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HomeMy WebLinkAboutMINUTES - 12111993 - 1.1 r THE BOARD OF SUPERVISORS OF CONTRA COSTA COUNTY, CALIFORNIA DATE: Saturday, December 11, 1993 MATTER OF RECORD ------------------------------------------------------------------ ------------------------------------------------------------------ The Chair convened the meeting of the Board of Supervisors and the Boards of Directors of the Mt. Diablo Hospital District, Brookside Hospital District, and Los Medanos Hospital District at the Training Institute, Bay Room, 500 Court Street, Martinez. Following introductory comments of Phil Batchelor, County Administrator, on the purpose of this meeting, Grace Ellis, spokeperson for the Hospital District Boards, presented the Joint Hospital District Proposal to the Contra Costa County Board of Supervisors. The proposal consisted mainly of offering available beds in the district hospitals to County patients, thereby eliminating the need to construct a replacement County hospital. She stressed the cost savings potential that could be achieved not only to the district hospitals but to the County as well. Speakers in support of the Hospital District Proposal cited the convenience to the poor and disadvantaged in providing medical services within the district hospitals as opposed to requiring these patients to travel to the County Hospital in Martinez; transportation issues; maximizing the utilization of district hospitals; and the extention of the operation of the prepaid health plan to all district hospitals. Mark Finucane, Health Services Director, presented "The 12 Point Plan for A County Wide Blended System of Care, " which included a joint venture with Brookside Hospital for obstetric patients, expansion of the advice nurse service to the entire County, expansion of the availability of the Home Health Agency to hospital patients throughout the County, expansion of primary care activities, relocation of acute psychiatric services, expansion of the family practice residency training program by 1996, and the appointment of a Medi-Cal Advisory Planning Commission. In conclusion, Mr. Finucane advised that Contra Costa is committed to building additional successful working relationships with the district hospitals, community hospitals, tertiary care facilities, private and publicly sponsored health maintenance organizations, federal and state facilities, the private business sector, and private medical providers. Speakers in support of continuing with the replacement of Merrithew Memorial Hospital commented on the decision of the Board to proceed with the construction of a new County Hospital, the initial sale of a Bond Issue and costs associated with the defeasance of those bonds should the replacement hospital project be abandoned, the quality of care provided by the medical staff at Merrithew, the lack of interest of the district hospitals to participate in a program to accpt County patients, and the financial problems of the district hospitals. At the conclusion of the meeting, Sunne W. McPeak, Chair of the Board of Supervisors, requested the County Administrator and Health Services Director to review the issues associated with the current partnership, functional integration in joint management and shared hospital facilities, possibilities for the Series B Bond Issue, and other options as identified by staff with reports to the Board as required. Matter of Record Saturday, December 11, 1993 Page 2 The Chair then adjourned this meeting to the Monday December 13 , 1993, 10: 30 a.m. meeting of the Finance Committee, County Administration Building, Room 108, 651 Pine Street, Martinez, California. THIS IS A MATTER FOR RECORD PURPOSES ONLY. cc: Health Services Director County Administrator �I IIy c%�6ys=ops-� f ' 7u7 ' Ja JOINT HOSPITAL DISTRICT Proposal to: CONTRA COSTA COUNTY BOARD OF SUPERVISORS December 11, 1993 JOINT HOSPITAL DISTRICT PROPOSAL TO CONTRA COSTA COUNTY BOARD OF SUPERVISORS December 11, 1993 I. INTRODUCTION In July, 1993, an ad hoc committee of the Mt. Diablo Hospital District Board of Directors consisting of Grace Ellis and Mary Mahoney, as well as Michael L. Wall, President and CEO, met with Supervisors Sunne McPeak and Tom Powers to discuss the proposed County Hospital and the role the Hospital District could play in providing an alternative to its construction. Since that date several additional meetings have occurred among Contra Costa County, Brookside Hospital District, Los Medanos Hospital District and Mt. Diablo culminating in this proposal for a cost effective delivery of health care services to the residents of Contra Costa County and others served by the County. The basic elements which form the basis for this alternative are: 1. The Districts would contractually assume responsibility for providing or arranging to provide for the bulk of services now performed at Merrithew, including: acute inpatient, extended care, comprehensive acute psychiatric services and emergency services 2. There would be some consideration paid by the County for these District services. 3. The County would be relieved of its obligation to rebuild Merrithew Hospital 4. The County would retain its clinics and Health Plan and continue to channel its patients through the HMO In an effort to facilitate this decision process, the three Districts have jointly prepared this document and financial analysis. This document is intended to identify potential financial savings and key issues and to offer alternatives for discussion. In addition, the County has raised the possibility of purchasing needed beds at the District hospitals which would save the County from the obligation to go forward with planned hospital construction. It is our hope that through the development of a joint work plan these proposals can be fully explored. The Districts are willing to consider any proposal from the County Health Services Department which indicates a cooperative effort among District and County facilities. 1 JOINT HOSPITAL DISTRICT PROPOSAL TO CONTRA COSTA COUNTY BOARD OF SUPERVISORS December 11, 1993 II. THE FINANCIAL ANALYSIS As stated, the financial analysis attached assumes that all acute medical-surgical, extended care, comprehensive acute psychiatric and emergency services now provided at Merrithew Memorial would be provided by the Districts. The net patient revenues and related expenses associated with these services and functions are included in the profit and loss statement presented. The analysis also assumes that the County continues to operate its full array of clinics now operated through Merrithew Memorial. In any financial projection, historical data must be used to project future events. The development of funding projections required the use of a variety of assumptions and projections based upon available historical information about this patient population. These assumptions present risks of over and under estimation. In addition, certain estimates were necessarily based upon the Districts' operational cost information which may be unfamiliar to the County. We recognize that the County may wish to confirm the analysis through the use of a neutral outside parry with greater access to Merrithew's internal data. While we are comfortable with the costs projected in this analysis, we would be willing to participate in any effort which would increase the level of assurance surrounding this proposal. III. OTHER FINANCIAL ISSUES A. Basis of and Parties to the Arrangement The Districts are willing to enter a long-term contractual relationship with the County and its Health Plan and commit their resources to provide in-patient services for the entire volume of Merrithew patients in the local community. B. Operational Financing The agreement would need to contain several financial provisions including: 1. A substantial reduction and redirection of the County's current and projected expenses for inpatient, emergency, psychiatric and extended care. 2. A specific, pre-determined supplemental payment based on cost necessary to cover marginal losses experienced at any of the District Hospitals in relation to providing the required services. 2 JOINT HOSPITAL DISTRICT PROPOSAL TO CONTRA COSTA COUNTY BOARD OF SUPERVISORS December 11, 1993 3. Clear agreements on how any annual supplemental payment would be adjusted over time for changes in volume and inflation 4. A mechanism for channelling funds that could include capitation, utilization based reimbursement or block grant. 5. The structure of the funding mechanism to be designed to limit the County's and the Districts' risk for the costs of services over time. 6. Flexibility to respond to major changes brought about through national healthcare reform. According to the analysis, the Districts would assume the described service responsibilities and provide or arrange to provide for them. All payor sources would be billed and revenues collected by the Districts to the extent possible. Upon reviewing the volume and patient mix allocation at each hospital, it is projected that a shortfall at each facility would range from $0 to approximately $5 million, based on expected patient revenues minus incremental costs. Currently, the County subsidizes Merrithew for its shortfall for these services through transfers from its general fund and from revenues provided by the State and Federal government and used historically by the County for indigent care. Based upon Merrithew Memorial's 1992 OSHPD Disclosure Report, it received around $29.9 million in subsidies, of which $13.1 million was allocated to acute inpatient and emergency services proposed to be accommodated by the Districts, plus $16.5 million in Medi-Cal disproportionate share dollars. C. Capital Financing An initial assessment has been made to evaluate the physical capability of the District facilities to accept the County's patients. It has been determined that there is adequate capacity for the acute medical/surgical population of Merrithew. Certain minor modifications would be needed to District plant and equipment to accommodate the service requirements of this population. These costs have been included in the proforma financial projections. 3 JOINT HOSPITAL DISTRICT PROPOSAL TO CONTRA COSTA COUNTY BOARD OF SUPERVISORS December 11, 1993 IV. SYSTEM ISSUES A. Medical Staff 1. Medical Staff Application Process The District Hospitals' Medical Staffs commit that all County physicians who would serve County patients at the Hospitals through any future formal affiliation between the County and the three Districts would be integrated within the Hospitals' organized Medical Staffs. Presently, a number of County physicians maintain full medical staff membership and clinical privileges at the Hospitals. Additional County physicians who would practice at the Hospitals under a future formal affiliation would make application to the Hospitals' Medical Staffs, and would be credentialed and appointed to the Hospitals' organized medical staffs in accordance with their demonstrated training and experience in accordance with the Hospitals' medical staff bylaws/rules and regulations. 2. Emergency Department Call Roster Under an integrated medical staff scenario, as presented above, County physicians who are granted membership on the Hospitals' medical staffs would serve on the Hospitals' emergency department on-call rosters, providing specialty consultation to the Emergency Department in accordance with their medical staff department assignment and clinical privileges held. County physicians participating on such call rosters would do so on an equal basis as all other members of the Hospitals' medical staffs who meet qualifications for providing emergency back-up specialty consultation. It is assumed that under an affiliation arrangement between the County and Districts the County will maintain an adequate number of specialists. The Districts would work with the medical staffs to ensure that County physicians are not overburdened or inappropriately "stretched" between the Hospitals. Under the District Hospitals' emergency department back-up systems, patients arriving in the Emergency Departments are asked to identify their personal physician at registration. This physician is contacted by the hospital-based Emergency Department staff when the personal physician has indicated his/her preference to be called. If the patient is unstable, or if the personal physician prefers, or at the patient's request, the Emergency Department physician will initiate treatment, and the personal physician will be contacted for additional care or consultation. County physicians serving on the Hospitals' Medical Staffs would be contacted by the Emergency Department physician as needed to treat County patients. (It should be noted that, under a potential future Residency Program affiliation arrangement between the County and the District, the initial 4 JOINT HOSPITAL DISTRICT PROPOSAL TO CONTRA COSTA COUNTY BOARD OF SUPERVISORS December 11, 1993 assessment of County patients in the Emergency Department might be performed by County Residents.) The patient's personal physician is also consulted by the Hospitals' Emergency Department physician should the patient require additional specialty consultation. In the event the Emergency Department physician determines specialty consultation is required for an "unassigned patient" (who has not indicated a personal physician on registration), the Emergency Department physician seeks such consultation from the appropriate on- call physician as noted on the Hospitals' Emergency Department on-call roster. 3. Family Practice Residency Program The Hospitals' organized medical staffs desire that the Family Practice Residency Program remain intact through any future formal affiliation between the County and the District Hospitals. Under any future formal affiliation between the County and the Districts, it is suggested that the District Hospitals serve as the acute hospital settings for the Residency Program recognizing that consultation with Residency Program leadership must occur to determine the most appropriate "home base" hospital setting. It is hoped that this affiliation may be accomplished by contractual arrangement between the County and the Districts, whereby the County continues to provide administrative coordination of the Program, salarying the residents and Program faculty/support team,while contracting with the District Hospitals for the provision of appropriate hospital settings and support services. If this is not feasible, the District Hospitals are prepared to assume full responsibility for the Program, employing the Residents and Faculty/support staff, and assuring access to the organized clinics needed to continue accreditation. With either Residency Program scenario, it is estimated that Program transition would occur over a period of approximately six to nine months. During such time, negotiations between the County, the Districts and the University of California at Davis, (if necessary) would occur, as would development of all appropriate affiliation documents. B. Patient Identification The following principles should guide the development of patient identification procedures: r Under any payment scheme that ties initial payments and/or escalators to the count of"eligible" patients served at the Districts, there must be clear eligibility standards defining an "eligible" patient; 5 JOINT HOSPITAL DISTRICT PROPOSAL TO CONTRA COSTA COUNTY BOARD OF SUPERVISORS December 11, 1993 ► The County and the Districts will mutually agree on these eligibility standards, subject to the County's obligations under law, and any subsequent modification of them; ► The County and the Contra Costa Health Plan (CCHP) will retain primary responsibility for eligibility determination based on these standards; ► The County will station eligibility workers at the Districts to facilitate the eligibility process of newly eligible patients; ► The Districts will work closely with County and CCHP staff to facilitate a smooth patient identification process. C. Employment Issues The Districts are committed to ensuring a fair and equitable process for integrating Merrithew Hospital employees into the Districts' workforce. The consolidation of the patient population of Merrithew at the Districts will result in a lower staffing requirement than the four hospitals separately employ. In filling a vacant position, the Districts would seek to reemploy workers from its laid-off staff and displaced employees of Merrithew. Prior to implementation of this process each employer will have "meet and confer" obligations with the unions representing its employees covered by labor agreements. The Districts will work closely with the County to ensure that the process used to staff the new organization is workable and has the broadest possible support. The Districts' Boards have expressed their intent to preserve a spirit of open communication by including a variety of interested parties in the planning process. D. Psychiatry Services The Districts are prepared to provide or arrange for the provision of comprehensive acute psychiatric care for the adult population. Space for day treatment services, if needed, will be developed off campus. Increases in acuity would be addressed through changes in patient staff ratios and intensive staff training programs. 6 JOINT HOSPITAL DISTRICT PROPOSAL TO CONTRA COSTA COUNTY BOARD OF SUPERVISORS December 11, 1993 E. Urgent Care The highest shift of emergency services will occur at Mt. Diablo due to Merrithew's residency characteristics. MDMC acknowledges the need to increase urgent care emergency room capacity. MDMC would triage non-emergent cases which would normally end up in the Emergency Department to an urgent care track to help control costs and speed appropriate services to the patient population. An expanded facility would be developed with adequate staffing so that the issues of space, comfort, waiting times and other special needs can be most effectively handled. We would expect to coordinate these urgent care services closely with the clinic programs maintained by the County. The other district facilities can incorporate the additional emergency patient volume with minor impact on existing costs and facilities. F. Patient Access The system being proposed would fall under the quality review program of the District hospitals. A collaborative partnership among County physicians, County clinics, District Medical Staffs and urgent and emergent care services would ensue under this arrangement and hold patient access/coordination of care as a principal quality factor. The Districts would commit to an active outreach program to facilitate a smooth transition for this new configuration of services. Recognizing the special needs of the County's patients, the arrangement would eliminate the present two-tier system of service provision for inpatients and the geographic inaccessibility of existing services. In order to meet the special needs of this patient population the Districts commit to expanding its social services, assuring that translation and other special needs are met and working cooperatively with the County to maximize coordination of care, e.g., sharing medical records and other patient information as needed. 7 JOINT HOSPITAL DISTRICT PROPOSAL TO CONTRA COSTA COUNTY BOARD OF SUPERVISORS December 11, 1993 VIII. CONCLUSION The economics and the landscape of healthcare have changed dramatically since the County began its planning process for the replacement of Merrithew Memorial Hospital. The issues of quality and access to the underserved and indigent populations and the cost of services to the taxpayers of Contra Costa County are the driving principles of this proposal. The benefits of this proposal are the utilization of existing capacity within the Districts' hospital system, the favorable geographic location of these existing facilities which are willing to address the service needs of this population and the savings in terms of tax dollars for capital and operational costs. Our goal is to formalize a joint workplan with the County evidencing our willingness to work together to resolve the many details this proposal engenders. During this process, it is likely other factors now on the horizon will emerge that we can incorporate into our plan, including new health care reform legislation, changes in State financing of psychiatric care and other rapidly occurring changes in the health care environment. 8 JOINT HOSPITAL DISTRICT Proposal to: CONTRA COSTA COUNTY BOARD OF SUPERVISORS FINANCIAL ANALYSIS December 11, 1993 JOINT HOSPITAL DISTRICT PROPOSAL FINANCIAL ANALYSIS TO CONTRA COSTA COUNTY BOARD OF SUPERVISORS December 11, 1993 ASSUMPTIONS The development of this Analysis required the use of a variety of assumptions and projections based upon available historical information about this patient population. Due to the availability of time and information, these assumptions present risks of over and under estimation. AREAS OF ANALYTICAL ASSUMPTIONS 1. Inpatient and outpatient volume 2. Payor mix 3. Payor reimbursement assumptions 4. Assumes current governmental reimbursement 5. Cost assumptions 6. Inflation assumptions 7. Facility costs 8. Data timeliness 1 JOINT HOSPITAL DISTRICT PROPOSAL FINANCIAL ANALYSIS TO CONTRA COSTA COUNTY BOARD OF SUPERVISORS December 11, 1993 STATEMENT OF INCREMENTAL OPERATIONS FOR DISTRICT HOSPITALS LOS MEDANOS, MT. DIABLO AND BROOKSIDE (Expressed in "000's") Net Service Revenues $29,938 Operating Expenses Salaries and Benefits $17,060 Professional Fees 1,577 Supplies and other Expenses 12,069 Depreciation and Interest 650 Bad Debt 1,072 Total Operating Expenses $32,428 Net Income/(Loss) from Operations ($2,490) 2 a JOINT HOSPITAL DISTRICT PROPOSAL FINANCIAL ANALYSIS TO CONTRA COSTA COUNTY BOARD OF SUPERVISORS December 11, 1993 ANALYSIS OF SERVICE STATISTICS AND EXISTING CAPACITY COMBINED LMCH MDMC BH HOSPITAL BED CAPACITY MEDICAL/SURGICAL 388 86 183 119 CRITICAL CARE 112 8 75 29 OBSTETRICS 48 7 18 23 NEWBORN ICU 19 0 7 12 PSYCHIATRY 24 N/A 24 N/A CHEMICAL DEPENDENCY 24 N/A 24 0 SKILLED NURSING 261 123 24 114 PROJECTED CONSOLIDATED AVERAGE DAILY CENSUS MEDICAL/SURGICAL 234 59 85 90 CRITICAL CARE 72 7 46 19 OBSTETRICS 20 7 8 5 NEWBORN ICU 10 0 7 3 PSYCHIATRY 28 N/A 28 N/A CHEMICAL DEPENDENCY 12 0 12 0 SKILLED NURSING 237 111 24 102 PERCENT OCCUPANCY MEDICAL/SURGICAL 60.3% 68.6% 46.4% 75.6% CRITICAL CARE 64.3% 87.5% 61.3% 65.5% OBSTETRICS 41.7% 100.0% 44.4% 21.7% NEWBORN ICU 52.6% N/A 100.0% 25.0%, PSYCHIATRY N/A N/A 116.7% N/A CHEMICAL DEPENDENCY N/A N/A 50.0% N/A SKILLED NURSING 90.8% 90.2% 100.0% 89.5% 3 y \ 4 4 } f } 4 + .. : } i } C i � h f x } r f s f: h 3 Y ; M 4 'r k : 2 u 1 :. ,:..;:a•}:: :::: :....:•. ....+,.. � ..,`>::^JY,i prix:` x < 4 4, h \ ti • 4 : : i C � b r r- ate. c� }v Y t � v:�L M ; i fi $ t 4 l ^ a Y Y Y v 5 > 4 r F T f 2 a J s i v rl t 3 V F t x � $ l r r r k: r { : } r a, 1 F Y r ' } Si' S Y ...: .. - } • r t o- IMx s $ t } } ` Y { r S 2 2 } K Y F r ' A 2 J fi ` t It ll t k- p f } Z t r �^ ? 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Ample resources now exist in every part of the county to integrate the poor completely into existing tax supported district hospitals. This is especially pertinent in east and west county where a large percentage of low income minority people now reside. Predictably, minorities will continue to settle in these parts of the county in future years . The incredible folly of adding surplus° beds in face of marginal hospital occupancy everywhere in the county must not be tolerated. It runs directly counter to the well established national trend to reduce use of in-patient beds in favor of providing, on an ambulatory 'basis in community hospitals, a rapidly expanding number of diagnostic and treatment procedures at far less cost . For poor people with limited mobility, ready access is indispensable to early intervention, effective case management and improved clinical outcomes . The public needs to be fully aware that district hospitals for several years , joined more recently by a county-wide coalition of other health providers , have asked the county repeatedly _ to join them in serious explorations of this far preferable alternative to rebuilding. No documentation is on hand to show that the county has explored this alternative eithern good faith or at any depth. Our coalition comes today in unison with district hospitals and county taxpayers to ask the Supervisors to impose aru immediate moratorium on all expenditures being made in relation to hospital reconstruction. We ask that the Board enter now, for the first time, into serious collaboration with district hospitals and the Coalition of private providers with an historic commitment to serve low income minority patients . STATEMENT of CCCMC page two In order to assure cost containment, we propose expansion of the county ' s HMO to all people residing in east and west county whose enrollment in the plan is negligible at this time. To succeed in the expansion, full participation as providers in the county ' s HMO must be accorded to all interested private providers . Enrollment in the expanded plan must be accompanied with the assurance that use of the district hospitals in their respective communities is an intrinsic right of their membership in the expanded county pre-paid plan. Too much is at stake to ignore such a promising alternative. Susan Prather THE ADVOCACY PROJECT Richmond, CA 94801 December 11, 1993 The debate rages over the County Hospital. West County politico's, and others, who oppose the plans for a new, state-of-the-art hospital claim that it is difficult to travel to Martinez, but no one has spoken to the people who use the hospital. Typically, politicians, CEO's and members of the various hospital boards are speaking for the poor without consulting them. This discussion must be opened up to include the consumer. The Advocacy Project 800# is a toll-free, county wide number. If you have been turned away from Los Medanos, John Muir, or Mt. Diablo hospital, or had a bad experience in any emergency room or hospital situation, call me, toll-free, at 1-800-675-6758 and leave a detailed message. All comments will be recorded and I will forward the report to the appropriate people. What truly concerns me, however, is the opponents use of racism to fight this battle. In my opinion, stopping construction and "buying beds" will not end their perceived "racism." In fact, what could possibly be more racist and classist than preventing a modern, state-of-the art hospital, whose sole purpose is to serve the poorest of the poor, the severely mentally disabled and the homeless, from being built? If beds were purchased at John Muir, Mt. Diablo and Los Medanos, I'll guarantee you that the staff would have a fit when they were required to serve people who are the long-term, hard- core homeless and those with the most severe and complex mental disabilities. With homelessness and poverty growing at such an alarming rate, the public health practitioners I know have said again and again that they are "practicing third world medicine." Those in the medical field who have spent careers serving the middle-class and the privileged have little understanding about this kind of medicine. If they were forced to care for the people who are my friends, I'm willing to bet that the treatment given would not be as it is at Merrithew. There is more involved here than hospital beds. The attitude of the staff and the treatment of the people who are in those beds must be considered. The staff at Merrithew not only understands, but is dedicated to, the population that they serve. People are treated with dignity, respect and understanding. I've been around a long time and can honestly say that it is only since Managed Care and Medi-Cal came to Contra Costa that I've seen so many "high class" hospitals claim to care about the people that Merrithew Memorial has served for so many years. In fact, I'll take it a step further: In more than eight years as an Advocate for the Homeless, my experience is that only two hospitals serve the poorest and most troubled part of our population decently and without discrimination: Merrithew Memorial and Brookside. When the people that I know and work with are hospitalized, I visit them. I have never visited people at Los Medanos, Mt. Diablo or John Muir. NEVER. I know which providers talk a good game and I know which providers truly serve the people. Based on that experience and knowledge, I have never referred one of my clients or friends anywhere other than Merrithew or Brookside because, along with decent medical care, it is imperative that people be treated with dignity, respect and understanding. We must build a new County Hospital. Nothing less is acceptable. D i W 0 3 aL �D (� co D ® � s W. 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In the opinion of Orrick,Herrington&Sutcliffe and Pamela S.Jut,Attorney at Law,Co-Special Counsel,based on existing laws,regulations,rulings and court decisions and assuming, among other matters,compliance with certain covenants,the portion of each Base Rental Payment designated as and constituting interest paid by the County under the Facility Lease and received by the Owners of the 1992 Certificates is excluded from gross income for federal income tax purposes under Section 103 of the Internal Revenue Code of 1986 and is exempt from State of California personal income taxes. Such interest is not a specific preference item for purposes of the federal individual or corporate alternative minimum taxes,although Co-Special Counsel observes that it is included in adjusted current earnings when calculating corporate alternative minimum taxable income. Co-Special Counsel exprasea no opinion regarding other tax consequences related to the ownership or dis- position of the 1992 Certificates or accrual or receipt of the interest portion of the Base Rental Payments. See"TAX EXEMPTION"herein. $12595849011.80 CERTIFICATES OF PARTICIPATION (MERRITHEW MEMORIAL HOSPITAL REPLACEMENT PROJECT) SERIES OF 1992 Evidencing Fractional Undivided Interests of the Registered Owners Thereof in Base Rental Payments to be Made by the COUNTY OF CONTRA COSTAp CALIFORNIA to the CONTRA COSTA COUNTY PUBLIC FACILITIES CORPORATION Current Interest Certificates Dated:May 1,1992 Due:November 1,as shown below Capital Appreciation Certificates Dated:Date of Original Delivery The 1992 Certificates are being issued to finance the design and construction of the replacement of Merrithew Memorial Hospital,the primary county hospital located in the City of Martinez,California. See"TILE PROJECT." Interest will be payable semiannually on November 1 and May 1 of each year,commencing November 1.1992. No payments are due to the owners of 1992 Capital Appreciation Certificates until the payment dates of the respective 1992 Capital Appreciation Certificates or the earlier prepayment thereof. The 1992 Certificates will be initially delivered in book-entry form,registered in the name of Cede&Co.as nominee of DTC. Principal,prepayment premium,if any,and interest due with respect to the 1992 Certificates will be paid by U.S.Trac Company of California,N.A.,Los Angeles,California,as Trustee,to DTC. DTC is required to remit such principal and interest to its Participants for disbursement to the beneficial owners of the 1992 Certificates. See"THE 1992 CERTIFICATES-Book-Entry-Only System" The 1992 Certificates are subject to prepayment as described herein. The 1992 Certificates are being executed and delivered pursuant to a Tout Agreement,dated as of May 1,1992,(the"Trust Agreement")among the County of Contra Costa(the "County"),the Contra Costa County Public Facilities Corporation and the Trustee. The 1992 Certificates represent a fractional undivided interest in Base Rental Payments payable by the County pursuant to a Facility Lease,dated as of May 1,1992(the"Facility Lease"). The County has agreed in the Facility Lease to make all Base Rental Payments subject to abatement of such Base Rental Payments in the event of material damage to or destruction or condemnation of the Project and the Demised Premises. The County has covenanted in the Facility Lease to take such action as may be necessary to include such rental payments in its annual budgets and to make the necessary annual appropriations therefor. THE OBLIGATION OF THE COUNTY TO MAKE THE BASE RENTAL PAYMENTS DOES NOT CONSTITUTE AN OBLIGATION OF THE COUNTY FOR WHICH THE COUNTY IS OBLIGATED TO LEVY OR PLEDGE ANY FORM OF TAXATION OR FOR WHICH THE COUNTY HAS LEVIED OR PLEDGED ANY FORM OF TAXATION. NEITHER THE 1992 CERTIFICATES NOR THE OBLIGATION OF THE COUNTY TO MAKE BASE RENTAL PAYMENTS UNDER THE FACILITY LEASE CONSTITUTE A DEBT OF THE COUNTY OF CONTRA COSTA,THE STATE OF CALIFORNIA,OR ANY POLITICAL SUBDIVISION THEREOF,WITHIN THE MEANING OF ANY CONSTITUTIONAL OR STATUTORY DEBT LIM177ATION OR RESTRICI70N. $33,155,000 Current Interest Serial Certificates Certificate Payment Date Principal Interest Yield or Certificate Payment Date Principal Interest Yield or (November 1) Amount Rate Price (November 1) Amount Rate Price 1998 S2,885,000 5.70% 5.80% 2003 S3,855,000 6.30% 6.45% 1999 3,045,000 5.80 5.95 2004 4,100,000 6.40 6.50 2000 3,225,000 6.00 6.10 2005 4,360,000 6.40 6.55 2001 3,415,000 6.20 6.25 2006 4,640;000 6.50 6.60 2002 3,630,000 6.25 6.35 $28,190,000 6.60% Current Interest Term Certificate due November 1,2012,Yield 6.75% $58,195,000 6.625%Current Interest Term Certificate due November 1,2022,Yield 6.80% (Plus Accro d lowna tine,May 1,1"2) $6,044,011.80 Initial Amount of Capital Appreciation Certificates Certificate Payment Date Aggregate Initial Amount Per Maturity Yield to (November 1) Initial Amount 55,000 Accreted Value Amount Maturity 2007 $1,731,788.45 51,751.05 $4945,000 6.90% 2013 1.537,725.85 1,129.85 6,805,000 7.05 2014 1,434,766.20 1,054.20 6,805,000 7.05 2015 1,339,731.30 983.65 6,910,000 7.05 The 1992 Certificates will be offered when,as and if executed and delivered and received by the Underwriters,subject to approval by Orrick,Herrington&Sutcliffe,San Francisco, California and Pamela S.Jue,Attorney at Law,San Francisco,California,Co-Special Counsel. Certain other legal matters were passed upon for the Underwriters by Nossaman,Guthner, Knox&Elliott,Los Angeles,California and for the County and the Corporation by County Counsel. The Certificates,in book-entry form,will be available for delivery in New York, New York on w about May 13,IM. PRUDENTIAL SECURITIES INCORPORATED BANK OF AMERICA NT&SA April 29,1992 ARTEMIS CAPITAL GROUP, INC. TIIIS COVER PAGE CONTAINS INFORMATION FOR REFERENCE ONLY. rr IS NOT A SUMMARY OF THE ISSUE. INVESTORS MUST READ THE ENTIRE OFFICIAL STATEMENT TO OBTAIN INFORMATION ESSENTIAL TO THE MAKING OF AN INFORMED INVESTMENT DECISION. No dealer, broker, salesperson or other person has been authorized to give any information or to make any representation other than those contained herein and, if given or made, such other information or representation must not be relied upon as having been authorized. This Official Statement does not constitute an offer to sell or the solicitation of any offer to buy nor shall there be any sale of the 1992 Certificates by a person in any jurisdiction in which it is unlawful for such person to make an offer, solicitation or sale. This Official Statement is not to be construed as a contract with the purchasers of the 1992 Certificates. Statements contained in this Official Statement which involve estimates, forecasts or matters of opinion, whether or not expressly so described herein, are intended solely as such and are not to be construed as representations of facts. The information set forth herein has been obtained from the County and from other sources and is believed to be reliable, but is not guaranteed as to accuracy or completeness. The information and expressions of opinions herein are subject to change without notice and neither the delivery of this Official Statement nor any sale made hereunder shall, under any circumstances, create any implication that there has been no change in the affairs of the County since the date hereof. This Official Statement is submitted in connection with the sale of the 1992 Certificates referred to herein and may not. be reproduced or used, in whole or in part, for any other purpose, unless authorized in writing by the County. All summaries of the documents and laws are made subject to the provisions thereof and do not purport to be complete statements of any or all such provisions. All capitalized terms used herein, unless noted otherwise, shall have the meanings prescribed in the Trust Agreement and Facility Lease. In connection with this offering, the Underwriters may overallot or effect transactions which stabilize or maintain the market price of the 1992 Certificates at a level above that which might otherwise prevail in the open market. Such stabilizing, if commenced, may be discontinued at any time. r COUNTY OF CONTRA COSTA, CALIFORNIA BOARD OF SUPERVISORS Sunne Wright McPeak (District 4) Chair Tom Powers Robert I. Schroder (District 1) (District 3) Nancy C. Fanden Tom Torlakson (District 2) (District 5) COUNTY OFFICIALS Philip J. Batchelor Clerk of the Board and County Administrator Kenneth J. Corcoran Alfred P. Lomeli Auditor-Controller Treasurer-Tax Collector Victor J. Westman Stephen L. Weir County Counsel County Clerk-Recorder CONTRA COSTA COUNTY PUBLIC FACILITIES CORPORATION John E. Whalen President and Director Jay De 1'Eau Linton L. Emerson, Jr. Vice President and Director Secretary and Director Gerald Feagley Ronald R. McCreary Treasurer and Director Director CO-SPECIAL COUNSEL FINANCIAL ADVISOR Orrick, Herrington & Sutcliffe Prager, McCarthy & Lewis San Francisco, California San Francisco, California Pamela S. Jue, Attorney at Law San Francisco, California TRUSTEE U.S. Trust Company of California, N.A. Los Angeles, California TABLE OF CONTENTS Page INTRODUCTION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 ESTIMATED SOURCES AND USES OF FUNDS 3 THE 1992 CERTIFICATES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ... 3 General Provisions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 Current Interest Certificates 3 Capital Appreciation Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . 4 Book-Entry Only System . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 Prepayment Provisions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7 Notice of Prepayment . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9 Selection of Certificates for Prepayment . . . . . . . . . . . . . . . . . . . 9 Effect of Prepayment . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10 SECURITY AND SOURCES OF PAYMENT FOR THE CERTIFICATES . . . . . . . . . . . 11 General . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11 Base Rental Payments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12 Source of Revenues for Base Rental Payments . . . . . . . . . . . . . . . . 14 Pledge of Base Rental Payments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 16 Certificate Reserve Fund Requirement . . . . . . 16 Additional Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17 Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19 RISK FACTORS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21 Full Faith and Credit Not Pledged . . . . . . . . . . . . . . . . . . . . . . . . . . 21 Noncompletion of Project; Abatement . . . . . . . . . . . . . . . . . . . . . . . . 22 Cost Overruns; Construction Delays . . . . . . . . . . . . . . . . . . . . . . . . . 22 Limited Recourse on Default . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22 No Acceleration Upon Default . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23 No Liability of Corporation to the Owners . . . . . . . . . . . . . . . . . . 23 Effect of Termination of Facility Lease On Transfer of Certificates and Tax Exemption . . . . . . . . . . . . . . . 23 Risk of Earthquake . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23 Litigation Affecting Proposition 13 . . . . . . . . . . . . . . . . . . . . . . . . 24 CONSTITUTIONAL LIMITATIONS ON TAXES AND APPROPRIATIONS . . . . . . . . . 24 Article XIII A of the California Constitution . . . . . . . . . . . . . . 24 Court Challenges to Article XIII A . . . . . . . . . . . . . . . . . . . . . . . . . 25 Legislation Implementing Article XIII A . . . . . . . . . . . . . . . . . . . . 25 Article XIII B of the California Constitution -Appropriations Limitations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26 Unitary Property . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27 Statutory Limitations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27 Proposition 98 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 28 Proposition 111: Revisions to Proposition 98 and Article XIII B . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29 Further Initiatives . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29 THE PROJECT . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30 Background . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30 Location of the Project . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 31 Replacement of Merrithew Memorial Hospital . . . . . . . . . . . . . . . . . 32 Design and Project Management 32 ProjectCost . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32 Payment of Construction and Services from Proceeds of Certificates . . . . . . . . . . . . . . . . . . . . . . . . . . . 33 THE CORPORATION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ... . . . . . . . 35 Powers and Purposes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 35 Organization . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 35 Financial Statements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 35 COUNTY FINANCIAL INFORMATION . . . . 36 Funding of Certain Programs by the State of California . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 36 County Budget . . . . . . . . . . . . ... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 37 AdValorem Property Taxes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 39 LargestTaxpayers . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 41 Redevelopment Agencies . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 41 Accounting Policies, Reports and Audits . . . . . . . . . . . . . . . . . . . . 42 Tax and Revenue Anticipation Notes Borrowing . . . . . . . . . . . . . . . 47 County Employees . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 48 Retirement Programs and Pension Obligations 48 Insurance and Self-Insurance Program 49 Future Financing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 49 County Debt . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 50 Outstanding Long Term Debt and Lease Obligations 52 THE COUNTY . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 52 General . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 52 County Government . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 53 Population . . . . . . ... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 53 Industry and Employment . . . . . . . . . . . . . . . . . . . . . . . ... . . . . . . . . . . . 54 Major Industrial Employers . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 57 Impact of Military Base Closings . . . . . . . . . . . . . . . . . . . . . . . . . . . 60 Commercial Activity . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 60 Construction Activity . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 62 Environmental Control Services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 64 Transportation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 64 Agriculture . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 65 Impact of Current Drought . . . . . . . . . . 66 Education and Community Services. . . . . . . . . . . . . . . . . . . . . . . . . . . . 67 RATINGS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 67 LITIGATION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 68 TAX EXEMPTION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 68 LEGAL MATTERS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 70 UNDERWRITING . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 70 MISCELLANEOUS INFORMATION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 70 APPENDIX A - FINANCIAL STATEMENTS OF THE COUNTY FOR THE FISCAL YEAR ENDED JUNE 30, 1991 . . . . . . . . . . . . . . . A-1 APPENDIX B - SUMMARY OF CERTAIN PROVISIONS OF PRINCIPAL LEGAL DOCUMENTS . . . . . . . . . . . . . . . . . . . . . B-1 APPENDIX C - FORM OF OPINION OF CO-SPECIAL COUNSEL . . . . . . . . . . . . C-1 APPENDIX D - TABLE OF ACCRETED VALUES. . . . . . . . . . . . . . . . . . . . . . . . . . D-1 OFFICIAL STATEMENT $125,584,011.80 CERTIFICATES OF PARTICIPATION (MERRITHEW MEMORIAL HOSPITAL REPLACEMENT PROJECT) SERIES OF 1992 Evidencing the Fractional Undivided Interests of the Owners Thereof in Base Rental Payments to be Made by the COUNTY OF CONTRA COSTA, CALIFORNIA to the CONTRA COSTA COUNTY PUBLIC FACILITIES CORPORATION INTRODUCTION This Official Statement (which includes the cover page and Appendices hereto) (the "Official Statement") , provides certain information concerning the sale and delivery of Certificates of Participation (Merrithew Memorial Hospital Replacement Project) , Series of 1992 (the "1992 Certificates") , in an aggregate principal amount of $125,584,011.80 evidencing the fractional undivided interests of the registered owners (the "Owners") thereof in Base Rental Payments (defined herein) to be made by the County of Contra Costa (the "County") , as rent for the Project (as defined herein) . The Project will be leased by the County pursuant to a Facility Lease, dated as of May 1, 1992 (the "Facility Lease") , between the County, as lessee, and the Contra Costa County Public Facilities Corporation, a California nonprofit public benefit corporation (the "Corporation") , as lessor, and more fully described therein. The 1992 Certificates are being executed and delivered to finance the design and construction of the replacement of the Merrithew Memorial Hospital (the "County Hospital") in the City of Martinez, California. See' "THE PROJECT. " Prior to entering into the Facility Lease, the County will lease to the Corporation, pursuant to a Site Lease, dated as of May 1, 1992 (the "Site Lease") , the site for construction and installation of Phase I of the Project (as described herein) . Such site-and all real property subsequently leased by the County to the Corporation under the Site Lease in connection with the Project are herein referred to as the "Demised Premises. " The County of Contra Costa lies northeast of San Francisco and is the ninth most populous county in California. The County seat is in the City of Martinez. Major industries in the County include oil refining and telecommunications. The 1992 Certificates will be executed and delivered pursuant to a Trust Agreement, dated as of May 1, 1992 (the "Trust Agreement") , by and among the County, the Corporation and U.S. Trust Company of California, N.A. , Los Angeles, California, as trustee (the "Trustee") . Pursuant to the Assignment -1- Agreement, dated as of May 1, 1992 (the. "Assignment Agreement") , the Corporation will assign to the Trustee, for the benefit of the Owners, substantially all of its rights under the Facility Lease and the Site Lease, including its right to receive and collect rental payments (the "Base Rental Payments") from the County under the Facility Lease and its right, as may be necessary, to enforce payment of Base Rental Payments. The County may incur in the future additional obligations under the Facility Lease, and may cause the execution of one or more additional : series of Certificates (the "Additional Certificates") , secured on a parity with the 1992 Certificates, to finance other capital improvements to be included in the Project. See "SECURITY AND SOURCES OF PAYMENT FOR THE CERTIFICATES - Additional Certificates. " The 1992 Certificates, together with any Additional Certificates executed pursuant to the Trust Agreement, are herein referred . to as the "Certificates. " The County has covenanted under the Facility Lease that as long as the Project and the Demised Premises are available for the County' s use and occupancy, it will take such action as may be necessary to include all Base Rental Payments and Additional Payments (as defined below) for such properties in its annual budgets and to make the necessary annual appropriations therefor. See "SECURITY AND SOURCES OF PAYMENT FOR THE CERTIFICATES. " Base Rental Payments are subject to complete or partial abatement resulting from substantial interference with the use and possession by the County of the Project and the Demised Premises caused by damage to or destruction or condemnation of the Project and the Demised Premises. See "RISK FACTORS. " Abatement of Base Rental Payments under the Facility Lease could result in Certificate Owners receiving less than the full amount of principal and interest represented by the Certificates, except to the extent proceeds of insurance are available or there are moneys in the Certificate Reserve Fund or Lease Fund (as described herein) to make Base Rental Payments (or a portion thereof) during periods of abatement. Summaries of certain provisions of the principal legal documents relating to the Certificates and the Facility Lease are contained in Appendix B. The summaries and descriptions in this Official Statement of the Trust Agreement, the Facility Lease, the Site Lease and other agreements relating to the Certificates are qualified in 'their entirety by reference to such documents, and the descriptions herein of the Certificates are qualified in their entirety by the form thereof and the information with respect thereto included in such documents. , All capitalized terms used herein, unless noted otherwise, shall have the meanings prescribed in the Trust Agreement and Facility Lease. -2- ESTIMATED SOURCES AND USES OF FUNDS The Proceeds to be received from the sale of the 1992 Certificates are estimated to be applied as set forth below. Sources 1992 Certificate Proceeds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $125,584,011.80 Less: Original Issue Discount . . . . . . . . . . . . . . . . . . . . . . . . (2,057,409.75) Less: Underwriters' Discount (1,076,003.81) Accrued Interest (1) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 259.167.46 Total Sources . