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HomeMy WebLinkAboutMINUTES - 09092014 - HA C.3RECOMMENDATIONS ACCEPT the 4th Quarter (Unaudited) Budget Report for the period ending 3/31/14. BACKGROUND This report is intended to provide the Board of Commissioners with an overview of the financial position of the Housing Authority of the County of Contra Costa (HACCC) for the 3rd quarter period ending 3/31/14. The report begins with a summary of HACCC’s overall fiscal standing at the end of the quarter. The overall numbers are then broken down by individual funds. Each fund overview includes a brief program summary and an explanation of the variance between budgeted and actual performance. AGENCY OVERVIEW: Budget Report Changes in HACCC's overall budget position for the fourth quarter are shown in the chart below. Major changes in Section 8 voucher program (HCV) funding had the most significant impact on HACCC's budget. Revenue is down $852,775 versus projected primarily due to an ongoing reduction in housing assistance payments (HAP), or subsidy, received from HUD. Until recently, housing authorities kept excess HAP received from HUD in a locally controlled reserve fund. These reserves are used to cover any shortfalls in HAP funding from HUD. However, as funding shortfalls have become common in the voucher program, and the impact of these shortfalls has varied dramatically among housing authorities, HUD has had to take money from housing authorities with excess reserves to distribute to agencies with too little money on hand to pay their monthly HAP costs. HUD has decided to hold all Action of Board On: 09/09/2014 APPROVED AS RECOMMENDED OTHER Clerks Notes: VOTE OF COMMISSIONERS AYE:John Gioia, Commissioner Candace Andersen, Commissioner Karen Mitchoff, Commissioner Federal D. Glover, Commissioner Fay Nathaniel, Commissioner Aqueela Bowie, Commissioner ABSENT:Mary N. Piepho, Commissioner Contact: 925-957-8028 I hereby certify that this is a true and correct copy of an action taken and entered on the minutes of the Board of Supervisors on the date shown. ATTESTED: September 9, 2014 Joseph Villarreal, Executive Director By: June McHuen, Deputy cc: C.3 To:Contra Costa County Housing Authority Board of Commissioners From:Joseph Villarreal, Housing Authority Date:September 9, 2014 Contra Costa County Subject:Fourth Quarter Budget Report for FY 2013-14 BACKGROUND (CONT'D) > HCV reserves centrally so that this redistribution process can be streamlined in the future. In order to deplete each housing authority's reserves, HUD sends less HAP each month than is needed to fully pay all owners on the HCV program, thus forcing housing authorities to spend down their local HAP reserves. HUD's current goal is that each housing authority will maintain a local reserve that could provide HAP payments for approximately two weeks. HACCC lost nearly $2,409,915 in restricted reserves this fiscal year because of this change. As shown below, expenditures continue to decrease due to HACCC's efforts to cut voucher subsidy costs over the past two years. The overall reduction in the agency's costs of $2,441,261 is primarily attributable to savings in HCV HAP costs. HACC Agency Summary Annual Budget 4th Quarter Actual 3/31/14 Remaining FY Estimate Annual Total Variance Revenue $ 95,851,617 $ 94,998,842 $ -0-$ 94,998,842 $( 852,775) Expenditures $100,936,725 $ 98,495,463 $ -0-$ 98,495,463 $ 2,441,262 $ (5,085,108)$ (3,496,621)$ -0-$ (3,496,621) Analysis of Agency Reserves Program Beginning Balance 4/1/13 (Audited) 4th Quarter ending 3/31/14 (Unaudited) Reserve Balance period ending 3/31/14 (Unaudited) Restricted Reserves Housing Choice Vouchers $ 5,102,811 $ (2,409,915)$ 2,692,896 Public Housing & Cap. Funds $ -0-$ -0-$ -0- State & Local Programs $ 520,046 $ (24,591)$ 495,355 Housing Certificates Programs $ 6,493 $ -0.