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HomeMy WebLinkAboutMINUTES - 12191978 - COB BOX 73 In the Board of Supervisors of Contra Costa County, State of California December 16 . 19 as In the Matter of Amending Housing Rehabilitation Services Agreement with the Cities of Antioch, Brentwood and Martinez WHEREAS, the County has entered into Housing Rehabilitation Program Services Agreements with the Cities of Antioch, Brentwood and Martinez; and WHEREAS, these Cities and the County desire to utilize complementary program funds from the California Housing Finance Agency (CHFA) Home Ownership Home Improvement (HOHI) Program, and the State Deferred Payment Rehabilitation Loan Program; and WHEREAS, these programs require the provision of housing rehabilitation technical services; and THEREFORE IT IS BY THE BOARD ORDERED that the Chairwoman is authorized to execute an Amendment to the Housing Rehabilitation Program Services Agreement with the Cities of Antioch, Brentwood and Martinez. PASSED BY THE BOARD ON December 16 , 1980. I hereby certify that the foregoing is a true and correct copy of an order entered on the minutes of said Board of Supervisors on the date aforesaid. 0 r i g: Planning Witness my hand and the Seal of the Board of cc: Building Inspection Supervisors ✓County Administrator affixed this 16th day of December 19 80 Cities c/o Planning ,/ /J. R. OLSSON, Clerk By �.�l�l 6L(Ql��� Deputy Clerk M. Covarrubias H-24 3/79 15M f � � Is In the Board of Supervisors of Contra Costa County, State of California December 9 19 80 In the Matter of Execution of a Local Government Agreement with the California Housing Finance Agency for the Home Ownership Home Improvement Program. The Board having received a report and a recommendation from the Director of Planning regarding the continued participation of the County in the Home Ownership Home Improvement Program of the California Housing Finance Agency; IT IS BY THE BOARD ORDERED that the Chairwoman is authorized to sign the LOCAL GOVERNMENT AGREEMENT with the California Housing Finance Agency for the Home Ownership Home Improvement Program for the year 1981 ; and that the Director of Planning or his designee is authorized to sign necessary implementation documents pursuant to the LOCAL GOVERNMENT AGREEMENT. PASSED BY THE BOARD ON December 9 , 1980. I hereby certify that the foregoing is a true and correct copy of an order entered on the minutes of said Board of Supervisors on the date aforesaid. Orig: Planning Department Witness my hand and the Seal of the Board of Supervisors cc: County Administrator affixed this 9th day of December 19 80 County Counsel Building Inspection 64 t, �� «zl ,,Inztc4 Q,� J. R. OLSSON, Clerk / rtl ,zG dl� je ? By✓d/ ��(2�/�� Deputy Clerk �` ffDD M. Covarrubias H-24 3/79 15M CALIFORNIA HOUSING FINANCE AGENCY L HOME OWNERSHIP AND HOME IMPROVEMENT LOAN PROGRAM (HOHI ) LOCAL GOVERNMENT AGREEMENT This LOCAL GOVERNMENT AGREEMENT (the "Agreement") is entered into by and between CONTRA. COSTA COUNTY (hereinafter "LOCALITY") an t e Cali ornia Ho-6-s in� g Finance Agency (hereinafter "CHFA") . RECITALS A. CHFA and LOCALITY wish to institute a program of finan- cial assistance and provide related services to assist persons of low and moderate income to obtain decent , safe and sanitary housing through the Home Ownershipp and Home Improvement Program in Neighborhood Preservation Area ("HOHI Program") . N B. CHFA has received and reviewed an application submitted by LOCALITY for designation of (an) area(s ), within the LOCALITY described in Exhibit G as (a ) participating Neighborhood Preser- vation Area(s) , and CHFA has agreed to designate such area( s ) f"1 ("Commitment Area( s)") . Now, therefore, LOCALITY and CHFA agree as follows : ARTICLE I - AUTHORIZATION This Agreement is entered into pursuant to applicable provi - sions of the Zenovich-Moscone-Chacon Housing and Home Finance ;. Act , constituting Division 31 (commencing with Section 50000) of the Health and Safety Code of the State of California (the "Act") ; and the . regulations promulgated with respect to the operation of the HOHI Program in those areas designated by resolution of the CHFA pursuant to Chapter Six , Part 3 of the Act as "Neighborhood Preservation Areas" , all agreements , contracts , commitments , manuals , instruction letters and other documents pertaining to the HOHI Program, (collectively the "Rules and Regulations. ") ARTICLE II - APPLICABILITY This Agreement shall apply to all types of Neighborhood Preservation Areas. For LOCALITIES with designated Concentrated Rehabilitation Area(s) ("CRA ' s") , Part II covering additional obligations become part of this Agreement . In LOCALITIES which have agreed to assist CHFA in providing a Rental Housing Program, Part III shall become part of this Agreement . The programs to be included by LOCALITY are checked below and the appropriate Parts F incorporated herein by this reference. 8/80 - 1- i F ._ -- - - - - - - - - - - - - - - ` - - - - - - - Designations Yes No Mortgage Assistance Area only 7 Yes No Tandem-Mortgage Assistance Area and Concentrated Rehabilitation Area(s) /X /-7 Yes No Rental .Housing Program Option / XXL / 7 ARTICLE III - DEFINITIONS Definitions . Unless a differentmeaning clearly appears from UT 6 context, all terms in this Agreement shall have the same meaning as prescribed by the Act and Rules and . Regulations. Additionally, A. "Home Improvement Loan" means an advance of money evidenced by-a-note to finance rehabilitation or general repairs and improvements to eligible residential structures. B. "HOHI Program" means CHFA' s Home Ownership and Home ImprovementaFrogram in Neighborhood Preservation .Area(s) , as governed by the Act , Rules and Regulations , and all agreements , contracts , commitments , manuals , instruction letters, and other documents pertaining to the HOHI Program. C. "Loan" means a Mortgage Loan, a Home Improvement Loan, or other advance of money. ARTICLE IV - CERTIFICATIONS . LOCALITY' S acceptance and performance of the following obli.- gations and responsibilities shall be conditions precedent to CHFAIS obligation to provide the financing assistance under the HOHI Program and as described in Exhibit A (Borrowers and .Developers Eligibility Charts) . Localities shall certify as to the items in A, B and .0 on Exhibit E which shall become a part of this Agreement. A. Citizen Participation. LOCALITY shall certify that it has implemented and wil continue to implement a program of Citizen Participation which will satisfy the requirements of CHFA. 8/80 - 2- � 1 i B. California Environmental Quality Act (CEQA) . LOCALITY shall cern y . t at itas met applicable CMT regulations in designating the Commitment Area(s) . C. Affirmative Action. LOCALITY shall assist CHFA in implementing a program oT—Affirmative Action for contractors and . subcontractors involved in the rehabilitation or construction of housing financed by CHFA Loans. ` 1 . Where LOCALITY maintains a list of contractors who have submitted to LOCALITY a LOCALITY approved Affirmative Action Program which meets the requirements of CHFA, such program may be used to satisfy this requirement. 2 . Where a contractor is selected other than from the LOCALITY approved list , LOCALITY is required to assist such contractors to design and implement an Affirmative r Action Program required by CHFA. LOCALITY shall assure CHFA that the requirements of Certificate #001 or #001a ( Individual Borrower ' s Equal Opportunity/Affirmative . Action Certif. ica.te or Develo.per ' s/Rehabilitator ' s Equal Opportunity/Affirmative Action Certificate) , which is executed by the borrower and. contractor on each rehabilitation/new construction Loan financed, are met.. (Certificate #001 and #001a are attached hereto and incorporated herein by this reference) . D. Relocation. LOCALITY shall be responsible for certi - fying for—HSA—Loans in Mortgage Assistance Areas (Certificate #002b, attached hereto) that with respect to each Loan for each unit in a rental property not occupied by the borrower that either : 1 . Renters will not be displaced as. a result of the Loan; or 2 . LOCALITY will bear full responsibility for necessary relocation advisory assistance and payments as prescribed by law and CHFA regulations. Nothing in this section precludes a LOCALITY from selecting only those properties not requiring relocation for financial assistance. To satisfy the requirements of this section, LOCALITY may accept documentation from a participating CHFA lender that no displacement will occur . E. Public Improvements and Services . LOCALITY agrees to provide sucT supporting neigfiSor o3 public improvements and services to support the HOHI Program as have been determined appropriate by' CHFA in its resolution designating the area as a Neighborhood Preservation Area. 8/80 -3- 1 ARTICLE V - FAIR SHARE ALLOCATION A. Fair Share Allocation . LOCALITIES participating in the HOIJI Program perio ically may be allocated a "fai-r share" of HOHT. Program funds based on proportional need as identified in the Statewide Housing Plan and subject to fund availability. B. Allocation Assignment to. Lender . LOCALITY is hereby authorizedLo assign i.ts aTFdcation to one or more "Eligible Lenders." upon receipt of an application or applications from such Lender .. To be an Eligi.ble Lender such .Lender must certify: 1 . That it is. an approved seller and servicer of thea Federal National Mortgage Association ;. and Z . That it will originate , process , close , and service all, loans delivered. In order to ' encourage maximum participation by Eligible Lenders , the following "minimum lender formula" is to be adhered to : $ CHFA Allocation Minimum Lenders — P up to 500 , 000 1 up to 1 , 500 ,000 2 up. to 3 , 000 , 000 3 . over 3 ,000 ,000 5 ARTICLE VI - TERM OF AGREEMENT — c A. Term. This Agreement shall be in effect until , December "3I , 1981. unless ss soone r terminated pursuant to its provisions. B. Extension of Term. . LOCALITY shall" diligently proceed to " adopt , imp ement,operate and enforce the programs set 'forth in this Agreement . At the LOCALITY' S request , CHFA may agree to renew this Agreement' ,for a term to be determined by CHFA., i C. . Condition Subsequent . CHFA' s obligation to continue the financing assistance programs shall cease, or be suspended for , such time during the term of this Agreement as may be determined by CHFA, if : (1 ) LOCALITY has failed to comply with any of the conditions' set forth in this Agreement ; ( 2 ) CHFA determines that obligation of the LOCALITY are not being implemented ina timely or reasonable . manner ; or ( 3) bonds are not issued in an, amount sufficient , in the sole opinion of CHFA, to purchase loans in the amount of .the commitment and at an interest rate w-hich CHFA believes will allow it to make Loans at an interest rate suffi - ciently low so as to make the HOHI Program feasible. P 8/80 e ._ ARTICLE VII - STATUS REPORTS LOCALITY shall prepare and submit to CHFA annually, and more , frequently upon request of CHFA, progress and status reports on the HOHI Program. ARTICLE VIII - COMPLI.ANCE AND INSPECTION Representatives of CHFA shall .have the right to periodically meet with LOCALITY to inspect the Commitment Area( s) , and to inspect the records of LOCALITY regarding .the HOHI Program. In consideration of the foregoing, we hereby execute this Agreement (which incorporates all the Exhibits . and Certifica- tions) as of the date set forth below: for CONTRA COSTA COUNTY For CALIFORNIA HOUSING FINANCE �6�ALI'fYT-- AGENCY t ignat re Signature Chairman, Board. of Supervisors —Tit 1 e . 1--'f—t re----- 'OEC 9190 ate. mate ; 9r aim... ..., >., o A P 8/80 - 5- CALIFORNIA .HOUSING FINANCE AGENCY HOME OWNERSHIP AND HOME IMPROVEMENT LOAN PROGRAM (HOHI ) LOCAL GOVERNMENT AGREEMENT PART II CONCENTRATED REHABILITATION AREAS Services and Improvements LOCALITY' S adoption and implementation of the following programs within the designated Concentrated Rehabilitation . P Area(s) shall be conditions .precedent to CHFA' S obligation to provide the financing assistance under the HOHI Program. A. Housing Assistance Services . LOCALITY shall operate programs That assistowana very mow income residents to afford decent , safe and, sanitary housing, including improvements to the housing neces-s.itated by the code enforcement effort required in Section B below. These housing assistance programs are described in Exhibits B- l. through B-4 of this Agreement . B. Code Enforcement .. LOCALITY shall operate a program to provide concentrated and continuing enforcement of rehabilita tion. standards in the designated area. LOCALITY ' S description of this code enforcement program is attached as Exhibit C. C. Marketing . LOCALITY shall operate a program to encourage—participation by local lenders and to inform the LOCALITY. residents of the existence of financial assistance available as a part of the HOHI Program. Description of , LOCALITY' S marketing program is attached as Exhibit C. D. Capital Improvements . LOCALITY shall provide specific capital improvements.--T ese improvements , the amount budgeted, . and the timetable for starting and completing the work are shown in Exhibit D of this Agreement. E. Relocation. LOCALITY. shall operate a program to ascertainand—resolve problems of displacement of tenants in housing to be financed with CHFA loans. These procedures shall be sufficient to enable the LOCALITY to certify (Certificate N002b , attached hereto) with respect to each loan for each unit in a rental property not occupied by the borrower that either : 1 . Renters will not be displaced as a result..of the loan ; t f 3 8/80 -6- ILI or 2 . LOCALITY . will bear full responsibility for necessary relocation advisory assistance and payments as prescribed by law and CHFA regulations.: Nothing in this section precludes a LOCALITY from selecting . only those properties not requiring relocation for financial assistance. F. Status Reports . LOCALITY shall submit annually and more r frequently upon request of CHFA, .status reports to CHFA including information additional to that required in Part I . The report shall include descriptions of the progress and status of each of: the programs approved . and implemented pursuant to this Part , i including the date of adoption and implementation of each, funds budgeted, and funds expended. The , reports should include LOCALITY' s evaluation of CHFA' s financing assistance program. k In consideration of the foregoing, we hereby execute this Agreement (which incorporates all the Exhibits and Certifica- tions) as of. the date set forth below. F for CONTRA COSTA COUNTY For CALIFORNIA HOUSING FINANCE ^(LATTTY7 AGENCY L gnature Signature P Chairman. Board t e fSupervisorsTi Title DAG 9 1980 ..Date ate r 8/80 . -7- , 1 CALIFORNIA HOUSING FINANCE AGENCY HOME OWNERSHIP AND HOME IMPROVEMENT LOAN PROGRAM (HOHI ) LOCAL GOVERNMENT AGREEMENT PART III - RENTAL HOUSING PROGRAM LOCALITY ' S . intending to utilize the .financing assistance described under the HOHI Program for rental housing shall adopt and imp.lement a RENT LIMITATION MONITORING PROGRAM. This program shall be described on and attached as Exhibit F. IIn order to utilize the optional rental program , the appropriate Local Housing Authority has executed this Local Government Agree ment. For purposes of this Part , "Rental Housing" means a one , two, three or four-unit residential property in which at least one . .residential unit mill. , not be occupied by the owner (borrower) . This program shall as a minimum include the following provi - sions : A. Establishment of Fair Market Rents . LOCALITY shall . establish—for eacFi yenta property Tinanc—ecd—with CHFA assistance (� a schedule .of base rents based on the . number of bedrooms per unit . These rents are not to. exceed the Existing .Section 8 Fair Market . Rents establish-ed Ty—�—for the local market area and updated from time to time. Rent limitations are to be in effect for the life of the loan. LOCALITY shall execute Rent Limitation Agreement Certificate N002a , attached hereto , atthe time each property is financed. " Procedures shall be 'established to insure f units are maintained at rents not greater than established in the ' schedule and recertified annually. (See Certificate P006 ) . CHFA. reserves the authority to adjust rents if necessary . to protect the interests of CHFA. B. Property Inspection. LOCALITY shall inspect both the exterior and - interiorroo '—all rental properties financed. to establish the number of bedrooms at the time of financing , and at least annually thereafter , inspect and certify. to CHFA that the property is in good repair . If, on the annual inspection , the property is not in good. repair , CHFA shall be notified within 30 days . C. Relocation. LOCALITY shall operate a program to ascertain anT iesolve potential displacement of tenants in housing to be financed with CHFA loans . These procedures shall be. sufficient to enable the LOCALITY to . certify.. (Certificate N002b , attached .hereto) with respect to . each loan for each unit in a rental property not occupied by the borrower that either : 8/80 - 8- i a 1 . Renters will not be displaced as a result of the loan; or 2. LOCALITY will bear full responsibility for necessary relocation advisory assistance and payments as prescribed by law and CHFA regulations . Nothing in this section precludes a LOCALITY from selecting only those properties not requiring relocation for financial assistance. . D. Priority for Section 8 Certificate-Holders . LOCALITY shall assure in its program escription x ibit F) that f adequate procedures have been adopted to insure cooperation with the Local Housing Authority. LOCALITY shall adopt procedures to notify the Local Housing Authority of the rental properties financed by CHFA loans so that Section 8 existing certificate-holders can be made aware of rental units that will be available. Locality shall identify vacant units at the time the property is initially financed and at least at the time of annual inspections and recertifications . r E. Rent Limitation Complaints . LOCALITY shall adopt proce- dures adequate toassi— st CAF in monitoring tenant complaints as to potential violations of the rent limitations agreement,. These . �++ procedures shall include., as a minimum, initial notice to all tenants in rental- property that their unit is under rent control and written notice. to all occupants of all rental units at least annually. i Procedures should be adequate to investigate either landlord or tenant allegations and attempt resolution prior to involvement of CHFA. F . Equal Opportunity Occupancy. LOCALITY shall assist CHFA in enforcing the provisions —Equal Opportunity Occupancy (Certificate #002a, attached hereto) or other laws , rules or regulations pertaining to the HOHI Program violations of which . may come to its attention. G. Status Reports . LOCALITIES operating a Rental Housing Program s_haTT suBmit to CHFA annually a status report. The report shall include descriptions of the progress and status of each of the programs approved and implemented pursuant to this Part , including date of adoption and implementation, funds budgeted, and funds expended.. The reports should include LOCALITY' S evaluation of CHFA' S financing assistance program. LOCALITIES operating a Rental Housing Program pursuant to this Part , at the time of annual recertification, shall also exert their best efforts to ascertain the income of tenants in rent- ! controlled units . 