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $122,709,765.70 Uses Net Deposit to Acquisition and Construction Fund. . . . . . . . . . . $ 70,257,443.97 Deposit to Certificate Reserve Fund (2) . . . . . . . . . . . . . . . . . . . . 10,665,418.75 Deposit to Lease Fund (3) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 41,409,746.24 Deposit to Trust Administration Fund. . . . . . . . . . . . . . . . . . . . . . . 5,000.00 Costs of Issuance. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 372.156.74 Total Uses. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $122,709,765.70 (1) Represents interest on the 1992 Current Interest Certificates from May 1, 1992 to the delivery date thereof.. (2) Certificate Reserve Requirement. (3) Represents interest on the 1992 Current Interest Certificates from May 1, 1992 to the delivery date thereof and capitalized interest to approximately May 1, 1998. THE 1992 CERTIFICATES General Provisions The Certificates evidence and represent the fractional undivided interests of the Owners thereof in Base Rental Payments to be made by the County under the Facility Lease. The Certificates will be prepared in the form of fully registered Certificates and, when executed and delivered, will be registered in the name of Cede & Co. , as nominee of The Depository Trust Company, New York, New York ("DTC") . DTC will act as securities depository of the Certificates. Ownership interests in the Certificates may be purchased in book-entry form only, in the denominations hereinafter set forth. See "Book-Entry Only System", below. Current Interest Certificates Ownership interests in 1992 Current Interest Certificates will be in $5,000 denominations or any integral multiple thereof. Interest represented by the 1992 Current Interest Certificates will be calculated on the basis of -3- � r a 360-day year composed of twelve 30-day months and is payable on May 1 and November 1 (each a "Payment Date") of each year, commencing November 1, 1992. The 1992 Current Interest Certificates will evidence and represent interest from May 1, 1992. The 1992 Current: Interest Certificates will mature on the dates and in the principal amounts, and the interest represented thereby shall be computed at the rates, all as set forth on the cover page of this Official Statement (each a "Certificate Payment Date") . Capital Appreciation Certificates Ownership interests in 1992 Capital Appreciation Certificates will be in denominations such - that the Accreted Value on each such Certificate on the stated maturity date thereof will be $5,000 or an integral multiple thereof. The initial principal amount of each 1992 Capital Appreciation Certificate per $5,000 Accreted Value at the stated maturity thereof and the approximate yield to maturity on such Certificates is set forth on the cover of this Official Statement. No payments of principal or interest will be made with respect to the 1992 Capital Appreciation Certificates prior to the maturity or earlier prepayment thereof. Interest with respect to the 1992 Capital Appreciation Certificates shall accrue on such Certificates, compounded from the date of initial delivery at the approximate yield set forth on the cover of this Official Statement on May 1 and November 1 of each year, commencing November 1, 1992, assuming in any year that the Accreted Value of such 1992 Capital Appreciation Certificates increases in equal daily amounts on the basis of a 360-day year composed of twelve 30-day months and shall be payable only at maturity or the earlier prepayment thereof. A Table of Accreted Values (as of May, 1 and November 1) of the 1992 Capital Appreciation Certificates of each maturity per $5,000 Accreted Value at the stated maturity is attached hereto as Appendix D. Any Accreted Value determined by computing interest in accordance with the terms of the Trust Agreement shall control over any different Accreted Value determined by reference to such table. Book-Entry Only System The Depository Trust Company ("DTC") , New York, will act as securities depository for the 1992 Certificates. The 1992 Certificates will be executed and delivered as fully-registered certificates registered in the name of Cede & Co. (DTC' s partnership nominee) . One fully-registered certificate will be executed and delivered for each Certificate Payment Date of the 1992 Certificates, each in the aggregate principal amount due on such Certificate Payment Date, and will be deposited with DTC. DTC is a limited purpose trust company organized under the New York Banking Law, a "banking organization" within the meaning of the New York Banking Law, a member of the Federal Reserve System, a "clearing corporation" within the meaning of the New York Uniform Commercial Code, and a "clearing agency" registered pursuant to the provisions of Section 17A of the Securities Exchange Act of 1934. DTC holds securities that its participants ( "Participants") deposit with DTC. DTC also facilitates the settlement among Participants of securities transactions, such as transfers and pledges, in deposited securities through' electronic computerized book-entry changes in Participants ' accounts, thereby eliminating the need -4- 9 for physical movement of securities certificates. Direct Participants include securities brokers and dealers, banks, trust companies, clearing corporations and certain other organizations. DTC is owned by a number of its Direct Participants and by the New York Stock Exchange, Inc. , the American Stock Exchange, Inc. and the National Association of Securities Dealers, Inc. Access to the DTC system is also available to others such as securities brokers and dealers, banks, and trust companies that clear through or maintain a custodial relationship with a Direct Participant, either directly or indirectly ("Indirect Participants") . The Rules applicable to DTC and its participants are on file with the Securities and Exchange Commission. Purchases of 1992 Certificates under the DTC system must be made by or through Direct Participants, which will receive a credit for the 1992 Certificates on DTC's records. The ownership interest of each actual purchaser of each 1992 Certificate ("Beneficial Owner") is in turn to be recorded on the Direct and Indirect Participants' records. Beneficial Owners will not receive written confirmation from DTC of their purchase, but Beneficial Owners are expected to receive written confirmations providing details of the transaction, as well as periodic statements of their holdings, from the Direct or Indirect Participant through which the Beneficial Owner entered 'into the transaction. Transfers of ownership interests in the 1992 Certificates are to be accomplished by entries made on the books of Participants acting on behalf of Beneficial Owners. Beneficial Owners will not receive 1992 Certificates representing their ownership interests, except in the event that use of the book-entry system for the 1992 Certificates is discontinued. To facilitate subsequent transfers, all 1992 Certificates deposited by Participants with DTC are registered in the name of DTC' s partnership nominee, Cede & Co. The deposit of 1992 Certificates with DTC and their registration in the name of Cede & Co. effect no change in beneficial ownership. DTC has no knowledge of the actual Beneficial Owners of the 1992 Certificates; DTC's records reflect only the identity of the Direct Participants to whose accounts such 1992 Certificates are credited, which may or may not be the Beneficial Owners. The Participants will remain responsible for keeping account of their holdings on behalf of their customers. Conveyance of notices and other communications by DTC to Direct Participants, by Direct Participants to Indirect Participants, and by Direct Participants and Indirect Participants to Beneficial Owners will be governed by arrangements among them, subject to any statutory or regulatory requirements as may be in effect from time to time. Neither DTC nor Cede & Co. will consent or vote with respect to the 1992 Certificates. Under its usual procedures, DTC mails an Omnibus Proxy to the issuer of the securities as soon as possible after the record date. The Omnibus Proxy assigns Cede & Co. 's consenting or voting rights to those Direct Participants to whose accounts the 1992 Certificates are credited on the record date (identified in a listing attached to the Omnibus Proxy) . -5- it Principal and interest payments with respect to the 1992 Certificates will be made to DTC. DTC's practice is to credit Direct Participants' accounts on the payable date in accordance with their respective holdings shown on DTC' s records unless DTC has reason . to believe that it will not receive payment on the payable date. Payments by Participants to Beneficial Owners will be governed by standing instructions and customary practices, as is the case with securities held for the accounts of customers in bearer form or registered in "street name, " and will be the responsibility of such Participant and not of DTC, the Trustee, the Corporation or the County, subject to any statutory or regulatory requirements as may be in effect from time to time. Payment of principal and interest to DTC is the responsibility of the Corporation or the Trustee, fiscal agent or other designated agent, disbursement of such payments to Direct Participants shall be the responsibility of DTC, and disbursement of such payments to the Beneficial Owners shall be the responsibility of Direct and Indirect Participants. DTC may discontinue providing its services as securities depository with respect to the 1992 Certificates at any time by giving reasonable notice to the Trustee and the County. Under such circumstances, in the event that a successor securities depository is not obtained, physical certificates are required to be printed and delivered. In the event the County and the Trustee determine not to continue the DTC book-entry only system or DTC determines to discontinue its services with respect to the 1992 Certificates and the County does not select another qualified securities depository, the County shall deliver one or more 1992 Certificates in such principal amount or ; amounts, in authorized denominations, and registered in whatever name or names, as DTC shall designate. In such event, transfers and exchanges of 1992 Certificates will be governed by the provisions of the Trust Agreement. AS LONG AS A BOOK-ENTRY ONLY SYSTEM IS USED FOR .THE 1992 CERTIFICATES, THE TRUSTEE WILL SEND ANY NOTICE OF PREPAYMENT OR OTHER NOTICES TO HOLDERS ONLY TO DTC. ANY FAILURE OF DTC TO ADVISE ANY PARTICIPANT, OR OF ANY PARTICIPANT TO NOTIFY ANY BENEFICIAL OWNER, OF ANY NOTICE AND ITS CONTENT OR EFFECT WILL NOT AFFECT THE VALIDITY OR SUFFICIENCY OF THE PROCEEDINGS RELATING TO THE PREPAYMENT OF THE 1992 CERTIFICATES CALLED FOR PREPAYMENT OR OF ANY OTHER ACTION PREMISED ON SUCH NOTICE. THE COUNTY, THE TRUSTEE, THE CORPORATION AND THE UNDERWRITERS HAVE NO RESPONSIBILITY OR LIABILITY FOR ANY ASPECTS OF THE RECORDS RELATING TO OR PAYMENTS MADE ON ACCOUNT OF BENEFICIAL OWNERSHIP, OR FOR MAINTAINING, SUPERVISING OR REVIEWING ANY RECORDS RELATING TO BENEFICIAL OWNERSHIP OF INTERESTS IN THE 1992 CERTIFICATES. THE COUNTY, THE TRUSTEE, . THE CORPORATION AND THE UNDERWRITERS CANNOT AND DO NOT GIVE ANY ASSURANCES THAT DTC WILL DISTRIBUTE PAYMENTS TO DTC PARTICIPANTS OR THAT PARTICIPANTS OR OTHERS WILL DISTRIBUTE PAYMENTS WITH RESPECT TO THE 1992 CERTIFICATES RECEIVED BY DTC OR ITS NOMINEES AS THE HOLDER OR ANY PREPAYMENT NOTICES OR OTHER NOTICES TO THE BENEFICIAL HOLDERS, OR THAT THEY WILL DO SO ON A TIMELY BASIS, OR THAT DTC WILL SERVICE AND ACT IN THE MANNER DESCRIBED IN THIS OFFICIAL STATEMENT., -6- The foregoing description of the procedures and record keeping with respect to beneficial ownership interests in the 1992 Certificates, payment of principal, prepayment premium, if any, and interest with respect to the 1992 Certificates to DTC, its Participants or Beneficial Owners, confirmation and transfers of beneficial ownership interests in the 1992 Certificates and other related transactions by and between DTC, its Participants and the Beneficial Owners is based solely on the County'_s and the Trustee's understanding of such procedures and record keeping from information provided by DTC. Accordingly, no representations can be made concerning these matters and neither DTC, its Participants nor the Beneficial Owners should rely on the foregoing information with respect to such matters, but should instead confirm the same with DTC or its Participants, as the case may be. The County and the Trustee understand that the current "Rules" applicable to DTC are on file with the Securities and Exchange Commission and that the current "Procedures" of DTC to be followed in dealing with Participants are on file with DTC. Prepayment Provisions Capital Appreciation Certificates The 1992 Capital Appreciation Certificates are not subject to prepayment except as described below under "Extraordinary Prepayment. " Extraordinary Prepayment The 1992 Certificates are subject to prepayment on any date prior to their respective Certificate Payment Dates, as a whole, or in part by lot within each Certificate Payment Date so that the aggregate annual amounts of principal, interest and Accreted Interest, as the case may be, represented by the Certificates which shall be payable after such prepayment date shall correspond to the principal component, interest component and Accreted Interest component, as the case may be, of the reduced Base Rental Payments resulting from an insured loss to or governmental taking of the Demised Premises and the Project or portions thereof, from prepaid Base Rental Payments made by the County from funds received by the County due to such insured loss or governmental taking, if such amounts are not used to repair or replace the Demised Premises and the Project in accordance with the provisions of the Facility Lease, under the circumstances and upon the conditions and terms prescribed in the Trust Agreement and in the Facility Lease, at a prepayment price equal to the sum of the principal amount and Accreted Interest, if any, represented thereby, in the case of 1992 Capital Appreciation Certificates, and equal to the sum of the principal amount thereof, plus accrued interest represented thereby to the date fixed for prepayment, in the case of 1992 Current Interest Certificates, without premium. See "SECURITY AND SOURCES OF PAYMENT FOR THE CERTIFICATES - Insurance. " Optional Prepayment The 1992 Current Interest Certificates payable after November 1, 2002 are subject to prepayment prior to their respective Certificate Payment Dates, at the option of the County, as a whole, or in part in any order of, -7- 1 .1 and in any amounts of 1992 Current Interest Certificates payable on, Certificate Payment Dates specified by the County, and by lot within any such Certificate Payment Date if less than all of the 1992 Current Interest Certificates of such Certificate Payment Date are prepaid, from any source of available funds, on any Interest Payment Date on or after November 1, 2002, at the principal amount represented thereby plus accrued interest represented thereby to the date fixed for prepayment, plus the premium, if any, set forth below as a percentage of said principal. amount: Prepayment Dates Premiums November 1, 2002 and May 1, 2003 22 November 1, 2003 and May 1, 2004 1Z November 1, 2004 and thereafter OX Mandatory Prepayment 1992 Current Interest Certificates with a Certificate Payment Date of November 1, 2012 are subject to mandatory prepayment prior to their stated Certificate Payment Date in part on November 1 of each year on and after November 1, 2008, by lot, from and in the amount of the principal components of Base Rental Payments applicable thereto and due and payable on such dates, at a prepayment price equal to the sum of the principal amount represented thereby plus accrued interest to the date of prepayment, without premium according to the following schedule (subject to modification in the event of optional prepayment or extraordinary prepayment) : Prepayment Date Principal (November 1) Amount 2008 $4,940,000 2009 5,270,000 2010 5,615,000 .2011 5,985 ,000 2012 (maturity) 6,380,000 1992 Current Interest Certificates with a Certificate Payment Date of November 1, 2022 are subject to mandatory prepayment prior to their stated Certificate Payment Date in part on November 1 of each year on and after November 1, 2016, by lot, from and in the amount of the principal components of Base Rental Payments applicable thereto and due and payable on such dates, at a prepayment price equal to the sum of the principal amount represented thereby plus accrued interest to the date of prepayment, without premium according to the following schedule (subject to modification in the event of optional prepayment or extraordinary prepayment) : I, -8- Prepayment Date Principal (November 1) Amount 2016 $6,800,000 2017 7,255,000 2018 7,735,000 2019 8,245,000 2020 8,790,000 2021 9,375,000 2022 (maturity) 9,995,000 Notice of Prepayment So long as the Book-Entry system is used for the 1992 Certificates, the Trustee will give any notice of prepayment or any other notices required to be given to Owners only to DTC. Any failure of DTC to advise any DTC Participant, or of any DTC Participant to notify the Beneficial Owner, of any such notice and its content or effect will not affect the validity of the prepayment of the 1992 Certificates called for prepayment or any other action premised on such notice. Beneficial Owners may desire to make arrangements with a DTC Participant so that all notices of prepayment or other communications to DTC which affect such Beneficial Owners, including notification of all interest payments, will be forwarded in writing by such DTC Participant. See "THE 1992 CERTIFICATES - Book-Entry Only System" herein. In the event that the Book-Entry system shall no longer be used, notice of prepayment is to be mailed, first class postage prepaid, to the respective Owners of any 1992 Certificates designated for prepayment at their addresses appearing on the registration books required to be kept by the Trustee not less than 30 nor more than 60 days prior to the prepayment date. Each notice of prepayment shall state the prepayment date, the prepayment place and the prepayment price, shall designate the serial numbers of the Certificates to be prepaid, and in the case of each Certificate called for prepayment in part, state the amount which is to be prepaid. Any notice mailed as provided in the Trust Agreement shall be conclusively presumed to have been given, whether or not such Owner receives the notice. Selection of Certificates for Prepayment Whenever less than all the Outstanding Certificates payable on any one Certificate Payment Date are to be prepaid on any one date, the Trustee shall select the Certificates of such Certificate Payment Date to be prepaid from the Outstanding Certificates payable on such Certificate Payment Date by lot in any manner that the Trustee deems fair. For purposes of such - selection, Certificates shall be deemed to be composed of $5,000 portions, and any such portion may be separately prepaid. -9- Effect of Prepayment From and after the date of prepayment of the Certificates in accordance with the Trust Agreement, interest or Accreted Interest, as the case may be, represented by the Certificates called for prepayment shall cease to accrue, such Certificates shall cease to be entitled to any benefit or security under the Trust Agreement and the Owners of such Certificates shall have no rights in respect thereof except to receive payment of the prepayment price represented thereby. The Trustee shall, upon surrender for payment of any of the Certificates to , be prepaid, pay such Certificates at the prepayment price thereof. All Certificates prepaid pursuant to the provisions of the Trust Agreement shall be cancelled by the Trustee and shall not be redelivered. -10- 1, I SECURITY AND SOURCES OF PAYMENT FOR THE CERTIFICATES General Pursuant to the Facility Lease, the Corporation leases the Demised Premises and the Project to the County. As rental for the use and occupancy of the Demised Premises and the Project, the County covenants to pay to the Trustee Base Rental Payments. The Base Rental Payments are composed of principal, interest and Accreted Interest components represented by the Certificates. Each Certificate represents a fractional undivided interest in the Base Rental Payments. The County has covenanted in the Facility Lease to include all Base Rental Payments in its annual budgets and to make the necessary annual appropriations therefor. The Trustee, as assignee of the Corporation, will receive such Base Rental Payments for the benefit of the. Certificate Owners. Additionally, the Corporation, pursuant to the Assignment Agreement, will assign all of its rights to receive Base Rental Payments to the Trustee for the benefit of the Owners of the Certificates. By the 15th day of the month immediately preceding each semi-annual Payment Date, the County must pay to the Trustee Base Rental Payments (to the extent required under the Facility Lease) which will be sufficient to pay, when due, the principal and interest represented by the Certificates. Under the Facility Lease the County agrees to pay Additional Payments for the payment of all expenses and all administrative costs of the Corporation related to the Demised Premises and the Project, including expenses of the Trustee, and fees of accountants, attorneys and consultants. A Trust Administration Fund is established under the Trust Agreement for the payment of all administrative costs of the Corporation and the County is obligated under the Facility Lease to maintain a minimum balance of $5,000 in the Trust Administration Fund, which will be funded initially from 1992 Certificate proceeds. The County is responsible for repair and maintenance of the Project during the term of the Facility Lease. Except to the extent of amounts held by the Trustee in the Lease Fund or in the Certificate Reserve Fund are otherwise available to the Trustee for payments in respect of the Certificates, the Base Rental Payments shall be abated proportionately, during any period in which by reason of any damage to or destruction or condemnation of the Demised Premises and the Project, there is substantial interference with the use and occupancy of the Demised Premises and the Project by the County, in the proportion in which the initial cost of that portion of the Demised Premises and the Project rendered unusable bears to the initial cost of the whole of the Demised Premises and the Project, with respect to damage or destruction, and in an amount equivalent to the amount by which the annual payments of principal and interest represented by the Certificates then Outstanding will be reduced by the application of the award in eminent domain to the prepayment of Outstanding Certificates, with respect to a taking of less than the whole of the Demised Premises and the Project by condemnation. Such abatement -11- shall continue for the period commencing with such damage or destruction and ending with the substantial completion of the work of repair or reconstruction.. In the event of any such . damage or destruction, the Facility Lease shall continue in full force and effect and the County waives any right to terminate the Facility Lease by virtue of any such damage or destruction. Should the County default under the Facility Lease, the Trustee, as assignee of the Corporation under the Facility Lease, may terminate the Facility Lease and recover certain damages from the County, or may retain the Facility Lease and hold the County liable for all Rental Payments thereunder on an annual basis. See "APPENDIX A - SUMMARY OF CERTAIN PROVISIONS OF PRINCIPAL LEGAL DOCUMENTS Facility Lease - Default; Remedies. Rental Payments may not be accelerated. See "RISK FACTORS. " Base Rental Payments Base Rental is calculated on an annual basis, for twelve-month periods commencing on April 1 and ending on March 31; andeach annual Base Rental . Payment includes two interest components, payable on April 15 and October 15 pf each rental payment period, and one principal component, payable on October 15 of each rental payment period (commencing on October 15, 1998) , except that the first Base Rental Payment period shall commence on the date of recordation of the Facility Lease and shall end on March 31, 1993 and the first annual payment of Base Rental shall consist of one interest component, payable on October 15, 1992. Each Base Rental 'Payment installment shall be payable on the 15th day of the month immediately preceding its due date and any interest or other income with respect thereto accruing prior to such due date shall belong to the County and shall be returned by the Corporation to the County on May 1 and November 1 of each year. Each annual Base Rental Payment (to be payable in installments as aforesaid) shall be for the use of the Demised Premises and the Project following completion of construction thereof for the twelve-month period commencing on April 1 of the period in which such installments are payable. The Trust Agreement requires that Base Rental Payments be deposited in the Base Rental Payment Fund maintained by the Trustee. Pursuant to the Trust Agreement, on May 1 and November 1 of each year, commencing November 1, 1992, the Trustee will .transfer such amounts as are necessary to the Interest Fund, the Principal Fund or the Prepayment Fund, as the case may be, to pay principal, interest and Accreted Interest with respect to the Certificates as the same shall become due and payable. THE OBLIGATION OF THE COUNTY TO MAKE BASE RENTAL PAYMENTS IS A SPECIAL OBLIGATION OF THE COUNTY, AND DOES NOT CONSTITUTE A DEBT OF THE COUNTY OR OF THE STATE OF CALIFORNIA OR OF ANY POLITICAL SUBDIVISION THEREOF WITHIN THE MEANING OF ANY CONSTITUTIONAL OR STATUTORY DEBT LIMITATION OR RESTRICTION OR AN OBLIGATION FOR WHICH THE COUNTY IS OBLIGATED , TO. LEVY OR PLEDGE, OR HAS LEVIED OR PLEDGED, ANY FORM OF TAXATION. The following page shows the rental payment schedule for the 1992 Certificates. -12- RENTAL PAYMENT SCHEDULE Annual Semi-Annual Payment for Total Principal Interest Accreted Semi-Annual Payment Date Payments Payments(1) Interest Requirement 10/15/92 3,887,511.88 3,887,511.88 04/15/93 3,887,511.88 3,887,511.88 10/15/93 3,887,511.88 3,887,511.88 04/15/94 3,887,511.88 3,887,511.88 10/15/94 3,887,511.88 3,887,511.88 04/15/95 3,887,511.88 3,887,511.88 10/15/95 3,887,511.88 3,887,511.88 04/15/96 3,887,511.88 3,887,511.88 10/15/96 3,887,511.88 3,887,511.88 04/15/97 3,887,511.88 3,887,511.88 10/15/97 3,887,511.88 3,887,511.88 04/15/98 3,887,511.88 3,887,511.88 10/15/98 2,885,000.00 3,887,511.88 6,772,511.88 04/15/99 3,805,289.38 3,805,289.38 10/15/99 3,045,000.00 3,805,289.38 6,850,289.38 04/15/2000 3,716,984.38 3,716,984.38 10/15/2000 3,225,000.00 3,716,984.38 6,941,984.38 04/15/2001 3,620,234.38 3,620,234.38 10/15/2001 3,415,000.00 3,620,234.38 7,035,234.38 04/15/2002 3,514,369.38 3,514,369.38 10/15/2002 3,6300000.00 3,514,369.38 7,144,369.38 04/15/2003 3,400,931.88 3,400,931.88 10/15/2003 3,855,000.00 3,400,931.88 7,255,931.38 04/15/2004 3,279,499.38 3,279,499.38 10/15/2004 4,100,000.00 3,279,499.38 7,379,499.38 04/15/2005 3,148,299.38 3,148,299.38 10/15/2005 4,360,000.00 3,148,299.38 7,508,299.38 04/15/2006 3,008,779.38 3,008,779.38 10/15/2006 4,640,000.00 3,008,779.38 7,648,779.38 04/15/2007 2,857,979.38 2,857,979.38 10/15/2007 1,731,788.45 2,857,979.38 3,213,211.55 7,802,979.38 04/15/2008 2,857,979.38 2,857,979.38 10/15/2008 4,940,000.00 2,857,979.38 7,797,979.38 04/15/2009 2,694,959.38 2,694,959.38 10/15/2009 5,270,000.00 2,694,959.38 7,964,959.38 04/15/2010 2,521,049.38 2,521,049.38 10/15/2010 5,615,000.00 2,521,049.38 8,136,049.38 04/15/2011 2,335,754.38 2,335,754.38 10/15/2011 5,985,000.00 2,335,754.38 8,320,754.38 04/15/2012 2,138,249.38 2,138,249.38 10/15/2012 6,380,000.00 2,138,249.38 8,518,249.38 04/15/2013 1,927,709.38 1,927,709.38 10/15/2013 1,537,725.85 1,927,709.38 5,267,274.15 8,732,709.38 (continued next page) -13- Rental_ Payment Schedule (continued) Annual Semi-Annual Payment for Total Principal Interest 'Accreted Semi-Annual Payment Date Payments Payments(1) Interest Requirement 04/15/2014 1,927,709.38 1,927,709.38 10/15/2014 1,434,766.20 1,927,709.38 5,370,233.80 8,732,709.38 04/15/2015 1,927,709.38 1,927,709.38 10/15/2015 1,339,731.30 1,927,709.38 51,470,268.70 8,737,709.38 04/15/2016 1,927,709.38 1,927,709.38 10/15/2016 6,800,000.00 1,927,709.38 8,727,709.38 04/15/2017 1,702,459.38 1,702,459.38 10/15/2017 7,255,000.00 1,702,459.38 8,957,459.38 04/15/2018 1,462,137.50 1,462,137.50 10/15/2018 7,735,000.00 1,462,137.50 9,197,137.50 04/15/2019 1,205,915.63 1,205,915.63 10/15/2019 8,245,000.00 1,205,915.63 9,450,915.63 04/15/2020 932,800.00 932,800.00 10/15/2020 8,790,000.00 932,800.00 9,722,800.00 04/15/2021 641,631.25 641,631.25 10/15/2021 9,375,000.00 641,631.25 10,016,631.25 04/15/2022 331,084.38 331,084.38 10/15/2022 9,995,000.00 331,084.38 10,326,084.38 (1) The interest components to October 15, 1997, plus a portion of the interest component due April 15, 1998, are funded from proceeds of the 1992 Certificates. Source of Revenues for Base Rental Payments The County expects to receive moneys from capital cost reimbursement as a result of the acquisition of the Project which will be used in their entirety to supplement amounts in the County's General Fund available for the payment of Base Rental Payments. The following are anticipated sources of moneys as a result of the construction and acquisition of the Project. (a) SB 1732. Section 14085.5 of the California Welfare and Institutions Code ("Section 14085.5") was adopted by the Legislature of the State of California (the "State") in 1988. Section 14085.5 permits hospitals which contract to provide inpatient hospital services under the State's Medi-Cal program ("Medi-Cal") , or which contract with county organized health systems, and which meet specified criteria, to receive reimbursement, in addition to their medical reimbursement, from the State for a portion of the 'costs of certain capital projects. Supplemental reimbursement received under Section 14085.5 is required to be placed by the hospital in a special account exclusively for debt service with respect to bonds issued to finance any such capital project. The obligations of the State to make supplemental reimbursement pursuant to Section 14085.5 are subject to passage of annual appropriations therefor through the normal State budget process. -14- 1 F For any fiscal year during which a hospital is eligible to receive the supplemental reimbursement under Section 14085.5, the amount of supplemental reimbursement is calculated annually by multiplying the amount of annual debt service with respect to bonds issued to finance the project by the ratio of the hospital's total paid Medi-Cal patient days to total patient days, except that in no instance shall the percentage figure determined pursuant to the ratio of the total paid Medi-Cal patient days to total patient days be decreased by more than 101 of the initial ratio prior to retirement of the debt. The State has informed the County that the County Hospital currently meets the requirements and regulations with respect to eligibility for receipt of supplemental reimbursements for a portion of the cost of the Project, and the County anticipates that upon performance of certain stipulated conditions the Project will qualify for supplemental reimbursement payments calculated pursuant to Section 14085.5. Based upon data available as of February, 1992, the supplemental reimbursement for the Project would equal approximately 52.81 of the eligible debt service with respect to the Project, however, the State has the ability to adjust the supplemental reimbursement annually as described in the paragraph above, subject to the limitation that it shall not be reduced to less than approximately 47.51 of the eligible debt _service, even if the County' s Medi-Cal participation rate were to full below that percentage. The County cannot predict, however, whether the State will appropriate in its annual budgets the supplemental reimbursement payments payable to the County. Under the Facility Lease, the County has covenanted and pledged that all supplemental reimbursements received by the County pursuant to Section 14085.5 shall be used for the payment of Base Rental Payments. (b) Medicare Payment. In addition to payments received as reimbursement for the County Hospital's inpatient operating costs for services provided to Medicare beneficiaries, the Federal Medicare program reimburses providers for capital related costs including depreciation and interest. (c) SB 855. Senate Bill 855 was passed by the California Legislature and signed into law by Governor Wilson during July 1991. The bill provides for supplemental Medi-Cal payments to hospitals which serve a disproportionately high percentage of Medi-Cal and other low-income patients. These hospitals are called "disproportionate share hospitals" and comprise a medical service "safety net" for the State's uninsured and underinsured patients. Generally, the higher the percentage of services provided to indigent patients by a disproportionate share hospital, the higher the hospital's supplemental payment rate will be under SB 855. Funding for the supplemental payment is derived one-half from State sources and one-half from federal matching funds. -15- The County anticipates receiving in excess of $3.5 million per year under SB 855. The Board of Supervisors of the County has adopted an order that, beginning , in fiscal year 1992-93 and continuing through 1997-98, $3,5 _ million of the County Hospital's annual supplemental payment, together with interest earnings thereon, will be reserved as a special fund for cost overruns and other capital needs with respect to the Project. Amounts in the special fund will be available for capital improvements, expenses and obligations with respect to the County Hospital. Although the County anticipates the receipt of moneys in connection with the construction and acquisition of the Project from the above-mentioned sources, the amount, timing and the continuation of payments in the future cannot be projected with any degree of certainty. To the extent any such moneys are received by the County, the County anticipates that such moneys will be available to supplement the amounts ' in the General Fund to be appropriated on an annual basis for the payment of Base_ Rental Payments. Pledge of Base Rental Payments In accordance with the Trust Agreement, the Base Rental Payments are irrevocably pledged to and shall be used for the punctual payment of the interest and principal represented by the Certificates (including Additional Certificates delivered pursuant to the Trust Agreement) , and the Base Rental Payments shall not be used for any other purpose while any of the Certificates (including Additional Certificates) remain Outstanding. This pledge constitutes a first and exclusive lien on the Base Rental Payments in . accordance with the terms of the Trust Agreement., All Base Rental Payments are paid directly by the County to the Trustee to be held in trust by the Trustee in the Base Rental Payment Fund for the benefit of the County until deposited in the Interest Fund, Principal Fund or Prepayment Fund, whereupon they are held in trust by the Trustee for the benefit of the holders of the Certificates. The County has covenanted under the Facility Lease that as long as the Project and the Demised Premises ate available for the County's use and occupancy, it will take such action as may be necessary to include all Base Rental Payments and Additional Payments for such properties in its annual budgets and to; make the necessary annual appropriations therefor. Certificate Reserve Fund Requirement The amount of $10,665,418.75 will be deposited in the Certificate Reserve Fund from 1992 Certificate proceeds. Moneys in the Certificate Reserve Fund will be applied solely for the payment of Base Rental Payments due and payable by the County if and when rental shall be abated or when other moneys of the County are not otherwise available to make such Base Rental Payments; provided that certain excess amounts in the Certificate Reserve Fund will be transferred to the Acquisition and Construction Fund until completion of the Project and thereafter to fund the Trust Administration Fund to its required level; provided that if the Trust Administration Fund is at the required level, any excess will be transferred to the County. The Certificate Reserve Fund is pledged to the payment of Base Rental Payments. -16- The Trust Agreement requires that, as a condition to the execution and delivery of Additional Certificates, an amount shall be deposited in the Certificate Reserve Fund so that following such deposit there shall be on deposit in the Certificate Reserve Fund an amount at least equal to the Certificate Reserve Fund Requirement. The term "Certificate Reserve Fund Requirement" means the sum of the portions of the Certificate Reserve Fund Requirement applicable to all outstanding series of Certificates. The portion of the Certificate Reserve Fund Requirement applicable to the 1992 Certificates is $10,665,418.75. The portion of the Certificate Reserve Fund applicable to subsequent series of Certificates is the least of: (i) the maximum amount of Base Rental Payments remaining to be made by the County pursuant to the Facility Lease during any twelve-month period ending on November 1 and attributable to such subsequent series of Certificates, (ii) 125% of the average of all such remaining annual Base Rental Payments, and (iii) 10i of the proceeds derived from the sale, of such subsequent series of Certificates. The Certificate Reserve Fund Requirement may be provided by a policy of insurance issued by a municipal bond insurance company, obligations insured by which have a rating by Moody' s Investors Service and by Standard & Poor's Corporation which is in one of the two highest ratings then issued by said rating agencies or by a Letter of Credit issued by a bank qualified under the terms of the Facility Lease. If at any time the balance in the Certificate Reserve Fund shall be reduced below the Certificate Reserve Fund Requirement, the first payments of Base Rental Payments thereafter payable by the County and not needed to pay Base Rental Payment interest and principal components payable to the Certificate Owners on the next Base Rental Payment due date shall be used to increase the balance in the Certificate Reserve Fund to the required Certificate Reserve Fund Requirement. Additional Certificates The 1992 Certificates are being executed and delivered to finance the construction of the County Hospital building, together with parking, site development, landscaping, utilities, fixtures, furnishings, equipment, improvements and appurtenant and related facilities on the Demised Premises ("Phase I of the Project") . See "THE PROJECT. " The County may incur additional lease obligations to finance public health care facilities and buildings in the County and additions, extensions or improvements thereto which are added to the Project pursuant to an agreement amending or supplementing the Facility Lease entered into pursuant to the terms of the Trust Agreement ("Subsequent Phases of the Project") . The County anticipates that such additional lease obligations, if any, will be incurred under the Facility Lease and will involve the execution and delivery of Additional Certificates under the Trust Agreement and supplements thereto (each a "Supplemental Trust Agreement") . Neither the Facility Lease nor the Trust Agreement in any manner limit the amount of additional lease obligations payable from amounts legally available from the County's General Fund or other revenue sources. -17- 1 The Trust Agreement provides that Additional Certificates may be executed and delivered thereunder subject to the following conditions: (a) The County and the Corporation shall not be in default under the Trust Agreement or any Supplemental Trust: Agreement or under the Site Lease or the Facility Lease; (b) A Supplemental Trust Agreement shall require that the proceeds of the sale of such Additional Certificates, shall be applied (i) to the construction or acquisition of Subsequent :Phases of the Project, provided that a Subsequent Phase of the Project shall have a scheduled completion date on or before March 1, 1997, and the acquisition and construction costs of all Subsequent Phases of the Project not located in the City of Martinez, California shall not, in the aggregate, exceed $20,000,000, (ii) if necessary, for the completion . of the Project or . rebuilding or replacement of the Project following a casualty loss, or (iii) for the refunding or repayment of any Certificates then Outstanding, including the payment of costs and expenses of and incident to the authorization and sale of such Additional Certificates. A Supplemental Trust Agreement may also provide that a portion of such proceeds shall be applied to the payment of the interest components due or to become due with respect to said Additional Certificates during the estimated period of any construction and for a period of not to exceed twelve months thereafter; (c) A Supplemental Trust Agreement shall provide that from such proceeds or other sources an amount shall be deposited in the Certificate Reserve Fund so that following such deposit there shall be on deposit in the Certificate Reserve Fund an amount at least equal to the Certificate Reserve Fund Requirement; (d) The Additional Certificates shall be payable as to principal on November 1 of each year in which principal components and Accreted Interest Components, if any, are due and shall be payable as to interest as specified in a Supplemental Trust Agreement; (e) The aggregate principal amount of Certificates at any time Outstanding shall not exceed any limit imposed by law or by the Trust Agreement or by any Supplemental Trust Agreement; (f) The Facility Lease shall have been amended, if necessary, so that the Base Rental Payments payable by the County thereunder will equal the principal and interest and Accreted Interest components, if any, represented by such Additional Certificates and all other Certificates to be Outstanding after such Additional Certificates are executed and delivered, payable at such times and in such manner as may be necessary to provide for the payment of .the principal and interest represented by such Certificates; (g) A supplemental Trust Agreement shall provide for Certificate Payment Dates and mandatory prepayments of Certificates in amounts sufficient to provide for payment of the Certificates when principal and interest components of Base Rental Payments are due; -18- (h) The Facility Lease shall have been amended so as to lease to the County the Phase of the Project being financed from the proceeds of such Additional Certificates; (i) All construction to be financed from the proceeds of such Additional Certificates shall either be performed pursuant to a construction contract or contracts between the Corporation and a contractor or, where permitted by statute, shall be performed by the County by force account or by its own staff. Each construction contract shall provide for a guaranteed maximum price for the construction to be performed thereunder, which price shall be in an amount clearly available from the proceeds of said Additional Certificates and any other moneys legally available therefor; and (j ) If the proceeds of such Additional Certificates are to be used, in whole or in part, to finance construction on real property not described in the Site Lease, (1) the Site Lease shall have been amended so as to lease to the Corporation such additional real property; and (2) the Facility Lease shall have been amended so as to lease to the County such additional real property. In addition, before any Additional Certificates shall be executed and delivered, there shall be filed with the Trustee an opinion of nationally recognized bond counsel to the effect that, among other things, the execution and delivery of the related amendment to the Facility Lease and the related Supplemental Trust Agreement, when duly executed by the County and the Corporation, will be valid and binding obligations of the County. Additional Certificates will be secured on a parity basis with the 1992 Certificates. Failure to pay any Base Rental Payment because of damage or destruction to, or failure to complete construction of, a Subsequent Phase of the Project financed with the proceeds of Additional Certificates, could result in a proportionate default in payment of the 1992 Certificates. Insurance The Facility Lease requires the County to maintain or cause to be maintained, throughout the term of the Facility Lease (but during the period of construction of any Phase of the Project only if such insurance is not provided by a contractor under a construction contract as required by the Facility Lease) , insurance against loss or damage to any structures constituting any part of the Project by fire and lightning, with extended coverage insurance, vandalism and malicious mischief insurance and sprinkler system leakage insurance. Such extended coverage insurance shall, as nearly as practicable, cover loss or damage by explosion, windstorm, riot, aircraft, vehicle damage, smoke and such other hazards as are normally covered by such insurance. Such insurance shall be in an amount equal to the replacement cost (without deduction for depreciation) of all structures constituting any part of the Project, excluding the cost of excavations, of grading and filling, and of the land (except that such insurance may be subject to deductible clauses for any one loss of not to exceed $5,000) , or -19- in the alternative, shall be in an amount and in a form sufficient (together with moneys in the Certificate Reserve Fund) , in the event of total or partial loss, to enable all Certificates then Outstanding to be prepaid. In the event of any damage to or destruction of any part of the Project caused by the perils covered by such insurance, 'the Corporation, except as hereinafter provided, shall cause the proceeds of such insurance to be utilized for the repair, reconstruction or replacement of the damaged or destroyed portion of the Project, to at least the same condition as they were in prior to the damage or destruction, insofar as the same may be accomplished by the use of said proceeds. The, Trustee . shall hold such proceeds in the Insurance and Condemnation Fund and shall permit withdrawals upon