRACTS TWICE THE CONSORTIUM AVERAGE(1) TOTAL I TOTAL AFRICAN- NA7TVfi CENSUS TRACT POPUL MINORITY AMERICAN HISPANIC ASIAN AMERICAN Tna 3570.99 37 0 1 0 0 0 Tract 3580 4473 O 0 0 0 0 TIM 3580.99 6 1 0 1 0 0 T=0591.01 8362 0 0 0 1 0 T=ct 339IM 4559 0 0 0 0 0 Tract 3592.02 6288 O 0 0 0 0 Tract 3592.03 7690 1 1 0 1 0 Trac 3592.04 5185 1 1 0 1 0 Tract 3620 3273 0 1 0 0 0 Tract 3640.01 3988 0 1 0 0 0 Tract 3640.02 =5 0 0 0 0 0 Tract 3660 8666 1 1 1 1 0 Tna 3672 3436 1 1 0 1 0 Tract 3680 8089 1 1 1 0 0 Tact 3690 8368 0 1 0 0 1 Tract 3840 3589 0 1 0 1 0 Tract 3851 2361 0 0 0 1 0 Tract 3852 1411 0 0 0 1 Q Tract 38W 2932 1 1 0 1 0 Tract 3870 2291 0 0 0 1 1 Tract 3880 2464 0 0 0 0 0 Tract 3891 1785 0 0 0 0 0 Tract 3892 1568 1 1 0 1 0 Tract 3901 2221 0 0 0 1 0 Tract 3902 1927 0 0 0 0 0 Tract 3910 2443 0 0 0 0 0 Tinct 3920 2430 0 0 0 0 0 RICHMOND SHARED CENSUS TRACTS: Tract 3560.02 2381 0 0 0 O 0 Tna 3601 8850 0 0 0 1 0 Tract 3602 4500 0 0 0 0 0 Tract 3610 4548 0 0 0 0 1 Tract 3630 6215 0 1 0 0 1 Tia 3650.01 3909 1 1 0 0 0 Tian 3650.02 3478 1 1 0 0 0 CONSORTIUM TOTAL• 734,131 (1) Twice the Conaonittm average for each category is as fiat== bGnmuy =5Z_3'Tr, A$iean-Amaricaa= 10.3%,Hixpx 21.7%,Asiut= 18.4%,Native American 1.1%. Tracts exceeding these patcamages an indicated by a-1.' SOURCE. 1990 U.S.Cams and ARAG Page 3 an B-19 Exhibit B-3 Contra Costa Consortium Public Housing CAY Com lex No. of Units Type Antioch Elder Winds 100 seniors/disabled Antioch Bridgemont 36 family Bay Point Los Medanos Pueblo 86 family Bay Point Casa de Serena 50 seniors/disabled Brentwood Los Nogales 44 family Martinez Alhambra Terrace 52 family Martinez Hacienda 50 seniors North Richmond Las Deltas Annex#1 60 family North Richmond Las Deltas Annex#2 90 family North Richmond Las Deltas Annex#3 76 family Oakley Los Arboles 30 family Oakley Casa de Manana 40 seniors/disabled Pittsburg El Pueblo 176 family Rodeo Bayo Vista 250 family San Pablo Kidd Manor 41 seniors San Pablo Vista del Camino 100 family Total No. of Units 1281 Source: Housing Authorities of Contra Costa County and San Pablo. B-20 C 0D X CL LL f E E E E _. —) O O O coO 0 L V d m H a m mp U K m X X X x x V o U H V U) +�' N 0000- co U U UH O .r U a l 0 U o � H m U r U U ° - E _ 2 = QUU � 2 I va)) U .0C.) m � U W- C.) 2 = U � v°i 0)) � U W — —_ N d Z — — — — E — — — — — — IL c c E —'� vOi E E E c E 0 E E E E E w 0) w E N ,iII w w w d c Z7 w w w w w w N 2 N co N O c0r co O O O d O c0 co co O c0 c0 C) N c0 y O M CO N O N O va0 co N Q H 0 co ~ co Z LO LO cV) O co O O c0 co co cLn ov con c00 COO V P- N O r N r r N r N r N N a i c X C C C � C �' yr € r N N E E ,co. E c v c ° m N r ° N r c � r s 3 3 Z E — a t d o � o o a) ° a� a� Q o = Z o Z m Z a m O c r r c c W — -Cc v m V V) U Z V 0 Q CO Y a C Z a) _ O O qw O at O NO O r W C) C) O N It N co 1� co a C Il- N C) c0 r N r O c0 O C) O O et O c0 O O c0 M N O N C) r co et O N M N co N c0 r O vj W o N C) O O N O O 'w C! ti O M qw M r CD c0 N O .Z O � � P4. PL � ti C) 4 O c0 O m c0 c0 m c0 4 d = O O O 1- O O O O 1- O 1` 1- 1- O O O O O MO a 0 n. •- 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 C r r O O O O O O O O O O O I O LDI LOI O O O O r_ O 1011 C) O O O C) '3' C) C) W O O 1!) O O C7 aJ CL O O O O O O O O O O O O coO O CO c0 c0 r O O O O O O O O O O O O O O O O O O v7 N Y �t it d •d of d• et � IV � j Lo C) C) C) C) C) C) C) C) C) O C) C) C) O C) C) C) M N Q E O 0 d ° o 0 0 0 0 0 0 0 0 0 0 o a, a s d d a r :: �. w :r :c w w. c E O v c c c c c C C c c c c c c Q Q Q Q Q Q Q Q Q Q Q Q m m m m m a) o O m` U U (, s ° w iii c o c U3 ) ° LU `o " c Q a w Q Q a CL ° U' c E Q1w , coQ ° m m Y ai > c Q o a� •- U O mE o o .� � aim ° m o m O _ H � E � ca Ycc C E cc C N S = CJ N W O O O O :OxQw m U U c� Q H U = C7 0 W B-21 CL S r oo »r C x 6400 Q C N N a 7 N N E a) Qpp yo c Ey `►- � r N c °) cc X X O O X Q X C%4 O X H U 2 X y .0 m x X ao ao N m X U + N 00 ;4 N = = 2 N M N O O O Z. 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'C 'O G1 2 O O O O C C m r v c� v 8 > > as a� as as a c c c c c c c c c c C U U U U w w c (n Cc 0N J U U m L Ca O t O CD m x N Cn cc N a C U4 N uj V C m C13 � y w NU) NN O CL O (o ` Co Q ¢ N J v mO O y O C F- O ~ U O E O W H V Q m CD m eo = > p ` Z as m m �? o c Cts CD w Ca`4 E a s a > 0 o w w z v V) v o w B-23 Go O. VE N O >, c c N m m E C E E H N q °- 0 O m co U X x Z x x m CS ctsx fn 4) H C7 c c >• cct: N oUUUUUU U C13 oCU o U o cn o � n D0 — .0 — ,op 0ooooo cn ZcvUUU UUUUU ¢Q (D < a < < < Crn9 QQU U U = cn 2 cnU .0Um0 .n0 .0 in Go co cnUm 2 Z 2 = 2 U co m t° m W c M m TN — — p :a — — — — :a — m .. — m .- 0. v' p c c c E E "ccc E E E E n E E E E ° E fn m m m ctt ct: m m m m m ca c ca m cis ca a to m w w w w w 'v > E :5 h 9 v L O O H N N H to y N tt'1 N O O N N to to LO O to O O 0 0LO H r m t0 to tt7 to et v N r 1� t0 r 1- Al c0 ch r Q to t N to N N O O O_ O W N Lo O to (D p p 0 ClLO r th c0 to m to N N Or I� O to tp w ch r 1-' m i _c N L C L t. m to m N m toil = Co — E p O O O 0 0 m V N Q E V w C 4) a U N 0 O O E e do c cc � O o c d o Y Q � � � a. a. U g o m (D }- 0 o acl o civ c .Z c c a a `IIa c c m L L L E c m m c c c p p c V c Y W d Q m = r U Ol N N r.. r to r co O to N to O O N N N to to F 0 to N M O 0 r et et N N Ql O O O Ql Ql It IV O YJ st w to r N I,- N 1- 0 I- et• O Ql Ql v v `w N N Go Vj r r N t7o to ao r t0 O to O r O do go co N N co N 1 i f O w M r- co n O to N N N to O 6 N N N 6 to 4 = co Go m co N Go r N r � [*- N N r ch m cn N N w = N N to to N to m N m m t� N N to N N N m to N naL. i I I O 010101 O O O O O O O O O O O O O O O O t= r r r r r r r r r r r r r r r r r -r- Ln r r C to to to an to %0 to to to to to to U) tri to to to to an ca Qlto m M M cn c) m t+l til M Ch m r r- r r r c'7 L V 0. et w to to to Ln to to to Ln to to to O O O co co to O ., to to to tt1 to to to to w to to to to ao co co to LO to m N N w 14• lw 1w w et et 1w 1w V v V IV lw V, d' > to to to to O to to O to 0) M QM M O 0) Qf to CD � C Q m m m N N N N N N N N N NC C C L E w 2z = m m m m m m m m m m ca a p a m m a i O r m m m C C C C C C C_ C C_ C O E E E Y Y C t1 1_ t0 tII tQ E ' 1= � C t �= C: C) c� t= tII t0 C o E o w •c w co cts cc cc ca cts cc cc cv ca g o -01222 2 2 2 2 2 22 000 V U Z Z Z m r am m O U cmi c m x x m m m "' m m � w E cn o Q 'o a Q m c cCL E m N U E F- Q � < U'c° m Q m m to ¢vl ¢vl m m > C .. m o L c p E E o E c cc N a a v 7 m m co m V "D N O L = = m p N E E acl � acl O o m 'E � m � � � � Qa o •� c4 m tq m U) m o = E CUa 0 N ca 'o > W `o rn m cn � rn al J J > Q W = 2 U Q. � I r2 J -j J U J O N X O a aI I I 1 a 14t a a a a B-24 C a a p � C9 C9 o � = N E E UE E UE � �, _ f— c� 4) D co Q N C ( co 0 O d H = = N , = N , N N , N , N , C7 "'I U O U ;� m C9 O N O O :4 N O y O .,II H 11 DDa av 0 p a�i � o ani 0) 0 0 = o 4)) = 0 � � U WN = ch = Um U inUin v) (A m NU ,II NU .0 U U E � E O � Chi W U O O p O _ — — — A - - — � cp w W CL c 'c 'c (n E E c ' E E E (�n° E E E (t°n a`� N w w 3 `II w w w v w w w N v az N inco N I- tG - N in a0 co N � N N co m m y r r r r Q H Z r- to N CO N co v co w N co � N tNA CD CD V-- N r r r r N r r a A i c U) v � gag •t' N C CC C '2 v c3a v v W •Lv 2 c '` 3 c o 'Q a c c o °o Q = o c L m o o L _ 0 0 0 0 o m o U . U U tz Q 0 c m w O E � 'E c c o c o c� 0 0 V efl o a) o ea a) t a) � co Q o L L m m C13 cc C13 U) LLI coY C ~ cc U U a L M O N m cn to to O N M O L r v to v N N O 9 O N to v O O ch Il- N cc N Co et co m a u) C) N r an co to O N ch Co N r et cn O et qw vj O W r c7 C) M to r- m N O r r CO N N N r r = C r CO O) N6 to N I� N N N I� I-L to I, 4 4 _ v to co co co N M N c+) N N co Co Co N Co Co O i� I' I• I• et Co IV IV IV et et et cO CD CO N N L a o coo 0 0 0 0 0 O 66 O O O O O d C r r r e- r rr r r r r r r r r r r ++ into (n to to (n in in in to to to Lo in to to in -W to to in ,n Lo to in to Lo to to m ch m d m m co m co co co co co co co co N N N U( w N to to to to to W) to to an U") 1n an in to to Q) N O O a) O W O O O O a) Q) O O O O m Q C L L L L L L L C] .n Q C N N in to N Nw (o H h y C3 C, m C1 C1 C m m cc cc co n. d a. d a a d d m a � O O O C) O O a a a s U U a, � w U — ~_ as C x a J C] N �tS N N L rN' ��+ H c > c y R _ H �° > 2 c Q o Q cc c`ts U O o m C 0 a- a) o d c o cCL v a� c co L c E E m cc N ;9 m e a CD 'a 'o � 0 3 H H cc o C a C13 d 0 0 .'0 C .« O 0 0 O '� C m C13 > _ C. U W W LL f) M I— —j a. cA 3:13: m ol W J m W t O B-25 Go c c a Q N a H ac aEi E c aEi c a o U c N mo o �. o x mix OGOE toil Go WO Q Nr c m haw cope, cc M � :° Go W)) — x oUUU oQE ` Lao C7o(D CCVao � n LL � � oC9 � � A GiQ = U = a�ia, oto � � � 0 � 00 = 000 a�i � o o v) 2UU > (D < U toW- mQUaUm0 .0 inUNU � WE1 _ L2 a LA T U = O O O CL o 0 0 cc cu R E v`°i n c tc° ai c E c c (n U c -M E E m G, o o a) E to cn 25 N E H .3 U) to h O H O OO Q et r- t0 O O O O et Go O O m N O N Ln N co W IV in (0 u) N M W) r- cn Q N z V-O NCM uul N Go co co N; � W) Go F M C M C _ co c 0 (n to L O O O to N C GJ id o a) CC o E Y a��i m a) 0 > (� E cm E D t ca o a � N «• z = o J mca d ° a c o C7 co W C m z C o LM v .0 m m o O c c� c`o z a c`a a, m Q v con U co o J Q U O O O co O O co M O V- ch ch O O cn N I a S f- O u) r- O T- GO O LO GD � O O r- N v c7 1w O W u) P- m u) Go r- cn m O Vj W t` O cr7 O) th N cO c0 m r O) .- N GO O y 9 O f- to to co cn to ch u) N m co A I�L co T- f- cr1 Q) c'7 C7 C7 c'7 M N ch c7 M O m o u7 lw W = W N N N N N GD N N GO C? O CA 17 W C OO O O O O O O O O O O O O O O a. •- rr- r -r- T- r V- r- r- V- r -r- r r r- r r ani Inj u7 Ln I u7 LnI In )n Ln W)l 1n u7 I u7 W)l 1n I to C VI N CO 10 m m W WtD co tom) ao co co �- O fi N r- O O O O O O O Go GD tom O CD to u7 GO to to GO co GD In to u7 LO 1n 1n t'J) IV V �t et et et of 1w v w lw > O) O Q) O O O O O O O O O O 0) O is N a = O O O O O O O O p C E �, O .0 .0 m m m Gi c G) O t0 cc G3 m ct) to m tE0 � to 'o a a a a a a a a a� — as — a� — as U) o w W io a o cis U)) v m � 0 0 m 0 m 0 0 0 c c U U U U c a a co CO) w CO CO co U co � � t ca CD m O U co o -• C W m co C C C C O Q d U m o c oU IL co m= w H U m -� cp _ d O maQ c ca o ca a. ca C13 o ca ca ca 0 s a m civ = w Y aco > > m v v U- m w o B-26 � CL E 2 E an & § § § § 2 2 § x ■ — 2 k k k M 7 k k k t L k 2 2 2 U 2 0 0 2 D ■ § Cc to � � � ■ cc Mn w > cca 'o "0U) 0) k _ § � co M k � — — j _ oo M 0At - a � c k § dc75 0 LL 0 % 2 2 § 2 o C13 "o E co 2 k a e E cm t $ CM � m o r- o � Q R 2 r- V B 2 x g co cn � cm v E . § o . � q A 0 . co Q \ E 6 6 G 6 G 6 0 0CL G W) In G Lni to G % k 2 & 0) $ co CD $ Cl 0 N 1w $ " $ 2 0 ) @ _ 0) c « E § E a 5 a a s a E k ■ c ■ c ■ c ■ c c ■ c ■ I "M ■ £ £ 2 £ 2 § 8 2 § Q C'55 � � CL � � � � � k cc Q < g o c @ L cc o c \ U 2 C f E 0 t 2 ■ CLc ■ § U) 0 2 cc2 e IL0 � CL � 2 e e $ i 2 cc a. a E $ w . B-27 Exhibit, B-5 a? 0 MS (n -I c '11 a c C4 as r- 40 c -p 1 1 cn rm" cif'— Q A :o. CA LU or Lu S z :5 (4 oae3 Lu w I LL. Sao-,. eap -- -7 < ccO uj cc ji F. P A Z Z� c IP Q " ' w*4 - . -c 3-� U. low 2 > z Z 40, zi b 0 LU d a _j I C6 E UU. J, 4u W3 a cn rid W % c C CD UA 14 & CLOU W c m IN a r: 93- : 2 glAin C6 2 CL g A Is LU > CNN cid j 1 .6 Gn alp cc LL=jj B-28 Exhibit B-5 N o 5 ate, ts eJ �y '"" 4 d � d ..�•h ,a� L' e�.+, > v a.S c��„V N o� � � o T v: aa. • e�-. E°~h°�R��ta $ s �'+ u f. 3 C`^ •+ o,,p y`r ^'1,>u! .,. y O e. x'. 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'S I)% i w Y a. 1 ,s •'a 8 `obi .4- G ''3 »� �.°T. y°no'6A ` LY3' r� A C 4 N Fw Yo a oaQ L A � v � .fl .Cr � U B-29 �1 ' �� � °• � ��o N w � u� o�p� al -A E1u � rim �c I�+d r3 Y o ao � ,u O N�y � �•2 S�jt O�,W + > W a► a N �j » I iJ 1i U +y O C�$ m �i^ • ' $ S N O ��t" L`3 r�° �� �' `^ 5 cmi G � - �a � c- yu. co V1 �38a+ � 3J Q$ aa. c c+ o a Z mai m $ `� �� a�„a O �� • ,� %�PZ � r0+ � ai »°N �e� o �S.j.li too � -� 'R�e y + ~ir en•i r Or,Q �f'" �'• oo a W M v U � �. ��o�• S, � �t a �, yro F5 q r r3 t•r y. 01 a CA Wag w i>• •p N$N E J 0 bcr- �a '"�a.�So. a►p�,+p s N C r. 1S S > - r— 5 r' o.P- 7;141 to a _ 'I8g ���N _� '� r a mQ ��.CA ae SG. e $ $wNt ,ri c'. a t! Q aS Ui•o %4a LL '�' •t" S w o�g �r ;01 �uSw N ' W a 'di y e Cm. `n s o v a 2 rt Z • r , t� 43 v r 3 y a e a� G ,a�`�.agtyD�'a����:S '1 O SSG'o•�p��!j O �N 1Stt r �+d t ,,,, a � �A m ���• eft^� � $ � "" y '_.t m U l� tl� » '� �• �• Z � d��•��y; ,y�aa���� � '�'P^�fa1S � a b� � � '.o'�b �' u vi 8 4 N o B_3� a N � Cr c c 3 3 m >`?s```'?> vii as c c 0 2 Z CD CD °0 cc c ° Z' E c o o N N c 2 = c81 :% m r_ 7 -0 � L L E Q `< N C O O C C C N O O E; .??pi;;: D O CL ca E c>so cc E E Ea c E >;> >: Lcv ° ............ 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N — y L :: co CD E L N = O O O X tl V X J t N E m N (� = V O '2 n, N O :.:>:: : D O C) ++ 0 0 CO N W m �4 m w e o 0 U O c E 01 m R o o v L Y L 2U X E o E c :::=>:>: = LO aEi ca ca c ° H o O > N U aci : : rn w kFi d m <1 m U W W U = J N <:?<:; w N B-31 •o t� c co c c N y a > > o au c E � E E O ° o = c E c CL 0 ca cc E o E E s o as a: co IV w c z c w° c n coo aca c ° E o o `° o `m ' 3 w .� cc c N 3 ua sn .;` 3 ° m c ' chi cc N cc U N H (D qi cc Qi O O O 0 3 C U) CcC C C E°c °c c c _ > `:. .0 coo to E E 3 E vi ui C14 � a .., CL c .mac c _ +� '> E s to cn O U) m = �' o y a tg ° tG C y 3 Ci O N C 4} O O C 0 C d c I Q E p E p 3 3 co E M 69 N to CD r :'i t0 Z � OS co cfi tri C N C N C C C C ::. 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(D ,CE2 = sa � N � c 0 o a >: a m 0 0 0 V > = sL � � 2oo > S o mU — da0U ' m o. m U U U CL 0 of ° c m m co 0 — w _ (3 E U o c �.. ° a� E ° T in N vscc Em o 0U i m a� ai 06 F- ay m m ai >:y: 3 i s ai is Q ¢ r :::ctt a crs fA _ �, as > cti c 10 c 2 cm a- o o °� 0 0 y io o Z c c o a Q uy a o a o ` v :. o > m o ° Cb o oaoaD » co > > Nca o > Ux E ai c a� •• o o rn x o d. 0 a o o o : c o in i o ° a U g � ¢ w m ¢ U o cawol B-32 � v C -p M a a Mn �° c c 3 0 0 a w 0 ani 0 °� _ cc 3 c Z c E m 0 3E3 �' cc E 0ca N (C j!D E E L a a cw° a N c 0 _ °' E E c a t 0 0 0 x 0 0 0 o C = � m E L0 � 0 ccca0 > (n 3 `6. w 0 0 to w - A 0 = N O � d O V p Ccm cc = 0 is m rnE 0 co E Eiv S c � � �, 0 0 0 rn 0 ca 0 ECl CL c 0 a o a c w 0 0 v 0 E vi »° d O > - cu L. O a d a U 0) O C = 0 a E c°3 v E = o z ccv c� c E co cu v 0 c� o = a� c> > O c ;° o L CL N cc = C to c �-- to m a co E = o acn *n b3 3 > ca � � N _ 0t a � Cl)aac c°3 N 3 m C n O N C C O C L N — — Q1 _ 0 = O C 0 c c v=i 6 N O > O � O 0 :° � O m N � Q w E m a) N N N O C 0 0 0 a p o vUi O C t�U 0 0 O ar_ ccc°i 0 0 O E m = t 3 E v� 3 E E _ � = Ew w 3 3rn •r 0 W .c rn O 0 c iII O E O cn 0 .0 C s V) i w E .. �. .. Ql co C O O E O C C i O S E E Q) E 0 E O J .N- cc O 0, c0 N ch CL C14 Go C c0 N y C C (D ti c0 O = C r� C C m N 4) C ` CL = 0 n tet = v 3s aai '0O in -00 O 'oo c in rn v� c 0 n m 0 0 :- a c 0 cv = = a O a 0 a a z 7 m C 0 (D a (D m O d � Z r c0 m et T- � t7 N 7 to cn LO co .0 T �+ N C C a C a C C C .0 C C O C fl C O a =0 C a C o O 0 0 0 0 0 0 .o •- 0 n 0 0 0 0 0 0 � - -2 o o > > R U EU E 0 -0 Un. .. 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O C C C C Q Q « �p = p, �C c o0 = c c co c c c .� x U c o v� 0 a� U a o 0 O 0 E o c0� coy o U c0i = o m (D 0 cn o U E L M � « o U 0 O c� y O 0 _ ¢ O O a it co wm � w � � � � ¢ a _ U c Q V o c r_ y •C O C U V1 C (D "2 Q a .0. .M. tC 0 U C U) C N Q N O U c4 a Cl. cEa o _c c c a_i cc E m c 0 2 0 0 a cr 0 cr c = (D _ _ m = Q c L c ani c 0 0 ? 0 E _ 0 cn c 0 H t c a� =4) a 75 0 c cII rn w z O a wQ F- R m C5 PI m mm co B-33 Q (c) ac) 4) 0 0 0 0 cn c c c c 0 0 .o ` � E c0 E 0 0 N ':::>. p c c c c 0 0 �' Q E E E E N o E > •o 0 0 c c L 0 0 to fA 0 0 0 0 a) N O w as > > c0 ca c0 C) 0 0 j w co Cc ca c �::: •v 'v •o v) � 'o G. 0 <::<::: — (D °) — — — 0 0 0 O OE E m n cc cc �a m d L o o c voi N_ c c c N as cc w U) cn c 3 E E E E O y ``•. c O — — 0 0 0 — — — .. in 0 '•� � a) � � a) cc a) a) 'v 0 ' 0 0 0 a>i a>i m a) 0 m 0 E c0 E o E E v o v E E E E :« cca vs a) CL CRE o co E E E E E E E E E E E = a2 d E - _ - _ - _ - _ - - _ "'' > J N N < O o O 0 O O O o O O O O O r r C C C C C C C C .0 N �= C C C E 5 C O O O a3 _ E CL v) 0 0 0 M N isL aQ Yi C c0 N N N O �. O { N C C C t 0 C NN N "O' '00 'a 'NO v cn « 10 'OC U) a) o Z '0 iE`: '0 C C 0 O 0 O C 0 0 0 N U 7 a) C <;>::: 0 > > L L m L O L L 0 C cc 0) Z 1� r- `' Ln r r r r r N a0 O n .��" 0 a N c C 0 C »>::. C C O O O 0 O 0 0 O c 0 C o O O C 0 C 0 0 � O o O L 0 0 C 0 0 c 0 G c o Q o 0 :«: o U o U o U o U U U 0 U 0 0 0 U o Q o 4-- Q R U EU E >::':' U U Ev �, U w p n v n v `:<`` v yon, O o o c .� O cu N co 0 � � 0U 0U 0U (D o 0U JUj 0 � Wa c a, CD U U U U U U U > o c0 `o 0 c c y = c00 C cc cc Cc C C a 0) :i:: l. O c c c < E c x E E E c x CL o o '::: 0 0 E E cLa 0 y I= 0 y = = N V <_< o F- a— 0 H F }- c— 0 — rn .G L N 0 0 0 t/f to V) 0 0 O L O 0 0 •0 0 7 :::::;:: 0 c0 C 0 L N c0 m C 0 L 0 C 0 = U a d a L i — a. a7 ` C c0 .+ 0 o L_ (/� C d C O w 0 7 O y 0 c o Y c as •oE m o c CD r- 0) J 0 C y 0 0 E N N w , = co O a7 7 > Q O E p tC �; O Q = = 0 0 O — 0 :a1t c2 L < =cc a 0 0 _ 0 U- 0 0 �_ 0 ` cm 0 0 c o 0 ~ C c0 L c ci rn EES asp cc X N 'jf E ` W O ca O 0 0 0 0 L C13 0 c0 O O cC W N N �« Q Q U U2 = � � 2 d. d > N Z a B-34 Exhibit B-7 C U p1 c t J o c y C N O 42 H 8 C o m U E o n c m o m U O m N L CL e m d 0 �a d y as E h c Em J Q a J n�y O J U Q WS d UQF aL O tg N CL N M � a� _ ami •c m m d U)A, t Z mF= z Uma F-my 9 y� /aj O Z m 5 cm c M C W h O• m 0= m N m U =v v jp m r- 0 j m N lea m t O m y y m y y e m y o U %p S ad .aS 2 e0 a3 m x x m ro Ja m CLU L CiQax Uz O d �� •� m N N H L N � m A\ (� m m Q Q m Q r 2= = c0 =xci xc) •O O n a6 m°a _ 1v 3 _12 m=?1 • iy� C V m U C 2 O e c a m m Y J C C m O N O VU N = Sax c� d� Os o)U y mV Oa C NN •'3_L CL O 9 C H LL m C 7.i'....N r�� m N c E ccm Co -M Vim ° L �.� �3 2Jmo g� O m$9og' •m �•o�' myU va m �$, aci " pa V 8 € L N L" -- m m LO LmN a`�ia ha=6 yC5 °c �� S >> am^ C.) 4) �+ _m cc 1! O N N•N N y N•N W U Y m t m m N C m `d U Zl m m O m •C N J J J N m y J 2 a C C V j.m..d•N N J- C Q O Oy m V m O m 0 0 0 N m N O m J m.- p O t'C L m i G° L m L N CL =0 VJQx fnX aCUrr-j (n C.)U) w C n.fn 2: (n to to U ea s. O � C g Um o 2 p 2 m Z m inCL ID U. {, m to 0 m y V! t m yL m NC L ym._ m� m GILD �'a GIL q¢ D m d �"ama 6 m 0^0 C m-L° ONS C «8 0 m O p N LL y m N'�y y RE 4a tt y N LL O m gUa �L Mcg >L �Ua �cia �L rd LL UC 1% {L 20_3rz LLUCD LLUC9 O u � C O i 0 c a ro m Z- 0 C H° C N 3 d a m e m� b� 4 h �� N O2 xCL z a` Wvi I�.(q2 JQ2 B-35 Exhibit 13-7 my ai 3 m cco O 9 c EQ 0 m'>'. _ �uyH ,C:_ d m w m $ Uc� �U:: cp U2 � mm 2:Za . c .> >a UOaa1> c�>W >E0 S�2� Sa= > )a6� CL 0 N m t sar2 a m e m P 4O U m p S $ N uoi m ° 2 y � z U)c 3 mew m W N L m U j C �m HU Z5 CEL O m a (A c as c m 3 m m y 0 m m 47 y C U) E c . SCD y U Z J N'D J N m C C O .m. 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Eligible activities include site acquisition, site clearance and acquisition, housing rehabilitation, relocation assistance, new construction and first-time homebuyer assistance. The target population is very low-and low-income households earning 80 percent or less-of area median income as defined by HUD and special needs populations, including the elderly, mentally and/or physically disabled,battered women and children, homeless individuals and families, the illiterate, and migrant farmworkers. Eligible applicants include for-profit and non-profit entities and local governments. HOME Investment Partnerships Program OME). HUD -HUD allocates funds by formula. The Consortium was formed to be a funding entity under this program and expects to receive $2,3,13,000 for FY 1995. The Consortium allocates HOME funds to eligible activities through a competitive application process. Eligible activities include the following: acquisition, rehabilitation and new construction of rental housing; housing rehabilitation loans; and first-time homebuyer assistance. Eligible applicants are non-profit and for-profit entities and local government agencies; applicants must have experience in affordable housing development. Multifamily Housing Revenue Bonds - These are private activity bonds issued to finance the development of multifamily rental housing by private developers. The bonds are limited obligations of the issuer payable from loan payments and other securities pledged by the borrower. Advantages to developers include access to fixed or variable rate financing at below market interest rates. Loan funds may be used for construction as well as take-out financing. Owners of multifamily bond financed projects are automatically eligible for a Low-Income Housing Tax Credit of four percent (see below). Multifamily housing revenue bonds may be issued by cities, counties, housing authorities, redevelopment agencies and the State (California Housing Finance Agency) for projects owned and operated by non-profit and for-profit developers. The County has financed over 3,000 rental units with the sale of multifamily bonds. To issue multifamily housing revenue bonds, a prospective issuer must apply to the California Debt Limit Allocation Committee (CDLAC) for a portion of the State allocation. Affordability requirements for multifamily housing revenue bonds generally require that 20 percent of all units built be reserved for very low-and low-income households at very low-income C-1 rents. (Federal tax law does provide for alternatives.) Projects must maintain the affordability for at least 15 years. Section 501(c)(3) Multifamily Housing Revenue Bonds - These are a special class of mortgage revenue bonds used to finance affordable multifamily housing projects owned and operated by non- profit organizations. In order to qualify, participating non-profits must be designated as tax-exempt under Section 501(c)(3) of the Federal tax code by the Internal Revenue Service. The major advantages of Section 501(c)(3)bonds are that they are not subject to the State cap limiting the total amount of private activity bonds which can be issued in a given year, and interest on these bonds is not subject to the Alternative Minimum Tax, resulting in an interest-rate advantage. Finally,,under some circumstances, projects funded with Section 501(c)(3) bonds are not subject to federal or state affordability requirements,with the result that the issuing agency has greater flexibility in negotiating affordability requirements which are appropriate to individual projects. A limitation of 501(c)(3) bonds is the statutory preclusion to using them in combination with Low-Income Housing Tax Credits. Section 501(c)(3)multifamily housing revenue bonds may be issued by cities, counties, and the State for projects owned and operated by non-profit organizations. Policies adopted'by the Contra Costa Board of Supervisors require that projects financed by tax-exempt bonds issued by the County must have a minimum of 20 percent of the units occupied by and affordable to very low- income households for a period of 30 years. This policy is consistent with federal requirements for tax-exempt issues. Low-Income Housing Tax Credits - The Low-Income Housing Tax Credit Program provides tax credits to owners and investors in very low- and low-income rental housing based on the costs of development and the number of qualified low-income units. The tax credit rate is approximately four percent for acquisition costs and nine percent for new construction costs. Credits are reduced if the project has other federal subsidies or tax-exempt financing. Multifamily bond financed projects automatically receive a tax credit authorization not to exceed four percent. The California Tax Credit Allocation Committee awards tax credits through competitive application process. A project must have a minimum of either 20 percent of its units occupied by very low-income households or 40 percent of its units occupies by low-income households(incomes of 60 percent or less of area median income). In addition, rents must be very low- income rents or otherwise below specified maximums (typically 30 percent of the maximum income for the target population, including an allowance for utilities). Projects must remain affordable for a minimum of 15 years. Funds may be used for acquisition, rehabilitation, and new construction of rental housing. Section 202 Supportive Housing for the Elderly, HUD - Funds are distributed by HUD through a competitive application process. The program provides capital advances combined with rental assistance to finance the new construction or rehabilitation of a structure to be used as supportive 'In order for bonds to be tax-exempt, Federal law requires that projects financed with City and County bonds must either reserve 40 percent of all units for households with incomes less:than or equal to 60 percent of area median income or reserve 20 percent of the units for very low-income households. C-2 housing for very low-income elderly households. This assistance may also cover the cost of real property acquisition, site improvement, conversion, demolition, relocations and other expenses necessary to provide supportive housing for the target population. Projects must be designed to meet the special physical needs of elderly persons and provide appropriate supportive services. Private non-profit organizations and non-profit consumer cooperatives may apply. Section 811 Supportive Housing for Persons with Disabilities, HUD -Funds are distributed through a competitive application process. The Program provides capital advances and contracts for rental assistance to finance the acquisition and/or rehabilitation, and new construction of supportive housing for very low-income households in which at least one person is an adult (over age 18) with a disability. Disabilities may include physical, mental or emotional impairments which are expected to be of a long-term nature and which impair the ability of the individual to live independently. Eligible types of housing include group homes, independent living facilities, dwelling units in multifamily housing developments, condominiums, and cooperative housing projects. Allowable expenditures include real property acquisition, site improvement, conversion, demolition, relocation, and other expenses necessary to expand the supply of housing for persons with disabilities. Applicants must be non-profit organizations. McKinney Act Supportive Housing Program, HUD - Funds are distributed through a competitive application process. The program provides funds for transitional housing and support services designed to facilitate the movement of homeless individuals and families into permanent housing; permanent housing that provides long-term housing for homeless persons with disabilities in combination with support services designed to enable this population to live as independently as possible in a permanent setting; and housing projects that represent innovative or alternative methods of meeting the immediate and long-term needs of homeless individuals and families. Funds may be used for acquisition, rehabilitation, new construction and leasing of buildings to be used for supportive housing. Additional funds are available for support services and operating costs associated with the provision of supportive housing. State and local government agencies and non- profit organizations are eligible to apply for funds. Section 8 Certificates and Vouchers,HUD-The Section 8 Program provides rent subsidies to enable very low-income households to obtain affordable housing at market rents. Certificates and vouchers are provided to qualifying households who may use the subsidy to rent an appropriate housing unit of their choice. In addition, the certificate program can be used to provide payments directly to private owners,who then lease their units to Very-Low Income Households. In all cases, the amount of assistance provided is equal to the difference between 30 percent of the household's gross monthly income and the unit's fair market rent. Public Housing Agencies apply to HUD for Section 8 Vouchers and are responsible for local administration of this program. Public Housing Development,HUD-Funds are allocated to local Public Housing Agencies annually through a competitive application process. The funds may be used to provide new public housing through acquisition and new construction or rehabilitation of existing projects. Ninety-five percent of all new public housing units must be occupied by very low-income households; the remaining five C-3 through acquisition and new construction or rehabilitation of existing projects. Ninety-five percent of all new public housing units must be occupied by very low-income households; the remaining five percent may be occupied by low-income households. Housing Opportunities for People with AIDS (HOPWA), HUD -HUD allocates funds by formula to eligible metropolitan statistical areas. Contra Costa County participates in this program in a pass- through arrangement with the City of Oakland and Alameda County. Contra Costa County allocates its share of HOPWA funds in a competitive application process. HOPWA funds may be used for the acquisition, rehabilitation, new construction, conversion, and leasing of housing together with the provision of support services for persons with AIDS. Contra Costa County has further targeted the use of HOPWA funds by establishing a priority for very low- and low-income individuals with AIDS. Eligible applicants include non-profit and for-profit affordable housing developers with experience in providing supportive housing for persons with AIDS. Section 231 Mortgage Insurance for Elderly and Handicapped Housing, HUD - HUD provides mortgage insurance (maximum of 40 years) for rental housing projects (new construction of five or more units) occupied by elderly or handicapped households through approved private lending institutions. Projects must not provide meal services or contain central dining facilities and each unit must contain at least minimal kitchen facilities. There are no income requirements for occupants. Section 232 Mortgage Insurance for Nursing Homes, Intermediate Care, and Board and Care Facilities,HUD-HUD provides mortgage insurance for new construction and rehabilitation of board and care homes (minimum of five bedrooms), nursing homes, and intermediate care facilities (minimum of 20 beds)through approved private lending institutions. Insured mortgages are provided at competitive fixed rates and may be for terms of up to 40 years. The minimum insured loan amount is$3 million;there is no maximum. Insured loans may not exceed 90 percent of the property value. Section 221 Mortgage Insurance for Rental Housing for Moderate-Income Families, HUD -HUD provides mortgage insurance (maximum of 40 years) through approved private lending institutions for projects to provide housing for moderate-income households, including projects designed for the elderly and single-room occupancy projects for the homeless. The guaranteed loan can be used to provide construction funds with permanent take-out financing, and can cover up to 100 percent of construction costs. SinpJe Family Mortgage Revenue Bonds- Single family mortgage revenue bonds (MRBs) are issued for the purpose of assisting very low-, low- and moderate-income households to acquire homes by providing mortgage loans with below-market interest rates. The bonds are limited obligations of the issuer payable from mortgage loan payments. The program is authorized under Federal legislation. Cities, counties, redevelopment agencies, housing authorities, and the State (through the California Housing Finance Agency) may issue single family MRBs. The issuing/administering agent must secure a private activity bond allocation from the California Debt Limit Allocation Committee prior to issuance. The County has issued bonds sufficient to finance over 4,000 mortgages. C-4 securities)originated by one or more pre-approved lenders to eligible first-time homebuyers acquiring a residence in specified developments. In addition, homebuyers must agree to occupy the residence as their principal place of residence, and have incomes which do not exceed 100 percent of the area median income for one and two person households and 115 percent of the median for households with three or more persons. In addition, the acquisition cost of the home must not exceed 90 percent of the average purchase price in the area. (The average purchase price in Contra Costa County is currently $222,144.) Affordable housing projects are given priority for receiving authority.''' Mortgage Credit Certificates (MCCs) - The California Debt Limit Allocation Committee is responsible for allocating MCC authority among California jurisdictions through a competitive application process. Mortgage Credit Certificates subsidize the mortgage costs associated with the purchase of new and existing housing by very low-, low- and moderate-income households by providing Federal income tax credits for qualified first-time homebuyers. The credit is equal to 20 percent of the annual interest paid on the borrower's mortgage. In order to qualify, households must meet the same criteria as apply to the NM program, and housing prices must be below the maximums previously specified for the single family mortgage revenue bond program. Qualifying households meeting program requirements apply for MCCs through private lending institutions authorized by the local jurisdiction (the County in Contra Costa County). MCCs may also be reserved for the acquisition of units in specific housing developments by qualified households. . The County has issued nearly 1,300 MCC's for first-time homebuyers since 1991. Federal Housing Administration (FHA)Mortgage Insurance, HUD - This Program insures lenders against losses due to default on mortgage payments for loans to first-time homebuyers. As a result of FHA insurance, lenders can offer loans to borrowers who would not otherwise qualify. In addition,FHA insured loans require a smaller down payment(5 to 7 percent)than conventional loans (10 to 20 percent), thus increasing affordability for households who are unable to meet conventional loan requirements. There is no maximum income for participating households. However, the maximum loan amount must be less than the current FHA loan limits ($152,350 in Contra Costa County). Veterans'Administration Loan Guarantees-The Federal Veterans Administration(VA) provides loan guarantees for mortgages made by private lenders to qualified veterans. Veterans must be able to qualify for loan payments under standard underwriting criteria. Participants must be veterans of the U.S. Military forces and be able to qualify for the loan using standard underwriting criteria. Guarantees may be provided for loans of up to $184,000 to acquire and/or build a residence to be owned and occupied by a household with at least one member who is a veteran. The provision of a loan guarantee enables the veteran to obtain a mortgage at below market interest rates(historically, approximately 0.5 percentage points below prime). Each qualified veteran is