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HomeMy WebLinkAboutMINUTES - 01051993 - 1.85 0 0 HOUSING AUTHORITY OF THE COUNTY OF CONTRA COSTA GENERAL PURPOSE FINANCIAL STATE MTS YEAR ENDED MARCH 31, 1992 (Including Auditors' Reports Thereon) 0 0 0 0 HAIRN ROW ( 0 HOUSING AUTHORITY • OF THE COUNTY OF CONTRA COSTA GENERAL PURPOSE FINANCIAL STATEMENTS YEAR ENDED MARCH 31, 1992 (Including Auditors' Reports Thereon) • HOUSING AUTHORITY OF THE COUNTY OF CONTRA COSTA GENERAL PURPOSE FINANCIAL STATEMENTS MARCH 31, 1992 • TABLE OF CONTENTS Page Independent Auditors' Report 1 Financial Statements: Combined Balance Sheet - All Fund Types and Account Groups 2 Combined Statement of Revenues, Expenditures, and Changes in Fund Balances - All Governmental Fund Types 4 Combined Statement of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - Special Revenue Fund 5 Notes to the General Purpose Financial Statements 6 . Supplemental Data: Statement of Completed CIAP Project 17 Independent Auditors' Report on HUD Method Financial Statements 18 . HUD Method Financial Statements: Balance Sheet - HUD Method 19 Statement of Income and Expenses - HUD Method 20 . Analysis of Surplus - HUD Method 21 Notes to HUD Method Financial Statements 22 Independent Auditors' Report on Schedule of Federal Financial Assistance 24 Schedule of Federal Financial Assistance 25 Compliance Report Based on an Audit of General Purpose Financial Statements Performed in Accordance with Government Auditing Standards 26 Single Audit Report on Compliance with the General Requirements Applicable to Major Federal Financial Assistance Programs 27 Single Audit Opinion on Compliance with Specific Requirements Applicable to Major Federal Financial Assistance Programs 28 Single Audit Combined Report on Internal Control Structure 29 Status of Prior Audit Findings 32 Findings and Recommendations 33 0 HARN & ROWE Certified Public Accountants 2255 Morello Avenue Suite 209 Pleasant Hill, CA 94523 (510) 686-5550 INDEPENDENT AUDITORS' REPORT To the Board of Commissioners Housing Authority of the County of Contra Costa Martinez, California We have audited the accompanying general purpose financial statements of the Housing Authority of the County of Contra Costa, California, as of March 31, 1992, and for the year then ended. The general purpose finan- cial statements are the responsibility of the Housing Authority of the County of Contra Costa, California, management. Our responsibility is to express an opinion on these general purpose financial statements based on our audit. We conducted our audit in accordance with generally accepted auditing standards. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. An audit includes exam- ining, on a test basis, evidence supporting the amounts and disclosures in the general purpose financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall general purpose financial statements presentation. We believe that our audit provides a reasonable basis for our opinion. 0 In our opinion, the general purpose financial statements referred to above present fairly, in all material respects, the financial position of the Housing Authority of the County of Contra Costa, California, as of March 31, 1992, and the results of its operations for the year then ended in conformity with generally accepted accounting principles. 0 Our audit was made for the purpose of forming an opinion on the general purpose financial statements taken as a whole. The information presented in the supplemental data section of this report is presented for purposes of additional analysis and is not a required part of the general purpose financial statements of the Housing Authority of the County of Contra Costa, California. Such information has been subjected to the auditing 0 procedures applied in the audit of the general purpose financial state- ments and, in our opinion, is fairly presented in all niaterial respects in relation to the general purpose financial statements taken as a whole. July 22, 1992 �O M .--4 r- r- %D O %.O m O% -It O Ln ON N N ON O N U'1 r-4 O r-I 00 %D r- '7 N .1 O -7r-4 r1 00 td rd r-4 0D 00 .t oo %D M rl V1 OO 00 4.) 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The Authority's Board of Commissioners are appointed by the County of Contra Costa Board of Supervisors. The Authority's financial statements include activities over which the Board of Commissioners have oversight responsi- bility. • The financial statements present information for the activities of only that portion of funds and account groups of the Housing Authority of the County of Contra Costa. These financial statements do not present informa- tion of any other component unit or department of the County of Contra Costa. Note 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Significant accounting policies of the Authority are described in the following sections. (a) Basis of Presentation - Fund Accounting • The accounts of the Authority are organized on the basis of funds or account groups, each of which is considered a sepa- rate accounting entity. The operations of each fund are accounted for within a separate set of self-balancing accounts that comprise its assets, liabilities, fund equity, revenues, and expenditures or expenses, as appropriate. The various funds are summarized by type in the financial state- ments. Fund types and account groups used by the Agency are described as follows: Governmental Fund Types Special Revenue Funds - Special Revenue Funds account for the proceeds of specific revenue sources (other than expend- able trusts or major capital projects) that are legally restricted to expenditures for specified purposes. Debt Service Funds - Debt Service Funds account for the accumulation of resources for, and payment of, general long- term debt principal, interest and related costs. Fiduciary Funds Fiduciary funds are trust and/or agency funds used to account for assets held by the Authority in a trustee capac- ity. The Authority utilizes an agency fund to account for deferred compensation funds. 