HomeMy WebLinkAboutMINUTES - 09122006 - C.19 � I
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TO: BOARD OF SUPERVISORS, AS THE BOARD OF Contra
f- __,;
DIRECTORS FOR CONTRA COSTA COUNTY - `..Z.
SANITATION DISTRICT NO. 5V . �^" `y Costa
FROM: MAURICE M. SHIU, PUBLIC WORKS DIRECTOR 6 County
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DATE: September 12, 2006
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SUBJECT: ADOPT Resolution 2006/`6r�7APPROVING and AUTHORIZING the Public Works Director, or his
designee, to execute an agreement with Municipal Finance Corporation in the amount of 5550,000 for the
financing of wastewater system improvements at Contra Costa County Sanitation District No. 5,Port Costa
area. (District II) (Project#7380-6X9E40)
SPECIFIC REQUEST(S)OR RECOMMENDATION(S)&BACKGROUND AND JUSTIFICATION
RECOMMENDED ACTION:
ADOPT Resolution 2006/Approving and Authorizing the Public Works Director, or his designee, to execute an
agreement with Municipal Finance Corporation for the financing of wastewater system improvements at Contra Costa
County Sanitation District No. 5 (SD5) in Port Costa.
FISCAL. IMPACT:
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There will be no impact to County General Funds. The loan will result in a fiscal gain of$550,000 to SD5 for purposes of
financing the upgrades mandated by the Regional Water Quality Control Board. The loan will be repaid from a portion of
annual assessments imposed on properties within tl'e boundaries of SD5.
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REASONS FOR RECOMMENDATIONS AND BACKGROUND:
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Contra Costa County Sanitation District No. 5 (SD5)serves the community of Port Costa. The treatment facility was built in
1982 and includes a recirculating sand filter system and hypochlorite disinfection system.
The San Francisco Bay Regional Water Quality Control Board(RWQCB)has mandated that SD5 conduct specific upgrades to
its wastewater treatment facility. Design of the improvements is currently underway and construction is expected to be
completed by November, 2007. SD5 does not have enough capital reserves to fund the necessary upgrades. The citizens of
Port Costa approved substantial increases to their annual per parcel assessment over the past three years. A portion of the
increased sewer assessment funds will be used to!repay the proposed construction loan. During the March 15, 2006 SD5
Citizen's Advisory Committee meeting,the members voted unanimously to approve this loan.
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CONSEQUENCES OF NEGATIVE ACTION:
If this Resolution is not approved and authorized, SD5 will not be able to pay for the wastewater treatment facility upgrades
mandated by the RWQCB. SD5 would then be subject t 000 in fines from th WQCB.
Continued on Attachment: X SIGNATURE: r
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_IFECOMNIENDATION OF COUNTY ADNIINISTRAT
_RECOMMENDATION OF BOARD COMMITTEE
_L,-APPROVE OTHER
SIGNATURE(S):
(a,-Z,
ACTION OF BO D OIVS' e? .2A4B'hROVED AS RECOMMENDED OTHER
VOTE F SUPE I ORS:
I hereby certify that this is a true and correct copy of
UNANIMOUS(ABSENT an action taken and entered on the minutes of,the
AYES: NOES: Board of Supervisors on the date shown.
ABSENT: ABSTAIN:
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G:\S1)Dist\Board 0r&rs\2006-Board Orders\09-12-06 BO SD5 Loan.doc ATTESTED: /Qi
Orig.Div:Public works(Special Districts) —�
Contact: Brian Balbas(313-2284) JOHN CULLEN,Clerk of the Board of Supervisors
and County Administrator
cc: County Administrator
Auditor-Controller
E.Whan,'Eng Services
John Mann,SD5 CAC By ,Deputy
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THE BOARD OF SUPERVISORS,AS THE BOARD OF DIRECTORS FOR SANITATION DISTRICT NO.5
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Adopted this Resolution on September 12, 2006,by the following vote:
AYES:_ _.Liilke.ma,-.Piepho, neSaulnier, Glover alnd Gioia
NOES: Notre
ABSENT: Notre
ABSTAIN: Notre
RESOLUTION NO. 2006/,5W
SUBJECT: ADOPT Resolution 2006/ APPROVING and AUTHORIZING Public Works Director,or designee,to
execute an agreement with Municipal Finance Corporation in the amount of$550,000 for the financing of
wastewater system improvements kat Contra Costa County Sanitation District No. 5, Port Costa area.
(District II)
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The.Board of Directors for Sanitation District No. 5 (the "District")RESOLVES:
1. On September 12,2006,the Board of Directors adopted Resolution No. 2006/ to approve borrowing funds from the
Lender, in the maximum principal amount of$550,000 at a 5.10% interest rate. The Board of Directors hereby
authorizes and directs the Public Works Director,or his Designee,to execute the loan agreement,and the Clerk of the
Board to attest and affix the seal of the District to the final form of the Loan Agreement for and in the name of the
District.
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2. The Public Works Director, or his Designee, is authorized and directed to execute and deliver any and all additional
documents,agreements and certificates that they may deem necessary or advisable in order to carry out,give effect to
and comply with the terms of the Loan Agreement.
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3. The Loan is hereby designated as"qualified tax exempt obligations"within the meaning of Section 265(b)(3)of the
Internal Revenue Code of 1986, as amended(the"Code"). The District,together with all subordinate entities of the
District,do not reasonably expect to issue during the calendar year in which the Loan is issued more than$10,000,000
of obligations which it could designate as"qualified tax-exempt obligations"under Section 265(b)of the Code.
4. This Resolution shall take effect immediately upon its passage.
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G:\SpDist\Board Orders\2006-Board Orders\09-,12-06 BO SD5 Loan.doc
Orig.Dept.:Public Works Department(Special Districts)
Contact: Brian Balbas(313-2284)
I hereby certify that this is a true and correct copy
cc: County Administrator of an action taken and entered on the minutes of the
Auditor-Controller Board of Supervisors on the date shown.
E.Whan,Eng Services
John Mann,SD5 CAC ATTESTED:
JOHN CULLEN,Clerk of the Board of Supervisors
Resolution No.2006/ and County Administrator
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By ,Deputy
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RESOI I L UTION NO. 2006
OFFICE OF THE COUNTY COUNSEL I SE �. SILVANO B. MARCHESI
COUNTY OF,CONTRA COSTA COUNTY COUNSEL
Administration Building a,*
651 Pine Street, 91h Floor =? —\,• SHARON L. ANDERSON
°I + �'.- -%;- —\ CHIEF ASSISTANT
Martinez, California 94553-1229 �___
(925) 335-1800 P =_ r'E GREGORY C. HARVEY
�', `;a,'.:-:.ter: .,._ VALERIE J. RANCHE
(925) 646-1078 (fax)
ASSISTANTS
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OPINION OF COUNSEL
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September 29, 2006
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MUNICIPAL FINANCE CORPORATION
23945 Calabasas Road, Suite 103 1
Calabasas, CA 91302 i
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RE: Loan Agreement dated as of May 16, 2006, by and between MUNICIPAL FINANCE
CORPORATION (the "Corporation") as lender, and CONTRA COSTA COUNTY
SANITATION DISTRICT NO. 5 (the "District") as borrower.
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Ladies and Gentlemen: 1
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I have acted as counsel to District with respect to the Loan Agreement described above
(the "Loan") and in this capacity have 'reviewed a copy of the Loan and related documents or
exhibits attached thereto. Based upon the examination of these and such other documents as I
deem relevant, and my review of applicable statutes and case law, it is my opinion that:
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1. District is a county sanitation district duly organized, existing and operating under the
Constitution and laws of the State of California.
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2. District is authorized and has the power under applicable law to enter into the Loan,
and to carry out its obligations thereunder and the transactions contemplated thereby.
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.3. When the Loan has been duly authorized, approved, executed and delivered by and on
behalf of District, it will be a valid and binding contract of District enforceable in accordance
with its terms, except to the extent limited by State and Federal laws-affecting remedies and by
bankruptcy, reorganization, moratorium or other laws of general application relating to or
affecting the enforcement of creditors' rights.
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�4. A resolution duty authorizing the execution and delivery of the Loan was duly adopted
by the governing body of District on September 12, 2006, and such resolution remains in full
force and effect.
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MUNICIPAL FINANCE CORPORATION
RE: Loan Agreement dated as of May 16, 2006,by and between MUNICIPAL FINANCE
CORPORATION ("Corporation') as lender, and CONTRA COSTA COUNTY
SANITATION DISTRICT.N6 5 ("District") as borrower.
September 29, 2006
Page 2
5. To the best of my knowledge, there is no litigation, action, suit or proceeding pending
or before any court, administrative agency, arbitrator or governmental body, that challenges the
organization or existence of District, or in any way contesting or affecting any action of District
contemplated by the Loan or in any way contesting the powers of District with respect to the
District, nor to my knowledge is there any basis therefore.
Notwithstanding anything to the contrary herein:
(a) This opinion is based on the existing laws of the State of California as of this date.
We expressly decline-to render any opinion as to.any laws or regulations of other states or
jurisdictions (including federal law.and regulations) as they may pertain to the Loan, or any
transactions contemplated thereby, or with respect to.the effect of noncompliance under any such
laws or regulations of any other jurisdictions.
(b) This opinion is furnished to you and is solely for your benefit. It may not be relied
upon by any other person or entity however organized.
(c) This opinion may only be used in connection with the transactions contemplated
under the Loan.
(d) This opinion is given as of(this date, and we expressly decline any undertaking to
advise you of any matters arising subsequent to the date hereof that would cause us to amend any
portion of the foregoing in whole or in1part.
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(e) The opinions set forth herein are subject to applicable limitations of bankruptcy or
equitable principles affecting the enforcement of creditor's rights. The enforcement of the Loan
is subject to the effect of the general principles of equity, including,without limitation, concepts
of materiality, reasonableness, good faith or fair dealing, and the possibility of the unavailability
of specific performance or injunctive relief, regardless of whether considered in a proceeding in
equity or at law, and to the exercise of judicial discretion in appropriate cases and to the
limitations on legal remedies against entities in the State of California.
Very truly yours,
Silt' o B archesi
Con ua el
a Wilcox
eputy County Counsel
LW/
I I:Tinel\PW\CCCSD5.OpinionofCounsel.9.29.06."d
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DESIGNATION OF SIGNATORY
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I, 1`✓I OF/e-iE SHI LJ , Public Works Director of the Board of Trustees of
the Contra Costa County Sanitationl District Number 5 (the "District"), hereby designate
R. Mitch Avalon, Deputy Chief Engineer, to execute and deliver on my behalf that
certain Loan Agreement #05-089 dated as of May 16, 2006 and all other documents
related thereto pursuant to Resolution No. 2006/541 adopted by the Board of the District
on September 12, 2006.
CONTRA COSTA COUNTY A TATION DISTRICT NUMBER 5
ByCi .tom
Title Public Works Director/Chief En ineer
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INCUMBENCY AND SIGNATURE CERTIFICATE
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I do hereby certify that II arra the duly appointed and acting Chief Deputy
Clerk of the Board of the Contra 1.Costa County Sanitation District No. 5, a. county
sanitation district validly existing under the Constitution and laws of the State of
California (the "District"), arid. that, as of the date hereof, the individual named below
is the duly appointed officer of the District holding the office set forth opposite his/her
respective name. 1. further certify, that (i) th.e signature set forth opposite leis/her
respective name and title is true and authentic aril (ii) such officer has the authority
on behalf of the District to enter ii�ito that certain Loan Agreement. #05-089-AF dated
May 1.6., 2006, by and between thel District and Municipal Finance Corporation and all
documents related i.h.ereto.
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N ame Title Signature
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R. Mitch Avalon Deputy Chief Engineer
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IN FITNESS WHEREOF, I have duly executed this certificate this 12t1, day of
Septernber, 2006.
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Chief Deputy Clerk of the Board
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LOAN AGREEMENT
This LOAN AGREEMENT, (this "Loan Agreement" ) , dated May
16, 2006, is between MUNICIPAL FINANCE CORPORATION, a
corporation duly organized and existing under the laws of
the State of California (the "Lender") , and the CONTRA COSTA
COUNTY SANITATION DISTRICT NO. 5, a county sanitation
district duly organized and existing under the County
Sanitation District Act (Health and Safety Code, 4700 et
seq. ) (the "District" ) .
IRECITAL.S
WHEREAS, the District owns and operates certain
facilities and propertylfor the collection and treatment of
wastewater (the "Wastewater System" ) , and in order to
provide financing for improvements to the Wastewater System
the District desires tol enter into this Loan Agreement with
the Lender; and
WHEREAS, the Distrlict is authorized to enter into this
Loan Agreement and to borrow amounts hereunder pursuant to
Section 4764 of the Health and Safety Code.
AGREEMENT :
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In consideration lof the foregoing and the material
covenants hereinafter contained, the District and the Lender
.formally covenant, agree and bind themselves as follows :
ARTICLE I
DEFINITIONS AND APPENDICES
SECTION 1 . 1 . Definitions. All terms defined in this
Section 1 .1 have the I meanings herein specified for all r
purposes of this Loan Agreement .
