HomeMy WebLinkAboutMINUTES - 12192014 - FPD D.2RECOMMENDATION(S):
ACCEPT written acknowledgment by the County Administrator (Chief Executive Officer) that he understands the
current and future costs of the Retirement benefit changes for Safety and non-Safety employees represented by
United Professional Firefighters, Local 1230, as determined by the County’s actuary in Actuarial Reports dated July
8, 2014.
FISCAL IMPACT:
As shown in the valuation, the combined result of the retirement changes described herein for both Safety and
non-Safety employees in Local 1230 would result in a savings of 2.4% of annual pensionable pay with the first hire in
year one. Future valuation results will change with demographic and cost updates. These projections do accurately
measure the direction of the proposed plan change costs. Over time, as more employees are hired into the new
PEPRA tier at a 2% COLA, the savings will become more significant. It should be noted that the figures presented in
this report represent the savings associated only with the negotiation of a 2% COLA. The savings described in the
valuation report do not include the savings resulting from the implementation of PEPRA.
APPROVE OTHER
RECOMMENDATION OF CNTY ADMINISTRATOR RECOMMENDATION OF BOARD COMMITTEE
Action of Board On: 12/19/2014 APPROVED AS RECOMMENDED OTHER
Clerks Notes:
VOTE OF SUPERVISORS
AYE:John Gioia, Director
Candace Andersen,
Director
Mary N. Piepho, Director
Karen Mitchoff, Director
Federal D. Glover, Director
Contact: Lisa Driscoll, County Finance
Director, 335-1023
I hereby certify that this is a true and correct copy of an action taken and entered on the minutes
of the Board of Supervisors on the date shown.
ATTESTED: December 19, 2014
David Twa, County Administrator and Clerk of the Board of Supervisors
By: June McHuen, Deputy
cc: Harjit S. Nahal, Assistant Auditor-Controller, Kurt Schneider, Deputy Chief Executive Officer, Christine Penkala, County Benefits Manager
D.2
To:Contra Costa County Fire Protection District Board of Directors
From:David Twa, County Administrator
Date:December 19, 2014
Contra
Costa
County
Subject:Government Code 7507 - Chief Executive Acknowledgement of Future Costs of Benefits - United Professional
Firefighters, Local 1230
BACKGROUND:
At its meeting of July 29, 2014, the Board accepted an actuarial valuation of future annual costs of negotiated and
proposed changes to Other Post Employment Benefits, as provided by the County's actuary in a letter dated July 8,
2014. The Board was informed that Government Code, Section 7507 requires with regard to local legislative
boards, that the future costs of changes in retirement benefits or other post employment benefits as determined by
the actuary, shall be made public at a public meeting at least two weeks prior to the adoption of any changes in
public retirement plan benefits or other post employment benefits. The July 8, 2014 reports fulfilled that
requirement.
Government Code, Section 7507 also requires that if the future costs (or savings) of the changes exceed one-half
of 1 percent of the future annual costs of the existing benefits for the body, an actuary shall be present to provide
information as needed at the public meeting at which the adoption of a benefit change shall be considered. An
actuary will be present at the meeting of December 19, 2014.
And finally, Section 7507 requires that upon the adoption of any benefit change to which the section applies, the
person with responsibilities of a chief executive officer in an entity providing the benefit, however that person is
denominated, shall acknowledge in writing that he or she understands the current and future cost of the benefit as
determined by the actuary.
As the County Administrator (chief executive officer) and by approving this Board Order, I acknowledge in
writing that I understand the current and future cost of the benefit changes presented to you today, as determined
by the actuary and contained in the July 8, 2014 letter from Buck Consultants (County's actuary).
CONSEQUENCE OF NEGATIVE ACTION:
Delayed implementation of the COLA reduction, resulting in loss of savings.
CHILDREN'S IMPACT STATEMENT:
None.