6 • HOUSING AUTHORITY OF THE COUNTY OF CONTRA COSTA NOTES TO THE GENERAL PURPOSE FINANCIAL STATEMENTS MARCH 31, 1992 ` (Continued) NOTE 1 - (Continued) Account Groups General Fixed Assets Account Group - The General Fixed Assets Account Group accounts for fixed assets of the Agency. General Long-Term Debt Account Group - The General Long-Term Debt Account Group accounts for the long-term obligations of the Authority and the long-term vacation and vested portion of sick leave related to the governmental funds. (b) Basis of Accountine Governmental fund types are accounted for using the modified accrual method of accounting. Revenues are recognized in the accounting period in which they become available and measurable; expenditures are recognized in the accounting period in which the liability is incurred, if measurable, except for unmatured interest on general long-term debt which is recognized when due. Significant revenue sources nr that have been treated as susceptible to accrual under the modified accrual basis include interest on investments and grants. The revenues from grants which are received as reimbursement for specific expenditures are recognized based upon the expenditures recorded. (c) Total Columns on Combined Financial Statements Total columns on the combined financial statements are cap- tioned "Memorandum Only" to indicate that they are presented only to facilitate financial analysis. Data in these col- umns does not present financial position or results of oper- ations in conformity with generally accepted accounting principles nor is such data comparable to a consolidation. Interfund eliminations have not been made in the aggregate of this data. (d) Fixed Assets Fixed assets are valued at historical cost. Contributed fixed assets are recorded at fair market value at the time received. Interest expense incurred during the development period is capitalized. Fixed assets used in Governmental Fund Type operations (general fixed assets) are accounted for in the General Fixed Assets Account Group rather than in the Governmental Fund Types. No depreciation has been provided on the general fixed assets. 7 HOUSING AUTHORITY OF THE COUNTY OF CONTRA COSTA NOTES TO THE GENERAL PURPOSE FINANCIAL STATEMENTS MARCH 31, 1992 • (Continued) NOTE 1 - (Continued) (e) Collection Losses The direct write-off method has been adopted for providing for uncollectible accounts. (f) Encumbrances Encumbrance accounting is not employed by the Authority. (g) Differing Year Ends The Authority's Aftercare Housing Assistance Program oper- ates on a fiscal year from July 1 through June 30. This differs from its other programs which have a fiscal year ending March 31. Our reporting period for the Aftercare Program was July 1, 1991 through June 30, 1992. The- effect on the financial statements of these differing year ends is not material. Note 2 - CASH AND INVESTMENTS All cash and investments held by the Authority is maintained in checking or savings accounts or in certificates of deposit. The California Government Code requires California banks and savings and loan associations to secure the Authority's deposits not cov- ered by federal deposit insurance by pledging mortgages or govern- ment securities as collateral. The market value of mortgages must equal at least 150% of the face value of deposits. The market value of governments securities must equal at least 1108 of the face value of deposits. Such collateral must be held in the pledging bank's trust department in a separate depository in an account for the Authority. 8 HOUSING AUTHORITY OF THE COUNTY OF CONTRA COSTA NOTES TO THE GENERAL PURPOSE FINANCIAL STATEMENTS MARCH 31, 1992 • (Continued) Note 3 - CASH WITH TRUSTEE Funds totaling $16,998 are maintained in the Authority's name by the Bank of America, which acts as the fiscal agent for previous bond issuances of the Authority. These funds are required to be invested in insured or registered U. S. Government securities and commercial paper. As indicated in Note 8, $311,808 of assets of the deferred compen- sation plan are also recorded as cash with trustee. Note 4 - PREPAID HOUSING ASSISTANCE PAYMENTS The Authority prepares and mails its Section 8 Programs' Housing Assistance Payments to the landlords on the last working day of each month. These amounts are not actually payable until the first working day of the following month. The reimbursement from HUD for these landlord payments is also not received until the first working day of the following month. The prepayment of these housing assistance payments caused the Section 8 Program Special Revenue Funds to have a deficit cash balance of $1,574,398 at March 31, 1992. Note 5 - DEFERRED LOANS / At March 31, 1992, there are $694,065 of Community Development Block Grant, $803,324 of Rental Rehabilitation Grant Loans, and $156,611 of other loans outstanding. There are various types of these loans. Some loans require monthly principal reductions, others are deferred over several years. Interest rates on the loans range from zero interest to 78 per annum. Many of these loans will be forgiven at some specified future date. The agency has elected to record the loan and interest receivable on these notes as deferred revenue. Revenue is recognized as these loans are collected. During the fiscal year ended March 31, 1992 $82,834 of Community Development Block Grant and $104,999 of Rental Rehabilitation Grant loans were determined to be worthless and were written off the books of accounts. 