HomeMy WebLinkAboutMINUTES - 08191986 - 1.29 TO: BOARD OF SUPERVISORS
FROM: Mark Finucane, Health Services Di ec� nwt
ra
@ CO^
Costa
DATE: August 12, 1986
SUBJECT: Authorize Insurance for Private Members of The
Contra Costa Health Plan
SPECIFIC REQUEST(S) OR RECOMMENDATION(S) & BACKGROUND AND JUSTIFICATION
RECOMMENDATION:
Approve and authorize Executive Director, Contra Costa Health Plan, to execute
on behalf of the County a contract with Great Republic Life Insurance Company
of Santa Barbara to provide excess .liability insurance for private members of
The Contra Costa Health Plan as more specifically detailed in the insurance
policy. Term of this policy year is July 1, 1986 to June 30, 1987.
FINANCIAL IMPACT:
The $2.97 premium reflects the fact that the premium charged has not changed since
1984. We believe this is an unusual circumstance in the insurance industry today..
The premiums to be paid to cover the current membership of approximately 1,350
members per month will be $4,010 per month or $48,120 'annually. In FY85-86, The
Health Plan received $84,000 in claims settlements under this policy; consequently,
this low cost catastrophic protection should be continued..
BACKGROUND:
Since The Health Plan began as a federally qualified HMO in July of 1980, Contra
Costa County has purchased excess liability insurance for the members of The Contra
Costa Health Plan who are private enrollees. This includes those County employees
and other employees of public agencies .with whom The Health Plan has contracts, as
well as private group enrollments and private individual enrollments.
The current policy covers health services provided to these individuals above a
$35,000 annual deductible for each individual up to a maximum lifetime benefit of
$2,000,000 for each individual under certain conditions spelled out in the insurance
policy.
This excess liability insurance coverage appears to be a sound precaution since
one or two catastrophic illnesses could easily exceed the premiums paid for. this
insurance.
CONTINUED ON ATTACHMENT: YES SIGNATURE:
RECOMMENDATION OF COUNTY ADMINISTRATOR RECOMMENDATION OF BOARD COMMITTEE
APPROVE OTHER
SIGNATURE S :
ACTION OF BOARD ON A 11 G_ 19 1986 APPROVED AS RECOMMENDED OTHER
VOTE OF SUPERVISORS
1 HEREBY CERTIFY THAT THIS IS A TRUE
UNANIMOUS (ABSENT y� ) AND CORRECT COPY OF AN ACTION TAKEN
AYES: NOES. AND ENTERED ON THE MINUTES OF THE BOARD
ABSENT: ABSTAIN: OF SUPERVISORS ON -THE DATE SHOWN.
CC: County Administrator. ATTESTED AU'' 19 19% --
Auditor-Controller PHIL BATCHELOR, CLERK OF THE BOARD OF
Health Services Director SUPERVISORS AND COUNTY ADMINISTRATOR
CCHP
M382/7-83 BY ,DEPUTY