written request for such purposes. Any balance of said proceeds not required for such repair, reconstruction or replacement shall be treated by the Trustee as Base Rental Payments. Alternatively, the Corporation, at its option, with the written consent of the County, and if the proceeds of such insurance together with any other moneys then available for the purpose are at least sufficient to prepay an aggregate principal amount represented by Outstanding Certificates equal to the amount of. Outstanding Certificates attributable to the portion of the Project so destroyed or damaged (determined by reference to the proportion which the construction cost of such portion of the Project bears to the construction cost of the Project) , may elect not to repair, reconstruct or replace the damaged or destroyed portion of the Project and thereupon shall cause said proceeds to be used for the prepayment of Outstanding Certificates pursuant to the provisions .of the Trust Agreement. The Corporation and the County covenant to promptly apply for federal disaster aid or State disaster aid in the event that the Project is damaged or destroyed as a result of an earthquake occurring, at any time. Any proceeds received as a result of such disaster aid shall be used to repair, reconstruct, restore or replace the damaged or destroyed portions of the Project, or, at the option of the County and the Corporation, to prepay outstanding Certificates if such use of such disaster aid is permitted. The Facility Lease requires the County to. maintain or cause to be maintained, throughout the term of the Facility Lease (but during the period of construction of any Phase of the Project only , if :such insurance is not provided by a contractor under a construction contract. as required by the Facility Lease) , rental interruption or use and occupancy insurance to cover loss, total or partial, of the rental income from or the use of the Project as the result of any of the hazards covered by the fire and extended coverage insurance required by the Facility Lease described in the preceding paragraphs, in an amount sufficient to pay the part. of the total rent attributable to the portion of the Project rendered unusable (determined by reference to the proportion which the construction cost of such portion bears to the acquisition and construction cost of the Project) for a period of at least two years, except that such insurance may be subject to a deductible clause of not to exceed $1,000. Any proceeds of such insurance shall be used by the Trustee to reimburse to the County any rental theretofore paid by the County under the Facility Lease attributable to such structure for a period of time during which the payment. of rental under the Facility Lease is abated, and any proceeds of such insurance not so used shall be applied to pay Base Rental Payments and Additional Payments. -20 As an alternative to providing the fire and extended coverage insurance and rental interruption insurance, or any portion thereof, required by the Facility Lease, the County may provide a self insurance method or plan of protection if and to the extent such self insurance method or plan of protection shall afford reasonable coverage for the risks, required to be insured against, in light of all circumstances, giving consideration to cost, availability and similar plans or methods of protection adopted by public entities in the State other than the County (provided that, in the case of rental interruption insurance, a self insurance fund shall be maintained and accounted for on a separate basis by the County and such self insurance fund shall be fully funded). Before another method or plan may be provided by the County, there shall be filed with the Trustee a certificate of an actuary, insurance consultant or other qualified person, stating that, in the opinion of the signer, the substitute method. or plan of protection is in accordance with the requirements of the Facility Lease and, when effective, would afford reasonable coverage for the risks required to be insured against (provided that, in the case of rental interruption insurance, such certificate must state that the method or plan is fully funded) . There shall also be filed a Certificate of the County (as defined in the Trust Agreement) setting forth the details of such substitute method or plan. In the event of loss covered by any such self-insurance method, the liability of the County under the Facility Lease shall be limited to the amounts in the self insurance reserve fund or funds created under such method. The County is not planning to self-insure at this time although it may do so in the future. The County is also required to obtain certain liability insurance coverage in protection of the Corporation and the Trustee as described under "APPENDIX B - SUMMARY OF CERTAIN PROVISIONS OF PRINCIPAL LEGAL DOCUMENTS - Facility Lease. " RISK FACTORS The following factors, along with the other information in this Official Statement, should be considered by potential investors in evaluating the purchase of 1992 Certificates. However, the following does not purport to be an exhaustive listing of risks and other considerations which may be relevant to investing in the 1992 Certificates. In addition, the order in which the following information is presented is not intended to reflect the relative importance of any such risks. Full Faith and Credit Not Pledged The obligation of the County under the Facility Lease does not constitute an obligation of the Corporation or of the County for which the County is obligated to levy or pledge any form of taxation or for which the County has levied or pledged any form of taxation. The obligation of the County to make Base Rental Payments and Additional Payments does not constitute a debt or indebtedness of the Corporation, the County, the State or any of its political subdivisions, within the meaning of any constitutional or statutory debt limitation or restriction. -21- Noncompletion of Project; Abatement In the event the construction of any component of any Phase of the Project is not completed within the time for. which capitalized interest has been provided for such Phase, or in the event of loss or substantial interference in the use and occupancy of the Demised Premises and the Project by the County caused by damage or destruction or condemnation of the Project and the Demised Premises, Base Rental Payments will be subject to abatement. In the event that the Project and the Demised Premises, if damaged or destroyed by an insured casualty, could not be replaced during the period of time that proceeds of the Country's rental interruption insurance will be available in lieu of Base Rental Payments plus the period for which funds are available from the Certificate Reserve Fund or the Lease Fund, or in the event that casualty insurance proceeds or condemnation proceeds are insufficient to provide for complete repair or replacement of such component of the Project or prepayment of the Certificates, there could be insufficient funds to make payments to Owners. in full. Because the Certificates will be secured on a parity basis, an abatement with respect to a Subsequent Phase of the Project could result in a partial failure to make payments on the 1992 Certificates. Cost Overruns; Construction Delays There can be no assurance that construction of the Project will be completed within its estimated budget or by its expected completion date. Pursuant to the Trust Agreement, Additional Certificates can be executed and. delivered upon compliance with certain conditions to pay the costs of completing the Project, but there is no assurance that the County can cause the Trustee to execute and deliver Additional Certificates. See "SECURITY AND SOURCES OF PAYMENT FOR THE CERTIFICATES Additional Certificates" herein. If the County is unable to take possession of the Project, the County will be under no legal obligation to make Base Rental Payments with respect to the Project. Limited Recourse on Default If the County defaults on its obligations to make Base Rental Payments with respect to the Project, the Trustee, as assignee of the Corporation, may (subject to the restrictions described below) retain the Facility Lease and hold the County liable for all Base Rental Payments on an annual. basis and will have the right to re-enter and re-let the Project. In the event such re-letting occurs, the County will be liable for any resulting deficiency in Base Rental Payments. Alternatively, the Trustee may terminate the Facility Lease with respect to the Project and proceed against the County to recover damages pursuant to the Facility Lease. Due to the specialized nature of the Project, no assurance can be given that the Trustee will be able to re-let any component of the Project so as to provide rental income sufficient to make principal. and interest payments with respect to the Certificates in a timely manner, and the Trustee is not empowered to sell the Project for the benefit of the Owners of the Certificates. In addition, due to the governmental function of the Project, -22- r r it is not certain whether a court would permit the exercise of the remedies of repossession and re-letting with respect thereto. Any suit for money damages would be subject to limitations on legal remedies against counties in California, including a limitation on enforcement of judgments against funds needed to serve the public welfare and interest. No Acceleration Upon Default If the County defaults on its obligations to make Base Rental Payments, the Trustee may have limited ability to re-let the Project so as to preserve the tax exempt nature of the interest component of the Base Rental Payments and the Certificates. In the event of a default, there is no available remedy of acceleration of the total Base Rental Payments due over the term of the Facility Lease. The County will only be liable for Base Rental Payments on an annual basis, and the Trustee would be required to seek a separate judgment in each fiscal year for that fiscal year's rental payments. No Liability of Corporation to the Owners Except as expressly provided in the Trust Agreement, the Corporation shall not have any obligation or liability to the Owners of the Certificates with respect to the payment when due of the Base Rental Payments by the County, or with respect to the performance by the County of other agreements and covenants required to be performed by it contained in the Facility Lease or the Trust Agreement, or with respect to the performance by the Trustee of any right or obligation required to be performed by it contained in the Trust Agreement. Effect of Termination of Facility Lease on Transfer of Certificates and Tax Exemption No opinion has been rendered with respect to the applicability of the registration requirements of the Securities Act of 1933, as amended, to any Certificate subsequent to termination of the Facility Lease due to an Event of Default. If the Facility Lease is terminated following a default, no assurance can be given that the Certificates may be transferred by their Owner without compliance with the registration provisions of the Securities Act of 1933, as amended, or that an exemption from such provisions will be available. No opinion has been rendered as to the treatment for federal or State of California income tax purposes of any moneys received by an Owner of Certificates subsequent to a termination of the Facility Lease due to an Event of Default. No assurance can be given that any moneys received by the Owners of such Certificates subsequent to such event will be excluded from gross income for federal income tax purposes or exempt from State of California personal income taxes. Risk of Earthquake There are several faults in the greater San Francisco bay area that potentially could result in damage to buildings, roads, bridges, and _ property within the County in the event of an earthquake. Past experiences, -23- 1 I . including the 1989 Loma Prieta earthquake, have resulted in minimal damage to the infrastructure and property in the County. Faults that could affect the County are the San Andreas and Hayward Faults west of the County and the Calaveras Fault within portions of the County., The Facility Lease does not require the County to maintain insurance on, the Project against certain risks such as earthquakes. The Project will be constructed to meet or exceed applicable earthquake requirements. If, the Project were damaged or destroyed due to earthquake or flood or other catastrophic events which are not covered under the hazard or rental interruption insurance required by the Facility Lease, an abatement of Base Rental Payments would likely occur and continue until the Project was repaired or; replaced. See "SECURITY AND SOURCES OF PAYMENT FOR THE CERTIFICATES - General" above. Litigation Affecting Proposition 13 Recent lawsuits contend that California' s two-tiered property tax assessment system violates federal constitutional equal protection guarantees by taxing new property owners at a rate higher than long-time owners. A reduction in assessed values of taxable property in the County or a reduction in the allowable year to year adjustment (currently not to exceed 22 per year) of the assessed value of real property for tax purposes could reduce revenues of the County and have an adverse effect on the County' s ability to make timely payments of Base. Rental Payments. See "CONSTITUTIONAL AND STATUTORY LIMITATIONS ON TAXES AND APPROPRIATIONS. " CONSTITUTIONAL LIMITATIONS ON TAXES AND APPROPRIATIONS Article XIII A of the California Constitution On June 6, 1978, California voters approved. Proposition 13, which added Article XIII A to the California Constitution ;( "Article XIII A") . Article XIII A limits the amount of any ad valorem tax on real property to one percent of the full cash value thereof, except that additional ad valorem taxes may be levied to pay debt service on indebtedness approved by the voters prior to July 1, 1978 and (as a result of an amendment to Article XIII A approved by California voters on June 3, 1986) on bonded indebtedness for the acquisition or improvement of real property which has been approved on or after July 1, 1978 by two-thirds of the voters voting on such indebtedness. Article XIII A defines full cash value to mean "the county assessor's valuation of real property as shown on the 1975-76 tax bill under 'full cash value' , or thereafter, the appraised value of real property when purchased, newly constructed, or a change in ownership have occurred after the 1975 assessment" . This full cash value may be .increased at a rate not to exceed two percent per year to account for inflation. Article XIII A has subsequently been amended. to permit reduction of the "full cash value" base in the event of declining property values caused by damage, destruction or other factors and to provide that there would be no increase in the "full cash value" base in the event of reconstruction of property damaged or destroyed in a disaster and in other minor or technical ways. -24- 1 Y Court Challenges to Article XIII A The U.S. Supreme Court in 1989 struck down as a violation of equal protection certain property tax assessment practices in West Virginia, which had resulted in vastly different assessments of similar properties. Since Proposition 13 provides that property may only be reassessed up to 22 per year, except upon change of ownership or new construction, recent purchasers of taxable property in California may pay substantially higher property taxes than long-time owners of comparable property in a community. The Supreme Court in the West Virginia case expressly declined to comment in any way on the constitutionality of Proposition 13. Based on this decision, however, several property owners in California have brought suits challenging the acquisition value assessment provisions of Proposition 13. After losing in the trial courts, property owners' appeals were heard before three State Courts of Appeal in late 1990. On December 3, 1990, the Court of Appeal for the Second District in the case of Nordlinger v. Lynch, 225 Cal.App.3d 1259, upheld Proposition 13's assessment rules. On February 28, 1991, the State Supreme Court denied the property owners request to review that decision. On December 19, 1990, the State Court of Appeal for the First District reached a similar conclusion in the case of R.H. Macy & Co. v. Contra Costa County, 226 Cal.App.3d 352, as did the State Court of Appeal for the Fourth District on April 10, 1991 in Northwest Financial. Inc. v. State Board of Equalization. et al. The State Supreme Court also denied review in the R.H. Macy case on February 28, 1991, however the United States Supreme Court on June 3, 1991 agreed to hear an appeal by R.H. Macy challenging Proposition 13 as a violation of the equal protection and commerce clauses of the federal Constitution. R. H. Macy subsequently withdrew the case for business reasons. Subsequent to such withdrawal, on October 7, 1991 the United States Supreme Court accepted review of Nordlinger v. Lynch. Oral arguments in Nordlinger v. Lynch were held in February, 1992, and a decision is expected before the end of the Court' s term in July 1992. If the courts strike down the assessment rules of Article XIII A, it is not known what rules will then become operative. Further legislation is also possible. The County cannot predict what impact any of these developments might have on the County or on the County's ability to meet its obligations. Legislation Implementing Article XIII A Legislation has been enacted and amended a number of times since 1978 to implement Article XIII A. Under current law, local agencies are no longer permitted to levy directly any property tax (except to pay voter-approved indebtedness) . The property tax is automatically levied by the county and distributed according to a formula among taxing agencies. The formula apportions the tax roughly on proportion to the relative shares of taxes levied prior to 1978. Increases of assessed valuation resulting from reappraisals of property due to new construction, change in ownership or from the 2X annual adjustment are allocated among the various jurisdictions in the "taxing area" based upon their respective "situs" . Any such allocation made to a local agency continues as part of its allocation in future years. -25- All taxable property is now shown at full market value on the tax roll. Consequently, the tax rate is expressed as $1 per $100 of taxable value. All taxable property value included in this Official Statement is shown at 1002 of market value (unless noted differently) and all tax rates reflect the $1 per $100 of taxable value. Article XIII B .of the California Constitution - Appropriations Limitations An initiative to amend the California constitution entitled "Limitation of Government Appropriations" was approved on September 6, 1979 thereby adding Article XIII B to the California Constitution ("Article XIII B") . Under Article XIII B state and local governmental entities have an annual "appropriations limit" and are not permitted to spend certain moneys which are called "appropriations subject to limitation" (consisting of tax revenues, unrestricted state subventions and certain other funds) in an. amount higher than the "appropriations limit" . Article XIII B does not affect the appropriation of moneys which are excluded from the definition of "appropriations subject to limitation", including debt service on indebtedness . existing or authorized as of January 1, 1979, or bonded indebtedness subsequently approved by voters.. In general terms, the "appropriations limit" is to be based on certain 3.978-79 expenditures, and is to be adjusted annually to reflect changes in consumer prices, populations and services provided by these entities. Among other provisions of Article XIII B, if these entities' revenues in any year exceed the amounts permitted to be spent, the excess would have to be returned by revising tax rates. or fee schedules over the , subsequent two years. See "Proposition 111: Revisions to Proposition 98 and Article XIIIB" below. On June 25, 1991 the County Board of Supervisors adopted an appropriations limit of $548,236,739 for the 1991-92 fiscal year. Based on the proposed budget, the appropriations subject to the limit will be approximately $333,841,380 below the limit. The County does not anticipate any difficulty in operating within the appropriations limit. Following is a comparison of the County's appropriations limit and appropriations subject to the limit for the years 1984-85 through 1991-92. -26- COUNTY OF CONTRA COSTA APPROPRIATIONS LIMITS FISCAL YEARS 1984-85 THROUGH 1991-1992 Appropriations Appropriations Amount Under Limit Subject to Limit Limit 1984-85 $159,594,636 $117,679,677 $ 41,914,959 1985-86 167,670,124 138,715,182 28,954,942 1986-87 175,792,151 164,371,632 11,420,519 1987-88(1) 230,358,035 158,992,009 71,366,026 1988-89(1) 291,748,451 173,744,698 118,003,753 1989-90(1) 359,638,316 185,769,935 173,868,381 1990-91(1) 438, 794,709 202,766,955 236,017.,754 1991-92 548,236,739 214,395,359 333,841,380 (1) Modified based on Proposition 111 requirements Source: County Auditor-Controller Unitary Property AB 454 (Chapter 921, Statutes of 1986) provides that revenues derived from most utility property assessed by the State Board of Equalization ("Unitary Property") , commencing with the 1988/89 Fiscal Year, will be allocated as follows: (1) each jurisdiction will receive up to 1022 of its prior year State-assessed revenue; and (2) if county-wide revenues generated from Unitary Property are less than the previous year's revenues or greater than 1022 of the previous year' s revenues, each jurisdiction will share the burden of the shortfall or excess revenues by a specified formula. This provision applies to all Unitary Property except railroads, whose valuation will continue to be allocated to individual tax rate areas. The provisions of AB 454 do not constitute an elimination of the assessment of any State assessed properties nor a revision of the methods of assessing utilities by the State Board of Equalization. Generally, AB 454 allows valuation growth or decline of Unitary Property to be shared by all jurisdictions in a county. Statutory Limitations On. November 4, 1986, California voters approved an initiative statute known as Proposition 62, which added section 53720 et sec . to the California Government Code. This initiative (i) requires that any tax for general governmental purposes imposed by local government be approved by resolution or ordinance adopted by two-thirds vote of the governmental entity's legislative body and by a majority of the electorate of the government entity, (ii) requires that any special tax (defined as a tax levied for other than general government purposes) imposed by a local governmental entity be approved by . a two-thirds vote of the voters within that jurisdiction, (iii) restricts the use of revenues from a special tax to the purposes or for the service for which the special tax is imposed, (iv) -27- 1 1 prohibits the imposition of ad valorem taxes on real property by local governmental entities except as permitted by Article XIII A, (v) prohibits the imposition of transaction taxes and sales taxes on the sale of real property by local governments, (vi) requires that any tax imposed by a local government on or after August 1, 1985 be ratified by a majority vote of the electorate within two years of the adoption' of the initiative or be terminated by November 15, 1988, (vii) requires that, in the event a local government fails to comply with the provisions of this measure, a reduction in the amount of property tax revenues allocated to such local government must occur in an amount equal to the revenues received by such entity attributable to the tax levied in violation of the initiative, and (viii) permits these provisions to be amended exclusively by the voters of the State of California. Recent decisions of the State Court of Appeal (City of Westminister v. County of Orange) held that the provisions of Proposition 62 insofar as they purported to apply to a city's utility user tax enacted after August 1, 1985 and prior to November 15, 1988, being the so-called "window period, " was unconstitutional. The case of Woodlake v. Logan, rendered in May, 1991, struck down the provisions requiring submission of general fund tax measures to the electorate leaving only the question of validity and effect of the provisions requiring a 2/3rds electorate approval of special tax measures. This issue is involved in the case of Rider v.. County of San Diego, wherein the plaintiffs challenged the validity of the San Diego County Regional Justice Facility Financing Act authorizing it county-wide sales tax to finance criminal justice facilities by majority vote of the electorate. The Court of Appeal, Fourth District, Division 'Two, held that even though the sales tax be considered a special tax, it was still valid because Proposition 62 violated Article II, Section 9, Subdivision (a) of the State Constitution by submitting a tax levied for the "usual current expenses" of local government to an election requirement. The State Supreme Court reversed the Court of Appeal decision on Article XIII A, but specifically declined to address the question under Proposition 62. Proposition 98 On November 8, 1988 voters approved an initiative known as Proposition 98, a combined initiative constitutional amendment and statute called the "Classroom Instructional Improvement and Accountability Act" (the "Act") . The Act changed State funding of public education below the university level and the operation of the State' s Appropriations limit. by guaranteeing State funding for K-12 school districts and community college districts (hereinafter referred to as "K-14 school districts") at a level equal to the greater of (a) the same percentage of General ,Fund revenues as actually appropriated to such districts in 1986-87, and (b) the amount actually appropriated to such districts from the General Fund in the previous year, adjusted for increases in enrollment and changes in the cost of living. See "Proposition 111: Revisions to Proposition 98 and Article XIII B" below. -28- 1 Proposition 111: Revisions to Proposition 98 and Article %III B On June 5, 1990 the voters approved "The Traffic Congestion Relief and Spending Limitation Act of 1990", hereafter "Proposition 111", which modified the Constitution to alter the spending limit and the education funding provisions of Proposition 98. Proposition 111 took effect on July 1, 1990. The most significant provisions of Proposition 111 are summarized below: Adjustments. The annual adjustments to the spending limit were liberalized to be more closely linked to the rate of economic growth. Instead of being tied to the Consumer Price Index, the "change in the cost of living" will be measured by the change in California per capita personal income. The definition of "change in population" specifies that a portion of the State's spending limit will be adjusted to reflect changes in school attendance. Treatment of Excess Tax. "Excess" tax revenues were determined based on a two-year cycle, so that the State can avoid having to return to taxpayers excess . tax revenues in one year if its appropriations in the next fiscal year were under its limit. Exclusions from Spending Limit. Two new exceptions were added to the calculation of appropriations which are subject to the limit. First, there are excluded all appropriations for "Qualified Capital Outlay Projects" as defined by the Legislature. Second, there are excluded any increases in gasoline taxes above their current 9 cents per gallon level, sales and use taxes on such increment in gasoline taxes, and increases in receipts from vehicle weight fees above the levels in effect on January 1, 1990. These latter provisions are needed to make effective the transportation funding package approved by the Legislature and the Governor, which counts on raising over $15 billion in additional taxes over the next several years to fund transportation programs. Recalculation of Appropriations Limit. The Appropriations Limit for each unit of government, including the State, is recalculated beginning in the 1990-91 fiscal year, based on the actual limit for the 1986-87 fiscal year, adjusted forward to 1990-91 as if Proposition 111 had been in effect. Further Initiatives Article XIII A, Article XIII B and Propositions 62, 98 and 111 were each adopted as measures that qualified for the ballot pursuant to California's initiative process. From time to time other initiative measures could be adopted, further affecting County revenues or the County's ability to expend revenues. -29- THE PROJECT i Proceeds from the sale of the 1992 Certificates will be used (i) to finance all of the cost of the design, engineering, construction management and construction of the replacement of the major county hospital facility located in Martinez, California, known as ,Merrithew Memorial Hospital; (ii) to fund capitalized interest on the 1992 Certificates to March 1, 1998, (iii) to fund a Certificate Reserve Fund deposit and (iv) to pay certain expenses of the 1992 Certificate transaction. I Background Contra Costa County Hospital was established in 1914. The major portions of the current main hospital were constructed in the 1940' s and 1950' s. Though still in service, a majority of the hospital' s physical plant and systems are out-of-date and at or beyond the limits of their projected "useful life" . Many of the facilities generally do not meet the standards of current health, safety, building, and engineering codes, although code divergences have been allowed under "grandfather" concepts. Working closely with State and federal officials, the County has already taken action to rectify certain code violations in order to keep the facilities certified. Moreover, when the new 'County Hospital is completed, the County anticipates that all facilities located on the existing hospital campus will meet or exceed certification requirements. The County receives funds from the federal Medicare program, the State of California Medi-Cal program ("Medi-Cal") and private payor payments from the operation of the County Hospital. The Medicare system reimburses hospitals for inpatient operating costs for services provided for Medicare beneficiaries at a predetermined fixed rate established by the Federal government, which rate is subject to revision. ' Under the Medi-Cal program, the State of California selectively contracts with hospitals to provide acute inpatient services to Medi-Cal patients., Stich selective contracting is made on a flat per diem basis for all srvices provided to Medi-Cal beneficiaries and, generally, such payments have not increased in relation to inflation, costs, or other factors. The County renewed its Medi-Cal contract for one year effective July 9, 1991 through July 10, 1992. The Board of Supervisors of the County (the "Board") originally adopted the recommendation to construct a new County Hospital in August, 1983 and reevaluated the hospital construction proposal in April, 1985. The evaluation effort culminated in the presentation of a report entitled "The Future of Publicly-Sponsored Health Services" to' the Board of Supervisors in January, 1986. The report included a summary of various options reviewed by the hospital task force, including maintaining; the status quo, remodeling the existing hospital structure, rebuilding the hospital, closing the hospital, creating a countywide hospital district, leasing space in other facilities, transfering governance to a nonprofit organization and contracting- for services in other hospitals. As a consequence of the task force's recommendation and upon further analysis of the physical and medical programming aspects of the hospital, the County has determined that the new hospital campus will be comprised of -30- a new, five-story hospital structure dedicated solely to delivery of medical services, with. existing buildings utilized for hospital administrative functions, housing of the psychiatric ward, support services, and food service. The current 144-bed proposal reflects the policy of the Board ,to build a smaller project and to contract with private hospitals to meet some of the growing needs for health care services in the County. The County's population has more than doubled since the 1950's when much of the current facility was built, yet the hospital as proposed will be smaller than the current facility in terms of bed capacity. This proposal is consistent with recommendations from the 1988-89 grand jury that called for a combination of replacing the hospital and contracting as the best way to ensure the availability of health-care services in a large and growing county. In 1989, the Board contracted with Kaplan/McLaughlin/Diaz to provide conceptual architectural drawings for the Project. The Board also selected financial advisors to recommend funding mechanisms for the hospital and contracted with Medical Planning Associates to work closely with the Health Services Administration to develop a Master Plan and Facilities. Program to address the medical programming aspects of the new hospital. At a public hearing and review of the Project in February 1991, the Board approved the Master Plan and Facilities Program, authorized the contract for schematic drawings of the Project, and directed County officials to prepare a final report concerning the financing and feasibility of the Project. On March 3, 1992, the Board approved the schematic drawings, financing plan, and Project schedule for the replacement of Merrithew Memorial Hospital and directed that construction plans be completed. On March 10, 1992, the Board adopted findings that the Project is exempt from the California Enviromental Quality Act, owing to the fact that it is a replacement of an existing facility. In addition to the current Project, the County anticipates spending an additional $20 million to finance the acquisition, construction, and equipping of emergency health care facilities and public health clinics in the eastern and western portions of the County. The cost of these projects will be paid from additional certificates of participation, State and federal reimbursements, patient revenue, or a combination thereof. Location of the Project The Project site is located on the current campus of Merrithew Hospital in the City of Martinez. The location is on Alhambra Street and is accessible from Highway 4 and Interstate 680. The site is comprised of approximately 16.2 acres, on the majority of which existing hospital operations will continue to be conducted as the new hospital is being constructed. The County has owned the site for one hundred and twenty years and has determined that it is unencumbered and free of any liens. -31- I Replacement of Merrithew Memorial Hospital The Project will provide a new, five-floor facility that will serve a full-service teaching and tertiary care hospital. The new hospital will be a public hospital owned and operated by the County. In its new quarters, Merrithew Memorial Hospital will continue its; current affiliation with the University of California, Davis Medical School.1 i The Project will consist of one hospital building, landscaping, and equipment and related facilities. Comprising I approximately 190,000 square feet, the main hospital building will house approximately 144 inpatient beds and an emergency room capable of handling 36,600 emergency visits per year. Together with the County's private contractor 'prog;ram, the new hospital has been designed to fully meet the County's mandated health care requirements well into the next century. Design and Project Management I The County has retained Kaplan/McLaughlin/Diaz as design architects for the Project. This firm will provide all of the design services, with engineering subspecialities subcontracted toIvarious professional firms. The basic design contract is estimated to cost approximately $3 million, with final compensation to be determined during the design development period that is scheduled to be completed in September, 1992. I The County is in the process of selecting a Construction Manager for the Project. The Construction Manager will formulate a, critical-path timetable and responsibility schedule for the Project and will be involved in every step of the process until the Project is completed. The master schedule calls for the preparation of construction ) documents once the design development phase is finished in September, 1.992. The construction documents will required six-month period for completion, during which the architectural plan will be submitted to ` the State for approval. Construction contracts limited to site workfare expected to be awarded during 1993, with the target date for State approval of final contracts being May, 1994. �. Construction of the hospital is expected to commence in 1994, with equipment purchase contracts expected to be awarded in 1994 and 1995. Some equipment will be utilized in existing facilities awaiting permanent installation in the completed hospital. i The Project is expected to be completed and available to County residents in 1997. Project Cost i I The County' s current estimate of the total cost of the acquisition, construction, installation, and equipping of the Project is approximately $85 million, in dollars inflated to their time of expenditure. The preconstruction and construction costs are estimated to total $56 million and the cost of equipment is estimated to total $12 million, with the balance primarily attributable to design,] project management and II I -32- I construction contingencies. The proceeds of the 1992 Certificates will be used to fund all of these anticipated costs, as well as the Certificate Reserve Fund, capitalized interest and the costs of issuance. The County will monitor inflationary trends for equipment and construction costs throughout the construction period and will adjust these estimates as appropriate. To guard against unforeseen costs, "the County will incorporate not-to-exceed clauses in every construction and equipment contract. To date, the County has negotiated contracts for design services, construction management, and specialized services, representing $3.5 million of the $5.0 million total contracted costs estimated for the entire Project. Payment of Construction and Services from Proceeds of Certificates As indicated in the Sources and Uses table (see "ESTIMATED SOURCES AND USES OF FUNDS") , a total of $70,257,443.97 will be deposited into the Acquisition and Construction Fund and, together with earnings thereon, will be used to pay all of the design, engineering, construction management, construction, and equipping of the Project. The following table indicates the projected monthly funding requirements for construction of the Project. The County anticipates that sufficient funds will be available in the Acquisition and Construction Fund, together with estimated earnings thereon, to meet the indicated schedule. -33- MERRITHEV MEMORIAL HOSPITAL REPLACEMENT PROJECT Projected Monthly Funding Requirements 1992-1997 (In Millions) Project Pre- Total Date Desion Management Construction Construction Contingency gouigment OSHPD Misc. -Requirements .05/13/92 $2,048,000 $2,048,000 06/01/92 0 07/01/92 209,333 $70,000 $33,333 $100,000 412,667 08/01/92 209,333 70,000 33,333 100,000 412,667 09/01/92 209,333 70,000 33,333 100,000 412,667 10/01/92 209,333 70,000 33,333 50,000 362,667 11/01/92 209,333 70,000 33,333 350,000 662,667 12/01/92 209,333 70,000 33,333 50,000 362,667 01/01/93 209,333 70,000 $206,667 $200,000 66,667 752,667 02/01/93 209,333 70,000 206,667 200,000 66,667 752,667 03/01/93 209,333 70,000 206,667 200,000 66,667 752,667 04/01/93 209,333 70,000 206,667 166,667 66,667 719,333 . 05/01/93 209,333 70,000 206,667 166,667 66,667 719,333 06/01/93 209,333 70,000 206,667 166,667 66,667 719,333 07/01/93 15,667 70,000 206,667 166,667 66,667 525,667 08/01/93 15,667 70,000 206,667 166,667 66,667 525,667 09/01/93 15,667 70,000 206,667 166,667 66,667 525,667 10/01/93 15,667 70,000 206,667 166,667 66,667 16,667 542,333 . 11/01/93 15,667 _ 70,000 206,667 166,667 $2,000,000 66,667 16,667 2,542,333 12/01/93 15,667 70,000 206,667 166,667 66,667 16,667 542,333 01/01/94 15,667 70,000 $2,026,667 166,667 850,000 3,129,000 02/01/94 15,667 70,000 2,026,667 166,667 850,000 3,129,000 03/01/94 15,667 70,000 2,026,667 166,667 8:50,000 3,129,000 04/01/94 15,667 70,000 2,026,667 166,667 850,000 3,129,000 05/01/94 15,667 70,000 2,026,667 166,667 8:50,000 3,129,000 06/01/94 15,667 70,000 2,026,667 166,667 8!50,000 3,129,000 07/01/94 15,667 70,000 206,667 2,026,667 166,667 8!$0,000 3,335,667 08/01/94 15,667 70,000 206,667 2,026,667 166,667 8!iO,000 3,335,667 09/01/94 15,667 70,000 206,667 2,026,667 166,667 850,000 3,335,667 10/01/94 15,667 70,000 2,026,667 166,667 850,000 3,129,000 '1/01/94 15,667 70,000 2,026,667 166,667 850,000 3,129,000 12/01/94 15,667 70,000 2,026,667 166,667 850,000 3,129,000 01/01/95 15,667 70,000 2,026,667 133,333 2,245,667 02/01/95 15,667 70,000 2,026,667 133,333 2,245,667 03/01/95 15,667 70,000 2,026,667 133,333 2,245,667 04/01/95 15,667 70,000 2,026,667 116,667 2,229,000 05/01/95 15,667 70,000 2,026,667 116,667 2,229,000 06/01/95 15,667 70,000 2,026,667 116,677 2,229,000 07/01/95 15,667 70,000 1,300,000 116,667 1,502,333 08/01/95 15,667 70,000 1,300,000 116,667 1,502,333 09/01/95 15,667 70,000 1,300,000 116,667 1,502,333 10/01/95 15,667 70,000 1,300,000 116,667 1,502,333 11/01/95 15,667 70,000 1,300,000 116,667 1,502,333 12/01/95 15,667 70,000 1,300,000 116,667 1,502,333 01/01/96 15,667 70,000 1,300,000 16,667 1,402,333 02/01/96 15,667 70,000 1,300,000 16,667 1,402,333 03/01/96 15,667 70,000 1,300,000 16,667 1,402,333 04/01/96 15,667 70,000 1,600,000 16,667 1,702,333 05/01/96 15,667 70,000 1,600,000 16,667 1,702,333 06/01/96 15,667 70,000 1,600,000 16,667 1,702,333 07/01/96 15,667 70,000 6,667 16,667 109,000 08/01/96 15,667 70,000 6,667 16,667 109,000 09/01/96 15,667 70,000 6,667 16,667 109,000 10/01/96 15,667 70,000 85,667 11/01/96 15,667 70,000 85,667 12/01/96 15,667 70,000 85,667 01/01/97 70,000 70,000 02/01/97 70,000 70,000 03/01/97 70,000 70,000 TOTAL $5.218,000 S3,990,000 $3,100,000 $53,000,000 $5.700,000 $12,200.000 $1,000,000 5800,000 $85,008,000 -34. THE CORPORATION The Corporation was organized on November 12, 1981, as a nonprofit public benefit corporation pursuant to the Nonprofit Public Benefit Corporation Law of the State of California (Title 1, Division 2, Part 2 of the California Corporations Code) . The Corporation's principal place of business is in the County. Powers and Purposes The purpose of the Corporation is to provide financial assistance to the County by financing the acquisition, construction, improvement and remodeling of public buildings and facilities and the acquisition of equipment for the County and for the Contra Costa County Board of Education, together with parking, site development, landscaping, utilities, equipment, furnishings, improvements and all appurtenant and related facilities. Under its Articles of Incorporation, the Corporation has all powers conferred upon nonprofit public benefit corporations by the laws of the State of California, with the limitation that the Corporation shall never engage in any activity other than such activities as may be incidental to the purpose of carrying out the primary purpose for which the Corporation was formed. Organization The Corporation functions as an independent entity. The Board of Directors that governs the Corporation consists of five persons who are approved by the County and who receive no compensation. The Directors of the Corporation are as follows: John E. Whalen, President and Director Jay de 1'Eau, Vice President and Director Linton L. Emerson, Jr. , Secretary and Director Gerald Feagley, Treasurer and Director Ronald R. McCreary, Director The Corporation has no employees. All staff work is performed by the County. Financial Statements A copy of the Corporation's latest financial statements will be provided upon request directed to: Contra Costa County, County Administrator, 651 Pine Street, Martinez, California 94553. -35- COUNTY FINANCIAL INFORMATION Funding of Certain Programs by the State of California California counties administer numerous health and social service programs as the administrative agent of the State and pursuant to State law. Many of these programs have been either wholly or partially funded with State revenues which have been subject each year to the State budget and appropriation process. Due to competing program priorities and the lack of available State funds, some of these programs have had reduced State support without a corresponding reduction in program responsibilities for county governments. In 1991-92, the State and county governments collectively developed a program realignment system to remove State funding for certain programs from the State budget process, and at the same time, give counties enhanced program flexibility in the administration of certain health and welfare programs. Under this plan, the sales tax was increased by 1/2C and dedicated to the support of specific health and welfare programs administered by counties. In addition, vehicle license fees were increased and this increase was similarly dedicated to supporting these programs. Thus, counties now receive these funds on a fixed formula under State law and the flow of these funds is no longer subject to the State budget process. The program shifted approximately $2.2 billion out of the State budget process. There is risk for county governments in this program realignment if sales tax and vehicle license fee revenues are not realized as expected. If this occurs, it will be the responsibility of county government to manage these programs within available funding levels utilizing more flexible program administrative capacity than has previously been permitted. The Governor' s Budget for the 1992-93 Fiscal Year, submitted on January 10, 1992, indicated that the State's financial condition had deteriorated significantly since enactment of the 1991-92 Budget Act on July 16, 1991, 1991. Because of the recession, all major State tax sources were running below estimates, and estimates for certain expenditure categories were increased. As a result, the January 1992 Governor's Budget projected that the General Fund would end the 1991-92 fiscal year in a deficit position, and that a total budget gap of $1.3 billion needed to be closed by June 30, 1993, in order to pay for programs, pay for the 1991-92 deficit and restore a $105 million budget reserve. The County cannot predict what actions ultimately will be taken by the State Legislature and the Administration to adjust to the 1991-92 State Budget and deal with the gap for 1992-93. The estimates in the Governor's Budget will be affected by the future course of the current national economic recession and other factors. The Governor and the Legislature are currently considering revisions to the Governor' s Proposed Budget for 1992-93. -36- County Budget The County has implemented a number of programs to reduce costs, maximize revenues and maintain sound business practices. The Board of Supervisors has committed to maintain established reserves and to spend "one time revenues" on "one time expenditures" . In order to ensure that the budget remains in balance throughout the fiscal year, periodic reviews are made of actual receipts and expenditures. On a quarterly basis, the County Administrator' s staff prepares a report that details the activity within each budget category and provides summary information on the status of the budget. Actions which are necessary to ensure a healthy budget status at the end of the fiscal year are recommended in the quarterly budget status reports. Other items which have major fiscal impacts are also reviewed quarterly. Due to continuing uncertainties over the State budget, the Board of Supervisors maintained the precautionary freeze imposed on April 17, 1990 on certain hirings and equipment acquisitions in order to maximize funding availability for fiscal year 1991-92. The County anticipates a continuation of the freeze into the 1992-93 fiscal year at the present time. The County is required by State law to adopt a final balanced budget each year by the end of August, although the State legislature allows an annual election by the Board of Supervisors to extend the deadline to October 2nd of the Budget Year. The Board is reviewing revisions to reflect projected revenue shortfalls that will require reductions in expenditures. The following table compares the Proposed and Final 1991-92 Budget totals to the Proposed and Final 1990-91 Budget totals. -37- COUNTY OF CONTRA COSTA BUDGETS FOR FISCAL YEARS 1990-91 AND 1991-92 (In Thousands) Proposed Final Proposed Final 1991-92 1991-92 1990-91 1990-91 Bud eg t(1) Budget(2) Bud9,et(3) Budget(4) REQUIREMENTS General Government $ 73,234 $ 77,668 $ 67,379 $ 82,497 Public Protection 160,684 160,363 152,277 160,801_ Health & Sanitation 93,163 94,541 86,357 93,237 Public Assistance 217,920 221,287 211,606 227,838 Education 11,358 12,098 10,564 11,928 Public Ways & Facilities 28,519 25,430 12,371 17,211 Recreation & Culture 1 .1 1 1 Reserves & Debt Service 15.100 15.100 14.324 14.936 Total Requirements $599,979 $606,488 $554,879 $608,449 AVAILABLE FUNDS Property Taxes $ 159,048 $ 155,048 $ 147,072 $ 146,346 Funds Balance Available 18,322 23,427 17,139 30,418 Taxes Other Than Current Property 16,807 16,912 18,206 15,613 Licenses, Permits & Franchises 7,677 7,897 8,022 8,271 Fines, Forfeitures & Penalties 4,419 4,619 5,235 5,039 Use of Money & Property 15,494 14,354 13,459 15,831 Aid from Other Govern- mental Agencies 300,119 299,132 273,260 288,361 Charges for Current Services 75,602 81,962 69,622 89,902 Other Revenue 2.491 3.131 2.864 8.668 Total Available Funds $599,979 $606,488 $554,879 $608,449 (1) Proposed Budget adopted on May 21, 1991. (2) Final Budget undergoing revisions as of March ll, 1992. (3) Proposed Budget adopted on May 22, 1990. (4) Adjusted Final Budget as of June 30, 1991. Source: County Auditor-Controller -38- Ad Valorem Property Taxes Taxes are levied for each fiscal year on taxable- real and prti.