9 • HOUSING AUTHORITY OF THE COUNTY OF CONTRA COSTA NOTES TO THE GENERAL PURPOSE FINANCIAL STATEMENTS MARCH 31, 1992 (Continued) Note 6 - LAND AND EQUIPMENT A summary of the changes in general fixed assets for the year ended March 31, 1992 is as follows: Balance Balance Program 4/1/91 Additions Deletions 3/31/92 Conventional $47,659,319 $3,295,777 $ 40,077 $50,915,019 Section 8 1,081,043 113,588 68,893 1,125,738 S Management 166,606 - - 166,606 Drug Elimination - 756 - 756 $48,906,968 ,$3,410,121 108 970 X552.208,119 NOTE 7 - LONG-TERM OBLIGATIONS A summary of the changes in general long-term obligations for the year ended March 31, 1992 is as follows: Balance Balance 4/1/91 Additions Retirements 3/31/92 Federal Financing • Bank Notes $ 328,765 $ - $ 38,467 $ 290,298 Bonds 3,690,000 - 210,000 3,480,000 Compensated Absences (Note 12) 191.514 14.773 206.287 $ 4,210,279 S 14.773 248,467 $ 3,976.585 Following is a schedule of debt payment requirements to maturity for long-term obligations other than compensated absences: Federal Year Ending Financing March 31 Bank Notes Bonds Total !., 1993 $ 60,166 $ 352,134 $ 412,300 1994 60,166 344,116 404,282 1995 60,166 345,893 406,059 1996 60,166 347,319 407,485 1997 60,166 349,081 409,247 Thereafter 60.168 2.737.220 2.797.388 360,998 4,475,763 4,836,761 Less amount representing interest 70.700 995.763 1.066.463 290 298 $3,480,000 $3,770.298 • The Federal Financing Bank Notes accrue interest at 6.6% per annum. The Bonds accrue interest at rates from 3-1/8% to 5% per annum. 10 1 HOUSING AUTHORITY OF THE COUNTY OF CONTRA COSTA NOTES TO THE GENERAL PURPOSE FINANCIAL STATEMENTS MARCH 31, 1992 (Continued) NOTE 7 - (Continued) The Consolidated Omnibus Budget Act of 1985 authorized the Secre- tary of the Department of Housing and Urban Development (HUD) to forgive all permanent notes held by the U. S. Treasury. In the event that the notes are not forgiven by HUD, the Conventional Program's Annual Contribution Contract (ACC) states that all debt service requirements related to the notes will be HUD's responsi- bility. It is management's opinion that the Authority is not lia- ble for these notes unless the federal government fails to honor the ACC, therefore, they should not be included on the Authority's financial statements. Accordingly, $6,822,653 of permanent notes and accrued interest, recorded on the Authority's books of account as of March 31, 1992, has not been reflected on the Authority's current financial statements. Per the financial reports received from HUD, there is actually $27,119,597 of the permanent notes payable, and interest on these notes, that have not been forgiven as of March 31, 1992. The difference between the amount of notes recorded on the Authority's books of accounts and the amounts recorded on the HUD reports are the amount of notes reflected on part III of the HUD report which the Authority believed had been forgiven prior to March 31, 1989. . NOTE 8 - DEFERRED COMPENSATION PLAN The Authority offers its employees a deferred compensation plan created in accordance with Internal Revenue Code Section 457. The plan, available to all Authority employees, permits them to defer a portion of their salary until future years. The deferred com- pensation is not available to employees until termination, retire- ment, death, or unforeseeable emergency. All amounts of compensation deferred under the plan, all property and rights purchased with those amounts, and all income attribut- able to those amounts, property, or rights are (until paid or made • available to the employee or other beneficiary) solely the proper- ty and rights of the Authority (without being restricted to the provisions of benefits under the plan) , subject only to the claims of the Authority's general creditors. Participants' rights under the plan are equal to those of general creditors of the Authority in an amount equal to the fair market value of the deferred S account for each participant. 11 HOUSING AUTHORITY OF THE COUNTY OF CONTRA COSTA NOTES TO THE GENERAL PURPOSE FINANCIAL STATEMENTS MARCH 31, 1992 • (Continued) NOTE 8 - (Continued) It is the Authority's position that it has a fiduciary obligation for the due care required of a prudent investor in the management of the plan's resources but is not responsible for any loss due the investment or failure of investment funds and assets of the plan nor shall the Authority be required to replace any loss which may result from such investments. In the past, plan assets have been used for no purpose other than to pay benefits. The Authority believes it is unlikely that it will use the assets to satisfy the claims of general creditors in the future. As of March 31, 1992, the assets of the plan, recorded at their fair market value, amounted to $311,808. This amount is held under the Authority's name for named employees. • NOTE 9 - EMPLOYER RETIREMENT PIAN The Authority participates in a defined benefit retirement plan. that is administered by the Contra Costa County Employees' Retire- ment Association. All full-time employees of the Authority par- ticipate in this plan. The plan provides death, disability and service retirement benefits. Benefits are based on the employee's highest level of annual salary, years of service and age at the time of retirement. The Authority's retirement plan had 87 par- ticipants at March 31, 1992. The Authority contributes 8.25% of eligible employees' annual compensation. In addition, the Author- ity also paid approximately 50% of the employees basic annual contribution pursuant to agreements during salary negotiations. Employer contributions are vested (1) after 10 years of service and employee has attained age 50 or (2) 30 years of service regardless of age or (3) at mandatory retirement age regardless of the amount of service. Employees contribute to the retirement system through biweekly payroll deductions. The rate of contribution for employees is determined by age at the time of entrance into the system. Employee contributions and interest thereon may be withdrawn only at termination of employment or at retirement. Total payroll sub- ject to contribution was $3,031,211 for the year ended March 31, 1992. Employer contributions were $437,621 and employee contribu- tions were $137,093, representing 14.4% and 4.5% of payroll sub- ject to contribution, respectively, for the fiscal year ended March 31, 1992. 