normally entitled to one VA loan in his or her lifetime. C-5 U. STATE PROGRAMS Predeveloyment Loan Program (PLP) State Housing and Community Development Department - These revolving loan funds are distributed through an open window application process. The program provides 3-year loans at 7 percent interest for predevelopment expenditures associated with very low- and low-income housing projects. Eligible expenditures include site control, site acquisition, engineering studies,architectural plans, application fees, legal services, permits, bonding, and site preparation. Local government agencies and non-profit corporations are eligible to apply. Rental Housing Construction Prog am (RHCP). HCD - The program provides low-interest, fully deferred 30-year loans for the new construction of rental housing affordable to very low- and low- income households. Projects must have at least five units on one or more sites. The number of assisted units in each project must be at least 30 percent of the total units. In addition, at least two- thirds of the assisted units must be affordable to and occupied by very low-income households. Rent restrictions apply to all assisted units. Non-profit and for-profit corporations, local government agencies, and individuals may apply. California Housing Rehabilitation Program - Owner Com op nent (CHRP-O) - The purpose of this program is to rehabilitate substandard homes owned and occupied by lower-income households. The program provides loans at three percent simple interest on the unpaid principal balance. Loans generally carry terms of five years and can be extended. Eligible activities include rehabilitation required to bring a home into compliance with the California Health and Safety Code. Improvements to ensure handicapped accessibility, room additions and general property improvements are also eligible activities. California Housing Rehabilitation Program - Rental Component CHRP-R) - The purpose of this program is to preserve and rehabilitate unreinforced masonry multifamily units and to increase the ability of the structures to withstand earthquakes. Also, this program is intended for acquisition and rehabilitation of substandard low-income rental housing to bring the buildings into compliance with the California Health and Safety Code. Loans are available at three percent interest for a minimum of 20 years (if rehab only), and 30 years or more if the property is acquired (or refinanced) and rehabilitated. Family Housing Demonstration Program. HCD - Funds are distributed through a competitive application process. Funds are available for the development of new affordable rental or cooperative housing that provides on-site support services for very low-income households. Twenty to forty year,three percent interest, deferred payment loans are available for new construction, rehabilitation, or acquisition and rehabilitation of community housing (20 or more units) and congregate housing (multi-bedroom structure occupied by two to ten households). The number of assisted units in a project must be at least 30 percent of the total units, and all assisted units must be occupied by very low- income households. In addition, at least 20 percent of the assisted units must be available for elderly persons, with the remaining occupied by families with children. On-site support services must include child care, community rooms, community laundry facilities,job training, and employment C-6 opportunities. III. LOCAL PROGRAMS Contra Costa County Redevelopment Agency,First-Time Homebuyers Program- The Contra Costa County Redevelopment Agency, in partnership with Directors Mortgage Loan Corporation, is operating a First-Time Homebuyer Demonstration program. This program is available to qualified first-time homebuyers whose incomes are between 65% and 100% of area median income and who are purchasing homes in the Oakley and Bay Point Redevelopment Project Areas. First mortgage loans at below market rates will be provided by Directors Mortgage Loan Corporation. The County Redevelopment Agency will provide approximately $111,000 to provide two second mortgages in the Bay Point Redevelopment Project Area. All payments of principal and interest on the second mortgages will be deferred and will be due and payable at the time of sale or transfer of the property. A component feature of this program will be to provide a preference for eligible persons currently working for public agencies in the County. (During 1994, the First-Time Homebuyer Demonstration Program provided assistance to 11 households in the Oakley Redevelopment Project Area and 8 in the Bay Point Redevelopment Project Area. Current funds remaining to provide additional mortgage assistance are limited to the Bay Point Redevelopment Project Area.) Redevelopment Agency Housing Set-Aside Funds, Local Redevelopment Agencies-By State law, all redevelopment agencies are required to set aside 20 percent of their tax increment revenues for the provision of affordable housing. The target population is very low-, low-, and moderate-income households. The funds may be used directly by the redevelopment agency or by both non-profit and for-profit entities. In addition to the County's redevelopment agency, within the Urban County the following cities have redevelopment agencies and receive tax increment revenues: Brentwood, Clayton,Danville, El Cerrito, Hercules, Pinole, San Pablo, and San Ramon. The other Consortium members, Antioch, Concord, Pittsburg and Walnut Creek, also have redevelopment agencies. For 1995 these agencies are expected to receive an estimated $8.7 million in housing set-aside funds. IV. PRIVATE RESOURCES Employer Assisted Housing, Area Employers - Some employers are beginning to consider and develop programs designed to assist employees in obtaining affordable housing within reasonable proximity of the workplace. Programs may include mortgage assistance (low-interest loans, mortgage guarantees, interest-rate buy-downs), rent subsidies, and other forms of assistance designed to enable the employee to acquire marketplace housing, as well as programs to increase the overall supply of affordable housing in the surrounding area through acquisition and new construction. Employer sponsored programs may take the form of joint ventures with other employers, public agencies and/or non-profit affordable housing organizations. Incentives for employers focus on the ability to attract and retain a qualified workforce. C-7 loans and technical assistance to affordable housing developers and acts as an intermediary to assist non-profit organizations in obtaining funding from other sources. Direct loans of up to $150,000 are available through LIHF's revolving loan fund for one to three years at below-market interest rates. Funds may be used for predevelopment, site acquisition, construction, and rehabilitation. Eligible projects include multifamily rental housing, SRO hotels, group homes, transitional housing, limited equity housing cooperatives, and shelters for victims of domestic violence. Federal National Mortgage Association (Fannie Mae) - Fannie Mae generally assists in the development of affordable housing for Low and Moderate Income Households (up to 115 percent of area median income) through the provision of permanent financing for residential mortgages. Fannie Mae accomplishes this by operating in the secondary mortgage market to purchase single and multifamily mortgage loans from the lending institutions that originate them, and by issuing and guaranteeing Mortgage-Back Securities (MBS) backed by loans originated by mortgage lenders. Together, these two mechanisms increase the total pool of resources available for residential mortgages. Fannie Mae will acquire first mortgages on properties with a second, lease-purchase mortgage loans, and community land trust mortgage loans. Community Homebuyer Program annie Mae) - This program provides mortgage financing with a down payment of three to five percent for low- and moderate-income homebuyers who represent good credit risks but who cannot qualify for mortgages under standard underwriting guidelines. Standard underwriting criteria require a housing expense to income ratio of no more than 28 percent and a total monthly obligations to income ratio of no more than 36 percent. The Community Homebuyer's Program permits a housing expense ratio of 33 percent and a total monthly obligations ratio of 38 percent. To qualify for financing under this program,borrowers must have incomes which do not exceed 115 percent of the area median and participate in a pre-purchase homebuyer education program. Public Finance Activities - Fannie Mae purchases single and multifamily mortgage revenue bonds directly from state and local housing finance agencies, reducing borrowing costs and resulting in lower cost mortgages than would otherwise be available. In addition, Fannie Mae provides credit enhancement for mortgage revenue bonds, thereby lowering the cost of borrowing and interest rate for mortgages funded by the bonds. Multifamily Forward Commitment (Fannie Mae) -Fannie Mae will issue forward commitments for up to 24 months to buy or securitize permanent financing made to developers of low and moderate income multifamily rental projects by Fannie Mae approved lenders. This commitment enables borrowers to obtain loans for the construction and rehabilitation of rental housing. Rental Housing Equity and Venture Fund Investments (Fannie Mae) - Fannie Mae encourages the development of the low income rental housing through direct equity investments and investments in equity funds that invest directly in projects that qualify as affordable under the Federal tax credit Program. Qualified projects provide affordable rental housing for individuals and families earning 60 percent or less of the area median income. C-9 Saving Association Mortgage Company (SAMCO) - This lending consortium was created to assist member institutions in meeting their CRA obligations. SAMCO provides long-term permanent financing for multifamily properties with five or more units in which a minimum of 51 percent of the units will be affordable to and occupied by Very-Low and Low Income Households. Loans up to a maximum of$5 million are provided at below-market interest rates for terms ranging from 15 to 30 years. Project sponsors may be non-profit or for-profit developers. Applications are accepted on an open-window basis. Following approval by the loan committee, projects are presented to SAMCO members for selective participation. Since 1971, SAMCO has provided financing for more than 10,000 affordable housing units in California. California Community Reinvestment Corporation (CCRC) - This non-profit lending consortium of member banks was created to provide permanent fixed-rate financing for the development of multifamily rental housing (five or more units) affordable to and occupied by very low- and low- income households. Ten to 30 year loans are available at interest rates based on treasury bond yields with a maximum loan amount of$15 million. Projects must satisfy one of the following criteria: a minimum of 51 percent of all units must be occupied by and affordable to low-income households; a minimum of 40 percent of all units must be occupied by and affordable to households earning 60 percent or less of area median income; or a minimum of 20 percent of all units must be affordable to/occupied by very low-income households. Forward loan commitments are available for up to 18 months at fixed interest rates. C-10 APPENDIX D AGENCIES AND DOCUMENTS CONSULTED SUMMARY OF PUBLIC COMMENTS RECEIVED Contra Costa Consortium Consolidated Plan Needs Assessment and Five-Year Strategy Agencies and Documents Consulted & Summary of Public Comments Received Appendix D Page Agencies Consulted: Interested Parties Mailing Lists for the ESG, HOPWA, HOME, and CDBG Programs D-1 Documents Consulted D-14 Summary of Public Comments Received D-16 Elizabeth Gearin Emergency Shelter Grant December 6, 1994 SGKH/jb/9495ESG.LST Bob Hoffman Merlin Wedepohl, Exec. Director Jim Bouquin CCC Social Service Department Shelter, Inc. Crisis & Suicide Intervention 40 Douglas Drive . 1070 Concord Avenue, Ste. 200 P. 0. Box 4852 Martinez, CA 94553-4068 Concord, CA 94520 Walnut Creek, CA 94596 Martha Coleman Marge Gladman, Housing Dev. Officer Robert McEwan, Dev. Director Family Stress Center C.C.C. Housing Authority C.C.C. Housing Authority 2086 Commerce Avenue P. 0. Box 2759 P. 0. Box 2759 Concord, CA 94520 Martinez, CA 94553 Martinez, CA 94553 Michael Farber Pat Pinkston Charee Lord Rubicon Programs, Inc. C.C.C. Housing Authority St. Vincent De Paul 2500 Bissell Avenue 2425 Bisso Lane, Ste. 120 390 Central Avenue Richmond, CA 94804 Concord, CA 94520 Pittsburg, CA 94565 Thomas Fulton Rosalind Tanner Derek Jones N. California Family Center E. Co. Detoxification Center Loaves & Fishes of Contra Costa 2244 Pacheco Boulevard 500 School Street P. 0. Box 3335 Martinez, Ca 94553 Pittsburg, CA 94565 Danville, CA 94526 Geoffrey Meredith Paul J. Schulze Joanne Best Catholic Charities Greater Richmond Interfaith Program Independent Living Resources 433 Jefferson Street 2369 Barrett Avenue 2637 Pleasant Hill Road Oakland, CA 94607 Richmond, CA 94804 Pleasant Hill, CA 94523 Mr. Tom LaFleur Bill Weidinger, Director Vickie Smith, Exec. Dir. Pacific Community Services PATHS Phoenix Programs PO Box 1397 333-A East Leland Road PO Box 315 Pittsburg, CA 94565 Pittsburg, CA 94565 Concord CA 94524 Richard Lujan Carol Simmons United Council of Spanish Turn On To America Speaking Organizations P. 0. Box 643 837 Arnold Drive, Ste. 100 Lafayette, CA 94549 Martinez, CA 94553 D-1 SGKH/jb/HOPWA.LST list for Elizabeth Gearin January 23, 1995 Barbara Masters Rusty Keilch Geoff Meredith Health Services Dept. HIV/AIDS Program Catholic Charities INTEROFFICE 597 Center Avenue, #200 433 Jefferson Street Martinez, CA 94553 Oakland, CA 94607 Paul Gibson Joanne Best Vickie Smith, Exec. Dir. Consulting Services Independent Living Resources Phoenix Programs 11 Ruth Court 2637 Pleasant Hill Road P 0 Box 315 Lafayette, CA 94549 Pleasant Hill, CA 94523 Concord, CA 94524 Dale Jenssen Merlin Wedepohl Rick Aubry c/o Frances Greene, Exec. Dir. Shelter,Inc. Rubicon Programs Pittsburg Pre-School Coord. Council 1070 Concord Avenue, Suite 200 2500 Bissell Avenue 1760 Chester Drive Concord, CA 94520 Richmond, CA 94804 Pittsburg, CA 94565-3920 Bob Rybicki, Executive Dir. Michael Starks Al DiLudovico AIDS Project of Contra Costa Outreach Specialist Housing for Independent People 2280 Diamond Blvd., Suite 350 E. C. Detoxification Center 25 East Hedding Concord, CA 94520 500 School Street San Jose, CA 95112 Pittsburg, CA 94565 Michael DeVos, Exec. Director Dr. Hanunah Ross Matilda Cleveland Resources for Community Dev. Social Intervention Services Transitional Housing Program 2131 University Avenue, Suite 224 P. O. Box 1814 8314 MacArthur Blvd. Berkeley, CA 94704 Benicia, CA 94510 Oakland, Ca 94605 Benjamin Amos, Executive Dir. Lee Rink Mr. Tom LaFleur Oakland Community Housing, Inc. OHO Pacific Community Services 405 14th Street, Suite 400 1330 Broadway, Suite 1030 P. O. Box 1397 Oakland, CA 94612 Oakland, CA 94612 Pittsburg, CA 94565 Carl McToyer Susan Felix Vaughn Welty Richmond Neighborhood Hsg. Svcs. UA Housing Project Open Hand 500 South 15th Street 1640 Addison Street 5720 Shattuck Avenue Richmond, CA 94804 Berkeley, CA 94703 Oakland, CA 94606 Georgette Vianni Captain Hokum Richard Lujan Rounseville Home Care Salvation Army United Council of Spanish 1433 Webster, Suite 204 4600 Appian Way Speaking Organizations Oakland, CA 94612 El Sobrante, CA 94803 837 Arnold Drive, Suite 100 Martinez, CA 94553 Wilbert Lee Diana Kuderna Ernest Walker Oakland Neighborhood Housing Project AIDS Hope The First Step Services, Inc. 1900 Fruitvale Ave., Suite 2C 1531 Jefferson 1937 98th Avenue Oakland, CA 94601 Oakland, CA 94607 Oakland, CA 94603 D-2 Lou Bates Valerie Papaya-Mann Don Gilmore Veteran's Assistance Center AIDS Project of East Bay Community Hsg. Dev. Corp. 2930 San Pablo Avenue 561 16th Street of North Richmond Berkeley, CA 94702 Oakland, CA 94612 P. O. Box 1625 Richmond, CA 94802 Jerry deJong Susan Cinelli,Exec. Dir. Ms. Carol Galante Center for AIDS Service BiBett BRIDGE Housing Corp. 5720 Shattuck Avenue P. O. Box 5487 82 Second St., Suite 200 Oakland, CA 94609 Concord, CA 94524 San Francisco, CA 94105 Rose Alexandrian Mr. Tim Truesdale Jackie Kehl Center for Independent Living Community Hsg. Opportunity/Corp. Adaptable Hsg. for Ind. Living 2539 Telegraph Avenue 2001 Second Street, Suite 4 439 A Street Berkeley, CA 94704 Davis, CA 94616-5474 Hayward, CA 94541 Cindy Siljestran,Exec. Dir. Gay-LeClerc Qadar Arlene Dutro Hospice of Contra Costa Jim Stark BAART 3480 Buskirk Ave., Suite 225 AIDS Project of Contra Costa 45 Civic Drive Pleasant Hill, CA 94523 2326 Boulevard Circle Pittsburg, CA 94565 Walnut Creek, CA 94596 Susan Freeman Katherine Kasch Arthur Levine Jan Holcomb Dignity Housing West, Inc. Echo Housing Contra Costa County HIV/AIDS 690 15th Street 770 A Street 597 Center Avenue, Suite 200 Oakland, CA 94612 Hayward, CA 94541 Martinez, CA 94553 Office of AIDS Administration Peggy Nichols Jill Jacobs 1970 Broadway, Suite 1130 Hospice of East County AIDS Project of East Bay Oakland, CA 94600 3835 Railroad Avenue 565 16th Street Pittsburg, CA 94565 Oakland, CA 94612 Rev. Frank Pinkard Marty Fleetwood Carla Javits Evergreen Terrace Housing HOMEBASE Corporation for Supportive Hsg. 408 West MacArthur 1535 Mission Street 1212 Broadway, Suite 804 Oakland, CA 94609 San Francisco, CA 94103 Oakland, CA 94612 Sonya Stithz Al Bonnett, Dev. Director Aaron Henry East Bay AIDS Center Ecumenical Assn. for Housing In-Home Support Services 3031 Telegraph Avenue 2169 East Francisco Blvd., Suite B Social Services Agency Suite 3235 San Rafael, CA 94901 8477 Enterprise, Suite 300 Berkeley, CA 94707 Oakland, CA 94621 Lynette Lee, Executive Dir. Warren Seeto Jeremey Newberg EBALDC Eden Housing Neighborhood Hsg. Services 310 8th Street, Suite 309 561 A Street 1970 Broadway, Suite 470 Oakland, CA 94607 Hayward, CA 94541-5049 Oakland, CA 94612 Peggy Falknor Larua Brown Deborah Card Office of AIDS Women's Refuge CCC Home Health Agency 714-744 P Street P. O. Box 3298 597 Center Avenue, Suite 280 P. O. Box 942732 Berkeley, CA 94703 Martinez, CA 94553 Sacramento, CA 94234-7320 D-3 Susan Daly Freeman Marsha Genard Josephine P. Hazlett Hospice of Contra Costa The Steven A. Genard AIDS VNA and Hospice of No. CA 3480 Buskirk Avenue, #225 Assistance Foundation 1900 Powell Street, Suite 300 Pleasant Hill, CA 94523 1630 North Main Street, Suite 102 Emeryville, CA 94608 Walnut Creek, CA 94595 Paula Hinds Michelle Jackson, Exec. Dir. Frank Camargo, Exec. Dir. Kaiser Permanente Medical Center Neighborhood House of N. Richmond Familias Unidas Counseling Center 1425 South Main Street 305 Chelsey Avenue 205 39th Street Walnut Creek, CA 94596 Richmond, CA 94801 Richmond, CA 94805 Mattie Davis, Director Rudy Hernandez Tim Wolfred, Interim Director Social Work Services Volunteers of America AIDS Project of Contra Costa Merrithew Memorial Hospital 7677 Oakport Street, 12th Floor 2280 Diamond Blvd., Suite 350 2500 Alhambra Oakland, CA 94621 Concord, CA 94520-5719 Martinez, CA 94553 Steve Loveseth Tina Demonbreum John Camp, Exec. Dir. Drug Program Administration Bay Area Urban League AIDS Community Network 597 Center Avenue, Suite 310 318 11th Street P. O. Box 456 Martinez, CA 94553 Richmond, CA 94804 Richmond, CA 94808-0456 Michael Robinson Donna Schempp Robert Starkey Transitional Crossroads Vesper Hospice Mission AIDS 4600 Cunningham 311 MacArthur Boulevard P. O. Box 1733 Oakland, CA 94619 San Leandro, CA 94577 Fremont, CA 94538 David Sanders Jaime Gaega Mario Navarro Religious Rountable on HIV/AIDS Filipino Task force on AIDS Catholic Charities 1927 Stuart Street#4 1540 Market Street, Suite 275 433 Jefferson Street Berkeley, CA 94703 San Francisco, CA 94102 Oakland, CA 94607 Jerry Fong Robin Walker Valerie Brown-Troutt Center for AIDS Services Beth Eden Housing Development Walker House - Ark of Refuge 5720 Shattuck Avenue 1100 Market Street 9702 East 14th Street Oakland, CA 94609 Oakland, CA 94607 Oakland, CA 94603 Waajid Jawwaad Kerri Rice Jean Neckaloff Yimanto Development Corporation VNA and Hospice American Red Cross/East 2759 26th Avenue 1405 Spruce, #A 2111 East 14th Street Oakland, CA 94601 Berkeley, CA 94708 Oakland, CA 94606 Michael Ross Mery Griffin Amy Shudder Bay Area Urban League, Inc. AIDS Minority Health Initiative AIDS Prevention Action Network 344 20th Street, Suite 211 1440 Broadway, Suite 403 1168 Sterling Avenue Oakland, CA 94612 Oakland, CA 94612 Berkeley, CA 94708-1757 Wanda Sabir Rafeeq Naji, Ed Kimberly Hopper AIDS Volunteer Clearinghouse African American Development Corp. San Francisco 1212 Broadway, Suite 506 7519 Hillside Street Black Coalition on AIDS Oakland, CA 94612 Oakland, CA 94605 1042 Divasadero Street San Francisco, CA 94115 D-4 Gay Men's Health Collective Susan Mendez Ronald Stefanich 2339 Durant Avenue HIV/AIDS Education& Hemophilia Foundation of N. CA Berkeley, CA 94704 Outreach Ministry 7700 Edgewater Drive, Suite 710 2943 Gibbons Drive Oakland, CA 94521 Alameda, CA 94501 Susan Shelton Doris Butler Judith Bliss City of Oakland Housing 1063 55th Street 1518 Acton Street 300 Lakeside Dr., 15th Floor Oakland, CA 94608 Berkeley, CA 94702 Oakland, Ca 94612 Robert C. Scott Andy Rose Carolyn Ramey 2923 Webster St., #2 Tri-City Health Center City of Berkeley Oakland, CA 94605 38355 Logan Drive Health&Human Services Fremont, CA 94536 830 University Avenue Berkeley, CA 94704 Roosevelt Mosby Gloria Lockett Lauren Jones East Oakland Community Project CAL-PEP 2231 Shattuck Ave. #325 5725 E. 14th Street 630 20th Street, 3rd Floor Berkeley, CA 94710 Oakland, CA 94621 Oakland, CA 94612 David Fox Joseph DiMilia Terry Cooper Diablo Valley AIDS Center Kaiser Permanent 2609 Ivy Drive, #10 2253 Concord Blvd. 280 W. MacArthur Blvd. Oakland, CA 94606 Concord, CA 94520 Oakland, CA 94611 Genoveva Calloway Ramie Dave West County Community Catholic Charities Housing Mental Health Center Development Corp. 256 24th Street 1540 San Pablo Ave., Suite 801 Richmond, CA 94806 Oakland, CA 94612 D-5 Housing Non-profit Org. Combined Non-Profit & City List CHAS SGKH/HOME.Ist January 11, 1995 INTEROFFICE INTEROFFICE INTEROFFICE Elizabeth Dunn Beth Lee Mickie Perez Redevelopment Project Manager Redevelopment Project Manager CC County Building Inspection Fourth Floor INTEROFFICE Ali R. Kashani Erin Carson Lorna Bastian, Director Affordable Housing Assoc. A. F. Evans Co. Mental Health 920 Grayson Street 3236 Stone Valley Road 595 Center, Ste 200 Berkeley, CA 94710 Suite 210 Martinez Alamo, CA 94507 Carol Akre Ms. Alica Anderson Battered Women's Alternatives 2357 Minaret Drive 291 Virginia Street Rollie Mullen Martinez, CA 94553 Crockett, CA 94525 PO Box 6406 Concord, CA 94524 Susan Cinelli, Exec. Dir. BRIDGE Housing Corp. Bill Rumpf, Exec. Dir. BiBett Ms. Carol Galante California Housing Partnership PO Box 5487 One Hawthorne Street 2201 Broadway, Suite 823 Concord CA 94524 Suite 400 Oakland, CA 94612 San Francisco, CA 94105 Janice Jones, Exec. Dir. Geoffrey Meredith Ramie K. Dare, Hsg. Dev. Catholic Charities Hsg. Dev. Catholic Charities Catholic Charities Housing 1540 San Pablo Ave., Suite 801 433 Jefferson Street Development Corporation Oakland, CA 94612 Oakland, CA 94607 1540 San Pablo Ave., Suite 801 Oakland, CA 94612 Mr. Don McCreary Chinese American Political Assn. Ron Ward Christian Church Homes P. 0. Box 4314 City of Antioch 303 Hegenberger Rd. Ste 201 Walnut Creek, CA 94596 Dep. Dir., Development Svcs. Oakland, CA 94621-1 41 9 PO Box 130 Antioch CA 94509 Donald Russell Eddie Peabody, Jr. Tom Steele City of Brentwood City of Brentwood City of Clayton City Manager Community Development Director City Manager 708 Third Street 708 Third Street PO Box 280 Brentwood, CA 94513 Brentwood, CA 94513 Clayton, CA 94517 Randy Hatch Janet Kennedy Gary Pokorny City of Clayton City of Concord City of EI Cerrito Planning Director Housing Division City Manager PO Box 280 1950 Parkside Dr, MS/27 10890 San Pablo Avenue Clayton CA 94517 Concord CA 94519 EI Cerrito, CA 94530 Jerry Raycraft Marilyn Leuck Gary Hembree Redevelopment Program Manager City of Hercules Business & Community Dev. Dir. EI Cerrito Redevelopment Agency City Manager City of Hercules 10890 San Pablo Avenue 111 Civic Drive 111 Civic Drive EI Cerrito, CA 94530 Hercules, CA 94547 Hercules, CA 94547 D-6 Trade Union and Retirement Fund Assistance AFL-CIO and California Public Employees Retirement System-The AFL-CIO has established a Housing and Building Investment Trust to provide take-out financing for affordable housing projects built with union labor. In addition, the California Public Employees Retirement System has agreed to invest$225 million in the financing of entry-level, single- family home construction in the State. CommunitxReinvestment Act lCM Special Lending-Programs, Various Financial Institutions -The CRA requires federal regulatory agencies to consider a financial institution's record of meeting the credit needs of its entire community(including very low-, low- and moderate-income neighborhoods) in evaluating lender requests for Federal approval of applications for a government charter, proposed mergers, relocation or creation of additional branch offices, and acquisition of additional holdings. As a result of the CRA, many lending institutions have created special programs to provide below- market rate loans for the purchase, construction, or rehabilitation of owner-occupied and rental housing for households whose incomes do not exceed 115 percent of the median income for the area. The CRA.establishes an additional priority for assistance to very low- and lower-income households. Individual lender programs differ with regard to program focus, specific loan criteria, and terms. Applications are made through each lending institution. Federal Home Loan Bank LFHLB) of San Francisco Affordable Housing_Prog am - The FHLB Affordable Housing Program provides below market rate loan and grant funds for the following purposes: to finance the acquisition, construction and/or rehabilitation of owner-occupied housing for very low-, low- and moderate-income families; or to finance the purchase, construction or rehabilitation of rental housing, where at least 20 percent of the units will be occupied by and affordable to very low-income households. FHLB member institutions work with project developers to prepare and submit applications to the FHLB of San Francisco in two funding cycles (April and October of each year): Preference is given to non-profit and local government agency project sponsors. Bay Area Local Initiatives Support Corporation(LISC)-LISC provides predevelopment and equity loans to non-profit organizations for housing projects affordable to and occupied by Very-Low and Low Income households. Contra Costa County is an eligible project area for LISC. Affordability restrictions are generally required. Since 1981, Bay Area LISC has been the catalyst for the production of more than 3,000 units of affordable housing in the nine-county Bay Area Region. Northern California Community Loan Fund - This is a non-profit investment fund which provides loans of up to $100,000 to non-profit organizations which have limited access to financing from conventional lending institutions. All projects must be located in Northern California, and include a significant affordable housing component targeted to very low- and low-income households. Low interest loans are available for predevelopment, new construction, rehabilitation, acquisition, interim financing, and refinancing. Income and rent restrictions apply to all loans. Low-Income Housing Fund (LIHF)- The LIHF is a non-profit financial intermediary and lender for the development of housing affordable to very low- and low-income households. LIHF provides C-8 Robert Adams Niroop Srvitsa Jim Jakel City of Lafayette City of Lafayette City of Martinez City Manager Planning Director City Manager 3675 Mt. Diablo Blvd. Ste 210 3675 Mt. Diablo Blvd. Ste 210 525 Henrietta Street Lafayette, CA 94549 Lafayette, CA 94549 Martinez, CA 94553 Barbara Bacon, Asst. Planner Brian Millar Thomas Sinclair City of Martinez City of Orinda City of Orinda 525 Henrietta Street Senior Planner City Manager Martinez, CA 94553 26 Orinda Way 26 Orinda Way Orinda, CA 94563 Orinda, CA 94563 Donald E. Bradley Ralph Petty Lillian Pride City of Pinole City of Pinole City of Pittsburg City Manager Community Development Dept. PO Box 1518 2131 Pear Street 2121 Pear Street Pittsburg, CA 94565 Pinole, CA 94564 Pinole, CA 94564 S. Anthony Donato Richard Bottarini Joseph Tanner City of Pittsburg City of Pleasant Hill City of Pleasant Hill City Manager Director of Community Development City Manager PO Box 1518 100 Gregory Lane 100 Gregory Lane Pittsburg, CA 94565 Pleasant Hill, CA 94523-3323 Pleasant Hill, CA 94523 Victoria Johnson Gordon Anderson Rory Robinson City of Pleasant Hill City of San Pablo City of San Pablo Housing Coordinator Community Development Dir. City Manager 100 Gregory Lane One Alvarado Square One Alvarado Square Pleasant Hill, CA 94523 San Pablo, CA 94806 San Pablo, CA 94806 Craig Patterson Deborah Raines Herb Moniz City of San Pablo City of San Ramon City of San Ramon Housing Division Manager PO Box 5148 City Manager One Alvarado Square San Ramon, CA 94583 2222 Camino Ramon San Pablo CA 94806 San Ramon, CA 94583 Melissa Ayres Abe Amador Don Gilmore City of Walnut Creek Comite Regional Campesina Community Hsg. Dev. Corp. Community Development PO Box 213 of North Richmond 1666 North Main Brentwood, CA 94513 P.O. Box 1625 Walnut Creek CA 94596 Richmond, CA 94802 Mr. Tim Truesdale, Exec. Dir. Ron Frey Paul Gibson Community Hsg. Opportunity Corp. Contract Specialist Consulting Services 2001 Second St., Suite 4 Community Services Dept. 11 Ruth Court Davis, CA 94616-5474 2425 Bisso Lane, Suite 120 Lafayette, CA 94595 Concord, CA 94520 Keith Olson Contra Costa County Legal Services Alex Soria Crockett Senior Housing Francis Clark, Exec. Dir. Cosmopolitan Development 148 Welle Road P. 0. Box 2289 91 Gregory Lane, Suite 22 Crockett, CA 94525 Richmond, CA 94802 Pleasant Hill, CA 94523 W. E. Cossel Tom Daily Lynette Lee 16711 Marsh Creek Road D&M Development Co. EBALDC Space 134 PO Box 5186 Executive Director Clayton, CA 94514 Walnut Creek, CA 94596 310 8th St., Ste. 309 Oakland, CA 94607 D-7 Ms. Mary Murtagh Mr. Al Bonnett, Dev. Director Catherine A. Merschel, Exec. Dir. Ecumenical Assn. for Hsg. Ecumenical Assn. for Hsg. Eden Housing 2169 Est Francisco Blvd., Ste. B 2169 Est Francisco Blvd., Ste. B 561 A Street San Rafael, CA 94901 San Rafael, CA 94901 Hayward, CA 94541 Warren Seeto Terence Wenzl John Mancano Eden Housing First San Jose Housing FPI Real Estate Group 561 A Street 2 North Second Street 25 Cadillac Drive Hayward, CA 94541 Twelfth Floor, Suite 1250 Sacramento, CA 95825 San Jose, CA 95113 FUNEN FUNEN Willia Gray Ashok Patwardhan Amal Bose Gemini Project 1320 Mt. Diablo Blvd. 1320 Mt. Diablo Blvd. 2837 Shane Drive Suite E Suite E Richmond, CA 94806 Walnut Creek, CA 94596 Walnut Creek, CA 94596 Mark Gordon Paul J. Schulze Anthony F. Pipa Gordon Associates Greater Richmond Interfaith Program Habitat for Humanity 425 Market St., Suite 2900 2369 Barrett Avenue 1543 Sunnyvale Ave., Ste. 101 San Francisco, CA 94105 Richmond, CA 94804 Walnut Creek, CA 94596 Richard Martinez Jay Daley Marge Gladman Housing Authority Housing Authority Housing Authority PO Box 2759 P. 0. Box 2759 PO Box 2759 Martinez, CA 94553 Martinez, CA 94553 Martinez, CA 94553 Pat Pinkston Bob Richards Mr. Al DiLudovico Housing Authority Housing Consultant Housing for Indep. People PO Box 2759 2210 Arcadia Place P. 0. Box 90148 Martinez CA 94553 Martinez, CA 94553 San Jose, CA 95112 Joanne Best Marc Johnson James F. Jordan Independent Living Resources 15 Horizon Way 21 Belle Avenue 2637 Pleasant Hill Road Carmel, CA 93924 San Rafael, CA 94901 Pleasant Hill, CA 94523 David Kim Chaosarn Chao Chaosarn S. Chao Landtech Lao Family Community Dev., Inc. Lao Family Community Dev. 172 Yerba Buena Avenue 534 22nd Street 3230 MacDonald Avenue San Francisco, CA 94127 Oakland, CA 94612 Richmond, CA 94804 Fran Wagstaff Charles Wilson Mr. Jim Carty Mid-Peninsula Housing Coalition NAACP, EI Cerrito Non-Profit Housing Design 658 Bair Island Road, Suite 300 P. 0. Box 844 P. 0. Box 31654 Redwood City, CA 94063 EI Cerrito, CA 94530 Walnut Creek, CA 94598 Thomas Fulton Benjamin Amos, Executive Dir. Pacific Community Services Northern California Family Center Oakland Community Housing, Inc. Rosemary Tumbaga 2244 Pacheco Blvd. 405 14th Street, Suite 400 PO Box 1397 Martinez, CA 94553 Oakland, CA 94612 Pittsburg, CA 94565 D-8 Mr. Tom LaFleur Barbara McCollough Bill Weidinger, Director Pacific Community Services Paradigm Innovations, Inc. PATHS PO Box 1397 P. 0. Box 1589 333-A East Leland Road Pittsburg, CA 94565 Martinez, CA 94553 Pittsburg, CA 94565 Vickie Smith, Exec. Dir. Frances Greene, Exec. Dir. Michael DeVos, Executive Director Phoenix Programs Pittsburg Pre-School Resources for Community Dev. PO Box 315 Coordinating Council 2131 University Ave., Ste. 224 Concord CA 94524 1760 Chester Drive Berkeley, CA 94704 Pittsburg, CA 94565-3920 Carl McToyer Mr. Rick Aubry Mike Farber Richmond Neighborhood Hsg. Svcs. Rubicon Programs Rubicon Programs 500 South 15th Street 2500 Bissell Avenue 2500 Bissell Avenue Richmond, CA 94804 Richmond, CA 94804 Richmond, CA 94804 Stanley Keasling, Exec. Dir. Marty Zwerling Mr. Ken Auer Rural California Hsg. Corp. Rural California Hsg. Corp. Sandy's Place, Inc. 2125 19th Street, Suite 101 2125 19th Street, Suite 101 956 LeRoy Lane Sacramento, CA 95818 Sacramento, CA 95818 Walnut Creek, CA 94596 Captain Hokum Ms. Carol Severin Paul Turner Salvation Army Satellite Senior Homes Senia Investments 4600 Appian Way 360 22nd St., Ste. 700 410 Castello Road El Sobrante, CA 94803 Oakland, CA 94612 Lafayette, CA 94549 Mr. Merlin Wedepohl Joyce Adams Charee Lord Shelter, Inc. St. Vincent De Paul Society St. Vincent de Paul Society 1070 Concord Ave. Ste 200 Council of Contra Costa County 390 Central Avenue Concord, CA 94520 390 Central Avenue Pittsburg, CA 94565 Pittsburg, CA 94565 Kathryn McCamant Kevin Gailey George Sipe[ The Co-Housing Company Town of Danville Town of Danville 1250 Addison Street, #113 Chief of Planning Town Manager Berkeley, CA 94702 510 La Gonda Way 510 LaGonda Way Danville, CA 94526-1740 Danville, CA 94526 Jay Tashiro Carol Simmons Charles