$ 6,493 Total Restricted Reserves $ 5,629,350 $ (2,434,606)$ 3,194,744 Unrestricted Reserves Housing Choice Vouchers $ 2,858,750 $ (279,300)$ 2,579,450 Public Housing & Cap. Funds $ 1,476,043 $ (517,715)$ 958,328 State & Local Programs $ 2,366,724 $ (207,171)$ 2,159,553 Housing Certificates Programs $ 108,567 $ (57,829)$ 50,738 Total Unrestricted Reserves $ 6,810,084 $ (1,062,015)$ 5,748,069 Total Reserves $ 12,439,434 $ (3,496,621)$ 8,942,813 As a reminder, almost all reserves are restricted for use within each program. The designation of restricted or unrestricted reserves merely indicates that the funds are obligated for special use within the program (restricted) or that they can be used for any purpose tied to the program (unrestricted). The only reserves that can be used freely are unrestricted reserves within the State and Local Programs that are not tied to the tax credit properties. These reserves can be used to support any of HACCC’s programs. FUNDS OVERVIEW: Housing Choice Vouchers Program Summary - The HCV program provides assistance to families in the private rental market. HACCC qualifies families for the program based on income. These families find a home in the private rental market and HACCC provides them with a subsidy via a HAP contract with the property owner. HAP is paid by HACCC directly to the provides them with a subsidy via a HAP contract with the property owner. HAP is paid by HACCC directly to the owner. Through its HCV program, HACCC is authorized to provide affordable housing assistance to a maximum of 6,781 families. However, due to funding constraints, the program is only able to support approximately 6,300 families currently. Summary of Difference Between Budgeted and Year-End Annual Estimate: Revenue – As discussed in the overview, HACCC lost approximately $2,441,261 in projected revenue due to HUD's decision to maintain HAP reserves formerly held by housing authorities. Housing authorities with local HAP reserves will receive decreased HAP funding until their local reserves are reduced to HUD's satisfaction. The reduced reserve levels resulted in reductions in investment income that contributed to the loss of projected revenue. Expenditures – The variance of $2,933,814 is primarily due to reduced HAP expenditures of $2,760,928 as HACCC's cost saving measures of the past two years continue to take effect. A slight decrease in the number of vouchers under contract also occurred, leading to further reductions in HAP costs. A reduction of $172,886 in general administrative expenses also occurred. Housing Choice Vouchers Annual Budget 4th Quarter Actual 3/31/2014 (Unaudited) Remaining FY Estimate Annual Total Variance Revenue $ 77,678,861 $ 76,611,936 $ -0-$ 76,611,936 $ (1,066,925) Expenditures $ 82,234,965 $ 79,301,151 $ -0-$ 79,301,151 $ 2,933,814 $ (4,556,104)$ (2,689,215)$ -0-$ (2,689,215) Analysis of Program Reserves: Housing Choice Vouchers Beginning Balance 4/1/13 (Audited) 4th Quarter 3/31/2014 (Unaudited) Reserve Balance period ending 3/31/14 (Unaudited) Restricted Reserves $ 5,102,811 $ (2,409,915)$ 2,692,896 Unrestricted Reserves $ 2,858,750 $ (279,300)$ 2,579,450 Total Reserves $ 7,961,561 $ (2,689,215)$ 5,272,346 Public Housing Operating and Capital Funds Program Summary - HACCC owns and manages 1,179 public housing units at 16 different sites throughout the County. Operating funds for these properties come from tenant rents as well as an operating subsidy received from HUD that is designed to cover the gap between rents collected from the low-income tenants and annual operating expenses. HUD allocates the Capital Fund annually via formula to approximately 3,200 housing authorities. Capital Fund grants may be used for development, financing, modernization, and management improvements within public housing. Summary of Difference Between Budgeted and Year-End Annual Estimate: Revenue –The $367,118 increase in revenue is primarily attributable to the increase in public housing occupancy and the corresponding increase in tenant rents. Net tenant rental income has increased by $160,078 while vacancy loss is down by $207,040. Expenditures - As occupancy rates have increased, so have attendant costs to manage the properties as more units had to be prepared for tenants, work orders increase, etc. Costs were also driven up by the hiring of temporary replacements for staff out on extended medical absences. The