12 s HOUSING AUTHORITY OF THE COUNTY OF CONTRA COSTA NOTES TO THE GENERAL PURPOSE FINANCIAL STATEMENTS MARCH 31, 1992 (Continued) NOTE 9 - (Continued) The 10 year trend analysis and other disclosures required by gen- erally accepted accounting principles are described in the general purpose financial statements of the County of Contra Costa, Cali- fornia as of March 31, 1992. NOTE 10 - CONTINGENCIES Under the terms of Federal and State grants, audits may be required and certain costs may be questioned as not being appro- priate expenditures under the terms of the grants. Such audits could lead to requests for reimbursement to the grantor agencies. The Authority's management believes disallowances, if any, would be immaterial. NOTE 11 - JOINT POWERS AGREEMENT - PROPERTY AND LIABILITY INSURANCE The Authority participates in a joint venture under a joint powers agreement (JPA) with the California Housing Authority's Risk Management Agency (CHARMA) . CHARMA was formed to provide general liability, property, and errors and omissions risk financing. In addition to the Authority there are five other members. The Authority's property insurance has a $10,000 deductible per occur- rence. The Authority's liability insurance has a $250,000 deduct- ible per occurrence. The relationship between the Authority and CHARMA is such that CHARMA is not a component unit of the Authori- ty for financial reporting purposes. CHARMA's governing board controls the operations of the JPA, including selection of manage- went and approval of operating budgets independent of any influ- ence by member authorities beyond their representation on the board. Each member pays a premium commensurate with the level of coverage requested and shares surpluses and deficits proportion- ately to their participation in CHARMA. Condensed audited financial information for the year ended March 31, 1991, (the latest available) is as follows: Total Assets $ 1,873,673 Total Liabilities (1.150..830) Retained Earnings S 722.843 Total Revenues $ 1,334,037 Total Expenses (1,090,474) Cumulative effect of a change in accounting principle (53.440) Net increase in fund balance J__190 .123 r 13 • HOUSING AUTHORITY OF THE COUNTY OF CONTRA COSTA NOTES TO THE GENERAL PURPOSE FINANCIAL STATEMENTS MARCH 31, 1992 (Continued) NOTE 11 - (Continued) . CHARMA had no long-term debt outstanding at March 31, 1991. The Authority's share of year end assets, liabilities, or fund balance has not been calculated. NOTE 12 - COMPENSATED ABSENCES . It is the Authority's policy to permit employees to accumulate earned but unused vacation leave up to a maximum of 240 to 560 hours depending on the employee's length of service. This leave will be used in future periods or paid to employees upon separa- tion from the Authority. Accrued vacation leave has been valued by the Authority and has been recorded in the General Long-Term • Debt Account Group at $206,287 as of March 31, 1992. It is the Authority's policy to permit employees to accumulate earned but unused sick leave; however, the value of unused sick leave is not payable to employees upon separation from the Author- ity. The cost of vacation and sick leave is recognized, when payments are made to employees, in the Special Revenue Funds. NOTE 13 - HEALTH INSURANCE Health care benefits for active and retired employees are financed by the beneficiaries and by the Authority. The Authority's con- tribution during 1991 - 1992 for active employees was $310,599 and for retired employees $116,891. The Authority's liability for health care benefits is limited to its annual contribution. As of March 31, 1992, there were 91 active and 46 retired employees being covered by the Authority's health insurance. NOTE 14 - LEASE COMMITMENTS Total rental expense for the year ended March 31, 1992 for all operating leases amounted to $50,348. At March 31, 1992, the future minimum rental payments required under operating leases for operating facilities, are as follows: 14 HOUSING AUTHORITY OF THE COUNTY OF CONTRA COSTA NOTES TO THE GENERAL PURPOSE FINANCIAL STATEMENTS MARCH 31, 1992 (Continued) NOTE 14 - (Continued) Fiscal Year Endiny- March 31, 1993 $105,923 1994 75,340 1995 79,040 1996 82,720 1997 56.800 399 823 NOTE 15 JOINT POWERS AGREEMENT WORKERS' COMP INSURANCE The Authority participates in a joint venture under a joint powers agreement (JPA) with the California Housing Workers' Compensation Authority (CHWCA) . CHWCA was formed to provide workers' compensa- tion insurance coverage for member housing authorities. At Decem- ber 31, 1991 (the fiscal year end for the joint venture) , there were twenty-one members. The relationship between the Authority and CHWCA is such that CHWCA is not a component unit of the Authority for financial reporting purposes. Condensed audited financial information for the year ended Decem- ber 31, 1991, is as follows: Total Assets $ 1,823,218 Total Liabilities (1,225,621) Retained Earnings S 597,597 Total Revenues $ 2,494,725 Total Expenses (1,897,128) Net increase in fund balance $ 597,597 CHWCA had no long-term debt outstanding at December 31, 1991. The Authority's share of year end assets, liabilities, or fund balance has not been calculated. 15 SUPPLEMENTAL DATA r 16 HOUSING AUTHORITY OF THE COUNTY OF CONTRA COSTA STATEMENT OF COMPLETED CLAP PROJECT ANNUAL CONTRIBUTION CONTRACT SF-182 MARCH 31, 1992 CA 11-910 Funds approved $2,635,000 Funds expended 2.635.000 * Excess of funds expended - Funds advanced $2,635,000 Funds expended 2.635.000 Excess of funds expended $ - r The accompanying notes are an integral part of this statement. 17 HARN & ROWE Certified Public Accountants 2255 Morello Avenue Suite 209 Pleasant Hill, CA 94523 (510) 686-5550 INDEPENDENT AUDITORS' REPORT ON HUD METHOD FINANCIAL STATEMENTS 1 To the Board of Commissioners Housing Authority of the County of Contra Costa Martinez, California We have audited the special purpose balance sheet - HUD method of the Housing Authority of the County of Contra Costa, California as of March 31, 1992 and the related special purpose statements of income and expenses and analysis of surplus for the year then ended. These financial statements are the responsibility of the Authority's management. Our responsibility is to express an opinion on the financial statements based on our audit. We conducted our audit in accordance with generally accepted auditing standards. