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HomeMy WebLinkAboutMINUTES - 09221992 - 1.53 t 165 c HOUSING AUTHORITY OF THE COUNTY OF CONTRA COSTA TO: BOARD OF COMMISSIONERS DATE: September 22, 1992 FROM: Richard J. Martinez, Acting Interim Executive Director SUBJECT: AUTHORIZE EXECUTION OF LOAN DOCUMENTS FOR A $2,295,000 CONSTRUCTION LOAN FROM BANK OF AMERICA STATE BANK FOR CASA DEL RIO SENIOR HOUSING DEVELOPMENT, ANTIOCH I. RECOMMENDED ACTION: ADOPT Resolution No. 3656 authorizing the execution of a loan agreement and any amendments thereto, a promissory note and any other documents ';Iequired to secure a construction loan for $2,295,000 from the Bank of America State Bank Affordable Housing Group by the Chair of the Board of Commissioners, as recommended by the Advisory Housing Commission. II . FINANCIAL IMPACT: None, as the construction loan will be paid off at the end of construction by the $2,295,000 California Housing Finance Agency (CHFA) loan for permanent financing which received a final commitment from CHFA on September 10, 1992. III . REASONS FOR RECOMMENDATION/BACKGROUND: The Housing Authority has been working with the Bank of American State Bank Affordable Housing Group to secure a loan for almost half of the construction financing for the 82-unit Casa del Rio Senior Housing Development in Antioch. Bank of America anticipates providing a $2,295,000 loan for the 1•,';.-month construction term with an interest rate based on prime rate plus one point, currently 7%. The Housing Authority will pay off this loan off completely at the end of construction wi8th the $2,295,000 CHFA loan for permanent financing. The remainder of the development costs are being funded by several sources. Pursuant to Resolution No. 3639, adopted on April 28, 1992, the Housing Authority has already entered into an agreement with the California Department of Housing and Community Development (HCD) for $3,085,597 in construction and permanent financing for the project. The City of Antioch is contributing the land, valued at $380,000; providing tax increments equivalent to $115,000 per year for the next 40 years; $100,00 in additional development funds; and is waiving or dE 'erring $357,185 in development fees. Additionally, the Housing Authority is providing $150,000 in Owner's Equity for the project. CONTINUED ON ATTACHMENTS YES SIGNATURE: RECOMMENDATION OF EXECUTIVE DIRECTOR RECOMMENDATION OF BOARIf COMMITTEE APPROVE OTHER SIGNATURE(S) ACTION OF BOARD ON APPROVED AS RECOMMENDED OTHER VOTE OF COMMISSIONERS UNANIMOUS (ABSENT ) I HEREBY CERTIFY THAT THIS A TRUE AND AYES: NOES: CORRECT COPY OF AN ACTION TAKEN AND ABSENT: ABSTAIN: ENTERED ON THE MINUTES OF THE BOARD OF COMMISSION RS ON THE DATE SHOWN. CC: ATTESTED �i l�7o� Phil Batchelor, Clerk of the Board of Commissioners BY , DEPUTY IL Board of Commissioners September 22, 1992 Page -2- The two construction loans, from Bank of America and HCD, should be ready to close September 30, 1992. In order to secure this $2,295,000 construction loan, the Housing Authority must execute a loan agreement and any amendments thereto, a promissory note and any other documents required by the Bank of America. At its Regular Meeting on Monday, September 14, 1992 the Advisory Housing Commission voted to recommend approval of Resolution No. 3656 authorizing the execution of a loan agreement and any amendments thereto, a promissory note and any other documents required to secure a construction loan for $2,295,000 from Bank of America State Bank Affordable Housing Group by the Chair of the Board of Commissioners. IV. CONSEQUENCES OF NEGATIVE ACTION: Should the Board of Commissioners elect to not adopt Resolution No. 3656 the Housing Authority would be unable to proceed with the 82 unit: Casa Del Rio Senior Housing Development in the City of Antioch. THE BOARD OF COMMISSIONERS THE HOUSING AUTHORITY OF THE COUNTY OF CONTRA COSTA RESOLUTION NO. 3656 RESOLUTION AUTHORIZING THE EXECUTION OF A LOAN APPLICATION, THE INCURRING OF AN INDEBTEDNESS, THE EXECUTION OF A LOAN AGREEMENT AND ANY AMENDMENTS THERETO, A PROMISSORY NOTE, AND ANY OTHER DOCUMENTS NECESSARY TO SECURE CONSTRUCTION FINANCING FROM THE BANK OF AMERICA STATE BANK AFFORDABLE HOUSING GROUP BY THE CHAIR OF THE BOARD WHEREAS, the Bank of America State Bank Affordable Housing Group ( "Bank of America" ) provides construction financing for development of low income, multi-unit rental housing; and WHEREAS, the Housing Authority of the County of Contra Costa is a public entity and is applying for Bank of America construction financing to develop Casa del Rio, a 82-unit low income senior housing complex; and WHEREAS, the Bank of America will prepare all documents required to secure a construction loan from Bank of America for the project; and WHEREAS, County Counsel shall review and approve all documents prepared to secure this loan prior to execution; and WHEREAS, the Chair of the Board will act on behalf of the Housing Authority of the County of Contra Costa and will sign all necessary documents required to secure the loan; and WHEREAS, the Executive Director will act on behalf of the Housing Authority of the County of Contra Costa to sign all necessary documents required to disburse the funds : NOW, THEREFORE, BE IT RESOLVED, as follows : 1 . That the Board of Commissioners of the Housing Authority of the County of Contra Costa hereby authorizes the Chair of the Board to apply for and to accept a $2, 295, 000 construction loan for Bank of America State Bank Affordable Housing Group and to execute all required loan documents and any amendments thereto, a promissory note, and any other documents necessary to secure said loan. 2 . That the Executive Director is authorized to sign all necessary documents required to disburse the funds . 3 . That this resolution shall take effect immediately. PASSED AND ADOPTED THIS 22nd day of September , 19 92 , by the following vote of the Commissioners : AYES : Commissioners Powers, Fanden, Schroder, Torlakson, M cPeak NOES : None ABSENT: None I hereby certify that this Is a true and correct copy of an action taken and entered on the minutes of th3 ABSTAIN: None Boar!of SupABAT s on the date hown. ATTESTED: PHILHELOR,Clerk of the Board Of Superviaora and County Administrator cc: County Administrator County Counsel Housing Authority By `" - JOPUN