-rsonal property that is situated in the County as of the preceding March 1:... For assessment and collection purposes, property- is class-ified eithce r as "secured" or "unsecured, " and is listed accordiing;ly on:. separate pwzts of the assessment roll. The "secured roll" is that part of the assEUSsment roll containing State assessed property and p.rape-rty secured., by a-. X114ien on real property which is sufficient, in the opinion of the-: Asses.&^.nor, to secure payment .of the taxes. Other property..? is a.s:stess'ed on. "`unsaecured roll. " Property taxes on the secured roll are due: in two installmeuAts, .on November 1 and February 1 of each fiscal year:: If unpaid, such ;:taxes become delinquent on December 10 and April 1111, respectively, and ra ten percent penalty attaches to any delinquent~ payment. In add_,;�tion, property on the secured roll with respect to. which taxes are delirnquent is declared to be in default on or about June 30 of. the- fiscal Yyear. Such property may thereafter be redeemed by- payment of- the- delirnpuent taxes and the delinquency penalty, plus a redemption penalty af- once and one half percent per month to the time of redemption. It taxes are unpaid for a period of five years or more, thew tax-defaultedproper-tty is declared to be subject to the Treasurer-Tax Callector:'s power of sala-e and may be subsequently sold by the Treasurer-Tax CA lector.. Legislation established the "supplemental roll" i.n:. 19.84` which.- charects the Assessor to reassess real property, at market value,. on the datme -the property changes ownership or upon completion. of construction. Pr.ce'perty on the supplemental roll is eligible for bialing 30. days: after the reassessment and notification to the new assessees. The result:ant: ccharge (or refund) is a one.-time levy on the increase Cor decrease)= in v.a:l-ue for the period between the date of the change in•. ownership or- c-amplet>ion of construction and the date of the next regul&.r tax roll, upon. whir<h the assessment is entered. Billings are made on a monthly basis and due on the. dAte: maileed. If mailed between the months of July through October, the £.first. inst&)llment becomes delinquent on December 10th and the second on. AFraa. Wttc.. -If mailed within the months of November through ,Tune, the fa'rst.. i7rRta,lllment becomes delinquent on the last day of the mouth following.. the mviTith of billing. The second installment becomes delinquent on the las=t cday of the fourth month following the date the first i rs:tallment . ks deairrgwent. Property taxes on the unsecuredroll are due as of. the. March. -'Q lien date and become delinquent, if unpaid, on August 31.. A t=en 1p:ercent penalty attaches to delinquent taxes on prope-rty on the: unse:cure& Droll, and an additional penalty of one and one-half pe=rcent pe:r month bee,�ins to accrue beginning November 1. The taxing at ha=s four ways of collecting unsecured personal property taxes:: (1) by filing: a civil action against the taxpayer, (2) by filing a certificate in the,, off ice of the County Clerk specifying certain facts in ox.der to obtain a j:ux4gment lien on certain property of the taxpayer; (3) by filing a cer.ti:fic.:ate of delinquency _ for recordation in the County Reco der's officey_, int: arrUer to -39- obtain a lien on certain property of the taxpayer; and (4) by the seizure and sale of personal property, improvements or possessory interest, belonging to the taxpayer. The County and its political subdivisions operate under the provisions of Sections 4701-4717 of the California Revenue and Taxation Code. Pursuant to those sections, the accounts of all political subdivisions that levy taxes on the County secured -tax roll are credited with 100x of :their respective tax levies regardless of actual payments and delinquencies. The County Treasury's cash position (from taxes) is protected by a special fund (the "Tax Losses Reserve Fund") into which all county-wide delinquent penalties are deposited. The County has used this method since fiscal year 1950-51. 4 A recent history of Contra Costa County tax levies, delinquencies and the Tax Losses Reserve Fund cash balances as of June 30 of various years is shown below. I �. COUNTY OF CONTRA COSTA SUMMARY OF ASSESSED VALUATIONS AND AD VALOREN PROPERTY TAXATION FISCAL YEARS 1984-85 THROUGH 1992-93 Secured Current Percentage Tax Losses Property Levy Current Levy Reserve Fund Fiscal Assessed Tax Delinquent DeLinquent Balance Year Valuation Levies June 30 June 30 June 30 1984-85 $29,373,354,335 $356,956,194 $10,646,452 2.98% $18,166,548 1985-86 32,341,318,373 403,053,585 11,865,967 2.514 22,766,159 1986-87 35,941,605,782 436,570,280 12,330,764 2.82 17,393,902 1987-88 40,083,490,940 487,158,795 13,955,266 2.86 18,430,198 1988-89 44,101,311,276 535,212,918 13,387,564 2.50 20,125,551 1989-90 48,641,369,485 593,937,412 14,746,710 2.48 21,797,766 1990-91 54,114,860,918 669,071,124 19,762,687 2.95 24,093,615 1991-92 58,422,186,087 720,000,000* 21,240,000* 2.95* 26,400,000* 1992-93 62,500,000,000* -- -- -- -- * Estimated Source: County Auditor-Controller During fiscal year 1990-91, the Tax Losses Reserve Fund grew to $28.2 million and was reduced to $24.1 million, with the difference credited to the County General Fund as provided by Section 4703 of the California Revenue and Taxation Code. Section 4703 allows any county to draw down the Tax Losses Reserve Fund to a balance equal to three percent of the total of all taxes and assessments levied on the secured roll for that year if the -40- secured tax delinquency has been three percent or less for the preceding three consecutive years. After utilizing this procedure, if the County has a rate of secured tax delinquency that exceeds three percent of the ,total of all taxes and assessments levied on the secured roll, the Tax Losses Reserve Fund must accumulate to a balance equal to four percent of the total of all taxes and assessments levied on the secured roll for that fiscal year and remain at that level until the County has three consecutive years in which the secured tax delinquency rate is under three percent. Largest Taxpayers The ten (10) largest taxpayers in the County, as shown on the fiscal year 1990-91 secured tax roll, and the approximate amounts of their property tax payments for all taxing jurisdictions within the County, are shown below. These ten largest taxpayers paid a total of $84.2 million in taxes, or about 13.2 percent of the County's 1990-91 secured tax collection.- COUNTY ollection:COUNTY OF CONTRA COSTA TEN LARGEST PROPERTY TAXPAYERS Total Taxes Company Paid 1990-91 Chevron USA $23,877,566 Pacific Gas & Electric Company 16,365,677 Pacific Bell 11,811,418 Shell Oil Company 7,876,403 USS POSCO 5,555,444 Union Oil Company of California 5,452,473 Tosco Corporation 5,156,635 Gaylord Container 3,141,568 Dow Chemical Company 2,552,627 Bank of America 2,401,613 TOTAL $84,191,474 Source: County Treasurer-Tax Collector Redevelopment Agencies The California Community Redevelopment Law authorizes city or county redevelopment agencies to issue bonds payable from the allocation of tax revenues resulting from increases in full cash values of properties within designated project areas. In effect, local taxing authorities other than the redevelopment agency realize tax revenues only on the "frozen" tax base. The following table shows redevelopment agency full cash value increments and tax allocations for agencies within the County. -41- COMMUNITY REDEVELOPMENT AGENCY PROJECTS FULL CASH VALUE INCREMENTS AND TAX ALLOCATIONS FISCAL YEARS 1983-84 THROUGH 1991-92 Fiscal Base Year Full Cash Value Total Tax Year Value Increment(1) Allocations(2) 1983-84 $ 834,968,224 $ 1,382,950,214 $15,949,939 1994-85 860,524,411 1,406,614,952 16,213,428 1985-86 896,827,692 1,660,846,273 19,399,159 1986-87 896,827,692 2,032,691,693 22,571,035 1987-88 969,566,378 2,618,912,341 28,863,403 1988-89 1,342,442,031 2,845,683,596(3) 33,282,273 1989-90 1,591,934,101 3,275,371,212(3) 35,326,113 1990-91 1,696,768,706 3,966,154,674(3) 42,171,285 1991-92 1,806,223,553 4,573,718,772(3) 48,590,841 (1) Full cash values for all redevelopment projects above the "frozen" base year valuations. These data represent growth in full cash values generating tax revenues for use by the community redevelopment agencies. (2) Actual tax revenues collected by the County and subsequently paid to the community redevelopment agencies. (3) Does not include unitary and operating non-unitary utility roll values which, starting with fiscal year 1988-89, are determined by the State Board of Equalization on a countywide basis as provided by Assembly Bill 454, Chapter 921, Statutes of 1987. Source: County Auditor-Controller Accounting Policies, Reports and Audits The County's accounting policies used in preparation of its audited financial statements conform to generally accepted accounting principles applicable to counties. The County's governmental funds and fiduciary funds use the modified accrual basis of accounting. This system recognizes revenues when they become available and measurable. Expenditures, with the exception of unmatured interest on general long-term debt, are recognized when the fund liability is incurred. Proprietary funds use the accrual basis of accounting, and revenues are recognized when they are earned and become measurable, while expenses are recognized when they are incurred. The County Treasurer also holds certain trust and agency funds not under the control of the Board of Supervisors, such as those of school districts, which are accounted for on a cash basis. The California Government Code requires every county to prepare an annual report. The Auditor-Controller prepares the Comprehensive Annual Financial Report for the County. This annual report covers financial operations of the County, County districts and service areas, local -42- 51 1 1 autonomous districts and various trust transactions of the County Treasury. Under California law, independent audits are required of all operating funds under the control of the Board of Supervisors. The County has had independent audits for more than 20 years. Additionally, the County Grand Jury may also conduct management audits of certain offices of the County. Funds accounted for by the County are categorized as follows: General County Funds. The general County funds consist of the General Fund and other operating funds. The General Fund is used to account for the revenues and expenditures of the County that are not accounted for by other funds. The other operating funds are used to account for the proceeds from specific revenue sources (other than special assessments) or to account for the financing of specific activities as required by law or administrative regulations. Special District Funds Under Control of Board of Supervisors. These funds are used to account for the transactions of fire protection districts, flood control and storm drainage districts, sanitation districts and county service areas under the control of the Board of Supervisors. Special District_ Funds Under Control of Local Boards and School District Funds. These funds are used to account for cash received and disbursed and cash and investments held by the County for districts controlled by local boards. These districts maintain their own accounting records supporting their separate financial statements which are subject to separate audit under California law. Trust and Agency Funds. Trust and Agency funds are used to account for money and other assets received and held as trustee, custodian or agent for individuals and governmental agencies. Hospital Enterprise Fund. In 1978-79 Contra Costa County established an enterprise fund (the "Hospital Enterprise Fund") to account for activities of the County Hospital, the outpatient clinics located throughout the county and various other facilities involved in providing health care services to County residents. Under the enterprise fund basis of accounting, the accounts and records of the Hospital Enterprise Fund are maintained in essentially the same manner as those of private sector hospitals. Revenues (primarily revenues from patient services, state and federal grants and operating transfers from the General Fund) and expenses (including depreciation and overhead) are accounted for on a full accrual basis. The Hospital Enterprises Fund is an integral part of the County's Comprehensive Annual Financial Report (CAFR) . As such, the accounts and records of the fund are reviewed as part of the County' s annual financial audit. The Balance Sheet and Statement of Revenues, Expenses and Changes in Retained Earnings for the County General Fund and for the Hospital Enterprise Fund for the 1988-89, 1989-90 and 1990-91 fiscal years are presented below: -43- COUNTY OF CONTRA COSTA GENERAL FUND BALANCE SHEET JUNE 30, 1991 (WITH COMPARATIVE TOTALS FOR JUNE 30, 1989 and 1990) (In Thousands) Assets 1991 1990 1989 I Cash and investments $ 81,572 $ 79,886 $ 61,658 Accounts receivable and accrued revenues 42,787 39,067 30,339 Due from other funds 32,637 25,292 26,540 Inventories 1,217 1,112 11190 Prepaid expenses and deposits 5,227 I 5,540 10,706 Advances to other funds 2,137 ( 2.211 2.922 TOTAL ASSETS $165,577 $153,108 $133.355 Liabilities: Short term obligations $ 65,000 $ 57,000 $ 45,000 Accounts payable and accrued liabilities 22,743 20,499 16,024 Due to other funds 14,299 5,994 10,100 Welfare program advances 6,856 4,989 6,071 Deferred revenue 5,054 4.343 4.263 TOTAL LIABILITIES S113.952 f S 92,825 S 81.458 Fund Balance: Reserved for: Encumbrances $ 10,119 $ 10,125 $ 6,802 Inventories 1,217 I 1,112 1,190 Prepaid expenses and deposits 5,227 5,540 10,706 Advances to others . 2,137 2,211 2,922 Unreserved: Designated for authorized expenditures 2,325 j 13,165 6,491 Designated for equipment ` replacement 4,814 4,544 3,589 Designated for trial f court funding 495 ---- ---- Undesignated 25.291 23.586 20.197 Total fund equity 51,625 60,283 51,897 TOTAL LIABILITIES AND FUND EQUITY $165.577 . $153.108 $133.355 4 Source: County Auditor-Controller ` I -44- i COUNTY OF CONTRA COSTA GENERAL FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL - BUDGETARY BASIS YEAR ENDED JUNE 30, 1991 (VITH COMPARATIVE TOTALS FOR JUNE 30, 1990) (In Thousands) 1990-91 Variance Favorable 1989-90 Budget Actual (Unfavorable) Actual Revenues: Taxes 5152,311 $151,363 $ (948) $141,830 Licenses, permits & franchises 8,271 7,100 (1,171) 7,.271 Fines, forfeitures & penalties 51039 4,530 (509) 4,525 Use of money & property 15,806 14,598 (1,208) 16,242 Aid from other government agencies 287,596 286,543 (1,053) 261,611 Charges for services 89,662 77,306 (12,356) 69,274 Other revenue 8,575 7,584 (991) 2,455 TOTAL REVENUES 567,260 549,024 (18,236) $503,208 Expenditures: Current: General government 82,369 68,201 14,168 S 58,592 Public protection 159,324 151,801 7,523 137,486 Health & sanitation 66,682 64,543 2,139 59,528 Public assistance 227,838 224,794 3,044 201,808 Education 116 112 4 108 Public ways and facilities 17,211 14,189 3,022 8,355 Recreation and park 1 -- 1 -- Interest 4,687 4,642 45 3,943 Capital outlay* 25,815 (25,815) 15,251 TOTAL EXPENDITURES 558,228 554,097 4,131 $485,071 Excess (deficiency) of revenues over (under) expenditures 9,032 (5,073) (14,105) 18,137 Other financing sources (uses): Operating transfers in --- _ --- --- 194 Operating transfers out (28,032) (29,372) (1,340) (25,196) Capital lease financing 25,815 25,815 -- 15,251 Total other financing sources (uses) (2,217) (3,557) (1,340) (9,751) Excess (deficiency) of revenues and other sources over (under) expenditures and other financing uses 6,815 (8,630) (15,445) 8,386 Fund balances at beginning of year 60,283 60,283 -- 51,897 Adjustment of fund balance (28) (28) - -- FUND BALANCES AT END OF YEAR S 67.070 S 51.625 5(15.445) $ 60.283 * These entries are required by NCGA Statement 5 to disclose the value of fixed assets acquired during the year under lease purchase agreements. The County does not appropriate these amounts since they apply to future years. Source: County Auditor-Controller -45- COUNTY OF CONTRA COSTA HOSPITAL ENTERPRISE FUND COMBINING BALANCE SHEET FOR YEARS ENDING JUNE 30, 1989, 1990 fx 1991 (In Thousands) I 1991 1990 1989 Assets• Cash and investments $ 9,429 $ 10,624 $ 9,157 Accounts receivable and accrued revenue 11,143 8,496 3,756 Due from other funds 4;485 5,723 4,106 Inventories 738 619 477 Prepaid items and deposits 5 0 3 Fixed assets, net 11.627 1.2.183 9.985 Total Assets 37 27 , 7.645 27 484 LIABILITIES AND FUND EQUITY Liabilities: Accounts payable and accrued liabilities $ 8,333 $12,774 $ 8,385 Employee benefits payable 2,687 2,353 2,088 Due to other funds 5,510 5,611 4,838 Capital lease obligations 2,771 i 3,517 1,882 Deferred credits 6.978 i _ -- -- Total Liabilities $26,279 ,, 24.255 $17,193 Fund Equity: Contributed- capital $ 6,613 $ 7,850 $ 7,700 Retained earnings 4.535 _5.540 2,591 Total Fund Equity S11.148 ,$113.390 $10,291 i TOTAL LIABILITIES AND FUND EQUITY 37 427 , 37.645 $27,484 f I -46- I I i COUNTY OF CONTRA COSTA HOSPITAL ENTERPRISE FUND COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN RETAINED EARNINGS FOR YEARS ENDING JUNE 30, 1989, 1990 & 1991 (In.Thousands) 1991 1990 1989 Operating, Revenues: Charges for current services S74.541 $68,968 S54,994 Total Operating Revenues 74.541 68.968 54.994 Operating Expenses: Salaries and employee benefits 63,491 . 55,030 48,270 Services and supplies 30,696 29,583 23,184 Depreciation 1.888 1.457 1.238 Total Operating Expenses 96.075 86.070 72.692 Operating loss before operating transfers (21,534) (17,102) (17,698) Nonoperating revenues (expenses) : Nonoperating expense --- (365) --- Interest Income 156 --- --- Total nonoperating revenues (expenses) 156 (365) 0 Operating transfers in 20,598 20,416 18,563 Operating transfers out (225) --- - - Total operating transfers 20,373 20,416 18,563 Net income (loss) (1,005) 2,949 865 Retained earnings at beginning of year 5.540 2.591 1.726 Retained earnings (deficit) at end of year 535 5.540 2,591 Tax and Revenue Anticipation Notes Borrowing For the last several years, the County has issued tax and revenue anticipation notes to cover temporary deficits occurring in the fiscal year during which they were issued. The County has not failed to repay any of these notes. The County anticipates issuing tax and revenue anticipation notes during July of 1992 in the approximate amount of $70,000,000. -47- i County Employees i A summary of County employment follows: i COUNTY OF CONTRA COSTA COUNTY EMPLOYEES (1) Number of Number of As of Permanent As of Permanent June 30 Employees June 30 Employees I 1980 5,960 1986 5,968 1981 6,052 1987 6,111 1982 6,063 1988 6,317 1983 5,915 198.9 6,463 1984 5,743 1990 6,635 1985 5,791 1991 7,008 (1) Excludes temporary or seasonal employees. Source: County Personnel Department I County employees are represented by 25 bargaining units of 11 labor organizations, the principal ones being Local 1 of the County Employees Association and the Clerical Employees Union which, combined, represent approximately 43Z of all County employees in a variety of classifications. The County, has had a positive employee relations program, and has enjoyed successful negotiations of cost effective agreements over the years. The current labor agreements covering the majority of county employees expire on September 30, 1993. I Retirement Programs and Pension Obligations The County has a retirement plan administeired by the " Employees' Retirement System of the County that covers substantially all employees and to which contributions are made by both the County and the employees. The plan provides basic death, disability and service retirement benefits based on specified percentages of monthly salaries and, in addition, provides annual cost-of-living adjustments after retirement. As of January 1, 1991 there were 62331 active general members and 1552 active safety members (police and fire) including employees of certain other governmental agencies. Retired members total 3718. County contributions are based on percentages of salaries as determined by an actuary and adopted by the Board. The County' s policy is to fund expected basic benefits over the average working lifetime of present members, except that unfunded prior service costs arising from plan amendments, actuarial gains and losses or, other factors are funded over 21.5 years. Beginning August 1, 1980 the County Retirement System i -48- I I I 1 implemented a new system whereby new general employees participate in a reduced program, paying roughly half of the premiums and receiving half of the benefits at retirement. Existing general employees were permitted to transfer to the new program for .future credit only. Pursuant to the County Employees' Retirement Law of 1937, actuarial valuations of the retirement .system are required at least every three years. The County Retirement Systems actuaries estimated the minimum contribution provision for the fiscal year ended June 30, 1990 to be approximately $43.3 .million. Contributions made by the County and by County employees for the year ended June 30, 1990 were approximately $31.3 million and $7.7 million, respectively. The Retirement Board has agreed to transfer approximately $9.5 million from its undistributed earnings account against contribution from employer and employees for the cost of living program. For the year ended December 31, 1990, total contributions to and earnings of the Country' s Retirement Fund were $102.8 million, with payment to current retired employees of $42 million. The Retirement Fund is approximately 96Z funded. Insurance and Self-Insurance Program The County is self-insured for claims relating to public liability (excluding the airport) , automobile accidents and medical malpractice. It is the County' s policy to appropriate annually sufficient funds to cover the estimated liability of the County for self-insurance claims to be made during the upcoming fiscal year. Whenever a claim is made, the claim is evaluated and a portion of the appropriated funds is reserved to satisfy the County' s estimated liability for such claim. Although the County believes that its past experience enables it to evaluate reasonably its liability for self-insurance claims, no assurance can be made that the amount reserved for such purpose will be adequate, nor can there be any assurance that the funds appropriated to satisfy claims arising during any fiscal year will be sufficient. Future Financings The County intends to issue approximately $70 million of short-term notes during the 1992 calendar year, and is presently considering refunding an outstanding issue in the amount of $30 million. The County Capital Program includes current planning for conversion of leased buildings for Social Service, Probation and Health Services to long-term, lease purchase Certificate of Participation issues during calendar year 1992. Longer-range plans are on-going for additional and replacement court facilities for both the Superior and Municipal Courts . in the County. -49- County Debt While the County has no direct general obligation bonds outstanding, the County does have lease revenue obligations. ) In addition, the County contains numerous municipalities, school districts and special purpose districts, as well as the overlapping Bay Area Rapid Transit District and the East Bay Municipal Utility District, which have issued general obligation bonded indebtedness. A statement hof overlapping debt is presented on the next page. Some of these debt issues may be payable from self-supporting enterprises or revenue sources other than property taxation. j I i I I I I -50- I i I i I , 1 - CONTRA COSTA COUNTY Direct and Overlapping Bonded Debt 1991-92 Assessed Valuation: $53,729,295,285 (after deducting $4,692,890,798 redevelopment incremental valuation; includes unitary utility valuation) DIRECT AND OVERLAPPING BONDED DEBT: % Applicable Debt 4/1/92 Contra Costa County Authorities 100.% $ 226,855,000(1) Contra Costa County Board of Education 100. 4,260,000 Alameda-Contra Costa Transit District Certificates of Participation 11.837 3,310,809 San Francisco Say Area Rapid Transit District 30.846 97,288,284 East Bay Municipal Utility District and Special District #1 48.770 9 5.857 23,586,976 Richmond Unified School District Certificates of Participation 100. 7,535,000 San Ramon Valley Unified School District and Educational Facilities Corporation 100. 64,445,000 Martinez Unified School District 100. 24,570,000 Acalanes and Liberty Union High School District 100. 43,440,000 Oakley Union School District Certificates of Participation 100. 8,520,000 Other School Districts and School Building Corporations 100.(2) 19,877,992 City of Richmond General Fund Obligations 100. 16,660,000 City of Antioch and General Fund Obligations 100. 16,208,699 City of Pleasant Hill and General Fund Obligations 100. 15,890,000 City of Hercules and General Fund Obligations 100. 12,830,000 City of San Ramon General Fund Obligations 100. 19,570,120 Other Cities and City Authorities 100. 20,235,346 Hospital Districts and Hospital Authorities 100. 14,775,000 Sanitation and Sanitary Districts 100. 8,482,000 County Water Districts 100. 3,095,000 East Say Regional Park District 45.976 26,752,853 Other Special Districts 100.(2) 8,184,918 Community facilities Districts 100. 74,080,000 1915 Act Assessment Bonds (Estimate) 100. 264,947,473 TOTAL GROSS DIRECT AND OVERLAPPING BONDED DEBT $1,025,400,470(3) Less: East Bay Municipal Utility District and Special District #1 (100% self-supporting) 23,586,976 Other self-supporting bonds 5,845,000 TOTAL NET DIRECT AND OVERLAPPING BONDED DEBT $ 995,968,494(3) (1) Includes certificates of participation described herein expected to be sold after April 1, 1992 based on $120,000,000 principal amount. (2) Various, but mostly 100% applicable. (3) Excludes revenue, mortgage revenue and tax allocation and non-bonded capital lease obligations. Ratios to Assessed Valuation: Direct Debt ($226,855,000) .... 0.42% Total Gross Debt ........ .. .... 1.91% Total Net Debt 1.85% SHARE OF AUTHORIZED AND UNSOLD GENERAL OBLIGATION BONDS: East Bay Municipal Utility District Special District #1 ......... $948,834 Cities ... . ... ............................................ $7,305,000 Other School Districts .......................................... $358,000 Special Districts ............... ............................. $11,687,000 STATE SCHOOL BUILDING AND REPAYABLE AS OF 6/30/91: $0 -51- i Outstanding Long Term Debt and Lease Obligations i General Obligation Debt. The County has never defaulted on the payment of principal or interest on any of its indebtedness. The County has no direct general obligation bonded indebtedness, the last issue having been redeemed in fiscal year 1977-78. The County has no authorized and unissued debt. Lease Obligations. The County has made use 'of various lease arrangements with joint powers authorities, nonprofit corporations, and the County Employees' Retirement Association for the development of capital projects. The projects are leased to the Countyfor a period of 15 to 30 years. The latest expiration date of these leases is in 2020. As of July 1, 1991, total base rentals payable as pledged security over the remaining life of these issues was $224,025,000. A summary of base rental payments for the next five fiscal yearsis as follows. i COUNTY OF CONTRA COSTA SUMMARY OF LEASE RENTAL OBLIGATIONS (In Thousands) Fiscal Principal Interest Total Year Due Due Debt Service I 1991-92 $6,274 $8,872 $15,146 1992-93 5,649 8,474 14,123 1993-94 5,503 8,036 13,539 1994-95 5,372 7642 13,014 . 1995-96 6,447 7,,251 13,698 j Source: County Auditor-Controller j i THE COUNTY General Contra Costa County was incorporated in 185,0 as one of the original 27 counties of the State, with the City of Martinez as the County Seat. It is one of the nine counties in the San Francisco-Oakland Bay Area. The County covers about 733 square miles and extends from the northeastern shore of San Francisco Bay easterly about 20 miles to San Joaquin County. Contra Costa is bordered on the south and west by Alameda Country and on the north by Suisun and San Pablo Bays. The western and northern shorelines are highly industrialized, while the interior sections ) are suburban/residential, commercial and light industrial. A large part of the interior of the County is served by the Bay Area Rapid Transit District ("BART") , a situation that has encouraged the expansion of both residential and commercial development. In addition, economic development along the Interstate 680 corridor in the County has -52- i been so substantial that three cities -- Concord, Walnut Creek and San Ramon -- placed among the top four cities accounting for the greatest percentage increases in jobs in the entire Bay Area from 1985 through 1990. County Government The County has a general law form of government. A five-member Board of Supervisors, each of whom is elected to a four-year term, serves as the County's legislative body. Also elected are the County Assessor, Auditor-Controller, Clerk-Recorder, District Attorney-Public Administrator, Sheriff-Coroner and Treasurer-Tax Collector. A County Administrative Officer appointed by the Board of Supervisors runs the day-to-day business of the County. Population 1980 Through 1990. Contra Costa County' s population grew 21.52 during the 19801x, a moderate acceleration from the 17.52 growth rate achieved in the decade of the 1970's. The County's population growth ranked first among the nine Bay Area counties for the 1980-1990 period and was slightly below the 24.9X growth rate for the entire state of California. As detailed in the table on the next page, population growth within the County was positive during the 1980's in every city except Orinda. Cities experiencing the strongest growth include Hercules, Brentwood, Clayton, Antioch, Pleasant Hill, San Ramon and Martinez. Population growth in Concord, the County' s largest city, was relatively static by comparison during the 1980' s. Of particular significance is the resumption of population increases in the western portion of the County, particularly in Pinole, Richmond and San Pablo. Each of these older cities experienced population declines during the 1970' s, but a number of factors have gradually reversed the population erosion. The availability of rapid transit, close proximity to the major employment hubs in San Francisco and Oakland, and relatively affordable existing and new housing have combined to attract more residents to these cities. The unincorporated regions of the County registered a 17.8X increase in population during the 1980's after having dropped by 21.22 during the 1970's. Most Recent Annual Performance. The California State Department of Finance reported that the County's population stood at 819,300 as of January 1991, an increase of 2.7X over the previous year. With the exception of Pleasant Hill where a small decline occurred, every other city posted positive growth on a year-over-year basis. The strongest growth continues to be concentrated in Antioch, Brentwood and Clayton in the eastern portions of the County, and Hercules, Pinole and San Pablo in the western portion of the County. -53- COUNTY OF CONTRA COSTA POPULATION (1) i Special Census Change % Change 1960 1970 1975 1980 1990 1991 1980-1990 1990-1991 Antioch 17,305 28,060 33,215 42,683 1 60,900 64,500 42.7% 5.9% Brentwood 2,186 2,649 3,662 4,434 7,500 8,250 69.1 10.0 Clayton --- 1,385 1,38 1,790 4,325 7,150 7,925 65.3 10.8 Concord 36,208 85,164 94,673 103,763 '110,900 112,200 6.9 1.2 Danville* --- --- --- 26,143 31,200 32,200 19.3 3.2 El Cerrito 25,437 251190 22,950 22,731 122,850 23,000 0.5 0.7 Hercules 310 252 121 5,963 16,400 17,650 175.0 7.6 Lafayette --- 20,484 19,628 20,837 23,450 23,550 12.5 0.4 Martinez 9,604 16,506 18,702 22,582 31,700 32,050 40.4 1.1 Moraga --- 14,205 14,418 15,014 15,850 15,950 5.6 0.6 Orinda* --- --- --- 17,070 16,650 16,700 -2.5 0.3 Pinole 6,064 15,850 15,337 14,253 ; 17,000 17,900 19.3 5.3 Pittsburg 19,062 20,651 24,347 33,465 , 47,250 48,600 41.2 2.9 Pleasant Hill --- 24,610 25,398 25,547 31,550 31,500 23.5 -0.2 Richmond 71,584 79,043 70,126 74,676 186,600 89,300 16.0 3.1 San Pablo 19,687 21,461 19,392 19,750 ' 25,000 25,800 26.6 3.2 San Ramon* --- --- --- 20,511 ' 35,100 35,950 71.1 2.4 Walnut Creek 9,903 39,844 46,034 54,033 160,400 61,000 11.8 1.0 Unincorporated 191.680 163,035 173,036 128.551 150,100 155.200 16.8 L.44 I Total 409,030 558,389 582,829 656,331 797,600 819,300 21.5% 2.7% i California 15,717,204 18,136,045 21,185,000 23,668,145 29,558,000 30,351,000 24.9% 2.7% (1) Totals may not equal sums due to independent rounding. * Dates of incorporation: Denville (7/1/82); Orinde (7/1/85); San Ramon (7/1/83). The 1990 Census Report created 1980 population levels for these cities prior to official incorporation. Source: United States Census: 1940-1990; State Department of Finance: 1991. Industry and Employment Contra Costa County has one of the fastest-gr'owin13 work forces among Bay Area counties, with growth in its employment base being driven primarily by the need to provide services to an increasing local population. Concomitantly, the County has experienced. an immigration of white-collar jobs due to the relocation of companies from costlier locations in the Bay Area. The combined impact of population growth and immigration has resulted in significant job creation in the County, with the job base having grown 492 during the 1980's and 2.72 in 1990. As detailed in the table below, all major industry sectors experienced job growth during the past decade. The mining sector registered the fastest overall growth (3832) , although the number of jobs in this sector is fairly low (2,900 in 1990) . Employment in the finance, -54- . insurance and real estate sectors more than doubled (228X) during the decade, culminating in 27,200 jobs for 1990. The services sector posted a gain of 901, finishing the decade at 76,200 jobs. Other sectors posting strong growth included transportation and public utilities (751) and construction (55X) . The remaining sectors expanded at more moderate paces, with the retail and wholesale trade areas growing by about 36Z and 24X, respectively, manufacturing by 162, federal government by 13Z, and state and local government by 102. NONAGRICULTURAL WAGE AND SALARY WORKERS BY INDUSTRY COUNTY OF CONTRA COSTA ANNUAL AVERAGES (In Thousands Of Workers) 1980 1986 1987 1988 1989 1990. INDUSTRY Mining 0.6 2.2 2.7 3.0 3.4 2.9 Construction 13.5 17.8 19.1 21.2 21.1 20.9 Manufacturing 27.1 28.4 29.2 30.5 31.7 31.5 Transportation and Public Utilities 11.8 18.3 20.7 19.2 18.9 20.7 Wholesale Trade 8.7 10.8 10.7 11.0 10.9 10.8 Retail Trade 44.1 53.0 54.3 57.0 57.7 60.1 Finance, Insurance and Real Estate 11.9 21.1 25.0 26.6 26.9 27.2 Services 40.0 56.1 61.7 68.2 73.2 76.2 Government Federal 6.2 7.0 7.0 7.0 7.1 7.0 State and Local 33.5 32.5 33.2 34.0 35.6 36.8 TOTAL 197.4 247.2 263.6 277.7 289.1 294.1 Source: Employment Development Department, State of California Health and Welfare Agency. In the latest year for which statistics are available (1990) , however, nonagricultural employment grew by only 2.7x. Reflecting economic weakness that was particularly evident in the last six months of 1990, the mining, construction, manufacturing, wholesale trade and federal employment sectors each declined. Other sectors posted job increases that more than offset the weaker industries, with transportation (9.52) , retail trade (42) , services (42) , and state and local hiring (3.4Z) reporting increases in employment. In terms of the County's distribution of employment, the following pie chart shows that the services sector comprised the largest fraction of jobs (25.91X) in 1990. The retail sector accounted for 20.441, followed by state and local government (12.511) , manufacturing (10.71X) , finance (9.252) , construction (7.111) , transportation (7.04X) , federal government (2.38X) , and mining ( .992) . -55- CONTRA COSTA COUNTY EXPLOYM ENT PERCENTAGE DISTRIBUTION, 1990 M CNG CONTRA COSTA COUNTY EMP'LLOYNIE TT PERCENTAGE DISTRIBUTION,1990 ❑ CONSTR 12.11% 0.99% 7.11% ® MANUF 2.38% 10.71% ® TRANS WHSL TRADE 7.04% ® RETAIL 25.91% 3.6796 ® FINANCE ® SERVICES 9.25% 20.44% ® FED GOVT ® STATE GOVT i The average number of employed and unemployed residents of the County, together with the average annual unemployment rate, is summarized in the following table. The difference in the total employment by industry shown in the preceding table from the total number of employed shown in the following table arises from the fact that the former includes nonresidents who commute to work in the County, while the latter includes County residents who commute to work in other counties. As shown below, the County's labor force continues to post healthy growth, having increased nearly 7.91 between 1987 and .1991. With average 1991 unemployment rates of 5.61 and 7.51 for the County and the State, respectively, the County has achieved a lower unemployment rate than the State in five of the past six years. -56- COUNTY OF CONTRA COSTA ESTIMATED AVERAGE ANNUAL EMPLOYMENT AND UNEMPLOYMENT OF RESIDENT LABOR FORCE (In Thousands) 1987 1988 1989 1990(1) 1991(2) Employment 370 392 408 399 396.2 Unemployment 19 11 18 17.8 23.7 Civilian Labor Force 389 411 426 411 419.9 Unemployment Rate 4.92 4.52 4.12 4.32 5.61 State Unemployment Rate 5.81 4.3,2 4.82 5.62 7.52 (1) Because of a change in survey methods, the 1990 labor force data are not strictly comparable to the 1988 and 1989 data. (2) Preliminary estimates, to be revised in May 1992. Source: Employment Development Department, State of California Health and Welfare Agency In addition to its solid employment and unemployment performance, the County also ranks first among all of California's 58 counties in terms of median income. According to state tax returns, median income in the County in the 1990 taxable year was $27,787. Major Industrial Employers Most of the County' s heavy manufacturing is located along the County's northern boundary fronting on the Suisun and San Pablo Bays leading to San Francisco Bay and the Pacific Ocean. Major industries include petroleum refining, steel manufacturing, prefabricated metals, chemical, electronic equipment, paper products and food processing. Descriptions of major industries and companies follow. Petroleum and Petroleum Products. The production of petroleum products formed the initial basis of industrial development in the County: Currently, four companies manufacture products from crude oil. The largest in terms of capacity is Chevron Corporation' s (Standard Oil Company of California) Richmond Refinery, which began operations in 1902 and is the company's oldest and fourth-largest refinery. The Richmond refinery, located on 3,000 acres, has a capacity of 365,000 barrels per day although typical production is between 230,000 and 250,000 barrels per day. The refinery produces a complete line of petroleum products and imports the bulk of the crude oil from Alaska. Shipping facilities include the company's own wharf, which is capable of handling four tankers at a time, making it the largest in the Bay Area in terms of tonnage. Chevron operates a fleet of 53 tankers, of which nine -57- 1 are for intrastate business. Petroleum products are also shipped by truck and by two railroad carriers as well as 'distributed by pipeline. The company is presently constructing a $160 million natural-gas-fired cogeneration plant to fulfill its own requirements for electricity and steam. A number of Chevron's divisions are located throughout the County. Chevron Research and Technology Company is located in Richmond and is the only non-geological research arm of the company. This facility is used by Chevron Research in its continuing program to improve the efficiency of conventional auto, aircraft and marine fuels. Chevron Accounting Division is located in Concord and serves as , a finance and computer center for Chevron' s entire domestic operations. The Accounting Division is quartered in a 400,000 square foot building which was completed in early 1982. In 1987, a San Ramon facility was, opened and houses 4,100 employees involved in computer, marketing, consumer services and other administrative functions. Chevron currently is the largest employer in the County and reported approximately 11,000 people on its payrolls as of' March, 1992. Shell Oil Company ("Shell") began operating in Martinez in 1915. The Shell Oil and Chemical Martinez Manufacturing Complex, located on 1,100 acres, is a combined oil refinery and industrial chemical production plant. It is one of two Shell facilities on the West Coast which supplies all Shell products to the western states. The complex processes about 145,000 to 160,000 barrels of crude oil per day. About 70-80 percent of this crude oil is transferred via the company' s pipeline from California oil fields, while the remainder is shipped from Alaska. Shell' s docking facilities can handle two tankers and two barges simultaneously. Finished petroleum products are shipped via a company owned pipeline, Southern Pacific Railroad' s pipeline, and by railcar and truck. Shell employees in the County total approximately 845, of whom approximately 800 work at the Martinez complex and 45 work at a retail district office in Concord. Union Oil Company ("Unocal") operates an oil refinery at Rodeo between the cities of Richmond and Martinez, and a distribution terminal for Northern California at Richmond. The oil refinery, which began operations in 1896, occupies 1,100 acres and processes up to 100,000 barrels of raw materials per day. There are 600 full-time employees at the refinery and 85 at the distribution terminal. Unocal also operates a chemical plant on Franklin Canyon Road near Highway 4 in the County. Tosco Corporation operates a refinery with a capacity of 140,000 barrels per day. The refinery, which has been in operation since 1913, uses crude oil from the North Slope of Alaska, as well as the heaviest crude oil from California oil fields, and refines it into high grade light fuel products. It is located on a 2,200-acre site and employs 700 -58- 1 I people. Tosco moved its corporate Headquarters from Bakersfield to Concord in the fall of 1990. The relocation added another 80 employees to payrolls in the County. Health Care. Kaiser Permanente Medical Group (KPMG) , the Bay Area's top employer in 1991 (according to a San Francisco Chronicle Survey conducted in April 1991) , employed 25,273, with 3,194 of its personnel located in Contra Costa County, representing a gain of approximately 100 jobs in 1990. Kaiser provides medical coverage to about one in five Bay Area residents and added nearly 100,000 members in Northern California in 1990. KPMG currently operates hospital and clinic facilities in Richmond, Martinez and Walnut Creek and is exploring other sites in the County for future consideration. Telephone Services. Pacific Telesis, the Bay Area's second largest employer (23,823 as of April, 1991) , saw its total regional employment decrease by 625 jobs in 1990, although 16 jobs were added in the County. Pacific Telesis has a corporate goal of trimming 10,000 jobs throughout the Bay Area over the next several years, reflecting the increasing use of automated technologies. Grocery Stores. Safeway, the Bay Area' s eighth largest employer (15,453 employees as of April, 1991) , grew nationally in 1990 but reduced Bay Area employment by 480, mostly due to displaced employees who accepted severance packages after the company's Richmond warehouse was destroyed by fire. Despite the loss of jobs due to the Richmond fire, strong population growth and economic development elsewhere in the County resulted in a net addition of 100 jobs at new stores opened and/or remodeled in 1990. The following table provides a listing of the top ten employers in the County reported in the San Francisco Chronicle's April 1991 survey. -59- COUNTY OF CONTRA COSTA MAJOR EMPLOYERS Firm Primary Location Product Employment* Chevron Corporation Richmond, Refined Petroleum 10,504 Concord & San Ramon Products Pacific Telesis San Ramon Telecommunications 8,217 County of Contra Costa Martinez County Government 6,635 Bank of America Concord Financial Services 4,939 Kaiser Permanente Martinez & Health Care Service 3,194 Medical Group Walnut Creek Safeway Countywide Retail Food Outlets 3,179 Naval Weapons Station Concord Munitions Depot 1,175 Shell Oil Company Martinez & Petroleum Products, San Ramon Administration 1,075 City of Concord Concord City Government 1,000 California & Hawaiian Company & C & H Sugar Refinery Crockett & Concord Sugar Refinery 975 Source: The San Francisco Chronicle, *The Chronicle 100', April 1991 and telephone survey. * Estimates as reported by firms. Impact of Military Base Closings The U.S. Congress enacted legislation in 1990 to close a number of domestic and international military bases, including several in the Bay Area. Secretary of Defense Cheney announced, on April 13, 1991 that several Bay Area bases would be closed in addition to those identified in 1990. The list of recommended major base closures included San Francisco' s Presidio and Letterman Hospital, Fort Ord in Seaside, Sacramento Army Depot, Hunter's Point Annex of. Treasure Island Naval Air Station in San Francisco and Moffett Field Naval Station in Sunnyvale. These cutbacks, if they occur, in nearby facilities are not expected to affect the County. Furthermore, the only military installation located in Contra Costa County is the Naval Weapons Station in Concord, a facility that is not slated for closure. Commercial Activity Commercial activity forms an important part, of Contra Costa County' s economy. The table below shows the County' s, taxable transactions for 1987 through part of fiscal year 1991. Between 1987 and 1990, the total dollars generated by taxable transactions rose 27.9X. The data available for 1991 indicates that the annual pace of recent taxable transactions will exceed the $8 billion mark for the first time in 1991. -60- In 1990, the County's share of total California sales volume inched ahead to 2.61, compared to 2.51 reported in the prior six years. Contra Costa's percentage share of state sales tax permits has held steady at 2.51. COUNTY OF CONTRA COSTA TAWLE TRANSACTIONS (In Thousands Of Dollars) 1987 1988 1989 1990 1991(1) Apparel Stores $ 230,294 $ 227,202 S 250,721 S 268,874 $ 122,600 General Merchandise Stores 879,451 974,820 1,081,849 1,130,383 499,316 Specialty Stores 503,431 561,585 599,770 700,909 324,513 Food Stores 370,734 383,373 415,268 432,071 207,866 Package Liquor Stores 56,414 50,082 49,993 48,669 21,859 Eating and Drinking Places 431,090 465,809 474,132 513,257 263,513 Home Furnishings and 255,839 272,754 277,961 268,755 122,039 Appliances Building Materials and Farm Implementations 396,553 404,283 480,531 497,273 214,454 Service Stations 378,484 451,661 414,623 528,802 236,807 Automobile, Boat, Motorcycle i Plane Dealers and Parts Outlets 728,917 785,864 836,470 853,970 394,293 Total Retail Outlets 4,231,207 4,577,433 4,881,318 5,242,963 2,407,260 Business and Personal Services 219,262 246,422 298,832 333,588 162,653 All Other Outlets 1,384,881 1,539,235 1,596,291 1,888,513 916,460 Total All Outlets $5,835,350 $6,363,090 $6,776,441 $7,465,064 $3,486,373 (1) Figures represent 1991 first and second quarter only. Source: State Board of Equalization Taxable transactions are skewed toward the largest cities in the County, where the concentration of retail establishments is greatest. After the second quarter in 1991, the top five cities accounted for 541 of taxable transactions while comprising only 45.81 of the County's population. -61- I COUNTY OF CONTRA COSTA TAXABLE TRANSACTIONS TOP FIVE CITIES (In Thousands Of Dollars) I 1990 1 1991 Taxable Taxable Transactions Transactions Concord $1,496,514 ! $ 686,964(1) Walnut Creek 984,058 441,281(1) Richmond 778,008 337,210(1) Antioch 382,004 f 171,358(1) Pittsburg 228.888 104.618(1) I TOTAL $3,869,472 j $1,741,431 (1) Figure represents 1991 first and second quarter only. source: State Board of Equalization and California Department of iFinance Much of the County's commercial activity; is concentrated in central business districts of the cities and unincorporated towns. In addition, four regional shopping centers and numerous smaller centers serve County residents. The regional centers located in the cities of Richmond, Concord, Walnut Creek and Antioch each are anchored by at least three major department stores. The largest regional shopping center in the County is Sun Valley Shopping Center which opened in 1967. Macy's, Sears, Penney' s, Mervyn' s and Emporium-Capwell serve as anchors; the total number of stores is 130. The County is served by all major banks including Bank of America NT&SA, Security Pacific National Bank, Wells Fargo Bank and First Interstate Bank. In addition there are numerous smaller banks and branches of smaller California and foreign banks. There are over 30 savings and loan associations in the County, including Home Savings, Great Western, American Savings, San Francisco Federal and California Federal. Construction Activity In 1991, the County experienced weakness! in building activity that mirrored the national and regional -slumps in both residential and commercial construction. As a consequence of the recession, the value of building permits issued in the County fell to $685 million in 1991. The 1991 level of total permit activity represented a 162 decline compared to 1990 and the lowest level of permit valuation since the deeper recession of 1982. The principal source of the decline was weakness . in the nonresidential sector where valuation slipped by 222 to $196 million, , although the 132 decline in the residential sector was also significant. Residential building permits totaled 3,980 in 1991, constituting a 72 decline from the 1990 level. The single-family sector accounted for a decline of 14X, while the relatively affordable multi-family sector posted a respectable gain of 112. While I -62- i , multi-family construction is well below the 1987 peak levels of permit activity, the sector has recovered from its 1990 low. The reduction in 1991 permit valuation resulted in a decline in the average valuation per dwelling unit (both single-family and multi-family) to $122,849 compared to $130,855 in 1990. Preliminary data released for the months of January and February, 1992 indicate that the decline in mortgage rates during the last two months of 1991 led to sharp increases in building permit activity in the County. While the early-1992 pace is not sustainable, the County anticipates that continued low mortgage rates and improved economic conditions will favorably impact residential building activity over the next few years. The following table provides a summary of building permit valuations and number of new dwelling units authorized in the County since 1987. COUNTY OF CONTRA COSTA BUILDING PERMIT VALUATIONS 1987 - 1991 (In Thousands Of Dollars) 1987 1988 1989 1990 1991 Valuation ($ millions) Residential (New) $670,747 $785,925 $863,313 $560,193 $488,939 Nonresidential 305,953 214,20162 4,020 252,443 196.165 Total $976,700 $1,000,126 $1,127,333 $812,636 $685,104 New Dwelling Units: Single Family. 