"Additional Reven I ue-s" means, with respect to -th-e
issuance of any Parity Obligations, any or all of the
following amounts :
(i) An allowance .1 for Net Revenues from any
additions or improvements to or extensions of
the Wastewater System to be made with the
proceeds of such Parity Obligations and also
for Net Revenues from any such additions,
improvements or extensions which have been
made from moneys from any source but in any
case which, during all or any part of the
latest Fiscal Year or such twelve (12) month
period, were n'ot in service, all in an amount
equal to ninety percent (90%) of the estimated
additional average annual Net Revenues to be
derived from sluch additions, improvements and
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extensions for the first thirty-six (36) month
period in which each addition, improvement or
extension is respectively to be in operation,
all as shown by the certificate or opinion of
a qualified independent engineer retained by
the District and reasonably satisfactory to
the Lender.
(ii) An allowance for Net Revenues arising from any
increase in the charges made for service from
the Wastewater System which has become
effective prior to the incurring of such
Parity obligations but which, during all or
any part of the latest Fiscal Year or such
twelve (12) month period, was not in effect,
in an amount I equal to the total amount by
which the Net Revenues would have been
increased if such increase in charges had been
in effect during the whole of such Fiscal Year
or twelve (12)1 month period, all as shown by
the certificate or opinion of an independent
certified public accountant employed by the
District .
"Assignee" means (a) initially, Westamerica Bank, as
.assignee of certain rights of the Lender hereunder, and (b)
any other entity to whom the rights of the Lender are
assigned hereunder.
"Closing Date" means the date of execution and delivery
of this Loan Agreement by the parties hereto, being
2006 .
"District" means Ithe Contra Costa County Sanitation
District No. 5, a county sanitation district formed under
the County Sanitation District Act (constituting Chapter 3,
Part 3 , Division 5 of the Health and Safety Code, commencing
with Section 4700) .
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"Event of Default" means any of the events of default
as defined in Section 51. 1 .
"Federal Securities" means any direct general non-
callable obligations of the United States of America
(including obligations issued or held in book entry form on
the books of the Department of the Treasury of the United
States of America) , or obligations the timely payment of
principal of and interest on which are directly guaranteed
by the United States of► America.
"Fiscal Year" means each twelve-month period during the
Term of this Loan Agreement commencing on July 1 in any
calendar year and ending on June 30 in the next succeeding
calendar year, or any other twelve-month period selected by
the District as its fiscal year period.
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"Gross Revenues" means all gross charges received for,
and all other gross income and receipts derived by the
District from, the ownership and operation of the Wastewater
System or otherwise arising from the Wastewater System,
including but not limitled to connection charges and earnings
on the investment of any funds held by the District; but
excluding the proceeds of any ad valorem property taxes
levied for the purposelof paying bonded indebtedness of the
District and excluding the proceeds of any special
assessments or special taxes levied upon real property
within any improvement ' district served by the District for
the purpose of paying I special assessment bonds or special
tax obligations of the District .
"Lender" means (Municipal Finance Corporation, -a
corporation duly organized and existing under the laws of .
the State of Californias.
"Loan" means thel loan made by the Lender to the
District under Section 13 . 1 .
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"Loan Agreement" means this Loan Agreement, dated as of
May 16, 2006, between the Lender and the District .
"Loan Repayment Date" means the date when each Loan
Repayment is due and payable, commencing six months after
the Closing Date and continuing to and including the date on
which the Loan Repayments are paid in full .
"Loan Repayments" I means all ' payments required to be
paid by the District under Section 3 .4 , including any
prepayment thereof under Sections 6 . 1 or 6 .2 .
"Maintenance and Operation Costs" means the reasonable
and necessary costs and expenses paid by the District for
maintaining and operating the Wastewater System, including
but not limited to the reasonable expenses of management and
repair and other costs and expenses necessary to maintain
and preserve the Wastewater System in good repair and
working order, and I including but not limited t-o
administrative costs of the District attributable . to the
Wastewater System and I the financing thereof, but in all
cases excluding depreciation, replacement and obsolescence
charges or reserves therefor and excluding .amortization of
intangibles or other bookkeeping entries of a similar
nature .
"Maximum Annual Debt Service" means, as of the date of
any calculation, the maximum sum obtained for the current or
any future Fiscal Year during the Term of this Loan
Agreement by totaling the aggregate amount of (i) the Loan
Repayments coming due lin such Fiscal Year, and (ii) the.
principal and interest coming due and payable in such Fiscal
Year on any Parity Obligations, including the principal
amount coming due and payable by operation of mandatory
sinking fund redemptions. There • shall be excluded from such
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calculation any principal of and interest on the Loan
Repayments and any Parity Obligations which have been
defeased or discharged, or for the payment of which a
security deposit has been posted. With respect to any
Parity Obligations which then bear interest at a variable
rate, such interest shall be calculated at an assumed rate
equal to the average rate of interest per annum for each of
the 5 previous whole calendar years as shown by the J. J.
Kenny Index (or at any time in the event and to the extent
such index is not maintained for all or any portion of such
period, any similar index of variable rate interest for tax-
exempt obligations as may be selected by the District in its
sole discretion) .
"Net Revenues" means, for any period, an amount equal
to all of the Gross Revenues received during such period,
minus the amount required to pay all Maintenance and
Operation Costs which are payable during such period.
"Parity Obligations" means any bonds, notes or other
obligations of the District payable from and secured by a
pledge of and lien upon any of the Net Revenues on a parity
with the Loan Repayments .
"Special Fund" means the fund heretofore established
and held by the District .
"Tax Code" means the Internal Revenue Code of 1986 as
in effect on the Closing Date or (except as otherwise
referenced herein) asl it may be amended to . apply to
obligations issued on. the Closing Date, together with
applicable proposed, Itemporary and final regulations
promulgated, and applicable official public guidance
published, under the Tax Code.
"Term of this Loanl Agreement" or "Term" means the time
during which this Loan Agreement is in effect, as provided
in Section 3 .3 .
"Wastewater System!' means the existing facilities and
property owned by the District, and facilities and property
owned by the District, I used for the collection, treatment
and disposal of wastewater within the service area of the
District .
SECTION 1 . 2 . Appendix. The following Appendix is
attached to, and by reference made a part of, -this Loan
Agreement :
APPENDIX A: The .schedule of Loan Repayments to be paid
by the District hereunder, showing the date and amount of
each Loan Repayment .
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ARTICLE II
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REPRESENTATIONS, COVENANTS AND WARRANTIES
SECTION 2 . 1 . Representations, Covenants and Warranties
of the District. Thel District represents, covenants and
warrants to the Lender las follows:
(a) Due Organization and Existence. The District
is a county sanitation district, duly
organized and existing under the County
Sanitation District Act .
(b) Authorization. ) The laws of the State of
California authorize the District to enter
into this Loan Agreement, to enter into the
transactions contemplated hereby and to carry
out its obligations hereunder, ' and the Board
of Directors I of the District has duly
authorized the execution and delivery of this
Loan Agreement).
(c) No Violations Neither the execution and
delivery of this Loan Agreement, nor the
fulfillment of or compliance with the terms
and conditionslhereof, nor the consummation of
the transactions contemplated hereby,
conflicts with or results in a breach of the
terms, conditions or provisions of any
restriction ori any agreement or instrument to
which the District is now a party or by which
the District lis bound, or constitutes a
default under any of the foregoing, or results
in the creation or imposition of any lien,
charge or encumbrances whatsoever upon any of
the property or assets of the District, other
than as set forth herein.
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(d) No Prior Indebtedness . The District has not
issued or incurred any obligations which are
currently outstanding having any priority in
payment out of the Gross Revenues or the Net
Revenues over ithe payment of Loan Repayments
as provided herein.
SECTION 2 .2 . Representations, Covenants and Warranties
of Lender. The Lender 'represents, covena-nt-s and warrants t,o
the District as follows :
(a) Due Organization and Existence. The Lender is
a corporationl duly organized and existing
under the laws , of the State of California; has
power to enter into this Loan. Agreement;. is
possessed of full power to make the Loan as
provided herein; and the. governing board of
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the Lender has duly authorized the execution
and delivery of this Loan Agreement .
(b) No Encumbrances . The Lender will not pledge
or assign thel Loan Repayments or its other
rights under this Loan Agreement, except as
provided under the terms of this Loan
Agreement .
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(c) No Violations . Neither the execution and
delivery of this Loan Agreement, nor the
fulfillment of or. compliance with the terms
and conditionslhereof, nor the consummation of
the transactions contemplated hereby,
conflicts withl or results in a breach of the
terms, conditions or provisions of any
restriction ori any agreement or instrument to
which the Lender is now a party or by which
the Lender is lbound, or constitutes a default
under any of the foregoing, or results in the
creation or imposition of any lien, charge or
encumbrance whatsoever upon any of the
property or assets of the Lender.
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ARTICLE III
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TERMS of LOAN
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SECTION 3 . 1 . Obligation to Make Loan; Amount of Loan.
The Lender hereby agrees to lend to the District, and the
District hereby agrees to borrow from the Lender, the amount
of $550, 000 under the terms and provisions set forth in this
Loan Agreement . The Loan shall be made by the Lender to the
District in immed.iatelylavailable funds on the Closing Date.
SECTION 3 . 2 . Application of Loan Proceeds. The Lender
hereby agrees to wire transfer the proceeds of the Loan in
the amount of $550 , 000 .00 on the Closing Date in accordance
with the following wirelinstructions :
, Bank: Wells Fargo Bank
ABA# : 121000248
Account # : 4225021617
Account Name: Contra Costa County Treasurer
Credit : Contra Costa County Sanitation
District No. 5
SECTION 3 .3 . Ter . The Term of . this Loan Agreement
commences on the Closing Date, and ends on the date on which
the Loan is paid in full or provision .for. such payment .is
made as provided herein
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SECTION 3 .4 . Loan) Repayments.
(a) Obligation to Pay. The District hereby agrees to
repay the Loan in the aggregate principal amount of $550, 000
together with interest (calculated at the rate . of 5 .100 on
the basis of a 360-day �year of twelve 30-day months) on the
unpaid principal balance thereof, payable in semiannual Loan
Repayments in the respective amounts and on the respective
Loan Repayment Dates specified in Appendix A.
As a result of the assignment by the Lender to the
Assignee of the right of the Lender to receive the Loan
Repayments, the District shall pay all Loan Repayments when
due directly to• the Assignee.
(b) Effect of Prepayment . If the District prepays the
Loan Repayments in full under Article VI, the District' s
obligations under this JLoan Agreement shall thereupon cease
and terminate, including but not limited to the District' s
obligation to pay Loanl Repayments under this Section 3..4 ;
subject however, to the provisions of Section 6 . 3 in the
case of prepayment by application of a security deposit . If
the District prepays the Loan in part but not in whole under
Sections 6 . 1 or 6 . 2, 1 the principal components of the
remaining Loan Repayments shall bereduced on a pro rata
basis .
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(c) Rate on Overdue Payments . If the District fails
to make any of the payments required in this Section 3 .4 ,
the payment in default shall continue as an obligation of
the District until the amount in default has been fully
paid, and the District agrees to pay the same with interest
thereon, to the extent permitted by law, from the Loan
Repayment Date to the applicable date of payment at the rate
of 8% per annum.
SECTION 3 . 5 . Nature of District's Obligations.
(a) Special Obligation. The District' s obligation to
pay the Loan Repayments is a special obligation of the
District limited solely to the Net ` Revenues . Under no
circumstances is the District required to advance moneys
derived from any source of income other than the Net
Revenues and other sources specifically identified herein
for the payment of the ILoan Repayments, and no other funds
or property of the District are liable for the payment of
the Loan . Repayments . ) Notwithstanding the foregoing
provisions of this Section, however, nothing herein
prohibits . the Districtivoluntarilyfrom making any payment
hereunder from any source of available funds of the
District .
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(b) Obligations Absolute . The obligations. of the
District to pay the Loan Repayments from the Net Revenues
and to perform and observe the other agreements contained
herein are absolute andlunconditional and are not subject to
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any defense or any ( right of setoff, counterclaim or
recoupment arising outlof any breach of the District or the
Lender of any obligation to the District or otherwise with
respect to the Wastewater System, whether hereunder or
otherwise, or out of indebtedness or liability at any time
owing to the District by the Lender. Until such time as all
of the Loan Repayments have been fully paid or prepaid, the
District :
(i) will not suspend or discontinue payment. of
any Loan Repayments,
(ii) will perform and observe all other
agreements ( contained in this Loan
Agreement, I and
(iii) will not terminate this Loan Agreement for
any cause, including, without limiting the
generalityl of the foregoing, the
occurrence of any acts or circumstances
that may constitute failure of
consideration, eviction or constructive.
eviction, destruction of or damage to the
Wastewater I System, sale of the Wastewater
System, the taking by eminent domain of
title to or temporary use of any component
of the Wastewater System, commercial
frustration of purpose, any change in the
tax or other laws of the United States of
America ori the State of California or any
political subdivision of either thereof or
any failure of the Lender to perform and
observe any agreement, whether express or
implied, ;or any duty, liability or
obligation arising out of or connected
with this Loan Agreement .
(c) Protection of! Rights . If the Lender fails to
perform any such agreements on its part, the District may
institute such action lagainst the Lender as the District
deems necessary to compel performance so long as such action
does not abrogate the obligations of the District contained
in the preceding subsection (b) . The District may, however,
at the District' s own cost and expense and in the District' s
own name or in the name of the Lender prosecute or defend
any action or proceeding or take any other action involving
third persons which the District deems rea-sonably necessary
in order to secure or protect the District' s rights
hereunder, and in such event the Lender will cooperate fully
with the District and take such action necessary to effect
the substitution of the District for the Lender in such
action or proceeding iftheDistrict shall so request .
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SECTION 3 . 6 . Pledge and Application of Net Revenues.