8/80 -9- i In consideration of the foregoing , we hereby execute this Agreement (which incorporates all the Exhibits and Certifica- tions) as of the date set forth below. .. 4 , for _ CONTRA COSTA COUNTY _. For CALIFORNIA HOUSING FINANCE: 7I,bL'KCT_ YJ AGENCY i j gnature signature Chairman; Board of Supervisors -- it I e Title DEC 9 1980 Date Date Rental Housing OPTION 4 The undersigned , have read this part and agree to assist the LOCALITY and CHFA in implementing the rental housing poriton o.f the program as described above. This includes execution of Certificate. #005 , if and when such eligible properties are financed by CHFA. For HOUSING AUTHORITY OF THE COUNTY OF CONTRA COSTA (LOrAL-ROSING AUTHORITY) Aut�hEnECl1T1V QIREClQR, orite nature litle s 19n — i,j r 8/80 - 10- • . Exhibit A �: Ip BORROWER'S ELIGIBILITY CHART (ONE LOAN PER BORROWER — FOR DEVELOPER LOANS SEE REVERSE SIDE. ) BORROWER CHARACTERISTICS OWNER OCCUPANT INVESTOR* Present owner New Owner present Owner New Owner below below moderate moderate no income no income income income limits limits 001 Dol Single Family c i° 110 110 002a 001 002 . (ONLY REHAB v ooze 002b 003 Q � 'f•,r apt hid sw 5'yat 5r� y Yq' t 001 2 - 4 Units U c �r d' j >rs� r 4F , 002a 002a fREHAB 002b 002b ONLY Single Family N p %'�2t" #Aj}te r� 11D •Y ' +F' �` �' v key <s b an m s�d'3 a " }f„'E C M a ! 4 Q'l 002b. J1H„ir y�Y �.r�t L 'rs" Tst'tf° '+tZ♦ ' 4*. Y 'flr ��•1uy+ Itis p t•.r �y �l�i LV c�''"(�!• tr ,��. �i n.S1-�a� r s�rvu e n.� �,��']"�`,�.'w�a 2 - 4 Units (� ` { h''�t e tF tV�t T tb�lll SLtr1 gC 'r16 5 l n l t 'Xr vYfT f"pY z � 5 pxy �x� ���nn`` •�ryYt, �`�Zs " � �' �q`i'�" 4�toS� * r{�tf` •r;'� '�t1?''a,t y a � 1+s *Rental of any unit (s) regardless of occupancy status. qualifies as investor for purposes of loan eligibility. t No loan eligible NOTE: Numbers in the squares refer to certificates listed below: For all loans involving Rehabilitation or CHFA Construction: Signatory 001. Borrower's Equal Opportunity/Affirmative Action Borrower & Locality Certificates .For all loans on rental . pro�rty: a. Rent Limitation Certificate Borrower & Locality 002b. Relocation Certificate Locality 003. Vacancy Certificate (only Single Family Residences Seller & Lender to be held for Rental) 110. Occupancy Statement ADDITIONAL FORMS AND CERTIFICATIONS ^Refer to Check List CHFA 0111 8/80 Exhibit A Page 2 E n DEVELOPER'S ELIGIBILITY CHART (LENDER RUST BE AUTHORIZED CHFA CONSTRUCTION 'LENDER) C FOR .SALE" HOUSING RENTAL HOUSING* � CHFA CHFA CONSTRUCTION REHABILITATION CONSTRUCTION REHABILITATION 001A 001 0,01a 6 001A 002 Single Family 004 003 002b 0036 002b 004 005 005 2 - 4 Units1,11m, ��' :WaA'�"y'',y, '>�yy� - 002b 0026 k1`�,`"('� 005 005 *A long term HUD Section 8 Housing Assistance Payments (HAP) Contract ' for a term nQt less than 15 years is . required on rental housing (see Certificate (#005) . ? No loan eligible NOTE: Numbers in the squares refer to certificates listed below: Signatory DOla. Develo>7er's Equal Opportunity/Affirmative Developer/Rehabilitator, t Action Certificates Locality & CHFA 002b. Relocation Certificate Locality t 003. Vacancy Certificate (only Single Family Residences) Seller & Lender 004 . Approved Developer/Rehabilitator (for Sale Housing) : Borrower & Lender 005.. Approved Developer/Rehabilitator (for Rental Housing) Borrower & Lender r r . 1 8/80 Ii. :,ry r T .tom, �' " ` : •'� r• , r ' ''' '�d EXHIBIT B-1 CB:M:I::R :1-:CE) � Ope.at ier,a'. Proposed (F� Nave of Pro2:ra:- Neighborhood Preservation Program, Pr Ivatt- Lender Great Western Savings $ Loan Funding : SQurce CDBG Ar.oun.t Budceted 'FY 81 $ 900,000* Interest Rate _3: - 7 :rm' (up to) 15 Years Closed �) 77 Loans Maximum Loan Amount $ 12,000 To Date $ 638,443 Borrower Eligibility : Financially eligible owner of .SF unit or owner occupied duplexes Structure Eligibility : SF & Duplex Eligible Improvements : Code and general property improvements. Other Conditions : * Indicates amounts available to programs as of 7/1/80, The budget does not allocate specific amounts for low interest loans. L-arice "cbss a 11 uusing . EXHIBIT B-2 DEFERRED. LOAN ► EDOperational Proposed cGr-r-_t t o Nwrie of Prograr.. Neighborhood Preservation Program Punding : Source : CDBG Maximum Amount $ 10,000 Closed Loans119 Amount Budgeted FY 81 $ 900,000* To Date $ 862 822 Borrower Eligibility : Financially eligible owners of SP units and duplex Structure Eligibility : SF and duplex Eligible Improvements : Code and general property improvement Other Eligibility Conditions: * Indicates amounts available to. programs as of 7/1/$0. The budget does not allocate specific. amounts for ,zero interest deferred loans. r -HousingAssistanceServices. EXHIBIT B_3 GRANTS operational Propose' {Ftiz.us c^T t:�d eTa-7-E of Pro:ra�- Neighlaorhood Preservation Program Fundin; : Maximum Amount $ 1 500 # Source : CDBG Closed �1 32 Grants Amount Budgeted FY 81 $ 900,000 *_ To Dnte S f)C, ftp ]Recipient Ei.igibility - Financially eligible owners of SF $ dup.lex . Structure .Eligibility : eminent hazards Eligible Improvements : { other Eligibility conditions : - Meet Section 8 definition of very low income assets not exceed $10,000 * Indicates amount available to programs as of 7/1/80. The budget does not allocate specific amounts for emergency grants. # Previous maximum was $2,500 . t � a � cervices. HOLISII�y o EXHIBIT B-4 SECTION 312 LOANS Proje:te- Loan Volume FY 31 Locality S 150,000 s $ Interest Rate : 34 Term (up to) : 20 Years Max . Loan Amount S 27,000 Fiorrower Eligibility: Ability to Pay Other Local Priorities : homes requiring extensive repairs Structure Eligibility: All Local Priorities Other LocalConditions Extent of 312 Use To Date : one pending $ 25,0010 i t ERHIBIT C Code Enforcement The Community Development Block Grant funded housing rehabilitation program Contra Costa County is operated on a voluntary code enforcement basis. Housing Rehabilitation Specialists advise households of the , condition of the home, spec- ifically delineate code deficiencies, in consultation with the homeowner develop a listing of.desired general. property improvements, and develop a cost estimate of completing the rehabilitation work. Further assistance is provided in obtaining contracting services and providing inspection services as the work progresses. In order to receive assistance tinder the .County Housing Rehabilitation Program the family must qualify financially and must agree to correct all code violations. noted by Building Inspections Department personnel. The 1979 Uniform Housing. •Code is utilized as the basis for determining code violations. In cases where a family does not qualify for assistance, i.e. , is above the income limitations adopted or is not a resident of the delineated target area, the family is referred to .the CSA Financial Counselor who will assist them in securing funds to bring their home up to code. The County Housing Rehabilitation Program .also has an abatement officer who concen- trates on abatements within the target area. Structures that are blighting influences or are health and safety hazards are abated through legally mandated procedures . Marketing' Housing rehabilitation assistance is provided to financially eligible families who reside in delineated target areas. Eight unincorporated communities and seven cities contain target areas. The County and Cities, have entered into a joint services agree- ment whereby County will administer and implement a housing rehabilitation program within a designated area of that City. Residents of the area are notified of the provisions. of the program by direct mail Community meetings are held to explain the . program to residents and to gain participation in the program. On a continuing basis the County Community Services Department has outreach workers in the target communities who provide information, .counseling, and solicit participation in a paint program, energy weatherization, and minor home repair.program. In addition, periodic articles appear in local newspapers. CaDit,,,3- 1 I'MIDR.Wernents o a a a EXHII31'1 I s G, Crockett Total ® b.i-e_ fc- CE= F1' 80 $ 1]8.000 338,000 Locally fldet Ca,: r: Iu�lcT�e ,e :s F1" 81 $ 110,000 FY 82 110,000' 1. StTee: CCn-L im_s ri:-s uta icy : Du4-e_ $ 12,000. StDr.i Ik_e 9/25/80 Desi: _ UndP- CMS- . Ca-r:e e Mc or Items Frontage Improvements ;fie- $ 258,000 Statti Da:e 9/25/80 Desi,, — Under Const. X Ca.tlete M-jbr Items Community Auditorium Renovation '1 g7%-Lror=,:al/Fe3.7tifieatim budget $ . 8 .000 Stetus: Date 9/25/80 Desi, urder Const . X Clete — Mjor Its Old homestead renovation; historical .landmark used as community center. i 4. Othe: Capital Improvements budget $ 60 ,000 Status:, Date 9/25/80 Design _ Drxier.Const. Cwplete Iaajar Itms Downtown beautification scheduled for FY 81-82 i. SIPplez>✓,ttiry Neighborhood Services budget $ ; Operati ml: Date. Proposed: Date P6a j or hams - BY _ DATE 9/25/80 TITLE Senior Planner 1 � i i iEXIIIalT n t lmprbVernents Montalvin Manor To:.al CD Ike: fc- C 80 S 45,000 280 ,000 locally F1de: Car: = Imr-cver .:s F1' 8:1 $ 1.20.000 .3 FY 82 115,000 1. Spee: Cm'-:io .S "Atc-.sem-ta:ic*-, Vie: $ 145.000 Sta-,i D. c- 9/25/80 Desi; X Unde- Go-,s:. Ca-, e I'L Items Pedestrian Footbridge 2. NEiig��c-�L-6d Fa:ilities. I;lulge- $ Status Date Desig; _ Under Cvist. _ Ca:;�lete Mejbr Items — 3 BT-ix onmE--,t.al!BeTitificatI'M.. &.eget $ Status: Date Desi Under Const. Carr�iete lujor It-Ems I a. Othe= Capital Improvements Dodget $ 135 ,000 Status: Bate 9/25/80 Desiv-, x— Lhder.Cratst. Omplete 3'zjvr Its Storm Drain i. �ipleac�tary Neighborhood cervices Budget $ Operaticml : Date Proposed: Date major Itaus BY DATE 9/25/80 TITLE Senior Planner i ' N• • I Capital t ��r C� riients G:,-, Mountain View ToLaI .CD PSE: fc- CF.. F1' 80 $ 80,000 365 ,000 . local ly Flride Ca, 7ff-c*va ._s F'}' 81 $ 185 ,000 FY 82 100,000 1. S-=ee: Cmdi:ilTs 'Tl a-•s?e-tatiM badge: $ sra-i hate Desi: Under Cbns: . _ C=,, e:e 2. NE�E.�.bcr`cod. Fa=ilities Dine: $ 50 000 Sta^,i : Date 9/25/80 Desig;7� -pendingUnder Const. _ C Tete Majbr Items To be defined j �}niror>c , al!Bea�:ificatim badge: $ Status : . Date . Des.ig, Under. C—Lst. _ Uciplete _ Major Items 4, Other Capital Improvements Dudget $ 315,000 Status: Bate 9/25/80 Design _ iI'91ET Const. X Ccxrplete major Items Storm Drains i. Ri pleuentary Neighh-K)riood Services Wdget $ Operatical r Late Proposed: Date @lujor Icoms BY DATE i TITLE i 1 ( i. Cap%l� �' 13rri` r FY n i LSo o r 0 17 }11BIT U .=. North Richmond To:a3 m Pte: fc; 80 $ 152 ,000 462,.000 Locally FundF= Car::r: Ix�-c*ve ie :E F1'. 81 $ 200,000 FY 82 110,000 1. S ee: BL4-e: $ Sta._.i Da_E 9/2S/80 DeEip _ Unde- Ccns: : _ Cocrle;e X ME :. Items Frontage Improvements 2. P.'ei�~Xr117O� Fazilities FAidEe: $ 325,000 Staltic : hate 9/25/80 Desig•sr. CntrUnde; Cons:. _ Cao�lete Day Care &-ibr Items Child Care Center Senior Center 3 B7r�- ro=,t-a:/Bea,;ti.ficatim D.Aget $ 50,000 Sty us: Date _2Z25 Desi.gr, »ending Under Coast. _ ccuplete _ Major Itetis Baseball Fields 4. Oche- Capital Improvements budget $ 50 ,000 Status: Date 9/25/80 Design sludy Uinder.Const. Cacrplete rajcar Item Auto Body Training Center 7. maple )F- tary h'.zi hlcrhDod Services Dudget $ _ Operaticnal : Date Proposed: Date Pia j or t,ms BY DATE TITLE m Ca., ital lrfij� rc e inents . E X11 I B f T 1). G.=. Oakley/Sandhill Tota] Cl) i'u#e: fc- CF...=. F). 80 $ 951000 325,000 Locally Car--.=1 lni-cam-, .:s F1' 81 $ 115,000 FY 82 115,000 1. Slee:. Ccn tia^srta:ic--, bIdEe: $ 210,000 Sta=.L Do--E 9/25/80 Desip: (,l) Lhde- Cons- . X (b) Car-, e,e Major Items Street Reconstruction a) Oakley b) Sandhill 2. I iLC1Lcr L�1� Fa_ilities A4e $ Status Date DesigT; Under Cotist. Cacrrlete — MGjbr Items 3 Ei x r D E—, al!Beai1t f i c a t i a et $ 5t;tw : bate Desip; _ Under C nst. C=-;)'Lete _ hia j or. Items i 'i. Other Capital Improvements bAet $ 115,000 Status: Date " 9/25/80 Design X Uncles Const. ccuplete &ajar Items Sewer Laterals - Sandhill i' lc�,�-it�ary N241hborhDod Services Dudget $ ; Qperatinal : Date Fxoposed: Date Yams BY DATE TITLE 1 f; •, j EhHIBi7 Cap ,cal w � J P�' riie @ s e m m a ti i C=. Rodeo Total CD AIdt e: fcr CF..=.. F1' 80 S 114,000 LDcally FUndef Ca,::r'_ Iwrcrva.'-S F1' 81 $ 125,000 364 ,000 FY 82 125,000 J 1. St7ee: C,M '_i0 S TrXsr07t.a Cr BL14 e: $ Sta7.i Da_e Desi: _ Under Cms_ . — Car—, e E Mai Ite 2: Pi���er`L71� 'Fa_ilities Ike S 364.,000 Stagy Date 9/25/80 Des47, (21 X Under Con6t. (1)_X Cmrle=e — Majbr Ite1) RPcreatinn Ruildin21 Child Qfyelnnment Center 1-9 t /Beojtifieatim $ Status : Date Design; — Udder Const. CC-plete Major Itis 4. Oche_ Capital Improvements. Budget $ Status: Date _ D,-sitqn _ Uri Const. _ ' CaTlete Major ItcMs i, Suppleraantary Paeiplr` .hood Services Budget $ Operational: Date Proposed: Date M jar .ItMS BY DATE TITLE j �� `� � rS _ A @d ����/ @�F�J EXHIBIT I) Cr.. Vine Hill Total CD BA4-E fc- CF= FY 80 $ 150,000 ily .81 170,000 415,000 FY 82 95,000 1. Sts'ee: BL14-e_ $ 415 ,000 Sta�:� Ilo:E 9/2.5/80 Desi 2) Unde- Cons,— x 1) Car:e:e — TSejo: Ite- 1) Safety Paths 2) Alternate Access Road to Sanitary l.,andfi.11 2. Ne4—7 k>D2 Facilities Du4-e: $ . Stag : Date Desi , _ Under Cmst. C=Z.Tete Mejbr Items 3 F7r:r� a1!Bea�,ificatic } fidget $ "` status: Date Desi ; Under Const. _ C41:7-lete Mjor, Iteas 4. Othe_ Capital. Improvements Budget $ Status: Date Design _ Urges Const. C replete Hajar Items 5. &ippleu,EntaryY'4eig'zborl�od Services budget $ Operaticnal : Date Proposed: Date Maj or Items BY DATE TITLE 3Cap0 i ImRroyernerAs. EaH1B11 U C', West Pittsburg T�= Total Cl) I4.e: fc- CF= n 80 $ 295,000 685,000 locally ode` Car IM�70ve'iz: :s F'1' 81. $ 210:o o::o: :3 FY 82 180,000 I. Sp e : Cmic .s ';�-z^sro:-tatim laid-e: $ 3 .000 Sts i . Do Desi€ X Under Cv.:st . — Ca ,- e.E ._ Major Items Frontajze Improvements 2. I4ci�Z,cr`L�1� Fa=ilities D.ude-e: $. 682 .000 Stag : Date Dasig-; _ Unde; Const': i21 X Clete X Majbr Items 1) Day Care Center 2) Community Center i 3 Err,irorri—_,taI Beaj:ificatim FRuzet $ Status : Date Design, _ Under Cyst. _ Umplete Major Items +. Other Capital Improvements budget $ Status: Date Design _ Uixier Caast. CAxTlete Pfa j or Itcms. �. SqppletDa.)tAry Na borhood Services Iludget $ Operatical: Date Proposed: bate or Yt=s BY DATE TITLE r Cert if itatio Exhibit . E I - t " w • i As a condition for CHFA acceptance of this application for Tandem XX or MAA [--j designation, I hereby certify that CONTRA COSTA COUNTY (locality) P I. Environmental has met applicable CEQA regulations in designating t e CDBG target area(s) as Concentrated Rehabilitation Area(s) for residential rehabilitation, or F] has determined this activity is exempt . P F 2 . Citizen Participation has implemented , or will implement prior to initiation. o the program, a program of Citizen Participation which will meet the requirements of CHFA . 