5,481 5,853 5,504 3,132 2,705 Multiple family 2,950 2,171 2,219 1,149 1,275 Total 8,431 8,024 7,723 4,281 3,980 Average Valuation per Dwelling Unit $79,557 $97,946 $111,784 $130,855 $122,849 Note: Totals may not be precise due to independent rounding. Sources: 'California Construction Trends,' Security Pacific National Bank: 1987 and 1988; Economic Sciences Corporation: 1989-91. In the last few years, office construction and leasing has been a much-publicized engine of the County's economy, especially in the Bishop Ranch area of San Ramon along Interstate 680. It is estimated that over five million square feet of office space will be constructed in Bishop Ranch during the next five years and that the 585-acre business park will be the workplace for 20,000 employees. Two million square feet have been completed and -are occupied by International Harvester, Union Carbide, Western Electric, Toyota, IBM, Chevron, Pacific Bell and Beckman Instruments. Bishop Ranch offers lower land and labor costs than San Francisco and the East Bay and is surrounded by communities that provide a large labor pool to immigrating companies. -63- 1 i Environmental Control Services The East Bay Municipal Utilities District ' ("EBMUD") and the Contra Costa County Water District supply water to the County. EBMUD, the second largest retail water distributor west of the Mississippi, supplies water to the western part of the County. Ninety-five percent of its supply .is the Mokelumne River stored at the 68 billion gallon capacity Pardee Dam. EBMUD is entitled to 325 million , gallons per day under a contract with the State Water Resources Control Board, plus an additional 325 million gallons per day under a contract with the U.S. Water and Power Resources Service (formerly the U.S. Bureau of Reclamation) . The District does not plan to draw on its federal entitlement for the foreseeable future. As of April 15, 1992, the District' s reservoirs were at 59 percent of capacity versus a normal-to-date capacity of approximately 80 percent. See "Impact of Current Drought" below. The Contra Costa County Water District obtains its water from the Sacramento-San Joaquin Delta and serves 400,000 customers in Concord, Pleasant Hill, Martinez, Clayton, Pittsburg and ,Antioch. It is entitled under a contract with the U.S. Water and Power Resources Service to 195,000 acre-feet per year. Water sold has ranged between 80,000 and 110,000 acre-feet annually. In addition, a number of industrial users and several municipalities draw water directly from the San Joaquin River under their own riparian rights, so that actual water usage in the service area averages about 125,000 acre-feet annually. See "Impact of Current Drought" below. Sewer services for the County are provided 'by approximately 20 sanitation districts and municipalities. Federal and State environmental requirements, plus grant money available from 'these two sources, have resulted in about 14 agencies upgrading, expanding and/or building new facilities. i The Contra Costa County Flood Control District has been in operation since 1951 to plan, build, and operate flood control projects in unincorporated areas of the County except for the Delta area on its eastern border. The Delta is interspersed with inland waterways which fall under the jurisdiction of the U.S. Corps of Engineers and the State Department of Water Resources. The County has experienced no major flooding in urbanized areas since October 1962. The District has completed and is nearing completion of construction on two major projects: the $25 million Upper Pine Creek Project in the vicinity of Concord, and the $37 million San Ramon Bypass Project near Walnut Creek. The construction portion of the Upper Pine Creek Project has been completed, with final landscaping expected to be completed by fall of 1992. The San Ramon Bypass Project was completediin the fall of 1991. Transportation Availability of a broad transportation network has been one of the major factors in the County' s economic and population growth. Interstate 80 connects the western County to San Francisca, Sacramento and points north to Interstate 5, the major north-south highway from Mexico to -64- Canada. Interstate 680 connects the central County communities to the rest of the Bay Area via State Routes 4 and 24, the County's major east-west arteries. AC Transit, a daily commuter bus service based in Oakland, provides local service and connects Contra Costa communities to San Francisco and Oakland. Central Contra Costa Transit Authority ("CCCTA") was formed in 1981 to provide local bus service to the central area of the County. CCCTA is currently providing service in Walnut Creek, Pleasant Hill and Concord and other central County areas. Since 1974, Bay Area Rapid Transit ("BART") with two main lines, one from the San Francisco area to Richmond and the other to the Concord/Walnut Creek area, connects the County to Alameda County, San Francisco and Daly City in San Mateo County. Other bus and rail passenger service is provided by Greyhound, Trailways Bus, and Amtrak. The Santa Fe and Southern Pacific Railroads' main lines service the County, both in the industrial coastal areas and the inland farm section. The Port of Richmond on San Pablo Bay and several privately owned industrial docks on both San Pablo and Suisun Bays serve the heavy industry located in the area. The Port of Richmond, owned and operated by the City of Richmond, now covers 202 acres and handled 517,091 short tons in 1989. The majority of the shipments are bulk liquids with the remainder consisting of scrap metal and autos. Private terminals near Richmond service additional shipping traffic and handled 20,784,710 short tons in 1989. The largest shipper is Chevron. Major scheduled airline passenger and freight transportation for County residents is available at either Oakland or San Francisco International Airports, located about 20 and 30 miles, respectively, from the County. In addition there is a general aviation fields at Concord. Agriculture Ranking thirty-seventh among California counties in agricultural crop production in 1990, the County has posted stable farm revenues over the past five years. The value of agricultural production is illustrated in the table below: -65- COUNTY OF CONTRA COSTA . AGRICULTURAL PRODUCTION; 1987 - 1990 1987 1988 _1989 1990 Nursery Products $20,030,000 $20,401,000 ;$21,594,000 $22,539,000 Livestock & Poultry 6,959,000 5,975,000 4,652,000* 6,704,000 Field Crops 7,820,000 8,139,500 9,745,400 9,879,000 Vegetable & Seed Crops 14,659,600 14,506,600 13,947,000 12,390,000 Fruit & Nut Crops 7,065,700 8,058,557 9,821,900 9,235,000 Livestock, Diary & Poultry Products 4,321,800 4,410,095 5,424,920* 5,637,060 Total $60,856,100 $61,490,752 $65,157,220 $66,384,560 Source: Contra Costa County Department of Agriculture * Revised from prior data. Impact of Current Drought California experienced five successive years of drought conditions from 1986 to 1991, with the 1992 rainfall season predicted to be below normal. As a result of the drought conditions', the farm sector in the State may expect reduced water allocations -this year, however the residential and commercial sectors within California are in no immediate danger of significant water shortages. Owing to its predominantly nonagricultural economy, the County does not anticipate any serious loss due to a water shortage this year. Precautionary measures have been taken by both water districts that serve the County. EBMUD implemented mandatory rationing plans in May, 1991 that will continue in effect for 1992 and require customers to reduce usage by 15 percent. The typical household allocation is 250 gallons per day with higher incremental rates charged for excessive use. I Contra Costa Water District has imposed a 1.5 percent voluntary reduction plan for its residential and commercial customers and has been able to avoid larger reductions or mandatory rationing programs by purchasing water from the State. j Rationing programs throughout the Bay Area have been very successful, reporting average cutbacks of 20 to 50 percent in 1991. Adherence to rationing programs has resulted in lower revenues for some water districts, however, with some districts increasing water rates in order to offset revenue losses. EBMUD, where usage has fallen about 30 percent, implemented a 25 percent rate increase beginning on July 1, 1991. CCWD reported that water consumption dropped 58 percent in April compared to 1986 levels, but the District currently does not, have plans to increase water rates. -66- 1 1 Education and Community Services Public school education in the County is available through 119 elementary schools, 23 high schools and 18 unified school districts. In addition there are a number of private schools in the County. School enrollment in the fall of 1990 numbered approximately 130,439 students in public schools. The Contra Costa County Community College District has campuses in Richmond, Pleasant Hill and Pittsburg. California State University at Hayward opened a branch campus, called Contra -Costa Center, in the City of Pleasant Hill in the fall of 1981. The Center currently offers late afternoon and evening classes in business, education and liberal arts. In addition, the California State University currently has a campus under construction in Concord. St. Mary's College of California, a four-year private institution, is located on a 100-acre campus in Moraga. Also located within the County, in Orinda, is John F. Kennedy University. In addition, County residents are within easy commuting distance of the University of California at Berkeley. There are nine privately operated hospitals and two public hospital districts in Contra Costa County, with a combined total of 1,900 beds. Three of the private hospitals are run by Kaiser Permanente, the largest health maintenance organization in the United States. In addition to the County Hospital, the 443-bed Veteran' s Administration Hospital is located in Martinez; however, the Veteran's Administration is presently considering relocating, refurbishing or rebuilding the facility. If relocated, it is likely that the new location will be outside of the County. A study of the alternatives is expected to be completed by the Veteran's Administration during July of 1992. RATINGS The 1992 Certificates are rated "Al" (conditional) by Moody' s Investors Service and "A+" (provisional) by Standard & Poor's Corporation. Such ratings reflect . only the views of such rating agencies. An explanation of the significance of such ratings may be obtained from the rating agency furnishing the same at the following addresses: Moody's Investors Service, 99 Church Street, New York, New York 10007; Standard & Poor's Corporation, 25 Broadway, New York, New York 10004. There is no assurance that such ratings will continue for any given period of time or that they will not be revised downward or withdrawn entirely by the rating agencies if, in the judgment of such rating agencies, circumstances so warrant. Any such downward revision or withdrawal of such ratings may have an adverse effect on the market price of the 1992 Certificates. -67- i , I LITIGATION At the time of delivery of and payment for the 1,992 Certificates, the County and the Corporation will each certify that there is no action, suit, litigation, inquiry or investigation before or by any court, governmental agency, public board or body served, or to the best knowledge of the County or the Corporation threatened, against the County or the Corporation in any material respect affecting the existence of the County or the Corporation or the titles of their officers to their respective offices or seeking to prohibit, restrain or enjoin the sale, execution or delivery of the 1992 Certificates, !the Trust Agreement, the Facility Lease, the Assignment Agreement, the Site 'Lease or the payment of Base Rental Payments or challenging, directly or indirectly, the proceedings to lease the Project from the Corporation. . In 1987, the County instituted eminent domain proceedings for the acquisition of land to be used as the site of a new jail facility. The owner of the land and the County are presently parties in a court proceeding wherein the value of the land is disputed. If this dispute is decided in favor of the owner of the land, the County may be required to pay substantially in excess of the approximate $4,400,000 amount deposited by the County as part of the eminent domain proceeding. The County has the ability to pay the higher amount in the event it is ordered by the court to do so, and paying such amount will not, in the opinion of the County, materially affect the County' s finances or impair its ability to make Base Rental Payments under the Facility Lease. The County does not have any major claim pending against it. The aggregate amount of the uninsured liabilities of the County which may result from all claims will not, in the opinion of the County, materially affect the County' s finances or impair its ability to make Base Rental Payments under the Facility Lease. TAR EXEMPTION In the opinion of Orrick, Herrington & 'Sutcliffe and Pamela S. Jue, Attorney at Law, Co-Special Counsel, based on existing laws, regulations, rulings and court decisions, the portion of each Base Rental Payment designated as and constituting interest paid by the County under the Facility Lease and received by the Owners of the :1992 Certificates is excluded from gross income for federal income tax purposes under Section 103 of the Internal Revenue Code of 1986 (the "Code") and is exempt from State of California personal income taxes. A complete copy of the proposed form of opinion of Special Counsel is ; set forth in Appendix C hereto. The Code imposes various restrictions, conlditions and requirements relating to the exclusion from gross income for federal income tax purposes of interest on obligations such as that represented by the 1992 Certificates. The County has covenanted to comply with certain restrictions designed to assure that the interest portion of each Base Rental Payment will not be included in federal gross income. Failure to -68- comply with these covenants may result in the interest portion of each Base Rental Payment being included in federal gross income, possibly from the date of issuance of the 1992 Certificates. The opinion of Co-Special Counsel assumes compliance with these covenants. Co-Special Counsel has not undertaken, to determine (or to inform any person) whether any actions taken (or not taken) or events occurring (or not occurring) after the date of issuance of the 1992 Certificates may affect the tax status of the interest portion of any Base Rental Payment. Co-Special Counsel is further of the opinion that the interest portion of each Base Rental Payment is not a specific preference item for purposes of the federal individual or corporate alternative minimum taxes. Co-Special Counsel observes, however, that such interest with respect to the 1992 Certificates is included in adjusted current earnings when calculating corporate. alternative minimum taxable income. Certain agreements, requirements and procedures contained or referred to in the Trust Agreement, Facility Lease and other relevant documents may be changed and certain actions (including, without limitation, defeasance of the Facility Lease) may be taken or omitted, under the circumstances and subject to the terms and conditions set forth in such documents, upon the advice or with the approving opinion of nationally recognized bond counsel. Co-Special Counsel expresses no opinion as to any 1992 Certificate or the interest portion of any Base Rental Payment if any such change occurs or action is taken upon the advice or approval of counsel other than Co-Special Counsel. Co-Special Counsel is of the opinion, based on existing laws, regulations, rulings and judicial decisions, that the difference between the initial offering prices to the public (excluding bond houses and brokers) at which a substantial amount of each maturity of the 1992 Capital Appreciation Certificates (as identified on the cover of this Official Statement) are sold and the amount payable at maturity thereof constitutes "original issue discount" for purposes of federal income taxes and State of California personal income tax. Such discount is treated as interest excluded from federal gross income and exempt from State of California personal income taxes to the extent properly allocable to each owner thereof. The original issue discount accrues over the term to maturity of each such Certificate on the basis of a constant interest rate compounded at the end of each six month period (or shorter period from the date of original issue) with straight-line interpolations between compounding dates. The amount of original issue discount accruing during each period is added to the adjusted basis of such Certificates to determine taxable gain upon disposition (including sale, redemption or payment on maturity) of such Certificates. The Code contains certain provisions relating to the accrual of original issue discount in the case . of purchasers of the 1992 Certificates who purchase such 1992 Certificates after the initial offering of a substantial amount thereof. Owners who do not purchase such Certificates in the initial offering at the initial offering price should consult their own tax advisors with respect to the tax consequences of ownership of such Certificates. All owners of the 1992 -69- ` i Certificates should consult their own tax advisors with respect to the allowance of a deduction or any loss on a sale ior other disposition to the extent that such loss is attributable toj accrued original issue discount. Although Co-Special Counsel has rendered an opinion that the interest portion of each Base Rental Payment paid by the Country under the Facility Lease and received by the Owners of the 1992 Certificates is excluded from federal gross income, the ownership or disposition of the 1992 Certificates, or the accrual or receipt of such interest, may otherwise affect a 1992 Certificate Owner's tax .liability.! The nature and extent of these other tax consequences will depend upon the 1992 Certificate Owner's particular tax status and the 1992 Certificate Owner' s other items of income or deduction. Co-Special Counsel expresses no opinion regarding any such other tax consequences. i f LEGAL NATTERS i Orrick, Herrington & Sutcliffe, San Francisco, California, and Pamela S. Jue, Attorney at Law, San Francisco,; California, Co-Special Counsel, will render an opinion with respect to the validity of the County's obligations under the Facility Lease. Copies of such approving opinion will be available at the time of ' delivery of the 1992 . Certificates. Certain legal matters will be passed upon for the Underwriters by Nossaman, Guthner, Knox & lElliott, Los Angeles, California. The form of the legal opinion proposed to be delivered by Co-Special Counsel is included as Appendix C to this Official Statement. i UNDERWRITING The 1992 Certificates are to be purchased by Prudential Securities Incorporated, Bank of America NT&SA and Artemis Capital Group, Inc. (the "Underwriters") . The Underwriters have agreed, subject to certain terms and conditions set forth in the Contract of Purchase, to purchase the 1992 Certificates at a price of $122,450,598.24 ;(equal to the principal amount of the 1992 Certificates less the Underwriters' discount and the original issue discount) , plus accrued interest.! The Underwriters will purchase all the 1992 Certificates if any are purchased. The 1992 Certificates may be offered and sold to certain dealers (including dealers depositing said 1992 Certificates into jinvestment trusts) and others- at prices lower than the initial public offering price, and the public offering price may . be changed from itime to time by the Underwriters. I I MISCELLANEOUS INFORMATION ) i References are made herein to certain documents and reports which are brief summaries thereof which do not purport to be complete or definitive and reference is made to such documents and reports for full and complete statements of the contents thereof. �I -70- Any statements in this Official Statement involving matters of opinion, whether or not expressly so stated, are intended as such and not as representations of fact. This Official Statement is not to be .construed as a contract or agreement between the County and the purchasers or Owners of any of the 1992 Certificates. The execution and delivery of this Official Statement has been duly authorized by the County. COUNTY OF CONTRA COSTA Philip J. Batchelor County Administrator By: Isl DeRoyce Bell Deputy County Administrator -71- i I I I I I i I I I I i I i i i i I I 1 I [THIS PAGE INTENTIONALLY LEFT BLANK] i I ( I i I i i I i I I I i i I 1 1 APPENDIX A Peat Marwick Independent Auditors' Report The Honorable Grand Jury and the Board of Supervisors County of Contra.Costa, California We have audited the accompanying general purpose financial statements of the County of Contra Costa as of and for the year ended June 30, 1991, as listed in the table of contents. These general purpose financial statements are the responsibility of the County's management.Our responsibility is to express an opinion on these general purpose financial statements based on our audit. We conducted our audit in accordance with generally accepted auditing standards. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. An audit includes examining,on a test basis, evidence supporting the amounts and disclosures in the general purpose financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. In our opinion, the general purpose financial statements referred to above present fairly, in all material respects, the financial position of the County of Contra Costa, as of June 30, 1991, and the results of its operations and the cash flows of its proprietary fund type for the year then ended in conformity with generally accepted accounting principles. Our audit was made for the purpose of forming an opinion on the general purpose financial statements taken as a whole.The combining, individual fund, and individual account group financial statements and schedules listed in the accompanying table of contents are presented for purposes of additional analysis and are not a required part of the general purpose financial statements of the County of Contra Costa. Such information has been subjected to the auditing procedures applied in the audit of the general purpose financial statements and, in our opinion, is fairly stated in all material respects in relation to the general purpose financial statements taken as a whole. As discussed in note 1 to the general purpose financial statements, the County of Contra Costa adopted Statement No. 9 of the Governmental Accounting Standards Board which requires the presentation of a statement of cash flows and certain other disclosures. . November 13, 1991 Walnut Creek, California I COUNTY OF CONTRA COSTA COMBINED BALANCE SHEET - ALL FUND TYPES SAND ACCOUNT GROUPS JUNE 30, 1991 (In Thousands) Governmental Fund Types I Special Debt Capital Assets & Other Debits General R6venuc:_ Service Projects Cash and investments $ 81,572 46,778 3,851 8,730 Accounts receivable and accrued revenue 42,787 '6,716 39 1,341 Due from other funds 32,637 10,104 6,448 Inventories 1,217 Prepaid items and deposits 5,227 11,478 9 Advances to other funds 2,137 13,020 Taxes receivable I Fixed assets, net Amount to be provided for retirement of long-term debt Amount available in debt service funds Total assets&other debits $ 165,577 681096 3,890 16,528 i Liabilities, Equity & Other Credits Liabilities: I Warrants outstanding Short term notes - 65,000 Accounts payable anaccrued liabilities 22,743 8,343 14,045 Employee benefits payable i Due to other funds 14,299 10,822. 86 Welfare program advances 6,856 Capital lease obligations Unapportioned taxes Due to other agencies and districts Bonds payable Advances from other funds 481 Deferred revenue and credits 5,054 Deferred compensation Notes payable Total liabilities 113,952 19,165; 14,612 Equity&Other Credits: Contributed capital Investment in general fixed assets Retained earnings Fund Balance: Reserved 18,700 13,195 3,890 693 Unreserved: Designated 7,634 2,007 Undesignated 25,291 33,72S, 1,223 Total equity&other credits 51,625 48,931_ 3,890 1,916 Total liabilities, equity&other credits $ 165,577 68,09(; 3,890 16,528 See accompanying notes to financial statements i 2 Fiduciary Proprietary Fund Types Fund Types Account Groups (Memorandum Internal Trust and General General Long- Only) Enterprise Service Agency Fixed Assets term Obligations Totals 10,760 50,613 1,323,130 1,525,434 11,919 513 29,198 92,513 8,787 1,29? 65,787 125,056 738 1,955 113 50 6,877 55 5,212 65,802 65,802 24,988 385,190 410,178 153,264 153,264 3,890 3,890 57,305 52,419 1,484,022 385,190 157,154 2,390,181 63,731 63,731 65,000 10,616 46,438 33,966 136,151 2,795 24 16,737 19,556 7,995 1,143 92,636 126,981 6,856 2,866 64,376 67,242 61,240 61,240 448,278 448,278 63,410 63,410 4,731 5,22 7,664 12,718 38,655 38,655 1,093 7,900 8,993 33,029 47,581 738,530 157,154 1,124,023 19,530 19,530 385,190 385,190 4,746 4,838 9,584 745,492 781,970 9,641 60,243 24,276 4,838 745,492 385,190 1,266,158 57,305 52,419 1,484,022 385,190 157,154 2,390,181 3 i i I I I i C i l I [THIS PAGE INTENTIONALLY LEFT BLANK] C i i f I f i I f f1 1 COUNTY OF CONTRA COSTA COMBINED STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - ALL GOVERNMENTAL FUND TYPES YEAR ENDED JUNE 30, 1991 (in Thousands) (Memorandum Special Debt Capital Only) General Revenue Service Projects Totals Revenues: Taxes $ 151,363 65,824 693 2,367 220,247 Licenses, permits and franchises 7,100 3,241 10,341 Fines, forfeitures and penalties 4,530 5,227 9,757 Use of money and property 14,598 2,362 7,473 442 24,875 Aid from other governmental agencies 286,543 28,292 15 6,039 320,889 Charges for current services 77,306 11,516 98 88,920 Other revenue 7,584 1,647 1,649 10,880 Total revenues 549,024 118,109 8,181 10,595 685,909 Expenditures: Current: General government 68,201 6,124 74,325 Public protection 151,801 66,278 218,079 Health and sanitation 64,543 9,652 74,195 Public assistance 224,794 65 224,859 Education 112 11,123 11,235 Public ways and facilities 14,189 22,326 36,515 Recreation and culture 271 271 Debt Service: Principal 4,000 4,000 Interest 4,642 4,924 9,566 Capital outlay 25,815 915 15,477 42,207 Total expenditures 554,097 115,839 9,839 15,477 695,252 Excess (deficiency)of revenues over(under) expenditures (5,073) 2,270 (1,658) (4,882) (9,343) Other financing sources (uses): Operating transfers in 617 674 1,625 2,916 Operating transfers out (29,372) (99) (29,471) Capital lease financing 25,815 25,815 Total other financing sources (uses) (3,557) 518 674 1,625 (740) Excess (deficiency) of revenues and other financing sources over(under)expenditures and other financing uses (8,630) 2,788 (984) (3,257) (10,083) Fund balances at beginning of year 60,283 45,432 4,874 4,540 115,129 Adjustment to fund balance (28) 711 633 1,316 Fund balances at end of year $ 51,625 48,931 3,890 1,916 106,362 See accompanying notes to financial statements. 5 COUNTY OF CONTRA COSTA COMBINED STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL - ALL GOVERNMENTAL FUND TYPES - BUDGETARY BASIS YEAR ENDED JUNE 30, 1991 (In Thousands) General Fund _ Variance Favorable Budget Actual (Unfavorable)_ Revenues: j - Taxes $ 152,311 IS 1,36:3 (948) Licenses, permits and franchises 8,271 7,100 (1,171) Fines, forfeitures and penalties 5,039 4,530 (509) Use of money and property 15,806 114,598 (1,208) Aid from other governmental agencies 287,596 286,54:3 (1,03) Charges for current services 89,662 77,306 (12,350) Other revenue 8,575 1 7,584 . (991) Total revenues 567,260 549,0?4 (18,236) Expenditures: Current: General government 82,369 68,201 14,168 Public protection 159,324 151,801 7,523 Health and sanitation 66,682 j64,543 2,139 Public assistance 227,838 224,794 3,044 Education 116 112 4 Public ways and facilities 17,211 14,189 3,012 Recreation and culture 1 I Debt Service: Principal Interest 4,687 4,642 45 Capital outlay ;25,81.5_ (25,815) _ I Total expenditures 558,228 554,097_ 4,131 Excess (deficiency)of revenues over (under)expenditures 9,032 (5,073) (14,105) Other financing sources (uses): Operating transfers in Operating transfers out (28,032) (29,372) (1,340) Capital lease financing 25,815 125,815 Total other financing sources (uses) (2,217) (3,557) (1,340) Excess (deficiency)of revenues and other financing sources over(under)expenditures and other uses 6,815 (8,630) (15,445) i Fund balance at beginning of year 60,283 160,283 Adjustment to fund balance (28) (28) i - Fund balance at end of year $ 67,070 151,625 (15,445) Su:accompanying notes to fwancial statements. 1 6 I Special Revenue Funds Debt Service Funds Capital Projects Funds Variance Variance Variance Favorable Favorable Favorable Budget Actual (Unfavorable) Budget Actual (Unfavorable) Budget Actual (Unfavorable) 66,354 65,824 (530) 812 693 (119) 1,959 2,367 408 1,823 3,241 1,418 4,431 5,227 796 1,019 2,362 1,343 60 104 44 385 442 57 26,606 28,292 1,686 15 15 6,321 6,039 (282) 13,154 11,516 (1,638) 585 98 (487) 933 1,647 714 4,498 1,649 (2,949) 114,320 118,109 3,789 872 812 (60) 13,748 10,595 (3,153) 7,644 6,124 1,520 81,278 66,278 15,000 11,397 9,652 1,745 85 65 20 12,075 11,123 952 31,555 22,326 9,229 1,317 271 1,046 338 475 (137) 639 628 11 23,185 15,477 7,708 145,351 115,839 29,512 977 1,103 (126) 23,185 15,477 7,708 (31,031) 2,270 33,301 (105) (291) (186) (9,437) (4,882) 4,555 1,098 617 (481) 3,642 1,625 (2,017) (99) (99) 999 518 (481) 3,642 1,625 (2,017) (30,032) 2,788 32,820 (105) (291) (186) (5,795) (3,257) 2,538 45,432 45,432 2,169 2,169 4,540 4,540 711 711 633 633 16,111 48,931 32,820 2,064 1,878 (186) (622) 1,916 2,538 7 COUNTY OF CONTRA COSTA i COMBINED STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN RETAINED EARNINGS/FUND BALANCES - ALL PROPRIETARY FUND TYPES AND SIMILAR TRUST FUNDS YEAR ENDED ]UNE 30 1991 (In Thousands) i Proprietary Fiduciary Fund Types Fund Type (Memorandum Internal Pension Only) Enterprise Service Trust Totals Operating revenues: Charges for current services $ 100,875 29,865 130,740 Earnings on investments 47,411 47,411 Net gain on disposal of investments 590 590 Contributions 50,843 50,843 Total operating revenues 100,875 29,865 98,844 229,584 Operating expenses: Salaries and employee benefits 65,875 181 626 66,682 Services and supplies 60,395 6,001 451 66,847 Depreciation 2,072 2,072 Benefits and claims 1,723 23,331 43,894 68,948 Total operating expenses 130,065 29,513 44,971 204,549 Operating income (loss) before operating transfers (29,190) 352 53,873 25,035 I Nonoperating revenue (expenses): Interest income 1,650 3,826 5,476 Total nonoperating revenues (expenses) 1,650 3,826 5,476 Income (loss)before operating transfers (27,540) 4,178 53,873 30,511 i Operating transfers in 26,780 1,000 27,780 Operating transfers out (225) (1,000) (1,225) I Total operating transfers in(out) 26,555 j 26,555 Net income(loss) (985) 4,178. 53,873 57,066 i Retained earnings/fund balances at beginning of year as previously reported 5,734 660 714,868 721,262 Adjustment of pension trust to 12/30/90 (22,834) (22,834) Adjustment to fund balance (3) _ (415) (418) Retained earnings/fund balance as restated 5,731 666 _ 691,619 698,010 Retained earnings/fund balances at end of year $ 4,746 4,838! 745,492 755,076 See accompmtying notes to financial statements. ! 1; I 'I f COUNTY OF CONTRA COSTA COMBINED STATEMENT OF CASH FLOWS ALL PROPRIETARY FUND TYPES YEAR ENDED JUNE 30, 1991 (In Thousands) Proprietary Fund Types (Memorandum Internal only) Enterprise Service Totals Operating income (loss) $ (29,190) 352 (28,838) Adjustments to reconcile operating income to net cash provided by operating activities: Depreciation 2,072 2,072 Change in assets and liabilities: Decrease (increase) in accounts receivable and accrued revenues (2,824) (410) (3,144) Decrease (increase) in amounts due from other funds (568) (526) (1,094) Decrease (increase) in inventories (1 19) (1 19) Decrease (increase) in prepaid items and deposits (1 13) (1 13) Increase (decrease)in accounts payable and accrued liabilities (4,126) 2,005 (2,121) Increase (decrease) in employee benefits payable 339 339 Increase (decrease) in amounts due to other funds 84 125 209 Increase (decrease) in deferred credits 7,664 7,664 Net cash provided by (used for) operating activities (26,781) 1,536 (25,245) Cash flows from noncapital financing activities: Operating transfers in 26,780 1,000 27,780 Operating transfers out (225) (1,000) (1,225) Net cash provided by (used for) noncapital financing activities 26,555 26,555 Cash flows from capital and related financing activities: Payments on state loans (58) (58) Payments on lease purchase obligations (937) (937) Capital contributions 3,108 3,108 Acquisitions of fixed assets (5,061) (5,061) Net cash provided by (used for)capital and related financing activities (2,948) (2,948) Cash flows from investing activities: Interest income 1,650 3,826 5,476 Net cash provided by (used for) investing activities 1,650 3,826 5,476 Net increase (decrease) in cash and cash equivalents (1,524) 5,362 3,838 Cash and cash equivalents —July 1 12,284 45,251 57,535 Cash and cash equivalents —June 30 $ 10,760 50,613 61,373 Noncash investing, capital and financing activities: Fixed assets acquired through lease purchase 913 913 Sec accompanying notes to financial statements. 9 COUNTY OF CONTRA COSTA i NOTES TO FINANCIAL STATEMENTS June 30, 1991 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The accounting policies of the County of Contra Costa (the "County") conform to generally accepted accounting principles as applicable to governmental entities. The following is a summary of the more significant policies: A. Definition of Reporting Entity The County of Contra Costa is a political subdivision created by the State of Califomia. As such. it can exercise the powers specified by the Constitution and statutes of the State. The County is gw cored by a five member elected Board of Supervisors. The County reporting entity includes all significant organizations, departments and agencies over which the Board of Supervisors exercises oversight and budgeting responsibilities. Oversight responsibility is determined on the basis of appointment or selection of the governing board, designation of inanagenrcnt. ability to significantly influence operations, accountability for fiscal matters and the scope of public service. Included in the County reporting entity arc the following: the County's General Fund, Public Facilities Corporation, Redevelopment Agency, Special Districts under the Board of Supervisors. Special Revenue Funds. Capital Projects Funds, Debt Service Funds,,lntemal Service Funds. Long-tern Obligations Account Group. General Fixed Assets Account Group, and the enterprise operations of tic Hospital, Health Maintenance Organisation, Airport and Employee Fitness Center. As discussed in Note 10. the financial position and results of operations of the Contra Costa County Employees' Retirement Association arc being reported on a calendar year basis. This change in reporting period has resulted in differences in intcrfund balances which arc disclosed in Note 8. The reporting entity excludes certain separate legal entities which may have "Contra Costa" in their title, or which arc required to keep their funds in the County Treasury or receive their tax apportionment from the County. Examples arc school districts, community college districts, cities. various redevelopment agencies established by local city governments, the Bay Arca Rapid Transit District, the Metropolitan Transit Authority, and a variety of special purpose districts for cemeteries. mosquito abatement, recreation and parks, etc. These entities arc autonomous organizations with their own governmental powers and constituencies and over which the Board of Supervisors has no oversight responsibility. Accordingly, they are not included in the accompanying financial statements, except as to their assets held by the County (principally cash and investments held by the County Treasurer) as discussed under "Fiduciary Funds". 1(l COUNTY OF CONTRA COSTA NOTES TO FINANCIAL STATEMENTS B. Fund Accounting The County uses funds and account groups to report on its financial position and the results of its operations. Fund accounting is designed to demonstrate legal compliance and to aid financial management by segregating transactions related to certain government functions or activities. A fund is a separate accounting entity with a self—balancing set of accounts. An account group. on the other hand, is a financial reporting device designed to provide accountability for certain assets and liahilitics.thal arc not recorded in the funds because they do not directly affect net cxpcndahlc available financial resources. Funds arc classified into three categories: governmental, proprietary and fiduciary. Each category. In tum, is divided into separate "fund types" Governmental funds are used to account for all or most of the County's general activities, including the collection and disbursement of earmarked monies (special revenue funds), the acquisition or construction of general fixed assets (capital project funds), and the servicing of general long—term obligations (dcht service funds). The General fund is used to account for all activities of the County not accounted for in sonic other fund. Proprietary funds are used to account for activities similar to those found in the private sector, where the determination of net income is necessary or useful to sound financial administration. G(x)ds or services from such activities can be provided either to outside parties (enterprise funds) or to other departments or agencies primarily within the County (internal service funds). Fiduciary funds arc used to account for assets held by the County in a trustee capacity or as an agent for individuals, private organizations, other governments, and/or other funds. These include pension trust and agency funds. The pension trust fund is accounted for in essentially the same manner as proprietary funds since capital maintenance is critical. Agency funds are custodial in nature (assets equal liabilities) and do not involve measurement of results of operations. C. Basis of Accounting The accounting and financial reporting treatment applied to a fund is determined by its measurement focus. All governmental funds are accounted for using a current financial resources measurement focus. With this measurement focus, only current assets and current liabilities generally arc included on the balance sheet. Operating statements of these funds present increases (i.e., revenues and other financing sources) and decreases (i.e..expenditures and other financing uses) in net current assets. 11 COUNTY OF CONTRA COSTA NOTES TO FINANCIAL STATEMENTS All proprietary funds and the pension trust fund are accounted for on a flow of economic resources measurement focus. With this measurement focus, all assets and all liabilities associated with the operation of these funds arc included on the balance sheet. Fund equity (i.e., net total assets) is segregated into contributed capital and retained earnings components. Proprietary fund—type operating statements present increases (e.g., revenues) and decreases (e.g., expenses) in net total assets. The modified accrual basis of accounting is used by all governmental fund types and agency funds. Under the modified accrual basis of accounting, revenues arc recognized when susceptible to accrual (i.e.. when they become both measurable and available). "Measurable" means the amount of the transaction can be determined and "available" means collectible within the current period or soon enough thereafter to be used to pay liabilities of the current period. The County considers property taxes as available if they arc collcctcd within 60 days after year end. A one—year availability period is used for revenue recognition for all other governmental fund revenues. E.xpcndilures arc recorded when the related fund liability is incurred. Principal and interest on general long—term obligations arc recorded as fund liabilities when due or when amounts have been accumulated in the debt service fund for payments to be made early in the following year. Those revenues susceptible to accrual arc property taxes, franchise, fees, aid from other governments. interest revenue and charges for services. Sales taxes collcctcd and held by the State at year end on behalf of the County are also recognized as revenue. Fines, fees and permits are not susceptible to accrual as they generally are not measurable until received in cash. The accrual basis of accounting is utilized by proprietary fund types and the pension trust fund. Under this method. revenues are recorded when earned and expenses are recorded when liabilities arc incurred. The County reports deferred revenue on its combined balance sheet. Deferred revenues arise when a potential revenue docs not meet both the "measurable" and "available" critcria for recognition in the current period. Deferred revenues also arise when resources arc received by the County before it has a legal claim to them, as when grant monies arc received prior to the incurrence of qualifying expenditures. In subsequent periods. when both revenue recognition criteria arc met, or when the County has a legal claim to the resources, the liability for the deferred revenue is removed from the combined balance sheet and revenue is recognized. D. Budgets and Budgetary Accounting In accordance with the provisions of Sections 290W through 29143 of the Government Code and other statutory provisions, commonly known as the County Budget Act, the County prepares and legally adopts a budget on or before October 2 for each fiscal year. Budgets are adopted for the general, 12 COUNTY OF CONTRA COSTA NOTES TO FINANCIAL STATEMENTS special revenue, debt service and capital project funds. Budgets arc adopted on the modified accrual basis. Except for debt service funds, the results of operations as presented in the budget—to—actual comparison statements are on the generally accepted accounting principles (GAAP) basis. For debt service funds the difference between the Budget Basis and GAAP Basis is as follows (in thousands): Excess (deficiency) of revenues and other financing sources over (under) expenditures and other financing uses (budget basis) S ( 291) Adjustment: Budgets arc not adopted for.the Public Facilities Corporation LED Excess (deficiency) of revenues and other financing sources over (under) expenditures and other financing uses (GAAP basis) 5 Expenditures are controlled on the object level within departments for all adopted budgets. Any amendments of appropriations for a department, or transfers of appropriations between departments arc approved by the Board of Supervisors, as arc supplemental appropriations necessary and normally financed by unanticipated revenues received during the year. $104,343,689 in supplemental appropriations were added to the budgets for all governmental fund types during the fiscal year. Of this amount, $48,208,641 was for the General Fund. The Board'has delegated authority to the County Administrator to approve transfers of appropriations between objects within a department. Budgeted amounts are reported as amended. Individual amendments were not material in relation to the original appropriations. All appropriations lapse at year end. E. Encumbrances Encumbrance accounting, under which purchase orders, contracts, and other commitments for the expenditure of monies are recorded in order to reserve that portion of the applicable appropriation. is employed as an extension of formal budgetary integration in the general,special revenue,debt service and capital project funds. Encumbrances outstanding at year end arc reported as reservations of fund balances since they do not constitute expenditures or liabilities. 