(a) Pledge. Ali of the Net Revenues are hereby
irrevocably pledged to the punctual payment of the Loan
Repayments and any Parity Obligations . The Net Revenues and
such other funds may not be used for any other purpose so
long as any of thel Loan Repayments and any Parity
Obligations remain unpaid; except that out of the Net
Revenues there may be apportioned such sums, for such
purposes, as are expressly permitted by this Section 3 .6 .
Such pledge constitutes a first and exclusive lien on the
Net Revenues and such other moneys for the payment. of the
Loan Repayments and any Parity Obligations in accordance
with the terms hereof) and the terms of the instrument
authorizing the issuance of any Parity Obligations .
(b) Deposit of Gross Revenues ; Transfers to Make Loan
Repayments . The District has heretofore established the
Fund 2380 , which the District agrees to continue to hold and
maintain for the purposes and uses set forth herein. The
District shall deposit all Gross Revenues in the Fund 2380
promptly upon the receipt thereof .
All Net Revenues will be held by the District in the
Special Fund in trust for the benefit of the Lender and any
Parity Obligations . The District shall withdraw from such
fund or funds and transfer to the Lender an amount of Net
Revenues equal to the aggregate amount of the Loan Repayment
when and as the same become due and payable. In addition,
the District shall withdraw from such funds such amounts of
Net Revenues at such times as required to pay the principal
of and interest on any Parity Obligations and otherwise
comply with the provisions of the instruments authorizing
.the issuance of any Parity Obligations .
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(c) Other Uses Permitted. The District shall manage,
conserve and apply the INet Revenues in such a manner that
all deposits required to be made under the preceding
paragraph will be madejat the times and in the amounts so
required. Subject to the foregoing sentence, so long as no
Event of Default has occurred and ' is continuing hereunder,
the District may at any time and from time to time use and
apply Net Revenues for i(i) the acquisition and construction
of improvements to the Wastewater System; (ii) the
prepayment of the Loan and 'any Parity Obligations, or (iii)
any other lawful purpose of the District .
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l ARTICLE IV
COVENANTS OF THE DISTRICT
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SECTION 4 . 1 . Release and Indemnification Covenants.
The District shall indemnify the Lender and its officers,
agents , successors and assigns harmless from and against all
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claims, losses and damages, including legal fees and
expenses , arising out of the following:
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(a) the use, maintenance, condition or management
of, or from any work or thing done on or about
the WastewaterjSystem by the District,
(b) any breach or! default on the part of the
District in the performance of any of its
obligations under this Loan Agreement,
(c) any intentional misconduct or negligence of
the District I or of any of its agents,
contractors, servants, employees or licensees
with respect ti the Wastewater System, and
(d) any intentional misconduct or negligence of
any lessee of the District with respect to the
Wastewater System.
No indemnifications is made under this Section 4 . 1 or
elsewhere in this Loan Agreement for willful misconduct,
gross negligence, or breach of duty under this Loan
Agreement by the Lender, its officers, agents, employees,
successors or assigns .
SECTION 4 .2 . Safe or Eminent Domain of Wastewater
System. Except as provided herein, the District covenants
that the Wastewater System will not be encumbered, sold,
leased, pledged, any charge placed thereon, or otherwise
disposed of, as a whole or substantially as a whole if such
encumbrance, sale, lease, pledge, charge or other
disposition would materially impair the ability of the:
District to pay the Loan Repayments or the principal of or
interest on any Parity Obligations, or would materially
adversely affect its ability to comply with the terms of
this Loan Agreement for the documents authorizing the
issuance of any Parity Obligations . The District shall not
enter into any agreement which impairs the operation of the
Wastewater System or any part of it necessary to secure
adequate Net Revenues to pay the Loan Repayments or any
Parity Obligations, or which otherwise would impair the
rights of the Lender with respect to the Net Revenues . If
any substantial part of the Wastewater System is sold, the
payment therefor must either (a) be used for the acquisition
or construction of improvements and extensions or
replacement facilities or (b) be applied to prepay -or redeem
the Loan and any ParitylObligations, on a pro rata basis , in
tYe manner provided herein and in the documents authorizing
such Parity Obligations.
Any amounts received as awards as a result of the
taking of all or any part of the Wastewater System by the
lawful exercise of eminent domain, if and to .the extent that
such right can be exercised against such property of the
District , shall either (a) be used for . the acquisition or
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construction of improvements and extension of the Wastewater
System, or (b) be applied to prepay or' redeem the Loan and
any Parity Obligations, on a pro rata basis, in the manner
provided herein and in the documents authorizing such Parity
Obligations .
SECTION 4 . 3 . Insurance. The District shall at all
times maintain with responsible insurers all such insurance
on .the Wastewater System as is customarily maintained with
respect to works and properties of like character against
accident to, loss of oridamage to the Wastewater System. If
any useful part of the Wastewater System is damaged or
destroyed, such part shall be restored to usable condition.
. All amounts collected from insurance against accident to or
destruction of any portion of the Wastewater System shall be
used to repair or rebuild such damaged or destroyed portion
of the Wastewater System, and to the extent not so applied,
shall be applied on a pro rata basis to pay or redeem the
Loan and any Parity Obligations in the manner provided in
this Loan Agreement and in the documents authorizing such
Parity Obligations . The District shall also maintain, with
responsible insurers, worker' s compensation insurance and
insurance against public liability and property damage to
the extent reasonably necessary to protect the District, the
Lender and the Assignee. Any insurance required to be
maintained hereunder may be maintained by the District in
the form of self-insurance or in the form of participation
by the District in a program of pooled insurance .
SECTION 4 .4 . Records and Accounts. The District shall
keep proper books of records and accounts of the Wastewater
System, separate from fall other records and accounts, in
which complete and correct entries shall be made of all
transactions relating to the Wastewater System. Said books
shall, upon prior request, be subject to the reasonable
inspection of the Lender.
The District shalllcause the books and accounts of the
Wastewater System to be audited annually by an independent
certified public accountant or firm of certified publ-ic
accountants, not more than 180 days after the close of each
Fiscal Year, and shall ;furnish a copy of such report to the
Lender or the Assignee . The audit of the accounts of the
Wastewater System may The included as part of a general
District-wide audit .
The District shall. cause . to be published -annually, not
more than 180 days after the close of each Fiscal Year, a
summary statement showing the amount of Gross Revenues and
the disbursements fromlGross Revenues and from other funds
of the District in reasonable detail . The District shall
furnish a copy of thel statement, upon reasonable written
request, to the Lender and the Assignee.
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SECTION 4 . 5 . Rates) and Charges.
(a) Covenant Regarding Gross Revenues . To the extent
permitted by law, the District shall fix, prescribe, revise
and collect rates, feels and charges for the services and
facilities furnished by the Wastewater System during each
Fiscal Year which (together with existing unencumbered fund
balances which are lawfully available to the District for
payment of any of the following amounts during such Fiscal
Year) are at least sufficient, after making allowances for
contingencies and error in the estimates, to pay the
following amounts in the following order:
(i) All Maintenance and Operation Costs
estimated by the District to become due and
payable in such Fiscal Year;
(ii) The Loan Repayments and all principal of
and interest and premium (if any) on any
Parity Obligations as they become due and
payable during such Fiscal Year, without
preference or priority;
(iii) All payments coming due and payable during
such . Fiscal Year and required for
compliance with this Loan Agreement and the
documents r. authorizing any Parity
obligations,( and
(iv) All payments required to meet any other
obligationsi of the District which are
charges, liens, encumbrances upon or
payable from the Gross Revenues during such
Fiscal Year:
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(b) Covenant Regarding Net Revenues . In addition to
the covenant set forth ' in the preceding clause (a) of this
Section, to the extent (permitted by law, the District shall
fix, prescribe, revise land collect rates, fees and charges
for the services and facilities furnished by the Wastewater
System during each Fiscal Year which are sufficient to yield
Net Revenues which, together with existing unencumbered fund
balances which are lawfully available to the District in
such Fiscal Year, are at least equal to 1250 of the
aggregate amount of Loan Repayments and principal of and
interest on any Parity Obligations coming due and payable
during such Fiscal Year. If the amount of such existing
unencumbered fund balances, excluding Net Revenues, falls
below the amount of Maximum Annual Debt Service during any
Fiscal Year, the District shall thereupon fix, prescribe,
revise and collect raters, fees and charges for the services
and facilities furnished by the Wastewater System during
such Fiscal Year which fare sufficient to yield Net . Revenues
in such Fiscal Year (excluding connection charges) at least
equal to 1000 of the aggregate amount of Loan Repayments and
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principal of and interest on any Parity Obligations coming
due and payable during such Fiscal Year.
SECTION 4 . 6 . No - Priority for Additional Obligation.
The District may not issue or incur any bonds or other
obligations having any priority in payment of principal or
interest out of the Net Revenues over the, Loan Repayments .
SECTION 4 . 7 . Issuance of Parity Obligations. Except
for . obligations incurred to prepay or post a security
deposit for the Loan in whole, the District may not issue or
incur any Parity Obligations unless :
(a) The District is not then in default under the
terms of this Loan Agreement .
(b) The Net Revenues (excluding connection
charges) , calculated in accordance with sound
accounting principles, as shown by the books
of the District for the latest Fiscal Year or
as shown by the books of the District for any
more recent 12 month period selected by the
District, in I either case verified by a
certificate or opinion of an independent
certified public accountant employed by the
District, plus . (at the option of the District)
the Additional Revenues, at .least equal 125%
of the amount of Maximum Annual Debt Service;
provided, however, that this subsection (b)
does not apply to any issue of Parity
Obligations the net proceeds of which are
applied to refund the Loan or any. Parity
Obligations inl whole or in part, so long as
(i) the final maturity of such Parity
Obligations does not exceed the final maturity
of the obligations being refunded, and (ii)
the aggregate amount of debt service on such
Parity Obligations in each Fiscal Year does
not exceed the amount of debt service which
would otherwise come due and payable in such
Fiscal Year on the obligations being refunded.
For purposes of the foregoing calculation of
Net Revenues under this subsection (b) , the
District may add to such Net Revenues any
Additional Revenues .
(c) Notwithstanding the above, the District may
incur debt payable from Net Revenues (i) to
cause a defeasance of this Loan Agreement or
(ii) which isl payable on a basis which is
junior to the payment of the Loan Repayments .
SECTION 4 . 9 . Assignment by the Lender. The Lenders
rights under this Loanl Agreement, including the right to
receive and enforce payment of the Loan Repayments to be
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made by the District under this Loan Agreement, have been
assigned to the Assignee. The District hereby consents to
such assignment . Whenever in this Loan Agreement any
reference is made to the Lender and such reference concerns
rights which the Lender has assigned to the Assignee, such
reference shall be deemed to refer to the Assignee.
The Lender or the Assignee has the rightto make
additional assignments lof its interests herein, but no such
assignment will be effective as against the District unless
and until the Districtlshall receive written notice of such
assignment, disclosing the name and address of the assignee
or subassignee . The District shall pay all Loan Repayments
hereunder upon receipt of .the notice of assignment or
reassignment, to the Assignee designated in the notice.
During the Term of thils Loan Agreement, the District shall
keep a complete and accurate record of all such notices of
assignment .
SECTION 4 . 10 . Assignment by the District . Neither the
Loan nor this Loan Agreement may be assigned by the
District, other than to a public agency which shall succeed
to the interests of the District in and to the Wastewater
System and which (by operation of law, by contract or
otherwise) becomes legally bound to all of the terms and
provisions hereof.
SECTION 4 . 11 . Amendment of this Loan Agreement. This
Loan Agreement may be amended in writing by the District and
the Lender, but only with the prior written consent of the
Assignee (which consent may not be unreasonably withheld) .
SECTION 4 . 12 . Tax I Covenants
(a) Generally. The District may not take or permit
any of its. officers, employees or agents to take, any action
with respect to the Loan Agreement that would cause the
interest components of the Loan Repayments to become
includable in gross inc'Ime for federal income tax purposes .
(b) Private Activity Bond Limitation. The District may
not take, or permit any of its officers, employees or agents
to take any action with respect to the Loan Agreement that
would cause the Lo* Agreement to be classified as a
"Private Activity Bond" pursuant to Section 141 (b) of the
Tax Code .
(c) Federal Guarantee Prohibition. The District may
not take any action or permit or suffer or permit any of its
officer, employees or. agents to take any action with respect
to the Loan Agreement that would cause the Loan Agreement to
be classified as "federally guaranteed" within the meaning
of Section 149 (b) of the Tax Code.
(d) No Arbitrage . The District may not take, or
permit any of its officers, employees or agents to take any
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action with respect to the Loan Agreement that would cause
the Loan Agreement to be classified as an "arbitrage bond"
within the meaning of Section 148 of the Tax Code .
(e) Qualifying Small Issuer. The District hereby.
designates this Loan Agreement for purposes of paragraph (3)
of Section 265 (b) of the Tax Code. The District reasonably
anticipates that the amount of tax-exempt obligations (other
than obligations described in Section 265 subdivision
(b) (3) (c) (ii) of the Tax Code) that will be issued by the
District during calendar year 2006, including this Loan,
does not exceed $10, 000, 000 .
(f) Arbitrage Rebate. The District, shall take any and
all actions necessary to assure compliance with section
14, 8 (f) of the Tax Code, relating , to the rebate of excess
investment earnings, if any, to the federal government, to
the extent that such section is applicable to the Loan.