3 . Affirmative Action r Dhas read Certificates . #001 and #001a (Borrowers and Developers Equal Opportunity/Affirmative Action Certificates) . and agrees to assist CHFA in enforcing this agreement between the borrower and the contractor on each rehabili- tation or CHFA construction loan. BY DATE TITLE r j R n LIMItation/ Relocation EXHIBIT F In conjunction with the Contra Costa County Housing Authority the following rent limitation procedures will be established and utilized: I. The County Housing Authority shall establish fair market rents for the market area. The fair market rents shall be incorporated into the Rent Limitation Agreement (certificate 002a) executed by the borrower and the County. 2. On an .annual basis.the Housing Authority shall certify that (1) the rents are being maintained at levels specified in the Rent Limitation Agreement; and (2) the property is in good repair. 3. The Housing Authority shall maintain. a list of CHFA assisted rental properties. At the time of loan closing, the tenants of the units shall be notified of the rental limitations imposed. Tenants shall be contacted on an annual basis thereafter. Complaints will be investigated within 10 working days of receipt of a complaint. Disputes will be mediated by the Housing Authority and the Housing Alliance or Pacific Community. Services (HUD 1 certified counseling agencies) as appropriate. 4. The Housing Authority will, to the extent feasible, use Section 8 Moderate Rehabilitation Certificates on units assited under this program. Where not feasible,, the Housing Authority shall advise the investor/owner of the priority in rental for Section 8 certificate holders as required, and work with the investor owner to understand and implement this requirement. 5. The County reserves the right to limit program participation to properties which will not involve temporary or permanent displacement. r i t i r EXHIBIT G DESIGNATED .COMMITMENT AREA j TANDEM DESIGNATION: > OThe area to be designated as a COMMITMENT AREA is the entire city . as a Mortgage Assistance . Areawith the Concentrated Rehabilitation Area(s ) having boundaries as shown on the attached map(s) . t The area to be designated as a COMMITMENT XX AREA is the entire unincorporated area of the County .as a Mortgage Assistance Area with the , Concentrated Rehabilitation Area( s) having boundaries as shown on the attached map(s) . MORTGAGE ASSISTANCE AREA (ONLY): OThe area to be designated as a COMMITMENT AREA is the entire city. i The area to be designated. as a COMMITMENT AREA is the entire unincorporated area of the county. OThe area to be designated as a COMMITMENT AREA is all of the incorporated cities and unincorporated portions of the county. 4 f 8/80 I 1 QU k PiesT cosT� C U TTY - - uninc. �� 90 r � r �r9nnurcnu �. � p plmmlo" AV AV r — _ ,I �I e;1'�r ur, _. '- \.1• aro° _\ �`y' Mv7:v�n�'.� '1 0 1'4 1 ol, r ..�" Pv 11 I. � �/]/�' ..r" \_ y ! eq,•�1'\„ \ sr . a •' \y . _ 1 3 \4 �9♦ � �\.r 4�.. �\ � \� r l j 1:� ^nllu AV 1 - ruff^ I /� \'\ \.// ,«4"1 I� �\o J"rvey�rL \, "`1 r 9VI AV Jf \ / \. *\\ L _r.l.lolm t ♦� :� 1 1/\/' F o l W ./1r "I 1/. r_ ,J/ J �I I [ NPIIN N G II"INsir CAIVnI � -� p / rENN51lvNIA 1 I' .V! Itz i+__.•c _ �° \\FNS, / \f 1r 1I North Richmond CRA Montalvin Manor CRA (San - Pablo P . O . ) � r w N Nfl S CI rt (D (D �� g fY (n \ q \. /�D ry10 o I ♦♦A A( ��,.�� r ' 0, N• oroe ice' � 1 "° ♦�� 41�r11v1 �./ 1 A, IV O 0 10 w 1y GQ C7 ,� .a. 1t �� • a« ��Vv , 1 W t . • ss' o •;t:, on r r; , � Idundaftes , ... CONWRAICOSTA COUNTY (uninc.) E Mt 9VOY E coo •'-< 'oa `y� lWq 9. .. ►>� .. a Jrl x 8 '� ARINA RD rAunoA - AN. ae. It Zp O O NE,, "1 IE' V e 3u U r n11l Wx PO West ' E WILLOW PAl,- i '� '- s - ••1•D• O Pittsburg V ' N109[S 'I��Y Klxl lv S' S' uo E to.. w.q• 3Yf,tl' • d.4 CItN 11•MI• �. C x b� 'Y yv45'4? ori .. DAM �I- W g'cm 41 a n,u_ s ¢ 'G �o ,__ :_ ° ` - ' = ,.Ii ii :,s;,Pwx wA_ �� ,. — CRA aa-4 ' CYD9 ARS AN,OAR 'T Y &AIT. 4q 4m`nJ 4e W sl ��..„_n44R•r. .�ILL, .10.on �� •� xlll `l`\ N.NLI,ISII �. ILL sl-i •x�o^Na✓ i •�i�: .1.°B•nOu°n KM. 9? n ���� Svuc n�' iuniac 4e n. xl xmr m°sl nu4 y 9 UI (� w~� pp. IM :I'. nlN.l a 3• ff1 .. aA ��� s /Q I nn spnx si Unel RD I\`� I ~•� r CITY(D AAA EL ii4x n riuf/7 o xtA .w r ul Axo °1 u' n ° P .040 o Y RD. r• i Raa i i PITTSBURG � ,�. xlx 04ros � '- A, o r• ad O c � -- r•o m _ Oakley SCALE ril rt n'I < ARDI LN,, IIEi 1000 IOOO 8000 .ODO ElEi' O (D1ERFL.LN mp.1. , MLLE O OR OY] .,A O S`—O R O 14'.I' IS I /T� p� ; _ /uENs 0 zp0 A00 ..0 BOO 1000 4Li(uS, I4 W OAKLEr �; Rp. r• e ; M ,E4 11 . 3 r- A. /Yr• kk .9ucnmaulAR+ -oM11'' .� s W CYPRESS 8: RD CYPRESS RD. 10 Oakley CRA L PD n \ \ AV ' [ d MY ln. NAYE AVE. AA NALICOAI AVE. . CARPENTERRD. DOUGLAS RD �Fq NILL AVE. _ n gi BoLmn RD NLA r 1 \ DW NF FD. ... ANY i N[ROIY Rp. DEL RD. 41 MOND.DR,i A,DE IRE M ERY 1SIMS RD, . LONE TREE WAY IO RFfNTWOOD t ' i i CONORA COSTA t Boundi.A. 1 . . . Y uninc. CUNT t ) i I1 Strait _ n r-.//_Jl`w�� n i.�...__SP cPprY =*{rnvnit ...`� w-1.,. ♦ _~ CC 1 yf LflY M SI r i i1PN'SI c i .aRA St e r "� i a ,r Yrst1 - Sn)C Y POMpN 5r p ._.. r .Orl Pe J♦ IPnnClS _ Sr �= CROCKETT fi / a aps .r'' pfd y, l V� Crockett CRA F r J. 1' Ma,Pfw.. ej...•-.ry x 9^ t M MAA Puet>_ourvc µREGIONAL HORELINL' { STA - MARTINEZsI ' CONSI,1 \Na"t wm s ``� :� � ^^.. IMS �' ♦ �\ „�' -Y .rt a� y r )��` ° jM dPmc, � " ' ��� smb P+♦ ,�vura.rrl ! cy �P.. t o4' at r . �♦ / �i ♦ wnoa' \ fyOyY' ! P• r C +J . �1 N•\ ��x 5u,11u 11 � 'Sy/ �C.'�N�� V%SLY�ra / �a-- I r .,j r�N: tJ a1rJ Y� .e" rr'y�s✓ �e,�•� r P \ fr+rr I�� .w X95 \`1 cx.,ap ♦ .,. } °!��oC oo,`z1�� A\�'i9/a ^ac �/r srtnr ,� � J!r• �,I�� � °O oat rr^, It w �E• Ca r 1 :� ?\s` ✓ u '�F a1 rare^- Ike-��vD p "4 ' v fl _ G r 39,�.�. `5 " Pv�� ,�� � 1 a'� � "v ✓ �y n e, v I t`�L. / .j n R H>rva \sir�•� P~a yr'�9n F3 f 4 � y. Iti v y-� Jnr o ,rv� i /'p rj _1� i",._/t % `�\ `a �r�o Y I �n MarLn,•a N`-'o{'is o if��/' �„ .'�"' 1 Ras. x I \fi i� �Lr P Xp sC^ ''a' d fir. •Wena a .sr� if J C �� 'i.rv:E st r Sr a v i i �+. sr t R s on, }~� r v% x41, 4 mll, `']` _ k, >�1 r p y � #1'_w•ea.y vgfH I � � U � � :. Ci r. ( `♦�`n♦ 3 p sr rP" ap"s. a_r ot« �s �•^ ._anoxo�,. �. �— �- } , I t,xt«. F'tt ;r 7— -�..,� r:tma tt a.n«*+d r,.o`�� a3I )A t1001ttaM to "/ 'I PH �- ��. .;a _J IM ^ aancyn s.s"`'°p C\` <�• _ /�.' G avenro o t sIs a «� } !!! '�aJ,., •r '3 y ft'T� < S. � a' 11 1/°A -t--., J � Q ✓ t �. l� M1�• lwMMlx C" YVIP�r, _ a [ � \CAYItiM1. 1, "ui n+rr r "�.F' i«r ti Mt 8a° a \Y Ci,r *L r. �.u. d.�•._y�ro G. s,. cY��. �I -l on. .iA l• f.r�• a mr <,\°' a, C"=!. `"_I t.,t Mountain View/ Vine Iii1.1 CRAB (Martinez P .O , ) CHFA #.001 i INDIVIDUAL BORROWER ' S EQUAL OPPORTUNITY/AFFIRMATIVE ACTION CERTIFICATE #001 (TO BE COMPLETED BY INDIVIDUAL BORROWER ON .ALL REHABILITATION AND CHFA CONSTRUCTION LOANS) PROPERTY ADDRESS BORROWER NAME We/I certify that _ we/I will not discriminate on the basis of race, sex, religion, creed, national origin, marital . status , national ancestry or color in the selection and employment . of construction contractors or construction personnel . If. we/I subcontract or hire for work financed by this loan , we/I agree. to aggressively seek to employ ,and subcontract with ethnicminori - ties and women. I5B7�T 'TffA BURROWER STUTNTURE BORROWER i BORROWER The undersigned locality agrees to assist CHFA in the monitoring of "Affirmative Action" according to the terms and conditions of the Local Government Agreement and agrees to report any known violations to CHFA. EOCALiTY NAME AUTRGR=D-5TGNATII DATE— 8/80 CHFA k001a DEVELOPER ' S/REHABILITATOR ' S , EQUAL OPPORTUNITY/ AFFIRMATIVE ACTION CERTIFICATE W001a (TO BE COMPLETED BY DEVELOPERS AND CONTRACTORS FOR ALL -CHFA ` CONSTRUCTION LOANS OR REHABILITATION LOANS) DEVELOPER NAME PROJECT NAME PROJECT ADDRESS r NO. OF UNITS ❑SALE ❑ RENTAL ❑ HOUSING AUTHORITY HAP ❑ HUD HAP We/I agree that all construction contracts and employment will be . awarded without discrimination as to race , sex , color , religion , national origin , ancestry, etc. , and will be maintained for a ` period of years . We/I agree that : @ 1 . Of the total construction contract amount , a . goal of will be awarded to minority and female-owned contracting firms . * 2 . A goal of t of the on-site workhours will be performed by minority anT/or women employees . 3. Attached is a list of general and minority advertising media and referral sources which we will use. P 4. Within 30 days after CHFA's Loan Purchase , I will submit to the CHFA Affirmative Action Officer the name, address , contract amount , and minority ownership of each subcontractor employed. (1 ) NOTE : Construction may not start sooner than 60 days after "Approval Date by CHFA.. *"Minority-owned firm includes firms at least 51% owned and managed by Blacks , Hispanics , Asians , American• Indians or Alaskan Natives. (see over) , a 8/80 �1 i Deve oper Signe k Date —_ Genera.1 Contractor igne i ate Anticipated Loan Delivery Date Anticipated ,Construction Start Date r The undersigned, locality agrees to. assist. CHFA in. the F monitoring of "Affirmative Action" according to the terms and conditions of the locality contract and agrees to report any known violations to CHFA. L�El�LITY—N7�M AUTHORIZED SIGNATURE DATE TTTLT- CALIFORNIA HOUSING FINANCE AGENCY a AUTHbRT7M---9TGNA'f`UR DICT TITLE`-------- 8/80 I 1 ° • • CHFA 4002a � 1; CALIFORNIA HOUSING FINANCE AGENCY. CERTIFICATE 4002a (TO BE COMPLETED BY THE BORROWER WHEN RENTAL PROPERTY IS FINANCED) s P �bF�i�fi�-Abb�S-STAT-- -- RENT LIMITATION AGREEMENT The undersigned borrower(s) certifies that for the life of 'the California Housing Finance Agency Loan, I will not charge rentals I on property financed by the. above loan in excess of the Existing Section 8 Rents as determined from time to time by the United States Department of Housing and. Urban Development (HUD) . The current rent schedule is : 0 Bedrooms -- $ per month 1 Bedroom - - $ per month 2 Bedrooms - $ per month TO BE COMPLETED 3 Bedrooms - - $ — per month BY–LbCALTTY'. 4 Bedrooms - $ per month (These rent levels are, periodically . changed. For information . regarding these changes, please contact the indicated locality. ) 1 . I agree to make any vacant unit :available, on a priority basis , to prospective tenants with Section 8 Certificates. 2 . I understand that should I charge rents in excess of. the Rents indicated above, this will be cause for the filing of a complaint with the locality against me and may result in appropriate action by the California Housing Finance Agency, including. a declaration of default under the Deed of Trust . 3, I will provide copies of. this signed _ certificate to tenant(s) , both current and future, in each unit of the above property during the period this rent limitation is in force. 4. I agree to use CHFA Form 0201 when leasing to tenants without Section 8 certificates. I agree to use CHFA Form 4202 as an. addendum to the HUD or Local Housing Authority lease when leasing to tenants. with Section 8 certificates. S . ' I agree to maintain the property in good condition subject to normal wear and tear. 6'. I will cooperate fully with locality and/or CHFA representa= tives at the time of the annual recertification for rent . levels. I authorize locality or CHFA to contact tenants to N i verify, rents and will make available rental records with n reasonable. notice given by the locality or CHFA. 7 : I certify that all rentals under this agreement shall be open to all regardless of race, sex , marital status , color , religion, national origin, ancestry, age or, creed. I further agree that if I .violate this agreement , and demand is made by the California Housing Finance Agency, I will immediately pay, in full the entire loan balance plus interest , fees and charges plus an interest differential between market rate . of . interest .and the CHFA rate of interest since inception of the violation. k (BORROWER ' S SIGNA (BORROWER ' S ADDRES5) p The undersigned locality certifies that it has executed Part III . of the Local Government Agreement.. LOCALITY N7FME A IST OFl—MU�GNA`U E DATE . S/8 CHFA N0.02b CALIFORNIA HOUSING FINANCE AGENCY CERTIFICATE k002b RELOCATION CERTIFICATE (TO BE COMPLETED BY THE LOCALITY FOR ALL LOANS EXCEPT LOAN'S ON OWNER/OCCUPIED SINGLE. UNIT 'DWELLINGS INVOLVING REFINANCE) PROPERTY ADDRESS LOCALITY The Locality agrees to determine and certify that renters will not be displaced a.s a result of the loan or that the locality will provide relocation assistance and payments. If renters will be displaced and the locality finds itself unable to provide required relocation assistance the locality agrees that CHFA cannot purchase . the loan. CHECK ONE: The Locality certifies no LJ renter in any of the units. assisted by the proceeds of the above loan will be displaced as a result:. of the use of the loan. /or/ ❑ The Locality certifies that it assumes responsi - bility for providing all. required assistance and payments for . relocation resulting from the use of the above loan. FOR: ate (authorized signature Ttitle7_ _ NOTE: The affected Locality may require additional information or other documentation prior. to execution of this certifi - cate. CHFA .will not make a determination regarding non- relocation- or relocation as the responsibility has been assumed by the participating localities. 8/80 • CHFA NOOS 1; i CALIFORNIA HOUSING FINANCE AGENCY CERTIFICATE #00S p DEVELOPER/REHABILITATOR DESIGNATION (RENTAL HOUSING) (TO BE COMPLETED BY DEVELOPER/REHABILITATOR. ON ALL LOANS, RENTAL. HOUSING)_ BORROWER NAME PROPERTY .ADDRES V S) In consideration of receiving more than one CHFA Loan for rental housing, the designated developer/rehabi1itator agrees to the 'following : " (1 ) Completed housing , will be rented pursuant to an executed. Housing Assistance Payments Contract (HAP) between the undersigned borrower and HUD or .local housing authority for a term and not less than 15 years . ' ( 2 ) Payments of principal and interest on the .full amount of the CHFA Loan begin immediately. .(3 ) Loan shall not be purchased by CHFA until an HAP Contract has been executed and is included with CHFA delivery package. (4) Lender shall disburse no .more than eighty percent ( 80%) of s the completed value until such time as an executed 'HAP Contract is received from HUD. . ( 5) At no time shall the cost of the construction/rehabilitation work remaining to be completed exceed available non-disbursed funds.' Lender shall immediately demand addi - tional funds to be deposited by borrower in such event.. . (6) The developer/rehabilitator agrees that all workmen. i employed exclusive. of maintenance workers shall be paid not . less than the general prevailing rate or per diem wages for work of a similar character in the locality in which the work is performed , and not less that the prevailing wages for holiday and overtime work. (.7) Execute a CHFA Regulatory and Management Agreement . t 8/80 r f (8) Use CHFA Form #202 as an addendum to the HUD or local housing authority lease agreement . k v ignatureatl�e ignatureatIS e Developer/Rehabilitator Lender P FOR AGENCY USE ONLY CHFA Regulatory and Management Agreement r has been executed CHFA Regulatory and Management Agreement waived as not appropriate for this F development . CALIFORNIA HOUSING FINANCE AGENCY r ut orize ignat.ure Title Date . F 8/80 CHFA #006 CALIFORNIA HOUSING. FINANCE AGENCY CERTIFICATE #006. ANNUAL RENT LIMITATION SURVEY F, CERTIFICATION (TO BE COMPLETED ANNUALLY BY LOCALITY) CHFA Loan q Date Financed. Borrower Name Property Address Locality Name Tenant ' s No. Actual Max. HUD Gross bed Current Existing Annual Unit rooms Occupied Vacant. Rent Sec. 8 Rent Income # ❑ ❑ $ $ $ # F-1 s $ $ # - ❑ , ❑ $ $ $ # $ $ $ I have inspected this property and found all units are in good repair and all are within the current rent levels for the unit as established by HUD and that either CHFA Form #201 or #202 is being utilized . I further certify that I have notified the appropriate Local. Housing Authority of the availability of vacant unit(s) at this location for priority to Section 8 Certificate holders. ign� ate Tit7e— i Board of Supervisors Cowl'ty Administrator • Contra • Tom Powers 1st District County Administration Building Martinez, California 94553 Costa Nancy C.Fandent 2nd District (4I 372 4080 County Robert 1.Schroder M. G. Wingett 3rd District County Administrator Sunne Wright McPeak 4th District Eric H.Hasseltine 5th District December 3, 1980 Board of Supervisors County Administration Building Martinez, CA 94553 Dear Board Members: Re: Renewal of Participation in the Home Ownership Home Improvement Program The matter of the County renewal of participation in the California Housing Finance Agency (CHFA) Home Ownership Home Improvement �HOHIJ program islbefore your Board for consideration on your December 9, 1980 agenda. The November 26, 1980 memorandum from the Director of.Planning provides information about the HOHI program and indicates that in the first three years of its operation the HOHI program has