Mead Town of Moraga Turn On To America United Cerebral Palsy Planning Director P. 0. Box 643 1970 Broadway, Suite 305 PO Box 188 Lafayette, CA 94549 Oakland, CA 94612 Moraga, CA 94556 Richard Lujan Rudy Hernandez Ralph Appezzato United Council of Spanish Volunteers of America Volunteers of America Speaking Organizations 7677 Oakport St., 12th FI. 7677 Oakport St., 12th Fl. 837 Arnold Drive, Ste. 100 Oakland, CA 94621 Oakland, CA 94621 Martinez, CA 94553 West County Housing Corp. 330 24th Street Richmond, CA 94804 D-9 CDBG 1994/95 Applicants SGWjb/CDBG9495.lst January 23, 1995 Babette Jee/Carol Corr Babette Jee/Carol Corr Nicholas Agbabiaka Eden Housing CHDC of North Richmond Magdalene's Retreat, Inc. 561 A Street 1452 Filbert Street 333 l lth Street Hayward, CA 94801 Richmond, CA 94801 Richmond, CA 94801 Donald McCreary Christian Church Homes Laura Kobler Gerald Raycraft 303 Hegenberger Road Rural California Housing Corp. El Cerrito Redevelopment Agency Suite 201 2125 19th Street, Suite 101 10890 San Palbo Avenue Oakland, CA 94621-1419 Sacramento, CA 95818 El Cerrito, CA 94530 Anthony Flanagan Philip Williams Francis Clark Eden Housing BRIDGE Housing Corp. CC Legal Services Foundation 561 A Street 1 Hawthorne St., Suite 400 P. O. Box 2289 Hayward, CA 94541 San Francisco, CA 94105-3901 Richmond, CA 94802 Lamar Turner Mickie Perez Gordon Anderson Ecumenical Association for Housing CCC Building Inspection Dept. City of San Pablo 2169 E. Francisco Blvd. Suite B INTEROFFICE One Alvarado Square San Rafael, CA 94901 San Pablo, CA 94806 Lisa Dobey Jennifer Baha Mike Farber Battered Women's Alternatives SHELTER, Inc. Rubicon Programs, Inc. P. O. Box 6406 1070 Concord Ave., Suite 200 2500 Bissell Avenue Concord, CA 94524 Concord, CA 94520 Richmond, CA 94804 Albione Becnell Jay Daley Patricia Pinkston Ujima Family Recovery Services Housing Authority of CCC Housing Authority of CCC 1901 Church Lane P. O. Box 2759 P. O. Box 2759 San Pablo, CA 94806 Martinez, CA 94553 Martinez, CA 94553 Peter Brooks Rose Mary Tumbaga Victoria Johnson Las Trampas, Inc. Pacific Community Services, Inc. Pleasant Hill Redevelopment Agency P. O. Box 515 P. O. Box 1397 100 Gregory Lane Lafayette, CA 94549 Pittsburg, CA 94565 Pleasant Hill, CA 94523 Frances Greene Annette Silva Pittsburg Pre-School Beth Lee Ross Stores, Inc. Coordinating Council, Inc. CCC Redevelopment Agency 8333 Central Avenue 1760 Chester Drive INTEROFFICE Newark, CA 94560 Pittsburg, CA 94565-3920 Rebeca Mingura Carolynne Born Charee Lord Neighborhood House of N.R. CCC Community Services Dept. St. Vincent De Paul Society 305 Chesley Avenue INTEROFFICE 390 Central Avenue Richmond, CA 94801 Pittsburg, CA 94565 D-10 Terri Moses Peter Zaragoza Catholic Charities' Sherry Hirsch CCC Private Industry Council English Action Center Rubicon Programs, Inc. 2425 Bisso Lane 2369 Barrett Avenue 2500 Bissell Avenue Concord, CA 94520 Richmond, CA 94804 Richmond, CA 94804 Jeffrey Eberhardt Richard Lujan Cindy Siljestrom Rubicon Programs, Inc. UCSSO Hospice of Contra Costa 2500 Bissell Avenue 837 Arnold Drive, Suite 100 1945 Somersville Road Richmond, CA 94804 Martinez, CA 94553 Antioch, CA 94509 Sharyn Abbott Beverly Hamile Thomas LaFleur The Resource Center CCC Private Industry Council Pacific Community Services, Inc. 1630 N. Main Street #439 2425 Bisso Lane #100 329 Railroad Avenue Walnut Creek, CA 94596 Concord, CA 94520 Pittsburg, CA 94565 Joanne Best Linda Anderson Rev. Curtis Timmons Independent Living Resource of CCC Family & Community Services of CC Multi-Cultural Dev. Assn., Inc. 3811 Alhambra Avenue 1300 Civic Drive 301 W. 10th Street, Suite 6 Martinez, CA 94553 Walnut Creek, CA 94596 Antioch, CA 94509 Brian Millar James Becker Parke Patterson City of Orinda Delta 2000 City of Orinda 26 Orinda Way 301 W. 10th Street #2 26 Orinda Way Orinda, CA 94563 Antioch, CA 94509 Orinda, CA 94563 Ron Wilson Paula Edmonds Bette Boatmun Crockett Recreation Association CCC Public Works Department YWCA of Contra Costa County P. O. Box 174 INTEROFFICE 3230 Macdonald Avenue Crockett, CA 94525 Richmond, CA 94804 Rich Clark Claire Maxwell Heather Ballenger Mt. Diablo Unified School Dist. CCC Community Services Dept. CCC Public Works Department 3100 Oak Park Blvd., #409 INTEROFFICE INTEROFFICE Pleasant Hill, CA 94523 Seth Cockrell Jerry Bechtold Patti Lambert Knightsen Town Advisory Council CCC Community Services Dept. Ambrose Recreation & Park District P. O. Box 170 INTEROFFICE 3105 Willow Pass Road Knightsen, CA 94548 Bay Point, CA 94565 Barbara Bacon Edith Palmer Todd Teachout City of Martinez Cambridge Community Center City of Pleasant Hill 525 Henrietta Street 1135 Lacey Lane 100 Gregory Lane Martinez, CA 94553 Concord, CA 94520 Pleasant Hill, CA 94523 Nancy Nelson Ish Mendosa Robert McEwan Rehabilitation Services of N.C. Family & Community Services of CC Housing Authority of CCC 490 Golf Club Road 1300 Civic Drive P. O. Box 2759 Pleasant Hill, CA 94523 Walnut Creek, CA 94596 Martinez, CA 94553 D-11 Steve Ratto Ray Guanill Steve Mitchell Boys & Girls Club of Martinez, Inc. Rodeo Sanitary District City of El Cerrito 1301 Alhambra Avenue P. O. Box 97 10890 San Pablo Avenue Martinez, CA 94553 Rodeo, CA 94572 El Cerrito, CA 94530 Jill Pasewalk J. Catherine Roof Roberto Reyes Camp Fire Boys & Girls Martinez Early Childhood Center United Concilio West 1333 Estudillo Street 615 Arch Street 322 Harbour Way #10 Martinez, CA 94553 Martinez, CA 94553 Richmond, CA 94801 Mansour Id-Deep Taalia Hasan James Bouquin Inter-City Services, Inc. West CC Youth Service Bureau Crisis & Suicide Intervention 3269 Adeline Street 1300 Amador Avenue P. O. Box 4852 Berkeley, CA 94703 San Pablo, CA 94806 Walnut Creek, CA 94596 William Finnegan Robert Rybicki St. Joan of Arc Conference George Roemer AIDS Project of Contra Costa St. Vincent de Paul Society CCC Administrator's Office 2280 Diamond Blvd., Suite 350 2601 San Ramon Valley Blvd. INTEROFFICE Concord, CA 94520 San Ramon, CA 94583 John Bateson Dr. Ashok Patwardhan Michele Jackson Contra Costa Food Bank FUNEN Neighborhood House of N.R. 5121 Port Chicago Highway 1320 Mt. Diablo Blvd. Suite E 305 Chesley Avenue Concord, CA 94520 Walnut Creek, Ca 94596 Richmond, CA 94801 Lenny Couvillon Kathy Pardee Eugene Rodriguez Mt. Diablo Region YMCA YWCA Headquarters Los Cenzondes Mexican Arts Cntr. 710 S. Broadway, Suite 208 3230 McDonald Avenue P. O. Box 6088 Walnut Creek, CA 94596 Richmond, CA 94804 San Pablo, CA 94806 Thomas Fulton Mike Cole Kathy Lafferty N. California Family Center Research & Service Foundation Cambridge Community Center 2244 Pacheco Blvd. 13830 San Pablo Ave., Suite B 1135 Lacey Lane Martinez, CA 94553 San Pablo, CA 94806 Concord, CA 94520 Charlotte Perry Delta Adult Day Care Program Paul Knight Catherine Ertz-Berger Ambrose Community Center West County Senior Services Network Contra Costa Child Care Council 3105 Willow Pass Road 402 Harbour Way 2450 Stanwell Dr., Suite 110 Bay Point, CA 94565 Richmond, CA 94801 Concord, CA 94520 Sondra Rothwell Elaine Prendergast Conception Sharpe Contra Costa County Tax Collector Center for Human Development Pinole Senior Center INTEROFFICE 391 Taylor Blvd., Suite 120 2500 Charles Avenue Pleasant Hill, CA 94523 Pinole, CA 94565 Deborah Price Janke Marybeth Carter Chaosarn Chao West County Adult Day Care Ctr. Rape Crisis Center Lao Family Community Dev. 1015 Nevin, Suite 108 2023 Vale Road, Suite 2 3230 Macdonald Avenue, 2nd Floor Richmond, CA 94801 San Pablo, CA 94806 Richmond, CA 94804 D-12 David Fox Carla Inniss Carrie McCluer Diablo Valley AIDS Center E.B. Center for the Performing Arts Battered Women's Alternatives 2253 Concord Blvd. 339 l lth Street P. O. Box 6406 Concord, CA 94520 Richmond, CA 94801 Concord, CA 94524 Denise Cintron-Perales Heather Bovat Nancy Whaley Lions Blind Center of D.V. City of San Ramon Pleasant Hill Rec. & Park Dist. 175 Alvarado Avenue 2222 Camino Ramon 147 Gregory Lane Pittsburg, CA 94565 San Ramon, CA 94583 Pleasant Hill, CA 94523 Majorie Rocha Guity Kiani Terry Basile Eden Council for Hope & Opp. Center for New Americans Drug & Alcohol Prevention 770 A Street 1135 Lacey Lane 333 East Leland Road Hayward, CA 94541 Concord, CA 94520 Pittsburg, CA 94565 Lois McKnight Jill Cooper Derek Jones Ombudsman Services of CC CC Conflict Resolution Panels Loaves & Fishes of Contra Costa 1601 Sutter Street, Suite A P. O. Box 23227 P. O. Box 3335 Concord, CA 94520 Pleasant Hill, CA 94523 Danville, CA 94526 Fred Caploe Carl Oddo Robert Hansen CC Legal Assistance for Elderly New Connections Family Stress Center P. O. Box 1029 1760 Clayton Road 2086 Commerce Avenue Richmond, CA 94801 Concord, CA 94520 Concord, CA 94520 Michael Johnston Joan Ernerzian Marilyn Trabert Port Costa Conservation Society Contact Care Center Diablo Respite Center General Delivery P. O. Box 901 c/o 2247 Gladwin Drive Port Costa, CA 94569 Lafayette, CA 94549 Walnut Creek, CA 94596 D-13 DOCUMENTS City of Antioch, Housing Element, adopted October 1992. City of Antioch, 1992 CHAS, adopted October 1992. City of Antioch, Annual CHAS Performance Report for FY 1992. City of Antioch, CHAS Annual Plan,FY 1993. Association of Homeless and Housing Service Providers, A Homeless Prevention Plan, Creating Options and Opportunities for the Homeless of Contra Costa County 1992-1995. City of Concord, Housing Element, (adopted in 1990). City of Concord, Annual Performance Report Fiscal Year 1992. City of Concord, CHAS 1993 Annual Plan, submitted December 1992. Contra Costa Consortium, CHAS 1994-1998, submitted December 1993. Contra Costa County, HOME Application for Assistance, submitted March, 1993. Contra Costa County, Housing Element, 1992. Contra Costa County, 1992 CHAS . Contra Costa County, CHAS FY 1992 Performance Report, December 30, 1993. Contra Costa County, CHAS 1993 Annual Plan, submitted December 1992, approved February 1993. Contra Costa County, Growth Trends, 1994. ICF Incorporated, CHAS Spring Training Manual. City of Pittsburg, Housing Element, (dated 1990). City of Pittsburg, Amendment to Housing Element, (draft dated February 1993). City of Walnut Creek, Housing Element City of Walnut Creek, 1992 CHAS. D-14 City of Walnut Creek, 1992 Annual CHAS Performance Report, dated December 18, 1992. City of Walnut Creek, CHAS 1993 Annual Plan, submitted December 1992. U. S. Department of Housing and Urban Development, CHAS Databook for California. U. S. Department of Housing and Urban Development, Consolidated Planning: Building Communities Together, Coordinated Technical Assistance. U. S. Department of Housing and Urban Development, Federal Register, Consolidated Submission for Community Planning and Development Programs (24 CFR Parts 91, 92, 570, 574, 576, and 968), vol. 60. no. 3, issued January 5, 1995 U. S. Department of Housing and Urban Development, Instructions for Preparing a CHAS for FY 1994, issued January 11, 1993. D-15 SUMMARY OF PUBLIC PARTICIPATION AND CITIZEN COMMENTS In preparing the FY 1995-1999 Consolidated Plan, Consortium Members contacted and received substantial input from representatives of local jurisdictions and public agencies, affordable housing developers, homeless service providers, and public interest groups currently active in Contra Costa. Each jurisdiction and organization was asked to provide information on affordable housing and homeless funds received, activities undertaken in FY 1994, and planned for FY 1995. In addition, as required by federal regulations, the Contra Costa HOME Consortium's draft FY 1995-99 Consolidated Plan was made available for public review and comment at the County Community Development Department and at city offices in each of the four member jurisdictions. Legal notices were published in the Contra Costa Times, the West County Times, the San Ramon Valley Times, and the Antioch Post Dispatch/Daily Ledger. Interested citizens were invited to comment in writing and given the opportunity to comment at a public hearing hosted by the County on November 15, 1994 at the George Gordon Center in downtown Martinez. In addition, the Contra Costa County Board of Supervisors considered and approved the Consortium's Consolidated Plan at their regularly scheduled Board meeting on February 14, 1995. The public comment period was closed on February 8, 1995. The following represent those comments Consortium Members received regarding the Consolidated Plan. November 15, 1995 Public Hearing - Citizen Participation Comments to Provide Input Regarding Housing and Community Development Needs of Contra Costa County In attendance: Contra Costa County staff: Kathleen Hamm, Belinda Smith, Larry Jones, Randy Slusher, Elizabeth Gearin, Contra Costa County staff Members of the public: Philip Bertenthal, Contra Costa Legal Services Foundation;Kate Ertz-Berger, Child Care Council; Michelle Stewart, Child Care Council;Keith Hunter, Crockett Senior Housing; Joan Bartulovich, Contra Costa County Mental Heath Commission; Marjorie A. Rocha, ECHO Housing; John Bateson, Contra Costa Food Bank; Lisa Dobey, Battered Women's Alternatives; Carol Shellenberger, Rape Crisis Center; Susan Smith, Housing Authority of Contra Costa County;Paul Gibson, Gibson& Associates;Melissa Ayres, City of Walnut Creek; Ellen Stevahn, Friends of Rodgers Ranch; Vicki Smith, Phoenix Programs. Comments were received in the following areas: • there is a need for rental housing affordable to households with incomes at 0-30 percent AMI; • there is a need for increased facilities that provide high quality child care; D-16 • there is a need for permanent, integrated housing with supportive services for the mentally ill; • there is a need to consolidate the CDBG funding processes, including standardization of the CDBG application, between funding jurisdictions; • there is a need for intervention programs to both prevent violence against women and children, and to treat victims and perpetrators; • there is a need for funds to rehabilitate historic buildings and facilities providing community and education opportunities; • there is a need for transitional and supportive services for the mentally ill; and • there is a need for improved, affordable transportation services to enable very-low income and/or disabled persons to reach jobs and services. With no further comments, the public hearing was adjourned at 11:30 p.m. Additionally, written comments were received from the following: Lisa Dobey, Associate Director, Battered Women's Alternatives, November 15, 1994; Mike Cole, Director, Living Skills for the Visually Impaired, November 15, 1994; and Marjorie Rocha, Executive Director, Eden Council for Hope and Opportunity(ECHO), December 1, 1994. These written comments focused on the following areas: • there is a need for housing and supportive services for domestic violence victims; • there is a need for improved public transportation to facilitate greater citizen participation in housing and community development planning activities; • there is a need for affordable housing accessible to public transit and adequate commercial services for the visually impaired; and • there is a need for the provision of support services to low-income senior homeowners. D-17 FY 1995 ACTION PLAN CONTRA COSTA COUNTY February 1995 4 y FY 1995 Action Plan - Contra Costa County Table of Contents I. FY 1995 ACTION PLAN- CONTRA COSTA COUNTY . . . . . . . . . . . . . . . . . . . . . . . 1 A. Affordable Housing Strategy Implementation . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 A.1 Priority: Strategies to Maintain the Affordable Housing Stock . . . . . . . . 2 A.l.i Rental Rehabilitation Program . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 A.l.ii Owner-Occupied Rehabilitation Program . . . . . . . . . . . . . . . . . . . 3 A.l.iii Additional Rehabilitation Programs and Projects . . . . . . . . . . . . . 4 A.1.iv Preservation Efforts . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 A.2 Priority: Strategies and Plans to Increase the Supply of Affordable Housing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5 A.2.i Rental Housing Opportunities . . . . . . . . . . . . . . . . . . . . . . . . . . . 7 A.2.ii Homeownership Opportunities . . . . . . . . . . . . . . . . . . . . . . . . . 11 A.3 Priority: Strategies and Plans to Improve Housing Affordability . . . . . . 14 A.4 Priority: Housing Strategies and Plans to Assist Special Needs Populations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 16 A.4.i. Senior Housing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17 A.4.ii. Housing for Mentally and/or Physically Disabled Persons . . . . . . 19 A.4.iii Housing for AIDS/HIV Population . . . . . . . . . . . . . . . . . . . . . . 20 A.4.iv Battered Women and Children . . . . . . . . . . . . . . . . . . . . . . . . . . 20 A.4.v Recovering Substance Abusers . . . . . . . . . . . . . . . . . . . . . . . . . 21 A.4.vi Large Families . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21 A.5 Priority: Housing Strategies and Plans to Assist Homeless Populations 22 A.5.i Emergency and Transitional Housing . . . . . . . . . . . . . . . . . . . . . 22 A.S.ii Prevention of Homelessness and Transition to Permanent Housing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 24 A.6 Fair Housing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26 B. Public Housing Strategy Implementation and Resident Initiatives . . . . . . . . . . . 26 B.1 Housing Authority of Contra Costa County (HACCC) . . . . . . . . . . . . . 26 B.2 San Pablo Housing Authority . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27 C. Lead-Based Paint Hazard Reduction . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27 D. Anti-Poverty Strategy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 28 E. Institutional Structure . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29 F. Coordination Efforts . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30 G. Additional Public Policies to Remove Barriers and Obstacles to the Provision of Affordable Housing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30 H. Anticipated Resources and Plan for Investment . . . . . . . . . . . . . . . . . . . . . . . . . 32 H.1 Resources for Development of Affordable Housing and Homeless Shelters . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32 H.Li Contra Costa Consortium FY 1995 HOME Funds . . . . . . . . . . . 33 i H.I.H. Contra Costa County Community Development Block Grant Funds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 35 H.l.iii Contra Costa Housing Opportunities for Persons with AIDS Funds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 35 H.Liv Contra Costa County Emergency Shelter Grant Funds . . . . . . . . 36 H.l.v Contra Costa County Redevelopment Agency Funds . . . . . . . . . 36 I. Number of Households to be Assisted . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 37 J. FY 1995 Action Plan for CDBG Funds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 38 J.1 Sources of Funds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 39 J.2 Recommended Allocations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 39 J.3 Quantitative Accomplishments by Activity Type . . . . . . . . . . . . . . . . . . 56 K. Monitoring . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 56 K.1 Housing Projects and Programs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 56 K.2 Non-Housing Community Development Projects and Programs . . . . . . 57 II. SUMMARY OF PUBLIC PARTICIPATION AND CITIZEN COMMENTS . . . . . . . 59 III. CERTIFICATIONS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 60, General Certifications . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 61 CDBG Certifications . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 62 ESG Certifications . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 64 HOME Certifications . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 66 HOPWA Certifications . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 67 ll I. FY 1995 ACTION PLAN - CONTRA COSTA COUNTY' During the ensuing one-year period, the County anticipates the following housing and community development activities will be undertaken to address those needs identified in the Housing and Community Development Needs Assessment': A. Affordable Housing Strategy Implementation During FY 1995, the County will continue to emphasize programs and activities to: • Maintain and rehabilitate the existing affordable housing stock; • Provide additional units through new construction; • Increase access to affordable housing for very-low, low- and moderate-income households through homeownership and rental subsidy programs; • Increase housing opportunities for the Urban County's special needs populations; • Provide emergency and transitional housing with appropriate support services for homeless populations; and • Alleviate problems of housing discrimination. 'The Action Plan must include the following: Standard Form 424(91.220(a));description of the activities the jurisdiction will undertake during the next year to address priority needs in terms of local objectives that were identified in the Five-Year Strategy. This description shall identify the specific local objectives that will be addressed by the activities using formula grant funds and program income the jurisdiction expects to receive during the program year, proposed accomplishments,and a target date for the completion of the activity(91.220(c)). Action Plan must also include actions jurisdiction plans to take during the next year to address obstacles to meeting underserved needs,foster and maintain affordable housing,remove barriers to affordable housing,evaluate and reduce lead-based hazards,reduce the number of poverty-level households,develop institutional structure, enhance coordination between public and private housing and social service agencies,and foster public housing improvements and resident initiatives.(91.220(f)) 'Contra Costa County is the Consortium Representative for the Contra Costa HOME Consortium,which includes all of Contra Costa County with the exception of the City of Richmond. On behalf of the Consortium,the County receives and allocates HOME Investment Partnership Act funds. In addition,the County is the Entitlement Jurisdiction for the Urban County,including all of Contra Costa County with the exception of the Cities of Antioch,Concord,Pittsburg,Richmond, and Walnut Creek. On behalf of the Urban County,Contra Costa receives and allocates Community Development Block Grant,Emergency Shelter Grant,and Housing Opportunities for Persons with AIDS funds. The County's Action Plan describes activities which will be undertaken in the Urban County and,for purposes of the HOME and HOPWA programs only,in the Consortium area. 1 r A.1 Priority: Strategies to Maintain the Affordable HousingStock The County has assigned a high priority to programs and projects designed to maintain and rehabilitate affordable housing for very-low and low-income households in the Urban County and Consortium Area. Major resources for the support of the County's rental and owner-occupied rehabilitation activities during FY 1995 include the Community Development Block Grant (CDBG)Program, the HOME Investment Partnership Act Program(HOME), program income generated by the County's currently operating rehabilitation programs, and private resources. In addition, the County will work with the Housing Authority of Contra Costa County to access potential resources provided under a variety of programs for the acquisition and rehabilitation of housing units in order to provide homeownership opportunities for very-low and low-income, first-time homebuyers. The County will also support eligible projects to acquire and rehabilitate multifamily properties which will be affordable to lower income households, including the preservation of subsidized projects in danger of conversion to market rate units. Finally, in the event that additional funds become available through federal and/or state housing programs, the Urban County will apply for additional resources to support rental and homeowner rehabilitation in the Urban County. A.Li Rental Rehabilitation Program The County's largest rental rehabilitation program is currently operated by the Housing Authority of Contra Costa County. The purpose of this program is to maintain and improve the availability of rental housing for very-low and low-income households'by providing low- and zero-interest deferred loans for the rehabilitation of rental units affordable to this group. Under this program, the Housing Authority provides existing, qualified tenants with Section 8 certificates in order to prevent potential displacements once rehabilitation is complete. The program provides low- and zero-interest deferred payment loans for the rehabilitation of rental units throughout the Urban County. Rent restrictions are applied to the assisted units in order to ensure that they remain affordable to very-low and low-income households following rehabilitation. The Housing Authority also provides low-interest deferred loans which require a match from private resources, to improve the quality of rental housing in target areas characterized by rent levels which are expected to remain affordable to lower income families. Due to market conditions in these areas, these loans do not require rent restrictions to maintain the affordability of the units. These areas include but are not limited to Brentwood, Crockett, Martinez, San Pablo, North Richmond, Rodeo, and Bay Point. Since initiation of the Housing Authority's Rental Rehabilitation Program in 1984,just under$3 million in CDBG funds have been used to leverage over $5 million in additional public and private 'Low-income households are defined as those earning 80 percent or less of area median income(AMI),adjusted for family size,while very-low income households earn less than 50 percent of AMI. 2 resources to rehabilitate 450 units, providing improved housing opportunities for over 1300 very- low and low-income persons. During FY 1995, the following additional resources will be allocated to this program: $200,000 in County CDBG funds; an estimated $25,000 in program income; and $20,000 in Housing Authority resources. In combination with private resources, these funds will result in the rehabilitation of an estimated 20 units of affordable rental housing during FY 1995/96. It is anticipated that 6 of these units will be for extremely-low income households (0-30 percent AMI), 18 will be for very-low income households (31-50 percent AMI) and 9 will be for low-income households(51-80 percent AMI). A.1.ii Owner-Occupied Rehabilitation Program The County's owner-occupied housing rehabilitation program is currently operated by the Building Inspection Department. The objectives of the Department's Neighborhood Preservation Program are: to assist very-low and low-income households (those with households income at or below 80 percent AMI) in the Urban County to maintain and rehabilitate their residence through the provision of below market and zero-interest loans; and to help stabilize older neighborhoods threatened with increasing blight and gradual deterioration in overall housing conditions. While available throughout the Urban County, this program is targeted to 20 areas selected on the basis of the age and condition of housing and income levels of the resident population. The target areas include portions of five Contra Costa Cities and 15 unincorporated areas of the County.' Program marketing activity is concentrated in the target areas in an effort to elicit participation by eligible households with rehabilitation needs. Since its inception in 1975, the Neighborhood Preservation Program has successfully leveraged federal, state, and private resources to rehabilitate more than 885 owner-occupied housing units. Depending on program income and the availability of additional funding under CDBG, HOME, and state rehabilitation programs, continued support of this program will result in the rehabilitation of an additional 20 to 25 units of owner-occupied housing in FY 1995. During FY 1995, the following additional resources will be provided to this program: $150,000 in County CDBG funds; and Neighborhood Preservation/CDBG Program income estimated at $400,000. The Urban County will also apply for State funds should resources become available. A paint rebate program is also included within the Neighborhood Preservation Program. Very- low and low-income homeowners are eligible to receive up to $200 to pay for the costs of paint used to repaint their homes. It is anticipated that the Urban County will assist 15 homeowners through this program. 'Program target area includes portions of the Cities of Brentwood,El Cerrito,Lafayette,Martinez,Pleasant Hill,and the following unincorporated areas: Bethel Island;Byron;Clyde;Crockett;El Sobrante;Montalvan Manor(between Richmond and Pinole);Mountain View(portion of Martinez and adjacent unincorporated area);North Richmond; Oakley;Rodeo;Rollingwood(north of San Pablo);Sand Hill(Oakley area);Vine Hill(northeast of Martinez);and Bay Point. 3 A.Liii Additional Rehabilitation Programs and Projects In addition to the owner-occupied and rental rehabilitation programs operated in the Urban County by the Housing Authority and the Building Inspection Department, the Cities of San Pablo and Pleasant Hill also operate rehabilitation programs. • The City of San Pablo operates a rehabilitation program for very-low, low- and moderate-income owner-occupied and rental units located within the City. In operation since 1977, this program has provided low-interest and deferred payment loans for the rehabilitation of over 600 very-low, low- and moderate-income housing units. In addition to rehabilitation loans, this program also supports neighborhood revitalization through its trash removal, paint rebate, and dump voucher program. FY 1995 funding sources for this program include County CDBG($160,000), program income (estimated at $30,000) and City Redevelopment Agency resources ($130,000). The City anticipates providing loans to rehabilitate 8 to 10 housing units with these resources. Priority will be assigned to loans which assist low-income senior households. • During FY 1993, the City of Pleasant Hill initiated a housing rehabilitation program for very-low, low-, and moderate-income homeowners using City Redevelopment Agency (RDA) funds. The City anticipates providing low interest (5 percent) loans to between 12 and 20 households (up to 80 percent AMI) during 1995. The purpose of these loans is to abate general property conditions which pose health and/or safety hazards to either residents or the surrounding area. Funding for this effort includes Pleasant Hill Redevelopment Agency Housing Set-Aside($230,000), program income ($20,000) and County CDBG resources ($60,000). Loans provided from CDBG funds will be restricted to very-low and low-income households. • During FY 1995, the City of Pinole plans to implement rehabilitation programs for rental and owner-occupied housing for low- and moderate-income households. Redevelopment Agency funds totalling $4.27 million will be allocated to this program over the next five years. In addition to the above activities, the County will consider the use of CDBG and HOME resources to acquire and/or rehabilitate rental projects which, due to the magnitude of resources required, cannot be funded through the rehabilitation programs previously discussed. A.Liv Preservation Efforts The County will also undertake efforts to preserve existing affordable housing projects which are at risk of converting to market rate due to the expiration of affordability restrictions. Within 4 Contra Costa County there are 12 at-risk projects currently providing 963 units' of subsidized housing for local residents, including five developments (383 units) which are eligible for conversion to permanent affordability under the Title VI program.' Specific developments are discussed in the Needs Assessment section regarding Units at Risk. The County has developed a strategy to notify nonprofit housing developers active in Contra Costa County of the status of federally-assisted at-risk units as they become available for sale. In addition to the provision of technical assistance, the County will consider the use of CDBG funds to provide a portion of the local match required for participation in federal programs designed to maintain the at-risk units as affordable housing (e.g., Low-Income Housing Preservation and Resident Homeownership Act or LIHPRHA). Eden Housing, a nonprofit housing provider, has received up to $65,000 in FY 1994 County CDBG/Housing Development Assistance funds to acquire and preserve the Emerson Arms Apartments, a Title VI project located in Martinez. Additional funding sources for this project include $1.4 million in LIHPRHA funds, a HUD Technical Assistance Grant of$120,000, and continuation of a Section 236 HUD Mortgage of$475,000. Successful completion of this project will result in an additional 50 years of affordability for 32 one and two-bedroom units currently occupied by very-low income households. In addition to the County's efforts, the California Housing Partnership Corporation is actively working to preserve affordable housing through the provision of technical assistance and efforts to facilitate the purchase of other at-risk projects by non-profits. The City of Pleasant Hill has initiated discussions with a private developer to rehabilitate and ensure the affordability of a portion of the Hookston Manor housing complex for the elderly. Hookston Manor was developed 22 years ago as a County-subsidized, low-income housing for the elderly. The project is currently owned by a private developer and, although occupied by low- income households, has no affordability restrictions. Many of the low-income tenants pay their rents with housing subsidies. A.2 Priority: Strategies and Plans to Increase the Supply of Affordable Housing In addition to maintaining the supply of affordable housing, CDBG and HOME funds will be used to increase the supply of affordable rental and owner-occupied housing for very-low and low- income households in the Urban County. Eligible uses of CDBG funds in support of housing construction include site acquisition, site clearance, and onsite improvements.' CDBG funds may also be used to cover construction costs for housing developments undertaken by qualified 'Figure includes the public housing units managed by the City of San Pablo Housing Authority,and federally- assisted at-risk units located in the City of Richmond. 