13 COUNTY OF CONTRA COSTA NOTES TO FINANCIAL STATEMENTS F. Inventories Inventories are valued at cost on a first—in, first—out basis. The cost is recorded as an expenditure at the time individual items arc withdrawn from inventory (consumption method). G. Fixed Assets Fixed assets are valued at historical cost. Contributed fixed assets are recorded at fair market value at the time received. Certain assets, for which actual costs are not available, have been valued on the basis of a professional valuation which determined their approximate historical cost. Fixed assets used in governmental fund type operations (general fixed assets) arc accounted for in the general fixed assets account group, rather than in governmental funds. Public domain ("infrastructure") general fixed assets consisting of certain improvements other than buildings, such as roads, bridges, streets and sidewalks, curbs and gutters, drainage systems, and lighting systems, arc not capitalized as these assets arc immovable and of value only to the County. NoAcprcriation has been provided on general fixed assets. Depreciation has been provided on proprietary fund assets using the straight—line method over the following estimated useful lives: buildings, 25-40 years; improvements, 10-20 years: and equipment. 3-20 years. H. Vacation and Sick Leave Under terms of union contracts. County employees arc granted vacation and sick leave in varying amounts. In the event of termination, an employee is reimbursed for accumulated vacation days. Employees are not reimbursed for accumulated sick leave. Accrued vacation at June 30, 1991 equals $19,556,000 including $16,737,000 attributable to the general and special revenue funds. The latter amount is not expected to be fully liquidated in the following year with expendable or available financial resources. Accordingly, this liability is reflected in the general long—term obligations account group. In proprietary funds, accumulated vacation is recorded as an expense and liability as benefits accrue to employees. a 14 COUNTY OF CONTRA COSTA NOTES TO FINANCIAL STATEMENTS 1. Total Columns on Combined Statements Total columns on the combined statements are captioned "Memorandum Only" to indicate that they are presented only to facilitate financial analysis. Data in these columns docs not present financial position, results of operations,or changes in financial position in conformity with generally accepted accounting principles nor is such data comparable to a consolidation. lnterfund eliminations have not been made in the aggregation of this data. I Cash Flows For the purposes of the statement of cash flows, the County considers all highly liquid invcstmcits with an initial maturity of three months or less to be cash equivalents. K. Accounting Reclassifications Certain reclassifications have been made to amounts previously reported to conform to the current year's report format. 2. CASH AND INVESTMENTS The cash balances of substantially all funds except the pension trust fund are pooled and invested by the County Treasurer for the purpose of maximizing investment earnings. As permitted by the Government Code,depositing entities may direct the County Treasurer to make specific investments separate from the pool. The Retirement Board directs the investment activity of the pension trust fund. Cash and investments at June 30, 1991 (December 31, 1990 for the pension trust fund) arc as follows (in thousands): Pension Trust Countv Fund 191811 Deposits S 467,967 31,775 499.742 Investments 307,898 717,794 1,025.692 Total $125 244S64 L525" 15 COUNTY OF CONTRA COSTA NOTES TO FINANCIAL STATEMENTS A. Deposits 'ilio carrying amount of deposits included a bank balance of $124,892,212. The Government Code requires.California banks and savings and loan associations to secure the County's bank balance not covered by federal deposit insurance. The County does riot rely on FDIC' insurance, and banks fully collateralize all bank balances by pledging mortgages or government securities as collateral. The market value of mortgages must equal at least 150%, and the market value of government securities must equal at least 110% of the value of the balance. Such collateral must be held in the pledging bank's trust department or in a separate depository in an account for the County. The remaining deposits of $374,849,788 include uninsured and/or uncollateralized deposits being held by trustees for the benefit of the County and/or the pension trust fund. B. Investments Statutes authorize the County to invest in obligations of the United States Treasury, federal agencies. municipalities, commercial paper rated A—I by Standard & Poor's Corporation or P-1 by Mexxiy's Commercial Paper Record, bankers' acceptances, repurchase agreements and reverse repurchase agreements. Pension trust fund investments are authorized by the County Employees' Retirement Law of 1937. Statutes authorize a "prudent expert" guideline as to the form and types of investments which may be purchased. The County's investments and those of the pension trust fund are categorized separately below to give an indication of the level of risk assumed by each investment portfolio as of year end. Category 1 includes investments that are insured or registered or for which the securities are held by the County or its agent in the agent's nominee name, with subsidiary records listing the County as the legal owner. Category 2 includes uninsured or unregistered investments for which the securities are held for the County by its agent in the agent's nominee name with subsidiary records listing the County as the legal owner. 16 COUNTY OF CONTRA COSTA NOTES TO FINANCIAL STATEMENTS Investments (recorded at cost) and related market values as of June 30, 1991 (December 31, 1990 for the Pension Trust Fund) are as follows (in thousands): Category Carrying Market County 2 Amount Value U. S. government securities $ 113,676 113,676 114.145 Bankers' acceptances 194,222 194222 194,192 Total $ 302JM 3t&lu Category Carrying Market Pension Trust Fund 1 Amount Value Common and preferred stock S 258,474 258,474 307,017 Corporate Wads 367,778 367,778 377,888 Real estate 67,776 67,776 59,994 Other 23.766 23.766 23.766 Total $ 717,794 717 744 ,{ The investments of the Pension Trust, including real estate, arc recorded at cost. The County has the ability and intent to hold all real investments long term and does not recognize a loss from real estate investments for market declines deemed to be temporary. 3. PROPERTY TAX The County is responsible for assessing, collecting, and apportioning property taxes. Taxes arc levied for each fiscal year on taxable real and personal property which is situated in the County based on the assessed values as of the preceding March 1. March I is also the lien date. Tax rates arc set no later than the first workday in September. Property taxes on the secured roll are due in two installments: November 1 and February 1. If unpaid, such taxes become delinquent after December 10 and April 10, respectively. Supplemental property taxes are levied based on changes in assessed values between the date of real property sales and construction and the next normal assessment date. The additional supplemental property taxes are prorated from the first of the month following the date of such occurrence. Property taxes on the 17 COUNTY OF CONTRA COSTA NOTES TO FINANCIAL STATEMENTS unsecured roll arc due on the lien date (March 1), and become delinquent, if unpaid, on August 31. Property taxes are recorded as revenue when apportioned, in the fiscal year of the levy. The County apportions secured property tax revenue in accordance with the alternate method of distribution prescribed by Section 4705 of the State Revenue and Taxation Code. This alternate method provides for crediting each applicable fund with its total secured taxes upon completion of the secured tax roll, approximately October 1 of each year. Under the alternate apportionment method, specified amounts of penalties, interest collected on delinquent secured taxes, and funds from sales of tax—deeded properties are held in trust in the secured tax losses reserve fund. This reserve is used to fund the apportionment of secured taxes. In accordance with the modified accrual basis of accounting, property taxes which have been collected in advance of the levy year have been recorded as deferred revenues. 4. FIXED ASSETS Following is a summary of changes in general fixed assets for the year ended June 30, 1991 (in thousands): Balance Balance July 1, June 30, 1990 Additions 1 ins 1991 Land $ 21,364 381 21,745 Buildings and improvements 158,013 21,048 , 179,061 Buildings and improvements— lease purchase 90,326 24,028 1,449 112,905 Equipment 50,149 9,671 , 11 . 59,809 Equipment—lease purchase 11.370 2,181 1,881 11,670 Total $ —Ul 7-3 ; � 4 3&%10_ 1 t; COUNTY OF CONTRA COSTA NOTES TO FINANCIAL STATEMENTS Proprietary fund type fixed assets at June 30, 1991 were as follows (in thousands): Employee Health Total Fitness Maintenance Enterprise AiMg Center Hospital Or¢aniiation Funds Land $ 6,351 426 6,777 Buildings and improvements 10,170 12,673 73 22,916 Equipment 588 6,482 473 7,543 Equipment—lease purchase 82 4.679 73 4,834 17,109 82 24,260 619 42.070 Less accumulated depreciation. 3,968 — 9 12,633472 17.082 Net fixed assets $ 1 ,141 73 11-527 147 24.9RR 5. SHORT TERM NOTES On June 30, 1991, the County had tax and revenue anticipation notes outstanding of $65,000,000. The notes incurred interest at 6.25% per annum. These notes, issued July 2, 1990 were redeemed on August 3. 1991 from taxes and other revenues transferred to a fiscal agent during the fiscal year. Total interest incurred on these notes during 1990-91 was $4,062,500, with an additional $338,542 incurred in July, 1991. 6. LEASE COMMITMENTS A. Operating Leases Total rental expense for the year ended June 30, 1991 for all operating leases and month—to—month lease arrangements amounted to $5,372,169 for the general fund, $713,198 for the special revenue funds, and $1,001,066 for the enterprise funds. 19 COUNTY OF CONTRA COSTA NOTES TO FINANCIAL STATEMENTS At June 30, 1991, the future minimum rental payments required under noncancellablc operating Imes for buildings and equipment, other than month—to—month lease arrangements, are as follows (in thousands): Special Fiscal year General Revenue Enterprise ending June 30. Fund Funds Funds 1992 $ 2,809 21 520 1993 2,574 11 387 1994 2,021 394 1995 1,293 340 1996 597 227 Thereafter 3.867 _ 30 Total $ 13.16 t 32 2.171 B. Capital Leases The County has capital lease purchase agreements with non—profit public facilities corporation, with the Employees' Retirement Association, and with third parties. The assets acquired under these lease agreements are included in the County's general fixed assets. The obligations related to these lease purchase agreements are included in the County's general long—term obligations, and arc summarized in Note 7. i 20 COUNTY OF CONTRA COSTA NOTES TO FINANCIAL STATEMENTS 7. LONG-TERM OBLIGATIONS Following is a summary of changes in long—term obligations for the year ended June 30, 1991 (in thousands): Balance Balance July 1, June 30, 1990 Additions Retirements 1991 General Employee benefits payable $ 15,188 1,549 16,737 Notes payable 7,900 7,900 Capital ]case obligations 40,787 25,815 2.226 64,376 Bonds payable 7,740 475 7,265 Public facilities corporation obligations 59,670 3,525 56,145 Advances from other funds 3,299 1,948 516 4,731 Total $ 1. 8 9 1 Fi_742 l�y54 Ebte&pfise Employee benefits payable $ 2,456 339 2,795 Notes payable 1,151 58 1,093 Capital lease obligations 3.650 153 937 2.866 Total $ 21 I COUNTY OF CONTRA COSTA NOTES TO FINANCIAL STATEMENTS i Following is a schedule of debt payment requirements to maturity for long-term obligations, excluding advances from other funds and employee benefits payable, outstanding at June 30, 1991 (in thousands): i Public Enterprise Fiscal year Capital Bonds Facilities Note. and ending Lease And Notes Corporation Lcasc Junc 30, Obligations Payable Obligations Obligations Total i 1992 $ 7,452 1,463 7,701 1„286 17,902 1993 7,239 9,072 6,883 L082 24,276 1994 6,917 961 6,620 750 15,248 1995 6,630 961 6,375 591 14,557 1996 6,349 967 7,349 148 14,813 1997-2001 29,142 4,427 30,066 552 64,187 2002-2006 22,825 2,539 22,146 432 47,942 Thereafter 44,513 5.748 _6 50,527 Total $ 131,067 20,390 92,888 5,107 249,452 Less amount representing i interest 66,691 5,225 36,743 1,148 109,807 i Liability at June 30, 1991 $ _64-U6 X .3.2 4 134.645 Advances from other funds included in the general long-term obligations account group arc obligations of the County Redevelopment Agency, which are expected to be repaid from tax increment,financing in future years, and arc not to be repaid in the fiscal year ending June 30, 1992. interest is accrued at the prevailing rates which vary with the prime interest rate or at 12% per annum, whichever is less. i i f i i 22 i i I COUNTY OF CONTRA COSTA NOTES TO FINANCIAL STATEMENTS Individual issues of bonds. notes and certificates of participation payable at June 30, 1991 are as follows (in thousands): Outstanding Original Annual Final Interest at June 30, Issue issue Installments Payment 1991 Public Facilities Co ration(1) 2425 Bisso Lane S 1,810 $ 100-155 1992 7.0-8.5%n S 44.5 1988 Consolidated Capital Projects 61,690 2,645-2,730 2008 5.6-7.8 55,7(0 56,145 Soecial Revenue General Oblieation Bond (2) Sanitation 4,760 231-1,066 2002 3.875-11.75 2,275 Recreation and Park 6,750 135-540 2004 8A-7.5 4.920 Storm Drainage 600 5-35 2005 4.0-4.6 70 7,265 Redevelopment Agency Notes Payable(3) Tax Allocation Notes 7,500 1992 6.0 7,500 Property Note 400 1992 12.0 400 .7,900 NOTES: (1) Debt service payments are made from lease payments by the County general and special revenue funds to the Public Facilities Corporation. (2) Debt service payments are made from restricted property taxes and other revenues recorded in the debt service funds. (3) Debt service payments are made from tax increment financing. There are a number of limitations and restrictions contained in the various bond indentures. County management believes that the County is in compliance with all significant limitations and restrictions. 23 COUNTY OF CONTRA COSTA. NOTES TO FINANCIAL STATEMENTS 8. INTERFUND BALANCES Account balances at June 30. 1991 arc as follows (in thousands): Due from Due to Advances to Advances from Other Funds Other Funds cr F ups Other Funds General Fund $ 32,637 14,299 2,137 Special Revenue Funds: Road 1,998 1,969 Library 31 187 Fire Protection 708 625 Health and sanitation 465 471 Service Areas 9 489 1,197 Flood Control 5,465 6,080 1,780 Law Enforcement 110 745 Courts & Criminal Justice 1,261 226 Recorder/Clerk Modernization 4 13 Other Special Revenue 53 17 43 Capital Projects Funds: Redevelopment Agency 229 86 481 West County Jail 6,219 Enterprise Funds: Airport 18 101 Employee Fitness Center 1 14 County Hospital 4,485 5,510 Health Maintenance Organization 4.283 2,370 Internal Service Funds: Self Insurance 1,293 1,143 Trust and Agency Funds: Tax Distribution Trusts 47,520 51,212 Schools and Special Districts 14,392 14,608 Other Agency 3,875 26,816 55 Lang—Term Obligations 4.731 Subtotal $ 125,056 126,981 5.212 5,212 Adjustment for Pension Trust reported as of December 31. 1990 4,263 2.338 Total $ 124 19 _U,U 24 f 1 COUNTY OF CONTRA COSTA NOTES TO FINANCIAL STATEMENTS 9. RESERVES AND DESIGNATIONS OF FUND BALANCE Following is a summary of reserved and designated fund balances at lune 30, 1991 (in thousands): Special Debt Capital General Revenue Service Projects Fiduciary I Fund Funds Funds Funds Funds Total Reserved liar. Encumbrances $ 10,119 8.697 684 19,5(x) Inventories 1,217 1.217 Debt service 3,890 3.800 Prepaid items and deposits 5,227 1,478 9 6.714 Advances to other funds 2,137 3,020 5,157 Employee retirement benefits 745.492 745,492 Total $ 1 x_7txa _13.195 3.99( _b93 745-49 7�L9D Designated for: Equipment replacement $ 4,814 2,(X)7 6,821 .Trial Court Funding Agreement 495 495 Authorized expenditures 2125 2,325 Total $ 2" 2.00 9.641 10. ADJUSTMENTS TO FUND BALANCES The General Fund had a $28,058 prior period adjustment of an asset transferred to the Road Fund. Flood Control Special Revenue Funds had a $710,600 fund balance adjustment resulting from reclassifying notes from current liabilities to long—term debt. The Redevelopment Agency Capital Projects Fund had a $633,132 adjustment resulting from forgiveness of a note to the Pleasant Hill—BART District with which it merged. The Employee Fitness Center Enterprise Fund had a $2,517 adjustment to fixed assets. The Pension Trust Fund had a $415,000 write down for adjustments of prior years, Reporting of the Pension Trust Fund was changed from a fiscal year to a calendar year basis. This resulted 25 1 1 COUNTY OF CONTRA COSTA NOTES TO FINANCIAL STATEMENT'S in a restatement of fund balance from $714,868,000 as of June 30, 1990 to $692,034,000 as of December 31, 1989, a difference of$22,834,000. 11. DEFICIT FUND BALANCES The Employee Fitness Center enterprise fund had deficit retained earnings of approximately 562,000 resulting from operations. This deficit will be funded by user charges resulting from increased mcmbcrship. The internal,service fund for Employee Dental Insurance had an operating deficit of 5416,0()). This deficit is expected to be funded by increased premiums. The West County Jail Capital Project Fund had a deficit fund balance of$2.0 million. This deficit will be covered by future transfers from the General Fund and other funding sources. The Automotive Liability and Public Liability Insurance internal service funds had deficit balances of $976,000 and $2,196,000 respectively, resulting from estimating claims liabilities to reflect the methodology used by the insurance industry. These funds will receive sufficient funding from investment earnings and from operating funds to cover disbursements during the years when they become payable. 12. CONTRIBUTED CAPITAL CHANGES The contributed capital of the enterprise funds changed as follows (in thousands): Health County Maintenance Airoon liospital Ori ization Total Balance as of July 1, 1990 $ 8,809 7,850 Sb 16,749 i Federal and state construction grants . 3,108 3,108 Transfer between funds (921) 921 i Transfer of fixed assets (to) and from General Fund (316) 0-U (327) Balance as of June 30, 1991 $ _11 1 _6-613_ Lao- 19530 26 COUNTY OF CONTRA COSTA NOTES TO FINANCIAL STA'T'EMENTS 13. SEGMENT INFORMATION FOR ENTERPRISE FUNDS Financial data for the enterprise funds for the year ended June 30, 1991 are as follows (in thousands): Employee Health Fitness County Maintenance A Center Hospital Organization Total Operating revenues $ 443 168 74,541 25,723 100,875 Operating expenses (other than depreciation) 1,587 202 94,187 32,017 127,993 Depreciation and amortization 148 9 1.888 27 2.072 Operating loss (1,292) (43) (21.534) (6,321) (29,190) Non-operating revenues, net 1,346 9 156 139 1,650 Operating transfers in — — 20.373 6.182 26.555 Net income (loss) $ 54 (34) (11005) ( 985) Fixed assets: Additions $ 3,553 2,411 10 5,974 Deletions 10 1,094 12 1,116 Net working capital 70 (78) 4,979 1,071 6.042 Total assets 13,925 84 37,427 5,869 57,305 Capital lease obligations 57 2,771 38 2,866 Total equity (deficit) 12,080 (62) 11,148 1,110 24,276 The County pays a subsidy to the Hospital and Health Maintenance Organization Enterprise Funds to provide resources for operating costs which are in excess of operating revenues. Subsidies for the last three years are as follows (in thousands): Year Ended June 30. Total Subsidy 1989 $ 21,920 1990 24,448 1991 26.555 27 COUNTY OF CONTRA COSTA NOTES TO FINANCIAL STATEMENTS 14. DEFERRED COMPENSATION PLAN The County offers its employees a deferred compensation plan created in accordance with Internal Revenue Code Section 457. The plan, available to all County employees, permits them to defer a portion of their salary until future years. The deferred compensation is not available to employees until termination, retirement, death, or unforseen emergency. All amounts of compensation deferred under the plan, all property and rights purchased with those amounts. and all income attributable to those amounts, property, or rights arc (until paid or made available to the employee or other beneficiary) solely the property and rights of the County (without being restricted to the provisions of benefits under the plan), subject only to the claims of the County's general creditors. Participants' rights under the plan are equal to those of general creditors of the County in an amount equal to the fair market value of the deferred account for each participant. It is the opinion of the County's legal counsel that the County has no liability for losses under the plan but does have the duty of due care that would be required of an ordinary prudent investor. County management believes that it is unlikely that the County will use the assets to satisfy the claims of general creditors in the future. As of June 30, 1991, the assets of the plan, recorded in an agency fund at their fair market value. amounted to $38,102,000. 15. MORTGAGE REVENUE BONDS Home mortgage revenue bonds have been issued to provide mortgage loans secured by first trust deeds on newly consuuctcd and existing residences. The program provides low interest rate mortgage loans to persons unable to qualify for conventional mortgages at market rates. The original issue amounts for the program have been as follows: Year Original Issue 1982 $ 62,400,000 1983 37,100,000 1984 57,562,609 1985 58,999,782 1987 35,920,000 1988 72,000,000 1989 44,960,000 28 COUNTY OF CONTRA COSTA NOTES TO FINANCIAL STATEMENTS The bonds do not constitute an indebtedness of the County. The bonds arc payable solely from payments made on and secured by a pledge of the acquired mortgage loans and certain funds and other monies held for the benefit of the bondholders pursuant to the bond indentures. Thesc bonds are not payable from any revenues or assets of the County, and neither the full faith and credit nor the taxing authority of the County, the State, or any political subdivision thereof is obligated to the payment of the principal or interest on the bonds. Accordingly, no liability has been recorded in the general long—term obligations account group. 16. COMMITMENTS AND CONTINGENCIES A. Grants The County participates in a number of Federal and State grant programs subject to financial and compliance audit by the grantors or their representatives. Audits of certain grant programs including the year ended lune 30. 1991 have not yet been conducted. Accordingly, the County's compliance with applicable"grant requirements will be established at some future date. The amount, if any, of expenditures which may be disallowed by the granting agencies cannot be determined at this time. The County believes that such disallowances, if any, would not have a material effect on the combined statements. B. Self Insurance The County is self—insured for claims relating to public liability (excluding the airport, which is insured), automobile accidents, medical malpractice, and unemployment. The County is also self insured for claims related to workers' compensation but minimizes risk by purchasing coverage for liabilities in excess of$500,000 per occurrence. In addition, the County is self—insured for costs of its employees' dental program, it's management employees' long—term disability program, and for a medical plan which is offered to employees as an alternative to third party medical coverage. Internal service funds arc used to account for the County's self—insurance activities. It is the County's policy to provide in each fiscal year, by charges to affected operating funds. amounts sufficient to cover the estimated charges for self—insured claims. Charges to operating funds are recorded as expenditures of such funds and revenues of the internal service funds. Accruals and payments of claims are recorded in the internal service funds. Claims incurred but not reported have been accrued. 29 COUNTY OF CONTRA COSTA NOTES TO FINANCIAL. STATEMENTS C. Health Insurance Health care benefits for active and retired employees are jointly financed by the beneficiaries and by the County. Employees have a choice of participation in three medical plans: Kaiser Permanente, a private health maintenance organization (HMO); the First Choice Health Plan, a County self—insured plan. and the Contra Costa Health Plan (CCHP),operated by the County Medical Services Department. The County subvents all but a penny of the total premium for members of the CCHP. A dental plan is also offered to all employees. The County's contribution to health and dental plans during 1990-91 for active employees was $21,857,000. The County's liability for health care benefits is limited to its annual contribution. i i D. Post—Employment Benefits In addition to providing retirement benefits as described in Note 17;below, retired employees arc allowed to continue participation in the medical and dental plans described above. As of June 30. 1991, there were 2,563 retired employees participating in the health, plans, and the County contributed $5,967,000 toward payment of the premiums. The cost of retiree health care is recognized when the County makes its contribution. i I E. Property Taxation i i Pacific Bell has challenged the property assessment practices of the State Board of Equalization in producing the Utility Tax Roll. This challenge has implications for every taxing agency in the State, and every effort is being made to negotiate a settlement. County management believes that any settlement would be prospective in its application, and that if there were to be a liability for past assessments, it would be spread over a number of years in the future. As of June 30, 1991, it is not possible to reasonably estimate the ultimate outcome of the pending litigation. Management believes that any resulting liability would not have a material adverse effect bn the County's combined financial position. j I ,I 30 i COUNTY OF CONTRA COSTA NOTES TO FINANCIAL STATEMENTS 17. EMPLOYEE RETIREMENT SYSTEM A. Plan Description and Provisions The Contra Costa County Employees' Retirement System is a cost—sharing multiple—employer defined benefit pension plan governed by the County Employees' Retirement Law of 1937, as amended. The plan covers substantially all of the employees of the County and fourteen other member agencies. The total membership of 11,850 is divided among general and safety members, and retired members as follows: Retirees and beneficiaries currently receiving benefits 3,718 Terminated employees entitled to benefits but not yet receiving them 470 Active members with vested benefits 4,721 Active members without vested benefits 2.941 Total membership i l_M The plan provides for retirement, disability, death, and survivor benefits. Annual cost—of—living (C.O.L.) adjustments to retirement allowances can be granted by the Retirement Board as provided by State statutes. Service retirements are based on age, length of service and fatal average salary.. Subject to vested status, employees can withdraw contributions plus interest credited or leave them as a, deferred retirement when they terminate or transfer to a reciprocal retirement system. Specific provisions are as follows: General Membership This membership is divided into two tiers. Tier II includes all employees who became members after August 1, 1980, and those Tier I members who elected to transfer to Tier Il. Tier II members contribute less and receive lower benefits than the Tier I members. All members may elect service retirement at age 50.with 10 years of service or with 30 years of service regardless of age. Disability retirement may be granted as service-connected with no years of employment required, or, for members prior to August 1, 1980, non—service—connected with five years of service credit required. The definition of disability is stricter for Tier II than for Tier I. The retirement benefit is based on a one year(three for Tier II) final average salary. 31 I COUNTY OF CONTRA COSTA NOTES TO FINANCIAL STATEMENTS i Safety Membership I This membership covers all members who are in active law enforcement, active fire suppression work or certain other "safety" classifications as designated by the Retirement Board. Members may elect service retirement at age 50 with 10 years of service, or with 20 ;years of service regardless of age. Disability retirements may be granted as service-connected with no years of employment required or non—service—connected with five years of service credit required. The retirement benefit is based on a one year final average salary. i B. Funding Status and Progress The amount shown below as "pension benefit obligation" is a standardized disclosure measure of the present value of pension benefits, adjusted for the effects of projected salary increases and any step— rate benefits, estimated to be payable in the future as a result of employee service to date. The measure is intended to help users assess the funding status of the system on a going—concern basis, assess progress made in accumulating sufficient assets to pay benefits when due, and make comparisons among employers. The measure is the ratio of assets available to pay benefits to the actuarial present. value of credited projected benefits and is independent of the funding method used to determine contributions to the system. i The pension benefit obligation was computed as part of an actuarial!evaluation performed as of December 31, 1990. Significant actuarial assumptions used in the valuation include (a) a rate of retum on the investment of present and future assets of 8.25 percent per year, (b)projected salary increases of 5.5 percent per year compounded annually, attributable to inflation, (c) additional projected salary increases of 1 percent per year, attributable to longevity and merit, and (d) post—retirement benefit increases of 3 percent for Tier I and Safety and 4 percent for Tier II attributable to inflation as measured by the Consumer Price Index. The 1983 Group Annuity Mortality tables arc used as part of the assumptions for actuarial valuation for service retirements, and the 1981 Disability Mortality table for valuation for disability retirements. Total unfunded pension benefit obligation applicable to the system's employees was $378.8 million at December 31, 1990, as follows (in millions): i I 1 I r 32 i COUNTY OF CONTRA COSTA NOTES TO FINANCIAL STATEMENTS pension benefit obligation: Retirees and beneficiaries currently receiving benefits and terminated employees not yet receiving benefits $ 502.7 Current employees: Accumulated employee contributions including allocated investment income 137.3 Employer-financed vested 434.6 Employer-financed nonvested 43.4 Other reserves (post-retirement death benefit and C.O.L. supplement) 2.1 Total pension benefit obligation 1,120.1 Net assets available for benefits at cost (market value is $768.5 million) 741.3 Unfunded pension benefit obligation $ 37R_R C. Contributions Required and Contributions Made New contribution rates based on the actuarial study of January 1. 1990, became effective July 1, 1990. The employer rates were calculated on the alternate funding method permitted by Section 31453.5 of the Government Code. The "entry age normal funding" method is used to calculate the rate required to provide all the benefits promised to a new member. Unfunded costs resulting from this calculation arc amortized over 20.5 years from the January 1, 1990 valuation date. The significant actuarial assumptions used to compute the actuarially determined contribution requirements are the same as those used to compute the pension benefit obligation as described in "Funding Status and Progress". Total payroll for all employers participating in the plan was $292.8 million. The total payroll for the County was $269.0 million; of which $236.7 million was for County employees covered by the plan. Contributions for all participating agencies, totaling $50,842,941 for 1990, were made in accordance with actuarially determined contribution requirements determined through actuarial valuations performed at January 1. 1990 and January 1, 1989, and adopted by the Retirement Board. The County's contribution of$34,804.060 and the employees'contribution of$8.032,574 were 14.7% and 3.4% respectively of the $236.7 million covered payroll. The County's contribution was 85.6% of the $40,662,786 total contributions of all participating employers. These contributions consisted of normal costs (8.5 percent of current covered payroll) and amortization of the unfunded actuarial accrued 33 COUNTY OF CONTRA COSTA i i f NOTES TO FINANCIAL STATEMENTS liability (8.75 percent of current covered payroll). i The 1937 Act statutes require employees to pay 50% of the basic!retirement benefit (Tier II — 40% of Tier I rate) and 50% of future C.O.L. costs, with employers making up the balance of the basic and C.O.L. contributions needed. Pursuant to agreements reached during salary negotiations, the County generally pays 50% of employees' basic contributions. This amounted to $5,111,068 in 1990. I D. Historical Trends i Ten—year historical trend information designed to provide information about the system's progress made in accumulating sufficient assets to pay benefits when due is presented as statistical information. This .trend information is summarized for the three most recent calendars years as follows: 1988, L9 8-1) 1990 Ratio of net assets available for benefits to pension benefit obligation 67.8% 1 69.5% 66.2% Ratio of unfunded pension benefit obligation to annual covered payroll 121.9% 118.2% 129.410 i Ratio of employer contributions to annual covered payroll 12.2% i 13.6% 14.310 i 18. DEFEASANCE OF DEBT In prior years, the Public Facilities Corporation defeased certain lease revenue bonds and certificates of participation by placing the proceeds of the refunding obligations in an irrevocable trust to provide for all future debt service payments on the old obligations. Accordingly, the trust account assets and the related liabilities of the defeased obligations are not reflected in the County's financial position. At June 30, 1991, the amount of outstanding obligations considered defeased was $73,795,000. li I i i 34 COUNTY OF CONTRA COSTA NOTES TO FINANCIAL STA'T'EMENTS 19. SUBSEQUENT EVENTS 1991-92 Tax and Revenue Anticipation Notes On July 1, 1991, the County issued short—term tax and revenue anticipation notes of $75,000,WO. The notes bear interest at 4.75% and will mature July 30, 1992. 35 l i I E i li I l I I k [THIS PAGE INTENTIONALLY LEFT BLANK] i I i t i i i E s I i I i' l i i APPENDIX B SUMMARY OF CERTAIN PROVISIONS OF PRINCIPAL LEGAL DOCUMENTS The following summary discussion of selected features of the Site Lease, dated as of May 1, 1992 (the "Site Lease") , the Facility Lease, dated as of May 1, 1992 (the "Facility Lease") , the Assignment Agreement, dated as of May 1, 1992 (the "Assignment Agreement") , the Trust Agreement, dated as of May 1, 1992 (the "Trust Agreement") , and the Agency Agreement, dated as of May 1, 1992 (the "Agency Agreement") , are made subject to all of the provisions of such documents and to the discussions of such documents contained elsewhere in this Official Statement. This summary discussion does not purport to be a complete statement of said provisions, and prospective purchasers of the Certificates are referred to the complete texts of said documents, copies of which are available upon request from the office of the Superintendent. CERTAIN DEFINITIONS The following are definitions of certain of the terms used in this Official Statement. Certain capitalized terms used in the Official Statement are either defined elsewhere in the Official Statement or in the Facility Lease or Trust Agreement, to which reference is hereby made. Unless the context otherwise requires, the terms defined in this Official Statement will have the meanings defined herein, the following definitions to be equally applicable to both the singular and plural forms of any of the terms defined herein: "Accreted Interest" means, with respect to the Capital Appreciation Certificates, as of the date of calculation, the Accreted Value thereof minus Denominational Amount thereof. "Accreted Value" means, with respect to the Capital Appreciation Certificates, as of the date of calculation, the Denominational Amount thereof plus the interest accrued thereon to such date of calculation, compounded from the date of initial delivery at the interest rate thereof on each May and November 1, as determined in accordance with the Trust Agreement, assuming in any year that such Accreted Value increases in equal daily amounts on the basis of a year of 360 days composed of 12 months of 30 days each. "Additional Certificates" means additional series of certificates of participation executed and delivered under the Trust Agreement. "Additional Payments" means all amounts payable to the Corporation or the Trustee or any other person from the County as Additional Payments pursuant to the Facility Lease. "Agency Agreement" means that certain agency agreement by and between the Corporation and the County, dated as of May 1, 1992, and any duly authorized and executed amendment thereto. B-1 1 . I "Architects" means the architects, engineers or designers of Project Phase I listed on Exhibit C to the Facility Lease, the architects, engineers or designers of any Subsequent Phase : of the Project, and any successor or successors to any thereof. "Base Rental Payments" mean the base rentalpayments with interest components and principal components payable by the County under and pursuant to the Facility Lease. "Capital Appreciation Certificates" means Certificates the interest component of which is compounded semiannually on each Interest Payment Date to the Certificate Payment Date as specified in the accreted value table for such Certificates in the Trust Agreement or in a similar Exhibit to a Supplemental Trust Agreement. "Certificate of Completion" means a Certificate of the County certifying that any Phase of the Project has been completed, stating the date of such completion and stating that all of the Project Costs thereof and incidental expenses have been determined and paid (or that all of such costs and expenses have been paid less specified claims which are subject to dispute and for which a retention' in the Acquisition and Construction Fund is to be maintained in the full amount of such claims until such dispute is resolved) . i "Certificate of the Corporation" means an instrument in writing signed by the President or the Vice President 'or the Treasurer or the Assistant Treasurer or the Secretary or an Assistant Secretary of the Corporation, or by any other officer of the Corporation duly authorized by the Corporation in writing to the Trustee for 'that purpose. "Certificate of the County" means an instrument in writing signed by the County Administrator of the County or his designee, or by a Deputy County Administrator of the County, or by the Director of the Merrithew Memorial Hospital Replacement Project or the Supervising Architectural Engineer, or by any other officer of the County duly authorized by the Board of Supervisors of the County in writing to the Trustee for that purpose. "Certificate Payment Date" means, with respect to any Certificate, the November 1 designated therein, which is ithe date on which the principal component of the Base Rental Payments evidenced and represented thereby shall become due and payable. "Certificate Reserve Fund" means the Facility Lease Certificate Reserve Fund established pursuant to the Facility' Lease. i "Certificate Reserve Fund Requirement" means the sum of the portions of the Certificate Reserve Fund Requirement applicable to all Outstanding series of Certificates. The portion of the Certificate Reserve Fund Requirement applicable to the 1992 Certificates. is $10,665,418.75. The portion of the Certificate Reserve Fund Requirement applicable to each subsequent Outstanding series of Certificates is the least of (i) the maximum amount of Base Rental Payments remaining to be made by the County pursuant to the Facility Lease during any twelve-month period ending on B-2 November 1 and attributable to such subsequent series of Certificates, (ii) 1252 of the average of all such remaining annual Base Rental Payments, and (iii) 1OX of the proceeds derived from the sale of such subsequent series of Certificates; provided, however, that all or a part of such Certificate Reserve Fund Requirement may be provided by a policy of insurance issued by a municipal bond insurance company, obligations insured by which have a rating by . Moody's Investors Service and by Standard and Poor' s Corporation which is in one of the two top highest rating then issued by said rating agencies or by a Letter of Credit issued by a Qualified Bank. "Certificates" means the certificates of participation executed and delivered by the Trustee pursuant to the Trust Agreement and then Outstanding. "Code" means the Internal Revenue Code of 1986. "Contractors" means the construction contractor for Project Phase I, the construction contractors of any subsequent Phase of the Project and any successor or successors to any thereof. "Costs of Issuance" means all items of expense directly or indirectly payable by or reimbursable to the County or the Corporation and related to the authorization, execution and delivery of the Facility Lease, the Site Lease, the Assignment Agreement and the Trust Agreement and the related sale of the Certificates, including, but not limited to, costs of preparation and reproduction of documents, costs of rating agencies and costs to provide information required by rating agencies, filing and recording fees, initial fees and charges of the Trustee, legal fees and charges, fees and disbursements of consultants and professionals, fees and expenses of the underwriter of the Certificates, fees and charges for preparation, execution and safekeeping of the Certificates, fees of the Corporation and any other cost, charge or fee in connection with the original execution and delivery of the Certificates. "Current Interest Certificates" means Certificates the interest component of which is payable on each Interest Payment Date to the Certificate Payment Date specified for each such Certificate. "Demised Premises" means that certain real property situated in the County of Contra Costa, State of California, described in Exhibit A attached to the Facility Lease, together with any additional real property added thereto by any supplement or amendment to the Facility Lease; subject, however, to any conditions, reservations and easements of record or known to the County. "Denominational Amount" means, with respect to the Capital Appreciation Certificates, the initial offering price thereof, which represents the principal amount thereof, and, with respect to the Current Interest Certificates, the principal amount thereof. "Event of Default" shall have the meaning specified in the Trust Agreement and in the Facility Lease. B-3 ! i "Facility Lease" means that lease, entitled "Facility Lease (Merrithew Memorial Hospital Replacement Project) " and dated as of May 1, 1992, between the Corporation, as lessor, and the County as lessee, as originally executed and recorded or as it may', from time to time be supplemented, modified or amended pursuant to the provisions thereof and of the Trust Agreement. i "Interest Payment Date" means a date on which interest evidenced and represented by the Certificates becomes due and payable, being May 1 and November 1 of each year to which reference is made (commencing on November 1, 1992) . i "Letter of Credit" means an irrevocable and unconditional letter of credit, a standby purchase agreement, a line of credit or other similar credit arrangement issued by 'a Qualified Bank toprovide all or a portion of the Certificate Reserve Fund Requirement and submitted to and reviewed by Moody's Investors Service and Standard & Poor' s Corporation. "1992 Certificates" means the Certificates executed and delivered by the Trustee pursuant to the Trust Agreement and then Outstanding, the proceeds of which are for the acquisition and ',construction of Project Phase I. "1992 Purchaser" means Prudential Securities Incorporated as representative of the underwriters and purchasers of the 1992 Certificates. I "1992 Rebate Fund" means the fund by that 'name established in the Trust Agreement. I "Opinion of Counsel" means a written opinion of counsel of recognized national standing in the field of law relating to municipal bonds, appointed and paid by the County or the Corporation and satisfactory to and approved by the Trustee (who shall be under no liability by reason of such approval) . "Outstanding, " when used as of any particular time with reference to Certificates, means (subject to the provisions of the Trust Agreement pertaining to Certificates owned or held by or for the account of the County) all Certificates except -- (1) Certificates cancelled by the Trustee or delivered to the Trustee for cancellation; i i (2) Certificates paid or deemed to have been paid within the meaning of the defeasance section of the Trust Agreement; and (3) Certificates in lieu of or in substitution for which other Certificates shall have been executed and delivered by the Trustee. "Owner" means any person who is the registered owner of any Outstanding Certificate. B-4 i i "Payment Date" means that May 1 or November 1 during the period beginning November 1, 1992 and terminating on November 1, 2022 to which reference is made. "Permitted Investments" means any of the following to the extent then permitted by the laws of the State of California; (1) Direct and general obligations of the United States of America, or obligations that are unconditionally guaranteed as to principal and interest by the United States of America, including such obligations which have been stripped of their unmatured interest coupons (in the case of direct and general obligations of the United States of America) which evidence ownership of proportionate interests in future interest or principal payments of such obligations. Investments in such proportionate interests must be limited to circumstances wherein (a) a bank or trust company acts as custodian and holds the underlying United States obligations; (b) the owner of the investment is the real part in interest and has the right to proceed directly and individually against the obligor of the underlying United States obligations; and (c) the underlying United States obligations are held in a special account, segregated from the custodian's general assets, and are not available to satisfy any claim of the custodian, any person claiming through the custodian, or any person to whom the custodian may be obligated. The obligations described in this paragraph are hereinafter called the ."United States Obligations" ; (2) Obligations issued or guaranteed by the Federal National Mortgage Association or the following instrumentalities or agencies of the United States of America (the obligations described in this paragraph being called the "Federal Agency Obligations") : (a) Federal Home Loan Banks; (b) Government National Mortgage Association; (c) Farmers Home Administration; (d) Federal Home Loan Mortgage Corporation; (e) Federal Housing Administration; (f) Farm Credit Banks ' (Federal Land Banks, Federal Intermediate Credit Banks and Banks for Cooperatives) ; (g) Student Loan Marketing Association; and (h) Resolution Funding Corporation obligations consisting of the right to receive interest which has been separated from the right to receive principal; (3) Long-term obligations of any state or authority or local agency thereof and that are rated Aa or better by Moody's Investors Service and AA or better by Standard and Poor's Corporation, including bonds payable solely out of the B-5 I I I revenues from a revenue-producing property owned, controlled or operated by the County or any state or by a department, board, agency or authority', thereof; (4) Short-term obligations of any state !or authority or local agency thereof and that are rated in :one of the two highest rating categories assigned by Moody' s;! Investors Service and Standard and Poor's Corporation, including bonds payable solely out of the revenues from' a revenue-producing property, owned, controlled or operated by the County or a state or by a department, board, ' agency or authority thereof; (5) Interest-bearing demand or time deposits (including certificates of deposit) in a nationally or state-chartered bank, or state or federal savings ;and loan