provided financing to 89 moderate income County households. I.t is anticipated that 12 to 15 moderate income households can be provided financing if County participation in the program is renewed. In addition to provi.ding certification regarding environmental requirements, citizen participation and affirmative action for participation in .this program, the County also agrees to provide technical housing rehabilitation services.. These services are provided by the Building Inspection Department, Housing Preservation Section. All such housing rehabilitation technical services will be funded through Community Development Block Grant funds. Renewal of the County participation in the HOHI program is a part of the total County effort to address the identified needs of providing moderate income housing. Recently your Board approved the County entering into an agreement with. the City of Pittsburg for the sale of revenue bonds to finance the purchase of new construction housing. The renewal of the HOHI program provides for financing of purchase and rehabilitation and/or refinancing and rehabi.li.tation of moderate. i.ncome houses. In order to continue the County's partici:pati.on in this program it is recommended that the Board authorize the Chairwoman to execute the Local Government Agreement with the California Housing Finance Agency for the Home Ownership Home Improvement program. Respectfully, M. G. WINGETT County Administrator MGW:CJC:pb attachment . ' '`` • Contra c Ri=CEI IE[juniy CONTRA COSTA COUNTY NOV 9 D 1980 PLANNING DEPARTMENT Office of County Administrator TO: M. G. Wingett DATE: November 26, 1980 County Administrator FROM: Anthony A. Dehaesus i) SUBJECT: Renewal of Participation Director of Plannin' in the Home Ownership Home f ' Improvement Program u Since January, 197 the County has participated in the California Housing Finance Agency (CHFA) Home Ownership Home Improvement (HOHI ) Program. The HOHIIProgram provides first deed of trust mortgage financing to moderate income households who want to purchase and rehabilitate a home, refinance and rehabilitate their home, and to finance the construction and permanent financing for new homes (Attachment I outlines the provisions of the HOHI Program) . The program may also provide financing to the owners of rental units who agree to make the units available to low and moderate income house- holds on a preferential basis. In the first two years of its operation the HOHI Program has provided financing to 89 households (approximately $6,000,000 in mortgage money) . The HOHI Program represents a cooperative effort between state and local government and the private lending industry to conserve and rehabilitate low and moderate income communities. CHFA utilizes the proceeds from the sale of mortgage backed revenue bonds to acquire mortgages originated by participating lenders. The interest rates of the loans are contingent upon the rates paid to bondholders. CHFA hopes to be able to purchase loans made at no more than 101%. Bond sales are expected to be held within the next few months. CHFA has allocated Contra Costa County $900,000 for the year beginning January 1 , 1981 . In order to provide sufficient funds to operate a viable program the number of lenders was limited to two. Mission Bay Mortgage in Concord, and Statewide Mortgage in San Pablo have been selected to originate loans with the County allocation. In order to continue participating in this valuable program 1 recommend that the Board authorize the Chairwoman to execute the attached Local — Government Agreement. Further, I recommend that the Director of Planning or my designate be authorized to execute required documents which from time to time are necessary to insure efficient implementation of the program. Please place this item on your agenda. A draft Board Order is attached for your use. AAD:jyl attachments cc: Building Inspection County Counsel / Board of Supervisors CgUnty Administrator • Contra • Tom Powers /� 1st District County Administration Building Costa Nancy C.Fanden Martinez, California 94553 2nd District (415)372-4080 County 7 l�/ Robert I.Schroder M. G.Wingett 3rd District County Administrator Sunne Wright McPeak 4th District Eric H.Hasseltlne 5th District December 3, 1980 Board of Supervisors County Administration Building Martinez, CA 94553 Dear Board Members: Re: Renewal of Participation in the Home Owners6.i:p Home Improvement Program The matter of the County renewal of participation in the California Housing Finance Agency (CHFA) Home Ownership Home Improvement (HOHI) program is before your Board for consideration on your December 9, 1980 agenda. The November 26, 1980 memorandum from the Director of Planning provides information about the HOHI program and indicates that in the first three years of its operation the HOHI. program has provided financing to 89 moderate income County households. It is anticipated that 12 to 15 moderate income households can be provided financing i.f County participation in the program is renewed. In addition to providing certi:fi.cati.on regarding environmental requirements, citizen participation and affirmative action for participation in this program, the County also agrees to provide technical housing rehabilitation services. These services are provided by the Building Inspection Department, Housing Preservation Section. All such housing rehabilitation technical services will be funded through Community Development Block Grant funds. Renewal of the County participation in the HOHI program is a part of the total County effort to address the identified needs of providing moderate income housing. Recently your Board approved the County entering into an agreement with. the City of Pittsburg for the sale of revenue bonds to finance the purchase of new construction housing. The renewal of the HOHI program provides for financing of purchase and rehabilitation and/or refinancing and rehabilitation of moderate income houses. In order to continue the County's parti.ci.pati.on in this program it i.s recommended that the Board authorize the Chairwoman to execute the Local Government Agreement with. the California Housing Finance Agency for the Home Ownership Home Improvement program. Respectfully, M. G. WINGETT County Administrator MGW:CJC:pb attachment conE aCCatB cO(illij/ RECEIVED CONTRA COSTA COUNTY NOV 2 0 1980 PLANNING DEPARTMENT Office Of County Acministrator TO: M. G. Wingett DATE: November 26, 1980 T County Administrator ,' FROM: Anthony A. Dehaesus SUBJECT: Renewal of Participation Director of Plannin in the Home Ownership Home ' Improvement Program u Since January, 197 the County has participated in the California Housing Finance Ag�ncy . (CHFA) Home Ownership Home Improvement (HOHI ) Program. The HOHIiProgram provides first deed of trust mortgage financing to moderate income households who want to purchase and rehabilitate a home, refinance and rehabilitate their home, and to finance the construction and permanent financing for new homes (Attachment I outlines the provisions of the HOHI Program) . The program may also provide financing to the owners of rental units who agree to make the units available to low and moderate income house- holds on a preferential basis. In the first two years of its operation the HOW Program has provided financing to 89 households (approximately $6,000,000 in mortgage money) . The HOW Program represents a cooperative effort between state and local government and the private lending industry to conserve and rehabilitate low and moderate income communities. CHFA utilizes the proceeds from the sale of mortgage backed revenue bonds to acquire mortgages originated by participating lenders. The interest rates of' the loans are contingent upon the rates paid to bondholders. CHFA hopes to be able to purchase loans made at no more than 101%. Bond sales are expected to be held within the next few months. CHFA has allocated Contra Costa County $900,000 for the year beginning January 1 , 1981 . In order to provide sufficient funds to operate a viable program the number of lenders was limited to two. Mission Bay Mortgage in Concord, and Statewide Mortgage in San Pablo have been selected to originate loans with the County allocation. In order to continue participating in this valuable program I recommend that the Board authorize the Chairwoman to execute the attached Local - Government Agreement. Further, I recommend that the Director of Planning or my designate be authorized to execute required documents which from time to time are necessary to insure efficient implementation of the program. Please place this item on your agenda. . A draft Board Order is attached for your use. AAD:jyl attachments cc: Building Inspection County Counsel In the Board of Supervisors of Contra Costa County, State of California November 27 r19 79 In the Matter of Execution of a Tandem Designation Agreement with the California Housing Finance Agency for the Home Ownership Home Improve- ment Program The Board having received a report and a recommendation from the Director of Planning regarding the continued participation of the County in the Home Ownership Home Improvement Program of the California Housing Finance Agency; IT IS BY THE BOARD ORDERED that the Chairman authorized to sign the TANDEM DESIGNATION AGREEMENT with the California Housing Finance Agency for the Home Ownership Home Improvement Program for the year 1980. PASSED by the Board on November 27, 1979. I hereby certify that the foregoing is a true and correct copy of an order entered on the minutes of said Board of Supervisors on the date aforesaid. Witness my hand and the Seal of the Board of origi Planning Dept. Supervisors cc: County Administrators Office affixed this �7t1da of November 19 79 County Counsel Y Building Inspection All cities in CCC J. R. OLSSON, Clerk B Q Deputy Clerk . J. Fluhrer H -24 3/76 15m Contra Costa County RECEIVED CONTRA COSTA COUNTY NOV 19 1979 PLANNING DEPARTMENT Office of County Administrator. TO: M. G. Wingett DATE: November 5, 1979 County Administrato FROM: Anthony A. Dehaes SUBJECT: Renewal of Participation in Director of Planni the Home Ownership Lac Home Improvement Program Pj In January, 1979 the Board authorized the participation of the County in the California Housing Finance Agency (CHFA) Home Ownerhsip Home Improvement (HOHI) Program. The HOHI Program provides first deed of trust mortgage financing to moderate income households who want to purchase and rehabilitate a home, refinance and rehabilitate their home, or purchase a new home (Attachment 1 outlines the provisions of the HOHI Program). Operating through three lenders in the County the HOHI Program assisted, from January 1 to October 31, forty three households (Attachment 2). The HOHI Program represents a cooperative effort between state and local govern- ment and the private lending industry to conserve and rehabilitate low and moderate income communities. Upon designation of the County and other localities for participation in the HOHI Program, CHFA markets revenue bonds and utilizes the proceeds of the bond sale to acquire mortgage loans originated by participating lenders. Because the loans are purchased by CHFA they can be originated at below market interest rates (effective 11/1/79 the interest rate is 8Yz%). In order to continue participating in this valuable program I recommend that the Board authorize the Chairman to execute the attached Tandem Designation Agree- ment. Please place this item on your agenda. A draft Board.Order is attached for your use. AAD/aglb cc: Building Inspection Department Community Services Department County Counsel R�c�►I NOV -71979 J. 000 Pe�J`'0* so TANDEM DESIGNATION AGREEMENT THIS AGREEMENT, is made this 1st day of January 19 80 , by and between the California housing Finance Agency ("AGENCY" ) , a political subdivision of the State of California, and the County of Contra Costa , ("LOCALITY" ) , a local public entity. RECITALS A. AGENCY and LOCALITY wish to institute a program of finan- cial assistance and provide related services necessary to assist persons of low and moderate income to obtain decent, safe and sani- tary housing in accordance with the provisions of Division 31 , Parts 3 and 4 of health and Safety Code of the State of California (the "Code" ) . B. AGENCY has received and reviewed an application submitted by LOCALITY for designation of (an) area (s) within the jurisdication of LOCALITY (described in Exhibit K ) as (a) participating concen- trated rehabilitation area (s) within the meaning of Section 50062 of the Code and as a participating mortgage assistance area within Section 50085 of the Code , and AGENCY has designated the areas in Agency Board of Directors Resolution 78-104 as such pursuant to Section 51302 and 51304 of the Code. NOW, THEREFORE, the parties hereto agree as follows : ARTICLE I Subject to LOCALITY' s adoption, implementation and continuance of the programs described in Article II hereof. , AGENCY agrees to purchase Mortgage Loans and Home Improvement Loans for those properties and borrowers described in Exhibit A. All such loans shall be made by AGENCY approved qualified mortgage lenders as such lenders are defined in Section 50094 of the Code. A. Definitions. 1. "Home Improvement Loan" means an advance of money evidenced by a note to finance rehabilitation or general repairs and improvements to eligible residential structures . 2. "Loan" means a Mortgage Loan , or a Home Improvement Loan, or other advance of money or a participation of such loan or advances made pursuant to Parts 1 and 3 of Division 31 of the Code. ^ ONDEM DESIGNATION 3 . "Mortgage Loans" means a mortgage, deed of trust, or other instrument which is secured by a lien on real property together with a note evidencing a long-term advance of money made for the financing or refinancing of residential real property. ARTICLE II Services and Improvements LOCALITY' s adoption and implementation of the following pro- grams within the designated concentrated rehabilitation areas shall be conditions precedent to AGENCY ' s obligation to provide the financ- ing assistance described in Exhibit A. A. Housing Assistance Services. LOCALITY shall adopt and/or continue programs that assist low and very low income residents to afford decent, safe and sanitary housing , including improvements to the housing necessitated by the code enforcement effort required in Section B below. These housing assistance programs are described in Exhibit B of this Agreement. B. Code Enforcement. LOCALITY shall adopt or continue a pro- gram of housing code enforcement. LOCALITY ' s description of this code enforcement program is attached as Exhibit C. C. Relocation Services . LOCALITY shall adopt or continue programs , which provide relocation advisory assistance and payments as prescribed by law (including the Code) and AGENCY regulations. LOCALITY shall provide certification (Exhibit D) to AGENCY with respect to each Loan for a unit not occupied by the owner that either : (1) Relocation would not be caused by making the Loan; or (2) LOCALITY will bear full responsibility for necessary relocation advisory assistance and payments . D. Affirmative Action. LOCALITY shall assist the AGENCY in implementing a programme Affirmative Action for contractors and subcontractors involved in the rehabilitation for construction of housing financed by AGENCY Loans (Exhibit E) . (1) If the LOCALITY maintains a list of approved contractors , each contractor on such list will have submitted to the LOCALITY, and the LOCALITY will have approved , an Affirmative Action Pro- gram. Such program shall be no less than that required in the Code and AGENCY regulations . • WDEM DESIGNATION (2) Where a contractor is selected other than from an approved list , the LOCALITY is required only to make best efforts to assist contractors operating within the area to design and implement Affirmative Action Programs required by AGENCY Loan documents . E. Capital Improvements. LOCALITY shall provide specific capital improvements. These improvements , the amount budgeted , and the timetable for starting and completing the work are shown in Exhibit F of this Agreement. F. Rent Limitation Complaints . LOCALITY shall adopt and/or continue programs to review, verify and forward to AGENCY complaints made by tenants in housing financed by the AGENCY that rent limita- tion agreements made pursuant to AGENCY regulations have been violated (Exhibit G) G. Citizen Participation. LOCALITY shall adopt and/or con- tinue a program to obtain participation of citizens within the area in the implementation of a Neighborhood Preservation Program. Certification by Locality is attached as Exhibit H. H. Marketing. LOCALITY shall adopt and/or continue a program to induce participation by local lenders and to inform the residents of the existence of financial assistance available as a part of the Neighborhood Preservation Program. Description of Locality ' s marketing program is attached as Exhibit J. ARTICLE III Term A. Term : This Agreement shall be in effect for one calendar year - January 1; 1980 through December 31 , 1980 . B. Extension of Term. LOCALITY shall diligently proceed to adopt, implement and enforce the programs set forth in Article II of this Agreement. If AGENCY finds the LOCALITY to be in substantial compliance with the commitments contained in Article II , AGENCY, at LOCALITY ' s request, may agree to renew this Agreement for a term to be determined by AGENCY. C. Condition Subsequent. AGENCY ' s obligation to continue the financing assistance programs shall cease , or be suspended for such time as may be determined by AGENCY, if: (1) LOCALITY has failed to comply with any of the conditions set forth in this Agreement; (2) AGENCY determines that the programs adopted by LOCALITY are not being implemented on a reasonable time schedule; or (3) AGENCY becomes • TNDEM DESIGNATION unable to obtain funds by public or private sale of its underlying notes or bonds at an interest rate which would allow AGENCY to provide financial assistance at an interest rate sufficiently low so as to make the financial assistance programs feasible. ARTICLE IV Status Reports LOCALITY shall prepare and submit to AGENCY for review pro- gress and status reports on the rehabilitation assistance program. Such reports should be submitted to AGENCY no later than fifteen (15) days after the close of each quarter of LOCALITY' s fiscal year. Reports submitted to AGENCY shall include at least the following information on program activity by quarters : (1) Number of code inspections made; (2) number of Loan or grant applications received by LOCALITY; and (3) number of Loans or grants (and dollar amount) paid out by LOCALITY. In addition, the report should include de- scriptions of the progress and status of each of the programs approved and implemented pursuant to Article II , including date of adoption and implementation, funds budgeted, and funds expended (both quarterly and cumulative since the proqrams ' adoption) . The reports should include LOCALITY' s evaluation of AGENCY ' s financing assistance program. ARTICLE V Inspections Representatives of AGENCY shall periodically meet with LOCALITY and inspect the mortgage assistance area. ***************************************************************** In consideration of the foregoing , and as our free act and deed, we hereby execute and seal this Agreement as of the date written in the Preamble above: For Contra a C 17 NIP ounty For CALIFORNIA HOUSING FINANCE AGENCY : LOCAL T 4�� 1 %I P-mu'-, Signature Signature Chairman, (Board of Supervisors gl 1 w ;,'�.:` - Title Title 2/14179 ! 