increase in projected costs of $710,710 is a result of the following items: Temporary Maintenance - $283,879; Temporary Administrative - $187,297; Police Services - $104,139; Management Fees to COCC - $135,395. Public Housing Operating and Capital Fund Annual Budget 4th Quarter Actual 3/31/14 (Unaudited) Remaining FY Estimate Annual Total Variance Revenue $ 9,558,091 $ 9,925,209 $ -0-$ 9,925,209 $ 367,118 Expenditures $ 9,732,214 $ 10,442,924 $ -0-$ 10,442,924 $ (710,710) $ (174,123)$ (517,715)$ -0-$ (517,715) Analysis of Program Reserves: Public Housing & Capital Fund Beginning Balance 4/1/13 (Audited) 4th Quarter 3/31/14 (Unaudited) Reserve Balance period ending 3/31/14 (Unaudited) Restricted Reserves $ -0-$ -0-$ -0- Unrestricted Reserves $ 1,476,043 $ (517,715)$ 958,328 Total Reserves $ 1,476,043 $ (517,715)$ 958,328 State and Local Programs Program Summary - HACCC administers a variety of programs and activities that are either not funded by HUD or that involve non-restricted HUD funds. Currently, HACCC is the managing general partner for two tax credit projects (DeAnza Gardens & Casa Del Rio) and also has a contract with the City of Antioch to run their rental rehabilitation program. HACCC receives management fees for administering the Public Housing and HCV programs under HUD’s asset-management model. Summary of Difference between Budgeted and Year-End Annual Estimate: Revenue – The $ 96,941 growth in revenue compared to the budget is primarily related to the increase in allowable management fees from the public housing and HCV programs. Expenditures - The $7,917 increase in expenditures was due to costs associated with a file purge project in central office. State & Local Programs Annual Budget 4th Quarter Actual 3/31/14 (Unaudited) Remaining FY Estimate Annual Total Variance Revenue $ 5,173,102 $ 5,270,043 $ -0-$ 5,270,043 $ 96,941 Expenditures $ 5,493,988 $ 5,501,905 $ -0-$ 5,501,905 $ ( 7,917) $ (320,886)$ (231,862) $ -0-$ (231,862) Analysis of Reserves: State & Local Programs Beginning Balance 4/1/13 (Audited) 4th Quarter 3/31/14 (Unaudited) Reserve Balance Period ending 3/31/14 (Unaudited) Restricted Reserves $ 520,046 $ (24,691)$ 495,355 Unrestricted Reserves $ 2,366,724 $ (207,171)$ 2,159,553 Total Reserves $ 2,886,770 $ (231,862) $ 2,654,908 Housing Certificate Programs Program Summary - HACCC administers two separate Housing Certificate Programs; Shelter Plus Care and Moderate Rehabilitation (Mod Rehab). The Shelter-Plus Care Program provides rental assistance for hard-to-serve homeless persons with disabilities in connection with supportive services funded from sources outside the program. HACCC assists approximately 285 clients under this program. The Mod Rehab program was designed in 1978 as an expansion of the rental certificate program. Mod Rehab was designed to provide low-cost loans for the rehabilitation of rental units in an effort to upgrade and preserve the nation's housing stock. In return, the owner agreed to provide long-term affordable housing for low income families. The program was repealed in 1991 and no new projects are authorized for development. HACCC administers 28 Mod Rehab units. Summary of Difference Between Budgeted and Year-End Annual Estimate: Revenue - The reduction in revenue is related to a drop in Shelter Plus Care funding for both HAP and administration. Expenditures - Most of the reduction in expenditures is tied to decreased HAP funding for the Shelter Plus Care program. Housing Certificate Programs Annual Budget 4th Quarter Actual 3/31/14 (Unaudited) Remaining FY Estimate Annual Total Variance Revenue $ 3,441,563 $ 3,191,654 $ -0-$ 3,191,654 $ (249,909) Expenditures $ 3,475,559 $ 3,249,483 $ -0-$ 3,249,483 $ 226,076 $ (33,996)$ (57,829)$ -0-$ (57,829) Analysis of Reserves: Housing Certificate Programs Beginning Balance 4/1/13 (Audited) 4th Quarter 3/31/14 (Unaudited) Reserve Balance period ending 3/31/14 (Unaudited) Restricted Reserves $ 6,493 $ -0-$ 6,493 Unrestricted Reserves $ 108,567 $ (57,829)$ 50,738 Total Reserves $ 115,060 $ (57,829)$ 57,231 FISCAL IMPACT None. Information item only. CLERK'S ADDENDUM