association, including the Trustee or any affiliate thereof, which are either (i) fully insured by the Federal Deposit Insurance Corporation, or (ii) issued by any national or state-chartered bank, or state or federal. savings and loan association whose interest-bearing demand or time deposits (including certificates of deposit) are rated at the time of their issuance at least Aa by Moody's Investors Service and at least AA by Standard & Poor's Corporation; (6) Investments in repurchase agreements, the maturities of which are thirty (30) days or less, entered into with financial institutions such as banks or trust companies organized under state law or national banking associations, insurance companies, or government bond dealers reporting to, trading with, and recognized as a primary dealer by, the Federal Reserve Bank of New York and a member of the Security Investors Protection Corporation (SIPC) or with a dealer or parent holding company, in each such case the debt of which is rated at least Aa or P-1 by Moody' s Investors Service and at least AA or A-1+ by Standard and Poor' s Corporation. Such repurchase agreements shall be collateralized by United States Obligations or Federal Agency Obligations the fair market value of which, together with the fair market value of the repurchase agreement securities, shall be maintained at � the collateralization levels required by Moody's Investors Service and Standard and Poor's Corporation (as certified to the Trustee by a Certificate of the County) , and the provisions of the repurchase agreement shall meet the following additional criteria: i (a) the Trustee (who shall not ;be the provider of the collateral) has possession of the United States Obligations or Federal Agency Obligations; I B-6 i (b) failure to maintain the requisite collateral levels will require the Trustee to liquidate the United States Obligations or Federal Agency Obligations immediately; (c) the Trustee has a perfected, first priority security interest in the United States Obligations or Federal Agency Obligations; and (d) the United States Obligations or Federal Agency Obligations are free and clear of third-party liens, and in the case of an SIPC broker, were not acquired pursuant to a repurchase or reverse repurchase agreement; (7) Pre-refunded municipal obligations rated Aaa by Moody's Investors Service and AAA by Standard and Poor' s Corporation and meeting the following conditions: (a) the municipal obligations are (i) not to be redeemed prior to maturity or the trustee has been given irrevocable instructions concerning their calling and redemption and (ii) the issuer has covenanted not to redeem such municipal obligations other than as set forth in such instructions; (b) the municipal obligations are secured by cash or United States Obligations that may be applied only to interest, principal, and premium payments of such municipal obligations; (c) the principal of interest on the United States Obligations (plus any cash in the escrow fund) are sufficient to meet the liabilities on the municipal obligations; (d) the United States Obligations serving as security for the municipal obligations are held by an escrow agent or trustee; and (e) the United States Obligations (plus any cash in the escrow fund) are not available to satisfy any other claims, including those against the trustee or escrow agent; (8) Prime commercial paper of ,a United States corporation, finance company or banking institution of the highest ranking or of the highest letter and numerical rating as provided for by Moody's Investors Service and Standard & Poor's Corporation; eligible paper is further limited to issuing corporations that are organized and operating within the United States and having total assets in excess B-7 i i of $500,000,000 and have an "A" or higher rating for the issuer's debt, other than commercial paper, if any, as provided for by Moody' s Investors', Service and Standard & Poor's Corporation; purchases of eligible commercial paper may not exceed 180 days maturity ;nor represent more than 101 of the outstanding paper of an 'issuing corporation; j (9) Shares of a diversified open-end management investment company (as defined in the Investment Company Act of 1940) or shares in a regulated investment company (as defined in Section 851(a) of the Code) that; is a money market fund (whose shares are registered under the Federal Securities Act of 1940) that has been rated in the highest rating category by Moody's Investors Service and AAAm, AAAm-g or AAm by Standard and Poor' s Corporation, investing in the securities and obligations as authorized by clauses (1) to (10) , inclusive, of this definition, and which comply with the investment restrictions of Articles 1 and 2 of Chapter 4 of Title 5 of the California Government Code (commencing with Section 53630) ; to be eligible for investment pursuant to this clause these companies shall either: (1) attain the highest ranking or the highest letter and numerical rating provided by not less than two of the three largest nationally recognized rating services, or (2) have an investment advisor registered with the Securities and Exchange Commission, if applicable, : with not less than five years experience investing in; the securities and obligations as authorized by clauses (1) through (4) , (6) through (10) and (11) , inclusive,, of this definition and with assets under management in excess 'of $500,000,000. The purchase price of shares of beneficial interests purchased pursuant to this clause shall not include any commission that these companies may" charge; i (10) Negotiable certificates of deposit secured at all times by United States Obligations or Federal Agency Obligations issued by a nationally or state-chartered bank or a state or federal association (as defined by Section 5102 of the California Financial Code) or by a state-licensed branch of a foreign bank, any of the above sof which are rated A or better by Standard & Poor's Corporation. and A or better by Moody's Investors Service; provided, that such collateral is at all times held by a third party and Certificate owners have a perfected first security interest in such collateral; (11) Shares in the California Arbitrage Management Trust, a California common law trust established pursuant to Title 1, Division 7, Chapter 5 of the Government Code of the State of California which invests exclusively in investments permitted by Section 53635 of Title 5, Division 2, Chapter 4 of the Government Code of the State of California, as it may be amended, B-8 (12) Investment in the Local Agency Investment Fund (as that term is defined in Section 16429.1 of the California Government Code, as such Section may be amended or recodified from time to time).; and (13) Any other investments which the County deems to be prudent investments and in which the County directs the Trustee to invest, provided that such investments are either: (i) rated AA or better by Standard & Poor's Corporation and Aa or better by Moody's Investor's Service at the time of such investment; or (ii) are issued by an entity the corporate debt of which is rated AA or better by Standard & Poor's Corporation and Aa or better by Moody's Investor's Service; or (iii) are issued by an insurance company with a claims paying rating of AA or better by Standard & Poor's Corporation and Aa or better by Moody's Investors Service. "Phase of the Project" means Project Phase I or such Subsequent Phase of the Project to which reference is made. "Project" means Project Phase I and all Subsequent Phases of the Project. "Project Costs" means all costs of acquisition and construction of the Project and of expenses incident thereto (or for making reimbursements to the Corporation or the County or any other person, firm or corporation for such costs theretofore paid by him or it) , including, but not limited to, architectural and engineering fees and expenses, interest during construction, furnishings and equipment, tests and inspection, surveys, land acquisition, insurance premiums, losses during construction not insured against because of deductible amounts, costs of accounting, feasibility, environmental and other reports, inspection costs, permit fees and charges and fees in connection with the foregoing. "Project Phase I" means those public facilities and buildings described in the Facility Lease, together with parking, site development, landscaping, utilities, fixtures, furnishings, equipment, improvements and appurtenant and related facilities, all to be acquired and constructed on the Demised Premises pursuant to the Facility Lease. "Qualified Bank" means a state or national bank or trust company or savings and loan association or a foreign bank with a domestic branch or agency which is organized and in good standing under the laws of the United States or any state thereof or any foreign country, which has a capital and surplus of $25,000,000 or more, which has an uncollateralized, unsecured short term debt rating by Moody's Investors Service of At least "P-1" and by Standard & Poor's Corporation of at least "A-1+ and which has an uncollate ralized, unsecured long-term debt rating by Moody's Investors Service of at least "Aa" and by Standard & Poor' s Corporation of at least "AA" at the time of issuance of the Letter of Credit. B-9 i "Rental Payments" means the Base Rental Payments. "Site Lease" means that lease, entitled ! 'site Lease (Merrithew Memorial Hospital Replacement Project) " and dated as of May 1, 1992, between the County, as lessor, and the Corporation, as lessee, as originally executed and recorded or as it may! from time to time be supplemented, modified or amended pursuant to the provisions thereof and of the Trust Agreement. "Subsequent Phase of the Project" means any and all public health care facilities and buildings, whether within or: without the County, and all additions, extensions or improvements thereto hereafter added to the Project and hereafter described by an amendment or supplement to the Facility Lease and by a Supplemental Trust Agreement. "Supplemental Reimbursement" means all supplemental Medi-Cal reimbursement received by the County pursuant to California Welfare and Institutions Code Section 14085.5, as such section may be amended from time to time. i "Supplemental Trust Agreement" means any supplement or amendment to the Trust Agreement hereafter duly authorized and entered into between the Corporation, the County and the Trustee in accordance with the provisions of the Trust Agreement. "Tax Certificate" means the certificate relating to Section 103 of the Code, executed by the County on the date of delivery of the Certificates to the Purchaser, as originally delivered and as it may be amended from time to time. "Trust Agreement" means the trust agreement dated as of May 1, 1992, by and among the Trustee, the Corporation and ithe County, pursuant to which the Trustee will execute and deliver the 1992 Certificates, as originally executed or as it may from time to time be supplemented, modified or amended by a Supplemental Trust Agreement entered into pursuant to the provisions of the Trust Agreement: "Trustee" means U.S. Trust Company of California, N.A. , a national banking corporation duly organized and existing ' under and by virtue of the laws of the United States of America, or any other bank or trust company which may at any time be substituted in -its place as provided in the Trust Agreement. "Written Request of the Corporation" means an instrument in writing signed by or on behalf of the Corporation by its President or a Vice President or its Treasurer or its Assistant Treasurer or its Secretary or an Assistant Secretary or by any other person (whether or not an officer of the Corporation) who is specifically authorized by resolution of the Board of Directors _of the Corporation to sign or execute such a document on its behalf. i B-10 i "Written Request of the County" means an instrument in writing signed by the County Administrator of the County or his designee, or by a Deputy County Administrator of the County, or by the Director of the Merrithew Hospital Replacement Project, or by any other officer of the County duly authorized by the Board of Supervisors of the County in writing to the Trustee for that purpose. SITE LEASE The Site Lease (Merrithew Memorial Hospital Replacement Project) , between the County and the Corporation, dated as of May 1, 1992, will be executed prior to the delivery of the 1992 Certificates. The County is the owner in fee of the Demised Premises underlying Project Phase I. Pursuant to the Site Lease, the County will lease the Demised Premises to the Corporation. The term of the Site Lease will commence on the date of recordation of the Site Lease in the office of the County Recorder of Contra Costa County, State of California, or on August 1, 1992, whichever is earlier, and will end on March 31, 2023 unless such term is extended or sooner terminated as hereinafter provided. If on March 31, 2023 the Certificates are not fully paid, or if the rental payable under the Facility Lease has been abated at any time and for any reason, then the term of the Site Lease will be extended until 10 days after the Certificates have been fully paid, except that the term of the Site Lease will in no event be extended beyond April 1, 2027. If prior to April 1, 2023 the Certificates are fully paid, the term of the Site Lease will end 10 days thereafter or 10 days after written notice by the County to the Corporation, whichever is earlier. The County covenants that it is the owner in fee of the Demised Premises, as described in Exhibit . A to the Site Lease. The County further covenants and agrees that if for any reason this covenant proves to be incorrect, the County will either institute eminent domain proceedings to condemn the property or institute a quiet title action to clarify the County' s title, and will diligently pursue such action to completion. The County further covenants and agrees that it will hold the Corporation harmless from any loss, cost or damages resulting from any breach by the County of the covenants contained in this paragraph. FACILITY LEASE The Facility Lease (Merrithew Memorial Hospital Replacement Project) , between the Corporation and the County, dated as of May 1, 1992, will be . executed prior to the delivery of the 1992 Certificates. Design, Approval and Construction of Project Phase I The County retained the Architect to prepare the plans and specifications for Project Phase I and agrees to comply with all State approval, environmental and construction permit requirements applicable to the design and construction thereof. The County further agrees to B-11 ! F i obtain in the name of the Corporation competitive bids for the construction of Project Phase I, and to enter into, on behalf of the Corporation, a construction contract shall require the Contractors to complete construction by.February 1, 1998. The Corporation and the County agree that Project Phase I will be constructed in accordance with the plans and specifications prepared and to be prepared by the Architects and approved and to be approved by the County. The Corporation and the County further agree that Project Phase I will be substantially completed in accordance with said plans and specifications within the time limits to be� set forth in said construction contracts. The County agrees that upon substantial completion of Project Phase I, it will take possession of and occupy Project: Phase I under the terms and provisions of the Facility Lease. Such substantial completion shall be evidenced either by a certificate of the Architects or by the occupancy by the County of Project Phase I. The, time within which the Contractors are required to complete Project Phase I will be extended for a period equal to any extensions of time to which the Contractors are entitled under the construction contracts (except extensions resulting from acts of the Corporation) and any delays in ', construction resulting from other causes and events not within the reasonable control of the Contractors or of the Corporation. The County may request the Corporation to; issue change orders altering the construction contract plans and specifications during the course of construction, if such changes do not' materially reduce or diminish the capacity, adaptability or usefulness of Project Phase I, and the Corporation agrees to cooperate fully with the County to cause such change orders to be implemented. Before the Corporation issues any such change orders which, together with all other !; change orders, would increase the aggregate cost of construction of Project Phase I above the moneys available for such purpose in the Acquisition and Construction Fund, or delay completion of Project Phase I beyond; February 1, 1998, the County will arrange with the Corporation to pay the increased cost resulting from such change orders, or to pay the Base Rental Payments to become due and payable after February 1, 1998 until such time as Project Phase I is scheduled to be completed, and, if required 'by the Corporation or by the terms of the Trust Agreement, shall deposit funds sufficient to pay such increased cost or such Base Rental Payments, as the case may be, with the Trustee. Changes to the Project The County has the right, at its own expense, jto remodel the Project or to make additions, modifications and improvements to the Project and the Demised Premises. All such additions, modifications and improvements will thereafter comprise part of the Project and the Demised Premises and be subject to the provisions of the Facility Lease. Such additions, modifications and improvements will not in any way !dama.ge the Project or cause it to be used for purposes other than those authorized under the provisions of state and federal law; and the Project, upon completion of B-12 any additions, modifications and improvements made pursuant to the Facility Lease will be of a value which is at least equal to the value of the Project immediately prior to the making of such additions, modifications and improvements. Installation of County's Equipment The County and any sublessee may at any time and from time to time, in its sole discretion and at its own expense, install or permit to be installed other items of equipment or other personal property in or upon the Project and the Demised Premises. All such items will remain the sole property of such party, in which neither the Corporation nor the Trustee will have any interest, and may be modified or removed by such party at any time provided that such party will repair and restore any and all-damage to the Project resulting from the installation, modification or removal of any such items. Nothing in the Facility Lease will prevent the County from purchasing items to be installed pursuant to the Facility Lease under a conditional sale or lease purchase contract, or subject to a vendor' s lien or security agreement as security for the unpaid portion of the purchase price thereof, provided that no such lien or security interest will attach to any part of the Project or Demised Premises. Commencement of Lease Term as to Project; Occupancy The term of the Facility Lease will commence on the date of recordation of the Facility Lease in the office of the County Recorder of Contra Costa County, State of California, or on August 1, 1992, whichever is earlier, and will end on March 31, 2023, unless such term is extended or sooner terminated as hereinafter provided. If on March 31, 2023, the Certificates are not fully paid, or if the rental payable under the Facility Lease has been abated at any time and for any reason, then the term of the Facility Lease shall be extended until 10 days after all Certificates are fully paid, except that the term of the Facility Lease will in no event be extended beyond April 1, 2027. If prior to April 1, 2023, all Certificates are fully paid, the term of the Facility Lease will end 10 days thereafter or 10 days after written notice by the County to the Corporation, whichever is earlier. It is contemplated that the County will take possession of Project Phase I on or before April 1, 1998. If Project Phase I is substantially completed before April 1, 1998, the County may take possession of Project Phase I upon such substantial completion. If the Corporation, for any reason whatsoever, cannot deliver possession of Project Phase I to the County by April 1, 1998, the Facility Lease will not be void or voidable, nor will the Corporation be liable to the County for any loss or damage resulting therefrom; but in that event the rent payable under the Facility Lease will be abated proportionately, in the proportion which the construction cost of the partor parts of Project Phase I not yet delivered to the County bears to the construction cost of the entire Project, with respect to the period between April 1, 1998 and the time when the Corporation delivers possession, except that amounts held by the B-13 Trustee in the Lease Fund or in the Certificate Reserve Fund or otherwise available to the Trustee for payments in respect of the Certificates will not be subject to abatement. Lease Fund In consideration for the agreements and covenants of the County in the Facility Lease, upon the sale and delivery of the 1992 Certificates a sum (which will include the amount of accrued !interest received by the Trustee upon the sale of the Certificates) equal to the Base Rental Payments due from the County to the Corporation from November 1, 1992 to and including November 1, 1997 and attributable to the months of November and December 1997, and January 1998, will be paid directly to the Trustee for deposit in the Lease Fund. The Trustee will maintain the Lease Fund and apply the moneys on deposit therein for paymentof the Base Rental Payments due from the County on November 1„ 19512 to and including November 1, 1997, and for payment of a portion of the Base Rental Payments due from the County on May 1, 1998,' as shown in the Rental Payment Schedule attached to the Facility Lease. On such date as no funds remain in the Lease Fund, the Lease Fund Will be closed. On May 1 and November 1 of each year, the Trustee will ;transfer any earnings on investments of money in the Lease Fund to the Acquisition and Construction Fund. Certificate Reserve Fund In further consideration for the agreements and covenants of the County in the Facility Lease, the Corporation further agrees to pay to the County upon the sale and delivery of the 1992 Certificates a sum equal to the Certificate Reserve Fund Requirement for deposit with the Trustee in the Certificate Reserve Fund. If on .May 1 or November 1 of any year the amount in the Certificate Reserve Fund exceeds the Certificate Reserve Fund Requirement, the Trustee, if the County is not then in default under the Facility Lease and if the Corporation and the County are not then in default under the Trust , Agreement, will pay the amount of such excess to the County, unless any portion of such excess is needed to increase the balance in the Trust Administration Fund established pursuant to the Trust Agreement to the amount required to be on deposit in said fund, in which event the Trustee will transfer such portion to the Trust Administration Fund, or if' sucla May or November is prior to the date of receipt by the Trustee of a Certificate of the County stating that the construction of the relevant Phase of the Project has been completed, in which event the Trustee will transfer such portion to the Acquisition and Construction Fund established pursuant to the Trust Agreement. Except for such withdrawals, the County agrees that the Trustee shall apply the moneys on deposit in the Certificate Reserve Fund solely for the payment of Base Rental Payments' due and payable by the County if and when rental is abated in accordance with the Facility Lease or when other moneys of the County are not othrwise available to make such Base Rental Payments. Supplemental Reimbursement Account In consideration for the agreements and covenants of the Corporation in the Facility Lease, the County hereby agrees to establish and maintain B-14 a special account, to be held by the County, known as the "Facility Lease (Merrithew Memorial Hospital Replacement Project) Supplemental Reimbursement Account" (the "Supplemental Reimbursement Account") and the County agrees and covenants that all Supplemental Reimbursement received by it shall be deposited when and as received in the Supplemental Reimbursement Account, and all money on deposit in such account, including earnings thereon, will be applied only to the payment of Base Rental Payments for Project Phase I due and payable by the County. Pursuant to California Welfare and Institutions Code Section 14085.5, the County pledges in the Facility Lease that Supplemental Reimbursements will be used for the payment of Base Rental Payments, and the County incorporates into the Facility Lease the agreement with the State made pursuant to California Welfare and Institutions Code Section 14085.5(b) (5) . In addition, the County pledges and grants a lien on and security interest in the Supplemental Reimbursement Account to the Corporation in order to secure the County' s obligation to pay the Base Rental Payments for Project Phase I as provided in the Facility Lease. Investments Upon the Written Request of the County any moneys held by the Trustee in the Lease Fund will be invested by the Trustee in Permitted Investments, as set forth in the Trust Agreement, which will mature on or before the date when such funds are needed for expenditure from such fund. Upon the Written Request of the County any moneys held by the Trustee in the Certificate Reserve Fund will be invested by the Trustee in Permitted Investments which will mature on or before the date of the last scheduled Base Rental Payment. If no such Written Request is filed with the Trustee, the Trustee shall invest such moneys in Permitted Investments described in clauses (1) and (9) of the definition thereof. Rental Payments Base Rental Payments The County agrees to pay to the Corporation, as Base Rental Payments for the use and occupancy of the Project and the Demised Premises (subject to the provisions of the Facility Lease) annual rental payments with principal, Accreted Interest and interest components, the interest components being payable semi-annually, in accordance with the Rental Payment Schedule attached to the Facility Lease. Base Rental Payments will be calculated on an annual basis, for the twelve-month periods commencing on April 1 and ending on March 31, and each annual Base Rental Payment will be divided into two interest components, payable on April 15 and October 15 of each rental payment period, and one principal component, payable on October 15 of each rental payment period (commencing on October 15, 1998) , except that the first Base Rental Payment period will commence on the date of recordation of the Facility Lease or a memorandum thereof in the office of the County Recorder of Contra Costa County and will end on March 31, 1993, and the first annual payment of Base Rental will consist of one interest component, payable on October 15, 1992. Each Base Rental Payment will be payable on the 15th day of the month immediately preceding its due date and any interest or other income with respect thereto accruing prior to such due date will belong to the County and will be returned by the B-15 I Corporation to the County on May 1 and November 1 of each year. The interest components, including Accreted Interest components, of the Base Rental Payments will be paid by the County asIand constitute interest paid on the principal components of the Base Rental Payments to be paid by the County under the Facility Lease, computed on the basis of a 360-day year composed of twelve 30-day months. ; Each annual payment of Base Rental will be for the use of the Demised Premises and the Project following completion of construction thereof for the twelve-month period commencing on April 1 of the period in which such installments are payable. If the term of the Facility Lease has been -extended, Base Rental Payment installments will continue to be due and payable on May 1 and November 1 in each year, and payable prior thereto, continuing to and including the date of termination of the Facility Lease. Upon such extension of the Facility Lease, the County willldeliver to the Trustee a Certificate setting forth the extended rental ;payment schedule, which schedule will establish the principal, Accreted Interest and interest components of the Base Rental Payments so that 'the principal components will in the aggregate be sufficient to pay a7.1 unpaid principal components and Accreted Interest components with interest components sufficient to pay all unpaid interest components plus interest on the extended principal and Accreted Interest components at a rate equal to the rate of interest on the principal component of the Base Rental payable on November 1, 2022. If at any time the Base Rental under the Facility Lease has not been paid by the Country, for any reason whatsoever, and no other source of funds is available to make the payments of principal, Accreted Interest and interest represented by the Certificates to the persons entitled to receive such payments, the principal, Accreted Interest and interest components of the Base Rental will be recalculated by the County to reflect ' interest on the unpaid principal and Accreted Interest components at the rage or rates specified in the Trust Agreement, and a revised rental payment: schedule, attached to the Facility Lease as Exhibit B, will be prepared by the County and supplied to the Corporation and the Trustee reflecting such reallocation. The County agrees that all Base Rental Payments for Project Phase I will be paid by the County first! from amounts on deposit in the Supplemental Reimbursement Account and then from other lawfully available funds of the County. ! Additional Payments The County will also pay such amounts (herein called the "Additional Payments") as will be required by the Corporation for the payment of all costs and expenses incurred by the Corporation in connection with the execution, performance or enforcement of the Facility Lease or any assignment thereof, the Trust Agreement, its interest in the Demised Premises and the lease of the Demised Premises and the Project to the County, including but not limited to payment of all fees, costs and expenses and all administrative costs of the Corporation related to the Demised Premises and the Project, including �sala.ries and wages of employees, all expenses, compensation and indemnification of the Trustee payable by the Corporation under the Trust Agreement_-, fees of auditors, accountants, attorneys or architects, and � all other necessary administrative costs of the Corporation or charges required to be paid by it in order to maintain its existence or to comply with the terms of the Certificates or of the Trust Agreement; but not' including in Additional B-16 Payments amounts. required to pay the principal, Accreted Interest or interest represented by the Certificates. Additional Payments will be billed to the County by the Corporation or the Trustee on behalf of the Corporation from time to time. The Corporation has issued and may in the future issue bonds and has entered into and may in the future enter into leases to finance facilities other than the Demised Premises and the Project. The administrative costs of the Corporation will be allocated among such facilities and the Project. Fair Rental Value Base Rental Payments for each rental period during the term of the Facility Lease will constitute the total rental for said rental period and will be paid by the County in each. rental payment period for and in consideration of the right of use and occupancy of, and continued quiet use and enjoyment of, the Demised Premises and, following completion of construction, each Phase of 'the Project during each such period for which said rental is to be paid. The parties hereto have agreed and determined that such total rental payable for each twelve-month period beginning March 1 represents the fair rental value of the Demised Premises and the Project for each such period. Abatement of Rental Except to the extent of amounts held by the Trustee in the Lease Fund or in the Certificate Reserve Fund or otherwise available to the Trustee for payments in respect of the Certificates, the Base Rental Payments will be abated proportionately during any period in which by reason of any damage or destruction (other than by condemnation which is provided for in the Facility Lease) there is substantial interference with the use and occupancy of the Demised Premises and the Project by the County, in the proportion in which the initial cost of that portion of the Demised Premises and the Project rendered unusable bears to the initial cost of the whole of the Demised Premises and the Project. Such abatement will continue for the period commencing with such damage or destruction and ending with the substantial completion of the work of repair or reconstruction. In the event of any such damage or destruction, the Facility Lease will continue in full force and effect and the County waives any right to terminate the Facility Lease by virtue of any such damage or destruction. Agnlication of Payments All rental payments received will be applied first to the interest components of the Base Rental Payments due under the Facility Lease, then to the principal and Accreted Interest components of the Base Rental Payments due under the Facility Lease and thereafter to all Additional Payments due under the Facility Lease, but no such application of any payments which are less than the total payment due and owing will be deemed a waiver of any default under the Facility Lease. B-17 I Payments to be Unconditional i The County will make all rental .payments when due without deduction or offset of any kind and will not withhold rental payments pending final resolution of any dispute with the Corporation . In the event of a determination that the County was not liable for said rental payments or any portion thereof, said payments or excess of payments, as the case may be, will be credited against subsequent rental payments due under the Lease or be refunded at the time of such determination. Any installment of rental accruing under the Facility Lease which has not been paid when due will bear interest at the rate of 12Z per annum, or such lesser rate of interest as may be permitted by law, from the date when the same is due until the same has been paid. Appropriations Covenant I The County covenants to take such action 'as may be necessary to include all such Base Rental Payments and Additional Payments due under the Facility Lease in its annual budgets, to make the necessary annual appropriations for all such Base Rental Payments and Additional Payments. The County will deliver to the Corporation and the Trustee within 60 days of adoption of the County budget it Certificate of the County Stating that the budget as adopted appropriates all moneys necessary for the payment of Base Rental Payments and Additional Payments under the Facility Lease. The Corporation and the County understand and intend that the obligation of the County to pay Base Rental iPayments and Additional Payments under the Facility Lease constitute it current expense of the County and will not' in any way be construed to be a debt of the County in contravention of any applicable constitutional ; or statutory limitation requirement concerning the creation of indebtedness by the County, nor will anything contained in the Facility Lease constitute a pledge of the general tax revenues, funds or moneys of the County. Base Rental Payments and Additional Payments due under the Facility Lease will be payable only from current funds which are budgeted and appropriated or on deposit in the Lease Fund or Certificate Reserve Fund or otherwise legally available for the purpose of paying Base Rental Payments and Additional Payments or other payments . due under the Facility Lease as consideration for use of the Project. The Facility Lease will not create an immediate indebtedness for any aggregate payments which may become due under the Facility Lease in the event that the term of the Facility Lease is continued. The County has not pledged the full faith and credit of the County, the State of California or any agency o:r department thereof to the payment of the Base Rental Payments and Additional Payments or any other payments due under the Facility Lease. j Maintenance Utilities Taxes and Assessments During such time as the County is in possession of the Demised Premises and the Project, all maintenance and repair, both ordinary and extraordinary, of the Project will be the responsibility of the County. The County will pay for or otherwise arrange !for the payment of all i B-16 rk utility services supplied to the'"'Project and will pay for or otherwise arrange for the payment of the costs of the repair and replacement of the Project resulting from ordinary wear and tear or want of care on the part of the County or any assignee or sublessee or any other cause and will pay for or otherwise arrange for the payment of all insurance policies required to be maintained with respect to the Project. The County will pay or cause to be paid all taxes and assessments of any type or nature charged to the Corporation or affecting the Project and the Demised Premises or the respective interests or estates therein; provided that with respect to special assessments or other governmental charges that may lawfully be paid in installments over a period of years, the County will be obligated to pay only such installments as are required to be paid during the term of the Facility Lease as and when the same become due. The County will also pay directly such amounts, if any, in each year as will be required by the Corporation for the payment of all license and registration fees and all taxes (including, without limitation, income, excise, license, franchise, capital stock, recording, sales, use, value-added, property, occupational, excess profits and stamp taxes) , levies, imposts, duties, charges, withholdings, assessments and governmental charges of any nature whatsoever, together with any additions to tax, penalties, fines or interest thereon, including, without limitation, penalties, fines or interest arising out of any delay or failure by the County to pay any of the foregoing or failure to file or furnish to the Corporation or the Trustee for filing in a timely manner any returns, hereinafter levied or imposed against the Corporation or the Project, the rentals and other payments required under the Facility Lease or any parts thereof or interests of the County or the Corporation or the Trustee therein by any governmental authority. Insurance The County shall procure or cause to be procured and maintain or cause to be maintained, throughout the term of the Lease, insurance against loss or damage to any structures constituting any part of the Project by fire and lightning, with extended coverage insurance, vandalism and malicious mischief insurance and sprinkler system leakage insurance. Extended coverage insurance shall, as nearly as practicable, cover loss or damage by explosion, windstorm, riot, aircraft, vehicle damage, smoke and such other hazards as are normally covered by such insurance. Such insurance shall be in an amount equal to the replacement cost (without deduction for depreciation) of all structures constituting any part of the Project, excluding the cost of excavations, of grading and filling, and of the land (except that such insurance may be subject to deductible clauses for any one loss of not to exceed $5,000) , or, in the alternative, shall be in an amount and in a form sufficient (together with . moneys in the Certificate Reserve Fund) , in the event of total or partial loss, to enable all Certificates then Outstanding to be prepaid. B-19 i Except as provided in the Facility Lease, the County will procure or cause to be procured and maintain or cause to be maintained, throughout the term of the Facility Lease (but during the period of construction of any Phase of the Project only if such insurance ;is not provided by a contractor under a construction contract), a standard comprehensive general liability insurance policy or policies in protection of the Corporation, and its members, directors, officers,' agents and employees and the Trustee, indemnifying said parties against all direct or contingent loss or liability for damages for personal injury, death or property damage occasioned by reason of the operation of the Project, with minimum liability limits of $1,000,000 for personal injury or death of each person and $3,000,000 for personal injury or deaths of two or more persons in each accident or event, and in ' a minimum amount of $200,000 for damage to property resulting from each accident or event. Such public liability and property damage insurance ma;y, . however, be in the form of a . single limit policy in the amount of $3,000,000 covering all such risks. Such liability insurance .may be maintained as part of or in conjunction with any other liability insurance carried by the County. The County shall procure or cause to be procured. and maintain or cause to be maintained, rental interruption or use and occupancy insurance to cover loss, total or partial, of the ;rental income from or the use of the Project as the result of any of the hazards covered by the fire and extended coverage insurance described !above, in an amount sufficient to pay the part of the total rent under the Facility Lease attributable to the portion of the Project rendered unusable (determined by reference to the proportion which the construction cost of such portion bears to the construction cost of the Project) for a period of at least two years, except that such insurance may be subject to a deductible clause of not to exceed $1,000. Any proceeds of such insurance shall be used by the Trustee to reimburse to the County any rental theretofore paid by the County underi the Facility Lease attributable to such structure for a period of itime during which the payment of rental under the Facility Lease is abated, and any proceeds of such insurance not so used will be applied as a credit against Base Rental and Additional Payments. As an alternative to providing the. insurance described in the preceding paragraphs, the County, with the written. consent of the Corporation, may provide self insurance methods or' plans of protection if and to the extent such self insurance methods or plans of protection will afford reasonable coverage for the risks to be insured against as to fire and extended coverage and rental interruption or use and occupancy insurance, or will afford reasonable protection to the Corporation, its members, directors, officers, agents and employees and the Trustee as to liability insurance, in light of all circumstances, giving consideration to cost, availability and similar plans or methods of protection adopted by public entities in the State of California other- than the County. Before such other methods or plans may be provided by the County, and annually thereafter so long as such methods or plans are being provided to satisfy the requirements of the Facility Lease, a certificate of an actuary, independent insurance consultant or other qualified person will be filed with the Trustee, stating that, in the opinion of the signer, B-20 r i the substitute methods or plans of protection are in accordance with the requirements of the Facility Lease and, when effective, would afford reasonable coverage for the risks required to be insured against as to fire and extended coverage insurance and rental interruption or use and occupancy insurance, or would afford reasonable protection to the Corporation, its members, directors, officers, agents and employees and the Trustee against loss and damage from the hazards and risks covered thereby as to liability insurance. There will also be filed a certificate of the County setting forth the details of such substitute methods or plans. Any self insurance method or plan as to the rental interruption or use and occupancy insurance shall require a self insurance fund to be maintained and accounted for on a separate basis by the County and to be fully funded for such insured risks. Eminent Domain If the whole of the Demised Premises and the Project or so much, thereof as to render the remainder unusable for the purposes for which it was used by the County is taken under the power of eminent domain, the term of the Facility Lease will cease as of the day that possession is so taken. If less than the whole of the Demised Premises and the Project is taken under the power of eminent domain and the remainder is usable for the purposes for which it was used by the County at the time of such taking, then the Facility Lease will continue in full force and effect as to such remainder, and the parties waive the benefits of any law to the contrary, and in such event there is a partial abatement of the rental due under the Facility Lease in an amount equivalent to the amount by which the annual payments of principal and interest represented by Certificates then Outstanding will be reduced by the application of the award in eminent domain to the prepayment of Outstanding Certificates. So long as any of the Certificates are Outstanding, any award made in eminent domain proceedings for taking the Demised Premises and the Project or any portion thereof will be applied to the prepayment of Base Rental Payments as provided in the Facility Lease. Any such award made after all of the Base Rental Payments and Additional Payments have been fully paid, or provision made therefor, will be paid to the County. Default: Remedies (a) If the County fails to pay any rental payable under the Facility Lease when the same becomes due, time being expressly declared to be of the essence of the Facility Lease, or the County fails to keep, observe or perform any other term, covenant or condition contained in the Facility Lease to be kept or performed by the County for a period of 30 days after notice of the same has been given to the County by the Corporation or the Trustee or for such additional time as is reasonably required, in the sole discretion of the Trustee, to correct the same, or upon the happening of any of the events specified in subparagraph (b) below (any such case above being an "Event of Default") , the County will be deemed to be in default under the Facility Lease, and it will be lawful for the Corporation to exercise any and all remedies available pursuant to law or granted B-21 pursuant to the Facility Lease. Upon any such default, the Corporation, in addition to all other rights and remedies it may have at law, will have the option to do any of the following: (1) To terminate the Facility Lease in the manner hereinafter provided on account of default by the, County, notwithstanding any re-entry or re-letting of the Demised Premises and the Project as hereinafter provided for in subparagraph. (2) below, and to re-enter the Demised Premises and the Project and remove all persons in possession thereof and all personal property whatsoever situated upon the Demised Premises or the Project and place such personal property in storage in any warehouse or other suitable place in the County of Contra Costa, California. In the event of such termination, the County, agrees to surrender immediately possession of the Demised Premises and the Project, without let or hindrance, and to pay the Corporation all damages recoverable at law that the Corporation'; may incur by reason of default by the County, including, without limitation, any costs, loss or damage whatsoever arising out of, in connection with, or incident to any such re-entry upon the ;Demised Premises and the Project and removal or storage of such property by the Corporation or its duly authorized agents in accordance with the provisions contained in the Facility Lease. Neither notice to pay rent or to deliver up possession of' the Demised Premises and the Project given pursuant to law nor any entry or re-entry by the Corporation nor any proceeding in unlawful detainer, or otherwise, brought by the Corporation for the purpose of effecting such re-entry or obtaining possession of the Demised Premises and the Project nor the appointment: of a receiver upon initiative of the Corporation to protect. the Corporation' s interest under