171f F)7S1 (-:;A: 1 D" FLIGIEILP CF;hRT Exhibit A v. U CFi''t.CTEP.ISTICS H Y. H 0'•" EF. OCCUF'A : INVESTOR . � v PP.T.SESI p�::Lr. N�► 0'�,�iF, CL ?�ODEFATF MODERATE FO JNCD�� NO P INCO I� C.'E LIKITS L1:;IT5 Single family !S(Y M p /Y. Y IC ? N 2 - 6 Units < Single Fa;11y Y � 1 a F . 2 - A Units N Single Family >K(H R $gM e X 2 - b Dnits � $gti N W < Single Family 2 - 4 Units h §gv (NO I`zpes of Loans M a Mortgage Loan. ,R Rome Iaprovement Loan (Title I) �,oen tinitatioas: TAC m Only otructures which Lave been vacant and for sale for 90 days would be eligible. $8 a Loan wade pursuant to Section E contract or lease. - XC o ]Rev Construction only Housing A S S I E--; �j C �Dervices . LB IR Lcv""S Operational Proposed (Funds L corrr. -tte,4 . Name of Program Neighborhood Preservation Program o Municipal Revolving Fund Private Lender Great Western Savings F, Loan Interest Write-Dorn Funding : E Participating Loan Source CDBG Marks-Foran Amount Budgeted FY 80 $ 111233000* Other Interest Rate 3-7 % Term (up to) _ 15 Years Closed #Loans Maximum Loan Amount $ 122000 To Date $ 189,249 Borrower Eligibility : financially eligible owner of SF unit or owner occupied duplex Structure Eligibility : SF and owner occupied duplexes Eligible Improvements : code and general property improvements (60-40) Other Conditions : meet Section 8 definition of moderate income as adjusted for family size n *Indicates amounts available to programs as of 7/l/79. The budget does not allocate specific amounts for low.interest loans, nor specific amounts to specified communities. . • l.r.lif�7 ( {� Housing Ass1,t'.,--'.,da- nce services . . Operational Proposed (i'l-rds ccx�r�.t t e Name of Program Neighborhood Preservation Program Funding : Source : CDBG Maximum Amount $8,500 Closed b Amount Budgeted FY 80 $ 19123,000* ToDate �C $ 328,774 Borrower Eligibility: financially eligible owner of-SF unit or owner occupied duplex Structure Eligibility; SF or owner occupied duplexes Eligible .improvements : code and general property improvements (60-40) Other Eligibility Conditions : *meet Section 8 definition of low income as adjusted for family size *Assets not exceeding $10,000 *Indicates amounts available to program as of 7/1/79. The budget does not allocate specific amounts for zero interest deferred loans, nor specific amounts to specified communities. c "Housing Assl .., Lance. S.ei*7vice's . c Fvit:'r s operational F� Proposed (Funds cormitt( Nave of Program Neighborhood Preservation Program Funding : Source : CDBG Maximum Amount $ 1950001 C,lo'sed # Amount Budgeted FY 80- 1 123 000* Grants 9 S To Date $ 1289240 Recipient Eligibility : SF owners and owners of occupied duplexes* Structure Eligibility : SF and owner occupied duplexes Eligible Improvements : correct eminent_hazards other Eligibility Conditions : _ *Meet Section 8 definition of very law income as arl;tisted for family size *Assets not exceeding $10,000 *Non recipient of zero interest loan in 5 years previous #Previous maximum was $4,500. Most grants awarded were under previous program policies. *Indicates amounts available to program as of 7/1/79. The budget does not allocate specific amounts for grants. HOUSIng Ass1 ,'c---, Lance Sei vices , . SECTI0N 312 L07,1;S Projected Loan Volume FY 79 Locality $ 500,000* C Pi, ' s $ Interest Rate : 32 Term (up to) 20 Years Max . Loan Amount $ 27,000 Borrower Eligibility : Ability to Pay Other Local Priorities : homes requiring extensive repairs multiples Structure Eligibility : All Local Priorities Other Local Conditions Extent of 312 Use To Date : # none; receivedoperational $ status 10178 -- *Indicates amount of funding authorized for six unincorporated target areas. Demand will determine how the funds are allocated. 4ode f C 6 . N The existing Community Development Block Grant funded housing rehabilitation program in Contra Costa County is operated on a voluntary code enforcement basis. Housing Rehabilitation Specialists advise households of the condition of the home, specifically deliniate code, deficiencies, in consultation with the homeowner develop. a- listing of desired general property improvements, and develop a cost estimate.of completing the rehabilitation work. Further assistance is provided in obtaining contracting services and providing inspection services as the work progresses. In order to receive assistance under the County Housing Rehbilitation Program the family must qualify.financially and must agree to correct all code violations noted by Building Inspections Department personnel. The 1967 Housing Code is utilized as the basis for . . determining code violations. In cases where a family does not qualify for assistance, i.e., is above the income limitations adopted or is not a resident of the deliniated target area, the family is referred to the CSA Financial Counselor who will assist them in securing funds to bring their home up to code. The County Housing Rehabilitation Program .also has an abatement officer who concen- trates on abatements within the target area. Structures that are blighting influences or are health and safety hazards are abated through legally mandated procedures. CALIFORNIA HOUSING FINANCE. AGENCY CE.RT1 FICA'1'1 #2c TO BE COMPLETED BY THE LOCAL PUBLIC ENTITY WHEN RENTAL PROPERTY IS FINANCED LOAN NUMBER RELOCATION CERTIFICATE The local public agency must certify that renters will not be displaced as a result of the loan or that the locality will provide relocation assistance and payments . If renters will be displaced and the locality finds itself unable to provide re- quired relocation assistance , CHFA will not purchase the loan. CHECK ONE: C7 The local public entity certifies that no renter '. in any of the units assisted by the proceeds of the above Loan will be displaced as' a result of the use of the Loan . /or/ /-j The local public entity certifies -,that it assumes responsibility for providing all required assistance and payments for relocation re- sulting from the use of the the above Loan . FOR: ate (authorized zed signature). �:..1 i l'/. I !. }ii'. . ::i; } 7 ( }•;, .! _ . C.,.°, ,• - 70 B (.(oi1,LC. 1 ED M CO:;'!'F.ACTOi, Wil-EN K'I-*,; i Li " A" 1 �)N I ` 1 ECL}./,L CaF'I'GF:7UI; 1 '! 'i/1.} Fi } ':7'i1 \':; AC1lC ;; CEF, JlirICAT PART I - CO!:" T-, .C7 I '�C Oi f C!},i U)t , 1 1 1:1, ( to be completed by t} e borrower) I certify that any contractor to wl- om I a�.ard wor}: financed by the above Loan will be selected without discrimination as to race , sex , marital status , color , religion , national origin , ancestry , or creed . Date -7 orroweiTs signature PART II - StFbCO11TP-4CTING AND HIRING OPPORTUNITIES (to be completed by the contractor) I have filed an Affirmative Action Plan with the locality and that Plan has been approved by CHFA . F-7 I do not have an approved Affirmative Action Plan on file with the locality . However , 'I certify to the following : If I subcontract or hire for work financed by the above Loan , I will do at least one of the following : 1 . Advertise work availability in local minority , women ' s and other pertinent* journals : 2 . Advertise work availability with minority , wot*c_n ' s and other pertinent* job pl.acer,ent centers and clearinghouses ; 3 . Advertise work availability with minority ,, women ' s and other pertinent* trade industry groups ; 4 . Contact the locality affirmative , action official for referrals : ~Name (Address �! (Telephone *"Other pertinent" includes reference to marital status . color , religious , national , ancestor - and creed groups '. ATTEST: ------(Tel e pTi ons-- - --TA-J-6—re' �` Cap -tal tivrov:----1mer1Rs . . . CiW Crockett ZC)Tr1, Total CD Budget for CRA F1' 80 $ 2009000 $437,000 Locally Rxnded Capital Improvements FY 81 $ 1107000 FY 82 $ 127,000 1. Street Conditions/Transportation Budget $ 12,000 Status: Date 10/31/79 Design — Under Const. i Complete _ Major Items Frontage Improvements scheduled for FY 82 2. Neighborhood Facilities Budget $ 325,000 Status: Date 10/31/79 Design — Under Const. X Cai:plete Major Items Major Structural Renovation of Crockett Community Auditorium 3. Environmental/Beautification Budget $ 179450 Status: Date 10/31/79 Design [hider Const. CaTlete X (Phase l) Major Items Renovation of historical landmark - '!The Old Homestead"; facility utilized as a community.center; Phase I complete, Phase 11 in FY 81 e 4. Other Capital Improvements Budget $ 75,000 Status: Date Design ; Under Const.. Complete _ Major Items Downtown Beautification sched it d for FY RI and FY 92 '5. Supplementary Neighborhood Services Budget $ Operational: Date Proposed; Date Major Items Uapltal ji�provamerjs . . . . CF,r;: Montalv:i:n M.uior Total CD Budget for CRA F1' so $ _45,000 - $165,000 Locally Ftmded Capit<-i1 Iq)rovaients F1, 8) $ 120,000 1. Street Conditions/7Yansporta tion Budget $ 1.45,000 Status : Date 10/31/79 Design X Under Const. Complete Major Items Pedestrian Footbridge 2. Neighborhood Facilities Budget $ Status: Date Design _ Under Const. y C niplete Major Items _ 3. Envirorrnental/Beautification Budget $ Status: Date Design Under, Cons t. Canplete _ Major Items 4. Other Capital Improvements Budget $ $20,000 Status: Date 10/31/79 Design ,x Under Const. J ' CuTplete _ Major Items Storm Drain 5. Supplementary Neighborhood Services Budget $ Operational: Date Proposed: Date Major Items Cr apital Oi�prov,9. mei0s . d CRA: Mountain View Total CD Bud€et for CRA Fy 80 $ . 80 $265,000 Locally Funded Capital Improvai"mits FY 81 $ 185 �— ::3 1. Street Conditions/Tra.-lsportation Budget $ Status: Date Design _ Under Const. — . Complete Major Items 2. Neighborhood Facilities Budget $. Status: Date Design _ Under Const. _ Complete Major Items 3. Fmviromental/Beautification Budget $ .Status: Date Design _ Under Const. _ Cornplete x Major Items 4. Other Capital Improvements Budget $ 265,000 Status: Date 10/31/79 Design x Under Const. Carplete x Major Items Storm Drains 5. Supplementary Neighborhood Services. Budget $ Operational: Date Proposed; Date Major Items -.Capital II ® 1 North Richmond Total. CD Budget for CliA FT 80 $ 303,00 503,060 Locally Funded Capital hyrovaicnits FY 81 $ 200,000 --�-- 1. Street Conditions/Transportation Budget $ 178,000 Status: Date Design _ Under Const: x Cocrplete Major Items Frontage Improvements 1) Residential 2) Market Ave. . 2. Neighborhood Facilities Budget $ 32S.000 Sr. Child Status: Date Design Sauter Under Conste,,, Complete _ Major Items Senior Center, Child Care .Center 3, Pwirorrriental/Beautification Budget $ Status: Date Design _ Under Const. _ Ccuple.te Major Items a .m 4. Other Capital Improvements Budget $ - Status: Date Design - Under Const. Complete Major. Items 5. Stipplementary Neighborhood Services Budget $ Operational: Date Proposed:. Date Major Items � Ca tat Cvrom erAc . p CRA: Oakley/Sandh:ill. Total CD Budget for CliA F1' 8o $ 200,000 315,000 Locally Rrided Capital In�)rovenents FY 81 $ 115,0000:0:3 1.. Street Conditions/Tra.-isportation Budget $ 210,000 Status.: Date 10/31/79 Design X Under Const, Complete Major Items Sandhill Street Improvements Oakley Street Improvements 2. Ne&ghborhood Facilities Budget $ Status: Date Design Under Const. — Complete Major Items 3: Envirorurental/Beautification. Budget $ 105,000 Status: Date 10/31/79 Design — Under Const. X Ccuplete Major Items Park Improvements 4: Other Capital Improvements Budget $ Status: • .Date Design _ Under Const: Complete Major Items 5. Supplementary Neighborhood Services Budget $ Operational: Date Proposed; Date Major Items l•-1 t 3' -ner0s" . tal Aiiprovei Cap C,,n: Ro�ico Total CD Budget for CRA Fy 80 $ 126,000 251 000 Locally Rrided Capital hTroveneits Fy' 81 $ 125,000 1. Street -Condi tions/Tra-ispor Cation Bridget $ Status: Date Design — Under Const. — Complete — Major Items 2. Neighborhood Facilities Budget $ 251,000 Status: Date 10/31/79 Design X Under Const. — Complete Major Items Recreation Center Day Care Center 3. Envixornental/Beautification Budget $ Status: Date Design _ Under Const. ._ Couglete Major Iterz 4. Other Capital. Improvements Budget $ Status: Date Design _ Under Const. Canplete Major Items .S. SLppleentary Neighborhood 'Services Budget $ Operational. Date Proposed; Date Major It®s improv ,. meiis . o M CFJ1: Vine Hill 1Tj?:-L Total M Budget for CRA fT 80 $ 190,000 $455,000 Locally Funded Capital Inprovcn►mts F]' 81 $ 170,000 FY 82 $ 959000 1. Street Conditions/Tra-ispor tation X(Alternateess) $ 415,000 Status: Date 10/31/79 Design X(Phase IUnder Const. _ Complete X (Phase I) Major Items 1) Pedestrian Safety Paths - Phase I & Il 2) Access Route to Sanitary Landfill which presently utilizes neighborhood streets 2. Neighborhood Facilities Budget $ 77443 Status: Date 10/31/79 Design — Under Const. _ Coaplete X Major Items Neighborhood Facility Feasibility Study 3. . Environmental/Beautification Budget $ Status: Date Design — Under Const. _ Ccuplete — Major Items 4. Other Capital Improvements Budget $ 'Status.: Date Design Under Const. _ ' Complete Major Items 5. Supplementary Neighborhood Services Budget $ Operational:* Date Proposed; Date Maj or Iters C a�� -tal *nProvnmer*, -s ,, . CriA: West Pittsburg. Total CU Budget for C1tA F1' 80 $ 220,000 $440;000 Locally Funded Capital Iiq)roval-its F'i 81 $ 220,000 —�— 1. . Street Conditions%Transportation Budget $ 3,000 Status: Date lb/31/79 Design X Under Const. _ Complete Major Items Frontage 'Improvements 2. Neighbor'llmd Facilities Budget $ 437,000 Status: Date 10/31/79 • Design - Under .Const. X Coaplete Major Items Community Center Day Care Center 3. Ehvironmmtal/Beautification Budget $ Status: Date Design _ Under Const. — Corplete Major Items 4. Other Capital Improvements Budget $ Status: Date Design _ Under. Const. CcrTlete Major Items 5. Supplementary Neighborhood Services Budget $ Operational: Date Proposed; Date Major Items • • rev. 7- 23-79 Exhibit' G Page 1 CALIFORNIA 11C)USING FII:?.T''CIi: A(' i r;CY CI'.R'I'I.I'lTi'?.'II: NC1 . ?b _.__ ___..._. _.___.. TO BE COXPLFTED BY I'! liE GORROh-LR WHEN RENTAL PROPERTY IS FINANCED PROPPRi'Y ADDRESS (S) RENT LIMITATION CERTIFICATE I . certify that fora period of t five years I will not charge renals on property financed by the above Loan in excess of the Market Rents as determined from time to time by the United States Department of Housing and Urban Development (HUD) or rents as determined by the locality. 