ATTACHMENTS
7507 Report for UPFF Local 1230 dated July 8, 2014
3200 N. Central Ave., Suite 2200 • Phoenix, AZ 85012-2425
602.864.3500 • 602.864.3535 fax
July 8, 2014
Ms. Lisa Driscoll
Finance Director
Contra Costa County
651 Pine Street, 10th floor
Martinez, CA 94553
Re: Complying with California Government Code Section 7507 Regarding Changes to
Pension Benefits of United Professional Firefighters, Local 1230
Dear Ms. Driscoll:
We have been asked to estimate the effect on the County’s current and future unfunded
actuarial accrued liabilities and Annual Required Contributions resulting from a new tier of
benefits in the structure of Assembly Bill 340 (AB340) with a 2.00% Cost of Living
Adjustment (COLA) effective on January 1, 2015 or alternatively, effective July 1, 2015. Both
dates are used as potential effective dates for the proposed change for the members of the
United Professional Firefighters, Local 1230 (Local 1230). We are comparing this benefit
structure to the AB340 structure with a 3.00% COLA which the plan currently provides. We
have analyzed the changes both combined and separating the safety and the non-safety.
Because this change affects only future employees, it will have no effect on the unfunded
actuarial accrued liabilities of Contra Costa County Employees’ Retirement Association
(CCCERA) as of the effective date. We show the cost impacts in the charts below assuming
one Non-Safety hire per year and one Safety hire per year. The costs shown are combined
employee and employer normal costs. By going from a 3.00% COLA to a 2.00% COLA, the
County will realize a savings. The savings are equal to the excess of the normal cost for an
AB340 structure with a 3.00% COLA over the normal cost of an AB340 structure with a
2.00% COLA.
We have expressed the savings in annual dollar amounts and as percentages of covered
payroll for calendar years 2015, 2016, 2017, and 2018. These results are merely illustrative
and the actual impact will depend upon the actual demographic characteristics of the
employees as well as the pattern of future hiring.
Ms. Lisa Driscoll
July 8, 2014
Page 2
Future actuarial measurements may differ significantly from the current measurement
presented in this report due to such factors as: plan experience different from that
anticipated by the economic and demographic assumptions; increases or decreases
expected as part of the natural operation of the methodology used for these measurements;
and changes in plan provisions or applicable law. Due to the limited scope of this report, an
analysis of the potential range of such future measurements has not been performed.
The methods and assumptions used are the same as those used in the December 31, 2012,
actuarial valuation of CCCERA. Information on our new entrant profile is given in Note 2 of
the enclosed projections.
The report was prepared under the supervision of Charlie Chittenden and Stephen Drake.
Both are Enrolled Actuaries and Members of the American Academy of Actuaries. Charlie is
a Fellow and Stephen is an Associate of the Society of Actuaries. Both meet the
Qualification Standards of the American Academy of Actuaries to render the actuarial
opinions contained in this report. This report has been prepared in accordance with all
Applicable Actuarial Standards of Practice. We are available to answer any questions on the
material contained in the report, or to provide explanations or further details as may be
appropriate.
Sincerely,
Charles E. Chittenden, FSA, EA, MAAA Stephen Drake, ASA, EA, MAAA
Principal and Consulting Actuary Director, Retirement Actuary
Ms. Lisa Driscoll
July 8, 2014
Page 3
Local 1230 Combined - Non-Safety and Safety (January 1, 2015)
Notes:
1. The methods and assumptions used to determine the savings were the same as those used for the
December 31, 2012, valuation.
2. The county is assumed to hire one active employee from Safety and one active employee from Non‐
safety at January 1 of each projection year. The total of the annual valuation pay amounts at entry are
assumed to be $139,300, $144,200, and $149,200 for the 2015, 2016, and 2017 hires, respectively.
The average age at entry for new hires is assumed to be 34.
3. The maximum compensation limit for the retirement benefit is assumed to be $117,365 for non‐safety
and $140,838 (120% of $117,365) for safety for 2015 and it is expected to grow 2.00% per year.
4. The benefit multiplier is different for safety and non‐safety. See footnote 4 of the individual safety
and non‐safety pages following for a description of the benefits.
Ms. Lisa Driscoll
July 8, 2014
Page 4
Local 1230 Combined - Non-Safety and Safety (July 1, 2015 Effective Date)
Notes:
1. The methods and assumptions used to determine the savings were the same as those used for the
December 31, 2012, valuation.