ARTICLE V
EVENTS OF DEFAULT AND REMEDIES
SECTION 5 . 1. Events of Default Defined. The following
are Events of Default under this Loan Agreement:
(a) Failure by the District to pay any Loan
Repayment or other payment required hereunder
within .15 days after the date on which such
Loan Repayment or other payment becomes due,
and the continuation of such failure for a
period of 10 days after District' s receipt of
Lender' s written notice specifying such
failure and requesting that it be remedied.
(b) Failure by -the District to observe and perform
any other covenant', condition or agreement to
be observed or performed by it hereunder, for
a period of 30 days after District ' s receipt
of Lender' s written notice specifying such
failure and requesting that it be remedied;
provided, however, if in the reasonable
opinion of the District the failure stated in
the notice can be corrected, but not within
such 30 day period, the Lender may not
unreasonably withhold its consent to an
extension of such. time if corrective action is
commenced by the District within such 30 day
period and diligently pursued until the
default is corrected.
(c) The filing by the District of a voluntary
petition in bankruptcy, or failure by . the
District promptly to lift any execution,
garnishment or attachment, or adjudication of
the District as a bankrupt, or assignment by
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the District for the benefit of creditors, or
the entry by the District into an agreement of
composition with . creditors, or the approval by
a court of competent jurisdiction of a
petition applicable to the District in any
proceedings instituted under the provisions of
the Federal Bankruptcy Code, as amended, or
under any similar acts which may hereafter be
enacted.
SECTION 5 .2 . Remedies on Default. Upon the occurrence
and during the continuation of an Event of Default, the
Lender may, at its optibn:
(a) by written notice to District, declare all
principal components of the unpaid Loan
Repayments, . together with accrued interest
thereon at the rate set forth in Section
3 .4 (c) from the immediately preceding Loan
Repayment Datel on which payment was made, to
be immediatelyl due and payable, whereupon the
same will immediately become due and payable;
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(b) take whatever action at law or in equity may
appear necessary or desirable to collect the
Loan Repayments then due or thereafter to
become due during the Term of this Loan
Agreement, or enforce performance and
observance of any obligation, agreement or
covenant of the District under this Loan
Agreement .
The provisions of .the preceding clause (a) are subject
to the condition that if, at any time after the principal
components of the unpaid Loan Repayments have been so
declared due and payable under the preceding clause (a) , and
before any judgment or decree for the payment of the moneys
due have been obtained or entered, the District deposits
with the Lender a sum sufficient to pay all principal
components of the Loan IRepayments coming due prior to such
declaration and all matured interest components (if any) of
the Loan Repayments, with interest on such overdue principal
and interest components calculated at the rate set forth in
Section 3 .4 (c) , and anyl and all other defaults known to the
Lender (other than in the payment of the principal and
interest components of Ithe Loan Repayments due and payable
solely by reason of such declaration) have been made good,
then, and in every such case, the Lender may, by written
notice to the District, rescind and annul such declaration
and its consequences . I However, no such rescission and
annulment shall extend to or shall affect any subsequent
default, or shall impair or exhaust any right or power
consequent thereon.
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SECTION 5 . 3 . No Remedy Exclusive. No remedy herein
conferred upon or reserved to the Lender is exclusive, and
every such remedy is cumulative and in addition to every
other remedy given under this Loan Agreement or now or
hereafter existing atl law or in equity. No delay or
omission to exercise any right or power accruing upon any
default impairs any such right or power or operates as a
waiver thereof, but zany such right and power may be
exercised from time toItime and as often as may be deemed
expedient . In order to entitle the Lender to exercise any
remedy reserved to it in this Article V it is not necessary
to give any notice, lother than such notice as may be
required in this Article V or by law.
SECTION 5 .4 . No Additional Waiver Implied by One
Waiver. If any agreement contained in this Loan Agreement
is breached by either party and thereafter waived by the
other party, such waiver shall be limited to the particular
breach so waived and shall not be deemed to waive any other
breach hereunder.
SECTION 5 . 5 . Assignee to Exercise Rights. Such rights
and remedies as are given to the Lender under this Article V
have been assigned by the Lender to the Assignee and shall
be exercised solely by the 'Assignee.
ARTICLE VI
PREPAYMENT OF LOAN
SECTION 6 . 1 . Optional Prepayment. The District may, at
its option, prepay the unpaid principal components of the
Loan on any Loan Repayment Date, in whole, or in part among
the remaining Loan Repayments on a pro rata basis, upon not
less than 60 days prior written notice to the Lender, at a
prepayment price equal to 1000 of the principal amount of
the Loan to be prepaid, lplus accrued interest on the Loan to
the prepayment date, plus a prepayment premium equal to to
of the principal amount of the Loan to be prepaid. Upon the
prepayment of the Loan iin part but not in whole, the Lender
shall promptly provide the District with a revised schedule
of Loan Repayments .
SECTION 6 . 2 , Mandatory Prepayment From Net Proceeds of
Insurance or Eminent Domain. The District shall prepay the
unpaid principal balance of the Loan in whole on any date,
or in part on any Loan Repayment Date, from and to the
extent the District determines to apply any proceeds of
insurance award or condemnation award with respect to the
Wastewater System for such purpose under Sections 4 .2 or 4 . 3
at a price equal to the, principal amount to be prepaid plus
a prepayment premium equal to the amount which would apply
to such prepayment if the District prepaid its obligations
under Section 6 . 1 on such date. The District and the Lender
hereby agree that such proceeds , to the extent remaining
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after payment of any delinquent Loan Repayments, shall be
credited towards the District' s obligations under this
Section 6 .2 .
SECTION 6 . 3 . Security Deposit. Notwithstanding any
other provision of this Loan Agreement, the District may on
any date secure the payment of Loan Repayments in whole or
in part, by irrevocably depositing with a fiduciary an
amount of cash which, together with other available amounts,
is either:
(a) sufficient to pay all such Loan Repayments,
including the principal and interest
components thereof, when due under Section
3 .4 (a) , or
(b) invested in whole or in part in Federal
Securities in such amount as will, in the
opinion of an independent certified public
accountant, together with interest to accrue
thereon and together with any cash which is so
deposited, be fully sufficient to pay all such
Loan Repayments when due under Section 3 .4 (a)
or, if such amounts are sufficient to prepay
the Loan Repayments in full under Section 6 . 3,
when due on any optional prepayment date under
Section 6 . 1, as the District instructs at the
time of the deposit.
In the event of a. security deposit under this Section
for the payment of all remaining Loan Repayments, all
obligations of the District under this Loan Agreement, and
the pledge of Net Revenues and all other security provided
by this Loan Agreement for said obligations, will cease and
terminate, excepting only the obligation of the District to
make, or cause to be made, all of Loan Repayments from such
security deposit . Said security deposit will constitute a
special fund for the payment of such Loan Repayments in
accordance with the provisions of this Loan Agreement .
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ARTICLE VII
MISCELLANEOUS
SECTION 7 . 1. Notices. Any notice, request, complaint,
demand or other communication under this Loan Agreement
shall be given by first class mail or personal delivery to
the party entitled thereto at its address set. forth below,
or by telecopier or other form of telecommunication, at its
number set forth below. Notice shall be effective either
(a) upon transmissionl by telecopier or other form of
telecommunication, (b) 48 hours after deposit in the United
States of America first class mail, postage prepaid, or '(c)
in the case of personal delivery to any. person, upon actual
receipt . The Lender, the District or the Assignee may, by
written notice to the Iother parties, from time to time
modify the address or number to which communications are to
be given hereunder.
If to the District: Contra Costa County Sanitation
District No. 5
225 Glacier Drive
Martinez, CA 94553
Attention: Public Works
(925) 313-1291
If to the Lender: Municipal Finance Corporation
23945 Calabasas Rd. , Suite 103
Calabasas, California 91302
Attention: President
(818) 224-4787
If to the Assignees: Westamerica Bank
P.O. Box 1200
Suisun City, CA 94585-1200
Attention: Credit Management
(707) 863-6002
SECTION 7 . 2 . Binding Effect. This Loan Agreement
inures to 'the benefit of and is binding upon the Lender and
the District and their respective successors and assigns .
SECTION 7 .3 . Severability. In the event any provision
of this Loan Agreement is held invalid or unenforceable by
any court of competent jurisdiction, such holding will not
invalidate or render unenforceable any other provision
hereof .
SECTION 7 . 4 . Further Assurances and Corrective
Instruments. The Lender and the District shall, from time
to time, execute, acknowledge and deliver, or cause to be
executed, acknowledged, and delivered, such supplements
hereto and such further instruments as may reasonably be
required for carrying out the expressed intention of this
Loan Agreement .
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SECTION 7 . 5 . Execution in Counterparts. This Loan
Agreement may be executed in several counterparts, each of
which shall be an original and all of which shall constitute
but one and the same instrument .
SECTION 7 . 6 . Applicable Law.. This Loan Agreement shall
be governed by and construed in accordance with the laws of
the State of California.
SECTION 7 . 7 . Captions. The captions or headings in
this Loan Agreement are for convenience onlyand and in no way
define, limit or describe the scope or intent of any
provisions or Section of this Loan Agreement .
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IN WITNESS WHEREOF, the Lender has caused this Loan
Agreement to be executed in its corporate name by its duly
authorized officer andl the District has caused this Loan
Agreement to be executed in its name by its duly authorized
officers, as of the date first above written.
CONTRA COSTA COUNTY SANITATION MUNICIPAL FINANCE CORPORATION
DISTRICT NO. 5, as borrower as lender
By I By
` .
ziC3F3b�€i Preside tj
Deputy Chief Engineer I
By
S retary
Attest : John Cullen, Clerk of the Board of Supervisors and
County Administrator
B
Dep ty `
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APPENDIX A
SCHEDULE OF LOAN REPAYMENTS
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PMT Due Date ( Loan To To
Repayment Principal Interest
1 04/11/07 $122 , 094 . 82 $8, 069 . 82 14 , 025 . 00
2 10/11/07 22, 094 . 82 8, 275 . 60 13 , 819 . 22
3 04/11/08 122 ,094 . 82 8 , 486 . 63 13 , 608 . 19
4 10/11/08 22, 094 . 82 8, 703 . 04 13 , 391 . 78
5 04/11/09 22 , 094 . 82 8 , 924 . 96 13 , 169 . 86
6 10/11/09 122 , 094 . 82 9, 152 . 55 12 , 942 . 27
7 04/11/10 122, 094 . 82 9, 385 . 94 12, 708 . 88
8 10/11/10 22, 094 . 82 9, 625 . 28 12, 469 . 54
9 04/11/11 22, 094 . 82 9, 870 . 73 12 , 224 . 09
10 10/11/11 122, 094 . 82 10, 122 . 43 11, 972 . 39
11 04/11/12 22, 094 . 82 10, 380 . 55 11, 714 .27
12 10/11/12 02, 094 . 82 10, 645 .26 11, 449 . 56
13 04'/11/13 '22, 094 . 82 10, 916 . 71 11, 178 . 11
14 10/11/13 22, 094 . 82 11, 195 . 09 10, 899 . 73
15 04/11/14 22 , 094 . 82 11, 480 . 56 10, 614 .26
16 10/11/14 22 , 094 . 82 11, 773 .32 10, 321 . 50
17 04/11/15 22 , 094 . 82 12, 073 . 54 10, 021 .28
18 10/11/15 22, 094 . 82 12, 381 .41 9, 713 . 41
19 04/11/16 22, 094 . 82 12, 697 . 14 9, 397 . 68
20 10/11/16 22 , 094 . 82 13 , 020 . 91 9 , 073 . 91
21 04/11/17 22, 094 . 82 13, 352 . 95 8 , 741 . 87
.22 10/11/17 22, 094 . 82 13, 693 .45 8 , 401 . 37
23 04/11/18 22, 094 . 82 14 , 042 . 63 8 , 052 . 19
.24 10/11/18 22 , 094 . 82 14, 400 . 72 7, 694 . 10
25 04/11/19 22 , 094 . 82 14, 767 . 94 7 , 326 . 88
26 10/11/19 22, 094 . 82 15, 144 .52 6, 950 . 30
27 04/11/20 22 , 094 . 82 15, 530 . 70 6 , 564 . 12
28 10/11/20 22, 094 . 82 15, 926 . 74 6 , 168 . 08
29 04/11/21 22, 094 . 82 16, 332 . 87 5, 761 . 95
30 10/11/21 22 , 094 . 82 16, 749 .36 5 , 345 .46
31 04/11/22 22, 094 . 82 17, 176 .47 4 , 918 .35
32 10/11/22 22, 094 . 82 17, 614 .47 4 , 480 . 35
33 04/11/23 22, 094 . 82 18, 063 . 63 4 , 031 . 19
34 10/11/23 22, 094 . 82 . 18 , 524 .26 3 , 570 . 56
35 04/11/24 22, 094 . 82 18, 996 . 63 3 , 098 . 19
36 10/11/24 22, 094 . 82 19, 481 . 04 2 , 613 . 78
37 04/11/25 22, 094 . 82 19, 977 . 81 2 , 117 . 01
38 10/11/25 22 , 094 . 82 20, 487 .24 1, 607 . 58
39 04/11/26 22, 094 . 82 21, 009 . 66 1, 085 . 16
40 10/11/26 22, 094 . 82 21, 545 .44 549 .38
TOTALS : $883 , 792 . 80 $550 , 000 . 00 $333 . 792 . 80
1
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I
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ASSIGNMENTIOF LOAN AGREEMENT #05-089-AF
FOR VALUE RECEIVED, MUNICIPAL FINANCE CORPORATION (the
"Corporation" ) as assignor without recourse does hereby sell, assign,
and transfer to WESTAMERICA BANK (the "Assignee" ) as assignee and its
successors and assigns (i) all of its right, title and interest in and
to the attached Loan Agreement dated May' 16, 2006 between the
Corporation as lender and CONTRA COSTA COUNTY SANITATION DISTRICT NO. 5
(the "District") as borrower (hereinafter said Loan and any
supplements, amendments, additions thereof and any extension or
renewals thereof is referredlto as the "Loan") and (ii) all moneys,
sums and amounts now due or hereinafter to become due under the Loan.