'The Title VI program extends the affordability of federally-assisted at-risk units by offering incentives to existing owners or to non-profit and/or tenant groups to purchase the projects and maintain eligibility requirements. 'Site must be under public ownership at the time of the improvements. 5 A.2.i Rental Housing Opportunities The following projects supported by the County are designed to increase the supply of affordable rental housing in the Urban County. These projects are in the development stage and/or under current consideration for funding. • The County is working with BRIDGE Housing,Inc. to develop 50 units of multifamily rental housing in the Bay Point Redevelopment Project Area. As currently proposed, all of the units will be affordable to and occupied by households with incomes at or below 50 percent AMI. The project will be affordable for a minimum of 55 years. Funding commitments include $800,000 in County Redevelopment Agency funds and $300,000 in FY 1995 CDBG resources. Other potential funding sources include HOME, low-income housing tax credits (LIHTCs), private lender financing, and developer equity. Assuming additional required financing is approved, project will be ready for occupancy in 1996-97. • The County Redevelopment Agency (RDA) is working to develop affordable rental housing and/or condominiums on a site located near the proposed BART station in Bay Point. In December 1993, the Redevelopment Agency acquired the Anchor Cove project as a result of developer default during construction. Partially complete, Anchor Cove was designed as a 10-unit affordable housing/condominium project on a half-acre site. The Redevelopment Agency is exploring the assemblage of adjacent parcels in order to expand the project to an estimated 40 to 60 units, including 15 percent to be affordable to lower income households. • The County RDA is also considering a possible mixed-use commercial/residential development with an affordable component as part of a proposed specific plan for the Bay Point/Pittsburg BART station. If Agency efforts move ahead on the current timeline, this project could be complete in 1999. A specific plan could be adopted by late 1996. • During FY 1995, the County RDA anticipates requesting proposals for the development of approximately 210 multifamily units on a site in the Pleasant Hill BART Station Redevelopment Project Area. A minimum of 15 percent of the units must be reserved for very-low and moderate-income households. Assuming the project is rental, the County anticipates that tax-exempt bond financing and RDA funds will be used for this project, which would increase the targeting to very-low income households to 20 percent of the units. • The Housing Authority of Contra Costa County (HACCC)is in the early planning stages of developing 75 units of multifamily rental housing affordable to lower income senior households. As proposed, this project will be located in East County and will serve households with incomes between 35 and 80 percent AMI. The estimated total project cost is $6.5 million. Possible funding sources include grants, commercial loans, tax- exempt bonds, and LIHTCs. Under its current timeline, the project is expected to be completed in 1997. 7 neighborhood non-profit organizations. The development of additional rental and owner- occupied housing is also a priority under the Contra Costa Consortium's HOME program. Eligible expenditures using HOME funds include predevelopment, site acquisition and clearance, onsite improvements, construction costs, related soft costs, and relocation expenses. In addition to new construction, the County will also support the acquisition and rehabilitation of existing units as a means of expanding the affordable housing supply. CDBG and HOME funds will be provided to eligible projects in the form of a loan with occupancy and affordability requirements and financial terms dependent on the feasibility of the specific project.$ City and County Redevelopment Agency(RDA) funds, mortgage revenue bonds, and low-income housing tax credits represent additional major resources for affordable housing development in the Urban County. RDA's are responsible for ensuring that a minimum of 15 percent of all new housing units developed by other public and private entities in the redevelopment areas are affordable to low- and moderate-income households. If the RDA is the developer, then 30 percent of new housing units developed must be affordable to low- and moderate-income households. In addition, RDA's are a valuable source of revenue for affordable housing development, since a minimum of 20 percent of RDA tax increment revenues must be used for affordable housing programs and projects. The Community Development Department and the County and City Redevelopment Agencies work cooperatively to improve affordable housing opportunities through joint programs and projects. The Contra Costa County Multifamily Housing Revenue Bond Program provides below-market rate financing for the construction or acquisition of rental housing wherein a portion of the units are reserved for qualified tenants (very-low and low-moderate income households). This is an ongoing program that in any given year is expected to serve approximately 40 extremely-low income households (0-30 percent AMI), 70 very-low income households (31-50 percent AMI), 60 low-income households (51-80 percent AMI), and 30 moderate-income households(80 percent AMI+). The status of this program varies with developer demand, the availability of investment grade credit enhancements at reasonable rates/terms, and the presence of reasonably low interest in the credit markets. The County will continue to work with the development community to determine the feasibility of issuing mortgage revenue bonds in 1995 to finance the construction or acquisition of multifamily housing affordable to very-low, low- and moderate- income households. Finally, CDBG and HOME funds will be used to leverage RDA resources, low-income housing tax credits (LIHTCs), and other public and private resources to achieve the level of funding required to implement eligible housing projects. $Loan may be amortized or deferred,with below-market or zero interest rates,depending on the financial needs of the project 6 4 7 • The Housing Authority of Contra Costa County (HACCC) is in the very early planning stages of developing 50 to 75 units of multifamily rental housing in West County. This project is proposed to be mixed income with a significant portion of the units developed as 3 and 4-bedroom units. A portion of the units will be affordable to households with incomes between 35 and 80 percent AMI. Total project cost is not yet determined. Potential funding sources include HUD funding, commercial loans, LIHTCs, grants, redevelopment agency funds, and tax-exempt bonds. • Lao Family Community Development(LFCD) is working with the County and the City of San Pablo to develop the Rumrill Park Affordable Housing project in the San Pablo. As planned, this project will consist of 32 units of affordable multifamily housing, including two four-bedroom units and 14 three-bedroom units. Forty percent of the units will be affordable at or below 50 percent of area median income, and the remaining 60 percent will be affordable at or below 60 percent of the area median income. This project will include a children's play area, community garden, and community center. Approved funding for this project includes FY 1993 and 1994 County HOME funds ($525,000), FY 1993 CDBG funds ($240,000), City of San Pablo Redevelopment Agency funds ($157,500), and Federal Home Loan Bank Affordable Housing program funds ($132,000). LFCD will apply for LIHTCs ($2 million) and private lender financing ($1.2 million) to complete the required financing. If successful, this project will go into construction during 1995. • Rubicon, Inc. is currently developing Church Lane Apartments, located in the City of San Pablo. When complete, this project will provide 22 units of additional multifamily rental housing affordable to very-low and low-income households, including seven three- bedroom and one four-bedroom unit suitable for large families. Six one-bedroom units will be targeted to special needs populations with incomes at/below 30 percent AMI, including the disabled, seniors, and households which have successfully completed transitional programs for the homeless. All remaining units will be affordable at 60 percent AMI. Funding sources for this project include LIHTCs ($1.3 million), FY 1994 Consortium HOME ($245,000), and County FY 1994 CDBG($245,000)funds. Total project cost is $2.6 million. Church Lane Apartments are expected to be complete in 1996. (This project is also included in the discussion of actions planned to provide affordable housing for the special needs population.) • The City of El Cerrito,Bay Area Rapid Transit District(BART) and the County are working with a private developer to build a multifamily development at the El Cerrito BART Station. As currently planned the project will provide 184 units of transit-based rental housing and 6,000 square feet of retail development over BART parking. All rental units will be affordable, including 60 units affordable to households with incomes at or below 50 percent AMI and 124 units affordable to households with incomes at or below 60 percent AMI. This project is expected to leverage $5.3 million in committed funds from the Contra Costa Transportation Authority(CCTA), and $21 million in other public 8 r and private funds to be applied for. The project has been awarded $100,000 in FY 1995 County CDBG funds to assist in the development. • Affordable Housing Associates (AHA) is working with the City of Walnut Creek and the County to develop 30 units of transit-based employee housing adjacent to the Walnut Creek BART station. As proposed, the units would be efficiencies affordable to single adults with household income at or below 40 percent AMI. FY 1994 Consortium HOME funds ($400,000) and City CDBG funds ($421,000)have been committed to this effort. Potential additional resources include Affordable Housing Program(AHP), and LIHTCs. Assuming successful funding applications, this project will be completed in 1996. • Resources for Community Development is currently developing a 14-unit multifamily rental housing project at 112 Alves Lane in Bay Point. When complete, this project will include 10 three-bedroom and four two-bedroom units suitable for large families. All funding sources have been approved and include the following: $440,000 in FY 1992 County HOME funds; $70,000 in FY 1993 County CDBG funds; $440,000 in County RDA funds; $1.1 million in LIHTCs; and $91,000 from the Affordable Housing Program. This project is under construction and anticipated to be ready for occupancy in late 1995. • St Vincent de Paul is working to develop 39 units of long-term transitional housing affordable to very-low income households. Housing units will include one, two and three- bedroom units suitable for individuals, single parent households, and large families. Predevelopment funds have been provided for this project from the FY 1992 County HOME Program. The Project Sponsor is currently assessing project feasibility, design, and potential financing sources, including Consortium HOME Program, City of Pittsburg, CDBG and LIHTCs. Additional affordable rental housing projects under development by Urban County Cities and area non-profits are described in the following. • The City of El Cerrito is considering the development of a second high density transit- based housing development near the Del Norte BART station. As proposed, this project will provide between 210 and 220 rental units to households with incomes at or above 80 percent AMI, and 10,000 square feet of retail space. This project will combine $2 million in BART funds and $21 million in developer funds. No funding sources are committed at this time. • The Brentwood Redevelopment Agency is considering new construction of a 66-unit townhouse project to be located on the south side of Sycamore Avenue. As proposed, 50 percent of the units would be reserved for households with incomes at or below 80 percent AMI, and the remaining 50 percent would be reserved for households with incomes between 80 and 120 percent AMI). Total project cost and funding sources are undetermined. Assuming resources are identified, this project is anticipated to be 9 completed in 1997. • The City of San Ramon is currently reviewing an application to develop Heritage Homes at El Nido Ranch. This is a new construction project of 88 single family and 88 multifamily units on San Ramon Valley Boulevard south of Montevideo Drive. Tentatively, 23 of the multifamily units would be reserved for lower-income households in exchange for approval of a density bonus. The developer has submitted an application, and staff are reviewing it at this time. Additional financial assistance for lower-income units has not yet been determined. • Shelter, Inc. will purchase six single family homes through the Veteran's foreclosure program. These homes will be used to provide rental housing for very-low income(50 percent AMI or less) homeless veterans. Total project cost is $342,000, funded entirely through private donations. Acquisition and occupancy of all homes is expected to be complete by December, 1995. • The City of Pinole Redevelopment Agency is implementing a five-year plan to develop 50 to 64 units of multifamily rental housing affordable to low- and moderate-income households. The City will acquire and assemble vacant parcels for the development of affordable housing. The cost of this program is estimated to be $1.6 million. Redevelopment agency funds have been committed to this effort. The City also plans to provide financial assistance to private developers for the construction of additional affordable housing. Over a five-year period, this effort is expected to produce 56 units affordable to low- and moderate-income households. Redevelopment Agency funds($1.4 million) have been committed to this project. • BRIDGE Housing, Inc. is exploring a project to develop 50 units of multifamily rental housing in Pinole. Thirty-four(34) of the units will be reserved for households with incomes at or below 50 percent AMI; and the remaining 16 units will be reserved for households within incomes between 51 and 80 percent AMI. Total project cost is estimated at $8,162,860. Potential funding sources include Pinole Redevelopment Agency ($1.6 million), CDBG/HOME ($275,000), LIHTCs ($5 million), developer equity ($287,860), and private lender financing ($1 million). This project is expected to be complete in February 1997. In addition to the above, the Urban County is working with non-profit organizations to plan and develop the following projects to increase the supply of affordable housing for the Urban County's senior population: a 52-unit project in North Richmond; a 40-unit project in Crockett; a 40-unit apartment complex in Brentwood; a 50-unit project in Oakley; and a 78-unit project in Pittsburg. These projects are described more fully in the strategy to provide expanded housing opportunities for the Urban County's special needs populations. 10 A.2.ii Homeownership Opportunities The following projects supported by the County are designed to increase the supply of affordable homeownership opportunities through new construction. These projects are in the development stage and/or under consideration for funding. • The County Redevelopment Agency is considering the assemblage of sites west of Bailey Road and north of Canal Road in the Bay Point Redevelopment Project Area for the potential development of single family homes affordable to low- and moderate-income households. If Agency efforts move ahead on the current timeline, this project should be complete in 1997. • The County is continuing to work with Community Housing Development Corporation (CHDC) and Oakland Community Housing, Incorporated (OCHI), to develop affordable homeownership opportunities in North Richmond. Parkway Estates will consist of 87 single family homes, including a tot lot and community open space. County CDBG, HOME and RDA funds were used for site acquisition and predevelopment. Following construction, the County funds will be rolled into silent second mortgages to assist 29 lower-income households in acquiring a home. Funding sources for Parkway Estates include Redevelopment Agency funds ($300,000), LISC ($150,000), FY 1993 County HOME ($268,000), FY 1993 County CDBG funds ($200,000), and private lender financing. Parkway Estates is expected to be completed in 1996. • The County RDA and CHDC are planning an in-fill affordable housing development project for North Richmond. Up to 15 vacant parcels in the North Richmond residential area will be acquired and a single family home developed on each site. CHDC will buy the site, construct the home, and then sell each home to households with incomes at or below 80 percent AMI. County MCCs and/or silent second mortgages will be provided to assist qualified lower-income households in acquiring a home. Potential funding sources include the Consortium HOME Program, and County CDBG and RDA funds. Total project cost is undetermined and varies with site selection. • The Housing Authority of Contra Costa County (HACCC) is in the very early planning stages of developing 10 to 15 townhouses for homeownership in East County. It is proposed that the majority of these units will be affordable to households with incomes between 80 and 120 percent AMI, with the balance affordable to households with incomes below 80 percent AMI. It is anticipated that these homebuyers will take advantage of the County's First-Time Homebuyer's and/or MCC Program. Potential construction funding may include CDBG, HOME, commercial loans, and redevelopment agency funds. Total project cost is undetermined at this time. Under the current timeline, this project should be completed in 1998. 11 r Several homeowner projects containing a low or moderate-income component are in the planning and development stages throughout the County. • The Town of Danville has approved a residential development for a 7.15 acre portion of the Charlotte Wood Intermediate School redevelopment site. Under California Redevelopment Law, this 88-unit approval activates the need to develop nine moderate- income residential units and six very-low income residential units. The developer, Pacific Union Ventures, is obligated through an owner's participation agreement to contribute an in-lieu inclusionary housing fee to the Town. In turn, this development receives assistance in a variety of ways. The School district sold the land at a below market value; Danville waived fees applied flexible design standards, and split the offsite road improvement costs with the developer. The in-lieu funds, coupled with Town RDA housing set-aside funds will applied towards construction of an affordable housing project to meet, or exceed the affordable housing production requirements triggered by the 88-unit approval. To meet this requirement, the Town has purchased a .60 acre existing library site with RDA housing set-aside funds. It is anticipated that approximately 13 affordable units can be built on the former library site. • Within the Town of Danville, three other projects are in the planning stages. Approval has been provided for a single family detached project that will include four duet units in two buildings for moderate-income households. Construction is planned to begin in Spring 1994. Approval has been given for a 70 unit project with twelve duet units for moderate-income households (incomes not to exceed 110 percent AMI). These units are under construction, and some have been occupied. Finally, a 182 unit project is planned by Kaufinan&Broad. Ten to fifteen percent of the units in this development will be required to be affordable to moderate-income households. Construction is slated to begin in Spring 1994. • The Heritage Oaks project, located in the Town of Danville, will consist of 144 single family units, including 10 units located in 8 duet structures, reserved for moderate-income households (110 percent AMI). This affordability component is required by the Town's inclusionary housing ordinance. These units are expected to be complete in December, 1998. • Mt. Diablo Habitat for Humanity is active in the production of sweat-equity single- family homes for large families with household incomes at or below 50 percent AMI. Habitat is currently in the planning stage for development of a duplex in Martinez at an estimated cost of$205,000. Potential funding sources for this projects include the Consortium HOME Program, County CDBG, and private sources. If this project adheres to the proposed schedule, these units should be complete in 1996. Habitat's five-year goal includes the development of up to 10 units/year in the entire Consortium area, including the County's Redevelopment Project Areas of North Richmond and Bay Point, and target areas in the cities of Antioch, Concord, and Pittsburg. 12 • The City of Clayton Redevelopment Agency is working with a developer to provide 18 out of 54 new single family housing units for households with moderate-income (80 percent AMI+). The units will be subsidized in order to make them affordable to the target population. The City RDA has committed a total of$630,000 (up to $35,000 per unit) in accordance with a participation agreement with the developer. This development is expected to be complete in fall 1995. • The City of San Ramon is currently reviewing a proposal to build 140 townhomes in the area north of Deerwood Drive and east of Bollinger Canyon Road. This project has the potential to be included in a moderate-income first-time homebuyer program. Types of financial assistance have not yet been determined; however, City RDA funds will be considered, as well as other funding sources. Estimated funding and the implementation schedule are unknown at this time. • In the City of El Cerrito, the Mayfair Project located at Cutting and San Pablo Avenue will provide 92 homeowner units to moderate-income households (incomes up to 120 percent AMI. This project proposes to leverage $300,000 in El Cerrito Redevelopment Agency funds and $11 million in developer funds. No funding sources are committed at this time. • The City of Orinda is considering development of an undetermined number of single- family housing units affordable to households with incomes between 0 and 50 percent AMI. Total project cost is expected to be $2 million. Funding for this project will come from private sources. In addition to the preceding housing development projects, CHDC runs a counseling program for an estimated 200 potential homeowners annually, including an estimated 30 percent from Contra Costa County(excluding Richmond). This program receives funding from the James Irvine Trust and from the City of Richmond. Finally, in an effort to provide for future housing needs, in 1993 the Contra Costa County Board of Supervisors approved a Specific Plan for the Dougherty Valley located in the Tri-Valley area of the County near San Ramon. The Specific Plan permits the new construction of up to 11,000 units in the Dougherty Valley and requires that a minimum of 25 percent (2,750) of the units be affordable to very-low, low, and moderate-income households. An Affordable Housing Program has been approved by the Board of Supervisors and is incorporated into Development Agreements with area developers. The initial phase of the Dougherty Valley development has received development entitlements (rezoning, final development plan)which incorporate the affordable housing requirements. The County is currently engaged in an ongoing strategic planning effort with the private developers to refine the affordable housing targets and identify potential sources of financial assistance for the development of affordable housing for lower- income households and special needs populations. 13 f A.3 Priority: Strategies and Plans to Improve Housing Affordability In addition to strategies designed to maintain and increase the supply of housing, the County will also implement programs and projects to increase the affordability of rental housing and homeownership for very-low, low, and moderate-income households. The County will consider tax-exempt bond refundings to preserve the affordability of existing multifamily units. During the current program year, the County will also continue to work with the Housing Authority of Contra Costa County(HACCC)to provide rental property owners and managers with information on Section 8 rent subsidy programs for qualifying low-income households. Currently, the Housing Authority provides Section 8 rent vouchers and certificates to 5,617 very-low and low-income households. An additional 235 households receive assistance through the Section 8 Moderate Rehabilitation Program. Typically, HACCC applies for 200 additional Section 8 Certificates and Vouchers each year to meet the growing need for rental assistance in the Urban County. If successful, this will bring the total number of households receiving rental assistance through these programs up to 5,817. Opportunities for homeownership will be improved for low- and moderate-income households in general through continued implementation of the County's Mortgage Revenue Bond (MRB) Program, the Mortgage Credit Certificate(MCC)Program, and a first-time homebuyer program. Each of these is discussed below. The County is also exploring the feasibility of financing additional acquisitions and rehabilitation of existing apartment projects with tax-exempt bonds, particularly those involving non-profit sponsors and the use of low-income housing tax credits. • The Contra Costa County Single Family Mortgage Revenue Bond Program provides eligible first-time homebuyers with long-term below market fixed rate financing for qualified home purchases. The status of this program is subject to the demand in the County's lender and developer communities and is dependent on the economic feasibility of the sale of Mortgage Revenue Bonds. The County's current single family mortgage revenue bond program(1992 Delta Counties Bond) is the result of a joint venture issue between the Counties of Contra Costa and Sacramento, and the City of Vallejo. This program is expected to assist approximately 45 low-income households (51-80 percent AMI), and 180 moderate-income households (80 percent AMI or greater). Under this program, the County is currently able to provide 30-year fixed rate mortgages at 7.3 to 7.4 percent to qualified first-time homebuyers earning 100 percent or less of AMI. Approximately $8 million remains in the Delta Counties Bond Program, with the origination period on this issue ending in June 1995. The County will be assessing developer/lender demand for a new 1995 issuance of single family bonds. The issuance of bonds may be done by the County alone, or in partnership with other communities (e.g., Delta Counties or others). • Contra Costa County also operates a successful Mortgage Credit Certificate (MCC) Program providing tax credits equal to 20 percent of mortgage interest paid by qualified low- and moderate-income households. The income tax credit reduces an individual's tax 14 r payment by an amount equal to the credit, thereby reducing the borrower's federal tax liability and providing additional discretionary income which can be used for mortgage payments. Federal law requires that participating households be first-time homebuyers earning less than 120 percent of AMI. Since program inception, over half of all MCCs issued have been awarded to households with incomes at or below 80 percent AMI. The County's MCC Program is dependent on the ability of the County to obtain Mortgage Revenue Bond Authority through the California Debt Limit Allocation Committee. During FY 1995, the County will request additional MRB authority adequate to provide MCCs for up to $75 million in single family mortgages. If successful, the County will be able to provide MCCs to assist an estimated 578 qualified low- and moderate-income households to acquire homes, including an estimated 4 extremely-low income, 41 very- low income, 287 low-income, and 168 moderate-income households. The County will consider the reservation of a specified number of MCCs for new housing developments in which a portion of the units are designated for acquisition by low- and moderate-income households. For example, 12 MCCs have been reserved for a County Redevelopment Agency project to enable eligible fust-time homebuyers to purchase homes in the Oakley Redevelopment Project Area Subdivision 7837. MCCs will be provided to 6 very-low income households (31-50 percent AMI) and 6 low-income households (51-80 percent AMI). • The County Redevelopment Agency (RDA) will continue to implement a first-time homebuyer's program to improve affordable housing opportunities in the Bay Point Redevelopment Area. Currently approved RDA funds ($150,000) will provide second mortgage loans to approximately 4 qualified low-income households (51-80 percent of AMI). The RDA second mortgage loans will be combined with the County's MCC Program to provide additional affordability to the lower-income households. The first mortgages are provided by private lenders. In addition to the above programs and projects, the Housing Authorities of Contra Costa County (HACCC) and the City of San Pablo will continue to work with public housing residents to develop resident councils and encourage participation in resident initiatives which target eventual unit ownership. (See later discussion of Public Housing Resident Initiatives.) Several cities within the County are also initiating first-time homebuyer programs. • The City of Pinole plans to implement a first-time homebuyer program to provide assistance to low- and moderate-income households over a multi-year period. City Redevelopment Agency funds ($2,100,000) have been committed to this project. • The City of Hercules plans to implement a first-time homebuyers program. This program will assist low- and moderate-income households. City Redevelopment Agency funds have been committed to this project. 15 Additional programs and projects in the County which provide assistance to homeowners are discussed below. • Pacific Community Services, Inc. (PCSI) is implementing a program to provide second mortgages to very-low and low-income first-time homebuyer households in Pittsburg. This neighborhood homeownership project will assist up to 11 lower-income households in the acquisition of vacant or rental properties in a target area in the City of Pittsburg. FY 1994 Consortium HOME funds ($160,000) and City of Pittsburg funds ($40,000) have been committed to this project. Additional anticipated sources of funding include private lender first mortgage financing ($725,000) and participant down payments ($45,000). • The Copper Ridge project in San Ramon will involve the conversion of 248 existing apartments to for-sale condos for qualifying low- and moderate-income first-time homebuyers. The type of assistance for these units has not yet been determined. Possible funding sources include City RDA funds and HOME. The estimated funding and implementation schedule are unknown at this time. • The Eden Council for Hope and Opportunity (ECHO) Home Equity Conversion Program provides information regarding home equity options for seniors, family members, and other household members. ECHO facilitates the process of applying for reverse annuity mortgage loans, which enable low-income elderly homeowners to convert the equity in their homes into monthly income, permitting them to remain in their existing homes. ECHO also provides information and referral to other social services including Supplemental Security Income, Property Tax Postponement,Neighborhood Preservation, and In-Home Care programs that enable seniors to better meet their needs and improve their daily living situations. ECHO serves low- and moderate-income senior households (incomes ranging from 0-80 percent ANH). Over the course of a given year, ECHO serves approximately 195 households. This project has been allocated $8,000 in FY 1995 County CDBG funds. A.4 Priority: Housing Strategies and Plans to Assist Special Needs Populations' Strategies, programs and projects designed to maintain and increase the supply of affordable housing for County residents and employees will also improve housing conditions for the County's special needs populations, including the elderly, mentally and physically disabled, battered and abused women and children, recovering substance abusers, large families, female-headed . households, persons with HIV/AIDS, and low-income farmworkers. As previously indicated, Iocal resources potentially available to expand the supply of affordable housing for special needs 9Action Plan must address the special needs of persons who are not homeless identified in the Strategic Plan. (91.220(e)) 16 populations as well as the population at large include County CDBG, Consortium HOME, HOPWA, tax-exempt financing, City and County RDA funds, and LIHTCs. In addition to these resources, the County will continue to work with other jurisdictions, public housing agencies, housing developers, and non-profit organizations to aggressively pursue resources which directly address the supportive housing needs of targeted populations, including: Supportive Housing for the Elderly (Section 202); Supportive Housing for Persons with Disabilities (Section 811); Farmers' Home Administration Programs to develop affordable housing in rural areas; and the McKinney Act Programs. Projects which are in development and/or under consideration for funding to assist specific targeted populations in FY 1995 are described in the following subsection. A.41 Senior Housing The County works on a continuing basis with other jurisdictions, agencies, developers and non- profit organizations to increase the supply of supportive and long-term affordable housing for the County's elderly populations. Specific projects in the development stages include: • The County and Ecumenical Association for Housing(EAH) are working together to develop Golden Oak Manor, a 50 unit multifamily rental project to provide affordable housing to very-low income seniors in Oakley. During FY 1995, a site will be acquired and remaining financing secured. The project will consist of 49 one-bedroom units and one two-bedroom manager's unit. Total project cost is $4.63 million. Committed funding sources include FY 1994 County CDBG($285,000), FY 1993 County HOME ($325,000), and Redevelopment Agency funds ($780,000), as well as low-income housing tax credits ($2,460,211), partner capital ($82,679) and private financing($695,000). This project is expected to be completed in August, 1996. • The Community Housing Development Corporation of North Richmond, in a joint venture with Eden Housing, is working with the County to develop a senior project in North Richmond. As currently proposed, this project will include 52 units of affordable rental housing, a health center, sheriff substation, commercial and retail space, and community facilities. As proposed, a minimum of 25 of the units will be reserved for very- low income households, with the remainder occupied by low-income households. Committed funding sources for this project include FY 1994 County CDBG($288,000), RDA funds ($581,660), and FY 1994 Consortium HOME funds ($300,000). Additional potential funding sources include City of Richmond HOME and/or CDBG housing funds ($600,000) and HUD Section 202 or LIHTC resources. North Richmond Senior Housing is expected to be completed in 1997. • Contra Costa County and the City of Brentwood are working with Rural California Housing Corporation (RCHC) to build a 40-unit apartment complex for very-low income elderly households. As proposed, this project will consist of 40 one-bedroom 17 apartments, one two-bedroom manager's apartment, and a community center with kitchen facilities. The City currently owns the proposed site and has provided RCHC with an option to purchase. Approved sources of funding for this project include Section 202 ($2.9 million), FY 1995 County CDBG($265,000) and the Brentwood Redevelopment Agency ($302,000). • Christian Church Homes of Northern California is working with a Citizen's Committee and the County to develop a 25 to 40-unit housing complex for very-low income seniors in Crockett. A potential site has been identified, and the project sponsor has been awarded predevelopment funds to design the project and identify the required financing. • The City of Hercules will undertake a senior housing project. As proposed, this project will provide 50-70 units of newly constructed multifamily rental housing affordable to seniors with household income at/below 50 percent AMI. Funding will be provided by the Redevelopment Agency. Total project cost and other funding sources have not been determined. • The County Redevelopment Agency is considering new construction of 40-50 multifamily rental units in Rodeo. Units would be affordable to low- and moderate- income senior households. Potential funding sources include County RDA, LIHTCs, County CDBG, HOME, and HUD Section 202. Total project cost is undetermined. • Satellite Senior Homes, in a joint venture with Pittsburg Preschool Coordinating Council, is working to develop a senior project in Pittsburg. This project will provide 78 units of affordable rental housing, a community room, dining room and daily hot lunches, counseling and medical examination services, and onsite management. All of the units (78) will be reserved for very-low income elderly households. Funding sources for this project include FY 1994 Consortium HOME ($255,000), FY 1991 County CDBG ($25,993), LISC ($100,000), HUD 202 ($5,903,900), HACCC ($200,000), City of Pittsburg CDBG($200,000), and fee waivers($130,587). This project is expected to be completed in 1996. • Foundation for Understanding and Enhancement (FUNEN) is in the early planning stages of developing 40 units of multifamily rental housing affordable to and occupied by lower income senior households. As proposed, this project will be located in Central County, and serve households with incomes up to 50 percent AMI (very-low). Total project cost is estimated at $3.2 million. Potential funding sources include LIHTCs, grants, HUD funding, and commercial loans. If this project moves ahead at with its current timeline, the project is expected to be completed in 1997. 