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. The accompanying HUD method financial statements were prepared for the purpose of complying with HUD Handbook 7476.1 REV-1 as discussed in Note 1 to the HUD method financial statements, and are not intended to be a presentation in conformity with generally accepted accounting principles. In our opinion, the special purpose financial statements referred to above present fairly, in all material respects, the financial position of the Housing Authority of the County of Contra Costa, California as of March 31, 1992 and the results of its operations for the year then ended, on the method of accounting described in Note 1 to the HUD method financial statements. This report is intended solely for the information and use of the Board of t► Commissioners and management of the Housing Authority of the County of Contra Costa, California and the U.S. Department of Housing and Urban Development. This restriction is not intended to limit distribution of this report, which is a matter of public record. l?,a-, d-- A',.— July 22, 1992 18 !P) HOUSING AUTHORITY OF THE COUNTY OF CONTRA COSTA STATEMENT OF INCOME AND EXPENSES - HUD METHOD FOR THE YEAR ENDED MARCH 31, 1992 . Public Housing Section 8 Operating Income Dwelling rent $2,453,460 $ - Nondwelling rent 16,712 - Excess utilities 16,919 - Interest on general fund investments 23,622 27,807 Other income 48.204 142.233 Total operating income 2.558.917 170.040 Operating Expenses Administration 480,090 2,285,608 Tenant services 18,165 - Protective services 6,104 - Utilities 696,484 - Ordinary maintenance and operation 1,859,141 89,831 General expenses 814,143 1,002,432 Nonroutine maintenance 124,666 - Housing assistance payments 28.288.554 Total operating expenses 3,998.793 31,666.425 Net operating loss 1,439,876 31,496,385 Other Charges Interest on notes and bonds payables 564,363 - Loss on the disposition of equipment 34.931 67.608 r Net loss $2,039 31.563.993 The accompanying Independent Auditors' Report and notes are an integral part of this statement. 20 HOUSING AUTHORITY OF THE COUNTY OF CONTRA COSTA • ANALYSIS OF SURPLUS - HUD METHOD FOR THE YEAR ENDED MARCH 31, 1992 Public Housing Section 8 . Unreserved Surplus Unreserved surplus as of April 1, 1991 $(55,379,132) $(213,221,293) Net loss for the year ended March 31, 1992 (2,039,170) (31,563,993) Provision for operating reserve for the year ended March 31, 1992 1,400 (241,048) Provision for project account for the year ended March 31, 1992 - (1.100.438) Unreserved surplus as of March 31, 1992 (57.416,902) _ (246,126.772) Operating Reserve Operating reserve as of April 1, 1991 1,096,515 736,197 • Provision for operating reserve for the year ended March 31, 1992 (1,400) 241,048 Withdrawals - (82.008) Operating reserve as of March 31, 1992 1.095.115 895.237 Project Account Project account as of April 1, 1991 - 19,980,643 Provision for project account for the year ended March 31, 1992 1.100.438 Project account as of March 31, 1992 21.081.081 w Cumulative HUD Contributions Cumulative HUD Contributions as of April 1, 1991 91,674,058 194,115,759 Annual contributions 410,554 31,853,960 Operating subsidy 1,516,142 - CIAP grants 2.813.315 • Cumulative HUD Contributions as of March 31, 1992 96.414.069 225,969.719 Cumulative Donations Cumulative donations as of April 1, 1991 1,058,774 218,111 Donated fixed assets 467.923 Cumulative donations as of March 31, 1992 1.526.697 218.111 Total surplus as of March 31, 1992 $ 41.618,979 $ 2.037,376 t. The accompanying Independent Auditors' Report and notes are an integral part of this statement. 21 HOUSING AUTHORITY OF THE COUNTY OF CONTRA COSTA NOTES TO HUD METHOD FINANCIAL STATEMENTS MARCH 31, 1992 NOTE 1 - HUD METHOD FINANCIAL STATEMENTS The financial statements HUD method were prepared to comply with the requirements of the U.S. Department of Housing and Urban Development (HUD) handbook 7476.1 Rev.l. The required HUD method of preparation and maintenance of accounting records and S presentation of financial statements differs significantly from generally accepted accounting principles. Some of the more significant of these differences are as follows: A. The financial statements present only information and activities pertaining to programs funded directly or indirectly by HUD. B. The required financial statements and financial statement presentation differ between the HUD method and generally accepted accounting principles. C. Annual contributions, operating subsides, donations, and grants are recorded as credits directly to fund equity rather than as revenues. D. Revenues and expense are recorded on the accrual basis of accounting versus the modified accrual basis required for governmental fund types under generally accepted accounting principles. E. The HUD method of accounting requires that losses on property dispositions of fixed assets be recorded as an expense upon disposition, while capital additions are not recorded as an expense. F. The HUD method of accounting requires that interest expense accrued but not actually paid during the fiscal year be recorded as an expense. • NOTE 2 - LONG-TERM OBLIGATIONS The Consolidated Omnibus Budget Act of 1985 authorized the Secretary of the Department of Housing and Urban Development (HUD) to forgive all permanent notes held by the U. S. Treasury. In the event that the notes are not forgiven by HUD, the Conventional Program's Annual Contribution Contract (ACC) states that all debt service requirements related to the notes will be HUD's responsibility. It is management's opinion that the Authority is not liable for these notes unless the federal government fails to 22 i HOUSING AUTHORITY OF THE COUNTY OF CONTRA COSTA NOTES TO HUD METHOD FINANCIAL STATEMENTS MARCH 31, 1992 NOTE 2 - (Continued) honor the ACC, therefore, they