The Corporation represents that the Loan delivered to Assignee is a
duly executed original and comprises the entire writing, obligation and
agreement between Corporationiand District.
Corporation further represents and warrants that it has made no
prior sale or assignment of any interest covered hereby; that the Loan
is genuine and in all respects is what it purports to be; that Assignee
shall not be liable for andl does not assume responsibility for the
performance of any of the covenants, agreements, or obligations
specified in the Loan to be kept, paid or performed by Corporation with
exception of Assignee ' s obligation to issue notices upon District ' s
default of the Loan. The Corpbration further represents that as of the
date this assignment is made, the Loan is in full force and effect, has
not been amended except asl set forth in instrument delivered to
Assignee and the District is not in default of any terms thereunder.
Corporation hereby constitutes and irrevocably appoints Assignee
the true and lawful attorney of Corporation to demand, receive . and
endorse payments and to give receipts, releases and satisfactions
either in the name of Assignee or in the name of Corporation in the
same manner and with the same effect as Corporation could do if this
Assignment of Loan had not been made.
This Assignment of Loal shall be construed and governed in
accordance with the laws of the State of California. Any provision of
this Assignment of Loan fond to be prohibited by law shall be
ineffective only to the extent of such prohibition, and- shall not
invalidate the remainder of this Assignment of Loan.
This Assignment shall belbinding upon and inure to the benefit of
the parties and their respective successors and assigns and is made in
accordance with the Municipal Lease Placement Agreement dated as of
January 1, 1999, as amended, entered into between Corporation and
Assignee . In the case of litigation, the prevailing party shall be
entitled to recover from thel opposing party all costs and expenses,
including attorneys ' fees which may be the allocable cost of in-house
counsel, incurred by the prevailing party in exercising any of its
rights or remedies hereunder or enforcing any of the terms, conditions,
or provisions hereof .
B-1
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IN WITNESS WHEREOF, the Corporation has caused this Assignment of
Loan to be executed. by its duly authorized agent on the date specified
below.
MUNI 'ZIN CE :72Z,4-
By .
Title
Date
ACKNOWLEDGEMENT OF ASSIGNMENT
The undersigned hereby acknowledges the assignment by MUNICIPAL
FINANCE CORPORATION over to WESTAMERICA BANK of that certain Loan
Agreement #05-089-AF dated as of May 16, 2006 (the "Loan") , entered
into between MUNICIPAL FINANCE CORPORATION as Corporation and the
undersigned as borrower.
With respect to the Loan, the undersigned agrees to pay,
commencing with the first scheduled Loan Repayment, all Loan Repayments
and moneys due or to become due under said Loan to WESTAMERICA BANK,
Credit Administration Department (A72D) , P.O. Box 1200, Suisun City, CA
94585-1200 and further agrees it shall have no counterclaim or offset
against Loan Repayments due thereunder as to " said Assignee and
expressly further agrees that said Assignee shall not (except for the
obligations specifically set forth in the foregoing Assignment of Loan)
be liable for any of the obligations or burdens of the Corporation
under said Loan.
IN WITNESS WHEREOF, the District has caused this Acknowledgment of
Assignment. to be executed by its authorized agent on the date specified
below.
CONTRA OS COUNTY SANITATION DISTRICT NO. 5
By
Title
Date 12— 2,00./
CERTIFICATE OF DISTRICT
The undersigned, duly authorized representative of Contra Costa County
Sanitation District No. 5 ("District") as borrower under that Loan Agreement
#05-089-AF dated as of May 116, 2006 ("Loan") with Municipal Finance
Corporation as lender, hereby certifies as follows:
1 . I hold the position noted below and have been duly authorized to execute
and deliver, on behalf of District, the Loan and related documents
pursuant to a resolution adopted by District's governing body, an original
or certified copy of which is attached hereto.
FTWI= � �' R. Mitch Avalon
Name of Authorized Representative (Print or Type)
Deputy M1 I ef E�64tzLv- 0 -�U
Title (Print o Type)
2 . District has complied with all agreements and covenants and satisfied all
conditions contemplated byl the Loan on its part to be performed or .
satisfied on or before the date hereof.
3 . The representations, warranties and covenants of District contained in the
Loan are true and correct in all material respects as of the date hereof,
as if made on this date.
4 . The improvements to the Wastewater System project being financed pursuant
to the Loan are essential to the function of District and are immediately
needed . by District. Such need is neither temporary nor expected to
diminish during the Loan term. The project is expected to be used by
District for a period in excess of the Loan term.
5 . District ' s federal tax identification number is 94-6000509
I
6 . That for calendar year 20061and including the Information Return for Tax-
Exempt Governmental Obligations Form 8038-F filed with the Internal
Revenue Service for the Loan, District has filed one Information Return
Form(s) 8038-G with the Internal Revenue Service.
I
The meanings of the capitalized terms in this Certificate are the same
as those provided in the Loan.
By:
X1065__:�
Date:
i B-1
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INCUMBENCY AND SIGNATURE CERTIFICATE
I
I , Jane Pennington, do Hereby certify that I am the Chief Deputy
Clerk of the Board of .Contra' Costa County Sanitation District No. 5 ,
(the "District") , and that, as of the date hereof, the individual named
below is the duly appointed officer of the District holding the office
set forth opposite his or her name . I further certify that (i) the
signature set forth opposite I his or her name and title is his or her
true and authentic signature and. (ii) such officer has the authority on
behalf of the District to enter into that certain Loan Agreement #05-
089-AF dated May 16, 2006, by and between the District and Municipal
Finance Corporation and all documents related thereto.
Name Title Signature
R. Mitch Avalon } Dqutyy ;.aaS Engineer
�L IN WITNESS WHEREOF, I have duly executed this certificate this
day ofl� ,� 2006.
Ch of Dut Clerk
i
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' SLnL
C jam= -�;•n�
TO: BOARD OF SUPERVISORS, AS THE BOARD OF Contra
DIRECTORS FOR CONTRA COSTA COUNTY
SAiN`1TATION DISTRICT NO. 5 �e 'z Costa
"s
FROM: MAURICE M. SHIU, PUBLIC WORKS DIRECTOR °s'--co County--
roux't'•`
DATE: September 12, 2006 ��11,
SUBJECT: ADOPT Resolution 2006/& APPROVING and AUTHORIZING the Public Works Director, or his
designee, to execute an agreement with Municipal Finance Corporation in the amount of 5550,000 for the
financing of wastewater system improvements at Contra Costa County Sanitation District No. 5, Port Costa
area. (District 11) (Project# 7380-6X9E40)
SPECIFIC REQUEST(S)OR RECOMMENDATION(S)&BACKGROUND AND JUSTIFICATION
RECOMMENDED ACTION:
ADOPT Resolution 2006/Approving and Authorizing the Public Works Director, or his designee, to execute an
agreement with Municipal Finance Corporation for the financing of wastewater system improvements at Contra Costa
County Sanitation District No. 5 (SD5)in Port Costa.
FISCAL IMPACT:
There will be no impact to County General Funds. The loan will result in a fiscal gain of$550,000 to SD5 for purposes of
financing the upgrades mandated by the Regional Water Quality Control Board. The loan will be repaid from a portion of
annual assessments imposed on properties within the boundaries of SD5.
REASONS FOR RECOMMENDATIONS AND BACKGROUND:
Contra Costa County Sanitation District No. 5 (SD5)serves the community of Port Costa. The treatment facility was built in
1982 and includes a recirculating sand filter system and hypochlorite disinfection system.
The San Francisco Bay Regional Water Quality Control Board(RWQCB)has mandated that SD5 conduct specific upgrades to
its wastewater treatment facility. Design of the improvements is currently underway and construction is expected to be
completed by November, 2007. SD5 does not have enough capital reserves to fund the necessary upgrades. The citizens of
Port Costa approved substantial increases to their annual per parcel assessment over the past threc years. A portion of the
increased sewer assessment funds will be used to repay the proposed construction loan. During the March 15, 2006 SD5
Citizen's Advisory Committee meeting, the members voted unanimously to approve this loan.
CONSEQUENCES OF NEGATIVE ACTION:
If this Resolution is not approved and authorized, SD5 will not be able to pay for the wastewater treatment facility_ upgrades
mandated by the RWQCB. SD5 would then be subject tom ,000 in fines f=thContinuedon Attachment: X SIGNATURE:
_L.�iRECOtMMENDATION OF COUNTY ADMINIS7'RAT(Y
RECOMMENDATION OF BOARD COMMITTEE
_/APPROVE —OTHER . F
-SIGNATURE(S):k`
ACTION OF BOA/k O1V- T 42. ,?-�ROVED AS RECOMMENDED OTHER
VOTE F SUPF—In'9ORS:
I hereby certify that this is a true and correct copy of
UNANIMOUS(ABSENT G�•a!/ ) an action taken and entered on the minutes of the
AYES: NOES:
ABSENT: ABSTAIN: Board of Supervisors on the date shown.
BMB:si T
G:\SpDisi\Board Ort ers\2000-Board Orders\09-12-06 BO SD?L.oan.doc ATTESTED:
Orig.Div:Public worn(Special Districts)
Contact: Brian Balbas(313?284) CERTIFIEDJOHN CULLEN, Clerk of the Board of Supervisors
I certify t,'al this is a full,true and co recto PYgg and County Administrator
cc: County Administrator is on file in my office. ,411�ST, .JONNOPytth 0%n ldocu of document
tabich
of
Auditor-Controlier Supervisors ^ Offi Administrator buD2�ufyClerk.
L. Whan. E.na Services
John Marin,SDS CAC
on By Depute
THE BOARD OF SUPERVISORS, AS THE BOARD OF DIRECTORS FOR SANITATION DISTRICT.NO. 5
Adopted this Resolution on September 12, 2006, by the following vote:
AYES: tlilkema, Pie6ho. DeSaulnier, Glover and Gioia
NOES: None
ABSENT: None
ABSTAIN: None
.RESOLUTION NO. 2006/_3Z�
SUBJECT: ADOPT Resolution 2006/ APPROVING and AUTPIORIZING Public Works Director, or designee,to
execute an agreement with Municipal Finance Corporation in the amount of$550,000 for the financing of
wastewater system improvements at Contra Costa County Sanitation District No. 5, Port Costa area.
(District 1I)
The Board of Directors for Sanitation District No. 5 (the "District")RESOLVES:
1. On September 12,2006,the Board of Directors adopted Resolution No.2006/ to approve borrowing funds from the
Lender, in the maximum principal amount of $550,000 at a 5.10% interest rate. The Board of Directors hereby
authorizes and directs the Public Works Director, or his Designee,to execute the loan agreement, and the Clerk of the
Board to attest and affix the seal of the District to the final form of the.Loan Agreement for and in the name of the
District.
2. The Public Works Director, or his Designee, is authorized and directed to execute and deliver any and all additional
documents,agreements and certificates that they may deem necessary or advisable in order to carry out, give effect to
and comply with the terms of the Loan Agreement.
3. The Loan is hereby designated as"qualified tax exempt obligations"within the meaning of Section 265(b)(3)of the
Internal Revenue Code of 1986; as amended (the "Code"). The District,together with all subordinate entities of the
District,do not reasonably expect to issue during the calendar year in which the Loan is issued more than S 10,000,000
of obligations which it could designate as"qualified tax-exempt obligations"under Section 265(b) of the Code.
4. This Resolution shall take effect immediately upon its passage.
BMB:sj
G:1SpDist\Board Ordcr;',2006-Board Orders\09-12-06 BO SD5 Loan.doc
Oris.Dept.:Public Works Department(Special Districts)
Contact. Brian Balbas(313-2284)
I hereby certify that this is a true and correct copy
cc: County Administrator of an action taken and entered on the minutes of the
Auditor-Controller Board of Supervisors on the date shown.
E.Whan,Eng Services
John Mann,S65 CAC
ATTESTED:s e- 77-;",6
JOHN CULLEN,6erk of the Board of Supervisors
Resolution.No. 2006/ and County Administrator
By Deputy
——�=—
P ESOL t T1 ON Al TO. -7006:x"h�i`
i
OPINION OF COUNSEL
52006
M-UNICIPAL FINANCE CORPORATION
23945 Calabasas Road, Suite 103
Calabasas, CA 91302
RE: Loan Agreement dated as of September 12, 2006, by and between MUNICIPAL
FINANCE CORPORATION (the"Corporation") as lender, and CONTRA COSTA
COUNTY SANITATION DISTRICT NO. 5 (the"District") as borrower.
Ladies and Gentlemen:
I have acted as counsel to.District with respect to the Loan Agreement described above
(the "Loan") and in this capacity havereviewed a copy of the Loan and related documents or
exhibits attached thereto. Based upon the examination of these.a.nd such other documents as I
deem relevant, and my review of applicable statutes and case law, it is my opinion that:
1. District is a county sanitation district duly organized, existing and operating under the
Constitution and laws of the State of California.