18 A.4.ii. Housing for Mentally and/or Physically Disabled Persons Several projects to provide increased housing opportunities for mentally and/or physically disabled populations are currently in the planning and development stages. • The Housing Authority of Contra Costa County (HACCC) has completed the remodeling of 5 percent of its public housing units for handicapped accessibility. It is in compliance with its Section 504/ADA Transition Plan for all developments with the exception of Las Deltas in North Richmond, and Bayo Vista in Rodeo. Accessibility modernization at these two public housing developments will be completed in 1995. • San Pablo Housing Authority is currently modifying ten units to comply with Section 504/ADA requirement to accommodate the physically handicapped and elderly, including installation of smoke alarms, wheelchair ramps, tub/shower/toilet grab bars, and lowering or modifying kitchen and bath facilities. San Pablo received County FY 1994 CDBG funds ($18,000)to assist in this project. • Las Trampas is working to acquire a residence to provide permanent affordable housing in a group home setting for four developmentally disabled adults in Central County. The County has awarded $14,450 in FY 1995 CDBG funds for this purpose. Following identification of an appropriate site, Las Trampas will seek additional public and private financing. • The City of San Ramon is working with a local nonprofit to identify a site for the new construction of 20 units of rental housing affordable to very-low income mentally disabled individuals. Potential funding sources for this project include City RDA funds, CDBG, and the HUD Section 811 Program to provide housing for disabled populations. • As previously discussed, Rubicon Programs, Inc. is currently developing Church Lane Apartments to provide 22 units of new construction for extremely-low and low-income households in San Pablo. Six units will be reserved for persons with special needs with incomes at or below 20 percent AMI. • The County Redevelopment Agency is working with a local citizen's group in Oakley redevelopment project area and with the nonprofit housing organization Ecumenical Association for Housing (EAH)to develop 20-24 units of affordable housing for lower income developmentally disabled adults in Oakley. Potential funding sources include HUD Section 811, County funds, and private funds. • The Town of Danville is working with a private developer to provide 8 units of transitional housing to ambulatory, mentally-disabled adults. This project is privately funded. 19 A.4.iii Housing for AIDS/HIV Population Contra Costa County as the Urban County representative and the Cities of Antioch, Concord, Richmond, and Walnut Creek are working cooperatively to provide increased housing opportunities for persons with AIDS/HIV. Current activities include the following: • Shelter, Inc., the City of Pittsburg, and the County are working together to develop multifamily rental housing affordable to lower-income households with HIV/AIDS in Pittsburg. A site has been acquired and rehabilitation initiated. The building is expected to be ready for occupancy by fall of 1995. Four of the eight units in the project will be reserved for very-low income ambulatory persons with HIV/AIDS. Total project cost is $460,000. In addition to $200,000 in FY 1993 County HOPWA funds, resources include County HOME funds provided through the rehabilitation programs of the Housing Authority of Contra Costa County(FY 1992, $95,000) and the City of Pittsburg (FY 1993, $30,000). The City has also waived a portion of development fees for this project. • Contra Costa County has received $400,000 in FY 1995 HOPWA funds to be used for the acquisition, rehabilitation, or new construction of a residential facility to provide affordable rental housing to lower-income, ambulatory people with HIV/AIDS. The funds will be used to support the establishment of one or more residential facilities or group homes. The County will conduct a competitive application process to allocate these funds. A.4.iv Battered Women and Children The County will continue to work with other jurisdictions, public agencies, and non-profit organizations to develop housing alternatives for battered and abused women, youths and children. Projects in progress include the following. • Battered Women's Alternatives (BWA) and the County are currently working together to develop 11 units of transitional housing and a 24-bed emergency shelter for battered women and their families in Central County. BWA has acquired an existing multifamily structure and is in the process of developing rehabilitation plans and obtaining additional financing. Approved funding sources include: County FY 1993 HOME ($105,000) and FY 1994 CDBG funds ($150,000); Affordable Housing Program($60,000); private lender financing ($363,000) and donations ($200,000). This project includes support services designed to assist residents in achieving economic independence and a stable living environment. • The County is providing BWA with FY 1995 CDBG funds ($16,500) to rehabilitate an existing 13-unit transitional housing facility with support services for battered women and their children in Central County. 20 A.4.v Recovering Substance Abusers The County will continue to work with other jurisdictions, public agencies, and non-profit organizations to develop housing alternatives for individuals in recovery from problems of drug and alcohol abuse and their families. Projects in progress include the following. • As previously discussed, St. Vincent de Paul is working to develop 39 units of long-term transitional housing affordable to low-income households. Housing units will include one, two and three-bedroom units suitable for individuals, single parent households, and large families. The target group will include households with a family member who is recovering from drug and/or alcohol abuse or reentering society from a correctional facility. Appropriate support services, including counseling and employment training will be provided onsite. Predevelopment funds have been provided for this project from the FY 1992 and FY 1993 County HOME program($35,000). • Ujima Family Recovery Systems plans to develop a 12-bed transitional shelter for adult women, who are recovery substance abusers, and their children. Project cost is estimated to be $100,000. This project is currently in the planning stages, and if funding proves successful, is expected to be completed in 1998. • In addition to the above, Ujima Family Recovery Systems has been awarded $20,000 in FY 1995 County CDBG funds to rehabilitate the Rectory, an existing transitional housing project in order to ensure access by disabled populations. Located in San Pablo, this project serves very-low income women in recovery from substance abuse problems and their children. A.4.vi Large Families Several previously discussed projects which are in the planning and development stage will increase the supply of affordable housing in Contra Costa County for large families: the Alves Lane and BRIDGE multifamily housing projects in Bay Point (20 3-bedroom and four 4-bedroom units); the Parkway Estates Housing Development, which will provide three and four bedroom single-family homes affordable to lower income households (87 3 and 4-bedroom units); the Habitat for Humanity duplex in the City of Martinez(2 3-bedroom); and the Church Lane and Rumrill Gardens multifamily affordable housing developments in San Pablo (21 3-bedroom, 3 4- bedroom); totaling 137 3 and 4-bedroom units in the Urban County. 21 A.5 Priority: Housing Strategies and Plans to Assist Homeless Populationsd0 A.5.i Emergency and Transitional Housing The most important factor contributing to the homeless problem is the lack of decent, safe housing affordable to lower-income households in the County. Consequently, the above strategies to maintain and increase the supply of affordable housing in the Urban County and Consortium Area are equally relevant as strategies to alleviate problems of homelessness. Similarly, strategies to improve housing affordability through direct payment assistance are also effective in preventing and alleviating homelessness among lower-income households. Therefore, the County will continue to pursue federal McKinney Act funding for Supportive Housing, Shelter Plus Care, FEMA funds, and additional Section 8 certificates and vouchers to assist the currently homeless and the at-risk population in obtaining permanent housing. In addition to more affordable housing, emergency and transitional shelters and support services are required in order to stabilize and assist the County's homeless population in their efforts to achieve economic independence and a stable living environment. During FY 1995, the County will continue to operate the Brookside Shelter, providing emergency shelter for 56 homeless adults in West County, and Mountain View House, providing transitional housing for homeless women and families in Central County(36 to 42 bed capacity). In addition, the County will complete the acquisition of the Central currently operating Central County Shelter to provide emergency shelter for homeless adults in Central and East County(60 bed capacity with an additional 40 beds during winter months). During FY 1995, the County will undertake additional renovation work needed to fully convert this facility to a safe and efficiently operating homeless shelter with space for appropriate support services. Approved funding includes FY 1995 County CDBG($120,000). Potential additional funding sources include McKinney Act funds, City CDBG funds, federal and/or State ESG, and private donations. Additional activities and projects which are in development and/or under consideration for funding and which will address emergency shelter and transitional housing needs, help to prevent homelessness, and/or help homeless individuals and families achieve and maintain independent living include the following: • The ProActive Community Team (PACT) is a cooperative effort organized and initiated by the Association of Homeless and Housing Assistance Providers in FY 1994. The purpose of PACT is to identify housing and service needs for homeless populations in Contra Costa County, and to develop priorities, strategies and resources to meet those needs. During FY 1995, PACT will work with a private consultant and the Association to loAction Plan must include activities the jurisdiction plans to undertake during the next year to address emergency shelter and transitional housing needs of homeless individuals and families,to prevent low-income individuals and families with children from becoming homeless,and to help homeless persons make the transition to permanent housing and independent living. (91.220(e)) 22 develop specific projects and obtain the resources required to implement these strategies. • Rubicon Programs is working with the City of Richmond and the County to develop 52 units of transitional housing for the Contra Costa's homeless population. This consists of several projects described below. The Ohio Avenue Apartments project located in West County involves the acquisition and rehabilitation of a six unit apartment building for extremely-low income (0-30 percent AMI) homeless individuals and families. Approved funding sources for this project include FY 1993 County CDBG($80,000), City of Richmond CDBG, and HUD Supportive Housing Program (SHP). Total project cost is $360,000. Rubicon has acquired the project and has initiated the rehabilitation work which should be completed in June 1995. The Family Support Center located in Richmond involves the lease and rehabilitation of a vacant multifamily structure to provide seven units for extremely-low income (0-30 percent AMI) homeless women and families. Funding sources for this project include Richmond CDBG and HUD SEP. Total project cost is $190,000. The Family Support Center is currently under construction and expected to be complete in February, 1995. The 21st Street Apartments, located in Richmond, involve the lease and operation of a seven-unit multifamily structure to provide housing for extremely-low income(0-30 percent AMI) homeless men and women. This project is being funded through the HUD Supportive Housing Program (SHP). The Point Apartments, located in Point Richmond, will provide 32 single-room occupancy (SRO) units to extremely-low income (0-30 percent AMI) individuals, including 23 units reserved for the homeless and the disabled homeless. Potential funding sources for this project include CDBG, HOME, HOPWA, and HUD SEP. Total project cost is $940,000. Assuming success in obtaining the funds, the Point Apartments are expected to be complete in 1996. • As previously described, Battered Womens' Alternatives is in the process of developing an additional emergency and transitional housing facility for battered women and their families in Central County. When complete, this project will provide an additional 11 units of transitional housing and 24 emergency shelter beds. In addition, BWA plans to rehabilitate an existing 13-unit transitional shelter in Central County. Both projects have been allocated County CDBG funds; the emergency and transitional housing project has also been awarded County HOME funds. 23 A.5.ii Prevention of Homelessness and Transition to Permanent Housiniz Several organizations also provide a range of housing-related and other support services to prevent homelessness and to facilitate the transition from homelessness to permanent housing. • Rubicon provides: outreach at homeless shelters, soup kitchens, and Rubicon facilities (serving approximately 1,000 persons per year); counseling, and job placement and development (350 persons per year); day treatment programs (60 persons per year); and independent living counseling and training (600 persons per year). • Acting as the fiscal agent for a consortium of non-profit organizations, Shelter, Inc. was awarded FY 1993 McKinney Act Supportive Housing Program funds to implement the REACH Plus project (Recruitment, Enrollment, Assessment, Case Management, and Housing Plus). The REACH Plus Project is a coordinated, multidisciplinary collaborative effort involving the Housing Authority of Contra Costa County, Contra Costa Health Services Agency, Shelter, Inc., Rubicon, Inc., Independent Living Resources, and Bi-Belt Corporation. REACH Plus is designed to empower the homeless by providing the tools that are needed to build a path out of dependency. The program targets services to individuals and families suffering from addiction and/or mental and/or physical disabilities. A total of$4.9 million in McKinney Act funds have been awarded to this program. • Shelter, Inc. provides money management counseling, emergency shelter vouchers, and other transitional and permanent housing assistance. Emergency vouchers will be provided to up to 1,150 individuals per year, at a cost of$725,000 funded through County GHRF; transitional housing assistance to up to 200 individuals per year at a cost of $970,000 funded through HUD and private donors; permanent housing to up to 40 individuals per year at a project cost of$30,000, funded privately; and permanent housing to up to 537 (including 37 homeless veterans) at a total cost of$105,000, funded with County, State, and FEMA funds. • Catholic Charities has established a Coordinated Housing Program to serve an estimated 100 residents of Contra Costa County who are HIV-positive and who are homeless or at risk of becoming homeless. In addition to support services, this program provides housing assistance funds, including emergency temporary housing and rental assistance to enable qualified individuals and households to maintain a stable living environment. The program serves West County residents from Catholic Charity Offices located in Richmond, while East County residents are served from an office in the Pittsburg/Antioch area. Catholic Charities estimates that this program will assist 100 households with an HIV-positive member to obtain or maintain permanent housing. Funds have been obtained to operate this program during FY 1993/94 from the following sources: Ryan White Title I funds and Housing Opportunities for Persons with AIDS (HOPWA). 24 • The Housing Authority of Contra Costa County as lead agency together with a coalition of local housing and service providers was awarded $4.9 million in Shelter Plus Care funds. Funds will be used to provide tenant-based rental assistance to 100 homeless households for five years. A second Shelter Plus Care application for $2.9 million was also funded and will provide rental assistance to an additional 72 households. • Neighborhood House of North Richmond will provide assessment and outreach to homeless families, individuals, and those with special needs through its outpatient drug and alcohol program. This effort is expected to serve a total of 250 persons. Funding for this project is provided through an existing CSAT grant. Neighborhood House will also provide emergency shelter vouchers to up to 9,000 individuals participating in the organization's out-patient alcohol/drug detoxification program. This project is funded through a current contract with the County. In addition, Neighborhood House will serve an expected 12 individuals through the provision of transitional housing in their Clean and Sober Housing Program. Funds for this project are provided by Neighborhood House. • Delta 2000 will provide training to homeless shelter residents regarding roommate selection and cooperative and shared living. This project is expected to serve the extremely-low income (household income is between 0 and 30 percent AMI) at a total project cost of$4,250, funded through organization funds. Delta 2000 will also work to encourage industries and business to hire shelter residents. This program is expected to serve 15-20 shelter residents at a project cost of$1,000. Source of funds is in-kind from Viacom Cable for production of an educational videotape used to promote this project to industry. • Loaves and Fishes of Contra Costa will provide approximately 40,000 hot meals to the homeless over a given one-year period, at a cost of$35,000. Loaves and Fishes is currently applying for funding to support this program. County CDBG funds ($10,000) have been committed. • Crisis and Suicide Intervention will provide a 24-hour homeless crisis line with counseling, and intake and referral to services as needed to homeless families and individuals. This service is expected to serve up to 10,000 persons per year. Potential funding for this program($10,000) comes from foundations. In addition, Crisis and Suicide Intervention will provide emergency housing via motel vouchers (on a 24-hour basis using the crisis hotline) to up to 1,300 extremely-low and very-low income battered women and children and homeless families. Funding for this program includes FEMA ($20,000) and FY 1995 County CDBG($15,000). 25 A.6 Fair Housinp, All Contra Costa County housing programs and projects are required to undertake affirmative marketing activities and to provide access to housing on an equal opportunity basis without regard to race, religion, disability, sex, sexual orientation, marital status, or national origin. Affirmative marketing procedures are described in detail in Appendix . In a further effort to promote fair housing, the County will continue to support the following fair housing programs. • Two fair housing counseling programs to assist households experiencing discrimination in housing through verification and documentation of the complaint, negotiations with property owners, and, where appropriate, referrals to legal authorities for additional action. Shelter, Inc. and Pacific Community Services, Inc. (PCSI) have each been awarded $25,000 in FY 1995 County CDBG funds to implement these programs. • A program to provide legal assistance to households experiencing documented instances of discrimination to be conducted by Contra Costa Legal Services Foundation (CCLSF) ($20,000 in FY 1995 County CDBG funds). In addition to fair housing counseling and legal assistance, the County will implement a structured approach to identifying the nature, magnitude, and extent of fair housing problems in the Urban County. In cooperation with Shelter, Inc., PCSI, and CCLSF, the County will initiate a multiyear testing program to systematically identify fair housing problems in the Urban County. During the first year, the program will focus on problems of discrimination due to ethnicity and family status. The test will be followed by an educational campaign to ensure that property owners, managers, the real estate industry, and Contra Costa residents are aware of federal fair housing requirements, existing discriminatory practices, and the steps needed to eliminate these practices and ensure the provision of housing on an equal opportunity basis. B. Public Housing Strategy Implementation and Resident Initiatives" B.1 Housing Authority of Contra Costa County(HACCC) The Housing Authority of Contra Costa County (HACCC)will continue to undertake activities to rehabilitate and maintain the County's public housing. The total funding for the Comprehensive Grant Program(CGP) in FY 1995 is anticipated to be $2,729,371. The HACCC expects to expend $1,819,750 in FY 1995 and the balance in the subsequent year. 11The housing assistance provided by the Pittsburg Housing Authority is limited to provision of Section 8 Certificates and Vouchers,and does not include maintenance of affordable housing units. 26 The following improvements are planned by the Housing Authority of Contra Costa County for FY 1995: • Management and Administration- Over the next year, the Housing Authority(HACCC) will focus on increasing security in its developments through alternative youth programs and community policing strategies. In addition, HACCC plans to complete the review, updating, and reformatting of its program manuals and devise an improved internal controls system. HACCC is currently in the process of upgrading their computer and phone systems to more efficiently process the administrative and accounting workload. • Living Environment-During FY 1995, HACCC will complete all work related to handicapped accessibility requirements, complete modernization of the 260-unit Las Deltas development in North Richmond, and continue modernization work at the 30-unit family development in Oakley. In addition, HACCC will complete lead abatement for all family public housing units and begin testing at family developments for lead contamination in the soil and/or water. • Public Housing Resident Initiatives - Over the next year, HACCC will continue to work with Resident Councils at Las Deltas, Bayo Vista, and El Pueblo public housing projects to strengthen the basic organizational structures and internal processes. HACCC will help locate assistance for achieving non-profit status for the Councils. B.2 San Pablo Housing Authority All of the San Pablo Housing Authority units are in good condition. No accessibility or modernization work will be undertaken in FY 1995. C. Lead-Based Paint Hazard Reduction As outlined in the Strategic Plan, the County will pursue a lead-based paint hazard reduction strategy as follows: • Work to define the nature and magnitude of lead-based paint health and safety problems in the County. • Participate in a task force consisting of appropriate representatives of Urban County jurisdictions and public agencies to develop a countywide lead abatement strategy. • Analyze information on the relevant state and federal laws and regulations relating to lead- based paint. Identify potential funding sources for the detection and abatement of lead- based paint hazards and implementation of the County's strategy. • Undertake education and outreach to property owners regarding the possible hazards. 27 a D. Anti-Poverty Strategy The County employs a variety of strategies to help alleviate poverty in the Urban County, including efforts to stimulate economic growth and additional job opportunities and provide County residents with the skills and abilities required to take advantage of those opportunities. In September of 1993, the Board of Supervisors hosted a Countywide Economic Summit to discuss means of retaining, expanding and attracting business to Contra Costa. Participants included representatives of County and City government, individual businesses and business organizations, labor, education institutions, environmental organizations, the news media, and citizen groups. As an offshoot of this summit, the County has initiated efforts to develop a new, more cohesive economic development strategy reflecting a countywide perspective and including all County jurisdictions. The County also undertakes specific programs and projects designed to stimulate economic growth and create additional employment opportunities for County residents. For example, the County Redevelopment Agency provides resources and technical assistance to existing and potential new businesses in an effort to revitalize and expand economic activity in the County's five redevelopment areas. In addition, the County has funded job creation and commercial revitalization efforts using a combination of CDBG and RDA resources. Projects which are under current consideration for funding include: a supported employment project to provide expanded job opportunities for North Richmond residents; a project to increase employment for disadvantaged workers by assisting businesses in obtaining tax benefits and financing; two projects to increase employment through the provision of technical assistance to businesses in product development, market identification, preparation of required business plans and efforts to obtain private lender financing; a small business revolving loan fund to provide resources to businesses for job creation; and two commercial area facade rehabilitation projects designed to eliminate existing conditions of blight and revitalize redevelopment areas in San Pablo, Bay Point, and North Richmond. In addition to economic development activities, as described in detail in the section on strategies to assist homeless populations, the County works with other jurisdictions and area nonprofits to provide emergency and transitional housing and the full range of support services required to assist this population in achieving economic independence. In addition to programs designed to improve employment skills and provide job opportunities for this population, the County also provides counseling and assistance in obtaining benefits to qualified individuals and families. Finally, the lack of affordable housing is frequently cited as a significant factor in the movement of businesses out of the Bay Area and the difficulty encountered by many jurisdictions in attracting new business activity. Therefore, the County's strategies to increase and maintain the supply of affordable housing and to achieve an improved jobs-housing balance also contribute to the alleviation of poverty by creating a more positive business environment. 28 E. Institutional Structure Planning and administrative responsibilities for Contra Costa County's affordable housing and homeless programs are located in the Community Development Department, the County Housing Authority and the County Health Services Department. The Community Development Department maintains overall responsibility for the development of County housing plans and policies, and plays the lead role in developing financial resources and strategies, and administering funds to implement housing programs." Together with other County agencies, local jurisdictions, non-profits, and the private sector, the Housing Authority plays a major role in supporting and implementing the Urban County's affordable housing programs, including operation of the County's Section 8 and public housing programs and projects to develop additional affordable housing and shelter facilities. The Health Services Department has recently been assigned responsibility for management of County shelter operations and support services. Homeless activities of the three departments are coordinated through the Homeless Management Team. The County and City redevelopment agencies also play a significant role in assisting affordable housing development. RDA's are required to use 20 percent of tax increment revenues for affordable housing development and are responsible for ensuring that 15 percent of all new residential units constructed by other public and private entities in the redevelopment areas are affordable to low- and moderate-income households. If a redevelopment agency is the developer, this requirement increases to 30 percent of all new residential units. In addition to the provision of funding for affordable housing projects, RDAs also facilitate development through the provision of substantial technical assistance in project planning, design, and efforts to obtain additional financing from public and private sources. During FY 1995, the Urban County will initiate the following activities designed to improve the institutional structure for implementation of affordable housing activities in the Urban County: • During FY 1995, the Community Development Department will work with the cities and other relevant public agencies to establish an informal cooperative network to facilitate affordable housing development in the Urban County. • The County is considering the creation of a countywide Affordable Housing Trust Fund which could assist in funding affordable housing projects. 12 The Community Development Department is responsible for implementation of the federally-funded CDBG, HOME,HOPWA and Emergency Shelter Grant programs,as well as the County's housing and redevelopment programs. Further,the Department works closely with cities,public agencies,non-profits,and the private sector to obtain additional federal,state,and local public and private resources for the implementation of affordable housing programs in Contra Costa. 