2. The county is assumed to hire one active employee from Safety and one active employee from Non‐safety
at July 1 of each projection year. The total of the annual valuation pay amounts at entry are assumed to be
$139,300, $144,200, $149,200, and $154,400 for the 2015, 2016, 2017, and 2018 hires, respectively. The
average age at entry for new hires is assumed to be 34.
3. The maximum compensation limit for the retirement benefit is assumed to be $117,365 for non‐safety and
$140,838 (120% of $117,365) for safety for 2015 and it is expected to grow 2.00% per year.
4. The benefit multiplier is different for safety and non‐safety. See footnote 4 of the individual safety and
non‐safety pages following for a description of the benefits.
Ms. Lisa Driscoll
July 8, 2014
Page 5
Local 1230 - Non-Safety (January 1, 2015 Effective Date)
Notes:
1. The methods and assumptions used to determine the savings were the same as those used for the
December 31, 2012, valuation.
2. The county is assumed to hire one active employee at January 1 of each projection year. The annual
valuation pay amounts at entry are assumed to be $63,200, $65,400, and $67,700 for the 2015, 2016,
and 2017 hires, respectively. The age at entry for new hires is assumed to be 35.
3. The maximum compensation limit for the retirement benefit is assumed to be $117,365 for 2015 and
it is expected to grow 2.00% per year.
4. In the AB340 benefit structure, the multiplier is 2% at 62. The multiplier increases by 0.1% for ages
above 62 to a maximum of 2.5% at 67. It decreases by 0.1% for ages below 62 to a minimum of 1.0%
at 52.
Ms. Lisa Driscoll
July 8, 2014
Page 6
Local 1230 - Non-Safety (July 1, 2015 Effective Date)
Notes:
1. The methods and assumptions used to determine the savings were the same as those used for the
December 31, 2012, valuation.
2. The county is assumed to hire one active employee at July 1 of each projection year. The annual valuation
pay amounts at entry are assumed to be $63,200, $65,400, $67,700, and $70,100 for the 2015, 2016, 2017,
and 2018 hires, respectively. The age at entry for new hires is assumed to be 35.
3. The maximum compensation limit for the retirement benefit is assumed to be $117,365 for 2015 and it is
expected to grow 2.00% per year.
4. In the AB340 benefit structure, the multiplier is 2% at 62. The multiplier increases by 0.1% for ages above
62 to a maximum of 2.5% at 67. It decreases by 0.1% for ages below 62 to a minimum of 1.0% at 52.
Ms. Lisa Driscoll
July 8, 2014
Page 7
Local 1230 - Safety (January 1, 2015 Effective Date)
Notes:
1. The methods and assumptions used to determine the savings were the same as those used for the
December 31, 2012, valuation.
2. The county is assumed to hire one active employee at July 1 of each projection year. The annual
valuation pay amounts at entry are assumed to be $76,100, $78,800, and $81,600 for the 2015, 2016,
and 2017 hires, respectively. The age at entry for new hires is assumed to be 33.
3. The maximum compensation limit for the retirement benefit is assumed to be 120% of $117,365, or
$140,838 for 2015 and it is expected to grow 2.00% per year.
4. In the AB340 benefit structure, the multiplier is 2.5% at 55. The multiplier increases by 0.1% for ages
above 55 to a maximum of 2.7% at 57. It decreases by 0.1% for ages below 55 to a minimum of 2.0%
at 50.
Ms. Lisa Driscoll
July 8, 2014
Page 8
Local 1230 - Safety (July 1, 2015 Effective Date)
Notes:
1. The methods and assumptions used to determine the savings were the same as those used for the
December 31, 2012, valuation.
2. The county is assumed to hire one active employee at July 1 of each projection year. The annual
valuation pay amounts at entry are assumed to be $76,100, $78,800, $81,600, and $84,500 for the
2015, 2016, 2017, and 2018 hires, respectively. The age at entry for new hires is assumed to be 33.
3. The maximum compensation limit for the retirement benefit is assumed to be 120% of $117,365, or
$140,838 for 2015 and it is expected to grow 2.00% per year.
4. In the AB340 benefit structure, the multiplier is 2.5% at 55. The multiplier increases by 0.1% for ages
above 55 to a maximum of 2.7% at 57. It decreases by 0.1% for ages below 55 to a minimum of 2.0%
at 50.