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HomeMy WebLinkAboutMINUTES - 12172013 - HA C.3RECOMMENDATIONS ACCEPT the 2nd Quarter (Unaudited) Budget Report for the period ending September 30, 2013. BACKGROUND This report is intended to provide the Board of Commissioners with an overview of the financial position of the Housing Authority of the County of Contra Costa (HACCC) for the 2nd quarter period ending 9/30/13. The report begins with a summary of HACCC’s overall fiscal standing at the end of the quarter. The overall numbers are then broken down by individual funds. Each fund overview includes a brief program summary and an explanation of the variance between budgeted and actual performance. Action of Board On: 12/17/2013 APPROVED AS RECOMMENDED OTHER Clerks Notes: VOTE OF COMMISSIONERS AYE:John Gioia, District I Commissioner Candace Andersen, District II Commissioner Mary N. Piepho, District III Commissioner Karen Mitchoff, District IV Commissioner Federal D. Glover, District V Commissioner ABSENT:Geneva Green, Tenant Seat Commissioner Contact: 925-957-8028 I hereby certify that this is a true and correct copy of an action taken and entered on the minutes of the Board of Supervisors on the date shown. ATTESTED: December 17, 2013 Joseph Villarreal, Executive Director By: June McHuen, Deputy cc: C.3 To:Contra Costa County Housing Authority Board of Commissioners From:Joseph Villarreal, Housing Authority Date:December 17, 2013 Contra Costa County Subject:2nd Quarter Financial Report BACKGROUND (CONT'D) AGENCY OVERVIEW: Budget Report Changes in HACCC's overall budget position for the second quarter are shown in the chart below. Major changes in Section 8 voucher program (HCV) funding had the most significant impact on HACCC's budget. Revenue is down $534,708 versus projected primarily due to an ongoing reduction in housing assistance payments (HAP), or subsidy, received from HUD. Until recently, housing authorities kept excess HAP received from HUD in a locally controlled reserve fund. HAP reserves are to be used to cover any shortfalls in HAP funding from HUD. However, because funding shortfalls have become common in the voucher program. On several occasions HUD has had to take money from housing authorities with excess reserves to distribute to agencies with too little money on hand to pay their monthly HAP costs. In order to speed-up this redistribution process in the future, HUD has decided to hold all HCV reserves centrally. In order to deplete each housing authority's reserves, HUD sends less HAP each month than is needed to fully pay all owners on the HCV program forcing housing authorities to spend down their local HAP reserves. HUD's goal is that each housing authority will retain about two weeks worth of HAP locally. HACCC lost nearly $1,000,000 in revenue during this quarter because of this change. This was somewhat offset by an increase of nearly $500,000 in public housing revenue that is directly tied to improved occupancy rates. As shown below, expenditures have decreased due to HACCC's efforts to cut voucher subsidy costs over the past two years. The overall reduction in the agency's costs of $1,774,025 is primarily attributable to savings in HCV HAP costs. HACC Agency Summary Annual Budget 2nd Quarter Actual 9/30/13 Remaining FY Estimate Annual Total Variance Revenue $ 95,851,617 $ 47,391,099 $ 47,925,810 $ 95,316,909 $ (534,708) Expenditures $100,936,725 $ 48,694,337 $ 50,468,363 $ 99,162,700 $1,774,025 $ (5,085,108)$ (1,303,238)$ (2,542,553)$ (3,845,791) Analysis of Agency Reserves Program Beginning Balance 4/1/13 (Unaudited) 2nd Quarter ending 9/30/13 (Unaudited) Reserve Balance period ending 9/30/13 (Unaudited) Restricted Reserves Housing Choice Vouchers $ 5,102,811 $ (1,152,054)$ 3,950,757 Public Housing & Cap. Funds $ -0-$ -0-$ -0- State & Local Programs $ 480,516 $ (44,472)$ 436,044 Housing Certificates Programs $ -0- .