should not be included on the Authority's financial statements. Accordingly, $6,822,653 of permanent notes and accrued interest, recorded on the Authority's books of account as of March 31, 1992, has not been reflected on N the Authority's current financial statements. Per the financial reports received from HUD, there is actually $27,119,597 of the permanent notes payable, and interest on these notes, that have not been forgiven as of March 31, 1992. The difference between the amount of notes recorded on the Authority's books of accounts and the amount recorded on the HUD report is the amount of notes reflected on part III of the HUD report which the Authority believed had been forgiven prior to March 31, 1989. M t 23 i 0 HARN & ROWE Certified Public Accountants 2255 Morello Avenue Suite 209 Pleasant Hill, CA 94523 i (510) 686-5550 INDEPENDENT AUDITORS' REPORT ON SCHEDULE OF FEDERAL FINANCIAL ASSISTANCE To the Board of Commissioners Housing Authority of the County of Contra Costa Martinez, California We have audited the general purpose financial statements of the Housing Authority of the County of Contra Costa, California, for the year ended March 31, 1992, and have issued our report thereon dated July 22, 1992. • These general purpose financial statements are the responsibility of the Housing Authority of the County of Contra Costa, California, management. Our responsibility is to express an opinion on these general purpose finan- cial statements based on our audit. We conducted our audit in accordance with generally accepted auditing stan- dards and Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the general purpose financial statements. An audit also includes . assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presenta- tion. We believe that our audit provides a reasonable basis for our opinion. Our audit was made for the purpose of forming an opinion on the general purpose financial statements of the Housing Authority of the County of Contra Costa, California, taken as a whole. The accompanying schedule of federal financial assistance is presented for purposes of additional analy- sis and is not a required part of the general purpose financial statements. The information in that schedule has been subjected to the auditing proce- dures applied in the audit of the general purpose financial statements and, in our opinion, is fairly presented in all material respects in relation to the general purpose financial statements taken as a whole. �f + k-e-- a July 22, 1992 24 HOUSING AUTHORITY OF THE COUNTY OF CONTRA COSTA SCHEDULE OF FEDERAL FINANCIAL ASSISTANCE FOR THE YEAR ENDED MARCH 31, 1992 • CFDA Federal Grantor Number Expenditures Department of Housing and Urban Development Direct Programs: Drug Elimination Program 14.854 $ 213.157 Public Housing 14.850 4.343,710 * Comprehensive Improvement Assistance Program 14.852 2.951.616 * Section 8 Housing Voucher Program 14.177 4.691,702 * Lower Income Housing Assistance Program 26,403,423 Passed Through the State of California: Lower Income Housing Assistance Program 766.898 Subtotal 14.156 27.170.321 Passed Through the County of Contra Costa: Community Development Block Grant, Contract No. 16-3 14.218 81.479 Rental Housing Rehabilitation, Contract No. U.C. -06-0223 14.230 217.338 Total $39,669,323 * This is a major federal financial assistance program. t The accompanying notes are an integral part of this statement. 25 1 HARN & ROWE Certified Public Accountants 2255 Morello Avenue Suite 209 Pleasant Hill, CA 94523 (510) 686-5550 COMPLIANCE REPORT BASED ON AN AUDIT OF GENERAL PURPOSE FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS To the Board of Commissioners Housing Authority of the County of Contra Costa Martinez, California We have audited the general purpose financial statements of the Housing Authority of the County of Contra Costa, California, as of and for the year ended March 31, 1992, and have issued our report thereon dated July 22, 1992. We conducted our audit in accordance with generally accepted auditing stan- dards and Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. Compliance with laws, regulations, contracts, and grants applicable to the Housing Authority of the County of Contra Costa, California, is the respon- sibility of the Housing Authority of the County of Contra Costa, Califor- nia, management. As part of obtaining reasonable assurance about whether the general purpose financial statements are free of material misstatement, we performed tests of the Authority's compliance with certain provisions of laws, regulations, contracts, and grants. However, our objective was not to provide an opinion on overall compliance with such provisions. The results of our tests indicate that, with respect to the items tested, the Housing Authority of the County of Contra Costa, California complied, in all material respects, with the provisions referred to in the preceding paragraph. With respect to items not tested, nothing came to our attention that caused us to believe that the Authority had not complied, in all mate- rial respects, with those provisions. This report is intended for the information of the Board of Commissioners, management, and the U. S. Department of Housing and Urban Development. This restriction is not intended to limit the distribution of this report, which is a matter of public record. July 22, 1992 26 HARN & ROWE Certified Public Accountants 2255 Morello Avenue Suite 209 Pleasant Hill, CA 94523 (510) 686-5550 SINGLE AUDIT REPORT ON COMPLIANCE WITH THE GENERAL REQUIREMENTS APPLICABLE TO MAJOR FEDERAL FINANCIAL ASSISTANCE PROGRAMS • To the Board of Commissioners Housing Authority of the County of Contra Costa Martinez, California We have applied procedures to test the Housing Authority of the County of Contra Costa, California, compliance with the following requirements appli- cable to each of its major federal financial assistance programs, which are identified in the schedule of federal financial assistance for the year ended March 31, 1992 Political