.2. District is authorized and has the power under applicable law to enter into the Loan,
and to carry out its obligations thereunder and the transactions contemplated thereby.
3. When the Loan has been duly authorized, approved, executed and delivered by and on
behalf of District, it will be a valid and binding contract of District.enforceable in accordance
with its terns, except to the extent limited by State and Federal laws affecting remedies and by
bankruptcy, reorganization, moratorium or other laws of general application relating to or
affecting the enforcement of creditors' rights.
4. A resolution duty authorizing the execution and delivery of the Loan was duly adopted
by the governing body of District on September 12, 2006, and such resolution remains in full
force and effect.
,r
5. To the best of my knowledge,there is no litigation, action, suit or proceeding pending
or before any court, administrative agency, arbitrator or governmental body, that challenges the
organization or existence of District, or in any way contesting or affecting any action of District
contemplated by the Loan or in any way contesting the powers of District with respect to the
District, nor to my knowledge is there any basis therefore.
Notwithstanding anything to the contrary herein:
(a) This opinion is based on the existing laws of the State of California as of this date.
We expressly decline to render any opinion as to any laws or regulations of other states or
jurisdictions (including federal law and regulations) as they may pertain to the Loan, or any
transactions contemplated thereby, or with respect to the effect of noncompliance under any such
laws or regulations of any other jurisdictions.
(b) This opinion is furnished to you and is solely for your benefit. It may not be relied
upon by any other person or entity however organized.
'(c) This opinion may only be used in connection with the transactions contemplated
under the Loan.
(d) This opinion is given as of this date, and we expressly decline any undertaking to
advise you of any matters arising subsequent to the date hereof that would cause us to amend any
portion of the foregoing in whole or in part.
(e) The opinions set forth herein are subject to applicable limitations of bankruptcy or
equitable principles affecting the enforcement of creditor's rights. The enforcement of the Loan
is subject to the effect of the general principles of equity, including, without limitation, concepts
of materiality, reasonableness, good faith or fair dealing, and the possibility of the unavailability
of specific performance or injunctive relief, regardless of whether considered in a proceeding in
equity or at law, and to the exercise of judicial discretion in appropriate cases and to the
Iimitations on legal remedies against entities in the State of California.
Very truly yours,
Silvan.o B. Marchesi
County Counsel
By: Linda Wilcox
Deputy County Counsel
L W/
li:\Final\P"\CCCSD5.OpinionofCoimsel?006.wpd
AUG, 2, 2Oo 4: i PM ccc ,R GK MANAGEMENT NO. 582 P. 2
County Administrator Risk Management Division Contra
2530 Arnold Drive; Suite 140 Costa Martinez, California 94553 Risk Management
COI I��1/ Administration (925)335-
U L�l Fax Number (925)235-
C
925)235-C U
August 2, 2006
Municipal Financing Corporation
Re; Letter of Insurance
The County of Contra Costa: has a comprehensive self-insurance program to cover its
general, automobile, and professional liability exposure, as well as its obligations under the
Workers'Compensation laws of California.
The County's self-insurance program provides for the legal defense of officials, employees,
and volunteers pursuant to government Code Section 825 and for the payment of all sums that
the County is obligated to pay. by reason. of liability imposed by law and arising from acts or
failures to act, excepting punitive damages. This protection covers services performed by officers,
employees, and volunteers within the scope of their official duties in accordance with the
conditions of their employment or service. The self-insurance program is funded to provide
payment of claims.
The County also has excess reinsurance with CSAC Excess Insurance Authority. The Proof
of Insurance is attached.
Sincerely,
1�
Ron Harvey
Risk Manager
pH-jig
Attachments
ws-rislo'n2k3\useas$\jgt'icius\My Documents\Self Insurance Letters\2006 Self Ins, Letters\Munifin.doc
c.. Bob Okarnura, Public works Department
i
: AUG. 2. 20106. ": 11 P'N CCC RICK P,ANAGEM"ENT N0, 5E2 P, 3
driver.alliant INSURANCE SERVICES
INTEGRATED INSURANCE&FINANCIAL SERVICES
June 26,2006
To: CSAC Excess Insurance Authority(CSAC EIA)
Property Program Members
Re: CSAC EIA Primary Property Policy
Policy No.: CSAC EIA#PPR06-09/Lexington Policy#RKS106900562
March 31,2006 to March 31,2009
CSAC EIA Sabotage and Terrorism Policy
Policy No.:RKS206900762 and RKS306900762
March 31,2006 to March 31,2007
CSAC EIA Excess Boiler and Machinery Policy
Policy No.:BNV075990209
March 31,2006 to March 31,2007
Dear Member,
We arepleased to enclose your copy of the Property Policy representing the$25,000,000 All Risk,Flood,and
Earthquake layer for the term ofMarch 31-2006 to March 31,2009.Also enclosed'is a copy of the Sabotage and
Terrorism Policies and Boiler&Machinery Policy for the period of March 31,2006 to March 31,2007.
Please note chat we are in the process of reviewing the policy for accuracy. Upon completion of our review,we
will n06 you of any changes to the policy.
In the policy riotebook you will also find the following information in addition to the policy form:
• Summary of Insurance providing a brief overview of primary and excess policy limits,coverages, and
exclusions as well as Summary of Insurance for Sabotage and Terrorism and Boiler&Machinery Policy
u Property Structure Graph and Tower Coverage Map which provides a visual overview of the property
program
• Declaration issued by CSAC Excess Insurance Authority
The provisions of the policy determine the scope of the insurance protection provided. Please review your
coverages,exclusions,rights,and duties carefully.
If you have any questions concerning your policy or know of any changes or corrections,please contact us
immediately.
Sincerely,
DRIVER ALLIANT INSURANCE SERVICES,INC
Q.l�rrQ N�t ryl
Saira Nasim
Account Administrator
cc: Milce Fleming,General Manager,CSAC Excess Insurance Authority
Anna Marie Will,Underwriting Manager
i
Driver Afllant Insurance Services Inc.
an Affiant Resources Croup company
1301 Dove Street,Suite 200,Newport Beach CA 92660 949-756-0271
Lic#OC36661 @ www.driveralliant.corn
AUG. 2. 2JU6 4: 1 DM CCC R'CK MANAGEMENT! N0, 532 F,
driver*a1liant : INSURANCE SERVICES
CSAC EXCESS INSURANCE AUTHORITY
PRIMARY AND EXCESS PROPERTY INSURANCE
SUMMARY OF INSURANCE
AMOUNT OR EXCESS EARTHQUAKE ROOFTOP LAYER:
LIMITS $125,000,000 per occurrence and in the annual aggregate in respect of
(Continued): towers 1, II, 111, IV and V combined excess of $75,000,000 per occurrence
and in the annual aggregate in respect of towers I, 11, 111, IV and V
separately
TERRORISM:
$200,000,000 each and every occurrence and in the annual aggregate
through Sabotage and Terrorism Program
SUB-LIMITS: $100,000,000 Per Accident Boiler& Machinery (Participating Members
Only)
o $5,000,000 Errors and Omissions
• $2,000,000 Each Incident, each member aggregate. Earthquake
Resultant Damage—applies only to locations where EQ is purchased
under All Risk Property Policy
o $2,000,000 Service Interruption
o $2,000,000 Consequential Damage (spoilage of food, medicine and
blood)
o $2,000,000 Ammonia Contamination
o $2,000,000 Hazardous Substances
o $2,000,000 Water Damage
o $1,000,000 Computer Equipment Blanket All Members- Media Included
o CFC Refrigerants included
o _Newly Acquired Locations included up to 365 days
o Demolition & Increased Cost of Construction included
o Expediting Expenses included
DRIVER ALLIANT INSURANCE SERVICES,INC.
AN ALLIANT RESOURCES GROUP COMPANY
1301 DOVE STREET, SUITE 20Q, NEWPORT BEACH CA 92660-2436 0 949-756-0271 4
i_.I(:#nf :�iiAfil ® www nAivFRni r IAMT rune
AUG, 2. 2006 4: 11rV CCC IQUK :MA;I�AGEME_NI NO. 582 F. 5
druover*alfiant . INSURANCE SERVICES
CSAC EXCESS INSURANCE AUTHORITY
PRIMARY AND EXCESS PROPERTY INSURANCE
SUMMARY OF INSURANCE
SUB-LIMITS $40,000,000
(Continued)- a EDP Media & Extra Expense
s Accounts Receivable
o Property in Transit
e Valuable Papers
e. Extra Expense
o Errors and Omissions
Note: Munich Re is the only carrier that has not approved the sublimity
above$40,000,000 increasing to a total of$50,000,000. Property
Committee has approved an increase in sublimity to$50,000,000 with the
CSAC members self-insuring 20% (Munich Re share) of a $10,000,000
excess of$40,000,000 in a single sublimit exposure with multiple sublimity
included in a single claim increasing the self-insurance potential. This is
currently pending approval from excess underwriters.
$20,000,000 on:
• Asbestos clean-up & removals caused by a specified insured peril as
per policy wording
$50,000,000 on-,
e Course of Construction (value not to exceed $50,000,000 for projects at
new sites)
$25,000,000 on:
e Unscheduled Roads., Bridges,Tunnels, Culverts, Sidewalks and Street
Lights for non-FEMA/OES declared disasters (All Risk& Flood,
excluding the peril of Earthquake)
$2,500,000 on:
• Fine Arts, Unscheduled (Scheduled Fine Arts Limit-to be negotiated on
an individual basis)
$1,000,000 on:
• Unscheduled Business Interruption
o Accidental Contamination each occurrence including land and land
values.
$100,000 on:
• Specially Trained Animals (Search & Rescue & Police etc.) subject to a
stipulated value of $50,000 per animal each occurrence subject to a
$1,000 deductible each occurrence
DRIVER ALLIANT INSURANCE SERVICES, INC.
AN ALLIANT RESOURCES GROUP COMPANY
1301 DOVE STREET, SUITE 200, NEWPORT BEACH CA 92660-2436 ♦ 949-756-0271 5
I Jr% *nr%oao&, A 1ANAJ%AIMM11A-MJhI a r^---
AUG. 2, 20vo 4: I I PM CCC R SK MANAG�N9�N 1 N0. 582 ?. 6
driver*a1liant INSURANCE SERVICES
CSAC EXCESS INSURANCE AUTHORITY
PRIMARY AND EXCESS PROPERTY INSURANCE
SUMMARY OF INSURANCE
MAJOR
EXCLUSIONS: Per Manuscript Form, including but not limited to:
o Terrorist Exclusion (coverage offered through Sabotage and Terrorism .
Program)
e Aircraft, Watercraft, and Rolling Stock
PStanding Timber, Growing Crops and Animals (except specially trained
animals)
Dams, Piers, Wharves, Docks, Underground Pipes, Outfalls, etc.,
unless scheduled'
• Land and land values (and water excess of primary limit)
Property in due course of Ocean Marine-Transit
s Shipment by mail after delivery into the custody of the Post Office
Department
• Course of Construction (non-incidental excess of $50,000,000 project
value)
s Power Transmission and Feeder Lines more than 1000 feet from
insured's premises
o Railroad Property except while in course of construction
e Pollution, Contamination or Seepage (except Accidental Contamination)
• Contractors Equipment, unless scheduled
s Licensed Vehicles, unless scheduled
s Electronic Date Recognition (M)
e Computer Virus/Cyber Exclusion
o Asbestos excess of the primary limit _
6 Specific carrier exclusion forms apply
'Except Pier coverage is currently provided for the counties of Santa
Barbara, San Luis Obispo and Sonoma
DRIVER ALLIANT INSURANCE SERVICES, INC.
AN ALLIANT RESOURCES GROUP COMPANY
1301 DOVE STREET, SUITE 200,NEWPORT BEACH CA 92660-2436 0 949-756-0271 6
1 it*nr%QrQrl A %AAA.A1111%11,nI i -•-I1. --
- AUG, 2. 2006 c: KV, CCC R1QK MANA G LVENT N0. 582 P. 1
driver*alflant INSURANCE SERVICES
CSAC EXCESS INSURANCE AUTHORITY
PRIMARY AND EXCESS PROPERTY INSURANCE
SUMMARY OF INSURANCE
OPTIONAL A) EARTHQUAKE, AT SCHEDULED LOCATIONS ONLY
COVERAGES: (except: coverage applies to all locations for Tower V/Zone If members
subject to a $25,000,000 sub-limit)
B) CONTRACTORS (MOBILE) EQUIPMENT-
o Schedule required of"Summary of Equipment"by type, with overall
values declared
+ Including Earthquake, Flood and Collision
e Coverage anywhere in the USA
e Valuation at:member option prior to loss (based on value declared):
Fair Market Value/Actual Cash Value (used)
OR
• Repair/Replacement Cost (new)
C) LICENSED VEHICLES -
+ Schedule required of"Summary of Vehicles" by type, with.overall values
declared
e Including Earthquake, Flood and Collision
o Coverage anywhere in the USA
s Valuation at Member option prior to loss (based on value declared):
• Fair Market Value/Actual Cash Value (used)
OR
• Repair/Replacement Cost (new)
D) FINE ARTS
o Unscheduled automatically covered to $2,500;000 per occurrence
• Per schedule over$2,500,000
i ..
i
j DRIVER ALI_IANT INSURANCE SERVICES,INC.