$ 6,805 $ 6,805 Total Restricted Reserves $ 5,583,327 $ (1,189,721)$ 4,393,606 Unrestricted Reserves Housing Choice Vouchers $ 2,933,483 $ (38,261)$ 2,895,222 Public Housing & Cap. Funds $ 1,652,868 $ 67,394 $ 1,720,262 State & Local Programs $ 1,511,431 $ (96,607)$ 1,414,824 Housing Certificates Programs $ 115,183 $ (46,043)$ 69,140 Total Unrestricted Reserves $ 6,212,965 $ (113,517)$ 6,099,448 Total Reserves $ 11,796,292 $ (1,303,980)$ 10,493,054 As a reminder, almost all reserves are restricted for use within each program. The designation of restricted or unrestricted reserves merely indicates that the funds are obligated for special use within the program (restricted) or that they can be used for any purpose tied to the program (unrestricted). The only reserves that can be used freely are unrestricted reserves within the State and Local Programs that are not tied to the tax credit properties. These reserves can be used to support any of HACCC’s programs. FUNDS OVERVIEW: Housing Choice Vouchers Program Summary - The HCV program provides assistance to families in the private rental market. HACCC qualifies families for the program based on income. These families find a home in the private rental market and HACCC provides them with a subsidy via a HAP contract with the property owner. HAP is paid by HACCC directly to the owner. Through its HCV program, HACCC is authorized to provide affordable housing assistance to a maximum of 6,781 families. However, due to funding constraints, the program is only able to support approximately 6,300 families currently. Summary of Difference Between Budgeted and Year-End Annual Estimate: Revenue – As discussed broadly in the overview, HACCC lost $975,105 in projected revenue due to HUD's decision to maintain HAP reserves in the future. Housing authorities with local HAP reserves will receive decreased HAP funding until their local reserves are exhausted. Expenditures – The projected variance of $2,062,842 is due primarily to reduced HAP expenditures as HACCC's cost saving measures of the past two years continue to take effect. A slight decrease in the number of vouchers under contract also occurred, leading to further reductions in HAP costs. As approved by the Board last month, increased payment standards will result in rising HAP costs in future quarters. Housing Choice Vouchers Annual Budget 2nd Quarter Actual 9/30/2013 (Unaudited) Remaining FY Estimate Annual Total Variance Revenue $ 77,678,861 $ 37,864,325 $ 38,839,431 $ 76,703,756 $ (975,105) Expenditures $ 82,234,964 $ 39,054,640 $ 41,117,482 $ 80,172,122 $ 2,062,842 $ (4,556,103) $ (1,190,315)$ (2,278,051)$ (3,468,366) Analysis of Program Reserves: Housing Choice Vouchers Beginning Balance 4/1/13 (Unaudited) 2nd Quarter 9/30/2013 (Unaudited) Reserve Balance period ending 9/30/13 (Unaudited) Restricted Reserves $ 5,102,811 $ (1,152,054)$ 3,950,757 Unrestricted Reserves $ 2,933,483 $ (38,261)$ 2,895,222 Total Reserves $ 8,036,294 $ (1,190,315)$ 6,845,979 Public Housing Operating and Capital Funds Program Summary - HACCC owns and manages 1,179 public housing units at 16 different sites throughout the County. Operating funds for these properties come from tenant rents as well as an operating subsidy received from HUD that is designed to cover the gap between rents collected from the low-income tenants and annual operating expenses. HUD allocates the Capital Fund annually via formula to approximately 3,200 housing authorities. Capital Fund grants may be used for development, financing, modernization, and management improvements within public Fund grants may be used for development, financing, modernization, and management improvements within public housing. Summary of Difference Between Budgeted and Year-End Annual Estimate: Revenue –The $491,205 increase in revenue is primarily attributable to the fact that public housing occupancy has increased significantly. Net tenant rental income is up roughly $184,240 and Operating Subsidy received from HUD is $142,000 greater than budgeted. Operating subsidy is tied directly to occupancy rates. Expenditures - Increased occupancy also leads to increased costs. The jump in costs versus budgeted is largely the result of increased utility usage. Water and electricity cost increases represent $268,546 of the $336,749 