Activity Davis - Bacon Act Civil Rights Cash Management Federal Financial Reports • Relocation Assistance and Real Property Acquisition Allowable Costs/Cost Principles Drug-free Workplace Administrative Requirements Our procedures were limited to the applicable procedures described in the • Office of Management and Budget's Compliance Supplement for Single Audits of State and Local Governments. Our procedures were substantially less in scope than an audit, the objective of which is the expression of an opinion on Housing Authority of the County of Contra Costa, California compliance with the requirements listed in the preceding paragraph. Accordingly, we do not express such an opinion. With respect to the items tested, the results of those procedures disclosed no material instances of noncompliance with the requirements listed in the first paragraph of this report. With respect to items not tested, nothing came to our attention that caused us to believe that the Housing Authority of the County of Contra Costa, California had not complied, in all material • respects, with those requirements. This report is intended for the information of the Board of Commissioners, management, and the U. S. Department of Housing and Urban Development. This restriction is not intended to limit the distribution of this report, which is a matter of public record. July 22, 1992 27 • HARN & ROWE Certified Public Accountants 2255 Morello Avenue Suite 209 Pleasant Hill, CA 94523 (510) 686-5550 SINGLE AUDIT OPINION ON COMPLIANCE WITH SPECIFIC REQUIREMENTS APPLICABLE TO MAJOR FEDERAL FINANCIAL ASSISTANCE PROGRAMS To the Board of Commissioners Housing Authority of the County of Contra Costa Martinez, California We have audited the Housing Authority of the County of Contra Costa, Cali- fornia, compliance with the requirements governing types of services allowed or unallowed; eligibility; reporting; special tests and provisions for 14.852 - Public Housing - Comprehensive Improvement Assistance Program; 14.156 - Lower Income Housing Assistance Program; and 14.177 - Section 8 Housing Voucher Program; and claims for advances and reimbursements that are applicable to each of its major federal financial assistance programs, • which are identified in the accompanying schedule of federal financial assistance for the year ended March 31, 1992. The management of the Housing Authority of the County of Contra Costa, Cal- ifornia is responsible for the Housing Authority of the County of Contra Costa, California, compliance with those requirements. Our responsibility is to express an opinion on compliance with those requirements based on our audit. We conducted our audit in accordance with generally accepted auditing stan- dards, Government Auditing Standards, issued by the Comptroller General of the United States, and Office of Management and Budget Circular A-128, Audits of State and Local Governments. Those standards and OMB Circular A- 128 require that we plan and perform the audit to obtain reasonable assurance about whether material noncompliance with the requirements referred to above occurred. An audit includes examining, on a test basis, evidence about the Housing Authority of the County of Contra Costa, Cali- fornia, compliance with those requirements. We believe that our audit pro- vides a reasonable basis for our opinion. The results of our audit procedures disclosed immaterial instances of non- compliance with the requirements referred to above, which are described in the accompanying schedule of findings and recommendations. We considered these instances of noncompliance in forming our opinion on compliance, which is expressed in the following paragraph. In our opinion, the Housing Authority of the County of Contra Costa, Cali- fornia complied, in all material respects, with the requirements governing types of services allowed or unallowed; eligibility; reporting; special tests and provisions for 14.852 - Public Housing - Comprehensive Improve- ment Assistance Program; 14.156 - Lower Income Housing Assistance Program; and 14.177 - Section 8 Housing Voucher Program; and claims for advances and • reimbursements that are applicable to each of its major federal financial assistance programs for the year ended March 31, 1992. f�a fi Ieat'-'_ July 22, 1992 28 • HARN & ROWE Certified Public Accountants 2255 Morello Avenue Suite 209 Pleasant Hill, CA 94523 • (510) 686-5550 SINGLE AUDIT COMBINED REPORT ON INTERNAL CONTROL STRUCTURE To the Board of Commissioners Housing Authority of the County of Contra Costa Martinez, California We have audited the general purpose financial statements of the Housing Authority of the County of Contra Costa, California, as of and for the year ended March 31, 1992, and have issued our report thereon dated July 22, 1992. We conducted our audits in accordance with generally accepted auditing standards; Government Auditing Standards, issued by the Comptroller General of the United States; and Office of Management and Budget (OMB) Circular A- 128, Audits of State and Local Governments. Those standards and OMB Circu- lar A-128 require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement and about whether The Housing Authority of the County of Contra Costa complied with laws and regulations, noncompliance with which would be material to a major federal financial assistance pro- gram. In planning and performing our audits for the year ended March 31, 1992, we considered the Authority's internal control structure in order to determine our auditing procedures for the purpose of expressing our opinions on the Authority's general purpose financial statements and on its compliance with requirements applicable to major federal financial assistance programs and not to provide assurance on the internal control structure. The management of the Housing Authority of the County of Contra Costa, Cal- ifornia, is responsible for establishing and maintaining an internal con- trol structure. In fulfilling this responsibility, estimates and judgments by management are