29 In addition, the Contra Costa Consortium will consider the use of up to $50,000 in FY 1995 HOME funds to provide administrative and operating support to qualified Community Housing Development Organizations in the development and implementation of HOME projects. F. Coordination Efforts The County's efforts to coordinate actions and strategies for affordable housing development and the provision of emergency and transitional housing and supportive services are described in the Section on Institutional Structure (Section E). In addition to these activities, the County participates in a number of countywide housing and service provider organizations which facilitate the coordination of programs and projects. These organizations include the Association of Homeless and Housing Service Providers, the Farmworker and Affordable Housing Task Force, the Tri-Valley Affordable Housing Subcommittee, and the Homeless Management Assistance Team. Membership in these organizations is composed of representatives of city and county agencies, nonprofit housing developers and service providers, and public interest groups. The Community Development Department is also working with other Entitlement Jurisdictions in the County, the County's Health Services Department, and the Ryan White Council to develop a coordinated housing program with support services for HIV/AIDS populations. Finally, the County supports several projects to provide information and referral services and coordinate the provision of services to the County's homeless populations. In addition, there are several current housing development or rehabilitation projects within the Consortium area which are jointly sponsored by the County and cities. These projects include: Columbia Park Manor, Pittsburg; Brentwood Senior Housing Project, Brentwood; Rumrill Park, San Pablo; Riviera Place Apartments, Walnut Creek; Central County Emergency Homeless Shelter; Ohio Avenue Apartments, Richmond; Battered Women's Alternatives Emergency and Transitional Housing Shelter;Housing for People with AIDS, Pittsburg; and BART/El Cerrito Plaza, El Cerrito. G. Additional Public Policies to Remove Barriers and Obstacles to the Provision of Affordable Housing During FY 1995, the Urban County will continue its efforts to remove or ameliorate public policies which negatively impact affordable housing development in the Urban County. Specific efforts to be undertaken include the following: • Continue to expedite the development application review process for all housing projects in conforming zoning with less than 100 units. This will lower housing development costs by reducing the required processing time by two to three months. Similarly, expedite the review and approval process for affordable housing appropriate for large families. 30 • In conformance with the General Plan, the Urban County will initiate zoning changes for residential and designated agricultural sites from current zoning designations to Planned Unit Development (P-1) in order to streamline the entitlement process for development applications and increase design flexibility. • In order to promote the development of housing for seniors, the Urban County will consider flexibility in design requirements for these projects, including reduced parking, smaller unit sizes, and common dining facilities. • The Urban County will perform an annual update of the vacant land inventory identifying potential residential sites for distribution to the development community. • The Urban County will consider a waiver of all or a portion of planning fees for non-profit sponsors of projects affordable to very-low and low-income households. • The Urban County will continue to promote utilization of the State Planning Law density bonus program. Specifically, developers are eligible to receive a 25 percent density bonus in exchange for providing 20 percent of the total units in a project at prices or rents which are affordable to lower income households, 10 percent of the units at prices/rents affordable to very-low income households, or 50 percent of the units for senior citizens. • Review and develop new regulations to permit the development of agriculturally related structures on agriculturally zoned land without a use permit in order to encourage the provision of onsite farmworker housing. 31 H. Anticipated Resources and Plan for Investment" H.1 Resources for Development of Affordable Housing and Homeless Shelters During FY 1995, Contra Costa County anticipates the following additional resources for the development of affordable housing and homeless shelters: • FY 1995/96 Community Development Block Grant Funds14 $2,058,500 • FY 1995 HOME Investment Partnership Act Funds $2,313,000 • FY 1995 Housing Opportunities for Persons with AIDS $ 420,000 • FY 1995 Emergency Shelter Grant Funds $ 128,000 • Contra Costa County Redevelopment Agency Housing Set-aside Funds $ 971,300 TOTAL ANTICIPATED COUNTY RESOURCES $5,890,800 In addition to these resources, the County will apply for an additional $60 million in Mortgage Credit Certificate Authority and is exploring the possibility of issuing tax-exempt and mortgage revenue bonds to provide additional affordable housing opportunities for residents and employees of the County (see previous discussion in Section V.A.3). Affordable housing resources available through the County Housing Authority include $2.7 million in Comprehensive Grant Program resources. The Housing Authority will also apply for 200 additional Section 8 Certificates during FY 1995 with an estimated value of$1.6 million(see discussion in Section V.B.1). CDBG, HOME, and ESG funds are allocated to the County by formula through the U.S. Department of Housing and Urban Development (HUD). HOPWA funds are allocated by HUD to the City of Oakland as the Eligible Metropolitan Area for all Entitlement Jurisdictions in Alameda and Contra Costa County. By consensus of the Entitlement Jurisdictions, HOPWA funds are divided between Alameda and Contra Costa Jurisdictions based on the proportionate number of individuals with HIV/AIDS in each County. The HOME, CDBG, HOPWA, and ESG 13 Action Plan must describe federal resources expected to be available to address the priority needs and specific objectives identified in the Strategic Plan. Indicate resources from private and non-federal public sources that are reasonably expected to be made available to address the needs identified in the plan. Explain how federal funds will leverage those additional resources,including a description of how matching requirements of the HUD programs will be satisfied. (91.220(b)) For HOME funds,a participating jurisdiction shall describe other forms of investment;and for a jurisdiction intending to use HOME funds for homebuyers,it must state the guidelines for resale or recapture. (91.220(g)(2)) 141n accordance with guidelines approved by the Board of Supervisors,50 percent of each year's CDBG allocation is reserved for affordable housing programs and projects,including 35 percent for projects funded through the regular allocation cycle and 15 percent for the Housing Development Assistance Fund(FIDAF). The purpose of the HDAF is to provide a source of funds for projects which develop outside the regular funding cycle. FY 1995 HDAF funds total $632,550 and will be available on an open-window application basis following initiation of the current program year on April 1, 1995. 32 programs are implemented through the County Community Development Department. County RDA funds represent 20 percent of the annual tax increment generated by the County's five Redevelopment Areas: Bay Point;North Richmond; Oakley;Pleasant Hill BART; and Rodeo. CDBG, HOME, HOPWA, and ESG funds are allocated through a competitive application process administered by the County Community Development Department, with specific funding recommendations submitted to the Board of Supervisors for review and approval. The County RDA works proactively with nonprofit and for-profit affordable housing developers to rehabilitate and provide additional affordable housing opportunities in the County's redevelopment areas in a manner consistent with currently approved redevelopment plans. Eligible activities, funding criteria, and application procedures for each of these funding sources are summarized in the following. H.Li Contra Costa Consortium FY 1995 HOME Funds Eligible activities include: • acquisition, rehabilitation, and new construction of affordable multifamily rental housing for very-low and low-income households; • owner-occupied housing rehabilitation loan programs for very-low and low-income households; and • first-time homebuyer's assistance for very-low and low-income households" In accordance with federal regulations and acting as the Consortium Representative, the County will reserve 15 percent of the FY 1995 HOME allocation or$346,950 for investment in affordable housing developed, sponsored or owned by Community Housing Development Organizations (CHDOs).16 In addition, a maximum of$50,000 from the Consortium's overall HOME allocation will be available for CHDO administrative and operating costs incurred in the development and implementation of HOME-assisted projects. Projects must be located in the Contra Costa Consortium area(all of Contra Costa County with the exception of the City of Richmond). A Notice of Funding Availability(NOFA)will be distributed to interested parties in March with applications due June 1st. Project applications will be reviewed by the Community Development Department and the HOME Technical Review Committee, with recommendations submitted to the Board of Supervisors for their review and approval in September. 15Resale restrictions for the first-tune homebuyer's program are described in the Action Plan Appendix,page AP-1. 16CHDOs are nonprofit organizations active in the development of affordable housing in Contra Costa County. In order to be eligible as a CHDO,nonprofits must satisfy specific criteria defined in the HOME regulations. Note that the 15 percent set-aside represents a minimum funding level. Depending on specific funding requirements,CHDOs may apply and will be considered for HOME funding in excess of this amount. 33 Funding criteria for-the HOME Program include: • consistency with Consortium priorities identified in the Consolidated Plan; • eligibility under federal regulations; • target population and alleviation of identified need; • feasibility and cost-effectiveness; • matching funds (25 percent from non-federal sources required)17; • experience in affordable housing development and management; • proposed affirmative marketing program; and • timing. In addition to these criteria, the County will evaluate all proposed projects in order to ensure that approval of the requested funds will not result in excessive layering of federal expenditures on the project and that the total subsidies requested are the minimum needed to ensure project feasibility. Based on the analysis of affordable housing needs and priorities contained in the Consolidated Plan, the Consortium anticipates that FY 1995 HOME funds will be allocated among eligible program activities as shown in the following. ActhdM HOME Funds New Construction $1,000,000 Substantial Rehabilitation $ 440,000 Other Rehabilitation $ 441,700 Acquisition" $ 150,000 Community Housing Development Corporation Operating Support $ 50,000 HOME Program Administration $ 231,300 TOTAL FY 1995 HOME FUNDS $2,313,000 Final allocations among eligible activities will depend on the results of the competitive application process. 17 HONE funds used for HOME program administration and CHDO operating support do not require a match. 1sIncludes acquisition only;projects involving acquisition and rehabilitation or new construction are included under those categories. 34 H.1.1 Contra Costa County Community Development Block Grant Funds Eligible affordable housing activities include: • acquisition and/or clearance of sites for affordable housing development; • housing rehabilitation; • first-time homebuyer assistance; • new housing construction(Special Subrecipients only'); • acquisition, rehabilitation, or new construction of shelter facilities for the homeless and special needs populations; and • fair housing activities to alleviate problems of discrimination. Projects must be located in the Urban County. For FY 1995/96 CDBG funds, a NOFA was distributed to all interested parties in June 1994 and applications submitted in August. Project applications were reviewed in accordance with the following criteria: • consistency with program priorities as specified in the Consolidated Plan and the County Housing Element; • proposed matching funds (10 percent required for nonprofit organizations, 50 percent for local government agencies, and 100 percent for for-profit entities). All other funding criteria are the same as those employed for the HOME Program. All CDBG housing applications were reviewed by the Community Development Department and the Housing and Community Development Advisory Committee, with recommendations provided to the Board of Supervisors for their review and approval in February 1995. A summary description of the housing projects approved for funding are included in Table 3. H.l.iii Contra Costa Housing Opportunities for Persons with AIDS Funds HOPWA funds are available for the following eligible activities: • acquisition, rehabilitation, or new construction of residential facilities to provide affordable rental housing to low-income ambulatory persons with HIV/AIDS • housing information and appropriate supportive services. The County anticipates that $330,000 in FY 1995 HOPWA funds will be used for the development of additional affordable housing for the target population, with the remaining $90,000 used for housing counseling and case management services. HOPWA projects may be 19 Special Subrecipient Local Development Corporations(LDC)are defined as non-profit organizations whose primary purpose is community development,including affordable housing development and assistance. In addition,the LDC must have a service area within the boundaries of Contra Costa County and must have a governing body representative of businesses and lower-income residents of that service area. 35 located anywhere in Contra Costa County(cities and unincorporated area). HOPWA funds are allocated through a competitive application process using criteria similar to those employed for the HOME Program. However, project sponsors must also demonstrate that residents of HOPWA-supported housing will have access to appropriate supportive services. Final allocation of funds among eligible activities will depend on the results of the competitive application process. A NOFA for the housing funds will be distributed to all interested parties in June 1995, with applications due in September. Projects will be reviewed by Contra Costa Entitlement Jurisdictions and a representative of the Contra Costa Ryan White Council. Funding recommendations will be submitted to the Board of Supervisors in October. H.Liv Contra Costa Coun , Emergency Shelter Grant Funds Eligible activities include: • renovation, major rehabilitation, or conversion of buildings for use as emergency shelters for the homeless; • provision of essential services to the homeless; • payment of maintenance, operation, insurance, utilities, and furnishings; and • development and implementation of homeless prevention activities. The allocation of ESG funds among eligible activities will depend on the results of a competitive application process to be initiated in February 1995 with applications due in May. Projects will be reviewed and evaluated based on the following criteria: • consistency with homeless shelter and service priorities identified in the Consolidated Plan; • matching funds (100 percent match required). Projects must be located in the Urban County. Funding recommendations will be submitted to the Board of Supervisors in May. H.Lv Contra Costa County Redevelopment Agency Funds The County RDA works proactively with nonprofit and for-profit developers to revitalize commercial and residential neighborhoods and increase and maintain the supply of affordable housing in the redevelopment project areas. A minimum of 15 percent of all housing units built or substantially rehabilitated in the project areas will be required to be affordable to low- and moderate-income households, with a minimum of 40 percent of these units affordable to very-low income households. On an annual basis, the County reserves a minimum of 20 percent of the gross tax increment generated by the project areas to the Housing Set-Aside Fund for purposes of expanding and increasing each project area's supply of affordable housing. 36 The County estimates that currently unallocated FY 1995 CDBG/HDAF, HOME, HOPWA and ESG resources will be adequate to assist an additional 100 to 150 lower-income households, including 20 to 30 owner-occupants and 70 to 120 renter households. In addition to these activities, the County Housing Authority will apply for an additional 200 Section 8 Certificates to assist very-low income households in obtaining affordable rental housing and will complete the rehabilitation of 260 units of existing public housing using Comprehensive Grant funds. Finally, the County will request additional mortgage authority adequate to provide first-time homebuyer assistance through the Mortgage Credit Certificate Program for an additional 330 low- and moderate-income first-time homebuyers. J. FY 1995 Action Plan for CDBG Funds During the ensuing one-year period, the County20 anticipates the following community development activities to be undertaken to address those objectives and needs identified in the Needs Assessment. In order to meet the objectives and needs, Contra Costa County, by recommendation of the Housing and Community Development Advisory Committee, and adoption by the County Board of Supervisors proposes to utilize it's 1995/96 Community Development Block Grant Funds from the United States Department of Housing and Urban Development for the activities listed below. Recommendations of the Housing and Community Development Advisory Committee are the results of a competitive application process based on criteria that meets county and federal objectives. All activities benefit low and moderate income persons, addressing the Primary Objective of the CDBG Program. Per §570.301 Presubmission requirements for CDBG funds, Contra Costa County developed a Proposed Statement of Community Development Objectives and Projected Use of 1995/96 Community Development Block Grant Funds. The proposed statement was published in a newspaper of general circulation within Contra Costa County on January 24, 1995. A public hearing for the proposed statement was held on January 7, 1995. The Final Statement was approved by the County Board of Supervisors on February 14, 1995. The major objectives of the Final Statement are as follows: A. Provide programs and activities which benefit lower income persons. 20 Contra Costa County is an Urban County in the U.S.Department of Housing and Urban Development's Community Development Block Grant Program. The Urban County includes all unincorporated areas of the County, plus the cities of Brentwood,Clayton,Danville,El Cerrito,Hercules,Lafayette,Martinez,Moraga,Orinda,Pinole, Pleasant Hill,San Pablo,and San Ramon. 38 B. Prevent or reduce deterioration in designated neighborhoods. C. Preserve the existing housing stock and increase housing opportunities for lower income persons. D. Provide incentives for business expansion and stabilization in order to expand employment opportunities for lower income persons. E. Improve the public works infrastructure, including storm drainage and street improvements in lower income areas. F. Develop neighborhood facilities to serve lower income areas. G. Provide housing counseling and information services and further fair housing. H. Remove architectural barriers to the handicapped and increase opportunities for disabled persons to participate in society. I. Provide appropriate public services to assist lower income persons and agencies to meet client needs. J.1 Sources of Funds 1995/96 Grant $4,117,000 1994/95 Program Income $70,143 1994/95 Carryover $29,857 Total Available for Allocation $4,217,000 J.2 Recommended Allocations Projects/Programs $2,951,850 Program Administration $548,210 Housing Development Assistance Fund $632,550 Contingency Fund $84,390 Total Funds Allocated $4,217,000 An estimated $415,000 in 1994/95 Program Income from Housing Rehabilitation Loan Programs and $515,000 in anticipated Program Income for 1995/96 from the same programs are not included in the above, as these funds remain or will remain in those programs as revolving loan funds. 39 PROJECT RESPONSIBLE AGENCY ALLOCATION HOUSING PROGRAMS 1. Housing Rehabilitation Loan Program Pleasant Hill Redevelopment Agency $60,000 Funds will be used to support the Pleasant Hill Redevelopment Agency Owner-Occupied Housing Rehabilitation Loan Program. Program purpose: maintain affordable housing through the provision of subsidized loans to lower-income residents of Pleasant Hill. During FY 1995, this program will provide 15 to 20 rehabilitation loans, including a minimum of three with CDBG funds. Sponsor address: 100 Gregory Lane, Pleasant Hill. Phone: (510) 671-5266. [24 CFR 570.208(a)(3) and 570.202(a)(1)]. 2. Fair Housing Services Pacific Community Services, Inc. $25,000 Funds will be used to identify problems of housing discrimination in the Urban County, conduct fair housing training for housing managers, and to provide fair housing counseling services to an estimated ten households experiencing discrimination in District V. Sponsor address: 329 Railroad Avenue, Pittsburg. Phone:(510)439-1056. [24 CFR 570.208(d)(4) and 570.206(c)] 3. Supported Living Project Las Trampas, Inc. $14,450 Funds will be used to acquire a residence to provide permanent, affordable housing in a group home setting for four adults with developmental disabilities. Site to be identified. Sponsor address: P.O. Box 515, Lafayette. Phone: (510) 284-1462. [24 CFR 570.208(a)(3) and 570.201(a)] 4.Emergency Shelter Rehabilitation Housing Authority of the $120,000 County of Contra Costa Funds will be used to renovate the Central County Emergency Shelter to serve 60 homeless adults. Shelter location: 2047C Arnold Industrial Drive,North Concord. Sponsor address: P.O. Box 2759, Martinez. Phone: (510) 372-5385. [24 CFR 570.208(a)(2)(A) and 570.201(c)] 5. Rental Housing Rehabilitation Program Housing Authority of the $200,000 County of Contra Costa Funds will be used to support the Housing Authority Rental Rehabilitation Loan Program. Program purpose: to maintain the supply of affordable housing in the Urban County through the provision of zero and low-interest rehabilitation loans to owners of rental units occupied by lower income households. CDBG funds will be adequate to rehabilitate an estimated 20 affordable rental units. Sponsor address: P.O. Box 2759, Martinez. Phone: (510) 372-7391. [24 CFR 570.208(a)(3) and 570.202(a)(1)] 40 PROJECT RESPONSIBLE AGENCY ALLOCATION 6. Making Buildings Accessible to Ujima Family Recovery Services $20,000 Persons with Disabilities Funds will be used to rehabilitate an existing 15 bed group home to ensure access by disabled populations. Home serves very-low income women in recovery from substance abuse and their children. Project location: The Rectory, 1901 Church Lane, San Pablo. Sponsor address: same. Phone(510) 236-3139. [24 CFR 570.208(a)(3) and 570.202(a)(1)] 7. Fair Housing Program SHELTER, Inc. $25,000 Funds will be used to identify problems of housing discrimination in the Urban County and to provide fair housing counseling services to an estimated 25 households experiencing discrimination in Districts I-IV. Sponsor address: 1070 Concord Ave., Concord. Phone: (510) 439-1056. [24 CFR 570.208(d)(4) and 570.206(c)] 8. Transitional Housing for Battered Women's Alternatives $16,500 Battered Women Funds will be used to rehabilitate a 13-unit transitional housing facility for battered women and their children located in Central County. Sponsor address: P.O. Box 6406, Concord. Phone: (510) 676- 2845. [24 CFR 570.208(a)(2)(A) and 570.201(c)] 9. Housing Rehabilitation and City of San Pablo $160,000 Neighborhood Preservation Program Community Development Department Funds will be used to support the City of San Pablo Housing Rehabilitation Program. Program purpose: to maintain affordable housing through the provision of zero and low-interest loans to lower-income homeowners and owners of rental housing affordable to lower-income households in San Pablo. CDBG funds will be adequate to rehabilitate an estimated 8 affordable housing units. Sponsor address: One Alvarado Square, San Pablo. Phone: (510) 215-3030. [24 CFR 570.208(a)(3) and 570.202(a)(1)] 10. Neighborhood Preservation Program County Building Inspection Dept. $200,000 Funds will be used to support the Neighborhood Preservation Program. Program purpose: to maintain affordable housing through the provision of zero and low-interest rehabilitation loans to low and moderate income homeowners throughout the Urban County. CDBG program income is anticipated to provide an additional $400,000 in resources. CDBG funds will be used to provide rehabilitation loans to an estimated 22 lower income households. Sponsor: Contra Costa County Building Inspection Dept., 651 Pine Street, Martinez. Phone: (510) 646-2337. [24 CFR 570.208(a)(3) and 570.202(a)(1)] 41 PROJECT RESPONSIBLE AGENCY ALLOCATION 11. County Fair Housing Project Contra Costa Legal Services $20,000 Foundation Funds will be used to identify problems of housing discrimination in the Urban County and to provide legal services to an estimated 60 households experiencing discrimination in the Urban County. Sponsor address: 1017 MacDonald Ave., Richmond. Phone: (510) 233-9954. [24 CFR 570.208(d)(4) and 570.206(c)] 12. Bay Point Multi-Family BRIDGE Housing Corp. $300,000 Rental Housing Funds will be used to acquire a site for the new construction of 50 units of multifamily rental housing for very-low income households in East County. Location: southwest corner of Willow Pass Road and Alberts Avenue, Bay Point. Sponsor address: 1 Hawthorne St., Suite 400, San Francisco. Phone: (415) 989-1111. [24 CFR 570.208(a)(3) and 570.201(a)] 13. BART/El Cerrito Plaza El Cerrito Redevelopment Agency $100,000 Multi-Family Housing Funds will be used to assist in the development of 184 units of transit-based multifamily rental housing affordable to lower income households. Location: site bounded on east by El Cerrito Plaza BART Station and on the south, west, and north by Fairmont Ave., Liberty St., and Central Ave., respectively. Special Subrecipient Nonprofit to be formed to develop project. Current sponsor address: 10890 San Pablo Ave., El Cerrito. Phone: (510) 215-4380. ([24 CFR 570.208(a)(3) and 570.204(a)] 14. Brentwood Senior Apartments Rural California Housing Corp. $265,000 Funds will be used to assist in the acquisition of a site for the new construction of 40 units of affordable multifamily rental housing for low-income seniors in East County. Location: Barbara St. near Windsor Way in Brentwood. Sponsor address: 2125 19th St., Sacramento. Phone: (916)442- 4731. [24 CFR 570.208(a)(3) and 570.201(a)] 15. Housing Development Assistance County Community $632,550 Fund Development Dept. Resources are allocated to the Housing Development Assistance Fund for purposes of funding eligible affordable housing projects as they develop during the program year. Number of households assisted will depend on specific projects. Sponsor address: 651 Pine Street, 4th floor/N. Wing, Martinez. Phone: (510) 646-4208. [24 CFR 570.208(x)(3), 570.201(a)(c)(d) and (n), 570.202(x)(1)(2) and (4), and 570.204(a)] 42 PROJECT RESPONSIBLE AGENCY ALLOCATION ECONOMIC DEVELOPMENT PROGRAMS 16. In Home Care Registry& Training CC Family& Community Services $89,000 Project funds operating costs to this non-profit organization which creates home care worker positions by training and placing 233 low-income persons into positions throughout the Urban County. Sponsor address: 1300 Civic Drive, Walnut Creek. Phone (510) 937-8311. [24 CFR 570.208(a)(4) and 570.204(c)(1)] 17. Loan Packaging&Marketing Pacific Community Services $30,000 Funds for this project will provide for the marketing and packaging of loans to approximately four small businesses in the Urban County. Loans are packaged for submission to the Small Business Administration. The project also funds direct business loans to start-ups and on-going businesses. Sponsor address: 501 Railroad Avenue,Pittsburg. Phone: (510) 439-1056. [24 CFR 570.208(a)(4) and 570.203(b)] 18. Small Business Management Private Industry Council $40,500 Assistance Funds for this program provides technical assistance and management counseling to approximately 10 small start-up and expanding businesses in low-income areas. Sponsor address: 2425 Bisso Lane, Concord. Phone: (510) 646-5249. [24 CFR 570.208(a)(4) and 570.203(b)] 19. Small Business Micro Loan Program Private Industry Council $10,000 Funds for this project will provide business development assistance and small seed capital loans to five low-income individuals to start their own businesses. Sponsor address: 2425 Bisso Lane, #100, Concord. Phone: (510) 646-5249. [24 CFR 570.208(a)(4) and 570.203(b)] 20. Hospice Shoppe Hospice of Contra Costa $15,000 Project provides training in retail sales and management and creates jobs for approximately six low- income individuals from the urban East County. Sponsor address: 3480 Buskirk Avenue, 4225, Pleasant Hill. Phone: (510) 295-1930. [24 CFR 570.208(a)(1)(i) and 570.204(c)] 21. UCSSO Computer Translation Ctr. UCSSO $75,000 Funds are provided as a loan to UCSSO to start up a for-profit computer translation business to create jobs for three low-income individuals in urban East County. Sponsor address: 837 Arnold Drive, #100, Martinez. Phone: (510) 229-2210. [24 CFR 570.208(a)(4) and 570.203(b)] 43 PROJECT RESPONSIBLE AGENCY ALLOCATION 22. Rubicon Bakery Rubicon Programs Inc. $75,000 Funding provides for additional equipment for the catering and bakery process, allowing for various new products necessary for business expansion. The expansion will allow for the training and hiring of five additional homeless, disabled, and low income persons. Sponsor address: 2500 Bissell Avenue, Richmond. Phone: (510) 235-1516. [24 CFR 570.208(a)(1)] and 570.204(c)(1)] 23. Building Bridges Rubicon Programs Inc. $59,800 Project continues partial funding of operating costs for Rubicon's overall economic development strategy which creates jobs within businesses owned and operated by Rubicon and in neighboring West County communities for approximately 110 homeless and disabled persons. Sponsor address: 2500 Bissell Avenue, Richmond. Phone: (510) 235-1516. [24 CFR 570.208(a)(4) and 570.204(c)(1)] 24. Employment Leasing St Vincent De Paul $40,500 Project will create seven jobs for low-income persons in urban East County through supported employment opportunities. Sponsor address: 390 Central Avenue, Pittsburg. Phone: (510) 439- 5063. [24 CFR 570.208(a)(4) and 570.203(b)] 25. Commercial Area Revitalization City of San Pablo $25,000 Project will improve and upgrade the appearance of up five commercial properties in an effort to revitalize commercial areas in the San Pablo Redevelopment Area. Sponsor address: One Alvarado Square, San Pablo. Phone: (510) 215-3030. [24 CFR 570.208(a)(1) and 570.202(a)(3)] 26. North Richmond Enterprise Rubicon Programs inc. $76,250 Development Project will create 18 jobs for low-income persons in North Richmond by decreasing the risk of business expansion through the provision of supported employment opportunities targeted to area residents. Program works with County Redevelopment Agency to attract new businesses. Sponsor address: 2500 Bissell Avenue, Richmond. Phone: (510) 235-1516. [24 CFR 570.208(a)(4) and 570.203(b)] 27. Neighborhood House of North Neighborhood House of $66,000 Richmond Urban Garden North Richmond Project will create 14 jobs for low-income residents of North Richmond by providing training in urban farming skills. Sponsor address: 305 Chesley Avenue,Richmond. Phone: (510) 235-9780. [24 CFR 570.208(a)(1)(i) and 570.204(c)(1)] 44 PROJECT RESPONSIBLE AGENCY ALLOCATION 28. North Richmond Sr. Housing Eden Housing and $10,500 Mixed Use Project CHDC of North Richmond Funds will be used for a market study to determine the feasibility of commercial businesses located in senior housing development. CDBG funds will assist in the creation of one new business. Sponsor address: 561 A Street,Hayward. Phone: (510) 582-1460. [24 CFR 570.208(a)(4) and 570.205(a)] 29. Child Health&Nutrition Contra Costa Child $10,300 Program-Expansion Care Council Funds will be used to provide nutritional information, technical assistance and training to 800 family day care home child care providers countywide. Sponsor address: 2450 Stanwell Drive, #110, Concord. Phone: (510) 676-5442. [24 CFR 570.208(a)(4) and 570.204(a)(5)] OPEN PROJECTS 30. Site Repairs (inc. ADA requirements) Martinez Early Childhood Center $7,000 Funds will be used to complete building repairs to this public facility providing child care and developmental programs. Sponsor address: 615 Arch Street, Martinez. Phone: (510) 229-2000. [24 CFR 570.208(a)(2)(i) and 570.201(c)] 31. Boys& Girls Club Boys& Girls Club of Martinez, Inc. $19,725 Gym Floor/Roof Funds will be used to repair gymnasium floor and roof. Sponsor address: 1301 Alhambra Avenue, Martinez. Phone: (510) 228-3677. [24 CFR 570.208(a)(2)(i) and 570.201(c)] 32. Mt. View House Play/Safety Housing Authority of the $15,000 Improvements County of Contra Costa Play yard infrastructure improvements will be accomplished with these funds. Sponsor address: 1391 Shell Avenue, Martinez. Phone: (510) 372-7308. [24 CFR 570.208(a)(2)(i) and 570.201(c)] 33. Mt. Diablo Rehabilitation Center Rehabilitation Services $15,000 of Northern California Funds will assist with renovations to enlarge this community facility to expand the Alzheimer Center. Sponsor address: 490 Golf Club Road, Pleasant Hill. Phone: (510) 682-6330. [24 CFR 570.208(a)(2)(i) and 570.201(c)] 45 PROJECT RESPONSIBLE AGENCY ALLOCATION 34. Acquisition of Maritime& Pullman CCC Community Services Dept. $43,100 Facilities Funds will assist in the acquisition of these two County-operated child development program sites in West County. Sponsor address: 1220 Morello Avenue, #100, Martinez. Phone: (510) 313-7350. [24 CFR 570.208(a)(1)(i) and 570.201(c)] 35. Handicap Ramps-Old Town Phase II City of San Pablo $13,700 Funding for this project will continue construction of handicapped ramps in the Old Town area of the City of San Pablo. Sponsor address: One Alvarado Square, San Pablo. Phone: (510) 215-3030. [24 CFR 570.208(a)(2)(i) and 570.201(k) ] 36. Knightsen Fire Hydrant Project Knightsen Town Advisory Council $7,500 Project will provide funding for the installation of three donated fire hydrants in the East County town of Knightsen. Sponsor address: P. O. Box 170, Knightsen. Phone: (510) 625-0630. [24 