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HomeMy WebLinkAboutMINUTES - 08121986 - 1.44 ro BOARD OF SUPERVISORS Ad ---- - FROM: Mark R. Finucane, Health Services erector Contra Costa DATE: July 29 , 1986 Co Irti SUBJECT: Approval of Standard Rates for Contra Costa Health �+� ��� Plan Contracts & Authorization to Establish Composite Rates. SPECIFIC REQUEST(S) OR RECOMMENDATION(S) & BACKGROUND AND JUSTIFICATION I Recommended Action: Adopt the attached monthly rates for membership in the Contra Costa Health Plan by commercial employee groups, and private non-group Medicare and individual subscribers , such rates to be effective on contract renewal dates. Authorize the Executive Director, Contra Costa Health Plan, to . establish group-specific composite rates which are based on the number of single, dual, and family employees in a group and satisfy the revenue requirements established by the Standard Public and Private Group rates. II Financial Impact Assuming. no change in enrollment in the affected groups , premium revenue will increase by $45, 220. 16 annually. III Reasons for Recommendations/Background: The Contra Costa Health Plan revises its rates annually based on its experience with cost, membership mix, and family size, and by considering the anticipated impact of competition. This year contracted actuarial services have improved the accuracy of the experience data used in this process . The recommended rates average 4% above the 1985-86 rates and no single rate in the schedule increased more than 10 . 1% . This rate of increase is consistent with the Bay Area Medical Care C.P.I . , which is currently increasing•' atan annual rate of 6 . 7% . This year The Plan has abandoned its policy of developing different rates for public and private commercial groups. This was done both because it was actuarially unwise to continue it, and to bring our premium structure in this regard in line with industry practice. We have also realigned the individual and commercial rate structure to extend our reach in this growing market niche. CONTINUED ON ATTACHMENT: YES SIGNATURE; RECOMMENDATION OF COUNTY ADMINISTRATOR RECOMMENDATION OF BOAR COMMITTEE APPROVE OTHER SIGNATURE S : ACTION OF BOARD ON 21 C3 APPROVED AS RECOMMENDED OTHER VOTE OF SUPERVISORS 1 HEREBY CERTIFY THAT THIS IS A TRUE UNANIMOUS (ABSENT ) AND CORRECT COPY OF AN ACTION TAKEN AYES: NOES. AND ENTERED ON THE MINUTES OF THE BOARD ABSENT: ABSTAIN: OF SUPERVISORS ON THE DATE SHOWN. / cc: County Adrl.inistrator ATTESTED _ /916 Health services Director PHIL BATCH LOR, CLERK OF THE BOARD OF Auditor--Controller SUPERVISORS AND COUNTY ADMINISTRATOR CCI:P M382/7-83 BY ,DEPUTY �4 TO: Board of Supervisors FROM: Mark Finucane, Health Services Director DATE: July 29, 1986 SUBJECT: Approval of Standard Rates for Contra Costa Health Plan Contracts and Authorization to Establish Composite Rates. PAGE: 2 III continued - The Board in approving these rates also authorizes the Health Plan Executive Director to establish composite rates for those employers who request them. This is a common practice in the industry and a composite rate has been provided by The Plan to the Richmond School District for each of the last four years. The new rates will result in higher revenue and an 'improved competitive position for The Plan. For these reasons we believe .the proposed rates serve the County and The Plan equally well. IV Consequences of Negative Action: The Plan should communicate the new rate structure to its contracted employer groups as soon as possible. The revenue increase will not be realized if Board action is negative. X . continued on attachment Yes C 0 N T R A C 0 S T A H E A L T H P L A N PROPOSED 19 86 - 8 7 RATES GROUP CONTRACTS TWO TIER M E D I CA R'E TWO TIER Single $77. 28 Single . $61.78 Family $196 . 52 Family $181. 02 (1 Medicare eligible) Family $165 . 52 (2 Medicare eligibles) THREE TIER M E D I C A R E THREE TIER Single $77. 28 Single $61. 78 Dual $154. 56 Dual $139. 06 (1 Medicare eligible) Family $226 . 50 Dual $123. 56 (2 Medicare eligibles) ---------------------------------------- PRIVATE INDIVIDUAL CONTRACTS Family $211. 00 (1 Medicare eligible) Family $195 . 50 (2 Medicare eligibles) Single $77. 28 Dual $154 . 56 Family $226 .50 SENIORHEALTH High Option $66. 35 Low Option $41.00 RTH:smp 8/4/86 V