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HomeMy WebLinkAboutMINUTES - 08111998 - C115 HOUSING AUTHORITY OF THE COUNTY OF CONTRA COSTA TO: BOARD OF COMMISSIONERS FROM: Robert McEw an,Acting Executive Director fx� DATE: August 11,199$ SUBJECT: AUTHORIZE EXECUTIVE DIRECTOR TO EXECUTE AGREEMENTS TO PROVIDE A $350,000 LOAN FROM AUTHORITY RESERVE FUNDS FOR DEVELOPMENT OF AFFORDABLE HOUSING IN THE PARKWAY ESTATES PROJECT LwT NORTH RICHMOND. SPECIFIC REQTT"S7TS5 OR C AT ON & ACKCR UND AM MT—M-MATION I. RECOMMENDED ACTION: AUTHORIZE the Executive Director of the Dousing Authority of the County of Contra Costa to enter into a secured loan agreement and related documentation,as required to provide a$350,000 loan to Parkway Estates,Inc.with interest at the rate of 4ofo per annum, for construction of 47 single family homes in the first two phases of development in Parkway Estates subdivision in North Richmond,subject to review by County Counsel. II. FINANCIAL IMPACT: Operating reserve funds from the Authority will provide a loan of $350,000 for part of the construction costs of the Parkway Estates housing project. Loan interest of four percent is approximately the same as Authority's return on other investments. Partial repayments will be made from the sale of each home and the entire loan is expected to be repaid within two years. To allow flexibility,the term of the loan will be set for five years. Authority's reserves will continue to exceed statutory requirements. The Authority's loan will be secured by a Deedof Trust and guaranteed by the Contra Costa County Redevelopment Agency through its pledge of Affordable Housing Trust Fund assets and/or by housing set-aside portion of tax increment funds from the North Richmond Redevelopment Project Area. M. REASONS FOR.RECOMMENDATION/BACKGROUND Authority participation was requested to help meet the need for affordable owner-occupied homes for low and moderate income families and for revitalization in North Richmond. Parkway Estates needs additional financing to complete the project budget and get final approval on a larger construction loan for the first two construction phases containing 47 homes. The Redevelopment Agency has advised that this project meets affordability and related requirements for assistance under Health and Safety Code Section 34312.3. IV. CONSEQUENCES OF NEGATIVE ACTION: CONTINUED ON ATTACHMENT: —X—YES SIGNATURE RECOMMENDATION OF EXECUTIVE DIRECTOR RECOMMENDATION OF BOARD COMMITTEE APPROVE OTHER SIGNATURE(S): ACTION OF BOARD ON August 11, 1998 APPROVED AS RECOMMENDED X OTHER VOTE OF COMMISSIONERS I HEREBY CERTIFY THAT THIS IS A X UNANIMOUS (ABSENT ' ) TRUE AND CORRECT COPY OF AN AYES: NOES: ACTION TAKEN AND ENTERED ON THE ABSENT: ABSTAIN: MINUTES OF THE BOARD OF COMMISSIONERS'ON THE DATE SHOWN. ATTESTED (� PHIL BAT�OR,CLERK OF THE BOARD OF COMMISSIONERS AND COUNTY ADMINISTRATOR BY . DEPUTY r Augmt 6,5998 117 PM G:\ltome\j&lc\moffice\winwoWARIC.Eto12,DOC; .................... CONSEQUENCES OF NEGATIVE ACTION (continued) Without this funding it is likely that the project will not be built. Low-income homebuyers]will continue to find few affordable homes and North Richmond residents will suffer as the neighborhood faits to meet its potential for growth. In addition,already committed Contra Costa County Redevelopment Agency investments in Notch Richmond might not be supported for improvement of the tax base. ADDDTTIONAL INFORMATION REGARDING PARKWAY ESTATES Parkway Estates is a proposed 87 unit single-family home project located at the comer of the Richmond Parkway and Gertrude Ave. in the North Richmond Redevelopment Project Area.The first two construction phases contain 47 homes. The developer,Parkway Estates Inc.,is a joint venture of Comnumity Housing Development Corp.of North Richmond and Oakland Community Housing Inc. wwch are non-profit corporations devoted to creating housing for law-income people. Substantial allocations from Contra Costa County Redevelopment Agency housing set-aside funds,County Community Development Block Grants and HOME Program funds have already been made for the Parkway project to assist with land acquisition and other project start-up costs. The City of Richmond has provided funds for street and soundwall improvements that directly benefit the project.The City will also provide some first-time homebuyer financing. The Federal Rome Loan Bank is granting Affordable Mousing Program funding as well. Parkway is in the final stages of arranging a larger,bank funded construction loan but the project depends upon an additional $350,400 loan to balance the budget. Staff analysis indicates that the community benefits are significant and include: New built-for-sale homes affordable to low arid moderate income families. Increase of the owner-occupancy level of residents in North Richmond. Creation of more local employment in housing construction. Productive use of vacant land and utilization of existing infrastructure. Betterment of the tax base to support public services.