CFR 570.208(1)(i) and 570 201(c)] 37. Knightsen Sidewalks CCC Public Works $18,800 Funding for the project will provide curb and sidewalk construction along "A" Street to Knightsen Fire Station. Sponsor address: 255 Glacier Drive, Martinez. Phone: (510) 313-2258. [24 CFR 570.208(a)(1)(i) and 570.201(c)] 38. Alves Lane Sidewalk CCC Public Works $12,750 Funds are for constructing a sidewalk along the east side of Alves Lane in the East County community of Bay Point. Sponsor address: 255 Glacier Drive, Martinez. Phone: (510) 313-2258. [24 CFR 570.208(a)(1)(i) and 570.201(c)] 39. Brookside Kitchen Project CCC Community Services Dept. $44,125 Funds for this project continue the renovation of the County's kitchen facility at 847 Brookside Drive, San Pablo. Meals prepared at this site are provided for pre-school age children of low-income families participating in the Head Start Program. Sponsor address: 1220 Morello Avenue, #101, Martinez. Phone: (510) 374-3850. [24 CFR 570.208(a)(1)(i) and 578.201(c)] 46 PROJECT RESPONSIBLE AGENCY ALLOCATION 40. Family Self-Sufficiency Mt. Diablo Unified School Dist. $10,000 Funds are for rehabilitation of a donated school district building for a family service center in Bay Point. Sponsor address: 3100 Oak Park Blvd., #409, Pleasant Hill. Phone: (510) 938-2144. [24 CFR 570.208(a)(1)(i) and 578.201(c)] 41. Playground Structure Restoration Montalvin Park $19,400 CCC Public Works Funds are for restoration of a playground structure for children of low-income families. Sponsor address: 255 Glacier Drive, Martinez. Phone: (510) 313-2389. [24 CFR 570.208(a)(2)(i) and 570.201(c)] 42. Handicapped Accessibility City of Orinda $12,000 Improvements Orinda Community Center Funds will be used for continued improvements to make the Community Center accessible to persons with disabilities and bring the building into compliance with the Americans with Disabilities Act. Sponsor address: 26 Orinda Way, Orinda. Phone: (510) 253-4210. [24 CFR 570.208(a)(2)(i) and 570.201(k)] PUBLIC SERVICE PROGRAMS 43. Child Assault Prevention Program Family Stress Center $15,000 Funds will be used to support operating costs of a school outreach program which educates approximately 1800 children on child assault and abuse issues and works with identified victims and their families in East and Central County. Sponsor address: 2086 Commerce Ave., Concord. Phone: (510) 827-0212. [ 24 CFR 570.201(e) and 570.208(a)(2)(A)] 44. Child Parent Enrichment Program Family Stress Center $7,500 Funds will provide in-home basic need services to 13 pregnant women and families with young children who are at high risk of child abuse and neglect in East and Central County. Sponsor address: 2086 Commerce Ave., Concord. Phone: (510) 827-0212. [24 CFR 570.201(e) and 570.208(a)(2)(A)] 45. Delinquency Diversion Project New Connections $7,500 Funds will be used to provide transitional services to 25 juvenile offenders with substance abuse and gang problems. Sponsor address: 1760 Clayton Road, Concord. Phone: (510) 676-1601. [24 CFR 570.201(e) and 570.208(a)(2)(C)] 47 PROJECT RESPONSIBLE AGENCY ALLOCATION 46. Prevent Loss of Basic Needs CC Legal Assistance for the Elderly $10,000 Funds will be used to support operating costs of this program which provides free legal assistance to the over-60 population of the Urban County. Services are focused on the frail elderly to prevent the loss of shelter, income, and medical care. The program is expected to serve 46 frail elders. Sponsor address: 3045 Research Drive, Richmond. Phone: (510) 374-3713. [ 24 CFR 570.201(e) and 570.208(a)(2)(A)] 47. Martinez Loaves and Fishes Loaves and Fishes of Contra Costa $10,000 Funds will be used to support operating costs of this program which provides free meals to 2988 homeless and low-income individuals and families. Sponsor address: P.O. Box 3335, Danville. Phone: (510) 837-8758. [ 24 CFR 570.201(e) and 570.208(a)(2)(D)] 48. Community Mediation Project Contra Costa Conflict Resolution Panel $10,000 Funds will be used to support operating costs of this program which provides conflict resolution and mediation services to 152 low-moderate income persons in conflict as an alternative to courts, law enforcement and governmental means. Sponsor address: P.O. Box 23227, Pleasant Hill. Phone: (510) 935-4249. [24 CFR 570.201(e) and 570.208(a)(2)(A)] 49. Ombudsman Services of Ombudsman Services of $10,000 Contra Costa Contra Costa Funds will be used to support operating costs of this program which provides training to volunteers for certification to act as advocates for the frail elderly and dependent adults in nursing homes and residential care. Volunteers are expected to provide services to 2,128 frail elderly and dependent adults. Sponsor address: 1601 Sutter St. Suite A, Concord. Phone: (510) 685-2070. [24 CFR 570.201(e) and 570.208(a)(2)(A)] 50. Boys& Girls Club Program Director Boys and Girls Club of Martinez $10,000 Funds will be used to support operating costs of this program which provides programs to 564 low/moderate income children that promote health, social, cultural, educational, vocational, and character development. Sponsor address: 1301 Alhambra Ave., Martinez. Phone: (510) 228-3677. [24 CFR 570.201(e) and 570.208(a)(2)(D)] 48 PROJECT RESPONSIBLE AGENCY ALLOCATION 51. Multilingual Crisis Intervention and Center for New Americans $30,000 Support Services Funds will be used to support operating costs of this program which provides multilingual assistance and services to immigrants with the problems of assimilating into the American culture. Approximately 27 individuals or families will be served. Sponsor address: 1135 Lacey Lane, Concord. Phone: (510) 798-3492. [24 CFR 570.201(e) and 570.208(a)(2)(B)] 52. Multilingual Crisis Intervention and Center for New Americans $15,000 Support Services for No. Richmond Funds will be used to support operating costs of this program which provides multilingual assistance and services to immigrants with the problems of assimilating into the American culture specifically in the North Richmond Laotian community. Approximately 19 individuals or families will be served. Sponsor address: 1135 Lacey Lane, Concord. Phone: (510) 798-3492. [24 CFR 570.201(e) and 570.208(a)(2)(B)] 53. Senior Home Equity Conversion Eden Council for Hope and Opportunity $8,000 Funds will support counseling for 97 elderly residents of the Urban County on the availability of Reverse Annuity Mortgage programs, which allow seniors to receive monthly payments to supplement their incomes, based upon the equity in their homes. Services will be provided in elderly persons' homes. Sponsor address: 770 A Street, Hayward. Phone: (510) 581-9380. [24 CFR 570.201(e) and 570.208(a)(2)(A] 54. Senior Service Network Pleasant Hill Recreation&Park Dist. $7,500 Funds will continue this model program which provides supportive services to 1,012 low-income elderly residents from throughout the Urban County. Sponsor address: 147 Gregory Lane, Pleasant Hill. Phone: (510) 798-8788. [24 CFR 570.201(e) and 570.208(a)(2)(A)] 55. Villa San Ramon City of San Ramon $25,000 "ConServ" Program Funds for this project will be used to subsidize the costs of congregate meals and other services for up to 25 very-low income seniors and disabled persons at Villa San Ramon located in the City of San Ramon. Sponsor address: 2222 Camino Ramon, San Ramon. Phone: (510) 275-2251. [24 CFR 570.201(e) and 570.208(a)(2)(A)] 49 PROJECT RESPONSIBLE AGENCY ALLOCATION 56. Retired& Senior Volunteer Program Family and Community Services $5,000 of Contra Costa County Funds for this project will be used to expand volunteer recruitment efforts of seniors in East County for the School Volunteer program,which use volunteers as tutors, ESL instruction and various other school activities. The program expects to attract 25 more volunteers. Sponsor address: 1300 Civic Drive,Walnut Creek. Phone: (510)937-8311, ext.117. [24 CFR 570.201(e) and 570.208(a)(2)(A)] 57. Comprehensive Housing Pacific Community Services, Inc $10,000 Counseling Services Funds for this project provides individual Housing Counseling Services to 811 low-income residents of the Urban County, primarily in East County. Counseling areas include landlord tenant relations, fair housing, mortgage default and delinquency, and other related areas. Sponsor address: 329 Railroad Ave., Pittsburg. Phone: (510) 439-1056. [24 CFR 570.201(e) and 570.208(a)(2)(C)] 58. Independent Living Skill Lions Blind Center $10,000 for the Visually Impaired Funds for this project will be used to support operating cost of this program, which provides professional services to teach skills for independent living to up to 33 newly blind and/or persons with severe low-vision problems. Sponsor address: 175 Alvarado Ave., Pittsburg. Phone: (510)432- 3013. [24 CFR 570.201(e) and 570.208(a)(2)(A)] 59. Teens Need Teens Battered Women's Alternative $25,000 Funds will be used to support operating costs of existing and expanded services of this program, which works cooperatively with local schools to provide individual and group counseling to middle school teens effected by violence. The program also educates youth on sexual violence issues, including date-rape, and teaches appropriate alternative behavior models. The program reaches approximately 2,300 students. Sponsor address: P.O. Box 6406, Concord. Phone: (510) 229-0885. [24 CFR 570.201(e) and 570.208(a)(2)(A)] 60. After School Outreach Program East Bay Center for the Performing Arts $18,000 Outreach the Performing Arts Funds for this project will be used to support operating costs for afterschool programs in the Urban County area of West County. In cooperation with local schools the program provides education in the Arts to 2,745 low-income children. Sponsor address: 339 11th Street, Richmond. Phone: (510) 234-5624. [24 CFR 570.201(e) and 570.208(a)(2)(B)] 50 PROJECT RESPONSIBLE AGENCY ALLOCATION 61. DVAC Food Services Project Diablo Valley AIDS Center $15,000 Funds will be used to support operating costs of this program which provides free groceries to 70 HIV positive Urban County residents and their dependent children. The program provides a weeks supply of consumable groceries. Sponsor address: 2253 Concord Blvd., Concord. Phone: (510) 686- 3822. [24 CFR 570.201(e) and 570.208(a)(2)(A)] 62. Sexual Assault Intervention/ Rape Crisis Center $20,000 Prevention Program Funds will be used to support operating costs of this program, which provides intervention and prevention services to 696 child and adult rape victims, and provides rape education and prevention programs in West, South, and Central County. Sponsor address: 2023 Vale Rd., #2, San Pablo. Phone: (510) 237-0113. [24 CFR 570.201(e) and 570.208(a)(2)(A)] 63. Child Assault Prevention- Rape Crisis Center $15,500 Teen Program Funds will be used to support operating costs of a school outreach program which educates 1,141 junior and senior high school students on child assault and abuse issues and works with identified assault victims and their families in West, South, and Central County. Sponsor address: 2023 Vale Rd., #2, San Pablo. Phone: (510) 237-0113. [24 CFR 570.201(e) and 570.208(a)(2)(B)] 64. West County Adult Day Care West County Adult Day Care Center $10,000 Alzheimer's Respite Care Center Funds will be used to support operating costs of this program, which provides an adult day care program of therapeutic and educational activities, personal care and counseling for 27 people with Alzheimer's and other frail elderly of West County. Sponsor address: 1015 Nevin, Suite 108, Richmond. Phone: (510) 235-6276. [24 CFR 570.201(e) and 570.208(a)(2)(A)] 65. Emergency Shelter Program The Housing Authority of $77,500 for Single Adults the County of Contra Costa Funds will be used to support two shelter operations, which will allow the shelters to remain open an additional one to three months. Approximately 78 homeless persons will be served. Sponsor address: P.O. Box 2759, Martinez. Phone: (510) 372-5385. [24 CFR 570.201(e) and 570.208(a)(2)(A)] 51 PROJECT RESPONSIBLE AGENCY ALLOCATION 66. Senior Escort Service West County Senior Services Network $8,000 Funds will be used to support operating costs of this program, which provides transportation to 815 low-moderate income seniors residents of Urban County West County, who are unable to utilize transportation without assistance. Sponsor address: 402 Harbour Way,Richmond. Phone: (510)232- 0500. [24 CFR 570.201(e) and 570.208(a)(2)(A)] 67. UCSSO Community Services United Council of Spanish Speaking $18,000 Program Organizations Funds will be used to support operating costs of this program, which operates service centers in Brentwood and Martinez. Centers provide information and referral for basic needs and is expected to serve approximately 792 low to moderate income persons or families. Sponsor address: 837 Arnold Drive, Martinez. Phone: (510) 229-2210. [24 CFR 570.201(e) and 570.208(a)(2)(D)] 68. Bay Point Youth Advisory Council Ambrose Recreation&Park Dist. $10,000 Funds will be used to support operating costs of this program, which will provide after-school and early evening educational and recreational programs to 86 at-risk youths. Sponsor address: 3105 Willow Pass Rd., Bay Point. Phone: (510) 458-1601. [24 CFR 570.201(e) and 570.208(a)(1)(i)] 69. Housing and Homeless Prevention SHELTER Inc. $27,500 Funds for this project provides individual Housing Counseling Services to 252 low-income residents of the Urban County, primarily in Central and West County. Counseling areas include landlord tenant relations, emergency rental/mortgage assistance, homeowner assistance, and other related areas. Sponsor address: 1070 Concord Ave., Concord. Phone: (510) 827-3598. [24 CFR 570.201(e) and 570.208(a)(2)(C)] 70. Family Literacy Project Catholic Charities'English Action Center $9,500 Funds for this project will be used to support operations of this program, which provides language and literacy skills to pre-literate limited English proficient adults and their children age 3-7 years old. This program has received prior CDBG funds. Sponsor address: 2369 Barrett Ave., Richmond. Phone: (510) 234-5110. [24 CFR 570.201(e) and 570.208(a)(2)(a)] 71. Runaway Services Northern California Family Center $30,000 Funds for this project will be used to support operations of this program, which provides outreach, counseling and case management, and temporary shelter for 495 runaway youth and their families. Sponsor address: 2244 Pacheco Blvd.,Martinez. Phone: (510)370-1990. [24 CFR 570.201(e) and 570.208(a)(2)(B)] 52 PROJECT RESPONSIBLE AGENCY ALLOCATION 72. Facility Based Hospice Care for Hospice of Contra Costa $30,000 People with AIDS Funds for this program will subsidize cost of patient care in a skilled nursing facility for 105 persons in the terminal stages of AIDS from throughout the Urban County. Sponsor address: 3480 Buskirk.,#225, Pleasant Hill. Phone: (510) 295-1930 [24 CFR 570.201(e) and 570.208(a)(2)(A] 73. Mexican Art Center Los Cenzontles Mexican Arts Center $7,000 Funds will be used to support operations of this program, which provides cultural education and activities to the community with an emphasis on at-risk youth. Approximately 270 low to moderate income youths are expected to be served. Sponsor address: P.O. Box 6088, San Pablo. Phone: (5 10) 233-8015. [24 CFR 570.201(e) and 570.208(a)(2)(B)] 74. Midnight Basketball League Mt. Diablo Region/Delta Family YMCA $10,000 Funds will be used to support operations of this program,which provides recreational basketball with required educational, employment, and health components for 1,728 at risk young adult males. Sponsor address: 710 S. Broadway, Suite 208, Walnut Creek. Phone: (510) 935-9622. [24 CFR 570.201(e) and 570.208(a)(2)(D] 75. Housing&Homeless Prevention Contra Costa Legal Service Foundation $10,000 Funds will be used to support operations of this program, which provides supportive legal services to low-income households who experience housing and homeless problems throughout the Urban County. Sponsor address: P.O. Box 2289, Richmond. Phone: (510) 233-9954. [24 CFR 570.201(e) and 570.208(a)(2)(C)] 76. Multi-Cultural Family/Senior Center Neighborhood House of $45,000 North Richmond Funds will be used to support operations of this program, which has expanded its scope to accommodate a diversity of cultures. Services provided include family counseling, housing support, neighborhood safety and a senior nutrition program to 662 residents of North Richmond. Sponsor address: 305 Chesley Ave., Richmond. Phone: (510) 235-9780. [24 CFR 570.201(e) and 570.208(a)(2)(B)] 53 PROJECT RESPONSIBLE AGENCY ALLOCATION 77. Crisis Lines for the Urban County Crisis& Suicide Intervention $10,000 Fund will be used to support operations of this program, which provides a toll-free, 24-hour Crisis Lines and supportive services for all residents of Contra Costa County. The program is expected to serve approximately 9,112 Urban County residents. The Crisis Line telephone number is 939-3232. Sponsor address: 307 Lennon Lane, Walnut Creek. Phone: (510) 939-1916. [24 CFR 570.201(e), 570.208(a)(1)(i) and 570.208(a)(2)(A)] 78. Emergency Lodging for Homeless Crisis& Suicide Intervention $5,000 Families Funds will be used to support the operation of this program and to augment the cost of vouchers for one-night motel space for 270 families in need of immediate emergency shelter. Sponsor address: 307 Lennon Lane, Walnut Creek. Phone: (510) 939-1916. [24 CFR 570.201(e), and 570.208(a)(2)(A)] 79. Cold Box Expansion Contra Costa Food Bank $7,500 Funds will be used to expand walk-in refrigerator and freezer capacity used for storage of food donations related to the food distribution program of the Contra Costa Food Bank. The freezer expansion will allow the program to serve an additional 1,200 individuals. Sponsor address: 5121 Port Chicago Highway, Concord. Phone: (510) 676-7543. [24 CFR 570.201(e), and 570.208(a)(2)(D)] 80. Prepared&Perishable Food Program Contra Costa Food Bank $10,000 Fund will be used to assists with the operating costs of the program, which picks up surplus ready-to- eat food from restaurants, corporate cafeterias, and elsewhere throughout the Urban County for delivery to soup kitchens and other local charities who feed the very-low income population of the County. This program will supply approximately 8,040 meals. Sponsor address: 5121 Port Chicago Highway, Concord. Phone: (510) 676-7543. [24 CFR 570.201(e), and 570.208(a)(2)(D)] 81. St Joan of Arc Conference St Vincent De Paul Society $5,000 Housing Fund of Contra Costa County Funds will be used to provide assistance to five persons and families who are at risk of becoming homeless by providing funds to maintain housing. Sponsor address: 2601 San Ramon Valley Blvd., San Ramon. Phone: (510) 945-0123. [24 CFR 570.201(e), and 570.208(a)(2)(C)] 54 PROJECT RESPONSIBLE AGENCY ALLOCATION 82. HIV/AIDS Home Based Support AIDS Project of Contra Costa County $15,000 Funds will be used to support the operation of this program, which provides critical home-based support services for 14 people with HIV disease as an alternative to nursing homes and hospitals. Sponsor address: 2280 Diamond Blvd. Suite 350, Concord. Phone: (510) 356-2437. [24 CFR 570.201(e), and 570.208(a)(2)(A)] 83. HOMEBASE West Contra Costa Youth Services $10,000 Bureau Funds will be used to support operations and transportation cost of this program, which provides a safe haven to seven at risk youths by offering recreational and mentoring activities. Sponsor address: 1300 Amador Ave., San Pablo. Phone: (510)215-4670. [24 CFR 570.201(e), and 570.208(a)(2)(C)] 84. Information& Referral Service United Concillo West $4,000 to West County Funds will be used to support operations of this program, which will provide information and referral services to 14 low-income residents of primarily North Richmond and San Pablo. Information to be provided includes immigrant, employment, food and other social services. Sponsor address: 322 Harbour Way, #10,Richmond. Phone: (510)215-0242. [24 CFR 570.201(e), and 570.208(a)(2)(D)] 85. Employment for People with Independent Living Resource $10,000 Disabilities of Contra Costa Funds will be used to support the operation of this program, which incorporates outreach to major employers for the purpose of hiring qualified disabled persons. This program anticipates placing seven disabled persons in permanent employment. Sponsor address: 3811 Alhambra Ave., Martinez. Phone: (510) 229-9200. [24 CFR 570.201(e), and 570.208(a)(2)(A)] 86. Bay Point Job Skill Training Pittsburg Pre-School Coordinating $7,500 Council Funds will be used to support the operation of this program, which will provide job readiness skill and basic training as auto mechanics to unemployed persons ages 16-22. CDBG funds are expected to support training for one individual. Sponsor address: 1760 Chester Drive, Pittsburg. Phone: (5 10) 439-2061. [24 CFR 570.201(e), and 570.208(a)(2)(C)] 55 PROJECT RESPONSIBLE AGENCY ALLOCATION 87. Homeless and Crisis Management, Cambridge Community Center $10,000 Clothing Exchange Funds will be used to support the operation of this program, which will provide food, clothing and referral services to 750 homeless individuals and families. Sponsor address: 1135 Lacey Lane, Concord, CA. Phone: (510) 689-6891. [24 CFR 570.201(e), and 570.208(a)(2)(A)] J.3 Quantitative Accomplishments by ActiV:V Type Rehabilitation and Preservation 7 Acquisition 4 Fair Housing 3 Public Facilities Improvements 13 Removal of Architectural Barriers 2 Neighborhood Revitalization 1 Special Activities (Economic Development) 6 Assistance to For-Profit business 6 Eligible Planning 1 Public Service 44 Total 87 K. Monitoring K.1 Housing Projects and Pro ams The Contra Costa County Community Development Department is responsible for the administration and management of the following federally-funded programs to provide assistance for affordable housing and homeless shelters: CDBG; HOME; ESG; and HOPWA. All projects funded through these programs are monitored by the Department to ensure that the projects achieve their approved objectives in a manner consistent with federal regulations, the Consolidated Plan, and other local planning requirements. The Department's monitoring procedures consist of the following: • Prior to funding consideration, all project applications are reviewed to ensure consistency with federal regulations, the Consolidated Plan, and County Housing Element. • Following funding approval, Project Sponsors are required to enter into Project Agreements which specify project objectives, scope of work, eligible activities, performance targets, project budget, implementation time frame, federal regulatory 56 requirements21, and monitoring and reporting requirements. In addition, all housing development funds are provided to projects in the form of a Ioan, with applicable federal regulations, and affordability and use restrictions incorporated into the loan documents and effective throughout the loan term. • During project implementation, project sponsors are required to submit quarterly progress reports detailing project progress, significant development problems, project funding and expenditures, outreach to women and minority-owned businesses, and affirmative marketing activity. In addition, projects are monitored as applicable for compliance with federal accounting and procurement standards, labor and construction standards, relocation, affirmative marketing, equal opportunity, fair housing, and other federal requirements. Projects are also subject to an onsite performance and/or financial audit review on a selective basis. • Following project completion, Project Sponsors are required to submit Project Completion Reports identifying: project accomplishments; population served, including data on household characteristics (e.g., size, income, ethnicity); rent and/or housing affordability; and total sources and uses of funds. • Affordable housing development projects (e.g., acquisition, rehabilitation, new construction) must also submit annual compliance reports designed to ensure continued compliance with federal regulations, affordability and use restrictions, and other requirements as specified in project loan documents. In addition, all HOME-assisted projects will be subject to periodic onsite inspections to ensure continued compliance with federal housing quality standards.' K.2 Non-Housing Community Development Projects and Programs The monitoring for Non-Housing projects and programs are similar to those described for Housing Projects and Programs. • Prior to funding consideration, all applications are reviewed for consistency with federal regulation, Consolidated Plan, and Board of Supervisor policy. • Following funding approval, Project Sponsors are required to enter into Project Agreements which specify project objectives, scope of work, applicable timelines and performance targets, project budget, federal, state and local regulatory requirements, and 21Includescompliance with federal regulations concerning: equal opportunity and fair housing;affirmative marketing; displacement,relocation and acquisition;labor;lead-based paint;conflict of interest;debarment and suspension;the environment;historic preservation;and flood insurance. Projects with one to 25 HOME-assisted units will be inspected every other year,while projects with more than 25 units will be inspected annually. 57 monitoring and reporting requirements. • During project implementation, project sponsors are required to submit quarterly progress reports detailing project progress toward objectives, problems and/or resolution to meeting goals, quantitative participation data by ethnicity, income, and household status. Projects are also subject to an onsite performance and financial audit review on a selective basis. Priority is given to high-risk programs for onsite performance and/or audit review • Quarterly reports and request for payment are reviewed for both compliance with Project Agreement and proper documentation for eligible activities. Project Sponsor are advised of any procedural errors and or ineligible activities. • Upon project completion Project Sponsors are required to submit Project Completion Reports identifying: program/project accomplishments, quantitative participation data or population served, and total sources and uses of funds. 58 H. SUMMARY OF PUBLIC PARTICIPATION AND CITIZEN COMMENTS In preparing the FY 1995-99 Consolidated Plan Needs Assessment, Five-Year Strategic Plan, and Annual Plan, Consortium Members contacted and received substantial input from representatives of local jurisdictions and public agencies, affordable housing developers, homeless service providers, and public interest groups currently active in Contra Costa. Each jurisdiction and organization was asked to provide information on affordable housing and homeless funds received, activities undertaken in FY 1994, and planned for FY 1995. In addition, as required by federal regulations, the Contra Costa HOME Consortium's draft FY 1995-99 Consolidated Plan Needs Assessment, Five-Year Strategic Plan, and Annual Plan for FY 1995 was made available for public review and comment at the County Community Development Department and at city offices in each of the four member jurisdictions. Legal notices were published in the Contra Costa Times, the West County Times, the San Ramon Valley Times, and the Antioch Post Dispatch/Daily Ledger. Interested citizens were invited to comment in writing and given the opportunity to comment at a public hearing hosted by the County on October 28, 1993, in Martinez. In addition, the Contra Costa County Board of Supervisors considered and approved the Consortium's Five-Year Strategic Plan and the Urban County's Annual Plan at their regularly scheduled Board meeting on February 14, 1995. The public comment period was closed on February 8, 1995. Consortium Members received no comments on the Consolidated Plan documents. 59 M. CERTIFICATIONS 60 General Certifications Contra Costa County certifies that it will comply with the following requirements: (1) Afrmatively furthering fair housing. Contra Costa County certifies that it will affirmatively further fair housing, which means that it will conduct an analysis to identify impediments to fair housing choice within the jurisdiction, take appropriate actions to overcome the effects of any impediments identified through that analysis, and maintain records reflecting the analysis and actions in this regard. (2) Anti-displacement and relocation plan. Contra Costa County certifies that it has in effect and is following a residential anti-displacement and relocation assistance plan in connection with any activity assisted with funding under the CDBG or HOME programs. (3) Drug free workplace. Contra Costa County certifies that it will maintain a drug-free workplace as required by 24 CFR part 24, subpart F. (4) Anti-lobbying. Contra Costa County certifies that it will comply with restrictions on lobbying as required by 24 CFR part 87, together with disclosure forms, if required by that part. (5) Authority of jurisdiction. Contra Costa County certifies that the consolidated plan is authorized under State and local law(as applicable) and that the county possesses the legal authority to carry out the programs for which it is seeking funding, in accordance with applicable HUD regulations. (6) Consistency with plan. Contra Costa County certifies that the housing activities to be undertaken with CDBG, HOME, ESG, and HOPWA funds are consistent with the strategic plan. Contra Costa County certifies that it will provide the City of Oakland (the most populous unit of general local government in the Alameda-Contra Costa County EMSA and the recipient of HOPWA funds for the EMSA) with certifications of consistency from the authorized public officials for HOPWA-assisted projects located in Contra Costa County. (7) Acquisition and relocation. Contra Costa County certifies that it will comply with the acquisition and relocation requirements of the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970, as amended (42 U.S.C. 4601), and implementing regulations at 49 CFR part 24. (8) Section 3. Contra Costa County certifies that it will comply with Section 3 of the Housing and Urban Development Act of 1968 (12 U.S.C. 1701u), and implementing regulations at 24 CFR part 135. Jim Kennedy, Deputy Director-Redevelopment Date 61 CDBG Certifications Contra Costa County certifies that it will comply with the following requirements: (1) Citizen participation. Contra Costa County certifies that it is in full compliance and following a detailed citizen participation plan that satisfies the requirements of 91.105. (2) Community development plan. Contra Costa County certifies that this consolidated housing and community development plan identifies community development and housing needs and specifies both short-term and long-term community development objectives that have been developed in accordance with the primary objective of the statute authorizing the CDBG program, as described in 24 CFR 570.2, and requirements of this part and 24 CFR part 570. (3) Follawing.pt plan. Contra Costa County certifies that it is following a current Comprehensive Housing Affordability Strategy that has been approved by HUD. (4) Use of funds. Contra Costa County certifies that it complies with the following criteria: (i) With respect to activities expected to be assisted with CDBG funds, the Action Plan has been developed so as to give the maximum feasible priority to activities that will benefit low- and moderate-income families or aid in the prevention or elimination of slums or blight. The plan may also include CDBG-assisted activities that are certified to be designed to meet other community development needs having particular urgency because existing conditions pose a serious and immediate threat to the health or welfare of the community where other financial resources are not available to meet such needs: (ii) The aggregate use of CDBG funds, including section 108 guaranteed loans, during a period specified by the jurisdiction, consisting of one, two, or three specific consecutive program years, shall principally benefit low- and moderate-income families in a manner that ensures that at least 70 percent of the amount is expended for activities that benefit such persons during the designated period (see CFR 570.3 for definition of"CDBG funds"); and (iii) Contra Costa County will not attempt to recover any capital costs of public improvements assisted with CDBG funds, including Section 108 loan guaranteed funds, by assessing any amount against properties owned and occupied by persons of low- and moderate- income, including any fee charged or assessment made as a condition of obtaining access to such public improvements. However, if CDBG funds are used to pay the proportion of a fee or assessment attributable to the capital costs of public improvements (assisted in part with CDBG funds) financed from other revenue sources, an assessment or charge may be made against the property with respect to the public improvements financed by a source other than CDBG funds. In addition, with respect to properties owned and occupied by moderate-income(but not low- income) families, an assessment or charge may be made against the property with respect to the public improvements financed by a source other than CDBG funds if the county certifies that it 62 lacks CDBG funds to cover the assessment. (5) Excessive force. Contra Costa County certifies that it has adopted and is enforcing: (i) A policy prohibiting the use of excessive force by law enforcement agencies within its jurisdiction against any individuals engaged in non-violent civil rights demonstrations; and (ii) A policy of enforcing applicable State and local laws against physically barring entrance to or exit from, a facility or location that is the subject of such non-violent civil rights demonstrations within its jurisdiction. (6) Compliance with anti-discrimination laws. Contra Costa County certifies that the grant will be conducted and administered in conformity with title VI of the Civil Rights Act of 1964 (42 U.S.C. 2000d), the Fair Housing Act (42 U.S.C. 3601-3619), and implementing regulations. (7) Compliance with lead-based paint procedures. Contra Costa County certifies that its notification, inspection, testing, and abatement procedures concerning lead-based paint will comply with the requirements of 24 CFR 570.608. (8) Compliance with laws. Contra Costa County certifies