variance. The remainder of the increase is due to unit turnover costs. Public Housing Operating and Capital Fund Annual Budget 2nd Quarter Actual 9/30/13 (Unaudited) Remaining FY Estimate Annual Total Variance Revenue $ 9,558,091 $ 5,270,250 $ 4,779,046 $ 10,049,296 $ 491,205 Expenditures $ 9,732,214 $ 5,202,856 $ 4,866,107 $ 10,068,963 $ (336,749) $ (174,123)$ 67,394 $ (87,061)$ (19,667) Analysis of Program Reserves: Public Housing & Capital Fund Beginning Balance 4/1/13 (Unaudited) 2nd Quarter 9/30/13 (Unaudited) Reserve Balance period ending 9/30/13 (Unaudited) Restricted Reserves $ -0-$ -0-$ -0- Unrestricted Reserves $ 1,652,868 $ 67,394 $ 1,720,262 Total Reserves $ 1,652,868 $ 67,394 $ 1,720,262 State and Local Programs Program Summary - HACCC administers a variety of programs and activities that are either not funded by HUD or that involve non-restricted HUD funds. Currently, HACCC is the managing general partner for two tax credit projects (DeAnza Gardens & Casa Del Rio) and also has a contract with the City of Antioch to run their rental rehabilitation program. HACCC receives management fees for administering the Public Housing and HCV programs under HUD’s asset-management model. Summary of Difference between Budgeted and Year-End Annual Estimate: Revenue –The $80,137 growth in revenue compared to the budget is the result of an increase in allowable management fees from the public housing and HCV programs. Expenditures - The $60,773 increase in expenditures reflect costs associated with the elimination of the County's rental rehabilitation loan program along with HACCC's contract to manage that program. State & Local Programs Annual Budget 2nd Quarter Actual 9/30/13 (Unaudited) Remaining FY Estimate Annual Total Variance Revenue $ 5,173,102 $ 2,666,688 $ 2,586,551 $ 5,253,239 $ 80,137 Expenditures $ 5,493,988 $ 2,807,767 $ 2,746,994 $ 5,554,761 $ (60,773) $ (320,886)$ (141,079) $ (160,443)$ (301,522) Analysis of Reserves: State & Local Programs Beginning Balance 4/1/13 (Unaudited) 2nd Quarter 9/30/13 (Unaudited) Reserve Balance Period ending 9/30/13 (Unaudited) Restricted Reserves $ 480,516 $ (44,472)$ 436,044 Unrestricted Reserves $ 1,511,431 $ (96,607)$ 1,414,824 Total Reserves $ 1,991,947 $ (141,079) $ 1,850,868 Housing Certificate Programs Program Summary - HACCC administers two separate Housing Certificate Programs; Shelter Plus Care and Moderate Rehabilitation (Mod Rehab). The Shelter-Plus Care Program provides rental assistance for hard-to-serve homeless persons with disabilities in connection with supportive services funded from sources outside the program. HACCC assists approximately 285 clients under this program. The Mod Rehab program was designed in 1978 as an expansion of the rental certificate program. Mod Rehab was designed to provide low-cost loans for the rehabilitation of rental units in an effort to upgrade and preserve the nation's housing stock. In return, the owner agreed to provide long-term affordable housing for low income families. The program was repealed in 1991 and no new projects are authorized for development. HACCC administers 28 Mod Rehab units. Summary of Difference Between Budgeted and Year-End Annual Estimate: Revenue - The reduction in revenue is related to a slight drop in Shelter Plus Care funding for both HAP and administration. Expenditures - Most of the reduction in expenditures is tied to decreased HAP funding for the Shelter Plus Care program. Housing Certificate Programs Annual Budget 2nd Quarter Actual 9/30/13 (Unaudited) Remaining FY Estimate Annual Total Variance Revenue $ 3,441,563 $ 1,589,836 $ 1,720,782 $ 3,310,618 $ (130,945) Expenditures $ 3,475,559 $ 1,629,074 $ 1,737,780 $ 3,366,854 $ 108,705 $ (33,996)$ (39,238)$ ( 16,998)$ (56,236) Analysis of Reserves: Housing Certificate Programs Beginning Balance 4/1/13 (Unaudited) 2nd Quarter 9/30/13 (Unaudited) Reserve Balance period ending 9/30/13 (Unaudited) Restricted Reserves $ -0-$ 6,805 $ 6,805 Unrestricted Reserves $ 115,183 $ (46,043)$ 69,140 Total Reserves $ 115,183 $ (39,238)$ 75,945 FISCAL IMPACT None. Information item only. CLERK'S ADDENDUM