required to assess the expected benefits and related costs of internal control structure policies and procedures. The objec- tives of an internal control structure are to provide management with rea- sonable, but not absolute, assurance that assets are safeguarded against loss from unauthorized use or disposition, that transactions are executed in accordance with management's authorization and recorded properly to permit the preparation of general purpose financial statements in accor- dance with generally accepted accounting principles, and that federal financial assistance programs are managed in compliance with applicable laws and regulations. Because of inherent limitations in any internal control structure, errors, irregularities, or instances of noncompliance may nevertheless occur and not be detected. Also, projection of any evalu- ation of the structure to future periods is subject to the risk that proce- dures may become inadequate because of changes in conditions or that the effectiveness of the design and operation of policies and procedures may deteriorate. 29 For the purpose of this report, we have classified the significant internal control structure policies and procedures in the following categories: Cycles of the Entity's Activity Revenue/Receipts Purchases/Disbursements Payroll General Requirements Political Activity Davis - Bacon Act Civil Rights Cash Management Federal Financial Reports Relocation Assistance and Real Property Acquisition Allowable Costs/Cost Principles Drug-Free Workplace Administration Requirements Specific Requirements Types of Services Eligibility Reporting Special Requirements For all of the internal control structure categories listed above, we obtained an understanding of the design of relevant policies and procedures and determined whether they have been placed in operation, and we assessed control risk. During the year ended March 31, 1992, the Housing Authority of the County of Contra Costa expended 99 percent of its total federal financial assis- tance under major federal financial assistance programs. We performed tests of controls, as required by OMB Circular A-128, to evaluate the effectiveness of the design and operation of internal control structure policies and procedures that we considered relevant to preventing or detecting material noncompliance with specific requirements, general requirements, and requirements governing claims for advances and reimburse- ments that are applicable to each of the Authority's major federal finan- cial assistance programs, which are identified in the accompanying schedule of federal financial assistance. Our procedures were less in scope than would be necessary to render an opinion on these internal control structure policies and procedures. Accordingly, we do not express such an opinion. 30 Our consideration of the internal control structure would not necessarily disclose all matters in the internal control structure that might be mate- rial weaknesses under standards established by the American Institute of Certified Public Accountants. A material weakness is a reportable condi- tion in which the design or operation of one or more of the specific inter- nal control structure elements does not reduce to a relatively low level the risk that errors or irregularities in amounts that would be material in relation to the general purpose financial statements being audited may occur and not be detected within a timely period by employees in the normal course of performing their assigned functions. We noted no matters involving the internal control structure and its operation that we consider to be material weaknesses as defined above. This report is intended for the information of the Board of Commissioners, management, and the U. S. Department of Housing and Urban Development. This restriction is not intended to limit the distribution of this report, which is a matter of public record. July 22, 1992 31 HOUSING AUTHORITY OF THE COUNTY OF CONTRA COSTA STATUS OF PRIOR AUDIT FINDINGS MARCH 31, 1992 The previous audit report for the year ended March 31, 1991, contained the following audit finding. This finding was controlled by HUD. Finding 1 - Various mistakes and missing information, or documentation, was noted during the examination of the tenants' files. During the current year's audit, other mistakes and missing information was found. See current year's finding #1. 32 • HOUSING AUTHORITY OF THE COUNTY OF CONTRA COSTA COMPLIANCE FINDINGS AND RECOMMENDATIONS MARCH 31. 1992 • 1. Tenant Files • During our examination of tenant files of the Public Housing Program and the Lower Income Housing Assistance Program we found the following: a. Public Housing Program (CFDA #14.850) • We examined 13 Conventional Low Rent Program's tenant files and found the following: 1. One HUD Form 50058 contained an incorrect reexamination date. • 2. The security deposit recorded on one tenants' lease did not agree to the amount recorded on the security deposit register. b. Lower Income Housing Assistance Program (CFDA #14.156) • We examined 17 Lower Income Housing Assistance Program's tenant files and found the following: 1. The PHA did not perform an annual review of the utility allowances. 2. One HUD Form 50058 indicated an incorrect bedroom size. We recommend the Authority review its Public Housing Program's and Lower Income Housing Assistance Program's tenant files to insure that the above mentioned information is correct and/or included in the tenants' files. The Authority should examine its certification and recertification preparation and review procedures to insure that all future certifications and recertifications are documented in accordance with HUD regulations. The Authority should also perform the required annual review of utility allowances. Authority's Response - Appropriate action will be taken to insure that staff complies with operating procedures on certifications and recertifications. The Authority will also perform the required annual review of utility allowances. 33