that it will comply with applicable laws. Jim Kennedy, Deputy Director-Redevelopment Date 63 ESG Certifications Contra Costa County certifies that it will comply with the following requirements: (1) In the case of assistance involving major rehabilitation or conversion, Contra Costa County will ensure the maintenance of any building for which assistance is used under the ESG program as a shelter for homeless individuals and families for not less than a 10-year period; (2) In the case of assistance involving rehabilitation less than that covered under paragraph(d)(1) of this section, Contra Costa County will ensure the maintenance of any building for which assistance is used under the ESG program as a shelter for homeless individuals and families for not less than a three-year period; (3) In the case of assistance involving essential services(including, but not limited to employment, health, drug abuse, or education) or maintenance, operation, insurance, utilities and furnishings, Contra Costa County will ensure that the applicant will provide services or shelter to homeless individuals and families for the period during which the ESG assistance is provided, without regard to a particular site or structure as long as the same general population is served; (4) Contra Costa County will ensure that any renovation carried out with ESG assistance shall be sufficient to ensure that the building involved is safe and sanitary; (5) Contra Costa County will assist homeless individuals in obtaining appropriate supportive services, including permanent housing, medical and mental health treatment, counseling, supervision, and other services essential for achieving independent living, and other Federal, State, local, and private assistance available for such individuals; (6) Contra Costa County will obtain matching amounts as required under 576.71 of this title. (7) Contra Costa County will develop and implement procedures to ensure the confidentiality of records pertaining to any individual provided family violence prevention or treatment services under any project assisted under the ESG program, including protection against the release of the address or location of any family violence shelter project except with the written authorization of the person responsible for the operation of that shelter. (8) To the maximum extent practicable, Contra Costa County will involve, through employment, volunteer services, or otherwise, homeless individuals and families in constructing, renovating, maintaining, and operating facilities assisted under this program, in providing services assisted under the program, and in providing services for occupants of facilities assisted under the program; and 64 Y 1 4 (9) Contra Costa County is following a current HUD-approved CHAS. Tim Kennedy, Deputy Director-Redevelopment Date 65 HOME Certifications Contra Costa County, on behalf of the Contra Costa HOME Consortium, certifies that it will comply with the following requirements: (1) Contra Costa County will not use HOME funds for tenant-based rental assistance; (2) Contra Costa County certifies that it is using and will use HOME funds for eligible activities and costs, as described in 92.205 through 92.209 of this subtitle and that it is not using and will not use HOME funds for prohibited activities, as described in 92.214 of this subtitle; and (3) Before committing funds to a project, Contra Costa County will evaluate the project in accordance with guidelines that it adopts for this purpose and will not invest any more HOME funds in combination with other federal assistance than is necessary to provide affordable housing. Jim Kennedy, Deputy Director-Redevelopment Date 66 HOPWA Certifications Contra Costa County certifies that it will comply with the following requirements: (1) Activities funded under the program will meet urgent needs that are not being met by available public and private sources; and (2) Any building or structure assisted under that program shall be operated for the purpose specified in the plan: (i) For a period of not less than 10 years in the case of assistance involving new construction, substantial rehabilitation, or acquisition of a facility; or (ii) For a period of not less than three years in the case of assistance involving non- substantial rehabilitation or repair of a building or structure. Jim Kennedy, Deputy Director-Redevelopment Date 67 CONTRA COSTA COUNTY ACTION PLAN APPENDIX Contra Costa County Action Plan Appendix Page HOME Investment Partnership Act: First-Time Homebuyer's Program AP-1 Affirmative Marketing Procedures AP-4 Minority and Women's Business Outreach Program AP-7 HOME INVESTMENT PARTNERSHIP ACT First-Time Homebuyer's Program The Contra Costa HOME Consortium has established a priority for the use of HOME funds to increase homeownership opportunities for very-low and low-income households in the Consortium area. Programs and projects which will be considered for funding under this component of the HOME Program include: • first-time homebuyer assistance in connection with new housing developments to ensure that a portion of the units will be affordable to and occupied by low-income households; and • projects designed to increase neighborhood stability and improve the quality of housing through an increased incidence of homeownership in an identified target area. In the latter case, the total financing package for the project may include funds for rehabilitation as well as acquisition of the residence. All households receiving assistance under this component of the HOME Program must be first-time homebuyers' with household incomes at/below 80 percent of area median income. All assisted households must agree to occupy the acquired unit as their principle place of residence throughout the loan period;no temporary subleases will be permitted. In addition,federal regulations require that the appraised value of units acquired with HOME funds must not exceed 95 percent of the median purchase price of housing in Contra Costa County(currently $213,100). The County as the Consortium Representative will provide first-time homebuyer assistance using HOME funds in the form of a deferred second mortgage designed to fill the gap between the purchase price of the home and the amount the buyer can afford based on household income. Specifically, the amount of the HOME second loan will equal the purchase price of the unit minus the sum of the first mortgage, the homeowner's downpayment2, and any other sources of available subsidy. In this way, the County will provide just enough subsidy to make the home affordable to the low-income buyer. All HOME loans will be secured by a promissory note and deed of trust specifying affordability and resale requirements. The County will consider applications for first-time homebuyer programs and projects which are consistent with the above requirements and employ one of the following approaches: 1 The following types of households may also qualify for assistance even if they are not first-time homebuyers: a single parent with custody of one or more minor children;a displaced homemaker;the owner of a home which does not meet local codes and cannot be brought into compliance for less than the cost of new construction;or the owner of a manufactured home which is not affixed to a permanent foundation. 2 Homebuyers will be required to provide a minimum downpayment of 5 percent. Higher downpayments will be encouraged. Downpayment may be in the form of sweat equity or grants or gifts from other sources. AP-1 1. a shared equity loan program designed to recapture the HOME subsidy upon sale or transfer of the property; or 2. a silent second loan program with resale restrictions to ensure acquisition of the unit by another qualified homebuyer. Both programs must fully comply with the previously described Consortium requirements and all applicable HOME Program regulations(24 CFR Part 92.254) concerning resale requirements. These two approaches are described in more detail in the following. Shared Equity Loan Program. Under this approach, HOME funds may be used to provide silent second loans to qualified low-income first-time homebuyers. HOME loans may be for up to 30 years. Upon resale, the homebuyer must repay the County the amount of the second plus a share in the appreciation of the unit. Unit appreciation is defined as the difference between the original acquisition price and the resale price. The County's share of the appreciation or "equity share" will equal the amount of the HOME second loan divided by the original acquisition price. All remaining appreciation accrues to the seller. For example, assume a first-time homebuyer acquires a home priced at $100,000 with the following financing: a. homeowner downpayment of$5,000; b. first mortgage of$75,000; and C. HOME silent second in the amount of$20,000. The County's equity share upon resale is equal to 20 percent of the appreciation in the unit ($20,000 divided by$100,000). Assume the owner sells the unit in five years for$110,000, resulting in a total appreciation in value of$10,000. Upon resale, the owner must repay the HOME loan ($20,000) plus the Consortium's share of the appreciation realized on the unit (20 percent or $2,000). After paying off the first mortgage, the owner receives the value of his original investment (downpayment plus principle paydown) and all remaining appreciation ($8,000 in the example).' In no case will the original buyer receive less than the amount of his investment in a resale situation. In the event that the unit does not appreciate, the County will receive only the amount of the silent second ($20,000) upon resale. If the unit depreciates in value and the homeowner has adequately maintained the unit, the County will consider reducing the silent second loan repayment in order to ensure that the owner receives the full amount of his investment. All first-time homebuyer loans repaid within the following time periods will be used to provide additional first-time homebuyer assistance through the Consortium's HOME Program: 20 years for 3 If a first-time homebuyer undertakes significant capital improvements on a unit acquired with HOME funds, appreciation upon resale will equal the resale price minus the original acquisition price minus the value of the improvements. AP-2 loans made to acquire newly constructed units; and 15 years for loans made to acquire resale units. Loans repaid following these time periods will be deposited as program income in the Consortium's HOME Program Trust account and will be available for future HOME-eligible activities. Silent Second Loan Program with Resale Restrictions. Under this approach, HOME funds may be used to provide silent seconds to low-income first-time homebuyers who meet all the requirements previously specified. Depending on financial need and the specific objectives of the program or project, loans may be zero or low-interest with a term of up to 30 years. In addition, units purchased with assistance through this program component must be maintained as a part of the affordable housing stock for the following minimum time periods: 20 years for newly constructed units; 15 years for existing units. Affordability will be maintained through the following resale restrictions which must be incorporated into the loan documents securing the HOME funds: 1. County as Consortium Representative retains right of first refusal to acquire unit in resale situation. 2. Sales price to equal the lesser of the current appraised value or the original acquisition price (plus the value of any capital improvements)times the change in area median income which has occurred during the period of ownership. This approach maintains the integrity of the household's original investment in the unit and represents a fair return. 3. Upon sale to a qualified household,the first buyer must repay the amount of the silent second plus accrued interest, if any. The County will consider first-time homebuyer programs which forgive the interest after expiration of the minimum required period of affordability(e.g., 20 years for new construction). In a resale situation, the County will work with homeowners to identify HOME-eligible purchasers to acquire the assisted units. It is the County's intention to develop and maintain a list of prequalified low-income households interested in purchasing HOME-assisted units at an affordable price. While the County will not require the second purchaser to be a first-time homebuyer, priority will be assigned to low-income households in this category. During the period of required affordability, the unit will be maintained as affordable to households earning 75 percent of area median income. In order to ensure continued affordability, the County will either roll the silent second issued to the first buyer over to the new purchaser, or issue a new silent second with the same terms and conditions. If additional HOME funds are required to maintain affordability, the second buyer will be required to be a first-time homebuyer and a new period of affordability will be initiated. 4 Payment of principle,interest,taxes and insurance(PITI)will not exceed 30 percent of the gross monthly income of a household earning 75 percent of AMI with the following exception. PITI equal to 30 percent of actual gross monthly income for HOME-eligible households earning from 75 to 80 percent of AMI will be considered to be affordable. AP-3 AFFIRMATIVE MARKETING PROCEDURES The objective of affirmative marketing within the context of the HOME, CDBG, HOPWA and ESG Programs is to promote equal access to housing by all groups within the relevant market area. In order to accomplish this objective in accordance with federal regulations, the County has adopted the following policies and measures: 1. Methods for informing the public, owners, and potential tenants about the HOME. CDBG. HOPWA and ESG Programs, federal fair housing laws, and the County's affirmative marketing oP licy. Information concerning the availability of funding, housing opportunities, and fair housing and affirmative marketing requirements will be distributed to: the general public; all jurisdictions and housing agencies located in the County; nonprofit and for-profit owners and developers of affordable housing; and minority and public interest groups representing the County's disadvantaged populations. Methods of distribution will include: a. Press releases to the local news media. b. Preparation and distribution of informational brochures describing the HOME, CDBG, HOPWA, and ESG Programs, including fair housing and affirmative marketing requirements and displaying the Equal Housing Opportunity logotype. C. Meetings and workshops with potential applicants for funds (e.g., cities, developers, current operators and owners of affordable housing). d. Meetings and workshops with representatives of minority and other disadvantaged groups in Contra Costa County, including the NAACP, United Council of Spanish Speaking Organizations,Farmworker Housing Task Force, Pacific Community Services, Contra Costa Legal Services Foundation, North Richmond Neighborhood House, Housing Alliance, and the Chinese American Political Association. e. The County will maintain records concerning the above activities, including copies of press releases, affirmative marketing materials distributed, and workshops and meetings held with the above groups and organizations. 2. Requirements and practices owners of assisted housing must adhere to in order to cam out the County's affirmative marketing procedures and requirements. The County will require owners of federally-assisted housing to comply with federal fair housing law and employ the following affirmative marketing activities: a. Advertise the availability of assisted units on an equal opportunity basis in local newspapers and community newsletters, such as those published by minority groups, neighborhood churches, public service organizations, etc.; and on bulletin boards in AP-4 community gathering spots(e.g., community center, church, supermarket, laundromat, fair housing/housing counseling agency, and employment office). b. Contact appropriate neighborhood and community organizations and representatives of minority and other disadvantaged groups to solicit tenants and provide information about the availability of the assisted units on an equal opportunity basis. C. Display the Equal Housing Opportunity logo at the project location and in all advertisements pertaining to assisted units. 3. Special outreach procedures to be used by owners of assisted units to solicit applications from hard-to-reach populations who may not otherwise apply for residence in these units. a. In conducting the advertising and outreach activities described in 2.a and b above, owners of assisted units will be required to solicit the cooperation of appropriate organizations in the relevant market area in identifying hard-to-reach populations and informing prospective tenants from these groups of the availability of the units on an equal opportunity basis. Organizations which may be particularly effective in this effort include community churches, social service organizations, housing and homeless service providers, and minority and senior citizen groups. As appropriate, owners may request organizations to assist in distributing marketing information concerning the availability of rental units through newsletters, group meetings, and organization and community bulletin boards. b. Again, all advertisements, workshops, meetings and notices concerning the assisted-units will emphasize that the units are available on an equal opportunity basis. 4. Recordkeeping requirements. The County will require recipients of federal funds to keep records concerning affirmative marketing activities. These records must include copies of advertisements placed in newspapers/newsletters and on local bulletin boards, as well as lists of community groups and organizations contacted to solicit tenants. Recipients will also be required to keep information on relevant tenant characteristics, including ethnic composition, income, household size, and age and sex of head of household. 5. Assessment of affirmative marketing activities. The County will require the information compiled in 4 above to be reported annually as a component of the project monitoring process. Affirmative marketing activities will be evaluated to ensure that an adequate level of activity is maintained. Tenant characteristics will be compared with population characteristics in the market area as a further indicator of the effectiveness of the affirmative marketing program and the absence of discrimination. Where discrepancies exist,the County will work with the project owner to determine whether additional affirmative marketing measures are required. Requirements concerning affirmative marketing and fair housing compliance will be incorporated in contract and loan agreements for all assisted projects. The County will document any complaints received concerning a project recipient's failure to abide by all fair AP-5 housing and equal opportunity laws. All such complaints will be carefully evaluated to determine their validity. In the event that a violation is identified, the County will inform the recipient and take appropriate action to ensure that the situation is corrected. AP-6 MINORITY AND WOMEN'S BUSINESS OUTREACH PROGRAM It is the policy of the Contra Costa County Board of Supervisors that Minority-owned Business Enterprises (MBEs) and Women-owned Business Enterprises (WBEs)5 shall have the maximum opportunity to participate in the performance of contracts and projects funded through the HOME, CDBG,HOPWA and ESG Programs. Services provided under such contracts may include, but are not necessarily limited to: real estate; construction; appraisal; property management; lending; investment banking; underwriting; accounting and legal representation and advice. 1. In order to implement this policy within the context of federally-funded programs, affirmative marketing procedures will be employed by the County Community Development Department to ensure that appropriate MBE/WBEs are notified of the availability of HOME funds and potential contracting opportunities. These procedures include the following: a. Maintenance of a list of eligible Minority and Women-owned Businesses for use by the Consortium and prime contractors for funded projects. This list is currently available through the Contra Costa Community Development Department and the County Administrator's Office (Affirmative Action Officer). b. Development of informational brochures and promotional materials describing the HOME, CDBG,HOPWA and ESG programs and potential contracting opportunities for MBE/WBE participation in projects. These materials will be distributed through mailings and meetings with appropriate groups as indicated in l.c and d (following). C. Mailings to appropriate categories of MBE/WBEs (e.g., real estate firms, architects, engineers,building contractors, property management) and published advertisements in local newspapers to ensure broad distribution of information concerning the availability of federal funds and potential contracting opportunities. d. Distribution of information concerning the HOME, CDBG, HOPWA and ESG programs and potential contracting opportunities through meetings and other contacts with local resource organizations currently employed by the County in soliciting MBE/WBE participation in County projects. These organizations include, but are not limited to the following: Filipino Chamber of Commerce of Contra Costa County;Hispanic Chamber of Commerce of Contra Costa County;National Association of Minority Contractors- Northern California; San Francisco/Oakland Minority Business Development Center; Chinese American Chamber of Commerce; and the Coalition of Bay Area Women 5 An eligible MBE is a business entity at least 51%owned and whose management and daily business operations are controlled by one or more minorities who are citizens or lawful permanent residents of the United States and a member of a recognized racial or ethnic group(Black,Hispanic,Asian or Pacific Islander,American Indian or Alaskan Native). Similarly,an eligible WBE is a business entity at least 51%owned and whose management and daily business operations are controlled by one or more women who are citizens or lawful permanent residents of the United States. AP-7 Owned Businesses. In addition, information concerning the HOME Program will be distributed through MBE/WBE job fairs currently sponsored by the County. e. Where economically feasible,total project requirements will be divided into smaller tasks or quantities to permit maximum participation by MBE/WBEs. In addition, the County will endeavor to establish delivery schedules for projects which encourage MBE/WBE participation. f. As appropriate, use the services and assistance of the Small Business Administration and Minority Business Development Agency of the Department of Commerce. 2. In addition to the above measures,the Consortium will also require prime contractors receiving funds under the HOME, CDBG, HOPWA and ESG programs to solicit and use qualified MBE/WBEs for subcontract services wherever feasible. All project contracts will contain a clause requiring contractors to employ measures similar to those described in Lb through e above and notify applicable M 3EAVBE firms of available subcontracting opportunities. To facilitate this effort, the County will make its list of WBE/MBEs available for use by prime contractors. I The Community Development Department will maintain centralized records concerning the use and participation ofMBE/WBEs as contractors and subcontractors on all funded projects. In addition to information on WBE/M[BEs which contract directly with the Consortium for purposes of the specified programs, the Department will require all subrecipients to maintain records and report annually on the participation of MBE/WBEs as subcontractors on projects. AP-8 ELIGIBLE FORMS OF ASSISTANCE In accordance with the requirements of the HOME Program and depending on the specific project, the Consortium will consider the provision of HOME funding in all of the following forms: 1. equity investments; 2. interest-bearing loans or advances; 3. non-interest bearing loans or advances; 4. interest subsidies; 5. deferred payment loans; or 6. grants, The Consortium will give strong preference to the provision of HOME funds in the form of a loan, with deed restrictions specifying affordability and use requirements. Specific loan terms will be dependent on the needs of assisted households and the financial and economic feasibility of individual projects and programs. Other forms of assistance (e.g., grants, interest subsidies)will be considered only if the project applicant demonstrates that it is clearly necessary in order for the project to be feasible. ALLOCATION OF FY 1994 HOME FUNDS Based on the analysis of affordable housing needs and priorities contained in the Contra Costa CHAS, the Consortium anticipates that FY 1994 Contra Costa HOME funds will be allocated among eligible program activities as shown in Table I. Table I New Construction $880,000 Substantial Rehabilitation $450,000 Other Rehabilitation $450,000 Acquisition' $150,000 Community Housing Development Organization Operating Costs $ 50,000 Program Administration-Participating Jurisdiction $206,000 TOTAL FY 1994 HOME FUNDS $2,186,000 An estimated 60 percent of the available HOME funds will be used for the acquisition, rehabilitation or new construction of affordable multifamily rental housing, approximately 10 percent will be used for owner-occupied housing rehabilitation, and 20 percent will be used for first-time homebuyer assistance. However, the final allocation of HOME funds among the programs and priorities identified in Table I will be determined through a competitive application process. 6 Acquisition only;does not include rehabilitation or new construction. AP-9 Criteria which will be used to evaluate Consortium HOME projects include the following: 1. Consistency with priorities established in the Consortium's FY 1994 HOME Program Description and the Comprehensive Housing Affordability Strategy. 2. Eligibility under federal regulations for the HOME Investment Partnership Program. 3. Project contribution to alleviation of identified, affordable housing needs in the Consortium area. 4. Degree to which project serves target population(very-low and low-income households), including the proposed number of assisted units and the term of required affordability. 5. Project feasibility and cost-effectiveness in meeting affordable housing needs. 6. Proposed match and ability of project to leverage other funds. 7. Experience of project team in affordable housing development, management, and related areas. 8. Project time frame (point at which project will be initiated and completed). 9. Proposed affirmative marketing program to ensure equal access to housing activity. In addition to these criteria and in accordance with HUD requirements, the Consortium will evaluate all proposed projects in order to ensure that approval of the requested HOME funds will not result in excessive layering of federal expenditures on the project and that the total subsidies requested are the minimum needed to ensure project feasibility. Match Requirements In accordance with current federal regulations, the Contra Costa Consortium will require matching funds equal to 30 percent of the HOME funds provided for new construction projects and 25 percent of the HOME funds provided for acquisition and/or rehabilitation projects. HOME funds used for program administration and Community Housing Development Organization operating costs do not require a match. Assuming that projects recommended for FY 1994 funding are consistent with the estimates provided in Table I, at a minimum the following matching funds will be required: New Construction $264,000 Substantial Rehabilitation $112,500 Other Rehabilitation $112,500 AP-10 Acquisition 37,500 TOTAL MATCH $526,500 Eligible sources of match will be from nonfederal sources and may include a combination of the following: 1. state, local or private funds; 2. the value of waived taxes, fees, or other charges by state or local jurisdictions; 3. the value of land or real property; 4. the cost of infrastructure improvements directly associated with the proposed project; and 5. the value of voluntary labor, required site-preparation, and/or construction materials. By including leveraging and the provision of required match as one of the criteria for HOME funding, the Consortium will effectively encourage project applicants to provide matching resources beyond the minimum levels required wherever feasible. In addition and as permitted by HUD', the Consortium will also work with project applicants and other jurisdictions to explore alternative sources of match, including bond financing and local investments in other(non- HOME) housing projects which qualify as affordable under HOME regulations. The identification of these additional sources of match will provide the Consortium with the flexibility of funding high priority affordable housing projects which cannot by themselves meet the match requirements. Community Housing_Development Organization Set-aside In accordance with federal regulations, the Consortium will reserve 15 percent of the FY 1994 HOME allocation or$327,900 for investment in affordable housing developed, sponsored, or owned by Community Housing Development Organizations (CHDOs).' Funds reserved for CHDOs may be used for the following HOME-eligible activities identified as priorities for the Consortium area: the acquisition, rehabilitation, and new construction of multifamily rental housing; and a first-time homebuyer's program. Up to 10 percent of the CHDO set-aside may also be used for predevelopment activities related to HOME-eligible projects. In addition, a maximum of$50,000 from the Consortium's overall HOME allocation will be available for CHDO administrative and operating costs incurred in the development and implementation of HOME projects. In implementing the Contra Costa County FY 1992 and 1993 HOME Program, the County 7 Following publication of regulations implementing the Housing and Community Development Act of 1992. 8 The 15 percent set-aside represents a minimum funding level. Depending on specific project requirements, CHDOs may apply and will be considered for HOME funding in excess of this amount. AP-11 qualified five CHDOs, including four which have been selected to receive County HOME funds for affordable housing projects. One additional nonprofit is in the process of being qualified as a CHDO. In anticipation of the FY 1994 Consortium HOME funding cycle, the County as Consortium Representative will continue its outreach efforts to identify additional nonprofits with the potential to become qualified as CHDOs for purposes of HOME funding. Eligible organizations may include: nonprofits which are experienced and currently active in the development of affordable housing in Contra Costa County; nonprofits which are active in related areas and potentially interested in establishing joint ventures with an experienced housing developer; and experienced nonprofit housing developers in the Bay Area who may be interested in creating a local subsidiary to develop affordable housing in Contra Costa. Following identification of interested organizations, the County will work with the nonprofits to ensure that all eligibility requirements are met and documented in accordance with federal regulations. In addition, the County will provide technical assistance to CHDOs with regard to eligible programs and activities under HOME and will work with CHDOs to develop projects for potential HOME funding. AP-12 FEDERAL REQUIREMENTS HOME PROGRAM DESCRIPTIONS REQUIRED COMPONENT PAGE 1. An executed Standard form 424 1 2. FY 1993 HOME Program Description 2 a. Estimated use of HOME funds 10 b. Estimated match requirements 11 3. Amount of HOME funds reserved for CHDOs, an 12 explanation of how PJ will work with CHDOs, and a description of the activities that CHDOs will be undertaking 4. Resale guidelines for first-time homebuyers 6 program 5. Affirmative marketing policies and procedures 13 6. Minority and Women-Owned Business outreach 16 program 7. Required certifications Attachment B 9 The Consortium does not intend to use HOME funds for tenant-based rental assistance or for forms of investment other than those listed in the federal regulations. Therefore, the Consortium's Program Description does not contain a description of rental assistance program administration or additional investment forms(Section 92.150(b)(6)and(7)). AP-13 HOME INVESTMENT PARTNERSHIP PROGRAM FISCAL YEAR 1994 CERTIFICATIONS In accordance with the HOME Investment Partnerships Act (HOME) Program and with 24 CFR 92.150 of the HOME Investment Partnership Program Rule, Contra Costa County as the Consortium Representative for the Contra Costa Consortium, a Participating Jurisdiction for purposes of HOME, certifies the following: 1. That the Participating Jurisdiction, before committing any HOME funds to a project, will evaluate the project in accordance with guidelines that it adopts for this purpose and will not invest any more HOME funds in combination with other federal assistance than is necessary to provide affordable housing; 2. (Refers to tenant-based rental assistance; not applicable.) 3. That the submission of the Program Description is authorized under State and local law(as applicable), and the Participating Jurisdiction possesses the legal authority to carry out the HOME Investment Partnerships Program, in accordance with the HOME regulations; 4. That the Participating Jurisdiction will comply with the acquisition and relocation requirements of the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970, as amended, implementing regulations at 49 CFR Part 24 and the requirements of 24 CFR 92.353; 5. That the Participating Jurisdiction will use HOME funds pursuant to the Participating Jurisdiction's current approved housing strategy and in compliance with all requirements of 24 CFR Part 92; 6. That the Participating Jurisdiction will meet the drug-free work place required by 24 CFR Part 24, Subpart F; and 7. That the Participating Jurisdiction will meet the lobbying required by 24 CFR Part 87, together with disclosure forms, if required by 24 CFR Part 87. James Kennedy Date Deputy Director-Redevelopment Contra Costa County k5/kh/PD94 AP-14