0 Bedrooms -- $ per month 1 Bedroom -- $ _ per month 2 Bedrooms - $ per month TO BE COPPLETED 3 Bedrooms -- $ per month BYLOCALITY 4 Bedrooms'. -- $ per month These rent levels are periodically changed ; for information regarding these chances , please contact the appropriate locality. LOCALITY AUTHORIZED SIG17ATURE ^ DATE . I further agree to make any vacant unit available , on a priority basis ,. to prospective tenant with a Section 8 Certificate . I understand that should I charge rents in excessof. the Rents as in- dicated above, this will. be cause for the filing of a complaint with the locality against me and. may result in appropriate action by the California . Housing Finance Agency. I will provide copies of this signed certificate to tenant (s) , both current and upon change of tenancy , in each unit of the above property during the period this R.ent .Limitation. is in force . (RORRO�•1ER ' S SIGNATURE) (DATE) • 1 � r CALIFORNIA HOUSING FINANCE AGENCY CERTIFICATE =;2a TO BE C014PLETED BY THE BORROWER WHEN RENTAL PROPERTY IS FINANCED EQUAL OPPORTUNITY OCCUPANCY CERTIFICATE cer. ti_fy that all rentals of housing assisted by proceeds ; of the above Loan shall be open to all re2ar. dless of.,. race , sex , marital status , color , religion, national origin, . ancestry , age , or creed . Date Borrower ' s Si-nature } .Exhibi t H � IIICC CTI I I n E130 As a condition for CHFA acceptance of 1.1)is al)p] icat.ion for tandem designation , I hereby certify that our locality : I CEr"IA . . . . has met applicable CEQA regulations in designating the CDS target areas ) as Concentrated Rehabilitation Area ( s) for residential rehabilitation , 2 . Citizen Participation . . has implemented and will continue to implement a program . of Citizen Participation which will meet CDBG guidelines and thereby satisfy the intent of the Housing and Home Finance Act . 3 . Relocation . . . . . will execute relocation certifications for eli-ibl.e properties substantially in the form attached to the Tandem Designation Agreement as Exhibit D. 1 4 . will provide those"services called for in the Tandem Designation Agreement relative to Rent Limitation Agreements (Exhibit G) Date : By : Title : Housing rehabilitation assistance is provided to financially eligible families who reside in deliniated target areas. Eight unincorporated communities and seven cities contain target areas. The County and Cities have entered into a joint services agreement whereby the County will administer and implement a housing rehabilitation program within a desig- nated area of that City. ,Residents of the area are notified of the provisions of the program by .direct mail. Community meetings are held to. explain the program to residents and to gain participation in the program. On a continuing basis the County Community Services Department has outreach workers in the target communities who provide information, counseling, and solicit participation in a paint program, energy weatherization, and minor home repair program. In addition, periodic articles appear in local newspapers. The availability of CHFA loans can be easily integrated into the current processes. Determination of which program would be best suited to the applicant would be based on income, type and extent of work to be completed, and the individual preferences of the applicant. The CHFA loans could be targeted to the moderate income residents thereby allowing the Community Development funded Housing Rehabilitation Program funds to be targeted to those in the more limited income area. The CHFA loans, because the maximum' amount for rehabilitation assistance is higher than the County program, could be made available to those requiring extensive rehabilitation but lacking sufficient income to carry the debt loan could have their interest rates written down to a more appropriate level by being piggy-backed with the Community Development funds. In addition,. the Mortgage Assistance Program will complement the rehabilitation efforts, and the public improvement efforts being undertaken through the County Community Development -Program. The County Building Inspection Department is currently implementing the County Housing Rehabilitation Program. The Building.Inspection Department has a full time staff of eight professionals - one Program Director, one Administrative Analyst, five Housing Special- ists and one Abatement Officer. Further, one additional Housing Specialist is budgeted and will be hired in the near future. In addition, a Senior Planner in the County Planning Department is responsible for providing tTh(� Building Inspection Department with overall program policy guidance. The County has also entered into .an agreement with Great Western Saving and Loan to assist in the administration and handling of rehabilitation loans. The County also achieves an approximate 2-1 leveraging of private funds as part.of the agreement with Great Western. , I ! ! ""'' (UNT.NG. ) CX)NI'1,�1 t�.�r�_t1__t�C?t7N1�1 sou _.. •, �awa'P'�S.}iA�4 � < rip ��. � � 1ti4 P a rs i" .�• ,' to nu�,�' P Jp{N` r�s{�\fei��_i'�`f •�'�e,f ; xvo 1": P a it T /1BLP M A{� RTiNE < ,,,n• 1. V 2 83.:.? , • , .,,},uPOOrsiof.�u 00`1' a.+Fn" s Y r r M•« .�Y tm oM o. ♦ i tltVU tit Zi Por w.K <. N \.''Jr fa"I AI GHi'� r!"`•` m... 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KN y`_-:::_: ".Iii ' I 900, P(. � l tngMq S" q� 9 'T qC'/q fSi 9 r l a 2 r a 9� V d" J � r oq , 1 CROCKETT CONCENTRATED REHABILITATION AREA t EXH y g�'C K ` e t Pi^ yP tt i O 9 . • t wr t, A 4a 4 � 4 ,, °O°� .Q •1 •�� y,/ t Iy P � Y \ I ni 11 tl I•�` t hPfQ a. �......-. °tln'q. \ fi n.O� ItlP I x[ .tlftM \ \ L ! n ... i VINE HlllSot / R f,• / '�...i a�_ .nnYt v'r _ aY~ �r,���`, ��\\\� \�lV�4 '�.,\ VINR EEILItEE�BIL1IYKVION t10H'ING NON • KESOLUTIO_•: 7 .04 TAND%_•1 DF,SIG'�"PIO:: 1 -:H'I"PEAS , the California Housing Finance gency (the " "-:.ency" ) 2 d sires to enter into a program of financing assistance :-t in The County of Contra Costa (the 3 "_Fcality") ; and 4 ,•. EREAS , the Locality has agrees to prc :_ce certain services a- i-orovements; and 3 V.-REREAS , as required by Sections 511,002 and 513008 o_ t ?e 6 Heal' and Safety Code , the Agency finds that: .7 a These areas were selected by the legislative body, after . an approved citizen participation prcczss which me=---s 8 the legislative requirements. g o The concentrated area is an area of ssbstantial• deteriora- tion of residential structures , as e-:i::snced big a ==cnifi- 10 cant number of older and deterioratin= residential structures in such area requiring reabilitation. j 11 j o Rehabilitation assistance is necessa--: to enable and 12 encourage residents in the concentrated area to cc:-,=rate in a local program of concentrated enforcement of 13 tation standards. i I 14 a Rehabilitation of residenti=1 struct-_--es will arses= deterioration in the concentrated area . 15 o The local agency has offered to cont-act with the : -ency 16 to (1) provide necessary supporting neighborhood p-»;ic i impro:-ements and services, such as street lmorove--en_.s , 17 -- -- landscaping and acquisition of open space , under -'a__.aing I of utility lines, and construction of drainage fa::_'_ities 18 in the area for which eligibility has been requester, and (2) provide concentrated continuing enforcement of 1? rehabilitation standards in such area. 20 o The ,local agency has agreed to make e-:ery effort pre- vent unnecessary displacemient in acct-olishing re': ^ilita- 21 tion and has an adequate program of relocation a: _•_so,y - assistance for persons unavoidably displaced due to 22 rehabilitation. 23 o -., The supply of housing available to ver-: low income mouse- holds ,at affordable rents and the sucply of housi:,_: avail- 24 -. able to other persons and families of low or moe.er=te _ .income at affordable rents will rot be reduced _•:ithin the 200 concentrated area -because those disolaaced will re g ive relocation payments and be able to o'ctain standard housin7 • 20 in the area. . Alternatively, stan3=-rd :.ousi � I available at affordable rents in ecu__ Iv desirable neigh- 27 2% borhoo:?s , expandi.-ng the of ha' == g opcortuni`._es for minority and lo.;-income persons . / R-S_)LL Iii,^*- 104 Paget 2 1 o T^_ local agency has monied a housing elemen'. incoT- u-Iiance with Section 65302 of the Government C•.;_ and 2 . with housing element guidelines, which sets fc__._ an effective plan for systematic enforcement and 3 . local buildinq and housing standards througho-_ _ __s jurisdiction. 4 , o The application is consistent with local Nous--., 5 assistance plans adoptee: pursuant to the Hous_-. and !. Co-,nmunity Development Act of 1974 (Public Law 93-_` 33) . 6 i a These areas are mortgage deficient; and 7 I li I%11EREAS, the Locality has given evidence of comp= ?n. �-,ith a ; California Environmental Qualities Act, and the Agency: : _= re- j: viewed submitted documents and found them to be adequa_e; and 5 . . WHEREAS, the local agency has agreed that all co-:.__==s let 10 ; for management, construction , or rehabilitation shall : _ _-e-: to j' all regardless of race, sex, marital status, color, ..re= _c_�z, . 11 , national origin ,. or ancestry, and pursuant to an apprc7e_ a_`irma 11 tive action program. 12 1: �I NOWt THEREFORE, BE IT RESOLVEthe Agency ,,hereby ._:=_=:.;:tes i 13 . North Richmond" ? Montalvin Manor." , Rodeo Mountain � ii View (Amartinez) " , "West Pittsburg" , "Oakley" ' 14 .. 15 concentrated rehabilitation area (s) and ii The County of Contra Costa (unincorporated area) 16 ; i• m•..or_gage assistance area (s) for the purpose of new con=tr-.:ction ' 17 :' and rehabilitation loans under a program administered by t s- County) mor a period of. one year, coTj-.er_cing with the execution o= an 15; a-ree,.,ent betw.e.—the locality .and the -ACency; such e}:=c_:__•o + to take place no more than 90 days from this date; and Ac,:=- staf. 19;: is .authorized to file_ a Notice of Determination or oth:._- :_aerial 20„ that may be required. I hereby certify that this is a true and correct copy c` 3_solu- 21 ` tion 76-104 adopted at a duly constituted meeting of _.. :3oarcl _ of Directors of the California Housing Finance Agency n=1- on November 21 1978 23 24,1 _ Attest : (Original Signed) Stuart Honse 25„ Secretary 26 4 27 . R! PAPER O:I In the Board of Supervisors of Contra Costa County, State of California IJanuary 9 , 19 7a. In the Matter of Execution of a Tandem Designation Agreement with the California Housing Finance Agency for the Home Ownership and Home Improvement Program The Board having received a report and explanatory materials from the Director of Planning relating to potential participation of the County in the Home Ownership and Home Improvement Loan Program of the California Housing Finance Agency; and The Board having referred this matter to the Finance Committee for consideration, report and recommendation to the Board; and The Finance Committee having recommended that the County participate in the Home Ownership and Home Improvement Program; _1 IT IS BY THE BOARD ORDERED that the Chairman is authorized to sign the TANDEM DESIGNATION AGREEMENT with the California Housing Finance Agency for the Home Ownership and Home Improvement Program for the year 1979. PASSED by the Board on January 9, 1979. 1 hereby certify that the foregoing is a true and correct copy of an order entered on the minutes of said Board of Supervisors on the date aforesaid. Witness my hand and the Seal of the Board of Supervisors cc: Director of Planning affixed this 9th day of Januar} 19LCL_ Acting County Administrator County Counsel Director of Building Inspection J. R. OLSSON, Clerk All Cities in Contra CostzBy Deputy Clerk County AJo ph H-24 4/77 15m Z� r TANDEM DESIGNATION AGREEMENT THIS AGREEMENT, is made this 1st day of January 1979 , by and between the California Housing Finance Agency ("AGENCY" ) , a political subdivision of the State of California, and Contra Costa County ("LOCALITY" ) , a local public entity. RECITALS A. AGENCY and LOCALITY wish to institute a program of finan- cial assistance and provide related services necessary to assist persons of low and moderate income to obtain decent, safe and sani- tary housing in accordance with the provisions of Division 31, Parts 3 and 5 of Health and Safety Code of the State of California (the "Code") . B. AGENCY has received and reviewed an application submitted by LOCALITY for designation of (an) area (s) within the jurisdication of LOCALITY (described in Exhibit K ) as (a) participating concen- trated rehabilitation area (s) within the meaning of Section 50062 of the Code and as a participating mortgage assistance area within Section 50085 of the Code, and AGENCY has designated the areas in Agency Board of Directors Resolution 78-104as such pursuant to . Section 51302 and 51304 of the Code. NOW, THEREFORE, the parties hereto agree as follows: ARTICLE I Subject to LOCALITY' s adoption, implementation and continuance of the programs described in Article II hereof, AGENCY agrees to purchase Mortgage Loans and Home Improvement Loans for those properties and borrowers described in Exhibit A. ' All such loans shall be made by AGENCY approved qualified mortgage lenders as such lenders are defined in Section 50094 of the Code. A. Definitions. 1. "Home Improvement Loan" means an advance of money evidenced by a note to finance rehabilitation or general repairs and improvements to eligible residential structures. 2. "Loan" means a Mortgage Loan, or a Home Improvement Loan, or other advance of money or ,a participation of such loan or advances made pursuant to Parts 1 and 3 of Division 31 of the Code. 14ANDEM DESIGNATION 3. "Mortgage Loans" means a mortgage, deed of trust, or other instrument which is secured by a lien on real property together with a note evidencing a long-term advance of money made for the financing or refinancing of residential real property. ARTICLE II Services and Improvements LOCALITY' s adoption and implementation of the following pro- grams within the designated concentrated rehabilitation areas shall be conditions precedent to AGENCY' s obligation to provide the financ- ing assistance described in Exhibit A. A. Housing Assistance Services. LOCALITY shall adopt and/or continue programs that assist low and very low income residents to afford decent, safe and sanitary housing, including improvements to the housing necessitated by the code enforcement effort required in Section B below. These housing assistance programs are described in Exhibit B of this Agreement. B. Code Enforcement. LOCALITY shall adopt or continue a pro- gram of housing code enforcement. LOCALITY' s description of this code enforcement program is attached as Exhibit C. C. Relocation Services. LOCALITY shall adopt or .continue programs, which provide relocation advisory assistance and payments as prescribed by law (including the Code) and AGENCY regulations. LOCALITY shall provide certification (Exhibit D) to AGENCY with respect to each Loan for a unit not occupied by the owner that either: (1) Relocation would not be caused by making the Loan; or (2) LOCALITY will bear full responsibility for necessary relocation advisory assistance and payments. D. Affirmative Action. LOCALITY shall assist the AGENCY in implementing a program of Affirmative Action for contractors and subcontractors involved in the rehabilitation for construction of housing financed by AGENCY Loans (Exhibit E) . (1) If the LOCALITY maintains a list of approved contractors, each contractor on such list will have submitted to the LOCALITY, and the LOCALITY will have approved, an Affirmative Action Pro- gram. Such program shall be no less than that required in the Code and AGENCY regulations. TIDEM DESIGNATION (2) Where a contractor is selected other than from an approved list, the LOCALITY is required only to make best efforts to assist contractors operating within the area to design and implement Affirmative Action Programs required by AGENCY Loan documents. E. Capital Improvements. LOCALITY shall provide specific_ capital improvements. These improvements, the amount budgeted, and the timetable for starting and completing the work are shown in Exhibit F of this Agreement. F. -Rent Limitation Complaints. LOCALITY shall adopt and/or continue programs to review, verify and forward to AGENCY complaints made by tenants in housing financed by the AGENCY that rent limita- tion agreements made pursuant to AGENCY regulations have been violated (Exhibit G) . G. Citizen Participation. LOCALITY shall adopt and/or con- tinue a program to obtain participation of citizens within the area in the implementation of a Neighborhood Preservation Program. Certification by Locality is attached as Exhibit H. H. Marketing. LOCALITY shall adopt and/or continue a program to induce pa—rt pation by local lenders and to inform the residents of the existence of financial assistance available as a part of the Neighborhood Preservation Program. Description of Locality' s marketing program is attached as Exhibit J. ARTICLE III Term A. Term: This Agreement shall be in effect until one calendar year - Jan. 1979 to Jan. 1980 • - B. Extension of Term. LOCALITY shall diligently proceed to adopt, implement and enforce the programs set forth in Article II of this Agreement. If AGENCY finds the LOCALITY to be in substantial compliance with the commitments contained in Article II , AGENCY, at