AN ALLIANT RESOURCES GROUP COMPANY
1301 DOVE STREET, SUITE 200,NEWPORT BEACH CA 92660-2436 ! 949-756-0271 7
Irl4knr.1A.QR1 ® %ItnAflM nrnrld�r+•, . ,...-.. ----
2. 2006 4; i 1 ='M CCC SICK MANAGEMENT N0. X81 P. A
i
dflver*affiant . INSURANCE SERVICES
CSAC EXCESS INSURANCE AUTHORITY
PRIMARY AND EXCESS PROPERTY INSURANCE
SUMMARY OF INSURANCE
DEDUCTIBLES:
Deductible Pool: o $2,000,000 occJ$6,000,0D0 annual agg./$18,000,000 36 month term
aggregate
s Outside 100 year Flood zone$25,000 per member, $125,000 per
occurrence. Drops to $25,000 upon exhaustion of the pool. Deductible
pool to include vehicles excess of the current $10,000 deductible per
occurrence_
Earthquake: 5%of total values per Unit* per occurrence subject to a $100,000 minimum.
Flood: 2% of total.values per Uniter occurrence in respect of locations situated
within 100-year Flood plain (pas defined by FEMA) subject to a$100,000
minimum per occurrence and a maximum of$500,000 per occurrence. EIA
deductible pool will cover the difference between the specified deductible
and $25,000 each occurrence.
Named Storm: 2% of total values per Unit* per occurrence subject to a$500,000 minimum
Piers (including $500,000 per occurrence
Fiood/Wavewash):
Roads, Bridges, $500,000 to $1,500,000 per occurrence, per member
Tunnels, as scheduled in the policy (See attached Deductible Schedule)
Culverts,
Sidewalks and
Street Lights:
Vehicles and
Mobile
Equipment:
Non-Collision: $10,000 per occurrence (included in deductible pool) except $100,000
busses
Collision: $10,000 per occurrence (included in deductible pool) except $100,000
busses
Earthquake $10,000 per vehicle/ 100,000 per occurrence (included in-deductible pool)
and except
Flood: $100,000 busses
Busses $100,000 per occurrence
*Unit defined as separate building, contents within separate building,
property in the open (yard), or time element coverage at separate building.
DRIVER ALLIANT INSURANCE SERVICES,INC.
AN ALLIANT RESOURCES GROUP COMPANY
1301 DOVE STREET, SUITE 200,NEWPORT BEACH CA 92660-2436♦ 949-766-0271 8
lir:*nrnsmi & LAAAAA/nnIlk+rM•i I I,
AUG. -2. 2006 4: ' 2PM CCC Ri'JK MANAGELMEIT N0, X82 9
driver*affiant INSURANCE SERVICES
CSAC EXCESS INSURANCE AUTHORITY
PRIMARY AND EXCESS PROPERTY INSURANCE
SUMMARY OF INSURANCE
DEDUCTIBLES
(CONTINUED):
Terrorism: .$500,000 each and every occurrence
Boiler and See attached Schedule B. Deductible per Member
Machinery:
All Other Perils: See attached Schedule B. Deductible per Member
NEW LOCATIONS:
A. Non- Automatic coverage extended to cover additional property (Real and
Earthquake Personal) and associated Business Interruption/Extra Expense which may
.Locations: be purchased, leased, acquired or otherwise become at the risk of the
Insured during the term of insurance. No additional or return premium for
Non-Earthquake locations as defined in Endorsement B (Automatic
Coverage/Reporting Conditions) and in Endorsement J (5%Annual
Prospective Margin Clause)
B. Earthquake Changes in 100% location values in excess of $25,000,000 for the peril of
Locations: Earthquake Shock, for members who purchase this coverage at the
inception/anniversary premium will be adjusted using the rates advised
and approved by Underwriters.
VALUATION: Real and personal property, including property of others, at the replacement
value at the time of the loss without deduction for depreciation. If property
is not replaced within a reasonable period of time, then actual cash value to
apply.
Vehicles and Mobile Equipment-- Repair/Replacement Cost (New) or Fair
Market Value Cost(Used), at the option of each member per schedule. If
replacement coverage is purchased and damage to the vehicle exceeds
actual cash value of the vehicle, the vehicle will be replaced with a new
vehicle.
Library Books--Subject to valuation form.
AmWins and RKH have procured insurance and reinsurance as herein
summarized.The actual terms,-conditions and provisions of the insurance
and reinsurance polices shall prevail as the basis of coverage
i indemnification
PREMIUM AT
INCEPTION
DRIVER ALLIANT INSURANCE SERVICES,INC.
AN ALLIANT RESOURCES GROUP COMPANY
1301 DOVE STREET, SUITE 200, NEWPORT BEACH CA 92660-243.6 ♦ 949-756-0271 9
1 Irl xnrinl+nr• . ,.—.....__..•-- •-
ALG, 2. 2006 4: ' 2PV, CCC RiSK MANAGEMENT NO, X82 F, i0
driver*affiant INSURANCE SERVICES
CSAC EXCESS INSURANCE AUTHORITY
PRIMARY AND EXCESS PROPERTY INSURANCE
SUMMARY OF INSURANCE
ASSURED AND CSAC Excess Insurance Authority and
ADDRESS: California Public Entity Insurance Authority
3017 Gold Canal Dr., Ste. 300
Rancho Cordova, CA 95670
NAMED INSURED: CSAC Excess Insurance Authority and California Public Entity Insurance
Authority and its Member Agencies
(Complete Named Insured per manuscript policy form)
POLICY TERM: Primary: March 31, 2006 to March 31, 2009
Excess: March 31, 2006 to March 31, 2007
SCHEDULE OF Primary: CSAC EIAPPR06-09
INSURER'S (100% with Lexington Insurance Company. Policy No. RKS 106900562)
& REINSURERS:
Excess: . See Attached Schedule of Insurers and Reinsurers
Rooftop: See Attached Schedule of Insurers and Reinsurers
Terrorism: See Attached Schedule of Insurers and Reinsurers
A.M BEST GUIDE
RATING: See Attached Schedule of Insurers and Reinsurers
STANDARD AND
POORS RATING: See Attached Schedule of Insurers and Reinsurers
CALIFORNIA
STATUS: See Attached Schedule of Insurers and Reinsurers
DRIVER ALLIANT INSURANCE SERVICES, INC.
AN ALLIANT RESOURCES GROUP COMPANY
1301 DOVE STREET,SUITE 200, NEWPORT BEACH CA 92660-2436♦ 949-756-0271 1
LIC*n .qi3AFy ® 1AAAAA1 noniCMA+ I IAKM nn..
AUG. 2. 2006 4: 12PM CCC RISK MANAGEMENT N0, 582 P. ii
driver*alliantl INSURANCE SERVICES
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CSAC EXCESS INSURANCE AUTHORITY
PRIMARY AND EXCESS PROPERTY INSURANCE
SUMMARY OF INSURANCE
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COVERAGE: "All Risk including Earthquake and Flood as per manuscript form - subject
to policy exclusions. Earthquake to apply at specified locations only for
members In Towers I,. 11, III, IV, V, and VII. Earthquake applies to all
locations for members in Tower VI. Coverage includes but Is not
limited to
• Real Property
o Personal Property
• Rental Income including Revenue Bond Payments
Business Interruption
♦ Boiler and Machinery
• Accounts Receivable
o Electronic Data Processing Media and Extra Expense
• Extra Expense
o Building Laws, Increased Cost of Construction and Demolition
♦ Contingent Liability due to the operation of Building Codes
♦ Property in Transit
s Valuable Papers
• Fine Arts
s Errors and Omissions
• Architects/Engineers Fees and Claims Consultant Fees
Earthquake Sprinkler Leakage
e Course of Construction
0 Golf Courses, Tees, Greens & Landscaping
• Fire Legal Liability
v Joint Loss Agreement with Boiler & Machinery
• Fire Department Charges
. 4 Unscheduled Roads and Bridges, Tunnels, Culverts, Sidewalks and
Streetlights for local non FEMKOES disasters, no value schedule
required (All Risk & Flood excluding,the peril of Earthquake)
• Asbestos Clean-up and removal caused by an insured peril
e Specially Trained Animals (Search & Rescue and Police etc.)
DRIVER ALLIANT INSURANCE SERVICES,INC.
AN ALLIANT RESOURCES GROUP COMPANY
1.301 DOVE STREET,SUITE 200, NEWPORT BEACH CA 92660-2436 0 949-756-0271 ' " 2
2. 2006 4: 12PM CCC RISK MANAGEMENT N0. 582 P. 112
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C�i�i`Ver*affiant INSURANCE SERVICES
CSAC EXCESS INSURANCE AUTHORITY
PRIMARY AND EXCESS PROPERTY INSURANCE
SUMMARY OF INSURANCE
AMOUNT OR PRIMARY: $25,000,000 per occurrence All Risk, Flood, and Earthquake
LIMITS: coverage in respect of Towers 1, II, 111, 1V, V, VI separately and
$25,000,000 per occurrence All Risk and Flood and $2,500,000.
per occurrence Earthquake for Tower VII. Annual aggregate
limit applies to Earthquake and Flood per Tower. Boiler
Explosion and Machinery Breakdown is included (For the
members purchasing Boiler Explosion and Machinery
Breakdown Coverage)
ExcEss: Annual occurrence limits for All Risk and annual aggregate limits
on Flood and Earthquake applies as follows:
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TOWER ALL RISK EARTHQUAKE FLOOD
1 $600,000,000 $75,000,000 $550,000,000
ll $600,000,000 $75,000,000} $550,000,000
111 $600,000,000 $75,000,000 $550,000,000
IV $600,000,000—k'= $75,000,000 $550,000,000
V $600,000,000 $75,000,000 $550,000,000
VI $600,000,000 $25,000,000 $550,0001000**
VII $600,000,000 $60,000,000#"= $550,000,000!**
$10,000,000 sub-limit applies to Merced County (Pending request to
remove this sublimit)
As respects the peril of Flood, $300,000,000 sub-limit applies to County
of Sacramento id,, Tower VI only
***As respects the peril of Flood, a dedicated occurrence and aggregate
limit of not less than $20,000,000 shall apply specifically for SCSRM. This
provision does not increase the total occurrence and aggregate limit
provided by this policy
**** Dedicated Earthquake limit for East Bay Regional Park District
($10MM) and City of Concord ($50MM) as part of overall limits of
$60,000,000
"""* As respects Ithe peril of All Risk, $150,00.0,000.Excess of
$600,000,000 ped occurrence limit applies to Arrowhead Regional Medical
Center- County of San Bernardino, excluding Flood and Earthquake Shock
in Tower IV only
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DRIVER ALLIANT INSURANCE SERVICES,INC.
AN ALLIANT RESOURCES CROUP COMPANY
1.301 DOVE STREET, SUITE 200,INEWPORT BEACH CA 92660-2456 ♦ 94.9-756-0271 3
I ir'. :HnrrQrQgl i 1APIA11A1 NMI I,,ok- I I-— —-
AUG. 2. 2006 T: 12PM CCC RIS'( MA�NAGRMCNT N0, 582
ISSUE DATE 6-79-2006
t.. t��fil'SU N��rBYND 1�:'�y,�°'�=rr��'.s; •�*� �_'�-� •���'•li;.�:,�
- yam- ..r: �,'.Ll.t. •^-e.' .).:'`�:"�.Y.4 +.{'^' .Ir' -•ti''•�yivi^ r�•�
;;,rid; --1r':•Si,:, •.:,�:: {•,.'.;�'.•iia� ��.. .r., ,W.�.,.
yr<•' .'J:-` r•, ,F...r:<'•'w.":`• . �;�ri`.:�„l,^:g 1:G,%•1. f?•' r�” .'._,,1: _ _i
./:. ice•:_ rn; .::$, a..�f%i..':r:r^ :.-.,v .?;�r�:t}-:.�•. = _•�•
'��li':.t•1.!_•i�', :.a•`_ ,:1i'+3'•i':r:':)•.','Y'w•' •;a'V;:. y,{: :.�..y;,t..:s-r-F.,;.,:.� -'1"t.•r,'.,i= .Y.:x::,, ;a.;J..•. .�r;,.;
THIS BINDER ISA TEMPORARY INSURANCE CONTRACT,SUBJECT TO THE CONDITIONS SHOWN THROUGHOUT THIS FORM.
PRODUCERCosrnpr Provider BINDER N0.
DRIVER ALLIANT INSURANCE SERVICES, INC. CSAC Excess Insurance Authority EWC 7-1-06 Bind 1
P.O. Box 6450 F_FFECTNE EXPIRATION
Newport Beach, CA 92658-6450 DATE TIME DATE TIME
(949) 756-0271 07-01-2006 12:01 AM 09-30-2006 12:01 AM
THIS CINDER IS ISSUED TO EXTEND COVERAOE IN THE ABOVE NAMED COMPANY
PER EXPIRING POLICY NO: CAS104500307
CODE SUB-CODE DESCRIPTION OF OPOIATIONSNMCLESMAOPERTY(Indw4v Lmauon)
INSURED
CSAC EIA Excess Workers'Compensailon Members : DCCESS WORKERS COMPENSATION PROGRAM MEMBER AND
C/O CSAC Excess Insurance Authority SELF-INSURED RETENTIONS PER THE ATTACHED BINDER
3017 Gold Canal Dr_;93DU ADDENDUM_
Rancho Cordova CA 95670
- •.•-,r, :'^!�;'.v.}:'1�. ':ti r}� i Ol'�.,w`,.:Y.. .i\S'I�vhV•*•w_- '�r '.i.'�'•,"h. :v'-' '.tluM ,f�".
l �1i,1:.��t''' J \•-�.:•
�r';: •.:.('.'�''". „rr...a.•r: ..;{':.•'•.^:'u t-r1 :4iJ•�r.r�•?:,;,•n P.•i.,..3,r..P,. . �'[•� '-,..;•,^';.r+�:'i ; ,.'bl�.... .,, w'R
^i�='.�.. , ^•.1•.. 'Jit � j•.'-::.'n.^9•�.,:�.