the Facility Lease will of itself operate to terminate the Facility Lease, and no termination of the Facility Lease on account of default by the County will become effective by operation of law or acts of the parties thereto or otherwise, unless and until the Corporation has given written notice to the County of the election on the part of the Corporation to terminate the Facility Lease. The County covenants and agrees that no surrender of the Demised Premises and the Project or of the remainder of the term of the Facility Lease or any termination of the Facility Lease will be valid in any manner or for any purpose whatsoever unless stated or accepted by the Corporation by such written notice. i (2) Without terminating the Facility Lease, (i) to collect each installment of rent as it becomes due and enforce any other term or provision of the Facility Lease to be kept or performed by the County, regardless of whether or not the County has abandoned the Project, or (ii) to exercise any and all rights of entry and re-entry upon the Demised Premises and the Project. In the event the Corporation does not - elect to terminate the Facility Lease in the manner provided ,for in subparagraph (1) above, the County will remain liable and agrees to keep or perform all covenants and conditions contained in the Facility B-22 Lease to be kept or performed by the County and, if the Demised Premises and the Project are not re-let, to pay the full amount of the rent to the end of the term of the Facility Lease or, in the event that the Demised Premises and the Project are re-let, to pay any deficiency in rent that results therefrom; and further , agrees to pay said rent and/or rent deficiency punctually at the same time and in the same manner as provided above for the payment of rent under the Facility Lease (without acceleration) , notwithstanding the fact that the Corporation may have received in previous years or may receive thereafter in subsequent years rental in excess of the rental therein specified and notwithstanding any entry or re-entry by the Corporation or suit in unlawful detainer, or otherwise, brought by the Corporation for the purpose of effecting such entry or re-entry or obtaining possession of the Demised Premises and the Project. Should the Corporation elect to enter or re-enter as provided in the Facility Lease, the County will irrevocably appoint the Corporation as the agent and attorney-in-fact of the County to re-let the Demised Premises and the Project, or any part thereof, from time to time, either in the Corporation' s name or otherwise, upon such terms and conditions and for such use and period as the Corporation may deem advisable, and to remove all persons in possession thereof and all personal property whatsoever situated upon the Demised Premises and the Project and to place such personal property in storage in any warehouse or other suitable place in the County of Contra Costa, California, for the account of and at the expense of the County, and the County exempts and agrees to save harmless the Corporation from any costs, loss or damage whatsoever arising out of, in connection with, or incident to any such re-entry upon and re-letting of the Demised Premises and the Project and removal of and storage of such property by the Corporation or its duly authorized agents in accordance with the provisions contained in the Facility Lease. The County agrees that the terms of the Facility Lease constitute full and sufficient notice of the right of the Corporation to re-let the Demised Premises and the Project and to do all other acts to maintain or preserve the Project as the Corporation deems necessary or desirable in the event of such re-entry without effecting a surrender of the Facility Lease, and further agrees that no acts of the Corporation in effecting such re-letting will constitute a surrender or termination of the Facility Lease, irrespective of the use or the term for which such re-letting is made or the terms and conditions of such re-letting, or otherwise, but that, on the contrary, in the event of such default by the County the right to terminate the Facility Lease shall vest in the Corporation to be effected in the sole and exclusive manner provided for in subparagraph (1) above. The County further waives the right to rental obtained by the Corporation in excess of the rental specified in the Facility Lease and thereby conveys and releases such excess to the Corporation as compensation to the Corporation for its services in re-letting the Demised Premises and the Project or any part thereof. The B-23 i County further agrees to pay the Corporation the cost of any alterations or additions to the Demised' Premises and the Project or any part thereof necessary to place the Demised Premises and the Project or any part thereof in condition for re-letting immediately upon notice to the County of the completion and installation of such additions or alterations. The County waives any and all claims for damages caused or which may be caused by the Corporation in re-entering and; taking possession of the Demised Premises and the Project as provided in the Facility Lease and all- claims for damages that may result from the destruction of or injury to the Demised Premises and the Project and all claims for damages to or loss of any property belonging to the County, or any other person, that may be in or upon the Demised Premises and the Project. (b) If (1) the County' s interest in the Facility Lease .or any part thereof is assigned or transferred, either voluntarily or by operation of law or otherwise, without the written consent of the Corporation, or if (2) the County or any assignee files any petition or institutes any proceeding under any act or acts, state or federal, dealing with or relating to the subject or :subjects of bankruptcy or insolvency, or under any amendment of such 'act or acts, either as a bankrupt or as an insolvent, or as a debtor, or in any similar capacity, wherein or whereby the County asks or seeks or prays to be adjudicated a bankrupt, or is to be discharged from any or all of the County's debts or obligations or offers to the County's creditors to effect a composition or extension of time 'to pay the County' s debts or asks, "seeks or prays for reorganization or to effect a plan of reorganization, or for a readjustment of the County' s debts, or for any other similar relief, or if any such petition or any such proceedings of the same or similar kind or character are filed or instituted or taken against the County, or if a receiver of the business or . of the property or assets of the County is appointed by any court, except a receiver appointed at the instance or request of the Corporation, or if the County makes a general or any assignment for the benefit of the County' s creditors, or if (3) the County abandons or vacates any part of the Demised Premises and the Project (except pursuant to certain provisions of the 'Facility Lease) , then the County will be deemed to be in default under the Facility Lease. (c) The Corporation will in no event be in default in the performance of any of its obligations under the Facility Lease or imposed by any statute or rule of law; unless and until the Corporation has failed to perform such obligations within 30 days or such additional time as is reasonably required to correct any such default after notice by the County to the Corporation properly specifying wherein the Corporation has failed to perform any such obligation. In the event of default by the Corporation, the County will be entitled to pursue any remedy provided b, law. (d) In addition to the other remedies 'set forth above, upon the occurrence of an event of default, the Corporation is entitled to proceed to protect and enforce the rights 'vested in the Corporation B-24 i h l r i by the Facility Lease or by law. The provisions of the Facility Lease and the duties of the County and of its trustees, officers or employees are enforceable by the Corporation by mandamus or other appropriate suit, action or proceeding in any court of competent jurisdiction. Without limiting the generality of the foregoing, the Corporation has the right to bring the following actions: (1) Accounting. By action or suit in equity to require the County and its trustees, officers and employees and its assigns to account as the trustee of an express trust. (2) Injunction. By action or suit in equity to enjoin any acts or things which may be unlawful or in violation of the rights of the Corporation. (3) Mandamus. By mandamus or other suit, action or proceeding at law or in equity to enforce the Corporation' s rights against the County (and its board, officers and employees). and to compel the County to perform and carry out its duties and its covenants and agreements with the County as provided in the Facility Lease. Each and all of the remedies given to the Corporation under the Facility Lease or by any law now or hereafter enacted are cumulative and the single or partial exercise of any right, power or privilege under the Facility Lease will not impair the right of the Corporation to other or further exercise thereof or the exercise of any or all other rights, powers or privileges. The terms "re-let" or "re-letting" as used in the Facility Lease include, but are not limited to, re-letting by means of the operation by the Corporation of the Demised Premises and the Project. If any statute or rule of law validly will limit the remedies given to the Corporation under the Facility Lease, the, Corporation nevertheless will be entitled to whatever remedies are allowable under any statute or rule of law. In the event the Corporation prevails in any action brought to enforce any of the terms and provisions of the Facility Lease, the County agrees to pay a reasonable amount as and for attorney's fees incurred by the Corporation in attempting to enforce any of the remedies available to the Corporation under the Facility Lease, whether or not a lawsuit has been filed and whether or not any lawsuit culminates in a judgment. Purpose of Lease: Option to Purchase: Sale of Personal Property The County covenants that during the term of the Facility Lease, except as provided in the Facility Lease, (a) it will use, or cause the use of, the Demised Premises and the Project for public purposes and for the purposes for which the Project facilities are customarily used, (b) it will not vacate or abandon the Project or any part thereof, and (c) it will not make any use of the Demised Premises and the Project which would jeopardize in any way the insurance coverage required to be maintained pursuant to the Facility Lease. B-25 a 1 The County will have the option to purchase the Corporation' s interest in any part of the Demised Premises and the Project upon payment of an option price consisting of moneys or securities of the category specified in clause (1) of the definition of the term Permitted Investments contained in the Trust Agreement (noticallable by the issuer thereof prior to maturity) in an amount sufficient (together with the increment, earnings and interest on such securities) to provide funds to pay for the entire remaining term of the Facility Lease of the part of the total rent under the Facility Lease attributable to such part of the .Project (determined by reference to the proportion which the acquisition, design and construction cost of such part of the Project bears to the acquisition, design and construction cost of all - of the Project) . Any such payment will be made to the Trustee and will be treated as rental payments and will be applied by the Trustee to pay the interest and principal components of the Certificates and to 'prepay Certificates if such Certificates are subject to prepayment pursuant to the terms of the Trust Agreement. Upon the making of such payment to the Trustee, (a) the interest and principal components of each installment of Base Rental thereafter payable under the Facility Lease will be reduced by the amount thereof attributable to such part of the Project; and theretofore paid pursuant to this paragraph, (b) the abatement provision of the Facility Lease and this paragraph will not thereafter be applicable to such part of the Project, (c) the insurance required by the Facility Lease need not be maintained as to such part of the Project, and (d) title to such part of the Project and of the portion of the Demised Premises upon which such part of the Project is located will vest in the County and the term of the Facility Lease will end as to the portion of; the Demised Premises upon which such part of the Project is located and to such part of the Project. The County, in its discretion, may request the Corporation to sell or exchange any personal property which may at any time constitute a part of the Project, and to release said personal property from the Facility Lease, if (a) in the opinion of the County the ; property so sold or exchanged is no longer required or useful in connection with the operation of the Project, (b) the consideration to be received from the property is of a value substantially equal to the value of the property to be released, and (c) if the value of any such ;property will, in the opinion of the Corporation, exceed the amount of $50,000, the Corporation will have been furnished a certificate of an independent engineer or other qualified independent professional consultant I (sat:isfactory to the Corporation): certifying the value thereof and further certifying that such property is no longer required or useful in, connection with the operation of the Project. In the event of any such 'sale, the full amount of the money or consideration received for the personal property so sold and released will be paid to the Corporation. Any money so paid to the Corporation may, so long as the County is not in default under any of the provisions of the Facility Lease, be used upon the Written Request of the County to purchase personal property, which property will become a part of the Project leased under the Facility Lease. The Corporation may require such opinions, certificates and other documents as it may deem B-26 necessary before permitting any sale or exchange of personal property subject to the Facility Lease or before releasing for the purchase of new personal property money received by it for personal property so sold. THE ASSIGNMENT AGREEMENT Pursuant to the Assignment Agreement between the Corporation and the Trustee dated as of May 1, 1992, the Corporation will assign to the Trustee without recourse (i) all its rights to receive the Rental Payments scheduled to be paid by the County under and pursuant to the Facility Lease for the benefit of the owners of the Certificates, (ii) all rents, profits, products and offspring from the Project to which the Corporation has any right or claim whatsoever, (iii) the security interest granted by. the County in the Lease Fund and the Certificate Reserve Fund, (iv) the right to take all actions and give all consents under the Facility Lease, (v) the right of access more particularly described in the Facility Lease, and (vi) effective immediately on default by the County under the Facility Lease and without further action on the part of the Corporation, any and all other rights and remedies of the Corporation in the Facility Lease as lessor thereunder for the purpose of securing: (a) the payment of all sums due and owing to the owners of the Certificates under the terms of the Trust Agreement; and (b) the performance and discharge of each agreement, covenant and obligation of the Corporation contained in the Facility Lease and in the Trust Agreement. THE TRUST AGREEMENT The Trust Agreement to be entered into among the County, the Corporation and the Trustee will be dated as of May 1, 1992 and will be executed prior to the delivery of the 1992 Certificates. The Trust Agreement, among other things, provides for the execution and delivery of the Certificates and sets forth the terms thereof, provides for the creation of certain of the funds described below, includes certain covenants of the County and the Corporation, defines events of default and remedies therefor, and sets forth the rights and responsibilities of the Trustee. Certain provisions of the Trust Agreement setting forth the terms of the 1992 Certificates, the prepayment provisions thereof and the use of the proceeds of the Certificates are set forth elsewhere in this Official Statement. See "THE 1992 CERTIFICATES. " Principal Represented by Certificates The principal evidenced and represented by the 1992. Current Interest Certificates is payable on November 1 of each year, beginning on November 1, 1998 and continuing to and including November 1, 2006 and on November 1 2012, and on November 1, 2022. The 1992 Current Interest Certificates with a Certificate Payment Date of November 1, 2012 evidence and represent, in the aggregate, the principal components of Base Rental B-27 � 1 I`I I Payments due on November 1, 2008 through November 1, 2012 and a portion of such Certificates is subject to mandatory prepayment on such dates pursuant to the Trust Agreement. The 1992 Current Interest Certificates with a Certificate Payment Date of November ' 1, 2022 evidence and represent, in the aggregate, the principal components of Base Rental Payments due on November 1, 2016 through November, 1, 2022, and a portion of such Certificates is subject to mandatory prepayment on such dates pursuant to the Trust Agreement. The 1992 Current Interest Certificates with Certificate Payment Dates other than November 1, 2012 and on November 1, 2022 evidence and represent the principELl component of the Base Rental Payments coming due on their respective Certificate Payment Dates. The Trustee The Trustee will receive all of the Certificate proceeds and Rental Payments under the Facility Lease, execute and deliver the Certificates and act as a depository of amounts held thereunder. The Trustee is required to make deposits into and withdrawals from funds, and upon the Written Request of the County will invest amounts held under the Trust 'Agreement in Permitted Investments. _ In the event of a default by the County under the Facility Lease, the Trustee will exercise the rights of the Corporation with respect to such default. Removal and Resignation of the Trustee I So long as no Event of Default has occurred and is continuing, the Corporation and the County, or the Owners of a majority in aggregate principal amount represented by the Certificates at the time Outstanding, may by an instrument in writing remove the Trustee and any successor thereto and may appoint a successor Trustee, but any Trustee under the Trust Agreement shall be a bank or trust company doing business and having a principal corporate trust office in California, having a combined capital (exclusive of borrowed capital) !and surplus of at least $50,000,000 and subject to supervision or examination by federal or state authorities. i The Trustee may at any time resign by giving written notice of such resignation to the Corporation, the County and the Owners, which notice to the Owners will be mailed, first class postage prepaid. Upon receiving such notice of resignation, the Corporation and the County will promptly appoint a successor Trustee by, an ;instrument in writing; provided, however, that in the event the Corporation and the County do not appoint a successor Trustee within 30 days following receipt of such notice of resignation, the resigning Trustee may petition the appropriate court having jurisdiction to appoint a successor Trustee. Any resignation or removal of a Trustee and appointment of a successor Trustee will become effective only upon acceptance of appointment by the successor Trustee. i Costs of Issuance Fund j The Trustee will deposit into the Cost of Issuaiace Fund, which the Trustee will establish and maintain, from the proceeds of the B-28 Certificates an amount which will be used and withdrawn by the Trustee to pay the Costs of Issuance of the Certificates upon receipt of a Request of the Corporation filed with the Trustee. Acquisition and Construction Fund The Trustee will deposit from the proceeds of the Certificates in the Acquisition and Construction Fund an amount which will be held by the Trustee in trust and applied for the payment of Project Costs and of expenses incident thereto (or for making reimbursements to the Corporation or County or any other person, firm or corporation for such costs theretofore or thereafter paid by him or it) . Pledge of Base _Rental Payments; Base Rental Payment Fund The Base Rental Payments are irrevocably pledged under the Trust Agreement to and for the punctual payment of interest and principal represented by the Certificates (included Additional Certificates delivered pursuant thereto) , and the Base Rental Payments will not be used for any other purpose while any Certificates (including Additional Certificates) remain Outstanding. All Base Rental Payments will be paid directly by the County to the Trustee, and if received by the Corporation at any time will be deposited by the Corporation with the Trustee within one business day after the receipt thereof. Deposit of Base Rental Payments The Trustee will deposit the Base Rental Payments contained in the Base Rental Payment Fund at the times and in the manner provided for in the Trust Agreement in the following respective funds, each of which the Trustee under the Trust Agreement agrees to establish and maintain so long as any Certificates are Outstanding, and the moneys in each of such funds will be disbursed only for the purposes and uses authorized in the Trust Agreement. (a) Interest Fund. The Trustee, on May 1 and November 1 of each year (commencing on November 1, 1992) , will deposit in the Interest Fund that amount of moneys representing the portion of the Base Rental Payments designated as interest components coming due on each such May 1 and November 1 date, respectively. Moneys in the Interest Fund will be used and withdrawn by the Trustee solely for the purpose of paying the interest represented by the Certificates when due and payable. (b) Principal Fund. The Trustee, on November 1 of each year (commencing on November 1, 1998) , will deposit in the Principal Fund that amount of moneys representing the portion of the Base Rental Payments designated as the principal component and as Accreted Interest coming due on such November 1 date. Moneys in the Principal Fund will be used and withdrawn by the Trustee solely for the purpose of paying the principal and Accreted Interest represented by the B-29 Certificates when due and payable, including the mandatory prepayment of any Certificates representing the principal and Accreted Interest components of Base Rental Payments payable in more than one year. (c) PreQavment Fund. The Trustee, on the prepayment date specified in the Written Request of the County filed with the Trustee at the time that any prepaid Base Rental Payment is paid to the Trustee pursuant to the Facility Lease, will deposit in the Prepayment Fund that amount of moneys representing the portion of the Base Rental Payments designated as prepaid Base Rental Payments. Moneys in the Prepayment Fund will be used and withdrawn by the Trustee solely for the purpose of paying the interest and principal and any applicable premium represented by the Certificates to be prepaid. Trust Administration Fund The Trustee will deposit in the Trust Administration Fund (the initial payment into which is provided for in the Trust 'Agreement and which fund the Trustee agrees to establish and maintain so long as any Certificates are Outstanding) all amounts received from the County to be applied as Additional Payments under the Facility Lease, to be held by the Trustee for the benefit of the County until disbursed. The moneys in the Trust Administration Fund will be disbursed by the Trustee for the payment of administrative costs of the Corporation. 1992 Rebate Fund The Trustee will establish and maintain a fund separate from any other fund established and maintained under the Trust Agreement designated as the "1992 Rebate Fund" and will establish and maintain separate subaccounts within the 1992 Rebate Fund to the extent requested by the Tax Certificate. There will be deposited in the 1992 Rebate Fund from lawfully available funds such amounts as are required to be deposited therein pursuant to the Tax Certificate and instructions of the County given pursuant to the Tax Certificate. All money at any time deposited in the 1992 Rebate Fund and any subaccount therein will be held by the Trustee in trust, to the extent required to satisfy the Rebate Amount (as defined in the Tax Certificate) , for. payment to the United States of America. All amounts required to be deposited into or on deposit in the 1992 Rebate Fund shall be governed by the Trust Agreement, by the Facility Lease and by the Tax Certificate : Compliance with or Amendment of Site Lease or Facility Lease The Corporation and the County will faithfully comply with, keep, observe and perform all the agreements, conditions, covenants and terms contained in the Site Lease and the Facility Lease required to be complied with, kept, observed and performed by them and will enforce the Site Lease and the Facility Lease against the other party thereto in accordance with its terms. B-30 The Corporation and the County will not alter, amend or modify the Site Lease or the Facility Lease without the prior written consent of the Trustee, which consent of the Trustee will be given only (i) if, in the opinion of the Trustee (which opinion will be based upon an opinion of Counsel or a .Certificate of the County) , such alterations, amendments or modifications are not materially adverse to the interests of the Owners, or (ii) to add to the covenants and agreements of any party, other covenants to be observed, or to surrender any right or power therein reserved to the County, or (iii) to cure, correct or supplement any ambiguous or defective provision contained therein, or (iv) to resolve questions arising thereunder, as the parties thereto may deem necessary or desirable and which do not materially adversely affect the interests of the Owners of the Certificates, or (v) to modify the legal description of the Demised Premises to conform to the requirements of title insurance, if any, or otherwise to add or delete property descriptions to reflect accurately the description of the parcels intended to be included therein, or (vi) to provide for the execution and delivery of Additional Certificates pursuant to the terms of the Trust Agreement, or (vii) to provide for the requirements of any Certificate Insurer in connection with the issuance of any Certificates Insurance Policy or any entity providing a policy of municipal bond insurance or letter of credit or similar financial instrument for deposit in the Certificate Reserve Fund established pursuant to the Facility Lease to satisfy all or a portion of the Certificate Reserve Fund Requirement, so long as such alterations, amendments or modifications are not materially adverse to the interests of the Owners, or (viii) if the Trustee first obtains the written consents of the Owners of at least a majority in aggregate principal amount of the Certificates then Outstanding and of any Certificate Insurer to such alterations, amendments or modifications; provided; however, that no such alteration, amendment or modification will extend the date for the making of any Rental Payment, extend a Certificate Payment Date or reduce the rate of interest or Accreted Interest, as the case may be, represented by any Certificate or extend the time of payment of such interest or Accreted Interest or reduce the amount of principal or Accreted Value represented thereby without the prior written consent of the Owner of any Certificate so affected, nor will any such alteration, amendment or modification reduce the percentage of Owners whose consent is required for the execution of any alteration, amendment or supplement. Action on Default If an Event of Default (as that term is defined in the Facility Lease) occurs, then such Event of Default will constitute a default under the Trust Agreement, and in each and every such case during the continuance of such Event of Default the Trustee or the Owners of not less than a majority in aggregate principal amount represented by the Certificates at the time Outstanding will be entitled, upon notice in writing to the County and the Corporation, to exercise the remedies provided to the Corporation in the Facility Lease and to the Trustee in the Assignment Agreement. B-31 Other Remedies of the Trustee The Trustee shall have the right -- (i) by mandamus or other action or proceeding or suit at law or in equity to enforce its rights and the rights of the Owners against the Corporation or the County or any member, director, officer or employee thereof, and to compel the Corporation or the County or any such member, director, officer or employee to perform or carry out its or his or her duties under law and the agreements and covenants required to be performed by it or him or her contained in the Trust Agreement; (ii) by suit in equity to enjoin any acts or things which are unlawful or violate the rights of the Trustee; or (iii) by suit in equity upon the happening of any default under the Trust Agreement to require the Corporation and the County and any members, directors, officers and employees thereof to account as the trustee of an express trust. Execution and Delivery of Additional Certificates In addition to the Certificates, the County, the Corporation and the Trustee may by Supplemental Trust Agreement provide for the execution and delivery of Additional Certificates representing Base Rental Payments, and the Trustee may execute and deliver to or upon the Written Request of the Corporation, such Additional Certificates, in such principal amount as will reflect the additional principal component of the Base Rental Payments, but only upon compliance by the County and the Corporation with the provisions of the Trust Agreement. No Liability by the Corporation to the Owners Except as expressly provided in the Trust Agreement, the Corporation shall not have any obligation or liability to .the Owners with respect to the payment when due of the Rental Payments by the County, or with respect to the performance by the County of the other agreements and covenants required to be performed by it contained in the Facility Lease or in the Trust Agreement, or with respect to the performance by the Trustee of any right or obligation required to be performed by it contained in the Trust Agreement. No Liability by the County to the Owners Except for the payment when due of the Rental Payments and the performance of the other agreements and covenants required to be performed by it contained in the Facility Lease or in the Trust Agreement, the County shall not have any obligation or liability to the Owners with respect to the Trust Agreement or the preparation, execution, delivery or transfer of the Certificates or the disbursement of the Base B-32 1 r Rental Payments by the Trustee to the Owners, or with respect to the performance by the Trustee of any right or obligation required to be performed by it contained in the Trust Agreement. No Liability by the Trustee to the Owners The Trustee shall not have any obligation or liability to the Owners with respect to the payment when due of the Base Rental Payments by. the County, or with respect to the performance by the County of other agreements and covenants required to be performed by it contained in the Facility Lease or in the Trust Agreement. Amendment or Supplement The Trust Agreement and the rights and obligations of the Corporation and the County and the Owners and the Trustee under the Trust Agreement may be amended or supplemented at -any time by an amendment thereof or supplement thereto which will become binding when the written consents of the Owners of a majority in aggregate principal amount of the Certificates then Outstanding, exclusive of disqualified Certificates, are filed with the Trustee. No such amendment or supplement will (1) change the fixed Certificate Payment Date of any Certificate or reduce the rate of interest represented thereby or extend the time of payment of such interest or Accreted Interest or reduce the amount of principal or Accreted Value represented thereby without the prior written consent of the Owner of the Certificate so affected, or (2) reduce the percentage of Owners whose consent is required for the execution of any amendment thereof or supplement thereto, or (3) modify any of the rights or obligations of the Trustee without its prior written consent thereto, or (4) amend the provisions of the Trust Agreement concerning amendments and supplements without the prior written consent of the Owners of all Certificates then Outstanding. The Trust Agreement and the rights and obligations of the Corporation and the County and the Owners and the Trustee under the Trust Agreement may also be Amended or supplemented at any time by an amendment or supplement to the Trust Agreement which will become binding upon execution without the written consents of any Owners, but only to the extent permitted by law and after receipt of an approving Opinion of Counsel and only for any one or more of the following purposes -- (a) to add to the agreements, conditions, covenants and terms required by the Corporation or the County to be observed or performed in the Trust Agreement, other agreements, conditions, covenants and terms thereafter to be observed or performed by the Corporation or the County, or to surrender any right or power reserved to or conferred on the Corporation or the County, and which in either case will not materially adversely affect the interests of the Owners; or (b) to make such provisions for the purpose of curing any ambiguity or of correcting, curing or supplementing any defective provision contained in or in regard to questions arising under the B-33 Trust Agreement which the Corporation or the County may deem desirable or necessary and not inconsistent with the Trust Agreement, and which will not materially adversely affect the interests of the Owners; or (c) to modify, amend or supplement the Trust Agreement or any agreement supplemental to the Trust Agreement in such manner as to permit the qualification of the Trust Agreement either under the Trust Indenture Act of 1939 or any similar federal statute hereafter in effect or to permit the qualification of the Certificates for sale under the securities laws of the United States of America or of any of the states of the United States of America, and, if they so determine, to add to the Trust Agreement or any agreement supplemental thereto such other terms, conditions and provisions as may be permitted by said Trust Indenture Act of 1939 or similar federal statute; or (d) to make any modifications or changes necessary or appropriate in the Opinion of Counsel to preserve or protect the exclusion from gross income of interest represented by the Certificates for federal income tax purposes; or (e) to make any modifications or changes necessary or appropriate in connection with the execution and delivery of Additional Certificates, including without limitation provisions which would allow such Additional Certificates to be issued in the form of term Certificates in addition to serial Certificates; or (f) to provide for the requirements of any Certificate Insurer in connection with the issuance of any Certificates Insurance Policy or any entity providing a policy of municipal bond insurance or letter of credit or similar financial instrument for deposit in the Certificate Reserve Fund established pursuant to the Facility Lease to satisfy all or a portion of the Certificate Reserve Fund Requirement, so long as such alterations, amendments or modifications are not materially adverse to the interest of the Owners. Discharge of Certificates and Trust Agreement If the County will pay or cause to be paid or there is otherwise paid to the Owners of outstanding Certificates the interest, Accreted Interest, principal and premium, if any, represented thereby at the times and in the manner stipulated in the Trust Agreement and therein, then such Owners will cease to be entitled to the pledge of and lien on the Base Rental Payments as provided in the Trust Agreement, and all agreements and covenants of the Corporation, the County and the Trustee to such Owners under the Trust Agreement will thereupon cease, terminate and become void and will be discharged and satisfied, except only as provided below. Any Outstanding Certificates' will be deemed to have been paid within the meaning of and with the effect expressed in the above paragraph if there is on deposit with the Trustee moneys or securities of the category B-34 F specified in subparagraph (1) of the definition of the term Permitted Investments contained in the Trust Agreement in an amount sufficient (together with the increment, earnings and interest on such securities) to pay the interest and principal and premium, if any, represented by such Certificates payable on their Payment Dates or on any dates of prepayment prior thereto, except that the Owners thereof will be entitled to the principal, premium and interest represented by such Certificates, and the County will remain liable for such Base Rental Payments, but only out of such moneys or securities deposited with the Trustee for such payment. Investments Upon the Written Request of the County, any moneys held by the Trustee in the Base Rental Payment Fund, in the Acquisition and Construction Fund or in the Trust Administration Fund will be invested as directed by the County by the Trustee in Permitted Investments which will, as nearly as practicable, mature on or before the dates when such moneys are anticipated to be needed for disbursement under. the Trust Agreement or under the Facility Lease. If no such Written Request is filed with the Trustee, the Trustee will invest such moneys in Permitted Investments described in clauses (1) and (9) of the definition thereof. THE AGENCY AGREEMENT Under the Agency Agreement to be entered into between the County and the Corporation dated as of May 1, 1992, the Corporation will appoint the County to act as the agent of the Corporation in connection with the design and construction of the Project. As the agent of the Corporation, the County will cause the design and construction of the Project to be completed in accordance with the plans and specifications, bidding documents and construction contract for the Project as have been or will be approved by the County and with the Facility Lease and Trust Agreement and any applicable requirements of governmental authorities and law. B-35 'j APPENDIX C (FORM OF PROPOSED OPINION OF CO—SPECIAL COUNSEL] May 1992 County of Contra Costa 651 Pine Street Martinez, California 94553 County of Contra Costa Certificates of Participation (Merrithew Memorial Hospital Replacement Project) Series of 1992 (Final Opinion) Ladies and Gentlemen: We have acted as co-special counsel in connection with the execution and delivery of $125, 584 , 011 . 80 aggregate principal amount of County of Contra Costa Certificates of Participation (Merrithew Memorial Hospital Replacement Project) , Series of 1992 (the "Certificates") . In such connection, we have reviewed a Facility Lease (Merrithew Memorial Hospital Replacement Project) , dated as of May 1, 1992 (the "Lease") , between the County of Contra Costa (the "County") and the Contra Costa County Public Facilities Corporation (the "Corporation" ) , a Site Lease (Merrithew Memorial Hospital Replacement Project) , dated as of May 1, 1992 (the "Site Lease") between the County and the Corporation, ,a Trust Agreement, dated as of May 1, 1992 (the "Trust Agreement" ) , among U. S. Trust Company of California, N.A. , as trustee (the Trustee") , the County and -the Corporation, a Tax Certificate of the County, dated the date hereof (the "Tax Certificate") , an Assignment Agreement, dated as of May 1, 1992 (the "Assignment Agreement") , between the Corporation and the Trustee and an Agency Agreement, dated as of May 1, 1992 , between the County and the Corporation, opinions of counsel to the County, the Corporation and the Trustee, certificates of the County, the Corporation, the C-1 County of Contra Costa May _, 1992 Page 2 Trustee and others and such other documents , opinions and matters as and to the extent we deemed necessary to render the opinions set forth herein. Capitalized terms not otherwise defined herein shall have the meanings ascribed thereto in the Lease. Certain agreements, requirements and procedures contained or referred to in the Trust Agreement, the Lease, the Site Lease, the Tax Certificate and other relevant documents may be changed and certain actions (including, without limitation, defeasance of the Lease) may be taken or omitted under the circumstances and subject to the terms and conditions set forth in such documents . No opinion is expressed herein as to any Certificate or the interest portion of any Base Rental Payment if any such change occurs or action is taken or omitted upon the advice or approval of counsel other than ourselves . The opinions expressed herein, are; based on an analysis of existing laws, regulations, rulings and court decisions and cover certain matters not, directly addressed by such authorities . Such opinions may be affected by actions taken or omitted or events occurring after the date hereof . We have not undertaken to determine, or to inform any person, whether any such actions or events are 'taken or do occur . Our engagement with respect to the Certificates has concluded with their execution and delivery, and we disclaim any obligation to update this letter . We have assumed the genuineness of all documents and signatures presented to us (whether as originals or as copies) and the due and legal execution and delivery thereof by any parties other than the County and the Corporation. We have not undertaken to verify independently, - and have assumed, the accuracy of the factual matters represented, warranted or certified in ' the documents, and of the legal conclusions contained in the opinions, referred to in the first paragraph hereof . Furthermore, we have assumed compliance with all covenants and agreements contained in the Lease, the Site Lease, the Trust Agreement , the Tax Certificate and the Assignment Agreement including (without limitation) covenants and agreements compliance with which is necessary to assure that future actions, omissions or events C-2 County of Contra Costa May _, 1992 Page 3 will not cause the interest portion of Base Rental Payments to be included in gross income for federal income tax purposes . In addition, we call attention to the fact that the rights and obligations under the Certificates, the Lease, the Site Lease, the Trust Agreement, the Tax Certificate and the Assignment Agreement are subject to bankruptcy, insolvency, reorganization, arrangement , fraudulent conveyance, moratorium and other laws relating to or affecting creditors ' rights, to the application of equitable principles , to the exercise of judicial discretion in appropriate cases, and to the limitations on legal remedies against counties in the State of California . We express no opinion with respect to any indemnification, contribution, choice of law, choice of forum or waiver provisions contained in the foregoing documents nor do we express any opinion with respect to the state or quality of title to any of the real or personal property described in the Site Lease, the Lease or the Trust Agreement or the accuracy or sufficiency of the description of any such property contained therein. We also express no opinion regarding the accreted value table set forth in the Certificates or in the Trust Agreement . Finally, we undertake no responsiblity for the accuracy, completeness or fairness of the Official Statement or other offering material relating to the Certificates and express no opinion with respect thereto . Based on and subject to the foregoing, and in - reliance thereon, as of the date hereof, we are of the following opinions : 1 . The County is a political subdivision of the State of California organized and existing under and by virtue of the laws of the State of California. 2 . The Lease, the Site Lease and the Trust Agreement have been duly executed and delivered by the County and the Corporation, and the Assignment Agreement has been duly executed and delivered by the Corporation and, assuming due authorization, execution and delivery by the other parties thereto, constitute the respective valid and binding obligations of the County and the Corporation. C-3 � 11 County of Contra Costa May _, 1992 Page 4 3 . The obligation of the County to make the Base Rental Payments during the term of the Lease constitutes a valid and binding obligation of the County, payable from funds of the County lawfully available therefor, and does not constitute a debt of the County or of the State of California within the meaning of any constitutional or statutory debt limit or restriction, and does not constitute an obligation for which the County or the State of California is obligated to levy or pledge any form of taxation or for which the County or the State of California has levied or pledged any form of taxation. 4 . Assuming due authorization, execution and delivery of the Trust Agreement and the Certificates by the Trustee, the Certificates are entitled to the benefits of the Trust Agreement . 5 . The portion of each Base: Ren.tal Payment designated as and constituting interest paid by the County under the Lease and received by the registered owners of the Certificates is excluded from gross income for federal income tax purposes under Section 103 of the Internal Revenue Code of 1986 and is exempt from State of California personal income taxes . Such interest is not a specific preference item for purposes .of the federal individual or corporate alternative minimum taxes, although we observe that it is included in adjusted current earnings when calculating corporate alternative minimum taxable income. We express no opinion regarding other tax consequences related to the accrual or receipt of such interest or the ownership or disposition of the Certificates . Faithfully yours, ORRICK, HERRINGTON & SUTCLIFFE per PAMELA S'. JUE Attorney at Law C-4 APPENDIX D TABLE OF ACCRETED VALUES Period 2007 2013 2014 2015 Ending 05/13/92 1,751.05 1,129.85 1,054.20 983.65 11/01/92 1,807.40 1,166.95 1,088.85 1,015.95 05/01/93 1,869.75 1,208.10 1,127.25 1,051.80 11/01/93 1,934.25 1,250.70 1,166.95 1,088.85 05/01/94 2,000.95 1,294.80 1,208.10 1,127.25 11/01/94 2,070.00 1,340.45 1,250.70 1,166.95 05/01/95 2,141.40 1,387.70 1,294.80 1,208.10 11/01/95 2,215.30 1,436.60 1,340.45 1,250.70 05/01/96 2,291.75 1,487.25 1,387.70 1,294.80 11/01/96 2,370.80 1,539.65 10436.60 1,340.45 05/01/97 2,452.60 1,593.95 1,487.25 1,387.70 11/01/97 2,537.20 1,650.10 1,539.65 1,436.60 05/01/98 2,624.75 1,708.30 1,593.95 1,487.25 11/01/98 2,715.30 1,768.50 1,650.10 1,539.65 05/01/99 2,808.95 1,830.85 1,708.30 1,593.95 11/01/99 2,905.90 1,895.40 1,768.50 1,650.10 05/01/2000 3,006.15 1,962.20 1,830.85 1,708.30 11/01/2000 3,109.85 2,031.35 1,895.40 1,768.50 05/01/2001 3,217.15 2,102.95 1,962.20 1,830.85 11/01/2001 3,328.15 2,177.10 2,031.35 1,895.40 05/01/2002 3,442.95 2,253.85 2,102.95 1,962.20 11/01/2002 3,561.75 2,333.30 2,177.10 2,031.35 05/01/2003 3,684.60 2,415.55 2,253.85 2,102.95 11/01/2003 3,811.75 2,500.70 2,333.30 2,177.10 05/01/2004 3,943.25 2,588.85 2,415.55 2,253.85 11/01/2004 4,079.30 2,680.10 2,500.70 2,333.30 05/01/2005 4,220.00 2,774.60 2,588.85 2,415.55 11/01/2005 4,365.60 2,872.40 2,680.10 2,500.70 05/01/2006 4,516.25 2,973.65 2,774.60 2,588.85 11/01/2006 4,672.05 3,078.45 2,872.40 2,680.10 05/01/2007 4,833.25 3,186.95 2,973.65 2,774.60 11/01/2007 5,000.00 3,299.30 3,078.45 2,872.40 05/01/2008 3,415.60 3,186.95 2,973.65 11/01/2008 3,536.00 3,299.30 3,078.45 05/01/2009 3,660.65 3,415.60 3,186.95 11/01/2009 3,789.70 3,536.00 3,299.30 05/01/2010 3,923.30 3,660.65 3,415.60 11/01/2010 4,061.60 3,789.70 3,536.00 05/01/2011 4,204.75 3,923.30 3,660.65 11/01/2011 4,353.00 4,061.60 3,789.70 05/01/2012 4,506.40 4,204.75 3,923.30 11/01/2012 4,665.25 4,353.00 4,061.60 05/01/2013 4,829.75 4,506.40 4,204.75 11/01/2013 5,000.00 4,665.25 4,353.00 05/01/2014 4,829.75 4,506.40 11/01/2014 5,000.00 4,665.25 05/01/2015 4,829.75 11/01/2015 5,000.00 D-1 [THIS PAGE INTENTIONALLY LEFT BLANK]