LOCALITY' s request, may agree to renew this Agreement for a term to be determined by AGENCY. C. Condition Subsequent. AGENCY' s obligation to continue the financing assistance programs shall cease, or be suspended for such time as may be determined by AGENCY, if: (1) LOCALITY has failed to comply with any of the conditions set forth in this Agreement; (2) AGENCY determines that the programs adopted by LOCALITY are not being implemented on a reasonable time schedule; or (3) AGENCY becomes sANDEM DESIGNATION unable to obtain funds by public or private sale of its underlying notes or bonds at an interest rate which would allow AGENCY to provide financial assistance at an interest rate sufficiently. low so as to make the financial assistance programs feasible. ARTICLE IV Status Reports LOCALITY shall prepare and submit to AGENCY for review pro- gress and status reports on the rehabilitation assistance program. Such reports should be submitted to AGENCY no later than fifteen (15) days after the close of each quarter of LOCALITY' s fiscal year. Reports submitted to AGENCY shall include at least the following information on program activity by quarters : (1) Number of code inspections made; (2) number of Loan or grant applications received by LOCALITY; and (3) number of Loans or grants (and dollar amount) paid out by LOCALITY. In addition, the report should include de- scriptions of the progress and status of each of the programs approved and implemented pursuant to Article II , including date of adoption and implementation, funds budgeted, and funds expended (both quarterly and cumulative since the programs ' adoption) . The reports should include LOCALITY' s evaluation of AGENCY' s financing assistance program. ARTICLE .V Inspections Representatives of AGENCY shall periodically meet with LOCALITY and inspect the mortgage assistanceJarea. In consideration of the foregoing, and as our free act and deed, we hereby execute and seal this Agreement as of the date written in the Preamble above: For CONTRA COSTA COUNTY : For CALIFORNIA HOUSING FINANCE AGENCY: (LOCALITY) Signature Signature Chairman Title � Title Form Approved:�ijK; John'B. C1 atlten, dC-ounty Co nsnsel By Victor J. Westman, Deputy •' ' EXHIBIT A TANDEM DESIGNATION AGREEMENT ELIGIBILITY CHART U EH BORROWER CHARACTERISTICS H w OWNER OCCUPANT INVESTOR (NON-OCCUPANT) a PRESENT OWNER NEW OWNER w w�i BELOW BELOW PRESENT OWNER NEW OWNER MODERATE MODERATE NO INCOME NO INCOME INCOME INCOME LIMITS LIMITS PO Single Family M/H M M/H M p (VAC) A 2. - 4 Units a M/H M M/H M E- Wd w w d Single Family 0 M 44 U cy z v o c U 2 - 4 Units ° M >< w Single Family. M/H M ><' §8M U p N H 2 - 4 Units a §8M U) N >< d RWi Single Family 0 M §8M (NC) d ca >< H 0 2 - 4 Units N §gM (NC) Types of Loans: M = Mortgage Loan. H = Home Improvement Loan (Title I) Loan Limitations: VAC = Only structures which have been vacant and for sale for 90 days would be eligible. §8 = Loan made pursuant to Section 8 contract or lease. NC = New Construction only . Housht Assistan& Services. . EXHIBIT B-1 BMIR LOANS Operational Proposed (Fimds com-,it ted) Name of Program Neighborhood Preservation Program Municipal Revolving Fund Private. Lender Great Western Say. & Loan o Ini:crest Writc-Down Funding: Participating Loan ` Source CDBG Marks-Foran Amount Budgeted FY 79 $ 1 ,021 ,179* El Other Interest Rate 3-5% % Term (up to) 15 Years Amount Loaned Maximum Loan Amount $ 8,000 To Date $ 67,493 Borrower Eligibility: financially eligible owner of SF unit or owner occupied duplex Structure Eligibility: SF and owner occupied duplexes Eligible Improvements : code and general property improvements (60-40) other Conditions : *Indicates amounts avialable to program as of 7/1/78. The budget does not allocate specific amounts for low interest loans. ' services. . Housainj� Asses ��r� EXHIBIT B-2 DEFERRED LOAN Operational ED Proposed (Funds committed) Name of. Program Neighborhood Preservation Program ' Funding: Source: COBG Maximum Amount $ 6 000 Amount Dane Amount .Budgeted FY 79 $ 1 ,021 ,179* To Date a , 145.939 Borrower Eligibility: financially eligible owner of SF unit or owner occupied duplex Structure Eligibility : SF or owner occupied duplexes i Eligible Improvements : code and general property improvements (60-40). Other Eligibility Conditions : *Indicates amounts avialable to program as of 7/1/78. The budget does not allocate specific amounts for zero interest deferred loans. - Hou vices, sin Assolstanc Ser . . EXHIBIT B-3 GRANTS MOperational Proposed (Plmds Comnittec Name of Program Neighborhood Preservation Program Funding: Source: CDBG Maximum Amount $ 1 ,500# Amount of Grants Amount Budgeted FY 79 $ 1 ,021 ;179+ To Date $ 109,070 Recipient Eligibility: _ SF owners & onwers of occupied duplexes* Structure Eligibility : SF & owner occupied duplexes Eligible Improvements : correct eminent hazards Other Eligibility Conditions : *Meet Section 8 definition of very low, income *Assets not exceeding $10,000 *Non recipient of zero interest loan in 5 years previous #Previous maximum was $4,500. Most grants awarded were under previous policies. +Indicates amounts available to program as of 7/l/78. The budget does. not allocate specific amounts for grants. Housi nAssistan(% Services. EXHIBIT B-4 SECTION 312 LOANS Projected Loan Volume FY 79 Locality $ 500,000* NPP Area $ Interest Rate : 3% Term (up to) : 20 Years Max. Loan Amount $27,000 Eligible 1mPrevemeRbe - GQ2 eede Gemp ; aAg . _ 49% _,.".,eg , EeF Borrower Eligibility: . Ability to Pay Other Local Priorities : homes requiring extensive .repairs multiples Structure Eligibility: All Local Priorities Other Local Conditions Extent of 312 Use To Date : none; received operational status 10/78 *Indicates amount of funding. authorized for six unincorporated target areas. Demand will determine how .the funds are allocated,: cods tnforcemenl . . . . EXHIBIT C The existing Community Development Block Grant funded housing rehabilitation program in Contra Costa County is operated on a voluntary code enforcement basis. Upon deliniation of target areas residents are notified by mail that zero or low interest loans are available to finance the correction of code deficien- cies and to conduct some general property improvements to arrest deterioration. In addition, community meetings are held to describe the provisions of the program, and to secure partici- pants. On a continuing basis the County Community Services Administration (formally Office of Economic Opportunity) provides outreach housing services to residentsof the target communities. In order to receive assistance under the County Housing Rehab- ilitation Program the family must qualify financially and must agree to correct all code violations noted by Building Inspec- tions Department personnel . The 1967 Housing Code is utilized as the basis for determining code violations. In cases where a family does not qualify for assistance, i .e. , is above the income limitations adopted or is not a resident of the deliniated target area, the family is referred to the CSA Financial Counselor who will assist them in securing funds to bring their home up to code. The County Housing Rehabilitation Program also has an abatement officer who concentrates on abatements within the target area. Structures that are blighting influences or are health and safety hazards are abated through legally mandated procedures. • � � Exhibit D 4/27/73 CALIFORNIA HOUSING FINANCE AGENCY CERTIFICATE #2c TO BE COMPLETED BY THE LOCAL PUBLIC ENTITY WHEN RENTAL PROPERTY IS FINANCED LOAN NUMBER RELOCATION CERTIFICATE The local public agency must certify that renters will not be displaced as a result of the loan or that the locality will provide relocation assistance and payments . If renters will be displaced and the locality finds itself unable to provide re- quired relocation assistance, CHFA will not purchase the loan. CHECK ONE: The local public entity certifies that no renter in any of the units assisted by the proceeds of the above Loan will be displaced as' a result of the use of the Loan. /or/ /—T The local public entity certifies 'that it assumes responsibility for providing all required assistance and payments for relocation re- sulting from the use of the the above Loan. FOR: ate (authorized signature (title) . 2778 E . CALIFORNIA HOUSTM FINANCE AGENCY CERTIFICATE V1 TO BE COMPLETED BY BORROWER AND CONTRACTOR WHEN REHABILITATION IS FINANCED EQUAL OPPORTUNITY/AFFIRMATIVE ACTION ,CERTIFICATE PART I - CONTRACTING OPPORTUNITIES (to be completed by the borrower) I certify that any contractor to whom I award work financed by the above Loan will be selected without discrimination as to race , sex, marital status , color , religion , national origin, ancestry, or creed. Date Borrower' s Si nature PART II - SUBCONITPACTING AND HIRING OPPORTUNITIES (to be completed by the contractor) I have filed an Affirmative Action Plan with the �- locality and that Plan has been approved by CHFA. /-7 I do not have an approved Affirmative Action Plan on file with the locality. However , I certify to the following : If I subcontract or hire for work financed by the above Loan, I will do at least one of the following : 1 . Advertise work availability in local minority , women 's and other pertinent* journals : 2 . Advertise work availability with minority , women' s and other pertinent* job placement centers and clearinghouses ; 3 . Advertise work availability with minority, women' s and other pertinent* trade industry Groups ; 4 . Contact the locality affirmative action official for referrals : Name AddressT --- -(Te e—Iephone?,`j— -- - -- ---- *"Other pertinent" includes reference to marital status . color , religious , national , ancestor , and creed groups . ATTEST: (Date) �Name�� Te epT-lone f A cess NORTH RICHMOND Capital pg��r�pgv ��{�Y�,�pp@rQ^�7�r ks EXHIBIT F Total CD Budget for NP Area FY 75_79 $ 391 .333 Locally Funded Capital Improvements FY $ 1. Street Conditions/Transportation Budget $ 338,000 Major Items Frontage Improvements - . 2. Neighborhood Facilities Budget $ Major Items 3. Environmental/Beautification Budget $ Major Items 4. Supplementary Neighborhood Services Budget $ 53.333 (County-wide) Major Items Home maintenance Home maintenance Trainina& Counseling Counseling 5. Other Budget $ Major Items MONTALVIN MANOR Capitallmproveme%nts EXHIBIT F Total CD Budget for NP Area FY 76-79 $ 413,000 Locally Funded Capital Improvements FY $ 1. Street Conditions/Transportation Budget $_ Major Items 2. Neighborhood. Facilities Budget $ 395,000 Major Items Recreation Center (335,000 CD) 3. Environmental/Beautification Budget $ 25.000 Major Items Park Development 4 . Supplementary Neighborhood Services Budget $ 53,333 (County-wide) Major Items Home maintenance Training & Counseling 5. Other Budget $ Major Items RODEO ' Capital tmprovemen s . . ■ ■ EXHIBIT F Total CD Budget for NP. Area FY 75-79 $ 369,000 , Locally Funded Capital Improvements FY $ 1. Street Conditions/Transportation Budget $ 76,11 000 Major Items Acquisition of Bus Frontage Im rovements 2. Neighborhood Facilities Budget $ 240.000 Major Items Neighborhood center Day Care Center J 3. Environmental/Beautification Budget $ Major "Items 4 . Supplementary Neighborhood Services Budget Major Items Home MAintenance Training ng & counsel_ i na 5. Other Budget $ Major Items OAKLEY . ,' 'C apical mprovemeks . . . . EXHIBIT F Total CD Budget for NP Area FY 75-79 $ 338,798 Locally Funded Capital Improvements . FY $ 1. Street Conditions/Transportation Budget $ Major Items - - 2. Neighborhood Facilities Budget $ Major Items ' 3. Environmental/Beautification Budget $ 220,000 Major Items Swimming Pool 4. Supplementary Neighborhood Services Budget Major Items Rnma Maintennnce Trainina & CounsiAina Nome Loan Packaging 5. . Other Budget $ Major Items MOUNTAIN VIEW . a 'tal mprovemeiws Ono EXHIBIT' F x Total CD Budget for NP Area FY 76-79 $ 73,333 Locally Funded Capital Improvements FY $ 1. Street Conditions/Transportation Budget $ Major Items 2. Neighborhood Facilities Budget $ 20,000 Major Items Neighborhood Facility Study 3. Environmental/Beautification Budget $ Major Items 4 . Supplementary Neighborhood Services Budget $ 53.333 (County-wide) major Items Home Maintenance Training & Counseling 5. Other Budget $ Major Items WEST PITTSBURG Uapital . pr®vemes . . . . EXHIBIT F Total CD Budget for NP Area FY 75-79 $ 705,333 Locally Funded Capital Improvements . FY $ 1. Street Conditions/Transportation Budget $ g9,nnn Major Items Gfinrm nra;n 2. Neighborhood Facilities Budget 450,000 Major Items Neighborhood Center 3. Environmental/Beautification Budget $ . 103.000 Major Items Park Renovation r 4. Supplementary Neighborhood Services Budget $ 53,333 (County-wide) Major Items Home Maintenance Training & Counseling . 5. Other Budget , $ Major Items Exhibit G 4/27/i8 CALIFORNIA HOUSING FINANCE AGENCY CERTIFICATE NO. 2b TO BE COMPLETED BY THE BORROWER WHEN RENTAL PROPERTY IS FINANCED LOAN NUMBER: RENT LIMITATION CERTIFICATE I , certify that for a period of five years . I will not charge rentals on property financed by the above Loan in excess of the Fair Market Rents as published and changed from time. to time by the United States Department of Housing and Urban Development (HUD) . The current Fair Market Rents. are: * 0 Bedrooms -- $ . 207 per month 1 Bedroom -- $ . 237 per month 2 Bedrooms -- $ . 288 per month 3 Bedrooms -- $- 360 per month 4 Bedrooms -- $ 433 per month These rent levels are periodically changed by HUD; for information regarding these changes, please contact the appropriate locality. I further agree to make any vacant unit available, on a priority basis , to prospective tenant with a Section 8 Certificate. I understand that should I charge rents in excess of the Fair Market Rents as published and changed by HUD, this will be cause for the filing of a complaint with the locality against me and may result in appropriate action by the California housing Finance Agency. I will provide copies of this signed certificate to tenant(s) , both current and upon change of tenancy, in each unit of the above property during the period this Rent Limitation is in force. (Borrower ' s Signature) (Date) �• Exhibit G Page 2 4/27/7£, CALIFORNIA HOUSING FINANCE AGENCY CERTIFICATE 2,12a TO 'BE COMPLETED BY THE BORROWER WHEN RENTAL PROPERTY IS FINANCED EQUAL OPPORTUNITY OCCUPANCY CERTIFICATE I , certify that all rentals of housing assisted by proceeds ; of the above Loan shall be open to all rezardless of race , sex, marital status , color, religion, national origin, ancestry , age, or creed. Date Borrower 's Signature Cnitizerl* Participatft . . . . EXHIBIT H The locality has certified in its application that it "has implemented, and will continue to implement, a program of Citizen Participation which will meet CDBG guidelines and thereby satisfy the intent of the Housing and Home Finance Act. " MarkeRhg Program e a a ., EXHIBIT J x Housing rehabilitation assistance is provided to financially eligible families who reside i-n deliniated target communities. Six unincorporated communities are currently target communities - North Richmond, Montalvin Manor, Rodeo, Mountain View, West Pittsburg, and Oakley. In addition, the County and the City of Pleasant Hill are about to enter into a joint services agreement whereby the County will administer and implement a housing rehabilitation program within a designated area of that City. Residents of the area are notified of the provisions of the program by direct mail . Community meetings are held to explain the program to residents and to gain participation in the program. On a continuing basis the County Community Services Administration has outreach workers in the target communities who provide information, counseling, and solicit participation in a paint program, energy weatherization, and minor home re- pair program. In addition, periodic articles appear in local newspapers. The availability of CHFA loans can be easily integrated into the current processes. Determination of which program would be best suited to the applicant would be based on income, type and extent of work to be completed, and the individual pre- ferences of the applicant. The CHFA loans could be targeted to the moderate income residents thereby allowing the Community Development funded Housing Rehabilitation Program funds to be targeted to those in the more limited income area. The CHFA loans, because the maximum amount for rehabilitation assistance is higher than the County program, could be made available to those requiring more extensive rehabilitation work. CHFA loans to those requiring extensive rehabilitation but lacking sufficient to carry the debt load could'.-have their interest , rates written down to a more appropriate level by being piggy-backed with the Community Development funds. In addition, the Mortgage Assistance Program will complement the rehabilitation efforts, and the public improvement efforts being undertaken through the County Community Development Program. `• EXHIBIT K BoundaMes , s ■ ■ (UNINC. ) CONTRA COSTA COUNTY' 5 1 SAN F�IALO Wilson Point Ott "1! J BAY ,a O, nPv E { - deo O, �p0' PrP ofp�!.n .