TYPE OF INSURANCE COVERAOMFORMS AMOUUCTI
NT DEOBLE'�O.Y CoINSUR
PROPERTY CAUSE OFLOSS
BA8•`C BROAD SPEC.
GENERAL LIASIUTY GENERALAGGREGATE
COMMERCIAL GENERAL UABIUTY PRODUCTS-COMPIOP AGG.
r•`.} CLAIMS OCCUR PERSONAL&ADV.INJURY
MADE
OWNER'S&CONTRACTOR'S PROT, EACH OCCURRENCE
RRE DAMAGE(Any one rre)
RETRO DATE FOR CLAIMS MADE: MED.EXPENSE(Any one pemon)
AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT
ANY AUTO BODILY INJURY(Por person)
ALL OWNED AUTOS BODILY INJURY(Porecd4en0
SCHEDULEDAUTOS PROPERTY DAMAGE
HIRED AUTOS MEDICAL PAYMENTS
NON-OV,MED AUTOS PERSONAL INJURY PROT•
GARAGE LIABILITY UNINSURED MOTORIST
AUTO PHYSICAL DAMAGE OEoucrlg fi ALL VEHICLES SCHEDULED VEHICLES ACTUAL CASH VALUE
COLLISION; STATED AMOUNT
OTHER THAN OTHER
COL;
EXCESS LIABILITY EACH OCCURRENCE
UMBRELLA FORM AGGREGATE
OTHER THAN UMBRELLA FORM RETRO DATE FOR CLAIMS MADE: SELF;4NSUREO RETENTION
I
STATUTORY LIMITS •;,`;:.,;• '.,A'.a a,_
WORKER'S COMPENSATION Excess Workers'Compensation&Employer's Liability EACH ACCIDENT SEE ATTACHED
AND (See attached Terms&Conditions) DiSEASE.POUCY OMIT SEE ATTACHED
EMPLOYER'S UAMUTY DISEASE-EACH EMPLOYEE
SPECrAL CONDITIONSIOTHER COVERAGES
SUBJECT TO THE TERMS, CONDITIONS AND EXCLUSIONS OF THE CSAC EIA EXCESS WORKERS'
COMPENSATION MEMORANDUM OF COVERAGE.
'NAME AND ADDRESS
CSAC EXCESS•11.; .::r"'i:;:'.'.�_,!'v:.: r-r•5;'.>; ,.�:'l,l�'.:1••�.�.._ .!:''�•4r.•�J,�,,; � .. '.. ., •.• .1.�;� �"'�'•;:=s:_i�.. J.r, '*,y:.,:. �,,.
INSURANCE AUTHORITY • P"'' MORTGAGE,: ADDmpNALINSURED
MEMBERS LOSS PAYEE EVIDENCE ONLY
LOAN IF
A AUTHORIZED I'EPRESENTATrvE
AUG. 2. 2006 4. 12PM CCC RISK MANAGEMENi N0. 582 P. 14
CONDITIONS
This Company binds the kind(s) of insurance stipulated on the reverse side. The Insurance is
subject to the terms, conditions and limitations of the poricy(ies) in current use by the
Company.
This binder may be cancelled by the Insured by surrender of.this binder or by written notice to
the Company stating when cancellation will be effective. This binder may be cancelled by the
Company by notice to the Insured in accordance with the policy conditions. This binder is
cancelled when replaced by a policy, If this binder is not replaced by a policy, the Company is
entitled to charge a premium for the binder according to the Rules and Rates in use by the
Company.
APPLi CABLE IN NEVADA
Any person who refuses to accept a binder which provides coverage of less than
$9,000,000.00 when proof is required; (A) Shall be fined not more than $500.00, and (B) is
liable to the party presenting the binder as proof of insurance for actual damages sustained
therefrom.
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AUG. 2. 2006 4: 12PM CCC RISK MANAGEMENT NO. -E2 P. 15
CSAC Excess Insurance Authority
EXCESS WORKERS' COMPENSATION PROGRAM
Effective July 1, 2006
BINDER ADDENDUM
COVERAGE PROVIDER: CSAC Excess Insurance Authority(CSAC-EIA)
COVERED PARTIES: Participating Members within CSAC Excess Insurance Authority
Excess Workers'Compensation Program
PROGRAM TERM: July 1,2006 to July 1,2007
PROGRAM'S COVERAGE Workers' Compensation Coverage:
AND LIMITS: Pooled Retention
$ 5,000,000 Workers' Compensation and Employers Liability
i each occurrence (difference between
$5,000,000 and the Covered Party's SIR)
Excess LaYers:
Layer 1:
$45,000,000 in excess$5,000,000 Workers' Compensation
each occurrence; reinsured By Renaissance Re(excluding
Terror coverage)
Terror Coverage(including NSCR):
$45,000,000 in excess of$5,000,000 each occurrence,
$90,000,000 Annual Aggregate; reinsured by Lloyd's of
iLondon and other London/Bermuda reinsurers
Layer 2:
$150,000,000 in excess of$50,000,000 Workers'Compensation
each occurrence; excess insurance coverage provided by
National Union Fire Insurance Co. of Pittsburg, PA(including
Terror coverage)
As Respects All Lavers
➢J- Limits apply per occurrence for all program members
. combined
>1 Limits are eroded by allocated claims expense
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AUG. 2. 2006 4: 13PM CCC RISK MANAGEMENT' N0, 582 P. 16
CSAC(Excess Insurance Authority
EXCESS WORKERS' COMPENSATION PROGRAM
Effective July 1, 2006
1 BINDER ADDENDUM
$500.000 Self Insured Publlc Entity Members
Retention Cont City of Concord
City of Covina
City of Cupertino
City of Escondido
City of Fremont
City of Hawthorne
Ciiy of National City
City of Oceanside
City of San Buenaventura
City of Santa Clara
City of Simi Valley
City of So. San Francisca
City of Sunnyvale
City of Whittier
Community Development Commission of the Co. of Los
Angeles
Elk Grove Unified School District
Golden Empire Transit District
Municipal Pooling Authority
Northern Ca. Cities Self Ins. Fund (NCCSIF
Orange County Sanitation District
Palk&Recreation District Employee Compensation
(PAI RDEC)
Public Agcy.Self lns.System-San Diego (PASTS-San Diego)
Santa Barbara Metropolitan Transit District
Santa Cruz Metropolitan Transit Dist.
Yoio PARMIA
5750 000 Self Insured Retention
County Members Public Entity Members
Contra Costa County ACCEL—City of Modesto
ACCEL—City of Palo Alto
ACCEL—City of Santa Barbara
City of Bell
City of Downey
City of FairFeld
City of Stockton
RivI erside Transit Authority
$1,000,000 Self Insured Retention
County Members Public Entity Members
Santa Clara County ACCEL—City of Anaheim
Central Fire District ACCEL—City of Santa Monica
AC ITransit
Antelope Valley Healthcare Dist.
BICEP—City of Huntington Beach
BICEP—City of San Bernardino
BICEP—City of West Covina
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AUG, 2. 2006 4: 13PM CCC RiBK MANAGEMENT N0. 582 P. 17
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driver•ailiant I INSURANCE SERVICES
INTEGRATED INSURANCE&FINANCIAL SERVICES
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May 16, 2006
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TO: GLII program members
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RE: Liability Program II(GLIn
July 1,2006 to July 1,2007 Renewal
Dear member,
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The current program includes a$10,000;000 reinsured layer in excess of the individual members' SIRS,as
well as a$5,000,000 insured layer excess of the underlying layers.
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We successfully negotiated with CV Starr(underwriting on behalf of AIG)to extend this program to
October 1, 2006 (a 3 month extension)at the current premium and terms,which was approved by the EIA
Liability Program II(GLII)Committee this past December.This extension has resulted in substantial
premium savings for the members of this program since the program is currently very aggressively priced
and the premiums are significantly under market and well below the historical loss"burn"of the program.
I
We have recommended that the GLII Ptograan members budget for 75-100% premium increases. We, of
course,hope that the final premiums and terms will be much closer to the expiring premiums, We believe
our best opportunity for doing so will be the competitive battle between CV Starr(now underwriting on
behalf of Everest Re) and AIG as they ifight to keep what they both see as their renewal. We are also
approaching all other known public entity reinsurers to make sure we have canvassed all potential
markets.
' I
Our negotiations are still ongoing; we hook forward to discussing this in more detail at the upcoming
meeting.
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Sincerely,
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DRIVER ALLIANT INSURANCE SERVICES,INC.
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Nazie A.Arshi
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First Vice President
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Driver Alliant Insurance Services,Inc.
an AIR=Resounes Group company
1301 Dove St Suite 200,Newport Beach CA 92660-2436 . 949-756.0271
I_Ic#006861 . wwwArlveralliantcom
I
Form
8038_G Information Return for Tax-Exempt Governmental Obligations
► Under Internal Revenue Code section 149(e) OMB No. 1545-0720
(Rev. November 2000) I ► See separate Instructions.
Internal ev of the Treasury Caution: If the issue rice is under 5100,000, use Form 8038-GC.
Internal Revenue Service P
Zeporting Authority If Amended Return, check here No-
1
1 Issuer's name I 2 Issuer's employer identification number
Contra Costa County Sanitation District No.5 94 . 6000509
3 Number and street(or P.O. box if mail is not delivered to street address) Room/suite 4 Report number
225 Glacier Drive 3
5 City, town, or post office, state, and ZIP code 6 Date of issue
Martinez, CA 94553 I 1 Q J'1 11 10 6
7 Name of issue 8 CUSIP number
Loan Agreement#05-089
9 Name and title of officer or legal representative whom the IRS may call for more information 10 Telephone number of oftcer or legal representative
R. Mitch Avalon, Deputy Chief Engineer (925 ) 313-2191
Or.19—Type of Issue (check applicable lbox(es) and enter the issue rice) See instructions and attach schedule
11 ❑ Education . . . . . . . . . . . . . . . . . . . . . . . 11
12 ❑ Health and hospital . . . . . . 12
13 El Transportation . . . . . . . . 13
14 ❑ Public safety. . . . . . . . . . . . . . . . . . . . . . . . . 14
15 ] Environment [including sewage bonds) . 15 550 , 000. 00
16 ❑ Housing . . . . . . . . . 16
17 ❑ Utilities . . . . . . . . . . . 17
18 ❑ Other. Describe 10-
19
19 If obligations are TANS or RANs, check box ► ❑ If obligations are BANS, check box ► ❑
20 If obligations are in the form of a lease or installment sale, check box ► ❑
Description of Obligations. Com b fete for the entire issue for which this form is beinq filed.
(a)Final maturity date (b)Issue price (c)Stated redemption. (d)Weighted (e)Yield
price at maturity average maturity
21 $ $ 20 years 5. 10000 %
Uses of Proceeds of and Issue,(includin underwriters' discount)
22 Proceeds used for accrued interest 22 0
. 23 Issue price of entire issue (enter amount from line 21, column (b)) . . . . 429
23 _ 5501-000 . 00
24 Proceeds used for bond issuance costs (including underwriters' discount) 24
25 Proceeds used for credit enhancement . �. . . . . . . 25
26 Proceeds allocated to reasonably required reserve or replacement fund . 26
27 Proceeds used to currently refund prior issues . . . . . . . . 27
28 Proceeds used to advance refund prior issues . . . . . . . . . 28
29 Total (add lines 24 through 28) . . . . . . . . . . . .. . . . . . . 0
30 Nonrefunding proceeds of the issue (subtract line 29 from line 23 and enter amount here). 30 550 000. 00
Descri tion of Refunded Bonds (Complete this part only for refunding bonds.)
31 Enter the remaining weighted average maturity of the bonds to be currently refunded . . . ► years
32 Enter the remaining weighted average maturity of the bonds to be advance refunded . . . 10- years
33 Enter the last date on which the refunded bonds will be called . . . . . . . . . . . ►
34 Enter the date(s) the refunded bonds were issued ►
Miscellaneous
35 Enter the amount of the state volume cap allocated to the issue under section 141(b)(5) 35 NIA
36a Enter the amount of gross proceeds invested or to be invested in a guaranteed investment contract(see instructions) 36a N/A
b Enter the final maturity date of the guaranteed•investment contract 10,37 Pooled financings: a Proceeds of this issue that are to be used to make loans to other governmental units 37a NIA
b If this issue is a loan made from the proceeds of another tax-exempt issue, check box ► ❑ and enter the name of the
issuer ► i and the date of the issue ►
38 If the issuer has designated the issue under section 265(b)(3)(B)(i)(III) (small issuer exception), check box ►
39 If the issuer has elected to pay a penalty in lieu of arbitrage rebate, check box . . . . . . . . .. . . ►
40 If the issuer has identified a hedge, check box i ► ❑
Under penalties of perjury, I declare that I have examined this return and accompanying schedules and statements,and to the best of my knowledge
and belief,thw are true correct,and complete.
Sign
Here ✓ ZC p • / I/f-!� V���
' Signal a of issuer's authorized representative, Date 'Type or print name and title
For Paperwork Reduction Act Notice, see page 21of the Instructions. cat. 63773s Form G (Rev. 11-2000)
® �to 1, Ad—IF Tiaijaipp.—