\. Rr Pn exW � pR 2 wosonf � o. 19.E _ A� I .' -�, ix`. 4f Cr qqV n px fp0•hf( fa ti .... � - ..<i 8 1^' W ' xb by W wev: x 3 Pr �x B 1 C �O L - R49 fAC Ups 11a / i o f ,�~C1 � Q 1 t ��7- z' Montalvin Manor. Rodeo Jl✓' Vii,'✓_ oua a-- `.J Shore Acre1S Shell' Tract F6 .,: cG"""_ s d 1 x'<. e+• r k.. ,. j. r0 / .. j •t,Y'�G ; ;� ,a , � lir J P�y, Y� .1 S. PiTfS6URG �, r rL r s —____ice .: :_. •: , West Pittsburg (UNINC. OQS!'A COLMY Bound*Mes . . . . F \ V � AIYm V� • } `� N ~�',A^ac C.`i M y� � w� B.e ,- JYi�J• i � e' .Nod /� ; _-�_"'1 � �9�� � t_ @y i � MARTINE B tss � BLVD �i .. °y.P veieexa p •7T 4 DP1. • W /�\.a� OLX :� .... C�°K BXO 6iDE DP'4e + h1 " S,.. V v�a, VY � T I � R� POrD ✓ ? ��Pp Mortlnrs a Reservoir R 3 oPo n N .Ka Sn'� ' �O ( s Nat$ ,'y ars. � rl^°a°ac F w*c r ■ l `� r F Y S. CNI � �VyOaC �� \\1 � � P t g y•O A l A h� ;�•9 IhdA yY. I t j : n ZO • L ° ° aV[ F >•1e VY' „��+� r � ',:i j 5 �.`_ .a^1 i i i � 1'c �� �� i�� G Y �•i �� 41• a y 9 � I E��p� �D I i'. � µY•YPY E f 'h ° �-al �, \ P c � a la r � �, X a xwooa a u w n l ��� ��-st 'aL•� �5 � i % ; o - " \•,i'�..�•/ Y ly 1: �..'^i'uawgr i r i'_. ?� \ .; 1:64 � s� a North Rich wnd \ aYra Nas 9. sh �'�':'t4oF Cava• Mountain View Y vr' :` I Jmoi.1 1 _J YT x.IRY Y •< y3� Y .__ 1 �' 171 1. ..I. I I,tfY' •� X1'16 y I11 .•�1 �I P 111I� I; rl l�; �I••. ' zr ..I1. s'f TT.: T M1�I� � I^•. .r 1S n.. r� �•• I SRA. I ••,,. '1'....a. w.l �Y I• / � .. .. •` �: v'v t ern�r.lr,•...r. � Inn. ^ter.` "..� 1.::_I ^�N..df t:i §..ta •�.Y SY . ...... m «...�c Y. II w..n YI _ ..oa wr� �e .r..a an.a r,.e.... '_Y •' -re�•� .:.a ren r 1 I,•" r.� :.l�a� �•` _.:_ Q. f I .:.e' nriei. a•[ _ — uu°al -ran• ^ " .'— . ur... —r9 �1 r a__'O 10 _eu.... r. •. n al.a '. Y' •.� v - -T .• Y I�� �iY 't, ` s- -` �_.i.1.Y a� ��•� Y ��:Tirr' •« 1 r.ar '.. 1 Y a i:P� � •vara .n Y .f I1.��Y I �Y Ir.�IrIIill ...� I;.•« e '- �- . .__. a�o..ns ° v I ..alae •n�(ru' Y I I•..ca�s ` i �I - Imo• .`i _ " ' r..c _—. 1 •� r�r� 'N2E IN) • .Y y Y 1= �le�•.r ..i _J r �Y YIY rY �/ ..«c '���^• y:,•�a = - c uwY ;i�.� • _ .�r1r•Vr •V�� rrr ..I•.YI� •y _j1_ `` Y rY °.�\• •Y r Y....;..�. •��` i :31 I 3 ..�.o.Y ._.. ��Y �. - ... a�l..l6 1•w. .. 1:111Y}.n .. ...'�� I . r{ .S r I •° r Oakley RESOLUTIO 7:60 ` TANDEM DESIGtiATIO_: 1 ..HEP.EAS , the California housing Finance Agency (the ": rency" ) 2cosi--es to enter into a program of financing assistance w__:.in ! The County of Contra Costa (the 3 "=ccaIity" ) ; and 4 tS EREAS, the Locality has agreed to pro-:_ce certain services a-: i-provements; and 5 a''HEPXAS , as required by Sections 513D2 and: 51308 of t'_?e 6 Health and Safety Code, the Agency finds that: 7 e These areas were selected by the legislative body, after . an approved citizen participation prccess which me=---s 8 the legislative requirements. g o The concentrated area is an area of substantial! de e riora- tion of residential structures , as e-:idenced by a Sicnifi- 10 cant number of older and deteriorati-_= residential structures in such area requiring re abilitation. j l j o_ _Rehabilitation assistance is necessary to enable a-- 12 encourage residents in the concentrates area to cc:::=rate in a local program of concentrate^ enforcement of r_.abili- 13 tation standards. i i 14 ® Rehabilitation of residenti 1 struct.:-es will arses= deterioration in the concentrated area. f 15 I ® The local agency has offeree, to contract with the 1:r-ancy 16 to (1) provide necessary supporting neighborhood p lig improvements and services, such as street improve-sn_.s, 17 - landscaping and acquisition of oven Sc_ ace, underwr­---'n-'ing of utility lines , and constructicn o- drainage f? _li:ies 18 in the area for which eligibility has been request_-, and (2) provide concentrated continuing orcerent of 1' . rehabilitation standards in such area. 20 o The local,-agency has agreed to make e-:ery effort tpre- = -vent unnecessary displacement in acct-5lishing rel=b_lita- 21 tion and has_ an adequate program of relocation -adv_sory - assistance for unavoidably displaced due to 22 rehabilitation. 23 o . -The supply of housing available to very low inco :e =^use- holds ,at .affordable rents and .the su��ly of housi:._- avail- 24 able to other -persons and families of low or moderate __- income at affordable rents will no, reduced c•:it-in the 25 :.concentrated-area -because those disc=aced will rec=�i-.e relocation,-payments and be able to o--ain s.t=_nca-rd _^_ousin7 i 20 in the area. Alternatively, stan--3.arc housin: will be � available at. affordable rents in e:1�a=lv desirable.. neigh- 27 r i ; f } - t.� borho - s , expand_ g th rata._. o_ --oL__-c opp„_ ni:.'. s for . minority and loiJ-income persons . - i 'ia R7_ : L:;CIi�'�104 � Page 2 ..�` 2 , :- 1 + 1 o Th_� local agency has a?opted a housing elemer.` _n Com- pliance �.Ath Section 65302 of the Government C:;': , and 2 . with housing element guidelines, which sets fo____ an effective plan for systematic enforcement of and 3 : local buildinq and housing standards througho- ^-_s jurisdiction. 4 ; ® The application is consistent with local housi 5 assistance plans adopted pursuant to the Hous_-..- =_nd Community Development Act of 1974 (Public Lai-. ® These areas are mortgage defic_ ient; and ' 7 r IlHEREAS, the Locality has given evidence of comp:;--:e with 8 ; California Environmental Qualities Act, and the Agenc, h_s -re- i vie::ed submitted documents and found them to be adeque_e; and 9 . 4 j'4 ,EREAS , the local agency has agreed that all co..._____ let 10 ;' 0 ; for management, construction, or rehabilitation shall _-�-: to all regardless of race, sex, marital status, color, ..re=_r_­n, national origin,, or ancestry, and pursuant to an apprc-:e. irM - J' tive action program. 12 i ii NOW, THEREFORE, BE IT RESOLVED the Agency herebyf - : !tes i 13 .` "North Richmond" , "Montalvin Manor "Rodeo" , "Mountain _ it View (A'tartinez) " "West West Pittsburg1, "Oakley" Oakley" 14 concentrated rehabilitation area (s) and 15 The County of Contra Costa (unincorporated area) 16 .i 1 r•.:ortgage assistance area (s) for the purpose of new con=t.�_-_ion ! 17!�; and rehabilitation loans under a program administered by t County for a period .of. one .year, commencing with the execution o" an r _ - - .. - 18S.. yagreelment _A1 S. locality .and the -Agency; such to take place no more than 90 days from this date; and Ag_=- 1 sta g is .authorized to file a Notice of Determination or oth ._• raterial 20that may be required. : I hereby certify that this is a true and correct copy c_ �=_solu- 21 ' tion 76-104 adopted at a duly constituted meeting of __._ -oarck 1i of Directors of the California Housing Finance Agency el-5 on - 22 , ii 23 p 24:1 Attest : Stuart Honse _ 25, Secretary 20 , 27 r �.R r PAPER. , .:c cr C�:.lr.e•. . o:r The- Board of S u pe ry Ars Contra James R.Olsson County Clerk and Costa Ex Officio Clerk of the Board Courity Administration Building Mrs.Geraldine Russell P.O. BOX 911 / Chief Clerk Martinez,California 94553 County 14151 372-2371 James P.Kenny-Richmond tat District Nancy C.Fanden-Martinez 2nd District Robert I.Schroder-Lafayette 3rd District /t / Warren N.Boggess-Concord 4th District Eric H.Hasseltine-Pittsbur 5th District January 8, 1979 rn,... asr ' RECEIVED REPORT OF FINANCE COMMITTEE JAN 9 199 ON COUNTY PARTICIPATION IN THE J'R. OLSSON CLERK ill OF SUPERNISM:. CALIFORNIA HOUSING FINANCE AGENCY c Nt nCOSTA CO.' HOME OWNERSHIP AND HOME IMPROVEMENT By.- PROGRAM am On December 19, 1978 the Board referred to the Finance Committee a report and explanatory materials from the Director of Planning relating to the partici- pation of the County in the California Housing Finance Agency (CHFA) Home Ownership and Home Improvement (HOHI) Program. The Committee, having heard a report from the Director of Planning on the Program and County responsibilities thereunder, recommends that the County. participate in the Home 'Ownership and Home Improvement Program, and that the Chairman of the Board be authorized to execute the Tandem Designation Agreement between the County and the California Housing Finance Agency. � v Eric H. Hasseltine lagncy C. den Supervisor, District V Supervis District II In the Board of Supervisors of Contra Costa County, State of California December 19 , 19 78 In the Matter of Home Ownership and Home Improvement Loan Program of the California Housing Finance Agency The Board having received a report and explanatory materials from the Director of Planning relating to potential participation of the County in the Home Ownership and Home Improvement Loan Program of the California Housing Finance Agency and The Director of Planning having requested that this matter be referred to the Finance Committee for consideration, report and recommendation to the Board; IT IS BY THE BOARD ORDERED that the aforesaid matter is REFERRED to the Finance Committee of the Board of Supervisors for consideration, report and recommendation. PASSED by the Board on December 19, 1978 I hereby certify that the 'foregoing is a true and correct copy of an order entered on the minutes of said Board of Supervisors on the date aforesaid. Witness my hand and the Seal of the Board of Supervisors cc: Director of Planning affixed this�9th day of December 19 78 Acting County Administrator County Counsel Director of Building Inspection ` J. R. OLSSON, Clerk By WDeputy Clerk Karin King H -24 4/77 15m 0 RECEIVE CONTRA COSTA COUNTY PLANNING DEPARTMENT DEC 19 1978 J. R. OLSSON CLERK BOARD OF SUPERVISORS CONTRA TSTA CO. TO: Charles A. Hammond DATE: December , Acting County Admi istrator Anthony A. Dehoes Home Ownership and FROM: Director of Planni I SUBJECT: Home Improvement Program Since the inception of the Community Development Block Grant Program the County and the twelve cooperating cities have taken some initial steps to address the housing needs of the low and moderate income population. Through various housing programs over 100 families have been assisted in improving their homes, over 1,000 families have received financial assistance to secure affordable rental housing, almost 400 units of new subsidized elderly rental housing have been or are about to be constructed, and about 50 families have been provided assistance to purchase homes. The assistance already provided, however, just begins to address the housing needs of the low and moderate income population. Additional methods of providing for low and moderate income housing needs must be evaluated and utilized when appro- priate, so that the County can continue to address its housing responsibilities. One program which the County can utilize is the California Housing Finance Agency's (CHFA) Home Ownership and Home Improvement (HOHI) program. The HOHI Program represents a cooperative effort between state and local government and the private lending industry to preserve and rehabili- tote declining neighborhoods. Upon designation of localities for participation in the HOHI Program, CHFA markets bonds and utilizes the proceeds of the bond sale to acquire home purchase and home improvement loans from private lenders. Because the loans are purchased by CHFA they can be made at a below market interest rate. A programmatic description of the HOHI Program is provided as an appendix. The HOHI Prograrn has been in existence since January, 1978. In the first year of the program CHFA issued bonds totaling $125,000,000 to purchase loans made in .24 localities. Over 2,000 loans were originated by lenders and purchased by CHFA statewide. In preparing for the second year bond issue of $130,000,000 for the HOHI Program CHFA invited applications from localities throughout the state. An expression of interest to be included in the HOHI Programs was submitted by the Planning Department to CHFA. On November 21, 1978 the CHFA Board of Directors approved the request for "tandem designation" as a participating locality, subject to the execution of an agreement. Tandem designation provides the most comprehensive financing package available under this program. The designation is intended for localities which have operational housing rehabilitation programs in concen- trated areas. The County has six Concentrated Rehabilitation Areas (CRA's) - North Richmond, West Pittsburg, Montalvin Manor, Rodeo, Mountain View, and %%-- Oakley (maps attached). Under a tandem designation CHFA is encouraging a concentration of loans in the CRA's. Mortgage assistance can also be provided to qualifying families who reside outside of the CRA's but within the unincorporated areas ,of the County. Loans originated can be utilized to 1) purchase homes, 2) of and rehabilitate homes, 3) and refinance and . 2 rehabilitate homes. Assistance can be provided to investor-owners of 1-4 unit residences only in CRA's. Assistance outside of CRA's is available only for single family ownership. I recommend that the County participate in this program, and that the Board authorize the Chairman to execute the attached Tandem Designation Agreement. Since this is a new prograrn to the County, I recommend that this matter be referred to the Finance Committee, so that I may make a full presentation of this proposal to the Committee and it can then make an appropriate recommendation to the Board as a whole. There is some urgency attached to this agreement. Even though our areas were only designated on November 21, 1978, funds will be made available to lenders in Contra Costa and Alameda Counties as of January I, 1979. Demand is expected to exceed by nearly ten-fold the funds to be made available for these two counties. In order that Contra Costa may get its full measure of the funds available, the matter should be scheduled before the Committee and the Board as soon as possible, hopefully in early or mid-January. Please list this item on your agenda as a referral to the Finance Committee, for the Board meeting of December 19, 1978. AAD:jeb Attachment CC. Director of Building Inspection Dept. County Counsel Community Services Administrator APPENDIX Home Ownership and Home Improvement (HOHI) Program Description Goals of Program I. Assist in revitalizing deteriorating neighborhoods. 2. Assist low and moderate income families in obtaining financing for home ownership. 3. Make horne financing and refinancing assistance available in areas traditionally short of conventional mortgage money. 4. Stirnulate the production of new lower cost housing for modest income households. Role of Locality I. Provide housing rehabilitation assistance through an ongoing program in concentrated areas. 2. Assist in marketing and advertising the program to eligible families. 3. Refer potential households to lenders and provide home review assis- tance to lenders to determine code deficiencies. 4. Execute a relocation certificate which indicates that relocation assis- tance will be provided to any family displaced from a rental unit. If relocation assistance is not provided CHFA will not purchase the loan (under the HOHI Program to date over 2,000 loans have been arigina- ted statewide; no loan has resulted in relocation and no relocation assistance has had to be provided). S. Monitor rent limitations imposed on rental units financed under the program. The extent of involvement is limited to initial investigations of complaints and referral to CHFA if further enforcement action is necessary. Role of Lenders I. Originate loans. 2. Work with localities to act responsively with regard to the purposes of the HOHI Program and the localities Neighborhood Preservation objective. 3. Disseminate information on fhe program by worl<inq with the locality and by working with local real estate and brokerage firms. 4. Originate a minimum of 30% of the loans in CRA's for new consiruc- tion infill and rehabilitation. County staff has indicated that the 3096 should be considered by the lender to be only a minimum, and that further concentration in CRA's is strongly encouraged. i Program Financing 1) CHFA markets tax exempt bonds and utilizes proceeds to purchase loans made by participating lenders. 2) 1979 bond issue is $180,000,000. 3) Allocation Formula developed allocates 8.6% of the issue, or $15,400,000 to Alameda - Contra Costa County. HOHI Loans 1), Types of loans include: a) mortgage loans to purchase a new or existing residence b) mortgage loans to purchase and rehabilitate existing resi- dences. c) mortgage loans to refinance 2. Interest rate is expected to be about 7 3/4% with a minimum term of 25 years. 3) Downpayments for loans vary according to the type of insurance or loan guarantee used and the income and occupancy status of the borrower. For single family owner occupants the loan-to-value ratio will generally be 90%, however loan-to-value ratios up to 95% can be made when applicable standards of the lenders and mortgage insurers are met. 4), Maximum sales price for single family homes are expected to be $69,000. 5) Borrowers adjusted gross income must be equal to or less than the Moderate Income, Limits of the Program for the appropriate family size. The limits have not yet been set but, for example, the limits for a family of four will probably be in the area $24,000. JK:jeb